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GET YOUR SHARE OF PROFITS FROM YOUR MERCHANT SERVICES PROGRAM We Take The Risks… You Get The Rewards

We Take The Risks…

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Page 1: We Take The Risks…

GET YOUR SHARE OF PROFITS FROM YOUR MERCHANT SERVICES PROGRAM

We Take The Risks… You Get The Rewards

Page 2: We Take The Risks…

Partner With … East Commerce Solutions And Gain The Power Of An Industry Leader

East Commerce Solutions, Inc. Established in 1994 East Commerce Solutions services over 27,000 Merchants Nationwide, Exceeding Annual Processing Volumes of:

$2.5 Billion Dollars

We Make Credit Card Processing Simple For Your Customers

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As Your Merchant Services Partner, East Commerce Solutions Will Provide: Merchant Services Face-to-Face Technical Support At Merchant Location One Number, One Call For All Merchant Services Needs In-House Mail Marketing Campaigns Weekly & Monthly Reporting

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Merchant Services For Every Industry

Restaurants Retail Stores Fuel Oil / Utility

Medical B2B E-Commerce Municipalities

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Customer Service

Local, Personalized Customer Service And On Location Technical Support

Provided By: East Commerce Solutions

One Number, One Call For All Your Customers Needs

Designated Exclusively For …

Your Financial Institution

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What East Commerce Solutions’ Merchant Services Partnership Program Will Bring To Your Bank And Your Customers

Account  Reten*on  Face-­‐to-­‐Face  Sales    Presenta/ons  for    Merchant  Services  

On-­‐Site  Training  For:  Hardware  So7ware  Point-­‐of-­‐Sale  Systems  

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Long Term Residual Revenues With The Best Pricing of Rates And Equipment For Your Customers

The Most Comprehensive & Profitable Program For: =

Your Financial Institution

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Account Retention Account Retention Account Retention

Account Retention Occurs When You Combine…

Quality Customer Service & Support With On-Location,

Certified & Registered Merchant Level Sales Agents (MLSA’s) +

Advanced technology and a vast array of electronic

payment processing solutions At Discounted Prices With On-Site

Technical Support and Training

EQUALS YOUR COMPETITIVE ADVANTAGE

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We Are More To Your Customers Than Just A Rate

We Provide a User Friendly Customized Program to be an Extension of :

SERVICE • PRODUCT • SUPPORT • PRICING

One Call Gets It All For Your Customers

Your Financial Institution

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Merchant Services: Products & Services To Meet Every Business Need

E-Commerce Solutions

Credit Card Processing

Gift & Loyalty Card Programs

POS Systems: Restaurant And Retail

Processing Equipment & Software Placement

Mobile Processing

Merchant Reimbursement for Closure Fees

Payroll Processing

Remote Deposit Capture

Powered By…

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No Matter What Your Industry, WriteTouch POS Has The Right Solution For You

Restaurant Retail Cloud Based POS Solutions

Liquor Stores Hair Salons & Barber Shops

Golf Courses & Pro Shops

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Advanced POS Systems Allow You To Manage Your Business From Anywhere, Anytime

Financial Management

Inventory Management

Customer Relationship Management

Remote Access To Data

Remote Access To Security

Surveillance Systems

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Point Of Sales Systems

•  Time Clock

•  Quick Books Integration

•  Gift & Loyalty Card Programs

•  Easy Access To Reporting

•  PCI Compliance

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The WriteTouch POS Pay At The Table Solution - We offer a complete wireless order taking solution - Works with Apple iPod and iPad

•  Enhances customer service and boost check averages •  Improves efficiency and restaurant workflow •  Most restaurants see increased revenues of 10% to 15% within weeks of installing the device

!  Faster service !  More opportunities to up-sell !  Fewer missed sales !  Increased table turns

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POS Systems To Bring Your Customers’ Business Into The New Milenium

Electronic Cash Registers

SPS-300

SPS-2000

SPS-500 •  Reporting And Management Control

•  Drive Growth And Streamline Operations

•  Hybrid Solutions For Deli / Grocery

•  Age Verification Scanners For Liquor / Tobacco Sales

•  Improve Customer Service

•  Gift And Loyalty Programs To Encourage Repeat Business

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One Simple Cloud Based Solution Introducing…

Three Things Really Matter With Point Of Sales

ECS-POS Delivers All Three

Simplicity Flexibility Affordability

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One Simple Cloud Based Solution

Commercial Grade Tablet Bundle

•  10” Commercial Grade Tablet •  Star TSP100 USB Thermal Printer •  5-Slot Cash Drawer •  USB Scanner and Stand •  EMV Ready Devices available

Windows Protech Desktop Bundle

•  POS – ProTech 15”; 3 Trk MSR •  Star USB Thermal Receipt Printer •  5 Slot Cash Drawer •  USB Scanner •  Keyboard

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Generate New Customers And Reward Your Existing Ones We provide a wide selection of Gift Card and Loyalty Programs centered around growing your customers’ business.

Benefits Of A Gift & Loyalty Card Program: •  Attract and gain new customers

•  Build brand awareness

•  Higher volume of purchases

•  Increase profit and cash flow

•  Drive consumers to your business, not the competition

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Mobile Processing: The Anywhere, Anytime Credit Card Processing Solution

•  Fast & Easy to accept payments on the go •  PCI Compliant – Secured Data •  Automatic Funding within one to two days •  Personal Customer Service and Support 24/7 •  Compatible with iPhone, iPad, Android and Blackberry •  No Set-Up Fees or Contract Terms •  Simple Solutions that work with your business

Mobile Credit Card Processing means bringing your business with you - allowing you the convenience to accept payments anywhere, anytime!

Make the switch to Mobile Processing! Swipe payments from your customers & save money

compared to the way you do business now.

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Bill Payment Solutions: A Simple & Effective Payment Collection Method

Benefits To The Merchant: •  Reduce Expenses •  Cost Savings •  Reduce Errors •  Automated •  Secure

ePNBillPay, the integrated, online Bill Payment Solution from eProcessing Network allows merchants to manage their accounts receivable online, generate and distribute email invoices, and receive electronic payments – without the additional costs of maintaining a separate website or purchasing expensive accounting software.

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ECS Simple Payroll Solutions Reliable – Accurate - Secure

As  a  merchant’s  business  grows,  East  Commerce  Solu/ons  will  be  there  every  step  of  the  way!  We  offer  comprehensive  services  to  benefit  their  business.  

Our dedicated payroll specialists ensure accuracy for every payroll and your payroll database will be securely hosted in an off-site facility to guard against access by unauthorized personnel.  

•  Tax Filing

•  Direct Deposit

•  Check Printing •  Payroll Delivery

•  Payroll Reports

•   Reloadable  Visa  Debit  Card

An Additional Revenue Stream Of Residual Income

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ECS Simple Payroll Solutions

Reliable – Accurate - Secure

Worker’s Compensation Solutions Cost effective, convenient options to help a merchant’s business eliminate large upfront premium payments and track and calculate premiums based on exact payroll data. Human Resource Service Unlimited access to a team of HR professionals, state and federal compliance database, job description wizards and customizable employee handbooks, and more!

Cost Effective Solutions For Your Customer

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ECS Simple Payroll Solutions

The Payroll Process Made Simple

Checks Are Printed &

delivered to Client

Payroll Is Processed & Electronic Reports

Are Generated

ECS Reps meet with clients & set

them up for payroll

ECS provides service for

clients

Client prints checks on-site

(or receives paperless payroll)

ECS Payroll Specialist Works With Client And Submits Payroll

All transactions Use Your Bank’s

checking accounts

Your Bank refers clients to ECS

ECS shares profits with Your Bank

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What Is Remote Deposit Capturing

Electronically depositing checks from your office instead of transporting paper checks to a local bank or credit union.

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What Are The Benefits Of Remote Deposit Capturing

•  Increased Office Efficiency

•  Next business day funds availability

•  Faster returned check notification

•  Strategic returned check redeposit capabilities

•  Secure, online image research and reporting

•  Interface with your accounting system (QuickBooks Peachtree, etc.)

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Noble Intelligent Rate Program Allows You To Reduce Your Costs, Even To ZERO

Many institutions, such as municipalities and colleges, choose to pass on a processing fee to the cardholders. Different cards have different costs. Intelligent Rate allows these institutions to automatically calculate the right fee based on the actual cost of each transaction.

We know that your bottom line and your patron’s satisfaction are important to your institution

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Noble Intelligent Rate Program Allows You To Reduce Your Costs, Even To ZERO

Adjust The Fees For Charge Cards In Proportion To What Each Transaction Actually Costs

Our Intelligent Rate Program Allows You To: •  Automatically calculate rate based on card type •  Pass on the real cost of card acceptance •  Reduce transaction costs to zero

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The Driving Power Of East Commerce Solutions

We’re the difference between having a thriving merchant services program and a passive one. Consistently, over the past 15 years, when Banks switch to East Commerce Solutions as their Merchant Services Program Provider, we’ve proven to DOUBLE their residual performance within the first year!

How do we do it?

East Commerce Solutions is the engine that drives your Merchant Services Program to increase your revenue AND bring new business customers to your Bank.

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The East Commerce Solutions Merchant Referral Program

•  Custom Marketing Campaigns

•  Quarterly Marketing Campaigns

•  East Commerce Solutions Sponsored Branch Promotions & Incentive Contests

•  Charity Campaigns & Non-Profit Programs

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The East Commerce Solutions Merchant Referral Program We Refer Business Back To Your Bank

“We Take The Time To Train Our MLSA’s In All Areas Of Merchant Services.”

Local, Certified Merchant Level Sales Agents (MLSA’s) Refer Business to your Branch

We Are Available For Joint Sales Calls With Your Business Development & Branch Manager Teams

Inbound & Outbound Call Centers for Appointment Setting & Branch Promotional Campaigns

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The East Commerce Solutions Merchant Referral Program How Does Our Referral Process Work?

•  The Referral Form Gives Us Important Information About Your Customers

•  We Provide Detailed Reporting On The Status Of Your Referral

•  We Contact Your Customers Within One Business Hour Of Receiving The Referral

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Detailed Reporting

Detailed Reporting •  On-Line Lead Tracking •  Monthly Lead Status Reports •  Monthly Residual Reports •  Cash Advance Reporting

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Charity Campaigns & Non-Profit Programs

Established in 1994, East Commerce Solutions is a corporation which gives back generously to organizations which address food insecurity, poverty, health, and children’s issues. Through East Commerce Solutions' commitment to corporate philanthropy we strive to make a difference in the lives of others and we are proud to continue on this mission of charitable giving.

We Will Give Back To The Organizations Your Financial Institution Supports

Page 34: We Take The Risks…

We Become Your Competitive Advantage

By partnering with East Commerce Solutions, Inc., a nationally ranked Merchant Service Provider/ISO, we are able to be your feet on the street and see your business customers right at their locations.

Not only do we provide the application process face to face, we also install, reprogram, and train your customers face to face. Your competitors don’t have this luxury!

Having a local Merchant Service Provider allows you to make one phone call for all your customers’ merchant services needs.

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Why Is Our Merchant Services Program Different Than Others?

We provide merchants with a full cost savings analysis showing them savings dollar for dollar, unlike other companies who promise a low rate but have high surcharges and hidden fees that will wipe out any savings the your customer thought they had. We meet with them in person and provide them with the full spreadsheet analysis showing how we will save them money on all interchange categories that apply to their business.

Through our Merchant’s Club Program we provide equipment upgrades to all our merchants for $6.95 a month.

No application, reprogramming or setup fees are charged by East Commerce Solutions Inc.

Our Guaranteed Merchant Saves Money Program

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Contact Directory

"  Ed Medeiros, CEO ext. 202

"  Lisa Medeiros, President ext. 248

"  Stephen Lima, CFO ext. 204

"  Joe Santoro, Chief Operations Officer ext. 258

"  Ray Wyss, Vice President WriteTouch POS ext. 245

"  Wendy Medeiros, Vice President Customer Service ext. 203

800.527.5395