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Welcome to SSQ Insurance.
Group Benefit Meetings for Toronto Birth Centre Staff
CompanyOverview1
CompanyOverview
Together, we give back to the communityUnited WayAlzheimer’s SocietyCovenant House Toronto & Vancouver
CompanyOverview
2 Your BenefitsAt A Glance
Life Insurance
Participant Basic Life
Mandatory coverage Two times annual salary up to $250,000 Coverage reduced by 50% at age 65 Coverage terminates at 70 or when you retire, which
ever is earliest
Optional Life Units of $10,000 up to $250,000 Coverage terminates at age 70 or when you retire Available to members and their spouse
YOUR BENEFITS AT A GLANCE
Long Term Disability Reimbursement
Benefit 60% of monthly earnings
Elimination Period 90 days
Benefit payment maximum $3500
Taxability of benefits Non-taxable
Frequency of payments Monthly
Termination of insurance At age 65 or your retirement if earlier
Premium Cost Sharing 100% paid by Members
YOUR BENEFITS AT A GLANCE
Health Coverage Reimbursement
Hospital Care 100% Semi-Private room
Prescription Drugs 80% until $1,200 out of pocket per calendar year is met and 100% there after
Hospital 100% coverage for a semi-private room
Paramedical Services Paramedical service claims for Toronto Birth Centre staff members are covered at 90%, up to a maximum of $2,500/year.There is no maximum per paramedical discipline; you can use your maximum paramedical coverage on one practitioner or on several.
Private duty nursing $10,000 per calendar year
YOUR BENEFITS AT A GLANCE
Dental Care
Diagnostic and Preventive Services
Reimbursement: 90%
Basic Dental CareEndodontics, Periodontics, Oral surgery, General Services…
Reimbursement: 90%
Major Restorative ServicesProsthodontics, Removable Dentures, Fixed Bridges
Reimbursement: 50%
Orthodontic Services Reimbursement: 50% Maximum: $2,500/lifetime
Fee guide Current year with current specialist fee schedule
Recall exams 1 Every 5 months
Termination The date of retirement
Combined Max: $2,000/calendar year/per person
$2,000/calendar year/per person
YOUR BENEFITS AT A GLANCE
Health Coverage Reimbursement
Other medical expensesMaximum amount covered
100%Varies by service – here are some examples: Blood glucose monitor: 1/36 months Foot orthoses: $450/3 calendar years combined with
orthopaedic shoes Support stockings: 3 pairs/per benefit period
Vision care
Eye Exams
Eyeglasses/Contact lenses Laser vision correction
100%
1/24 consecutive months or 1/12 consecutive months for dependents under 21$200 every 24 months per person
Termination The date of retirement
YOUR BENEFITS AT A GLANCE
Coverage Reimbursement
Fertility Treatment $15,000 per lifetime
Health Care Professionals: Psychiatrist Occupational Therapist
$2500 combined annual maximum with other paramedical services
Travel Insurance:Maximum amount covered
Trip Cancellation
100%Travel Assistance: $5,000,000/trip Max duration: 180 days$5,000 reimbursement per trip
New!
YOUR BENEFITS AT A GLANCE
3 Plan MemberExperience
Customer Centre and SSQ mobile application
DigitalCard
Photo Claims
Submission
Online Claims
Submission
Registration is easy with just an email addressand a password.
Online access for all group
insurance services
The summary page
Group insurance information
Access to recent claims
Shortcuts to Customer Centre
Mobile application
Submit claimsand check coverage!
Log in with facial recognition* or
digital fingerprint
* Not available on Android devices
A virtual assistantaccompanies
members through your transactions
11VP0- 12345678
11VP0- 12345678
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4 Customer Service
Call Centre• Monday to Friday
from 8 to 8 EST• Bilingual• Toronto & Quebec City
Customer Service
Call Centre
Health insuranceDental care insurance
1-888-651-8181
28
Questions