The Edward Jones Solutions-based Approach

Preparing for Retirement

Living in Retirement

Paying for Education

Preparing for the Unexpected

Planning Your Estate or Inheritance

TAILORED SOLUTIONSGOALNEED

Key Steps to Achieving Your Financial Goals

5-step Process

®

STEP 1 Where Am I Today?We begin the process by identifying your needs, assessing your tolerance for risk, and understanding your current financial picture. We can discuss your existing accounts and current contributions.

Financial Statements Questionnaire

Revised December 14, 2010

Page 1 of 4

Client Information

Spouse/2nd Party Information

Name: _____________________________________Name: ____________________________________

Date of Birth (mm/dd/yyyy): __________________Date of Birth (mm/dd/yyyy): _________________

Assets and Liabilities

NOTE: Instead of manually entering assets below, you may attach

copies of your bank and other financial institutions statements.

Cash Assets (e.g. Emergency Funds, Money Markets, Checking, Savings) Include only assets held outside of Edward Jones

Description

Owner

Current Value

1.__________________________________________________

$_________________

2.__________________________________________________

$_________________

3.__________________________________________________

$_________________

4.__________________________________________________

$_________________

Investment Assets

Non-Retirement Mutual Funds, Stocks, Annuities, etc.

Include only assets held outside of Edward Jones

Description/Symbol

(Taxed, Tax Free**, or Tax Deferred)Owner

Number

Of Shares Current Value

Cost Basis Current Annual

Contributions

1.________________________ ___________ _______ $___________ $__________ $___________

2.________________________ ___________ _______ $___________ $__________ $___________

3.________________________ ___________ _______ $___________ $__________ $___________

Investment Assets

Certificates of Deposit (CDs), Bonds, Other Fixed Income Assets

Include only assets held outside of Edward Jones

Description/Symbol

(Taxed, Tax Free**, or Tax Deferred)Owner

Interest Rate

Maturity Date Current Value Interest

Compounded OR

Paid M, Q, S, or A*

1.________________________ ___________ _____% ___________ $__________ ___________

2.________________________ ___________ _____% ___________ $__________ ___________

3.________________________ ___________ _____% ___________ $__________ ___________

** Tax Free assets may be subject to state, local or the Alternative Minimum Tax. *M=Monthly, Q=Quarterly, S= Semi-Annually, A=Annually

Business/Real Estate Assets (including Rental Property)

Description/Type Owner

Current Value Cost Basis

Annual Income

1.___________________________________

$___________ $__________$___________

2.___________________________________

$___________ $__________$___________

3.___________________________________

$___________ $__________$___________

4.___________________________________

$___________ $__________$___________

Name(s):

Date:My Budget Worksheet

Gross Income Client Co-client Joint

Wages, Salary and Tips$

$$

Business/Farm Income or Loss$

$$

Earned Income Subtotal$

$$

Dividends

$$

$

Interest

$$

$

IRA Distributions

$$

$

Investment Income Subtotal (not reinvested) $$

$

Alimony

$$

$

Pensions / Annuities$

$$

Rental Real Estate, Partnership, Trust$

$$

Social Security

$$

$

Other

$$

$

Other Income Not Subject to FICA Subtotal $$

$

Subtotal

$$

$

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Living Expenses

Monthly Annual

General

$$

Rent

$$

Homeowner’s / Renter’s Insurance$

$

Health Insurance

$$

Auto Insurance

$$

Property Taxes (Real Estate / Vehicle)$

$

Home Repairs / Maintenance$

$

Utilities (Gas / Electric / Phone / Water / Garbage) $$

Groceries

$$

Personal Goods (Toiletries / Dry Cleaning / Housekeeping) $$

Entertainment (Dining Out / Travel / Vacation)$

$

Clothing

$$

Gifts (Birthday / Holiday / Special Occasion)$

$

Transportation (Gas / Taxis / Maintenance / Parking) $$

Charitable Contributions$

$

Child Care (Lessons / Sports / Alimony)$

$

Other

$$

Subtotal

$$

At Edward Jones, we strive to understand what is important to you and your family in order to help you prepare for and work toward your financial goals. We then work with you to create and implement strategies that can help you achieve these goals.

Together, we have identified one of your primary needs as preparing for retirement. The first step in creating your customized strategy for this need is to turn it into a specific and attain-able goal. To help us get started, please provide the following information.

Preparing for Retirement

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www.edwardjones.com Member SIPC

Where Are You Today, and Where Would You Like to Be? You Co-client

1. How much do you estimate you will earn this year (before tax)? (Earned income means wages, tips, etc.) $ $

2. At what age do you want to retire?Age Age

3. How much do you want to spend during retirement? (This is an estimate of your after-tax spending.)

$ ___________x 12 = $ ___________ monthly annually

4. If you currently receive or expect to receive a pension, how much does it provide/do you expect it to provide per month? $ $

5. How much do you currently receive, or how much do you expect to receive, in Social Security benefits per month? (If you don’t know, we can estimate this for you.) $ $

Current Savings Monthly Contributions

6. How much have you currently saved for retirement, and how much do you add to your savings each month?

$ _____________Total

$ _____________Total

Taxable (This excludes employer retirement plans and IRAs.)$ $

Tax-free (This includes Roth IRAs and Roth 401(k)s.)$ $

Tax-deferred (This includes traditional IRAs and employer retirement plans such as 401(k)s.) $ $

Client Information

Name Birth Date

Name of Co-client Co-client Birth Date

Generic UserFinancial Advisor.

555 Anywhere LnSuite 1234Anywhere, US 123456555-123-4567

Living in Retirement Page 1 of 6

Determining how you want to spend time after you stop working full−time is a big decision. However you define retirement,deciding what you want to do and how much money you’ll need is an important step.

Current Value of Your Retirement Portfolio $351,000Current Retirement spending $45,000 Funding from Retirement Assets 50.8%

Retirement age 65 Funding from Income Sources 41.4%

Assumed rate of return 6.500% Total funding 92.2%Projected portfolio value at retirement $532,259 Shortfall 7.7%

Projected ending portfolio value $0

Your proposed financial situation is presented below, taking into account the following changes: 1 Decrease retirement spending to $37,600.

Proposed Retirement spending 1 $37,600 Funding from Retirement Assets 57.8%

Retirement age 65 Funding from Income Sources 42.2%

Assumed rate of return 6.500% Total funding 100.0%Projected portfolio value at retirement $532,259 Surplus 18.2%

Projected ending portfolio value $542,309

Probability of Achieving Retirement Goal − Incorporating Uncertain Investment Performance. The above analysis assumes your retirement assets consistently earn the assumed rate of return. While a good start, investment performance isuncertain and varies over time. It’s important to analyze your retirement strategy incorporating this uncertainty, so numerous potential market scenarioswere simulated using probability analysis. The likelihood of you achieving your goal follows.

Current Proposed

Shortfall: Your retirement strategy has ashortfall even without considering thepotential for uncertain market performance.You are unlikely to reach your goal andshould adjust your strategy.

Moderate−High: You were able to reachyour goal in more than two−thirds of theanalyzed market scenarios.

Funding from Retirement Assets 50.8%

Funding from Income Sources 41.4%

Total funding 92.2% Shortfall 7.7%

STEP 2 Where Do I Want to Be?We can help translate your needs into specific, measurable financial goals. This allows us to easily track your progress.

Living in Retirement Page 3 of 6

You can see the impact of your withdrawal rate on your retirement assets in the chart below. To provide some perspective, it�s also compared to a lessconservative and more conservative withdrawal rate to show how long your money may last.

Current

2013 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2035 2037 2039 2041 20430%

20%

40%

60%

80%

100%

120%

2013 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2035 2037 2039 2041 20430%

20%

40%

60%

80%

100%

120%

Current Withdrawal Rate

Less Conservative

More Conservative

Proposed

2013 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2035 2037 2039 2041 20430%

2%

4%

6%

8%

10%

2013 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2035 2037 2039 2041 20430%

2%

4%

6%

8%

10%

Proposed Withdrawal Rate

Less Conservative

More Conservative

General ABCEarned income growth rate 3.0%Inflation rate 3.0%Assumed age at death 90Social Security monthly benefit EstimatedPortion of Social Security subject to tax 85.0%Social Security inflation rate 3.0%Tax rates Pre−retirement Post−retirementEffective income tax rate (federal and state) 25% 25%Capital gains 15% 15%

2013 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2035 2037 2039 2041 20430%

2%

4%

6%

8%

10%

2013 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2035 2037 2039 2041 20430%

2%

4%

6%

8%

10%

Proposed Withdrawal Rate

Less Conservative

More Conservative

STEP 3 Can I Get There?We review the information we have collected and consider potential solutions and strategies. If you wish, we may involve your tax and legal professionals.

Portfolio: How well diversified are your investments?Portfolio Objective: Balanced Growth And Income Page 1 of 1

−−− Prepared for: SAMPLE INVESTOR November 5, 2015Financial Advisor Account Number: 999−99999

Aggressive Suggested 0−5%Commodities Actual 5.05%Emerging Markets Value $5,051.80Alternatives Stocks trading for less than $4.00 per share

Growth Suggested 5−15%U.S. Small and Mid−cap Stocks Actual 9.96%International Small and Mid−cap Stocks Value $9,960.38U.S. Large−Cap Stocks that do not pay a dividend

Growth and Income Suggested 30−45%U.S. Large−Cap Stocks Actual 19.89%International Large−Cap Stocks Value $19,885.91Real Estate

Income Suggested 40−55%U.S. Investment−Grade Bonds Actual 58.36%International Bonds Value $58,364.00High−Yield Bonds

Cash Suggested 0−5%Cash Actual 6.74%Short−Term CDs Value $6,737.91Life insurance cash value $0.00Portfolio total $100,000.00

This asset allocation recommendation is based upon the quarterly meeting of our Investment Policy Advisory Committee. If you would like more information about the committee and its recommendations please ask your Financial Advisor for theBuilding Your Portfolio Strategy Report. This Portfolio Analysis is not an account statement and is intended for illustrative purposes only. Income projections are based on currently available data. You should not rely on this document to reflect yourinvestment holdings at Edward Jones, nor should you rely on it for cost basis information or to prepare tax returns. To review your investment holdings, please refer to your account statement or Account Access. Edward Jones assumes noresponsibility for vendor and client assets held outside of Edward Jones or for the accuracy of the data relating to those assets. Outside assets may not be covered by SIPC. For information on SIPC coverage of outside assets, you should contactthe provider of those assets. If there are any discrepancies or concerns regarding this report, please call our Client Relations department at 1−800−441−2357 or review your account online at www.edwardjones.com/access.

STEP 4 How Do I Get There?We recommend an appropriate mix of investments and services to help achieve your goals.

STEP 5 How Can I Stay On Track?We’ll meet regularly to review your goals and progress to help ensure you stay on track.

YOU

Your Financial Advisor

Your Branch Office Administrator

Legal and Tax Professionals

Edward Jones Home Office

Putting Your Team in Place

What’s most important to you?