Aetna Global BenefitsWorldTraveler SM

Supplemental Medical Coverage &Emergency Assistance

For Business Travel up to 180 daysOutside Home Country

For more information, contact an AGB representative by phone: 888-800-1748, email: agbinfo@aetna.com, or visit us onthe web at www.aetna.com/agb.

Aetna Global Benefits®

www.aetna.com/agb

Aetna Global Benefits

WorldTravelerSM

Supplemental Medical PREMIER PLUS PREMIERMedical Maximum (calendar year) $250,000 $100,000Deductible None NoneCoinsurance Percentage paid by plan 100% 90%Coinsurance Limit paid by traveler $0 $2,000 (calendar year)Pre-existing Conditions Exclusion None NoneWar Risk or Terrorism Exclusion None NonePrescription Drug Benefit Maximum $250 (calendar year) $100 (calendar year)Dental – Accidental Injury Covered Covered

Emergency Assistance ServicesCalendar Maximum $250,000 $250,000

Optional Features+ Business Travel Accident: $100,000 or $50,000+ Supplemental medical coverage for dependents: spouse, unmarried child(ren)

age 18 or younger+ Business sojourn coverage – leisure travel in conjunction with business travel

Aetna Global Benefits WorldTraveler

International business travel is a routine component of today’s global economy; and withAetna Global Benefits (AGB) WorldTraveler, your employees can depend on a globalinsurance solution for peace of mind when they travel internationally.

What is AGB WorldTraveler?Designed to supplement the medical benefits plan in an employee’s home country, AGBWorldTraveler provides short-term medical coverage and emergency assistance as wellas access to AGB’s state-of-the-art member services that includes the 24x7 InternationalService Center and industry-leading online health and security tools.

AGB WorldTraveler allows you to choose from two plan designs for business travel of upto 6 months: Premier Plus and Premier, both of which provide:

• Supplemental Medical coverage

• Emergency Assistance, 24 hours a day, 365 days a year—be it medical or otherwise,AGB’s emergency assistance component gives your employees the comfort of knowingthat there is help for virtually any situation, including:

+ Emergency medical evacuations

+ Medical provider referrals

+ Translation services

+ Legal referrals

+ Assistance with lost or stolen travel documents

+ Repatriation, and more

• Optional Features, including: supplemental coverage for dependents, sojourn coveragefor employees and dependents when connected with business travel, and business travel accident coverage

A worldwide operations executive fromU.S. Headquarters is sent on a 3-monthassignment to oversee his company’sjoint venture with a major Chinese manufacturer. If a health situation arises,what will his U.S.-based medical insur-ance cover? All urgent health situations?Just emergency care? Or is there nocoverage outside the U.S.?

While traveling to Brazil for a week-longseries of meetings, a German business-man experiences chest pains. Upon arriving in Sao Paulo, he is rushed to thehospital. Is he covered by his Germannational insurance plan?

International Service Center

GlobalProvider

Community

AGB has established relationships with leading hospitalsand health networks throughout the world to help members easily access and pay for global health care. AGB works both independently and with customers and members to identify hospitals and facilities in order toestablish direct pay arrangements, making it easier formembers to concentrate on their assignment during abusiness trip outside their home country.

At any time of the day or night, AGB WorldTraveler participants cancontact representatives in the AGB International Member ServiceCenter via toll-free phone, fax or email for assistance with a varietyof claims, benefits and health-related issues. Our multilingual, multicultural staff has the ability to translate virtually any languagein real-time, as well as initiate claim payments in multiple currencies, ensuring that communication and international benefit payment transactions are handled in a professional manner.

Who is Aetna Global Benefits? Aetna Global Benefits (AGB), the international health and group benefits business of Aetna Inc., has more than 30 years experience in theglobal marketplace, offering innovative solutions for an international workforce. Providing worldwide medical, dental, vision, life, disability and related coverage and emergency assistance for globalemployees, AGB products are tailored to meet the unique needs of global members, helping multinational employers attract and retain qualified employees for international assignments.

State-of-the-art member services available to AGB WorldTraveler members:

Web Tools & Information

AGB WorldTraveler also provides access to industry-leadingInternet-based services that can help your employeesobtain important information for both planning their trips orshort-term assignments and locating and managing healthcare while away from home, including:

+ Global doctor/hospital search engine (more than 3,000providers in over 500 international destinations; more than 518,000 physicians and 3,300 hospitals in the United States)

+ Health and security information for over 200 countries

+ Translation guides for drug and medical terms in multiple languages

+ Global news and feature stories

+ U.S. health information from Harvard Medical School

+ Claim forms

+ Answers to frequently asked questions

+ Contact phone numbers and email addresses