Transcript

GAIN BY THE NUMBERS I MAY 2021

USA DATA ON INDEPENDENT RETAILERS Credit Balances are offset for Adjusted Receivable Balances.Individual chart data is based on 50,000-60,000 accounts.

Receivable balances accumulated by each aging bucket, weighed by its average age and divided by the total receivables.

Number of accounts scored in each risk categorycomparing May 2020 and May 2021.

Receivable balances accumulated by each aging bucket, weighed by its average age and divided by the total.

Monthly receivables balances divided by the number ofaccounts that had receivables balances in that month.

The number of PFC Flashes entered each month in 2020 and 2021.

Receivable balances accumulated for each region to show YOY data for May.

18.5

5D

ays

Slow

22.3

0D

ays

Slow

26.4

7D

ays

Slow

29.9

9D

ays

Slow

25.9

4D

ays

Slow

23.1

2D

ays

Slow

9.46

Day

s Sl

ow

7.80

Day

s Sl

ow

13.8

6D

ays

Slow

14.4

2D

ays

Slow

15.4

8D

ays

Slow

11.1

3D

ays

Slow

02468

10121416182022242628303234

Central Midwest Northeast South Southwest West

May 2020 May 2021

26

,50

9A

cco

un

ts

4,0

85

Acc

ou

nts

9,3

02

Acc

ou

nts

1,9

12

Acc

ou

nts

3,3

32

Acc

ou

nts

2,0

21

Acc

ou

nts

31

,27

1A

cco

un

ts

4,1

26

Acc

ou

nts

9,2

64

Acc

ou

nts

2,0

61

Acc

ou

nts

2,6

66

Acc

ou

nts

1,4

00

Acc

ou

nts

0

5,000

10,000

15,000

20,000

25,000

30,000

Very LowRisk

Low Risk Mod erateRisk

High Risk Very HighRisk

Extreme Risk

May 2020 May 2021

6.00

11.00

16.00

21.00

26.00

31.00

J F M A M J J A S O N D

2020 2021

$2,500.00

$3,000.00

$3,500.00

$4,000.00

$4,500.00

$5,000.00

$5,500.00

$6,000.00

J F M A M J J A S O N D

2020 2021

0

20

40

60

80

100

120

140

160

180

200

J F M A M J J A S O N D

2020 2021

$3

0,5

59

,72

1

$7

,17

5,6

05

$3

3,1

55

,13

4

$3

8,1

78

,23

7

$1

3,7

99

,77

1

$2

5,5

92

,16

1

$3

6,9

86

,10

2

$8

,17

2,5

98

$2

6,7

86

,76

9

$3

8,6

68

,04

0

$1

7,8

84

,15

8

$2

3,7

30

,61

9

$0

$10,000,000

$20,000,000

$30,000,000

$40,000,000

Central Midwest Northeast South Southwest West

May 2020 May 2021

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