Your Title Made Simple™ - Logan Township, New Jersey

Your Title Made Simple™www.simplicitytitle.com 70 Grove Street, Somerville, NJ 08876 p.(877) 848-5320 f.(908) 462-8008

July 9, 2019

Ronald L. Shimanowitz, EsquireHutt & Shimanowitz, P.C.459 Amboy AvenueWoodbridge, NJ 07095 Re: Commitment for Title Insurance / Title No. ST-13550 Transaction Type: Cash Purchase / Purchaser: Entity To Be Determined Premises: 55 Lamson Lane (a/k/a Lamson Road), Logan, NJ 08085 Lots: 4 and 4 QFARM, Block: 905 / Municipality: Township of Logan / County: Gloucester Dear Mr. Shimanowitz, Thank you for choosing Simplicity Title, LLC. Please find attached the title commitment and supporting documents in connection with the purchase by your client, a New Jersey Limited Liability Company yet to be formed, of the above referenced property located in the Township of Logan, County of Gloucester, and State of New Jersey.

In addition, the following documents are attached for your information:

• Title and Settlement Services Invoice (reflecting Simplicity Title, LLC serving as settlement agent).

• Simplicity Title’s wire instructions.

In contemplation of Simplicity Title conducting the settlement, I have simultaneously emailed a copy of the title commitment package to Ms. Linda Scanlon and Ms. Kristine Kaplan, representatives of Simplicity Title’s Settlement Team (at [email protected]). If you have any questions in connection with the settlement component of this transaction (i.e., funding, disbursement, preparation of closing statement), please contact Ms. Scanlon or Ms. Kaplan at 877-848-5320.

Please note that Simplicity Title has not filed a Notice of Settlement for this transaction. It is my understanding that this transaction is currently in the due diligence phase. After the entity that is to purchase the subject property is legally formed, and after you advise this office of an estimated closing date, this company shall then file the appropriate Notice of Settlement.

I have not emailed a copy of the within title commitment package to any other parties or their legal representatives. If you wish me to send a copy to any other party or parties, please advise me, and I shall do so forthwith.

Your initial title order letter indicates that your office shall provide Simplicity Title with a survey of the subject property. Upon receipt of a copy of same, I shall prepare and forward to your office a Survey Endorsement and revised legal description prepared in accordance with said survey. Please note that in anticipation of the receipt of said survey, the enclosed invoice reflects the cost of the Survey Endorsement to be added to the title commitment.

mailto:[email protected]


Please do not hesitate to call me on my direct line at 973-668-8504, or email me at [email protected], for any matters related to the title underwriting component of this transaction.

Thank you,

Salvatore A. DeStefano, EsquireReal Estate Title Consultant / Commercial and ResidentialSimplicity Title, LLC



*** INVOICE ***July 9, 2019

Ronald L. Shimanowitz, EsquireHutt & Shimanowitz, P.C.459 Amboy Avenue, PO Box 648Woodbridge, NJ 07095

Re: File Number: ST-13550Buyer: Purchaser Entity To Be DeterminedProperty: 55 Lamson Lane, Logan Township, NJ

Rate Info:

Rate Type: 09/2013 StandardState: NJOwners Insurance: $1,680,000.00Mortgage Insurance: $0.00

CHARGES

Title Insurance Premium $5,470.00Examination $100.00County Search Cost $110.00Upper Court Searches/Patriot Name Search $54.00Tax and Assessment Searches $36.00Flood Certificate $10.00Tidelands Search $26.00Wetlands Search $40.00UCC Trenton Search $69.00Pending Litigation Search $75.00Survey (OP) (9/07) NJRB 5-01 $25.00Filed Notice of Settlement (1) $20.00Recording Service Fee - Cash Purchase (1 NOS) $5.00Transaction Management Fee $25.00Settlement Service (All-Cash) $350.00Wire Charge - All-Cash $10.00Overnight Fee $70.00

Total Charges: $6,495.00 Total Payments: Balance Due: $6,495.00

***** This invoice supersedes any/all prior invoices *****

NOTE: This invoice is subject to change. Final total invoice must be verified at closing.NOTE: This invoice is subject to cancellation charges. Please call for appropriate charges.

The insurance commissioner has directed that a statement detailing each pass-through search charge must be supplied to the purchaser, borrower or lessee in each insured transaction.

Title Invoice Page 2

HUD-1 Line Description Amount

1101 Title Services and Lender’s Title Insurance $1,000.001102 Settlement or Closing Fee $350.001103 Owner’s Title Insurance $5,495.001104 Lender’s Title Insurance $0.001105 Lender’s Title Policy Limit $0.001106 Owner's Title Policy Limit $1,680,000.001107 Agent’s portion of the total Title Insurance Premium $4,674.501108 Underwriter’s portion of the total Title Insurance Premium $820.50

This page is only a part of a 2016 ALTA® Commitment for Title Insurance [issued by Chicago Title Insurance Company]. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I—Requirements; [and] Schedule B, Part II—Exceptions [; and a counter-signature by the Company or its issuing agent that may be in electronic form].

72C165B3000 Page 1 of 3 ALTA Commitment For Title Insurance-08-01-2016 w-NJRB 3-09 ModThe use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ©2006-2016. American Land Title Association. All rights reserved.

Commitment No. ST-13550

COMMITMENT FOR TITLE INSURANCE ISSUED BY

CHICAGO TITLE INSURANCE COMPANY

NOTICE

IMPORTANT—READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE INSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT.

THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION, OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY THE COMPANY TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION, ARE PROPRIETARY TO THE COMPANY, WERE PERFORMED SOLELY FOR THE BENEFIT OF THE COMPANY, AND CREATE NO EXTRACONTRACTUAL LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED.

THE COMPANY’S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT. THE COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANY OTHER PERSON.

COMMITMENT TO ISSUE POLICY

Subject to the Notice; Schedule B, Part I—Requirements; Schedule B, Part II—Exceptions; and the Commitment Conditions, Chicago Title Insurance Company, a Florida corporation (the “Company”), commits to issue the Policy according to the terms and provisions of this Commitment. This Commitment is effective as of the Commitment Date shown in Schedule A for each Policy described in Schedule A, only when the Company has entered in Schedule A both the specified dollar amount as the Proposed Policy Amount and the name of the Proposed Insured.

If all of the Schedule B, Part I—Requirements have not been met within 180 days after the Commitment Date, this Commitment terminates and the Company’s liability and obligation end.

COMMITMENT CONDITIONS1. DEFINITIONS

(a) Knowledge” or “Known”: Actual or imputed knowledge, but not constructive notice imparted by the Public Records.

(b) Land”: The land described in Schedule A and affixed improvements that by law constitute real property. The term “Land” does not include any property beyond the lines of the area described in Schedule A, nor any right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this does not modify or limit the extent that a right of access to and from the Land is to be insured by the Policy.

(c) Mortgage”: A mortgage, deed of trust



(d) “Policy”: Each contract of title insurance, in a form adopted by the American Land Title Association, issued or to be issued by the Company pursuant to this Commitment.

(e) “Proposed Insured”: Each person identified in Schedule A as the Proposed Insured of each Policy to be issued pursuant to this Commitment.

(f) “Proposed Policy Amount”: Each dollar amount specified in Schedule A as the Proposed Policy Amount of each Policy to be issued pursuant to this Commitment.

(g) “Public Records”: Records established under state statutes at the Commitment Date for the purpose of imparting constructive notice of matters relating to real property to purchasers for value and without Knowledge.

(h) “Title”: The estate or interest described in Schedule A.

2. If all of the Schedule B, Part I—Requirements have not been met within the time period specified in the Commitment to Issue Policy, this Commitment terminates and the Company’s liability and obligation end.

3. The Company’s liability and obligation is limited by and this Commitment is not valid without:(a) the Notice;(b) the Commitment to Issue Policy;(c) the Commitment Conditions;(d) Schedule A;(e) Schedule B, Part I—Requirements; [and](f) Schedule B, Part II—Exceptions [; and(g) a counter-signature by the Company or its issuing agent that may be in electronic form].

4. COMPANY’S RIGHT TO AMENDThe Company may amend this Commitment at any time. If the Company amends this Commitment to add a defect, lien, encumbrance, adverse claim, or other matter recorded in the Public Records prior to the Commitment Date, any liability of the Company is limited by Commitment Condition 5. The Company shall not be liable for any other amendment to this Commitment.

5. LIMITATIONS OF LIABILITY(a) The Company’s liability under Commitment Condition 4 is limited to the Proposed Insured’s actual

expense incurred in the interval between the Company’s delivery to the Proposed Insured of the Commitment and the delivery of the amended Commitment, resulting from the Proposed Insured’s good faith reliance to:(i) comply with the Schedule B, Part I—Requirements;(ii) eliminate, w i t h the Company’s written consent, any Schedule B, Part II—Exceptions; or(iii) acquire the Title or create the Mortgage covered by this Commitment.

(b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested the amendment or had Knowledge of the matter and did not notify the Company about it in writing.

(c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not have incurred the expense had the Commitment included the added matter when the Commitment was first delivered to the Proposed Insured.

(d) The Company’s liability shall not exceed the lesser of the Proposed Insured’s actual expense incurred in good faith and described in Commitment Conditions 5(a)(i) through 5(a)(iii) or the Proposed Policy Amount.



(a) The Company shall not be liable for the content of the Transaction Identification Data, if any.(b) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless

all of the Schedule B, Part I—Requirements have been met to the satisfaction of the Company.(c) In any event, the Company’s liability is limited by the terms and provisions of the Policy.

6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT(a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this

Commitment.(b) Any claim must be based in contract and must be restricted solely to the terms and provisions

of this Commitment.(c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement

between the parties with respect to the subject matter of this Commitment and supersedes all prior commitment negotiations, representations, and proposals of any kind,whether w r i t t e n o r oral, e x p r e s s o r i m p l i e d , r e l a t i n g t o the subject matter of this Commitment.

(d) The deletion or modification of any Schedule B, Part II—Exception does not constitute an agreement or obligation to provide coverage beyond the terms and provisions of this Commitment or the Policy.

(e) Any amendment or endorsement to this Commitment must be in writing [and authenticated by a person authorized by the Company].

(f) When the Policy is issued, all liability and obligation under this Commitment will end and the Company’s only liability will be under the Policy.

7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENTThe issuing agent is the Company’s agent only for the limited purpose of issuing title insurance commitments and policies. The issuing agent is not the Company’s agent for the purpose of providing closing or settlement services.

8. PRO-FORMA POLICYThe Company may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coverage that the Company may provide. A pro-forma policy neither reflects the status of Title at the time that the pro-forma policy is delivered to a Proposed Insured, nor is it a commitment to insure.

9. ARBITRATIONThe Policy contains an arbitration clause. All arbitrable matters when the Proposed Policy Amount is $2,000,000 or less shall be arbitrated at the option of either the Company or the Proposed Insured as the exclusive remedy of the parties. A Proposed Insured may review a copy of the arbitration rules at http://www.alta.org/arbitration.

http://www.alta.org/arbitration

Effective May 1, 2015; Last updated March 1, 2017 Copyright © 2017. Fidelity National Financial, Inc. All Rights Reserved.

FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE

At Fidelity National Financial, Inc., we respect and believe it is important to protect the privacy of consumers and our customers. This Privacy Notice explains how we collect, use, and protect any information that we collect from you, when and to whom we disclose such information, and the choices you have about the use of that information. A summary of the Privacy Notice is below, and we encourage you to review the entirety of the Privacy Notice following this summary. You can opt-out of certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice.

Types of Information Collected. You may provide us with certain personal information about you, like your contact information, addressdemographic information, social security number (SSN), driver’s license, passport, other government ID numbers and/or financial information. We may also receive browsing information from your Internet browser, computer and/or mobile device if you visit or use our websites or applications.

How Information is Collected. We may collect personal information from you via applications, forms, and correspondence we receive from you and others related to our transactions with you. When you visit our websites from your computer or mobile device, we automatically collect and store certain information available to us through your Internet browser or computer equipment to optimize your website experience.

Use of Collected Information. We request and use your personal information to provide products and services to you, to improve our products and services, and to communicate with you about these products and services. We may also share your contact information with our affiliates for marketing purposes.

When Information Is Disclosed. We may disclose your information to our affiliates and/or nonaffiliated parties providing services for you or us, to law enforcement agencies or governmental authorities, as required by law, and to parties whose interest in title must be determined.

Choices With Your Information. Your decision to submit information to us is entirely up to you. You can opt-out of certain disclosure or use of your information or choose to not provide any personal information to us.

Information From Children. We do not knowingly collect information from children who are under the age of 13, and our website is not intended to attract children.

Privacy Outside the Website. We are not responsible for the privacy practices of third parties, even if our website links to those parties’ websites.

International Users. By providing us with you information, you consent to its transfer, processing and storage outside of your country of residence, as well as the fact that we will handle such information consistent with this Privacy Notice.

The California Online Privacy Protection Act. Some FNF companies provide services to mortgage loan servicers and, in some cases, their websites collect information on behalf of mortgage loan servicers. The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through those websites.

Your Consent To This Privacy Notice. By submitting information to us or by using our website, you are accepting and agreeing to the terms of this Privacy Notice.

Access and Correction; Contact Us. If you desire to contact us regarding this notice or your information, please contact us at [email protected] or as directed at the end of this Privacy Notice.


Effective May 1, 2015; Last updated March 1, 2017 Copyright © 2017. Fidelity National Financial, Inc. All Rights Reserved.

FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE

Fidelity National Financial, Inc. and its majority-owned subsidiary companies providing title insurance, real estate- and loan-related services (collectively, “FNF”, “our” or “we”) respect and are committed to protecting your privacy. We will take reasonable steps to ensure that your Personal Information and Browsing Information will only be used in compliance with this Privacy Notice and applicable laws. This Privacy Notice is only in effect for Personal Information and Browsing Information collected and/or owned by or on behalf of FNF, including Personal Information and Browsing Information collected through any FNF website, online service or application (collectively, the “Website”).

Types of Information CollectedWe may collect two types of information from you: Personal Information and Browsing Information.

Personal Information. FNF may collect the following categories of Personal Information: contact information (e.g., name, address, phone number, email address); demographic information (e.g., date of birth, gender, marital status); social security number (SSN), driver’s license, passport, and other government ID numbers; financial account information; and other personal information needed from you to provide title insurance, real estate- and loan-related services to you.

Browsing Information. FNF may collect the following categories of Browsing Information: Internet Protocol (or IP) address or device ID/UDID, protocol and sequence information; browser language and type; domain name system requests; browsing history, such as time spent at a domain, time and date of your visit and number of clicks; http headers, application client and server banners; and operating system and fingerprinting data.

How Information is CollectedIn the course of our business, we may collect Personal Information about you from the following sources: applications or other forms we receive from you or your authorized representative; the correspondence you and others send to us; information we receive through the Website; information about your transactions with, or services performed by, us, our affiliates or nonaffiliated third parties; and information from consumer or other reporting agencies and public records maintained by governmental entities that we

obtain directly from those entities, our affiliates or others.

If you visit or use our Website, we may collect Browsing Information from you as follows: Browser Log Files. Our servers automatically log each visitor to the Website and collect and record certain browsing

information about each visitor. The Browsing Information includes generic information and reveals nothing personal about the user.

Cookies. When you visit our Website, a “cookie” may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer’s hard drive. When you visit a website again, the cookie allows the website to recognize your computer. Cookies may store user preferences and other information. You can choose whether or not to accept cookies by changing your Internet browser settings, which may impair or limit some functionality of the Website.

Use of Collected InformationInformation collected by FNF is used for three main purposes: To provide products and services to you or any affiliate or third party who is obtaining services on your behalf or in

connection with a transaction involving you. To improve our products and services.

Effective as of May 1, 2015; Last updated March 1, 2017 Copyright © 2017. Fidelity National Financial, Inc. All Rights Reserved.

To communicate with you and to inform you about our, our affiliates’ and third parties’ products and services, jointly or independently.

When Information Is DisclosedWe may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) and Browsing Information to various individuals and companies, as permitted by law, without obtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Please see the section “Choices With Your Personal Information” to learn how to limit the discretionary disclosure of your Personal Information and Browsing Information.

Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated third parties: to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal activity,

fraud, material misrepresentation, or nondisclosure; to our affiliate financial service providers for their use to market their products or services to you; to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed

information only in connection with such services; to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them

to market financial products or services to you; to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoena or

court order; to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest must be

determined, settled, paid, or released prior to closing; and other third parties for whom you have given us written authorization to disclose your Personal Information.

We may disclose Personal Information and/or Browsing Information when required by law or in the good-faith belief that such disclosure is necessary to: comply with a legal process or applicable laws; enforce this Privacy Notice; investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any other

information provided by you violates the rights of a third party; or protect the rights, property or personal safety of FNF, its users or the public.

We maintain reasonable safeguards to keep your Personal Information secure. When we provide Personal Information to our affiliates or third party service providers as discussed in this Privacy Notice, we expect that these parties process such information in compliance with our Privacy Notice or in a manner that is in compliance with applicable privacy laws. The use of your information by a business partner may be subject to that party’s own Privacy Notice. Unless permitted by law, we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent.

We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of our bankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors. You expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. We cannot and will not be responsible for any breach of security by a third party or for any actions of any third party that receives any of the information that is disclosed to us.

Choices With Your InformationWhether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit, include:


for our everyday business purposes – to process your transactions, maintain your account(s), to respond to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court orders, or report to credit bureaus;

for our own marketing purposes; for joint marketing with financial companies; and for our affiliates’ everyday business purposes – information about your transactions and experiences.

You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information under the following circumstances (“opt-out”): for our affiliates’ everyday business purposes – information about your creditworthiness; and for our affiliates to market to you.

To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and Browsing Information by notifying us by one of the methods at the end of this Privacy Notice. We do not share your personal information with non-affiliates for their direct marketing purposes.

For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by California law. Currently, our policy is that we do not recognize “do not track” requests from Internet browsers and similar devices.

For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: [email protected].

For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes.

For Vermont Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization. For joint marketing in Vermont, we will only disclose your name, contact information and information about your transactions.

Information From ChildrenThe Website is meant for adults and is not intended or designed to attract children under the age of thirteen (13).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian. By using the Website, you affirm that you are over the age of 13 and will abide by the terms of this Privacy Notice.

Privacy Outside the WebsiteThe Website may contain links to other websites. FNF is not and cannot be responsible for the privacy practices or the content of any of those other websites.

International UsersFNF’s headquarters is located within the United States. If you reside outside the United States or are a citizen of the European Union, please note that we may transfer your Personal Information and/or Browsing Information outside of your country of residence or the European Union for any of the purposes described in this Privacy Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection and transfer of such information in accordance with this Privacy Notice.



The California Online Privacy Protection ActFor some FNF websites, such as the Customer CareNet (“CCN”), FNF is acting as a third party service provider to a mortgage loan servicer. In those instances, we may collect certain information on behalf of that mortgage loan servicer via the website. The information which we may collect on behalf of the mortgage loan servicer is as follows:first and last name;property address;user name and password;loan number;social security number - masked upon entry;email address;three security questions and answers; andIP address.

The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN. The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through this website. For example, if you believe that your payment or user information is incorrect, you must contact your mortgage loan servicer.

CCN does not share consumer information with third parties, other than (1) those with which the mortgage loan servicer has contracted to interface with the CCN application, or (2) law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court orders. All sections of this Privacy Notice apply to your interaction with CCN, except for the sections titled “Choices with Your Information” and “Access and Correction.” If you have questions regarding the choices you have with regard to your personal information or how to access or correct your personal information, you should contact your mortgage loan servicer.

Your Consent To This Privacy NoticeBy submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information by us in compliance with this Privacy Notice. Amendments to the Privacy Notice will be posted on the Website. Each time you provide information to us, or we receive information about you, following any amendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you.

Accessing and Correcting Information; Contact UsIf you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing with our affiliates for their marketing purposes, please send your requests to [email protected] or by mail or phone to:

Fidelity National Financial, Inc.601 Riverside Avenue

Jacksonville, Florida 32204 Attn: Chief Privacy Officer

(888) 934-3354



SIMPLICITY TITLE PRIVACY POLICY

Simplicity Title ("ST") values its customers and is committed to protecting the privacy of personal information. In keeping with that philosophy, we have developed a Privacy Policy, set out below, that will ensure the continued protection of your nonpublic personal information and inform you about the measures ST takes to safeguard that information.

Who is Covered

We provide our Privacy Policy to each customer when they purchase a ST title insurance policy. Generally, this means that the Privacy Policy is provided to the customer at the closing of the real estate transaction.

Information Collected

In the normal course of business and to provide the necessary services to our customers, we may obtain nonpublic personal information directly from the customer, from customer-related transactions, or from third parties such as our title insurance agents, lenders, appraisers, surveyors or other similar entities.

Access to Information

Access to all nonpublic personal information is limited to those employees who have a need to know in order to perform their jobs. These employees include, but are not limited to, those in departments such as legal, underwriting, claims administration and accounting.

Information Sharing

Generally, ST does not share nonpublic personal information that it collects with anyone other than its policy issuing agents as needed to complete the real estate settlement services and issue its title insurance policy as requested by the consumer. ST may share nonpublic personal information as permitted by law with entities with whom ST has a joint marketing agreement. Entities with whom ST has a joint marketing agreement have agreed to protect the privacy of our customer’s nonpublic personal information by utilizing similar precautions and security measures as ST uses to protect this information and to use the information for lawful purposes. ST, however, may share information as required by law in response to a subpoena, to a government regulatory agency or to prevent fraud.

Information Security

ST, at all times, strives to maintain the confidentiality and integrity of the personal information in its possession and has instituted measures to guard against its unauthorized access. We maintain physical, electronic and procedural safeguards in compliance with federal standards to protect that information.

Simplicity Title Wire Policy

Due to the high increase in attempts at wire fraud in the industry our Company’s wire policy is as follows:

A wire authorization form, either provided by our company (below) or on an attorney’s letterhead, must be completed in full and signed by the proper party who is receiving the wire. Proper contact information must be supplied so we can verbally confirm the instructions. Our company will not release a wire until we have verbal confirmation. If we can not obtain a verbal confirmation a check will be issued and sent via overnight to the proper party.

Re: 13550

Subject Property: 55 Lamson Lane, Logan Township, NJ 08085

Information needed in order to send any wires:

Name:____________________________________

Phone Number:_____________________________

Account Information the wire will be sent to:

Banking Institution:___________________________________________

Name on Account:_____________________________________________

Account Number:_______________________________________________

ABA Number:___________________________________________________

_________________________________________________

Sellers Signature/ Russell Leone, Sr.

_________________________________________________

Sellers Signature/

___________________________________________________

Witness Signature/Print Name

This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by Chicago Title Insurance Company. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I—Requirements; Schedule B, Part II—Exceptions; and a counter-signature by the Company or its issuing agent that may be in electronic form.

ALTA Commitment for Title Insurance (8-1-16) NJRB 3-09 (Last Revised 7/01/18)

Transaction Identification Data for reference only:Issuing Agent: Simplicity Title, LLCIssuing Office: 70 Grove Street Somerville, NJ 08876ALTA® Registry ID: 1083539Loan ID Number: Commitment Number:Issuing Office File Number: ST-13550Property Address: 55 Lamson Lane, Logan Township, NJ 08085Revision Number:

SCHEDULE A

1. Commitment Date: June 20, 2019

2. Policy to be issued:

Owner's Policy: ALTA Owner's Policy (6/17/06) Policy Amount: $1,680,000.00

Proposed Insured: Purchaser Entity To Be Determined

3. The estate or interest in the Land described or referred to in this Commitment is Fee Simple.

4. The Title is, at the Commitment date, vested in:

Title is vested in Russell J. Leone by deed from Industrial Valley Bank and Trust Company, a Pennsylvania banking corporation, dated May 28, 1985, recorded June 11, 1985 in the Gloucester County Clerk's Office in Deed Book 1517, page 583.

5. The Land is described as follows: See Schedule C, attached.

FOR INFORMATION ONLY: Being known as Lot 55, Qual: 55QFARM in Block 801, on the official tax map of Township of Logan, County of Gloucester, in the State of NJ. The mailing address is: 55 Lamson Lane (also known as Lamson Road), Logan Township, NJ 08085.

Chicago Title Insurance Company

Luke TylerAuthorized Officer or AgentSimplicity Title, LLC



SCHEDULE B – PART IREQUIREMENTS

Issuing Office File No. ST-13550

All of the following requirements must be met:

1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may then make additional Requirements or Exceptions.

2. Pay the agreed amounts for the interest in the land and/or the mortgage to be insured.

3. Pay the premiums, fees, and charges for the Policy to the Company.

4. Taxes, charges, assessments and utilities:

(a) All taxes and other municipal charges are to be paid through and including the current quarter.

(b) Assessment search is attached.

(c) Tax search is attached. Subject to facts as set forth thereon.

NOTE: Continuation search will not include taxes unless expressly requested.

5. Original photo identification for all parties to the transaction must be provided.

6. A Seller’s Affidavit of Title executed by all parties in interest must be furnished to this company.

7. Unexecuted copies of the proposed deed of conveyance, together with any applicable required attachments thereto (e.g., Seller’s Residency Certification/Exemption form, Affidavit of Consideration for Use by Seller, Affidavit of Agent, etc.), and the proposed Seller’s Affidavit of Title must be submitted to this company for review no fewer than three (3) business days prior to closing, and this company reserves the right to make such further requirements and/or exceptions to this commitment as a review thereof may warrant.

8. The Seller’s Affidavit of Title must include the following affirmative statement, if true, relating to unconfirmed assessments: “We/I have not received any notice of a proposed, pending or unconfirmed assessment affecting the subject property.”

9. This Company requires that a title continuation (title rundown) must be ordered not less than 24 hours before closing.

10. The Company requires that a Notice of Settlement in connection with the transaction to be insured be filed pursuant to N.J.S.A. 46:26A-11, as nearly as possible to, but not more than sixty (60) days before, the anticipated date of recording of the closing documents. If the closing is postponed, a second Notice must be filed before the expiration of the first. If both a deed and mortgage are to be insured, two (2) Notices must be filed: one for the deed, and one for the mortgage.

Schedule B - Part I– ContinuedIssuing Office File No. ST-13550

This page is only a part of a 2016 ALTA® Commitment for Title Insurance issued by Chicago Title Insurance Company.. This Commitment is not valid without the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I—Requirements; Schedule B, Part II—Exceptions; and a counter-signature by the Company or its issuing agent that may be in electronic form.


11. All New Jersey Resident sellers/grantors or exempt nonresident sellers/grantors must produce at closing a Sellers Residency Certification/Exemption (New Jersey Tax Form GIT/REP-3). All Nonresident sellers/grantors must produce at closing either a Nonresident Seller's Tax Declaration (New Jersey tax form GIT/REP-1) together with the estimated tax payment; or a Nonresident Seller's Tax Prepayment Receipt (New Jersey Tax Form GIT/REP-2) with the official seal of the director of the division of taxation affixed. Failure to provide one of these forms, fully completed and executed by seller/grantor will result in an immediate adjournment of the closing until the form is produced. This company assumes no responsibility or liability for determination of residency/exemption status and is prohibited by law from rendering such advice. Any seller/grantor unable to complete the applicable form should immediately contact an attorney for guidance.

12. An Affidavit of Consideration for Use by Seller (RTF-1) must be attached to any deed, regardless of the amount of consideration, when:(i) The seller is seeking a full or partial exemption from the NJ Realty Transfer Fee, or(ii) The conveyance consists of CLASS 4A, 4B or 4C property.

13. An Affidavit of Consideration for Use by Buyer (RTF-1EE) must be attached to any deed when: (i) The consideration is in excess of $1,000.000 or the equalized value of Class 4A property is in excess of $1,000,000 (however, the Realty Transfer Fee is calculated on the consideration amount recited in the deed). (ii) The grantee claims an exemption from payment of the 1% fee. (iii) The entire consideration is not recited in the deed, acknowledgement, or proof of execution.

14. If the Seller is a non-resident individual, estate, or trust of the State of New Jersey, pursuant to the provisions of N.J.S.A. 54A:1-1 et seq., said Seller is required to pay estimated income taxes at the time of the recording of the deed of conveyance. The minimum tax payment cannot be less than two percent (2%) of the consideration stated in the deed. A New Jersey Nonresident Seller’s Tax Declaration form (i.e., a GIT/REP-1 form) signed by the Seller, accompanied by a check in an amount equal to no less than two percent (2%) of the consideration stated in the deed must be attached to and recorded with the deed of conveyance. As such, if the Seller is a non-resident individual, estate, or trust of the State of New Jersey, said Seller must complete and sign a GIT/REP-1 form, attach same to the deed of conveyance delivered to the Buyer at closing, and either (i) furnish the closing attorney or settlement agent with a bank or certified check payable to “State of NJ – Division of Taxation” in an amount equal to no less than two percent (2%) of the consideration stated in the deed, or (ii) authorize the closing attorney or settlement agent to deduct from the proceeds of sale due to the Seller the aforementioned two percent (2%) minimum income tax for payment to the State of New Jersey Division of Taxation..

***************************************************************************************************************************

15. DOCUMENTS CREATING INSURED INTEREST: Documents satisfactory to us creating the interest in the land and/or the mortgage to be insured must be signed, delivered and recorded:

(a) Deed of Conveyance from Russell J. Leone to [Purchasing Entity To Be Determined], to be recorded in the Gloucester County Clerk's Office.

16. MARITAL INTEREST: The spouse, civil union partner, or domestic partner, if any, of Russell J. Leone must enter into this transaction unless, pursuant to N.J.S.A. 3B:28(2-3), the insured premises is not and has never been the principal matrimonial residence of him/her and any such spouse, civil union partner, or domestic partner.




17. UPPER COURT JUDGMENT AND PATRIOT NAME SEARCHES: New Jersey Superior Court, United States District Court, and United States Bankruptcy Court Search No. RN19-183-03711, dated June 28, 2019, run on the names Russell J. Leone and Russell Leone, Sr., attached hereto and made a part hereof, shows one or more judgments against persons having the same or similar name as:

[ ] the purchaser of the subject premises.

[X] the current owner of the subject premises: Judgment No. DJ-162893-2012 vs. Russell J. Leone.

[ ] a party previously holding title to the subject premises.

Note: If any said judgment is in fact against the current owner of the subject premises, same must be paid in full at or prior to closing, and a Warrant of Satisfaction sufficient in form and content to expunge said judgment of record must be filed in the Superior Court of New Jersey. If said judgment is not against the current owner of the subject premises, but is against a party having the same or a similar name, then an express representation asserting same must be added to the Seller's Affidavit of Title.

Note: Patriot Name Search dated July 2, 2019 run on the names Russell J. Leone and Russell Leone, Sr., attached hereto and made a part hereof, shows clear/no matches.

18. UCC FINANCING STATEMENTS (TRENTON - SELLER): UCC Trenton Search dated July 2, 2019 run on the name "Russell J. Leone" shows the following UCC Filings found filed in the Office of the Department of the Treasury of the State of New Jersey as of June 30, 2019, copies of which, if any, are attached hereto and made a part hereof, and are provided for informational purposes only:

- Filing No. 25538298 filed on February 4, 2010 by Deere & Company; last continued by continued by UCC3 Continuation Statement filed on November 5, 2014; terminated by UCC3 Termination Statement filed on December 23, 2014.

- Filing No. 51142490 filed on April 15, 2015 by Growmark FS, LLC.

- Filing No. 23082069 filed on July 11, 2005 by Farm Credit East, ACA; last continuted by UCC3 Continuation Statement filed on June 12, 2015.

19. UCC FINANCING STATEMENTS (GLOUCESTER COUNTY – SELLER): UCC Search run in Gloucester County on the name "Russell J. Leone" to county board date June 20, 2019 shows the following UCC Financing Statements recorded in the Gloucester County Clerk’s Office during the period searched:

None / no UCC filings disclosed.

20. NO OPEN MORTGAGES - AFFIRMATION REQUIRED: The public land records disclose no open mortgages of record in the Gloucester County Clerk’s Office. The Affidavit of Title executed by the Seller (if this transaction is a sale) or the Mortgagor (if this transaction is a refinance) must contain the following express representation (provided same is true): “To the information and belief of the Owner, the property is currently not encumbered by a mortgage.”




Note for Informational Purposes Only - Pending Litigation Search (New Jersey): Please find attached for informational purposes only, furnished solely as a courtesy and accommodation, with no liability assumed for the information contained therein, New Jersey State Pending Litigation Searches, dated July 2, 2019, run on the following names:

- Russell J. Leone: As of search date, no records found.

Flood, Tidelands, and Wetlands Searches (Lot No. 55, Block 801, Township of Logan):

Note for Informational Purposes Only: Flood Hazard Search dated July 1, 2019 run on Lot No. 55, Block 801, Township of Logan, County of Gloucester, shows the subject premises is not located in a special flood hazard area. As stated on said Flood Hazard Search, if flood insurance is not required by the Flood Disaster Protection Act of 1973, the risk of flooding in this area is only reduced, not removed. Note that Special flood hazard area "AE" appears on the property, however, no structures are affected at this time.

Note for Informational Purposes Only: Tidelands Search dated July 1, 2019 run on Lot No. 55, Block 801, Township of Logan, County of Gloucester, shows that no portion of the subject premises is presently claimed by the State of New Jersey as an area now or formerly below the mean high water line as shown on the applicable tidelands maps prepared by the Office of Environmental Analysis and approved by the Tidelands Resource Council, subject to any reservations which may appear on the adopted map and overlay.

Note for Informational Purposes Only: Wetlands Search Certificate dated July 2, 2019 run on Lot No. 55, Block 801, Township of Logan, County of Gloucester, shows the estimated percentage of the subject property within designated wetlands as 25% (approximate wetlands area: 7.18 acres).

END SCHEDULE B – SECTION I



SCHEDULE B – PART IIEXCEPTIONS


THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN.

The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the Company:

1. Notwithstanding any provision of the policy to the contrary, any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land.

2. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all of the Schedule B, Part I "Requirements" are met.

3. Rights or Claims or interest of parties in possession of the land not shown by the public record.

4. Easements, or claims of easements, not shown by the public record.

5. Any liens or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records.

6. Subject to added or omitted assessments pursuant to N.J.S.A. 54:4-63.1 et seq.

7. Amount of acreage or quantity of land is not insured.

8. Subsurface conditions and/or encroachments not disclosed by an instrument of record. (Fee Policy only).

9. Subject to possible public and private rights of others to access or cross the subject premises under unrecorded easements, agreements, and right-of-ways.

10. Rights of tenants, as tenants only, in possession of the premises or under unrecorded leases.

***************************************************************************************************************************

11. UNPAID MUNICIPAL PROPERTY TAXES, CHARGES, ASSESSMENTS AND UTILITIES, as to Tax Lot No. 55, Block 801, Township of Logan, County of Gloucester, as follows:

Property Tax Search dated July 2, 2019 shows municipal property taxes paid through the 1st Quarter of 2019 ($24.29 paid on August 14, 2018).

Note: On August 14, 2018, $24.11 was paid toward 2nd Quarter 2019 property taxes, however, $0.18 plus interest/penalty thereon remains open and due for the 2nd Quarter of 2019.

Schedule B - Part II– ContinuedIssuing Office File No. ST-13550



Note: As of the date of said Property Tax Search, Property Tax next due for the 3rd and 4th Quarters of 2019 remain to be determined.

Note: Municipal Tax Assessor’s Property Classification: 3A-FARM(REGULAR).

Note: Potable water is supplied to the premises by a private well. Please see "Note" below regarding same. Note: The municipal tax search indicates the potable water supply to the subject premises is a private well. Please note that as such, this transaction may or may not be subject to the requirements of The Private Well Testing Act (N.J.S.A. 58:12A-26 et seq.).

Note: Please note that waste water disposal is by a private septic system, and not by municipal sewer service.

Note: See Schedule B, Part II, Item No. 14 below regarding the Abandoned Property Ordinance disclosed by said Property Tax Search dated July 2, 2019 attached hereto and made a part hereof.

Note: This property is subject to current year's taxes levied or to be levied, and not yet certified to by the County Board of Taxation in accordance with Chapter 397 Laws of 1941, as amended and supplemented.

12. UNPAID MUNICIPAL PROPERTY TAXES, CHARGES, ASSESSMENTS AND UTILITIES, as to Tax Lot No. 55, Qualifier QFARM, Block 801, Township of Logan, County of Gloucester, as follows:

Property Tax Search dated July 2, 2019 shows municipal property taxes paid through the 2nd Quarter of 2019 ($86.06 paid on August 14, 2018)

Note: As of the date of said Property Tax Search, Property Tax next due for the 3rd and 4th Quarters of 2019 remain to be determined.

Note: Municipal Tax Assessor’s Property Classification: 3A-FARM(QUALIFIED).

Note: Potable water is supplied to the premises by a private well. Please see "Note" below regarding same.

Note: See Schedule B, Part II, Item No. 14 below regarding the Abandoned Property Ordinance disclosed by said Property Tax Search dated July 2, 2019 attached hereto and made a part hereof.

Note: This property is subject to current year's taxes levied or to be levied, and not yet certified to by the County Board of Taxation in accordance with Chapter 397 Laws of 1941, as amended and supplemented.

13. FARMLAND ROLL BACK TAXES: Tax Lot 55, Block 801 and Tax Lot 55, Qualifier QFARM, Block 801 are both currently assessed as farmland. Title Policy is subject to roll back taxes under the Farmland Assessment Act of 1964, pursuant to N.J.S.A. 54:4 23.1 et seq. According to said statute, upon termination of agricultural use, the land is reassessed at the normal rate for the year in which the change in use occurred, and for the two (2) preceding years.

14. ABANDONED PROPERTY ORDINANCE: As per the above mentioned municipal Property Tax Search dated July 2, 2019 covering Lot No. 55, Block 801, attached hereto and made a part hereof, said property is subject to Municipal Ordinance No. 10-2014 adopted on December 2, 2014 pertaining to vacant and abandoned property registration.




Note: For additional information on the applicability of said Ordinance to the subject property, and to obtain the amount due and owing, if any, for Abandoned Property Registration Fees, please contact the municipal code enforcement officer at 856-467-3626.

15. Subject to public and private rights of others, if any, in and to that portion of the premises lying within the right-of-way lines of Lamson Lane (also known as Lamson Road) and Repaupo Station Road (Glucester County Route No. 684).

Note: Lamson Lane is the name of said public right-of-way as shown on the current Tax Map of the Township of Logan, and is also the name of said right-of-way shown on the signage at the intersection of said right-of-way with Repaupo Station Road (Glucester County Route No. 684). However, Lamson Road is the name of said public right-of-way as set forth in the records of the Tax Assessor of the Township of Loagan (see attached Property Tax Searches). Although proper state or municipal street name designations are beyond the scope of title insurance coverage, it is recommended that the seller clarify which name, Lamson Lane or Lamson Road, is the proper street name designation for said right-of-way, and request that the appropriate municipal officials amend the records of the Logan Township Tax Assessor or (or correct the signage) accordingly.

Note: Title to that portion of the premises lying with the lines of Lamson Lane (also known as Lamson Road) and Repaupo Station Road (Glucester County Route No. 684) are hereby not insured.

16. Subject to the right of the State of New Jersey to limit or regulate ingress to and egress from the premises and State Highway Route No. 295 pursuant to N.J.S.A. 27:7-89.

17. Subject to public and private rights or easements of others, including flooding and drainage rights, if any, in and to any and all other rivers, streams, lakes, brooks, and other water courses bounding, abutting, crossing or otherwise affecting the insured premises.

Note: Present level of any and all rivers, streams, lakes, brooks, and other water courses bounding, abutting, crossing or otherwise affecting the insured premises is not hereby guaranteed.

Note: No easement or right of use of the waters of any and all rivers, streams, lakes, brooks, and other water courses bounding, abutting, crossing or otherwise affecting the insured premises, for drainage or recreational or other purposes is insured hereunder.

18. Utility grants and easements to Atlantic City Electric Company as recorded in Deed Book 423, page 402.

19. Terms, provisions, rights, right-of-ways, reservations, grants, easements, agreements, covenants, and restrictions as contained in deed to The State of New Jersey as recorded in Deed Book 720, page 488.

20. Road Easement to The County of Gloucester as recorded in Deed Book 1340, page 269.

21. Terms, provisions, rights, right-of-ways, reservations, grants, easements, agreements, covenants, and restrictions as contained in deed to The State of New Jersey as recorded in Deed Book 2558, page 11.




22. Utility grants and easements to Atlantic City Electric Company as recorded in Deed Book 2574, page 186.

23. This title insurance policy and any property description or descriptions contained herein are subject to such state of facts, including any encroachment, encumbrance, violation, variation, discrepancy, or adverse circumstance affecting the title or the property description or descriptions, that would be disclosed by an accurate survey and inspection of the premises not more than six (6) months old prepared by a licensed surveyor of the State of New Jersey, certified to Simplicity Title, LLC, and to Chicago Title Insurance Company.

END SCHEDULE B – SECTION II



SCHEDULE CLEGAL DESCRIPTION


ALL that certain lot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the Township of Logan, County of Gloucester, State of NJ:

BEGINNING at a concrete monument found in the Southwesterly side of Repaupo Road (variable width) corner to land now or formerly of Stephen and Elsie Shivers and being located the following three (3) courses and distances from the center line intersection of said Repaupo Road with Swedesboro-Billingsport Road; (a) Northwestwardly along the center line of Repaupo Road 1660.0 feet to a P.K. nail; (b) South 42 degrees 57 minutes 10 seconds West, 30.0 feet to a concrete monument in the Southwesterly side of Repaupo Road; (c) along the latter North 49 degrees 48 minutes 49 seconds West, 453.69 feet to a concrete monument and the said Beginning Point of the hereinafter described tract of land from which it extends;

thence (1) along said land of Stephen and Elsie Shivers South 39 degrees 32 minutes 29 seconds West, a distance of 581.58 feet to a found concrete monument;

thence (2) still along the same South 49 degrees 48 minutes 49 seconds East, a distance of 594.26 feet to a rebar set in the line of land now or formerly of Vito Patton;

thence (3) along the land of the latter South 39 degrees 32 minutes 29 seconds West, a distance of 358.90 feet to a point;

thence (4) still along the same South 56 degrees 40 minutes 54 seconds East, a distance of 33.0 feet to a point;

thence (5) still along the same South 35 degrees 56 minutes 19 seconds West, a distance of 413.82 feet to a rebar set for a corner;

thence (6) still along the same in part and partly along land now or formerly of Henry Shoemaker North 32 degrees 40 minutes 54 seconds West, a distance of 624.36 feet to a rebar set;

thence (7) still along the same North 34 degrees 49 minutes 06 seconds East, a distance of 83.86 feet to a rebar set;

thence (8) still along the same North 60 degrees 30 minutes 54 seconds West, a distance of 242.22 feet to a rebar set;

thence (9) still along the same South 81 degrees 44 minutes 06 seconds West a distance of 67.32 feet to a P.K. Nail set in the base of a 24 inch tree;

thence (10) still along the same North 39 degrees 15 minutes 54 seconds West, a distance of 248.82 feet to a rebar set;

thence (11) still along the same North 22 degrees 15 minutes 54 seconds West, a distance of 415.88 feet to a rebar set in the Southeasterly side of Lamson Avenue (33.0 feet wide);

thence (12) along the latter North 32 degrees 04 minutes 40 seconds East, a distance of 442.0 feet to a rebar set at an angle point;

thence (13) along the Southerly line of Lamson Avenue (50.0 feet wide) North 79 degrees 07 minutes 30 seconds East, a distance of 568.40 feet to a rebar set;

Schedule C – ContinuedIssuing Office File No. ST-13550



thence (14) along the Southwesterly line of Lamson Avenue South 61 degrees 23 minutes 53 seconds East, a distance of 296.32 feet to a rebar set in the aforesaid Southwesterly line of Repaupo Road;

thence (15) along the latter South 49 degrees 48 minutes 49 seconds East, a distance of 247.07 feet to the aforesaid Point and Place of Beginning.

FOR INFORMATION PURPOSES ONLY: BEING commonly known as 55 Lamson Lane, Logan Township, NJ 08085; being known and designated as Tax Lot Nos. 55 and 55 QFARM in Tax Block 801 on the Official Tax Map of Township of Logan, County of Gloucester, New Jersey.

BLOCK: 801 LOT: 55 - SEE NOTE 1

OWNER: LEONE, RUSSELL

MAIL: 8 BODO OTTO DR MICKLETON, NJ 08056

LOCATION: LAMSON RDTOWNSHIP OF LOGAN, GLOUCESTER COUNTY (856) 467-3606125 MAIN ST., P.O. BOX 314, BRIDGEPORT, NJ 08014-0314

2018 TAX RATE: 2.112; 2019 AVERAGE RATIO: 94.97; CERTIFICATE OF OCCUPANCY FOR SALE OF A 1 OR 2 FAMILY HOME REQUIRED; ORD# 10-2014VACANT/ABANDONED PROPERTY REGISTRATION REQUIRED- INITIAL FEE $500, ESCALATING ANNUAL RENEWAL FEES; SMOKE DETECTOR

CERTIFICATE REQUIRED; MUNICIPAL CODE: 0809

APPROX. LOT SIZE: LAND VALUE: $0

BUILDING DESCRIPTION: POLE BARN IMPROVEMENT VALUE: $4,600

ASSESSOR'S CODE: 3A-FARM(REGULAR) TOTAL ASSESSMENT: $4,600

NOTE 1 - SEE ADDITIONAL SEARCH; QUAL: QFARM

EXEMPTIONS: NONEABATEMENT OF: NONE

The 2015 Homestead Rebate Credit will be issued on the 2nd Quarter (May) taxes of 2018.Visit http://www.state.nj.us/treasury/taxation/homestead/benefit.shtml for more information.

2018 TAXES: $97.15 PAID IN FULL

2019 QTR 1 (1/1-3/31) DUE 2/1: $24.29 PAID 08/14/2018

QTR 2 (4/1 - 6/30) DUE 5/1: $0.18 OPEN + PENALTY; $24.11 PAID 08/14/2018

QTR 3 (7/1 - 9/30) DUE 8/1: TAXES REMAIN TO BE DETERMINED


2020 QTR 1 (1/1-3/31) DUE 2/1: TAXES REMAIN TO BE DETERMINED


ADDED ASSESSMENT: SUBJECT TO PRORATED CHARGESUPON LOSS OF FARMLAND STATUS

LIENS:REDEMPTION REQUIREDTO REDEEM LIEN

NONE

CONFIRMED ORDINANCE:NONE

SPECIAL ORDINANCE: ORD #: 10-2014 ADOPTED ON: 12/02/2014TYPE: VACANT PROPERTY REGISTRATION;CONTACT: CODE ENFORCEMENT @ (856) 467-3626FOR OPEN/DUE FEES

WATER ACCOUNT # PRIVATE - WELL

SEWER ACCOUNT # NONE - SEPTIC

788 Shrewsbury Avenue, Suite 2131, Tinton Falls, New Jersey 07724Phone: (732) 741-5080 - Fax: (732) 741-5068

SIMPLICITY TITLE AGENCY , LLC. Title #: ST-13550

THE CONTENT OF THE ABOVE REPORT IS ACCURATE ACCORDING TO THE TOWN RECORDS DATING 7/2/2019

Page 1 of 1

BLOCK: 801 LOT: 55 Qual: QFARM - SEE NOTE 1

OWNER: LEONE, RUSSELL

MAIL: 8 BODO OTTO DR MICKLETON, NJ 08056

LOCATION: LAMSON RDTOWNSHIP OF LOGAN, GLOUCESTER COUNTY (856) 467-3606125 MAIN ST., P.O. BOX 314, BRIDGEPORT, NJ 08014-0314

2018 TAX RATE: 2.112; 2019 AVERAGE RATIO: 94.97; CERTIFICATE OF OCCUPANCY FOR SALE OF A 1 OR 2 FAMILY HOME REQUIRED; ORD# 10-2014VACANT/ABANDONED PROPERTY REGISTRATION REQUIRED- INITIAL FEE $500, ESCALATING ANNUAL RENEWAL FEES; SMOKE DETECTOR

CERTIFICATE REQUIRED; MUNICIPAL CODE: 0809

APPROX. LOT SIZE: 28 ACRES LAND VALUE: $17,300

BUILDING DESCRIPTION: IMPROVEMENT VALUE: $0

ASSESSOR'S CODE: 3B-FARM(QUALIFIED) TOTAL ASSESSMENT: $17,300

NOTE 1 - SEE ADDITIONAL SEARCH; LOT: 55

EXEMPTIONS: NONEABATEMENT OF: NONE

The 2015 Homestead Rebate Credit will be issued on the 2nd Quarter (May) taxes of 2018.Visit http://www.state.nj.us/treasury/taxation/homestead/benefit.shtml for more information.

2018 TAXES: $344.26 PAID IN FULL

2019 QTR 1 (1/1-3/31) DUE 2/1: $86.07 PAID

QTR 2 (4/1 - 6/30) DUE 5/1: $86.06 PAID 08/14/2018



2020 QTR 1 (1/1-3/31) DUE 2/1: TAXES REMAIN TO BE DETERMINED


ADDED ASSESSMENT: SUBJECT TO PRORATED CHARGESUPON LOSS OF FARMLAND STATUS

LIENS:REDEMPTION REQUIREDTO REDEEM LIEN

NONE

CONFIRMED ORDINANCE:NONE

SPECIAL ORDINANCE: SEE ADDITIONAL SEARCH; LOT: 55

WATER ACCOUNT # SEE ADDITIONAL SEARCH; LOT: 55

SEWER ACCOUNT # SEE ADDITIONAL SEARCH; LOT: 55

788 Shrewsbury Avenue, Suite 2131, Tinton Falls, New Jersey 07724Phone: (732) 741-5080 - Fax: (732) 741-5068

SIMPLICITY TITLE AGENCY , LLC. Title #: ST-13550

THE CONTENT OF THE ABOVE REPORT IS ACCURATE ACCORDING TO THE TOWN RECORDS DATING 7/2/2019

Page 1 of 1

CHARLES JONES NEW JERSEY SUPERIOR COURT, JUDGMENT SEARCH UNITED STATES DISTRICT COURT AND CERTIFIED TO: UNITED STATES BANKRUPTCY COURT

647-1222-90 RE: 13550

SIMPLICITY TITLE AGENCY LLC 70 GROVE ST

SOMERVILLE NJ 08876

CHARLES JONES LLC HEREBY CERTIFIES THAT IT HAS SEARCHED THE INDEX OF THE CIVIL JUDGMENT AND ORDER DOCKET OF THE SUPERIOR COURT OF NEW JERSEY, THE INDEX OF THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY, AND THE INDEX OF THE UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF NEW JERSEY AND DOES NOT FIND REMAINING UNSATISFIED OF RECORD IN ANY OF THESE COURTS A JUDGMENT OR OTHER DOCKETED RECORD REFERRED TO BY THE RESPECTIVE INDICES WHICH CONSTITUTES A GENERAL LIEN ON REAL PROPERTY IN NEW JERSEY, NOR ANY CERCLA LIEN ON SPECIFIC REAL PROPERTY WITHIN NEW JERSEY NOR ANY PETITION COMMENCING PROCEEDINGS IN BANKRUPTCY EXCEPT AS BELOW SET FORTH AGAINST:

FROM TO

RUSSELL J. LEONE 06-28-1999 06-28-2019 *** With Judgments ***

RUSSELL LEONE 06-28-1999 06-28-2019 (SR.) *** With Judgments ***

(SEE ATTACHED 1 PAGE)

DATED 06-28-2019 TIME 08:45 AM

CHARLES JONES LLC P.O. BOX 8488 RN19-183-03711 183 0811183 40 TRENTON, NJ 08650

RN19-183-03711 RE: 13550 1 647-1222-90

SUPERIOR COURT OF NEW JERSEY JUDGMENT NUMBER: DJ-162893-2012 CASE NUMBER: AG-14-0811-LAG DATE DOCKETED: 08/06/12 TYPE OF ACTION: CERTIF OF DEBT VENUE: MERCER OTH: $ 47.85 W/ INT FROM: 10/19/11 CREDITOR(S): STATE OF NEW JERSEY DEBTOR(S): RUSSELL J LEONE FARMS RUSSELL J LEONE ,INDIVIDUALLY 8 BODO-OTTO DR, MICKLETON, NJ 08056 --------------- DEBT CERTIFIED TO THE CLERK OF THE SUPERIOR COURT BY THE DEPARTMENT OF LABOR, DIVISION OF WAGE AND HOUR COMPLIANCE. *** End of Abstract ***

CHARLES JONES SEARCH ***************************************** *** UNITED STATES PATRIOT NAME SEARCH *** CERTIFIED TO: *****************************************

647-1222-90 RE: 13550

SIMPLICITY TITLE AGENCY LLC 70 GROVE ST

SOMERVILLE NJ 08876

CHARLES JONES LLC HEREBY CERTIFIES THAT IT HAS SEARCHED THE LIST OF "SPECIALLY DESIGNATED NATIONALS AND BLOCKED PERSONS" MAINTAINED BY THE OFFICE OF FOREIGN ASSETS CONTROL, U.S. DEPARTMENT OF THE TREASURY, PURSUANT TO EXECUTIVE ORDER 13224 AS AMENDED BY EXECUTIVE ORDER 13268, AS WELL AS "THE CONSOLIDATED SANCTIONS LIST" THAT INCLUDES THE LIST OF "FOREIGN SANCTIONS EVADERS" PURSUANT TO EXECUTIVE ORDER 13608 AND MAINTAINED BY THE OFFICE OF FOREIGN ASSETS CONTROL, U.S. DEPARTMENT OF THE TREASURY AND REPORTS THE FOLLOWING FINDINGS WITH RESPECT TO THE NAME(S) LISTED BELOW:

THROUGH

RUSSELL J. LEONE (Individual) 06-30-2019

RUSSELL LEONE (Individual) 06-30-2019 (SR.)

************************************* ***** CLEAR PATRIOT NAME SEARCH ***** *************************************

NOTE: According to the U.S. Department of Treasury, no U.S. person may deal with any Libyan or Iraqi government official whether their name appears on the list or not.

DATE ISSUED: 07-02-2019

CHARLES JONES LLC P.O. BOX 8488 PA19-183-03712 183 0811183 40 TRENTON, NJ 08650

FEMA Form 086-0-32 (06/16)

SECTION I - LOAN INFORMATION

2. COLLATERAL DESCRIPTION (Building/Mobile Home/Property)

4. LOAN IDENTIFIER 5. AMOUNT OF FLOOD INSURANCE REQUIRED

SECTION II

A. NATIONAL FLOOD INSURANCE PROGRAM (NFIP) COMMUNITY JURISDICTION

1. NFIP Community Name 2. County(ies) 4. NFIP Community Number

B. NATIONAL FLOOD INSURANCE PROGRAM (NFIP) DATA AFFECTING BUILDING/MOBILE HOME

1. NFIP Map Number or Community-Panel Number (Community name, if not the same as "A")

2. NFIP Map Panel Effective /Revised Date

3. Is there a Letter of Map Change (LOMC)?

Date 4. Flood Zone 5. No NFIP Map

C. FEDERAL FLOOD INSURANCE AVAILABILITY (Check all that apply.)

1.

Case No.

Regular Program Emergency Program of NFIP

2.

3. Building/Mobile Home is in a Coastal Barrier Resources Area (CBRA) or Otherwise Protected Area (OPA). Federal Flood Insurance may not be available.

D. DETERMINATION

IS BUILDING/MOBILE HOME IN SPECIAL FLOOD HAZARD AREA (ZONES CONTAINING THE LETTERS "A" OR "V")? YES NO

If yes, flood insurance is required by the Flood Disaster Protection Act of 1973. If no, flood insurance is not required by the Flood Disaster Protection Act of 1973. Please note, the risk of flooding in this area is only reduced, not removed.

1. LENDER/SERVICER NAME AND ADDRESS

3. State

3. LENDER/SERVICER ID #

This determination is based on examining the NFIP map, any Federal Emergency Management Agency revisions to it, and any other information needed to locate the building /mobile home on the NFIP map.

CBRA/OPA Designation Date:

E. COMMENTS (Optional)

Federal Flood Insurance is available (community participates in the NFIP).

Federal Flood Insurance is not available (community does not participate in the NFIP).

NO

YES

F. PREPARER'S INFORMATION

NAME, ADDRESS, TELEPHONE NUMBER (If other than Lender) DATE OF DETERMINATION

DEPARTMENT OF HOMELAND SECURITY

Federal Emergency Management Agency

STANDARD FLOOD HAZARD DETERMINATION FORM (SFHDF)

(If yes, and LOMC date/no. is available, enter date and case no. below).

SFHDF - Form Page 1 of 1

OMB Control No. 1660-0040Expires: 10/31/18

NOTICE IS GIVEN TO: The Flood Disaster Protection Act of 1973, as amended, requires that federally regulated lending institutions shall not make, increase, extend, or renew any loan secured by improved real estate, or a mobile home located, or to be located, in an area that hasbeen identified by the Director of the Federal Emergency Management Agency (FEMA) as an area having special flood hazards and in which flood insurance has been made available under the National Flood Insurance Act of 1968, through the National Flood Insurance Program (NFIP), unless the building or mobile home and any personal property securing such loan is covered for the term of the loan by flood insurance in an amount at least equal to the outstanding principal balance of the loan or the maximum limit of coverage made available under the Act with respect to the particular type of property, whichever is less.

NOTICE TO BORROWER ABOUT SPECIAL FLOOD HAZARD AREA STATUS

Notice of Property in Special Flood Hazard Area (SFHA) The building or mobile home securing the loan for which you have applied is or will be located in an area with special flood hazards. The area has been identified by the Director of FEMA as a SFHA using FEMA's Flood Insurance Rate Map or the Flood Hazard Boundary Map for the following community: The area has at least a one percent (1%) chance of a flood equal to or exceeding the base flood elevation (a 100-year flood) in any given year. During the life of a 30-year mortgage loan, the risk of a 100-year flood in a SFHA is 26 percent (26%). Federal law allows a lender and borrower jointly to request the Director of FEMA to review the determination of whether the property securing the loan is located in a SFHA. If you would like to make such a request, please contact us for further information.

Notice of Property Not in Special Flood Hazard Area (SFHA) The building or mobile home described in the attached instrument is not currently located in an area designated by the Director of FEMA as a SFHA. NFIP flood insurance is not required, but may be available. If, during the term of this loan, the subject property is identified as being in a SFHA, as designated by FEMA, you may be required to purchase and maintain flood insurance at your expense.

NOTICE TO BORROWER ABOUT FEDERAL DISASTER ASSISTANCE

Notice in Participating Communities The community in which the property securing the loan is located participates in the NFIP. The Flood Disaster Protection Act of 1973, as amended, mandates federally insured or regulated lenders to require the purchase of flood insurance on all buildings being financed that are located in SFHAs of communities participating in the NFIP. The flood insurance must be maintained for the term of the loan. If you fail to purchase or renew flood insurance on the property, federal law authorizes and requires us to purchase the flood insurance at your expense.

At a minimum, flood insurance purchased must cover the lesser of: (1) the outstanding principal balance of the loan; or (2) the maximum amount of coverage allowed for the type of property under the NFIP. Flood insurance coverage under the NFIP is limited to the building or mobile home and any personal property that secures your loan and not the land itself. Federal disaster relief assistance (usually in the form of a low-interest loan) may be available for damages incurred in excess of your flood insurance if your community's participation in the NFIP is in accordance with NFIP requirements. Although you may not be required to maintain flood insurance on all structures, you may still wish to do so, and your mortgage lender may still require you to do so to protect the collateral securing the mortgage. If you choose not to maintain flood insurance on a structure and it floods, you are responsible for all flood losses relating to that structure.

Notice in Non-particpating Communities

Flood insurance coverage under the NFIP is not available for the property securing the loan because the community in which the property is located does not participate in the NFIP. In addition, if the nonparticipating community has been identified for at least one year as containing a SFHA, properties located in the community will not be eligible for the federal disaster relief assistance in the event of a federally-declared flood disaster.

Determination Date:

Order Number:

Loan Number:

Borrower:

Co-borrower:

NOTICE IS GIVEN TO: NOTICE TO BORROWER ABOUT AVAILABILITY OF PRIVATE FLOOD INSURANCE COVERAGE Flood insurance coverage under the NFIP may be purchased through an insurance agent who will obtain the policy either directly through the NFIP or through an insurance company that participates in the NFIP. Flood insurance that provides the same level of coverage as a standard flood insurance policy under the NFIP may be available from private insurers that do not participate in the NFIP. You should compare the flood insurance coverage, deductibles, exclusions, conditions, and premiums associated with flood insurance policies issued on behalf of the NFIP and policies issued on behalf of private insurance companies and contact an insurance agent as to the availability, cost, and comparisons of flood insurance coverage.

NOTICE TO BORROWER ABOUT ESCROW REQUIREMENT FOR RESIDENTIAL LOANS Federal law may require a lender or its servicer to escrow all premiums and fees for flood insurance that covers any residential building or mobile home securing a loan that is located in an area with special flood hazards. If your lender notifies you that an escrowaccount is required for your loan, then you must pay your flood insurance premiums and fees to the lender or its servicer with the samefrequency as you make loan payments for the duration of your loan. These premiums and fees will be deposited in the escrow account, which will be used to pay the flood insurance provider.

Loan Number:

Borrower:

Co-borrower:

Order Number:

Determination Date:

Tidelands SearchCertificate

THAT THE PROPERTY HEREINAFTER DESIGNATED IS NOT CLAIMED BY THE STATE OF NEW JERSEY AS AREA NOW OR FORMERLY BELOW MEAN HIGH WATER AS SHOWN ON THE TIDELANDS MAP (IF APPLICABLE) PREPARED BY THE OFFICE OF ENVIRONMENTAL ANALYSIS AND APPROVED BY THE TIDELANDS RESOURCE COUNCIL AND/OR FROM OBSERVED/AS SEEN CONDITIONS ON AERIAL PHOTOGRAPHY.

APPLICABLE TIDELANDS MAP

Tidelands Map (Adoption Date):

DESIGNATED PROPERTY

County:

Municipality:

Street Number & Name:

As shown on Tax Map:

SEARCH RESULTS

Findings:

Dated: IN WITNESS WHEREOF, WESTERN TECHNOLOGIES GROUP, LLC. HAS CAUSED THIS CERTIFICATE TO BE EXECUTED BY ITS PRESIDENT.

Block: Lot:

Hereby certifies to: