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Welcome to SSQ Insurance. Group Benefit Meetings for Toronto Birth Centre Staff

Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

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Page 1: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Welcome to SSQ Insurance.

Group Benefit Meetings for Toronto Birth Centre Staff

Page 2: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

CompanyOverview1

Page 3: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

CompanyOverview

Page 4: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Together, we give back to the communityUnited WayAlzheimer’s SocietyCovenant House Toronto & Vancouver

CompanyOverview

Page 5: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

2 Your BenefitsAt A Glance

Page 6: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Life Insurance

Participant Basic Life

Mandatory coverage Two times annual salary up to $250,000 Coverage reduced by 50% at age 65 Coverage terminates at 70 or when you retire, which

ever is earliest

Optional Life Units of $10,000 up to $250,000 Coverage terminates at age 70 or when you retire Available to members and their spouse

YOUR BENEFITS AT A GLANCE

Page 7: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Long Term Disability Reimbursement

Benefit 60% of monthly earnings

Elimination Period 90 days

Benefit payment maximum $3500

Taxability of benefits Non-taxable

Frequency of payments Monthly

Termination of insurance At age 65 or your retirement if earlier

Premium Cost Sharing 100% paid by Members

YOUR BENEFITS AT A GLANCE

Page 8: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Health Coverage Reimbursement

Hospital Care 100% Semi-Private room

Prescription Drugs 80% until $1,200 out of pocket per calendar year is met and 100% there after

Hospital 100% coverage for a semi-private room

Paramedical Services Paramedical service claims for Toronto Birth Centre staff members are covered at 90%, up to a maximum of $2,500/year.There is no maximum per paramedical discipline; you can use your maximum paramedical coverage on one practitioner or on several.

Private duty nursing $10,000 per calendar year

YOUR BENEFITS AT A GLANCE

Page 9: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Dental Care

Diagnostic and Preventive Services

Reimbursement: 90%

Basic Dental CareEndodontics, Periodontics, Oral surgery, General Services…

Reimbursement: 90%

Major Restorative ServicesProsthodontics, Removable Dentures, Fixed Bridges

Reimbursement: 50%

Orthodontic Services Reimbursement: 50% Maximum: $2,500/lifetime

Fee guide Current year with current specialist fee schedule

Recall exams 1 Every 5 months

Termination The date of retirement

Combined Max: $2,000/calendar year/per person

$2,000/calendar year/per person

YOUR BENEFITS AT A GLANCE

Page 10: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Health Coverage Reimbursement

Other medical expensesMaximum amount covered

100%Varies by service – here are some examples: Blood glucose monitor: 1/36 months Foot orthoses: $450/3 calendar years combined with

orthopaedic shoes Support stockings: 3 pairs/per benefit period

Vision care

Eye Exams

Eyeglasses/Contact lenses Laser vision correction

100%

1/24 consecutive months or 1/12 consecutive months for dependents under 21$200 every 24 months per person

Termination The date of retirement

YOUR BENEFITS AT A GLANCE

Page 11: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Coverage Reimbursement

Fertility Treatment $15,000 per lifetime

Health Care Professionals: Psychiatrist Occupational Therapist

$2500 combined annual maximum with other paramedical services

Travel Insurance:Maximum amount covered

Trip Cancellation

100%Travel Assistance: $5,000,000/trip Max duration: 180 days$5,000 reimbursement per trip

New!

YOUR BENEFITS AT A GLANCE

Page 12: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

3 Plan MemberExperience

Page 13: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Customer Centre and SSQ mobile application

DigitalCard

Photo Claims

Submission

Online Claims

Submission

Page 14: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Registration is easy with just an email addressand a password.

Page 15: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Online access for all group

insurance services

Page 16: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

The summary page

Group insurance information

Access to recent claims

Shortcuts to Customer Centre

Page 17: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview
Page 18: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Mobile application

Submit claimsand check coverage!

Page 19: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Log in with facial recognition* or

digital fingerprint

* Not available on Android devices

Page 20: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

A virtual assistantaccompanies

members through your transactions

Page 21: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

11VP0- 12345678

Page 22: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview
Page 23: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

11VP0- 12345678

Page 24: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

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Page 25: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

4 Customer Service

Page 26: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Call Centre• Monday to Friday

from 8 to 8 EST• Bilingual• Toronto & Quebec City

Customer Service

Page 27: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

Call Centre

Health insuranceDental care insurance

1-888-651-8181

Page 28: Welcome to SSQ Insurance. - Midwives Benefits · Together, we give back to the community. United Way. Alzheimer’s Society. Covenant House Toronto & Vancouver. Company. Overview

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Questions