NSW 20,915$

950$

-$

100$

100$

-$

430,000$

76%

6.15%

-$

650$

200$

2,500$

500$

Loan Application fees

Other Loan costs (bank valuation, registration of mortgage, etc)

Renovations

D. Renovations:

Internal Renovations (if any)

External Renovations (if any)

Loan

Loan Amount

LVR %

Interest rate %

C. Loan Costs:

Lender's Mortgage Insurance (LMI)

B. Settlement Costs:

Govt. Stamp Duty

Legal Fees (Solicitor/Conveyance fee)

Building Inspection

Pest Inspection

Title search

Cash Flow Analysis

Unit 2105, 87 Berry St North Sydney NSW 2060

Purchase

A. Purchase Price 565,000$

Buyer's Agent Fees

Dr Cr

Total Purchase Price 590,915$

76% 430,000$

24% 135,000$

22,065$

850$

3,000$

625

2,708$

32,500$

48

6.60%

30,000$

- Interest Payable 26,445$

- Council rates 1,100$

- Water rates 640$

- Strata Levies (Body corporate) 3,000$

- Landlord Insurance 700$

- Building & Contents Insurance -$

- Property management fees 1,980$

- Repairs & Maintenance (roughly per year) 300$

- Yearly Pest treatment -$

Property management fees %

Inflow Outflow

+ Rent Receivable

590,915$ 590,915$

Your Initial Cash Outlay 160,915

Rental

Rent per Week

~ Rent Per month

~ Rent per Annum

Occupancy Factor

Funding

Paid by:

Loan Amount

Your Deposit

Settlement Costs

Loan Costs

Renovations

- Accountant's Fees 100$

- Legal Fees -$

- Stationary, Phone & postage 50$

- Travel expenses 100$

- Annual tenancy renewal fees -$

Estimated Return (per annum) 62,150

per annum -4,415 1,527

Growth

* Estimated suburb growth rate (per annum) 11.00%

weekly -85 29

monthly -368 127

5,942

Profit/Loss (After Tax) 1,527

Cash Flows Befor Tax After Tax

Final Transaction

Summary

Profit/Loss (Before Tax) -4,415

Depreciation (Non-CF Loss) -10,875

Other Deductibles (Reno & Loan costs) -770

P&L (for Tax) -16,060

Tax Credits

Profit/Loss (Before Tax) -4,415

Sum Total 30,000$ 34,415$