Credit CardsTravel TipsNothing provides peace of mind when you travel quite like knowing you have a MasterCard in your wallet. Whether you use it to pay for hotel rooms and flights or simply rely on it if something unexpected happens, travel is easier with a MasterCard.

As MasterCard is accepted all over the world, the possibilities are endless.

At Encompass Credit Union, we offer a wide variety of MasterCards so it’s easy to find one that suits you and your needs.

You also have the option to participate in our Choice Rewards program that allows you to redeem points for flights, vacation packages, hotels, car rentals, trains, cruises and more!

Some cards come with travel benefits such as:

Inclusive Travel Medical Insurance

Emergency Travel Assistance Services

Master Trip

Master Rental

Master Purchase

If your MasterCard is lost, stolen, or misplaced call 1-800-561-7849.

To learn more about our Credit Card options, please ask one of our Exceptional Staff!

There are a few tips that will help take care of the financial matters so you can relax and enjoy your trip:

Let your branch and credit card provider know when and where you will be travelling. This will help us if we notice unusual activity on your account while you are away.

If you would like to order a foreign currency or even if you just want a large amount of US cash to take with you, it’s always best to let us know a couple weeks in advance so we can be sure to have what you need when you need it. And don’t forget that it can be helpful to have small bills in the local currency when you arrive for tips and taxis!

You can absolutely use your debit card in other countries. Just look for symbols on the ATM that match the symbols on the back of your card. Please also be aware that there are fees for using your card in foreign ATMs and the foreign exchange rates for that day will apply so plan your withdrawals carefully.

Always make sure you take multiple pay-ment methods with you when you travel. This will help to ensure a smooth, has-sle-free travel experience unlimited by your payment options.

If you’re traveling in Canada... remember you have access to over 1,800 Ding-Free ATMs across Canada from sea to sea! Check out ding-free.ca to download a free ATM locator app for your smartphone.

And remember, we have Safety Deposit Boxes that are a perfect place to keep your passport safe between trips and your valuables safe while you are away.

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encompasscu.ca

We’re easy to reachEmail us at askus@encompasscu.ca, or contact your local branch:

Wainwright 780.842.3391

Wetaskiwin 780.352.2251

Chauvin 780.858.3751

Consort 403.577.3949

Edgerton 780.755.4064

Hardisty 780.888.2883

Hughenden 780.856.6070

Irma 780.754.4001

Administration Office502 10 Street

Wainwright, AB T9W 1P4

Tel 780.842.3391 Fax 780.842.2855

Toll Free 877.842.1774

TIME TO TRAVEL

Don’t let traveling cost more than it should. Travel InsurancePeace of mind when you travel is one of the most valuable things you can take with you! That’s why we offer CUMIS Travel Insurance to our members. Whether you’re escaping for the weekend or taking that vacation you’ve been dreaming about for years, we can help!

When you travel outside of your province or country, your government health care plan doesn’t travel with you. Travel Insurance protects you in case of emergency hospital and medical expenses while you’re away from home.

Features and Benefits24/7 multi-lingual emergency travel

assistance

Exceptional claims service

Multi-trip plans ideal for frequent travellers

Destination specific rates (USA and non-USA destinations).

Lost or stolen travel document assistance

Secure, quick application

Family rates available

Other Travel Insurance PlansTrip Cancellation & Interruption

Accidental Death & Dismemberment

Flight Accident

Baggage

Take FlightTM protection, ideal for snowbirds

* You may be required to submit a medical questionnaire depending on your age, duration of travel and/or a pre-existing condition.

For more information about Travel Insurance, simply ask

one of our Exceptional Staff!

Planning a trip? Want to make your arrival a little less stressful by bringing some of the local currency with you? We can help!

US currency is available at all our branch locations and, with advance notice, we can order in many other currencies from around the world.*

For more information, just ask one of our Exceptional Staff!

* Service fee may apply

Foreign CurrencyVacation Loans

Savings Accounts

Have you found that perfect vacation at the perfect price but you just don’t have the funds saved up yet? No problem!

Have you ever noticed that the best prices for travel pop up at a moments notice and go away just as quickly so you’re forced to book ASAP? No problem!

Come on in and talk to one of our Exceptional lenders about a small vacation loan! You never have to miss out on a great vacation opportunity again!

Are you saving for that next big vacation but finding it hard not to spend the money on other things? Why not come in and talk to our exceptional staff about opening a vacation savings account?

Our savings accounts don’t have any monthly account fees and your money will earn interest while you’re saving!

You can even set up a regular pre-authorized transfer from your chequing account to help you stick to a savings plan and ensure you have the money when it’s time to take that dream vacation!

Come on in and we’ll get you started preparing for the trip of your dreams!