08/1
1
Notes: Returns are calculated after fees and expenses. The
historical performance of the Special Situation Mortgages Option is
based on 2nd mortgages made by the Fund over the past five years.
These rates represent the average rates payable on the mortgage
portfolio of each Option and may not be indicative of the returns
on the investment selections of individual investors. Past
performance is no guarantee of future performance.^The rates of
return from the Fund are not guaranteed and are determined by
future revenue of the Fund and may achieve lower than expected
returns. Investors risk losing some or all of their principal
investment. *Withdrawal rights are subject to liquidity and may be
delayed or suspended. La Trobe Financial Asset Management Limited
ABN 27 007 332 363 & AFS Licence No. 222213 is the issuer and
manager of the La Trobe Australian Mortgage Fund. It is important
for you to read the Product Disclosure Statement for the Fund
before you make an investment decision. You can get a copy of the
PDS from our website at www.latrobefinancial.com.au or by calling
1800 818 818. You shouldconsider carefully whether or not investing
in the Fund is appropriate for you.
Investment Performance Current % p.a.
Historical Performance (30-June-11)
6 months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5
years % p.a.
1. Cash & Mortgages 6.35^ 6.35 6.29 5.90 6.07 6.112. Pooled
Mortgages 7.80^ 6.80 7.74 7.49 7.52 7.503. Select Mortgages 8.58^
8.48 8.58 8.54 8.57 9.214. Special Situation Mortgages 13.17^ 12.86
13.17 13.86 13.26 14.53Investment Return Benchmark (UBS Bank Bill
Index) 4.80 4.94 4.98 4.43 4.78 5.61
Key Features of the Fund Mortgage to Cash Ratio 88:12
Returns paid monthly or quarterly to Australian/Overseas bank
accounts
Established Manager with over 50 years proven track record
Direct banking of income and withdrawals*
No entry fee
Minimum investment $1,000
Average Fund Loan-to-Valuation Ratio 59.3%
Funds Under Management of $433 million
Average Fund Loan size $377,212
Best of the Best 2010 and 2011 AwardsOur Pooled Mortgages Option
is Money magazines 2010 and 2011 Gold Award Winner for the Best
Mortgage Fund in its Best of the Best awards.
The ManagerLa Trobe Financial Asset Management Limited (La Trobe
Financial) is an unlisted public company and a licensed Australian
Fund Manager holding an AFS Licence issued by the national
regulator the Australian Securities & Investments Commission
(ASIC) to operate the La Trobe Australian Mortgage Fund. La Trobe
Financial is a specialist manager of retail and institutional
mortgage investments. The Group holds a number of important
Institutional mandates.
La Trobe Financial is one of Australias leading independent
specialist mortgage financiers. Its business includes residential
mortgages, commercial mortgages, and investment services operating
one of Australias largest Mortgage Funds under AFSL 222213. It
employs over 140 staff and has raised over AUD$10 billion to assist
over 100,000 customers since inception in 1952.
Four Investment OptionsInvestors may choose from four investment
options with La Trobe Financial. The current rate for each
follows:
1. Cash & Mortgages Option 6.35% p.a. ^
2. Pooled Mortgages Option 7.80% p.a. ^
3. Select Mortgages up to 10.75% p.a.^
4. Special Situations Mortgages up to 18.50% p.a.^ Subject to
availability
Investment ObjectiveThe objective of the La Trobe Australian
Mortgage Fund (the Fund) is to provide investors regular monthly
income with a low level of investment risk and volatility on all
mortgage investments. Please refer to the Chart below for our
investment performance.
Effective rate for September 2011
7.80 % ^8.08% annualised compounding interest rate
Variable Pooled Mortgage
p.a.
p.a.^
RatingsThe Pooled Mortgages Option has been independently
rated:
Standard & Poors 1 Research Rating Adviser Edge 2 Research
Rating Copies of the Advisor Edge and Standard & Poors research
rating reports are available on request or on the La Trobe
Financial website.
September 2011 / As at 31 August 2011
Client Service Hotline 1800 818 818
La Trobe Australian Mortgage Fund Mortgage Fund Update
08/1
1
Notes: Returns are calculated after fees and expenses. The
historical performance of the Special Situation Mortgages Option is
based on 2nd mortgages made by the Fund over the past five years.
These rates represent the average rates payable on the mortgage
portfolio of each Option and may not be indicative of the returns
on the investment selections of individual investors. Past
performance is no guarantee of future performance.^The rates of
return from the Fund are not guaranteed and are determined by
future revenue of the Fund and may achieve lower than expected
returns. Investors risk losing some or all of their principal
investment. *Withdrawal rights are subject to liquidity and may be
delayed or suspended. La Trobe Financial Asset Management Limited
ABN 27 007 332 363 & AFS Licence No. 222213 is the issuer and
manager of the La Trobe Australian Mortgage Fund. It is important
for you to read the Product Disclosure Statement for the Fund
before you make an investment decision. You can get a copy of the
PDS from our website at www.latrobefinancial.com.au or by calling
1800 818 818. You shouldconsider carefully whether or not investing
in the Fund is appropriate for you.
Investment Performance Current % p.a.
Historical Performance (30-June-11)
6 months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5
years % p.a.
1. Cash & Mortgages 6.35^ 6.35 6.29 5.90 6.07 6.112. Pooled
Mortgages 7.80^ 6.80 7.74 7.49 7.52 7.503. Select Mortgages 8.58^
8.48 8.58 8.54 8.57 9.214. Special Situation Mortgages 13.17^ 12.86
13.17 13.86 13.26 14.53Investment Return Benchmark (UBS Bank Bill
Index) 4.80 4.94 4.98 4.43 4.78 5.61
Key Features of the Fund Mortgage to Cash Ratio 88:12
Returns paid monthly or quarterly to Australian/Overseas bank
accounts
Established Manager with over 50 years proven track record
Direct banking of income and withdrawals*
No entry fee
Minimum investment $1,000
Average Fund Loan-to-Valuation Ratio 59.3%
Funds Under Management of $433 million
Average Fund Loan size $377,212
Best of the Best 2010 and 2011 AwardsOur Pooled Mortgages Option
is Money magazines 2010 and 2011 Gold Award Winner for the Best
Mortgage Fund in its Best of the Best awards.
The ManagerLa Trobe Financial Asset Management Limited (La Trobe
Financial) is an unlisted public company and a licensed Australian
Fund Manager holding an AFS Licence issued by the national
regulator the Australian Securities & Investments Commission
(ASIC) to operate the La Trobe Australian Mortgage Fund. La Trobe
Financial is a specialist manager of retail and institutional
mortgage investments. The Group holds a number of important
Institutional mandates.
La Trobe Financial is one of Australias leading independent
specialist mortgage financiers. Its business includes residential
mortgages, commercial mortgages, and investment services operating
one of Australias largest Mortgage Funds under AFSL 222213. It
employs over 140 staff and has raised over AUD$10 billion to assist
over 100,000 customers since inception in 1952.
Four Investment OptionsInvestors may choose from four investment
options with La Trobe Financial. The current rate for each
follows:
1. Cash & Mortgages Option 6.35% p.a. ^
2. Pooled Mortgages Option 7.80% p.a. ^
3. Select Mortgages up to 10.75% p.a.^
4. Special Situations Mortgages up to 18.50% p.a.^ Subject to
availability
Investment ObjectiveThe objective of the La Trobe Australian
Mortgage Fund (the Fund) is to provide investors regular monthly
income with a low level of investment risk and volatility on all
mortgage investments. Please refer to the Chart below for our
investment performance.
Effective rate for September 2011
7.80 % ^8.08% annualised compounding interest rate
Variable Pooled Mortgage
p.a.
p.a.^
RatingsThe Pooled Mortgages Option has been independently
rated:
Standard & Poors 1 Research Rating Adviser Edge 2 Research
Rating Copies of the Advisor Edge and Standard & Poors research
rating reports are available on request or on the La Trobe
Financial website.
September 2011 / As at 31 August 2011
Client Service Hotline 1800 818 818
La Trobe Australian Mortgage Fund Mortgage Fund Update
08/1
1
Notes: Returns are calculated after fees and expenses. The
historical performance of the Special Situation Mortgages Option is
based on 2nd mortgages made by the Fund over the past five years.
These rates represent the average rates payable on the mortgage
portfolio of each Option and may not be indicative of the returns
on the investment selections of individual investors. Past
performance is no guarantee of future performance.^The rates of
return from the Fund are not guaranteed and are determined by
future revenue of the Fund and may achieve lower than expected
returns. Investors risk losing some or all of their principal
investment. *Withdrawal rights are subject to liquidity and may be
delayed or suspended. La Trobe Financial Asset Management Limited
ABN 27 007 332 363 & AFS Licence No. 222213 is the issuer and
manager of the La Trobe Australian Mortgage Fund. It is important
for you to read the Product Disclosure Statement for the Fund
before you make an investment decision. You can get a copy of the
PDS from our website at www.latrobefinancial.com.au or by calling
1800 818 818. You shouldconsider carefully whether or not investing
in the Fund is appropriate for you.
Investment Performance Current % p.a.
Historical Performance (30-June-11)
6 months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5
years % p.a.
1. Cash & Mortgages 6.35^ 6.35 6.29 5.90 6.07 6.112. Pooled
Mortgages 7.80^ 6.80 7.74 7.49 7.52 7.503. Select Mortgages 8.58^
8.48 8.58 8.54 8.57 9.214. Special Situation Mortgages 13.17^ 12.86
13.17 13.86 13.26 14.53Investment Return Benchmark (UBS Bank Bill
Index) 4.80 4.94 4.98 4.43 4.78 5.61
Key Features of the Fund Mortgage to Cash Ratio 88:12
Returns paid monthly or quarterly to Australian/Overseas bank
accounts
Established Manager with over 50 years proven track record
Direct banking of income and withdrawals*
No entry fee
Minimum investment $1,000
Average Fund Loan-to-Valuation Ratio 59.3%
Funds Under Management of $433 million
Average Fund Loan size $377,212
Best of the Best 2010 and 2011 AwardsOur Pooled Mortgages Option
is Money magazines 2010 and 2011 Gold Award Winner for the Best
Mortgage Fund in its Best of the Best awards.
The ManagerLa Trobe Financial Asset Management Limited (La Trobe
Financial) is an unlisted public company and a licensed Australian
Fund Manager holding an AFS Licence issued by the national
regulator the Australian Securities & Investments Commission
(ASIC) to operate the La Trobe Australian Mortgage Fund. La Trobe
Financial is a specialist manager of retail and institutional
mortgage investments. The Group holds a number of important
Institutional mandates.
La Trobe Financial is one of Australias leading independent
specialist mortgage financiers. Its business includes residential
mortgages, commercial mortgages, and investment services operating
one of Australias largest Mortgage Funds under AFSL 222213. It
employs over 140 staff and has raised over AUD$10 billion to assist
over 100,000 customers since inception in 1952.
Four Investment OptionsInvestors may choose from four investment
options with La Trobe Financial. The current rate for each
follows:
1. Cash & Mortgages Option 6.35% p.a. ^
2. Pooled Mortgages Option 7.80% p.a. ^
3. Select Mortgages up to 10.75% p.a.^
4. Special Situations Mortgages up to 18.50% p.a.^ Subject to
availability
Investment ObjectiveThe objective of the La Trobe Australian
Mortgage Fund (the Fund) is to provide investors regular monthly
income with a low level of investment risk and volatility on all
mortgage investments. Please refer to the Chart below for our
investment performance.
Effective rate for September 2011
7.80 % ^8.08% annualised compounding interest rate
Variable Pooled Mortgage
p.a.
p.a.^
RatingsThe Pooled Mortgages Option has been independently
rated:
Standard & Poors 1 Research Rating Adviser Edge 2 Research
Rating Copies of the Advisor Edge and Standard & Poors research
rating reports are available on request or on the La Trobe
Financial website.
September 2011 / As at 31 August 2011
Client Service Hotline 1800 818 818
La Trobe Australian Mortgage Fund Mortgage Fund Update
08/1
1
Notes: Returns are calculated after fees and expenses. The
historical performance of the Special Situation Mortgages Option is
based on 2nd mortgages made by the Fund over the past five years.
These rates represent the average rates payable on the mortgage
portfolio of each Option and may not be indicative of the returns
on the investment selections of individual investors. Past
performance is no guarantee of future performance.^The rates of
return from the Fund are not guaranteed and are determined by
future revenue of the Fund and may achieve lower than expected
returns. Investors risk losing some or all of their principal
investment. *Withdrawal rights are subject to liquidity and may be
delayed or suspended. La Trobe Financial Asset Management Limited
ABN 27 007 332 363 & AFS Licence No. 222213 is the issuer and
manager of the La Trobe Australian Mortgage Fund. It is important
for you to read the Product Disclosure Statement for the Fund
before you make an investment decision. You can get a copy of the
PDS from our website at www.latrobefinancial.com.au or by calling
1800 818 818. You shouldconsider carefully whether or not investing
in the Fund is appropriate for you.
Investment Performance Current % p.a.
Historical Performance (30-June-11)
6 months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5
years % p.a.
1. Cash & Mortgages 6.35^ 6.35 6.29 5.90 6.07 6.112. Pooled
Mortgages 7.80^ 6.80 7.74 7.49 7.52 7.503. Select Mortgages 8.58^
8.48 8.58 8.54 8.57 9.214. Special Situation Mortgages 13.17^ 12.86
13.17 13.86 13.26 14.53Investment Return Benchmark (UBS Bank Bill
Index) 4.80 4.94 4.98 4.43 4.78 5.61
Key Features of the Fund Mortgage to Cash Ratio 88:12
Returns paid monthly or quarterly to Australian/Overseas bank
accounts
Established Manager with over 50 years proven track record
Direct banking of income and withdrawals*
No entry fee
Minimum investment $1,000
Average Fund Loan-to-Valuation Ratio 59.3%
Funds Under Management of $433 million
Average Fund Loan size $377,212
Best of the Best 2010 and 2011 AwardsOur Pooled Mortgages Option
is Money magazines 2010 and 2011 Gold Award Winner for the Best
Mortgage Fund in its Best of the Best awards.
The ManagerLa Trobe Financial Asset Management Limited (La Trobe
Financial) is an unlisted public company and a licensed Australian
Fund Manager holding an AFS Licence issued by the national
regulator the Australian Securities & Investments Commission
(ASIC) to operate the La Trobe Australian Mortgage Fund. La Trobe
Financial is a specialist manager of retail and institutional
mortgage investments. The Group holds a number of important
Institutional mandates.
La Trobe Financial is one of Australias leading independent
specialist mortgage financiers. Its business includes residential
mortgages, commercial mortgages, and investment services operating
one of Australias largest Mortgage Funds under AFSL 222213. It
employs over 140 staff and has raised over AUD$10 billion to assist
over 100,000 customers since inception in 1952.
Four Investment OptionsInvestors may choose from four investment
options with La Trobe Financial. The current rate for each
follows:
1. Cash & Mortgages Option 6.35% p.a. ^
2. Pooled Mortgages Option 7.80% p.a. ^
3. Select Mortgages up to 10.75% p.a.^
4. Special Situations Mortgages up to 18.50% p.a.^ Subject to
availability
Investment ObjectiveThe objective of the La Trobe Australian
Mortgage Fund (the Fund) is to provide investors regular monthly
income with a low level of investment risk and volatility on all
mortgage investments. Please refer to the Chart below for our
investment performance.
Effective rate for September 2011
7.80 % ^8.08% annualised compounding interest rate
Variable Pooled Mortgage
p.a.
p.a.^
RatingsThe Pooled Mortgages Option has been independently
rated:
Standard & Poors 1 Research Rating Adviser Edge 2 Research
Rating Copies of the Advisor Edge and Standard & Poors research
rating reports are available on request or on the La Trobe
Financial website.
September 2011 / As at 31 August 2011
Client Service Hotline 1800 818 818
La Trobe Australian Mortgage Fund Mortgage Fund Update
