DISCLOSURE SUMMARY TABLE A1W: DISPOSITION …...2016/11/03 · FHA, FSA/RHS & VA Conventional Refinancings Home Improvement Loans Loans on Dwellings For 5 or More Families Nonoccupant

TOTAL APPLICATIONS 28/

CONVENTIONAL 925 2 116 2425

FHA 2 29

VA 43

FSA/RHS 1

LOANS ORIGINATED


FHA

VA

FSA/RHS

APPLICATIONS APPROVED BUT NOT ACCEPTED

CONVENTIONAL 75 5 136

FHA

VA 1

FSA/RHS

APPLICATIONS DENIED


FHA 2 26

VA 11

FSA/RHS

APPLICATIONS WITHDRAWN

CONVENTIONAL 90 1258

FHA 3

VA 12

FSA/RHS 1

FILES CLOSED FOR INCOMPLETENESS

CONVENTIONAL 22 16

FHA

VA 1

FSA/RHS

PREAPPROVALS DENIED

CONVENTIONAL NA NA NA NA NA

FHA NA NA NA NA NA

VA NA NA NA NA NA

FSA/RHS NA NA NA NA NA

PREAPPROVALS APPROVED BUT NOT ACCEPTED 29/


FHA NA NA NA NA NA

VA NA NA NA NA NA


Report Date: 06/21/2016

DISCLOSURE SUMMARY TABLE A1W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015

INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS

LOAN TYPE

Page 1 of 2

FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN

HOME PURCHASE REFINANCE HOME IMPROVEMENT

MEMO ITEM: SUBSET OF LOANS ORIGINATED

PREAPPROVALS RESULTING IN ORIGINATIONS


FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD


FHA

VA

FSA/RHS


DISCLOSURE SUMMARY TABLE A1W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015


LOAN TYPE

Page 2 of 2




CONVENTIONAL 59 524

FHA 1

VA 1

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 20 314

FHA

VA

FSA/RHS


CONVENTIONAL 3

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 28 27

FHA

VA 1

FSA/RHS


CONVENTIONAL 62

FHA 1

VA

FSA/RHS


CONVENTIONAL 21

FHA

VA

FSA/RHS

PREAPPROVALS DENIED


FHA NA NA NA NA NA

VA NA NA NA NA NA


PREAPPROVALS APPROVED BUT NOT ACCEPTED 29/


FHA NA NA NA NA NA

VA NA NA NA NA NA



DISCLOSURE SUMMARY TABLE A2W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015


LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 13 15

FHA

VA

FSA/RHS


DISCLOSURE SUMMARY TABLE A2W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015


LOAN TYPE

Page 2 of 2




CONVENTIONAL 13 515

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 4 39

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 6 23

FHA

VA

FSA/RHS


CONVENTIONAL 31

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS


DISCLOSURE SUMMARY TABLE A3W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015


LOAN TYPE

Page 1 of 1



1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)

INCIDENCE OF PRICING

NO PRICING REPORTED 15/ 369 63169 NA

PRICING REPORTED 7 32 NA

MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)

1.70 1.711.78 NA

MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)

1.65 1.801.78 NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN 376 66171 NA

MANUFACTURED HOME OWNER OCCUPIED DWELLINGS



PRICING REPORTED 3 16 NA


1.94 1.641.94 NA


1.96 1.641.87 NA

HOEPA STATUS

HOEPA LOAN 17/ NA



DISCLOSURE SUMMARY TABLE BW: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015


PRICING INFORMATION

Page 1 of 1



CA/KERN COUNTY/0001.01

LOANS ORIGINATED 1 1112 112

APPS APPROVED, NOT ACCEPTED

APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 1250

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 188

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 434

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN 1 165



LOANS ORIGINATED


APPS DENIED 1 179 79

APPS WITHDRAWN


06/21/2016Report Date:

DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015

INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK

MSA/MD: 12540 - BAKERSFIELD, CA

Page 1 of 4

SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE

CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional

Refinancings Home ImprovementLoans

Loans on DwellingsFor 5 or More

Families

NonoccupantLoans From

Columns A, B, Cand D

Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's

A B C D E F

Home Purchase Loans

Loans on 1- to 4-Family and Manufactured Home Dwellings

Loans OnManufactured Home

Dwellings FromColumns A, B, C & D

G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED 1 220


APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 500

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 215

APPS WITHDRAWN






Page 2 of 4





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 640

APPS WITHDRAWN


MSA/MD(TOTAL)

LOANS ORIGINATED 3 3 1 2916 997 220 364


APPS DENIED 5 2 11622 1684 79

APPS WITHDRAWN 11 275 165


INVALID GEOGRAPHIC IDENTIFIERS 2/

LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN


SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES

LOANS ORIGINATED 95 174 29 6 8323435 43512 5050 5682 25880 18 2805

APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 3 232

APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414

FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 1 245





Page 3 of 4





Families




A B C D E F

Home Purchase Loans




G

Number $000's

INVALID MSA/MD NUMBERS 2/

LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 4 of 4

DISPOSITION OF APPLICATIONS

FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement

Loans


Families




A B C D E F

Home Purchase Loans




G

Number $000's

BORROWER CHARACTERISTICS

RACE 5/

AMERICAN INDIAN/ALASKA NATIVE

ASIAN

BLACK OR AFRICAN AMERICAN

NATIVE HAWAIIAN/OTHER PACIFICISLND

WHITE 1 160

2 OR MORE MINORITY RACES

JOINT (WHITE/MINORITY RACE)

RACE NOT AVAILABLE 6/ 1 220

ETHNICITY 7/

HISPANIC OR LATINO

NOT HISPANIC OR LATINO 1 160

JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)

ETHNICITY NOT AVAILABLE 6/ 1 220

MINORITY STATUS 8/

WHITE NON-HISPANIC 1 160

OTHERS, INCLUDING HISPANIC

INCOME 9/

LESS THAN 50% OF MSA/MD MEDIAN

50-79% OF MSA/MD MEDIAN



120% OR MORE OF MSA/MD MEDIAN 2 380

INCOME NOT AVAILABLE 6/

CENSUS TRACT CHARACTERISTICS 10/

RACIAL/ETHNIC COMPOSITION 11/

LESS THAN 10% MINORITY

10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 160

80-100% MINORITY 1 220

INCOME 12/ 13/

LOW INCOME

MODERATE INCOME

MIDDLE INCOME 1 220

UPPER INCOME 1 160

TOTAL 14/ 2 380


DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2015

INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA

BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC

PRIVATESECURITI-

ZATION

COMMERCIALBANK, SAVINGS

BANK, OR SAVINGASSOC


Page 1 of 1

INSURANCE CO,CREDIT UNION,

MORTGAGE BK, ORFINANCE CO

Number $000's

AFFILIATEINSTITUTION

Number $000's

OTHERPURCHASER

Number $000's

NO REPORTEDPRICING DATA15/

2

REPORTEDPRICING DATA

PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/

1.50 - 1.99 NA NA NA NA NA NA NA NA NA




3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/


DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2015

INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 12540 - BAKERSFIELD, CA

PRICING INFORMATION

FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC

PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


380







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 12540 - BAKERSFIELD, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

AMERICAN INDIAN/ALASKA NATIVE (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 11 275 275

MALE 11 275 275

FEMALE

JOINT (MALE/FEMALE)

BLACK OR AFRICAN AMERICAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)

NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)

2 OR MORE MINORITY RACES (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)

JOINT (WHITE/MINORITY RACE) (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)

RACE NOT AVAILABLE (TOTAL) 6/

MALE

FEMALE

JOINT (MALE/FEMALE)


DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015


RACE AND GENDER 5/ 18/ 19/

ApplicationsReceived 20/

LoansOriginated

Apps. Approved ButNot Accepted

ApplicationsDenied

ApplicationsWithdrawn

Files Closed ForIncompleteness


Page 1 of 2

HISPANIC OR LATINO (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)

NOT HISPANIC OR LATINO (TOTAL) 11 275 275

MALE 11 275 275

FEMALE

JOINT (MALE/FEMALE)

JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE

FEMALE

JOINT (MALE/FEMALE)

ETHNICITY NOT AVAILABLE (TOTAL) 6/

MALE

FEMALE

JOINT (MALE/FEMALE)

MINORITY STATUS 8/ 18/ 19/

WHITE NON-HISPANIC (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)

OTHERS, INCLUDING HISPANIC (TOTAL) 11 275 275

MALE 11 275 275

FEMALE

JOINT (MALE/FEMALE)

INCOME OF APPLICANTS 9/





120% OR MORE OF MSA/MD MEDIAN 11 275 275


TOTAL 14/ 11 275 275




ETHNICITY, GENDER AND INCOME 7/ 18/ 19/


LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 552 552

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 11 165 165

MALE

FEMALE 11 165 165

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

RACE NOT AVAILABLE (TOTAL) 6/ 22 364 364

MALE

FEMALE

JOINT (MALE/FEMALE)


DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

NOT HISPANIC OR LATINO (TOTAL) 1 12 717 552 165

MALE 11 552 552

FEMALE 11 165 165

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)

ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 364 364

MALE

FEMALE

JOINT (MALE/FEMALE)


WHITE NON-HISPANIC (TOTAL) 11 165 165

MALE

FEMALE 11 165 165

JOINT (MALE/FEMALE)


MALE 11 552 552

FEMALE

JOINT (MALE/FEMALE)




80-99% OF MSA/MD MEDIAN 11 165 165



INCOME NOT AVAILABLE 6/ 22 364 364

TOTAL 14/ 3 14 1081 916 165






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)

BLACK OR AFRICAN AMERICAN (TOTAL) 11 500 500

MALE

FEMALE 11 500 500

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 3 47 2119 997 1122

MALE 33 482 482

FEMALE

JOINT (MALE/FEMALE) 3 14 1637 997 640


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 2

HISPANIC OR LATINO (TOTAL) 11 79 79

MALE 11 79 79

FEMALE

JOINT (MALE/FEMALE)


MALE 22 403 403

FEMALE 11 500 500



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


WHITE NON-HISPANIC (TOTAL) 3 36 2040 997 1043

MALE 22 403 403

FEMALE



MALE 11 79 79

FEMALE 11 500 500

JOINT (MALE/FEMALE)


LESS THAN 50% OF MSA/MD MEDIAN 11 215 215




120% OR MORE OF MSA/MD MEDIAN 3 47 2404 997 1407


TOTAL 14/ 3 58 2619 997 1622






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

NOT HISPANIC OR LATINO (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE

JOINT (MALE/FEMALE)

OTHERS, INCLUDING HISPANIC (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 11 220 220






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 11 1250 1250

MALE

FEMALE

JOINT (MALE/FEMALE) 11 1250 1250

WHITE (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE







120% OR MORE OF MSA/MD MEDIAN


TOTAL 14/ 22 1684 1684






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 79 79

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 79 79

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 79 79

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 2 13 443 364 79






LoansOriginated


ApplicationsDenied




Page 2 of 2


RACE 5/AMERICAN INDIAN/ALASKA NATIVE

ASIAN


NATIVE HAWAIIAN/OTHER PACIFIC ISLND

WHITE



RACE NOT AVAILABLE 6/

ETHNICITY 7/HISPANIC OR LATINO

NOT HISPANIC OR LATINO

JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)

ETHNICITY NOT AVAILABLE 6/

MINORITY STATUS 8/WHITE NON-HISPANIC




ASIAN



WHITE











DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015


INCOME, RACE AND ETHNICITY


LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE













INCOME, RACE AND ETHNICITY (CONTINUED)


LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 11 275 275



WHITE





NOT HISPANIC OR LATINO 11 275 275




OTHERS, INCLUDING HISPANIC 11 275 275

11 275 275TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE











DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 11 165 165








MINORITY STATUS 8/WHITE NON-HISPANIC 11 165 165




ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 11 552 552



WHITE










3 14 1081 916 165TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 215 215












ASIAN



WHITE











DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN

BLACK OR AFRICAN AMERICAN 11 500 500


WHITE 3 36 1904 997 907




ETHNICITY 7/HISPANIC OR LATINO 11 79 79

NOT HISPANIC OR LATINO 3 36 2325 997 1328



MINORITY STATUS 8/WHITE NON-HISPANIC 3 25 1825 997 828


3 58 2619 997 1622TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE











DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE



RACE NOT AVAILABLE 6/ 11 220 220




ETHNICITY NOT AVAILABLE 6/ 11 220 220



11 220 220TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE











DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 79 79










2 13 443 364 79TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 11 275 275

INCOME CHARACTERISTICS 12/ 13/

LOW INCOME

MODERATE INCOME 11 275 275

MIDDLE INCOME

UPPER INCOME

INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/

LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 11 275 275

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY

ALL OTHER TRACTS 21/

11 275 275TOTAL 14/


DISCLOSURE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015


TYPE OF CENSUS TRACT 10/


LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 22 664 664

50-79% MINORITY 1 12 417 252 165

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 11 165 165

UPPER INCOME 22 664 664


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 252 252

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 165 165

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 22 664 664

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


3 14 1081 916 165TOTAL 14/


DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 11 640 640

20-49% MINORITY 2 13 1052 837 215

50-79% MINORITY 1 34 927 160 767

80-100% MINORITY


LOW INCOME


MIDDLE INCOME

UPPER INCOME 3 36 1900 997 903


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY 11 640 640

20-49% MINORITY

50-79% MINORITY 11 79 79

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 2 13 1052 837 215

50-79% MINORITY 1 23 848 160 688

80-100% MINORITY

SMALL COUNTY


3 58 2619 997 1622TOTAL 14/


DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 11 220 220


LOW INCOME

MODERATE INCOME


UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 11 220 220

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


11 220 220TOTAL 14/


DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 11 434 434

50-79% MINORITY 11 1250 1250

80-100% MINORITY


LOW INCOME 11 1250 1250

MODERATE INCOME

MIDDLE INCOME



LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 1250 1250

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 11 434 434

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


22 1684 1684TOTAL 14/


DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 11 112 112

50-79% MINORITY 1 12 331 252 79

80-100% MINORITY


LOW INCOME

MODERATE INCOME 1 12 331 252 79

MIDDLE INCOME



LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 331 252 79

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 11 112 112

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


2 13 443 364 79TOTAL 14/


DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/


ASIAN 1



WHITE




ETHNICITY 7/

HISPANIC OR LATINO

NOT HISPANIC OR LATINO 1



MINORITY STATUS 8/

WHITE NON-HISPANIC

OTHERS, INCLUDING HISPANIC 1

INCOME 9/





120% OR MORE OF MSA/MD MEDIAN 1


GENDER 19/

MALE 1

FEMALE

JOINT (MALE/FEMALE)

GENDER NOT AVAILABLE 6/




10-19% MINORITY

20-49% MINORITY 1

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 1


DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015


BORROWER OR CENSUS TRACTCHARACTERISTICS

15/NO REPORTEDPRICING DATA

REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99

# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#

MEAN MEDIAN1.50 - 1.99


HOEPALOANS 17/

#


RACE 5/


ASIAN 552



WHITE




ETHNICITY 7/

HISPANIC OR LATINO




MINORITY STATUS 8/

WHITE NON-HISPANIC


INCOME 9/







GENDER 19/

MALE 552

FEMALE

JOINT (MALE/FEMALE)





10-19% MINORITY

20-49% MINORITY 552

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 552







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's



ASIAN



WHITE 1 12 1.58 1.58





NOT HISPANIC OR LATINO 1 12 1.58 1.58



MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 1.58 1.58


INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN




120% OR MORE OF MSA/MD MEDIAN 1 12 1.58 1.58


GENDER 19/MALE

FEMALE

JOINT (MALE/FEMALE) 1 12 1.58 1.58



RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY

10-19% MINORITY

20-49% MINORITY 1 11 1.58 1.58

50-79% MINORITY 1

80-100% MINORITY

INCOME CHARACTERISTICS 12/ 13/LOW INCOME

MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 1 12 1.58 1.58


DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015





# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#


PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA

LOANS 17/

#



ASIAN



WHITE 156 156841 1.58 1.58
















GENDER 19/MALE

FEMALE





10-19% MINORITY

20-49% MINORITY 156 156681 1.58 1.58

50-79% MINORITY 160

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 156 156841 1.58 1.58







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE



RACE NOT AVAILABLE 6/ 1




ETHNICITY NOT AVAILABLE 6/ 1









GENDER 19/MALE

FEMALE

JOINT (MALE/FEMALE)

GENDER NOT AVAILABLE 6/ 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 1


MODERATE INCOME

MIDDLE INCOME 1

UPPER INCOME


DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015





# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE
















GENDER 19/MALE

FEMALE

JOINT (MALE/FEMALE)




10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 220


MODERATE INCOME

MIDDLE INCOME 220

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's


CONVENTIONAL 8 14

FHA 1

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 3 13

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 5

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA 1

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2015


LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 1 1

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 2

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 2

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS


DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2015


LOAN TYPE

Page 1 of 1






PRICING REPORTED 1 NA


1.58 NA


1.58 NA

HOEPA STATUS

HOEPA LOAN 17/ NA




NO PRICING REPORTED 15/ NA

PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN NA


DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2015


PRICING INFORMATION

Page 1 of 1



CA/BUTTE COUNTY/0001.02


APPS APPROVED, NOT ACCEPTED 1 1127 525

APPS DENIED 2 360





APPS APPROVED, NOT ACCEPTED 1 2 2154 419 304

APPS DENIED 1 180






APPS DENIED










LOANS ORIGINATED 2 1 2328 310 328


APPS DENIED






APPS DENIED

APPS WITHDRAWN





MSA/MD: 17020 - CHICO, CA

Page 1 of 10





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN

FILES CLOSED FOR INCOMPLETENESS 1 297




APPS DENIED 3 562

APPS WITHDRAWN 1 11 226 226 300





APPS DENIED 2 574

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 2 1 1262 196 130







APPS WITHDRAWN






Page 2 of 10





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED





APPS APPROVED, NOT ACCEPTED 1 100

APPS DENIED 1 236

APPS WITHDRAWN





APPS DENIED






APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 215






APPS DENIED 1 1 1159 273 159







Page 3 of 10





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED 1 130










LOANS ORIGINATED


APPS DENIED 1 102

APPS WITHDRAWN





APPS DENIED 1 210

APPS WITHDRAWN





APPS DENIED 3 2498 373 2 328






APPS DENIED 1 4 1257 1259 125 2 382

APPS WITHDRAWN 1 95 1 95






Page 4 of 10





Families




A B C D E F

Home Purchase Loans




G

Number $000's










APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 55 1 55

APPS WITHDRAWN





APPS DENIED 2 3 1274 543 131 2 206

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 5 of 10





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED 2 303




LOANS ORIGINATED 2 2 1 1 1199 274 120 1200 120


APPS DENIED 2 1 1418 275 275 1 104

APPS WITHDRAWN











APPS DENIED 1 200

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED







Page 6 of 10





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN 1 1 11 100 136 42 136 1 136

FILES CLOSED FOR INCOMPLETENESS 1 106 1 106




APPS DENIED 3 1535

APPS WITHDRAWN





APPS DENIED 1 460

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 85

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 7 of 10





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED 1 172 1 172








APPS DENIED 1 1137 186 1 186






APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN 1 95



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 8 of 10





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED 2 1 1535 45 225 1 45

APPS WITHDRAWN 1 86





APPS DENIED 4 1762 61 3 387



MSA/MD(TOTAL)



APPS DENIED 16 46 1 132875 10415 45 2378 15 1820

APPS WITHDRAWN 12 19 5 1 42 326 2336 4305 760 2500 596 4 586



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414






Page 9 of 10





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 10 of 10



Loans


Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/


ASIAN 3 587



WHITE 10614 2109 21789


JOINT (WHITE/MINORITY RACE) 2 466


ETHNICITY 7/

HISPANIC OR LATINO 4 618



3 687


MINORITY STATUS 8/

WHITE NON-HISPANIC 9914 2109 20484

OTHERS, INCLUDING HISPANIC 12 2358

INCOME 9/


50-79% OF MSA/MD MEDIAN 212 230 2806

80-99% OF MSA/MD MEDIAN 131 210 2106

100-119% OF MSA/MD MEDIAN 82 265 1730






10-19% MINORITY 647 1122 13056

20-49% MINORITY 478 1068 9786

50-79% MINORITY

80-100% MINORITY

INCOME 12/ 13/

LOW INCOME 1 186




TOTAL 14/ 11115 2190 22842



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


11115







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 17020 - CHICO, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


228422190







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 17020 - CHICO, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 226 226

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

JOINT (WHITE/MINORITY RACE) (TOTAL) 11 100 100

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 226 226

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 226 226

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE




50-79% OF MSA/MD MEDIAN 11 226 226

80-99% OF MSA/MD MEDIAN 11 100 100




TOTAL 14/ 22 326 326






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 2 2 15 1004 374 420 210

MALE 11 210 210

FEMALE 11 176 176

JOINT (MALE/FEMALE) 1 1 13 618 198 210 210


MALE 11 190 190

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 57 13 15 1297 21011 13327 2683 2665 2336

MALE 12 3 3 523 4014 2136 508 323 1047

FEMALE 10 1 2 215 2898 2208 235 263 192

JOINT (MALE/FEMALE) 35 9 10 559 14099 8983 1940 2079 1097


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE


RACE NOT AVAILABLE (TOTAL) 6/ 2 13 2909 2699 210

MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2

HISPANIC OR LATINO (TOTAL) 1 1 13 489 257 137 95

MALE 1 12 232 137 95

FEMALE


NOT HISPANIC OR LATINO (TOTAL) 58 16 14 1199 21900 13732 3293 2634 2241

MALE 12 5 2 423 4182 2136 908 186 952

FEMALE 11 1 2 216 3074 2384 235 263 192


JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)

1 12 423 319 104

MALE

FEMALE


ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 13 2909 2699 210

MALE

FEMALE

JOINT (MALE/FEMALE)


WHITE NON-HISPANIC (TOTAL) 55 13 13 1192 20099 12751 2683 2424 2241

MALE 12 3 2 421 3782 2136 508 186 952

FEMALE 10 1 2 215 2898 2208 235 263 192


OTHERS, INCLUDING HISPANIC (TOTAL) 5 3 3 112 2713 1557 610 451 95

MALE 2 1 14 632 400 137 95

FEMALE 11 176 176



LESS THAN 50% OF MSA/MD MEDIAN 1 23 262 64 198

50-79% OF MSA/MD MEDIAN 9 2 415 2014 1051 350 613

80-99% OF MSA/MD MEDIAN 8 2 1 112 1991 1392 349 210 40

100-119% OF MSA/MD MEDIAN 1 1 3 16 862 130 190 399 143

120% OR MORE OF MSA/MD MEDIAN 41 11 10 567 17406 11671 2404 2068 1263

INCOME NOT AVAILABLE 6/ 2 1 14 3186 2699 210 277

TOTAL 14/ 62 17 16 12107 25721 17007 3503 2875 2336






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 1 1 13 534 213 96 225

MALE 11 213 213

FEMALE


BLACK OR AFRICAN AMERICAN (TOTAL) 1 12 251 126 125

MALE 1 12 251 126 125

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 101 12 43 17 5178 39233 21821 2596 9789 4039 988

MALE 13 4 11 1 130 6965 2820 627 3203 203 112

FEMALE 24 4 9 6 245 8194 3349 1126 1748 1334 637

JOINT (MALE/FEMALE) 64 4 23 10 2103 24074 15652 843 4838 2502 239


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE


RACE NOT AVAILABLE (TOTAL) 6/ 8 2 1 213 4570 3013 1016 275 266

MALE

FEMALE







LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE 2 1 14 711 246 335 130


NOT HISPANIC OR LATINO (TOTAL) 99 11 44 16 6176 38781 21831 1991 9937 3909 1113

MALE 14 4 12 1 233 7429 3033 627 3329 203 237

FEMALE 22 3 9 5 241 7483 3103 791 1748 1204 637



2 1 14 937 368 366 203

MALE

FEMALE


ETHNICITY NOT AVAILABLE (TOTAL) 6/ 8 1 1 212 4301 3013 747 275 266

MALE

FEMALE



WHITE NON-HISPANIC (TOTAL) 96 10 42 16 5169 37530 21152 1895 9586 3909 988

MALE 13 4 11 1 130 6965 2820 627 3203 203 112

FEMALE 22 3 9 5 241 7483 3103 791 1748 1204 637


OTHERS, INCLUDING HISPANIC (TOTAL) 8 4 3 1 117 3223 1348 1066 554 130 125

MALE 1 1 13 464 213 126 125

FEMALE 2 1 14 711 246 335 130



LESS THAN 50% OF MSA/MD MEDIAN 3 3 28 1005 254 442 309

50-79% OF MSA/MD MEDIAN 16 2 14 234 5270 2196 193 2644 237

80-99% OF MSA/MD MEDIAN 9 2 213 2038 1590 140 308

100-119% OF MSA/MD MEDIAN 8 2 4 216 2486 1146 335 622 383

120% OR MORE OF MSA/MD MEDIAN 71 10 21 12 4118 30293 17746 2433 6019 3219 876

INCOME NOT AVAILABLE 6/ 5 1 2 19 3962 2581 747 548 86

TOTAL 14/ 112 15 46 19 6198 45054 25513 3708 10415 4305 1113






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 17 1 1 524 3802 2834 163 45 760

MALE 3 1 26 1050 515 45 490

FEMALE 3 1 26 529 221 163 145



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2

HISPANIC OR LATINO (TOTAL) 2 13 225 183 42

MALE 11 130 130

FEMALE 1 12 95 53 42

JOINT (MALE/FEMALE)


MALE 2 1 25 920 385 45 490

FEMALE 2 1 14 434 168 163 103



11 240 240

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 2 1 25 920 385 45 490

FEMALE 2 1 14 434 168 163 103


OTHERS, INCLUDING HISPANIC (TOTAL) 3 14 465 423 42

MALE 11 130 130

FEMALE 1 12 95 53 42




50-79% OF MSA/MD MEDIAN 4 26 773 545 228

80-99% OF MSA/MD MEDIAN 4 15 590 340 250

100-119% OF MSA/MD MEDIAN 4 15 1068 905 163



TOTAL 14/ 18 1 1 525 3922 2954 163 45 760






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

RACE NOT AVAILABLE (TOTAL) 6/ 3 1 15 4785 1760 525 2500

MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)

ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3 1 15 4785 1760 525 2500

MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 3 1 15 4785 1760 525 2500






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 2 13 531 306 225

MALE 11 210 210

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 31 7 11 453 9668 5797 1397 1878 596

MALE 3 3 1 18 1407 480 519 131 277

FEMALE 5 1 2 19 1917 793 455 629 40



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 3 4 1 19 1617 480 729 131 277

FEMALE 5 1 2 19 1917 793 455 629 40



22 307 307

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 3 3 1 18 1407 480 519 131 277

FEMALE 5 1 2 19 1917 793 455 629 40


OTHERS, INCLUDING HISPANIC (TOTAL) 1 2 36 1048 210 306 532

MALE 11 210 210

FEMALE




50-79% OF MSA/MD MEDIAN 1 1 24 733 98 215 420

80-99% OF MSA/MD MEDIAN 2 13 426 386 40

100-119% OF MSA/MD MEDIAN 2 1 14 537 264 130 143


INCOME NOT AVAILABLE 6/ 8 2 1 112 6909 5400 957 275 277

TOTAL 14/ 40 11 13 468 17041 11407 2660 2378 596






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 7 15 4 127 3388 876 1820 586 106

MALE 1 5 28 955 100 557 298

FEMALE 3 2 16 873 492 229 152



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 95 95

FEMALE

JOINT (MALE/FEMALE)


MALE 1 5 17 860 100 557 203

FEMALE 3 2 16 873 492 229 152



11 203 203

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 1 5 17 860 100 557 203

FEMALE 3 2 16 873 492 229 152



MALE 11 95 95

FEMALE




50-79% OF MSA/MD MEDIAN 3 1 26 703 331 125 247

80-99% OF MSA/MD MEDIAN 1 23 239 99 140

100-119% OF MSA/MD MEDIAN 1 12 265 62 203



TOTAL 14/ 8 15 4 128 4148 1636 1820 586 106






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE












ASIAN



WHITE 11 226 226















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE


JOINT (WHITE/MINORITY RACE) 11 100 100










ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE










22 326 326TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 1 23 262 64 198












ASIAN 11 176 176



WHITE 8 2 414 1838 875 350 613





NOT HISPANIC OR LATINO 9 2 314 1919 1051 350 518



MINORITY STATUS 8/WHITE NON-HISPANIC 8 2 313 1743 875 350 518

OTHERS, INCLUDING HISPANIC 1 12 271 176 95






LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN 1 1 13 618 198 210 210



WHITE 7 1 19 1373 1194 139 40





NOT HISPANIC OR LATINO 8 2 1 112 1991 1392 349 210 40




OTHERS, INCLUDING HISPANIC 1 1 13 618 198 210 210



ASIAN



WHITE 1 3 15 672 130 399 143















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 11 210 210



WHITE 40 10 10 565 16589 11064 2194 2068 1263







1 12 423 319 104


MINORITY STATUS 8/WHITE NON-HISPANIC 38 10 9 562 15909 10488 2194 1964 1263


62 17 16 12107 25721 17007 3503 2875 2336TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 3 3 28 1005 254 442 309




ETHNICITY 7/HISPANIC OR LATINO 1 12 198 68 130








ASIAN 11 225 225

BLACK OR AFRICAN AMERICAN 1 12 251 126 125


WHITE 16 2 12 131 4794 2196 193 2293 112















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 9 2 213 2038 1590 140 308












ASIAN



WHITE 8 1 4 114 2037 1146 66 622 203



RACE NOT AVAILABLE 6/ 1 12 449 269 180












LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 1 12 309 213 96



WHITE 65 9 21 12 4111 29086 16635 2337 6019 3219 876





NOT HISPANIC OR LATINO 65 8 20 12 4109 28411 16768 1732 5816 3219 876


2 1 14 937 368 366 203


MINORITY STATUS 8/WHITE NON-HISPANIC 62 7 20 12 4105 27636 16089 1636 5816 3219 876


112 15 46 19 6198 45054 25513 3708 10415 4305 1113TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 1 1 13 147 60 45 42












ASIAN



WHITE 4 26 773 545 228















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 4 15 590 340 250












ASIAN



WHITE 4 15 1068 905 163















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 4 15 1224 984 240







11 240 240




18 1 1 525 3922 2954 163 45 760TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN 11 225 225



WHITE 1 1 13 508 98 215 195















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 2 13 426 386 40












ASIAN



WHITE 2 1 14 537 264 130 143















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 22 306 306



WHITE 26 6 9 142 7920 5049 1182 1553 136







22 307 307




40 11 13 468 17041 11407 2660 2378 596TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 1 23 164 64 100












ASIAN



WHITE 3 1 26 703 331 125 247











DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 1 23 239 99 140












ASIAN



WHITE 1 12 265 62 203















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 2 9 1 113 2017 382 1393 136 106







11 203 203




8 15 4 128 4148 1636 1820 586 106TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY 22 326 326

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME




LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 100 100

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 11 226 226

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


22 326 326TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 32 9 10 758 13518 8422 1889 1796 1411

20-49% MINORITY 30 7 6 548 11993 8585 1404 1079 925

50-79% MINORITY 11 210 210

80-100% MINORITY


LOW INCOME 11 186 186

MODERATE INCOME 11 4 1 117 5651 4610 679 210 152

MIDDLE INCOME 22 6 7 237 6898 4126 1415 1174 183

UPPER INCOME 28 7 8 952 12986 8085 1409 1491 2001


LOW INCOME


10-19% MINORITY

20-49% MINORITY 11 186 186

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 11 3 1 116 5441 4610 469 210 152

50-79% MINORITY 11 210 210

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 3 519 3639 2258 634 747

20-49% MINORITY 11 3 2 218 3259 1868 781 427 183

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 21 6 5 739 9879 6164 1255 1049 1411

20-49% MINORITY 7 1 3 213 3107 1921 154 442 590

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


62 17 16 12107 25721 17007 3503 2875 2336TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 63 8 23 8 4106 25233 14318 2367 5810 2262 476

20-49% MINORITY 49 6 23 11 291 19725 11195 1245 4605 2043 637

50-79% MINORITY 11 96 96

80-100% MINORITY


LOW INCOME

MODERATE INCOME 16 3 8 128 6905 4744 647 1274 240

MIDDLE INCOME 42 3 23 10 482 16835 7851 1022 5653 1661 648

UPPER INCOME 54 9 15 8 288 21314 12918 2039 3488 2404 465


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 16 2 8 127 6809 4744 551 1274 240

50-79% MINORITY 11 96 96

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 20 1 11 2 337 7830 3394 747 3092 246 351

20-49% MINORITY 22 2 12 8 145 9005 4457 275 2561 1415 297

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 43 7 12 6 169 17403 10924 1620 2718 2016 125

20-49% MINORITY 11 2 3 2 119 3911 1994 419 770 388 340

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


112 15 46 19 6198 45054 25513 3708 10415 4305 1113TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 9 211 1747 1580 167

20-49% MINORITY 9 1 1 314 2175 1374 163 45 593

50-79% MINORITY

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 7 1 1 312 1465 862 163 45 395

UPPER INCOME 8 19 1665 1540 125


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 3 14 792 552 240

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 4 15 545 503 42

20-49% MINORITY 3 1 1 27 920 359 163 45 353

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 5 16 1202 1077 125

20-49% MINORITY 33 463 463

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


18 1 1 525 3922 2954 163 45 760TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 22 1400 1400

20-49% MINORITY 1 1 13 3385 360 525 2500

50-79% MINORITY

80-100% MINORITY


LOW INCOME 11 2500 2500


MIDDLE INCOME 1 12 1725 1200 525



LOW INCOME


10-19% MINORITY

20-49% MINORITY 11 2500 2500

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 11 360 360

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 1200 1200

20-49% MINORITY 11 525 525

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 11 200 200

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


3 1 15 4785 1760 525 2500TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 13 3 7 225 4735 2037 1118 1167 413

20-49% MINORITY 27 6 6 241 12000 9370 1236 1211 183

50-79% MINORITY 22 306 306

80-100% MINORITY


LOW INCOME

MODERATE INCOME 12 4 218 7405 6292 857 256

MIDDLE INCOME 15 3 5 326 5561 2883 1128 1231 319

UPPER INCOME 13 4 6 124 4075 2232 675 891 277


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 12 2 216 7099 6292 551 256

50-79% MINORITY 22 306 306

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 4 1 2 18 1782 493 747 406 136

20-49% MINORITY 11 2 3 218 3779 2390 381 825 183

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 9 2 5 117 2953 1544 371 761 277

20-49% MINORITY 4 2 17 1122 688 304 130

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


40 11 13 468 17041 11407 2660 2378 596TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 4 8 2 115 1993 581 1075 231 106

20-49% MINORITY 4 7 213 2155 1055 745 355

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME 2 3 16 1363 824 387 152

MIDDLE INCOME 3 8 2 114 1498 330 723 339 106

UPPER INCOME 3 4 18 1287 482 710 95


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 2 3 16 1363 824 387 152

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 1 4 1 17 706 99 365 136 106

20-49% MINORITY 2 4 17 792 231 358 203

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 3 4 18 1287 482 710 95

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


8 15 4 128 4148 1636 1820 586 106TOTAL 14/


DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2015




LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/


ASIAN 2



WHITE 40


JOINT (WHITE/MINORITY RACE) 1


ETHNICITY 7/

HISPANIC OR LATINO 1



1


MINORITY STATUS 8/

WHITE NON-HISPANIC 38


INCOME 9/


50-79% OF MSA/MD MEDIAN 7





GENDER 19/

MALE 10

FEMALE 7

JOINT (MALE/FEMALE) 26





10-19% MINORITY 29

20-49% MINORITY 14

50-79% MINORITY

80-100% MINORITY


LOW INCOME 1

MODERATE INCOME 5

MIDDLE INCOME 14

UPPER INCOME 23







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



HOEPALOANS 17/

#


RACE 5/


ASIAN 374



WHITE 10282




ETHNICITY 7/




319


MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 1857

FEMALE 1698








50-79% MINORITY

80-100% MINORITY


LOW INCOME 186

MODERATE INCOME 1081

MIDDLE INCOME 2811

UPPER INCOME 7185







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's



ASIAN 1



WHITE 80




ETHNICITY 7/HISPANIC OR LATINO 3



2


MINORITY STATUS 8/WHITE NON-HISPANIC 75


INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 3






GENDER 19/MALE 12

FEMALE 20





10-19% MINORITY 50

20-49% MINORITY 35

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME 9

MIDDLE INCOME 33

UPPER INCOME 43







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN 213



WHITE 18193







368










GENDER 19/MALE 2732

FEMALE 2750





10-19% MINORITY 12386


50-79% MINORITY

80-100% MINORITY



MIDDLE INCOME 6073

UPPER INCOME 11104







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 1 116 1.51 1.51







1 1 1.51 1.51



OTHERS, INCLUDING HISPANIC 1 12 1.51 1.51







GENDER 19/MALE 3

FEMALE 3





10-19% MINORITY 1 17 1.51 1.51

20-49% MINORITY 9

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME 3

MIDDLE INCOME 6








# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE 240 2402594 1.51 1.51







240 240 1.51 1.51










GENDER 19/MALE 515

FEMALE 221





10-19% MINORITY 240 2401220 1.51 1.51


50-79% MINORITY

80-100% MINORITY


MODERATE INCOME 552

MIDDLE INCOME 742

UPPER INCOME 240 2401300 1.51 1.51







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 4 3 29 1142 479 416 247






JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)




INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1 12 119 64 55

50-79% OF MSA/MD MEDIAN 2 24 406 159 247





GENDER 19/MALE 1 1 13 250 100 55 95

FEMALE 2 1 14 576 320 104 152





10-19% MINORITY 2 3 16 867 356 416 95

20-49% MINORITY 2 13 275 123 152

50-79% MINORITY

80-100% MINORITY



MIDDLE INCOME 1 23 218 59 159

UPPER INCOME 2 1 14 708 356 257 95


DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2015




LoansOriginated


ApplicationsDenied



# # # # # #$000's $000's $000's $000's $000's $000's

Page 1 of 1



ASIAN



WHITE 3 2 11 1.87 1.87





NOT HISPANIC OR LATINO 3 2 11 1.87 1.87



MINORITY STATUS 8/WHITE NON-HISPANIC 3 2 11 1.87 1.87


INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1 1 2.02 2.02

50-79% OF MSA/MD MEDIAN 1 11 1.87 1.87





GENDER 19/MALE 1 1 1.87 1.87

FEMALE 2 1 1 1.87 1.87





10-19% MINORITY 2 2 1.79 1.79

20-49% MINORITY 1 11 2.02 2.02

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME 1 1 2.02 2.02

MIDDLE INCOME 1



DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2015





# # # # # #

Page 1 of 2

4.00 - 4.99

#

5.00 - 5.99

#



6 OR MORE

#



ASIAN



WHITE 420 356 6459 1.80 1.71





NOT HISPANIC OR LATINO 420 356 6459 1.80 1.71



MINORITY STATUS 8/WHITE NON-HISPANIC 420 356 6459 1.80 1.71


INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 64 64 2.02 2.02

50-79% OF MSA/MD MEDIAN 100 10059 1.87 1.87





GENDER 19/MALE 100 100 1.87 1.87

FEMALE 320 256 64 1.77 1.71





10-19% MINORITY 356 356 1.75 1.71

20-49% MINORITY 64 6459 2.02 2.02

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME 64 64 2.02 2.02

MIDDLE INCOME 59

UPPER INCOME 356 356 1.75 1.71







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5.00 - 5.99

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


6 OR MORE

$000's



FHA 1

VA 1

FSA/RHS

LOANS ORIGINATED


FHA

VA

FSA/RHS


CONVENTIONAL 15 117

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 3612

FHA

VA

FSA/RHS


CONVENTIONAL 17 510

FHA 1

VA 1

FSA/RHS


CONVENTIONAL 5

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD


FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 16 111

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 35

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 10 14

FHA

VA

FSA/RHS


CONVENTIONAL 22

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS


DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2015


LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 11

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 2 12

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 1 11

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 1








1.51 NA


1.51 NA

HOEPA STATUS

HOEPA LOAN 17/ NA




NO PRICING REPORTED 15/ 21 NA



1.761.87 NA


1.761.87 NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN 34 NA




PRICING INFORMATION

Page 1 of 1



CA/FRESNO COUNTY/0005.02



APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 255

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED 1 176

APPS WITHDRAWN





APPS DENIED 1 170

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





MSA/MD: 23420 - FRESNO, CA

Page 1 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 131

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 238

APPS WITHDRAWN






Page 2 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 595

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 680

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 3 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED 1 1710

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED







Page 4 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED 1 414

APPS WITHDRAWN





APPS DENIED 1 390

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 182

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 173

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN


MSA/MD(TOTAL)



APPS DENIED 2 9 2 1 31 173 521 4170 336 255 341







Page 5 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 6 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/


ASIAN 1 259



WHITE 51 124 681




ETHNICITY 7/





MINORITY STATUS 8/



INCOME 9/

LESS THAN 50% OF MSA/MD MEDIAN 1 95


80-99% OF MSA/MD MEDIAN 2 248







10-19% MINORITY

20-49% MINORITY 42 383 654

50-79% MINORITY 2 342

80-100% MINORITY 1 117

INCOME 12/ 13/

LOW INCOME

MODERATE INCOME 1 117



TOTAL 14/ 72 383 1113



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


72







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 23420 - FRESNO, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


1113383







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 23420 - FRESNO, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 11 173 173






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 6 1 1 19 2041 1630 140 131 140

MALE 22 241 241

FEMALE 22 222 222



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE







LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 117 117

FEMALE

JOINT (MALE/FEMALE)


MALE 11 124 124

FEMALE 22 222 222



11 960 960

MALE

FEMALE



MALE

FEMALE




MALE 11 124 124

FEMALE 22 222 222



MALE 11 117 117

FEMALE





80-99% OF MSA/MD MEDIAN 1 1 13 407 127 140 140

100-119% OF MSA/MD MEDIAN 11 117 117

120% OR MORE OF MSA/MD MEDIAN 4 1 27 1996 1379 96 521


TOTAL 14/ 7 2 2 112 2615 1718 236 521 140






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 33 1034 1034

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 3 4 18 1412 315 1043 54

MALE 11 104 104

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE







LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE


NOT HISPANIC OR LATINO (TOTAL) 6 3 110 2369 1349 966 54

MALE 11 104 104

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



WHITE NON-HISPANIC (TOTAL) 3 3 17 1335 315 966 54

MALE 11 104 104

FEMALE



MALE

FEMALE





80-99% OF MSA/MD MEDIAN 1 12 359 121 238

100-119% OF MSA/MD MEDIAN 11 182 182



TOTAL 14/ 8 9 1 119 6151 1781 4170 54 146






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE







LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE




MALE

FEMALE



MALE

FEMALE




50-79% OF MSA/MD MEDIAN 11 160 160





TOTAL 14/ 2 24 1356 1020 336






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 1 12 827 572 255

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE




MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)







INCOME NOT AVAILABLE 6/ 2 13 1444 1189 255

TOTAL 14/ 2 13 1444 1189 255






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 5 2 18 809 574 181 54

MALE 1 12 228 124 104

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE







LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE



MALE 1 12 228 124 104

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE




MALE 1 12 228 124 104

FEMALE



MALE

FEMALE




50-79% OF MSA/MD MEDIAN 11 160 160





TOTAL 14/ 7 1 3 112 1578 1087 96 341 54






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 173 173










11 173 173TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 95 95












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 1 1 13 407 127 140 140












ASIAN



WHITE 11 117 117















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 3 14 1422 1291 131



RACE NOT AVAILABLE 6/ 1 1 13 574 88 96 390




11 960 960

ETHNICITY NOT AVAILABLE 6/ 1 1 13 574 88 96 390



7 2 2 112 2615 1718 236 521 140TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE







ETHNICITY NOT AVAILABLE 6/ 1 12 359 121 238





ASIAN



WHITE 11 182 182















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 33 1034 1034



WHITE 3 3 17 1230 315 861 54










8 9 1 119 6151 1781 4170 54 146TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 135 135










2 24 1356 1020 336TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 11 425 425



WHITE 5 2 18 809 574 181 54







ETHNICITY NOT AVAILABLE 6/ 1 12 184 88 96



7 1 3 112 1578 1087 96 341 54TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY 11 173 173

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME



LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 11 173 173

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


11 173 173TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 4 15 1446 1306 140

50-79% MINORITY 1 2 25 964 207 236 521

80-100% MINORITY 22 205 205


LOW INCOME


MIDDLE INCOME 4 1 16 824 553 131 140

UPPER INCOME 1 12 1350 960 390


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 22 236 236

80-100% MINORITY 22 205 205

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 3 14 486 346 140

50-79% MINORITY 1 12 338 207 131

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 11 960 960

50-79% MINORITY 11 390 390

80-100% MINORITY

SMALL COUNTY


7 2 2 112 2615 1718 236 521 140TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 4 48 2912 1041 1871

50-79% MINORITY 1 45 2647 425 2222

80-100% MINORITY 3 1 1 16 592 315 77 54 146



MODERATE INCOME 1 2 14 361 126 181 54

MIDDLE INCOME 1 3 15 1161 425 590 146

UPPER INCOME 4 48 4440 1041 3399


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 22 189 189

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 104 104

80-100% MINORITY 1 1 13 257 126 77 54

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 182 182

50-79% MINORITY 1 23 833 425 408

80-100% MINORITY 11 146 146

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 4 37 2730 1041 1689

50-79% MINORITY 11 1710 1710

80-100% MINORITY

SMALL COUNTY


8 9 1 119 6151 1781 4170 54 146TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 11 885 885

50-79% MINORITY 11 135 135

80-100% MINORITY 22 336 336


LOW INCOME





LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 11 160 160

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 11 176 176

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 11 885 885

50-79% MINORITY 11 135 135

80-100% MINORITY

SMALL COUNTY


2 24 1356 1020 336TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 22 1189 1189

80-100% MINORITY 11 255 255





UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 11 255 255

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 572 572

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 617 617

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


2 13 1444 1189 255TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 11 124 124

50-79% MINORITY 2 1 14 760 560 96 104

80-100% MINORITY 4 2 17 694 403 237 54



MODERATE INCOME 2 1 3 17 705 214 96 341 54




LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 22 189 189

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 200 96 104

80-100% MINORITY 2 2 15 505 214 237 54

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 124 124

50-79% MINORITY 11 425 425

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 135 135

80-100% MINORITY

SMALL COUNTY


7 1 3 112 1578 1087 96 341 54TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/


ASIAN



WHITE 5




ETHNICITY 7/




1


MINORITY STATUS 8/



INCOME 9/

LESS THAN 50% OF MSA/MD MEDIAN 1






GENDER 19/

MALE 1

FEMALE 2






10-19% MINORITY

20-49% MINORITY 3

50-79% MINORITY 1

80-100% MINORITY 1


LOW INCOME

MODERATE INCOME 1

MIDDLE INCOME 3

UPPER INCOME 1







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



HOEPALOANS 17/

#


RACE 5/


ASIAN



WHITE 1506




ETHNICITY 7/




960


MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 117

FEMALE 222






10-19% MINORITY


50-79% MINORITY 207



LOW INCOME

MODERATE INCOME 117

MIDDLE INCOME 429

UPPER INCOME 960







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's



ASIAN 2



WHITE
















GENDER 19/MALE

FEMALE





10-19% MINORITY

20-49% MINORITY 4

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 4







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN 609



WHITE
















GENDER 19/MALE

FEMALE





10-19% MINORITY


50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 1041







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN

BLACK OR AFRICAN AMERICAN 1


WHITE
















GENDER 19/MALE

FEMALE





10-19% MINORITY

20-49% MINORITY 1

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 1







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN

BLACK OR AFRICAN AMERICAN 885


WHITE
















GENDER 19/MALE

FEMALE





10-19% MINORITY

20-49% MINORITY 885

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 885







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's


CONVENTIONAL 19 412

FHA 1

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 8 27

FHA

VA

FSA/RHS


CONVENTIONAL 2

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 9 22

FHA 1

VA

FSA/RHS


CONVENTIONAL 11

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 3 15

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 12

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 2

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 1






PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA





PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN NA




PRICING INFORMATION

Page 1 of 1



CA/MADERA COUNTY/0001.03

LOANS ORIGINATED



APPS WITHDRAWN






APPS WITHDRAWN





APPS DENIED 4 492






APPS DENIED

APPS WITHDRAWN

FILES CLOSED FOR INCOMPLETENESS 1 184 84




APPS DENIED

APPS WITHDRAWN


MSA/MD(TOTAL)



APPS DENIED 1 6 1 1140 868 232 140






MSA/MD: 31460 - MADERA, CA

Page 1 of 2





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





MSA/MD: 31460 - MADERA, CA

Page 2 of 2





Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/


ASIAN



WHITE 2 156




ETHNICITY 7/





MINORITY STATUS 8/

WHITE NON-HISPANIC


INCOME 9/










10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 2 156

80-100% MINORITY

INCOME 12/ 13/

LOW INCOME


MIDDLE INCOME

UPPER INCOME

TOTAL 14/ 2 156



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


2







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 31460 - MADERA, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


156







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 31460 - MADERA, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 1 1 13 508 280 140 88

MALE 11 88 88

FEMALE 11 140 140



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 88 88

FEMALE



MALE

FEMALE 11 140 140

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE 11 140 140

JOINT (MALE/FEMALE)


MALE 11 88 88

FEMALE




50-79% OF MSA/MD MEDIAN 11 88 88





TOTAL 14/ 1 1 13 508 280 140 88






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 1 1 13 398 81 233 84

MALE 1 12 165 81 84

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 2 1 14 347 156 120 71

MALE 11 80 80

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 80 80

FEMALE



MALE 1 12 165 81 84

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE 2 13 245 161 84

FEMALE




50-79% OF MSA/MD MEDIAN 1 12 172 80 92

80-99% OF MSA/MD MEDIAN 11 180 180

100-119% OF MSA/MD MEDIAN 2 13 424 353 71



TOTAL 14/ 4 6 1 112 2660 1637 868 71 84






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 11 232 232






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 1 12 165 81 84

MALE 1 12 165 81 84

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE 11 140 140

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 1 12 165 81 84

FEMALE 11 140 140

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE 11 140 140

JOINT (MALE/FEMALE)


MALE 1 12 165 81 84

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 2 1 14 1705 1481 140 84






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE












ASIAN



WHITE 11 88 88















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 1 12 420 280 140










1 1 13 508 280 140 88TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 76 76












ASIAN



WHITE 11 80 80















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN 11 233 233



WHITE 1 12 191 120 71















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 1 12 165 81 84



WHITE










4 6 1 112 2660 1637 868 71 84TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 232 232










11 232 232TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 1 12 165 81 84



WHITE 11 140 140










2 1 14 1705 1481 140 84TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY 11 140 140

20-49% MINORITY

50-79% MINORITY 1 12 368 280 88

80-100% MINORITY


LOW INCOME



UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 88 88

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 140 140

20-49% MINORITY

50-79% MINORITY 11 280 280

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


1 1 13 508 280 140 88TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 4 6 1 112 2660 1637 868 71 84

80-100% MINORITY


LOW INCOME

MODERATE INCOME 2 4 17 719 156 492 71

MIDDLE INCOME 2 2 15 1941 1481 376 84

UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 2 4 17 719 156 492 71

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 2 2 15 1941 1481 376 84

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


4 6 1 112 2660 1637 868 71 84TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 232 232

80-100% MINORITY


LOW INCOME

MODERATE INCOME


UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 232 232

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


11 232 232TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 11 140 140

20-49% MINORITY

50-79% MINORITY 2 13 1565 1481 84

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 2 1 14 1705 1481 140 84

UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 140 140

20-49% MINORITY

50-79% MINORITY 2 13 1565 1481 84

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


2 1 14 1705 1481 140 84TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/


ASIAN



WHITE 1




ETHNICITY 7/





MINORITY STATUS 8/

WHITE NON-HISPANIC


INCOME 9/







GENDER 19/

MALE

FEMALE






10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 1

UPPER INCOME







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



HOEPALOANS 17/

#


RACE 5/


ASIAN



WHITE 280




ETHNICITY 7/





MINORITY STATUS 8/

WHITE NON-HISPANIC


INCOME 9/







GENDER 19/

MALE

FEMALE






10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 280

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 280

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's



ASIAN



WHITE 2
















GENDER 19/MALE 1

FEMALE





10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 2

80-100% MINORITY


MODERATE INCOME 2

MIDDLE INCOME

UPPER INCOME







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE 156
















GENDER 19/MALE 80

FEMALE





10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 156

80-100% MINORITY


MODERATE INCOME 156

MIDDLE INCOME

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's


CONVENTIONAL 11 13

FHA 1

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 41

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 5 11

FHA 1

VA

FSA/RHS


CONVENTIONAL 11

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 2

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2






PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA





PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN NA




PRICING INFORMATION

Page 1 of 1



CA/MERCED COUNTY/0002.01



APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 174

APPS WITHDRAWN





APPS DENIED 1 3 1 3260 430 58 420 1 270






MSA/MD: 32900 - MERCED, CA

Page 1 of 3





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 152

APPS WITHDRAWN


MSA/MD(TOTAL)



APPS DENIED 1 7 1 1 41 152 260 1162 58 140 595 2 585




LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414






Page 2 of 3





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 3 of 3



Loans


Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/


ASIAN



WHITE 7 982




ETHNICITY 7/





MINORITY STATUS 8/



INCOME 9/










10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 7 982

80-100% MINORITY

INCOME 12/ 13/

LOW INCOME

MODERATE INCOME

MIDDLE INCOME 7 982

UPPER INCOME

TOTAL 14/ 7 982



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


7







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 32900 - MERCED, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


982







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 32900 - MERCED, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)




80-99% OF MSA/MD MEDIAN 11 152 152




TOTAL 14/ 11 152 152






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 2 13 612 352 260

MALE 22 352 352

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 22 352 352

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 22 352 352

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 3 14 1015 755 260






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 7 6 114 2442 1327 987 128

MALE 4 26 565 415 150

FEMALE 11 174 174



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 2 24 348 198 150

FEMALE



MALE 22 217 217

FEMALE 11 174 174



1 12 443 315 128

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 22 217 217

FEMALE 11 174 174



MALE 2 24 348 198 150

FEMALE




50-79% OF MSA/MD MEDIAN 11 103 103

80-99% OF MSA/MD MEDIAN 11 116 116

100-119% OF MSA/MD MEDIAN 2 24 346 196 150



TOTAL 14/ 7 7 115 2617 1327 1162 128






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 58 58

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 58 58

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 58 58

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 11 58 58






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 11 140 140






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 3 3 17 973 425 420 128

MALE 2 13 325 243 82

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 1 12 164 82 82

FEMALE



MALE 11 161 161

FEMALE



11 128 128

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 161 161

FEMALE



MALE 1 12 164 82 82

FEMALE






100-119% OF MSA/MD MEDIAN 1 12 164 82 82



TOTAL 14/ 4 4 19 1551 828 595 128






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



11 315 315

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE









TOTAL 14/ 22 585 585






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 11 152 152












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE










11 152 152TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 2 13 612 352 260










3 14 1015 755 260TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE 11 103 103















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 11 116 116












ASIAN



WHITE 2 24 346 196 150















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 3 4 18 1877 912 837 128







1 12 443 315 128




7 7 115 2617 1327 1162 128TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE 11 58 58















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE










11 58 58TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE 1 12 164 82 82















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 2 2 15 809 343 338 128







11 128 128




4 4 19 1551 828 595 128TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 22 585 585







11 315 315




22 585 585TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 152 152

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME



LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 152 152

80-100% MINORITY

SMALL COUNTY


11 152 152TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 3 14 1015 755 260

80-100% MINORITY


LOW INCOME

MODERATE INCOME




LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 2 13 612 352 260

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 403 403

80-100% MINORITY

SMALL COUNTY


3 14 1015 755 260TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 11 315 315

50-79% MINORITY 7 6 114 2302 1327 847 128

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 7 6 114 2442 1327 987 128



LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 315 315

50-79% MINORITY 7 5 113 2127 1327 672 128

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 175 175

80-100% MINORITY

SMALL COUNTY


7 7 115 2617 1327 1162 128TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 58 58

80-100% MINORITY


LOW INCOME

MODERATE INCOME


UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 58 58

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


11 58 58TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 140 140

80-100% MINORITY


LOW INCOME

MODERATE INCOME


UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 140 140

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


11 140 140TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 4 4 19 1551 828 595 128

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 3 3 17 973 425 420 128

UPPER INCOME 1 12 578 403 175


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 3 3 17 973 425 420 128

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 578 403 175

80-100% MINORITY

SMALL COUNTY


4 4 19 1551 828 595 128TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 11 315 315

50-79% MINORITY 11 270 270

80-100% MINORITY


LOW INCOME

MODERATE INCOME


UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 315 315

50-79% MINORITY 11 270 270

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


22 585 585TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/


ASIAN



WHITE 1




ETHNICITY 7/

HISPANIC OR LATINO




MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 1

FEMALE

JOINT (MALE/FEMALE)





10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 1

UPPER INCOME







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



HOEPALOANS 17/

#


RACE 5/


ASIAN



WHITE 191




ETHNICITY 7/

HISPANIC OR LATINO




MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 191

FEMALE

JOINT (MALE/FEMALE)





10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 191

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 191

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's



ASIAN



WHITE 5
















GENDER 19/MALE 3

FEMALE





10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 5

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 5

UPPER INCOME







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE 1063
















GENDER 19/MALE 333

FEMALE





10-19% MINORITY

20-49% MINORITY


80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 1063

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's


CONVENTIONAL 13 14

FHA

VA 1

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 73

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 5 11

FHA

VA 1

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 52

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 1

FHA

VA 1

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 1

FHA

VA 1

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 1

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 1






PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA





PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN NA




PRICING INFORMATION

Page 1 of 1



CA/STANISLAUS COUNTY/0004.02

LOANS ORIGINATED


APPS DENIED 1 220

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 168

APPS WITHDRAWN





APPS DENIED




LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





MSA/MD: 33700 - MODESTO, CA

Page 1 of 7





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 2 of 7





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 96

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 3 of 7





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 490

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED 1 98

APPS WITHDRAWN






Page 4 of 7





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 206






APPS DENIED 2 920

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 253







Page 5 of 7





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED 1 271

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 6 of 7





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED



MSA/MD(TOTAL)


APPS APPROVED, NOT ACCEPTED 2 18 1 14390 3419 170 2386

APPS DENIED 9 1 11 98 2488 271 135

APPS WITHDRAWN 2 5 3842 4567 4680

FILES CLOSED FOR INCOMPLETENESS 1 1440 900 1 440


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 7 of 7





Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/

AMERICAN INDIAN/ALASKA NATIVE 1 140

ASIAN



WHITE 131 105 2362




ETHNICITY 7/




1 152


MINORITY STATUS 8/



INCOME 9/










10-19% MINORITY

20-49% MINORITY 6 1307

50-79% MINORITY 121 105 1811

80-100% MINORITY

INCOME 12/ 13/

LOW INCOME 2 363


MIDDLE INCOME 7 1059

UPPER INCOME 8 1480

TOTAL 14/ 181 105 3118



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


181







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 33700 - MODESTO, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


3118105







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 33700 - MODESTO, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 11 98 98






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 11 1600 1600

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 7 2 110 4097 3267 390 440

MALE 55 2863 2863

FEMALE 1 12 656 216 440



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 140 140

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 2 13 2511 2371 140

FEMALE 11 440 440

JOINT (MALE/FEMALE)


MALE 33 492 492

FEMALE 11 216 216



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 33 492 492

FEMALE 11 216 216



MALE 2 13 2511 2371 140

FEMALE 11 440 440





80-99% OF MSA/MD MEDIAN 1 12 404 188 216

100-119% OF MSA/MD MEDIAN 11 174 174



TOTAL 14/ 8 2 2 113 6539 4867 390 842 440






LoansOriginated


ApplicationsDenied




Page 2 of 2

AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 140 140

MALE 11 140 140

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 12 18 9 342 9127 2815 3419 2488 405

MALE 2 16 321 4498 960 3139 399

FEMALE 5 1 28 1756 1173 110 473



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2

HISPANIC OR LATINO (TOTAL) 7 14 2 124 4004 1092 2446 388 78

MALE 1 13 115 2584 140 2276 168

FEMALE 3 14 742 522 220



MALE 2 3 27 2054 960 863 231

FEMALE 2 1 14 1014 651 110 253



1 1 13 954 152 600 202

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 2 3 27 2054 960 863 231

FEMALE 2 1 14 1014 651 110 253



MALE 1 13 115 2584 140 2276 168

FEMALE 3 14 742 522 220




50-79% OF MSA/MD MEDIAN 3 2 27 1076 461 194 421

80-99% OF MSA/MD MEDIAN 1 12 598 106 492

100-119% OF MSA/MD MEDIAN 1 1 24 806 172 170 464



TOTAL 14/ 19 18 9 551 17039 6565 3419 2488 4567






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 1 1 13 640 199 170 271

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE



MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE





80-99% OF MSA/MD MEDIAN 1 12 421 150 271




TOTAL 14/ 2 1 14 790 349 170 271






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 900 900

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 900 900

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 900 900

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 1 12 1180 280 900






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 5 14 1 121 5266 2667 2386 135 78

MALE 4 13 118 4903 2492 2276 135

FEMALE 11 110 110



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 1 1314 4276 2000 2276

FEMALE



MALE 3 14 627 492 135

FEMALE 11 110 110



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 3 14 627 492 135

FEMALE 11 110 110



MALE 1 1314 4276 2000 2276

FEMALE




50-79% OF MSA/MD MEDIAN 11 110 110





TOTAL 14/ 10 14 1 328 13293 6092 2386 135 4680






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 1 12 811 371 440

MALE 11 371 371

FEMALE 11 440 440

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 371 371

FEMALE 11 440 440

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 371 371

FEMALE 11 440 440

JOINT (MALE/FEMALE)








TOTAL 14/ 1 12 811 371 440






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 98 98










11 98 98TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 1 12 404 188 216












ASIAN



WHITE 11 174 174















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 11 1600 1600



WHITE 6 17 3519 3079 440




ETHNICITY 7/HISPANIC OR LATINO 2 1 14 2951 2371 140 440






8 2 2 113 6539 4867 390 842 440TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 96 96











RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 140 140

ASIAN



WHITE 2 2 26 936 321 194 421















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 1 12 598 106 492












ASIAN 11 262 262



WHITE 1 1 13 544 172 170 202







11 202 202









LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 8 14 6 230 6953 2216 2563 1971 203




ETHNICITY 7/HISPANIC OR LATINO 4 13 1 119 3205 631 2276 220 78



1 12 752 152 600



OTHERS, INCLUDING HISPANIC 6 13 2 122 4142 968 2276 820 78

19 18 9 551 17039 6565 3419 2488 4567TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 170 170












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 11 271 271












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 199 199










2 1 14 790 349 170 271TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE 11 110 110















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 5 13 1 120 5156 2667 2276 135 78




ETHNICITY 7/HISPANIC OR LATINO 3 13 117 4635 2281 2276 78






10 14 1 328 13293 6092 2386 135 4680TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 1 12 811 371 440










1 12 811 371 440TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 98 98

80-100% MINORITY


LOW INCOME


MIDDLE INCOME

UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 98 98

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


11 98 98TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 4 1 27 3261 2203 216 842

50-79% MINORITY 4 1 16 3278 2664 174 440

80-100% MINORITY




MIDDLE INCOME 3 1 15 1372 758 174 440

UPPER INCOME 1 1 24 2658 1600 216 842


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 188 188

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 11 216 216

50-79% MINORITY 22 2105 2105

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 22 387 387

50-79% MINORITY 1 1 13 985 371 174 440

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 1 1 24 2658 1600 216 842

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


8 2 2 113 6539 4867 390 842 440TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 8 11 4 124 11739 4920 1978 941 3900

50-79% MINORITY 11 7 5 427 5300 1645 1441 1547 667

80-100% MINORITY




MIDDLE INCOME 8 6 6 424 8794 1587 915 1927 4365

UPPER INCOME 10 11 3 125 7986 4803 2420 561 202


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 175 175

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 84 84

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 2 5 2 110 5935 644 805 586 3900

50-79% MINORITY 6 1 4 314 2859 943 110 1341 465

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 6 6 214 5804 4276 1173 355

50-79% MINORITY 4 5 1 111 2182 527 1247 206 202

80-100% MINORITY

SMALL COUNTY


19 18 9 551 17039 6565 3419 2488 4567TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 11 199 199

50-79% MINORITY 1 1 13 591 150 170 271

80-100% MINORITY


LOW INCOME

MODERATE INCOME


UPPER INCOME 1 12 369 199 170


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 421 150 271

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 11 199 199

50-79% MINORITY 11 170 170

80-100% MINORITY

SMALL COUNTY


2 1 14 790 349 170 271TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 1 12 1180 280 900

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 1 12 1180 280 900

UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 1 12 1180 280 900

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


1 12 1180 280 900TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 5 10 1 218 9959 3531 1691 135 4602

50-79% MINORITY 5 4 110 3334 2561 695 78

80-100% MINORITY




MIDDLE INCOME 6 6 214 6205 1312 915 3978

UPPER INCOME 1 8 1 111 4808 2500 1471 135 702


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 175 175

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 22 2105 2105

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 4 5 110 5736 1031 805 3900

50-79% MINORITY 2 1 14 469 281 110 78

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 1 5 1 18 4223 2500 886 135 702

50-79% MINORITY 33 585 585

80-100% MINORITY

SMALL COUNTY


10 14 1 328 13293 6092 2386 135 4680TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 811 371 440

80-100% MINORITY


LOW INCOME

MODERATE INCOME


UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 811 371 440

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


1 12 811 371 440TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/


ASIAN 1



WHITE 2




ETHNICITY 7/

HISPANIC OR LATINO




MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE

FEMALE






10-19% MINORITY

20-49% MINORITY 2

50-79% MINORITY 1

80-100% MINORITY


LOW INCOME 1

MODERATE INCOME 1

MIDDLE INCOME

UPPER INCOME 1







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



HOEPALOANS 17/

#


RACE 5/


ASIAN 1600



WHITE 404




ETHNICITY 7/

HISPANIC OR LATINO




MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE

FEMALE






10-19% MINORITY


50-79% MINORITY 188

80-100% MINORITY


LOW INCOME 188

MODERATE INCOME 216

MIDDLE INCOME

UPPER INCOME 1600







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's


RACE 5/AMERICAN INDIAN/ALASKA NATIVE 1

ASIAN



WHITE 11







1










GENDER 19/MALE 3

FEMALE 5





10-19% MINORITY

20-49% MINORITY 5

50-79% MINORITY 8

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 4

UPPER INCOME 9







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#


RACE 5/AMERICAN INDIAN/ALASKA NATIVE 140

ASIAN



WHITE 2640







152










GENDER 19/MALE 1100

FEMALE 1173





10-19% MINORITY



80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 662

UPPER INCOME 2303







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 1
















GENDER 19/MALE

FEMALE





10-19% MINORITY

20-49% MINORITY 1

50-79% MINORITY 1

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 1

UPPER INCOME 1







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE 199
















GENDER 19/MALE

FEMALE





10-19% MINORITY

20-49% MINORITY 199

50-79% MINORITY 150

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 150

UPPER INCOME 199







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 1 12 811 371 440
















GENDER 19/MALE 11 371 371

FEMALE 11 440 440

JOINT (MALE/FEMALE)




10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 811 371 440

80-100% MINORITY


MODERATE INCOME


UPPER INCOME






LoansOriginated


ApplicationsDenied



# # # # # #$000's $000's $000's $000's $000's $000's

Page 1 of 1



ASIAN



WHITE 1 1 1.87 1.87




ETHNICITY 7/HISPANIC OR LATINO 1 1 1.87 1.87












GENDER 19/MALE 1 1 1.87 1.87

FEMALE

JOINT (MALE/FEMALE)




10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 1 1.87 1.87

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 1 1 1.87 1.87

UPPER INCOME







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5.00 - 5.99

#



6 OR MORE

#



ASIAN



WHITE 371 371 1.87 1.87




ETHNICITY 7/HISPANIC OR LATINO 371 371 1.87 1.87












GENDER 19/MALE 371 371 1.87 1.87

FEMALE

JOINT (MALE/FEMALE)




10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 371 371 1.87 1.87

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 371 371 1.87 1.87

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5.00 - 5.99

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


6 OR MORE

$000's


CONVENTIONAL 50 411

FHA 1

VA 1

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 19 27

FHA

VA

FSA/RHS


CONVENTIONAL 18 12

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 8 1

FHA 1

VA 1

FSA/RHS


CONVENTIONAL 52

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 13 24

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 2

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 11

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 1






PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA







1.87 NA


1.87 NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN 1 NA




PRICING INFORMATION

Page 1 of 1



CA/ALAMEDA COUNTY/4324.00



APPS DENIED

APPS WITHDRAWN


CA/ALAMEDA COUNTY/4426.02

LOANS ORIGINATED



APPS WITHDRAWN


CA/CONTRA COSTA COUNTY/3020.08

LOANS ORIGINATED


APPS DENIED 1 314

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 270

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA

Page 1 of 3





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN


MSA/MD(TOTAL)



APPS DENIED 1 2 1270 674 360

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN







Page 2 of 3





Families




A B C D E F

Home Purchase Loans




G

Number $000's



APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 3 of 3



Loans


Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/


ASIAN 1 307



WHITE 1 67




ETHNICITY 7/





MINORITY STATUS 8/



INCOME 9/










10-19% MINORITY

20-49% MINORITY 1 67

50-79% MINORITY 2 701

80-100% MINORITY

INCOME 12/ 13/

LOW INCOME


MIDDLE INCOME 2 374

UPPER INCOME

TOTAL 14/ 3 768



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


3







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


768







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 1 12 599 329 270

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



50-79% OF MSA/MD MEDIAN 11 270 270





TOTAL 14/ 1 12 599 329 270






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 307 307

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 2 24 1221 547 674

MALE

FEMALE 11 314 314



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE







LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE 11 314 314



MALE 11 307 307

FEMALE



11 360 360

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE 11 307 307

FEMALE 11 314 314




50-79% OF MSA/MD MEDIAN 11 314 314

80-99% OF MSA/MD MEDIAN 11 307 307

100-119% OF MSA/MD MEDIAN 1 12 840 480 360



TOTAL 14/ 4 26 1922 1248 674






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 11 121 121






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 1 1 13 548 67 121 360

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



11 360 360

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE






100-119% OF MSA/MD MEDIAN 11 360 360



TOTAL 14/ 1 1 13 548 67 121 360






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE












ASIAN



WHITE 11 270 270















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 329 329










1 12 599 329 270TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 67 67












ASIAN



WHITE 11 314 314















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN 11 307 307



WHITE












ASIAN



WHITE 1 12 840 480 360







11 360 360









LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE










4 26 1922 1248 674TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 121 121












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE










11 121 121TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 1 12 188 67 121












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE 11 360 360







11 360 360









LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE










1 1 13 548 67 121 360TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY

20-49% MINORITY 11 270 270

50-79% MINORITY 11 329 329

80-100% MINORITY


LOW INCOME



UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 329 329

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 270 270

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


1 12 599 329 270TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 22 547 547

50-79% MINORITY 2 24 1375 701 674

80-100% MINORITY


LOW INCOME



UPPER INCOME 1 12 840 480 360


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 394 394

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 67 67

50-79% MINORITY 1 12 621 307 314

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 11 480 480

50-79% MINORITY 11 360 360

80-100% MINORITY

SMALL COUNTY


4 26 1922 1248 674TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 121 121

80-100% MINORITY


LOW INCOME


MIDDLE INCOME

UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 121 121

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


11 121 121TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 11 67 67

50-79% MINORITY 1 12 481 121 360

80-100% MINORITY


LOW INCOME





LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 121 121

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 67 67

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 360 360

80-100% MINORITY

SMALL COUNTY


1 1 13 548 67 121 360TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



ASIAN 1



WHITE 1
















GENDER 19/MALE 1

FEMALE





10-19% MINORITY

20-49% MINORITY 1

50-79% MINORITY 2

80-100% MINORITY


MODERATE INCOME 1

MIDDLE INCOME 1

UPPER INCOME 1







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN 307



WHITE 480
















GENDER 19/MALE 307

FEMALE





10-19% MINORITY

20-49% MINORITY 480

50-79% MINORITY 701

80-100% MINORITY


MODERATE INCOME 394

MIDDLE INCOME 307

UPPER INCOME 480







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's


CONVENTIONAL 6 12

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 4

FHA

VA

FSA/RHS


CONVENTIONAL 11

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 21

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 3

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2






PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN 3 NA




PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN NA




PRICING INFORMATION

Page 1 of 1



CA/SHASTA COUNTY/0101.00



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN





APPS DENIED 1 465






APPS DENIED 1 400

APPS WITHDRAWN





APPS DENIED 1 199

APPS WITHDRAWN





MSA/MD: 39820 - REDDING, CA

Page 1 of 9





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED 1 21 228 420 349






APPS DENIED 1 241






APPS DENIED 1 125

APPS WITHDRAWN





APPS DENIED 1 100

APPS WITHDRAWN 1 77





APPS DENIED 1 3 1 1223 456 490 223






APPS DENIED

APPS WITHDRAWN






Page 2 of 9





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED 1 11 116 245 50






APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 200






APPS DENIED 1 2 1144 537 144

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 165







Page 3 of 9





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED









Page 4 of 9





Families




A B C D E F

Home Purchase Loans




G

Number $000's










APPS DENIED 1 111







APPS WITHDRAWN






APPS WITHDRAWN





APPS DENIED






APPS DENIED 1 130

APPS WITHDRAWN






Page 5 of 9





Families




A B C D E F

Home Purchase Loans




G

Number $000's





APPS WITHDRAWN





APPS DENIED 2 491

APPS WITHDRAWN





APPS DENIED 1 226












APPS DENIED 1 1 162 137 62






APPS DENIED 2 250







Page 6 of 9





Families




A B C D E F

Home Purchase Loans




G

Number $000's





APPS WITHDRAWN 1 11 131 30 180 1 180





APPS DENIED

APPS WITHDRAWN





APPS DENIED






APPS DENIED 1 3 1 1124 597 224 135 1 172

APPS WITHDRAWN











APPS DENIED 1 140

APPS WITHDRAWN 1 86






Page 7 of 9





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED 5 1846 234 2 143






APPS DENIED 2 478






APPS DENIED

APPS WITHDRAWN





APPS DENIED






APPS DENIED

APPS WITHDRAWN


MSA/MD(TOTAL)



APPS DENIED 10 42 8 3 132 344 1812 6867 1565 2006 1781 5 495

APPS WITHDRAWN 9 24 2 82 359 1319 3451 300 1139 1 180






Page 8 of 9





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 9 of 9





Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/

AMERICAN INDIAN/ALASKA NATIVE 2 393

ASIAN 11 136 78



WHITE 1089 1574 17012




ETHNICITY 7/

HISPANIC OR LATINO 11 138 171



11 223 115


MINORITY STATUS 8/



INCOME 9/


50-79% OF MSA/MD MEDIAN 261 114 3236

80-99% OF MSA/MD MEDIAN 142 321 1907






LESS THAN 10% MINORITY 3 290

10-19% MINORITY 848 1436 14149

20-49% MINORITY 282 274 3753

50-79% MINORITY

80-100% MINORITY

INCOME 12/ 13/

LOW INCOME




TOTAL 14/ 11510 1710 18192



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


11510







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 39820 - REDDING, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


181921710







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 39820 - REDDING, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 11 131 131

MALE 11 131 131

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 2 13 572 344 228

MALE

FEMALE 2 13 572 344 228

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 131 131

FEMALE 2 13 572 344 228

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE 2 13 572 344 228

JOINT (MALE/FEMALE)


MALE 11 131 131

FEMALE

JOINT (MALE/FEMALE)




80-99% OF MSA/MD MEDIAN 11 131 131

100-119% OF MSA/MD MEDIAN 11 228 228



TOTAL 14/ 2 24 703 344 359






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE 11 338 338

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE 11 53 53

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 34 4 10 7 156 9888 6374 523 1812 1126 53

MALE 7 2 3 1 114 2142 1256 222 541 70 53

FEMALE 8 19 1395 1262 133



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE



MALE 8 2 2 1 114 2111 1594 222 172 70 53

FEMALE 8 210 1448 1262 186



2 1 14 887 338 129 420

MALE

FEMALE



MALE 11 369 369

FEMALE

JOINT (MALE/FEMALE)



MALE 7 2 2 1 113 1773 1256 222 172 70 53

FEMALE 8 19 1395 1262 133



MALE 11 338 338

FEMALE 11 53 53




50-79% OF MSA/MD MEDIAN 6 2 2 111 1168 747 179 172 70

80-99% OF MSA/MD MEDIAN 5 1 17 1333 794 369 170

100-119% OF MSA/MD MEDIAN 1 4 16 789 172 484 133



TOTAL 14/ 39 4 10 9 163 11245 7538 523 1812 1319 53






LoansOriginated


ApplicationsDenied




Page 2 of 2

AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 1 1 13 316 55 81 180

MALE 11 180 180

FEMALE 1 12 136 55 81

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 2 24 383 214 169

MALE

FEMALE 11 78 78



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 95 12 34 20 3164 25723 14537 2245 5805 2843 293

MALE 18 4 11 437 5194 2288 808 1688 410

FEMALE 17 2 5 226 4098 2480 414 1024 180



MALE

FEMALE

JOINT (MALE/FEMALE)

JOINT (WHITE/MINORITY RACE) (TOTAL) 1 23 505 160 345

MALE

FEMALE



MALE

FEMALE 11 137 137

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 22 294 294

FEMALE



MALE 16 4 11 435 4915 1994 808 1688 425

FEMALE 19 2 6 229 4312 2613 414 1105 180



2 1 14 579 239 175 165

MALE 11 165 165

FEMALE



MALE

FEMALE 11 137 137

JOINT (MALE/FEMALE)



MALE 16 4 11 334 4735 1994 808 1688 245

FEMALE 17 2 5 226 4098 2480 414 1024 180



MALE 2 24 639 294 345

FEMALE 2 13 214 133 81



LESS THAN 50% OF MSA/MD MEDIAN 14 6 3 124 2248 1323 567 253 105

50-79% OF MSA/MD MEDIAN 19 1 3 7 131 3780 2294 125 375 843 143

80-99% OF MSA/MD MEDIAN 15 1 10 127 3836 1893 160 1566 217

100-119% OF MSA/MD MEDIAN 11 4 6 324 3676 1484 777 1016 399



TOTAL 14/ 101 13 42 24 3183 28112 15096 2405 6867 3451 293






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 13 1 7 223 2983 1518 65 1100 300

MALE 11 177 177

FEMALE 2 13 337 200 137



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 177 177

FEMALE 2 13 337 200 137



11 75 75

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 177 177

FEMALE 2 13 337 200 137



MALE

FEMALE




50-79% OF MSA/MD MEDIAN 4 3 18 1023 462 411 150


100-119% OF MSA/MD MEDIAN 2 1 14 467 252 65 150



TOTAL 14/ 13 1 8 224 3448 1518 65 1565 300






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 1 12 2200 1800 400

MALE 11 1800 1800

FEMALE 11 400 400

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 1800 1800

FEMALE 11 400 400



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 1800 1800

FEMALE 11 400 400

JOINT (MALE/FEMALE)


MALE

FEMALE









TOTAL 14/ 2 35 13806 11800 2006






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE 11 55 55

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 1 12 115 62 53

MALE

FEMALE 11 53 53



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 20 2 12 6 141 5273 2199 304 1719 946 105

MALE 5 3 19 976 407 404 165

FEMALE 2 2 15 558 195 230 133



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 123 123

FEMALE

JOINT (MALE/FEMALE)


MALE 4 37 688 284 404

FEMALE 3 2 27 666 250 230 186



1 12 244 79 165

MALE 11 165 165

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 4 37 688 284 404

FEMALE 2 2 15 558 195 230 133



MALE 1 12 288 123 165

FEMALE 1 12 108 55 53



LESS THAN 50% OF MSA/MD MEDIAN 2 3 1 17 548 117 273 53 105

50-79% OF MSA/MD MEDIAN 2 1 14 385 184 95 106

80-99% OF MSA/MD MEDIAN 4 15 566 332 234

100-119% OF MSA/MD MEDIAN 2 5 18 1139 339 667 133



TOTAL 14/ 23 2 13 8 147 5876 2547 304 1781 1139 105






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE 11 180 180

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 6 39 761 488 273

MALE 11 48 48

FEMALE 22 176 176



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 1 12 228 48 180

FEMALE 22 176 176



11 115 115

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 48 48

FEMALE 22 176 176



MALE 11 180 180

FEMALE




50-79% OF MSA/MD MEDIAN 2 13 346 166 180

80-99% OF MSA/MD MEDIAN 1 23 169 71 98




TOTAL 14/ 6 5 112 1163 488 495 180






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE 11 116 116












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN


NATIVE HAWAIIAN/OTHER PACIFIC ISLND 11 131 131

WHITE












ASIAN



WHITE 11 228 228















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 228 228










2 24 703 344 359TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN 11 53 53



WHITE 3 14 314 261 53












ASIAN



WHITE 6 2 2 111 1168 747 179 172 70







1 12 244 115 129









LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 4 1 16 1100 561 369 170












ASIAN



WHITE 1 4 16 789 172 484 133















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 21 1 3 429 6517 4805 172 787 753







1 12 643 223 420




39 4 10 9 163 11245 7538 523 1812 1319 53TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN 1 23 305 136 169



WHITE 11 4 3 119 1765 1009 398 253 105












ASIAN 11 78 78



WHITE 18 1 3 4 127 3232 2216 125 375 373 143















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 15 8 124 3451 1893 1341 217


JOINT (WHITE/MINORITY RACE) 1 12 335 160 175





1 12 335 160 175






ASIAN



WHITE 11 4 5 323 3506 1484 777 846 399















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 40 7 14 9 171 13769 7935 1343 2845 1601 45







1 12 244 79 165




101 13 42 24 3183 28112 15096 2405 6867 3451 293TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 96 96












ASIAN



WHITE 4 3 18 1023 462 411 150















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 11 71 71












ASIAN



WHITE 2 1 14 467 252 65 150







11 75 75









LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 5 49 1326 637 689










13 1 8 224 3448 1518 65 1565 300TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN 1 12 115 62 53



WHITE 1 2 14 378 62 211 105












ASIAN



WHITE 2 1 14 385 184 95 106















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 4 15 566 332 234












ASIAN



WHITE 2 5 18 1139 339 667 133















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 2 3 420 2805 1282 304 512 707







1 12 244 79 165




23 2 13 8 147 5876 2547 304 1781 1139 105TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 3 14 346 251 95












ASIAN



WHITE 22 166 166







11 115 115









LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 1 12 119 71 48












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 130 130










6 5 112 1163 488 495 180TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY 2 24 703 344 359

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME


UPPER INCOME 1 12 456 228 228


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 1 12 247 116 131

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 1 12 456 228 228

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


2 24 703 344 359TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


LESS THAN 10% MINORITY 22 220 220

10-19% MINORITY 24 3 6 9 143 8131 5124 351 1284 1319 53

20-49% MINORITY 13 1 418 2894 2194 172 528

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME 13 1 1 116 2589 2133 172 144 140

MIDDLE INCOME 17 3 6 8 135 5977 3615 351 779 1179 53

UPPER INCOME 9 312 2679 1790 889


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY 1 12 363 223 140

20-49% MINORITY 12 1 114 2226 1910 172 144

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 15 3 3 8 130 5209 3231 351 395 1179 53

20-49% MINORITY 1 34 668 284 384

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 8 311 2559 1670 889

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


39 4 10 9 163 11245 7538 523 1812 1319 53TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


LESS THAN 10% MINORITY 2 2 15 456 148 222 86

10-19% MINORITY 77 8 33 21 2141 22678 12569 1501 5394 3064 150

20-49% MINORITY 22 5 7 2 137 4978 2379 904 1251 301 143

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME 28 3 9 4 145 5666 3032 594 1413 484 143

MIDDLE INCOME 45 8 26 17 298 15663 7139 1436 4293 2645 150

UPPER INCOME 28 2 7 340 6783 4925 375 1161 322


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY 9 2 213 1244 899 162 183

20-49% MINORITY 19 3 7 2 132 4422 2133 594 1251 301 143

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 42 6 26 16 292 15021 6893 1126 4293 2559 150

20-49% MINORITY 3 25 556 246 310

50-79% MINORITY

80-100% MINORITY

UPPER INCOME

LESS THAN 10% MINORITY 2 24 370 148 222

10-19% MINORITY 26 2 5 336 6413 4777 375 939 322

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


101 13 42 24 3183 28112 15096 2405 6867 3451 293TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 11 1 7 221 3097 1307 65 1425 300

20-49% MINORITY 22 211 211

50-79% MINORITY

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 8 1 5 115 2188 894 65 1079 150

UPPER INCOME 4 2 17 991 492 349 150


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY 1 12 269 132 137

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 6 1 4 112 1837 683 65 939 150

20-49% MINORITY 22 211 211

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 4 2 17 991 492 349 150

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


13 1 8 224 3448 1518 65 1565 300TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 11 490 490

20-49% MINORITY 2 24 13316 11800 1516

50-79% MINORITY

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 1 12 10490 10000 490

UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 1 23 3316 1800 1516

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 490 490

20-49% MINORITY 11 10000 10000

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


2 35 13806 11800 2006TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 11 1 7 7 127 3208 1075 79 975 974 105

20-49% MINORITY 12 1 6 120 2668 1472 225 806 165

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME 12 1 4 320 2591 1471 225 484 411

MIDDLE INCOME 7 1 8 5 122 2671 562 79 1197 728 105

UPPER INCOME 4 15 614 514 100


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY 1 1 24 382 74 62 246

20-49% MINORITY 11 1 3 116 2209 1397 225 422 165

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 6 1 5 5 118 2212 487 79 813 728 105

20-49% MINORITY 1 34 459 75 384

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 4 15 614 514 100

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


23 2 13 8 147 5876 2547 304 1781 1139 105TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 5 4 110 962 417 365 180

20-49% MINORITY 11 71 71

50-79% MINORITY

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 2 4 17 731 186 365 180

UPPER INCOME 2 13 306 176 130


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY 22 126 126

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 1 4 16 660 115 365 180

20-49% MINORITY 11 71 71

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 22 176 176

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


6 5 112 1163 488 495 180TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/

AMERICAN INDIAN/ALASKA NATIVE 1

ASIAN



WHITE 1 126 1.52 1.52




ETHNICITY 7/




1


MINORITY STATUS 8/

WHITE NON-HISPANIC 1 124 1.52 1.52


INCOME 9/







GENDER 19/

MALE 1 15 1.52 1.52

FEMALE 7





LESS THAN 10% MINORITY 2

10-19% MINORITY 1 120 1.52 1.52

20-49% MINORITY 8

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME 8


UPPER INCOME 7







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



HOEPALOANS 17/

#


RACE 5/

AMERICAN INDIAN/ALASKA NATIVE 338

ASIAN



WHITE 220 2205211 1.52 1.52




ETHNICITY 7/




223


MINORITY STATUS 8/

WHITE NON-HISPANIC 220 2204850 1.52 1.52


INCOME 9/







GENDER 19/

MALE 220 2201237 1.52 1.52

FEMALE 1122






10-19% MINORITY 220 2204400 1.52 1.52


50-79% MINORITY

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 220 2203280 1.52 1.52

UPPER INCOME 1401







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's



ASIAN 2



WHITE 2 277 1.76 1.76
















GENDER 19/MALE 15

FEMALE 16




RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY 2

10-19% MINORITY 2 264 1.76 1.76

20-49% MINORITY 15

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME 19


UPPER INCOME 1 124 1.86 1.86







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN 214



WHITE 440 44012633 1.75 1.65
















GENDER 19/MALE 2018

FEMALE 2423




RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY 148

10-19% MINORITY 440 44011350 1.75 1.65


50-79% MINORITY

80-100% MINORITY



MIDDLE INCOME 228 2286462 1.65 1.65

UPPER INCOME 212 2124508 1.86 1.86







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 10







1










GENDER 19/MALE 1

FEMALE 1





10-19% MINORITY 9

20-49% MINORITY 1

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME 1

MIDDLE INCOME 6

UPPER INCOME 3







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE 1238







75










GENDER 19/MALE 177

FEMALE 104






20-49% MINORITY 140

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME 132

MIDDLE INCOME 710

UPPER INCOME 396







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 11 115 115






JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 11 115 115





50-79% OF MSA/MD MEDIAN 11 115 115





GENDER 19/MALE

FEMALE





10-19% MINORITY 11 115 115

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME


UPPER INCOME






LoansOriginated


ApplicationsDenied



# # # # # #$000's $000's $000's $000's $000's $000's

Page 1 of 1



ASIAN



WHITE 1







1










GENDER 19/MALE

FEMALE





10-19% MINORITY 1

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 1

UPPER INCOME







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5.00 - 5.99

#



6 OR MORE

#



ASIAN



WHITE 115







115










GENDER 19/MALE

FEMALE





10-19% MINORITY 115

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 115

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5.00 - 5.99

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


6 OR MORE

$000's



FHA 1 23

VA 1

FSA/RHS 1

LOANS ORIGINATED


FHA

VA

FSA/RHS


CONVENTIONAL 12 14

FHA

VA 1

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 36 610

FHA 1 22

VA

FSA/RHS


CONVENTIONAL 23 29

FHA 1

VA

FSA/RHS 1


CONVENTIONAL 31

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD


FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 9 21

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 3 21

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 5

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 3 11

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 23

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 2

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 21

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 1








1.761.52 NA


1.761.52 NA

HOEPA STATUS

HOEPA LOAN 17/ NA





PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA





PRICING INFORMATION

Page 1 of 1



CA/EL DORADO COUNTY/0305.02



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA

Page 1 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN


CA/PLACER COUNTY/0201.06



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 2 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's





APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 520

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 3 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 4 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED






LOANS ORIGINATED



APPS WITHDRAWN






APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 265

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 5 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 155

APPS WITHDRAWN





APPS DENIED 1 219

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 6 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 225

APPS WITHDRAWN


CA/SACRAMENTO COUNTY/0002.00



APPS DENIED




LOANS ORIGINATED


APPS DENIED 1 773

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 7 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED 1 300

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED







Page 8 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 56

APPS WITHDRAWN






Page 9 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN 1 40



LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 1 163 224 63

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 150

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 10 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED 1 177

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 11 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED







Page 12 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 13 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 14 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 15 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 2 702

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 16 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 332

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN


CA/YOLO COUNTY/0101.01



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 17 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 220

APPS WITHDRAWN






Page 18 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN


MSA/MD(TOTAL)



APPS DENIED 3 23 1 2 111000 5657 125 997 2773 2 478

APPS WITHDRAWN 4 4 3 31447 1192 1007 1222



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN







Page 19 of 20





Families




A B C D E F

Home Purchase Loans




G

Number $000's



APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 20 of 20



Loans


Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/


ASIAN 5 1108



WHITE 362 342 9504




ETHNICITY 7/





MINORITY STATUS 8/



INCOME 9/




100-119% OF MSA/MD MEDIAN 31 219 739






10-19% MINORITY 121 219 3501

20-49% MINORITY 17 4357

50-79% MINORITY 121 123 3144

80-100% MINORITY 2 206

INCOME 12/ 13/

LOW INCOME 1 57



UPPER INCOME 18 5604

TOTAL 14/ 442 342 11408



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


442







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


11408342







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 1 1 13 775 160 151 464

MALE

FEMALE 1 12 311 160 151



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 23 1 1 227 8944 7639 300 155 850

MALE 22 650 650

FEMALE 22 417 417



MALE

FEMALE

JOINT (MALE/FEMALE)

JOINT (WHITE/MINORITY RACE) (TOTAL) 2 1 14 1076 390 240 446

MALE

FEMALE



MALE

FEMALE







LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE



MALE 22 650 650

FEMALE 3 14 728 577 151



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE




MALE 22 650 650

FEMALE 22 417 417



MALE

FEMALE 1 12 311 160 151




50-79% OF MSA/MD MEDIAN 11 200 200


100-119% OF MSA/MD MEDIAN 3 14 1000 845 155



TOTAL 14/ 29 2 3 4 139 13226 9775 540 1000 1447 464






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 6 2 2 212 3030 1585 573 617 255

MALE 11 417 417

FEMALE 1 1 24 567 156 156 255



MALE 11 151 151

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 38 3 18 463 18651 12402 555 4502 1192

MALE 9 1 6 117 4841 3181 122 1498 40

FEMALE 6 17 1401 1176 225



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE 11 56 56

FEMALE 11 150 150

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 1 12 262 222 40

FEMALE 11 150 150



MALE 9 2 718 5203 3181 273 1749

FEMALE 7 1 1 211 1968 1332 156 225 255



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 9 1 515 4579 3181 122 1276

FEMALE 6 17 1401 1176 225



MALE 1 2 14 830 151 639 40

FEMALE 1 1 1 25 717 156 156 150 255




50-79% OF MSA/MD MEDIAN 4 1 2 18 933 536 151 206 40

80-99% OF MSA/MD MEDIAN 3 14 793 671 122

100-119% OF MSA/MD MEDIAN 2 46 1005 365 640



TOTAL 14/ 48 7 23 4 284 30068 21375 1589 5657 1192 255






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 7 1 210 2739 1837 125 777

MALE 22 453 453

FEMALE 3 14 1251 834 417



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 22 453 453

FEMALE 3 14 1251 834 417



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 22 453 453

FEMALE 3 14 1251 834 417



MALE

FEMALE




50-79% OF MSA/MD MEDIAN 22 385 385





TOTAL 14/ 8 1 1 313 3716 2167 417 125 1007






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 224 224

FEMALE 11 773 773

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 224 224

FEMALE 11 773 773

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 224 224

FEMALE 11 773 773

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 1 23 3497 2500 997






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 2 35 1336 617 719

MALE 11 417 417

FEMALE 22 255 255



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 16 1 7 327 6434 3601 300 1311 1222

MALE 2 35 652 161 491

FEMALE 1 12 582 165 417



MALE

FEMALE

JOINT (MALE/FEMALE)

JOINT (WHITE/MINORITY RACE) (TOTAL) 1 12 428 188 240

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 2 46 1069 161 908

FEMALE 1 1 24 837 165 417 255



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 2 35 652 161 491

FEMALE 1 12 582 165 417



MALE 11 417 417

FEMALE 22 255 255






100-119% OF MSA/MD MEDIAN 33 463 463



TOTAL 14/ 23 3 11 3 343 17754 12190 850 2773 1222 719






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 3 25 1111 633 478

MALE 11 222 222

FEMALE 22 452 452



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 222 222

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE 22 452 452



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE 22 452 452



MALE 11 222 222

FEMALE

JOINT (MALE/FEMALE)



50-79% OF MSA/MD MEDIAN 11 200 200


100-119% OF MSA/MD MEDIAN 11 252 252



TOTAL 14/ 3 25 1111 633 478






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN 1 12 311 160 151



WHITE












ASIAN



WHITE 11 200 200















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE 3 14 1000 845 155















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 11 464 464



WHITE 19 1 222 7744 6594 300 850


JOINT (WHITE/MINORITY RACE) 2 1 14 1076 390 240 446








29 2 3 4 139 13226 9775 540 1000 1447 464TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN 1 12 312 156 156



WHITE 1 56 1279 57 1222












ASIAN



WHITE 4 15 576 536 40















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 3 14 793 671 122












ASIAN 1 12 346 146 200



WHITE 1 34 659 219 440















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 4 1 1 28 2372 1283 417 417 255



WHITE 29 2 10 344 15344 10919 433 2840 1152










48 7 23 4 284 30068 21375 1589 5657 1192 255TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 129 129












ASIAN



WHITE 22 385 385















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 11 417 417



WHITE 4 1 27 2225 1323 125 777










8 1 1 313 3716 2167 417 125 1007TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN 11 200 200



WHITE 22 263 263















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 1 34 1136 417 719



WHITE 16 1 5 325 6171 3601 300 1048 1222


JOINT (WHITE/MINORITY RACE) 1 12 428 188 240








23 3 11 3 343 17754 12190 850 2773 1222 719TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 222 222












ASIAN



WHITE 11 200 200















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE 11 252 252















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 1 12 437 181 256










3 25 1111 633 478TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY 6 1 18 2913 2383 155 375

20-49% MINORITY 13 1 317 6179 4432 675 1072

50-79% MINORITY 8 2 1 112 3785 2611 540 170 464

80-100% MINORITY 11 149 149


LOW INCOME

MODERATE INCOME 7 1 1 110 3310 2391 300 155 464

MIDDLE INCOME 11 1 214 4284 3418 240 626

UPPER INCOME 11 2 215 5632 3966 845 821


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY 11 155 155

20-49% MINORITY 22 538 538

50-79% MINORITY 4 1 16 2468 1704 300 464

80-100% MINORITY 11 149 149

MIDDLE INCOME


10-19% MINORITY 44 1648 1648

20-49% MINORITY 4 26 1864 1238 626

50-79% MINORITY 2 13 572 332 240

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 2 13 1110 735 375

20-49% MINORITY 7 1 19 3777 2656 675 446

50-79% MINORITY 2 13 745 575 170

80-100% MINORITY

SMALL COUNTY


29 2 3 4 139 13226 9775 540 1000 1447 464TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 20 8 129 11173 8673 2170 330

20-49% MINORITY 12 6 4 1 225 6771 3810 1467 822 417 255

50-79% MINORITY 9 9 119 11073 8291 2377 405

80-100% MINORITY 7 1 1 110 826 601 122 63 40


LOW INCOME 1 12 113 57 56

MODERATE INCOME 12 2 6 1 122 3532 1955 273 1133 40 131

MIDDLE INCOME 13 2 9 2 127 13313 9854 466 2047 822 124

UPPER INCOME 22 3 7 133 13110 9509 850 2421 330


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 56 56

80-100% MINORITY 11 57 57

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 2 1 1 15 1213 731 151 200 131

50-79% MINORITY 4 48 1550 680 870

80-100% MINORITY 6 1 1 19 769 544 122 63 40

MIDDLE INCOME


10-19% MINORITY 5 611 3069 1669 1400

20-49% MINORITY 4 2 2 1 110 2398 969 466 422 417 124

50-79% MINORITY 4 15 7621 7216 405

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 15 2 118 8104 7004 770 330

20-49% MINORITY 6 3 110 3160 2110 850 200

50-79% MINORITY 1 45 1846 395 1451

80-100% MINORITY

SMALL COUNTY


48 7 23 4 284 30068 21375 1589 5657 1192 255TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 3 25 1381 604 777

20-49% MINORITY 3 14 1352 935 417

50-79% MINORITY 2 1 14 983 628 125 230

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 5 16 1820 1403 417

UPPER INCOME 3 1 26 1771 764 417 590


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 125 125

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 2 13 892 475 417

20-49% MINORITY 22 705 705

50-79% MINORITY 11 223 223

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 1 12 489 129 360

20-49% MINORITY 1 12 647 230 417

50-79% MINORITY 1 12 635 405 230

80-100% MINORITY

SMALL COUNTY


8 1 1 313 3716 2167 417 125 1007TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 1 12 3273 2500 773

50-79% MINORITY

80-100% MINORITY 11 224 224


LOW INCOME





LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 11 224 224

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 773 773

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 11 2500 2500

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


1 23 3497 2500 997TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 7 2 211 3554 2329 478 747

20-49% MINORITY 5 1 4 1 213 4107 1747 310 1320 475 255

50-79% MINORITY 5 2 4 112 9486 7570 540 912 464

80-100% MINORITY 6 17 607 544 63


LOW INCOME

MODERATE INCOME 10 1 4 217 3363 1880 300 588 595

MIDDLE INCOME 10 2 2 2 117 11311 9272 550 473 892 124

UPPER INCOME 3 5 19 3080 1038 1712 330


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 1 1 13 727 396 200 131

50-79% MINORITY 3 1 2 17 2029 940 300 325 464

80-100% MINORITY 6 17 607 544 63

MIDDLE INCOME


10-19% MINORITY 6 1 18 2574 1929 228 417

20-49% MINORITY 2 1 1 1 16 1867 713 310 245 475 124

50-79% MINORITY 2 13 6870 6630 240

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 1 1 13 980 400 250 330

20-49% MINORITY 2 24 1513 638 875

50-79% MINORITY 22 587 587

80-100% MINORITY

SMALL COUNTY


23 3 11 3 343 17754 12190 850 2773 1222 719TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 2 24 859 381 478

20-49% MINORITY 11 252 252

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME




LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 1 23 659 181 478

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 11 200 200

20-49% MINORITY 11 252 252

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


3 25 1111 633 478TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/


ASIAN 1



WHITE 15




ETHNICITY 7/





MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 2

FEMALE 1






10-19% MINORITY 3

20-49% MINORITY 8

50-79% MINORITY 5

80-100% MINORITY 1


LOW INCOME

MODERATE INCOME 5

MIDDLE INCOME 5

UPPER INCOME 8







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



HOEPALOANS 17/

#


RACE 5/


ASIAN 160



WHITE 5112




ETHNICITY 7/





MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 650

FEMALE 160











LOW INCOME


MIDDLE INCOME 1321

UPPER INCOME 3076







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's



ASIAN 1 15 1.59 1.59



WHITE 28
















GENDER 19/MALE 7

FEMALE 6





10-19% MINORITY 16

20-49% MINORITY 1 110 1.59 1.59

50-79% MINORITY 7

80-100% MINORITY 1

INCOME CHARACTERISTICS 12/ 13/LOW INCOME 1

MODERATE INCOME 4

MIDDLE INCOME 10

UPPER INCOME 1 119 1.59 1.59







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN 475 4751110 1.59 1.59



WHITE 10840
















GENDER 19/MALE 3020

FEMALE 1132






20-49% MINORITY 475 4752939 1.59 1.59


80-100% MINORITY 57

INCOME CHARACTERISTICS 12/ 13/LOW INCOME 57

MODERATE INCOME 892

MIDDLE INCOME 2973

UPPER INCOME 475 4758434 1.59 1.59







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 6
















GENDER 19/MALE 2

FEMALE 3





10-19% MINORITY 1

20-49% MINORITY 3

50-79% MINORITY 2

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 3

UPPER INCOME 3







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE 1692
















GENDER 19/MALE 453

FEMALE 834





10-19% MINORITY 129

20-49% MINORITY 935

50-79% MINORITY 628

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 928

UPPER INCOME 764







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 11 252 252













100-119% OF MSA/MD MEDIAN 11 252 252



GENDER 19/MALE

FEMALE 11 252 252

JOINT (MALE/FEMALE)




10-19% MINORITY

20-49% MINORITY 11 252 252

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME







LoansOriginated


ApplicationsDenied



# # # # # #$000's $000's $000's $000's $000's $000's

Page 1 of 1



ASIAN



WHITE 1
















GENDER 19/MALE

FEMALE 1

JOINT (MALE/FEMALE)




10-19% MINORITY

20-49% MINORITY 1

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 1







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5.00 - 5.99

#



6 OR MORE

#



ASIAN



WHITE 252
















GENDER 19/MALE

FEMALE 252

JOINT (MALE/FEMALE)




10-19% MINORITY

20-49% MINORITY 252

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 252







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5.00 - 5.99

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


6 OR MORE

$000's



FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 46 828

FHA

VA

FSA/RHS


CONVENTIONAL 7 12

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 21 13

FHA

VA

FSA/RHS


CONVENTIONAL 4 34

FHA

VA

FSA/RHS


CONVENTIONAL 21

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 22 617

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 41

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 21

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 2

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 1

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 12

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 2

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 1








1.59 NA


1.59 NA

HOEPA STATUS

HOEPA LOAN 17/ NA







2.11 NA


2.11 NA

HOEPA STATUS

HOEPA LOAN 17/ NA





PRICING INFORMATION

Page 1 of 1



CA/SONOMA COUNTY/1502.04



APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED 1 600

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN





MSA/MD: 42220 - SANTA ROSA, CA

Page 1 of 8





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED 2 1600

APPS WITHDRAWN





APPS DENIED






APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN






Page 2 of 8





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 338

APPS WITHDRAWN






Page 3 of 8





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED






APPS DENIED 1 500

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 4 of 8





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 203

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 5 of 8





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 1342 342 1 342

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 6 of 8





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN


MSA/MD(TOTAL)



APPS DENIED 5 8 72517 3668 2944 1 342

APPS WITHDRAWN 2 3 1 1750 2003 520 435



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN







Page 7 of 8





Families




A B C D E F

Home Purchase Loans




G

Number $000's



APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 8 of 8



Loans


Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/


ASIAN



WHITE 71 205 2922




ETHNICITY 7/

HISPANIC OR LATINO




MINORITY STATUS 8/



INCOME 9/



80-99% OF MSA/MD MEDIAN 11 205 252







10-19% MINORITY 1 806

20-49% MINORITY 41 205 1464

50-79% MINORITY 2 502

80-100% MINORITY

INCOME 12/ 13/

LOW INCOME



UPPER INCOME 1 806

TOTAL 14/ 81 205 3172



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


81







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 42220 - SANTA ROSA, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


3172205







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 42220 - SANTA ROSA, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 17 4 2 124 9966 6229 1797 750 1190

MALE 3 1 15 1554 870 394 290

FEMALE 11 338 338



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 3 1 15 1554 870 394 290

FEMALE 11 338 338



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 3 1 15 1554 870 394 290

FEMALE 11 338 338



MALE

FEMALE




50-79% OF MSA/MD MEDIAN 11 338 338

80-99% OF MSA/MD MEDIAN 11 252 252

100-119% OF MSA/MD MEDIAN 5 16 1978 1688 290



TOTAL 14/ 20 5 2 128 13317 8860 2517 750 1190






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 16 1 8 3 331 15970 7982 285 3668 2003 2032

MALE 4 1 16 2917 2179 342 396

FEMALE 1 3 15 1646 205 1006 435



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 4 1 16 2917 2179 342 396

FEMALE 1 3 15 1646 205 1006 435



11 1310 1310

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 4 1 16 2917 2179 342 396

FEMALE 1 3 15 1646 205 1006 435



MALE

FEMALE





80-99% OF MSA/MD MEDIAN 2 13 688 485 203




TOTAL 14/ 16 1 8 3 331 15970 7982 285 3668 2003 2032






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 33 1418 1418

MALE 22 918 918

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 22 918 918

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 22 918 918

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)





100-119% OF MSA/MD MEDIAN 11 460 460



TOTAL 14/ 33 1418 1418






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 520 520

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 520 520

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 520 520

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 1 12 2490 1970 520






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 20 1 6 1 230 11707 7247 285 2224 435 1516

MALE 4 26 2581 1845 736

FEMALE 1 12 738 303 435



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 4 26 2581 1845 736

FEMALE 1 12 738 303 435



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 4 26 2581 1845 736

FEMALE 1 12 738 303 435



MALE

FEMALE





80-99% OF MSA/MD MEDIAN 11 280 280

100-119% OF MSA/MD MEDIAN 11 250 250



TOTAL 14/ 23 1 7 1 234 15058 9878 285 2944 435 1516






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 342 342

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 342 342

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 342 342

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 11 342 342






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE












ASIAN



WHITE 11 338 338















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 11 252 252












ASIAN



WHITE 4 15 1728 1438 290















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 12 3 1 117 7648 4539 1459 460 1190










20 5 2 128 13317 8860 2517 750 1190TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 2 13 688 485 203












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 14 1 7 3 328 15282 7497 285 3465 2003 2032







11 1310 1310




16 1 8 3 331 15970 7982 285 3668 2003 2032TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE 11 460 460















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 22 958 958










33 1418 1418TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 11 280 280












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 19 1 6 1 229 11427 6967 285 2224 435 1516










23 1 7 1 234 15058 9878 285 2944 435 1516TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 342 342










11 342 342TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY 4 1 1 17 5218 3103 465 460 1190

20-49% MINORITY 12 3 116 6067 4119 1658 290

50-79% MINORITY 33 1238 1238

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 13 2 116 5553 4531 732 290

UPPER INCOME 3 3 1 18 6118 2683 1785 460 1190


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 11 408 408

50-79% MINORITY 33 1238 1238

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 420 420

20-49% MINORITY 11 1 113 4339 3711 338 290

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 3 1 1 16 4798 2683 465 460 1190

20-49% MINORITY 22 1320 1320

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


20 5 2 128 13317 8860 2517 750 1190TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 3 1 2 1 29 6394 2908 285 1060 435 1706

20-49% MINORITY 8 4 214 6585 2911 2106 1568

50-79% MINORITY 5 2 18 2991 2163 502 326

80-100% MINORITY


LOW INCOME

MODERATE INCOME 6 5 112 5194 2463 2405 326

MIDDLE INCOME 7 1 3 3 115 6933 2986 285 1263 2003 396

UPPER INCOME 3 14 3843 2533 1310


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 1 34 2203 300 1903

50-79% MINORITY 5 2 18 2991 2163 502 326

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 1 1 2 1 16 2968 792 285 1060 435 396

20-49% MINORITY 6 1 29 3965 2194 203 1568

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 2 13 3426 2116 1310

20-49% MINORITY 11 417 417

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


16 1 8 3 331 15970 7982 285 3668 2003 2032TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 11 460 460

20-49% MINORITY 11 500 500

50-79% MINORITY

80-100% MINORITY


LOW INCOME

MODERATE INCOME


UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 460 460

20-49% MINORITY 11 500 500

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


33 1418 1418TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 1 12 2490 1970 520

50-79% MINORITY

80-100% MINORITY


LOW INCOME



UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 11 520 520

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 1970 1970

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


1 12 2490 1970 520TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 3 1 2 1 18 5624 2689 285 1025 435 1190

20-49% MINORITY 13 215 5355 4332 1023

50-79% MINORITY 6 2 19 3227 2399 502 326

80-100% MINORITY


LOW INCOME

MODERATE INCOME 7 3 111 3830 2699 805 326

MIDDLE INCOME 12 1 2 116 5747 4073 285 954 435

UPPER INCOME 4 2 17 5481 3106 1185 1190


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 1 12 603 300 303

50-79% MINORITY 6 2 19 3227 2399 502 326

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 1 1 13 1280 285 560 435

20-49% MINORITY 1111 3615 3615

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY 3 1 15 4344 2689 465 1190

20-49% MINORITY 1 12 1137 417 720

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


23 1 7 1 234 15058 9878 285 2944 435 1516TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 342 342

80-100% MINORITY


LOW INCOME


MIDDLE INCOME

UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 342 342

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


11 342 342TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/


ASIAN



WHITE 10




ETHNICITY 7/

HISPANIC OR LATINO




MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 3

FEMALE






10-19% MINORITY 2

20-49% MINORITY 6

50-79% MINORITY 1

80-100% MINORITY


LOW INCOME

MODERATE INCOME 2

MIDDLE INCOME 7

UPPER INCOME 1







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



HOEPALOANS 17/

#


RACE 5/


ASIAN



WHITE 4115




ETHNICITY 7/

HISPANIC OR LATINO




MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 870

FEMALE








50-79% MINORITY 252

80-100% MINORITY


LOW INCOME

MODERATE INCOME 660

MIDDLE INCOME 2655

UPPER INCOME 800







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's



ASIAN



WHITE 5
















GENDER 19/MALE 1

FEMALE 1





10-19% MINORITY 2

20-49% MINORITY 2

50-79% MINORITY 1

80-100% MINORITY


MODERATE INCOME 1

MIDDLE INCOME 3

UPPER INCOME 1







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE 3807
















GENDER 19/MALE 792

FEMALE 205






20-49% MINORITY 955

50-79% MINORITY 750

80-100% MINORITY


MODERATE INCOME 750

MIDDLE INCOME 1747

UPPER INCOME 1310







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 1
















GENDER 19/MALE 1

FEMALE

JOINT (MALE/FEMALE)




10-19% MINORITY 1

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 1

UPPER INCOME







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE 460
















GENDER 19/MALE 460

FEMALE

JOINT (MALE/FEMALE)




10-19% MINORITY 460

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 460

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's


CONVENTIONAL 30 328

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 16 320

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 75

FHA

VA

FSA/RHS


CONVENTIONAL 32

FHA

VA

FSA/RHS


CONVENTIONAL 31

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 27

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 1

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 1 1

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 1






PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA





PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN NA




PRICING INFORMATION

Page 1 of 1



CA/TULARE COUNTY/0011.00



APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED






MSA/MD: 47300 - VISALIA-PORTERVILLE, CA

Page 1 of 2





Families




A B C D E F

Home Purchase Loans




G

Number $000's

MSA/MD(TOTAL)







LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





MSA/MD: 47300 - VISALIA-PORTERVILLE, CA

Page 2 of 2





Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/


ASIAN



WHITE 2 380




ETHNICITY 7/

HISPANIC OR LATINO




MINORITY STATUS 8/



INCOME 9/










10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 2 380

80-100% MINORITY

INCOME 12/ 13/

LOW INCOME

MODERATE INCOME

MIDDLE INCOME 2 380

UPPER INCOME

TOTAL 14/ 2 380



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


2







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 47300 - VISALIA-PORTERVILLE, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


380







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 47300 - VISALIA-PORTERVILLE, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 1 12 216 126 90

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 1 12 216 126 90






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 8 1 110 1203 905 228 70

MALE 22 380 380

FEMALE 11 121 121



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 22 380 380

FEMALE 11 121 121



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 22 380 380

FEMALE 11 121 121



MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 8 1 110 1203 905 228 70






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 8 1 1 111 1298 910 228 70 90

MALE 22 380 380

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 22 380 380

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 22 380 380

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 8 1 1 111 1298 910 228 70 90






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 1 12 216 126 90










1 12 216 126 90TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 8 1 110 1203 905 228 70










8 1 110 1203 905 228 70TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 8 1 1 111 1298 910 228 70 90










8 1 1 111 1298 910 228 70 90TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 216 126 90

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME

UPPER INCOME 1 12 216 126 90


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 216 126 90

80-100% MINORITY

SMALL COUNTY


1 12 216 126 90TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 7 1 19 1082 784 228 70

80-100% MINORITY 11 121 121


LOW INCOME


MIDDLE INCOME 7 1 19 1082 784 228 70

UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 11 121 121

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 7 1 19 1082 784 228 70

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


8 1 110 1203 905 228 70TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 8 1 1 111 1298 910 228 70 90

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 7 1 19 1082 784 228 70

UPPER INCOME 1 12 216 126 90


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 7 1 19 1082 784 228 70

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 1 12 216 126 90

80-100% MINORITY

SMALL COUNTY


8 1 1 111 1298 910 228 70 90TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



ASIAN



WHITE 1
















GENDER 19/MALE

FEMALE 1

JOINT (MALE/FEMALE)




10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY 1


MODERATE INCOME 1

MIDDLE INCOME

UPPER INCOME







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN



WHITE 121
















GENDER 19/MALE

FEMALE 121

JOINT (MALE/FEMALE)




10-19% MINORITY

20-49% MINORITY

50-79% MINORITY



MODERATE INCOME 121

MIDDLE INCOME

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's


CONVENTIONAL 102

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 81

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 2

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2






PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN 1 NA




PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN NA




PRICING INFORMATION

Page 1 of 1



CA/SUTTER COUNTY/0501.01



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





MSA/MD: 49700 - YUBA CITY, CA

Page 1 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED 1 170

APPS WITHDRAWN





APPS DENIED 1 205

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN





APPS DENIED 2 294

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






Page 2 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's




APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 257

APPS WITHDRAWN






Page 3 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's


LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN


CA/YUBA COUNTY/0401.00



APPS DENIED

APPS WITHDRAWN





APPS DENIED







APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED







Page 4 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's





APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 257

APPS WITHDRAWN



LOANS ORIGINATED








APPS DENIED 1 348







Page 5 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's

MSA/MD(TOTAL)



APPS DENIED 2 13 1 1 3294 2774 300 257 550 1 95

APPS WITHDRAWN 2 3 1 3403 380 350 294



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 12 1873

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4 414



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN






Page 6 of 6





Families




A B C D E F

Home Purchase Loans




G

Number $000's


RACE 5/


ASIAN 3 526



WHITE 201 172 3115




ETHNICITY 7/




1 213


MINORITY STATUS 8/



INCOME 9/




100-119% OF MSA/MD MEDIAN 61 172 789






10-19% MINORITY 1 62

20-49% MINORITY 16 2330

50-79% MINORITY 81 172 1425

80-100% MINORITY

INCOME 12/ 13/

LOW INCOME


MIDDLE INCOME 10 1780

UPPER INCOME 8 1243

TOTAL 14/ 251 172 3817



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA


PRIVATESECURITI-

ZATION




Page 1 of 1



Number $000's


Number $000's

OTHERPURCHASER

Number $000's


251







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN

MEDIAN

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 49700 - YUBA CITY, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN #

JUNIORLIEN #

Page 1 of 2




OTHERPURCHASER

FIRSTLIEN #

JUNIORLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

FIRSTLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #

JUNIORLIEN #


3817172







3.50 - 4.49

4.50 - 5.49

5.50 - 6.49

6.50 OR MORE

MEAN 30/

MEDIAN 31/

HOEPALOANS 17/



INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 49700 - YUBA CITY, CA

PRICING INFORMATION


PRIVATESECURITI-

ZATION



FIRSTLIEN

$000's

JUNIORLIEN

$000's

Page 2 of 2




OTHERPURCHASER

FIRSTLIEN

$000's

JUNIORLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

FIRSTLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's

JUNIORLIEN

$000's


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 2 13 663 588 75

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 7 1 2 111 2371 1576 173 294 328

MALE 1 12 339 166 173

FEMALE 11 199 199



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE







LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE



MALE 1 12 339 166 173

FEMALE 11 199 199



11 133 133

MALE

FEMALE



MALE

FEMALE




MALE 1 12 339 166 173

FEMALE 11 199 199



MALE

FEMALE





80-99% OF MSA/MD MEDIAN 1 12 349 150 199

100-119% OF MSA/MD MEDIAN 11 166 166



TOTAL 14/ 9 2 2 215 3367 2164 506 294 403






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE 11 170 170

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 6 1 3 1 112 1782 574 250 796 101 61

MALE 5 16 537 436 101

FEMALE 11 138 138



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 14 2 8 2 329 4691 1732 547 1693 279 440

MALE 2 1 2 27 1434 247 352 461 374

FEMALE 5 3 1 110 1320 501 635 118 66



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE 11 115 115

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 115 115

FEMALE



MALE 7 1 3 1 214 2141 683 352 631 101 374

FEMALE 6 3 1 111 1458 639 635 118 66



1 12 418 213 205

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 2 1 2 27 1434 247 352 461 374

FEMALE 5 3 1 110 1320 501 635 118 66



MALE 5 2 18 822 436 285 101

FEMALE 11 138 138




50-79% OF MSA/MD MEDIAN 4 6 1 112 1667 326 1162 118 61

80-99% OF MSA/MD MEDIAN 3 4 18 1286 290 944 52

100-119% OF MSA/MD MEDIAN 3 1 15 917 374 195 348



TOTAL 14/ 23 3 13 3 446 7584 3132 797 2774 380 501






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE 11 100 100

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 8 19 1733 1433 300

MALE 11 300 300

FEMALE 11 409 409



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE 11 300 300

FEMALE 22 509 509



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE 11 300 300

FEMALE 11 409 409



MALE

FEMALE 11 100 100

JOINT (MALE/FEMALE)





100-119% OF MSA/MD MEDIAN 33 421 421



TOTAL 14/ 9 110 1833 1533 300






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 1 12 607 257 350






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL) 6 2 19 973 736 176 61

MALE 5 16 537 436 101

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 9 1 2 1 114 2341 1563 173 435 118 52

MALE 1 1 1 14 659 134 173 300 52

FEMALE 1 12 218 100 118



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



MALE 11 115 115

FEMALE







LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE 11 115 115

FEMALE

JOINT (MALE/FEMALE)


MALE 6 1 1 1 110 1196 570 173 300 101 52

FEMALE 1 12 218 100 118



11 133 133

MALE

FEMALE



MALE

FEMALE




MALE 1 1 1 14 659 134 173 300 52

FEMALE 1 12 218 100 118



MALE 5 1 17 652 436 115 101

FEMALE




50-79% OF MSA/MD MEDIAN 1 1 1 14 356 62 115 118 61

80-99% OF MSA/MD MEDIAN 1 12 187 135 52

100-119% OF MSA/MD MEDIAN 22 225 225



TOTAL 14/ 17 2 3 3 227 4498 3035 506 550 294 113






LoansOriginated


ApplicationsDenied




Page 2 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)

ASIAN (TOTAL)

MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)

WHITE (TOTAL) 1 12 766 671 95

MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)






LoansOriginated


ApplicationsDenied




Page 1 of 2


MALE

FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE



FEMALE

JOINT (MALE/FEMALE)


MALE

FEMALE

JOINT (MALE/FEMALE)



MALE

FEMALE



MALE

FEMALE

JOINT (MALE/FEMALE)








TOTAL 14/ 1 12 766 671 95






LoansOriginated


ApplicationsDenied




Page 2 of 2



ASIAN



WHITE 1 12 175 80 95












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 1 12 349 150 199












ASIAN



WHITE 11 166 166















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 2 13 663 588 75



WHITE 4 1 16 1681 1180 173 328







11 133 133




9 2 2 215 3367 2164 506 294 403TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 1 12 181 115 66












ASIAN 1 12 305 244 61



WHITE 4 3 18 1077 326 633 118















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN 1 23 690 138 552



WHITE 1 2 14 506 62 392 52












ASIAN



WHITE 3 1 15 917 374 195 348















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 5 1 17 787 436 250 101



WHITE 6 1 1 1 110 2010 970 352 205 161 322







1 12 418 213 205




23 3 13 3 446 7584 3132 797 2774 380 501TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN 11 100 100



WHITE 22 321 321















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 6 17 1412 1112 300










9 110 1833 1533 300TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE












ASIAN 11 61 61



WHITE 1 12 180 62 118















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE 1 12 187 135 52












ASIAN



WHITE 22 225 225















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN 6 28 912 736 176



WHITE 6 1 18 1749 1276 173 300







11 133 133




17 2 3 3 227 4498 3035 506 550 294 113TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



ASIAN



WHITE 11 95 95












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 1 of 3



ASIAN



WHITE












ASIAN



WHITE















LoansOriginated


ApplicationsDenied




Page 2 of 3



ASIAN



WHITE 11 671 671










1 12 766 671 95TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 3 of 3



10-19% MINORITY 1 12 999 671 328

20-49% MINORITY 6 2 1 110 1715 1039 506 95 75

50-79% MINORITY 2 13 653 454 199

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 4 1 27 1877 1275 199 403

UPPER INCOME 1 23 639 133 506


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 4 15 851 756 95

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 1 12 999 671 328

20-49% MINORITY 1 12 225 150 75

50-79% MINORITY 2 13 653 454 199

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 1 23 639 133 506

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


9 2 2 215 3367 2164 506 294 403TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 1 12 410 62 348

20-49% MINORITY 15 2 5 224 4054 2278 445 1052 279

50-79% MINORITY 7 1 7 1 420 3120 792 352 1374 101 501

80-100% MINORITY


LOW INCOME

MODERATE INCOME 9 1 1 112 1213 851 195 101 66

MIDDLE INCOME 5 2 6 1 115 2722 470 602 1428 161 61

UPPER INCOME 9 7 1 219 3649 1811 1346 118 374


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 5 16 624 429 195

50-79% MINORITY 4 1 16 589 422 101 66

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 1 12 410 62 348

20-49% MINORITY 2 1 14 562 151 250 161

50-79% MINORITY 2 1 5 19 1750 257 352 1080 61

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 8 5 114 2868 1698 1052 118

50-79% MINORITY 1 2 25 781 113 294 374

80-100% MINORITY

SMALL COUNTY


23 3 13 3 446 7584 3132 797 2774 380 501TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 55 776 776

50-79% MINORITY 4 15 1057 757 300

80-100% MINORITY


LOW INCOME

MODERATE INCOME

MIDDLE INCOME 6 17 1377 1077 300



LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 22 320 320

50-79% MINORITY 4 15 1057 757 300

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 33 456 456

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


9 110 1833 1533 300TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY

20-49% MINORITY 11 257 257

50-79% MINORITY 11 350 350

80-100% MINORITY


LOW INCOME



UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY 11 350 350

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY

20-49% MINORITY 11 257 257

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


1 12 607 257 350TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 11 671 671

20-49% MINORITY 9 2 1 214 2505 1671 506 135 193

50-79% MINORITY 7 2 1 212 1322 693 415 101 113

80-100% MINORITY


LOW INCOME


MIDDLE INCOME 5 2 1 19 1665 1114 415 75 61

UPPER INCOME 3 2 1 1 18 1728 917 506 135 118 52


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 66 754 754

50-79% MINORITY 3 14 351 250 101

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 671 671

20-49% MINORITY 11 75 75

50-79% MINORITY 4 2 17 919 443 415 61

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY 3 2 1 17 1676 917 506 135 118

50-79% MINORITY 11 52 52

80-100% MINORITY

SMALL COUNTY


17 2 3 3 227 4498 3035 506 550 294 113TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1



10-19% MINORITY 11 671 671

20-49% MINORITY 11 95 95

50-79% MINORITY

80-100% MINORITY


LOW INCOME



UPPER INCOME


LOW INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

MODERATE INCOME


10-19% MINORITY

20-49% MINORITY 11 95 95

50-79% MINORITY

80-100% MINORITY

MIDDLE INCOME


10-19% MINORITY 11 671 671

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

UPPER INCOME


10-19% MINORITY

20-49% MINORITY

50-79% MINORITY

80-100% MINORITY

SMALL COUNTY


1 12 766 671 95TOTAL 14/






LoansOriginated


ApplicationsDenied




Page 1 of 1


RACE 5/


ASIAN 1



WHITE 4




ETHNICITY 7/





MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 1

FEMALE






10-19% MINORITY

20-49% MINORITY 3

50-79% MINORITY 2

80-100% MINORITY


LOW INCOME

MODERATE INCOME 2

MIDDLE INCOME 3

UPPER INCOME







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



HOEPALOANS 17/

#


RACE 5/


ASIAN 288



WHITE 657




ETHNICITY 7/





MINORITY STATUS 8/



INCOME 9/







GENDER 19/

MALE 166

FEMALE






10-19% MINORITY

20-49% MINORITY 491

50-79% MINORITY 454

80-100% MINORITY


LOW INCOME

MODERATE INCOME 341

MIDDLE INCOME 604

UPPER INCOME







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


HOEPALOANS 17/

$000's



ASIAN 1



WHITE 11







1










GENDER 19/MALE 1

FEMALE 5





10-19% MINORITY 1

20-49% MINORITY 9

50-79% MINORITY 3

80-100% MINORITY


MODERATE INCOME 2

MIDDLE INCOME 4

UPPER INCOME 7







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN 138



WHITE 1436







213










GENDER 19/MALE 113

FEMALE 539





10-19% MINORITY 62


50-79% MINORITY 447

80-100% MINORITY


MODERATE INCOME 262

MIDDLE INCOME 375

UPPER INCOME 1027







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN 1



WHITE 5
















GENDER 19/MALE

FEMALE 2





10-19% MINORITY

20-49% MINORITY 5

50-79% MINORITY 1

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 3

UPPER INCOME 3







# # # # # #

Page 1 of 2

4.00 - 4.99

#

5 OR MORE

#



LOANS 17/

#



ASIAN 100



WHITE 1085
















GENDER 19/MALE

FEMALE 509





10-19% MINORITY

20-49% MINORITY 776

50-79% MINORITY 409

80-100% MINORITY


MODERATE INCOME

MIDDLE INCOME 729

UPPER INCOME 456







$000's $000's $000's $000's $000's $000's

Page 2 of 2

4.00 - 4.99

$000's

5 OR MORE

$000's

MEAN 30/ MEDIAN 31/1.50 - 1.99


LOANS 17/

$000's



ASIAN



WHITE 11 95 95










INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 11 95 95






GENDER 19/MALE

FEMALE





10-19% MINORITY

20-49% MINORITY 11 95 95

50-79% MINORITY

80-100% MINORITY



MIDDLE INCOME

UPPER INCOME






LoansOriginated


ApplicationsDenied



# # # # # #$000's $000's $000's $000's $000's $000's

Page 1 of 1



FHA

VA 1

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 23 98

FHA

VA

FSA/RHS


CONVENTIONAL 32

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 13 11

FHA

VA

FSA/RHS


CONVENTIONAL 32

FHA

VA

FSA/RHS


CONVENTIONAL 3

FHA

VA 1

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL 14 66

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 2

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 2






FHA NA NA NA NA NA

VA NA NA NA NA NA


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 2 of 2




CONVENTIONAL 11

FHA

VA

FSA/RHS

LOANS ORIGINATED

CONVENTIONAL

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS

APPLICATIONS DENIED

CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL 1

FHA

VA

FSA/RHS


CONVENTIONAL

FHA

VA

FSA/RHS


LOANS SOLD

CONVENTIONAL

FHA

VA

FSA/RHS




LOAN TYPE

Page 1 of 1






PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA





PRICING REPORTED NA


NA


NA

HOEPA STATUS

HOEPA LOAN 17/ NA

NOT HOEPA LOAN NA




PRICING INFORMATION

Page 1 of 1



CA/CALAVERAS COUNTY/0002.10



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN


CA/CALAVERAS COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN


CA/COLUSA COUNTY/SMALL

LOANS ORIGINATED 2 10 6 3312 3573 1120 2464 2031

APPS APPROVED, NOT ACCEPTED 3 1544 106 981

APPS DENIED 6 1 11160 250 184 1401

APPS WITHDRAWN 2 4 1 4154 483 130 472


CA/COLUSA COUNTY/COUNTY TOTAL


APPS APPROVED, NOT ACCEPTED 3 1544 106 981

APPS DENIED 6 1 11160 250 184 1401

APPS WITHDRAWN 2 4 1 4154 483 130 472



DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2015


Page 1 of 33


CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/

(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional



Families




A B C D E F

Home Purchase Loans

Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On

Manufactured HomeDwelling From

Columns A, B, C & D

G

Number $000's

CA/DEL NORTE COUNTY/SMALL

LOANS ORIGINATED 7 7 31021 1120 565 2732


APPS DENIED 1 3 170 485 70



CA/DEL NORTE COUNTY/COUNTY TOTAL



APPS DENIED 1 3 170 485 70



CA/GLENN COUNTY/SMALL



APPS DENIED 3 14 31 223 572 9330 3827 2251



CA/GLENN COUNTY/COUNTY TOTAL



APPS DENIED 3 14 31 223 572 9330 3827 2251



CA/HUMBOLDT COUNTY/0001.00

LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





Page 2 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's





APPS WITHDRAWN






APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 675

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED






APPS DENIED






Page 3 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's





APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 200

APPS WITHDRAWN





APPS DENIED




LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED






Page 4 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's




APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN


CA/HUMBOLDT COUNTY/COUNTY TOTAL



APPS DENIED 2 11 7460 2687 1498 1551



CA/KINGS COUNTY/0006.01



APPS DENIED

APPS WITHDRAWN


CA/KINGS COUNTY/0009.00



APPS DENIED

APPS WITHDRAWN


CA/KINGS COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN





Page 5 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/LAKE COUNTY/0003.00



APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 130

APPS WITHDRAWN





APPS DENIED 1 260

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN





Page 6 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's







CA/LAKE COUNTY/COUNTY TOTAL



APPS DENIED 1 5 1260 1467 295 2401



CA/LASSEN COUNTY/0401.00



APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





Page 7 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's




APPS DENIED






APPS DENIED

APPS WITHDRAWN









LOANS ORIGINATED



APPS WITHDRAWN


CA/LASSEN COUNTY/COUNTY TOTAL



APPS DENIED 1 1128 280 4082



CA/LOS ANGELES COUNTY/4808.02

LOANS ORIGINATED


APPS DENIED 1 202

APPS WITHDRAWN





Page 8 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/LOS ANGELES COUNTY/6514.02

LOANS ORIGINATED


APPS DENIED



CA/LOS ANGELES COUNTY/COUNTY TOTAL

LOANS ORIGINATED


APPS DENIED 1 202



CA/MARIN COUNTY/1060.02



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





Page 9 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/MARIN COUNTY/COUNTY TOTAL



APPS DENIED 1 4 3675 2263 1588

APPS WITHDRAWN


CA/MENDOCINO COUNTY/0101.00

LOANS ORIGINATED








APPS DENIED 2 1 1305 225 60 601










LOANS ORIGINATED



APPS WITHDRAWN






APPS WITHDRAWN 1 70





Page 10 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's










APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN


CA/MENDOCINO COUNTY/COUNTY TOTAL



APPS DENIED 3 9 8623 1824 1537 601

APPS WITHDRAWN 2 5 3809 439 543 601


CA/MODOC COUNTY/SMALL



APPS DENIED



CA/MODOC COUNTY/COUNTY TOTAL



APPS DENIED






Page 11 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/MONTEREY COUNTY/0107.01



APPS DENIED

APPS WITHDRAWN


CA/MONTEREY COUNTY/0140.00

LOANS ORIGINATED



APPS WITHDRAWN


CA/MONTEREY COUNTY/COUNTY TOTAL




APPS WITHDRAWN


CA/NAPA COUNTY/2017.00



APPS DENIED

APPS WITHDRAWN


CA/NAPA COUNTY/2020.00



APPS DENIED



CA/NAPA COUNTY/COUNTY TOTAL



APPS DENIED






Page 12 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/NEVADA COUNTY/0001.02



APPS DENIED 1 195

APPS WITHDRAWN









LOANS ORIGINATED


APPS DENIED 1 305












APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





Page 13 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's




APPS DENIED 1 281













APPS WITHDRAWN






APPS WITHDRAWN





APPS DENIED 1 280






APPS DENIED 1 1143 143 1431

APPS WITHDRAWN





Page 14 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's




APPS DENIED 1 133

APPS WITHDRAWN





APPS DENIED 1 98






APPS DENIED 1 1 1363 280 363






APPS DENIED 1 450

APPS WITHDRAWN





APPS DENIED






APPS DENIED 1 386

APPS WITHDRAWN





Page 15 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's




APPS DENIED 1 498

APPS WITHDRAWN


CA/NEVADA COUNTY/COUNTY TOTAL

LOANS ORIGINATED 17 34 5 1 124446 10157 1259 372 2897 8964


APPS DENIED 3 17 2 6803 4761 243 1154 1431

APPS WITHDRAWN 4 8 11046 1924 112


CA/ORANGE COUNTY/0423.05

LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED 1 928

APPS WITHDRAWN





Page 16 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN


CA/ORANGE COUNTY/COUNTY TOTAL



APPS DENIED 1 928



CA/PLUMAS COUNTY/SMALL






CA/PLUMAS COUNTY/COUNTY TOTAL









Page 17 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/SAN BERNARDINO COUNTY/0097.17

LOANS ORIGINATED


APPS DENIED



CA/SAN BERNARDINO COUNTY/COUNTY TOTAL

LOANS ORIGINATED


APPS DENIED



CA/SAN DIEGO COUNTY/0106.01

LOANS ORIGINATED



APPS WITHDRAWN


CA/SAN DIEGO COUNTY/0185.15



APPS DENIED

APPS WITHDRAWN


CA/SAN DIEGO COUNTY/COUNTY TOTAL




APPS WITHDRAWN


CA/SAN FRANCISCO COUNTY/0110.00



APPS DENIED

APPS WITHDRAWN





Page 18 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/SAN FRANCISCO COUNTY/0210.00

LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN


CA/SAN FRANCISCO COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN


CA/SAN JOAQUIN COUNTY/0032.17

LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN





Page 19 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's


LOANS ORIGINATED



APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN





Page 20 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's




APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN





Page 21 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's


LOANS ORIGINATED



APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED



APPS WITHDRAWN


CA/SAN JOAQUIN COUNTY/COUNTY TOTAL



APPS DENIED 2 4 6659 834 1493



CA/SAN LUIS OBISPO COUNTY/0124.02



APPS DENIED

APPS WITHDRAWN





Page 22 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/SAN LUIS OBISPO COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN


CA/SISKIYOU COUNTY/0003.00




APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED






APPS DENIED

APPS WITHDRAWN





Page 23 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's




APPS DENIED 1 88

APPS WITHDRAWN





APPS DENIED 2 2 1508 497 91






APPS DENIED 1 1 1591 340 591






APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 115

APPS WITHDRAWN


CA/SISKIYOU COUNTY/COUNTY TOTAL



APPS DENIED 4 5 31214 4006 3763






Page 24 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/SOLANO COUNTY/2527.06



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 345




LOANS ORIGINATED


APPS DENIED




LOANS ORIGINATED


APPS DENIED 1 1200

APPS WITHDRAWN


CA/SOLANO COUNTY/COUNTY TOTAL




APPS WITHDRAWN 2 1 11515 300 1170





Page 25 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/TEHAMA COUNTY/0001.00



APPS DENIED

APPS WITHDRAWN





APPS DENIED 1 6 1 2120 794 155 194 2042






APPS DENIED

APPS WITHDRAWN





APPS DENIED






APPS DENIED






APPS DENIED 1 11 146 33 33






Page 26 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's




APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 268

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN






APPS WITHDRAWN


CA/TEHAMA COUNTY/COUNTY TOTAL



APPS DENIED 2 8 1 31 146 153 1220 155 227 3623






Page 27 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/TRINITY COUNTY/SMALL



APPS DENIED 2 1 1249 130 109 1401



CA/TRINITY COUNTY/COUNTY TOTAL



APPS DENIED 2 1 1249 130 109 1401



CA/TUOLUMNE COUNTY/0031.00



APPS DENIED 1 200

APPS WITHDRAWN


CA/TUOLUMNE COUNTY/0051.00



APPS DENIED

APPS WITHDRAWN


CA/TUOLUMNE COUNTY/COUNTY TOTAL



APPS DENIED 1 200

APPS WITHDRAWN


CA/VENTURA COUNTY/0008.00



APPS DENIED

APPS WITHDRAWN





Page 28 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

CA/VENTURA COUNTY/0058.01



APPS DENIED

APPS WITHDRAWN


CA/VENTURA COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN


CA/STATE TOTAL


APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 2323

APPS DENIED 27 93 5 1 472 369 7549 31792 928 1200 17378 187312

APPS WITHDRAWN 25 36 2 1 188492 7692 430 1800 5191 4144

FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 2451

NV/DOUGLAS COUNTY/0010.00



APPS DENIED



NV/DOUGLAS COUNTY/COUNTY TOTAL



APPS DENIED



NV/LYON COUNTY/9601.02



APPS DENIED

APPS WITHDRAWN





Page 29 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

NV/LYON COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN


NV/NYE COUNTY/9604.01



APPS DENIED

APPS WITHDRAWN


NV/NYE COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN


NV/WASHOE COUNTY/0035.12

LOANS ORIGINATED



APPS WITHDRAWN


NV/WASHOE COUNTY/COUNTY TOTAL

LOANS ORIGINATED



APPS WITHDRAWN


NV/STATE TOTAL









Page 30 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

OR/COOS COUNTY/0010.00



APPS DENIED

APPS WITHDRAWN


OR/COOS COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN


OR/DESCHUTES COUNTY/0004.02



APPS DENIED

APPS WITHDRAWN


OR/DESCHUTES COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN


OR/JACKSON COUNTY/0002.03



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN





Page 31 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's


LOANS ORIGINATED


APPS DENIED






APPS DENIED

APPS WITHDRAWN


OR/JACKSON COUNTY/COUNTY TOTAL



APPS DENIED



OR/JOSEPHINE COUNTY/3606.00



APPS DENIED

APPS WITHDRAWN





APPS DENIED

APPS WITHDRAWN



LOANS ORIGINATED


APPS DENIED 1 111

APPS WITHDRAWN





Page 32 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

OR/JOSEPHINE COUNTY/COUNTY TOTAL



APPS DENIED 1 111

APPS WITHDRAWN


OR/STATE TOTAL



APPS DENIED 1 111



UT/SUMMIT COUNTY/9644.02



APPS DENIED

APPS WITHDRAWN


UT/SUMMIT COUNTY/COUNTY TOTAL



APPS DENIED

APPS WITHDRAWN


UT/STATE TOTAL



APPS DENIED

APPS WITHDRAWN


GRAND TOTAL


APPS APPROVED, NOT ACCEPTED 6 22 1 91503 4042 1175 2146 2323

APPS DENIED 28 94 5 1 482 369 7660 32029 928 1200 17615 187312

APPS WITHDRAWN 26 36 2 1 191 305 8852 7692 430 1800 5551 4144

FILES CLOSED FOR INCOMPLETENESS 2 5 1 2251 1372 120 910 2451




Page 33 of 33






Families




A B C D E F

Home Purchase Loans



Columns A, B, C & D

G

Number $000's

12540 BAKERSFIELD, CA 16 5879 15 1 14 2 5 1 10

17020 CHICO, CA 337 79808 335 1 1 304 28 5 111 26 200

23420 FRESNO, CA 39 11739 38 1 36 3 15 4 20

31460 MADERA, CA 16 3400 15 1 16 3 1 12

32900 MERCED, CA 22 3982 20 2 19 2 1 5 1 16

33700 MODESTO, CA 71 25646 69 1 1 67 2 2 15 4 52

36084 OAKLAND-HAYWARD-BERKELEY, CA 9 2642 9 9 2 1 6

39820 REDDING, CA 279 57314 271 6 1 1 262 12 5 70 26 183

40900 SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA

139 50507 139 131 5 3 41 13 85

42220 SANTA ROSA, CA 64 33195 64 61 1 2 28 4 32

47300 VISALIA-PORTERVILLE, CA 12 1419 12 12 2 10

49700 YUBA CITY, CA 73 13391 72 1 69 2 2 16 10 47

----- MSA/MD NOT AVAILABLE 537 147407 532 3 2 491 38 8 164 39 334

1614 436329 1591 14 8 1 1491 90 33 477 130 1007TOTAL


HOME MORTGAGE DISCLOSURE ACTINSTITUTION REGISTER SUMMARY FOR 2015

RESP ID: 0000021943-3 TRI COUNTIES BANK

63 CONSTITUTION DRIVE

CHICO, CA 95973

MSA/MD MSA/MD NameTOTALLARS

TOTALAMOUNT($000's)

LOAN TYPE

CONV FHA VA FSA/RHS 1 - 4FAMILY

MANUFHOME

HOMEPURCHASE

HOMEIMPROVE

REFIN-ANCE

LOAN PURPOSE

MULTIFAMILY

Page 1 of 1

PROPERTY TYPE

Documents

DISCLOSURE SUMMARY TABLE A1W: DISPOSITION …...2016/11/03 · FHA, FSA/RHS & VA Conventional Refinancings Home Improvement Loans Loans on Dwellings For 5 or More Families Nonoccupant