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WHAT’S INSIDE:• HIGH TECH, HIGH TOUCH, HIGH GROWTH.................. p1
• HOW TO FINANCE YOUR BUSINESS IDEA...................p2
• BUSINESS APP REVIEW..............................................p4
• P.Y.B.O.T. MAY: A NOT SO NUTTY IDEA.......................p5
• MONEY FAST FACTS...................................................p5
• LET THE POWER OF BLOGGING WORK FOR YOUR
BUSINESS...................................................................p7
• GO GO GADGET...........................................................p8
• BRIGHT IDEAS: FLOATING ISLANDS: USING GARBAGE TO
CLEAN POLLUTED WATER..........................................p9
• WANT TO START YOUR OWN BUSINESS?..................p10
• ETHNIC PARTNERS....................................................p11
• A GIRL ON A MISSION...............................................p12
• WHAT IS SIL INTERNATIONAL...................................p14
• SMBP.........................................................................p15
• MAY CALENDAR........................................................p16
BUSINESS FOR EVERYONEMay 2012
QADAR ROYAL ENTERPRISES LLC ISSUE NO. TWO
On a gloomy afternoon earlier this month, a group of Harvard students took a break from crafting final papers to peer into the future. Surveying a shattered employment landscape, they summoned the optimism to regard looming obstacles as opportunities for scenic detours. "There are definitely downsides to it being harder to get a job," says Alex Lavoie, a 21-year-old junior from Avon, Conn. "But it's forced people to look harder at what they really want to do instead of following a standardized path." During the fat years, that path led many of America's élites to Wall Street. These days, that's a less appealing destination. In 2008 the financial sector, which had ballooned over the past three decades, contracted for the first time in 16 years. "The glamour is gone," says Bridget Beckeman, 20, a junior from Westford, Mass., who will intern at an investment bank this summer. But it hasn't disappeared. Financial centers like Charlotte, N.C., will flourish anew; driven largely by a banking boom, the city's workforce has grown 50% over the past decade, according to John
Connaughton, a professor of economics at the University of North Carolina at Charlotte. The fall of finance has its upside. Top grads will tack toward a variety of potentially lucrative positions that prize technological savvy and analytical aptitude. According to consulting giant McKinsey & Co., nearly 85% of new jobs created between 1998 and 2006 involved complex "knowledge work" like problem-solving and concocting corporate strategy. Job opportunities in mathematics and across the sciences are also expected to expand. The U.S. Department of Labor spotlights network systems and data communications as well as computer-software engineering among the occupations projected to grow most explosively by 2016. Over the next seven years, the number of jobs in the information-technology sector is expected to swell 24% — a figure more than twice the overall job-growth rate. There will be some limits to that growth. "This place is going to get more and more high-end talent and less and less commodity-type folks," says Mark Dinan, a Silicon Valley recruiter. "The real question is,
What's the next big thing, and what's going to be the big moneymaker?" Cloud computing? Nanotechnology? Genomics? The answer will come from the companies that entrepreneurs can create — and destroy — more easily than ever before, because the cost of start-ups is dropping rapidly. Richard Freeman, director of the labor studies program at the National Bureau of Economic Research, says that "these really sharp, aggressive, Harvard-type students do ing en t repreneursh ip , fo rming new businesses ... would be the best thing that could happen to this economy." Where else could your next job come from? Health care and education, the labor market's traditional bulwarks in lean times, show no signs of abating. An aging population will open up opportunities too. "Construction of senior communities, assisted-living facilities, nursing homes ... these things are all going to have to expand t remendous ly, " says Connaughton. The key to finding the jobs of the future will be knowing where to look.— With reporting by Steve Goldberg / Charlotte and Matt Villano / San Francisco
HIGH TECH, HIGH TOUCH, HIGH GROWTHWho knows what jobs will be born a decade from now? Though unemployment is at a 25-year high, work will return eventually. Here’s one way you job will change....
by: ALEX ALTMAN
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1. Write a comprehensive business plan. This
document outlines your idea, including how you
plan to develop it, and most important, how you
see it making money. Consult the wide variety of
books, or type "business plan" into a search
engine for more sources to help you write a
business plan.
2. Build a convincing business model for your company. This will have detailed financials that describe every aspect of your business, including costs for sourcing or manufacturing your product, projected sales, and marketing expenses as well as general and administrative overhead.
3. Determine how much money you are going to need. Include start-up funds and sufficient capital to keep the business afloat until your revenue covers your expenses. Add up all of your anticipated expenses during start-up: Salaries, building leases and equipment purchases, furniture, office supplies, telephone service and business card printing. The more specific your list of expenses, the lower your chances of running out of money.
4. Seek out help from those who have done it before. Consider offering them stock in your company for their assistance, but not before you decide if you want to retain full ownership.
5. Hire a reputable law firm to set up the legal structure of your business. Business entities come in many forms and include S or C corporations, limited liability corporations (LLC), partnerships and sole proprietorships. Set up your business correctly from the beginning to facilitate financing and shield your assets. Use a firm with experience handling companies in your field.
6. Work closely with your law firm and create a financing structure. Determining the deal you give to investors, and codifying it properly, is crucial to eliminating problems down the line. Decisions include whether to take money as debt or to give up equity, what kind of rights and privileges (if any)
come with being an inves to r and , most important for them, how investors get paid back.
7. Decide what kind of investors you want. Many companies want powerful executives or financiers as investors, b u t fi n d t h e m m e d d l e s o m e a n d impatient. Friends and family can be an excellent source of friendly money, but investing in start-ups is risky, and relationships can go sour if people start losing money.
8. Use your savings. Any lenders or investors will expect you to fund your business to the best of your financial ability and self-financing is the best way to retain control.
9. Go to a bank or credit union that you have a relationship with, and ask about a business loan. You'll likely get a better reception from an institution you have a proven track record with than from a new lender.
MONEY FOR BUSINESSHow to Finance Your Business Idea
By an eHow Contributor
BUSINESS FOR EVERYONE MAY 2012
A great business idea without money is like a brand-new car with no gas: Both are sweet to look at but don't go anywhere. Fortunately, there's a wide range of sources you can tap to
drum up money to fuel your new venture.
• When it comes to business financ ing , i nves t iga te a l l possibilities. Often, you can combine funding from various sources to create a suitable package.
• The only grants available these days to entrepreneurs are hard to find and most require some investment on the part of the business owner in order to qualify. Call your local small business development center to find out about available grants.
• Although investors provide what seems to be free money, they also want to own a portion of your business in return. Many venture capitalists and angel investors will only consider business opportunities where they can own 20 to 50 percent of the company.
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10. Turn to vendors you plan to use and ask whether they would be willing to provide products or services up front, as a means of reducing your start-up costs, in return for full payment plus interest within a specified amount of time. Their ability to do so may lower or even eliminate your need for external financing.
11.Ask potential suppliers if they would help finance your company, either by providing extended payment terms or extending a loan. Since vendors have the most to gain when it comes to landing a significant contract, some may be willing to give you some starting help in return for a guarantee of business.
12. Put up collateral. Depending on the size of the loan, you might offer your car, house or other type of property.
13. Investigate the government's Small Business Administration (SBA.gov) loan programs. The SBA oversees programs that
guarantee smal l -business loans, and encourages banks and other institutions to fund businesses they might otherwise turn down. The terms and fees are usually comparable to conventional financing.
14. Tap into your own assets. Many entrepreneurs have valuable assets they can borrow against to start their business. Home equity is the most obvious choice, with the added bonus that interest payments are tax deductible. Some 401(k) programs and life insurance policies may also be borrowed against. Entrepreneurs have to gauge the degree to which they leverage their personal assets against the risks of start-up businesses.
15. Consider using a credit card. It's relatively easy and quick to get needed funds from your credit cards through cash advances, although the interest rates are much higher than those from other sources.
TIPS & WARNINGS
BUSINESS FOR EVERYONE MAY 2012 MONEY FOR BUSINESSHow to Finance Your Business Idea
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OmniFocus: Task Manager
For executive road warriors and super-busy CEOs, the iPhone has become indispensable. Here are 15 must-have free and paid business apps that tap into the great mobile experience and keep executives productive
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BUSINESS APP REVIEW BUSINESS FOR EVERYONE MAY 2012
Best IPhone Apps for busy CEOsBy Tom Kanshige CIO
High-powered CEO’s start their day super early and finish around dinner time. That is, if they’re not flying from meeting to meeting and living out of hotels most days of the year. A simple task manager app won’t do. They need OmniFocus, a powerful app that keeps track by project, place person or date, as well as notify users about upcoming deadlines.
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Expensify: Expense ReportingAfter a weeks-long business trip, the last thing you want to do is sit down with a stack of receipts and a confusing expense report form. Why not file expenses as you make them via iPhone app, such as Expensify. The app syncs with credit cards to track purchases in real-time, pulls in electronic receipts, scans paper receipts using the iPhone camera and produces a PDF report that can be emailed to those annoying guys in finance.
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Evernote: Note TakingMost CEOs we’ve met have a thousand thoughts running through their busy brains. Interesting ideas, even great ones, come to mind all the time, while in high-level meet ings, reading documents and l istening to presentations. How do they remember it all? Maybe they’re quietly whipping out their iPhone, firing up Evernote and making quick notes in either voice, picture or text.
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A NOT-SO NUTTY BUSINESS IDEA
BY MARGARET LITTMAN
When Justin Gold first moved to Boulder,
Colo., to ski, bike and decide what he wanted to
be when he grew up, he did what most
underemployed twentysomethings do: He found
roommates. And they did what most roommates
do: They took his stuff without asking.
That stuff included Gold's homemade almond
butter, which he relied on to increase his protein
consumption before long bike rides. Eventually,
tired of his roommates' pilfering ways, Gold
scrawled his name on his nut-butter containers.
But today Gold is grateful to those former
roomies, because Justin's--yes, he still puts his
name on every jar--brought in $11 million last
year, with a loyal customer base, national
distribution and plans for expansion.
Gold started researching how to launch a natural
and organic foods business in 2002. He wrote a
business plan and scoured his contacts to find a
commercial kitchen to borrow, ultimately driving
the hour from Boulder to Denver late at night to
use a kitchen there. He worked at outdoor-gear
retailer REI during the day and delivered his
products on weekends.
The first Justin's items were natural peanut and
almond butters packaged in jars. The line was
successful, but the category was crowded,
offering limited potential for growth. In 2006,
Gold got an idea from the goo packs, gels and
other squeezable energy boosts sold at REI. "I
did not want a sugar gel; I wanted a protein
pack," he says. "With squeeze packs we could
dictate prices and we could sell them
everywhere."
PUTTING YOUR BUSINESS OUT THERE
!
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BUSINESS FOR EVERYONE MAY 2012
"It has made our team members an army of people who care about the product."--Tom Rich, Whole Foods Market
Nuts about it: Justin Gold's line of natural and organic nut butters has expanded from stores like Whole Foods Market to non-grocery markets, including airports.
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He raised cash from friends and
family, threw in his own life savings and bought
a squeeze-pack machine. Soon Whole Foods
Market began stocking Gold's squeezable,
single-serve nut-butter packs in its stores. But
instead of placing them near the other nut
butters, the packs were mixed into the energy-
bar section. And they failed.
Luck i l y, Go ld 's company had
developed good relationships with retailers,
thanks to years of doing demos and undertaking
other brand-building initiatives, not to mention
handling its own restocking--all of which earned
Justin's products another chance.
"They built really good relationships
with team members," says Tom Rich, Rocky
Mountain grocery coordinator for Whole Foods
Market. "[Gold] has great people
working for him. They connect with
customers; they are focused and
present when they do sampling. It
has made our team members an
army of people who care about the
product."
The second time around,
Just in's s ingle-serve
packs were placed in
the peanut-butter aisle.
"Two things happened,"
G o l d s a y s .
"Consumers knew what it
was. In the energy-bar aisle they
said, ‘What the hell is it?' And for the
consumer who never tried almond
butter before, they could try it for
99 cents. And then they would
come back and buy a $10 jar. They
ended up spending more money."
Justin's turned a profit in 2008. A
year later, after REI decided to
stock his nut-butter packs, Gold
quit his retail job. Next, he raised
$1 million from angel investors and
expanded again, this time into
peanut-butter cups, including a
dark-chocolate vegan variety. The
candy fits with Gold's mission to
create natural, fair-trade
and organic versions of
conventional foods already
known and loved by consumers.
Trade magazine Progressive Grocer named
the candy one of the best rollouts of 2011.
The candy and squeezable packs
have also allowed Justin's to expand
into non-grocery markets, including
airports. Gold hopes to reach the $20
million revenue mark this year.
Despite all the success, there's one
thing about Gold's life that hasn't
changed. Even though he's married
now, he says he and wife are content
to reinvest their extra cash in the
business, not in rent--so they live with
roommates.
A NOT-SO NUTTY IDEA
LINKS
The candy and
squeezable packs have also
allowed Justin's to expand into
non-grocery markets, including
airports. Gold hopes to reach the
$20 million revenue mark this
year.
MONEY FAST FACTSDID YOU KNOW?
If you stack one million US$1 bills, it would be 110m (361 ft) high and weight exactly 1 ton.
See: Money fast facts
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You hear all the time why blogging is great for business. Well, practically speaking it is. Companies more than likely shy away from it because of the time it requires to formulate a well-meaning blog. Blogging has just about as much power than social media does to attract people – the only difference is you don’t have to log on frequently to cast your message.
Blogging tells your potential clients a few things about your site like detailed information and important news – it puts the client within the confines of your business and gets them to see what it is like from the inside. It gets the client involved with you. With a blog you essentially have free reign to write about anything and everything and in the end, the goal is all the same: to win over clients.
This is an important aspect of viral marketing but where blogging works well for people is that it is so personable. Think of this: without a blog, there is no other information about the company (or the employers or owners) other than what’s on the site. This is exactly why social media is widely popular. You can know all you want with the frequency of posts that are being made on social media (but the understanding is that you can turn off clients by posting too much).
A blog, or web log, is more or less a diary on your business. When you strike a tone that is personable, you develop followers, which means
you have to consider a few things when blogging:
1) Relevant Yet Fun – Blog writing does not have to be stiff writing. In fact you should never approach blog writing that way. Have fun with it. Grammatical construction is important but it’s okay to not emphasize it. Tone can be more relaxed. Information can be freely dispersed. You have the writing world at your finger tips. In today’s business you want to be relational with your customers.
2) Relevant Yet Credible – Establishing your credibility will take more than one blog. What’s important is that blogging must be backed up by your ability to deliver. The more blogging that takes place and the more you deliver, the more you will gain more notoriety for your business.
3) Relevant and SEO-Friendly – Blogging plays an important role because it leaves room for companies to apply SEO concepts to their blogs. The more blogs that take place the more SEO friendly your site becomes.
4) Relevant and Good Communication – Communication is the key to any successful business venture. It is often said that bad communication will shut down a business in less than a year. While it is a saying it shouldn’t surprise you if that is the case. Communicate to your customers and you will
see major results.
Blogging can be fun and exciting and it is easily implemented into your site. As far as Internet marketing is concerned, you can do a lot with blogging and its very nature is already SEO appropriate and friendly, depending on the blogging software you use. Add pictures, videos, be short, be long, tease, etc. A blog, especially if it is customized, can do your business wonders…it’s just a matter of how you want to implement it.
Most companies do blog as a habit, but they don’t necessarily have the right approach to it. Never underestimate blogging as an Internet marketing tool. If you use all the other sources of Internet marketing at your disposal then you’ll
SOCIAL MEDIA 101Let the Power of Blogging Work for Your Businessby Pratik Dholakiya
BUSINESS FOR EVERYONE MAY 2012
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!Clarion DriveEve
Staple without staples? Sounds too good to be true; well yes; if you have more than 5 sheets to staple. However, if you only need to staple 5 sheets or less, then staples are history. Become more eco-friendly and impress your co-workers. Comes in five colors: blue, black, red, chrome, and green.
GO GO GADGET
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Taking inspiration from the popular police car chases shot by police vehicle cameras, Clarion comes out with a car camera for the general public. The DriveEye is a small digital camera that starts recording as soon as its G-force motion sensor detects sudden braking. It records up to 15 seconds of video once the brakes are applied.It fits snuggly on your windshield out of the way of your line of vision for safe driving. Not just for the average public but a great tool for your business as well. If you have a business with several vehicles, the DriveEye will contribute to and promote careful driving by your employees.
Give yourself the ability to have all your credit cards on one card, leave all of them at home. iCache can make that possible. This device simplifies your business life, practically replaces your wallet. If your credit cards gets stolen, someone can use them for purchase; if someone takes your iCache they cant use it without your fingerprint. It uses biometric security to protect your credit card and personal information. The iCache digitally replicates your credit card magnetic strip signatures for all of your shopping needs. You can swipe iCache at your gym, make car rental reservations, buy theater tickets and more. I know I am going to get it for my travels. It is very cool device.
iCache
Staples Free Stapler
BUSINESS FOR EVERYONE MAY 2012
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Floating Islands: Using Garbage to Clean Polluted WaterBy Marc Gunther
BUSINESS FOR EVERYONE MAY 2012 BRIGHT IDEAS
It would not be accurate to call Floating Island International, the business led by Bruce and Anne Kania, a mom-and-pop operation -- for one thing, although they are married, Bruce and Anne don't have children -- but that description gives you a sense of the scale of their startup. With fewer than a dozen employees, the Kanias are tucked away in the small town of Shepherd Montana (population: 208) and the firm's annual revenues are less than $1 million.But Floating Island International already lives up to its name: Its man-made islands can be found in New Zealand, China, South Africa and Canada as well as in the U.S. Its customers include U.S. Army Corps of Engineers, American Electric Power and Disney World, which suggests that they may be onto something. And the Kanias' ambitions seem to know no bounds."I'm pretty sure we are going to be one of the most successful businesses of all time," says Bruce.Bruce, who is 57, is an inventor and entrepreneur who worked in prosthetics, textiles and sporting goods (he invented a broadhead arrow). Then, about a decade ago, he came up with the idea of turning plastic trash into man-made floating islands that can clean polluted water, spur the growth of fish, provide species habitat and sequester carbon.Not to mention create beachfront property."We're learning how to grow real estate," he says.I met Bruce and Anne recently at the Society of Environmental Journalists conference in Missoula, MT. Their company is just five years old, they told me; it was inspired by the floating peat bogs of northern Wisconsin, where Bruce grew up and worked as a fishing guide. He graduated from the
University of Wisconsin with a degree in social studies, and much later bought a farm on the Yellowstone River in Montana.His business got started with a smelly dog named Rufus. The pooch jumped into an irrigation pond on the farm and emerged with a stinky, reddish tinge. The water was overloaded with nitrogen and phosphorous, runoff from nearby farms and ranches -- the same kind of runoff that pollutes waterways everywhere, from the Mississippi River to Chesapeake Bay to the New Jersey-sized dead zone in the Gulf of Mexico.What might be done to clean up the pond, Bruce wondered. He had by then heard of biomimicry, a term coined by biologist Janine Benyus, another Montanan, to describe a discipline that draws upon nature's designs and processes to solve human problems. (See Buildings inspired by nature at Fortune.com) Says Bruce:It was so extreme and graphic that it drove me to ask the question: How does nature handle this? Nature handles it with wetlands. This concept of using nature as a model seems a lot more elegant that the bombs and bullets approach of turning to a chemical solution or mechanical device. It's a vision of trying to live more in harmony.So how can you develop more wetlands?About 400,000 islands have been built using Floating Island's intellectual property. Most are small -- they can be put in a backyard pond -- but this year the company has commissioned four islands that are more than 20,000 sq. ft. Two of the biggest were bought by the Army Corps of Engineers and located in Dutchy Lake, Oregon, and Sheepy Lake, California, to act as nesting habitat for Caspian terns. The goal was to get the terns to locate away from the Columbia River,
where they were preying on migrating baby salmon. (The designers placed 250 tern decoys on the island to lure the birds.) Early results are promising.The Kanias and their employes make some of the islands in Shepherd, frequently for research purposes. (The Kanias have grown tomato, raspberry, asparagus, watercress and wild ginger on their islands.) Most are built by eight firms — six in the U.S., and one each in China and New Zealand — that have licensed their technology. They cost about $30 per square foot. You can read a lot more about the islands, and how they work here.Bruce has a big idea, literally, for a floating island he calls Leviathan that, when equipped with mechanical aeration, could circulate and clean up to 1 million gallons of water per minute. He had hoped to test one out to clean up the BP oil spill, and enlisted the help of Sen. Jon Tester of Montana, but so far, he hasn't found a buyer. Most of his customers so far are municipalities that want to clean up their local water supplies.Eventually, he's hoping to expand the supply of oceanfront real estate, he tells me. There's no limit to how many islands can be lashed together, and larger ones can be anchored, he explains.
The vast majority of businesses have a failure rate of 33 to 69%depending where they are located, this however should not discourage you from starting your own business.
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It is also important to note going out of business
is not a bad thing because you can come across
better opportunities related to the business you
open. An important aspect about opening your
own business is knowing there is a growing
demand for what you are going to offer and
being honest enough in your assessment about
being able to offer it.
Research
Most people open a business because they
have extra money and they think they are pretty
good at what they do. This however is not a
formula for a good business. You have to
research your competition, location, demand,
expected growth, market, profits, loses,
expenses, insurance, labor laws and of course
taxes and this is a short list. There is a lot of
information out there so you have to identify
what is important to your business and go more
in depth to gain a full understanding of how it
will affect you.
The Money
Unless you are a non-profit you are going into
business to make money. When you open your
business you have to have contingency controls
in place just in case your plan to make money
does not materialize, which is sadly the case for
most new businesses. Before your grand
opening make plans to generate money right
away, create a base for recurring revenue and
don’t spend more than you make.
Know The Climate
You can open a business during any economic
climate as long as you are meeting a demand.
The business you open can thrive even if
economic conditions are not ideal. Just as in
good economic climates you have to finance
your business properly and have a great
business plan. The climate does not guarantee
success but your planning will give you better
odds.
Know Your Customers
Without customers your business will not exist
so you have to place great importance on
customer service with clients and business
partners. Customers and business partners
are a great source of business referral. Have a
customer service policy in place so the all the
staff understands great customer service is
part of your normal business operation.
Studies show good customer service is a big
reason people become repeat customers and
recommend a business.
Technology Integration
It goes without saying you have to integrate
technology if you want to increase your
chances of success. Learn how to use
accounting software to help you track
inventory, billing, payroll and other business
operations. If you are not technologically
savvy do not hesitate to hire someone who will
make your business be more productive
operationally and online. It takes know-how
and time to build traffic to your website, blogs
and social media sites. These are tools you
have to incorporate as part of your marketing
to attract more customers.
Thousands of business open up and close
each year. If you want to avoid being one of
the ones that close learn as much as you can
before you start your own business and
continue learning while you are open.
WANT TO START YOUR OWN BUSINESS?LEARN NOT TO FAIL
BUSINESS FOR EVERYONE MAY 2012
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LOREM IPSUMMalesuada quis, quis. Donec ac sapien. Ut orci. Duis ultricies, metus a feugiat, dolor mauris convallis est, quis mattis lacus eu augue. Sed facilisis. Morbi lorem mi, vitae.
DOLOR SIT AMETLigula nulla pretium, rhoncus fermentum, enim integer volutpat. Nisl turpis est, vel elit, congue wisi enim nunc ultricies sit, tincidunt. Maecenas ligula nostra, taciti.
A DOLOR NETUS DUIAliquet, sagittis, mauris, vel eu libero cras. Interdum at. Eget habitasse sociis elementum est, ipsum purus pede porttitor class, aliquet dolor sed ut auctor.
ETHNIC PARTNERSBUSINESS FOR EVERYONE MAY 2012
“Our mission is simple: strength in unity, power in diversity and success in collaboration. The goal is to promote communications and cooperation among the various chambers and to provide better services and more effective use of community resources.”
Local ethnic business promoters form partnership
DEARBORN — Local ethnic chambers of commerce this week entered into a partnership that is believed to be the first of its kind in the United States.
At a formal announcement ceremony Tuesday held at the Hyatt Regency Dearborn more than 100 people showed up, including state senators and house representatives, general consuls, business and community leaders, local, national and international media. The name of the new organization is the Counci l of Ethnic Chambers of Commerce.
“This is an exciting day,” said Ahmad Chebbani, chairman of the Council and chairman of the American Arab Chamber of Commerce Board of Directors.
“Our mission is simple: strength in unity, power in d ivers i ty and success in
collaboration. The goal is to promote communications and cooperation among the various chambers and to provide better services and more effect ive use of community resources.”
Doug Smith, senior vice president of strategic partnerships with the Michigan Economic Development Corporation, congratulated the groups on forming the council. He said the council would be an important partner as the state works to bring new vitality to Michigan’s economy.
“Diversity should pull us together, and there is no better time to form this Council than now,” he said.
All chambers retain will their separate identities but work together through the Council to promote each other, cooperate on various activities and provide better services
and more effective use of community resources. Some of the areas of cooperation include: Hosting and leading business delegations, hosting business expos and or business conferences and providing business development targeting the ethnic communities for multi-ethnic business counseling.
The council includes: The African Business Chamber of Commerce USA, the African Caribbean Chamber of Commerce, the American Arab Chamber of Commerce, the Detroit Chinese Business Association, the Indo-American Chamber of Commerce, the Michigan Black Chamber of Commerce, the Michigan Hispanic Chamber of Commerce, the Philippine Chamber of Commerce - Michigan and the Taiwanese Chamber of Commerce of Greater Detroit.
CPEHN's Ethnic Partner Organizations
Asian & Pacific Islander American Health Forum (APIAHF)
California Black Health Network (CBHN)
California Rural Indian Health Board (CRIHB)
Latino Coalition for a Healthy California (LCHC)
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BUSINESS FOR EVERYONE MAY 2012
No one ever said starting a non-profit was
easy, but…
It’s all worth it. This process has been by far
the most challenging endeavor I have ever
undertaken (and I have run and finished two
marathons!). The Global Penicillingirl Project
was born from my passion to help
underserved populations globally, and my
belief that every individual has the right to live
with dignity, basic healthcare and nutrition.
Our non-profit is dedicated to providing
healthcare, medications, and nutritional
supplements to underserved populations in
developing countries, and our goal is to “help
distribute the world’s abundance”. The truth
is there is enough food, water, medications
and basic human necessities for everyone.
There is no reason to have starving children
in the world, while we have an obesity
epidemic in the United States. And there is
no reason for children and women to die from
illnesses that are easily preventable and
treatable with very inexpensive interventions.
I learned the value of internat ional
humanitarian work at a very young age as a
Jewish-Iranian immigrant. Throughout my
career as a clinical Pharmacist, I have tried to
give back and have volunteered in medical
missions to Honduras and Peru providing
much needed help to the poorest and most
vulnerable populations in the world. After
witnessing the outcomes of poverty first-
hand and realizing the unbalanced lifestyles
that my friends and I share, I made it my
mission to start a non-profit where I could
raise funds and collect goods to distribute to
underserved populations in developing
countries. And in February 2011, our non-
profit was born, but not without frustrations,
disappointments and sometimes tears. I had
no idea what I was getting myself into, and I
had a very sharp learning curve. I had to
learn everything: from registering as a non-
profit, to creating a logo and a brand, and
creating a website from scratch, all with very
little money. I had to get people’s buy-ins to
believe in my cause and donate their time
and money. I have had to ask doctors,
nurses, dentists, and pharmacists to give up
their vacation and time off to volunteer their
services for a one-week mission where they
would be working long days and in very poor
conditions. I have called, emailed, texted,
facebooked every friend and contact in my
network and my friends’ networks for
donations and attendance to my fundraisers.
GIRL ON A MISSION: A CLINICAL PHARMACIST TURN A PERSONAL PASSION INTO A SUCCESSFUL NON-PROFITBy Nina Yousefzadeh
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[13]
The truth is there is enough food, water, medications and basic human necessities for everyone. There is no reason to have starving children in the world, while we have an obesity epidemic in the United States. And there is no reason for children and women to die from illnesses that are easily preventable and treatable with very inexpensive interventions.
Throughout this process, I have learned some
great lessons that I wish someone had shared
with me when I was starting my project. First,
you don’t need to pay a lawyer or an
accountant to help with the registration
process. Most lawyers will do it pro-bono,
you just have to ask the right people. Second,
don’t rely only on your friends as members of
your Board. Find people that are just as
passionate about your cause as you are.
Although your friends love you and have been
there for you throughout your life, they may
not necessarily share your passion about this
cause, which may cause disappointments
and arguments. And finally, no one is going to
care about your non-profit as much as you
do, and unless you can hire help, you will
have to be prepared to do whatever is
required, including writing, editing, creating,
buying, cleaning, mopping, lifting heavy
boxes, hosting events, talking to press, and
writing a blog, all while fulfilling the
responsibilities of a full-time job, and trying to
maintain a social life.
What I have been most surprised with in this
process is not only the generosity of
strangers, but also the lack of compassion in
others that I thought would be my strongest
supporters. One former pharmacy resident
from Spain donated $300, and when I asked
her about her generous donation, she replied:
“I am really glad to help in such an amazing
project. I wanted to do something interesting
and useful with part of the last money I made
as a resident, so instead of buying a gift for
myself, I made this gift for the people in Lake
Atitlan [Guatemala]. They need it much more
than me.”
In just a short six months, we have had two
fundraising events: one in San Francisco and
one to be held in New York City, on July 19th.
We have raised nearly $10,000 and are going
to Guatemala in October 2011 for our first
Medical/Dental Mission. And, most incredibly,
we are going to be the subject of a
documentary film. The film will document our
journey from New York City to Guatemala and
will reveal the trials of raising funds and
organizing a mission from start to finish. The
process has already been more rewarding
than I could have imagined. And I know the
best is yet to come.
Nina Yousefzadeh is a Clinical Pharmacist at
Mount Sinai Medical Center in New York City
and the founder of The Global Penicillingirl
Project. For more information please
visit www.globalpenicillingirl.org
[14]
SIL International is a faith-based nonprofit organization committed to serving language communities worldwide as they build capacity for sustainable language development. SIL does this primarily through research, translation, training and materials development. Founded in 1934, SIL (Summer Institute of Linguistics, Inc) has grown from a small summer linguistics training program with two students to a staff of over 5,500 coming from over 60 countries. SIL's l inguist ic invest igat ion exceeds 2,590 languages spoken by over 1.7 billion people in nearly 100 countries. The organization makes its services available to all, without regard to religious belief, political ideology, gender, race or ethnolinguistic background.
Faith and Service
SIL's service with ethnolinguistic minority communities is motivated by the belief that all
people are created in the image of God, and that languages and cultures are part of the
richness of God's creation. Thus, SIL’s service is founded on the principle that communities
should be able to pursue their social, cultural, political, economic and spiritual goals without
sacrificing their God-given ethnolinguistic identity. Though faith-based, SIL limits its focus
of service to language development work. SIL does not engage in proselytism, establish
churches or publish Scriptures.
Language Development
SIL works with ethnolinguistic minority communities as they build their capacity for the
sustainable development of their own languages. Language Development is the series of ongoing
planned actions that a language community takes to ensure that its language continues to
serve its changing social, cultural, political,
economic and spiritual needs and goals. SIL's expertise related to language development
includes training and consulting for activities such as linguistic analysis orthography and
writ ing systems development, l i terature development and multi-lingual education and
literacy.
Academic Research
Over 950 of SIL's workers hold advanced degrees, and many regularly present papers and
publish their research. Through its extensive language survey efforts, SIL is a leader in the
identification and documentation of the world's languages. Results of that research are
published in Ethnologue: Languages of the World, a comprehensive catalog of the world's
more than 6,900 living languages. SIL has produced over 40,000 publications—adding an
average of 1,000 new titles annually—with more than 20,000 listed online.
Building Capacity and TrainingSIL offers technical expertise and training to
support local communities decisions about how to maintain their cultures and use their
languages in new ways to address their changing needs. To do this, SIL assists with
multilingual education programs—for both children and adults—to help students learn
effectively through both their mother tongues and other languages. more than 20 institutions
around the world to offer classroom and online training in applied linguistics.
Materials Development
SIL works in partnership with local speakers to develop new written and oral materials in their
mother tongue. The kind of materials is determined by the community, and might include
print, audio or video items. Content covers a variety of subjects such as primers, folk stories,
textbooks, health and hygiene guidelines, games, history, etc. In addition to new
materials, local workers are trained to adapt or translate literature from other languages on
subjects such as nutrition, farming, health (including HIV/AIDS) and Scripture texts. SIL
also works with communities to foster the effective use of these materials.
PartnershipsSIL's primary partnerships are with local
language communities and with other agencies serving them. In many locations, SIL has
agreements to provide expertise, training or consulting for language development with
universities, government departments or local o rg a n i z a t i o n s i n v o l v e d i n e d u c a t i o n ,
development or Christian service.At the international level, as a nongovernmental
organization, SIL has special consultative status with the United Nations Economic and Social
Council (ECOSOC) and consultative status with the United Nations Educational, Scientific and
Cultural Organization (UNESCO). SIL is a founding member of Maaya, the World Network
for Linguistic Diversity.SIL also partners with other faith-based
organizations that are committed to the social and justice needs of minority peoples. SIL is a
member of the Micah Network and the Forum of Bible Agencies International. Primary partners
for funding and volunteer staff are organizations affiliated with Wycliffe Global Alliance.
SIL International 7500 W. Camp Wisdom Road Dallas, Texas 75236-5629 USA Phone: 972-708-7400 E-mail: [email protected]: www.sil.org
!
BUSINESS FOR EVERYONE MAY 2012
WHAT IS SIL INTERNATIONAL?
!
FAITH-BASED ORGANIZATIONS
[15]
My Social Media Business Partners™ is a Crowd Funding pla9orm where social business partners and management collaborate on a daily basis with the goal of making money on business ventures. My Social Media Business Partners™ facilitates the communicaAon and operaAons of social business partners and its management team by providing partners with daily updates on the status of their company, as well as the informaAon, content, documents and advice necessary to remotely run their operaAons. My Social Media Business Partners™ will facilitate operaAons within real estate, entertainment, funding, mining, and special business projects. Both the rewards and risks are shared by the social business partners. Individuals that would have typically been unable to parAcipate in certain business venture can now have the opportunity to do so with a team. My Social Media Business Partners™ gathers decisions made online by its social business partners and pass it on to management for execuAon offline. The social business partners will make decision that will affect the profit or loss of their company. CommunicaAon of results, informaAon, and content will be provided by management with annual reports; if profitable, partner disbursements will be made. By combining a business reality show, partnerships, and social networking; individuals can now engage social media content, parAcipate remotely from home or work, and see real life results. Social Media Business Partners™ will go live June 1, 2012. Social business partners will parAcipate in real estate, entertainment, funding, mining, and small business projects. Social business partners a n d m a n a g e m e n t w i l l h a v e b a c k o ffi c e a c c e s s at mysocialmediabusinesspartners.com for documents, voAng decision, conference calls, files and reports, while non parAcipaAng viewers will b e a b l e t o s e e r e s u l t s o f t h e i r d e c i s i o n s at socialmediabusinesspartners.com
A typical day with My Social Media Business Partners™ will include an update on the results from the previous day’s decisions, financial update, open items, company goals, and benchmarks.
My Social Media Business Partners™ was created as an innovaAve way to combine a business reality show
with social business partners, and social networking s ites. The goal is engage entrepreneurs as social partners while providing daily content for Angel Investors and social media audiences. Many people dream of owning their own business but the catch 22 of leaving their “job security” to start a new venture can be horrific. The Goal of My Social Media B u s i n e s s P a r t n e r s ™ i s t o g i v e entrepreneurs a chance to create and run a
profitable enAty with other social partners. The social business partners will share in both
the risk and profits of selected business concepts and run the operaAon remotely with the help of a
management team. Angel investors will be able to view and evaluate projects for future funding consideraAon while general site visitors will parAcipate through voAng and video commentary. Social business partners, investors, and general site visitors can see first-‐hand the development, growth and success of new companies through social pla9orms. My Social Media Business Partners™ will facilitate projects in real estate, entertainment, funding, mining, and small businesses.
WATCH VIDEO : h]p://youtu.be/4nKCAaWwW-‐U
Social Media Business Partners
BUSINESS FOR EVERYONE MAY 2012
Pending ProjectsWe Find You CloseReal Estate RoyaltiesSavvy ExplorationThe Entertainment NetworkThe Greatest rAPPer“Put me on” Show
[16]
BUSINESS FOR EVERYONE MAY 2012
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[17]
MAY
CALE
NDAR
2012
BUSINESS FOR EVERYONE MAY 2012
MAY 1TEN SAN ANTONIO4:00pm-‐8:00pm
MAY 2
Pudng Your Business Out There at JF -‐ 11:00am-‐1:00pm
MAY 3
Team Spirit CompeAAons (All Day)TEN TENNESSEE -‐ 4:00pm-‐8:00pmGET F.E.D. -‐ 5:00pm-‐8:00pm
MAY 4
GET F.E.D. Business Brunch11:00a.m.-‐12:00pm
MAY 6TEN ALABAMA -‐ 4:00pm-‐5:00pm
MAY 7
Qadar Business Academy at Jerry Farbers (All Day)
MAY 9TEN Orlando -‐ 4:00pm-‐5:00pm
MAY 11
GET F.E.D. Business Brunch11:00a.m.-‐12:00pm
MAY 14
Qadar Business Academy (All Day)
MAY 14
TEN SAVANNAH -‐ 4:00pm-‐8:00pm
MAY 16
Qadar Business Academy GA (All Day)
MAY 17Team Spirit Business CompeAAons (Various LocaAon) -‐ All DayGet F.E.D. 5:00pm-‐8:00pm
MAY 18
Get FED Business Brunch (Various LocaAons) -‐ 11:00am-‐12:00pm
MAY 21
Qadar Business Academy GA (All Day)TEN Louisiana -‐ 4:00pm-‐5:00pm
MAY 23TEN Atlanta -‐ 4:00pm-‐8:00pm
MAY 20
Good Hair Day (Natural Styles EducaAon Series) -‐ 11:00am-‐2:00pm
[18]
MAY
CALE
NDAR
2012
BUSINESS FOR EVERYONE MAY 2012
MAY 24
TEN Houston -‐ 4:00pm-‐5:00pmGet FED -‐ 5:00pm-‐8:00pm
MAY 25Get FED Business Brunch -‐ 11:00am-‐12:00pm
MAY 26
DCR & S Event and “Shoe Game” -‐ 12:00pm-‐2:00pm
MAY 27THE TABLE (All Day)
MAY 28
Qadar Business Academy -‐ (All Day)
MAY 30
TEN Dallas -‐ 4:00pm-‐8:00pmMAY 31
Team Spirit Business CompeAAons (Various LocaAons) -‐ (All Day)
Money Party -‐ 8:00pm-‐12:00am
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