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Author: Neal Weaver
(1) Articles Northtowne Mazda in KC
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Six Tips for Buying a Used Vehicle By Neal Weaver
in Automotive | Published 2015-02-05 06:02:12 | 12 Reads | Unrated
Summary
While buying a used car means saving money upfront, you sacrifice some peace of mind.Used cars don’t come w ith the same warranties as new cars. At the risk of offending newcar buyers, used car shoppers are smarter when it comes to saving money. You can onlybuy a new car from franchise car deale
rs,but used car buyers have more options.CPO cars are used cars that the manufacturer has bought backand inspected. The manufacturer usually offers additional warranty coverage on these cars, andsometimes offers financing and special offers.
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At the risk of offending new car buyers, used car shoppers are smarter when it comes tosaving money. A new car can lose up to 20 percent of its value the minute it’s driven off adealer’s lot. For a new car buyer, that’s money right down the drain. W ith a used vehicle,that depreciation has already happened – to the previous owner.
While buying a used car means saving money upfront, you sacrifice some peace of mind.Used cars don’t come w ith the same warranties as new cars. If you’re not careful whenbuying, you may drive off in a giant money p
it.Buying a car doesn’t necessarily meangiving up on reliability. By taking your time,doing your research, and sticking to yourbudget, you can get a used car that w illmake you happy and save you money.
Finding the Right Used Car
You can only buy a new car from franchisecar dealers,but used car buyers have moreoptions. They can buy from a dealer, orfrom the guy down the street. W ith somany options, it pays to cast a w ide net.Most used car listings are available online,so it’s easy to find the right car from the
comfort of your couch.
Too many options can be overwhelming, so it’s important to first have an idea of what youwant and need from a used car. Think about how much you can afford to spend, how muchspace you need, the performance you want, the kind of fuel economy you’d like to get andfeatures that are essential for you.
Used Car Budgets
Selecting a used car involvesfitting it in your budget. Newer cars and cars w ith low mileagecost more than older cars w ith more mileage. Playing the mileage game can help you getinto the car you want, but there can be downsides to a less-expensive, higher-mileage car.The more mileage on a car, the more likely it w ill soon need repairs.
Certified Pre-Owned Cars vs. Used Cars
You also need to decide if you want to go w ith a Certified Pre-Owned (CPO) car oruncertified. CPO cars are used cars that the manufacturer has bought back and inspected.The manufacturer usually offers additional warranty coverage on these cars, andsometimes offers financing and special offers. A CPO is as close to buying a new car as youcan get when shopping used. All of those CPO extras come at a cost. Still, the extra peaceof mind a CPO car offers might be worthwhile.
Inspecting a Used Car
Used cars don’t have the same guarantees that new cars do, so you have to protectyourself. Check the specs first and ask to see documentation for things like regularmaintenance and repairs. The National Highway Traffic Safety Administration keeps adatabase of vehicle recalls. Check it to see if the car you’re thinking about buying has anyrecalls. If it does, don’t buy it until the seller can prove that the recall has been addressed.
Get Used Car Financing
Most people finance their used car purchase. If you’re buying from a used car dealer, youmay be able to get financing there, but the loan the dealer offers may not be the best deal.Before you buy, see what kind of loan terms you qualify for from different banks and credit
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unions. If you’re buying a used car from an individual, you can use those loans to make thepurchase. If you’re buying from a dealer, you can compare their loan terms to the ones youalready have and pick the best deal.
Used Car Warranties
Many used car dealers offer extended warranties. Even private purchased vehicles can geta warranty from a warranty company. Most consumer advocates recommend againstgetting an extended warranty. Extended warranties can also be expensive, and many arerestrictive. When you need them, they may not cover you. Even dealer warranties may notcover needed repairs. If you decide you want an extended warranty make sure you readthe fine print and understand exactly what is and isn’t covered.
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