STANDARD CHARTERED STANDARD CHARTERED BANKBANK

PREPARED BY:-PREPARED BY:-

DEVANSHI DESAI (11)DEVANSHI DESAI (11)

RAKHI KUMARI (44)RAKHI KUMARI (44)

RAJDEEP SAINI (47)RAJDEEP SAINI (47)

ANJURI SINHA (55)ANJURI SINHA (55)

NRI bankingNRI banking

NRE a/c

FCNR a/cNRO a/c

NRE a/c

The Standard Chartered NRE account offers a powerful dual advantage. You can freely access your funds in Rupees while you are in India and you can convert the same funds into foreign currency and repatriate it abroad any time you wish.

Best Suited for:- To park overseas savings remitted to India by converting to INR.

Exclusive Features:-- Can open as a Savings Account, Current Account or Fixed Deposit.- Can be held jointly with other NRIs.- Exempt from tax deducted at source.- Cheque Book for Savings Account available.- International Debit cum ATM card.

Currency:- Rupees.

NRO a/c

As a Non- Resident Indian you may have income in India from rent, pension, dividends and other sources. We give you the option to conveniently deposit and manage local rupee funds through the Standard Chartered Non Resident Ordinary Account in Indian Rupees.

Best Suited for:-To park Indian earnings like rent, Indian salary, dividend, etc.

Exclusive Features:-- Can open as a Savings Account, Current Account or Fixed Deposit.- Can be held jointly with other Residents or NRIs.- Subject to tax deducted at source at 30.6%.- Cheque Book for Savings Account available.- ATM card.

Currency:- Rupees.

FCNR a/c

Exchange rate fluctuations can eat into your investments. The Standard Chartered FCNR Account is an account designed to protect you from exchange rate fluctuations.

Best Suited for:-To park overseas savings in the foreign currency of choice.

Exclusive Features:-- Can open as a Fixed Deposit.- Can be held jointly with other NRIs.- Exempt from tax deducted at source.

Currency:- USD, GBP, EUR, AUD & CAD

EXCEL BANKING

In today's fast moving, technology-driven world, you need your bank to keep pace with your banking needs. That's why you need Excel Banking - a much personalized wealth management service that has been designed to help you make the most of your money, without taking up most of your time.

Unique features of Excel Banking:-- Exclusive privileges such as a free gold card, free debit cards and discounts on lockers, demat accounts and overdraft against term deposits. - Free multi-city cheque book for current account and savings account holders.- Express cheque collection and national clearing speed service.- Free demat account. - Extended branch hours for easier and quick transactions.- Redirection of interest into any account specified by you. - Phone Banking and ATM facilities for 24 hour access.

The smart edge to The smart edge to your banking.your banking.

Membership:-Excel Banking is available by invitation to existing Standard Chartered customers who hold a minimum of Rs.5 Lakhs (quarterly average) in any or a combination of the following accounts:-- Savings Account. - Term Deposits. - Business Plus current account. - 2-in-1 Account. - Investments.

GENERAL INSURANCEGENERAL INSURANCE LIFE INSURANCELIFE INSURANCE

Some of the key General Insurance products available at Standard

Chartered are:- • Health-shield

• Car-shield

• Home-shield

• Accident-shield

• Double protect

• Hospital Cash

• Secure all

GENERAL GENERAL INSURANCINSURANC

EE

Health-shield:-A comprehensive health insurance package designed to offer complete protection to the insured and his family.

Car-shield:- A comprehensive

motorcar insurance package, designed to cover your car in most adverse situations.

Home-shield:-Provides complete coverage for damage to your building.

Accident shield:-Designed to take care of you and your family in the unfortunate event of a fatal accident.

Double protect:-Double Protect is a 2 years Health Insurance plan. The plan offers reimbursement of hospitalization expenses in the event of illness or accident.

Hospital Cash:-This Plan is designed to pay daily Hospital Cash benefits in the event of an accident or illness and hence getting hospitalized.

Secure All:- Its a 3 in 1 plan ,

where the customer gets coverage for hospitalization expenses, Daily cash benefit in addition to the reimbursement of actual expenses and lumpsum Accidental Death & Disability benefit.

Some of the key Life Insurance products available at Standard

Chartered are:-• New Secure First

• New Unit Gain Plus

• Bajaj Allianz Care First

• Protector - A Mortgage Reducing Term Insurance Plan

• New Unit Gain Easy Pension

Plus

• Child Gain

• Invest Gain

• Term Care

LIFE LIFE INSURANCINSURANC

EE

New Secure First:-An investment plan which offers double advantage with flexibility. --Provides you protection and participation in market-linked returns.

-Double benefit of Sum Assured -Fund Value in case of demise.

-Choice of 5 investment options, 3 free switches and premium redirection option.

New Unit Gain Plus:-Flexible investments were never so easy.

-Guaranteed life cover. -Choice of 5 investment

funds. 3 free switches allowed every year.

-Partial and Full withdrawals after 3yrs.

-Unmatched flexibility to meet your changing lifestyle and insurance requirements.

Bajaj Allianz Care First:- A medical insurance plan that

allows you to renew till the age of 65 years. Premium guaranteed for the length of the each policy term of 3 years.

-Generous hospital cover upto 7Lacs.

-Cashless Treatment available across over 2000 leading hospitals in over 200 towns across India.

-Specific Day Care treatments requiring less than 24 hrs. Hospitalization is also covered under this plan.

Protector - A Mortgage Reducing

Term Insurance Plan:-Make you’re your family home remains with your family for life. The loan protector plan from Bajaj Allianz Life Insurance is mortgage reducing term assurance plan, which at low premiums helps you to secure your family against home loan.

-It is an economical way to protect the family from the burden of repayment of the loan.

-Convenient premium payment options - Regular Premium Payment & Single Premium Payment.

New Unit Gain Easy Pension Plus:-

Unique unit linked pension plan without life cover.

-Available in Single Premium and regular Premium payment mode.

-Option to take a tax-free lump sum up to 33% of Sum Assured.

-Open Market option: Purchase immediate annuity from Bajaj Allianz Life Insurance or any other life insurer.

-Choice of 5 investment funds.3 free switches allowed every year. Child Gain:-

Insure today and secure your child’s education and ambitions.

-Family Income Benefit: In case of death or accidental total permanent disability of insured, all future premiums are waived and 1% of the sum assured is paid monthly.

-Start of Life Benefit: Enables a smooth start to your child’s professional life, incase of an unfortunate death or disability of the insured parent during the policy term.

Invest Gain:-Invest Gain is a specially designed plan that offers a unique combination of benefits that help you develop a sound financial portfolio for your family.

-4 Times Life Cover at a little extra cost.

-Limited premium payment option available.

-Available with a host of additional benefits including: Family Income and Waiver of Premium Benefit

Term Care:-Term Assurance plan with return of premium.

-An economic way of providing life cover, this plan also ensures the return of all premiums at the time of maturity.

-Dual benefit - Life cover + Return of premiums paid on survival at the end of the term.

-Single premium payment option available.

-The only pure term plan in the market to provide Hospital Cash Benefit.

THANKYOU……