NSW 20,915$
950$
-$
100$
100$
-$
430,000$
76%
6.15%
-$
650$
200$
2,500$
500$
Loan Application fees
Other Loan costs (bank valuation, registration of mortgage, etc)
Renovations
D. Renovations:
Internal Renovations (if any)
External Renovations (if any)
Loan
Loan Amount
LVR %
Interest rate %
C. Loan Costs:
Lender's Mortgage Insurance (LMI)
B. Settlement Costs:
Govt. Stamp Duty
Legal Fees (Solicitor/Conveyance fee)
Building Inspection
Pest Inspection
Title search
Cash Flow Analysis
Unit 2105, 87 Berry St North Sydney NSW 2060
Purchase
A. Purchase Price 565,000$
Buyer's Agent Fees
Dr Cr
Total Purchase Price 590,915$
76% 430,000$
24% 135,000$
22,065$
850$
3,000$
625
2,708$
32,500$
48
6.60%
30,000$
- Interest Payable 26,445$
- Council rates 1,100$
- Water rates 640$
- Strata Levies (Body corporate) 3,000$
- Landlord Insurance 700$
- Building & Contents Insurance -$
- Property management fees 1,980$
- Repairs & Maintenance (roughly per year) 300$
- Yearly Pest treatment -$
Property management fees %
Inflow Outflow
+ Rent Receivable
590,915$ 590,915$
Your Initial Cash Outlay 160,915
Rental
Rent per Week
~ Rent Per month
~ Rent per Annum
Occupancy Factor
Funding
Paid by:
Loan Amount
Your Deposit
Settlement Costs
Loan Costs
Renovations
- Accountant's Fees 100$
- Legal Fees -$
- Stationary, Phone & postage 50$
- Travel expenses 100$
- Annual tenancy renewal fees -$
Estimated Return (per annum) 62,150
per annum -4,415 1,527
Growth
* Estimated suburb growth rate (per annum) 11.00%
weekly -85 29
monthly -368 127
5,942
Profit/Loss (After Tax) 1,527
Cash Flows Befor Tax After Tax
Final Transaction
Summary
Profit/Loss (Before Tax) -4,415
Depreciation (Non-CF Loss) -10,875
Other Deductibles (Reno & Loan costs) -770
P&L (for Tax) -16,060
Tax Credits
Profit/Loss (Before Tax) -4,415
Sum Total 30,000$ 34,415$