TOTAL APPLICATIONS 28/
CONVENTIONAL 925 2 116 2425
FHA 2 29
VA 43
FSA/RHS 1
LOANS ORIGINATED
CONVENTIONAL 506 1 81 1263
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 75 5 136
FHA
VA 1
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 232 1 1762
FHA 2 26
VA 11
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 90 1258
FHA 3
VA 12
FSA/RHS 1
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 22 16
FHA
VA 1
FSA/RHS
PREAPPROVALS DENIED
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
PREAPPROVALS APPROVED BUT NOT ACCEPTED 29/
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 325 58175
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 59 524
FHA 1
VA 1
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 20 314
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 3
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 28 27
FHA
VA 1
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 62
FHA 1
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 21
FHA
VA
FSA/RHS
PREAPPROVALS DENIED
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
PREAPPROVALS APPROVED BUT NOT ACCEPTED 29/
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 13 15
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 13 515
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 4 39
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 6 23
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 31
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 1
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 369 63169 NA
PRICING REPORTED 7 32 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.70 1.711.78 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.65 1.801.78 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 376 66171 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 15 26 NA
PRICING REPORTED 3 16 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.94 1.641.94 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.96 1.641.87 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 18 312 NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE BW: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/KERN COUNTY/0001.01
LOANS ORIGINATED 1 1112 112
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0006.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1250
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0009.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 188
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0017.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 434
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0018.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 165
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0019.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 179 79
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 1 of 4
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/KERN COUNTY/0028.17
LOANS ORIGINATED 1 1252 252
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0031.21
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 275
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0032.02
LOANS ORIGINATED 1 220
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0032.04
LOANS ORIGINATED 1 160
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 500
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0038.03
LOANS ORIGINATED 1 552
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0038.07
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 215
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 2 of 4
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/KERN COUNTY/0038.09
LOANS ORIGINATED 2 837
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0052.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 640
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 3 3 1 2916 997 220 364
APPS APPROVED, NOT ACCEPTED
APPS DENIED 5 2 11622 1684 79
APPS WITHDRAWN 11 275 165
FILES CLOSED FOR INCOMPLETENESS
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 3 of 4
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 4 of 4
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1 160
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 220
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 160
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 1 220
MINORITY STATUS 8/
WHITE NON-HISPANIC 1 160
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2 380
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 160
80-100% MINORITY 1 220
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 220
UPPER INCOME 1 160
TOTAL 14/ 2 380
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
2
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 12540 - BAKERSFIELD, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
380
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 12540 - BAKERSFIELD, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 275 275
MALE 11 275 275
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 275 275
MALE 11 275 275
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 275 275
MALE 11 275 275
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 275 275
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 275 275
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 552 552
MALE 11 552 552
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 165 165
MALE
FEMALE 11 165 165
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 364 364
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 717 552 165
MALE 11 552 552
FEMALE 11 165 165
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 364 364
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 165 165
MALE
FEMALE 11 165 165
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 552 552
MALE 11 552 552
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 11 165 165
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 552 552
INCOME NOT AVAILABLE 6/ 22 364 364
TOTAL 14/ 3 14 1081 916 165
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL) 11 500 500
MALE
FEMALE 11 500 500
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 47 2119 997 1122
MALE 33 482 482
FEMALE
JOINT (MALE/FEMALE) 3 14 1637 997 640
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 79 79
MALE 11 79 79
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 3 47 2540 997 1543
MALE 22 403 403
FEMALE 11 500 500
JOINT (MALE/FEMALE) 3 14 1637 997 640
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 3 36 2040 997 1043
MALE 22 403 403
FEMALE
JOINT (MALE/FEMALE) 3 14 1637 997 640
OTHERS, INCLUDING HISPANIC (TOTAL) 22 579 579
MALE 11 79 79
FEMALE 11 500 500
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 215 215
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 3 47 2404 997 1407
INCOME NOT AVAILABLE 6/
TOTAL 14/ 3 58 2619 997 1622
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 220 220
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 220 220
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 220 220
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 220 220
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 11 1250 1250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 1250 1250
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 434 434
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 1250 1250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 1250 1250
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 434 434
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 1250 1250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 1250 1250
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 22 1684 1684
TOTAL 14/ 22 1684 1684
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 79 79
MALE 11 79 79
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 364 364
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 79 79
MALE 11 79 79
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 364 364
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 79 79
MALE 11 79 79
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 79 79
INCOME NOT AVAILABLE 6/ 22 364 364
TOTAL 14/ 2 13 443 364 79
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 275 275
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 275 275
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 275 275
11 275 275TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 165 165
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 165 165
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 165 165
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 552 552
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 552 552
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 552 552
3 14 1081 916 165TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 215 215
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 215 215
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 215 215
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 11 500 500
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 36 1904 997 907
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 79 79
NOT HISPANIC OR LATINO 3 36 2325 997 1328
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 25 1825 997 828
OTHERS, INCLUDING HISPANIC 22 579 579
3 58 2619 997 1622TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 220 220
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 220 220
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
11 220 220TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 79 79
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 79 79
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 79 79
2 13 443 364 79TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 275 275
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 275 275
MIDDLE INCOME
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 275 275
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 275 275TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 664 664
50-79% MINORITY 1 12 417 252 165
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 252 252
MIDDLE INCOME 11 165 165
UPPER INCOME 22 664 664
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 252 252
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 165 165
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 664 664
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 14 1081 916 165TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 640 640
20-49% MINORITY 2 13 1052 837 215
50-79% MINORITY 1 34 927 160 767
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 22 719 719
MIDDLE INCOME
UPPER INCOME 3 36 1900 997 903
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 640 640
20-49% MINORITY
50-79% MINORITY 11 79 79
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 13 1052 837 215
50-79% MINORITY 1 23 848 160 688
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 58 2619 997 1622TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 220 220
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 220 220
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 220 220
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 220 220TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 434 434
50-79% MINORITY 11 1250 1250
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 1250 1250
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 11 434 434
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 1250 1250
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 434 434
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
22 1684 1684TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 112 112
50-79% MINORITY 1 12 331 252 79
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1 12 331 252 79
MIDDLE INCOME
UPPER INCOME 11 112 112
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 331 252 79
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 112 112
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
2 13 443 364 79TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 1
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 552
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 552
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 552
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 552
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 552
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 552
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 552
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1 12 1.58 1.58
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 1.58 1.58
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 1.58 1.58
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 12 1.58 1.58
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 1.58 1.58
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 11 1.58 1.58
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 1 12 1.58 1.58
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 156 156841 1.58 1.58
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 156 156841 1.58 1.58
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 156 156841 1.58 1.58
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 156 156841 1.58 1.58
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 156 156841 1.58 1.58
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 156 156681 1.58 1.58
50-79% MINORITY 160
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 156 156841 1.58 1.58
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 1
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 220
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 220
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 220
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/ 220
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 220
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 220
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 8 14
FHA 1
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 3 13
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 5
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA 1
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 1 1
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 2
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 2 11 NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.58 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.58 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 3 11 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/BUTTE COUNTY/0001.02
LOANS ORIGINATED 2 2425 425
APPS APPROVED, NOT ACCEPTED 1 1127 525
APPS DENIED 2 360
APPS WITHDRAWN 1 103
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0001.03
LOANS ORIGINATED 2 6 1 3377 826 130 521
APPS APPROVED, NOT ACCEPTED 1 2 2154 419 304
APPS DENIED 1 180
APPS WITHDRAWN 1 2309 388
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0001.04
LOANS ORIGINATED 2 4377 627
APPS APPROVED, NOT ACCEPTED 1 1171 171
APPS DENIED
APPS WITHDRAWN 2 388
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0002.01
LOANS ORIGINATED 7 11367 79
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1290 78
APPS WITHDRAWN 1 213
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0002.02
LOANS ORIGINATED 2 1 2328 310 328
APPS APPROVED, NOT ACCEPTED 1 1210 210
APPS DENIED
APPS WITHDRAWN 1 1180 250
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0003.00
LOANS ORIGINATED 1 1 1137 53 137
APPS APPROVED, NOT ACCEPTED 1 1455 455
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 1 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0004.01
LOANS ORIGINATED 1 235
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 297
CA/BUTTE COUNTY/0004.02
LOANS ORIGINATED 2 11 1 1364 2054 200 236
APPS APPROVED, NOT ACCEPTED 1 1 1215 202 215
APPS DENIED 3 562
APPS WITHDRAWN 1 11 226 226 300
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0005.01
LOANS ORIGINATED 3 11249 245
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 574
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 340
CA/BUTTE COUNTY/0005.02
LOANS ORIGINATED 1 4 3319 1943 1727
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0006.01
LOANS ORIGINATED 2 4 2 1295 923 333 167
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1 1262 196 130
APPS WITHDRAWN 1 281
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0006.03
LOANS ORIGINATED 1 3 2145 601 394
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1195 195
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 2 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0006.04
LOANS ORIGINATED 1 186
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 2500
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0007.00
LOANS ORIGINATED 4 3 31297 253 373
APPS APPROVED, NOT ACCEPTED 1 100
APPS DENIED 1 236
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 112
CA/BUTTE COUNTY/0008.00
LOANS ORIGINATED 2 6 3484 1675 477
APPS APPROVED, NOT ACCEPTED 2 1330 270
APPS DENIED
APPS WITHDRAWN 1 200
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0009.01
LOANS ORIGINATED 2 1 1733 80 80
APPS APPROVED, NOT ACCEPTED 1 315
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0009.03
LOANS ORIGINATED 1 1198 143
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 215
APPS WITHDRAWN 1 140 40
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0009.04
LOANS ORIGINATED 2 6 3684 1120 431
APPS APPROVED, NOT ACCEPTED 1 1235 335
APPS DENIED 1 1 1159 273 159
APPS WITHDRAWN 1 1 1202 417 125
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 3 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0010.00
LOANS ORIGINATED 1 3 31939 1086 2645
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 130
APPS WITHDRAWN 1 240
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0011.00
LOANS ORIGINATED 1 2 3326 697 1023
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 2600 600
APPS WITHDRAWN 1 1143 143
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0012.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 139
APPS DENIED 1 102
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0013.00
LOANS ORIGINATED 1 1156 156
APPS APPROVED, NOT ACCEPTED 1 1 1210 96 96
APPS DENIED 1 210
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0014.00
LOANS ORIGINATED 7 6 12736 2131 240 2 356
APPS APPROVED, NOT ACCEPTED 1 66
APPS DENIED 3 2498 373 2 328
APPS WITHDRAWN 3 1127
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0015.00
LOANS ORIGINATED 4 10 2857 3296 377
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 4 1257 1259 125 2 382
APPS WITHDRAWN 1 95 1 95
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 4 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0016.00
LOANS ORIGINATED 1 2130 248 1 126
APPS APPROVED, NOT ACCEPTED 1 1156 156
APPS DENIED 2 1338 104
APPS WITHDRAWN 1 271
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0017.02
LOANS ORIGINATED 1 101
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0017.03
LOANS ORIGINATED 1 113
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0017.04
LOANS ORIGINATED 2 303
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 55 1 55
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 133
CA/BUTTE COUNTY/0018.00
LOANS ORIGINATED 5 771
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 3 1274 543 131 2 206
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0019.00
LOANS ORIGINATED 1 1169 100
APPS APPROVED, NOT ACCEPTED 1 1747 747
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 5 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0020.00
LOANS ORIGINATED 2 380
APPS APPROVED, NOT ACCEPTED 1 135
APPS DENIED 2 303
APPS WITHDRAWN 1 110
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0021.00
LOANS ORIGINATED 2 2 1 1 1199 274 120 1200 120
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1 1418 275 275 1 104
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0022.00
LOANS ORIGINATED 1 1 2 1176 320 460 320
APPS APPROVED, NOT ACCEPTED 1 2319 432
APPS DENIED 1 1295 126
APPS WITHDRAWN 2 1 1417 172 277
FILES CLOSED FOR INCOMPLETENESS 1 125
CA/BUTTE COUNTY/0023.00
LOANS ORIGINATED 1 355 858
APPS APPROVED, NOT ACCEPTED 1 399
APPS DENIED 1 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0024.00
LOANS ORIGINATED 1 1226 99 1 99
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0025.00
LOANS ORIGINATED 2 1 1537 49 473 1 64
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 240
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 6 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0026.01
LOANS ORIGINATED 1 108
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1 11 100 136 42 136 1 136
FILES CLOSED FOR INCOMPLETENESS 1 106 1 106
CA/BUTTE COUNTY/0026.02
LOANS ORIGINATED 2 1554 175
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 1535
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0027.00
LOANS ORIGINATED 2 1 1333 60 145
APPS APPROVED, NOT ACCEPTED 1 148
APPS DENIED 1 460
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0028.00
LOANS ORIGINATED 1 88
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0029.00
LOANS ORIGINATED 1 165 95
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 85
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0030.02
LOANS ORIGINATED 2 1 1 1895 81 360 760 1 760
APPS APPROVED, NOT ACCEPTED 1 120
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 7 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0031.00
LOANS ORIGINATED 2 1154 95 1 59
APPS APPROVED, NOT ACCEPTED 1 1400 163
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0032.00
LOANS ORIGINATED 1 172 1 172
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 127 2 127
APPS WITHDRAWN 1 250
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0033.00
LOANS ORIGINATED 1 128
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1137 186 1 186
APPS WITHDRAWN 1 203 1 203
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0034.00
LOANS ORIGINATED 1 409
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0035.01
LOANS ORIGINATED 1 1 1152 131 152
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 95
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0035.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1 2210 96 306
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 8 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0036.00
LOANS ORIGINATED 1 1 1222 220 222
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1 1535 45 225 1 45
APPS WITHDRAWN 1 86
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0037.00
LOANS ORIGINATED 1 2 1417 480 411
APPS APPROVED, NOT ACCEPTED
APPS DENIED 4 1762 61 3 387
APPS WITHDRAWN 1 152 1 152
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 62 112 18 3 4017007 25513 2954 1760 11407 8 1636
APPS APPROVED, NOT ACCEPTED 17 15 1 1 113503 3708 163 525 2660
APPS DENIED 16 46 1 132875 10415 45 2378 15 1820
APPS WITHDRAWN 12 19 5 1 42 326 2336 4305 760 2500 596 4 586
FILES CLOSED FOR INCOMPLETENESS 6 1113 1 106
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 9 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 10 of 10
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 3 587
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 10614 2109 21789
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2 466
RACE NOT AVAILABLE 6/ 1 81
ETHNICITY 7/
HISPANIC OR LATINO 4 618
NOT HISPANIC OR LATINO 10414 2109 21537
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
3 687
ETHNICITY NOT AVAILABLE 6/ 1 81
MINORITY STATUS 8/
WHITE NON-HISPANIC 9914 2109 20484
OTHERS, INCLUDING HISPANIC 12 2358
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 21 60 186
50-79% OF MSA/MD MEDIAN 212 230 2806
80-99% OF MSA/MD MEDIAN 131 210 2106
100-119% OF MSA/MD MEDIAN 82 265 1730
120% OR MORE OF MSA/MD MEDIAN 679 1425 16014
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 647 1122 13056
20-49% MINORITY 478 1068 9786
50-79% MINORITY
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME 1 186
MODERATE INCOME 133 311 2970
MIDDLE INCOME 456 812 8080
UPPER INCOME 526 1067 11606
TOTAL 14/ 11115 2190 22842
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
11115
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 17020 - CHICO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
228422190
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 17020 - CHICO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 226 226
MALE 11 226 226
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 100 100
MALE
FEMALE
JOINT (MALE/FEMALE) 11 100 100
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 22 326 326
MALE 11 226 226
FEMALE
JOINT (MALE/FEMALE) 11 100 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 226 226
MALE 11 226 226
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 100 100
MALE
FEMALE
JOINT (MALE/FEMALE) 11 100 100
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 226 226
80-99% OF MSA/MD MEDIAN 11 100 100
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
TOTAL 14/ 22 326 326
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 2 2 15 1004 374 420 210
MALE 11 210 210
FEMALE 11 176 176
JOINT (MALE/FEMALE) 1 1 13 618 198 210 210
BLACK OR AFRICAN AMERICAN (TOTAL) 11 190 190
MALE 11 190 190
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 57 13 15 1297 21011 13327 2683 2665 2336
MALE 12 3 3 523 4014 2136 508 323 1047
FEMALE 10 1 2 215 2898 2208 235 263 192
JOINT (MALE/FEMALE) 35 9 10 559 14099 8983 1940 2079 1097
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 607 607
MALE
FEMALE
JOINT (MALE/FEMALE) 11 607 607
RACE NOT AVAILABLE (TOTAL) 6/ 2 13 2909 2699 210
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 1 13 489 257 137 95
MALE 1 12 232 137 95
FEMALE
JOINT (MALE/FEMALE) 11 257 257
NOT HISPANIC OR LATINO (TOTAL) 58 16 14 1199 21900 13732 3293 2634 2241
MALE 12 5 2 423 4182 2136 908 186 952
FEMALE 11 1 2 216 3074 2384 235 263 192
JOINT (MALE/FEMALE) 35 10 10 560 14644 9212 2150 2185 1097
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 12 423 319 104
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 423 319 104
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 13 2909 2699 210
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 55 13 13 1192 20099 12751 2683 2424 2241
MALE 12 3 2 421 3782 2136 508 186 952
FEMALE 10 1 2 215 2898 2208 235 263 192
JOINT (MALE/FEMALE) 33 9 9 556 13419 8407 1940 1975 1097
OTHERS, INCLUDING HISPANIC (TOTAL) 5 3 3 112 2713 1557 610 451 95
MALE 2 1 14 632 400 137 95
FEMALE 11 176 176
JOINT (MALE/FEMALE) 4 1 27 1905 1381 210 314
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 23 262 64 198
50-79% OF MSA/MD MEDIAN 9 2 415 2014 1051 350 613
80-99% OF MSA/MD MEDIAN 8 2 1 112 1991 1392 349 210 40
100-119% OF MSA/MD MEDIAN 1 1 3 16 862 130 190 399 143
120% OR MORE OF MSA/MD MEDIAN 41 11 10 567 17406 11671 2404 2068 1263
INCOME NOT AVAILABLE 6/ 2 1 14 3186 2699 210 277
TOTAL 14/ 62 17 16 12107 25721 17007 3503 2875 2336
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 1 1 13 534 213 96 225
MALE 11 213 213
FEMALE
JOINT (MALE/FEMALE) 1 12 321 96 225
BLACK OR AFRICAN AMERICAN (TOTAL) 1 12 251 126 125
MALE 1 12 251 126 125
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 101 12 43 17 5178 39233 21821 2596 9789 4039 988
MALE 13 4 11 1 130 6965 2820 627 3203 203 112
FEMALE 24 4 9 6 245 8194 3349 1126 1748 1334 637
JOINT (MALE/FEMALE) 64 4 23 10 2103 24074 15652 843 4838 2502 239
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 22 466 466
MALE
FEMALE
JOINT (MALE/FEMALE) 22 466 466
RACE NOT AVAILABLE (TOTAL) 6/ 8 2 1 213 4570 3013 1016 275 266
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 420 151 269
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 3 2 16 1035 301 604 130
MALE
FEMALE 2 1 14 711 246 335 130
JOINT (MALE/FEMALE) 1 12 324 55 269
NOT HISPANIC OR LATINO (TOTAL) 99 11 44 16 6176 38781 21831 1991 9937 3909 1113
MALE 14 4 12 1 233 7429 3033 627 3329 203 237
FEMALE 22 3 9 5 241 7483 3103 791 1748 1204 637
JOINT (MALE/FEMALE) 63 4 23 10 2102 23869 15695 573 4860 2502 239
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
2 1 14 937 368 366 203
MALE
FEMALE
JOINT (MALE/FEMALE) 2 1 14 937 368 366 203
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 8 1 1 212 4301 3013 747 275 266
MALE
FEMALE
JOINT (MALE/FEMALE) 11 151 151
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 96 10 42 16 5169 37530 21152 1895 9586 3909 988
MALE 13 4 11 1 130 6965 2820 627 3203 203 112
FEMALE 22 3 9 5 241 7483 3103 791 1748 1204 637
JOINT (MALE/FEMALE) 61 3 22 10 298 23082 15229 477 4635 2502 239
OTHERS, INCLUDING HISPANIC (TOTAL) 8 4 3 1 117 3223 1348 1066 554 130 125
MALE 1 1 13 464 213 126 125
FEMALE 2 1 14 711 246 335 130
JOINT (MALE/FEMALE) 5 3 210 2048 889 731 428
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 3 3 28 1005 254 442 309
50-79% OF MSA/MD MEDIAN 16 2 14 234 5270 2196 193 2644 237
80-99% OF MSA/MD MEDIAN 9 2 213 2038 1590 140 308
100-119% OF MSA/MD MEDIAN 8 2 4 216 2486 1146 335 622 383
120% OR MORE OF MSA/MD MEDIAN 71 10 21 12 4118 30293 17746 2433 6019 3219 876
INCOME NOT AVAILABLE 6/ 5 1 2 19 3962 2581 747 548 86
TOTAL 14/ 112 15 46 19 6198 45054 25513 3708 10415 4305 1113
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 17 1 1 524 3802 2834 163 45 760
MALE 3 1 26 1050 515 45 490
FEMALE 3 1 26 529 221 163 145
JOINT (MALE/FEMALE) 11 112 2223 2098 125
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 120 120
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 2 13 225 183 42
MALE 11 130 130
FEMALE 1 12 95 53 42
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 14 1 1 420 3337 2411 163 45 718
MALE 2 1 25 920 385 45 490
FEMALE 2 1 14 434 168 163 103
JOINT (MALE/FEMALE) 10 111 1983 1858 125
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 240 240
MALE
FEMALE
JOINT (MALE/FEMALE) 11 240 240
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 120 120
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 14 1 1 420 3337 2411 163 45 718
MALE 2 1 25 920 385 45 490
FEMALE 2 1 14 434 168 163 103
JOINT (MALE/FEMALE) 10 111 1983 1858 125
OTHERS, INCLUDING HISPANIC (TOTAL) 3 14 465 423 42
MALE 11 130 130
FEMALE 1 12 95 53 42
JOINT (MALE/FEMALE) 11 240 240
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 1 13 147 60 45 42
50-79% OF MSA/MD MEDIAN 4 26 773 545 228
80-99% OF MSA/MD MEDIAN 4 15 590 340 250
100-119% OF MSA/MD MEDIAN 4 15 1068 905 163
120% OR MORE OF MSA/MD MEDIAN 4 15 1224 984 240
INCOME NOT AVAILABLE 6/ 11 120 120
TOTAL 14/ 18 1 1 525 3922 2954 163 45 760
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 3 1 15 4785 1760 525 2500
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3 1 15 4785 1760 525 2500
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 3 1 15 4785 1760 525 2500
TOTAL 14/ 3 1 15 4785 1760 525 2500
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 2 13 531 306 225
MALE 11 210 210
FEMALE
JOINT (MALE/FEMALE) 1 12 321 96 225
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 31 7 11 453 9668 5797 1397 1878 596
MALE 3 3 1 18 1407 480 519 131 277
FEMALE 5 1 2 19 1917 793 455 629 40
JOINT (MALE/FEMALE) 23 3 8 236 6344 4524 423 1118 279
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 210 210
MALE
FEMALE
JOINT (MALE/FEMALE) 11 210 210
RACE NOT AVAILABLE (TOTAL) 6/ 8 2 111 6632 5400 957 275
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 32 9 10 455 10102 6007 1703 1796 596
MALE 3 4 1 19 1617 480 729 131 277
FEMALE 5 1 2 19 1917 793 455 629 40
JOINT (MALE/FEMALE) 24 4 7 237 6568 4734 519 1036 279
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
22 307 307
MALE
FEMALE
JOINT (MALE/FEMALE) 22 307 307
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 8 2 111 6632 5400 957 275
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 31 7 9 451 9361 5797 1397 1571 596
MALE 3 3 1 18 1407 480 519 131 277
FEMALE 5 1 2 19 1917 793 455 629 40
JOINT (MALE/FEMALE) 23 3 6 234 6037 4524 423 811 279
OTHERS, INCLUDING HISPANIC (TOTAL) 1 2 36 1048 210 306 532
MALE 11 210 210
FEMALE
JOINT (MALE/FEMALE) 1 1 35 838 210 96 532
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1 1 24 733 98 215 420
80-99% OF MSA/MD MEDIAN 2 13 426 386 40
100-119% OF MSA/MD MEDIAN 2 1 14 537 264 130 143
120% OR MORE OF MSA/MD MEDIAN 27 8 9 145 8436 5259 1488 1553 136
INCOME NOT AVAILABLE 6/ 8 2 1 112 6909 5400 957 275 277
TOTAL 14/ 40 11 13 468 17041 11407 2660 2378 596
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 7 15 4 127 3388 876 1820 586 106
MALE 1 5 28 955 100 557 298
FEMALE 3 2 16 873 492 229 152
JOINT (MALE/FEMALE) 3 8 1 113 1560 284 1034 136 106
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 760 760
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 95 95
MALE 11 95 95
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 7 14 3 125 3090 876 1617 491 106
MALE 1 5 17 860 100 557 203
FEMALE 3 2 16 873 492 229 152
JOINT (MALE/FEMALE) 3 7 1 112 1357 284 831 136 106
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 203 203
MALE
FEMALE
JOINT (MALE/FEMALE) 11 203 203
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 760 760
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 7 14 3 125 3090 876 1617 491 106
MALE 1 5 17 860 100 557 203
FEMALE 3 2 16 873 492 229 152
JOINT (MALE/FEMALE) 3 7 1 112 1357 284 831 136 106
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 298 203 95
MALE 11 95 95
FEMALE
JOINT (MALE/FEMALE) 11 203 203
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 23 164 64 100
50-79% OF MSA/MD MEDIAN 3 1 26 703 331 125 247
80-99% OF MSA/MD MEDIAN 1 23 239 99 140
100-119% OF MSA/MD MEDIAN 1 12 265 62 203
120% OR MORE OF MSA/MD MEDIAN 2 9 1 113 2017 382 1393 136 106
INCOME NOT AVAILABLE 6/ 11 760 760
TOTAL 14/ 8 15 4 128 4148 1636 1820 586 106
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 226 226
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 226 226
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 226 226
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 100 100
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 100 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 100 100
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
22 326 326TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 23 262 64 198
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 23 262 64 198
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 23 262 64 198
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 176 176
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 8 2 414 1838 875 350 613
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 95 95
NOT HISPANIC OR LATINO 9 2 314 1919 1051 350 518
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 8 2 313 1743 875 350 518
OTHERS, INCLUDING HISPANIC 1 12 271 176 95
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 1 13 618 198 210 210
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 7 1 19 1373 1194 139 40
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 8 2 1 112 1991 1392 349 210 40
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 7 1 19 1373 1194 139 40
OTHERS, INCLUDING HISPANIC 1 1 13 618 198 210 210
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 11 190 190
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 3 15 672 130 399 143
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 137 137
NOT HISPANIC OR LATINO 1 1 2 15 725 130 190 262 143
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 2 14 535 130 262 143
OTHERS, INCLUDING HISPANIC 1 12 327 190 137
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 210 210
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 40 10 10 565 16589 11064 2194 2068 1263
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 607 607
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 257 257
NOT HISPANIC OR LATINO 39 11 9 564 16726 11095 2404 1964 1263
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 423 319 104
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 38 10 9 562 15909 10488 2194 1964 1263
OTHERS, INCLUDING HISPANIC 3 1 15 1497 1183 210 104
62 17 16 12107 25721 17007 3503 2875 2336TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 3 28 1005 254 442 309
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1 12 198 68 130
NOT HISPANIC OR LATINO 2 3 16 807 186 442 179
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 3 16 807 186 442 179
OTHERS, INCLUDING HISPANIC 1 12 198 68 130
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 225 225
BLACK OR AFRICAN AMERICAN 1 12 251 126 125
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 16 2 12 131 4794 2196 193 2293 112
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 16 2 14 234 5270 2196 193 2644 237
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 16 2 12 131 4794 2196 193 2293 112
OTHERS, INCLUDING HISPANIC 2 13 476 351 125
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 9 2 213 2038 1590 140 308
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 9 2 213 2038 1590 140 308
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 9 2 213 2038 1590 140 308
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 8 1 4 114 2037 1146 66 622 203
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 12 449 269 180
ETHNICITY 7/HISPANIC OR LATINO 1 12 324 55 269
NOT HISPANIC OR LATINO 7 1 4 113 1982 1091 66 622 203
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 180 180
MINORITY STATUS 8/WHITE NON-HISPANIC 7 1 4 113 1982 1091 66 622 203
OTHERS, INCLUDING HISPANIC 1 12 324 55 269
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 12 309 213 96
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 65 9 21 12 4111 29086 16635 2337 6019 3219 876
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 22 466 466
RACE NOT AVAILABLE 6/ 33 432 432
ETHNICITY 7/HISPANIC OR LATINO 1 12 513 178 335
NOT HISPANIC OR LATINO 65 8 20 12 4109 28411 16768 1732 5816 3219 876
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
2 1 14 937 368 366 203
ETHNICITY NOT AVAILABLE 6/ 33 432 432
MINORITY STATUS 8/WHITE NON-HISPANIC 62 7 20 12 4105 27636 16089 1636 5816 3219 876
OTHERS, INCLUDING HISPANIC 6 3 110 2225 1225 797 203
112 15 46 19 6198 45054 25513 3708 10415 4305 1113TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 13 147 60 45 42
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 42 42
NOT HISPANIC OR LATINO 1 12 105 60 45
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 105 60 45
OTHERS, INCLUDING HISPANIC 11 42 42
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 26 773 545 228
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 130 130
NOT HISPANIC OR LATINO 3 25 643 415 228
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 25 643 415 228
OTHERS, INCLUDING HISPANIC 11 130 130
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 590 340 250
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 53 53
NOT HISPANIC OR LATINO 3 14 537 287 250
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 537 287 250
OTHERS, INCLUDING HISPANIC 11 53 53
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 1068 905 163
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 4 15 1068 905 163
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 15 1068 905 163
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 1224 984 240
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 14 984 744 240
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 240 240
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 984 744 240
OTHERS, INCLUDING HISPANIC 11 240 240
18 1 1 525 3922 2954 163 45 760TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 225 225
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 13 508 98 215 195
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 1 24 733 98 215 420
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 13 508 98 215 195
OTHERS, INCLUDING HISPANIC 11 225 225
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 13 426 386 40
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 13 426 386 40
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 426 386 40
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 1 14 537 264 130 143
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 1 14 537 264 130 143
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 1 14 537 264 130 143
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 22 306 306
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 26 6 9 142 7920 5049 1182 1553 136
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 210 210
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 27 8 7 143 8129 5259 1488 1246 136
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
22 307 307
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 26 6 7 140 7613 5049 1182 1246 136
OTHERS, INCLUDING HISPANIC 1 2 25 823 210 306 307
40 11 13 468 17041 11407 2660 2378 596TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 23 164 64 100
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 23 164 64 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 23 164 64 100
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 1 26 703 331 125 247
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 95 95
NOT HISPANIC OR LATINO 3 1 15 608 331 125 152
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 1 15 608 331 125 152
OTHERS, INCLUDING HISPANIC 11 95 95
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 23 239 99 140
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 23 239 99 140
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 23 239 99 140
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 265 62 203
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 265 62 203
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 265 62 203
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 9 1 113 2017 382 1393 136 106
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 8 1 112 1814 382 1190 136 106
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 203 203
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 8 1 112 1814 382 1190 136 106
OTHERS, INCLUDING HISPANIC 11 203 203
8 15 4 128 4148 1636 1820 586 106TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 22 326 326
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 100 100
UPPER INCOME 11 226 226
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 100 100
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 226 226
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
22 326 326TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 32 9 10 758 13518 8422 1889 1796 1411
20-49% MINORITY 30 7 6 548 11993 8585 1404 1079 925
50-79% MINORITY 11 210 210
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 186 186
MODERATE INCOME 11 4 1 117 5651 4610 679 210 152
MIDDLE INCOME 22 6 7 237 6898 4126 1415 1174 183
UPPER INCOME 28 7 8 952 12986 8085 1409 1491 2001
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 186 186
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 3 1 116 5441 4610 469 210 152
50-79% MINORITY 11 210 210
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 3 519 3639 2258 634 747
20-49% MINORITY 11 3 2 218 3259 1868 781 427 183
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 21 6 5 739 9879 6164 1255 1049 1411
20-49% MINORITY 7 1 3 213 3107 1921 154 442 590
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
62 17 16 12107 25721 17007 3503 2875 2336TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 63 8 23 8 4106 25233 14318 2367 5810 2262 476
20-49% MINORITY 49 6 23 11 291 19725 11195 1245 4605 2043 637
50-79% MINORITY 11 96 96
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 16 3 8 128 6905 4744 647 1274 240
MIDDLE INCOME 42 3 23 10 482 16835 7851 1022 5653 1661 648
UPPER INCOME 54 9 15 8 288 21314 12918 2039 3488 2404 465
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 16 2 8 127 6809 4744 551 1274 240
50-79% MINORITY 11 96 96
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 20 1 11 2 337 7830 3394 747 3092 246 351
20-49% MINORITY 22 2 12 8 145 9005 4457 275 2561 1415 297
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 43 7 12 6 169 17403 10924 1620 2718 2016 125
20-49% MINORITY 11 2 3 2 119 3911 1994 419 770 388 340
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
112 15 46 19 6198 45054 25513 3708 10415 4305 1113TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 9 211 1747 1580 167
20-49% MINORITY 9 1 1 314 2175 1374 163 45 593
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 3 14 792 552 240
MIDDLE INCOME 7 1 1 312 1465 862 163 45 395
UPPER INCOME 8 19 1665 1540 125
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 3 14 792 552 240
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 4 15 545 503 42
20-49% MINORITY 3 1 1 27 920 359 163 45 353
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 5 16 1202 1077 125
20-49% MINORITY 33 463 463
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
18 1 1 525 3922 2954 163 45 760TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 22 1400 1400
20-49% MINORITY 1 1 13 3385 360 525 2500
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 2500 2500
MODERATE INCOME 11 360 360
MIDDLE INCOME 1 12 1725 1200 525
UPPER INCOME 11 200 200
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 2500 2500
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 360 360
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 1200 1200
20-49% MINORITY 11 525 525
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 200 200
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 1 15 4785 1760 525 2500TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 13 3 7 225 4735 2037 1118 1167 413
20-49% MINORITY 27 6 6 241 12000 9370 1236 1211 183
50-79% MINORITY 22 306 306
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 12 4 218 7405 6292 857 256
MIDDLE INCOME 15 3 5 326 5561 2883 1128 1231 319
UPPER INCOME 13 4 6 124 4075 2232 675 891 277
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 12 2 216 7099 6292 551 256
50-79% MINORITY 22 306 306
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 4 1 2 18 1782 493 747 406 136
20-49% MINORITY 11 2 3 218 3779 2390 381 825 183
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 9 2 5 117 2953 1544 371 761 277
20-49% MINORITY 4 2 17 1122 688 304 130
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
40 11 13 468 17041 11407 2660 2378 596TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 4 8 2 115 1993 581 1075 231 106
20-49% MINORITY 4 7 213 2155 1055 745 355
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2 3 16 1363 824 387 152
MIDDLE INCOME 3 8 2 114 1498 330 723 339 106
UPPER INCOME 3 4 18 1287 482 710 95
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 3 16 1363 824 387 152
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 4 1 17 706 99 365 136 106
20-49% MINORITY 2 4 17 792 231 358 203
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 3 4 18 1287 482 710 95
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
8 15 4 128 4148 1636 1820 586 106TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 2
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 40
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 41
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 38
OTHERS, INCLUDING HISPANIC 5
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 7
80-99% OF MSA/MD MEDIAN 7
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 28
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 10
FEMALE 7
JOINT (MALE/FEMALE) 26
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 29
20-49% MINORITY 14
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 1
MODERATE INCOME 5
MIDDLE INCOME 14
UPPER INCOME 23
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 374
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 10282
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 607
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 257
NOT HISPANIC OR LATINO 10687
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
319
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 9706
OTHERS, INCLUDING HISPANIC 1557
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 892
80-99% OF MSA/MD MEDIAN 1242
100-119% OF MSA/MD MEDIAN 130
120% OR MORE OF MSA/MD MEDIAN 8999
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1857
FEMALE 1698
JOINT (MALE/FEMALE) 7708
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 7856
20-49% MINORITY 3407
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 186
MODERATE INCOME 1081
MIDDLE INCOME 2811
UPPER INCOME 7185
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 80
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1
RACE NOT AVAILABLE 6/ 3
ETHNICITY 7/HISPANIC OR LATINO 3
NOT HISPANIC OR LATINO 77
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
2
ETHNICITY NOT AVAILABLE 6/ 3
MINORITY STATUS 8/WHITE NON-HISPANIC 75
OTHERS, INCLUDING HISPANIC 7
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 3
50-79% OF MSA/MD MEDIAN 14
80-99% OF MSA/MD MEDIAN 7
100-119% OF MSA/MD MEDIAN 6
120% OR MORE OF MSA/MD MEDIAN 55
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 12
FEMALE 20
JOINT (MALE/FEMALE) 51
GENDER NOT AVAILABLE 6/ 2
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 50
20-49% MINORITY 35
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 9
MIDDLE INCOME 33
UPPER INCOME 43
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 213
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 18193
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 256
RACE NOT AVAILABLE 6/ 432
ETHNICITY 7/HISPANIC OR LATINO 301
NOT HISPANIC OR LATINO 17993
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
368
ETHNICITY NOT AVAILABLE 6/ 432
MINORITY STATUS 8/WHITE NON-HISPANIC 17524
OTHERS, INCLUDING HISPANIC 1138
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 254
50-79% OF MSA/MD MEDIAN 1926
80-99% OF MSA/MD MEDIAN 1255
100-119% OF MSA/MD MEDIAN 882
120% OR MORE OF MSA/MD MEDIAN 14777
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 2732
FEMALE 2750
JOINT (MALE/FEMALE) 13331
GENDER NOT AVAILABLE 6/ 281
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 12386
20-49% MINORITY 6708
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1917
MIDDLE INCOME 6073
UPPER INCOME 11104
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1 116 1.51 1.51
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 2
NOT HISPANIC OR LATINO 14
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1 1 1.51 1.51
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 14
OTHERS, INCLUDING HISPANIC 1 12 1.51 1.51
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN 4
80-99% OF MSA/MD MEDIAN 4
100-119% OF MSA/MD MEDIAN 4
120% OR MORE OF MSA/MD MEDIAN 1 13 1.51 1.51
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 3
FEMALE 3
JOINT (MALE/FEMALE) 1 110 1.51 1.51
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1 17 1.51 1.51
20-49% MINORITY 9
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 3
MIDDLE INCOME 6
UPPER INCOME 1 17 1.51 1.51
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 240 2402594 1.51 1.51
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 183
NOT HISPANIC OR LATINO 2411
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
240 240 1.51 1.51
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2411
OTHERS, INCLUDING HISPANIC 240 240183 1.51 1.51
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 60
50-79% OF MSA/MD MEDIAN 545
80-99% OF MSA/MD MEDIAN 340
100-119% OF MSA/MD MEDIAN 905
120% OR MORE OF MSA/MD MEDIAN 240 240744 1.51 1.51
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 515
FEMALE 221
JOINT (MALE/FEMALE) 240 2401858 1.51 1.51
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 240 2401220 1.51 1.51
20-49% MINORITY 1374
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 552
MIDDLE INCOME 742
UPPER INCOME 240 2401300 1.51 1.51
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 3 29 1142 479 416 247
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 95 95
NOT HISPANIC OR LATINO 4 3 18 1047 479 416 152
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 3 18 1047 479 416 152
OTHERS, INCLUDING HISPANIC 11 95 95
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1 12 119 64 55
50-79% OF MSA/MD MEDIAN 2 24 406 159 247
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 23 617 256 361
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1 1 13 250 100 55 95
FEMALE 2 1 14 576 320 104 152
JOINT (MALE/FEMALE) 1 12 316 59 257
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 2 3 16 867 356 416 95
20-49% MINORITY 2 13 275 123 152
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1 12 216 64 152
MIDDLE INCOME 1 23 218 59 159
UPPER INCOME 2 1 14 708 356 257 95
Report Date: 06/21/2016
DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 3 2 11 1.87 1.87
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 2 11 1.87 1.87
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 2 11 1.87 1.87
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1 1 2.02 2.02
50-79% OF MSA/MD MEDIAN 1 11 1.87 1.87
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 1 1.71 1.71
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1 1 1.87 1.87
FEMALE 2 1 1 1.87 1.87
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 2 2 1.79 1.79
20-49% MINORITY 1 11 2.02 2.02
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1 1 2.02 2.02
MIDDLE INCOME 1
UPPER INCOME 2 2 1.79 1.79
Report Date: 06/21/2016
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5.00 - 5.99
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 420 356 6459 1.80 1.71
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 420 356 6459 1.80 1.71
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 420 356 6459 1.80 1.71
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 64 64 2.02 2.02
50-79% OF MSA/MD MEDIAN 100 10059 1.87 1.87
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 256 256 1.71 1.71
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 100 100 1.87 1.87
FEMALE 320 256 64 1.77 1.71
JOINT (MALE/FEMALE) 59
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 356 356 1.75 1.71
20-49% MINORITY 64 6459 2.02 2.02
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 64 64 2.02 2.02
MIDDLE INCOME 59
UPPER INCOME 356 356 1.75 1.71
Report Date: 06/21/2016
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5.00 - 5.99
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 181 1 23 196
FHA 1
VA 1
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 108 1 17 157
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 15 117
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 3612
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 17 510
FHA 1
VA 1
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 5
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 71 1340
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 16 111
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 35
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 10 14
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 22
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 1
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 11
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 2 12
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1 11
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 85 1643 NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.51 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.51 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 85 1743 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 21 NA
PRICING REPORTED 13 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.761.87 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.761.87 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 34 NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/FRESNO COUNTY/0005.02
LOANS ORIGINATED 1 1126 126
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0006.00
LOANS ORIGINATED 1 1134 134
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 255
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0012.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 154 54
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0014.10
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 176
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 146
CA/FRESNO COUNTY/0018.00
LOANS ORIGINATED 1 1 1207 425 425
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 170
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0029.03
LOANS ORIGINATED 1 155 55
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 1 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/FRESNO COUNTY/0029.06
LOANS ORIGINATED 1 188 88
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0031.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 196 96
APPS DENIED 1 1104 104
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0031.03
LOANS ORIGINATED 1 572
APPS APPROVED, NOT ACCEPTED 1 140
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0038.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 177 77
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0038.10
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 131
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0040.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 238
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 2 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/FRESNO COUNTY/0042.14
LOANS ORIGINATED 1 350
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0043.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 595
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0043.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 680
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0044.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1160 160
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0046.01
LOANS ORIGINATED 1 127
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0047.03
LOANS ORIGINATED 1 617
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 3 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/FRESNO COUNTY/0050.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1710
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0055.17
LOANS ORIGINATED 1 1 1960 259 885
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0055.24
LOANS ORIGINATED 1 311
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0056.08
LOANS ORIGINATED 2 1219 124
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0057.03
LOANS ORIGINATED 1 121
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0058.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 140
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 4 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/FRESNO COUNTY/0059.12
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 414
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0063.00
LOANS ORIGINATED 1 1135 135
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 390
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0064.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 182
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0064.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 173
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0070.02
LOANS ORIGINATED 1 117
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 7 8 2 2 71718 1781 1020 1189 1087
APPS APPROVED, NOT ACCEPTED 2 1236 96
APPS DENIED 2 9 2 1 31 173 521 4170 336 255 341
APPS WITHDRAWN 1 1 1140 54 54
FILES CLOSED FOR INCOMPLETENESS 1 146
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 5 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 6 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 259
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 51 124 681
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 2 432
ETHNICITY 7/
HISPANIC OR LATINO 1 117
NOT HISPANIC OR LATINO 42 383 564
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 2 432
MINORITY STATUS 8/
WHITE NON-HISPANIC 41 124 564
OTHERS, INCLUDING HISPANIC 11 259 117
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 95
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 2 248
100-119% OF MSA/MD MEDIAN 1 117
120% OR MORE OF MSA/MD MEDIAN 32 383 653
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 42 383 654
50-79% MINORITY 2 342
80-100% MINORITY 1 117
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 1 117
MIDDLE INCOME 31 124 429
UPPER INCOME 31 259 567
TOTAL 14/ 72 383 1113
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
72
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 23420 - FRESNO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
1113383
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 23420 - FRESNO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 173 173
MALE
FEMALE
JOINT (MALE/FEMALE) 11 173 173
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 173 173
MALE
FEMALE
JOINT (MALE/FEMALE) 11 173 173
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 173 173
MALE
FEMALE
JOINT (MALE/FEMALE) 11 173 173
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 173 173
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 173 173
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 6 1 1 19 2041 1630 140 131 140
MALE 22 241 241
FEMALE 22 222 222
JOINT (MALE/FEMALE) 2 1 1 15 1578 1167 140 131 140
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 1 13 574 88 96 390
MALE
FEMALE
JOINT (MALE/FEMALE) 11 88 88
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 117 117
MALE 11 117 117
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 4 1 1 17 964 553 140 131 140
MALE 11 124 124
FEMALE 22 222 222
JOINT (MALE/FEMALE) 1 1 1 14 618 207 140 131 140
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 960 960
MALE
FEMALE
JOINT (MALE/FEMALE) 11 960 960
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 1 13 574 88 96 390
MALE
FEMALE
JOINT (MALE/FEMALE) 11 88 88
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 4 1 1 17 964 553 140 131 140
MALE 11 124 124
FEMALE 22 222 222
JOINT (MALE/FEMALE) 1 1 1 14 618 207 140 131 140
OTHERS, INCLUDING HISPANIC (TOTAL) 22 1077 1077
MALE 11 117 117
FEMALE
JOINT (MALE/FEMALE) 11 960 960
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 95 95
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1 1 13 407 127 140 140
100-119% OF MSA/MD MEDIAN 11 117 117
120% OR MORE OF MSA/MD MEDIAN 4 1 27 1996 1379 96 521
INCOME NOT AVAILABLE 6/
TOTAL 14/ 7 2 2 112 2615 1718 236 521 140
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 33 1034 1034
MALE
FEMALE
JOINT (MALE/FEMALE) 33 1034 1034
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 4 18 1412 315 1043 54
MALE 11 104 104
FEMALE
JOINT (MALE/FEMALE) 3 3 17 1308 315 939 54
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 2 5 18 3705 432 3127 146
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 716 121 595
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 77 77
MALE
FEMALE
JOINT (MALE/FEMALE) 11 77 77
NOT HISPANIC OR LATINO (TOTAL) 6 3 110 2369 1349 966 54
MALE 11 104 104
FEMALE
JOINT (MALE/FEMALE) 6 2 19 2265 1349 862 54
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 5 18 3705 432 3127 146
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 716 121 595
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 3 3 17 1335 315 966 54
MALE 11 104 104
FEMALE
JOINT (MALE/FEMALE) 3 2 16 1231 315 862 54
OTHERS, INCLUDING HISPANIC (TOTAL) 3 14 1111 1034 77
MALE
FEMALE
JOINT (MALE/FEMALE) 3 14 1111 1034 77
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1 12 359 121 238
100-119% OF MSA/MD MEDIAN 11 182 182
120% OR MORE OF MSA/MD MEDIAN 7 7 1 116 5610 1660 3750 54 146
INCOME NOT AVAILABLE 6/
TOTAL 14/ 8 9 1 119 6151 1781 4170 54 146
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL) 11 885 885
MALE
FEMALE
JOINT (MALE/FEMALE) 11 885 885
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 135 135
MALE
FEMALE
JOINT (MALE/FEMALE) 11 135 135
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 336 336
MALE
FEMALE
JOINT (MALE/FEMALE) 11 176 176
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 22 1020 1020
MALE
FEMALE
JOINT (MALE/FEMALE) 22 1020 1020
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 336 336
MALE
FEMALE
JOINT (MALE/FEMALE) 11 176 176
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 135 135
MALE
FEMALE
JOINT (MALE/FEMALE) 11 135 135
OTHERS, INCLUDING HISPANIC (TOTAL) 11 885 885
MALE
FEMALE
JOINT (MALE/FEMALE) 11 885 885
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 160 160
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2 13 1196 1020 176
INCOME NOT AVAILABLE 6/
TOTAL 14/ 2 24 1356 1020 336
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 827 572 255
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 827 572 255
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 617 617
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 255 255
MALE
FEMALE
JOINT (MALE/FEMALE) 11 255 255
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 1189 1189
MALE
FEMALE
JOINT (MALE/FEMALE) 11 572 572
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 255 255
MALE
FEMALE
JOINT (MALE/FEMALE) 11 255 255
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 2 13 1444 1189 255
TOTAL 14/ 2 13 1444 1189 255
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 425 425
MALE
FEMALE
JOINT (MALE/FEMALE) 11 425 425
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 5 2 18 809 574 181 54
MALE 1 12 228 124 104
FEMALE
JOINT (MALE/FEMALE) 4 1 16 581 450 77 54
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 1 13 344 88 96 160
MALE
FEMALE
JOINT (MALE/FEMALE) 11 88 88
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 77 77
MALE
FEMALE
JOINT (MALE/FEMALE) 11 77 77
NOT HISPANIC OR LATINO (TOTAL) 6 1 18 1157 999 104 54
MALE 1 12 228 124 104
FEMALE
JOINT (MALE/FEMALE) 5 16 929 875 54
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 1 13 344 88 96 160
MALE
FEMALE
JOINT (MALE/FEMALE) 11 88 88
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 5 1 17 732 574 104 54
MALE 1 12 228 124 104
FEMALE
JOINT (MALE/FEMALE) 4 15 504 450 54
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 502 425 77
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 502 425 77
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 160 160
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 7 1 2 111 1418 1087 96 181 54
INCOME NOT AVAILABLE 6/
TOTAL 14/ 7 1 3 112 1578 1087 96 341 54
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 173 173
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 173 173
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 173 173
OTHERS, INCLUDING HISPANIC
11 173 173TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 95 95
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 95 95
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 95 95
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 13 407 127 140 140
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 1 13 407 127 140 140
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 13 407 127 140 140
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 117 117
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 117 117
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 117 117
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 14 1422 1291 131
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 1 13 574 88 96 390
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 13 462 331 131
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 960 960
ETHNICITY NOT AVAILABLE 6/ 1 1 13 574 88 96 390
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 462 331 131
OTHERS, INCLUDING HISPANIC 11 960 960
7 2 2 112 2615 1718 236 521 140TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 12 359 121 238
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 1 12 359 121 238
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 182 182
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 182 182
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 182 182
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 33 1034 1034
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 3 17 1230 315 861 54
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 4 16 3346 311 2889 146
ETHNICITY 7/HISPANIC OR LATINO 11 77 77
NOT HISPANIC OR LATINO 6 2 19 2187 1349 784 54
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 1 4 16 3346 311 2889 146
MINORITY STATUS 8/WHITE NON-HISPANIC 3 2 16 1153 315 784 54
OTHERS, INCLUDING HISPANIC 3 14 1111 1034 77
8 9 1 119 6151 1781 4170 54 146TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 160 160
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 160 160
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 11 885 885
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 135 135
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 176 176
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 1020 1020
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 176 176
MINORITY STATUS 8/WHITE NON-HISPANIC 11 135 135
OTHERS, INCLUDING HISPANIC 11 885 885
2 24 1356 1020 336TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 160 160
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 160 160
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 425 425
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 5 2 18 809 574 181 54
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 12 184 88 96
ETHNICITY 7/HISPANIC OR LATINO 11 77 77
NOT HISPANIC OR LATINO 6 1 18 1157 999 104 54
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 1 12 184 88 96
MINORITY STATUS 8/WHITE NON-HISPANIC 5 1 17 732 574 104 54
OTHERS, INCLUDING HISPANIC 1 12 502 425 77
7 1 3 112 1578 1087 96 341 54TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 173 173
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 11 173 173
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 173 173
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 173 173TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4 15 1446 1306 140
50-79% MINORITY 1 2 25 964 207 236 521
80-100% MINORITY 22 205 205
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2 24 441 205 236
MIDDLE INCOME 4 1 16 824 553 131 140
UPPER INCOME 1 12 1350 960 390
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 236 236
80-100% MINORITY 22 205 205
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 3 14 486 346 140
50-79% MINORITY 1 12 338 207 131
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 960 960
50-79% MINORITY 11 390 390
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
7 2 2 112 2615 1718 236 521 140TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4 48 2912 1041 1871
50-79% MINORITY 1 45 2647 425 2222
80-100% MINORITY 3 1 1 16 592 315 77 54 146
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 22 189 189
MODERATE INCOME 1 2 14 361 126 181 54
MIDDLE INCOME 1 3 15 1161 425 590 146
UPPER INCOME 4 48 4440 1041 3399
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 22 189 189
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 104 104
80-100% MINORITY 1 1 13 257 126 77 54
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 182 182
50-79% MINORITY 1 23 833 425 408
80-100% MINORITY 11 146 146
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4 37 2730 1041 1689
50-79% MINORITY 11 1710 1710
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
8 9 1 119 6151 1781 4170 54 146TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 885 885
50-79% MINORITY 11 135 135
80-100% MINORITY 22 336 336
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 160 160
MIDDLE INCOME 11 176 176
UPPER INCOME 22 1020 1020
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 160 160
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 176 176
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 885 885
50-79% MINORITY 11 135 135
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
2 24 1356 1020 336TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 1189 1189
80-100% MINORITY 11 255 255
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 255 255
MODERATE INCOME 11 572 572
MIDDLE INCOME 11 617 617
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 255 255
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 572 572
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 617 617
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
2 13 1444 1189 255TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 124 124
50-79% MINORITY 2 1 14 760 560 96 104
80-100% MINORITY 4 2 17 694 403 237 54
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 22 189 189
MODERATE INCOME 2 1 3 17 705 214 96 341 54
MIDDLE INCOME 22 549 549
UPPER INCOME 11 135 135
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 22 189 189
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 200 96 104
80-100% MINORITY 2 2 15 505 214 237 54
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 124 124
50-79% MINORITY 11 425 425
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 135 135
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
7 1 3 112 1578 1087 96 341 54TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 5
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 3
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 3
OTHERS, INCLUDING HISPANIC 2
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 2
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1
FEMALE 2
JOINT (MALE/FEMALE) 2
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 3
50-79% MINORITY 1
80-100% MINORITY 1
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME 3
UPPER INCOME 1
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1506
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 117
NOT HISPANIC OR LATINO 429
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
960
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 429
OTHERS, INCLUDING HISPANIC 1077
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 95
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 127
100-119% OF MSA/MD MEDIAN 117
120% OR MORE OF MSA/MD MEDIAN 1167
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 117
FEMALE 222
JOINT (MALE/FEMALE) 1167
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1182
50-79% MINORITY 207
80-100% MINORITY 117
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 117
MIDDLE INCOME 429
UPPER INCOME 960
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 2
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 2
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 2
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 2
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 3
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 3
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 4
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 609
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 432
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 609
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 432
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 609
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 121
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 920
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 730
GENDER NOT AVAILABLE 6/ 311
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1041
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 1041
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 1
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 1
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 885
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 885
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 885
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 885
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 885
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 885
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 885
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 19 412
FHA 1
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 8 27
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 9 22
FHA 1
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 11
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 1
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 3 15
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 12
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 4 15 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 4 15 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/MADERA COUNTY/0001.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1140 140
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MADERA COUNTY/0002.02
LOANS ORIGINATED 1 280
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1376 232
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MADERA COUNTY/0003.00
LOANS ORIGINATED 2 156
APPS APPROVED, NOT ACCEPTED
APPS DENIED 4 492
APPS WITHDRAWN 1 188 71
FILES CLOSED FOR INCOMPLETENESS
CA/MADERA COUNTY/0005.07
LOANS ORIGINATED 1 181 81
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 184 84
CA/MADERA COUNTY/0010.00
LOANS ORIGINATED 1 11400 1400
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 1 4 2280 1637 1481
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 6 1 1140 868 232 140
APPS WITHDRAWN 1 188 71
FILES CLOSED FOR INCOMPLETENESS 1 184 84
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 31460 - MADERA, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 31460 - MADERA, CA
Page 2 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2 156
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 2 156
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 2 156
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 76
50-79% OF MSA/MD MEDIAN 1 80
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 156
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 2 156
MIDDLE INCOME
UPPER INCOME
TOTAL 14/ 2 156
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
2
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 31460 - MADERA, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
156
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 31460 - MADERA, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 1 13 508 280 140 88
MALE 11 88 88
FEMALE 11 140 140
JOINT (MALE/FEMALE) 11 280 280
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 12 368 280 88
MALE 11 88 88
FEMALE
JOINT (MALE/FEMALE) 11 280 280
NOT HISPANIC OR LATINO (TOTAL) 11 140 140
MALE
FEMALE 11 140 140
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 140 140
MALE
FEMALE 11 140 140
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 368 280 88
MALE 11 88 88
FEMALE
JOINT (MALE/FEMALE) 11 280 280
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 88 88
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 12 420 280 140
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 1 13 508 280 140 88
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 1 1 13 398 81 233 84
MALE 1 12 165 81 84
FEMALE
JOINT (MALE/FEMALE) 11 233 233
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 1 14 347 156 120 71
MALE 11 80 80
FEMALE
JOINT (MALE/FEMALE) 1 1 13 267 76 120 71
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 45 1915 1400 515
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 22 156 156
MALE 11 80 80
FEMALE
JOINT (MALE/FEMALE) 11 76 76
NOT HISPANIC OR LATINO (TOTAL) 1 2 1 15 589 81 353 71 84
MALE 1 12 165 81 84
FEMALE
JOINT (MALE/FEMALE) 2 13 424 353 71
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 45 1915 1400 515
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 12 191 120 71
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 191 120 71
OTHERS, INCLUDING HISPANIC (TOTAL) 3 1 15 554 237 233 84
MALE 2 13 245 161 84
FEMALE
JOINT (MALE/FEMALE) 1 12 309 76 233
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 76 76
50-79% OF MSA/MD MEDIAN 1 12 172 80 92
80-99% OF MSA/MD MEDIAN 11 180 180
100-119% OF MSA/MD MEDIAN 2 13 424 353 71
120% OR MORE OF MSA/MD MEDIAN 1 2 14 408 81 243 84
INCOME NOT AVAILABLE 6/ 11 1400 1400
TOTAL 14/ 4 6 1 112 2660 1637 868 71 84
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 232 232
MALE
FEMALE
JOINT (MALE/FEMALE) 11 232 232
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 232 232
MALE
FEMALE
JOINT (MALE/FEMALE) 11 232 232
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 232 232
MALE
FEMALE
JOINT (MALE/FEMALE) 11 232 232
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 232 232
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 232 232
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 1 12 165 81 84
MALE 1 12 165 81 84
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 140 140
MALE
FEMALE 11 140 140
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 1400 1400
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 1 13 305 81 140 84
MALE 1 12 165 81 84
FEMALE 11 140 140
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 1400 1400
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 140 140
MALE
FEMALE 11 140 140
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 165 81 84
MALE 1 12 165 81 84
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 1 13 305 81 140 84
INCOME NOT AVAILABLE 6/ 11 1400 1400
TOTAL 14/ 2 1 14 1705 1481 140 84
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 88 88
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 88 88
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 88 88
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 420 280 140
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 280 280
NOT HISPANIC OR LATINO 11 140 140
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 140 140
OTHERS, INCLUDING HISPANIC 11 280 280
1 1 13 508 280 140 88TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 76 76
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 76 76
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 76 76
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 80 80
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 92 92
ETHNICITY 7/HISPANIC OR LATINO 11 80 80
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 92 92
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 80 80
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 180 180
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 180 180
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 233 233
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 191 120 71
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 13 424 353 71
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 191 120 71
OTHERS, INCLUDING HISPANIC 11 233 233
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 12 165 81 84
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 22 243 243
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 165 81 84
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 22 243 243
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1 12 165 81 84
4 6 1 112 2660 1637 868 71 84TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 232 232
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 232 232
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 232 232
OTHERS, INCLUDING HISPANIC
11 232 232TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 12 165 81 84
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 140 140
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 1 13 305 81 140 84
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 140 140
OTHERS, INCLUDING HISPANIC 1 12 165 81 84
2 1 14 1705 1481 140 84TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 140 140
20-49% MINORITY
50-79% MINORITY 1 12 368 280 88
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 88 88
MIDDLE INCOME 1 12 420 280 140
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 88 88
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 140 140
20-49% MINORITY
50-79% MINORITY 11 280 280
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 1 13 508 280 140 88TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 4 6 1 112 2660 1637 868 71 84
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2 4 17 719 156 492 71
MIDDLE INCOME 2 2 15 1941 1481 376 84
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 4 17 719 156 492 71
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 2 15 1941 1481 376 84
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 6 1 112 2660 1637 868 71 84TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 232 232
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 232 232
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 232 232
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 232 232TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 140 140
20-49% MINORITY
50-79% MINORITY 2 13 1565 1481 84
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2 1 14 1705 1481 140 84
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 140 140
20-49% MINORITY
50-79% MINORITY 2 13 1565 1481 84
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
2 1 14 1705 1481 140 84TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 280
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 280
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 280
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 280
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE
JOINT (MALE/FEMALE) 280
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 280
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 280
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 2
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 2
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1
FEMALE
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 2
MIDDLE INCOME
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 156
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 156
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 156
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 76
50-79% OF MSA/MD MEDIAN 80
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 80
FEMALE
JOINT (MALE/FEMALE) 76
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 156
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 156
MIDDLE INCOME
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 11 13
FHA 1
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 41
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 5 11
FHA 1
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 11
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 1
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 2
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 21 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 21 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/MERCED COUNTY/0002.01
LOANS ORIGINATED 1 515
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0002.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 168 140
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0004.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 315 1 315
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0009.01
LOANS ORIGINATED 1 1403 403
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0019.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 174
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0020.00
LOANS ORIGINATED 2 6 3352 812 425
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 3 1 3260 430 58 420 1 270
APPS WITHDRAWN 1 1128 128
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 32900 - MERCED, CA
Page 1 of 3
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/MERCED COUNTY/0022.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1175 175
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0023.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 152
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 3 7 4755 1327 828
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 7 1 1 41 152 260 1162 58 140 595 2 585
APPS WITHDRAWN 1 1128 128
FILES CLOSED FOR INCOMPLETENESS
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 32900 - MERCED, CA
Page 2 of 3
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 32900 - MERCED, CA
Page 3 of 3
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 7 982
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 2 198
NOT HISPANIC OR LATINO 5 784
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 5 784
OTHERS, INCLUDING HISPANIC 2 198
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1 103
80-99% OF MSA/MD MEDIAN 1 116
100-119% OF MSA/MD MEDIAN 2 196
120% OR MORE OF MSA/MD MEDIAN 3 567
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 7 982
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 7 982
UPPER INCOME
TOTAL 14/ 7 982
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
7
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 32900 - MERCED, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
982
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 32900 - MERCED, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 152 152
MALE
FEMALE
JOINT (MALE/FEMALE) 11 152 152
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 152 152
MALE
FEMALE
JOINT (MALE/FEMALE) 11 152 152
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 152 152
MALE
FEMALE
JOINT (MALE/FEMALE) 11 152 152
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 11 152 152
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 152 152
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 13 612 352 260
MALE 22 352 352
FEMALE
JOINT (MALE/FEMALE) 11 260 260
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 403 403
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 2 13 612 352 260
MALE 22 352 352
FEMALE
JOINT (MALE/FEMALE) 11 260 260
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 403 403
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 13 612 352 260
MALE 22 352 352
FEMALE
JOINT (MALE/FEMALE) 11 260 260
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2 13 612 352 260
INCOME NOT AVAILABLE 6/ 11 403 403
TOTAL 14/ 3 14 1015 755 260
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 7 6 114 2442 1327 987 128
MALE 4 26 565 415 150
FEMALE 11 174 174
JOINT (MALE/FEMALE) 3 3 17 1703 912 663 128
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 175 175
MALE
FEMALE
JOINT (MALE/FEMALE) 11 175 175
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 3 25 530 380 150
MALE 2 24 348 198 150
FEMALE
JOINT (MALE/FEMALE) 11 182 182
NOT HISPANIC OR LATINO (TOTAL) 4 48 1644 947 697
MALE 22 217 217
FEMALE 11 174 174
JOINT (MALE/FEMALE) 2 35 1253 730 523
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 12 443 315 128
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 443 315 128
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 4 37 1469 947 522
MALE 22 217 217
FEMALE 11 174 174
JOINT (MALE/FEMALE) 2 24 1078 730 348
OTHERS, INCLUDING HISPANIC (TOTAL) 3 4 18 1148 380 640 128
MALE 2 24 348 198 150
FEMALE
JOINT (MALE/FEMALE) 1 2 14 800 182 490 128
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 103 103
80-99% OF MSA/MD MEDIAN 11 116 116
100-119% OF MSA/MD MEDIAN 2 24 346 196 150
120% OR MORE OF MSA/MD MEDIAN 3 5 19 2052 912 1012 128
INCOME NOT AVAILABLE 6/
TOTAL 14/ 7 7 115 2617 1327 1162 128
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 58 58
MALE 11 58 58
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 58 58
MALE 11 58 58
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 58 58
MALE 11 58 58
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 58 58
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 58 58
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 140 140
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 140 140
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 11 140 140
TOTAL 14/ 11 140 140
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 3 17 973 425 420 128
MALE 2 13 325 243 82
FEMALE
JOINT (MALE/FEMALE) 1 2 14 648 182 338 128
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 175 175
MALE
FEMALE
JOINT (MALE/FEMALE) 11 175 175
RACE NOT AVAILABLE (TOTAL) 6/ 11 403 403
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 2 13 346 264 82
MALE 1 12 164 82 82
FEMALE
JOINT (MALE/FEMALE) 11 182 182
NOT HISPANIC OR LATINO (TOTAL) 1 34 674 161 513
MALE 11 161 161
FEMALE
JOINT (MALE/FEMALE) 33 513 513
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 128 128
MALE
FEMALE
JOINT (MALE/FEMALE) 11 128 128
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 403 403
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 23 499 161 338
MALE 11 161 161
FEMALE
JOINT (MALE/FEMALE) 22 338 338
OTHERS, INCLUDING HISPANIC (TOTAL) 2 2 15 649 264 257 128
MALE 1 12 164 82 82
FEMALE
JOINT (MALE/FEMALE) 1 1 13 485 182 175 128
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 1 12 164 82 82
120% OR MORE OF MSA/MD MEDIAN 2 3 16 984 343 513 128
INCOME NOT AVAILABLE 6/ 11 403 403
TOTAL 14/ 4 4 19 1551 828 595 128
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 22 585 585
MALE
FEMALE
JOINT (MALE/FEMALE) 22 585 585
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 270 270
MALE
FEMALE
JOINT (MALE/FEMALE) 11 270 270
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 315 315
MALE
FEMALE
JOINT (MALE/FEMALE) 11 315 315
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 270 270
MALE
FEMALE
JOINT (MALE/FEMALE) 11 270 270
OTHERS, INCLUDING HISPANIC (TOTAL) 11 315 315
MALE
FEMALE
JOINT (MALE/FEMALE) 11 315 315
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 22 585 585
INCOME NOT AVAILABLE 6/
TOTAL 14/ 22 585 585
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 152 152
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 152 152
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 152 152
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
11 152 152TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 13 612 352 260
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 13 612 352 260
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 612 352 260
OTHERS, INCLUDING HISPANIC
3 14 1015 755 260TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 103 103
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 103 103
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 103 103
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 116 116
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 116 116
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 116 116
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 24 346 196 150
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1 23 232 82 150
NOT HISPANIC OR LATINO 11 114 114
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 114 114
OTHERS, INCLUDING HISPANIC 1 23 232 82 150
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 4 18 1877 912 837 128
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 175 175
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 182 182
NOT HISPANIC OR LATINO 2 46 1427 730 697
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 443 315 128
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 35 1252 730 522
OTHERS, INCLUDING HISPANIC 1 2 14 800 182 490 128
7 7 115 2617 1327 1162 128TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 58 58
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 58 58
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 58 58
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
11 58 58TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 164 82 82
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1 12 164 82 82
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1 12 164 82 82
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 2 15 809 343 338 128
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 175 175
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 182 182
NOT HISPANIC OR LATINO 1 34 674 161 513
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 128 128
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 23 499 161 338
OTHERS, INCLUDING HISPANIC 1 1 13 485 182 175 128
4 4 19 1551 828 595 128TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 585 585
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 270 270
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 315 315
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 270 270
OTHERS, INCLUDING HISPANIC 11 315 315
22 585 585TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 152 152
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 11 152 152
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 152 152
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 152 152TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 3 14 1015 755 260
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2 13 612 352 260
UPPER INCOME 11 403 403
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 13 612 352 260
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 403 403
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 14 1015 755 260TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 315 315
50-79% MINORITY 7 6 114 2302 1327 847 128
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 7 6 114 2442 1327 987 128
UPPER INCOME 11 175 175
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 315 315
50-79% MINORITY 7 5 113 2127 1327 672 128
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 175 175
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
7 7 115 2617 1327 1162 128TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 58 58
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 58 58
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 58 58
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 58 58TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 140 140
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 140 140
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 140 140
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 140 140TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 4 4 19 1551 828 595 128
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 3 3 17 973 425 420 128
UPPER INCOME 1 12 578 403 175
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 3 3 17 973 425 420 128
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 578 403 175
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 4 19 1551 828 595 128TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 315 315
50-79% MINORITY 11 270 270
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 22 585 585
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 315 315
50-79% MINORITY 11 270 270
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
22 585 585TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 191
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 191
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 191
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 191
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 191
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 191
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 191
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 5
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 4
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4
OTHERS, INCLUDING HISPANIC 1
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 2
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 3
FEMALE
JOINT (MALE/FEMALE) 2
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 5
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 5
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1063
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 116
NOT HISPANIC OR LATINO 947
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 947
OTHERS, INCLUDING HISPANIC 116
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 103
80-99% OF MSA/MD MEDIAN 116
100-119% OF MSA/MD MEDIAN 114
120% OR MORE OF MSA/MD MEDIAN 730
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 333
FEMALE
JOINT (MALE/FEMALE) 730
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1063
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1063
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 13 14
FHA
VA 1
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 73
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 5 11
FHA
VA 1
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 52
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 1
FHA
VA 1
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA 1
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 1
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 51 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 51 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/STANISLAUS COUNTY/0004.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 2 1559 272
APPS DENIED 1 220
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0005.01
LOANS ORIGINATED 1 31600 1390
APPS APPROVED, NOT ACCEPTED 1 216
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0005.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1202 202
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0005.10
LOANS ORIGINATED 1 140
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 168
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0006.01
LOANS ORIGINATED 1 12500 2500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 140
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0008.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1163 163
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 1 of 7
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0009.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1121 121
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0009.06
LOANS ORIGINATED 1 1249 249
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0009.07
LOANS ORIGINATED 1 199
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0009.08
LOANS ORIGINATED 1 1138 138
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0009.09
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1174 174
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0009.12
LOANS ORIGINATED 2 285
APPS APPROVED, NOT ACCEPTED 3 3585 585
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 2 of 7
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0010.01
LOANS ORIGINATED 1 280
APPS APPROVED, NOT ACCEPTED 2 2319 319
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0010.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 900
CA/STANISLAUS COUNTY/0013.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1128 128
APPS DENIED 1 1135 135
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0018.00
LOANS ORIGINATED 1 216
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0019.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1151 151
APPS DENIED 1 96
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0025.03
LOANS ORIGINATED 1 12000 2000
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 3 of 7
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0026.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 84
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0028.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 490
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0028.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1161 161
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0029.01
LOANS ORIGINATED 1 234
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0030.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 262
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0030.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 98
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 4 of 7
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0031.00
LOANS ORIGINATED 1 172
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0032.01
LOANS ORIGINATED 3 1 2482 150 281
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0032.02
LOANS ORIGINATED 2 242
APPS APPROVED, NOT ACCEPTED 1 1170 170
APPS DENIED 1 206
APPS WITHDRAWN 1 202
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0033.00
LOANS ORIGINATED 1 1371 149 1 371
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 920
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 440 1 440
CA/STANISLAUS COUNTY/0034.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 492
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0035.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1 1174 110 110
APPS DENIED 1 253
APPS WITHDRAWN 2 1203 78
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 5 of 7
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0036.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1702 702
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0037.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 271
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0038.02
LOANS ORIGINATED 1 1105 105
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0039.04
LOANS ORIGINATED 2 2644 644
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0039.05
LOANS ORIGINATED 1 152
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0039.06
LOANS ORIGINATED 1 1 1188 175 175
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 6 of 7
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0039.09
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 13900 3900
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 8 19 2 1 104867 6565 349 280 6092 1 371
APPS APPROVED, NOT ACCEPTED 2 18 1 14390 3419 170 2386
APPS DENIED 9 1 11 98 2488 271 135
APPS WITHDRAWN 2 5 3842 4567 4680
FILES CLOSED FOR INCOMPLETENESS 1 1440 900 1 440
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 7 of 7
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 140
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 131 105 2362
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 4 616
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 7 1092
NOT HISPANIC OR LATINO 101 105 1874
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1 152
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 81 105 1539
OTHERS, INCLUDING HISPANIC 10 1579
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 3 461
80-99% OF MSA/MD MEDIAN 3 444
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 121 105 2213
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 6 1307
50-79% MINORITY 121 105 1811
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME 2 363
MODERATE INCOME 11 105 216
MIDDLE INCOME 7 1059
UPPER INCOME 8 1480
TOTAL 14/ 181 105 3118
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
181
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 33700 - MODESTO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
3118105
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 33700 - MODESTO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 98 98
MALE
FEMALE
JOINT (MALE/FEMALE) 11 98 98
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 98 98
MALE
FEMALE
JOINT (MALE/FEMALE) 11 98 98
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 98 98
MALE
FEMALE
JOINT (MALE/FEMALE) 11 98 98
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 98 98
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 98 98
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 1600 1600
MALE
FEMALE
JOINT (MALE/FEMALE) 11 1600 1600
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 7 2 110 4097 3267 390 440
MALE 55 2863 2863
FEMALE 1 12 656 216 440
JOINT (MALE/FEMALE) 2 13 578 404 174
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 842 842
MALE 11 140 140
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 2 1 14 2951 2371 140 440
MALE 2 13 2511 2371 140
FEMALE 11 440 440
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 6 28 2886 2496 390
MALE 33 492 492
FEMALE 11 216 216
JOINT (MALE/FEMALE) 3 14 2178 2004 174
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 702 702
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 5 27 1286 896 390
MALE 33 492 492
FEMALE 11 216 216
JOINT (MALE/FEMALE) 2 13 578 404 174
OTHERS, INCLUDING HISPANIC (TOTAL) 3 1 15 4551 3971 140 440
MALE 2 13 2511 2371 140
FEMALE 11 440 440
JOINT (MALE/FEMALE) 11 1600 1600
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1 12 404 188 216
100-119% OF MSA/MD MEDIAN 11 174 174
120% OR MORE OF MSA/MD MEDIAN 7 1 19 5259 4679 140 440
INCOME NOT AVAILABLE 6/ 11 702 702
TOTAL 14/ 8 2 2 113 6539 4867 390 842 440
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 140 140
MALE 11 140 140
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 262 262
MALE
FEMALE
JOINT (MALE/FEMALE) 11 262 262
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 12 18 9 342 9127 2815 3419 2488 405
MALE 2 16 321 4498 960 3139 399
FEMALE 5 1 28 1756 1173 110 473
JOINT (MALE/FEMALE) 5 1 4 313 2873 682 170 1616 405
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 33 466 466
MALE
FEMALE
JOINT (MALE/FEMALE) 33 466 466
RACE NOT AVAILABLE (TOTAL) 6/ 3 14 7044 3144 3900
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 7 14 2 124 4004 1092 2446 388 78
MALE 1 13 115 2584 140 2276 168
FEMALE 3 14 742 522 220
JOINT (MALE/FEMALE) 3 1 15 678 430 170 78
NOT HISPANIC OR LATINO (TOTAL) 8 4 6 220 5037 2177 973 1500 387
MALE 2 3 27 2054 960 863 231
FEMALE 2 1 14 1014 651 110 253
JOINT (MALE/FEMALE) 4 3 29 1969 566 1016 387
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 1 13 954 152 600 202
MALE
FEMALE
JOINT (MALE/FEMALE) 1 1 13 954 152 600 202
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3 14 7044 3144 3900
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 7 4 6 118 4590 1992 973 1500 125
MALE 2 3 27 2054 960 863 231
FEMALE 2 1 14 1014 651 110 253
JOINT (MALE/FEMALE) 3 3 17 1522 381 1016 125
OTHERS, INCLUDING HISPANIC (TOTAL) 9 14 3 329 5405 1429 2446 988 542
MALE 1 13 115 2584 140 2276 168
FEMALE 3 14 742 522 220
JOINT (MALE/FEMALE) 5 1 1 310 2079 767 170 600 542
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 96 96
50-79% OF MSA/MD MEDIAN 3 2 27 1076 461 194 421
80-99% OF MSA/MD MEDIAN 1 12 598 106 492
100-119% OF MSA/MD MEDIAN 1 1 24 806 172 170 464
120% OR MORE OF MSA/MD MEDIAN 11 14 6 233 7419 2682 2563 1971 203
INCOME NOT AVAILABLE 6/ 3 14 7044 3144 3900
TOTAL 14/ 19 18 9 551 17039 6565 3419 2488 4567
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 1 13 640 199 170 271
MALE
FEMALE
JOINT (MALE/FEMALE) 1 1 13 640 199 170 271
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 150 150
MALE
FEMALE
JOINT (MALE/FEMALE) 11 150 150
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 170 170
MALE
FEMALE
JOINT (MALE/FEMALE) 11 170 170
NOT HISPANIC OR LATINO (TOTAL) 2 13 620 349 271
MALE
FEMALE
JOINT (MALE/FEMALE) 2 13 620 349 271
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 12 470 199 271
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 470 199 271
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 320 150 170
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 320 150 170
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 170 170
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1 12 421 150 271
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 199 199
INCOME NOT AVAILABLE 6/
TOTAL 14/ 2 1 14 790 349 170 271
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 900 900
MALE 11 900 900
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 280 280
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 900 900
MALE 11 900 900
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 280 280
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 900 900
MALE 11 900 900
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 1 12 1180 280 900
TOTAL 14/ 1 12 1180 280 900
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 5 14 1 121 5266 2667 2386 135 78
MALE 4 13 118 4903 2492 2276 135
FEMALE 11 110 110
JOINT (MALE/FEMALE) 1 12 253 175 78
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 22 281 281
MALE
FEMALE
JOINT (MALE/FEMALE) 22 281 281
RACE NOT AVAILABLE (TOTAL) 6/ 3 25 7746 3144 4602
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 3 13 117 4635 2281 2276 78
MALE 1 1314 4276 2000 2276
FEMALE
JOINT (MALE/FEMALE) 2 13 359 281 78
NOT HISPANIC OR LATINO (TOTAL) 4 1 16 912 667 110 135
MALE 3 14 627 492 135
FEMALE 11 110 110
JOINT (MALE/FEMALE) 11 175 175
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3 25 7746 3144 4602
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 4 1 16 912 667 110 135
MALE 3 14 627 492 135
FEMALE 11 110 110
JOINT (MALE/FEMALE) 11 175 175
OTHERS, INCLUDING HISPANIC (TOTAL) 3 13 117 4635 2281 2276 78
MALE 1 1314 4276 2000 2276
FEMALE
JOINT (MALE/FEMALE) 2 13 359 281 78
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 110 110
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 7 13 1 122 5437 2948 2276 135 78
INCOME NOT AVAILABLE 6/ 3 25 7746 3144 4602
TOTAL 14/ 10 14 1 328 13293 6092 2386 135 4680
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 811 371 440
MALE 11 371 371
FEMALE 11 440 440
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 12 811 371 440
MALE 11 371 371
FEMALE 11 440 440
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 811 371 440
MALE 11 371 371
FEMALE 11 440 440
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 12 811 371 440
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 12 811 371 440
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 98 98
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 98 98
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 98 98
OTHERS, INCLUDING HISPANIC
11 98 98TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 404 188 216
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 404 188 216
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 404 188 216
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 174 174
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 174 174
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 174 174
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 1600 1600
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 6 17 3519 3079 440
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 140 140
ETHNICITY 7/HISPANIC OR LATINO 2 1 14 2951 2371 140 440
NOT HISPANIC OR LATINO 55 2308 2308
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 44 708 708
OTHERS, INCLUDING HISPANIC 3 1 15 4551 3971 140 440
8 2 2 113 6539 4867 390 842 440TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 96 96
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 96 96
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 96 96
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 140 140
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 2 26 936 321 194 421
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 3 14 629 461 168
NOT HISPANIC OR LATINO 2 13 447 194 253
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 447 194 253
OTHERS, INCLUDING HISPANIC 3 14 629 461 168
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 598 106 492
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 598 106 492
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 598 106 492
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 262 262
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 13 544 172 170 202
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 170 170
NOT HISPANIC OR LATINO 1 12 434 172 262
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 202 202
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 172 172
OTHERS, INCLUDING HISPANIC 1 23 634 170 464
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 8 14 6 230 6953 2216 2563 1971 203
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 33 466 466
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 4 13 1 119 3205 631 2276 220 78
NOT HISPANIC OR LATINO 6 1 4 112 3462 1899 287 1151 125
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 752 152 600
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 5 1 4 111 3277 1714 287 1151 125
OTHERS, INCLUDING HISPANIC 6 13 2 122 4142 968 2276 820 78
19 18 9 551 17039 6565 3419 2488 4567TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 170 170
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 170 170
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 170 170
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 271 271
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 150 150
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 421 150 271
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 271 271
OTHERS, INCLUDING HISPANIC 11 150 150
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 199 199
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 199 199
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 199 199
OTHERS, INCLUDING HISPANIC
2 1 14 790 349 170 271TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 110 110
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 110 110
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 110 110
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 5 13 1 120 5156 2667 2276 135 78
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 22 281 281
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 3 13 117 4635 2281 2276 78
NOT HISPANIC OR LATINO 4 15 802 667 135
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 15 802 667 135
OTHERS, INCLUDING HISPANIC 3 13 117 4635 2281 2276 78
10 14 1 328 13293 6092 2386 135 4680TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 811 371 440
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1 12 811 371 440
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1 12 811 371 440
1 12 811 371 440TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 98 98
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 98 98
MIDDLE INCOME
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 98 98
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 98 98TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4 1 27 3261 2203 216 842
50-79% MINORITY 4 1 16 3278 2664 174 440
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 188 188
MODERATE INCOME 33 2321 2321
MIDDLE INCOME 3 1 15 1372 758 174 440
UPPER INCOME 1 1 24 2658 1600 216 842
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 188 188
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 216 216
50-79% MINORITY 22 2105 2105
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 387 387
50-79% MINORITY 1 1 13 985 371 174 440
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 1 24 2658 1600 216 842
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
8 2 2 113 6539 4867 390 842 440TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 8 11 4 124 11739 4920 1978 941 3900
50-79% MINORITY 11 7 5 427 5300 1645 1441 1547 667
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 175 175
MODERATE INCOME 11 84 84
MIDDLE INCOME 8 6 6 424 8794 1587 915 1927 4365
UPPER INCOME 10 11 3 125 7986 4803 2420 561 202
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 175 175
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 84 84
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 5 2 110 5935 644 805 586 3900
50-79% MINORITY 6 1 4 314 2859 943 110 1341 465
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 6 6 214 5804 4276 1173 355
50-79% MINORITY 4 5 1 111 2182 527 1247 206 202
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
19 18 9 551 17039 6565 3419 2488 4567TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 199 199
50-79% MINORITY 1 1 13 591 150 170 271
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 12 421 150 271
UPPER INCOME 1 12 369 199 170
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 421 150 271
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 199 199
50-79% MINORITY 11 170 170
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
2 1 14 790 349 170 271TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 12 1180 280 900
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 12 1180 280 900
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 12 1180 280 900
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 1180 280 900TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 5 10 1 218 9959 3531 1691 135 4602
50-79% MINORITY 5 4 110 3334 2561 695 78
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 175 175
MODERATE INCOME 22 2105 2105
MIDDLE INCOME 6 6 214 6205 1312 915 3978
UPPER INCOME 1 8 1 111 4808 2500 1471 135 702
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 175 175
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 2105 2105
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4 5 110 5736 1031 805 3900
50-79% MINORITY 2 1 14 469 281 110 78
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 5 1 18 4223 2500 886 135 702
50-79% MINORITY 33 585 585
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
10 14 1 328 13293 6092 2386 135 4680TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 811 371 440
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 12 811 371 440
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 811 371 440
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 811 371 440TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 2
OTHERS, INCLUDING HISPANIC 1
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE
JOINT (MALE/FEMALE) 3
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 1
MODERATE INCOME 1
MIDDLE INCOME
UPPER INCOME 1
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1600
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 404
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2004
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 404
OTHERS, INCLUDING HISPANIC 1600
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 188
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1816
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE
JOINT (MALE/FEMALE) 2004
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1816
50-79% MINORITY 188
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 188
MODERATE INCOME 216
MIDDLE INCOME
UPPER INCOME 1600
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 1
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 11
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 5
NOT HISPANIC OR LATINO 7
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 6
OTHERS, INCLUDING HISPANIC 7
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 3
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 8
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 3
FEMALE 5
JOINT (MALE/FEMALE) 5
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 5
50-79% MINORITY 8
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 4
UPPER INCOME 9
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 140
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2640
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 185
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 811
NOT HISPANIC OR LATINO 2002
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
152
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1817
OTHERS, INCLUDING HISPANIC 1148
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 461
80-99% OF MSA/MD MEDIAN 106
100-119% OF MSA/MD MEDIAN 172
120% OR MORE OF MSA/MD MEDIAN 2226
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1100
FEMALE 1173
JOINT (MALE/FEMALE) 692
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1776
50-79% MINORITY 1189
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 662
UPPER INCOME 2303
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC 1
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 2
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME 1
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 199
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 150
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 349
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 199
OTHERS, INCLUDING HISPANIC 150
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 150
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 199
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 349
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 199
50-79% MINORITY 150
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 150
UPPER INCOME 199
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 811 371 440
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1 12 811 371 440
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1 12 811 371 440
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 12 811 371 440
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 11 371 371
FEMALE 11 440 440
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 811 371 440
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 12 811 371 440
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1 1 1.87 1.87
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1 1 1.87 1.87
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1 1 1.87 1.87
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 1 1.87 1.87
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1 1 1.87 1.87
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 1 1.87 1.87
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 1 1.87 1.87
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5.00 - 5.99
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 371 371 1.87 1.87
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 371 371 1.87 1.87
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 371 371 1.87 1.87
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 371 371 1.87 1.87
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 371 371 1.87 1.87
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 371 371 1.87 1.87
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 371 371 1.87 1.87
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5.00 - 5.99
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 50 411
FHA 1
VA 1
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 19 27
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 18 12
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 8 1
FHA 1
VA 1
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 52
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 13 24
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 2
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 1
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 11
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 1
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 13 23 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 13 23 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.87 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.87 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 1 NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/ALAMEDA COUNTY/4324.00
LOANS ORIGINATED 1 394
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/ALAMEDA COUNTY/4426.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1360 360
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3020.08
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 314
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3020.10
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 270
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3031.03
LOANS ORIGINATED 1 307
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3032.03
LOANS ORIGINATED 1 480
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
Page 1 of 3
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/CONTRA COSTA COUNTY/3071.01
LOANS ORIGINATED 1 167 67
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3131.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 329
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3290.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1121 121
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 4 11248 67
APPS APPROVED, NOT ACCEPTED 1 1 1329 121 121
APPS DENIED 1 2 1270 674 360
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
Page 2 of 3
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
Page 3 of 3
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 307
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1 67
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 394
ETHNICITY 7/
HISPANIC OR LATINO 1 394
NOT HISPANIC OR LATINO 2 374
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1 67
OTHERS, INCLUDING HISPANIC 2 701
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 67
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1 307
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 394
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 67
50-79% MINORITY 2 701
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 1 394
MIDDLE INCOME 2 374
UPPER INCOME
TOTAL 14/ 3 768
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
3
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
768
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 599 329 270
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 599 329 270
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 599 329 270
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 599 329 270
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 12 599 329 270
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 599 329 270
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 270 270
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 329 329
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 12 599 329 270
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 307 307
MALE 11 307 307
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 24 1221 547 674
MALE
FEMALE 11 314 314
JOINT (MALE/FEMALE) 2 13 907 547 360
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 394 394
MALE
FEMALE
JOINT (MALE/FEMALE) 11 394 394
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 12 708 394 314
MALE
FEMALE 11 314 314
JOINT (MALE/FEMALE) 11 394 394
NOT HISPANIC OR LATINO (TOTAL) 33 854 854
MALE 11 307 307
FEMALE
JOINT (MALE/FEMALE) 22 547 547
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 360 360
MALE
FEMALE
JOINT (MALE/FEMALE) 11 360 360
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 22 547 547
MALE
FEMALE
JOINT (MALE/FEMALE) 22 547 547
OTHERS, INCLUDING HISPANIC (TOTAL) 2 24 1375 701 674
MALE 11 307 307
FEMALE 11 314 314
JOINT (MALE/FEMALE) 1 12 754 394 360
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 67 67
50-79% OF MSA/MD MEDIAN 11 314 314
80-99% OF MSA/MD MEDIAN 11 307 307
100-119% OF MSA/MD MEDIAN 1 12 840 480 360
120% OR MORE OF MSA/MD MEDIAN 11 394 394
INCOME NOT AVAILABLE 6/
TOTAL 14/ 4 26 1922 1248 674
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 121 121
MALE
FEMALE
JOINT (MALE/FEMALE) 11 121 121
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 121 121
MALE
FEMALE
JOINT (MALE/FEMALE) 11 121 121
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 121 121
MALE
FEMALE
JOINT (MALE/FEMALE) 11 121 121
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 121 121
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 121 121
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 1 13 548 67 121 360
MALE
FEMALE
JOINT (MALE/FEMALE) 1 1 13 548 67 121 360
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 188 67 121
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 188 67 121
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 360 360
MALE
FEMALE
JOINT (MALE/FEMALE) 11 360 360
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 12 188 67 121
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 188 67 121
OTHERS, INCLUDING HISPANIC (TOTAL) 11 360 360
MALE
FEMALE
JOINT (MALE/FEMALE) 11 360 360
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 12 188 67 121
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 360 360
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 1 13 548 67 121 360
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 270 270
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 270 270
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 270 270
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 329 329
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 329 329
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 329 329
OTHERS, INCLUDING HISPANIC
1 12 599 329 270TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 67 67
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 67 67
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 67 67
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 314 314
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 314 314
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 314 314
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 307 307
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 307 307
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 307 307
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 840 480 360
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 480 480
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 360 360
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 480 480
OTHERS, INCLUDING HISPANIC 11 360 360
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 394 394
ETHNICITY 7/HISPANIC OR LATINO 11 394 394
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 394 394
4 26 1922 1248 674TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 121 121
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 121 121
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 121 121
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
11 121 121TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 188 67 121
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 188 67 121
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 188 67 121
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 360 360
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 360 360
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 360 360
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
1 1 13 548 67 121 360TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 270 270
50-79% MINORITY 11 329 329
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 329 329
MIDDLE INCOME 11 270 270
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 329 329
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 270 270
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 599 329 270TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 547 547
50-79% MINORITY 2 24 1375 701 674
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 394 394
MIDDLE INCOME 2 13 688 374 314
UPPER INCOME 1 12 840 480 360
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 394 394
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 67 67
50-79% MINORITY 1 12 621 307 314
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 480 480
50-79% MINORITY 11 360 360
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 26 1922 1248 674TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 121 121
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 121 121
MIDDLE INCOME
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 121 121
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 121 121TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 67 67
50-79% MINORITY 1 12 481 121 360
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 121 121
MIDDLE INCOME 11 67 67
UPPER INCOME 11 360 360
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 121 121
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 67 67
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 360 360
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 1 13 548 67 121 360TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 2
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC 2
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1
FEMALE
JOINT (MALE/FEMALE) 2
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY 2
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME 1
UPPER INCOME 1
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 307
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 480
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 394
ETHNICITY 7/HISPANIC OR LATINO 394
NOT HISPANIC OR LATINO 787
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 480
OTHERS, INCLUDING HISPANIC 701
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 307
100-119% OF MSA/MD MEDIAN 480
120% OR MORE OF MSA/MD MEDIAN 394
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 307
FEMALE
JOINT (MALE/FEMALE) 874
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 480
50-79% MINORITY 701
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 394
MIDDLE INCOME 307
UPPER INCOME 480
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 6 12
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 4
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 11
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 21
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 3
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 3 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 3 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/SHASTA COUNTY/0101.00
LOANS ORIGINATED 1 1123 123
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0102.00
LOANS ORIGINATED 1 110
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0103.00
LOANS ORIGINATED 1 2 1 1284 181 10000 75
APPS APPROVED, NOT ACCEPTED 1 185
APPS DENIED 2 2200 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0104.00
LOANS ORIGINATED 1 224
APPS APPROVED, NOT ACCEPTED 1 179 79
APPS DENIED 1 465
APPS WITHDRAWN 1 1 153 185 53
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0105.00
LOANS ORIGINATED 2 6 1326 632 63
APPS APPROVED, NOT ACCEPTED 1 172
APPS DENIED 1 400
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0106.01
LOANS ORIGINATED 1 2208 392
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 199
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 1 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0106.02
LOANS ORIGINATED 1 3181 754
APPS APPROVED, NOT ACCEPTED 1 175
APPS DENIED 1 21 228 420 349
APPS WITHDRAWN 1 228
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0107.02
LOANS ORIGINATED 3 1360 47
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 241
APPS WITHDRAWN 1 125
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0107.03
LOANS ORIGINATED 1 1330 167
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 125
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0107.04
LOANS ORIGINATED 5 1 1405 132 74 2 126
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 100
APPS WITHDRAWN 1 77
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0108.03
LOANS ORIGINATED 2 1 1227 104 72
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 3 1 1223 456 490 223
APPS WITHDRAWN 1 1120 120
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0108.04
LOANS ORIGINATED 2 1 1221 167 171
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 2 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0108.05
LOANS ORIGINATED 5 825
APPS APPROVED, NOT ACCEPTED 1 172
APPS DENIED 1 11 116 245 50
APPS WITHDRAWN 1 350
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0108.06
LOANS ORIGINATED 1 173
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0108.07
LOANS ORIGINATED 1 2 1292 213 113
APPS APPROVED, NOT ACCEPTED 1 260
APPS DENIED 1 200
APPS WITHDRAWN 1 5 2133 669 240
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0109.00
LOANS ORIGINATED 3 1297 109
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 2 1144 537 144
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 143
CA/SHASTA COUNTY/0110.01
LOANS ORIGINATED 1 1 1299 298 177
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0110.02
LOANS ORIGINATED 1 3 1183 475 93
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 165
APPS WITHDRAWN 1 336
FILES CLOSED FOR INCOMPLETENESS 1 1105 105
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 3 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0111.00
LOANS ORIGINATED 1 2220 226
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 45
CA/SHASTA COUNTY/0112.09
LOANS ORIGINATED 1 2 1 1140 400 1800 264
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1183 183
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0113.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1233 95
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0114.01
LOANS ORIGINATED 3 454
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0114.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1100 100
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0114.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1145 145
APPS WITHDRAWN 1 288
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 4 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0115.00
LOANS ORIGINATED 1 291
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 177 1 50
APPS WITHDRAWN 1 170
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0116.00
LOANS ORIGINATED 2 5 2295 493 117
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 111
APPS WITHDRAWN 1 136
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0117.01
LOANS ORIGINATED 1 1233 114
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1211 76
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0117.02
LOANS ORIGINATED 1 71 1 71
APPS APPROVED, NOT ACCEPTED 1 125
APPS DENIED 1 1184 184
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0117.03
LOANS ORIGINATED 2 5 1305 460 55
APPS APPROVED, NOT ACCEPTED 1 144
APPS DENIED
APPS WITHDRAWN 2 178
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0118.01
LOANS ORIGINATED 2 2 1574 325 218
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 130
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 5 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0118.02
LOANS ORIGINATED 1 2120 148
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 222 1 130
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0118.03
LOANS ORIGINATED 3 786
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 491
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0119.00
LOANS ORIGINATED 6 3 11268 315 78 1 96
APPS APPROVED, NOT ACCEPTED 1 200
APPS DENIED 1 226
APPS WITHDRAWN 1 160 150
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0120.00
LOANS ORIGINATED 3 1 3414 104 419
APPS APPROVED, NOT ACCEPTED 2 1379 225
APPS DENIED 1 1187 1116
APPS WITHDRAWN 1 1165 165
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0121.01
LOANS ORIGINATED 1 2223 211
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 162 137 62
APPS WITHDRAWN 1 1 2140 106 246
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0121.02
LOANS ORIGINATED 2 232
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 250
APPS WITHDRAWN 1 1315 315
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 6 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0122.00
LOANS ORIGINATED 3 5 1574 691 101
APPS APPROVED, NOT ACCEPTED 1 1235 65
APPS DENIED 1 148 107
APPS WITHDRAWN 1 11 131 30 180 1 180
FILES CLOSED FOR INCOMPLETENESS 1 53
CA/SHASTA COUNTY/0123.01
LOANS ORIGINATED 1 165 140
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0123.02
LOANS ORIGINATED 2 319
APPS APPROVED, NOT ACCEPTED 1 160
APPS DENIED
APPS WITHDRAWN 2 208
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0123.03
LOANS ORIGINATED 2 242
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 3 1 1124 597 224 135 1 172
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0124.00
LOANS ORIGINATED 1 5187 759 1 80
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1369 143
APPS WITHDRAWN 1 137
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0125.00
LOANS ORIGINATED 1 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 140
APPS WITHDRAWN 1 86
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 7 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0126.01
LOANS ORIGINATED 2 6453 1577 1 115
APPS APPROVED, NOT ACCEPTED 1 129
APPS DENIED 5 1846 234 2 143
APPS WITHDRAWN 2 325
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0126.03
LOANS ORIGINATED 3 1433 140
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 478
APPS WITHDRAWN 1 150
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0126.04
LOANS ORIGINATED 1 318
APPS APPROVED, NOT ACCEPTED 1 248
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0127.01
LOANS ORIGINATED 1 1 1100 53 53
APPS APPROVED, NOT ACCEPTED 1 50
APPS DENIED
APPS WITHDRAWN 1 170 128
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0127.02
LOANS ORIGINATED 4 1 2735 84 302
APPS APPROVED, NOT ACCEPTED 1 215
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 39 101 13 2 237538 15096 1518 11800 2547 6 488
APPS APPROVED, NOT ACCEPTED 4 13 1 2523 2405 65 304
APPS DENIED 10 42 8 3 132 344 1812 6867 1565 2006 1781 5 495
APPS WITHDRAWN 9 24 2 82 359 1319 3451 300 1139 1 180
FILES CLOSED FOR INCOMPLETENESS 1 3 153 293 105
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 8 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 9 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 2 393
ASIAN 11 136 78
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1089 1574 17012
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 3 586
RACE NOT AVAILABLE 6/ 1 123
ETHNICITY 7/
HISPANIC OR LATINO 11 138 171
NOT HISPANIC OR LATINO 1128 1349 17783
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
11 223 115
ETHNICITY NOT AVAILABLE 6/ 1 123
MINORITY STATUS 8/
WHITE NON-HISPANIC 1067 1213 16726
OTHERS, INCLUDING HISPANIC 83 497 1343
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 152 211 1407
50-79% OF MSA/MD MEDIAN 261 114 3236
80-99% OF MSA/MD MEDIAN 142 321 1907
100-119% OF MSA/MD MEDIAN 8 1306
120% OR MORE OF MSA/MD MEDIAN 525 1064 10336
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 3 290
10-19% MINORITY 848 1436 14149
20-49% MINORITY 282 274 3753
50-79% MINORITY
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 294 572 3813
MIDDLE INCOME 554 735 9146
UPPER INCOME 312 403 5233
TOTAL 14/ 11510 1710 18192
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
11510
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 39820 - REDDING, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
181921710
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 39820 - REDDING, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 11 131 131
MALE 11 131 131
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 13 572 344 228
MALE
FEMALE 2 13 572 344 228
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 2 24 703 344 359
MALE 11 131 131
FEMALE 2 13 572 344 228
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 13 572 344 228
MALE
FEMALE 2 13 572 344 228
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 131 131
MALE 11 131 131
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 116 116
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 11 131 131
100-119% OF MSA/MD MEDIAN 11 228 228
120% OR MORE OF MSA/MD MEDIAN 11 228 228
INCOME NOT AVAILABLE 6/
TOTAL 14/ 2 24 703 344 359
Report Date: 06/21/2016
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 338 338
MALE 11 338 338
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 53 53
MALE
FEMALE 11 53 53
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 34 4 10 7 156 9888 6374 523 1812 1126 53
MALE 7 2 3 1 114 2142 1256 222 541 70 53
FEMALE 8 19 1395 1262 133
JOINT (MALE/FEMALE) 19 2 7 533 6351 3856 301 1271 923
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 33 586 586
MALE
FEMALE
JOINT (MALE/FEMALE) 33 586 586
RACE NOT AVAILABLE (TOTAL) 6/ 1 12 380 240 140
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 138 138
MALE
FEMALE
JOINT (MALE/FEMALE) 11 138 138
NOT HISPANIC OR LATINO (TOTAL) 35 3 8 8 155 9471 6822 394 1023 1179 53
MALE 8 2 2 1 114 2111 1594 222 172 70 53
FEMALE 8 210 1448 1262 186
JOINT (MALE/FEMALE) 19 1 6 531 5912 3966 172 851 923
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
2 1 14 887 338 129 420
MALE
FEMALE
JOINT (MALE/FEMALE) 2 1 14 887 338 129 420
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 1 13 749 240 369 140
MALE 11 369 369
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 31 3 8 7 150 8494 5898 394 1023 1126 53
MALE 7 2 2 1 113 1773 1256 222 172 70 53
FEMALE 8 19 1395 1262 133
JOINT (MALE/FEMALE) 16 1 6 528 5326 3380 172 851 923
OTHERS, INCLUDING HISPANIC (TOTAL) 7 1 1 110 2002 1400 129 420 53
MALE 11 338 338
FEMALE 11 53 53
JOINT (MALE/FEMALE) 6 1 18 1611 1062 129 420
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 3 1 15 367 261 53 53
50-79% OF MSA/MD MEDIAN 6 2 2 111 1168 747 179 172 70
80-99% OF MSA/MD MEDIAN 5 1 17 1333 794 369 170
100-119% OF MSA/MD MEDIAN 1 4 16 789 172 484 133
120% OR MORE OF MSA/MD MEDIAN 24 1 3 432 7208 5496 172 787 753
INCOME NOT AVAILABLE 6/ 1 12 380 240 140
TOTAL 14/ 39 4 10 9 163 11245 7538 523 1812 1319 53
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 1 1 13 316 55 81 180
MALE 11 180 180
FEMALE 1 12 136 55 81
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 2 24 383 214 169
MALE
FEMALE 11 78 78
JOINT (MALE/FEMALE) 1 23 305 136 169
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 95 12 34 20 3164 25723 14537 2245 5805 2843 293
MALE 18 4 11 437 5194 2288 808 1688 410
FEMALE 17 2 5 226 4098 2480 414 1024 180
JOINT (MALE/FEMALE) 60 6 18 14 3101 16431 9769 1023 3093 2253 293
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 1 23 505 160 345
MALE
FEMALE
JOINT (MALE/FEMALE) 1 23 505 160 345
RACE NOT AVAILABLE (TOTAL) 6/ 3 3 39 1185 290 467 428
MALE
FEMALE 11 137 137
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 3 1 15 636 334 215 87
MALE 22 294 294
FEMALE
JOINT (MALE/FEMALE) 1 1 13 342 40 215 87
NOT HISPANIC OR LATINO (TOTAL) 95 10 38 19 3165 25712 14472 1951 6225 2771 293
MALE 16 4 11 435 4915 1994 808 1688 425
FEMALE 19 2 6 229 4312 2613 414 1105 180
JOINT (MALE/FEMALE) 60 4 21 13 3101 16485 9865 729 3432 2166 293
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
2 1 14 579 239 175 165
MALE 11 165 165
FEMALE
JOINT (MALE/FEMALE) 2 13 414 239 175
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3 3 39 1185 290 467 428
MALE
FEMALE 11 137 137
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 92 10 34 18 3157 24843 14203 1951 5805 2591 293
MALE 16 4 11 334 4735 1994 808 1688 245
FEMALE 17 2 5 226 4098 2480 414 1024 180
JOINT (MALE/FEMALE) 59 4 18 13 397 16010 9729 729 3093 2166 293
OTHERS, INCLUDING HISPANIC (TOTAL) 6 3 5 317 2084 603 454 595 432
MALE 2 24 639 294 345
FEMALE 2 13 214 133 81
JOINT (MALE/FEMALE) 2 3 4 110 1231 176 454 514 87
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 14 6 3 124 2248 1323 567 253 105
50-79% OF MSA/MD MEDIAN 19 1 3 7 131 3780 2294 125 375 843 143
80-99% OF MSA/MD MEDIAN 15 1 10 127 3836 1893 160 1566 217
100-119% OF MSA/MD MEDIAN 11 4 6 324 3676 1484 777 1016 399
120% OR MORE OF MSA/MD MEDIAN 41 7 17 10 176 14519 8049 1343 3343 1739 45
INCOME NOT AVAILABLE 6/ 11 53 53
TOTAL 14/ 101 13 42 24 3183 28112 15096 2405 6867 3451 293
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 13 1 7 223 2983 1518 65 1100 300
MALE 11 177 177
FEMALE 2 13 337 200 137
JOINT (MALE/FEMALE) 10 1 6 219 2469 1141 65 963 300
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 465 465
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 12 1 7 222 2908 1443 65 1100 300
MALE 11 177 177
FEMALE 2 13 337 200 137
JOINT (MALE/FEMALE) 9 1 6 218 2394 1066 65 963 300
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 75 75
MALE
FEMALE
JOINT (MALE/FEMALE) 11 75 75
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 465 465
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 12 1 7 222 2908 1443 65 1100 300
MALE 11 177 177
FEMALE 2 13 337 200 137
JOINT (MALE/FEMALE) 9 1 6 218 2394 1066 65 963 300
OTHERS, INCLUDING HISPANIC (TOTAL) 11 75 75
MALE
FEMALE
JOINT (MALE/FEMALE) 11 75 75
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 96 96
50-79% OF MSA/MD MEDIAN 4 3 18 1023 462 411 150
80-99% OF MSA/MD MEDIAN 11 71 71
100-119% OF MSA/MD MEDIAN 2 1 14 467 252 65 150
120% OR MORE OF MSA/MD MEDIAN 5 510 1791 637 1154
INCOME NOT AVAILABLE 6/
TOTAL 14/ 13 1 8 224 3448 1518 65 1565 300
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 490 490
MALE
FEMALE
JOINT (MALE/FEMALE) 11 490 490
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 2200 1800 400
MALE 11 1800 1800
FEMALE 11 400 400
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 12 11116 10000 1116
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 23 2690 1800 890
MALE 11 1800 1800
FEMALE 11 400 400
JOINT (MALE/FEMALE) 11 490 490
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 12 11116 10000 1116
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 12 2200 1800 400
MALE 11 1800 1800
FEMALE 11 400 400
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 490 490
MALE
FEMALE
JOINT (MALE/FEMALE) 11 490 490
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 2 35 13806 11800 2006
TOTAL 14/ 2 35 13806 11800 2006
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 55 55
MALE
FEMALE 11 55 55
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 1 12 115 62 53
MALE
FEMALE 11 53 53
JOINT (MALE/FEMALE) 11 62 62
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 20 2 12 6 141 5273 2199 304 1719 946 105
MALE 5 3 19 976 407 404 165
FEMALE 2 2 15 558 195 230 133
JOINT (MALE/FEMALE) 13 2 7 4 127 3739 1597 304 1085 648 105
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 2 13 433 293 140
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 123 123
MALE 11 123 123
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 20 1 13 6 141 5076 2131 225 1781 834 105
MALE 4 37 688 284 404
FEMALE 3 2 27 666 250 230 186
JOINT (MALE/FEMALE) 13 1 8 4 127 3722 1597 225 1147 648 105
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 12 244 79 165
MALE 11 165 165
FEMALE
JOINT (MALE/FEMALE) 11 79 79
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 13 433 293 140
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 19 1 12 5 138 4906 2076 225 1719 781 105
MALE 4 37 688 284 404
FEMALE 2 2 15 558 195 230 133
JOINT (MALE/FEMALE) 13 1 7 4 126 3660 1597 225 1085 648 105
OTHERS, INCLUDING HISPANIC (TOTAL) 2 1 1 26 537 178 79 62 218
MALE 1 12 288 123 165
FEMALE 1 12 108 55 53
JOINT (MALE/FEMALE) 1 12 141 79 62
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 2 3 1 17 548 117 273 53 105
50-79% OF MSA/MD MEDIAN 2 1 14 385 184 95 106
80-99% OF MSA/MD MEDIAN 4 15 566 332 234
100-119% OF MSA/MD MEDIAN 2 5 18 1139 339 667 133
120% OR MORE OF MSA/MD MEDIAN 11 2 3 420 2805 1282 304 512 707
INCOME NOT AVAILABLE 6/ 2 13 433 293 140
TOTAL 14/ 23 2 13 8 147 5876 2547 304 1781 1139 105
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 180 180
MALE 11 180 180
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 6 39 761 488 273
MALE 11 48 48
FEMALE 22 176 176
JOINT (MALE/FEMALE) 4 26 537 312 225
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 222 222
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 5 3 19 826 373 273 180
MALE 1 12 228 48 180
FEMALE 22 176 176
JOINT (MALE/FEMALE) 3 25 422 197 225
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 115 115
MALE
FEMALE
JOINT (MALE/FEMALE) 11 115 115
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 222 222
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 5 38 646 373 273
MALE 11 48 48
FEMALE 22 176 176
JOINT (MALE/FEMALE) 3 25 422 197 225
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 295 115 180
MALE 11 180 180
FEMALE
JOINT (MALE/FEMALE) 11 115 115
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 3 14 346 251 95
50-79% OF MSA/MD MEDIAN 2 13 346 166 180
80-99% OF MSA/MD MEDIAN 1 23 169 71 98
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 22 302 302
INCOME NOT AVAILABLE 6/
TOTAL 14/ 6 5 112 1163 488 495 180
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 116 116
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 116 116
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 116 116
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND 11 131 131
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 131 131
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 131 131
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 228 228
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 228 228
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 228 228
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 228 228
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 228 228
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 228 228
OTHERS, INCLUDING HISPANIC
2 24 703 344 359TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 53 53
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 14 314 261 53
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 1 15 367 261 53 53
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 314 261 53
OTHERS, INCLUDING HISPANIC 11 53 53
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 6 2 2 111 1168 747 179 172 70
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 5 1 2 19 924 632 50 172 70
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 244 115 129
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 5 1 2 19 924 632 50 172 70
OTHERS, INCLUDING HISPANIC 1 12 244 115 129
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 1 16 1100 561 369 170
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 233 233
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 138 138
NOT HISPANIC OR LATINO 4 15 826 656 170
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 369 369
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 593 423 170
OTHERS, INCLUDING HISPANIC 22 371 371
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 4 16 789 172 484 133
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 4 16 789 172 484 133
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 4 16 789 172 484 133
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 338 338
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 21 1 3 429 6517 4805 172 787 753
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 22 353 353
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 23 1 2 430 6565 5273 172 367 753
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 643 223 420
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 20 1 2 427 5874 4582 172 367 753
OTHERS, INCLUDING HISPANIC 4 15 1334 914 420
39 4 10 9 163 11245 7538 523 1812 1319 53TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 55 55
ASIAN 1 23 305 136 169
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 4 3 119 1765 1009 398 253 105
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 123 123
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 13 6 3 123 2125 1200 567 253 105
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 123 123
MINORITY STATUS 8/WHITE NON-HISPANIC 11 4 3 119 1765 1009 398 253 105
OTHERS, INCLUDING HISPANIC 2 24 360 191 169
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 180 180
ASIAN 11 78 78
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 18 1 3 4 127 3232 2216 125 375 373 143
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 22 290 290
ETHNICITY 7/HISPANIC OR LATINO 11 87 87
NOT HISPANIC OR LATINO 19 1 3 4 128 3403 2294 125 375 466 143
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 22 290 290
MINORITY STATUS 8/WHITE NON-HISPANIC 18 1 3 3 126 3145 2216 125 375 286 143
OTHERS, INCLUDING HISPANIC 1 23 345 78 267
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 15 8 124 3451 1893 1341 217
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 12 335 160 175
RACE NOT AVAILABLE 6/ 11 50 50
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 15 8 124 3451 1893 1341 217
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 335 160 175
ETHNICITY NOT AVAILABLE 6/ 11 50 50
MINORITY STATUS 8/WHITE NON-HISPANIC 15 8 124 3451 1893 1341 217
OTHERS, INCLUDING HISPANIC 1 12 335 160 175
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 4 5 323 3506 1484 777 846 399
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 170 170
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 40 40
NOT HISPANIC OR LATINO 10 4 6 323 3636 1444 777 1016 399
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 10 4 5 322 3466 1444 777 846 399
OTHERS, INCLUDING HISPANIC 1 12 210 40 170
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 81 81
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 40 7 14 9 171 13769 7935 1343 2845 1601 45
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 2 14 669 114 417 138
ETHNICITY 7/HISPANIC OR LATINO 2 13 509 294 215
NOT HISPANIC OR LATINO 38 5 15 8 167 13097 7641 1049 2926 1436 45
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 244 79 165
ETHNICITY NOT AVAILABLE 6/ 1 2 14 669 114 417 138
MINORITY STATUS 8/WHITE NON-HISPANIC 38 5 14 8 166 13016 7641 1049 2845 1436 45
OTHERS, INCLUDING HISPANIC 2 2 1 16 834 294 294 81 165
101 13 42 24 3183 28112 15096 2405 6867 3451 293TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 96 96
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 96 96
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 96 96
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 3 18 1023 462 411 150
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 4 3 18 1023 462 411 150
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 3 18 1023 462 411 150
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 71 71
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 71 71
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 71 71
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 1 14 467 252 65 150
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 1 13 392 177 65 150
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 75 75
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 13 392 177 65 150
OTHERS, INCLUDING HISPANIC 11 75 75
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 5 49 1326 637 689
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 465 465
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 5 49 1326 637 689
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 465 465
MINORITY STATUS 8/WHITE NON-HISPANIC 5 49 1326 637 689
OTHERS, INCLUDING HISPANIC
13 1 8 224 3448 1518 65 1565 300TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 55 55
ASIAN 1 12 115 62 53
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 2 14 378 62 211 105
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 3 1 17 548 117 273 53 105
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 2 14 378 62 211 105
OTHERS, INCLUDING HISPANIC 1 1 13 170 55 62 53
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 1 14 385 184 95 106
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 1 14 385 184 95 106
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 1 14 385 184 95 106
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 566 332 234
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 4 15 566 332 234
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 15 566 332 234
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 5 18 1139 339 667 133
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 5 18 1139 339 667 133
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 5 18 1139 339 667 133
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 2 3 420 2805 1282 304 512 707
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 123 123
NOT HISPANIC OR LATINO 10 1 3 317 2438 1159 225 512 542
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 244 79 165
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 10 1 3 317 2438 1159 225 512 542
OTHERS, INCLUDING HISPANIC 1 1 13 367 123 79 165
23 2 13 8 147 5876 2547 304 1781 1139 105TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 14 346 251 95
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 14 346 251 95
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 346 251 95
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 180 180
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 166 166
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 231 51 180
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 115 115
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 51 51
OTHERS, INCLUDING HISPANIC 1 12 295 115 180
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 119 71 48
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 50 50
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 119 71 48
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 50 50
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 119 71 48
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 130 130
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 172 172
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 130 130
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 172 172
MINORITY STATUS 8/WHITE NON-HISPANIC 11 130 130
OTHERS, INCLUDING HISPANIC
6 5 112 1163 488 495 180TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 2 24 703 344 359
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 12 247 116 131
UPPER INCOME 1 12 456 228 228
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 247 116 131
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 456 228 228
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
2 24 703 344 359TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 22 220 220
10-19% MINORITY 24 3 6 9 143 8131 5124 351 1284 1319 53
20-49% MINORITY 13 1 418 2894 2194 172 528
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 13 1 1 116 2589 2133 172 144 140
MIDDLE INCOME 17 3 6 8 135 5977 3615 351 779 1179 53
UPPER INCOME 9 312 2679 1790 889
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 363 223 140
20-49% MINORITY 12 1 114 2226 1910 172 144
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 11 100 100
10-19% MINORITY 15 3 3 8 130 5209 3231 351 395 1179 53
20-49% MINORITY 1 34 668 284 384
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY 11 120 120
10-19% MINORITY 8 311 2559 1670 889
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
39 4 10 9 163 11245 7538 523 1812 1319 53TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 2 2 15 456 148 222 86
10-19% MINORITY 77 8 33 21 2141 22678 12569 1501 5394 3064 150
20-49% MINORITY 22 5 7 2 137 4978 2379 904 1251 301 143
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 28 3 9 4 145 5666 3032 594 1413 484 143
MIDDLE INCOME 45 8 26 17 298 15663 7139 1436 4293 2645 150
UPPER INCOME 28 2 7 340 6783 4925 375 1161 322
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 9 2 213 1244 899 162 183
20-49% MINORITY 19 3 7 2 132 4422 2133 594 1251 301 143
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 11 86 86
10-19% MINORITY 42 6 26 16 292 15021 6893 1126 4293 2559 150
20-49% MINORITY 3 25 556 246 310
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY 2 24 370 148 222
10-19% MINORITY 26 2 5 336 6413 4777 375 939 322
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
101 13 42 24 3183 28112 15096 2405 6867 3451 293TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 11 140 140
10-19% MINORITY 11 1 7 221 3097 1307 65 1425 300
20-49% MINORITY 22 211 211
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1 12 269 132 137
MIDDLE INCOME 8 1 5 115 2188 894 65 1079 150
UPPER INCOME 4 2 17 991 492 349 150
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 269 132 137
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 11 140 140
10-19% MINORITY 6 1 4 112 1837 683 65 939 150
20-49% MINORITY 22 211 211
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 4 2 17 991 492 349 150
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
13 1 8 224 3448 1518 65 1565 300TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 490 490
20-49% MINORITY 2 24 13316 11800 1516
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1 23 3316 1800 1516
MIDDLE INCOME 1 12 10490 10000 490
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 23 3316 1800 1516
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 490 490
20-49% MINORITY 11 10000 10000
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
2 35 13806 11800 2006TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 1 7 7 127 3208 1075 79 975 974 105
20-49% MINORITY 12 1 6 120 2668 1472 225 806 165
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 12 1 4 320 2591 1471 225 484 411
MIDDLE INCOME 7 1 8 5 122 2671 562 79 1197 728 105
UPPER INCOME 4 15 614 514 100
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 1 24 382 74 62 246
20-49% MINORITY 11 1 3 116 2209 1397 225 422 165
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 6 1 5 5 118 2212 487 79 813 728 105
20-49% MINORITY 1 34 459 75 384
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 4 15 614 514 100
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
23 2 13 8 147 5876 2547 304 1781 1139 105TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 11 130 130
10-19% MINORITY 5 4 110 962 417 365 180
20-49% MINORITY 11 71 71
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 22 126 126
MIDDLE INCOME 2 4 17 731 186 365 180
UPPER INCOME 2 13 306 176 130
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 22 126 126
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 4 16 660 115 365 180
20-49% MINORITY 11 71 71
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY 11 130 130
10-19% MINORITY 22 176 176
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
6 5 112 1163 488 495 180TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1 126 1.52 1.52
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 3
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 1 128 1.52 1.52
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1 124 1.52 1.52
OTHERS, INCLUDING HISPANIC 6
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 2
50-79% OF MSA/MD MEDIAN 4
80-99% OF MSA/MD MEDIAN 4
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 120 1.52 1.52
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1 15 1.52 1.52
FEMALE 7
JOINT (MALE/FEMALE) 18
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 2
10-19% MINORITY 1 120 1.52 1.52
20-49% MINORITY 8
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 8
MIDDLE INCOME 1 115 1.52 1.52
UPPER INCOME 7
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 338
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 220 2205211 1.52 1.52
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 586
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 138
NOT HISPANIC OR LATINO 220 2205774 1.52 1.52
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
223
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 220 2204850 1.52 1.52
OTHERS, INCLUDING HISPANIC 1285
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 199
50-79% OF MSA/MD MEDIAN 557
80-99% OF MSA/MD MEDIAN 654
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 220 2204725 1.52 1.52
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 220 2201237 1.52 1.52
FEMALE 1122
JOINT (MALE/FEMALE) 3776
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 220
10-19% MINORITY 220 2204400 1.52 1.52
20-49% MINORITY 1515
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1454
MIDDLE INCOME 220 2203280 1.52 1.52
UPPER INCOME 1401
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 2
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2 277 1.76 1.76
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 2
ETHNICITY 7/HISPANIC OR LATINO 2
NOT HISPANIC OR LATINO 2 277 1.76 1.76
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 2
MINORITY STATUS 8/WHITE NON-HISPANIC 2 275 1.76 1.76
OTHERS, INCLUDING HISPANIC 4
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 11
50-79% OF MSA/MD MEDIAN 17
80-99% OF MSA/MD MEDIAN 12
100-119% OF MSA/MD MEDIAN 9
120% OR MORE OF MSA/MD MEDIAN 2 232 1.76 1.76
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 15
FEMALE 16
JOINT (MALE/FEMALE) 2 248 1.76 1.76
GENDER NOT AVAILABLE 6/ 2
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY 2
10-19% MINORITY 2 264 1.76 1.76
20-49% MINORITY 15
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 19
MIDDLE INCOME 1 138 1.65 1.65
UPPER INCOME 1 124 1.86 1.86
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 214
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 440 44012633 1.75 1.65
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 237
ETHNICITY 7/HISPANIC OR LATINO 211
NOT HISPANIC OR LATINO 440 44012636 1.75 1.65
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 237
MINORITY STATUS 8/WHITE NON-HISPANIC 440 44012422 1.75 1.65
OTHERS, INCLUDING HISPANIC 425
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1113
50-79% OF MSA/MD MEDIAN 2134
80-99% OF MSA/MD MEDIAN 1701
100-119% OF MSA/MD MEDIAN 1145
120% OR MORE OF MSA/MD MEDIAN 440 4406991 1.75 1.65
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 2018
FEMALE 2423
JOINT (MALE/FEMALE) 440 4408406 1.75 1.65
GENDER NOT AVAILABLE 6/ 237
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY 148
10-19% MINORITY 440 44011350 1.75 1.65
20-49% MINORITY 1586
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 2114
MIDDLE INCOME 228 2286462 1.65 1.65
UPPER INCOME 212 2124508 1.86 1.86
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 10
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 9
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 9
OTHERS, INCLUDING HISPANIC 1
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 4
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 2
120% OR MORE OF MSA/MD MEDIAN 4
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1
FEMALE 1
JOINT (MALE/FEMALE) 8
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 9
20-49% MINORITY 1
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME 6
UPPER INCOME 3
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1238
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1163
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
75
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1163
OTHERS, INCLUDING HISPANIC 75
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 462
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 252
120% OR MORE OF MSA/MD MEDIAN 524
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 177
FEMALE 104
JOINT (MALE/FEMALE) 957
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1098
20-49% MINORITY 140
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 132
MIDDLE INCOME 710
UPPER INCOME 396
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 115 115
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 11 115 115
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 115 115
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 115 115
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 11 115 115
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 11 115 115
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 115 115
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5.00 - 5.99
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 115
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
115
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 115
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 115
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 115
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 115
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 115
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5.00 - 5.99
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 172 19 162
FHA 1 23
VA 1
FSA/RHS 1
LOANS ORIGINATED
CONVENTIONAL 98 1138
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 12 14
FHA
VA 1
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 36 610
FHA 1 22
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 23 29
FHA 1
VA
FSA/RHS 1
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 31
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 77 1033
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 9 21
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 3 21
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 5
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 3 11
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 23
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 21
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 81 1030 NA
PRICING REPORTED 21 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.761.52 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.761.52 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 83 1031 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 3 21 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 3 21 NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/EL DORADO COUNTY/0305.02
LOANS ORIGINATED 1 394
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0306.02
LOANS ORIGINATED 1 1200 200
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0307.01
LOANS ORIGINATED 1 1475 136
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0307.04
LOANS ORIGINATED 1 252 1 252
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0307.09
LOANS ORIGINATED 1 549
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0307.10
LOANS ORIGINATED 1 837
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 1 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/EL DORADO COUNTY/0309.02
LOANS ORIGINATED 1 260
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0314.02
LOANS ORIGINATED 1 181 1 181
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0316.00
LOANS ORIGINATED 3 21207 817
APPS APPROVED, NOT ACCEPTED 1 1300 300
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1464 464
CA/EL DORADO COUNTY/0317.00
LOANS ORIGINATED 1 512
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0201.06
LOANS ORIGINATED 1 1447 447
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0203.00
LOANS ORIGINATED 1 1165 165
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 2 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0204.01
LOANS ORIGINATED 1 335
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1200 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0205.01
LOANS ORIGINATED 1 417
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0205.02
LOANS ORIGINATED 2 560 1 200
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 520
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0206.02
LOANS ORIGINATED 1 417
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0206.04
LOANS ORIGINATED 1 600
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0206.05
LOANS ORIGINATED 2 1082
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 3 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0206.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1675 675
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0207.11
LOANS ORIGINATED 1 1322 2500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0209.08
LOANS ORIGINATED 1 156
APPS APPROVED, NOT ACCEPTED 1 156
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0210.03
LOANS ORIGINATED 1 496
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0210.37
LOANS ORIGINATED 1 364
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0211.09
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 180
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 4 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0211.22
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1250 250
APPS WITHDRAWN 1 1330 330
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0212.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1228 228
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0213.04
LOANS ORIGINATED 1 652
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 432 1 222
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0214.03
LOANS ORIGINATED 1 160
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0215.01
LOANS ORIGINATED 2 21089 1089
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 265
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0216.03
LOANS ORIGINATED 1 378
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 5 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0216.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1417 417
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0218.01
LOANS ORIGINATED 1 765
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0218.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 155
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0219.01
LOANS ORIGINATED 1 219
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 219
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0219.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 256 1 256
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0220.11
LOANS ORIGINATED 1 1400 400
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 6 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0224.00
LOANS ORIGINATED 1 475
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0231.00
LOANS ORIGINATED 1 275
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0236.00
LOANS ORIGINATED 1 200
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 225
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0002.00
LOANS ORIGINATED 1 129
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 375
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0013.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 773
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0014.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1310 310
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 7 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0018.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 300
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0023.00
LOANS ORIGINATED 1 586
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0028.00
LOANS ORIGINATED 1 191 91
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0036.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1125 125
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0038.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 122
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0040.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 405
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 8 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0054.03
LOANS ORIGINATED 1 326
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0055.02
LOANS ORIGINATED 1 117
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0056.06
LOANS ORIGINATED 1 550
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0058.03
LOANS ORIGINATED 1 660
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0059.03
LOANS ORIGINATED 1 160
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0062.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 56
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 9 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0065.00
LOANS ORIGINATED 1 170 70
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 40
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0066.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1200 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0067.02
LOANS ORIGINATED 1 57
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0068.00
LOANS ORIGINATED 1 186 86
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 163 224 63
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0070.14
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 150
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0070.18
LOANS ORIGINATED 1 251
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 10 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0071.02
LOANS ORIGINATED 1 395
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0071.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 230
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0071.07
LOANS ORIGINATED 1 290
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0072.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 417
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0072.08
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 177
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0072.09
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1124 124
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 11 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0074.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 151
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0074.14
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1131 131
CA/SACRAMENTO COUNTY/0074.21
LOANS ORIGINATED 1 146
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0074.30
LOANS ORIGINATED 1 1 1266 171 266
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0074.32
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1200 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0076.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 151
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 12 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0077.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 417
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0080.05
LOANS ORIGINATED 1 331
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0080.06
LOANS ORIGINATED 1 417
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0080.09
LOANS ORIGINATED 1 1330 330
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0081.31
LOANS ORIGINATED 1 1396 396
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0081.38
LOANS ORIGINATED 1 199
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 13 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0082.10
LOANS ORIGINATED 1 250
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0082.11
LOANS ORIGINATED 1 1145 145
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0085.01
LOANS ORIGINATED 1 230
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0085.08
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 446
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0085.09
LOANS ORIGINATED 1 162
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0085.10
LOANS ORIGINATED 1 580
APPS APPROVED, NOT ACCEPTED 1 253
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 14 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0086.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 360
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0087.03
LOANS ORIGINATED 1 252
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0089.09
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 417
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0091.08
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1245 245
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.11
LOANS ORIGINATED 1 202
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.19
LOANS ORIGINATED 3 3297 297
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 15 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0093.26
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1170 170
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.30
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1417 417
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.31
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 702
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0094.06
LOANS ORIGINATED 1 348
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.10
LOANS ORIGINATED 1 149
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.15
LOANS ORIGINATED 1 223
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 16 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0096.16
LOANS ORIGINATED 1 155
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.18
LOANS ORIGINATED 1 16500 6500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.22
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 332
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.38
LOANS ORIGINATED 1 59
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0101.01
LOANS ORIGINATED 1 1123 123
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0101.02
LOANS ORIGINATED 1 497
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 17 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/YOLO COUNTY/0105.08
LOANS ORIGINATED 1 1450 450
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0107.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1475 475
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0108.00
LOANS ORIGINATED 1 280
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0109.02
LOANS ORIGINATED 1 1130 130
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0110.02
LOANS ORIGINATED 1 1188 188
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0111.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 220
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 18 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/YOLO COUNTY/0111.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1240 240
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0112.06
LOANS ORIGINATED 1 1285 405
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0114.00
LOANS ORIGINATED 1 406
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 29 48 8 1 239775 21375 2167 2500 12190 3 633
APPS APPROVED, NOT ACCEPTED 2 7 1 3540 1589 417 850
APPS DENIED 3 23 1 2 111000 5657 125 997 2773 2 478
APPS WITHDRAWN 4 4 3 31447 1192 1007 1222
FILES CLOSED FOR INCOMPLETENESS 1 2 3464 255 719
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 19 of 20
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 20 of 20
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 5 1108
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 362 342 9504
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 3 796
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1 149
NOT HISPANIC OR LATINO 432 342 11259
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 352 342 9355
OTHERS, INCLUDING HISPANIC 9 2053
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 4 502
50-79% OF MSA/MD MEDIAN 5 862
80-99% OF MSA/MD MEDIAN 1 171
100-119% OF MSA/MD MEDIAN 31 219 739
120% OR MORE OF MSA/MD MEDIAN 311 123 9134
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1 200
10-19% MINORITY 121 219 3501
20-49% MINORITY 17 4357
50-79% MINORITY 121 123 3144
80-100% MINORITY 2 206
INCOME 12/ 13/
LOW INCOME 1 57
MODERATE INCOME 71 123 1579
MIDDLE INCOME 181 219 4168
UPPER INCOME 18 5604
TOTAL 14/ 442 342 11408
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
442
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
11408342
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 1 1 13 775 160 151 464
MALE
FEMALE 1 12 311 160 151
JOINT (MALE/FEMALE) 11 464 464
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 23 1 1 227 8944 7639 300 155 850
MALE 22 650 650
FEMALE 22 417 417
JOINT (MALE/FEMALE) 19 1 1 223 7877 6572 300 155 850
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 2 1 14 1076 390 240 446
MALE
FEMALE
JOINT (MALE/FEMALE) 2 1 14 1076 390 240 446
RACE NOT AVAILABLE (TOTAL) 6/ 3 25 2431 1586 845
MALE
FEMALE
JOINT (MALE/FEMALE) 11 497 497
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 149 149
MALE
FEMALE
JOINT (MALE/FEMALE) 11 149 149
NOT HISPANIC OR LATINO (TOTAL) 25 2 4 132 10491 8040 540 1447 464
MALE 22 650 650
FEMALE 3 14 728 577 151
JOINT (MALE/FEMALE) 20 2 3 126 9113 6813 540 1296 464
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3 36 2586 1586 1000
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 652 497 155
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 22 1 225 8640 7490 300 850
MALE 22 650 650
FEMALE 22 417 417
JOINT (MALE/FEMALE) 18 1 221 7573 6423 300 850
OTHERS, INCLUDING HISPANIC (TOTAL) 4 1 2 18 2000 699 240 597 464
MALE
FEMALE 1 12 311 160 151
JOINT (MALE/FEMALE) 3 1 1 16 1689 539 240 446 464
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 12 311 160 151
50-79% OF MSA/MD MEDIAN 11 200 200
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 3 14 1000 845 155
120% OR MORE OF MSA/MD MEDIAN 23 2 3 129 9935 7635 540 1296 464
INCOME NOT AVAILABLE 6/ 1 23 1780 935 845
TOTAL 14/ 29 2 3 4 139 13226 9775 540 1000 1447 464
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 6 2 2 212 3030 1585 573 617 255
MALE 11 417 417
FEMALE 1 1 24 567 156 156 255
JOINT (MALE/FEMALE) 5 1 17 2046 1429 417 200
BLACK OR AFRICAN AMERICAN (TOTAL) 11 151 151
MALE 11 151 151
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 38 3 18 463 18651 12402 555 4502 1192
MALE 9 1 6 117 4841 3181 122 1498 40
FEMALE 6 17 1401 1176 225
JOINT (MALE/FEMALE) 22 2 11 338 11644 7280 433 2779 1152
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 406 406
MALE
FEMALE
JOINT (MALE/FEMALE) 11 406 406
RACE NOT AVAILABLE (TOTAL) 6/ 3 1 37 7830 6982 310 538
MALE 11 56 56
FEMALE 11 150 150
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 3 15 1128 496 592 40
MALE 1 12 262 222 40
FEMALE 11 150 150
JOINT (MALE/FEMALE) 1 12 716 496 220
NOT HISPANIC OR LATINO (TOTAL) 44 6 19 3 274 21316 13897 1279 4733 1152 255
MALE 9 2 718 5203 3181 273 1749
FEMALE 7 1 1 211 1968 1332 156 225 255
JOINT (MALE/FEMALE) 27 3 11 344 13380 8619 850 2759 1152
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3 1 15 7624 6982 310 332
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 37 3 16 359 17673 11906 555 4060 1152
MALE 9 1 515 4579 3181 122 1276
FEMALE 6 17 1401 1176 225
JOINT (MALE/FEMALE) 21 2 10 336 10928 6784 433 2559 1152
OTHERS, INCLUDING HISPANIC (TOTAL) 8 3 5 1 219 4715 2487 724 1209 40 255
MALE 1 2 14 830 151 639 40
FEMALE 1 1 1 25 717 156 156 150 255
JOINT (MALE/FEMALE) 7 1 210 3168 2331 417 420
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 2 1 58 1591 213 156 1222
50-79% OF MSA/MD MEDIAN 4 1 2 18 933 536 151 206 40
80-99% OF MSA/MD MEDIAN 3 14 793 671 122
100-119% OF MSA/MD MEDIAN 2 46 1005 365 640
120% OR MORE OF MSA/MD MEDIAN 34 3 12 3 254 18454 12608 850 3589 1152 255
INCOME NOT AVAILABLE 6/ 3 14 7292 6982 310
TOTAL 14/ 48 7 23 4 284 30068 21375 1589 5657 1192 255
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 417 417
MALE
FEMALE
JOINT (MALE/FEMALE) 11 417 417
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 7 1 210 2739 1837 125 777
MALE 22 453 453
FEMALE 3 14 1251 834 417
JOINT (MALE/FEMALE) 2 1 14 1035 550 125 360
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 230 230
MALE
FEMALE
JOINT (MALE/FEMALE) 11 230 230
RACE NOT AVAILABLE (TOTAL) 6/ 11 330 330
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 7 1 1 312 3386 1837 417 125 1007
MALE 22 453 453
FEMALE 3 14 1251 834 417
JOINT (MALE/FEMALE) 2 1 1 26 1682 550 417 125 590
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 330 330
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 7 1 210 2739 1837 125 777
MALE 22 453 453
FEMALE 3 14 1251 834 417
JOINT (MALE/FEMALE) 2 1 14 1035 550 125 360
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 647 417 230
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 647 417 230
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 129 129
50-79% OF MSA/MD MEDIAN 22 385 385
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 4 1 1 39 2872 1323 417 125 1007
INCOME NOT AVAILABLE 6/ 11 330 330
TOTAL 14/ 8 1 1 313 3716 2167 417 125 1007
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 22 997 997
MALE 11 224 224
FEMALE 11 773 773
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 2500 2500
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 22 997 997
MALE 11 224 224
FEMALE 11 773 773
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 2500 2500
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 22 997 997
MALE 11 224 224
FEMALE 11 773 773
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 1 23 3497 2500 997
TOTAL 14/ 1 23 3497 2500 997
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 2 35 1336 617 719
MALE 11 417 417
FEMALE 22 255 255
JOINT (MALE/FEMALE) 1 12 664 200 464
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 16 1 7 327 6434 3601 300 1311 1222
MALE 2 35 652 161 491
FEMALE 1 12 582 165 417
JOINT (MALE/FEMALE) 13 1 4 220 5200 3275 300 820 805
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 1 12 428 188 240
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 428 188 240
RACE NOT AVAILABLE (TOTAL) 6/ 6 1 29 9556 8401 310 845
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 17 2 9 3 334 8198 3789 540 1928 1222 719
MALE 2 46 1069 161 908
FEMALE 1 1 24 837 165 417 255
JOINT (MALE/FEMALE) 14 2 5 2 124 6292 3463 540 1020 805 464
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 6 1 29 9556 8401 310 845
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 16 1 7 327 6434 3601 300 1311 1222
MALE 2 35 652 161 491
FEMALE 1 12 582 165 417
JOINT (MALE/FEMALE) 13 1 4 220 5200 3275 300 820 805
OTHERS, INCLUDING HISPANIC (TOTAL) 1 1 2 37 1764 188 240 617 719
MALE 11 417 417
FEMALE 22 255 255
JOINT (MALE/FEMALE) 1 1 1 14 1092 188 240 200 464
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 33 463 463
120% OR MORE OF MSA/MD MEDIAN 18 2 6 3 332 7889 3943 540 1465 1222 719
INCOME NOT AVAILABLE 6/ 5 1 28 9402 8247 310 845
TOTAL 14/ 23 3 11 3 343 17754 12190 850 2773 1222 719
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 25 1111 633 478
MALE 11 222 222
FEMALE 22 452 452
JOINT (MALE/FEMALE) 1 12 437 181 256
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 222 222
MALE 11 222 222
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 3 14 889 633 256
MALE
FEMALE 22 452 452
JOINT (MALE/FEMALE) 1 12 437 181 256
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 3 14 889 633 256
MALE
FEMALE 22 452 452
JOINT (MALE/FEMALE) 1 12 437 181 256
OTHERS, INCLUDING HISPANIC (TOTAL) 11 222 222
MALE 11 222 222
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 222 222
50-79% OF MSA/MD MEDIAN 11 200 200
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 252 252
120% OR MORE OF MSA/MD MEDIAN 1 12 437 181 256
INCOME NOT AVAILABLE 6/
TOTAL 14/ 3 25 1111 633 478
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 12 311 160 151
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 311 160 151
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1 12 311 160 151
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 200 200
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 200 200
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 200 200
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 14 1000 845 155
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 33 845 845
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 155 155
MINORITY STATUS 8/WHITE NON-HISPANIC 33 845 845
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 464 464
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 19 1 222 7744 6594 300 850
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2 1 14 1076 390 240 446
RACE NOT AVAILABLE 6/ 22 651 651
ETHNICITY 7/HISPANIC OR LATINO 11 149 149
NOT HISPANIC OR LATINO 20 2 3 126 9135 6835 540 1296 464
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 22 651 651
MINORITY STATUS 8/WHITE NON-HISPANIC 18 1 221 7595 6445 300 850
OTHERS, INCLUDING HISPANIC 3 1 1 16 1689 539 240 446 464
29 2 3 4 139 13226 9775 540 1000 1447 464TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 12 312 156 156
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 56 1279 57 1222
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 222 222
NOT HISPANIC OR LATINO 2 1 47 1369 213 156 1000
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 45 1057 57 1000
OTHERS, INCLUDING HISPANIC 1 1 13 534 156 156 222
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 11 151 151
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 576 536 40
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 22 206 206
ETHNICITY 7/HISPANIC OR LATINO 1 12 190 150 40
NOT HISPANIC OR LATINO 4 1 16 743 536 151 56
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 44 536 536
OTHERS, INCLUDING HISPANIC 1 1 13 341 151 150 40
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 14 793 671 122
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 14 793 671 122
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 793 671 122
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 12 346 146 200
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 34 659 219 440
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 46 1005 365 640
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 34 659 219 440
OTHERS, INCLUDING HISPANIC 1 12 346 146 200
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 4 1 1 28 2372 1283 417 417 255
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 29 2 10 344 15344 10919 433 2840 1152
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 406 406
RACE NOT AVAILABLE 6/ 11 332 332
ETHNICITY 7/HISPANIC OR LATINO 1 12 716 496 220
NOT HISPANIC OR LATINO 33 3 10 3 251 17406 12112 850 3037 1152 255
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 332 332
MINORITY STATUS 8/WHITE NON-HISPANIC 28 2 9 342 14628 10423 433 2620 1152
OTHERS, INCLUDING HISPANIC 6 1 2 211 3494 2185 417 637 255
48 7 23 4 284 30068 21375 1589 5657 1192 255TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 129 129
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 129 129
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 129 129
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 385 385
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 385 385
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 385 385
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 417 417
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 1 27 2225 1323 125 777
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 230 230
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 4 1 1 39 2872 1323 417 125 1007
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 1 27 2225 1323 125 777
OTHERS, INCLUDING HISPANIC 1 12 647 417 230
8 1 1 313 3716 2167 417 125 1007TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 200 200
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 263 263
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 33 463 463
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 263 263
OTHERS, INCLUDING HISPANIC 11 200 200
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 34 1136 417 719
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 16 1 5 325 6171 3601 300 1048 1222
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 12 428 188 240
RACE NOT AVAILABLE 6/ 11 154 154
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 17 2 6 3 331 7735 3789 540 1465 1222 719
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 154 154
MINORITY STATUS 8/WHITE NON-HISPANIC 16 1 5 325 6171 3601 300 1048 1222
OTHERS, INCLUDING HISPANIC 1 1 1 36 1564 188 240 417 719
23 3 11 3 343 17754 12190 850 2773 1222 719TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 222 222
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 222 222
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 222 222
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 200 200
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 200 200
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 200 200
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 252 252
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 252 252
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 252 252
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 437 181 256
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 437 181 256
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 437 181 256
OTHERS, INCLUDING HISPANIC
3 25 1111 633 478TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 11 200 200
10-19% MINORITY 6 1 18 2913 2383 155 375
20-49% MINORITY 13 1 317 6179 4432 675 1072
50-79% MINORITY 8 2 1 112 3785 2611 540 170 464
80-100% MINORITY 11 149 149
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 7 1 1 110 3310 2391 300 155 464
MIDDLE INCOME 11 1 214 4284 3418 240 626
UPPER INCOME 11 2 215 5632 3966 845 821
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 155 155
20-49% MINORITY 22 538 538
50-79% MINORITY 4 1 16 2468 1704 300 464
80-100% MINORITY 11 149 149
MIDDLE INCOME
LESS THAN 10% MINORITY 11 200 200
10-19% MINORITY 44 1648 1648
20-49% MINORITY 4 26 1864 1238 626
50-79% MINORITY 2 13 572 332 240
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 2 13 1110 735 375
20-49% MINORITY 7 1 19 3777 2656 675 446
50-79% MINORITY 2 13 745 575 170
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
29 2 3 4 139 13226 9775 540 1000 1447 464TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 11 225 225
10-19% MINORITY 20 8 129 11173 8673 2170 330
20-49% MINORITY 12 6 4 1 225 6771 3810 1467 822 417 255
50-79% MINORITY 9 9 119 11073 8291 2377 405
80-100% MINORITY 7 1 1 110 826 601 122 63 40
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 1 12 113 57 56
MODERATE INCOME 12 2 6 1 122 3532 1955 273 1133 40 131
MIDDLE INCOME 13 2 9 2 127 13313 9854 466 2047 822 124
UPPER INCOME 22 3 7 133 13110 9509 850 2421 330
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 56 56
80-100% MINORITY 11 57 57
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 1 1 15 1213 731 151 200 131
50-79% MINORITY 4 48 1550 680 870
80-100% MINORITY 6 1 1 19 769 544 122 63 40
MIDDLE INCOME
LESS THAN 10% MINORITY 11 225 225
10-19% MINORITY 5 611 3069 1669 1400
20-49% MINORITY 4 2 2 1 110 2398 969 466 422 417 124
50-79% MINORITY 4 15 7621 7216 405
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 15 2 118 8104 7004 770 330
20-49% MINORITY 6 3 110 3160 2110 850 200
50-79% MINORITY 1 45 1846 395 1451
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
48 7 23 4 284 30068 21375 1589 5657 1192 255TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 3 25 1381 604 777
20-49% MINORITY 3 14 1352 935 417
50-79% MINORITY 2 1 14 983 628 125 230
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 125 125
MIDDLE INCOME 5 16 1820 1403 417
UPPER INCOME 3 1 26 1771 764 417 590
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 125 125
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 2 13 892 475 417
20-49% MINORITY 22 705 705
50-79% MINORITY 11 223 223
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 489 129 360
20-49% MINORITY 1 12 647 230 417
50-79% MINORITY 1 12 635 405 230
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
8 1 1 313 3716 2167 417 125 1007TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 12 3273 2500 773
50-79% MINORITY
80-100% MINORITY 11 224 224
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 224 224
MIDDLE INCOME 11 773 773
UPPER INCOME 11 2500 2500
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 224 224
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 773 773
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 2500 2500
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 23 3497 2500 997TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 7 2 211 3554 2329 478 747
20-49% MINORITY 5 1 4 1 213 4107 1747 310 1320 475 255
50-79% MINORITY 5 2 4 112 9486 7570 540 912 464
80-100% MINORITY 6 17 607 544 63
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 10 1 4 217 3363 1880 300 588 595
MIDDLE INCOME 10 2 2 2 117 11311 9272 550 473 892 124
UPPER INCOME 3 5 19 3080 1038 1712 330
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 1 13 727 396 200 131
50-79% MINORITY 3 1 2 17 2029 940 300 325 464
80-100% MINORITY 6 17 607 544 63
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 6 1 18 2574 1929 228 417
20-49% MINORITY 2 1 1 1 16 1867 713 310 245 475 124
50-79% MINORITY 2 13 6870 6630 240
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 1 13 980 400 250 330
20-49% MINORITY 2 24 1513 638 875
50-79% MINORITY 22 587 587
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
23 3 11 3 343 17754 12190 850 2773 1222 719TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 2 24 859 381 478
20-49% MINORITY 11 252 252
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 23 659 181 478
UPPER INCOME 22 452 452
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 23 659 181 478
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 200 200
20-49% MINORITY 11 252 252
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 25 1111 633 478TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 15
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 16
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/
WHITE NON-HISPANIC 14
OTHERS, INCLUDING HISPANIC 3
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 2
120% OR MORE OF MSA/MD MEDIAN 14
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 2
FEMALE 1
JOINT (MALE/FEMALE) 15
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1
10-19% MINORITY 3
20-49% MINORITY 8
50-79% MINORITY 5
80-100% MINORITY 1
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 5
MIDDLE INCOME 5
UPPER INCOME 8
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 160
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 5112
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 202
RACE NOT AVAILABLE 6/ 497
ETHNICITY 7/
HISPANIC OR LATINO 149
NOT HISPANIC OR LATINO 5325
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 497
MINORITY STATUS 8/
WHITE NON-HISPANIC 4963
OTHERS, INCLUDING HISPANIC 511
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 160
50-79% OF MSA/MD MEDIAN 200
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 593
120% OR MORE OF MSA/MD MEDIAN 5018
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 650
FEMALE 160
JOINT (MALE/FEMALE) 5161
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 200
10-19% MINORITY 1129
20-49% MINORITY 2829
50-79% MINORITY 1664
80-100% MINORITY 149
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1574
MIDDLE INCOME 1321
UPPER INCOME 3076
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 15 1.59 1.59
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 28
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 1 133 1.59 1.59
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 27
OTHERS, INCLUDING HISPANIC 1 17 1.59 1.59
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 2
50-79% OF MSA/MD MEDIAN 3
80-99% OF MSA/MD MEDIAN 3
100-119% OF MSA/MD MEDIAN 2
120% OR MORE OF MSA/MD MEDIAN 1 124 1.59 1.59
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 7
FEMALE 6
JOINT (MALE/FEMALE) 1 120 1.59 1.59
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 16
20-49% MINORITY 1 110 1.59 1.59
50-79% MINORITY 7
80-100% MINORITY 1
INCOME CHARACTERISTICS 12/ 13/LOW INCOME 1
MODERATE INCOME 4
MIDDLE INCOME 10
UPPER INCOME 1 119 1.59 1.59
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 475 4751110 1.59 1.59
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 10840
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 406
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 496
NOT HISPANIC OR LATINO 475 47511860 1.59 1.59
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 10344
OTHERS, INCLUDING HISPANIC 475 4752012 1.59 1.59
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 213
50-79% OF MSA/MD MEDIAN 336
80-99% OF MSA/MD MEDIAN 671
100-119% OF MSA/MD MEDIAN 365
120% OR MORE OF MSA/MD MEDIAN 475 47510771 1.59 1.59
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 3020
FEMALE 1132
JOINT (MALE/FEMALE) 475 4757439 1.59 1.59
GENDER NOT AVAILABLE 6/ 765
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 7692
20-49% MINORITY 475 4752939 1.59 1.59
50-79% MINORITY 1668
80-100% MINORITY 57
INCOME CHARACTERISTICS 12/ 13/LOW INCOME 57
MODERATE INCOME 892
MIDDLE INCOME 2973
UPPER INCOME 475 4758434 1.59 1.59
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 6
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 6
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 6
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN 2
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 3
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 2
FEMALE 3
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1
20-49% MINORITY 3
50-79% MINORITY 2
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 3
UPPER INCOME 3
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1692
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1692
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1692
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 129
50-79% OF MSA/MD MEDIAN 385
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1178
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 453
FEMALE 834
JOINT (MALE/FEMALE) 405
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 129
20-49% MINORITY 935
50-79% MINORITY 628
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 928
UPPER INCOME 764
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 252 252
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 252 252
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 252 252
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 252 252
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 11 252 252
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 252 252
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 11 252 252
Report Date: 06/21/2016
DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 1
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 1
Report Date: 06/21/2016
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5.00 - 5.99
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 252
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 252
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 252
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 252
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 252
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 252
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 252
Report Date: 06/21/2016
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5.00 - 5.99
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 80 1338
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 46 828
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 7 12
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 21 13
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 4 34
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 21
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 22 617
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 41
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 21
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 1
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 12
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 34 618 NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.59 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.59 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 35 618 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 11 NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
2.11 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
2.11 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 21 NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/SONOMA COUNTY/1502.04
LOANS ORIGINATED 1 1806 806
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1503.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1435 435
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1506.07
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 600
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1506.09
LOANS ORIGINATED 1 1362 362
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1507.01
LOANS ORIGINATED 1 436
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1509.02
LOANS ORIGINATED 1 11645 1645
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1465 465
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 1 of 8
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1511.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1170
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1512.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1600
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1512.04
LOANS ORIGINATED 1 1970
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 398
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1513.01
LOANS ORIGINATED 1 320
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1513.08
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 290
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1513.11
LOANS ORIGINATED 2 1568 270
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 2 of 8
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1514.01
LOANS ORIGINATED 1 2 2250 1074 574
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1326 326
CA/SONOMA COUNTY/1515.02
LOANS ORIGINATED 1 1 1 1440 750 500 500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1516.01
LOANS ORIGINATED 1 1458 458
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1394 394
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1516.02
LOANS ORIGINATED 1 400
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1517.00
LOANS ORIGINATED 1 1295 295
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1518.00
LOANS ORIGINATED 2 2532 532
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 338
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 3 of 8
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1522.02
LOANS ORIGINATED 1 1 1408 300 300
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 520
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1522.03
LOANS ORIGINATED 1 1792 460
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 500
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1524.00
LOANS ORIGINATED 1 800
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1525.01
LOANS ORIGINATED 1 341
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1526.00
LOANS ORIGINATED 1 1 1238 1310 238
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1310
CA/SONOMA COUNTY/1528.02
LOANS ORIGINATED 1 252
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 4 of 8
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1529.04
LOANS ORIGINATED 2 2658 658
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1529.05
LOANS ORIGINATED 1 205
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 203
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1529.06
LOANS ORIGINATED 1 1417 417
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1530.01
LOANS ORIGINATED 2 2840 840
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1160 160
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1530.02
LOANS ORIGINATED 1 1 2736 249 985
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1530.05
LOANS ORIGINATED 1 1280 280
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 5 of 8
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1530.06
LOANS ORIGINATED 1 1301 301
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1533.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1342 342 1 342
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1534.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1285 285
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1534.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 460
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1534.04
LOANS ORIGINATED 1 420
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 396
CA/SONOMA COUNTY/1535.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 11190 1190
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 6 of 8
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1537.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1560 560
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1538.07
LOANS ORIGINATED 1 1417 417
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1538.08
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1303 303
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1540.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1720 720
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 20 16 3 1 238860 7982 1418 1970 9878
APPS APPROVED, NOT ACCEPTED 1 1285 285
APPS DENIED 5 8 72517 3668 2944 1 342
APPS WITHDRAWN 2 3 1 1750 2003 520 435
FILES CLOSED FOR INCOMPLETENESS 1 3 21190 2032 1516
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 7 of 8
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 8 of 8
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 71 205 2922
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 250
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 81 205 3172
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 71 205 2922
OTHERS, INCLUDING HISPANIC 1 250
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 11 205 252
100-119% OF MSA/MD MEDIAN 3 948
120% OR MORE OF MSA/MD MEDIAN 4 1972
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1 400
10-19% MINORITY 1 806
20-49% MINORITY 41 205 1464
50-79% MINORITY 2 502
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 3 910
MIDDLE INCOME 41 205 1456
UPPER INCOME 1 806
TOTAL 14/ 81 205 3172
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
81
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 42220 - SANTA ROSA, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
3172205
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 42220 - SANTA ROSA, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 17 4 2 124 9966 6229 1797 750 1190
MALE 3 1 15 1554 870 394 290
FEMALE 11 338 338
JOINT (MALE/FEMALE) 14 2 1 118 8074 5359 1065 460 1190
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 250 250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 250 250
RACE NOT AVAILABLE (TOTAL) 6/ 2 13 3101 2381 720
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 18 4 2 125 10216 6479 1797 750 1190
MALE 3 1 15 1554 870 394 290
FEMALE 11 338 338
JOINT (MALE/FEMALE) 15 2 1 119 8324 5609 1065 460 1190
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 13 3101 2381 720
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 17 4 2 124 9966 6229 1797 750 1190
MALE 3 1 15 1554 870 394 290
FEMALE 11 338 338
JOINT (MALE/FEMALE) 14 2 1 118 8074 5359 1065 460 1190
OTHERS, INCLUDING HISPANIC (TOTAL) 11 250 250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 250 250
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 338 338
80-99% OF MSA/MD MEDIAN 11 252 252
100-119% OF MSA/MD MEDIAN 5 16 1978 1688 290
120% OR MORE OF MSA/MD MEDIAN 12 4 1 118 8368 4539 2179 460 1190
INCOME NOT AVAILABLE 6/ 22 2381 2381
TOTAL 14/ 20 5 2 128 13317 8860 2517 750 1190
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 16 1 8 3 331 15970 7982 285 3668 2003 2032
MALE 4 1 16 2917 2179 342 396
FEMALE 1 3 15 1646 205 1006 435
JOINT (MALE/FEMALE) 11 1 4 2 220 11407 5598 285 2320 1568 1636
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 16 1 8 3 230 14660 7982 285 3668 2003 722
MALE 4 1 16 2917 2179 342 396
FEMALE 1 3 15 1646 205 1006 435
JOINT (MALE/FEMALE) 11 1 4 2 119 10097 5598 285 2320 1568 326
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 1310 1310
MALE
FEMALE
JOINT (MALE/FEMALE) 11 1310 1310
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 16 1 8 3 230 14660 7982 285 3668 2003 722
MALE 4 1 16 2917 2179 342 396
FEMALE 1 3 15 1646 205 1006 435
JOINT (MALE/FEMALE) 11 1 4 2 119 10097 5598 285 2320 1568 326
OTHERS, INCLUDING HISPANIC (TOTAL) 11 1310 1310
MALE
FEMALE
JOINT (MALE/FEMALE) 11 1310 1310
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 2 13 688 485 203
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 14 1 7 3 328 15282 7497 285 3465 2003 2032
INCOME NOT AVAILABLE 6/
TOTAL 14/ 16 1 8 3 331 15970 7982 285 3668 2003 2032
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 33 1418 1418
MALE 22 918 918
FEMALE
JOINT (MALE/FEMALE) 11 500 500
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 33 1418 1418
MALE 22 918 918
FEMALE
JOINT (MALE/FEMALE) 11 500 500
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 33 1418 1418
MALE 22 918 918
FEMALE
JOINT (MALE/FEMALE) 11 500 500
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 460 460
120% OR MORE OF MSA/MD MEDIAN 22 958 958
INCOME NOT AVAILABLE 6/
TOTAL 14/ 33 1418 1418
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 520 520
MALE 11 520 520
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 1970 1970
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 520 520
MALE 11 520 520
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 1970 1970
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 520 520
MALE 11 520 520
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 1 12 2490 1970 520
TOTAL 14/ 1 12 2490 1970 520
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 20 1 6 1 230 11707 7247 285 2224 435 1516
MALE 4 26 2581 1845 736
FEMALE 1 12 738 303 435
JOINT (MALE/FEMALE) 16 1 3 222 8388 5402 285 1185 1516
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 250 250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 250 250
RACE NOT AVAILABLE (TOTAL) 6/ 2 13 3101 2381 720
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 21 1 6 1 231 11957 7497 285 2224 435 1516
MALE 4 26 2581 1845 736
FEMALE 1 12 738 303 435
JOINT (MALE/FEMALE) 17 1 3 223 8638 5652 285 1185 1516
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 13 3101 2381 720
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 20 1 6 1 230 11707 7247 285 2224 435 1516
MALE 4 26 2581 1845 736
FEMALE 1 12 738 303 435
JOINT (MALE/FEMALE) 16 1 3 222 8388 5402 285 1185 1516
OTHERS, INCLUDING HISPANIC (TOTAL) 11 250 250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 250 250
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 11 280 280
100-119% OF MSA/MD MEDIAN 11 250 250
120% OR MORE OF MSA/MD MEDIAN 19 1 7 1 230 12147 6967 285 2944 435 1516
INCOME NOT AVAILABLE 6/ 22 2381 2381
TOTAL 14/ 23 1 7 1 234 15058 9878 285 2944 435 1516
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 342 342
MALE 11 342 342
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 342 342
MALE 11 342 342
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 342 342
MALE 11 342 342
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 342 342
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 342 342
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 338 338
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 338 338
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 338 338
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 252 252
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 252 252
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 252 252
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 1728 1438 290
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 250 250
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 5 16 1978 1688 290
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 15 1728 1438 290
OTHERS, INCLUDING HISPANIC 11 250 250
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 12 3 1 117 7648 4539 1459 460 1190
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 720 720
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 12 3 1 117 7648 4539 1459 460 1190
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 720 720
MINORITY STATUS 8/WHITE NON-HISPANIC 12 3 1 117 7648 4539 1459 460 1190
OTHERS, INCLUDING HISPANIC
20 5 2 128 13317 8860 2517 750 1190TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 13 688 485 203
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 13 688 485 203
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 688 485 203
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 14 1 7 3 328 15282 7497 285 3465 2003 2032
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 14 1 7 3 227 13972 7497 285 3465 2003 722
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 1310 1310
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 14 1 7 3 227 13972 7497 285 3465 2003 722
OTHERS, INCLUDING HISPANIC 11 1310 1310
16 1 8 3 331 15970 7982 285 3668 2003 2032TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 460 460
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 460 460
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 460 460
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 958 958
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 958 958
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 958 958
OTHERS, INCLUDING HISPANIC
33 1418 1418TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 280 280
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 280 280
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 280 280
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 250 250
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 250 250
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 250 250
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 19 1 6 1 229 11427 6967 285 2224 435 1516
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 720 720
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 19 1 6 1 229 11427 6967 285 2224 435 1516
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 720 720
MINORITY STATUS 8/WHITE NON-HISPANIC 19 1 6 1 229 11427 6967 285 2224 435 1516
OTHERS, INCLUDING HISPANIC
23 1 7 1 234 15058 9878 285 2944 435 1516TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 342 342
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 342 342
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 342 342
OTHERS, INCLUDING HISPANIC
11 342 342TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1 12 794 400 394
10-19% MINORITY 4 1 1 17 5218 3103 465 460 1190
20-49% MINORITY 12 3 116 6067 4119 1658 290
50-79% MINORITY 33 1238 1238
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 44 1646 1646
MIDDLE INCOME 13 2 116 5553 4531 732 290
UPPER INCOME 3 3 1 18 6118 2683 1785 460 1190
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 408 408
50-79% MINORITY 33 1238 1238
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 1 12 794 400 394
10-19% MINORITY 11 420 420
20-49% MINORITY 11 1 113 4339 3711 338 290
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 3 1 1 16 4798 2683 465 460 1190
20-49% MINORITY 22 1320 1320
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
20 5 2 128 13317 8860 2517 750 1190TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 3 1 2 1 29 6394 2908 285 1060 435 1706
20-49% MINORITY 8 4 214 6585 2911 2106 1568
50-79% MINORITY 5 2 18 2991 2163 502 326
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 6 5 112 5194 2463 2405 326
MIDDLE INCOME 7 1 3 3 115 6933 2986 285 1263 2003 396
UPPER INCOME 3 14 3843 2533 1310
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 34 2203 300 1903
50-79% MINORITY 5 2 18 2991 2163 502 326
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 1 2 1 16 2968 792 285 1060 435 396
20-49% MINORITY 6 1 29 3965 2194 203 1568
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 2 13 3426 2116 1310
20-49% MINORITY 11 417 417
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
16 1 8 3 331 15970 7982 285 3668 2003 2032TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 11 458 458
10-19% MINORITY 11 460 460
20-49% MINORITY 11 500 500
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 33 1418 1418
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 11 458 458
10-19% MINORITY 11 460 460
20-49% MINORITY 11 500 500
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
33 1418 1418TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 12 2490 1970 520
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 520 520
MIDDLE INCOME 11 1970 1970
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 520 520
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 1970 1970
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 2490 1970 520TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1 12 852 458 394
10-19% MINORITY 3 1 2 1 18 5624 2689 285 1025 435 1190
20-49% MINORITY 13 215 5355 4332 1023
50-79% MINORITY 6 2 19 3227 2399 502 326
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 7 3 111 3830 2699 805 326
MIDDLE INCOME 12 1 2 116 5747 4073 285 954 435
UPPER INCOME 4 2 17 5481 3106 1185 1190
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 12 603 300 303
50-79% MINORITY 6 2 19 3227 2399 502 326
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 1 12 852 458 394
10-19% MINORITY 1 1 13 1280 285 560 435
20-49% MINORITY 1111 3615 3615
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 3 1 15 4344 2689 465 1190
20-49% MINORITY 1 12 1137 417 720
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
23 1 7 1 234 15058 9878 285 2944 435 1516TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 342 342
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 342 342
MIDDLE INCOME
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 342 342
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 342 342TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 10
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 10
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 10
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 4
120% OR MORE OF MSA/MD MEDIAN 5
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 3
FEMALE
JOINT (MALE/FEMALE) 7
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1
10-19% MINORITY 2
20-49% MINORITY 6
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2
MIDDLE INCOME 7
UPPER INCOME 1
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 4115
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 4115
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 4115
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 252
100-119% OF MSA/MD MEDIAN 1438
120% OR MORE OF MSA/MD MEDIAN 2425
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 870
FEMALE
JOINT (MALE/FEMALE) 3245
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 400
10-19% MINORITY 1220
20-49% MINORITY 2243
50-79% MINORITY 252
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 660
MIDDLE INCOME 2655
UPPER INCOME 800
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 5
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 5
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 5
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 4
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1
FEMALE 1
JOINT (MALE/FEMALE) 3
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 2
20-49% MINORITY 2
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME 3
UPPER INCOME 1
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 3807
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3807
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3807
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 205
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 3602
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 792
FEMALE 205
JOINT (MALE/FEMALE) 2810
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 2102
20-49% MINORITY 955
50-79% MINORITY 750
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 750
MIDDLE INCOME 1747
UPPER INCOME 1310
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 460
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 460
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 460
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 460
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 460
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 460
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 460
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 30 328
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 16 320
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 75
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 32
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 31
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 27
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 1
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 1 1
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 5 110 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 5 110 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/TULARE COUNTY/0011.00
LOANS ORIGINATED 1 121
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0013.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 190 90
CA/TULARE COUNTY/0029.04
LOANS ORIGINATED 4 4332 332
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0035.02
LOANS ORIGINATED 1 1126 126
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0037.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1228 228
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0038.01
LOANS ORIGINATED 3 3452 452
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 170 70
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD(TOTAL)
LOANS ORIGINATED 1 8 8126 905 910
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1228 228
APPS WITHDRAWN 1 170 70
FILES CLOSED FOR INCOMPLETENESS 1 190 90
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
Page 2 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2 380
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 380
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 2 380
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2 380
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 380
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2 380
UPPER INCOME
TOTAL 14/ 2 380
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
2
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 47300 - VISALIA-PORTERVILLE, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
380
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 47300 - VISALIA-PORTERVILLE, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 216 126 90
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 216 126 90
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 216 126 90
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 216 126 90
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 12 216 126 90
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 216 126 90
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 12 216 126 90
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 12 216 126 90
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 8 1 110 1203 905 228 70
MALE 22 380 380
FEMALE 11 121 121
JOINT (MALE/FEMALE) 5 1 17 702 404 228 70
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 8 1 110 1203 905 228 70
MALE 22 380 380
FEMALE 11 121 121
JOINT (MALE/FEMALE) 5 1 17 702 404 228 70
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 8 1 110 1203 905 228 70
MALE 22 380 380
FEMALE 11 121 121
JOINT (MALE/FEMALE) 5 1 17 702 404 228 70
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 8 1 110 1203 905 228 70
INCOME NOT AVAILABLE 6/
TOTAL 14/ 8 1 110 1203 905 228 70
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 8 1 1 111 1298 910 228 70 90
MALE 22 380 380
FEMALE
JOINT (MALE/FEMALE) 6 1 1 19 918 530 228 70 90
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 8 1 1 111 1298 910 228 70 90
MALE 22 380 380
FEMALE
JOINT (MALE/FEMALE) 6 1 1 19 918 530 228 70 90
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 8 1 1 111 1298 910 228 70 90
MALE 22 380 380
FEMALE
JOINT (MALE/FEMALE) 6 1 1 19 918 530 228 70 90
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 8 1 1 111 1298 910 228 70 90
INCOME NOT AVAILABLE 6/
TOTAL 14/ 8 1 1 111 1298 910 228 70 90
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 216 126 90
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 216 126 90
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 216 126 90
OTHERS, INCLUDING HISPANIC
1 12 216 126 90TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 8 1 110 1203 905 228 70
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 8 1 110 1203 905 228 70
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 8 1 110 1203 905 228 70
OTHERS, INCLUDING HISPANIC
8 1 110 1203 905 228 70TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 8 1 1 111 1298 910 228 70 90
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 8 1 1 111 1298 910 228 70 90
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 8 1 1 111 1298 910 228 70 90
OTHERS, INCLUDING HISPANIC
8 1 1 111 1298 910 228 70 90TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 216 126 90
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 1 12 216 126 90
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 216 126 90
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 216 126 90TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 7 1 19 1082 784 228 70
80-100% MINORITY 11 121 121
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 121 121
MIDDLE INCOME 7 1 19 1082 784 228 70
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 121 121
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 7 1 19 1082 784 228 70
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
8 1 110 1203 905 228 70TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 8 1 1 111 1298 910 228 70 90
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 7 1 19 1082 784 228 70
UPPER INCOME 1 12 216 126 90
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 7 1 19 1082 784 228 70
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 216 126 90
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
8 1 1 111 1298 910 228 70 90TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 1
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 1
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 121
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 121
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 121
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 121
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 121
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 121
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 121
MIDDLE INCOME
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 102
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 81
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 1
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 2
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 1 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 1 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/SUTTER COUNTY/0501.01
LOANS ORIGINATED 2 1376 115
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0501.02
LOANS ORIGINATED 1 1 1300 90 300
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0502.01
LOANS ORIGINATED 1 1100 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0502.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 350
FILES CLOSED FOR INCOMPLETENESS 1 66
CA/SUTTER COUNTY/0503.02
LOANS ORIGINATED 1 172
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0504.01
LOANS ORIGINATED 1 220
APPS APPROVED, NOT ACCEPTED 1 250
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 1 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SUTTER COUNTY/0504.02
LOANS ORIGINATED 1 182
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 170
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0504.03
LOANS ORIGINATED 2 1351 160
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 205
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0505.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 161 61
CA/SUTTER COUNTY/0505.03
LOANS ORIGINATED 2 1 2 2454 162 266 266
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 2199 615
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0505.04
LOANS ORIGINATED 1 113
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 294
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 2 1374 52
CA/SUTTER COUNTY/0506.01
LOANS ORIGINATED 1 2 2133 790 783
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 2 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SUTTER COUNTY/0506.03
LOANS ORIGINATED 1 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0507.01
LOANS ORIGINATED 1 182 82
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 1465 115
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0507.02
LOANS ORIGINATED 1 409
APPS APPROVED, NOT ACCEPTED 1 352
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0508.00
LOANS ORIGINATED 2 1241 196
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0509.00
LOANS ORIGINATED 1 53
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0510.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 257
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 3 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SUTTER COUNTY/0511.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1333 333
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0401.00
LOANS ORIGINATED 1 1 180 86 86
APPS APPROVED, NOT ACCEPTED 1 195
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0402.00
LOANS ORIGINATED 1 1150 98
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1 175 161 75
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0403.03
LOANS ORIGINATED 1 195 95
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1300 300
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0404.00
LOANS ORIGINATED 1 162 62
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0405.00
LOANS ORIGINATED 1 188 88
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1101 101
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 4 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/YUBA COUNTY/0406.00
LOANS ORIGINATED 3 3253 253
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 95 1 95
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0407.00
LOANS ORIGINATED 1 1134 134
APPS APPROVED, NOT ACCEPTED 1 1173 173
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0409.01
LOANS ORIGINATED 1 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0409.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 257
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0410.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1420 135
APPS WITHDRAWN 1 1118 118
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0411.00
LOANS ORIGINATED 1 1 1671 62 671 1 671
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 348
APPS WITHDRAWN 1 328
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 5 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD(TOTAL)
LOANS ORIGINATED 9 23 9 172164 3132 1533 3035 1 671
APPS APPROVED, NOT ACCEPTED 2 3 2506 797 506
APPS DENIED 2 13 1 1 3294 2774 300 257 550 1 95
APPS WITHDRAWN 2 3 1 3403 380 350 294
FILES CLOSED FOR INCOMPLETENESS 4 2501 113
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 6 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 3 526
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 201 172 3115
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 86
RACE NOT AVAILABLE 6/ 1 90
ETHNICITY 7/
HISPANIC OR LATINO 2 242
NOT HISPANIC OR LATINO 211 172 3272
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1 213
ETHNICITY NOT AVAILABLE 6/ 1 90
MINORITY STATUS 8/
WHITE NON-HISPANIC 171 172 2660
OTHERS, INCLUDING HISPANIC 7 1067
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 80
50-79% OF MSA/MD MEDIAN 3 273
80-99% OF MSA/MD MEDIAN 4 440
100-119% OF MSA/MD MEDIAN 61 172 789
120% OR MORE OF MSA/MD MEDIAN 11 2235
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1 62
20-49% MINORITY 16 2330
50-79% MINORITY 81 172 1425
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 71 172 794
MIDDLE INCOME 10 1780
UPPER INCOME 8 1243
TOTAL 14/ 251 172 3817
Report Date: 06/21/2016
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
251
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 49700 - YUBA CITY, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
3817172
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/21/2016
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 49700 - YUBA CITY, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 2 13 663 588 75
MALE
FEMALE
JOINT (MALE/FEMALE) 2 13 663 588 75
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 7 1 2 111 2371 1576 173 294 328
MALE 1 12 339 166 173
FEMALE 11 199 199
JOINT (MALE/FEMALE) 6 1 18 1833 1410 95 328
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 333 333
MALE
FEMALE
JOINT (MALE/FEMALE) 11 333 333
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 80 80
MALE
FEMALE
JOINT (MALE/FEMALE) 11 80 80
NOT HISPANIC OR LATINO (TOTAL) 7 1 2 212 2821 1951 173 294 403
MALE 1 12 339 166 173
FEMALE 11 199 199
JOINT (MALE/FEMALE) 6 1 29 2283 1785 95 403
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 133 133
MALE
FEMALE
JOINT (MALE/FEMALE) 11 133 133
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 333 333
MALE
FEMALE
JOINT (MALE/FEMALE) 11 333 333
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 5 1 2 19 2158 1363 173 294 328
MALE 1 12 339 166 173
FEMALE 11 199 199
JOINT (MALE/FEMALE) 4 1 16 1620 1197 95 328
OTHERS, INCLUDING HISPANIC (TOTAL) 4 15 876 801 75
MALE
FEMALE
JOINT (MALE/FEMALE) 4 15 876 801 75
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 12 175 80 95
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1 12 349 150 199
100-119% OF MSA/MD MEDIAN 11 166 166
120% OR MORE OF MSA/MD MEDIAN 6 2 210 2677 1768 506 403
INCOME NOT AVAILABLE 6/
TOTAL 14/ 9 2 2 215 3367 2164 506 294 403
Report Date: 06/21/2016
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 170 170
MALE 11 170 170
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 6 1 3 1 112 1782 574 250 796 101 61
MALE 5 16 537 436 101
FEMALE 11 138 138
JOINT (MALE/FEMALE) 1 3 15 1107 250 796 61
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 14 2 8 2 329 4691 1732 547 1693 279 440
MALE 2 1 2 27 1434 247 352 461 374
FEMALE 5 3 1 110 1320 501 635 118 66
JOINT (MALE/FEMALE) 7 1 3 112 1937 984 195 597 161
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 86 86
MALE
FEMALE
JOINT (MALE/FEMALE) 11 86 86
RACE NOT AVAILABLE (TOTAL) 6/ 2 13 855 740 115
MALE 11 115 115
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 1 13 472 162 195 115
MALE 11 115 115
FEMALE
JOINT (MALE/FEMALE) 1 12 357 162 195
NOT HISPANIC OR LATINO (TOTAL) 19 2 11 3 439 5954 2017 602 2454 380 501
MALE 7 1 3 1 214 2141 683 352 631 101 374
FEMALE 6 3 1 111 1458 639 635 118 66
JOINT (MALE/FEMALE) 6 1 5 1 114 2355 695 250 1188 161 61
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 12 418 213 205
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 418 213 205
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 740 740
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 12 1 7 2 325 3916 1357 352 1488 279 440
MALE 2 1 2 27 1434 247 352 461 374
FEMALE 5 3 1 110 1320 501 635 118 66
JOINT (MALE/FEMALE) 5 2 18 1162 609 392 161
OTHERS, INCLUDING HISPANIC (TOTAL) 9 2 6 1 119 2928 1035 445 1286 101 61
MALE 5 2 18 822 436 285 101
FEMALE 11 138 138
JOINT (MALE/FEMALE) 3 2 4 110 1968 461 445 1001 61
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 12 181 115 66
50-79% OF MSA/MD MEDIAN 4 6 1 112 1667 326 1162 118 61
80-99% OF MSA/MD MEDIAN 3 4 18 1286 290 944 52
100-119% OF MSA/MD MEDIAN 3 1 15 917 374 195 348
120% OR MORE OF MSA/MD MEDIAN 12 2 1 2 118 2883 1492 602 205 262 322
INCOME NOT AVAILABLE 6/ 11 650 650
TOTAL 14/ 23 3 13 3 446 7584 3132 797 2774 380 501
Report Date: 06/21/2016
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 100 100
MALE
FEMALE 11 100 100
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 8 19 1733 1433 300
MALE 11 300 300
FEMALE 11 409 409
JOINT (MALE/FEMALE) 77 1024 1024
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 9 110 1833 1533 300
MALE 11 300 300
FEMALE 22 509 509
JOINT (MALE/FEMALE) 77 1024 1024
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 8 19 1733 1433 300
MALE 11 300 300
FEMALE 11 409 409
JOINT (MALE/FEMALE) 77 1024 1024
OTHERS, INCLUDING HISPANIC (TOTAL) 11 100 100
MALE
FEMALE 11 100 100
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 33 421 421
120% OR MORE OF MSA/MD MEDIAN 6 17 1412 1112 300
INCOME NOT AVAILABLE 6/
TOTAL 14/ 9 110 1833 1533 300
Report Date: 06/21/2016
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 12 607 257 350
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 12 607 257 350
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 1 12 607 257 350
TOTAL 14/ 1 12 607 257 350
Report Date: 06/21/2016
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 6 2 19 973 736 176 61
MALE 5 16 537 436 101
FEMALE
JOINT (MALE/FEMALE) 1 1 13 436 300 75 61
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 9 1 2 1 114 2341 1563 173 435 118 52
MALE 1 1 1 14 659 134 173 300 52
FEMALE 1 12 218 100 118
JOINT (MALE/FEMALE) 7 18 1464 1329 135
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 86 86
MALE
FEMALE
JOINT (MALE/FEMALE) 11 86 86
RACE NOT AVAILABLE (TOTAL) 6/ 1 1 13 1098 650 333 115
MALE 11 115 115
FEMALE
JOINT (MALE/FEMALE) 11 333 333
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 115 115
MALE 11 115 115
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 15 1 2 3 223 3267 2252 173 435 294 113
MALE 6 1 1 1 110 1196 570 173 300 101 52
FEMALE 1 12 218 100 118
JOINT (MALE/FEMALE) 8 1 1 111 1853 1582 135 75 61
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 133 133
MALE
FEMALE
JOINT (MALE/FEMALE) 11 133 133
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 12 983 650 333
MALE
FEMALE
JOINT (MALE/FEMALE) 11 333 333
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 8 1 2 1 113 2208 1430 173 435 118 52
MALE 1 1 1 14 659 134 173 300 52
FEMALE 1 12 218 100 118
JOINT (MALE/FEMALE) 6 17 1331 1196 135
OTHERS, INCLUDING HISPANIC (TOTAL) 8 1 2 112 1307 955 115 176 61
MALE 5 1 17 652 436 115 101
FEMALE
JOINT (MALE/FEMALE) 3 1 15 655 519 75 61
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1 1 1 14 356 62 115 118 61
80-99% OF MSA/MD MEDIAN 1 12 187 135 52
100-119% OF MSA/MD MEDIAN 22 225 225
120% OR MORE OF MSA/MD MEDIAN 13 2 1 218 3080 2098 506 300 176
INCOME NOT AVAILABLE 6/ 11 650 650
TOTAL 14/ 17 2 3 3 227 4498 3035 506 550 294 113
Report Date: 06/21/2016
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 766 671 95
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 766 671 95
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 766 671 95
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 766 671 95
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 12 766 671 95
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 766 671 95
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 95 95
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 671 671
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 12 766 671 95
Report Date: 06/21/2016
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 175 80 95
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 80 80
NOT HISPANIC OR LATINO 11 95 95
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 95 95
OTHERS, INCLUDING HISPANIC 11 80 80
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 349 150 199
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 349 150 199
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 349 150 199
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 166 166
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 166 166
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 166 166
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 2 13 663 588 75
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 1 16 1681 1180 173 328
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 333 333
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 5 1 28 2211 1635 173 403
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 133 133
ETHNICITY NOT AVAILABLE 6/ 11 333 333
MINORITY STATUS 8/WHITE NON-HISPANIC 3 1 15 1548 1047 173 328
OTHERS, INCLUDING HISPANIC 3 14 796 721 75
9 2 2 215 3367 2164 506 294 403TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 181 115 66
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 181 115 66
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 181 115 66
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 170 170
ASIAN 1 12 305 244 61
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 3 18 1077 326 633 118
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 115 115
ETHNICITY 7/HISPANIC OR LATINO 11 115 115
NOT HISPANIC OR LATINO 4 5 1 111 1552 326 1047 118 61
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 3 18 1077 326 633 118
OTHERS, INCLUDING HISPANIC 3 14 590 529 61
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 23 690 138 552
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 2 14 506 62 392 52
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 90 90
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 4 17 1196 200 944 52
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 90 90
MINORITY STATUS 8/WHITE NON-HISPANIC 1 2 14 506 62 392 52
OTHERS, INCLUDING HISPANIC 1 23 690 138 552
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 1 15 917 374 195 348
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 195 195
NOT HISPANIC OR LATINO 3 14 722 374 348
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 722 374 348
OTHERS, INCLUDING HISPANIC 11 195 195
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 5 1 17 787 436 250 101
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 6 1 1 1 110 2010 970 352 205 161 322
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 86 86
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 162 162
NOT HISPANIC OR LATINO 10 2 2 115 2303 1117 602 262 322
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 418 213 205
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 1 1 17 1430 595 352 161 322
OTHERS, INCLUDING HISPANIC 8 1 1 111 1453 897 250 205 101
23 3 13 3 446 7584 3132 797 2774 380 501TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 100 100
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 321 321
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 33 421 421
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 321 321
OTHERS, INCLUDING HISPANIC 11 100 100
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 6 17 1412 1112 300
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 6 17 1412 1112 300
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 6 17 1412 1112 300
OTHERS, INCLUDING HISPANIC
9 110 1833 1533 300TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 61 61
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 180 62 118
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 115 115
ETHNICITY 7/HISPANIC OR LATINO 11 115 115
NOT HISPANIC OR LATINO 1 1 13 241 62 118 61
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 180 62 118
OTHERS, INCLUDING HISPANIC 1 12 176 115 61
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 187 135 52
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 187 135 52
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 187 135 52
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 225 225
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 225 225
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 225 225
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 6 28 912 736 176
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 6 1 18 1749 1276 173 300
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 86 86
RACE NOT AVAILABLE 6/ 11 333 333
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 12 1 1 216 2614 1965 173 300 176
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 133 133
ETHNICITY NOT AVAILABLE 6/ 11 333 333
MINORITY STATUS 8/WHITE NON-HISPANIC 5 1 17 1616 1143 173 300
OTHERS, INCLUDING HISPANIC 8 210 1131 955 176
17 2 3 3 227 4498 3035 506 550 294 113TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 95 95
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 95 95
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 95 95
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 671 671
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 671 671
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 671 671
OTHERS, INCLUDING HISPANIC
1 12 766 671 95TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 999 671 328
20-49% MINORITY 6 2 1 110 1715 1039 506 95 75
50-79% MINORITY 2 13 653 454 199
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 4 15 851 756 95
MIDDLE INCOME 4 1 27 1877 1275 199 403
UPPER INCOME 1 23 639 133 506
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4 15 851 756 95
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 999 671 328
20-49% MINORITY 1 12 225 150 75
50-79% MINORITY 2 13 653 454 199
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 23 639 133 506
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
9 2 2 215 3367 2164 506 294 403TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 410 62 348
20-49% MINORITY 15 2 5 224 4054 2278 445 1052 279
50-79% MINORITY 7 1 7 1 420 3120 792 352 1374 101 501
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 9 1 1 112 1213 851 195 101 66
MIDDLE INCOME 5 2 6 1 115 2722 470 602 1428 161 61
UPPER INCOME 9 7 1 219 3649 1811 1346 118 374
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 5 16 624 429 195
50-79% MINORITY 4 1 16 589 422 101 66
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 410 62 348
20-49% MINORITY 2 1 14 562 151 250 161
50-79% MINORITY 2 1 5 19 1750 257 352 1080 61
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 8 5 114 2868 1698 1052 118
50-79% MINORITY 1 2 25 781 113 294 374
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
23 3 13 3 446 7584 3132 797 2774 380 501TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 55 776 776
50-79% MINORITY 4 15 1057 757 300
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 6 17 1377 1077 300
UPPER INCOME 33 456 456
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 320 320
50-79% MINORITY 4 15 1057 757 300
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 33 456 456
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
9 110 1833 1533 300TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 257 257
50-79% MINORITY 11 350 350
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 350 350
MIDDLE INCOME 11 257 257
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 350 350
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 257 257
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 607 257 350TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 671 671
20-49% MINORITY 9 2 1 214 2505 1671 506 135 193
50-79% MINORITY 7 2 1 212 1322 693 415 101 113
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 9 110 1105 1004 101
MIDDLE INCOME 5 2 1 19 1665 1114 415 75 61
UPPER INCOME 3 2 1 1 18 1728 917 506 135 118 52
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 66 754 754
50-79% MINORITY 3 14 351 250 101
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 671 671
20-49% MINORITY 11 75 75
50-79% MINORITY 4 2 17 919 443 415 61
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 3 2 1 17 1676 917 506 135 118
50-79% MINORITY 11 52 52
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
17 2 3 3 227 4498 3035 506 550 294 113TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 671 671
20-49% MINORITY 11 95 95
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 95 95
MIDDLE INCOME 11 671 671
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 95 95
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 671 671
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 766 671 95TOTAL 14/
Report Date: 06/21/2016
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 4
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 4
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 3
OTHERS, INCLUDING HISPANIC 2
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 2
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1
FEMALE
JOINT (MALE/FEMALE) 4
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 3
50-79% MINORITY 2
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2
MIDDLE INCOME 3
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 288
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 657
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 80
NOT HISPANIC OR LATINO 865
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 577
OTHERS, INCLUDING HISPANIC 368
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 80
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 150
100-119% OF MSA/MD MEDIAN 166
120% OR MORE OF MSA/MD MEDIAN 549
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 166
FEMALE
JOINT (MALE/FEMALE) 779
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 491
50-79% MINORITY 454
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 341
MIDDLE INCOME 604
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 11
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 10
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/WHITE NON-HISPANIC 9
OTHERS, INCLUDING HISPANIC 3
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 3
80-99% OF MSA/MD MEDIAN 3
100-119% OF MSA/MD MEDIAN 2
120% OR MORE OF MSA/MD MEDIAN 5
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1
FEMALE 5
JOINT (MALE/FEMALE) 6
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1
20-49% MINORITY 9
50-79% MINORITY 3
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 2
MIDDLE INCOME 4
UPPER INCOME 7
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 138
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1436
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 90
ETHNICITY 7/HISPANIC OR LATINO 162
NOT HISPANIC OR LATINO 1199
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
213
ETHNICITY NOT AVAILABLE 6/ 90
MINORITY STATUS 8/WHITE NON-HISPANIC 1061
OTHERS, INCLUDING HISPANIC 513
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 264
80-99% OF MSA/MD MEDIAN 290
100-119% OF MSA/MD MEDIAN 274
120% OR MORE OF MSA/MD MEDIAN 836
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 113
FEMALE 539
JOINT (MALE/FEMALE) 922
GENDER NOT AVAILABLE 6/ 90
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 62
20-49% MINORITY 1155
50-79% MINORITY 447
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 262
MIDDLE INCOME 375
UPPER INCOME 1027
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 5
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 6
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 5
OTHERS, INCLUDING HISPANIC 1
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 2
120% OR MORE OF MSA/MD MEDIAN 4
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 2
JOINT (MALE/FEMALE) 4
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 5
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 3
UPPER INCOME 3
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 100
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1085
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1185
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1085
OTHERS, INCLUDING HISPANIC 100
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 296
120% OR MORE OF MSA/MD MEDIAN 889
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 509
JOINT (MALE/FEMALE) 676
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 776
50-79% MINORITY 409
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 729
UPPER INCOME 456
Report Date: 06/21/2016
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 95 95
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 95 95
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 95 95
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 11 95 95
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 11 95 95
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 95 95
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 11 95 95
MIDDLE INCOME
UPPER INCOME
Report Date: 06/21/2016
DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
TOTAL APPLICATIONS 28/
CONVENTIONAL 45 1013
FHA
VA 1
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 23 98
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 32
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 13 11
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 32
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 3
FHA
VA 1
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 14 66
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 2
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 11
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 13 65 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 13 65 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/21/2016
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/CALAVERAS COUNTY/0002.10
LOANS ORIGINATED 1 1192 192
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CALAVERAS COUNTY/0005.01
LOANS ORIGINATED 1 1134 134
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CALAVERAS COUNTY/0005.04
LOANS ORIGINATED 1 144
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CALAVERAS COUNTY/COUNTY TOTAL
LOANS ORIGINATED 2 1 2326 144 326
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/COLUSA COUNTY/SMALL
LOANS ORIGINATED 2 10 6 3312 3573 1120 2464 2031
APPS APPROVED, NOT ACCEPTED 3 1544 106 981
APPS DENIED 6 1 11160 250 184 1401
APPS WITHDRAWN 2 4 1 4154 483 130 472
FILES CLOSED FOR INCOMPLETENESS
CA/COLUSA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 2 10 6 3312 3573 1120 2464 2031
APPS APPROVED, NOT ACCEPTED 3 1544 106 981
APPS DENIED 6 1 11160 250 184 1401
APPS WITHDRAWN 2 4 1 4154 483 130 472
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 1 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/DEL NORTE COUNTY/SMALL
LOANS ORIGINATED 7 7 31021 1120 565 2732
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 3 170 485 70
APPS WITHDRAWN 1 129
FILES CLOSED FOR INCOMPLETENESS
CA/DEL NORTE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 7 7 31021 1120 565 2732
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 3 170 485 70
APPS WITHDRAWN 1 129
FILES CLOSED FOR INCOMPLETENESS
CA/GLENN COUNTY/SMALL
LOANS ORIGINATED 6 22 7845 4065 1638 2242
APPS APPROVED, NOT ACCEPTED 5 570 441
APPS DENIED 3 14 31 223 572 9330 3827 2251
APPS WITHDRAWN 2 2 1424 315 65
FILES CLOSED FOR INCOMPLETENESS
CA/GLENN COUNTY/COUNTY TOTAL
LOANS ORIGINATED 6 22 7845 4065 1638 2242
APPS APPROVED, NOT ACCEPTED 5 570 441
APPS DENIED 3 14 31 223 572 9330 3827 2251
APPS WITHDRAWN 2 2 1424 315 65
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0001.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1197 197
APPS DENIED 1 1199 199
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0002.00
LOANS ORIGINATED 1 1 1 1214 132 124 124
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 57
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 2 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/HUMBOLDT COUNTY/0004.00
LOANS ORIGINATED 1 1168 168
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 3514 514
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0006.00
LOANS ORIGINATED 1 1304 98
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1320 320
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0101.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 675
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0103.00
LOANS ORIGINATED 1 62
APPS APPROVED, NOT ACCEPTED 1 82
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0104.00
LOANS ORIGINATED 1 1274 179
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 255
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0105.01
LOANS ORIGINATED 1 1219 145
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 130
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 3 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/HUMBOLDT COUNTY/0105.02
LOANS ORIGINATED 3 1640 193
APPS APPROVED, NOT ACCEPTED 1 1277 277
APPS DENIED 3 2769 465
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0108.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0109.01
LOANS ORIGINATED 1 1187 187
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 153
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0109.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1140 175
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 104
CA/HUMBOLDT COUNTY/0110.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 130
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0112.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 216
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 4 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/HUMBOLDT COUNTY/0115.00
LOANS ORIGINATED 2 1283 194
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0116.00
LOANS ORIGINATED 1 1330 330
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 155 1551
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/COUNTY TOTAL
LOANS ORIGINATED 3 11 4 6818 2006 535 1196
APPS APPROVED, NOT ACCEPTED 4 2686 474
APPS DENIED 2 11 7460 2687 1498 1551
APPS WITHDRAWN 2 2471 283
FILES CLOSED FOR INCOMPLETENESS 1 1104 57
CA/KINGS COUNTY/0006.01
LOANS ORIGINATED 2 2120
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KINGS COUNTY/0009.00
LOANS ORIGINATED 1 890
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KINGS COUNTY/COUNTY TOTAL
LOANS ORIGINATED 3 3010
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 5 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/LAKE COUNTY/0003.00
LOANS ORIGINATED 1 223
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0004.00
LOANS ORIGINATED 1 250
APPS APPROVED, NOT ACCEPTED 1 1277 277
APPS DENIED 1 1295 295
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0007.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 130
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0010.00
LOANS ORIGINATED 1 1199 199
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 260
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0011.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 123 1231
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0012.00
LOANS ORIGINATED 1 2320 207
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 6 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/LAKE COUNTY/0013.00
LOANS ORIGINATED 1 5262 1237
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 1042 2401
APPS WITHDRAWN 1 388
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 4 8 11004 1694 199
APPS APPROVED, NOT ACCEPTED 1 1277 277
APPS DENIED 1 5 1260 1467 295 2401
APPS WITHDRAWN 1 1388 123 1231
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0401.00
LOANS ORIGINATED 3 367
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0402.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 145 45
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0403.02
LOANS ORIGINATED 1 68
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0403.04
LOANS ORIGINATED 1 1 299 2745 2844
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 7 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/LASSEN COUNTY/0403.05
LOANS ORIGINATED 1 68 681
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 101 1011
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0404.00
LOANS ORIGINATED 1 166
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0405.00
LOANS ORIGINATED 1 152
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 128 1281
APPS WITHDRAWN 2 1501 199
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0406.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 280 2801
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/COUNTY TOTAL
LOANS ORIGINATED 2 6 1 2265 3332 68 2844 681
APPS APPROVED, NOT ACCEPTED 1 145 45
APPS DENIED 1 1128 280 4082
APPS WITHDRAWN 3 1602 199 1011
FILES CLOSED FOR INCOMPLETENESS
CA/LOS ANGELES COUNTY/4808.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 202
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 8 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/LOS ANGELES COUNTY/6514.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1168 168
FILES CLOSED FOR INCOMPLETENESS
CA/LOS ANGELES COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 202
APPS WITHDRAWN 1 1168 168
FILES CLOSED FOR INCOMPLETENESS
CA/MARIN COUNTY/1060.02
LOANS ORIGINATED 4 41108 1108
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MARIN COUNTY/1242.00
LOANS ORIGINATED 1 1100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MARIN COUNTY/1281.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1675 675
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MARIN COUNTY/1321.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1500 500
APPS DENIED 3 31588 1588
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 9 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/MARIN COUNTY/COUNTY TOTAL
LOANS ORIGINATED 4 1 41108 1100 1108
APPS APPROVED, NOT ACCEPTED 1 1500 500
APPS DENIED 1 4 3675 2263 1588
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0101.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1318 318
APPS WITHDRAWN 1 129
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0102.00
LOANS ORIGINATED 1 1179 204 2041
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1 1305 225 60 601
APPS WITHDRAWN 1 60 601
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0103.00
LOANS ORIGINATED 1 1640 640
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 160 60
APPS WITHDRAWN 1 1 2363 60 423
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0104.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1225 225
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0106.00
LOANS ORIGINATED 2 7 2 3351 1847 330 1096 991
APPS APPROVED, NOT ACCEPTED 1 1184 184
APPS DENIED 2 1700 430
APPS WITHDRAWN 1 70
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 10 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/MENDOCINO COUNTY/0107.00
LOANS ORIGINATED 2 2 1 4381 362 148 696
APPS APPROVED, NOT ACCEPTED
APPS DENIED 4 3614 444
APPS WITHDRAWN 1 1 1446 120 120
FILES CLOSED FOR INCOMPLETENESS 1 147
CA/MENDOCINO COUNTY/0110.01
LOANS ORIGINATED 1 1138 138
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0117.00
LOANS ORIGINATED 1 500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 6 12 3 91551 3051 478 2570 3032
APPS APPROVED, NOT ACCEPTED 1 1184 184
APPS DENIED 3 9 8623 1824 1537 601
APPS WITHDRAWN 2 5 3809 439 543 601
FILES CLOSED FOR INCOMPLETENESS 1 147
CA/MODOC COUNTY/SMALL
LOANS ORIGINATED 1 164 157
APPS APPROVED, NOT ACCEPTED 1 90 901
APPS DENIED
APPS WITHDRAWN 1 130 1301
FILES CLOSED FOR INCOMPLETENESS
CA/MODOC COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 164 157
APPS APPROVED, NOT ACCEPTED 1 90 901
APPS DENIED
APPS WITHDRAWN 1 130 1301
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 11 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/MONTEREY COUNTY/0107.01
LOANS ORIGINATED 1 408
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MONTEREY COUNTY/0140.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1263 263
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MONTEREY COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 408
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1263 263
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NAPA COUNTY/2017.00
LOANS ORIGINATED 1 11100 1100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NAPA COUNTY/2020.00
LOANS ORIGINATED 1 11300 1300
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1800
FILES CLOSED FOR INCOMPLETENESS
CA/NAPA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 2 22400 2400
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1800
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 12 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/NEVADA COUNTY/0001.02
LOANS ORIGINATED 1 316
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 195
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0001.03
LOANS ORIGINATED 1 385
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 1558 165
APPS WITHDRAWN 1 240
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0001.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 305
APPS WITHDRAWN 1 146
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0001.05
LOANS ORIGINATED 2 1413 198 4132
APPS APPROVED, NOT ACCEPTED 2 435
APPS DENIED 1 1245 245
APPS WITHDRAWN 1 368
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0002.00
LOANS ORIGINATED 1 1100
APPS APPROVED, NOT ACCEPTED 1 1175
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0003.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 245 2451
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 13 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/NEVADA COUNTY/0004.01
LOANS ORIGINATED 2 1 1 1530 211 331 300
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 281
APPS WITHDRAWN 2 445
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0004.02
LOANS ORIGINATED 3 4833 1209 4832
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 11244 110
APPS WITHDRAWN 1 374
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0005.01
LOANS ORIGINATED 5 1 4879 350 679
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1140 140
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0005.02
LOANS ORIGINATED 2 1291 185
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 198 98
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 120
CA/NEVADA COUNTY/0006.00
LOANS ORIGINATED 2 1 1 1364 199 235 372
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 280
APPS WITHDRAWN 1 1 1417 112 112
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0007.01
LOANS ORIGINATED 1 5 1252 1668 243
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1143 143 1431
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 14 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/NEVADA COUNTY/0007.02
LOANS ORIGINATED 3 1 1483 152 191
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 133
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0008.01
LOANS ORIGINATED 1 2 2383 350 481
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 98
APPS WITHDRAWN 1 245
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0008.02
LOANS ORIGINATED 2 5 2280 1500 343
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 1363 280 363
APPS WITHDRAWN 2 384
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0009.00
LOANS ORIGINATED 2 463
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 450
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0012.03
LOANS ORIGINATED 1 1620 620
APPS APPROVED, NOT ACCEPTED 1 239
APPS DENIED
APPS WITHDRAWN 1 239
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0012.04
LOANS ORIGINATED 2 1280
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 386
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 15 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/NEVADA COUNTY/0012.05
LOANS ORIGINATED 1 442
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 498
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 17 34 5 1 124446 10157 1259 372 2897 8964
APPS APPROVED, NOT ACCEPTED 3 1674 1175
APPS DENIED 3 17 2 6803 4761 243 1154 1431
APPS WITHDRAWN 4 8 11046 1924 112
FILES CLOSED FOR INCOMPLETENESS 1 1245 120 2451
CA/ORANGE COUNTY/0423.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 11400 1400
FILES CLOSED FOR INCOMPLETENESS
CA/ORANGE COUNTY/0423.17
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 496
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/ORANGE COUNTY/0423.35
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 893
FILES CLOSED FOR INCOMPLETENESS
CA/ORANGE COUNTY/0423.37
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 928
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 16 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/ORANGE COUNTY/0423.39
LOANS ORIGINATED 1 1620 620
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/ORANGE COUNTY/0524.19
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1285 285
CA/ORANGE COUNTY/0628.00
LOANS ORIGINATED 1 1500 500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/ORANGE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1 2500 620 1120
APPS APPROVED, NOT ACCEPTED 1 496
APPS DENIED 1 928
APPS WITHDRAWN 2 12293 1400
FILES CLOSED FOR INCOMPLETENESS 1 1285 285
CA/PLUMAS COUNTY/SMALL
LOANS ORIGINATED 3 2 1 61193 319 110 1622
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 2750 750
APPS WITHDRAWN 1 550
FILES CLOSED FOR INCOMPLETENESS
CA/PLUMAS COUNTY/COUNTY TOTAL
LOANS ORIGINATED 3 2 1 61193 319 110 1622
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 2750 750
APPS WITHDRAWN 1 550
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 17 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN BERNARDINO COUNTY/0097.17
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 195
FILES CLOSED FOR INCOMPLETENESS
CA/SAN BERNARDINO COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 195
FILES CLOSED FOR INCOMPLETENESS
CA/SAN DIEGO COUNTY/0106.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1620 620
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN DIEGO COUNTY/0185.15
LOANS ORIGINATED 1 536
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN DIEGO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 536
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1620 620
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN FRANCISCO COUNTY/0110.00
LOANS ORIGINATED 1 400
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 18 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN FRANCISCO COUNTY/0210.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1625 625
CA/SAN FRANCISCO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 400
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1625 625
CA/SAN JOAQUIN COUNTY/0032.17
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1169 169
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0034.07
LOANS ORIGINATED 1 1900
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0034.10
LOANS ORIGINATED 1 1102 102
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0035.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1200 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 19 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN JOAQUIN COUNTY/0038.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1490 490
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0040.02
LOANS ORIGINATED 1 344
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0043.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1225 225
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0047.03
LOANS ORIGINATED 1 135
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0047.04
LOANS ORIGINATED 1 577
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0049.01
LOANS ORIGINATED 1 199 99
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 156 56
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 20 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN JOAQUIN COUNTY/0050.01
LOANS ORIGINATED 1 400
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0050.03
LOANS ORIGINATED 1 274
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0050.04
LOANS ORIGINATED 1 409
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0051.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 676
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0051.14
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1206 206
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0051.22
LOANS ORIGINATED 1 469
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 21 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN JOAQUIN COUNTY/0051.33
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1284 284
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0051.34
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 215
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0052.02
LOANS ORIGINATED 1 584
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0052.07
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1294 294
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/COUNTY TOTAL
LOANS ORIGINATED 3 5 2 1 21397 1759 237 1900 201
APPS APPROVED, NOT ACCEPTED 1 1 1225 215 225
APPS DENIED 2 4 6659 834 1493
APPS WITHDRAWN 1 1 1676 206 206
FILES CLOSED FOR INCOMPLETENESS
CA/SAN LUIS OBISPO COUNTY/0124.02
LOANS ORIGINATED 1 1409 409
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 22 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN LUIS OBISPO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1409 409
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0003.00
LOANS ORIGINATED 2 302 1921
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 13081 3081
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0006.00
LOANS ORIGINATED 1 183 83
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0007.01
LOANS ORIGINATED 2 2 1322 292 42
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0007.02
LOANS ORIGINATED 1 3 1116 330 135
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 186 86
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0007.03
LOANS ORIGINATED 4 1450 70 481
APPS APPROVED, NOT ACCEPTED 1 125
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 23 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SISKIYOU COUNTY/0008.00
LOANS ORIGINATED 1 166
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 88
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0009.00
LOANS ORIGINATED 8 1 21453 85 278 1871
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 2 1508 497 91
APPS WITHDRAWN 1 1300 205
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0010.00
LOANS ORIGINATED 6 1063
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 1591 340 591
APPS WITHDRAWN 2 1622 392
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0011.00
LOANS ORIGINATED 2 1214 94
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0012.00
LOANS ORIGINATED 3 1518 157
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 115
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/COUNTY TOTAL
LOANS ORIGINATED 10 26 1 71273 4106 85 789 4273
APPS APPROVED, NOT ACCEPTED 1 125
APPS DENIED 4 5 31214 4006 3763
APPS WITHDRAWN 4 1 21008 205 478
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 24 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SOLANO COUNTY/2527.06
LOANS ORIGINATED 1 240
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SOLANO COUNTY/2529.11
LOANS ORIGINATED 1 304
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SOLANO COUNTY/2533.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 345
APPS WITHDRAWN 1 11170 1170
FILES CLOSED FOR INCOMPLETENESS
CA/SOLANO COUNTY/2534.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1345 300
FILES CLOSED FOR INCOMPLETENESS
CA/SOLANO COUNTY/2534.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SOLANO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 2 544
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1345 1200
APPS WITHDRAWN 2 1 11515 300 1170
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 25 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/TEHAMA COUNTY/0001.00
LOANS ORIGINATED 1 138
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0002.00
LOANS ORIGINATED 1 7 1100 794 180
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 6 1 2120 794 155 194 2042
APPS WITHDRAWN 2 835
FILES CLOSED FOR INCOMPLETENESS 1 160
CA/TEHAMA COUNTY/0003.00
LOANS ORIGINATED 1 416
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0004.00
LOANS ORIGINATED 1 1 1105 256 105
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1110 110
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0005.00
LOANS ORIGINATED 3 1322 55
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 143
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0006.00
LOANS ORIGINATED 1 188
APPS APPROVED, NOT ACCEPTED 1 1335 335
APPS DENIED 1 11 146 33 33
APPS WITHDRAWN 1 1200 92
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 26 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/TEHAMA COUNTY/0007.00
LOANS ORIGINATED 1 2 1163 216 76
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0008.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 268
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0009.00
LOANS ORIGINATED 1 1 150 160 160 1601
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0010.00
LOANS ORIGINATED 2 1291 392
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0011.00
LOANS ORIGINATED 2 612
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 158 1581
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 7 16 4 41446 2039 898 396 1601
APPS APPROVED, NOT ACCEPTED 1 1335 335
APPS DENIED 2 8 1 31 146 153 1220 155 227 3623
APPS WITHDRAWN 2 4 1310 1070 110
FILES CLOSED FOR INCOMPLETENESS 1 160
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 27 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/TRINITY COUNTY/SMALL
LOANS ORIGINATED 1 7 1218 1167 109 2512
APPS APPROVED, NOT ACCEPTED 3 579
APPS DENIED 2 1 1249 130 109 1401
APPS WITHDRAWN 1 1268 268
FILES CLOSED FOR INCOMPLETENESS
CA/TRINITY COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 7 1218 1167 109 2512
APPS APPROVED, NOT ACCEPTED 3 579
APPS DENIED 2 1 1249 130 109 1401
APPS WITHDRAWN 1 1268 268
FILES CLOSED FOR INCOMPLETENESS
CA/TUOLUMNE COUNTY/0031.00
LOANS ORIGINATED 1 180
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TUOLUMNE COUNTY/0051.00
LOANS ORIGINATED 1 180 80
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TUOLUMNE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 2 1260 80
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/VENTURA COUNTY/0008.00
LOANS ORIGINATED 1 1210 210
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 28 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/VENTURA COUNTY/0058.01
LOANS ORIGINATED 1 440
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/VENTURA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1 1440 210 210
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STATE TOTAL
LOANS ORIGINATED 85 173 29 6 7620124 43019 5050 5682 23143 280518
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 2323
APPS DENIED 27 93 5 1 472 369 7549 31792 928 1200 17378 187312
APPS WITHDRAWN 25 36 2 1 188492 7692 430 1800 5191 4144
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 2451
NV/DOUGLAS COUNTY/0010.00
LOANS ORIGINATED 1 260
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 305
FILES CLOSED FOR INCOMPLETENESS
NV/DOUGLAS COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 260
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 305
FILES CLOSED FOR INCOMPLETENESS
NV/LYON COUNTY/9601.02
LOANS ORIGINATED 1 1104 104
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 29 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
NV/LYON COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1104 104
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
NV/NYE COUNTY/9604.01
LOANS ORIGINATED 1 174 74
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
NV/NYE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 174 74
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
NV/WASHOE COUNTY/0035.12
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1237 237
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
NV/WASHOE COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1237 237
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
NV/STATE TOTAL
LOANS ORIGINATED 3 2438 178
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1237 237
APPS WITHDRAWN 1 305
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 30 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
OR/COOS COUNTY/0010.00
LOANS ORIGINATED 1 1519 519
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/COOS COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1519 519
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/DESCHUTES COUNTY/0004.02
LOANS ORIGINATED 1 1415 415
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/DESCHUTES COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1415 415
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/JACKSON COUNTY/0002.03
LOANS ORIGINATED 1 84
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/JACKSON COUNTY/0013.01
LOANS ORIGINATED 1 1333 333
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 31 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
OR/JACKSON COUNTY/0025.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1360 360
FILES CLOSED FOR INCOMPLETENESS
OR/JACKSON COUNTY/0027.00
LOANS ORIGINATED 1 230
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/JACKSON COUNTY/COUNTY TOTAL
LOANS ORIGINATED 3 1647 333
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1360 360
FILES CLOSED FOR INCOMPLETENESS
OR/JOSEPHINE COUNTY/3606.00
LOANS ORIGINATED 1 1102 102
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/JOSEPHINE COUNTY/3609.00
LOANS ORIGINATED 1 493
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/JOSEPHINE COUNTY/3616.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 111
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 32 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
OR/JOSEPHINE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1 1102 493 102
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 111
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/STATE TOTAL
LOANS ORIGINATED 6 1 41683 493 1369
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 111
APPS WITHDRAWN 1 1360 360
FILES CLOSED FOR INCOMPLETENESS
UT/SUMMIT COUNTY/9644.02
LOANS ORIGINATED 1 11190 1190
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
UT/SUMMIT COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 11190 1190
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
UT/STATE TOTAL
LOANS ORIGINATED 1 11190 1190
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
GRAND TOTAL
LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 280518
APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 2323
APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 187312
APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4144
FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 2451
06/21/2016Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 33 of 33
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
12540 BAKERSFIELD, CA 16 5879 15 1 14 2 5 1 10
17020 CHICO, CA 337 79808 335 1 1 304 28 5 111 26 200
23420 FRESNO, CA 39 11739 38 1 36 3 15 4 20
31460 MADERA, CA 16 3400 15 1 16 3 1 12
32900 MERCED, CA 22 3982 20 2 19 2 1 5 1 16
33700 MODESTO, CA 71 25646 69 1 1 67 2 2 15 4 52
36084 OAKLAND-HAYWARD-BERKELEY, CA 9 2642 9 9 2 1 6
39820 REDDING, CA 279 57314 271 6 1 1 262 12 5 70 26 183
40900 SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
139 50507 139 131 5 3 41 13 85
42220 SANTA ROSA, CA 64 33195 64 61 1 2 28 4 32
47300 VISALIA-PORTERVILLE, CA 12 1419 12 12 2 10
49700 YUBA CITY, CA 73 13391 72 1 69 2 2 16 10 47
----- MSA/MD NOT AVAILABLE 537 147407 532 3 2 491 38 8 164 39 334
1614 436329 1591 14 8 1 1491 90 33 477 130 1007TOTAL
06/21/2016Report Date:
HOME MORTGAGE DISCLOSURE ACTINSTITUTION REGISTER SUMMARY FOR 2015
RESP ID: 0000021943-3 TRI COUNTIES BANK
63 CONSTITUTION DRIVE
CHICO, CA 95973
MSA/MD MSA/MD NameTOTALLARS
TOTALAMOUNT($000's)
LOAN TYPE
CONV FHA VA FSA/RHS 1 - 4FAMILY
MANUFHOME
HOMEPURCHASE
HOMEIMPROVE
REFIN-ANCE
LOAN PURPOSE
MULTIFAMILY
Page 1 of 1
PROPERTY TYPE