Sixth Report of the Monitor for the Credit Suisse RMBS ...d3cvzjdoxgm4sc.cloudfront.net/uploads/report/pdf...submission, the Monitor found that Credit Suisse was entitled to receive

Sixth Report of the Monitor for the Credit Suisse RMBS Settlement

December 20, 2019

Neil M. Barofsky Jenner & Block LLP 919 Third Avenue New York, New York 10022 www.creditsuisse.rmbsmonitor.com

i TABLE OF CONTENTS

Page

I. INTRODUCTION........................................................................................................................................3

II. THEAPRIL2019ANDJUNE2019LOANMODIFICATIONSUBMISSIONS..................5

A. ResultsofTesting........................................................................................................................6

1. PrincipalForgivenessRelief....................................................................................6

2. PrincipalForbearanceRelief...................................................................................9

B. CreditSuisse’sOverallConsumerReliefProgress......................................................11

III. OTHERCONSUMERRELIEF‐RELATEDEFFORTSTODATE............................................12

A. BorrowerOutreachEvents...................................................................................................12

1. GeorgiaEvent...............................................................................................................12

2. UpcomingEvents........................................................................................................15

B. AffordableHousing...................................................................................................................15

IV. CONCLUSIONS..........................................................................................................................................16

ENDNOTES................................................................................................................................................................19

APPENDIXA:DistributionofLoanModificationCreditatCensusBlockLevel................25

GLOSSARY.............................................................................................................................................................127

ii TABLE OF CONTENTS

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PART I: INTRODUCTION

MONITOR’S SIXTH REPORT

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2 MONITOR’S SIXTH REPORT

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I. INTRODUCTION

This report, the Monitor’s sixth pursuant to the SettlementAgreement,providesanupdateonCreditSuisse’seffortstocomplywithitsobligationtoprovideconsumerreliefpursuanttothatagreement,andsetsforththeMonitor’sassessmentofCreditSuisse’scompliancetodate.1

Theprimarysubjectof thisReport is theMonitor’s testingofanadditional 3,680 principal forgiveness and principal forbearance loanmodifications,whichweresubmittedbyCreditSuissetotheMonitorforcreditinAprilandJune2019.Asaresultofthattesting,theMonitorfoundthatCreditSuissewasentitledtoreceiveatotalof$85,714,229.13increditfor all 3,680 of those loan modifications towards its consumer reliefobligation. In addition to testing for eligibility and validating creditamounts, the Monitor analyzed the loan modifications to gauge theiroverall impact on the borrowers who received them. On average, themodificationsreducedborrowers’monthlypaymentsby23%,or$252.

OnJanuary18,2017,CreditSuisseSecurities(USA)LLC,togetherwithitscurrentandformerU.S.subsidiariesandU.S.affiliates(collectively,“CreditSuisse”),entered intoanagreementwith theU.S.DepartmentofJustice(“DOJ”)toresolveclaimsrelatedtoCreditSuisse’sallegedunlawfulconductinconnectionwiththepackagingandsaleofresidentialmortgage‐backed securities, or “RMBS,”between2005and2007 (the “SettlementAgreement”).2

To remediate harms resulting from Credit Suisse’s allegedunlawful conduct, the Settlement Agreement requires Credit Suisse toprovideconsumerrelief todistressedborrowersandothersaffectedbythefinancialcrisis.3Specifically,theSettlementAgreementprovidesthatCreditSuissemustearn$2.8billionin“credit”byprovidingvarioustypesofconsumerreliefintwomaincategories.4First,CreditSuissemustgiveloanmodificationstohomeownerswhoarehavingdifficultymakingtheirmortgage payments or who owe more than their homes are worth.5Second,CreditSuissemustprovidefundingtoconstruct,rehabilitate,orpreserveaffordablehousingdevelopmentsforlow‐incomeresidents.6

TheSettlementAgreementrequiredthatCreditSuisseengageanindependentmonitortooverseeandperiodicallyreporttothepubliconCreditSuisse’sprogresstowardsmeetingitsconsumerreliefobligation.7NeilM.BarofskyofthelawfirmJenner&BlockLLPwasappointedtoserveastheindependentmonitor(collectively,the“Monitor”).8

TheMonitorhaspublishedfivereportstodate:

Initial Report. On October 27, 2017, the Monitor published itsinitial reportpursuant to theSettlementAgreement (the “InitialReport”).9Amongotherthings,theInitialReportdescribedCredit

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Suisse’splanforcomplyingwithitsconsumerreliefobligationbycompleting first lien principal forgiveness and principalforbearance modifications for borrowers. The Initial ReportexplainedthatCreditSuisseisrelyingonSelectPortfolioServicing,Inc. (“SPS”), itsmortgage servicer subsidiary, to complete thesemodifications. The InitialReportoutlined the typesofprincipalforgiveness and principal forbearance loan modifications thatqualifyforcreditundertheSettlementAgreement,aswellastheamountofcreditthatCreditSuissemayearnforcompletingthesetypes of loan modifications. In addition, the Initial ReportdescribedCreditSuisse’spreliminaryeffortstoprovideno‐interestloanstodevelopersofaffordablerentalhousing.

SecondReport.OnFebruary20,2018,theMonitorpublisheditsnextreport(the“SecondReport”),whichprovidedanupdateonCreditSuisse’seffortstoprovideconsumerreliefpursuanttotheSettlementAgreement,includingadiscussionoftheMonitor’sandCredit Suisse’s ongoing work to finalize the eligibility, creditcalculation, and testing protocols governing the principalforgiveness and principal forbearance loan modificationscontemplatedbySPS.10 TheSecondReportnoted that,after theprotocolswerefinalized,thenextstepwouldbeforCreditSuissetosubmitaninitialsampleof100completedprincipalforgivenessandprincipalforbearanceloanmodificationstotheMonitor.

ThirdReport.OnAugust31,2018,theMonitorpublisheditsthirdreport (the “Third Report”), which principally discussed theMonitor’s testing of the initial 100‐loan sample.11 The ThirdReportexplainedthat,becauseCreditSuisse’sregularsubmissionsofloanmodificationswouldtypicallyincludethousandsofloans,reviewingasmallersetof100loansattheoutsetwasimportantbecause theMonitor, Credit Suisse, and SPSwere able to workthroughanyissuesasearlyaspossible.AsaresultoftheMonitor’stesting of the 100‐loan sample, the Monitor confirmed that theprotocolstheMonitordevelopedwithCreditSuisseandSPSwerefunctioning as envisioned. The Monitor also found that CreditSuissewas entitled to receive a total of $3,477,702.94 in credittowardsitsconsumerreliefobligation,whichwasthefullamountthatCreditSuissehadclaimedforcredit.

FourthReport. OnFebruary28,2019,theMonitorpublisheditsfourth report (the “Fourth Report”), which focused on theMonitor’s testing of 3,249 principal forgiveness and principalforbearanceloanmodificationsthatweresubmittedforcredit inJune 2018 and September 2018.12 The Fourth Report alsoexplainedhowtheMonitorusedstatisticalsamplingasawaytoconfirm the eligibility and credit amounts for each loanmodification.AsaresultoftheMonitor’stestingoftheJune2018

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and September 2018 loan submissions, the Monitor found thatCreditSuissewasentitledtoreceive$69,902,191.79increditforthe June 2018 and September 2018 submissions, for an overalltotal of $73,379,894.73 in credit towards its consumer reliefobligation.

Fifth Report. On July 31, 2019, the Monitor published its fifthreport(the“FifthReport”),whichfocusedontheMonitor’stestingof 3,201 principal forgiveness and principal forbearance loanmodificationsthatweresubmittedforcreditinDecember2018.13As a result of theMonitor’s testing of the December 2018 loansubmission, theMonitor foundthatCreditSuissewasentitledtoreceive $83,410,909.54 in credit towards its consumer reliefobligation. As of thedateof the FifthReport, Credit Suisse hadearnedanoveralltotalof$156,790,804.27incredit.

Inadditiontopublishingtheseperiodicreports,theMonitorhasestablishedawebsitewithinformationabouttheSettlementAgreement(www.creditsuisse.rmbsmonitor.com). The Monitor’s website answersfrequently asked questions about the agreement and provides theMonitor’scontactinformation.Thewebsitelistsresourcesfordistressedborrowers and homeowners facing foreclosure, including contactinformation for free or low‐cost tax and legal services, as well asinformationaboutCreditSuisse‐sponsoredborroweroutreachevents.Inaddition,thewebsiteincludesinteractivemapsshowingthetotalnumberof loan modifications and the amount of principal forgiveness andprincipalforbearanceforwhichCreditSuissehasreceivedcredittowarditsconsumerreliefobligationatthenational,state,andcountylevels.Themapswillbeupdatedperiodically.

ThisReport,andallpreviousandsubsequentreports,areorwillbepostedontheMonitor’swebsiteforthedurationofthemonitorship.

II. THE APRIL 2019 AND JUNE 2019 LOAN MODIFICATIONSUBMISSIONS

AsdiscussedintheMonitor’spriorreports,CreditSuisse’scurrentplantomeetitsloanmodificationreliefobligationsundertheSettlementAgreement is to submitprincipal forgiveness andprincipal forbearanceloanmodificationscompletedbyitsmortgageservicersubsidiarySPS.Tothisend,CreditSuissehasbeensubmittingbatchesofcompletedprincipalforgivenessandprincipal forbearanceloanmodificationstotheMonitorforcreditonaperiodicbasis.14

InApril2019andJune2019,CreditSuisseprovidedtheMonitorwithitsfifthandsixthsubmissionsofloanmodifications.Priortomakingthesesubmissions,SPSandCreditSuisse’sInternalReviewGroup(“IRG”)hadeachreviewedtheloanmodificationstoverifyeligibilityandcalculate

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creditamounts,usingthesameproceduresoutlinedintheMonitor’spriorreports.15

TheMonitorperformedabatteryofteststoconfirmthatthoseloanmodificationsmettherequirementsoftheSettlementAgreement,andtovalidatethecreditamountsclaimedbyCreditSuisse.CreditSuisse’sApril2019 and June 2019 submissions included a total of 3,680 loanmodifications,forwhichCreditSuisseclaimedatotalof$85,714,229.13incredit.

Ultimately, the Monitor’s testing showed that all 3,680 loanmodificationswereeligibleforcredit,andthatCreditSuissewasentitledtoreceivethefullamountofcreditithadclaimedforthosemodificationstowardsitsconsumerreliefobligation.

Both Credit Suisse and SPS cooperated fully and acted withconsiderablediligenceandtransparencyinassistingtheMonitorwithitstestingoftheAprilandJune2019loansubmissions.

A. ResultsofTesting

1. PrincipalForgivenessRelief

As discussed in the Monitor’s prior reports, Credit Suisse canreceive credit under the Settlement Agreement by modifying first lienmortgage loansso that theborrowerdoesnothavetopaybackthe fullamount of the loan.16 This type of modification, called “principal

SummaryofConsumerReliefCreditEarnedforApril2019andJune2019LoanSubmissions

TotalAmountofCreditClaimed $85,714,229.13

TotalAmountofCreditEarned $85,714,229.13

TotalNumberofModificationsEarningCredit 3,680

AverageDecreaseinBorrower’sMonthlyMortgagePayment 23%/$252

TotalAmountofCreditArisingfromLoansOwnedbyCreditSuisse

$42,391.31

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forgiveness,” is discussed in greater detail in the Initial Report, at PartII.A.2.a.

In the April 2019 and June 2019 submissions, Credit Suissesubmitted193principalforgivenessloanmodificationstotheMonitor,forwhich it claimed $14,524,809.45 in credit.17 TheMonitor followed thesametestingproceduresoutlinedintheMonitor’spriorreportstoverifythe eligibility of the loans and to calculate the credit that Credit Suisseearnedfortheloans.Pursuanttoitstestingprotocol,theMonitortested188oftheprincipalforgivenessloanmodificationsanddeterminedthatallwereeligibleforcreditintheamountsclaimed.18TheMonitorthereforevalidated$14,524,809.45inprincipalforgivenesscredit,thetotalamountclaimedbyCreditSuisse.

Loan Owner. All of the loans for which Credit Suisse earned

principalforgivenesscreditwereownedbyRMBStrusts.

GeographicDistribution.Nearlyhalfoftheloanmodifications(89loans,or46%)forwhichCreditSuisseearnedprincipalforgivenesscreditwereperformedonloanssecuredbypropertiesinfivestates:Florida(22loans,or11%),Maryland(19loans,or10%),NewJersey(18loans,or9%),Illinois(17loans,or9%),andCalifornia(13loans,or7%).TheMonitor’swebsite(www.creditsuisse.rmbsmonitor.com)includesinteractivemapsdepictingthetotalnumberofloanmodificationsandcumulativeamountofprincipalforgivenessforwhichCreditSuissehasreceivedcredittodateat thenational,state,andcounty levels. AppendixAtothisReportalsosummarizesthedistributionofcreditearnedbyCreditSuisseatthecensusblocklevel,asrequiredbytheSettlementAgreement.

SummaryofPrincipalForgivenessCreditEarnedforApril2019andJune2019LoanSubmissions

TotalCreditClaimed $14,524,809.45

TotalCreditEarned $14,524,809.45

TotalNumberofModificationsEarningCredit

193

TotalAmountofPrincipalForgivenesstoBorrowers

(includingEarnedForgiveness)$11,945,062

TotalAmountofPrincipalForgivenesstoBorrowers

onLoansOwnedbyCreditSuisse$0

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Earned Versus Immediate Principal Forgiveness. Credit Suisseearnedthevastmajorityofitsprincipalforgivenesscreditthroughearnedprincipal forgiveness loan modifications ($14,522,851, or 99.99% ofcredit), rather than through immediate principal forgiveness loanmodifications($1,958,or0.01%ofcredit).AsdiscussedintheMonitor’spriorreports,immediateprincipalforgivenessiswhenthetotalamounttobe forgiven is written off the moment the loan modification becomespermanent.19Earnedprincipalforgiveness,incontrast,occursovertime,andaslongastheborrowerremainscurrentonthemodifiedloan,one‐third of the earned forgiveness amount is forgiven on each of the first,second, and third anniversaries of the modification.20 Under theSettlement Agreement, Credit Suisse receives credit based on the fullamount of the earned principal forgiveness, even if the forgivenessultimatelydoesnotoccurbecausetheborrowerfailstoremaincurrentonherloanduringtheearnedforgivenessperiod.21

CreditEnhancements andReductions. TheApril 2019and June2019 submissions were the first submissions for which some of theprincipal forgiveness loanmodifications did not qualify for any type ofearlyincentivecredit.

Ofthe193modificationssubmittedforcredit,100modificationsreceivedsometypeofearlyincentivecreditenhancement.SPScompleted67ofthemodificationsbyNovember1,2017,makingthemeligibleforthe150%“EnhancedEarlyIncentiveCredit.”Thirty‐threemodificationswerecompleted by March 1, 2018, making them eligible for 115% “EarlyIncentiveCredit.”TheMonitordeterminedthatCreditSuissewasentitledto$2,241,073of“EnhancedEarlyIncentiveCredit”and$356,017of“EarlyIncentive Credit” for these loans, resulting in total early creditenhancementsof$2,597,090.Theremaining93loanswereofferedafterMarch1, 2018, and thereforedidnot receive any early incentive creditenhancement.

Sixloansreducedtheborrower’sloan‐to‐valueratiobelow100%,and therefore received the credit enhancement for helping borrowersincrease ownership interest in their homes. One of the modificationsreduced theborrower’s loan‐to‐value ratio tobetween100%and90%;threemodificationsreducedtheborrower’sloan‐to‐valueratiotobetween90% and 76%; and twomodifications reduced the borrower’s loan‐to‐value ratio to below 75%. Credit Suisse received an additional creditenhancementof$19,656.81inconnectionwiththesesixmodifications.

Twenty‐seven of the modifications were Home AffordableModification Program (“HAMP”) modifications. For the reasonsdiscussed intheMonitor’spriorreports, theMonitordeterminedthat itwasappropriate toreduce thecreditamountby$37,000 toaccount forHAMP incentive payments made to SPS (as servicer of the loan) inconnectionwiththesemodifications.

HomeAffordableModificationProgram (“HAMP”): AsdiscussedintheMonitor’spriorreports, SPS participates inHAMP, which the federalgovernmentcreatedin2009aspart of theU.S. Department ofthe Treasury’s Troubled AssetRelief Program. Although theHAMP program stoppedaccepting new applications onDecember 31, 2016, if aborrowersubmitteda completeHAMP loan modificationapplication before December31, 2016 (or for StreamlineHAMP,at leastonecomponentof a loan modificationapplication before that date),SPS may still consider theborrower for a HAMPmodification. Under HAMP,loan owners, servicers, andborrowers receive federalfundsasincentivepaymentsforperforming loan modificationspermitted by the program.Credit Suisse agreed with theMonitor that where HAMPincentivepaymentsarepaidtoCredit Suisse (as owner of theloan)orSPS(asserviceroftheloan)inconnectionwithaloanmodificationthatCreditSuissesubmits for credit, thosepayments will be deductedfrom the credit that CreditSuisse will receive. For moreinformation,refertotheInitialReport, at Part II.A.1, and theThirdReport,atPartII.C.3.

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Borrower Impact. In addition to testing for eligibility andvalidatingcreditamounts,theMonitoranalyzedtheloanmodificationstogauge their overall impact on the borrowers who received them. Onaverage, the principal forgiveness modifications reduced borrowers’monthlypaymentsby29%,or$333.

2. PrincipalForbearanceRelief

As discussed in the Monitor’s prior reports, Credit Suisse canreceivecreditbymodifyingfirstlienmortgageloanstodeferallpaymentsonaportionofprincipaluntiltheendofthetermoftheloan.22Thistypeof modification, called “principal forbearance,” is discussed in greaterdetailintheInitialReport,atPartII.A.2.b.

In the April 2019 and June 2019 submissions, Credit Suissesubmitted3,487principal forbearancemodifications to theMonitor, forwhich it claimed $71,189,419.68 in credit.23 TheMonitor followed thetesting procedures outlined in theMonitor’s prior reports to verify theeligibility and calculate credit for the loans. Pursuant to its testingprotocol,theMonitortested530oftheloanmodificationsintheApril2019andJune2019submissionsanddeterminedthatallwereeligibleforcreditintheamountsclaimed.TheMonitorthereforevalidated$71,189,419.68inprincipalforbearancecredit,thetotalcreditamountclaimedbyCreditSuisse.24

SummaryofImpactofPrincipalForgivenessLoanModificationsonBorrowers

AverageDecreaseinBorrower’sMonthlyMortgagePayment 29%/$333

AverageAmountBorrowersOwedPriorToModification $227,092

AverageAmountofForgiveness $61,892

AveragePre‐ModificationInterestRate 5.52%

AveragePost‐ModificationInterestRate 3.88%


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Loan Owner. The overwhelming majority of the loans (3,340

loans) forwhichCreditSuisseearnedprincipal forbearancecreditwereownedbyRMBStrusts.TenloanswereownedbyCreditSuisse,and137loanswereownedbyfinancialinstitutionsotherthanCreditSuisse.

Geographic Distribution. More than one‐third of the loanmodifications (1,424 loans, or 41%) for which Credit Suisse earnedprincipal forbearance credit were performed on loans secured byproperties in five states: Florida (385 loans, or 11%), California (323loans,or9%),NewYork(270loans,or8%),Illinois(237loans,or7%),and New Jersey (209 loans, or 6%). The Monitor’s website(www.creditsuisse.rmbsmonitor.com) includes interactive mapsdepictingthetotalnumberofloanmodificationsandcumulativeamountofprincipalforbearanceforwhichCreditSuissehasreceivedcredittodateat the national, state, and county level. AppendixA to this Report alsosummarizesthedistributionofcreditearnedbyCreditSuisseatthecensusblocklevel,asrequiredbytheSettlementAgreement.

Credit Enhancements and Reductions. 1,596 of the principalforbearancemodificationswereofferedorcompletedbyMarch1,2018,makingthemeligibleforthe115%“EarlyIncentiveCredit.”TheMonitordetermined that Credit Suisse was entitled to $5,044,576.73 of “EarlyIncentiveCredit”fortheseloans.Theremaining1,891loanswereofferedafter March 1, 2018, and therefore did not receive any early incentivecreditenhancement.

SummaryofPrincipalForbearanceCreditEarnedforApril2019andJune2019LoanSubmissions

TotalCreditClaimed $71,189,419.68

TotalCreditEarned $71,189,419.68

TotalNumberofModificationsEarningCredit

3,487

TotalAmountofPrincipalForbearancetoBorrowers

(includingEarnedForgivenessCreditedasForbearance)

$174,259,043

TotalAmount ofPrincipalForbearancetoBorrowers

onLoansOwnedbyCreditSuisse$132,048

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In addition, 172of themodificationswereHAMPmodifications.For the reasons discussed in the Monitor’s prior reports, the Monitordetermined that it was appropriate to reduce the credit amount by$322,800 to account for HAMP incentive payments made to SPS (asservicer of the loan) and/or Credit Suisse (as owner of the loan) inconnectionwiththesemodifications.

Borrower Impact. In addition to testing for eligibility andvalidatingcreditamounts,theMonitoranalyzedtheloanmodificationstogauge their overall impact on the borrowers who received them. Onaverage, the principal forbearance modifications reduced borrowers’monthlypaymentsby23%,or$247.

B. CreditSuisse’sOverallConsumerReliefProgress

AsexplainedintheInitialReport,CreditSuissemustmeetcertaincreditminimumsinconnectionwithitsloanmodificationefforts.AsofthedateofthisReport,theMonitorhasvalidatedatotalof$45,170,324.28increditforprincipalforgivenessloanmodificationsand$197,334,709.12incredit for principal forbearance loan modifications, for a total of$242,505,033.40increditforallloanmodificationrelief.Thisrepresents4.61% of Credit Suisse’s obligation to provide $980 million in creditthrough principal forgiveness loanmodifications, and 13.86%of CreditSuisse’s obligation to provide $1.75 billion in credit through all eligibleloanmodifications.25Todate,CreditSuissehasnotearnedanycreditforprincipal forgiveness loanmodificationsperformedonproperties in the25specifiedcountiesinColoradowhereCreditSuissemustuseits“bestefforts” to earn a total of at least $25 million in principal forgivenesscredit.26

SummaryofImpactofPrincipalForbearanceLoanModificationsonBorrowers

AverageDecreaseinBorrower’sMonthlyMortgagePayment

23%/$247

AverageAmountBorrowersOwedPriorToModification

$209,321

AverageAmountofForbearance $49,974

AveragePre‐ModificationInterestRate 4.80%

AveragePost‐ModificationInterestRate 3.79%

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III. OTHERCONSUMERRELIEF‐RELATEDEFFORTSTODATE

A. BorrowerOutreachEvents

Under the Settlement Agreement, Credit Suissemust hold threeborroweroutreacheventseachyearuntiltheMonitorcertifiesthatCreditSuisse has satisfied its consumer relief obligation.27 The Initial Reportdetailsthespecificrequirementsfortheseoutreachevents.28AsdiscussedintheInitialReport,CreditSuissedesignatedSPStocoordinateandholdtherequiredoutreachevents.29

1. GeorgiaEvent

OnSeptember21,2019,theMonitorattendedSPS’sthirdoutreachevent for the 2019 calendar year in Atlanta, Georgia.30 The event tookplaceattheAtlantaMarriottSuitesMidtown,from9:00amto5:00pmlocaltime.31

Monitor’sObservations

Consistentwithpriorevents,thethirdoutreacheventof2019ransmoothly. SPS staff were cordial, professional, and demonstrated acommitmenttocustomerserviceastheyinteractedwithborrowers.

SPSPersonnel.SeventeenSPSemployeesattendedtheevent:12loss‐mitigation counselors, four senior managers, and one information

SummaryofCumulativeConsumerReliefCredit

Credit

MinimumCreditEarned

toDatePercentageofMinimum

PrincipalForgiveness

Credit$980,000,000 $45,170,324.28 4.61%

PrincipalForbearance

CreditN/A $197,334,709.12 N/A

TotalLoanModification

Credit$1,750,000,000 $242,505,033.40 13.86%

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technology employee. Four counselors were bilingual in Spanish andEnglish.Nootherlanguageassistancewasneeded.

Utilization andWait Time. The event drew 80 borrowers,whocametodiscuss84accounts.32SPS’sstaffingwassufficient,andgenerallykeptwaittimesbetweentwoandfiveminutes.Duringtheevent’speak,the longest wait time the Monitor observed was approximately 10minutes. Borrowersarrivedat a fairly steadypace throughout theday,witha lullbetweenroughly12:30and1:30pm,andtheMonitordidnotobserveanyperiodinwhichnocounselorswereworkingwithborrowers.

Same‐DayDecisions.SPSprovided13same‐day,on‐sitedecisions,twelveofwhichweretrialmodifications.

EventMetrics

NumberofInviteesandAttendees. SPSsentinvitationsto3,229borrowers.Eighty‐threeborrowersformallyRSVP’dfortheevent.Eightyborrowersultimatelyattended,resultinginanapproximate2.5%returnrateonattendance.33 ThemajorityofcustomerspolledbySPSsaidthattheyhadlearnedoftheeventthroughthemailedinvitation.

Outcome.AccordingtoSPS,asofNovember22,2019,SPSwasstillevaluating eight accounts with borrowers in attendance for mortgageassistance.TheborrowersforsevenoftheseaccountswerestillcollectingthedocumentationnecessaryforSPS’sreviewoftheiraccounts.34

Outcome NumberofBorrowerAccounts

PendingDecision(AllDocumentsReceived) 1

PendingDocuments 7

MortgageAssistanceOffered 54

NoMortgageAssistanceOffered 13

DidNotRequestMortgageAssistance

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TypesofMortgageAssistanceOffered.AsofNovember22,2019,

SPShadofferedsometypeofmortgageassistanceoptionto54borroweraccounts (64%), including31accounts (37%)whereSPSoffereda trialloanmodification.SPSofferedpaymentdeferraltothreeaccountsandarepaymentplanto17accounts.35

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MortgageAssistanceOfferedNumberof

BorrowerAccounts

TrialLoanModification 31

PaymentDeferral 3

RepaymentPlan 17

Assumption 1

ShortPayoff 1

RelocationAssistance 1

Loan‐to‐ValueRatio.Asatpriorevents,borroweraccounts’loan‐

to‐valueratiosvaried.Approximately20%oftheaccountsinattendancehada loan‐to‐value ratio greater than100%(basedon themost recentpropertyvalueinSPS’ssystem,whichmaynotbewithinthelast90days);approximately15%hadaloan‐to‐valueratiobetween80%and100%;andapproximately52%hadaloan‐to‐valueratiobelow80%.Specifically,theloan‐to‐valueratiosweredistributedasfollows.36

Loan‐to‐ValueRatio NumberofBorrowerAccounts

<80% 44

80%‐100% 13

>100% 17

SecondLien 4

Unknown:NoPropertyValuationConductedbySPSasoftheDateof

theEvent6

DelinquencyStatus.Thevastmajorityofaccountswithborrowers

inattendance(approximately85%)wereclassifiedasdelinquentbySPS(i.e., they were 30 or more days past due on their mortgage loanpayments).Thedistributionofdelinquencystatuseswasasfollows.37

Short Payoff: Transaction inwhich the lender agrees withthe borrower to accept lessthan the amount owed on themortgage loan as payment infullforthedebt.Incontrasttoa short sale (where theborrowersellstheirhometoathird party and remits theproceeds from the sale of thehometothelenderaspaymentofthedebt),withashortpayofftheborrowerdoesnotselltheirhome. Instead, the borrowerremainsintheirhomeandpaysthe lender the agreed‐uponlesseramountusing theirownfunds or funds obtained bytakingoutanewloan.

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DelinquencyStatusNumberof

BorrowerAccounts

Current 13

30‐90Days 26

120+Days 35

Distance Traveled. Borrowers traveled from as far away as

Mauldin, South Carolina (135.8 miles). However, more than 70% ofborrowerstraveledfewerthan30miles,and15%traveledfewerthan10milestoattendtheevent.Approximately21%oftheborrowerstraveledmorethan50miles.

DistanceTraveledtoGeorgiaOutreachEvent

Cost.SPScalculatedthattheeventcost$34,771.77,whichincludescostsfortravelandlodgingofSPSpersonnel,rentingtheeventspace,food,andovertimepayforhourlyemployees.38

2. UpcomingEvents

SPS is currently working on a schedule for the 2020 outreachevents,butasofthedateofthisReport,hasnotyetfinalizedthedatesorlocationsoftheoutreachevents.

B. AffordableHousing

As explained in the Initial Report, Credit Suisse must providefinancingto facilitate theconstruction,rehabilitation,orpreservationofaffordablehousing.39Ofits$2.8billionconsumerreliefobligation,Credit

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Suisse is required to achieve $240 million worth of credit by fundingaffordablehousingprojects.40

Credit Suisse is facilitating affordable housing development byproviding loans todevelopers that are secondor junior inpriority to aseniorloanmadebyacommercialbank.41Unliketheseniorloan,whichbearsinterestatthemarketrateandwhichthelenderexpectstoberepaid,thesubordinateloansprovidedbyCreditSuissebearnointerestandarenotexpectedtobefullyrepaid,iftheyarerepaidatall.42Asofthedateofthis Report, Credit Suisse informed the Monitor that it has providedapproximately$50,253,379infundingto36affordablehousingprojects.43Inaddition,CreditSuissehascommittedtoprovide$3,179,956infundingtoanotherthreeaffordablehousingprojects.44

TheMonitorandCreditSuissehaveagreeduponcertaineligibilityand credit calculation protocols governing Credit Suisse’s affordablehousing financing efforts. These protocols establish the criteria todeterminewhetherthefinancingCreditSuisseprovidestoanaffordablehousingdevelopmentiseligibleforcreditundertheSettlementAgreementand,ifso,theamountofthecredit.45TheMonitorandCreditSuissehavealsofinalizedtheIRG’stestingprotocol,pursuanttowhichCreditSuissewill confirm that its affordable housing financing is eligible for creditundertheSettlementAgreementbeforesubmittingittotheMonitorforreview.

The IRG has made two submissions of documentation foraffordablehousingprojectstotheMonitorforeligibilitytestingandcreditvalidation,oneinJune2019andthesecondinNovember2019.

TheMonitorwillprovideamoredetailedreviewoftheSettlementAgreement’saffordablehousingrequirementsandCreditSuisse’seffortstofulfillthoserequirementsinafuturereport.

IV. CONCLUSIONS

BasedontheinformationsubmittedtotheMonitorandtheworkdescribedinthisReport,andsubjecttotheMonitor’sfinaldeterminationandcertificationthatCreditSuisse’sconsumerreliefeffortscomplywiththerequirementsoftheSettlementAgreement,theMonitorconcludes:

Credit Suisse is in compliance with the consumer reliefrequirements of the Settlement Agreement for the period fromJanuary18,2017,throughthedateofthisReport.

The loan modifications submitted by Credit Suisse in the April2019andJune2019submissionsareeligibleforcreditundertheSettlementAgreementintheamountsclaimedbyCreditSuisse.

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To date, Credit Suisse has earned $45,170,324.28 in principalforgiveness credit and$197,334,709.12 inprincipal forbearancecreditpursuanttotheSettlementAgreement.

Todate,CreditSuissehasprovidedtheMonitorwithalldocumentsand information the Monitor has requested for the purpose ofdeterminingwhetherCreditSuissehassatisfieditsconsumerreliefobligation,asrequiredbytheSettlementAgreement.

CreditSuissehasheldallofthethreerequiredborroweroutreachevents for 2019, and those events have complied with theparameterssetforthintheSettlementAgreement.

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21

21 ENDNOTES

1CapitalizedtermshavethesamemeaningsasintheMonitor’sinitialreport,datedOctober27,2017.Foreaseofreference,thesetermsaredefinedagainwithinthisReport,andarealsoincludedintheGlossarythatappearsattheendofthisReport.2SettlementAgreementbetweentheUnitedStatesandCreditSuisseSecurities(USA)LLC¶¶A‐24,Jan.18,2017(“SettlementAgreement”).3SettlementAgreement¶2.4SettlementAgreement,Annex2–ConsumerRelief,at2‐6,Jan.18,2017(“CreditSuisseAnnex2”).5CreditSuisseAnnex2at2‐4(MenuItems1.A‐1.F).6CreditSuisseAnnex2at5‐6(MenuItem2). 7CreditSuisseAnnex2at7.8SettlementAgreement¶2.9MonitorfortheCreditSuisseRMBSSettlement, InitialReportoftheMonitor fortheCreditSuisseRMBSSettlement,Oct.27,2017(“InitialReport”),availableatwww.creditsuisse.rmbsmonitor.com/reports(lastvisitedDec.10,2019).10MonitorfortheCreditSuisseRMBSSettlement,SecondReportoftheMonitorfortheCreditSuisseRMBSSettlement,Feb.20,2018(“SecondReport”),availableatwww.creditsuisse.rmbsmonitor.com/reports(lastvisitedDec.10,2019).11MonitorfortheCreditSuisseRMBSSettlement,ThirdReportoftheMonitorfortheCreditSuisseRMBSSettlement,Aug.31,2018(“ThirdReport”),availableatwww.creditsuisse.rmbsmonitor.com/reports(lastvisitedDec.10,2019).12MonitorfortheCreditSuisseRMBSSettlement,FourthReportoftheMonitorfortheCreditSuisseRMBSSettlement,Feb.28,2019(“FourthReport”),availableatwww.creditsuisse.rmbsmonitor.com/reports(lastvisitedDec.10,2019).13Monitor fortheCreditSuisseRMBSSettlement,FifthReportof theMonitor for theCreditSuisseRMBS Settlement, July 31, 2019 (“FifthReport”),availableatwww.creditsuisse.rmbsmonitor.com/reports(lastvisitedDec.10,2019).14MonitorCallwithSPS,Sept.12,2018;MonitorCallwithSPS,June13,2018.15DuringtheIRG’spreliminaryreviewoftheloansintendedfortheJune2019submission,theIRG’sthird‐partyconsultant,ClaytonHoldingsLLC(“Clayton”),identifiedpotentiallyinaccuratedataintheevidencepackagesforfourloans.Specifically,Claytonnoticedthatthepre‐modificationinterestrateslistedintheevidencepackagesforthefourloanswerelessthan1%,whichappearedtobeincorrectbased on prevailing interest rates. After the IRG raised this issuewith SPS, SPS investigated anddiscoveredthat,duetoatechnicalerror,SPS’ssystemhadincorrectlyformattedthepre‐modificationinterestratesfortheloansbymovingthedecimalplaceupbyoneplace(forexample,thesystemwouldhaveincorrectlylistedapre‐modificationinterestrateof5.5%as.55%).SPSidentifiedanadditionalsixloansintendedfortheJune2019submissionthatwereimpactedbythiserror.SPSreportedthatthetechnicalerrorhadbeenresolved,andconfirmedthatnoneoftheotherloansintendedfortheJune2019submission,andnoloansinanyothersubmissionmadetotheMonitor,wereaffected.PriortomakingtheJune2019submission,CreditSuisseremovedthe10affectedloansfromthepoolofloanssubmittedtotheMonitorforcredit.CreditSuisseintendstore‐submittheseloansforcreditinafuturesubmissionwith revisedevidencepackages that reflect thecorrectpre‐modification interest rates.MonitorCallwithSPSandIRG,June12,2019.16CreditSuisseAnnex2at2‐3(MenuItem1.A);InitialReportatPartII.A.2.a.17CreditSuisse,ConsumerReliefReport,June7,2019;CreditSuisse,ConsumerReliefReport,Apr.11,2019.18TheMonitoridentifiedoneprincipalforgivenessloanmodificationintheJune2019submissionthatinitiallyappearedtobeineligibleforcredit.AsexplainedintheMonitor’spriorreports,inorderforamodification tobe eligible for credit, theborrowermustmake the first three scheduledpaymentsunderthemodification, includingtrialperiodpayments. CreditSuisseAnnex2at2n.1. However,basedonthepaymenthistoryprovidedintheevidencepackageforthisoneloan,itwasnotcleartothe Monitor that the borrower had met this requirement. Specifically, the trial plan offer letterincluded in the evidencepackage required theborrower tomake threemonthly trial payments of$1,288.Thepaymenthistoryshowedthattheborrowermadethefirsttwopaymentsof$1,288,buttheborrower’sthirdpaymentwasonly$739.AftertheMonitorinquiredaboutthisloan,SPSprovided

22

22 ENDNOTES

theMonitorwithadditionaldocumentationshowingthat,afterSPSprovidedtheborrowerwiththeinitialtrialplanofferletter,SPSloweredthepaymentamountdueunderthetrialplanfrom$1,288to$1,105permonth.Asaresult,theborrowerwasrequiredtopayonly$739thethirdmonthtomeettheirpaymentrequirementbecausetheborrowerhadpaidmorethanwhatwasrequiredinthefirsttwomonths.Uponreviewofthisadditionalevidence,theMonitorconcludedthattheborrowerhadinfactmadethefirstthreepaymentsdueunderthetrialloanmodification,andthereforetheloanwaseligibleforcredit.SPSandtheIRGhaveupdatedtheirprotocolstoensurethattheMonitorisprovidedwithdocumentationofanyadjustmentstotherequiredtrialpaymentamountsintheinitialevidencepackageassembledbySPSsothattheMonitorcanevaluatewhetherthethree‐paymentrequirementhasbeenmetwithouthavingtoaskforadditionalevidence. MonitorCallwithSPSandIRG,Oct.7,2019;MonitorCallwithSPS,Aug.15,2019.19FourthReportatPartII.C.1.20FourthReportatPartII.C.1.21CreditSuisseAnnex2at2n.1.22ThirdReportatPartII.C.3.c.23CreditSuisse,ConsumerReliefReport,June7,2019;CreditSuisse,ConsumerReliefReport,Apr.11,2019.24Incertaincircumstances,SPSisunable,asapracticalmatter,toimplementapermanentmodificationimmediatelyaftertheborrower’ssuccessfulcompletionofatrialmodification.Inthatsituation,SPS’spolicy is todefer throughprincipal forbearance anyof theborrower’s payments that, absent suchdeferral,wouldhavebeendueandunpaidintheperiodaftertheborrower’strialmodificationendsbutbeforeSPSimplementsapermanentmodification.MonitorCallwithSPS,June25,2019;MonitorCallwith SPS, June 13, 2019. Under these circumstances, theMonitor has awarded Credit SuisseprincipalforbearancecreditforanymonthlypaymentsthathavebeendeferredtotheendoftheloanastheresultofSPS’sdelaysinprovidingandimplementingapermanentmodification.Forexample,one borrower’s trial modification required payments of $3,373 on June 1, July 1, and August 1.Typically, that borrower’s first payment under the permanent modification would be due onSeptember1.However,inthiscase,SPSneededadditionaltimetoprocesstheborrower’spermanentmodification.SPSthereforedidnotrequirethattheborrowermakeapaymentunderthepermanentmodificationuntilOctober1.SPSalsodeferreduntiltheendoftheloanthepaymentthatwouldhavebeendueonSeptember1. Thatdeferral isa formaprincipal forbearance, forwhichCreditSuisseearned$1,873 incredit. In thesesituations, theborrower receivesabenefit from the forbearanceamountbecausetheborrowerdoesnothavetomakethatpaymentuntiltheendoftheloan,andtheborrower also does not have to pay interest on the forborne amount. SPS’s policy of deferringpayments in thesesituations isalsoconsistentwithHAMPguidelines,whichrequired thatwhenaservicer causes delays in implementing a permanent modification, the servicer must advance,capitalize,anddeferasanon‐interest‐bearingamountanyshortfallsduebytheborrowerinbetweenthetrialmodificationandthetimethepermanentmodificationisimplemented.U.S.Dep’tofTreasury,MakingHomeAffordableProgramHandbookforServicersofNon‐GSEMortgages,ch.II,§9.5.1(v.5.1,2016),availableatwww.hmpadmin.com/portal/programs/docs/hamp_servicer/mhahandbook_51.pdf(lastvisitedDec.10,2019).25CreditSuisseAnnex2at2(MenuItem1).26CreditSuisseAnnex2at6n.14(MenuItem1.A).27CreditSuisseAnnex2at6.28InitialReportatPartII.2.2.b.1.29MonitorOn‐SiteMeetingwithCreditSuisse,Jan.31,2017.30SPSAtlanta,GeorgiaBorrowerOutreachEvent,Sept.21,2019.31SPSAtlanta,GeorgiaBorrowerOutreachEvent,Sept.21,2019.32SPSAtlanta,GeorgiaBorrowerOutreachEvent,Sept.21,2019.33SPSAtlanta,GeorgiaBorrowerOutreachEvent,Sept.21,2019.34SPSAtlanta,GeorgiaBorrowerOutreachEvent,Sept.21,2019.35SPSAtlanta,GeorgiaBorrowerOutreachEvent,Sept.21,2019.36SPSAtlanta,GeorgiaBorrowerOutreachEvent,Sept.21,2019.37SPSAtlanta,GeorgiaBorrowerOutreachEvent,Sept.21,2019.38SPSAtlanta,GeorgiaBorrowerOutreachEvent,Sept.21,2019.

23

23 ENDNOTES

39InitialReportatPartII.C.40CreditSuisseAnnex2at5(MenuItem2).41CreditSuisseAnnex2at5(MenuItem2);MonitorOn‐SiteMeetingwithNationalEquityFund,Inc.andCreditSuisse,July20,2017.42MonitorOn‐SiteMeetingwithNationalEquityFund,Inc.andCreditSuisse,July20,2017.43EmailfromCreditSuissetoMonitor,Dec.10,2019.44EmailfromCreditSuissetoMonitor,Dec.10,2019.45EmailfromMonitortoCreditSuisse,Apr.11,2018;MonitorCallwithCreditSuisse,Apr.3,2018.

24

24 ENDNOTES

CS RMBS Monitorship Confidential – DRAFT of October 12, 2017

Attorney Work Product

APPENDIX A

ENDNOTES

ENDNOTES

ENDNOTES

26

26 APPENDIX A

27

27 APPENDIX A

APPENDIX A: DISTRIBUTION OF LOAN MODIFICATION

CREDIT AT CENSUS BLOCK LEVEL FOR

APRIL AND JUNE 2019 SUBMISSIONS

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

AK Anchorage 001500 5007 $0.00 $29,091.49 $29,091.49

AL Baldwin 010800 3010 $0.00 $9,360.41 $9,360.41

AL Barbour 950100 3028 $0.00 $6,557.68 $6,557.68

AL Calhoun 001000 2017 $0.00 $8,208.56 $8,208.56

AL Calhoun 001201 1016 $0.00 $4,853.02 $4,853.02

AL Chilton 060102 5053 $0.00 $11,778.97 $11,778.97

AL Clay 958900 4019 $0.00 $10,507.34 $10,507.34

AL Colbert 020200 1100 $0.00 $5,935.08 $5,935.08

AL Dale 020801 1000 $0.00 $2,026.63 $2,026.63

AL DeKalb 961200 1056 $0.00 $763.18 $763.18

AL DeKalb 961300 1004 $0.00 $4,503.98 $4,503.98

AL Elmore 030702 1040 $0.00 $9,086.90 $9,086.90

AL Escambia 970500 1118 $0.00 $6,966.40 $6,966.40

AL Jefferson * * $0.00 $12,038.82 $12,038.82

AL Jefferson 001200 1013 $0.00 $7,755.85 $7,755.85

AL Jefferson 003600 4008 $0.00 $4,645.10 $4,645.10

AL Jefferson 003802 1010 $0.00 $6,466.65 $6,466.65

AL Jefferson 004000 1002 $0.00 $3,832.97 $3,832.97

AL Jefferson 005302 2002 $0.00 $3,337.55 $3,337.55

AL Jefferson 005702 4030 $0.00 $389.37 $389.37

AL Jefferson 005905 3034 $0.00 $6,412.57 $6,412.57

AL Jefferson 010001 3043 $0.00 $13,200.62 $13,200.62

AL Jefferson 010002 2026 $0.00 $8,139.52 $8,139.52

AL Jefferson 011001 4031 $0.00 $253.04 $253.04

AL Jefferson 011207 1042 $0.00 $6,772.43 $6,772.43

AL Jefferson 011207 1044 $0.00 $11,957.05 $11,957.05

AL Jefferson 011207 2020 $0.00 $12,398.76 $12,398.76

AL Jefferson 011209 1043 $0.00 $20,176.45 $20,176.45

AL Jefferson 012001 1000 $0.00 $4,918.61 $4,918.61

AL Jefferson 012103 5054 $0.00 $4,488.85 $4,488.85

AL Jefferson 013300 1006 $19,723.52 $0.00 $19,723.52

AL Lee 041400 1019 $0.00 $1,269.54 $1,269.54

* Census tract and block information has been omitted for privacy reasons.

28

28 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

AL Lee 041900 3071 $0.00 $2,802.26 $2,802.26

AL Madison 000403 3016 $0.00 $6,489.16 $6,489.16

AL Madison 000902 2009 $0.00 $110.63 $110.63

AL Madison 010501 3031 $0.00 $21,801.47 $21,801.47

AL Marion 964700 2021 $0.00 $4,319.26 $4,319.26

AL Mobile 003100 2024 $0.00 $6,384.74 $6,384.74

AL Mobile 003205 1029 $0.00 $4,088.25 $4,088.25

AL Mobile 003405 1025 $0.00 $11,026.10 $11,026.10

AL Mobile 003602 1000 $0.00 $545.85 $545.85

AL Mobile 003707 2022 $0.00 $3,601.03 $3,601.03

AL Mobile 003708 2001 $0.00 $24,925.76 $24,925.76

AL Mobile 003709 2014 $0.00 $11,456.53 $11,456.53

AL Mobile 005300 1001 $0.00 $3,740.40 $3,740.40

AL Mobile 005300 1020 $0.00 $7,262.00 $7,262.00

AL Mobile 005600 1100 $0.00 $15,613.45 $15,613.45

AL Mobile 005800 1030 $0.00 $4,070.90 $4,070.90

AL Montgomery 003000 2039 $11,897.82 $0.00 $11,897.82

AL Montgomery 005407 1000 $0.00 $2,334.96 $2,334.96

AL St. Clair 040103 2007 $0.00 $36,389.74 $36,389.74

AL Tallapoosa 961900 2109 $0.00 $1,189.41 $1,189.41

AL Tallapoosa 962300 3114 $0.00 $5,512.35 $5,512.35

AL Tuscaloosa 012100 2055 $0.00 $2,345.06 $2,345.06

AL Tuscaloosa 012502 1024 $0.00 $24,243.53 $24,243.53

AL Tuscaloosa 012700 1020 $0.00 $4,601.82 $4,601.82

AR Arkansas 480800 2033 $0.00 $14,597.82 $14,597.82

AR Baxter 950400 2011 $3,388.35 $0.00 $3,388.35

AR Benton 020404 2002 $0.00 $603.25 $603.25

AR Bradley 950400 2024 $0.00 $8,457.83 $8,457.83

AR Crittenden 030804 1027 $0.00 $10,050.75 $10,050.75

AR Garland 011601 3030 $0.00 $15,282.02 $15,282.02

AR Garland 011800 3022 $0.00 $20,841.78 $20,841.78

AR Grant 470400 3022 $0.00 $13,745.41 $13,745.41

AR Lincoln 960600 1107 $0.00 $243.31 $243.31

AR Pope 951200 3084 $0.00 $1.82 $1.82

AR Pope 951600 4055 $0.00 $2,400.35 $2,400.35

AR Pulaski 002104 2001 $0.00 $29,831.42 $29,831.42

AR Pulaski 002406 2009 $0.00 $4,662.22 $4,662.22

29

29 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

AR Pulaski 002700 1024 $0.00 $5,057.82 $5,057.82

AR Pulaski 003208 1023 $0.00 $9,363.11 $9,363.11

AR Pulaski 003304 2013 $1,150.00 $0.00 $1,150.00

AR Pulaski 004106 1013 $0.00 $11,739.67 $11,739.67

AR Pulaski 004220 3001 $0.00 $16,412.42 $16,412.42

AR Pulaski 004303 2089 $0.00 $19,635.28 $19,635.28

AR White 070300 1045 $18,973.04 $0.00 $18,973.04

AZ Cochise 002001 2047 $0.00 $310.09 $310.09

AZ Coconino 000900 2020 $0.00 $26.78 $26.78

AZ La Paz 020201 2037 $0.00 $4,252.54 $4,252.54

AZ Maricopa 061039 1019 $0.00 $26,042.45 $26,042.45

AZ Maricopa 092710 2002 $0.00 $8,338.70 $8,338.70

AZ Maricopa 092719 2006 $0.00 $17,600.96 $17,600.96

AZ Maricopa 106900 3016 $0.00 $5,870.97 $5,870.97

AZ Maricopa 110002 1002 $0.00 $23,415.55 $23,415.55

AZ Maricopa 111601 2011 $0.00 $12,213.06 $12,213.06

AZ Maricopa 112503 4004 $0.00 $8,133.66 $8,133.66

AZ Maricopa 112510 1013 $0.00 $26,152.36 $26,152.36

AZ Maricopa 112511 1007 $0.00 $11,040.00 $11,040.00

AZ Maricopa 112511 3018 $0.00 $45,494.00 $45,494.00

AZ Maricopa 116300 2022 $0.00 $23,306.44 $23,306.44

AZ Maricopa 116300 3002 $0.00 $24,102.60 $24,102.60

AZ Maricopa 116713 3003 $0.00 $67.90 $67.90

AZ Maricopa 216848 3012 $0.00 $29,038.75 $29,038.75

AZ Maricopa 217800 1008 $0.00 $4,438.07 $4,438.07

AZ Maricopa 421102 5018 $0.00 $47,136.36 $47,136.36

AZ Maricopa 421303 2003 $0.00 $29,999.94 $29,999.94

AZ Maricopa 421801 2003 $0.00 $3,460.17 $3,460.17

AZ Maricopa 422221 3006 $0.00 $2,179.43 $2,179.43

AZ Maricopa 422637 1007 $0.00 $4,075.20 $4,075.20

AZ Maricopa 523103 4001 $0.00 $12,387.85 $12,387.85

AZ Maricopa 612500 3003 $0.00 $6,909.63 $6,909.63

AZ Maricopa 616400 1021 $0.00 $4,230.93 $4,230.93

AZ Maricopa 816600 1036 $0.00 $12,801.44 $12,801.44

AZ Mohave 953401 2005 $0.00 $22,693.25 $22,693.25

AZ Mohave 953402 2053 $0.00 $7,360.00 $7,360.00

AZ Navajo 960400 2062 $0.00 $19,460.77 $19,460.77

30

30 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

AZ Pima 000200 2007 $0.00 $166.10 $166.10

AZ Pima 002201 2008 $0.00 $2,940.09 $2,940.09

AZ Pima 002400 2001 $0.00 $5,141.13 $5,141.13

AZ Pima 003704 2010 $0.00 $5,431.90 $5,431.90

AZ Pima 003902 2009 $0.00 $26,684.70 $26,684.70

AZ Pima 003902 2011 $0.00 $4,844.27 $4,844.27

AZ Pima 004011 5009 $0.00 $1,983.92 $1,983.92

AZ Pima 004064 1101 $69,374.30 $0.00 $69,374.30

AZ Pima 004074 1024 $0.00 $19,894.36 $19,894.36

AZ Pima 004623 2028 $8,697.97 $991.73 $9,689.70

AZ Pima 004647 2003 $0.00 $11,136.15 $11,136.15

AZ Pima 410501 1154 $0.00 $4,290.87 $4,290.87

AZ Pinal 000213 1014 $0.00 $1,178.82 $1,178.82

AZ Santa Cruz 966101 3054 $0.00 $2,839.40 $2,839.40

AZ Santa Cruz 966301 3006 $0.00 $10,355.98 $10,355.98

AZ Santa Cruz 966301 3017 $0.00 $23,038.03 $23,038.03

AZ Yavapai 002002 1007 $0.00 $2,343.76 $2,343.76

AZ Yavapai 002002 3018 $0.00 $32,448.57 $32,448.57

AZ Yuma 000907 3016 $0.00 $40,808.79 $40,808.79

CA Alameda 407700 1009 $0.00 $64,134.02 $64,134.02

CA Alameda 409300 4011 $129,685.69 $8,944.00 $138,629.69

CA Alameda 421500 2013 $0.00 $46,762.27 $46,762.27

CA Alameda 433900 3003 $0.00 $12,990.40 $12,990.40

CA Alameda 436401 1009 $0.00 $28,446.41 $28,446.41

CA Butte 001703 2005 $0.00 $2,604.66 $2,604.66

CA Butte 003600 1010 $0.00 $10,764.85 $10,764.85

CA Contra Costa 302009 1002 $424,105.67 $0.00 $424,105.67

CA Contra Costa 302009 2003 $0.00 $76,076.47 $76,076.47

CA Contra Costa 330000 2014 $0.00 $9,403.09 $9,403.09

CA Contra Costa 355304 4021 $0.00 $4,075.64 $4,075.64

CA Contra Costa 359204 2006 $0.00 $392.45 $392.45

CA Contra Costa 361000 1010 $0.00 $19,282.82 $19,282.82

CA El Dorado 031100 1006 $0.00 $15,551.52 $15,551.52

CA Fresno 000300 1003 $0.00 $3,026.43 $3,026.43

CA Fresno 000800 1019 $0.00 $736.00 $736.00

CA Fresno 000902 2008 $193,607.33 $0.00 $193,607.33

CA Fresno 003003 1000 $0.00 $1,709.35 $1,709.35

31

31 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CA Fresno 003701 1005 $0.00 $12,850.60 $12,850.60

CA Fresno 003803 1010 $0.00 $4,079.72 $4,079.72

CA Fresno 003804 1002 $0.00 $34,631.55 $34,631.55

CA Fresno 003804 3008 $0.00 $2,984.04 $2,984.04

CA Fresno 004002 1039 $0.00 $13,675.62 $13,675.62

CA Fresno 004208 2023 $0.00 $7,352.65 $7,352.65

CA Fresno 005406 2000 $2,452.48 $6,185.85 $8,638.33

CA Fresno 005505 1016 $0.00 $24,291.44 $24,291.44

CA Fresno 005508 2005 $0.00 $84,053.32 $84,053.32

CA Fresno 005702 1012 $0.00 $7,336.84 $7,336.84

CA Fresno 005907 2026 $0.00 $19,514.60 $19,514.60

CA Fresno 006300 4023 $0.00 $25,618.44 $25,618.44

CA Fresno 007003 2017 $0.00 $14,656.56 $14,656.56

CA Humboldt 000300 4031 $0.00 $17,988.00 $17,988.00

CA Imperial 011000 6138 $0.00 $1,336.75 $1,336.75

CA Imperial 012002 1031 $0.00 $4,890.50 $4,890.50

CA Imperial 012200 3000 $0.00 $5,650.16 $5,650.16

CA Imperial 012200 3003 $0.00 $1,901.53 $1,901.53

CA Imperial 012302 3303 $0.00 $17,119.12 $17,119.12

CA Kern 000800 1009 $0.00 $35,398.55 $35,398.55

CA Kern 002818 1002 $0.00 $15,094.36 $15,094.36

CA Kern 003115 2002 $0.00 $15,503.62 $15,503.62

CA Kern 003124 2003 $0.00 $12,343.49 $12,343.49

CA Kern 003306 2087 $0.00 $36,035.62 $36,035.62

CA Kern 003400 2000 $0.00 $6,032.23 $6,032.23

CA Kern 003804 3039 $0.00 $23,898.33 $23,898.33

CA Kern 004102 2027 $0.00 $12,643.38 $12,643.38

CA Lake 000502 2010 $0.00 $53,398.87 $53,398.87

CA Lake 000802 1020 $0.00 $16,000.54 $16,000.54

CA Los Angeles 101110 1008 $0.00 $14,283.61 $14,283.61

CA Los Angeles 101400 3002 $0.00 $22,082.44 $22,082.44

CA Los Angeles 102104 2000 $0.00 $4,341.48 $4,341.48

CA Los Angeles 103200 2010 $0.00 $48,164.29 $48,164.29

CA Los Angeles 104610 2008 $0.00 $13,882.38 $13,882.38

CA Los Angeles 104704 1001 $0.00 $29,130.95 $29,130.95

CA Los Angeles 106406 2002 $0.00 $37,214.42 $37,214.42

CA Los Angeles 106510 3005 $0.00 $43,511.93 $43,511.93

32

32 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CA Los Angeles 111206 1004 $0.00 $26,168.02 $26,168.02

CA Los Angeles 111302 1004 $0.00 $3,873.80 $3,873.80

CA Los Angeles 111400 1004 $0.00 $28,985.28 $28,985.28

CA Los Angeles 113211 1007 $0.00 $8,533.85 $8,533.85

CA Los Angeles 117301 1000 $0.00 $19,406.97 $19,406.97

CA Los Angeles 121010 2018 $0.00 $649.36 $649.36

CA Los Angeles 121102 3010 $0.00 $4,402.86 $4,402.86

CA Los Angeles 121802 2003 $0.00 $30,727.37 $30,727.37

CA Los Angeles 122121 2006 $0.00 $14,988.02 $14,988.02

CA Los Angeles 124102 1002 $0.00 $19,232.57 $19,232.57

CA Los Angeles 127606 2000 $0.00 $2,020.54 $2,020.54

CA Los Angeles 131600 1005 $0.00 $33,694.60 $33,694.60

CA Los Angeles 132300 3008 $0.00 $13,602.83 $13,602.83

CA Los Angeles 134002 2010 $0.00 $1,583.91 $1,583.91

CA Los Angeles 134103 2001 $0.00 $116,750.58 $116,750.58

CA Los Angeles 135203 1003 $0.00 $8,174.98 $8,174.98

CA Los Angeles 189500 1003 $0.00 $19,756.55 $19,756.55

CA Los Angeles 189903 1001 $0.00 $15,883.47 $15,883.47

CA Los Angeles 207501 1004 $0.00 $32,410.38 $32,410.38

CA Los Angeles 222002 3003 $0.00 $53,856.63 $53,856.63

CA Los Angeles 229100 1003 $0.00 $21,644.91 $21,644.91

CA Los Angeles 231900 2010 $0.00 $23,827.56 $23,827.56

CA Los Angeles 237600 2006 $0.00 $14,466.06 $14,466.06

CA Los Angeles 237800 1002 $0.00 $4,049.50 $4,049.50

CA Los Angeles 238400 3008 $0.00 $14,673.47 $14,673.47

CA Los Angeles 239201 1005 $0.00 $28,389.66 $28,389.66

CA Los Angeles 240020 1006 $0.00 $20,522.92 $20,522.92

CA Los Angeles 240700 2004 $0.00 $33,973.57 $33,973.57

CA Los Angeles 241202 2006 $0.00 $24,384.86 $24,384.86

CA Los Angeles 401800 2023 $0.00 $64,654.37 $64,654.37

CA Los Angeles 402102 1009 $0.00 $7,102.77 $7,102.77

CA Los Angeles 402304 1001 $0.00 $13,416.33 $13,416.33

CA Los Angeles 403304 2009 $0.00 $1,693.67 $1,693.67

CA Los Angeles 403702 1011 $0.00 $10,922.56 $10,922.56

CA Los Angeles 403702 2005 $0.00 $1,897.28 $1,897.28

CA Los Angeles 403703 1027 $0.00 $47,252.24 $47,252.24

CA Los Angeles 404301 1012 $0.00 $15,382.40 $15,382.40

33

33 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CA Los Angeles 405203 1006 $0.00 $7,718.12 $7,718.12

CA Los Angeles 406200 2000 $0.00 $54,933.55 $54,933.55

CA Los Angeles 406901 2007 $0.00 $1,840.00 $1,840.00

CA Los Angeles 406901 3007 $0.00 $48,639.13 $48,639.13

CA Los Angeles 408624 2004 $0.00 $7,775.01 $7,775.01

CA Los Angeles 431001 1009 $0.00 $7,453.01 $7,453.01

CA Los Angeles 431200 3005 $0.00 $2,136.42 $2,136.42

CA Los Angeles 432402 1008 $8,112.41 $0.00 $8,112.41

CA Los Angeles 460900 2003 $0.00 $194,891.89 $194,891.89

CA Los Angeles 461000 1003 $0.00 $3,592.48 $3,592.48

CA Los Angeles 501001 3005 $0.00 $118,421.43 $118,421.43

CA Los Angeles 501900 4005 $0.00 $11,316.00 $11,316.00

CA Los Angeles 502302 1014 $0.00 $5,882.17 $5,882.17

CA Los Angeles 503402 2006 $0.00 $17,865.46 $17,865.46

CA Los Angeles 503502 4013 $0.00 $562.15 $562.15

CA Los Angeles 530204 2007 $0.00 $54,775.69 $54,775.69

CA Los Angeles 531302 3001 $0.00 $27,255.46 $27,255.46

CA Los Angeles 533202 1004 $0.00 $12,501.24 $12,501.24

CA Los Angeles 533402 1011 $0.00 $6,354.65 $6,354.65

CA Los Angeles 533703 1006 $0.00 $10,111.53 $10,111.53

CA Los Angeles 535604 1002 $0.00 $13,041.35 $13,041.35

CA Los Angeles 535701 3000 $0.00 $6,176.00 $6,176.00

CA Los Angeles 535804 1001 $0.00 $38,064.58 $38,064.58

CA Los Angeles 536102 2007 $0.00 $3,893.61 $3,893.61

CA Los Angeles 540201 2009 $0.00 $57,581.02 $57,581.02

CA Los Angeles 541300 3003 $0.00 $17,850.50 $17,850.50

CA Los Angeles 542501 1004 $0.00 $2,083.32 $2,083.32

CA Los Angeles 543201 1010 $0.00 $34,102.76 $34,102.76

CA Los Angeles 543304 4004 $0.00 $81,150.49 $81,150.49

CA Los Angeles 543602 1011 $0.00 $18,727.14 $18,727.14

CA Los Angeles 551900 3001 $0.00 $19,788.79 $19,788.79

CA Los Angeles 554002 3003 $0.00 $11,619.65 $11,619.65

CA Los Angeles 554403 2000 $0.00 $8,191.45 $8,191.45

CA Los Angeles 554515 2011 $0.00 $20,344.94 $20,344.94

CA Los Angeles 555202 1005 $0.00 $25,044.46 $25,044.46

CA Los Angeles 570502 4001 $0.00 $16,864.96 $16,864.96

CA Los Angeles 572302 3000 $0.00 $5,872.43 $5,872.43

34

34 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CA Los Angeles 573601 6003 $0.00 $19,533.98 $19,533.98

CA Los Angeles 574300 5005 $0.00 $3,279.73 $3,279.73

CA Los Angeles 575300 3011 $0.00 $86,281.04 $86,281.04

CA Los Angeles 600202 3006 $0.00 $11,768.66 $11,768.66

CA Los Angeles 600702 3002 $0.00 $76,989.82 $76,989.82

CA Los Angeles 602508 4000 $0.00 $1,619.73 $1,619.73

CA Los Angeles 603400 1004 $0.00 $20,129.59 $20,129.59

CA Los Angeles 700101 3001 $0.00 $6,900.35 $6,900.35

CA Los Angeles 702700 3004 $0.00 $1,738.49 $1,738.49

CA Los Angeles 900501 3004 $0.00 $28,470.75 $28,470.75

CA Los Angeles 900504 2007 $0.00 $41,211.82 $41,211.82

CA Los Angeles 900508 1015 $0.00 $4,775.39 $4,775.39

CA Los Angeles 900805 3024 $0.00 $31,669.58 $31,669.58

CA Los Angeles 900900 2168 $0.00 $12,232.04 $12,232.04

CA Los Angeles 901004 3079 $0.00 $8,886.17 $8,886.17

CA Los Angeles 901011 3000 $0.00 $1,624.82 $1,624.82

CA Los Angeles 910202 2037 $0.00 $24,878.35 $24,878.35

CA Los Angeles 910208 2010 $0.00 $15,654.88 $15,654.88

CA Los Angeles 910705 1000 $0.00 $9,802.72 $9,802.72

CA Los Angeles 910706 1026 $0.00 $585.35 $585.35

CA Los Angeles 910712 1012 $0.00 $13,594.61 $13,594.61

CA Los Angeles 910804 1179 $0.00 $17,227.53 $17,227.53

CA Los Angeles 910807 1020 $0.00 $21,442.27 $21,442.27

CA Los Angeles 911001 2045 $0.00 $2,877.06 $2,877.06

CA Los Angeles 920017 2009 $0.00 $15,374.62 $15,374.62

CA Los Angeles 920023 1005 $0.00 $11,830.73 $11,830.73

CA Los Angeles 920029 1008 $0.00 $26,946.86 $26,946.86

CA Los Angeles 920043 1018 $0.00 $32,229.61 $32,229.61

CA Los Angeles 920329 3002 $0.00 $31,284.61 $31,284.61

CA Madera 001000 1056 $0.00 $4,608.36 $4,608.36

CA Mendocino 010400 4028 $0.00 $341.30 $341.30

CA Merced 002202 5018 $0.00 $8,973.35 $8,973.35

CA Monterey 000102 2015 $0.00 $23,304.34 $23,304.34

CA Monterey 010603 2013 $0.00 $11,725.46 $11,725.46

CA Monterey 011203 3011 $0.00 $21,876.56 $21,876.56

CA Monterey 013700 2011 $0.00 $56,641.90 $56,641.90

CA Napa 201007 2015 $0.00 $61,580.75 $61,580.75

35

35 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CA Nevada 000105 1022 $0.00 $8,988.48 $8,988.48

CA Nevada 000402 3036 $0.00 $17,068.19 $17,068.19

CA Orange * * $0.00 $652.88 $652.88

CA Orange 011102 3010 $0.00 $41,966.47 $41,966.47

CA Orange 021810 2001 $0.00 $12,070.86 $12,070.86

CA Orange 032031 2011 $0.00 $3,227.85 $3,227.85

CA Orange 062629 2001 $0.00 $14,636.15 $14,636.15

CA Orange 062639 1000 $0.00 $49,060.28 $49,060.28

CA Orange 074300 1008 $0.00 $64.40 $64.40

CA Orange 074405 2018 $0.00 $3,133.07 $3,133.07

CA Orange 075806 3001 $0.00 $27,090.08 $27,090.08

CA Orange 075808 1002 $0.00 $18,388.59 $18,388.59

CA Orange 076101 4004 $0.00 $3,795.00 $3,795.00

CA Orange 086304 3015 $0.00 $33,959.28 $33,959.28

CA Orange 086402 1002 $0.00 $21,688.37 $21,688.37

CA Orange 087405 2001 $0.00 $10,298.69 $10,298.69

CA Orange 088101 1017 $0.00 $62,920.71 $62,920.71

CA Orange 088602 2002 $0.00 $21,601.66 $21,601.66

CA Orange 099238 1011 $0.00 $1,379.41 $1,379.41

CA Orange 099242 2011 $0.00 $29,511.29 $29,511.29

CA Orange 110402 3009 $0.00 $51,232.33 $51,232.33

CA Riverside 040101 1015 $0.00 $3,910.00 $3,910.00

CA Riverside 040807 1004 $0.00 $35,981.93 $35,981.93

CA Riverside 041412 1022 $0.00 $63,959.90 $63,959.90

CA Riverside 041912 1000 $0.00 $2,454.34 $2,454.34

CA Riverside 042411 2002 $0.00 $11,179.97 $11,179.97

CA Riverside 042412 3025 $1,000.00 $0.00 $1,000.00

CA Riverside 042507 2001 $0.00 $257.98 $257.98

CA Riverside 042508 1001 $0.00 $24,900.22 $24,900.22

CA Riverside 042617 3015 $0.00 $42,766.90 $42,766.90

CA Riverside 042715 3085 $0.00 $24,433.83 $24,433.83

CA Riverside 042737 1042 $0.00 $13,208.13 $13,208.13

CA Riverside 042743 1003 $0.00 $8,605.24 $8,605.24

CA Riverside 042800 2051 $0.00 $2,202.44 $2,202.44

CA Riverside 043222 2002 $0.00 $395.91 $395.91

CA Riverside 043229 2004 $0.00 $90,682.09 $90,682.09


36

36 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CA Riverside 043247 2058 $0.00 $7,224.93 $7,224.93

CA Riverside 043304 1005 $0.00 $37,189.79 $37,189.79

CA Riverside 043304 4003 $0.00 $13,543.09 $13,543.09

CA Riverside 043308 1011 $0.00 $13,749.72 $13,749.72

CA Riverside 043311 1008 $0.00 $24,003.45 $24,003.45

CA Riverside 043504 1004 $0.00 $23,029.79 $23,029.79

CA Riverside 043512 1011 $0.00 $14,399.70 $14,399.70

CA Riverside 043512 1016 $39,967.97 $0.00 $39,967.97

CA Riverside 043702 1022 $0.00 $17,710.00 $17,710.00

CA Riverside 043809 2039 $0.00 $3,579.35 $3,579.35

CA Riverside 043810 1011 $0.00 $40,833.90 $40,833.90

CA Riverside 044904 1076 $0.00 $12,548.16 $12,548.16

CA Riverside 044923 1013 $0.00 $21,302.74 $21,302.74

CA Riverside 045110 1000 $0.00 $18,908.71 $18,908.71

CA Riverside 045606 2006 $0.00 $11,537.57 $11,537.57

CA Riverside 046403 1006 $0.00 $3,574.29 $3,574.29

CA Riverside 046800 1003 $0.00 $120,783.81 $120,783.81

CA Riverside 046800 1009 $0.00 $2,800.94 $2,800.94

CA Riverside 048300 1000 $0.00 $5,411.67 $5,411.67

CA Riverside 048901 1022 $1,958.48 $0.00 $1,958.48

CA Riverside 049500 2005 $0.00 $18,044.47 $18,044.47

CA Riverside 050300 2001 $0.00 $12,276.11 $12,276.11

CA Riverside 050500 2013 $0.00 $5,009.95 $5,009.95

CA Riverside 051100 1004 $0.00 $29,525.12 $29,525.12

CA Sacramento 004801 2017 $0.00 $20,804.80 $20,804.80

CA Sacramento 006004 3001 $0.00 $31,580.58 $31,580.58

CA Sacramento 008113 1017 $0.00 $12,090.04 $12,090.04

CA Sacramento 008120 1012 $0.00 $7,783.20 $7,783.20

CA Sacramento 008143 2002 $0.00 $157,617.16 $157,617.16

CA Sacramento 008145 3000 $0.00 $2,588.95 $2,588.95

CA Sacramento 008509 1003 $0.00 $1,762.19 $1,762.19

CA Sacramento 009320 3004 $0.00 $4,680.55 $4,680.55

CA Sacramento 009322 2000 $0.00 $2,166.39 $2,166.39

CA Sacramento 009326 1003 $0.00 $3,023.04 $3,023.04

CA Sacramento 009328 2029 $0.00 $35,585.60 $35,585.60

CA Sacramento 009606 3011 $0.00 $8,390.80 $8,390.80

CA Sacramento 009636 4000 $9,972.82 $54,979.20 $64,952.02

37

37 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CA San Benito 000400 6015 $0.00 $50,381.58 $50,381.58

CA San Bernardino 000203 1008 $0.00 $2,806.17 $2,806.17




CA San Bernardino 002018 1005 $0.00 $696.10 $696.10

CA San Bernardino 002018 1012 $0.00 $866.22 $866.22











CA San Bernardino 004202 2018 $43,684.05 $5,660.30 $49,344.35
















CA San Diego 000600 3017 $0.00 $8,406.02 $8,406.02

CA San Diego 000800 2006 $0.00 $12,164.55 $12,164.55

CA San Diego 003003 2010 $0.00 $18,177.88 $18,177.88

CA San Diego 003208 3003 $0.00 $4,329.85 $4,329.85

38

38 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CA San Diego 003305 3019 $0.00 $2,875.00 $2,875.00

CA San Diego 003404 2012 $0.00 $5,245.92 $5,245.92

CA San Diego 009505 4005 $0.00 $14,014.00 $14,014.00

CA San Diego 009706 3004 $0.00 $24,328.89 $24,328.89

CA San Diego 009802 4021 $0.00 $1,334.58 $1,334.58

CA San Diego 013314 1124 $0.00 $14,289.09 $14,289.09

CA San Diego 013605 2012 $0.00 $1,888.00 $1,888.00

CA San Diego 013606 4001 $0.00 $49,812.93 $49,812.93

CA San Diego 015802 2001 $0.00 $19,169.80 $19,169.80

CA San Diego 017015 3001 $0.00 $672.72 $672.72

CA San Diego 017052 1002 $0.00 $184.68 $184.68

CA San Diego 018518 1008 $0.00 $3,997.41 $3,997.41

CA San Diego 018905 3009 $0.00 $21,476.00 $21,476.00

CA San Joaquin * * $0.00 $1,371.54 $1,371.54

CA San Joaquin 002100 3002 $0.00 $6,674.07 $6,674.07

CA San Joaquin 003109 4010 $0.00 $39,772.96 $39,772.96

CA San Joaquin 005125 1010 $0.00 $35,467.06 $35,467.06

CA San Mateo 602200 1013 $0.00 $2,751.72 $2,751.72

CA Santa Clara 501600 3006 $0.00 $25,660.20 $25,660.20

CA Santa Clara 503305 2005 $0.00 $2,219.90 $2,219.90

CA Santa Clara 512023 2001 $0.00 $7,035.77 $7,035.77

CA Shasta 012500 2104 $0.00 $25,888.80 $25,888.80

CA Solano 252608 2013 $0.00 $14,314.81 $14,314.81

CA Solano 252911 3002 $0.00 $20,023.25 $20,023.25

CA Solano 253300 1030 $0.00 $56.78 $56.78

CA Sonoma 150611 1012 $0.00 $709.57 $709.57

CA Sonoma 153300 1039 $0.00 $12,870.89 $12,870.89

CA Stanislaus 000601 2017 $0.00 $1,404.86 $1,404.86

CA Stanislaus 000908 1006 $0.00 $22,299.85 $22,299.85

CA Stanislaus 002006 2000 $5,202.50 $0.00 $5,202.50

CA Stanislaus 002501 3005 $113,565.27 $4,802.40 $118,367.67

CA Stanislaus 002802 1015 $0.00 $15,617.96 $15,617.96

CA Stanislaus 003001 1020 $0.00 $35,192.99 $35,192.99

CA Stanislaus 003202 2002 $0.00 $19,836.19 $19,836.19

CA Stanislaus 003500 4021 $0.00 $21,297.59 $21,297.59

CA Stanislaus 003606 1057 $0.00 $22,084.41 $22,084.41


39

39 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CA Sutter 050701 1049 $0.00 $26,287.33 $26,287.33

CA Tulare 000201 4015 $0.00 $3,297.66 $3,297.66

CA Tulare 001501 2023 $0.00 $35,392.21 $35,392.21

CA Tulare 001703 1016 $0.00 $19,375.20 $19,375.20

CA Tulare 001703 3051 $0.00 $21,014.14 $21,014.14

CA Tulare 002302 1006 $0.00 $10,211.61 $10,211.61

CA Tulare 002903 2021 $0.00 $17,537.54 $17,537.54

CA Tulare 003002 2003 $0.00 $15,779.33 $15,779.33

CA Tulare 003200 1084 $0.00 $11,328.55 $11,328.55

CA Tuolumne 001100 1015 $0.00 $59,220.76 $59,220.76

CA Tuolumne 003200 1006 $0.00 $4,143.26 $4,143.26

CA Ventura 004200 2002 $0.00 $59,490.53 $59,490.53

CA Ventura 004304 3001 $0.00 $3,356.74 $3,356.74

CA Ventura 005802 2007 $0.00 $43,380.74 $43,380.74

CA Ventura 006100 2049 $0.00 $5,269.24 $5,269.24

CA Yolo 011205 4004 $0.00 $8,260.20 $8,260.20

CA Yolo 011500 4024 $0.00 $33,291.83 $33,291.83

CA Yuba 040600 2007 $46,835.80 $0.00 $46,835.80

CO Adams 008523 2004 $0.00 $3,778.81 $3,778.81

CO Adams 009002 3009 $0.00 $4,409.28 $4,409.28

CO Adams 009207 2019 $0.00 $3,637.72 $3,637.72

CO Adams 009310 4003 $0.00 $50,075.37 $50,075.37

CO Costilla 972600 1193 $4,092.98 $0.00 $4,092.98

CO Denver 000702 3003 $0.00 $7,229.36 $7,229.36

CO Denver 002702 3003 $0.00 $203.32 $203.32

CO Denver 004700 5012 $0.00 $922.23 $922.23

CO El Paso 002800 3185 $0.00 $1,455.28 $1,455.28

CO El Paso 004510 2021 $0.00 $4,125.72 $4,125.72

CO El Paso 006400 1033 $0.00 $9,256.85 $9,256.85

CO Jefferson 009833 2005 $0.00 $6,097.04 $6,097.04

CO Jefferson 010306 3003 $0.00 $5,598.94 $5,598.94

CO Jefferson 012045 4011 $0.00 $16,100.00 $16,100.00

CO Larimer 002008 2012 $0.00 $2,560.00 $2,560.00

CO Larimer 002300 1049 $0.00 $18,628.70 $18,628.70

CO Mesa 001502 3067 $0.00 $43,322.36 $43,322.36

CO Pueblo 000902 3001 $0.00 $12,426.49 $12,426.49

CO Pueblo 001000 4009 $0.00 $1,376.00 $1,376.00

40

40 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CO Pueblo 001100 2037 $0.00 $17,638.86 $17,638.86

CT Fairfield 021500 1004 $0.00 $27,376.30 $27,376.30

CT Fairfield 021900 1006 $0.00 $18,326.34 $18,326.34

CT Fairfield 021900 3004 $0.00 $13,315.91 $13,315.91

CT Fairfield 043800 4008 $0.00 $2,566.23 $2,566.23

CT Fairfield 071000 2003 $0.00 $765.11 $765.11

CT Fairfield 072300 2000 $0.00 $151,369.57 $151,369.57

CT Fairfield 072400 1009 $0.00 $30,595.36 $30,595.36

CT Fairfield 072400 2006 $0.00 $19,359.01 $19,359.01

CT Fairfield 072700 2000 $0.00 $6,115.79 $6,115.79

CT Fairfield 072900 2007 $0.00 $21,114.58 $21,114.58

CT Fairfield 080400 3015 $0.00 $29,305.76 $29,305.76

CT Fairfield 081000 1003 $0.00 $3,890.14 $3,890.14

CT Fairfield 081200 4008 $0.00 $48,388.94 $48,388.94

CT Fairfield 110201 1001 $0.00 $16,899.47 $16,899.47

CT Fairfield 110201 2009 $0.00 $158.31 $158.31

CT Fairfield 210702 1018 $0.00 $7,416.42 $7,416.42

CT Hartford 405300 2011 $0.00 $2,133.44 $2,133.44

CT Hartford 420500 3013 $0.00 $4,510.29 $4,510.29

CT Hartford 430203 2011 $52,950.52 $0.00 $52,950.52

CT Hartford 471200 1011 $0.00 $996.29 $996.29

CT Hartford 471400 1009 $0.00 $32,523.79 $32,523.79

CT Hartford 480400 1006 $0.00 $9,842.22 $9,842.22

CT Hartford 496100 1018 $0.00 $21,197.69 $21,197.69

CT Hartford 502700 3000 $0.00 $10,268.47 $10,268.47

CT Hartford 504000 2003 $0.00 $11,052.10 $11,052.10

CT Hartford 504500 1004 $0.00 $15,291.34 $15,291.34

CT Hartford 514700 1011 $0.00 $24,869.24 $24,869.24

CT Hartford 524300 4003 $0.00 $10,233.35 $10,233.35

CT Litchfield 253300 2000 $0.00 $33,464.00 $33,464.00

CT Litchfield 266100 1115 $0.00 $1,663.07 $1,663.07

CT Litchfield 300100 2028 $0.00 $43,850.99 $43,850.99

CT Litchfield 310803 2000 $0.00 $23,236.66 $23,236.66

CT Litchfield 349100 3008 $0.00 $6,919.18 $6,919.18

CT Litchfield 360300 2036 $0.00 $29,252.92 $29,252.92

CT Litchfield 425300 1006 $0.00 $8,836.47 $8,836.47

CT Middlesex 541700 1018 $0.00 $25,468.62 $25,468.62

41

41 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CT Middlesex 542000 2010 $0.00 $8,341.42 $8,341.42

CT Middlesex 560100 1015 $0.00 $17,428.43 $17,428.43

CT New Haven 125300 1017 $0.00 $7,690.88 $7,690.88

CT New Haven 125300 2006 $0.00 $12,434.38 $12,434.38

CT New Haven 130102 2014 $0.00 $22,167.73 $22,167.73

CT New Haven 130200 1010 $0.00 $7,914.16 $7,914.16

CT New Haven 141200 4005 $0.00 $6,948.80 $6,948.80

CT New Haven 141400 1013 $0.00 $10,017.91 $10,017.91

CT New Haven 142500 1003 $0.00 $14,168.10 $14,168.10

CT New Haven 142601 3000 $0.00 $12,195.87 $12,195.87

CT New Haven 142700 4011 $0.00 $13,264.08 $13,264.08

CT New Haven 142700 4019 $0.00 $35,934.26 $35,934.26

CT New Haven 150200 1008 $16,745.06 $0.00 $16,745.06

CT New Haven 154100 2001 $0.00 $20,928.85 $20,928.85

CT New Haven 154200 3000 $0.00 $21,996.77 $21,996.77

CT New Haven 154600 1001 $0.00 $30,321.46 $30,321.46

CT New Haven 154800 2000 $0.00 $24,642.11 $24,642.11

CT New Haven 165400 4006 $0.00 $16,764.33 $16,764.33

CT New Haven 165500 1010 $0.00 $37,308.51 $37,308.51

CT New Haven 165700 3006 $0.00 $1,356.93 $1,356.93

CT New Haven 165700 4006 $0.00 $24,602.20 $24,602.20

CT New Haven 166002 1018 $0.00 $19,380.05 $19,380.05

CT New Haven 166002 5006 $0.00 $28,284.83 $28,284.83

CT New Haven 167202 1005 $0.00 $16,437.64 $16,437.64

CT New Haven 167300 1007 $0.00 $15,424.64 $15,424.64

CT New Haven 167300 1026 $0.00 $47,446.41 $47,446.41

CT New Haven 171500 3001 $0.00 $296.00 $296.00

CT New Haven 175400 1025 $0.00 $15,740.61 $15,740.61

CT New Haven 180200 2001 $0.00 $674.54 $674.54

CT New Haven 180400 1000 $0.00 $12,132.81 $12,132.81

CT New Haven 180400 1018 $0.00 $26,635.51 $26,635.51

CT New Haven 184100 2010 $0.00 $20,025.78 $20,025.78

CT New Haven 350900 1003 $0.00 $14,146.89 $14,146.89

CT New Haven 352000 3001 $0.00 $30,593.32 $30,593.32

CT New Haven 352000 3004 $59,456.97 $0.00 $59,456.97

CT New Haven 352100 3003 $0.00 $4,358.68 $4,358.68

CT New London 690700 1006 $0.00 $7,611.23 $7,611.23

42

42 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

CT New London 696700 2007 $0.00 $19,726.05 $19,726.05

CT New London 709100 2034 $0.00 $19,918.94 $19,918.94

CT New London 710100 1011 $62,189.64 $4,384.00 $66,573.64

CT New London 715100 1015 $0.00 $48,892.43 $48,892.43

CT New London 870100 5025 $0.00 $9,106.86 $9,106.86

CT Tolland * * $0.00 $3,358.86 $3,358.86

CT Tolland 533102 3020 $0.00 $28,716.36 $28,716.36

CT Windham 904100 3066 $0.00 $21,873.43 $21,873.43

CT Windham 904500 1032 $0.00 $11,952.61 $11,952.61

CT Windham 907300 4041 $0.00 $15,002.62 $15,002.62

DC District of Columbia

004400 1003 $0.00 $78,045.04 $78,045.04


007703 2009 $0.00 $8,311.99 $8,311.99


009603 2003 $0.00 $5,350.40 $5,350.40


009604 1012 $0.00 $65,589.33 $65,589.33


010400 2041 $0.00 $390.63 $390.63

DE Kent 041400 1058 $0.00 $102,825.79 $102,825.79

DE Kent 041802 1017 $0.00 $1,933.45 $1,933.45

DE New Castle 000500 3004 $0.00 $6,177.90 $6,177.90

DE New Castle 002600 2014 $0.00 $13,296.31 $13,296.31

DE New Castle 002600 3000 $52,000.00 $278.76 $52,278.76

DE New Castle 012200 3005 $0.00 $16,105.06 $16,105.06

DE New Castle 012900 2008 $0.00 $591.74 $591.74

DE New Castle 013613 3001 $0.00 $26,906.65 $26,906.65

DE New Castle 013615 1014 $0.00 $48,124.89 $48,124.89

DE New Castle 013903 1022 $0.00 $22,395.49 $22,395.49

DE New Castle 013904 4000 $0.00 $2,657.00 $2,657.00

DE New Castle 014703 1011 $0.00 $12,774.60 $12,774.60

DE New Castle 014904 1000 $0.00 $25,241.81 $25,241.81

DE New Castle 015400 2001 $0.00 $1,366.75 $1,366.75

DE New Castle 016200 1011 $0.00 $34,335.51 $34,335.51

DE New Castle 016302 2015 $0.00 $6,760.59 $6,760.59

DE New Castle 016302 3015 $0.00 $8,973.44 $8,973.44


43

43 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

DE Sussex 050105 1050 $0.00 $11,032.41 $11,032.41

DE Sussex 050200 1011 $0.00 $30,581.19 $30,581.19

DE Sussex 050503 1018 $0.00 $19,490.43 $19,490.43

DE Sussex 051302 2067 $52,373.65 $0.00 $52,373.65

DE Sussex 051500 2033 $0.00 $11,280.74 $11,280.74

FL Alachua 000400 2017 $0.00 $1,414.74 $1,414.74

FL Alachua 001517 1000 $0.00 $6,058.17 $6,058.17

FL Alachua 001803 3000 $0.00 $4,928.70 $4,928.70

FL Alachua 001803 4007 $0.00 $16,744.21 $16,744.21

FL Alachua 002000 1007 $44,657.97 $0.00 $44,657.97

FL Alachua 002205 4007 $0.00 $15,345.65 $15,345.65

FL Alachua 002220 1019 $0.00 $16,246.55 $16,246.55

FL Bay 001100 2025 $0.00 $4,717.97 $4,717.97

FL Brevard 060500 3024 $0.00 $27,986.06 $27,986.06

FL Brevard 062108 3019 $32,773.94 $0.00 $32,773.94

FL Brevard 062500 1032 $0.00 $131.10 $131.10

FL Brevard 063106 1002 $0.00 $44,811.94 $44,811.94

FL Brevard 064301 2001 $0.00 $75,220.85 $75,220.85

FL Brevard 064400 2012 $0.00 $11,630.85 $11,630.85

FL Brevard 069300 1002 $0.00 $17,460.56 $17,460.56

FL Brevard 071200 2013 $0.00 $10,331.27 $10,331.27

FL Brevard 071301 2000 $0.00 $25,471.12 $25,471.12

FL Brevard 071338 2038 $0.00 $23,636.10 $23,636.10

FL Broward 010200 4025 $0.00 $21,884.45 $21,884.45

FL Broward 010306 2031 $0.00 $21,305.90 $21,305.90

FL Broward 010606 1007 $0.00 $16,470.64 $16,470.64

FL Broward 020204 1019 $0.00 $6,902.69 $6,902.69

FL Broward 020302 2003 $0.00 $85,290.47 $85,290.47

FL Broward 020308 1001 $0.00 $3,048.86 $3,048.86

FL Broward 020314 3005 $0.00 $34,167.92 $34,167.92

FL Broward 020314 3018 $0.00 $198,938.08 $198,938.08

FL Broward 020324 1004 $0.00 $54,076.95 $54,076.95

FL Broward 020406 1024 $0.00 $337.46 $337.46

FL Broward 020409 1013 $0.00 $6,548.10 $6,548.10

FL Broward 020412 1003 $0.00 $18,017.79 $18,017.79

FL Broward 030203 2011 $0.00 $1,932.00 $1,932.00

FL Broward 040901 1004 $0.00 $10,353.51 $10,353.51

44

44 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Broward 040902 2013 $0.00 $11,322.23 $11,322.23

FL Broward 041200 2014 $0.00 $513.94 $513.94

FL Broward 042500 3008 $0.00 $343,060.16 $343,060.16

FL Broward 050207 1054 $0.00 $5,850.05 $5,850.05

FL Broward 050306 1003 $0.00 $18,533.66 $18,533.66

FL Broward 060111 2034 $0.00 $25,866.43 $25,866.43

FL Broward 060113 3004 $0.00 $16,445.18 $16,445.18

FL Broward 060114 2012 $0.00 $28,717.18 $28,717.18

FL Broward 060117 1000 $0.00 $49,117.41 $49,117.41

FL Broward 060125 1000 $0.00 $54,227.77 $54,227.77

FL Broward 060126 1000 $0.00 $22,497.63 $22,497.63

FL Broward 060126 1016 $33,956.30 $0.00 $33,956.30

FL Broward 060402 3000 $36,647.43 $0.00 $36,647.43

FL Broward 060606 1009 $0.00 $115,582.15 $115,582.15

FL Broward 060606 2007 $0.00 $2,424.91 $2,424.91

FL Broward 061100 1001 $0.00 $21,752.13 $21,752.13

FL Broward 061100 3021 $0.00 $19,214.66 $19,214.66

FL Broward 070204 2004 $0.00 $14,303.90 $14,303.90

FL Broward 070601 2013 $0.00 $67,941.84 $67,941.84

FL Broward 080403 4007 $0.00 $8.63 $8.63

FL Broward 090900 4001 $0.00 $229,267.31 $229,267.31

FL Broward 091000 1024 $57,311.98 $0.00 $57,311.98

FL Broward 091000 2010 $0.00 $5,828.80 $5,828.80

FL Broward 100202 1019 $0.00 $19,013.57 $19,013.57

FL Broward 100700 2004 $0.00 $40,562.02 $40,562.02

FL Broward 100700 4009 $0.00 $18,170.82 $18,170.82

FL Broward 100801 1002 $0.00 $6,435.87 $6,435.87

FL Broward 110307 1010 $0.00 $30,272.95 $30,272.95

FL Broward 110312 1018 $263,802.75 $16,583.80 $280,386.55

FL Broward 110320 1000 $0.00 $5,397.31 $5,397.31

FL Broward 110320 2018 $0.00 $19,423.11 $19,423.11

FL Broward 110322 1017 $0.00 $24,267.78 $24,267.78

FL Broward 110323 2001 $163,476.42 $1,056.13 $164,532.55

FL Broward 110323 2008 $0.00 $66,755.22 $66,755.22

FL Broward 110324 1006 $0.00 $233,637.92 $233,637.92

FL Broward 110325 3000 $0.00 $25,628.88 $25,628.88

FL Broward 110325 4028 $0.00 $780.10 $780.10

45

45 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Broward 110325 4056 $0.00 $4,747.20 $4,747.20

FL Broward 110331 1000 $0.00 $28,950.12 $28,950.12

FL Broward 110342 2000 $0.00 $14,867.48 $14,867.48

FL Broward 110342 2011 $0.00 $6,750.55 $6,750.55

FL Broward 110343 1001 $0.00 $24,077.99 $24,077.99

FL Broward 110403 1016 $126,682.68 $0.00 $126,682.68

FL Charlotte 020502 1009 $0.00 $615.07 $615.07

FL Citrus 451400 2022 $0.00 $9,725.94 $9,725.94

FL Clay 030703 1000 $0.00 $9,108.50 $9,108.50

FL Clay 030801 1009 $0.00 $21,798.96 $21,798.96

FL Clay 031200 1027 $0.00 $7,325.75 $7,325.75

FL Clay 031200 4023 $0.00 $2,163.55 $2,163.55

FL Collier 010414 2015 $0.00 $14,871.66 $14,871.66

FL Collier 010420 3002 $0.00 $158,644.15 $158,644.15

FL Collier 010702 1010 $0.00 $76,942.63 $76,942.63

FL Collier 011202 2055 $0.00 $68,013.33 $68,013.33

FL Collier 011202 3052 $0.00 $8,275.99 $8,275.99

FL Duval 000100 1029 $0.00 $1,783.52 $1,783.52

FL Duval 002701 3013 $0.00 $6,977.60 $6,977.60

FL Duval 002702 2015 $0.00 $16,049.26 $16,049.26

FL Duval 002801 4005 $0.00 $9,662.78 $9,662.78

FL Duval 010101 2000 $0.00 $21,388.15 $21,388.15

FL Duval 010102 2037 $0.00 $31,359.42 $31,359.42

FL Duval 010201 2010 $0.00 $6,985.79 $6,985.79

FL Duval 010500 2012 $0.00 $11,311.21 $11,311.21

FL Duval 010500 3007 $0.00 $18,602.56 $18,602.56

FL Duval 010900 2005 $0.00 $9,493.50 $9,493.50

FL Duval 011500 2020 $0.00 $7,167.35 $7,167.35

FL Duval 013300 2018 $0.00 $16,412.90 $16,412.90

FL Duval 013521 1009 $0.00 $13,902.65 $13,902.65

FL Duval 013721 2000 $0.00 $1,237.94 $1,237.94

FL Duval 013721 2014 $79,325.61 $0.00 $79,325.61

FL Duval 013726 3008 $31,709.09 $0.00 $31,709.09

FL Duval 014328 3005 $0.00 $4,319.39 $4,319.39

FL Duval 014337 2017 $0.00 $73,319.94 $73,319.94

FL Duval 014902 2007 $0.00 $17,411.17 $17,411.17

FL Duval 016803 3017 $0.00 $30,297.77 $30,297.77

46

46 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Escambia 003203 2042 $0.00 $5,446.14 $5,446.14

FL Escambia 003611 1024 $0.00 $8,493.82 $8,493.82

FL Escambia 003613 3011 $0.00 $19,040.03 $19,040.03

FL Escambia 003900 1176 $0.00 $463.65 $463.65

FL Flagler 060214 1006 $0.00 $97,340.92 $97,340.92

FL Gadsden 020600 2042 $0.00 $1,404.85 $1,404.85

FL Hendry 000200 4013 $0.00 $11,326.89 $11,326.89

FL Hernando 040905 1005 $0.00 $27,344.14 $27,344.14

FL Hernando 040908 1000 $0.00 $15,918.50 $15,918.50

FL Hernando 041003 1011 $0.00 $21,663.07 $21,663.07

FL Hernando 041106 1026 $0.00 $521.63 $521.63

FL Highlands 960601 1005 $0.00 $15,490.44 $15,490.44

FL Highlands 960602 3004 $0.00 $19,388.21 $19,388.21

FL Hillsborough 000201 1006 $0.00 $6,691.99 $6,691.99

FL Hillsborough 000500 3004 $0.00 $23,065.04 $23,065.04

FL Hillsborough 000601 2031 $0.00 $9,870.83 $9,870.83

FL Hillsborough 001300 4000 $0.00 $26,057.41 $26,057.41

FL Hillsborough 001400 2018 $0.00 $20,040.89 $20,040.89

FL Hillsborough 002200 1008 $0.00 $54,627.77 $54,627.77

FL Hillsborough 002300 1006 $0.00 $9,458.77 $9,458.77

FL Hillsborough 002700 4029 $0.00 $14,909.38 $14,909.38

FL Hillsborough 003000 3002 $0.00 $13,291.06 $13,291.06

FL Hillsborough 010402 4011 $0.00 $26,312.40 $26,312.40

FL Hillsborough 010501 2024 $0.00 $21,446.07 $21,446.07

FL Hillsborough 011010 1008 $0.00 $19,146.93 $19,146.93

FL Hillsborough 011107 3006 $0.00 $16,730.40 $16,730.40

FL Hillsborough 011411 1004 $0.00 $34,522.23 $34,522.23

FL Hillsborough 011416 2002 $0.00 $11,270.31 $11,270.31

FL Hillsborough 011614 2001 $0.00 $67,358.57 $67,358.57

FL Hillsborough 011706 1005 $0.00 $5,647.41 $5,647.41

FL Hillsborough 011803 1004 $0.00 $7,891.17 $7,891.17

FL Hillsborough 011902 3020 $0.00 $6,453.70 $6,453.70

FL Hillsborough 012106 1015 $0.00 $26,551.37 $26,551.37

FL Hillsborough 012107 3018 $0.00 $59,616.00 $59,616.00

FL Hillsborough 013203 2009 $0.00 $114,573.48 $114,573.48

FL Hillsborough 013205 3031 $45,893.99 $0.00 $45,893.99

FL Hillsborough 013407 4005 $0.00 $19,390.00 $19,390.00

47

47 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Hillsborough 013414 2010 $0.00 $17,912.03 $17,912.03

FL Hillsborough 013504 1006 $0.00 $16,493.35 $16,493.35

FL Hillsborough 013504 2009 $0.00 $4,382.64 $4,382.64

FL Hillsborough 013703 1015 $0.00 $3,934.78 $3,934.78

FL Hillsborough 013802 1023 $0.00 $15,137.40 $15,137.40

FL Hillsborough 013804 1001 $0.00 $26,433.20 $26,433.20

FL Hillsborough 014118 1036 $0.00 $49,939.88 $49,939.88

FL Indian River 050200 3010 $0.00 $5,360.12 $5,360.12

FL Indian River 050603 3020 $0.00 $30,903.99 $30,903.99

FL Indian River 050606 5048 $0.00 $17,025.34 $17,025.34

FL Indian River 050702 3006 $22,105.59 $21,273.05 $43,378.64

FL Indian River 050704 2021 $0.00 $37,073.00 $37,073.00

FL Indian River 050808 2122 $0.00 $6,818.87 $6,818.87

FL Indian River 050903 2036 $0.00 $3,225.23 $3,225.23

FL Indian River 050904 1154 $0.00 $12,718.08 $12,718.08

FL Lake 030203 3068 $0.00 $31,813.82 $31,813.82

FL Lake 030914 2056 $0.00 $13,445.57 $13,445.57

FL Lake 031202 1027 $0.00 $27,893.68 $27,893.68

FL Lake 031310 3016 $0.00 $5,374.13 $5,374.13

FL Lake 031310 4009 $0.00 $33,952.83 $33,952.83

FL Lee 010102 2061 $0.00 $13,252.06 $13,252.06

FL Lee 010410 4046 $0.00 $11,944.78 $11,944.78

FL Lee 010802 5023 $0.00 $9,717.39 $9,717.39

FL Lee 020202 1002 $0.00 $120,039.78 $120,039.78

FL Lee 020202 2005 $0.00 $11,183.01 $11,183.01

FL Lee 020202 2014 $0.00 $757.76 $757.76

FL Lee 040120 1020 $0.00 $117.25 $117.25

FL Lee 040124 1008 $0.00 $23,366.49 $23,366.49

FL Lee 040205 1022 $0.00 $16,431.58 $16,431.58

FL Lee 050500 3010 $0.00 $6,757.35 $6,757.35

FL Leon 002101 1003 $0.00 $8,259.61 $8,259.61

FL Leon 002302 2000 $0.00 $1,031.32 $1,031.32

FL Leon 002303 1032 $0.00 $7,708.43 $7,708.43

FL Leon 002415 1016 $0.00 $1,872.67 $1,872.67

FL Leon 002417 2009 $0.00 $2,417.28 $2,417.28

FL Leon 002510 1013 $0.00 $17,986.93 $17,986.93

FL Manatee 000106 1002 $0.00 $34,557.24 $34,557.24

48

48 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Manatee 000501 3011 $0.00 $5,865.58 $5,865.58

FL Manatee 000803 2027 $67,940.79 $0.00 $67,940.79

FL Manatee 000803 2046 $0.00 $26,090.20 $26,090.20

FL Manatee 000902 2008 $0.00 $19,568.99 $19,568.99

FL Manatee 000902 3007 $0.00 $31,247.05 $31,247.05

FL Manatee 001910 1017 $0.00 $44,331.48 $44,331.48

FL Manatee 002013 2009 $0.00 $8,904.14 $8,904.14

FL Manatee 002015 1052 $0.00 $17,261.80 $17,261.80

FL Marion 001207 3097 $0.00 $9,113.93 $9,113.93

FL Marion 001208 1077 $0.00 $4,611.10 $4,611.10

FL Marion 001600 2010 $0.00 $9,598.95 $9,598.95

FL Marion 002601 3133 $0.00 $7,972.03 $7,972.03

FL Miami-Dade * * $0.00 $106,750.21 $106,750.21

FL Miami-Dade 000307 2012 $0.00 $49,914.95 $49,914.95

FL Miami-Dade 000403 3023 $0.00 $32,910.85 $32,910.85

FL Miami-Dade 000411 1012 $0.00 $17,038.18 $17,038.18

FL Miami-Dade 000414 2018 $0.00 $3,183.36 $3,183.36

FL Miami-Dade 000501 1014 $0.00 $19,180.96 $19,180.96

FL Miami-Dade 000504 1010 $0.00 $14,029.93 $14,029.93

FL Miami-Dade 000505 2068 $0.00 $7,664.35 $7,664.35

FL Miami-Dade 000601 1007 $0.00 $120,830.31 $120,830.31

FL Miami-Dade 000604 4004 $0.00 $130,968.90 $130,968.90

FL Miami-Dade 000607 2005 $0.00 $44,439.01 $44,439.01

FL Miami-Dade 000804 1012 $0.00 $14,424.46 $14,424.46

FL Miami-Dade 000804 1022 $0.00 $60,137.65 $60,137.65

FL Miami-Dade 001003 5014 $0.00 $149.17 $149.17

FL Miami-Dade 001104 2019 $0.00 $3,073.55 $3,073.55

FL Miami-Dade 002404 1010 $0.00 $19,327.98 $19,327.98

FL Miami-Dade 003801 1002 $0.00 $37,671.52 $37,671.52

FL Miami-Dade 003921 3000 $0.00 $1.25 $1.25

FL Miami-Dade 004701 3009 $0.00 $110,565.18 $110,565.18

FL Miami-Dade 004702 3013 $0.00 $37,318.37 $37,318.37

FL Miami-Dade 005001 2004 $0.00 $40,589.81 $40,589.81

FL Miami-Dade 005001 3001 $0.00 $2.06 $2.06

FL Miami-Dade 005002 1013 $0.00 $17,453.44 $17,453.44

FL Miami-Dade 005901 2033 $0.00 $18,342.50 $18,342.50


49

49 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Miami-Dade 006401 3009 $0.00 $2,212.20 $2,212.20

FL Miami-Dade 006602 2005 $0.00 $8,787.35 $8,787.35

FL Miami-Dade 006706 3000 $0.00 $8,291.55 $8,291.55

FL Miami-Dade 007603 1034 $1,500.00 $0.00 $1,500.00

FL Miami-Dade 007701 2000 $0.00 $35,647.18 $35,647.18

FL Miami-Dade 008306 1025 $0.00 $22,993.74 $22,993.74

FL Miami-Dade 008306 3030 $0.00 $18,061.08 $18,061.08

FL Miami-Dade 008307 2002 $0.00 $2,964.19 $2,964.19

FL Miami-Dade 008701 1017 $0.00 $35,296.04 $35,296.04

FL Miami-Dade 008907 2015 $0.00 $13,860.69 $13,860.69

FL Miami-Dade 009006 5008 $0.00 $140,790.61 $140,790.61

FL Miami-Dade 009031 1008 $57,916.88 $0.00 $57,916.88

FL Miami-Dade 009036 2033 $0.00 $50,846.77 $50,846.77

FL Miami-Dade 009038 1009 $0.00 $105,377.73 $105,377.73

FL Miami-Dade 009306 1014 $0.00 $5,758.56 $5,758.56

FL Miami-Dade 009313 2001 $0.00 $100,270.89 $100,270.89

FL Miami-Dade 009315 1000 $122,902.14 $2,721.36 $125,623.50

FL Miami-Dade 009400 2030 $0.00 $92,853.67 $92,853.67

FL Miami-Dade 009503 4007 $0.00 $12,257.11 $12,257.11

FL Miami-Dade 010005 4005 $0.00 $99,307.90 $99,307.90

FL Miami-Dade 010009 4031 $0.00 $8,245.02 $8,245.02

FL Miami-Dade 010012 3008 $0.00 $44,784.63 $44,784.63

FL Miami-Dade 010500 6001 $0.00 $137,020.78 $137,020.78

FL Miami-Dade 010606 1020 $0.00 $4,738.96 $4,738.96

FL Miami-Dade 010612 5000 $0.00 $28,079.95 $28,079.95

FL Miami-Dade 010613 4001 $0.00 $24,134.85 $24,134.85

FL Miami-Dade 010703 2039 $0.00 $46,272.34 $46,272.34

FL Miami-Dade 010704 3079 $0.00 $56,580.67 $56,580.67

FL Miami-Dade 010704 5024 $0.00 $1,668.56 $1,668.56

FL Miami-Dade 011003 1000 $0.00 $146,298.46 $146,298.46

FL Miami-Dade 011102 1056 $0.00 $56,288.74 $56,288.74

FL Miami-Dade 011401 3328 $0.00 $26,146.40 $26,146.40

FL Miami-Dade 011401 5098 $0.00 $4,804.21 $4,804.21

FL Miami-Dade 011403 3014 $0.00 $16,025.98 $16,025.98

FL Miami-Dade 011800 1022 $0.00 $24,689.71 $24,689.71

FL Miami-Dade 012400 3029 $0.00 $35,170.32 $35,170.32

FL Miami-Dade 013100 2014 $0.00 $12,613.53 $12,613.53

50

50 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Miami-Dade 013600 1003 $0.00 $7,767.92 $7,767.92

FL Miami-Dade 013700 1001 $0.00 $5,534.34 $5,534.34

FL Miami-Dade 013700 2006 $0.00 $12,229.85 $12,229.85

FL Miami-Dade 013800 2000 $0.00 $21,175.64 $21,175.64

FL Miami-Dade 014900 2015 $0.00 $2,231.59 $2,231.59

FL Miami-Dade 015200 1010 $0.00 $22,165.10 $22,165.10

FL Miami-Dade 015200 1048 $0.00 $2,827.26 $2,827.26

FL Miami-Dade 015800 1008 $0.00 $16,375.10 $16,375.10

FL Miami-Dade 016700 2002 $0.00 $37,247.30 $37,247.30

FL Miami-Dade 017100 2011 $0.00 $10,296.88 $10,296.88

FL Miami-Dade 017400 2013 $0.00 $36,400.69 $36,400.69

FL Miami-Dade 018000 2023 $0.00 $3,716.80 $3,716.80

FL Miami-Dade 018000 3020 $0.00 $25,311.71 $25,311.71

FL Miami-Dade 018500 2025 $0.00 $5,491.58 $5,491.58

FL Miami-Dade 018600 3014 $0.00 $16,036.29 $16,036.29

FL Miami-Dade 018800 1003 $0.00 $9,852.16 $9,852.16

FL Miami-Dade 019000 3006 $0.00 $41,910.75 $41,910.75

FL Miami-Dade 019700 2028 $185,081.42 $30,604.01 $215,685.43

FL Miami-Dade 019800 4023 $0.00 $5,205.13 $5,205.13

FL Miami-Dade 020100 1007 $0.00 $4,720.00 $4,720.00

FL Miami-Dade 020200 1000 $0.00 $13,725.57 $13,725.57

FL Miami-Dade 490100 1008 $0.00 $263,696.73 $263,696.73

FL Nassau 050301 3028 $0.00 $2,497.70 $2,497.70

FL Okaloosa 022900 1003 $0.00 $1,132.58 $1,132.58

FL Orange 012303 1017 $0.00 $23,412.11 $23,412.11

FL Orange 012401 1017 $0.00 $31,451.47 $31,451.47

FL Orange 012403 1051 $0.00 $22,409.19 $22,409.19

FL Orange 013605 1014 $0.00 $1,562.27 $1,562.27

FL Orange 014805 1050 $0.00 $397.81 $397.81

FL Orange 014806 1005 $0.00 $1,556.95 $1,556.95

FL Orange 014811 1000 $0.00 $2,258.91 $2,258.91

FL Orange 014812 1000 $0.00 $7,296.76 $7,296.76

FL Orange 016406 1000 $0.00 $3,159.48 $3,159.48

FL Orange 016507 1000 $0.00 $24,500.88 $24,500.88

FL Orange 016602 2121 $0.00 $37,083.26 $37,083.26

FL Orange 016714 1006 $0.00 $20,593.53 $20,593.53

FL Orange 016724 1030 $0.00 $23,960.53 $23,960.53

51

51 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Orange 016732 1050 $0.00 $16,125.02 $16,125.02

FL Orange 016732 1053 $0.00 $13,450.93 $13,450.93

FL Orange 016732 1061 $0.00 $9,431.38 $9,431.38

FL Orange 016734 1053 $0.00 $53,925.21 $53,925.21

FL Orange 016806 1040 $0.00 $8,011.11 $8,011.11

FL Orange 017013 1023 $0.00 $10,010.86 $10,010.86

FL Orange 017105 2047 $0.00 $15,986.61 $15,986.61

FL Orange 017802 2082 $0.00 $116,458.38 $116,458.38

FL Orange 017804 1060 $0.00 $21,564.83 $21,564.83

FL Orange 017805 1004 $0.00 $6,298.66 $6,298.66

FL Orange 018200 2048 $0.00 $38,981.72 $38,981.72

FL Orange 018800 4038 $0.00 $6,493.56 $6,493.56

FL Orange 018900 2010 $0.00 $9,504.11 $9,504.11

FL Osceola 040802 1141 $0.00 $40,932.96 $40,932.96

FL Osceola 041300 2091 $0.00 $10,456.09 $10,456.09

FL Osceola 041900 1005 $0.00 $35,132.27 $35,132.27

FL Osceola 042400 1070 $0.00 $21,738.23 $21,738.23

FL Osceola 042400 1081 $0.00 $420.97 $420.97

FL Osceola 042602 1007 $0.00 $19,743.57 $19,743.57

FL Osceola 042602 1035 $0.00 $111,825.64 $111,825.64

FL Osceola 042900 1020 $0.00 $42,778.08 $42,778.08

FL Osceola 043204 2099 $0.00 $42,188.25 $42,188.25

FL Osceola 043204 2109 $0.00 $14,097.31 $14,097.31

FL Osceola 043800 1046 $0.00 $75,514.72 $75,514.72

FL Palm Beach 000214 2008 $0.00 $7,225.93 $7,225.93

FL Palm Beach 000304 2019 $0.00 $1,658.00 $1,658.00

FL Palm Beach 001002 1022 $0.00 $23,624.42 $23,624.42

FL Palm Beach 001302 1002 $0.00 $5,669.31 $5,669.31

FL Palm Beach 001403 2028 $0.00 $2,683.36 $2,683.36

FL Palm Beach 001915 2008 $0.00 $26,509.72 $26,509.72

FL Palm Beach 001917 1018 $0.00 $13,235.67 $13,235.67

FL Palm Beach 003000 2024 $0.00 $4,604.60 $4,604.60

FL Palm Beach 003201 1013 $0.00 $2,690.33 $2,690.33

FL Palm Beach 003700 1003 $0.00 $21,075.86 $21,075.86

FL Palm Beach 003800 4003 $0.00 $28,908.05 $28,908.05

FL Palm Beach 004012 4002 $0.00 $23,723.35 $23,723.35

FL Palm Beach 004013 3000 $0.00 $1,971.71 $1,971.71

52

52 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Palm Beach 004201 4005 $0.00 $23,923.59 $23,923.59

FL Palm Beach 004810 2003 $0.00 $34,437.72 $34,437.72

FL Palm Beach 004815 2010 $0.00 $35,405.52 $35,405.52

FL Palm Beach 005502 3009 $0.00 $14,282.40 $14,282.40

FL Palm Beach 005702 1005 $60,753.88 $0.00 $60,753.88

FL Palm Beach 005815 1002 $0.00 $75,686.11 $75,686.11

FL Palm Beach 005817 3000 $0.00 $10,120.27 $10,120.27

FL Palm Beach 005938 1002 $0.00 $34,232.94 $34,232.94

FL Palm Beach 006006 2006 $0.00 $8,004.14 $8,004.14

FL Palm Beach 006100 3007 $0.00 $17,400.39 $17,400.39

FL Palm Beach 007002 1016 $0.00 $61,052.07 $61,052.07

FL Palm Beach 007618 1001 $0.00 $32,439.51 $32,439.51

FL Palm Beach 007754 2008 $0.00 $1,401.11 $1,401.11

FL Palm Beach 007809 1100 $0.00 $91,577.10 $91,577.10

FL Palm Beach 007813 2021 $0.00 $10,872.83 $10,872.83

FL Palm Beach 007831 4000 $0.00 $20,562.30 $20,562.30

FL Pasco 030411 1001 $0.00 $5,888.00 $5,888.00

FL Pasco 031008 2012 $0.00 $5,478.16 $5,478.16

FL Pasco 031806 2012 $0.00 $8,641.79 $8,641.79

FL Pasco 032007 2006 $0.00 $72,004.79 $72,004.79

FL Pasco 032008 1010 $0.00 $1,135.84 $1,135.84

FL Pasco 032014 2017 $0.00 $39,640.53 $39,640.53

FL Pasco 032110 1017 $0.00 $14,764.33 $14,764.33

FL Pinellas 020301 3027 $0.00 $25,955.81 $25,955.81

FL Pinellas 022200 2022 $0.00 $14,190.58 $14,190.58

FL Pinellas 022200 4012 $0.00 $7,801.55 $7,801.55

FL Pinellas 022302 3019 $0.00 $48,568.43 $48,568.43

FL Pinellas 022700 3026 $0.00 $8,186.23 $8,186.23

FL Pinellas 024703 3015 $52,284.45 $0.00 $52,284.45

FL Pinellas 025015 2006 $0.00 $34,978.37 $34,978.37

FL Pinellas 025016 1012 $0.00 $8,300.71 $8,300.71

FL Pinellas 027000 4013 $0.00 $18,557.48 $18,557.48

FL Pinellas 027401 1082 $0.00 $3,251.80 $3,251.80

FL Pinellas 027402 4000 $0.00 $13,597.29 $13,597.29

FL Pinellas 027403 1046 $0.00 $11,065.06 $11,065.06

FL Pinellas 028700 2059 $0.00 $4,396.92 $4,396.92

FL Polk 011400 1038 $0.00 $7,726.99 $7,726.99

53

53 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

FL Polk 012129 1001 $0.00 $23,571.06 $23,571.06

FL Polk 012503 2046 $0.00 $212.39 $212.39

FL Polk 012504 1050 $0.00 $42,804.45 $42,804.45

FL Polk 013102 2028 $261,106.28 $2.39 $261,108.67

FL Sarasota 000300 2023 $0.00 $11,817.21 $11,817.21

FL Sarasota 001102 2004 $0.00 $8,793.00 $8,793.00

FL Sarasota 002202 1021 $0.00 $17,117.08 $17,117.08

FL Sarasota 002712 1266 $0.00 $11,261.03 $11,261.03

FL Sarasota 002712 3095 $0.00 $5,283.19 $5,283.19

FL Seminole 020903 6008 $0.00 $52,445.09 $52,445.09

FL Seminole 021317 1023 $0.00 $37,845.30 $37,845.30

FL Seminole 021614 3019 $0.00 $12,027.18 $12,027.18

FL Seminole 022207 2010 $0.00 $24,177.48 $24,177.48

FL St. Johns 020805 1009 $0.00 $2,925.60 $2,925.60

FL St. Johns 020901 2047 $0.00 $2,635.58 $2,635.58

FL St. Johns 020902 3001 $0.00 $7,984.36 $7,984.36

FL St. Johns 021103 1005 $0.00 $1,870.13 $1,870.13

FL St. Johns 021103 1019 $0.00 $226.65 $226.65

FL St. Lucie 382006 1037 $107,696.79 $0.00 $107,696.79

FL St. Lucie 382106 1045 $0.00 $39,873.34 $39,873.34

FL St. Lucie 382111 2043 $0.00 $13,897.16 $13,897.16

FL St. Lucie 382112 1137 $0.00 $32,093.63 $32,093.63

FL Union 960200 2008 $0.00 $5,470.83 $5,470.83

FL Volusia 082412 1015 $0.00 $583.38 $583.38

FL Volusia 082415 1054 $0.00 $25,762.46 $25,762.46

FL Volusia 082507 2003 $0.00 $17,344.14 $17,344.14

FL Volusia 090307 1009 $0.00 $24,782.64 $24,782.64

FL Volusia 090804 1043 $0.00 $19,590.43 $19,590.43

FL Volusia 091022 2016 $0.00 $31,487.24 $31,487.24

FL Volusia 091022 2048 $0.00 $13,882.24 $13,882.24

FL Volusia 091024 1012 $0.00 $1,627.06 $1,627.06

FL Volusia 091024 2030 $0.00 $8,229.39 $8,229.39

FL Volusia 091024 2035 $3,930.23 $11,942.11 $15,872.34

FL Volusia 091027 2020 $0.00 $10,751.24 $10,751.24

FL Volusia 091027 2062 $0.00 $29,856.23 $29,856.23

FL Washington 970104 1041 $0.00 $14,893.94 $14,893.94

GA Banks 970200 1035 $0.00 $28,198.40 $28,198.40

54

54 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

GA Bartow 960300 1027 $0.00 $7,409.01 $7,409.01

GA Bibb 012600 3039 $0.00 $8,830.73 $8,830.73

GA Bibb 013604 1010 $0.00 $2,007.38 $2,007.38

GA Bibb 013605 2000 $0.00 $8,108.73 $8,108.73

GA Bibb 013606 4009 $0.00 $537.99 $537.99

GA Bulloch 110404 3012 $0.00 $9,052.06 $9,052.06

GA Bulloch 110900 2006 $0.00 $17,696.18 $17,696.18

GA Carroll 910800 1055 $0.00 $26,668.64 $26,668.64

GA Chattooga 010400 4002 $0.00 $7,346.78 $7,346.78

GA Cherokee 090702 4018 $0.00 $3,485.28 $3,485.28

GA Cherokee 091102 1000 $0.00 $6,121.90 $6,121.90

GA Cherokee 091102 1003 $0.00 $9,285.22 $9,285.22

GA Clarke 001700 1009 $0.00 $6,272.79 $6,272.79

GA Clarke 001700 1014 $0.00 $11,949.40 $11,949.40

GA Clayton 040307 2033 $0.00 $10,725.80 $10,725.80

GA Clayton 040411 4000 $0.00 $8,368.32 $8,368.32

GA Clayton 040509 1015 $0.00 $8,048.42 $8,048.42

GA Clayton 040524 2007 $0.00 $6,660.57 $6,660.57

GA Clayton 040524 4000 $0.00 $6,966.25 $6,966.25

GA Clayton 040526 3004 $0.00 $11,398.32 $11,398.32

GA Clayton 040606 1010 $0.00 $19,977.33 $19,977.33

GA Clayton 040608 2023 $84,264.56 $0.00 $84,264.56

GA Clayton 040613 2002 $0.00 $5,340.77 $5,340.77

GA Cobb 030106 2016 $0.00 $4,300.55 $4,300.55

GA Cobb 030209 3008 $0.00 $9,546.50 $9,546.50

GA Cobb 030220 1000 $0.00 $5,534.73 $5,534.73

GA Cobb 030227 2030 $0.00 $1,392.08 $1,392.08

GA Cobb 031307 3056 $0.00 $2,734.65 $2,734.65

GA Cobb 031507 1001 $0.00 $10,877.87 $10,877.87

GA Colquitt 970100 2131 $0.00 $5,439.46 $5,439.46

GA Columbia 030505 1006 $0.00 $33,572.89 $33,572.89

GA Crisp 010400 4024 $0.00 $22,490.47 $22,490.47

GA Decatur 970300 4004 $0.00 $2,847.42 $2,847.42

GA DeKalb 021604 2000 $0.00 $26,551.10 $26,551.10

GA DeKalb 021907 1041 $0.00 $5,546.07 $5,546.07

GA DeKalb 021913 1002 $0.00 $11,529.58 $11,529.58

GA DeKalb 023108 3005 $57,252.75 $0.00 $57,252.75

55

55 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

GA DeKalb 023204 3000 $0.00 $9,368.12 $9,368.12

GA DeKalb 023206 2005 $0.00 $1,277.23 $1,277.23

GA DeKalb 023213 2000 $0.00 $16,811.79 $16,811.79

GA DeKalb 023214 2004 $0.00 $431.06 $431.06

GA DeKalb 023303 1006 $0.00 $1,679.28 $1,679.28

GA DeKalb 023306 3009 $132,290.96 $6,210.00 $138,500.96

GA DeKalb 023309 4006 $0.00 $1,000.00 $1,000.00

GA DeKalb 023313 1003 $60,723.15 $0.00 $60,723.15

GA DeKalb 023315 2023 $0.00 $14,899.07 $14,899.07

GA DeKalb 023412 1019 $0.00 $1,576.94 $1,576.94

GA DeKalb 023414 3000 $57,297.24 $0.00 $57,297.24

GA DeKalb 023416 2012 $0.00 $37,914.58 $37,914.58

GA DeKalb 023419 1007 $0.00 $22,934.91 $22,934.91

GA DeKalb 023419 2004 $0.00 $19,598.66 $19,598.66

GA DeKalb 023506 2000 $0.00 $340.80 $340.80

GA Dooly 970100 1048 $0.00 $6,436.26 $6,436.26

GA Dougherty 000400 2010 $0.00 $9,390.12 $9,390.12

GA Dougherty 000900 1007 $0.00 $12,252.57 $12,252.57

GA Dougherty 011000 1008 $0.00 $3,195.13 $3,195.13

GA Douglas 080403 2003 $1,500.00 $0.00 $1,500.00

GA Douglas 080506 1004 $0.00 $37,610.87 $37,610.87

GA Douglas 080604 4001 $0.00 $353.76 $353.76

GA Fayette 140101 1032 $0.00 $35,328.00 $35,328.00

GA Fayette 140403 1001 $0.00 $2,884.42 $2,884.42

GA Fayette 140407 3029 $232,055.34 $0.00 $232,055.34

GA Forsyth 130202 3000 $0.00 $3,450.00 $3,450.00

GA Forsyth 130306 2003 $0.00 $19,249.89 $19,249.89

GA Forsyth 130601 1004 $0.00 $9,800.31 $9,800.31

GA Fulton 006802 1004 $0.00 $4,430.23 $4,430.23

GA Fulton 007704 3009 $0.00 $3,347.26 $3,347.26

GA Fulton 007807 1012 $0.00 $8,201.18 $8,201.18

GA Fulton 008000 5014 $0.00 $8,729.87 $8,729.87

GA Fulton 008102 1017 $0.00 $14,272.27 $14,272.27

GA Fulton 008202 2005 $0.00 $5,049.09 $5,049.09

GA Fulton 008500 2008 $0.00 $3,464.84 $3,464.84

GA Fulton 010110 1036 $0.00 $498.00 $498.00

GA Fulton 010301 1104 $0.00 $10,495.02 $10,495.02

56

56 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

GA Fulton 010301 2000 $0.00 $550.00 $550.00

GA Fulton 010303 1017 $0.00 $10,372.81 $10,372.81

GA Fulton 010304 1004 $107,751.30 $0.00 $107,751.30

GA Fulton 010304 1015 $0.00 $17,825.52 $17,825.52

GA Fulton 010304 2018 $0.00 $24,663.29 $24,663.29

GA Fulton 010507 1015 $0.00 $10,721.59 $10,721.59

GA Fulton 010510 3053 $0.00 $11,424.14 $11,424.14

GA Fulton 010510 4020 $0.00 $184.01 $184.01

GA Fulton 010511 3001 $0.00 $25,513.66 $25,513.66

GA Fulton 010513 1047 $0.00 $22,132.64 $22,132.64

GA Fulton 010513 3007 $0.00 $9,201.22 $9,201.22

GA Fulton 010515 1012 $0.00 $5,036.48 $5,036.48

GA Fulton 011622 2019 $0.00 $2,562.32 $2,562.32

GA Greene 950200 2036 $0.00 $7,760.48 $7,760.48

GA Gwinnett 050430 1001 $0.00 $9,019.54 $9,019.54

GA Gwinnett 050525 2007 $0.00 $20,796.06 $20,796.06

GA Gwinnett 050532 1002 $0.00 $893.48 $893.48

GA Gwinnett 050532 2010 $0.00 $8,385.32 $8,385.32

GA Gwinnett 050546 1000 $0.00 $19,429.37 $19,429.37

GA Gwinnett 050606 1000 $0.00 $12,142.63 $12,142.63

GA Gwinnett 050609 1000 $0.00 $14,380.87 $14,380.87

GA Gwinnett 050610 4011 $0.00 $18,838.67 $18,838.67

GA Gwinnett 050709 3001 $0.00 $1,710.56 $1,710.56

GA Gwinnett 050712 4010 $0.00 $25,745.20 $25,745.20

GA Gwinnett 050718 1000 $0.00 $8,684.85 $8,684.85

GA Gwinnett 050722 1017 $0.00 $10,604.38 $10,604.38

GA Gwinnett 050728 1014 $0.00 $2,160.00 $2,160.00

GA Henry 070104 1012 $0.00 $42,876.00 $42,876.00

GA Henry 070104 3070 $0.00 $11,216.26 $11,216.26

GA Henry 070104 3074 $0.00 $17,002.23 $17,002.23

GA Houston 021108 1006 $0.00 $3,105.92 $3,105.92

GA Jasper 010500 1167 $0.00 $12,536.20 $12,536.20

GA Jeff Davis 960200 2024 $52,722.06 $0.00 $52,722.06

GA Jones 030302 1015 $0.00 $12,305.47 $12,305.47

GA Liberty 010502 2060 $0.00 $6,927.50 $6,927.50

GA Lowndes 010604 1020 $0.00 $4,744.95 $4,744.95

GA Mitchell 090400 1072 $0.00 $170.63 $170.63

57

57 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

GA Mitchell 090400 2022 $0.00 $26,399.57 $26,399.57

GA Muscogee 002100 2014 $0.00 $4,956.16 $4,956.16

GA Muscogee 010602 3003 $0.00 $7,109.93 $7,109.93

GA Muscogee 010607 3011 $0.00 $2,379.78 $2,379.78

GA Muscogee 010701 2001 $0.00 $9,509.89 $9,509.89

GA Muscogee 010701 3035 $0.00 $5,328.80 $5,328.80

GA Muscogee 010702 1009 $0.00 $1,967.45 $1,967.45

GA Muscogee 010703 4000 $0.00 $436.08 $436.08

GA Muscogee 011500 2003 $0.00 $4,580.89 $4,580.89

GA Newton 100100 1010 $0.00 $9,457.43 $9,457.43

GA Newton 100502 1037 $64,321.66 $0.00 $64,321.66

GA Newton 100700 3000 $0.00 $333.52 $333.52

GA Newton 100800 2057 $81,542.16 $10,101.60 $91,643.76

GA Paulding 120501 2020 $0.00 $4,136.83 $4,136.83

GA Richmond 010507 3011 $0.00 $6,835.00 $6,835.00

GA Rockdale 060309 1029 $0.00 $5,368.29 $5,368.29

GA Rockdale 060404 1001 $0.00 $2,517.88 $2,517.88

GA Screven 970500 1103 $0.00 $6,854.46 $6,854.46

GA Spalding 160100 2007 $0.00 $138.59 $138.59

GA Spalding 160200 3002 $0.00 $17,215.33 $17,215.33

GA Thomas 960600 1026 $0.00 $5,361.20 $5,361.20

GA Upson 010100 1097 $0.00 $9,807.09 $9,807.09

GA Walker 020902 2076 $0.00 $5,877.35 $5,877.35

GA Walton 110100 3021 $0.00 $1,525.80 $1,525.80

GA Walton 110507 3000 $0.00 $1,741.58 $1,741.58

GA Wayne 970400 3033 $0.00 $12,595.49 $12,595.49

GU Guam 955800 9005 $0.00 $15,743.43 $15,743.43

HI Hawaii 021003 2018 $0.00 $71,992.62 $71,992.62

HI Honolulu 006802 2003 $0.00 $120,475.27 $120,475.27

HI Honolulu 008007 2006 $0.00 $248,260.33 $248,260.33

HI Honolulu 008408 1020 $0.00 $116,900.71 $116,900.71

HI Honolulu 009802 2001 $0.00 $39,683.67 $39,683.67

HI Honolulu 010202 4016 $0.00 $4,370.00 $4,370.00

IA Black Hawk 001702 2006 $0.00 $6,588.73 $6,588.73

IA Clinton 000800 3014 $0.00 $1,624.90 $1,624.90

IA Dubuque 001102 5021 $0.00 $6,936.70 $6,936.70

IA Harrison 290400 3023 $0.00 $3,132.99 $3,132.99

58

58 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IA Henry 970500 2071 $0.00 $11,950.63 $11,950.63

IA Iowa 960400 4059 $0.00 $12,986.83 $12,986.83

IA Linn 001001 2015 $0.00 $4,285.20 $4,285.20

IA Linn 001800 3001 $0.00 $5,904.50 $5,904.50

IA Linn 003001 1002 $0.00 $10,362.67 $10,362.67

IA Marshall 950100 4052 $0.00 $7,515.35 $7,515.35

IA Polk 000801 3016 $0.00 $9,577.04 $9,577.04

IA Polk 001900 2002 $0.00 $84,717.28 $84,717.28

IA Pottawattamie 030100 5001 $0.00 $4,693.09 $4,693.09

IA Pottawattamie 030800 2008 $0.00 $9,425.26 $9,425.26

IA Story 010400 1038 $0.00 $8,820.59 $8,820.59

ID Ada 001900 1010 $0.00 $5,186.15 $5,186.15

ID Kootenai 000500 3038 $0.00 $4,084.87 $4,084.87

ID Kootenai 000700 1085 $0.00 $21,287.98 $21,287.98

ID Owyhee 950200 1002 $0.00 $887.31 $887.31

ID Twin Falls 000900 2052 $0.00 $50,362.53 $50,362.53

IL Boone 010602 4093 $0.00 $13,091.59 $13,091.59

IL Bureau 965200 2046 $0.00 $1,623.22 $1,623.22

IL Champaign 001206 1007 $0.00 $118.74 $118.74

IL Champaign 010500 4182 $0.00 $13,553.03 $13,553.03

IL Coles 001100 3006 $0.00 $3,398.26 $3,398.26

IL Cook * * $0.00 $16,034.91 $16,034.91

IL Cook 010702 1001 $0.00 $20,751.18 $20,751.18

IL Cook 020702 2008 $11,006.00 $0.00 $11,006.00

IL Cook 020902 1016 $0.00 $11,945.32 $11,945.32

IL Cook 150501 1004 $0.00 $25,923.78 $25,923.78

IL Cook 170200 2013 $0.00 $15,634.20 $15,634.20

IL Cook 180100 1022 $69,661.91 $0.00 $69,661.91

IL Cook 190601 1014 $0.00 $48,500.10 $48,500.10

IL Cook 220602 5013 $0.00 $6,193.70 $6,193.70

IL Cook 241600 1005 $0.00 $116,320.33 $116,320.33

IL Cook 251600 2000 $49,099.19 $0.00 $49,099.19

IL Cook 251600 3006 $0.00 $6,710.16 $6,710.16

IL Cook 252000 2005 $0.00 $83,030.00 $83,030.00

IL Cook 260700 2005 $0.00 $2,308.68 $2,308.68

IL Cook 292400 2007 $0.00 $9,116.75 $9,116.75


59

59 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IL Cook 390100 1008 $0.00 $19,363.77 $19,363.77

IL Cook 430101 1001 $0.00 $12,957.46 $12,957.46

IL Cook 431301 1004 $0.00 $8,990.09 $8,990.09

IL Cook 440202 3005 $0.00 $8,483.19 $8,483.19

IL Cook 440300 4017 $0.00 $24,504.88 $24,504.88

IL Cook 440700 1017 $0.00 $5,612.93 $5,612.93

IL Cook 440900 1017 $0.00 $11,972.34 $11,972.34

IL Cook 460500 3014 $0.00 $24,382.95 $24,382.95

IL Cook 480300 2010 $0.00 $8,289.66 $8,289.66

IL Cook 490901 1018 $0.00 $10,598.50 $10,598.50

IL Cook 491200 1011 $0.00 $15,720.54 $15,720.54

IL Cook 500100 1019 $0.00 $5,789.02 $5,789.02

IL Cook 510100 1019 $0.00 $14,672.16 $14,672.16

IL Cook 530100 2029 $0.00 $17,338.28 $17,338.28

IL Cook 580600 3006 $0.00 $24,662.19 $24,662.19

IL Cook 611100 1004 $0.00 $2,360.06 $2,360.06

IL Cook 612000 1007 $0.00 $4,949.97 $4,949.97

IL Cook 630300 1027 $0.00 $75,494.20 $75,494.20

IL Cook 650100 3016 $0.00 $10,800.92 $10,800.92

IL Cook 650400 3016 $0.00 $6,854.49 $6,854.49

IL Cook 650500 2013 $0.00 $16,859.30 $16,859.30

IL Cook 650500 2021 $0.00 $24,716.77 $24,716.77

IL Cook 660302 4007 $0.00 $13,694.96 $13,694.96

IL Cook 660500 4008 $0.00 $463.57 $463.57

IL Cook 660600 5017 $0.00 $13,357.29 $13,357.29

IL Cook 660800 1004 $0.00 $27,803.30 $27,803.30

IL Cook 661000 1021 $55,600.00 $0.00 $55,600.00

IL Cook 661000 2010 $0.00 $24,821.60 $24,821.60

IL Cook 661000 3010 $0.00 $16,226.36 $16,226.36

IL Cook 670500 1030 $66,544.43 $0.00 $66,544.43

IL Cook 672000 3004 $0.00 $21,026.82 $21,026.82

IL Cook 680900 3003 $0.00 $9,069.95 $9,069.95

IL Cook 690400 1009 $0.00 $45,480.00 $45,480.00

IL Cook 690900 2004 $0.00 $26,544.21 $26,544.21

IL Cook 691400 1009 $0.00 $70,005.09 $70,005.09

IL Cook 700301 3015 $0.00 $2,498.51 $2,498.51

IL Cook 700501 3023 $0.00 $11,352.47 $11,352.47

60

60 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IL Cook 700502 1020 $0.00 $28,522.48 $28,522.48

IL Cook 700502 2022 $0.00 $3,501.20 $3,501.20

IL Cook 710400 6001 $59,285.15 $0.00 $59,285.15

IL Cook 711200 3014 $0.00 $8,580.52 $8,580.52

IL Cook 711200 4038 $1,000.00 $0.00 $1,000.00

IL Cook 711400 1010 $0.00 $6,545.61 $6,545.61

IL Cook 711500 2002 $0.00 $7,782.27 $7,782.27

IL Cook 720200 2014 $0.00 $10,936.48 $10,936.48

IL Cook 720200 3038 $0.00 $14,279.27 $14,279.27

IL Cook 750400 2005 $0.00 $26,125.46 $26,125.46

IL Cook 750500 3048 $0.00 $5,655.98 $5,655.98

IL Cook 802004 4005 $0.00 $8,139.76 $8,139.76

IL Cook 802300 1062 $0.00 $12,036.23 $12,036.23

IL Cook 803010 1003 $0.00 $27,821.23 $27,821.23

IL Cook 804510 3002 $0.00 $1,490.40 $1,490.40

IL Cook 804709 2000 $0.00 $3,885.13 $3,885.13

IL Cook 804714 3020 $0.00 $7,153.41 $7,153.41

IL Cook 804806 1003 $0.00 $45,764.26 $45,764.26

IL Cook 804806 3000 $0.00 $26,958.84 $26,958.84

IL Cook 806001 3008 $0.00 $23,734.15 $23,734.15

IL Cook 806502 2006 $0.00 $7,614.70 $7,614.70

IL Cook 806502 4027 $0.00 $20,601.00 $20,601.00

IL Cook 809200 1010 $0.00 $75,031.24 $75,031.24

IL Cook 809200 4018 $0.00 $10,533.61 $10,533.61

IL Cook 810702 3008 $0.00 $30,593.19 $30,593.19

IL Cook 812000 3010 $0.00 $36,555.92 $36,555.92

IL Cook 814600 4003 $0.00 $20,207.39 $20,207.39

IL Cook 814800 3013 $0.00 $5,660.09 $5,660.09

IL Cook 816500 1007 $0.00 $239.20 $239.20

IL Cook 816800 1053 $0.00 $5,890.58 $5,890.58

IL Cook 817102 2018 $0.00 $743.49 $743.49

IL Cook 817300 1021 $0.00 $21,979.79 $21,979.79

IL Cook 817600 1012 $0.00 $616.76 $616.76

IL Cook 817700 3009 $0.00 $39,786.00 $39,786.00

IL Cook 817900 2022 $0.00 $10,610.21 $10,610.21

IL Cook 819200 4005 $0.00 $9,975.33 $9,975.33

IL Cook 820501 1025 $0.00 $14,701.56 $14,701.56

61

61 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IL Cook 820605 2012 $0.00 $40,665.62 $40,665.62

IL Cook 820800 1013 $0.00 $35,972.00 $35,972.00

IL Cook 821402 3010 $0.00 $185.39 $185.39

IL Cook 822200 2023 $0.00 $3,716.64 $3,716.64

IL Cook 822302 2011 $0.00 $28,584.04 $28,584.04

IL Cook 823200 2038 $0.00 $12,169.08 $12,169.08

IL Cook 823803 1004 $0.00 $17,871.77 $17,871.77

IL Cook 824113 3016 $0.00 $10,512.29 $10,512.29

IL Cook 824115 1026 $0.00 $10,139.54 $10,139.54

IL Cook 824116 3001 $0.00 $3,036.44 $3,036.44

IL Cook 824116 4018 $0.00 $8,898.08 $8,898.08

IL Cook 824121 1030 $172,047.80 $2,754.32 $174,802.12

IL Cook 824300 1036 $0.00 $14,928.17 $14,928.17

IL Cook 824506 3020 $0.00 $28,439.81 $28,439.81

IL Cook 824602 2017 $0.00 $34,813.27 $34,813.27

IL Cook 825302 3033 $0.00 $18,018.43 $18,018.43

IL Cook 825503 2004 $106,396.70 $0.00 $106,396.70

IL Cook 825505 2001 $0.00 $8,156.88 $8,156.88

IL Cook 825600 1019 $0.00 $2,436.71 $2,436.71

IL Cook 825600 2037 $0.00 $24,936.87 $24,936.87

IL Cook 825802 2007 $0.00 $3,324.43 $3,324.43

IL Cook 825803 2011 $0.00 $13,647.45 $13,647.45

IL Cook 825803 4016 $0.00 $24,667.90 $24,667.90

IL Cook 826000 3045 $0.00 $8,006.01 $8,006.01

IL Cook 826301 1022 $81,647.48 $0.00 $81,647.48

IL Cook 826303 1005 $0.00 $16,799.20 $16,799.20

IL Cook 826304 2007 $0.00 $12,370.19 $12,370.19

IL Cook 826401 1048 $0.00 $11,366.46 $11,366.46

IL Cook 826500 2032 $0.00 $4,482.58 $4,482.58

IL Cook 827200 1000 $0.00 $18,152.34 $18,152.34

IL Cook 827200 2027 $0.00 $11,488.72 $11,488.72

IL Cook 827801 4007 $0.00 $14,664.48 $14,664.48

IL Cook 827902 1008 $0.00 $9,950.44 $9,950.44

IL Cook 827902 3009 $0.00 $3,477.03 $3,477.03

IL Cook 828201 1033 $0.00 $12,175.99 $12,175.99

IL Cook 828300 2088 $0.00 $11,861.96 $11,861.96

IL Cook 828401 1031 $0.00 $14,478.34 $14,478.34

62

62 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IL Cook 828506 3015 $35,054.84 $0.00 $35,054.84

IL Cook 828601 3000 $0.00 $8,805.98 $8,805.98

IL Cook 828701 1006 $0.00 $15,539.08 $15,539.08

IL Cook 828702 2001 $134,304.06 $2,110.48 $136,414.54

IL Cook 828702 3033 $0.00 $4,115.77 $4,115.77

IL Cook 828801 3005 $0.00 $8,007.60 $8,007.60

IL Cook 829200 3019 $0.00 $6,113.69 $6,113.69

IL Cook 829401 1010 $0.00 $859.95 $859.95

IL Cook 829902 2021 $0.00 $13,083.86 $13,083.86

IL Cook 830003 1007 $0.00 $3,318.65 $3,318.65

IL Cook 830003 1014 $0.00 $10,275.80 $10,275.80

IL Cook 830004 3090 $0.00 $1,665.67 $1,665.67

IL Cook 830201 1014 $0.00 $104,725.26 $104,725.26

IL Cook 830201 3014 $0.00 $22,152.31 $22,152.31

IL Cook 831200 3017 $0.00 $14,838.23 $14,838.23

IL Cook 831400 2043 $0.00 $17,926.73 $17,926.73

IL Cook 834200 1008 $0.00 $26,217.90 $26,217.90

IL Cook 834300 2024 $0.00 $25,421.33 $25,421.33

IL Cook 835100 1037 $83,921.13 $0.00 $83,921.13

IL Cook 837100 2025 $0.00 $37,581.05 $37,581.05

IL Cook 839700 3007 $0.00 $28,047.37 $28,047.37

IL Cook 842400 1011 $0.00 $11,482.43 $11,482.43

IL DeKalb 001500 3018 $0.00 $25,275.37 $25,275.37

IL DeKalb 001600 1264 $0.00 $17,384.90 $17,384.90

IL DeKalb 001800 2049 $0.00 $13,718.86 $13,718.86

IL DuPage 840101 2002 $0.00 $17,760.66 $17,760.66

IL DuPage 840202 3002 $0.00 $1,873.43 $1,873.43

IL DuPage 841108 3002 $0.00 $41,054.09 $41,054.09

IL DuPage 841207 1002 $0.00 $34,806.30 $34,806.30

IL DuPage 841307 2000 $0.00 $7,780.10 $7,780.10

IL DuPage 841315 2015 $90,924.11 $0.00 $90,924.11

IL DuPage 841323 2002 $0.00 $11,220.46 $11,220.46

IL DuPage 842604 4013 $0.00 $3,688.51 $3,688.51

IL DuPage 843302 1006 $0.00 $3,866.59 $3,866.59

IL DuPage 844202 1005 $0.00 $33,747.76 $33,747.76

IL DuPage 845807 1000 $0.00 $21,577.78 $21,577.78

IL DuPage 846604 1001 $0.00 $6,833.80 $6,833.80

63

63 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IL DuPage 846702 1003 $0.00 $17,351.71 $17,351.71

IL Edgar 070500 4066 $0.00 $6,161.80 $6,161.80

IL Franklin 041000 3011 $0.00 $1,361.60 $1,361.60

IL Grundy 000103 1038 $0.00 $15,119.45 $15,119.45

IL Kane 850103 1004 $0.00 $6,395.16 $6,395.16

IL Kane 850201 1001 $0.00 $14,230.70 $14,230.70

IL Kane 850301 4006 $0.00 $5.95 $5.95

IL Kane 851301 2003 $0.00 $44,903.95 $44,903.95

IL Kane 852102 3020 $0.00 $8,445.60 $8,445.60

IL Kane 852202 3010 $0.00 $8,915.86 $8,915.86

IL Kane 852500 4021 $0.00 $11,175.77 $11,175.77

IL Kane 853005 1028 $0.00 $3,863.37 $3,863.37

IL Kane 854400 4007 $0.00 $9,118.60 $9,118.60

IL Kane 854501 3058 $0.00 $36,892.45 $36,892.45

IL Kane 854503 1014 $0.00 $11,112.13 $11,112.13

IL Kane 854503 2046 $0.00 $23,361.41 $23,361.41

IL Kankakee 010601 2015 $0.00 $567.00 $567.00

IL Kankakee 010602 2040 $0.00 $3,300.27 $3,300.27

IL Kankakee 011500 1011 $0.00 $8.64 $8.64

IL Kendall 890400 1159 $0.00 $97,730.48 $97,730.48

IL Kendall 890700 2045 $0.00 $47,464.63 $47,464.63

IL Knox 001600 4073 $0.00 $5,672.19 $5,672.19

IL Lake 860500 4000 $0.00 $18,314.97 $18,314.97

IL Lake 861011 1002 $0.00 $16,219.35 $16,219.35

IL Lake 861012 1016 $0.00 $3,018.48 $3,018.48

IL Lake 861201 4028 $0.00 $13,001.41 $13,001.41

IL Lake 861303 1003 $0.00 $15,089.13 $15,089.13

IL Lake 861304 2019 $0.00 $13,788.98 $13,788.98

IL Lake 861902 2039 $0.00 $14,533.56 $14,533.56

IL Lake 862100 3014 $0.00 $17,178.83 $17,178.83

IL Lake 862604 1006 $0.00 $3,176.03 $3,176.03

IL Lake 866000 1102 $0.00 $30,521.98 $30,521.98

IL LaSalle 963900 2061 $0.00 $1,434.42 $1,434.42

IL Macon 002402 3005 $0.00 $33,173.31 $33,173.31

IL Madison 400600 3027 $0.00 $4,568.41 $4,568.41

IL Madison 403401 2016 $0.00 $7,127.62 $7,127.62

IL Madison 403533 1027 $0.00 $26,280.49 $26,280.49

64

64 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IL Madison 403701 4067 $0.00 $7,978.58 $7,978.58

IL McHenry 870500 1067 $0.00 $32,890.16 $32,890.16

IL McHenry 870605 1031 $0.00 $18,504.83 $18,504.83

IL McHenry 871104 1068 $0.00 $29,016.06 $29,016.06

IL McHenry 871207 1001 $0.00 $11,713.60 $11,713.60

IL McHenry 871402 3062 $0.00 $11,024.30 $11,024.30

IL McHenry 871500 3054 $0.00 $4,687.69 $4,687.69

IL Monroe 600101 1021 $0.00 $386.40 $386.40

IL Monroe 600501 3031 $0.00 $4,981.58 $4,981.58

IL Ogle 961300 4149 $0.00 $10,471.48 $10,471.48

IL Peoria 001800 3002 $0.00 $3,500.25 $3,500.25

IL Peoria 002701 3003 $0.00 $14,332.28 $14,332.28

IL Perry 030300 1173 $0.00 $808.87 $808.87

IL Rock Island 021700 2007 $0.00 $3,498.58 $3,498.58

IL Saline 955900 1022 $0.00 $3,506.68 $3,506.68

IL Sangamon 001900 3019 $0.00 $1,700.47 $1,700.47

IL St. Clair 501400 2005 $25,300.00 $0.00 $25,300.00

IL St. Clair 501605 1016 $0.00 $108,113.25 $108,113.25

IL St. Clair 501900 4003 $0.00 $9,061.90 $9,061.90

IL St. Clair 502300 3031 $0.00 $1,625.04 $1,625.04

IL St. Clair 503413 5019 $1,500.00 $0.00 $1,500.00

IL Stephenson 000500 1014 $0.00 $11,612.17 $11,612.17

IL Vermilion 010900 3161 $0.00 $6,652.23 $6,652.23

IL Vermilion 011000 2062 $0.00 $186.41 $186.41

IL Will 880105 3009 $0.00 $9,648.53 $9,648.53

IL Will 880109 4000 $0.00 $13,228.42 $13,228.42

IL Will 880120 2000 $0.00 $12,526.95 $12,526.95

IL Will 880202 3035 $0.00 $3,821.78 $3,821.78

IL Will 880202 3044 $0.00 $2,873.77 $2,873.77

IL Will 880414 2010 $12,888.78 $2,144.00 $15,032.78

IL Will 880418 3005 $0.00 $24,107.53 $24,107.53

IL Will 880507 1000 $0.00 $18,284.33 $18,284.33

IL Will 881010 1040 $0.00 $4,597.01 $4,597.01

IL Will 881200 1022 $0.00 $3,957.41 $3,957.41

IL Will 881200 2010 $0.00 $7,229.37 $7,229.37

IL Will 881200 2014 $0.00 $18,365.27 $18,365.27

IL Will 881401 2000 $0.00 $19,996.23 $19,996.23

65

65 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IL Will 881900 2004 $0.00 $13,975.16 $13,975.16

IL Will 882702 1007 $0.00 $29,964.16 $29,964.16

IL Will 882702 2016 $0.00 $7,473.50 $7,473.50

IL Will 883215 1046 $0.00 $17,615.81 $17,615.81

IL Will 883215 1075 $0.00 $7,614.61 $7,614.61

IL Will 883700 1000 $0.00 $4,925.07 $4,925.07

IL Winnebago 000512 4049 $0.00 $7,547.43 $7,547.43

IL Winnebago 004002 3046 $0.00 $8,108.34 $8,108.34

IN Allen 000500 2015 $0.00 $3,671.26 $3,671.26

IN Allen 003200 2018 $0.00 $9,431.59 $9,431.59

IN Allen 003902 2021 $0.00 $16,054.71 $16,054.71

IN Allen 011900 2016 $0.00 $11,772.75 $11,772.75

IN Bartholomew 011100 4047 $0.00 $20.67 $20.67

IN Boone 810100 3059 $0.00 $1,667.50 $1,667.50

IN Clark 050902 2185 $0.00 $2,665.99 $2,665.99

IN Dearborn 080700 3015 $0.00 $10,587.26 $10,587.26

IN Delaware 002500 2021 $0.00 $7,902.81 $7,902.81

IN Elkhart 001400 3057 $0.00 $12,171.38 $12,171.38

IN Elkhart 002200 6009 $0.00 $589.90 $589.90

IN Elkhart 002400 5025 $0.00 $18,577.86 $18,577.86

IN Elkhart 002600 3012 $0.00 $375.41 $375.41

IN Fayette 954500 3003 $0.00 $16,856.78 $16,856.78

IN Floyd 070301 2004 $0.00 $13,572.16 $13,572.16

IN Hamilton 110809 3000 $0.00 $5,382.91 $5,382.91

IN Hamilton 110908 2032 $0.00 $21,797.80 $21,797.80

IN Hancock 410900 3040 $0.00 $14,329.48 $14,329.48

IN Harrison 060400 3075 $0.00 $8,533.20 $8,533.20

IN Howard 001300 2027 $0.00 $8,163.24 $8,163.24

IN Jackson 968000 2064 $0.00 $17,012.75 $17,012.75

IN Johnson 610500 1011 $0.00 $433.37 $433.37

IN Johnson 610604 1004 $0.00 $2,088.33 $2,088.33

IN Johnson 610604 4039 $0.00 $3,421.15 $3,421.15

IN Lake 010201 2037 $0.00 $9,210.50 $9,210.50

IN Lake 011200 1032 $0.00 $483.15 $483.15

IN Lake 012500 4020 $0.00 $15,088.59 $15,088.59

IN Lake 020100 3030 $0.00 $6,382.87 $6,382.87

IN Lake 021400 1010 $0.00 $7,143.89 $7,143.89

66

66 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IN Lake 021400 2024 $0.00 $4,749.89 $4,749.89

IN Lake 041001 3013 $0.00 $5,042.90 $5,042.90

IN Lake 041500 1014 $0.00 $5,308.95 $5,308.95

IN Lake 042402 1003 $47,257.78 $0.00 $47,257.78

IN Lake 042402 3023 $0.00 $12,309.64 $12,309.64

IN Lake 042403 1007 $0.00 $8,107.20 $8,107.20

IN Lake 042503 1034 $0.00 $6,330.18 $6,330.18

IN Lake 042505 1027 $0.00 $17,041.63 $17,041.63

IN Lake 043201 2004 $0.00 $58,912.05 $58,912.05

IN LaPorte 040900 1079 $0.00 $3,468.55 $3,468.55

IN Lawrence 950900 4025 $0.00 $13,725.88 $13,725.88

IN Madison * * $0.00 $6,890.91 $6,890.91

IN Madison 000300 1016 $0.00 $1,487.12 $1,487.12

IN Marion 310201 2009 $0.00 $13,833.63 $13,833.63

IN Marion 310204 3000 $0.00 $4,733.69 $4,733.69

IN Marion 330103 1024 $0.00 $11,172.25 $11,172.25

IN Marion 330204 3004 $0.00 $1,098.96 $1,098.96

IN Marion 330500 3015 $0.00 $19,985.51 $19,985.51

IN Marion 340201 2001 $0.00 $11,983.52 $11,983.52

IN Marion 353600 4004 $0.00 $6,384.86 $6,384.86

IN Marion 360501 2008 $0.00 $34,776.86 $34,776.86

IN Marshall 020500 1078 $0.00 $14,782.27 $14,782.27

IN Miami 952300 3033 $0.00 $3,588.92 $3,588.92

IN Monroe 000700 3023 $0.00 $7,148.86 $7,148.86

IN Monroe 001002 3014 $0.00 $8,932.79 $8,932.79

IN Owen 955800 1063 $0.00 $8,931.78 $8,931.78

IN Porter 050503 3011 $0.00 $9,482.08 $9,482.08

IN Putnam 956400 2032 $0.00 $4,631.29 $4,631.29

IN Scott 966700 2017 $0.00 $12,115.93 $12,115.93

IN Shelby 710500 2062 $0.00 $11,291.21 $11,291.21

IN St. Joseph 002500 1001 $0.00 $5,227.16 $5,227.16

IN St. Joseph 011000 3018 $0.00 $12,799.34 $12,799.34

IN St. Joseph 011602 1022 $0.00 $8,511.83 $8,511.83

IN St. Joseph 011701 1010 $0.00 $12,494.52 $12,494.52

IN St. Joseph 011802 1005 $0.00 $3,130.89 $3,130.89

IN Sullivan 050300 2044 $0.00 $2,104.87 $2,104.87


67

67 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

IN Sullivan 050500 2132 $0.00 $11,672.50 $11,672.50

IN Tippecanoe 010600 5010 $0.00 $3,784.02 $3,784.02

IN Tipton 020400 2038 $0.00 $7,661.10 $7,661.10

IN Vanderburgh 002900 1033 $0.00 $2,024.14 $2,024.14

IN Vanderburgh 003600 1009 $0.00 $3,047.04 $3,047.04

IN Vigo 000700 1000 $0.00 $251.64 $251.64

IN Vigo 000900 2021 $0.00 $9,032.37 $9,032.37

IN Vigo 001100 1017 $0.00 $2,944.34 $2,944.34

IN Wabash 102400 4024 $0.00 $634.94 $634.94

KS Lyon 000300 1016 $0.00 $5,857.58 $5,857.58

KS Pottawatomie 000100 2039 $0.00 $3,251.57 $3,251.57

KS Sedgwick 007102 1008 $0.00 $1,014.86 $1,014.86

KS Sedgwick 008800 4000 $0.00 $12,144.00 $12,144.00

KS Sedgwick 008900 2027 $0.00 $1,275.20 $1,275.20

KS Sedgwick 009000 3023 $0.00 $6,840.46 $6,840.46

KS Shawnee 003002 1066 $0.00 $9,680.42 $9,680.42

KS Wilson 097400 1103 $0.00 $16,029.13 $16,029.13

KS Wyandotte 044301 1007 $0.00 $4,830.00 $4,830.00

KS Wyandotte 044400 3001 $0.00 $19,317.12 $19,317.12

KS Wyandotte 044803 1053 $0.00 $2,912.39 $2,912.39

KS Wyandotte 044804 1076 $0.00 $5,002.83 $5,002.83

KY Bell 960600 3038 $0.00 $11,533.95 $11,533.95

KY Boone 070307 2013 $0.00 $8,392.14 $8,392.14

KY Boone 070311 2044 $0.00 $6,335.26 $6,335.26

KY Boone 070606 2001 $0.00 $28,599.72 $28,599.72

KY Boyle 930600 3034 $0.00 $785.07 $785.07

KY Bullitt 020500 2015 $0.00 $5,371.01 $5,371.01

KY Caldwell 920200 3011 $0.00 $8,992.30 $8,992.30

KY Clay 950300 3019 $0.00 $3,595.02 $3,595.02

KY Daviess 001701 3005 $0.00 $2,615.82 $2,615.82

KY Fayette 001600 2007 $0.00 $5,114.98 $5,114.98

KY Fayette 003911 1004 $0.00 $11,548.16 $11,548.16

KY Franklin 070800 1008 $0.00 $3,834.00 $3,834.00

KY Graves 020800 1026 $0.00 $11,540.11 $11,540.11

KY Jefferson 002100 2001 $0.00 $1,995.75 $1,995.75

KY Jefferson 003900 2018 $0.00 $7,622.84 $7,622.84

KY Jefferson 009400 2014 $0.00 $20,134.41 $20,134.41

68

68 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

KY Jefferson 010311 2007 $0.00 $9,334.87 $9,334.87

KY Jefferson 012002 2016 $0.00 $11,355.12 $11,355.12

KY Jefferson 012106 6006 $0.00 $56,207.98 $56,207.98

KY Jefferson 012408 1011 $0.00 $8,480.50 $8,480.50

KY Jefferson 012604 1001 $0.00 $19,290.11 $19,290.11

KY Johnson 960300 3047 $0.00 $2,118.88 $2,118.88

KY Kenton 063606 2005 $0.00 $1,234.82 $1,234.82

KY Kenton 064400 2001 $0.00 $4,483.21 $4,483.21

KY Kenton 065000 1029 $0.00 $929.68 $929.68

KY Pulaski 930700 4001 $0.00 $4,864.53 $4,864.53

KY Rockcastle 950400 2007 $0.00 $13,416.64 $13,416.64

KY Shelby 040301 1000 $0.00 $13,431.11 $13,431.11

KY Webster 960200 1084 $0.00 $3,305.92 $3,305.92

LA Ascension 030205 1051 $0.00 $3,769.47 $3,769.47

LA Ascension 030300 1301 $0.00 $14,329.52 $14,329.52

LA Ascension 030500 3078 $0.00 $5,077.68 $5,077.68

LA Ascension 031000 2075 $0.00 $8,352.37 $8,352.37

LA Caddo 023100 1006 $84,216.03 $0.00 $84,216.03

LA Caddo 024106 4010 $0.00 $13,489.13 $13,489.13

LA Caddo 024107 2008 $0.00 $3,499.06 $3,499.06

LA Caddo 024301 4028 $0.00 $20,784.12 $20,784.12

LA Caddo 024503 2009 $0.00 $9,040.24 $9,040.24

LA Caddo 024700 2000 $0.00 $6,730.94 $6,730.94

LA Calcasieu 000600 6015 $49,157.10 $0.00 $49,157.10

LA Calcasieu 000900 2005 $0.00 $2,116.36 $2,116.36

LA De Soto 950100 1147 $0.00 $17,049.19 $17,049.19

LA East Baton Rouge

000400 1029 $0.00 $557.86 $557.86

LA East Baton Rouge

001103 2000 $0.00 $7,268.69 $7,268.69

LA East Baton Rouge

003202 3019 $0.00 $4,312.71 $4,312.71

LA East Baton Rouge

003904 1019 $0.00 $29,095.72 $29,095.72

LA East Baton Rouge

004203 3004 $0.00 $549.39 $549.39

LA East Baton Rouge

004205 4009 $0.00 $3,270.27 $3,270.27

LA East Baton 004603 2017 $0.00 $5,497.39 $5,497.39

69

69 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

Rouge

LA Iberia 031000 1015 $0.00 $1,380.84 $1,380.84

LA Iberia 031600 2039 $0.00 $1,940.05 $1,940.05

LA Iberville 952700 3005 $0.00 $8,220.09 $8,220.09

LA Jefferson Davis 000500 1047 $0.00 $8,498.03 $8,498.03

LA Jefferson 027100 1009 $0.00 $7,498.86 $7,498.86

LA Jefferson 027501 1051 $0.00 $4,918.23 $4,918.23

LA Jefferson 027804 2000 $0.00 $12,732.57 $12,732.57

LA Jefferson 027804 4021 $0.00 $25,418.91 $25,418.91

LA Jefferson 027805 2004 $0.00 $19,892.83 $19,892.83

LA Jefferson 028000 2002 $0.00 $6,875.89 $6,875.89

LA Lafourche 021000 1077 $0.00 $28,584.62 $28,584.62

LA Livingston 040303 3005 $0.00 $5,702.77 $5,702.77

LA Orleans 000611 2046 $0.00 $4,659.68 $4,659.68

LA Orleans 000613 1019 $0.00 $1,918.90 $1,918.90

LA Orleans 000613 1046 $0.00 $11,047.45 $11,047.45

LA Orleans 001748 3007 $0.00 $12,922.60 $12,922.60

LA Orleans 003500 3008 $0.00 $3,497.42 $3,497.42

LA Ouachita 001400 2006 $0.00 $12,479.74 $12,479.74

LA Ouachita 001700 3007 $0.00 $894.62 $894.62

LA Rapides 010100 1021 $0.00 $9,263.83 $9,263.83

LA Rapides 013500 3038 $0.00 $17,032.59 $17,032.59

LA St. John the Baptist

070400 2005 $0.00 $1,513.96 $1,513.96

LA St. John the Baptist

070500 3020 $0.00 $9,497.52 $9,497.52

LA St. Mary 040500 3001 $0.00 $8,470.39 $8,470.39

LA St. Tammany 041102 2007 $0.00 $3,311.35 $3,311.35

LA Tangipahoa 953900 4016 $0.00 $7,567.37 $7,567.37

LA Tangipahoa 954001 2006 $0.00 $11,447.74 $11,447.74

LA Terrebonne 000700 4017 $0.00 $13,672.02 $13,672.02

LA West Baton Rouge

020100 4011 $0.00 $11,028.11 $11,028.11

LA West Baton Rouge

020300 1088 $0.00 $183.07 $183.07

LA West Baton Rouge

020402 1032 $0.00 $1,808.88 $1,808.88

MA Barnstable 011100 4022 $0.00 $799.31 $799.31

MA Barnstable 012101 1025 $0.00 $20,134.24 $20,134.24

70

70 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MA Barnstable 012200 3085 $0.00 $11,461.21 $11,461.21

MA Barnstable 012502 3009 $0.00 $4,028.94 $4,028.94

MA Barnstable 013500 2004 $0.00 $13,849.61 $13,849.61

MA Bristol 611202 1019 $0.00 $4,956.85 $4,956.85

MA Bristol 613400 1021 $0.00 $60,124.38 $60,124.38

MA Bristol 614102 3042 $0.00 $17,745.73 $17,745.73

MA Bristol 651500 1012 $0.00 $29,147.18 $29,147.18

MA Bristol 651600 3002 $0.00 $13,625.07 $13,625.07

MA Bristol 653101 1035 $0.00 $4,677.54 $4,677.54

MA Essex 205400 1000 $0.00 $35,294.83 $35,294.83

MA Essex 206200 3001 $0.00 $5,249.23 $5,249.23

MA Essex 208300 4032 $0.00 $39,471.78 $39,471.78

MA Essex 210700 3001 $0.00 $116,324.42 $116,324.42

MA Essex 223100 2046 $0.00 $58,297.04 $58,297.04

MA Essex 252602 2001 $0.00 $29,678.46 $29,678.46

MA Franklin 040800 1094 $0.00 $7,320.43 $7,320.43

MA Franklin 041400 2033 $0.00 $8,030.29 $8,030.29

MA Hampden 800102 1027 $0.00 $5,993.78 $5,993.78

MA Hampden 801401 2012 $0.00 $22.02 $22.02

MA Hampden 802000 1038 $0.00 $8,458.86 $8,458.86

MA Hampden 810100 1033 $0.00 $6,124.78 $6,124.78

MA Hampden 810412 2009 $0.00 $29,187.50 $29,187.50

MA Hampden 810700 1037 $0.00 $6,793.55 $6,793.55

MA Hampden 813206 2026 $0.00 $5,391.05 $5,391.05

MA Hampden 813403 2015 $0.00 $65,664.57 $65,664.57

MA Hampden 813801 2001 $0.00 $29,267.63 $29,267.63

MA Hampshire 821400 4060 $0.00 $12,790.46 $12,790.46

MA Middlesex 301102 3027 $0.00 $9,629.41 $9,629.41

MA Middlesex 310200 2009 $0.00 $8,187.26 $8,187.26

MA Middlesex 310500 2010 $0.00 $19,129.66 $19,129.66

MA Middlesex 311700 2007 $0.00 $18,388.50 $18,388.50

MA Middlesex 311800 2001 $0.00 $15,640.00 $15,640.00

MA Middlesex 314102 2004 $0.00 $15,060.44 $15,060.44

MA Middlesex 317101 2015 $0.00 $13,133.60 $13,133.60

MA Middlesex 324102 3004 $0.00 $63,843.19 $63,843.19

MA Middlesex 327103 2019 $0.00 $4,602.35 $4,602.35

MA Middlesex 330200 2017 $0.00 $27,208.08 $27,208.08

71

71 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MA Middlesex 382200 1028 $0.00 $598.79 $598.79

MA Middlesex 383400 2002 $0.00 $83,667.95 $83,667.95

MA Middlesex 383901 3016 $378,105.18 $14,378.22 $392,483.40

MA Norfolk 410100 4023 $0.00 $10,703.07 $10,703.07

MA Norfolk 419600 1000 $0.00 $8,219.45 $8,219.45

MA Norfolk 440100 5055 $0.00 $27,403.41 $27,403.41

MA Norfolk 443102 1006 $0.00 $57,780.85 $57,780.85

MA Norfolk 456401 2006 $0.00 $8,284.09 $8,284.09

MA Plymouth 507101 1040 $36,818.09 $0.00 $36,818.09

MA Plymouth 511301 3001 $0.00 $111,395.94 $111,395.94

MA Plymouth 511301 3013 $0.00 $32,140.35 $32,140.35

MA Plymouth 520201 2013 $0.00 $3,409.29 $3,409.29

MA Plymouth 526100 5021 $0.00 $61,111.73 $61,111.73

MA Plymouth 542101 2044 $0.00 $35,156.37 $35,156.37

MA Suffolk 090400 1001 $0.00 $31,046.16 $31,046.16

MA Suffolk 092400 5001 $0.00 $68,943.70 $68,943.70

MA Suffolk 170701 2019 $0.00 $92,485.41 $92,485.41

MA Worcester 709100 2000 $0.00 $20,967.37 $20,967.37

MA Worcester 725100 5017 $0.00 $7,823.31 $7,823.31

MA Worcester 730600 1015 $0.00 $33,306.40 $33,306.40

MA Worcester 732901 1032 $0.00 $22,928.23 $22,928.23

MA Worcester 736500 1004 $0.00 $5,262.50 $5,262.50

MA Worcester 742401 2032 $0.00 $17,008.80 $17,008.80

MA Worcester 747101 3032 $0.00 $11,799.58 $11,799.58

MA Worcester 755200 2021 $0.00 $19,906.96 $19,906.96

MA Worcester 756101 1041 $0.00 $3,409.76 $3,409.76

MA Worcester 761400 2026 $116,783.01 $0.00 $116,783.01

MD Anne Arundel * * $0.00 $4,499.91 $4,499.91

MD Anne Arundel 702500 3022 $118,272.33 $0.00 $118,272.33

MD Anne Arundel 730100 1019 $0.00 $15,207.51 $15,207.51

MD Anne Arundel 731105 1002 $0.00 $14,449.76 $14,449.76

MD Anne Arundel 731309 1002 $0.00 $13,059.10 $13,059.10

MD Anne Arundel 740102 2017 $0.00 $20,796.65 $20,796.65

MD Anne Arundel 740305 2000 $0.00 $9,522.28 $9,522.28

MD Anne Arundel 740800 3002 $0.00 $24,851.42 $24,851.42

MD Anne Arundel 750102 1033 $0.00 $1,732.69 $1,732.69


72

72 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MD Anne Arundel 750202 2020 $0.00 $4,012.56 $4,012.56

MD Anne Arundel 750202 2023 $0.00 $19,371.64 $19,371.64

MD Anne Arundel 750801 4001 $0.00 $14,187.67 $14,187.67

MD Baltimore City 010500 1000 $0.00 $19,331.44 $19,331.44


MD Baltimore City 090200 1019 $0.00 $469.25 $469.25

MD Baltimore City 100100 1003 $10,624.83 $0.00 $10,624.83


MD Baltimore City 120700 3005 $0.00 $456.80 $456.80











MD Baltimore City 270801 4010 $50,441.48 $0.00 $50,441.48






MD Baltimore 401200 1032 $0.00 $5,980.43 $5,980.43

MD Baltimore 401504 1012 $18,738.14 $5,256.00 $23,994.14

MD Baltimore 401506 1001 $0.00 $16,711.07 $16,711.07

MD Baltimore 401506 2001 $0.00 $11,771.81 $11,771.81

MD Baltimore 402302 1018 $0.00 $4,554.57 $4,554.57

MD Baltimore 402404 2001 $41,152.24 $0.00 $41,152.24

MD Baltimore 402604 2013 $0.00 $6,890.97 $6,890.97

MD Baltimore 403300 2012 $0.00 $11,524.47 $11,524.47

MD Baltimore 403701 5012 $0.00 $15,119.06 $15,119.06

MD Baltimore 404102 1018 $0.00 $16,347.90 $16,347.90

MD Baltimore 404402 1021 $0.00 $19,200.99 $19,200.99

MD Baltimore 411404 1010 $0.00 $83,754.85 $83,754.85

73

73 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MD Baltimore 411407 4026 $0.00 $1,239.05 $1,239.05

MD Baltimore 420100 1029 $0.00 $3,008.53 $3,008.53

MD Baltimore 420303 1012 $0.00 $62,821.12 $62,821.12

MD Baltimore 430800 2007 $0.00 $28,827.34 $28,827.34

MD Baltimore 440500 1002 $0.00 $15,998.41 $15,998.41

MD Baltimore 450300 2012 $28,510.73 $573.63 $29,084.36

MD Baltimore 451701 2000 $0.00 $11,760.64 $11,760.64

MD Baltimore 451803 2018 $0.00 $5,277.96 $5,277.96

MD Baltimore 491300 1006 $0.00 $19,413.63 $19,413.63

MD Calvert 860401 3024 $0.00 $56,053.67 $56,053.67

MD Calvert 860703 1011 $0.00 $22,330.14 $22,330.14

MD Calvert 860900 1126 $0.00 $10,947.31 $10,947.31

MD Caroline * * $0.00 $16,564.62 $16,564.62

MD Caroline 955100 2045 $0.00 $10,586.77 $10,586.77

MD Carroll 504100 3009 $0.00 $54,535.98 $54,535.98

MD Carroll 504201 3006 $0.00 $9,578.01 $9,578.01

MD Carroll 505207 1026 $0.00 $129,930.88 $129,930.88

MD Carroll 507801 3010 $0.00 $21,523.62 $21,523.62

MD Cecil 030503 3005 $0.00 $4,549.84 $4,549.84

MD Cecil 030505 2045 $0.00 $16,781.53 $16,781.53

MD Cecil 030903 1105 $0.00 $11,153.72 $11,153.72

MD Cecil 031302 3031 $0.00 $20,557.23 $20,557.23

MD Charles 850101 2001 $0.00 $15,781.63 $15,781.63

MD Charles 850101 2046 $0.00 $7,791.63 $7,791.63

MD Charles 850708 2000 $156,104.16 $0.00 $156,104.16

MD Charles 850709 1002 $0.00 $21,514.37 $21,514.37

MD Charles 850709 2000 $0.00 $30,543.22 $30,543.22

MD Charles 850902 3004 $0.00 $18,946.44 $18,946.44

MD Charles 850904 1003 $0.00 $51,386.59 $51,386.59

MD Charles 850905 1016 $0.00 $38,146.21 $38,146.21

MD Charles 850905 2007 $0.00 $8,864.00 $8,864.00

MD Charles 851302 3116 $334,164.45 $2,097.60 $336,262.05

MD Charles 851500 3035 $0.00 $6,951.73 $6,951.73

MD Dorchester 970200 4053 $0.00 $6,546.77 $6,546.77

MD Dorchester 970600 1057 $0.00 $129,950.37 $129,950.37

MD Frederick 750504 3000 $0.00 $14,612.52 $14,612.52


74

74 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MD Frederick 751004 2019 $0.00 $9,941.96 $9,941.96

MD Frederick 752204 3001 $0.00 $8,688.01 $8,688.01

MD Frederick 752502 1057 $215,431.31 $0.00 $215,431.31

MD Frederick 775302 6027 $0.00 $13,356.22 $13,356.22

MD Frederick 775600 1002 $0.00 $25,407.63 $25,407.63

MD Harford 301202 4014 $0.00 $7,615.92 $7,615.92

MD Harford 301205 3002 $0.00 $1,199.15 $1,199.15

MD Harford 301302 1014 $0.00 $3,277.56 $3,277.56

MD Harford 301602 2022 $0.00 $3,344.89 $3,344.89

MD Harford 301602 3006 $0.00 $7,381.70 $7,381.70

MD Harford 301702 1000 $0.00 $7,770.58 $7,770.58

MD Harford 302902 3051 $0.00 $26,133.12 $26,133.12

MD Harford 303606 1018 $0.00 $4,999.24 $4,999.24

MD Howard 606604 1000 $98,077.28 $0.00 $98,077.28

MD Howard 606604 2002 $0.00 $2,834.37 $2,834.37

MD Howard 606704 1013 $0.00 $7,163.73 $7,163.73

MD Howard 606704 3013 $0.00 $7,729.99 $7,729.99

MD Howard 606706 1012 $0.00 $27,885.10 $27,885.10

MD Montgomery 700104 2001 $9,480.29 $0.00 $9,480.29

MD Montgomery 700205 1000 $0.00 $44,059.34 $44,059.34

MD Montgomery 700207 2000 $0.00 $17,533.43 $17,533.43

MD Montgomery 700207 2001 $0.00 $14,518.30 $14,518.30

MD Montgomery 700207 2007 $0.00 $15,120.82 $15,120.82

MD Montgomery 700309 1006 $0.00 $11,180.36 $11,180.36

MD Montgomery 700613 3001 $0.00 $23,273.14 $23,273.14

MD Montgomery 700811 2000 $0.00 $18,191.79 $18,191.79

MD Montgomery 700815 2006 $0.00 $30,314.42 $30,314.42

MD Montgomery 700834 3010 $1,150.00 $12,659.20 $13,809.20

MD Montgomery 701306 2011 $0.00 $81,089.10 $81,089.10

MD Montgomery 701410 1009 $0.00 $5,394.45 $5,394.45

MD Montgomery 701505 3015 $0.00 $2,701.35 $2,701.35

MD Montgomery 701602 3003 $0.00 $16,359.73 $16,359.73

MD Montgomery 703201 2013 $0.00 $55,696.39 $55,696.39

MD Montgomery 703601 1005 $0.00 $37,548.39 $37,548.39

MD Prince George's * * $0.00 $6,218.16 $6,218.16

MD Prince George's 800105 2003 $0.00 $77.46 $77.46


75

75 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MD Prince George's 800106 2034 $0.00 $90,924.69 $90,924.69











MD Prince George's 800504 1009 $11,236.29 $0.00 $11,236.29




















MD Prince George's 801213 2000 $298,985.68 $11,466.94 $310,452.62






76

76 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

















MD Prince George's 803512 3000 $16,675.17 $11,164.40 $27,839.57




















MD St. Mary's 875300 1005 $0.00 $16,739.23 $16,739.23

77

77 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MD St. Mary's 875901 1003 $0.00 $7,169.46 $7,169.46

MD St. Mary's 875902 1009 $0.00 $26,499.02 $26,499.02

MD Talbot 960501 2074 $0.00 $4,186.00 $4,186.00

MD Washington 011302 2006 $104,170.73 $4,899.00 $109,069.73

MD Wicomico 010300 1136 $0.00 $5,161.71 $5,161.71

MD Worcester 951500 1031 $0.00 $4,327.50 $4,327.50

ME Cumberland 002700 2001 $0.00 $6,060.79 $6,060.79

ME Cumberland 003701 1032 $0.00 $17,191.24 $17,191.24

ME Cumberland 004802 3003 $0.00 $6,818.01 $6,818.01

ME Cumberland 017301 1024 $0.00 $13,843.99 $13,843.99

ME Kennebec 010600 5009 $0.00 $7,273.86 $7,273.86

ME Kennebec 017000 1032 $0.00 $8,142.70 $8,142.70

ME Knox 970300 3065 $0.00 $9,461.19 $9,461.19

ME Knox 970400 1005 $0.00 $31,311.98 $31,311.98

ME Lincoln 975800 3021 $0.00 $15,083.96 $15,083.96

ME Oxford * * $0.00 $1,844.52 $1,844.52

ME Penobscot 010000 2002 $0.00 $13,245.29 $13,245.29

ME Penobscot 028500 1119 $0.00 $8,097.77 $8,097.77

ME Penobscot 031300 1013 $0.00 $6,399.60 $6,399.60

ME Waldo 041000 2004 $0.00 $22,824.51 $22,824.51

ME York 023500 2080 $0.00 $4,071.05 $4,071.05

ME York 030202 4012 $0.00 $6,036.42 $6,036.42

ME York 030202 5006 $0.00 $20,520.06 $20,520.06

MI Arenac 970400 1023 $0.00 $129.56 $129.56

MI Bay 285201 1020 $0.00 $2,271.94 $2,271.94

MI Berrien 002000 1013 $0.00 $51.85 $51.85

MI Calhoun 001400 3000 $0.00 $16,734.96 $16,734.96

MI Calhoun 003600 3031 $0.00 $5,497.76 $5,497.76

MI Eaton 020103 3000 $0.00 $23,376.05 $23,376.05

MI Eaton 020302 1001 $0.00 $834.70 $834.70

MI Emmet * * $0.00 $12,909.52 $12,909.52

MI Genesee 011101 4017 $0.00 $5,084.67 $5,084.67

MI Genesee 012009 1000 $0.00 $4,150.50 $4,150.50

MI Genesee 013500 5015 $0.00 $7,229.91 $7,229.91

MI Grand Traverse 550200 2095 $0.00 $14,519.04 $14,519.04

MI Ingham 002902 3002 $0.00 $4,607.17 $4,607.17


78

78 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MI Ingham 003301 3015 $0.00 $8,132.66 $8,132.66

MI Jackson 006804 1000 $0.00 $651.33 $651.33

MI Kalamazoo 002904 4005 $0.00 $12,223.46 $12,223.46

MI Kent 000700 1011 $0.00 $2,829.38 $2,829.38

MI Kent 001102 1000 $0.00 $16,253.90 $16,253.90

MI Kent 002600 2026 $0.00 $7,118.09 $7,118.09

MI Livingston 710300 2052 $0.00 $10,400.00 $10,400.00

MI Livingston 743900 1020 $0.00 $7,872.68 $7,872.68

MI Macomb 254500 4004 $0.00 $4,909.41 $4,909.41

MI Macomb 256100 4012 $0.00 $13,747.50 $13,747.50

MI Macomb 258600 5008 $0.00 $16,905.79 $16,905.79

MI Manistee 000400 1025 $0.00 $7,575.94 $7,575.94

MI Mason 950500 3009 $0.00 $6,338.17 $6,338.17

MI Midland 290100 2009 $0.00 $5,144.01 $5,144.01

MI Midland 291602 3022 $0.00 $3,453.71 $3,453.71

MI Monroe 830500 1055 $0.00 $4,437.15 $4,437.15

MI Montcalm 970900 2025 $0.00 $38,468.06 $38,468.06

MI Muskegon 000300 4007 $0.00 $3,241.02 $3,241.02

MI Muskegon 001200 1018 $0.00 $4,724.51 $4,724.51

MI Muskegon 002000 2004 $0.00 $5,048.84 $5,048.84

MI Oakland 140800 2007 $0.00 $17,094.87 $17,094.87

MI Oakland 141700 2004 $0.00 $4,141.95 $4,141.95

MI Oakland 156900 2017 $0.00 $28,111.70 $28,111.70

MI Oakland 160900 2001 $0.00 $1,650.95 $1,650.95

MI Oakland 180100 1004 $0.00 $18,633.35 $18,633.35

MI Oakland 181200 2000 $0.00 $2,266.88 $2,266.88

MI Oakland 181600 3003 $0.00 $7,525.06 $7,525.06

MI Oakland 193700 2000 $0.00 $4,713.20 $4,713.20

MI Ottawa 020400 1037 $0.00 $4,945.62 $4,945.62

MI Ottawa 024600 1001 $0.00 $1,627.42 $1,627.42

MI Saginaw 001000 2002 $0.00 $8,265.41 $8,265.41

MI Saginaw 001200 2009 $0.00 $1,458.58 $1,458.58

MI Saginaw 010402 4019 $0.00 $3,034.09 $3,034.09

MI St. Clair ** ** $0.00 $28,148.27 $28,148.27

MI St. Clair 633200 1021 $0.00 $2,091.07 $2,091.07

** Census tract and block information has been omitted because the loan is secured by multiple properties in different census tracts and blocks.

79

79 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MI St. Clair 642000 5016 $0.00 $6,807.15 $6,807.15

MI Tuscola 000900 2004 $0.00 $407.12 $407.12

MI Tuscola 000900 2039 $0.00 $1,717.47 $1,717.47

MI Van Buren 010100 1001 $0.00 $450.53 $450.53

MI Washtenaw 412100 3001 $0.00 $5,304.00 $5,304.00

MI Washtenaw 444000 4017 $0.00 $4,243.40 $4,243.40

MI Wayne 500500 1003 $0.00 $12,976.12 $12,976.12

MI Wayne 506200 2010 $0.00 $2,241.71 $2,241.71

MI Wayne 530500 2007 $0.00 $2,966.48 $2,966.48

MI Wayne 531800 3017 $0.00 $7,849.82 $7,849.82

MI Wayne 535400 2002 $17,043.31 $0.00 $17,043.31

MI Wayne 540200 3002 $0.00 $15,897.12 $15,897.12

MI Wayne 540900 3004 $0.00 $5,882.60 $5,882.60

MI Wayne 544100 1003 $36,760.29 $0.00 $36,760.29

MI Wayne 546200 2006 $0.00 $5,968.18 $5,968.18

MI Wayne 550200 1005 $0.00 $59,785.06 $59,785.06

MI Wayne 551200 2011 $0.00 $5,695.21 $5,695.21

MI Wayne 553600 1012 $0.00 $2,358.60 $2,358.60

MI Wayne 558800 2007 $0.00 $7,731.06 $7,731.06

MI Wayne 572600 2007 $0.00 $21,703.78 $21,703.78

MI Wayne 575000 2006 $0.00 $5,758.27 $5,758.27

MI Wayne 576700 2013 $0.00 $15,271.09 $15,271.09

MI Wayne 578500 4000 $20,242.74 $0.00 $20,242.74

MI Wayne 579600 4014 $0.00 $1,692.64 $1,692.64

MI Wayne 588400 1006 $0.00 $24,954.31 $24,954.31

MI Wayne 588400 1029 $0.00 $21,640.35 $21,640.35

MN Anoka 050237 1048 $0.00 $2,183.02 $2,183.02

MN Anoka 050710 1009 $0.00 $22,878.66 $22,878.66

MN Anoka 050711 3005 $0.00 $28,396.59 $28,396.59

MN Anoka 050902 4014 $0.00 $33,825.30 $33,825.30

MN Chisago 110100 3057 $0.00 $20,253.55 $20,253.55

MN Clay 030202 1038 $0.00 $295.16 $295.16

MN Dakota 060202 3002 $0.00 $16,252.43 $16,252.43

MN Dakota 060402 3006 $0.00 $24,285.24 $24,285.24

MN Dakota 060606 1009 $0.00 $17,294.37 $17,294.37

MN Dakota 060822 1013 $0.00 $7,156.55 $7,156.55

MN Dakota 061009 2019 $0.00 $38,186.00 $38,186.00

80

80 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MN Fillmore 960300 4063 $0.00 $554.44 $554.44

MN Hennepin 011704 1018 $0.00 $5,667.79 $5,667.79

MN Hennepin 021200 2002 $0.00 $1,724.63 $1,724.63

MN Hennepin 024600 3024 $0.00 $3,648.02 $3,648.02

MN Hennepin 025302 2015 $0.00 $16,901.31 $16,901.31

MN Hennepin 026706 1006 $0.00 $13,737.26 $13,737.26

MN Hennepin 026707 4001 $0.00 $1,473.44 $1,473.44

MN Hennepin 026820 4004 $0.00 $18,172.62 $18,172.62

MN Hennepin 026909 3023 $0.00 $26,578.22 $26,578.22

MN Hennepin 027504 3007 $0.00 $7,701.54 $7,701.54

MN Hennepin 100900 5002 $0.00 $9,328.27 $9,328.27

MN Hennepin 109900 3002 $0.00 $4,336.23 $4,336.23

MN Martin 790300 2066 $0.00 $6,489.40 $6,489.40

MN Meeker 560200 4009 $0.00 $38,270.15 $38,270.15

MN Mille Lacs 170400 2038 $0.00 $7,519.13 $7,519.13

MN Olmsted 000300 2029 $0.00 $535.12 $535.12

MN Olmsted 001701 4005 $2,273.80 $0.00 $2,273.80

MN Ramsey 031801 2000 $7,158.58 $0.00 $7,158.58

MN Ramsey 034702 1016 $0.00 $11,667.23 $11,667.23

MN Ramsey 034702 1017 $0.00 $8,251.98 $8,251.98

MN Ramsey 037403 4002 $0.00 $19,937.53 $19,937.53

MN Ramsey 042504 1008 $0.00 $32,460.57 $32,460.57

MN Renville 790400 3033 $0.00 $8.38 $8.38

MN Rice 070800 2019 $0.00 $297.54 $297.54

MN Rice 070902 2002 $0.00 $21,700.36 $21,700.36

MN Scott 080400 2005 $0.00 $3,208.98 $3,208.98

MN St. Louis 002300 4000 $0.00 $24,470.03 $24,470.03

MN St. Louis 003800 3024 $0.00 $11,978.78 $11,978.78

MN St. Louis 012100 5106 $21,713.55 $2,130.95 $23,844.50

MN Washington 070601 1023 $0.00 $31,122.42 $31,122.42

MN Washington 070910 1012 $0.00 $430.44 $430.44

MN Washington 071013 2006 $0.00 $9,228.61 $9,228.61

MN Washington 071207 3017 $0.00 $12,562.27 $12,562.27

MN Wright 100203 4020 $0.00 $17,034.99 $17,034.99

MN Wright 101100 2024 $0.00 $19,889.09 $19,889.09

MO Boone 001201 3043 $0.00 $2,469.04 $2,469.04

MO Buchanan 001500 3024 $0.00 $3,795.00 $3,795.00

81

81 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MO Butler 950400 2021 $0.00 $4,655.45 $4,655.45

MO Cass 060305 1038 $0.00 $8,528.41 $8,528.41

MO Christian 020204 1067 $0.00 $22,003.17 $22,003.17

MO Clay 021207 1048 $0.00 $1,567.01 $1,567.01

MO Cole 010400 3017 $0.00 $2.92 $2.92

MO Jackson 007600 1007 $0.00 $5,814.26 $5,814.26

MO Jackson 008000 1012 $0.00 $7,193.72 $7,193.72

MO Jackson 012100 2019 $0.00 $8,730.33 $8,730.33

MO Jackson 012400 1002 $0.00 $12,023.25 $12,023.25

MO Jackson 013313 3007 $0.00 $6,405.40 $6,405.40

MO Jackson 014006 1025 $0.00 $478.94 $478.94

MO Jackson 016600 2003 $0.00 $5,263.64 $5,263.64

MO Jefferson 700111 1020 $0.00 $5,242.44 $5,242.44

MO Jefferson 700115 2012 $0.00 $13,057.73 $13,057.73

MO Jefferson 700117 1000 $0.00 $17,716.38 $17,716.38

MO Jefferson 700206 3011 $0.00 $8,522.21 $8,522.21

MO New Madrid 960300 1001 $0.00 $3,283.09 $3,283.09

MO St. Charles 310502 2050 $0.00 $15,016.94 $15,016.94

MO St. Charles 311150 2004 $0.00 $7,957.71 $7,957.71

MO St. Charles 311154 2010 $0.00 $10,795.65 $10,795.65

MO St. Charles 311311 3017 $0.00 $28,036.31 $28,036.31

MO St. Charles 312195 1028 $0.00 $15,708.03 $15,708.03

MO St. Louis City 102500 2000 $0.00 $14,993.84 $14,993.84

MO St. Louis City 106700 3003 $0.00 $883.53 $883.53

MO St. Louis City 107600 3001 $0.00 $2,916.46 $2,916.46

MO St. Louis City 123300 3010 $0.00 $4,961.56 $4,961.56

MO St. Louis 210200 4000 $0.00 $7,285.23 $7,285.23

MO St. Louis 210300 4001 $0.00 $15,962.28 $15,962.28

MO St. Louis 210400 5003 $0.00 $8,313.04 $8,313.04

MO St. Louis 210600 2004 $0.00 $279.19 $279.19

MO St. Louis 210805 1004 $0.00 $5,954.88 $5,954.88

MO St. Louis 210912 1014 $0.00 $5,833.19 $5,833.19

MO St. Louis 210921 1005 $17,368.77 $1,012.00 $18,380.77

MO St. Louis 210928 2000 $0.00 $10,784.53 $10,784.53

MO St. Louis 211332 2017 $0.00 $13,198.69 $13,198.69

MO St. Louis 211401 3018 $0.00 $4,785.70 $4,785.70

MO St. Louis 211801 1012 $0.00 $3,231.81 $3,231.81

82

82 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MO St. Louis 211801 2036 $0.00 $2,565.79 $2,565.79

MO St. Louis 211801 2052 $0.00 $7,598.31 $7,598.31

MO St. Louis 213500 2009 $0.00 $628.59 $628.59

MO St. Louis 214200 3018 $0.00 $235.90 $235.90

MO St. Louis 215700 1002 $0.00 $2,032.05 $2,032.05

MO St. Louis 215700 4004 $0.00 $8,768.59 $8,768.59

MO St. Louis 216000 2007 $0.00 $7,602.78 $7,602.78

MO St. Louis 220100 2047 $10,431.62 $0.00 $10,431.62

MO St. Louis 220300 1065 $0.00 $11,956.60 $11,956.60

MO St. Louis 220702 2000 $0.00 $3,883.86 $3,883.86

MO St. Louis 221800 1002 $0.00 $8,825.71 $8,825.71

MS Copiah 950500 3063 $0.00 $4,855.27 $4,855.27

MS DeSoto 070323 1003 $0.00 $9,822.09 $9,822.09

MS Grenada 950400 3021 $0.00 $1,969.27 $1,969.27

MS Hinds 000100 1004 $0.00 $48,734.70 $48,734.70

MS Hinds 000302 1006 $0.00 $16,300.05 $16,300.05

MS Hinds 003500 2013 $0.00 $5,156.43 $5,156.43

MS Hinds 010203 1027 $0.00 $22,512.88 $22,512.88

MS Hinds 011102 2008 $0.00 $6,998.38 $6,998.38

MS Jackson 040201 1066 $0.00 $29,831.52 $29,831.52

MS Jones 950600 3014 $0.00 $19,044.00 $19,044.00

MS Jones 951000 3015 $0.00 $7,154.09 $7,154.09

MS Lamar 020201 1025 $0.00 $20,209.99 $20,209.99

MS Lamar 020301 2008 $0.00 $11,329.88 $11,329.88

MS Lee 950601 1025 $0.00 $4,700.93 $4,700.93

MS Lee 950902 1014 $0.00 $16,449.32 $16,449.32

MS Lee 950902 3003 $0.00 $1,434.67 $1,434.67

MS Leflore 950400 3067 $9,240.43 $0.00 $9,240.43

MS Leflore 950600 5003 $0.00 $5,854.12 $5,854.12

MS Monroe 950400 3007 $0.00 $6,539.88 $6,539.88

MS Pearl River 950501 1068 $0.00 $5,931.63 $5,931.63

MS Pike 950700 1039 $33,745.48 $0.00 $33,745.48

MS Rankin 020212 2001 $0.00 $332.02 $332.02

MS Tate 950302 2124 $31,864.49 $0.00 $31,864.49

MS Tishomingo 950400 6063 $0.00 $423.57 $423.57

MS Warren 950800 1043 $0.00 $5,955.64 $5,955.64

MS Warren 950902 2025 $0.00 $3,859.50 $3,859.50

83

83 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

MS Wayne 950200 1022 $0.00 $7,057.60 $7,057.60

MS Yazoo 950500 1025 $0.00 $2,123.44 $2,123.44

MT Cascade 002300 3044 $0.00 $65,511.73 $65,511.73

NC Alamance 021400 1000 $0.00 $6,341.63 $6,341.63

NC Alamance 021801 1001 $0.00 $16,092.96 $16,092.96

NC Beaufort 930700 1032 $0.00 $9,973.77 $9,973.77

NC Bertie 960400 3013 $0.00 $14,134.26 $14,134.26

NC Brunswick 020508 2047 $0.00 $10,046.52 $10,046.52

NC Buncombe 001100 3004 $0.00 $2,581.81 $2,581.81

NC Buncombe 002900 1015 $0.00 $25,957.27 $25,957.27

NC Burke 020201 2001 $0.00 $8,620.26 $8,620.26

NC Cabarrus 041501 1018 $0.00 $17,072.60 $17,072.60

NC Cabarrus 041902 2020 $0.00 $7,941.58 $7,941.58

NC Carteret 971001 1023 $0.00 $12,127.42 $12,127.42

NC Catawba 010700 2020 $0.00 $20,165.26 $20,165.26

NC Catawba 010900 1012 $0.00 $6,558.52 $6,558.52

NC Cleveland 951400 4012 $0.00 $21,020.51 $21,020.51

NC Craven 960300 1007 $0.00 $13,713.56 $13,713.56

NC Craven 960402 2009 $0.00 $2,651.20 $2,651.20

NC Craven 961001 3138 $0.00 $4,596.68 $4,596.68

NC Cumberland 002501 3055 $0.00 $1,170.18 $1,170.18

NC Cumberland 002504 3010 $0.00 $8,501.93 $8,501.93

NC Cumberland 002700 2023 $0.00 $7,488.00 $7,488.00

NC Cumberland 003002 1004 $0.00 $12,789.50 $12,789.50

NC Cumberland 003104 1002 $0.00 $7,544.01 $7,544.01

NC Cumberland 003203 3008 $0.00 $9,268.39 $9,268.39

NC Cumberland 003310 4000 $0.00 $6,171.33 $6,171.33

NC Currituck 110301 2008 $0.00 $21,256.27 $21,256.27

NC Durham 000101 2000 $0.00 $3,104.60 $3,104.60

NC Durham 001708 1017 $0.00 $14,174.00 $14,174.00

NC Durham 002009 1008 $0.00 $2,053.26 $2,053.26

NC Durham 002009 2007 $0.00 $5,786.29 $5,786.29

NC Durham 002022 1008 $0.00 $5,269.31 $5,269.31

NC Durham 002026 2019 $0.00 $3,274.04 $3,274.04

NC Edgecombe 020900 1005 $0.00 $6,019.48 $6,019.48

NC Edgecombe 021500 3015 $0.00 $486.25 $486.25

NC Forsyth 002804 1010 $0.00 $38,724.84 $38,724.84

84

84 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NC Forsyth 003201 3012 $0.00 $17,768.96 $17,768.96

NC Forsyth 004011 2016 $0.00 $14,576.39 $14,576.39

NC Franklin 060502 2027 $0.00 $7,558.24 $7,558.24

NC Guilford 010300 2015 $0.00 $1,629.82 $1,629.82

NC Guilford 011200 1018 $0.00 $17,355.27 $17,355.27

NC Guilford 011500 1020 $0.00 $1,366.52 $1,366.52

NC Guilford 012610 1015 $0.00 $16,343.17 $16,343.17

NC Guilford 012612 3004 $0.00 $863.01 $863.01

NC Guilford 012803 2055 $0.00 $2,167.52 $2,167.52

NC Guilford 015706 2026 $0.00 $3,487.91 $3,487.91

NC Guilford 016600 1112 $0.00 $2,903.72 $2,903.72

NC Guilford 016701 1065 $0.00 $4,494.78 $4,494.78

NC Halifax 930300 1028 $27,270.74 $0.00 $27,270.74

NC Harnett 070600 1043 $0.00 $14,260.90 $14,260.90

NC Harnett 071002 1032 $0.00 $30,050.61 $30,050.61

NC Harnett 071303 4007 $0.00 $35,272.07 $35,272.07

NC Henderson 930100 2018 $0.00 $324.26 $324.26

NC Henderson 930701 2026 $0.00 $60,079.90 $60,079.90

NC Hertford 950100 6010 $7,687.32 $0.00 $7,687.32

NC Hoke 970300 2033 $0.00 $190.42 $190.42

NC Johnston 041503 3008 $0.00 $2,211.42 $2,211.42

NC Lee 030503 3008 $0.00 $1,250.19 $1,250.19

NC Lincoln 070800 1043 $0.00 $11,508.85 $11,508.85

NC McDowell 970902 3016 $0.00 $3,205.32 $3,205.32

NC Mecklenburg 005509 2001 $0.00 $7,748.17 $7,748.17

NC Mecklenburg 005520 1009 $0.00 $13,491.29 $13,491.29

NC Mecklenburg 005616 1021 $0.00 $2,442.38 $2,442.38

NC Mecklenburg 005706 2017 $0.00 $48,296.65 $48,296.65

NC Mecklenburg 005837 2003 $0.00 $36,723.21 $36,723.21

NC Montgomery * * $0.00 $1,738.59 $1,738.59

NC Nash 010700 3084 $0.00 $3,356.54 $3,356.54

NC Pamlico 950102 2009 $0.00 $6,999.91 $6,999.91

NC Person 920200 4074 $0.00 $6,597.08 $6,597.08

NC Pitt 000701 2022 $0.00 $3,169.87 $3,169.87

NC Pitt 000701 4015 $0.00 $6,455.74 $6,455.74

NC Pitt 000800 1043 $0.00 $1,897.89 $1,897.89


85

85 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NC Pitt 001302 2029 $0.00 $8,083.34 $8,083.34

NC Pitt 002001 2002 $47,713.91 $10,580.46 $58,294.37

NC Randolph 031503 2027 $18,618.81 $4,138.05 $22,756.86

NC Randolph 031601 3051 $0.00 $8,676.05 $8,676.05

NC Richmond 970300 1018 $17,151.63 $0.00 $17,151.63

NC Robeson 960401 4048 $0.00 $5,379.29 $5,379.29

NC Robeson 962001 1087 $0.00 $6,569.93 $6,569.93

NC Rockingham 040400 1006 $0.00 $4,597.34 $4,597.34

NC Rockingham 041300 1001 $0.00 $3,518.53 $3,518.53

NC Rockingham 041601 2022 $0.00 $5,183.60 $5,183.60

NC Rowan 051400 2086 $0.00 $1,075.78 $1,075.78

NC Rowan 051400 3056 $0.00 $4,495.83 $4,495.83

NC Rutherford 960900 3047 $0.00 $7,081.65 $7,081.65

NC Sampson 970600 3002 $37,673.12 $0.00 $37,673.12

NC Sampson 970600 4008 $0.00 $578.57 $578.57

NC Scotland 010200 4029 $0.00 $7,248.47 $7,248.47

NC Stanly 931100 5006 $0.00 $2,870.98 $2,870.98

NC Stokes 070503 1006 $0.00 $1,707.12 $1,707.12

NC Union 020202 2015 $0.00 $7,269.71 $7,269.71

NC Union 020305 2050 $0.00 $2,203.74 $2,203.74

NC Union 020310 2022 $0.00 $578.38 $578.38

NC Union 020401 1001 $0.00 $15,748.27 $15,748.27

NC Wake 052707 3010 $0.00 $9,378.15 $9,378.15

NC Wake 053108 2039 $0.00 $10,870.38 $10,870.38

NC Wake 053418 3006 $0.00 $5,361.41 $5,361.41

NC Wake 053723 1011 $0.00 $1,840.00 $1,840.00

NC Wake 054104 3026 $0.00 $10,420.32 $10,420.32

NC Wake 054105 2006 $0.00 $635.20 $635.20

NC Washington 950200 1014 $0.00 $711.91 $711.91

NC Wayne 000303 1053 $0.00 $30,042.19 $30,042.19

NC Wayne 000902 3017 $0.00 $5,090.06 $5,090.06

NC Wilson 000400 3012 $0.00 $1,567.45 $1,567.45

NC Yadkin 050102 3000 $0.00 $225.83 $225.83

NE Adams 965500 1131 $0.00 $4,980.30 $4,980.30

NE Douglas 007309 3019 $0.00 $4,923.45 $4,923.45

NE Douglas 007432 1001 $0.00 $18,873.28 $18,873.28

NE Douglas 007439 3000 $0.00 $14,242.44 $14,242.44

86

86 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NE Sarpy 010401 2002 $0.00 $7,567.69 $7,567.69

NE Sarpy 010623 4022 $0.00 $21,720.41 $21,720.41

NH Belknap 965800 4060 $0.00 $19,415.44 $19,415.44

NH Belknap 966402 1009 $0.00 $17,815.98 $17,815.98

NH Cheshire 971100 1025 $0.00 $12,461.37 $12,461.37

NH Grafton 960700 2073 $0.00 $4,324.66 $4,324.66

NH Hillsborough 001000 3020 $0.00 $3,225.26 $3,225.26

NH Hillsborough 010100 1006 $0.00 $25,928.19 $25,928.19

NH Hillsborough 010100 2000 $0.00 $24,609.22 $24,609.22

NH Hillsborough 010200 1001 $0.00 $3,262.79 $3,262.79

NH Hillsborough 010200 1002 $0.00 $14,321.85 $14,321.85

NH Hillsborough 011200 3012 $0.00 $8,228.62 $8,228.62

NH Hillsborough 014100 1001 $0.00 $10,437.96 $10,437.96

NH Merrimack 038000 1031 $0.00 $328.03 $328.03

NH Rockingham 003400 1006 $0.00 $3,879.70 $3,879.70

NH Rockingham 003901 1027 $0.00 $38,662.71 $38,662.71

NH Rockingham 055001 1057 $0.00 $12,811.81 $12,811.81

NH Strafford 081100 2007 $0.00 $10,742.54 $10,742.54

NJ Atlantic 002300 2026 $0.00 $85,261.63 $85,261.63

NJ Atlantic 010403 3022 $48,376.57 $0.00 $48,376.57

NJ Atlantic 010506 1004 $0.00 $8,189.10 $8,189.10

NJ Atlantic 010700 1121 $0.00 $37,197.45 $37,197.45

NJ Atlantic 011403 1013 $0.00 $809.05 $809.05

NJ Atlantic 011403 2003 $0.00 $89,923.09 $89,923.09

NJ Atlantic 011500 3066 $73,431.38 $0.00 $73,431.38

NJ Atlantic 011600 1110 $40,225.78 $14,950.00 $55,175.78

NJ Atlantic 011701 2038 $0.00 $44,717.97 $44,717.97

NJ Atlantic 011804 3008 $0.00 $24,000.16 $24,000.16

NJ Atlantic 011804 3040 $0.00 $11,583.09 $11,583.09

NJ Bergen 004002 1001 $0.00 $65,013.99 $65,013.99

NJ Bergen 009200 1042 $0.00 $710,962.72 $710,962.72

NJ Bergen 010300 1007 $0.00 $42,709.39 $42,709.39

NJ Bergen 015400 4012 $0.00 $201,104.64 $201,104.64

NJ Bergen 023402 4001 $0.00 $9,770.05 $9,770.05

NJ Bergen 025200 3003 $0.00 $140,309.13 $140,309.13

NJ Bergen 030300 3014 $0.00 $33,794.93 $33,794.93

NJ Bergen 031300 3003 $0.00 $16,357.60 $16,357.60

87

87 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NJ Bergen 037201 2008 $0.00 $24,434.36 $24,434.36

NJ Bergen 038200 4000 $0.00 $1,549.46 $1,549.46

NJ Bergen 041301 3004 $0.00 $6,366.64 $6,366.64

NJ Bergen 054100 2005 $0.00 $16,371.29 $16,371.29

NJ Bergen 054600 1002 $0.00 $14,094.00 $14,094.00

NJ Bergen 054600 3002 $0.00 $16,238.51 $16,238.51

NJ Bergen 061100 4002 $0.00 $92,734.09 $92,734.09

NJ Burlington 700200 2038 $0.00 $17,804.36 $17,804.36

NJ Burlington 700702 1007 $0.00 $22,750.29 $22,750.29

NJ Burlington 700702 2000 $0.00 $58,759.27 $58,759.27

NJ Burlington 700800 2012 $189,247.79 $0.00 $189,247.79

NJ Burlington 702203 2020 $0.00 $7,081.04 $7,081.04

NJ Burlington 702209 1055 $0.00 $5,222.43 $5,222.43

NJ Burlington 702601 4000 $0.00 $11,886.12 $11,886.12

NJ Burlington 702803 2019 $0.00 $34,757.08 $34,757.08

NJ Burlington 702804 1008 $0.00 $24,265.42 $24,265.42

NJ Burlington 702806 1024 $174,602.12 $0.00 $174,602.12

NJ Burlington 702806 2010 $0.00 $13,626.18 $13,626.18

NJ Burlington 702807 2012 $0.00 $6,061.03 $6,061.03

NJ Burlington 702811 1009 $0.00 $53,966.43 $53,966.43

NJ Burlington 702909 2004 $0.00 $15,772.85 $15,772.85

NJ Burlington 703104 1032 $0.00 $16,385.09 $16,385.09

NJ Burlington 704700 1445 $0.00 $38,263.40 $38,263.40

NJ Camden 602602 1003 $0.00 $6,372.97 $6,372.97

NJ Camden 602901 1051 $0.00 $4,336.81 $4,336.81

NJ Camden 602902 2015 $0.00 $10,040.54 $10,040.54

NJ Camden 603002 4019 $0.00 $43,619.24 $43,619.24

NJ Camden 603400 5007 $0.00 $26,989.11 $26,989.11

NJ Camden 603501 1016 $0.00 $17,996.50 $17,996.50

NJ Camden 607300 1027 $0.00 $391.68 $391.68

NJ Camden 607401 1004 $0.00 $17,508.47 $17,508.47

NJ Camden 607600 1014 $0.00 $33,483.19 $33,483.19

NJ Camden 607600 2010 $0.00 $44,313.65 $44,313.65

NJ Camden 608304 3005 $0.00 $2,368.85 $2,368.85

NJ Camden 608800 3026 $0.00 $3,864.79 $3,864.79

NJ Camden 609203 2022 $0.00 $15,231.83 $15,231.83

NJ Camden 609203 3022 $0.00 $4,283.06 $4,283.06

88

88 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NJ Camden 610500 1004 $0.00 $9,854.45 $9,854.45

NJ Cape May 020500 1019 $0.00 $43,625.70 $43,625.70

NJ Cumberland 010301 2081 $0.00 $83,710.04 $83,710.04

NJ Cumberland 020503 2017 $0.00 $6,809.14 $6,809.14

NJ Cumberland 030501 1019 $0.00 $11,677.81 $11,677.81

NJ Cumberland 040400 2006 $0.00 $7,381.07 $7,381.07

NJ Cumberland 040700 4014 $0.00 $13,947.61 $13,947.61

NJ Essex 000600 2013 $225,727.23 $0.00 $225,727.23

NJ Essex 000700 1001 $0.00 $6,713.46 $6,713.46

NJ Essex 003800 1002 $0.00 $10,916.04 $10,916.04

NJ Essex 004600 2004 $0.00 $11,518.65 $11,518.65

NJ Essex 007400 2014 $0.00 $41,394.83 $41,394.83

NJ Essex 009400 2004 $0.00 $16,637.36 $16,637.36

NJ Essex 009500 4004 $0.00 $87,212.29 $87,212.29

NJ Essex 010200 3005 $0.00 $17,229.21 $17,229.21

NJ Essex 010300 2000 $0.00 $38,658.63 $38,658.63

NJ Essex 010700 1003 $0.00 $46,782.00 $46,782.00

NJ Essex 010900 1008 $0.00 $90,982.33 $90,982.33

NJ Essex 011700 4003 $0.00 $213,856.76 $213,856.76

NJ Essex 012000 5000 $0.00 $15,329.86 $15,329.86

NJ Essex 012300 1004 $0.00 $11,463.38 $11,463.38

NJ Essex 012600 4003 $0.00 $204,813.44 $204,813.44

NJ Essex 015600 3004 $0.00 $22.62 $22.62

NJ Essex 017302 2005 $0.00 $52,313.22 $52,313.22

NJ Essex 017500 3008 $0.00 $133,346.14 $133,346.14

NJ Essex 018700 3002 $0.00 $210,532.14 $210,532.14

NJ Essex 019300 1012 $211,699.01 $0.00 $211,699.01

NJ Essex 019500 5000 $0.00 $22,572.17 $22,572.17

NJ Essex 019700 1017 $0.00 $36,518.76 $36,518.76

NJ Gloucester 501212 1010 $0.00 $12,990.58 $12,990.58

NJ Gloucester 501608 2027 $121,874.93 $0.00 $121,874.93

NJ Gloucester 501609 2031 $0.00 $15,946.77 $15,946.77

NJ Gloucester 502200 2059 $0.00 $9,535.49 $9,535.49

NJ Hudson 000400 2012 $0.00 $19,007.58 $19,007.58

NJ Hudson 001701 2006 $0.00 $118,376.35 $118,376.35

NJ Hudson 004400 1007 $0.00 $130,097.04 $130,097.04

NJ Hudson 014501 3006 $0.00 $45,343.74 $45,343.74

89

89 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NJ Hudson 016500 1003 $0.00 $60,472.37 $60,472.37

NJ Hunterdon 010100 2043 $0.00 $33,446.70 $33,446.70

NJ Hunterdon 011303 1010 $0.00 $10,635.21 $10,635.21

NJ Hunterdon 011700 3002 $0.00 $23,171.43 $23,171.43

NJ Mercer 000600 3010 $0.00 $9,740.64 $9,740.64

NJ Mercer 001200 1001 $0.00 $35,878.78 $35,878.78

NJ Mercer 003100 1010 $0.00 $26,442.85 $26,442.85

NJ Mercer 003500 5007 $0.00 $9,346.47 $9,346.47

NJ Middlesex 000404 3027 $0.00 $16,252.94 $16,252.94

NJ Middlesex 000801 1006 $0.00 $252.21 $252.21

NJ Middlesex 000901 1021 $0.00 $23,634.02 $23,634.02

NJ Middlesex 001002 1049 $0.00 $8,710.85 $8,710.85

NJ Middlesex 001804 2005 $0.00 $1,426.79 $1,426.79

NJ Middlesex 001805 2014 $0.00 $65,992.45 $65,992.45

NJ Middlesex 001901 1005 $0.00 $54,862.42 $54,862.42

NJ Middlesex 002703 3005 $0.00 $9,502.69 $9,502.69

NJ Middlesex 003101 1000 $0.00 $28,812.95 $28,812.95

NJ Middlesex 003101 2009 $0.00 $7,168.23 $7,168.23

NJ Middlesex 003101 3010 $0.00 $44,514.51 $44,514.51

NJ Middlesex 003102 3006 $0.00 $17,985.79 $17,985.79

NJ Middlesex 003300 2034 $0.00 $52,866.82 $52,866.82

NJ Middlesex 003700 2012 $326,453.05 $0.00 $326,453.05

NJ Middlesex 004500 1004 $0.00 $61,705.49 $61,705.49

NJ Middlesex 004600 2000 $0.00 $12,736.37 $12,736.37

NJ Middlesex 005000 3009 $0.00 $29,709.41 $29,709.41

NJ Middlesex 006101 1019 $0.00 $8,502.05 $8,502.05

NJ Middlesex 007101 3021 $0.00 $49,926.34 $49,926.34

NJ Middlesex 007805 2001 $0.00 $4,560.00 $4,560.00

NJ Middlesex 007907 1000 $0.00 $57,586.96 $57,586.96

NJ Middlesex 008503 1001 $0.00 $148,325.47 $148,325.47

NJ Monmouth 802500 3011 $0.00 $10,144.20 $10,144.20

NJ Monmouth 805500 3010 $0.00 $122,365.75 $122,365.75

NJ Monmouth 805800 4023 $0.00 $2,625.22 $2,625.22

NJ Monmouth 805900 2006 $0.00 $37,000.92 $37,000.92

NJ Monmouth 806502 1014 $0.00 $17,514.51 $17,514.51

NJ Monmouth 806600 2004 $0.00 $259,824.37 $259,824.37

NJ Monmouth 807700 1008 $0.00 $9,854.18 $9,854.18

90

90 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NJ Monmouth 807700 2003 $0.00 $1,327.49 $1,327.49

NJ Monmouth 807800 3027 $0.00 $23,606.00 $23,606.00

NJ Monmouth 810001 3019 $1,150.00 $6,476.80 $7,626.80

NJ Monmouth 810600 2001 $0.00 $411,371.10 $411,371.10

NJ Monmouth 811200 4005 $0.00 $38,659.76 $38,659.76

NJ Monmouth 811301 2032 $0.00 $18,490.09 $18,490.09

NJ Morris 040200 1018 $0.00 $185,486.77 $185,486.77

NJ Morris 040500 2018 $0.00 $57,747.45 $57,747.45

NJ Morris 041500 1003 $0.00 $17,286.92 $17,286.92

NJ Morris 041702 4015 $0.00 $11,195.76 $11,195.76

NJ Morris 042301 2004 $0.00 $34,827.52 $34,827.52

NJ Morris 044403 2002 $0.00 $17,319.77 $17,319.77

NJ Morris 044800 2025 $0.00 $7,734.26 $7,734.26

NJ Morris 046104 1004 $0.00 $10,261.42 $10,261.42

NJ Ocean 713600 2025 $0.00 $1,581.45 $1,581.45

NJ Ocean 713900 2048 $0.00 $23,968.99 $23,968.99

NJ Ocean 713900 4005 $0.00 $8,024.83 $8,024.83

NJ Ocean 713900 4006 $0.00 $8,371.16 $8,371.16

NJ Ocean 720001 2040 $0.00 $5,541.44 $5,541.44

NJ Ocean 722001 2008 $0.00 $35,558.78 $35,558.78

NJ Ocean 722402 3005 $0.00 $36,543.42 $36,543.42

NJ Ocean 722600 3003 $0.00 $67,870.25 $67,870.25

NJ Ocean 722701 2000 $0.00 $219,200.77 $219,200.77

NJ Ocean 722702 2002 $0.00 $17,813.03 $17,813.03

NJ Ocean 722702 3021 $0.00 $54,528.23 $54,528.23

NJ Ocean 723300 2022 $0.00 $143,954.15 $143,954.15

NJ Ocean 726000 1039 $0.00 $15,931.89 $15,931.89

NJ Ocean 731102 1019 $0.00 $15,291.72 $15,291.72

NJ Ocean 731102 1031 $0.00 $15,486.25 $15,486.25

NJ Ocean 731103 1005 $1,000.00 $0.00 $1,000.00

NJ Ocean 732002 2020 $0.00 $33,991.52 $33,991.52

NJ Ocean 732002 4017 $103,356.83 $0.00 $103,356.83

NJ Ocean 732002 5005 $0.00 $24,658.28 $24,658.28

NJ Ocean 735001 2020 $0.00 $4,592.51 $4,592.51

NJ Ocean 735103 3018 $0.00 $43,732.10 $43,732.10

NJ Passaic 124401 4004 $0.00 $105,584.79 $105,584.79

NJ Passaic 124800 3018 $0.00 $24,832.00 $24,832.00

91

91 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NJ Passaic 143300 2006 $0.00 $176,068.32 $176,068.32

NJ Passaic 143400 5007 $0.00 $22,758.74 $22,758.74

NJ Passaic 175500 2000 $0.00 $3,371.02 $3,371.02

NJ Passaic 175500 2014 $0.00 $79,332.38 $79,332.38

NJ Passaic 180100 1002 $111,971.38 $0.00 $111,971.38

NJ Passaic 180201 2001 $0.00 $28,743.05 $28,743.05

NJ Passaic 180300 3000 $0.00 $3,436.18 $3,436.18

NJ Passaic 181300 4002 $0.00 $1,412.00 $1,412.00

NJ Passaic 182302 2003 $0.00 $341,259.40 $341,259.40

NJ Passaic 182700 4004 $0.00 $69,251.18 $69,251.18

NJ Passaic 246001 1000 $240,036.81 $0.00 $240,036.81

NJ Passaic 256805 2009 $0.00 $11,733.84 $11,733.84

NJ Salem 020300 3017 $0.00 $31,043.87 $31,043.87

NJ Somerset 051900 1024 $70,029.70 $0.00 $70,029.70

NJ Somerset 052001 2010 $0.00 $20,410.19 $20,410.19

NJ Somerset 052100 3022 $0.00 $16,676.20 $16,676.20

NJ Somerset 052800 2038 $0.00 $15,713.60 $15,713.60

NJ Somerset 052903 1024 $0.00 $11,040.00 $11,040.00

NJ Somerset 053000 3021 $0.00 $23,877.31 $23,877.31

NJ Somerset 053103 1014 $0.00 $22,392.43 $22,392.43

NJ Somerset 053105 1009 $0.00 $70,772.58 $70,772.58

NJ Somerset 053200 2016 $0.00 $76,154.94 $76,154.94

NJ Somerset 053402 2012 $0.00 $692.55 $692.55

NJ Sussex 371300 2045 $0.00 $90,642.94 $90,642.94

NJ Sussex 371502 4019 $0.00 $33,701.25 $33,701.25

NJ Sussex 372600 3067 $0.00 $512.48 $512.48

NJ Sussex 372900 2028 $0.00 $17,375.07 $17,375.07

NJ Sussex 373500 3016 $0.00 $46,127.74 $46,127.74

NJ Sussex 373900 2000 $0.00 $41,487.67 $41,487.67

NJ Sussex 374900 1004 $0.00 $113,656.05 $113,656.05

NJ Sussex 374900 1034 $75,437.05 $0.00 $75,437.05

NJ Union 031200 3008 $0.00 $20,048.73 $20,048.73

NJ Union 031500 2000 $0.00 $114,999.50 $114,999.50

NJ Union 032400 6020 $0.00 $4,882.41 $4,882.41

NJ Union 032700 3011 $0.00 $359,646.83 $359,646.83

NJ Union 032800 1014 $0.00 $2,855.38 $2,855.38

NJ Union 033200 3006 $0.00 $121,952.56 $121,952.56

92

92 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NJ Union 033600 2022 $0.00 $1,290.03 $1,290.03

NJ Union 034100 2006 $0.00 $93,392.50 $93,392.50

NJ Union 034400 5010 $0.00 $4,432.00 $4,432.00

NJ Union 034900 5010 $46,508.51 $1,722.85 $48,231.36

NJ Union 037800 2006 $0.00 $21,755.19 $21,755.19

NJ Union 038300 3022 $0.00 $28,317.11 $28,317.11

NJ Union 039100 4011 $0.00 $13,900.09 $13,900.09

NJ Union 039500 1004 $0.00 $29,999.07 $29,999.07

NJ Union 039600 1008 $0.00 $11,316.00 $11,316.00

NJ Warren 030600 1008 $0.00 $25,361.25 $25,361.25

NJ Warren 030700 2001 $0.00 $21,662.46 $21,662.46

NJ Warren 031301 1052 $0.00 $17,414.79 $17,414.79

NJ Warren 031302 3011 $0.00 $32,956.65 $32,956.65

NJ Warren 032200 2015 $0.00 $71,962.53 $71,962.53

NJ Warren 032300 1039 $0.00 $11,054.59 $11,054.59

NJ Warren 032400 1055 $57,916.97 $2,465.60 $60,382.57

NM Bernalillo 000123 2004 $0.00 $2,558.18 $2,558.18

NM Bernalillo 000707 1011 $0.00 $9,235.81 $9,235.81

NM Bernalillo 002401 3015 $0.00 $11,679.39 $11,679.39

NM Bernalillo 003002 1000 $0.00 $11,147.32 $11,147.32

NM Bernalillo 003002 2025 $0.00 $6,921.77 $6,921.77

NM Bernalillo 003502 3024 $0.00 $82,685.85 $82,685.85

NM Bernalillo 003719 3009 $0.00 $21,706.90 $21,706.90

NM Bernalillo 004502 2005 $0.00 $14,481.27 $14,481.27

NM Bernalillo 004712 1026 $0.00 $12,346.67 $12,346.67

NM Bernalillo 004737 2066 $0.00 $12,853.76 $12,853.76

NM Bernalillo 004739 2028 $0.00 $7,294.35 $7,294.35

NM Bernalillo 004744 1008 $0.00 $68,737.24 $68,737.24

NM Curry 000301 1019 $0.00 $7,308.36 $7,308.36

NM Doña Ana 001201 4162 $0.00 $28,342.42 $28,342.42

NM Lea 000503 3025 $0.00 $11,652.07 $11,652.07

NM McKinley 945200 1043 $0.00 $2,069.78 $2,069.78

NM San Juan 000707 1007 $0.00 $3,805.32 $3,805.32

NM Sandoval 010720 2009 $0.00 $8,378.84 $8,378.84

NM Sandoval 010722 1223 $0.00 $1,093.68 $1,093.68

NM Sandoval 010722 1461 $0.00 $10,126.14 $10,126.14

NM Sandoval 010723 2034 $0.00 $18,854.49 $18,854.49

93

93 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NM Valencia 970404 1019 $44,068.44 $0.00 $44,068.44

NV Clark 001801 4009 $0.00 $11,376.99 $11,376.99

NV Clark 002203 1003 $0.00 $7,826.84 $7,826.84

NV Clark 002953 2006 $0.00 $7,171.85 $7,171.85

NV Clark 002974 1000 $0.00 $30,602.74 $30,602.74

NV Clark 002982 2004 $0.00 $13,185.77 $13,185.77

NV Clark 002982 3003 $7,642.49 $0.00 $7,642.49

NV Clark 003003 2004 $0.00 $9,882.97 $9,882.97

NV Clark 003204 2003 $0.00 $20,404.54 $20,404.54

NV Clark 003243 1001 $0.00 $22,777.84 $22,777.84

NV Clark 003244 2004 $0.00 $28,073.92 $28,073.92

NV Clark 003316 1012 $0.00 $9,732.58 $9,732.58

NV Clark 003423 5004 $0.00 $2,946.62 $2,946.62

NV Clark 003612 3008 $0.00 $2,463.19 $2,463.19

NV Clark 003613 1016 $0.00 $5,850.46 $5,850.46

NV Clark 003618 2014 $0.00 $26,605.22 $26,605.22

NV Clark 003626 1015 $0.00 $28,949.41 $28,949.41

NV Clark 003630 2003 $0.00 $32,585.46 $32,585.46

NV Clark 003637 1014 $0.00 $36,233.17 $36,233.17

NV Clark 003643 2001 $0.00 $20,759.63 $20,759.63

NV Clark 004715 1006 $0.00 $1,448.39 $1,448.39

NV Clark 004912 2008 $0.00 $66.60 $66.60

NV Clark 004920 3000 $0.00 $45,269.93 $45,269.93

NV Clark 004925 3002 $0.00 $18,738.84 $18,738.84

NV Clark 005013 2003 $0.00 $11,171.49 $11,171.49

NV Clark 005101 3006 $0.00 $16,097.61 $16,097.61

NV Clark 005200 3004 $0.00 $3,031.06 $3,031.06

NV Clark 005343 1027 $0.00 $11,479.30 $11,479.30

NV Clark 005711 2017 $0.00 $12,523.03 $12,523.03

NV Clark 005806 2002 $0.00 $18,235.15 $18,235.15

NV Clark 005826 2000 $0.00 $17,675.84 $17,675.84

NV Washoe 001702 3000 $0.00 $1,204.27 $1,204.27

NV Washoe 002204 1007 $0.00 $1,638.97 $1,638.97

NY Albany 000200 1030 $0.00 $26,729.97 $26,729.97

NY Albany 014401 2033 $0.00 $13,093.88 $13,093.88

NY Bronx 000400 3004 $0.00 $20,162.47 $20,162.47

NY Bronx 001600 2000 $0.00 $108,942.52 $108,942.52

94

94 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NY Bronx 002000 6001 $0.00 $20,377.72 $20,377.72

NY Bronx 005600 3002 $0.00 $154,836.25 $154,836.25

NY Bronx 013100 2000 $0.00 $56,648.36 $56,648.36

NY Bronx 013200 4006 $0.00 $218,678.72 $218,678.72

NY Bronx 015700 1004 $0.00 $57,426.30 $57,426.30

NY Bronx 034800 1004 $0.00 $27,950.49 $27,950.49

NY Bronx 034800 4001 $0.00 $29,877.86 $29,877.86

NY Bronx 036800 2003 $0.00 $37,339.60 $37,339.60

NY Bronx 038600 1001 $0.00 $27,576.83 $27,576.83

NY Bronx 039902 1002 $0.00 $6,877.46 $6,877.46

NY Bronx 040400 1000 $0.00 $73,044.03 $73,044.03

NY Bronx 041400 2002 $0.00 $19,743.08 $19,743.08

NY Bronx 043000 3004 $34,639.45 $9,651.49 $44,290.94

NY Bronx 045600 2003 $0.00 $22,797.66 $22,797.66

NY Broome 012300 3050 $0.00 $13,682.72 $13,682.72

NY Broome 013400 1003 $0.00 $2,902.94 $2,902.94

NY Broome 013500 3008 $0.00 $13,709.67 $13,709.67

NY Clinton 101000 2004 $0.00 $14,872.00 $14,872.00

NY Columbia 001900 2037 $0.00 $721.68 $721.68

NY Delaware 970400 6013 $0.00 $9,406.91 $9,406.91

NY Dutchess 020003 3004 $0.00 $25,251.65 $25,251.65

NY Dutchess 040001 3026 $0.00 $3,727.32 $3,727.32

NY Dutchess 050203 1010 $0.00 $15,430.92 $15,430.92

NY Dutchess 060100 1008 $0.00 $11,413.32 $11,413.32

NY Dutchess 060202 4001 $0.00 $32,054.03 $32,054.03

NY Dutchess 080103 3026 $0.00 $68,811.44 $68,811.44

NY Dutchess 080104 1022 $0.00 $13,916.78 $13,916.78

NY Dutchess 140300 2003 $0.00 $109,891.67 $109,891.67

NY Dutchess 140700 4014 $0.00 $11,020.05 $11,020.05

NY Dutchess 200001 3067 $0.00 $9,269.41 $9,269.41

NY Dutchess 210301 1030 $0.00 $77,721.50 $77,721.50

NY Dutchess 220300 4006 $0.00 $48,725.93 $48,725.93

NY Dutchess 220901 3003 $0.00 $13,026.08 $13,026.08

NY Erie 007904 2002 $0.00 $41,811.90 $41,811.90

NY Erie 010003 1022 $0.00 $45,171.49 $45,171.49

NY Erie 010807 1008 $0.00 $25,221.81 $25,221.81

NY Erie 011000 2000 $0.00 $7,992.50 $7,992.50

95

95 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NY Erie 014208 2019 $0.00 $14,938.94 $14,938.94

NY Kings 020500 3002 $0.00 $41,812.79 $41,812.79

NY Kings 027900 1001 $0.00 $149,013.81 $149,013.81

NY Kings 030100 2002 $0.00 $119,312.32 $119,312.32

NY Kings 067600 1003 $0.00 $5,574.16 $5,574.16

NY Kings 067600 2004 $0.00 $32,842.00 $32,842.00

NY Kings 068200 2001 $0.00 $23,451.17 $23,451.17

NY Kings 088800 2003 $0.00 $212,422.61 $212,422.61

NY Kings 096400 2004 $0.00 $18,576.32 $18,576.32

NY Kings 116000 2001 $0.00 $39,595.36 $39,595.36

NY Lewis 950200 3078 $0.00 $7,895.24 $7,895.24

NY Monroe 006700 1010 $0.00 $3,067.63 $3,067.63

NY Monroe 008701 2010 $0.00 $3,094.10 $3,094.10

NY Monroe 010601 2015 $0.00 $3,673.73 $3,673.73

NY Monroe 010700 4008 $0.00 $16,329.44 $16,329.44

NY Monroe 013205 2011 $0.00 $6,885.00 $6,885.00

NY Monroe 013800 5001 $0.00 $4,272.22 $4,272.22

NY Monroe 015400 3001 $0.00 $18,183.80 $18,183.80

NY Montgomery 070800 2016 $0.00 $6,181.52 $6,181.52

NY Montgomery 072800 2065 $0.00 $9,999.77 $9,999.77

NY Nassau 303900 4023 $0.00 $33,642.93 $33,642.93

NY Nassau 404400 1012 $0.00 $21,089.98 $21,089.98

NY Nassau 404800 2015 $0.00 $19,766.07 $19,766.07

NY Nassau 404800 4032 $0.00 $152,033.22 $152,033.22

NY Nassau 405100 7004 $0.00 $9,767.13 $9,767.13

NY Nassau 406900 1016 $0.00 $153,290.25 $153,290.25

NY Nassau 407102 1008 $0.00 $42,385.90 $42,385.90

NY Nassau 407203 1001 $0.00 $56,235.64 $56,235.64

NY Nassau 407302 4005 $0.00 $1,002.92 $1,002.92

NY Nassau 407302 4007 $0.00 $11,381.31 $11,381.31

NY Nassau 407401 4006 $0.00 $103,027.06 $103,027.06

NY Nassau 407501 2003 $0.00 $74,271.58 $74,271.58

NY Nassau 407502 2010 $0.00 $47,632.40 $47,632.40

NY Nassau 408100 5009 $0.00 $209,200.88 $209,200.88

NY Nassau 408400 4010 $0.00 $20,038.61 $20,038.61

NY Nassau 409300 3004 $0.00 $11,635.30 $11,635.30

NY Nassau 410300 5018 $0.00 $124,111.34 $124,111.34

96

96 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NY Nassau 410400 1012 $0.00 $145,928.63 $145,928.63

NY Nassau 410400 3006 $0.00 $9,050.95 $9,050.95

NY Nassau 410800 4031 $0.00 $21,479.61 $21,479.61

NY Nassau 410800 4032 $0.00 $19,884.55 $19,884.55

NY Nassau 410900 2011 $0.00 $28,544.51 $28,544.51

NY Nassau 411100 3000 $0.00 $18,281.88 $18,281.88

NY Nassau 412400 5000 $0.00 $9,765.94 $9,765.94

NY Nassau 412900 1005 $0.00 $38,209.15 $38,209.15

NY Nassau 413002 2011 $0.00 $203,178.68 $203,178.68

NY Nassau 413200 5004 $0.00 $1,942.32 $1,942.32

NY Nassau 413300 4000 $0.00 $265,425.45 $265,425.45

NY Nassau 413500 2000 $0.00 $29,582.27 $29,582.27

NY Nassau 413804 3015 $0.00 $10,710.50 $10,710.50

NY Nassau 414002 2018 $0.00 $38,212.10 $38,212.10

NY Nassau 414304 1002 $0.00 $168,385.40 $168,385.40

NY Nassau 414304 2002 $0.00 $36,564.00 $36,564.00

NY Nassau 414400 2002 $0.00 $7,935.00 $7,935.00

NY Nassau 415102 4002 $0.00 $23,676.07 $23,676.07

NY Nassau 415102 4009 $0.00 $56,569.69 $56,569.69

NY Nassau 415401 3010 $0.00 $10,315.29 $10,315.29

NY Nassau 416201 3013 $0.00 $9,816.15 $9,816.15

NY Nassau 416900 1131 $0.00 $31,789.30 $31,789.30

NY Nassau 519200 4005 $0.00 $177,887.82 $177,887.82

NY Nassau 519602 1011 $0.00 $37,193.41 $37,193.41

NY Nassau 520002 1006 $0.00 $37,775.29 $37,775.29

NY Nassau 520502 2002 $385,229.96 $0.00 $385,229.96

NY Nassau 522700 3023 $0.00 $21,685.77 $21,685.77

NY Niagara 024001 5050 $0.00 $100,891.48 $100,891.48

NY Oneida 021303 2011 $0.00 $7,396.57 $7,396.57

NY Oneida 025400 2009 $0.00 $54,005.04 $54,005.04

NY Onondaga 010400 2005 $0.00 $10,419.24 $10,419.24

NY Onondaga 011201 4007 $0.00 $153.67 $153.67

NY Onondaga 011800 1018 $0.00 $4,612.23 $4,612.23

NY Onondaga 014600 2013 $0.00 $2,583.00 $2,583.00

NY Ontario 050302 5008 $0.00 $7,323.04 $7,323.04

NY Orange 000300 1005 $273,350.69 $0.00 $273,350.69

NY Orange 002200 3004 $0.00 $14,563.23 $14,563.23

97

97 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NY Orange 010500 6007 $0.00 $20,709.61 $20,709.61

NY Orange 010600 1016 $0.00 $20,334.21 $20,334.21

NY Orange 010802 3019 $0.00 $30,191.27 $30,191.27

NY Orange 010902 1010 $0.00 $21,854.00 $21,854.00

NY Orange 012300 4025 $27,164.75 $0.00 $27,164.75

NY Orange 012601 1016 $0.00 $43,190.25 $43,190.25

NY Orange 013201 4001 $0.00 $40,692.73 $40,692.73

NY Orange 013201 4020 $0.00 $22,949.55 $22,949.55

NY Orange 013201 4024 $0.00 $10,559.09 $10,559.09

NY Orange 014201 1035 $0.00 $11,108.03 $11,108.03

NY Otsego 591100 2000 $0.00 $14,264.92 $14,264.92

NY Putnam 010200 5006 $0.00 $12,211.13 $12,211.13

NY Putnam 010500 3019 $0.00 $2,255.13 $2,255.13

NY Putnam 011000 4032 $0.00 $34,589.88 $34,589.88

NY Queens 000200 1000 $0.00 $106,368.64 $106,368.64

NY Queens 002200 1000 $0.00 $258,881.22 $258,881.22

NY Queens 003000 1006 $0.00 $51,615.29 $51,615.29

NY Queens 009500 2000 $0.00 $42,375.94 $42,375.94

NY Queens 009600 2001 $0.00 $142,904.71 $142,904.71

NY Queens 011800 2003 $0.00 $31,727.86 $31,727.86

NY Queens 015200 1002 $0.00 $222,642.35 $222,642.35

NY Queens 015801 1004 $0.00 $7,304.98 $7,304.98

NY Queens 017200 1000 $0.00 $330.67 $330.67

NY Queens 017400 1005 $0.00 $81,823.51 $81,823.51

NY Queens 017600 1000 $0.00 $148,456.16 $148,456.16

NY Queens 018200 1010 $0.00 $16,115.62 $16,115.62

NY Queens 019000 1005 $0.00 $46,357.03 $46,357.03

NY Queens 019600 1002 $0.00 $5,637.50 $5,637.50

NY Queens 025900 1008 $0.00 $202,872.44 $202,872.44

NY Queens 027400 1003 $0.00 $24,769.87 $24,769.87

NY Queens 029300 1006 $0.00 $821.53 $821.53

NY Queens 032000 1004 $0.00 $49,222.22 $49,222.22

NY Queens 033401 1001 $0.00 $28,533.84 $28,533.84

NY Queens 033402 6001 $0.00 $48,337.59 $48,337.59

NY Queens 033700 1004 $0.00 $115,149.96 $115,149.96

NY Queens 036600 1009 $0.00 $39,672.14 $39,672.14

NY Queens 036700 1002 $0.00 $84,374.68 $84,374.68

98

98 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NY Queens 037600 1000 $0.00 $5,361.54 $5,361.54

NY Queens 037600 5005 $0.00 $58,767.95 $58,767.95

NY Queens 040900 4002 $0.00 $1,448.36 $1,448.36

NY Queens 046000 3002 $0.00 $11,574.75 $11,574.75

NY Queens 046200 1003 $0.00 $32,419.71 $32,419.71

NY Queens 052200 1010 $0.00 $119,986.55 $119,986.55

NY Queens 054000 1000 $0.00 $84,152.72 $84,152.72

NY Queens 054200 3004 $0.00 $60,705.69 $60,705.69

NY Queens 059400 2001 $0.00 $13,004.53 $13,004.53

NY Queens 064500 1006 $0.00 $62,363.89 $62,363.89

NY Queens 066400 3009 $0.00 $4,241.21 $4,241.21

NY Queens 083800 4002 $0.00 $2,843.44 $2,843.44

NY Queens 093800 2002 $84,144.99 $0.00 $84,144.99

NY Queens 096400 1017 $0.00 $18,767.16 $18,767.16

NY Queens 100802 2000 $0.00 $18,550.36 $18,550.36

NY Queens 100802 3008 $0.00 $218,660.60 $218,660.60

NY Queens 103201 1007 $0.00 $820.80 $820.80

NY Rensselaer 051600 1007 $0.00 $1,022.32 $1,022.32

NY Rensselaer 051702 1018 $0.00 $19,398.67 $19,398.67

NY Rensselaer 051702 1051 $0.00 $33,223.04 $33,223.04

NY Rensselaer 052501 2033 $62,401.68 $0.00 $62,401.68

NY Richmond 002002 2003 $0.00 $30,915.24 $30,915.24

NY Richmond 005000 2001 $0.00 $53,220.43 $53,220.43

NY Richmond 011202 2012 $0.00 $3,324.20 $3,324.20

NY Richmond 014608 1000 $0.00 $41,640.30 $41,640.30

NY Richmond 021300 4003 $0.00 $114,761.36 $114,761.36

NY Richmond 024800 3026 $0.00 $37,809.09 $37,809.09

NY Richmond 027702 2003 $0.00 $442.91 $442.91

NY Rockland 010101 4016 $0.00 $253,730.04 $253,730.04

NY Rockland 010502 1004 $0.00 $37,922.34 $37,922.34

NY Rockland 010602 2013 $0.00 $58,937.09 $58,937.09

NY Rockland 011405 2004 $0.00 $11,662.48 $11,662.48

NY Rockland 011902 1011 $0.00 $151,009.98 $151,009.98

NY Rockland 012101 3000 $0.00 $1,244.27 $1,244.27

NY Saratoga 061701 2006 $0.00 $1,706.32 $1,706.32

NY Saratoga 062508 1024 $0.00 $26,473.19 $26,473.19

NY Schenectady 020700 1011 $0.00 $12,444.83 $12,444.83

99

99 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NY Schenectady 021002 2001 $0.00 $14,853.48 $14,853.48

NY Schenectady 031900 1028 $0.00 $16,361.32 $16,361.32

NY Schenectady 032503 1001 $0.00 $12,734.82 $12,734.82

NY Suffolk 110200 4002 $0.00 $61,138.77 $61,138.77

NY Suffolk 110502 1015 $0.00 $35,851.43 $35,851.43

NY Suffolk 110902 2011 $0.00 $46,745.77 $46,745.77

NY Suffolk 111100 2011 $0.00 $285,448.78 $285,448.78

NY Suffolk 111701 5002 $186,207.42 $0.00 $186,207.42

NY Suffolk 112102 1015 $0.00 $205,414.76 $205,414.76

NY Suffolk 112211 2008 $0.00 $40,049.98 $40,049.98

NY Suffolk 112213 1009 $0.00 $77,694.96 $77,694.96

NY Suffolk 122404 2021 $0.00 $23,207.94 $23,207.94

NY Suffolk 122501 3009 $0.00 $27,155.25 $27,155.25

NY Suffolk 122501 3019 $0.00 $35,043.45 $35,043.45

NY Suffolk 122901 1012 $0.00 $15,287.42 $15,287.42

NY Suffolk 123102 1024 $0.00 $26,613.11 $26,613.11

NY Suffolk 123301 4000 $225,414.63 $0.00 $225,414.63

NY Suffolk 123702 4013 $0.00 $94,449.29 $94,449.29

NY Suffolk 135209 2000 $0.00 $110,057.77 $110,057.77

NY Suffolk 135403 2009 $0.00 $37,714.42 $37,714.42

NY Suffolk 145602 1019 $0.00 $12,759.45 $12,759.45

NY Suffolk 145604 2018 $0.00 $15,038.69 $15,038.69

NY Suffolk 145702 1021 $0.00 $15,772.85 $15,772.85

NY Suffolk 145807 1005 $0.00 $33,804.60 $33,804.60

NY Suffolk 145901 1037 $0.00 $214,729.27 $214,729.27

NY Suffolk 146002 3020 $0.00 $123,753.27 $123,753.27

NY Suffolk 146003 2004 $0.00 $3,413.80 $3,413.80

NY Suffolk 146103 2016 $0.00 $111,954.11 $111,954.11

NY Suffolk 146204 2016 $0.00 $4,883.21 $4,883.21

NY Suffolk 146403 2006 $0.00 $10,285.10 $10,285.10

NY Suffolk 146404 1021 $0.00 $14,649.41 $14,649.41

NY Suffolk 146500 1022 $0.00 $15,264.60 $15,264.60

NY Suffolk 146703 1002 $0.00 $17,715.66 $17,715.66

NY Suffolk 146706 1011 $0.00 $19,108.12 $19,108.12

NY Suffolk 146902 2004 $0.00 $66,756.90 $66,756.90

NY Suffolk 147300 4006 $0.00 $44,200.80 $44,200.80

NY Suffolk 147401 1020 $0.00 $224,896.60 $224,896.60

100

100 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NY Suffolk 147502 1004 $0.00 $55,849.88 $55,849.88

NY Suffolk 158011 2011 $0.00 $22,963.32 $22,963.32

NY Suffolk 158104 2018 $0.00 $11,677.14 $11,677.14

NY Suffolk 158110 2015 $0.00 $30,489.74 $30,489.74

NY Suffolk 158112 2019 $0.00 $28,929.50 $28,929.50

NY Suffolk 158308 4005 $0.00 $13,194.85 $13,194.85

NY Suffolk 158323 1006 $120,870.35 $4,880.00 $125,750.35

NY Suffolk 158323 4006 $0.00 $114,159.19 $114,159.19

NY Suffolk 158401 1006 $0.00 $20,758.31 $20,758.31

NY Suffolk 158705 3004 $0.00 $24,968.39 $24,968.39

NY Suffolk 158708 2006 $0.00 $39,309.73 $39,309.73

NY Suffolk 158712 3017 $0.00 $53,632.63 $53,632.63

NY Suffolk 158804 6019 $0.00 $23,215.74 $23,215.74

NY Suffolk 159102 1005 $0.00 $6,278.67 $6,278.67

NY Suffolk 159102 4000 $0.00 $88,715.77 $88,715.77

NY Suffolk 159103 1011 $0.00 $56,279.02 $56,279.02

NY Suffolk 159103 4009 $0.00 $14,724.99 $14,724.99

NY Suffolk 159107 2001 $0.00 $29,660.67 $29,660.67

NY Suffolk 159406 2002 $0.00 $28,603.14 $28,603.14

NY Suffolk 159411 2025 $0.00 $93,570.14 $93,570.14

NY Suffolk 159506 4018 $0.00 $21,001.77 $21,001.77

NY Suffolk 159512 1023 $0.00 $997.09 $997.09

NY Suffolk 159601 1004 $0.00 $73,840.57 $73,840.57

NY Suffolk 200901 1000 $0.00 $110,057.93 $110,057.93

NY Suffolk 201100 2011 $0.00 $20,872.72 $20,872.72

NY Sullivan 951700 2029 $0.00 $32,080.99 $32,080.99

NY Sullivan 951800 5032 $0.00 $16,830.23 $16,830.23

NY Ulster 951000 4032 $0.00 $12,856.61 $12,856.61

NY Ulster 952000 2001 $0.00 $1,193.49 $1,193.49

NY Ulster 953900 3007 $0.00 $18,945.26 $18,945.26

NY Wayne * * $0.00 $2,103.47 $2,103.47

NY Wayne 020600 1064 $0.00 $6,051.03 $6,051.03

NY Westchester 000701 2006 $0.00 $29,824.29 $29,824.29

NY Westchester 002600 3002 $0.00 $75.75 $75.75

NY Westchester 002700 2000 $0.00 $267,911.58 $267,911.58

NY Westchester 003400 1007 $0.00 $49,442.04 $49,442.04


101

101 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

NY Westchester 003600 1003 $0.00 $7,627.86 $7,627.86

NY Westchester 003700 2000 $0.00 $10,020.27 $10,020.27

NY Westchester 004200 2014 $0.00 $93,896.07 $93,896.07

NY Westchester 005701 3003 $0.00 $274,337.31 $274,337.31

NY Westchester 007401 3004 $0.00 $114,911.81 $114,911.81

NY Westchester 008000 1001 $0.00 $80,269.69 $80,269.69

NY Westchester 008100 3005 $0.00 $43,769.64 $43,769.64

NY Westchester 008700 1013 $0.00 $135,815.48 $135,815.48

NY Westchester 009200 1006 $0.00 $162,969.12 $162,969.12

NY Westchester 010902 3001 $208,315.69 $1,328.00 $209,643.69

NY Westchester 013500 1027 $0.00 $18,189.09 $18,189.09

NY Westchester 013600 2012 $0.00 $82,010.68 $82,010.68

NY Westchester 014400 3007 $0.00 $592.89 $592.89

NY Westchester 014400 3015 $0.00 $36,945.94 $36,945.94

OH Adams 770200 4041 $0.00 $5,676.78 $5,676.78

OH Ashtabula 000103 4004 $0.00 $392.00 $392.00

OH Butler 011002 5006 $0.00 $15,778.18 $15,778.18

OH Butler 011109 2030 $0.00 $12,049.26 $12,049.26

OH Butler 011117 3004 $0.00 $2,747.95 $2,747.95

OH Butler 011127 1005 $0.00 $3,921.34 $3,921.34

OH Butler 014700 2012 $0.00 $12,069.74 $12,069.74

OH Carroll 720300 2000 $0.00 $2,695.24 $2,695.24

OH Carroll 720300 4034 $0.00 $970.68 $970.68

OH Clark 000200 2021 $0.00 $6,032.27 $6,032.27

OH Clark 002000 1000 $0.00 $21,926.16 $21,926.16

OH Clark 002000 2033 $0.00 $17,132.25 $17,132.25

OH Clark 002200 3010 $0.00 $2,971.75 $2,971.75

OH Clermont 040101 2020 $0.00 $11,299.38 $11,299.38

OH Columbiana 950400 4001 $0.00 $13,366.30 $13,366.30

OH Columbiana 952400 3011 $0.00 $18,842.91 $18,842.91

OH Crawford 974600 2032 $0.00 $3,745.29 $3,745.29

OH Cuyahoga 102900 2024 $0.00 $3,166.13 $3,166.13

OH Cuyahoga 105100 1001 $0.00 $255.66 $255.66

OH Cuyahoga 105100 4004 $0.00 $7,682.06 $7,682.06

OH Cuyahoga 110801 2019 $0.00 $4,167.56 $4,167.56

OH Cuyahoga 115400 2010 $0.00 $124.73 $124.73

OH Cuyahoga 117102 2000 $0.00 $852.05 $852.05

102

102 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

OH Cuyahoga 117700 5002 $0.00 $5,793.02 $5,793.02

OH Cuyahoga 119300 4000 $0.00 $3,977.80 $3,977.80

OH Cuyahoga 120802 2001 $0.00 $3,326.29 $3,326.29

OH Cuyahoga 132100 4005 $0.00 $5,759.27 $5,759.27

OH Cuyahoga 140500 3007 $0.00 $7,421.85 $7,421.85

OH Cuyahoga 151400 2005 $16,500.00 $0.00 $16,500.00

OH Cuyahoga 154300 1018 $0.00 $10,035.87 $10,035.87

OH Cuyahoga 154603 4006 $0.00 $386.72 $386.72

OH Cuyahoga 154700 1003 $0.00 $7,233.86 $7,233.86

OH Cuyahoga 154700 1012 $0.00 $4,444.35 $4,444.35

OH Cuyahoga 160900 1000 $0.00 $10,086.58 $10,086.58

OH Cuyahoga 161500 4005 $0.00 $368.00 $368.00

OH Cuyahoga 178101 3002 $0.00 $22,625.48 $22,625.48

OH Cuyahoga 181201 1014 $0.00 $9,769.57 $9,769.57

OH Cuyahoga 196500 1006 $0.00 $5,165.24 $5,165.24

OH Delaware 011710 1002 $0.00 $10,748.11 $10,748.11

OH Erie 040200 3007 $0.00 $13,114.29 $13,114.29

OH Fairfield 030600 1029 $0.00 $13,957.68 $13,957.68

OH Fayette 925800 3048 $0.00 $71.22 $71.22

OH Franklin 000820 1008 $0.00 $724.97 $724.97

OH Franklin 005000 4014 $0.00 $5,381.09 $5,381.09

OH Franklin 006990 2011 $0.00 $220.09 $220.09

OH Franklin 007396 2054 $0.00 $14,066.10 $14,066.10

OH Franklin 007512 2000 $0.00 $5,242.99 $5,242.99

OH Geauga 311600 1005 $0.00 $8,032.86 $8,032.86

OH Greene 240301 4019 $0.00 $11,791.04 $11,791.04

OH Hamilton 006400 4008 $1,931.16 $0.00 $1,931.16

OH Hamilton 009901 2007 $0.00 $6,481.40 $6,481.40

OH Hamilton 010004 3000 $0.00 $14,071.88 $14,071.88

OH Hamilton 020705 1003 $0.00 $27,277.82 $27,277.82

OH Hamilton 020811 2006 $0.00 $9,885.17 $9,885.17

OH Hamilton 021504 4009 $0.00 $9,086.23 $9,086.23

OH Hamilton 021509 2010 $0.00 $289.47 $289.47

OH Hamilton 021572 4005 $0.00 $4,773.02 $4,773.02

OH Hamilton 022700 1006 $0.00 $2,373.05 $2,373.05

OH Hamilton 022700 3022 $0.00 $355.00 $355.00

OH Hamilton 023901 2000 $0.00 $5,071.63 $5,071.63

103

103 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

OH Hamilton 027000 1004 $0.00 $8,835.61 $8,835.61

OH Huron 915700 2015 $0.00 $4,550.43 $4,550.43

OH Huron 915700 3002 $0.00 $3,240.63 $3,240.63

OH Lake 200500 1007 $0.00 $701.36 $701.36

OH Lake 201700 1007 $0.00 $3,309.13 $3,309.13

OH Lake 202800 2012 $0.00 $28,065.28 $28,065.28

OH Lake 206100 1002 $0.00 $8,982.47 $8,982.47

OH Licking 753900 2020 $0.00 $1,261.92 $1,261.92

OH Licking 759000 2022 $0.00 $271.76 $271.76

OH Lorain 022500 2006 $0.00 $9,202.40 $9,202.40

OH Lorain 030100 3022 $0.00 $6,078.19 $6,078.19

OH Lorain 070500 1018 $0.00 $7,757.38 $7,757.38

OH Lorain 071300 1010 $0.00 $24,873.32 $24,873.32

OH Lorain 096100 1048 $0.00 $23,188.23 $23,188.23

OH Lucas 007301 3003 $0.00 $17,630.57 $17,630.57

OH Lucas 007302 2009 $87,750.00 $0.00 $87,750.00

OH Lucas 007500 1006 $0.00 $340.29 $340.29

OH Lucas 008800 1001 $0.00 $9,339.27 $9,339.27

OH Madison 040400 1036 $0.00 $5,048.58 $5,048.58

OH Madison 040500 2001 $0.00 $16,847.54 $16,847.54

OH Madison 041100 3020 $0.00 $7,083.92 $7,083.92

OH Mahoning 801500 2004 $0.00 $3,418.72 $3,418.72

OH Mahoning 812400 2015 $0.00 $7,252.54 $7,252.54

OH Mahoning 812603 4014 $6,851.87 $371.96 $7,223.83

OH Mahoning 812800 2017 $0.00 $409.54 $409.54

OH Medina 416200 2025 $0.00 $51,902.63 $51,902.63

OH Montgomery 020200 1006 $0.00 $16,329.72 $16,329.72

OH Montgomery 020400 2004 $0.00 $20,177.75 $20,177.75

OH Montgomery 050402 1005 $0.00 $10,676.89 $10,676.89

OH Muskingum 912700 3015 $0.00 $13,563.57 $13,563.57

OH Portage 600706 1104 $0.00 $6,416.22 $6,416.22

OH Portage 601702 2020 $0.00 $8,362.15 $8,362.15

OH Richland 002000 5020 $0.00 $16,392.78 $16,392.78

OH Richland 002400 1029 $0.00 $27,348.97 $27,348.97

OH Stark 702300 1182 $0.00 $4,223.35 $4,223.35

OH Stark 710900 4039 $0.00 $20,117.18 $20,117.18

OH Stark 713201 2007 $0.00 $7,922.40 $7,922.40

104

104 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

OH Stark 714902 4000 $0.00 $3,533.48 $3,533.48

OH Stark 715000 1036 $0.00 $5,884.06 $5,884.06

OH Summit 502800 5000 $0.00 $15,002.47 $15,002.47

OH Summit 507101 1001 $0.00 $5,570.06 $5,570.06

OH Summit 520500 5011 $0.00 $21,676.24 $21,676.24

OH Summit 530101 2040 $0.00 $39.27 $39.27

OH Summit 530108 1015 $0.00 $13,408.63 $13,408.63

OH Summit 534000 3002 $0.00 $118,887.32 $118,887.32

OH Trumbull * * $0.00 $29,707.36 $29,707.36

OH Trumbull 931100 2005 $0.00 $12,557.39 $12,557.39

OH Trumbull 933600 5021 $0.00 $14,610.61 $14,610.61

OH Union 050303 2051 $0.00 $4,812.29 $4,812.29

OH Warren 030501 1002 $0.00 $8,278.20 $8,278.20

OH Wyandot 938200 3019 $0.00 $1,449.78 $1,449.78

OK Canadian 301003 2038 $0.00 $2,829.05 $2,829.05

OK Carter 892800 5026 $0.00 $3,473.23 $3,473.23

OK Garfield 000100 1005 $29,214.78 $0.00 $29,214.78

OK Grady 000700 2210 $0.00 $30.54 $30.54

OK Oklahoma 106704 3026 $0.00 $5,795.52 $5,795.52

OK Oklahoma 107605 2002 $0.00 $5,163.07 $5,163.07

OK Oklahoma 108106 3006 $4,757.46 $0.00 $4,757.46

OK Oklahoma 108302 2008 $0.00 $26,144.92 $26,144.92

OK Oklahoma 108318 3000 $0.00 $19,196.58 $19,196.58

OK Oklahoma 108515 4005 $0.00 $943.75 $943.75

OK Oklahoma 108801 1017 $0.00 $6,267.87 $6,267.87

OK Oklahoma 108801 2034 $0.00 $16,945.64 $16,945.64

OK Osage 940010 1141 $0.00 $5,088.53 $5,088.53

OK Pittsburg 486500 1043 $0.00 $5,201.91 $5,201.91

OK Pittsburg 486500 2046 $0.00 $9,972.06 $9,972.06

OK Pittsburg 486700 2110 $0.00 $4,935.20 $4,935.20

OK Tulsa 005801 1020 $0.00 $1,187.75 $1,187.75

OK Tulsa 006906 1034 $0.00 $111.72 $111.72

OK Tulsa 007413 1018 $0.00 $18,426.62 $18,426.62

OK Tulsa 007506 1007 $0.00 $5,411.50 $5,411.50

OK Tulsa 007506 1027 $0.00 $8,221.12 $8,221.12

OK Tulsa 009007 2008 $0.00 $5,808.27 $5,808.27


105

105 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

OK Wagoner 030798 2000 $0.00 $204.99 $204.99

OR Clackamas 021300 1006 $0.00 $2,351.02 $2,351.02

OR Clackamas 022103 1028 $0.00 $3,001.83 $3,001.83

OR Clackamas 022105 1000 $0.00 $6,756.79 $6,756.79

OR Clatsop 950900 5053 $0.00 $1,230.11 $1,230.11

OR Columbia 970200 4041 $0.00 $22,996.68 $22,996.68

OR Columbia 970500 1099 $0.00 $46,131.67 $46,131.67

OR Coos 000600 1009 $0.00 $1,621.42 $1,621.42

OR Jackson 000502 1011 $0.00 $954.98 $954.98

OR Jackson 002100 2021 $0.00 $145,255.32 $145,255.32

OR Lane 001302 2012 $0.00 $13,292.26 $13,292.26

OR Lane 002501 3014 $0.00 $1,503.75 $1,503.75

OR Lincoln 951000 2010 $0.00 $2.00 $2.00

OR Linn 030902 5018 $0.00 $11,721.88 $11,721.88

OR Marion 001702 3000 $0.00 $6,775.21 $6,775.21

OR Multnomah 000702 1010 $0.00 $109.98 $109.98

OR Multnomah 001701 6010 $0.00 $6,652.19 $6,652.19

OR Multnomah 003501 2018 $0.00 $31,471.10 $31,471.10

OR Multnomah 004102 4020 $0.00 $7,142.12 $7,142.12

OR Multnomah 004200 1007 $0.00 $393.82 $393.82

OR Washington 032103 2015 $0.00 $17,682.67 $17,682.67

OR Washington 032200 3055 $0.00 $7,985.98 $7,985.98

PA Allegheny 020100 5022 $0.00 $2,338.31 $2,338.31

PA Allegheny 151700 4013 $0.00 $11,957.40 $11,957.40

PA Allegheny 170600 2013 $0.00 $3,356.18 $3,356.18

PA Allegheny 192000 2002 $0.00 $12,780.87 $12,780.87

PA Allegheny 261500 1002 $0.00 $25,271.05 $25,271.05

PA Allegheny 290400 1004 $0.00 $5,279.00 $5,279.00

PA Allegheny 310200 5015 $0.00 $5,508.18 $5,508.18

PA Allegheny 401100 4001 $0.00 $4,194.25 $4,194.25

PA Allegheny 402000 1014 $0.00 $6,286.80 $6,286.80

PA Allegheny 407001 3024 $0.00 $820.37 $820.37

PA Allegheny 427000 1010 $0.00 $5,195.03 $5,195.03

PA Allegheny 427100 2015 $0.00 $14,866.21 $14,866.21

PA Allegheny 429300 3001 $0.00 $34,064.60 $34,064.60

PA Allegheny 468800 3001 $0.00 $6,221.14 $6,221.14

PA Allegheny 475101 1003 $0.00 $309.74 $309.74

106

106 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

PA Allegheny 517000 2001 $0.00 $668.97 $668.97

PA Allegheny 523100 3009 $8,525.58 $0.00 $8,525.58

PA Allegheny 561400 2019 $0.00 $9,095.93 $9,095.93

PA Armstrong 950600 3021 $0.00 $1,965.58 $1,965.58

PA Beaver 602100 1015 $0.00 $4,207.82 $4,207.82

PA Beaver 602601 2033 $0.00 $696.66 $696.66

PA Beaver 603300 2109 $0.00 $7,785.89 $7,785.89

PA Bedford 960400 3043 $0.00 $11,201.63 $11,201.63

PA Berks 001600 1025 $0.00 $2,038.99 $2,038.99

PA Berks 010400 1100 $0.00 $17,876.29 $17,876.29

PA Berks 011300 1031 $0.00 $13,306.96 $13,306.96

PA Berks 011904 2001 $0.00 $3,301.66 $3,301.66

PA Berks 011904 4021 $0.00 $26,112.56 $26,112.56

PA Berks 012002 5007 $0.00 $17,368.59 $17,368.59

PA Berks 012101 1032 $0.00 $691.62 $691.62

PA Berks 012400 4053 $0.00 $3,861.87 $3,861.87

PA Blair 010600 2033 $0.00 $6,501.40 $6,501.40

PA Blair 011500 3060 $0.00 $9,654.48 $9,654.48

PA Bucks 100210 2008 $0.00 $12,871.39 $12,871.39

PA Bucks 100302 2013 $0.00 $15,313.58 $15,313.58

PA Bucks 100306 2021 $0.00 $9,082.66 $9,082.66

PA Bucks 100404 7007 $0.00 $7,113.19 $7,113.19

PA Bucks 100804 1005 $0.00 $8,188.00 $8,188.00

PA Bucks 102104 2016 $0.00 $7,408.28 $7,408.28

PA Bucks 102402 2019 $0.00 $29,244.63 $29,244.63

PA Bucks 104901 2009 $0.00 $33,640.55 $33,640.55

PA Bucks 105004 2013 $0.00 $62,383.90 $62,383.90

PA Bucks 105011 1003 $0.00 $588.06 $588.06

PA Butler 902600 2013 $0.00 $17,228.19 $17,228.19

PA Carbon 020106 2067 $0.00 $2,681.03 $2,681.03

PA Carbon 020500 5006 $24,861.06 $0.00 $24,861.06

PA Chester 304900 2007 $0.00 $12,588.50 $12,588.50

PA Chester 305102 1014 $47,407.28 $0.00 $47,407.28

PA Chester 306300 2001 $0.00 $11,336.83 $11,336.83

PA Chester 306900 2012 $0.00 $23,677.90 $23,677.90

PA Chester 311404 2032 $0.00 $28,347.41 $28,347.41

PA Clarion 160400 3022 $0.00 $11,924.98 $11,924.98

107

107 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

PA Clearfield 330200 4060 $0.00 $6,462.01 $6,462.01

PA Columbia 050300 1039 $0.00 $20,026.74 $20,026.74

PA Cumberland 012600 3051 $0.00 $9,212.23 $9,212.23

PA Dauphin * * $0.00 $3,707.35 $3,707.35

PA Dauphin 022502 4013 $0.00 $2,200.82 $2,200.82

PA Delaware 400700 3011 $15,426.36 $0.00 $15,426.36

PA Delaware 401200 4007 $0.00 $18,107.26 $18,107.26

PA Delaware 401401 2000 $0.00 $10,953.49 $10,953.49

PA Delaware 402300 1008 $0.00 $1,006.40 $1,006.40

PA Delaware 402800 3008 $0.00 $14,247.70 $14,247.70

PA Delaware 402800 3014 $0.00 $14,262.48 $14,262.48

PA Delaware 403901 1000 $0.00 $7,645.97 $7,645.97

PA Delaware 403902 3013 $0.00 $20,831.13 $20,831.13

PA Delaware 410100 1006 $0.00 $45,368.93 $45,368.93

PA Erie 000200 3010 $0.00 $8,006.43 $8,006.43

PA Erie 000900 3012 $0.00 $6,472.55 $6,472.55

PA Erie 001000 4023 $0.00 $15,534.49 $15,534.49

PA Erie 002700 5015 $0.00 $10,351.06 $10,351.06

PA Erie 011002 2023 $0.00 $4,883.85 $4,883.85

PA Erie 011400 1016 $0.00 $14,590.28 $14,590.28

PA Fayette 260402 1013 $0.00 $1,758.39 $1,758.39

PA Fayette 260800 3073 $0.00 $1,507.85 $1,507.85

PA Fayette 263100 1048 $0.00 $7,226.03 $7,226.03

PA Franklin 011600 2109 $0.00 $11,449.07 $11,449.07

PA Franklin 011800 3019 $0.00 $13,164.52 $13,164.52

PA Greene 970200 2085 $0.00 $8,522.23 $8,522.23

PA Huntingdon 950200 2031 $0.00 $3,155.23 $3,155.23

PA Indiana 960300 2016 $0.00 $6,123.75 $6,123.75

PA Jefferson 950300 3012 $0.00 $13,136.11 $13,136.11

PA Jefferson 951100 2000 $0.00 $3,529.82 $3,529.82

PA Lancaster 011504 1077 $0.00 $6,804.92 $6,804.92

PA Lancaster 012800 1006 $0.00 $29,351.62 $29,351.62

PA Lancaster 013501 4003 $0.00 $3,132.56 $3,132.56

PA Lawrence 010100 3005 $0.00 $1,032.45 $1,032.45

PA Lawrence 011600 1013 $0.00 $7,804.77 $7,804.77


108

108 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

PA Lebanon 003200 1043 $0.00 $16,807.76 $16,807.76

PA Lehigh * * $0.00 $1,076.35 $1,076.35

PA Lehigh 000600 1048 $0.00 $16,905.74 $16,905.74

PA Lehigh 001402 1049 $0.00 $8,859.43 $8,859.43

PA Lehigh 002201 4025 $0.00 $17,205.39 $17,205.39

PA Lehigh 005200 6025 $0.00 $14,112.23 $14,112.23

PA Lehigh 005401 1056 $0.00 $20,930.58 $20,930.58

PA Lehigh 006302 1020 $0.00 $1,097.99 $1,097.99

PA Lehigh 006302 3014 $0.00 $33,387.32 $33,387.32

PA Lehigh 006500 4026 $2,638.19 $0.00 $2,638.19

PA Luzerne 215400 1050 $0.00 $115.76 $115.76

PA Luzerne 215600 4011 $0.00 $14,339.41 $14,339.41

PA Luzerne 215702 2013 $0.00 $4,002.72 $4,002.72

PA Luzerne 217300 3017 $0.00 $5,075.39 $5,075.39

PA Lycoming 010100 2121 $25,254.82 $3,080.41 $28,335.23

PA Mercer 032100 3078 $0.00 $3,361.52 $3,361.52

PA Mercer 032800 1032 $118,563.93 $0.00 $118,563.93

PA Mifflin 960600 3015 $0.00 $4,855.60 $4,855.60

PA Monroe 300202 3021 $0.00 $28,428.00 $28,428.00

PA Monroe 300301 2098 $0.00 $11,650.86 $11,650.86

PA Monroe 300305 2010 $0.00 $7,431.70 $7,431.70

PA Monroe 300308 2041 $0.00 $112,451.74 $112,451.74

PA Monroe 300309 1088 $277,212.29 $0.00 $277,212.29

PA Monroe 300502 1032 $0.00 $35,233.88 $35,233.88

PA Monroe 300502 2026 $0.00 $30,028.40 $30,028.40

PA Monroe 301001 2036 $68,377.79 $0.00 $68,377.79

PA Monroe 301203 1002 $0.00 $8,551.68 $8,551.68

PA Monroe 301204 1071 $0.00 $11,131.84 $11,131.84

PA Monroe 301301 1053 $0.00 $40,240.72 $40,240.72

PA Montgomery 200507 2014 $0.00 $24,180.74 $24,180.74

PA Montgomery 201608 4003 $0.00 $25,278.55 $25,278.55

PA Montgomery 202402 2010 $0.00 $28,760.09 $28,760.09

PA Montgomery 203303 1013 $0.00 $25,051.04 $25,051.04

PA Montgomery 203303 2016 $0.00 $12,577.42 $12,577.42

PA Montgomery 203901 4010 $0.00 $6,047.67 $6,047.67

PA Montgomery 205300 2006 $0.00 $634.43 $634.43


109

109 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

PA Montgomery 207800 2012 $0.00 $293.55 $293.55

PA Northampton 015400 3019 $0.00 $33,893.02 $33,893.02

PA Northampton 015500 1110 $0.00 $14,674.55 $14,674.55

PA Northampton 017200 2035 $5,151.09 $586.60 $5,737.69

PA Northampton 017200 4023 $0.00 $3,163.26 $3,163.26

PA Northampton 017300 1006 $0.00 $18,186.16 $18,186.16

PA Philadelphia 003800 2018 $0.00 $1,875.32 $1,875.32

PA Philadelphia 007300 4013 $0.00 $4,375.45 $4,375.45

PA Philadelphia 010100 1000 $0.00 $19,908.31 $19,908.31

PA Philadelphia 011000 3007 $0.00 $1,917.41 $1,917.41

PA Philadelphia 011500 4003 $0.00 $25,971.98 $25,971.98

PA Philadelphia 011800 4000 $0.00 $2,333.04 $2,333.04

PA Philadelphia 011800 5000 $0.00 $21,377.79 $21,377.79

PA Philadelphia 015700 3006 $0.00 $30,930.24 $30,930.24

PA Philadelphia 016901 2003 $0.00 $601.11 $601.11

PA Philadelphia 017100 3004 $0.00 $4,721.74 $4,721.74

PA Philadelphia 018001 3007 $0.00 $361.64 $361.64

PA Philadelphia 023900 1006 $0.00 $34,806.11 $34,806.11

PA Philadelphia 024200 3005 $0.00 $15,058.90 $15,058.90

PA Philadelphia 024200 3009 $0.00 $6,063.14 $6,063.14

PA Philadelphia 026000 2003 $0.00 $4,627.10 $4,627.10

PA Philadelphia 026200 3000 $0.00 $12,260.40 $12,260.40

PA Philadelphia 026400 4003 $0.00 $6,970.41 $6,970.41

PA Philadelphia 026400 5010 $0.00 $5,321.07 $5,321.07

PA Philadelphia 026500 2006 $0.00 $2,170.51 $2,170.51

PA Philadelphia 026600 4003 $0.00 $4,290.14 $4,290.14

PA Philadelphia 027500 1002 $0.00 $4,456.16 $4,456.16

PA Philadelphia 028200 1003 $90,859.76 $0.00 $90,859.76

PA Philadelphia 028300 2002 $0.00 $883.83 $883.83

PA Philadelphia 028902 1007 $0.00 $8,527.46 $8,527.46

PA Philadelphia 029000 3003 $0.00 $10,345.69 $10,345.69

PA Philadelphia 029000 3015 $0.00 $8,805.32 $8,805.32

PA Philadelphia 031101 3008 $0.00 $11,721.82 $11,721.82

PA Philadelphia 031200 1005 $0.00 $9,565.19 $9,565.19

PA Philadelphia 031200 2005 $0.00 $16,152.67 $16,152.67

PA Philadelphia 031401 2006 $0.00 $15,312.79 $15,312.79

PA Philadelphia 031800 4003 $0.00 $2,962.13 $2,962.13

110

110 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

PA Philadelphia 031900 5006 $0.00 $13,814.11 $13,814.11

PA Philadelphia 033702 2002 $0.00 $8,912.75 $8,912.75

PA Philadelphia 035900 1008 $0.00 $11,315.35 $11,315.35

PA Philadelphia 036700 2011 $0.00 $42,020.05 $42,020.05

PA Philadelphia 038000 2006 $0.00 $15,767.44 $15,767.44

PA Philadelphia 039000 2005 $0.00 $8,414.62 $8,414.62

PA Pike 950102 1018 $19,992.84 $0.00 $19,992.84

PA Pike 950201 3102 $0.00 $2,078.29 $2,078.29

PA Pike 950302 1023 $0.00 $51,179.55 $51,179.55

PA Pike 950801 3013 $70,874.13 $869.50 $71,743.63

PA Venango 200200 2032 $0.00 $5,461.31 $5,461.31

PA Warren 970500 3001 $0.00 $7,519.33 $7,519.33

PA Westmoreland 802002 2055 $0.00 $21,176.59 $21,176.59

PA Westmoreland 805000 1026 $0.00 $2,886.83 $2,886.83

PA Westmoreland 805100 2001 $0.00 $22,533.68 $22,533.68

PA York 021100 4021 $0.00 $27,716.44 $27,716.44

PA York 021210 1011 $0.00 $6,803.80 $6,803.80

PA York 021210 1016 $0.00 $24,177.05 $24,177.05

PA York 021300 4007 $0.00 $12,877.72 $12,877.72

PA York 021500 2007 $0.00 $6,040.09 $6,040.09

PA York 022600 5001 $0.00 $5,604.46 $5,604.46

PR Cayey 260600 2008 $0.00 $43.38 $43.38

PR Coamo 953900 1000 $0.00 $7,248.36 $7,248.36

PR Gurabo 210300 2016 $0.00 $10,568.44 $10,568.44

PR Loíza 110101 1018 $0.00 $396.08 $396.08

PR Naranjito 520200 2007 $0.00 $3,708.34 $3,708.34

PR San Juan 001200 1003 $0.00 $462.86 $462.86

RI Kent 020400 1009 $46,013.58 $3,790.40 $49,803.98

RI Kent 020702 2033 $0.00 $29,477.80 $29,477.80

RI Kent 021902 3004 $0.00 $13,236.44 $13,236.44

RI Newport 040102 2022 $0.00 $73,754.79 $73,754.79

RI Providence 000101 3015 $0.00 $12,854.97 $12,854.97

RI Providence 002900 3011 $0.00 $21,383.80 $21,383.80

RI Providence 003100 2011 $253,921.68 $0.00 $253,921.68

RI Providence 003700 2019 $0.00 $39,257.10 $39,257.10

RI Providence 012000 2000 $0.00 $5,779.84 $5,779.84

RI Providence 014000 1025 $0.00 $22,579.00 $22,579.00

111

111 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

RI Providence 016700 1001 $0.00 $31,046.49 $31,046.49

RI Washington 050902 3008 $0.00 $24,778.05 $24,778.05

SC Aiken 022002 4001 $0.00 $1,073.81 $1,073.81

SC Allendale 970200 1246 $0.00 $1,523.21 $1,523.21

SC Anderson 011901 1001 $0.00 $5,654.74 $5,654.74

SC Beaufort 000902 3017 $0.00 $26,114.61 $26,114.61

SC Berkeley 020101 2050 $0.00 $10,491.37 $10,491.37

SC Berkeley 020302 3023 $0.00 $28,513.31 $28,513.31

SC Berkeley 020504 3022 $0.00 $28,880.09 $28,880.09

SC Berkeley 020712 1005 $0.00 $28,584.64 $28,584.64

SC Berkeley 020715 1012 $0.00 $2,678.83 $2,678.83

SC Berkeley 020719 1001 $0.00 $16,505.88 $16,505.88

SC Berkeley 020722 1000 $0.00 $3,313.48 $3,313.48

SC Berkeley 020806 1005 $0.00 $5,097.01 $5,097.01

SC Berkeley 020810 1011 $0.00 $5,040.69 $5,040.69

SC Charleston 003106 1041 $0.00 $32,527.84 $32,527.84

SC Charleston 003113 1007 $0.00 $4,224.10 $4,224.10

SC Charleston 004000 1008 $0.00 $9,173.31 $9,173.31

SC Cherokee 970202 3037 $0.00 $3,932.89 $3,932.89

SC Chester 020300 4016 $0.00 $6,890.26 $6,890.26

SC Chesterfield 950101 1060 $0.00 $2,736.63 $2,736.63

SC Clarendon 960201 2049 $0.00 $4,849.46 $4,849.46

SC Darlington 010400 2031 $0.00 $14,947.06 $14,947.06

SC Darlington 010900 1041 $0.00 $7,125.99 $7,125.99

SC Darlington 011300 5008 $0.00 $19,424.96 $19,424.96

SC Dorchester 010200 2116 $0.00 $10,873.78 $10,873.78

SC Dorchester 010605 3000 $0.00 $13,860.35 $13,860.35

SC Dorchester 010814 1010 $0.00 $3,104.25 $3,104.25

SC Fairfield * * $0.00 $4,775.80 $4,775.80

SC Fairfield 960400 2065 $0.00 $3,135.53 $3,135.53

SC Florence 001503 2017 $0.00 $1,584.56 $1,584.56

SC Florence 002202 3001 $0.00 $7,852.99 $7,852.99

SC Georgetown 920600 1033 $0.00 $126.85 $126.85

SC Greenville 002201 3002 $0.00 $274.62 $274.62

SC Greenville 002505 3007 $0.00 $9,590.07 $9,590.07

SC Greenville 002812 2054 $0.00 $18,275.61 $18,275.61


112

112 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

SC Horry 020300 1003 $48,457.46 $0.00 $48,457.46

SC Horry 060206 1039 $0.00 $2,479.78 $2,479.78

SC Horry 060406 2043 $0.00 $1,798.44 $1,798.44

SC Horry 070602 1067 $0.00 $2,736.36 $2,736.36

SC Jasper 950202 3000 $0.00 $3,532.05 $3,532.05

SC Jasper 950202 3006 $0.00 $7,804.00 $7,804.00

SC Laurens 920600 3058 $0.00 $2,472.72 $2,472.72

SC Lexington 020202 1046 $0.00 $1,782.44 $1,782.44

SC Lexington 020510 2007 $0.00 $9,705.52 $9,705.52

SC Lexington 021009 2041 $0.00 $15,036.80 $15,036.80

SC Lexington 021026 2010 $0.00 $4,142.13 $4,142.13

SC Lexington 021033 2029 $0.00 $8,227.32 $8,227.32

SC Lexington 021203 1009 $0.00 $19,389.84 $19,389.84

SC Orangeburg 010900 1012 $0.00 $7,453.05 $7,453.05

SC Orangeburg 011100 2049 $0.00 $27,989.10 $27,989.10

SC Richland 002100 3006 $0.00 $2,432.21 $2,432.21

SC Richland 002604 1035 $0.00 $5,234.79 $5,234.79

SC Richland 010104 2012 $0.00 $3,188.87 $3,188.87

SC Richland 010305 5004 $0.00 $10,217.81 $10,217.81

SC Richland 010308 1000 $0.00 $14,086.41 $14,086.41

SC Richland 010701 1004 $0.00 $2,436.94 $2,436.94

SC Richland 011404 1004 $0.00 $1,881.96 $1,881.96

SC Richland 011415 2044 $0.00 $4,917.46 $4,917.46

SC Richland 011416 1022 $0.00 $8,814.45 $8,814.45

SC Richland 011417 2032 $0.00 $188.80 $188.80

SC Richland 011702 1018 $0.00 $5,843.81 $5,843.81

SC Spartanburg 022003 1013 $0.00 $2,903.23 $2,903.23

SC Spartanburg 022802 2066 $0.00 $1,871.58 $1,871.58

SC Spartanburg 023001 2013 $0.00 $323.12 $323.12

SC Spartanburg 023403 2004 $0.00 $691.27 $691.27

SC York 060300 3005 $0.00 $1,494.60 $1,494.60

SC York 060501 2012 $60,728.35 $1,120.00 $61,848.35

SC York 060905 2019 $0.00 $2,416.44 $2,416.44

SC York 061203 1040 $0.00 $31,369.28 $31,369.28

SC York 061404 2001 $0.00 $2,921.42 $2,921.42

SD Marshall * * $0.00 $161.09 $161.09


113

113 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

SD Pennington 010700 2007 $0.00 $2,158.12 $2,158.12

TN Blount 011602 4041 $0.00 $16,414.88 $16,414.88

TN Bradley 011401 1021 $0.00 $680.02 $680.02

TN Carter 070700 2012 $0.00 $10,372.79 $10,372.79

TN Cumberland 970200 3034 $0.00 $6,875.66 $6,875.66

TN Davidson 010601 1008 $0.00 $17,250.00 $17,250.00

TN Davidson 015100 2001 $0.00 $18,671.60 $18,671.60

TN Davidson 015404 1006 $0.00 $20,571.42 $20,571.42

TN Davidson 019112 1020 $0.00 $645.08 $645.08

TN Dickson 060501 4009 $0.00 $10,372.31 $10,372.31

TN Gibson 966900 2047 $0.00 $11,989.74 $11,989.74

TN Grainger 500401 2023 $0.00 $106.40 $106.40

TN Hamilton 010413 1017 $0.00 $5,410.89 $5,410.89

TN Hamilton 011311 2007 $0.00 $3,065.53 $3,065.53

TN Hamilton 011443 2005 $0.00 $2,983.24 $2,983.24

TN Hamilton 011900 1016 $0.00 $8,852.77 $8,852.77

TN Hardeman 950300 1061 $0.00 $6,797.83 $6,797.83

TN Hardeman 950400 3011 $0.00 $4,740.08 $4,740.08

TN Hardeman 950400 4040 $0.00 $2,939.03 $2,939.03

TN Humphreys 130500 2046 $0.00 $348.76 $348.76

TN Humphreys 130500 3061 $0.00 $410.92 $410.92

TN Knox 003000 2000 $0.00 $13,580.97 $13,580.97

TN Knox 003300 1009 $0.00 $5,791.34 $5,791.34

TN Knox 003802 1009 $0.00 $6,668.11 $6,668.11

TN Knox 004611 2016 $0.00 $1,695.07 $1,695.07

TN Knox 005201 3027 $0.00 $3,766.33 $3,766.33

TN Knox 005706 1026 $0.00 $14,693.41 $14,693.41

TN Knox 005903 2003 $0.00 $4,543.62 $4,543.62

TN Lawrence 960401 1057 $0.00 $19.02 $19.02

TN Madison 000200 5029 $0.00 $5,647.45 $5,647.45

TN Madison 000500 3026 $5,701.71 $715.88 $6,417.59

TN Madison 001501 2056 $33,118.07 $1,413.60 $34,531.67

TN McMinn 970200 5000 $0.00 $4,507.23 $4,507.23

TN McMinn 970401 2015 $0.00 $351.03 $351.03

TN Montgomery 100300 3000 $0.00 $39,761.41 $39,761.41

TN Montgomery 102003 1019 $0.00 $2,044.29 $2,044.29

TN Rutherford 040103 1051 $0.00 $2,397.19 $2,397.19

114

114 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

TN Rutherford 040200 1041 $0.00 $7,983.30 $7,983.30

TN Rutherford 041102 2009 $0.00 $3,204.40 $3,204.40

TN Sevier 081000 3046 $1,150.00 $0.00 $1,150.00

TN Shelby * * $0.00 $9,207.98 $9,207.98

TN Shelby 005900 3019 $0.00 $505.61 $505.61

TN Shelby 007821 1006 $0.00 $7,422.33 $7,422.33

TN Shelby 007900 3002 $0.00 $8,280.00 $8,280.00

TN Shelby 010000 5010 $0.00 $4,243.05 $4,243.05

TN Shelby 010110 1001 $0.00 $7,003.14 $7,003.14

TN Shelby 010120 3015 $0.00 $15,368.65 $15,368.65

TN Shelby 010610 1032 $0.00 $15,562.94 $15,562.94

TN Shelby 011010 1010 $0.00 $6,944.52 $6,944.52

TN Shelby 020524 1002 $0.00 $5,584.03 $5,584.03

TN Shelby 020524 3003 $0.00 $11,245.41 $11,245.41

TN Shelby 020542 2008 $0.00 $19,242.47 $19,242.47

TN Shelby 020542 2025 $0.00 $7,297.79 $7,297.79

TN Shelby 020610 2001 $0.00 $15,650.65 $15,650.65

TN Shelby 020642 2034 $0.00 $12,250.57 $12,250.57

TN Shelby 020644 1019 $0.00 $18,723.37 $18,723.37

TN Shelby 021010 1103 $0.00 $137.09 $137.09

TN Shelby 021010 1130 $0.00 $19,300.47 $19,300.47

TN Shelby 021010 2031 $0.00 $4,118.44 $4,118.44

TN Shelby 021020 1024 $0.00 $9,666.75 $9,666.75

TN Shelby 021112 1001 $0.00 $8,006.03 $8,006.03

TN Shelby 021124 1018 $0.00 $363.71 $363.71

TN Shelby 021124 2020 $0.00 $211.23 $211.23

TN Shelby 021126 2016 $0.00 $11,665.86 $11,665.86

TN Shelby 021137 4008 $0.00 $39,006.85 $39,006.85

TN Shelby 021137 4035 $0.00 $3,232.94 $3,232.94

TN Shelby 021430 3000 $0.00 $7,866.00 $7,866.00

TN Shelby 021510 2041 $0.00 $14,357.46 $14,357.46

TN Shelby 021510 2051 $0.00 $13,096.70 $13,096.70

TN Shelby 021741 4011 $0.00 $4,893.23 $4,893.23

TN Shelby 021745 2008 $0.00 $7,907.04 $7,907.04

TN Shelby 021745 2030 $0.00 $349.60 $349.60

TN Shelby 021746 2008 $42,777.00 $0.00 $42,777.00


115

115 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

TN Shelby 021751 2002 $0.00 $5,878.87 $5,878.87

TN Shelby 021752 1000 $0.00 $42.59 $42.59

TN Shelby 021752 1018 $0.00 $1,879.20 $1,879.20

TN Shelby 021900 2013 $0.00 $9,541.23 $9,541.23

TN Shelby 022022 5015 $0.00 $3,842.43 $3,842.43

TN Shelby 022121 2004 $33,133.32 $0.00 $33,133.32

TN Shelby 022122 4005 $0.00 $1,301.75 $1,301.75

TN Sullivan 041400 3003 $0.00 $945.68 $945.68

TN Sumner 020602 2040 $0.00 $12,479.23 $12,479.23

TN Tipton 041000 1031 $0.00 $3,685.74 $3,685.74

TN Weakley 968101 2033 $0.00 $10,057.59 $10,057.59

TN Wilson 030600 2017 $0.00 $2,570.23 $2,570.23

TX Andrews 950200 4023 $0.00 $3,451.38 $3,451.38

TX Angelina 000102 1111 $0.00 $21,801.62 $21,801.62

TX Bastrop 950400 2028 $0.00 $11,028.50 $11,028.50

TX Bee 950500 6031 $0.00 $605.22 $605.22

TX Bell 020401 2044 $0.00 $2,894.28 $2,894.28

TX Bell 020800 1065 $0.00 $133.04 $133.04

TX Bell 022104 4006 $0.00 $297.90 $297.90

TX Bell 022401 1014 $0.00 $4,224.34 $4,224.34

TX Bexar 130900 2006 $0.00 $10,825.42 $10,825.42

TX Bexar 131100 3005 $0.00 $4,667.62 $4,667.62

TX Bexar 160502 2007 $0.00 $4,941.11 $4,941.11

TX Bexar 161503 3005 $0.00 $167.01 $167.01

TX Bexar 171401 1001 $0.00 $536.56 $536.56

TX Bexar 171802 4013 $0.00 $421.85 $421.85

TX Bexar 171912 2001 $0.00 $20,230.03 $20,230.03

TX Bexar 171919 1009 $0.00 $254.20 $254.20

TX Bexar 171920 2002 $0.00 $4.41 $4.41

TX Bexar 181715 4005 $0.00 $19,092.53 $19,092.53

TX Bexar 191102 3010 $0.00 $1,189.58 $1,189.58

TX Brazoria 660602 1126 $0.00 $31,992.46 $31,992.46

TX Brazos 000900 2006 $0.00 $10,373.66 $10,373.66

TX Caldwell 960400 2015 $0.00 $6,101.52 $6,101.52

TX Cameron 010800 2015 $0.00 $5,103.34 $5,103.34

TX Cameron 011400 2024 $0.00 $3,148.40 $3,148.40

TX Cameron 014400 1037 $0.00 $8,540.96 $8,540.96

116

116 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

TX Cameron 014400 2028 $0.00 $2,006.87 $2,006.87

TX Collin 031406 1009 $0.00 $3,157.92 $3,157.92

TX Collin 031636 1003 $0.00 $15,161.98 $15,161.98

TX Collin 031636 1016 $0.00 $2,637.99 $2,637.99

TX Collin 032004 5006 $0.00 $16,142.95 $16,142.95

TX Dallas 006800 2010 $0.00 $4,429.41 $4,429.41

TX Dallas 008500 3012 $0.00 $3,422.14 $3,422.14

TX Dallas 011001 6008 $0.00 $7,126.75 $7,126.75

TX Dallas 011300 2011 $0.00 $114.97 $114.97

TX Dallas 012100 3000 $0.00 $18,110.67 $18,110.67

TX Dallas 015000 4022 $0.00 $52,890.64 $52,890.64

TX Dallas 016407 2003 $0.00 $925.27 $925.27

TX Dallas 016411 2027 $0.00 $24,240.68 $24,240.68

TX Dallas 016413 1015 $0.00 $10,874.40 $10,874.40

TX Dallas 016612 3020 $0.00 $11,011.11 $11,011.11

TX Dallas 016618 2001 $0.00 $11,818.10 $11,818.10

TX Dallas 016618 2025 $0.00 $4,472.35 $4,472.35

TX Dallas 016703 4006 $0.00 $14,389.69 $14,389.69

TX Dallas 016802 3001 $0.00 $12,437.12 $12,437.12

TX Dallas 016804 1015 $0.00 $6,871.64 $6,871.64

TX Dallas 017702 1033 $0.00 $2,403.50 $2,403.50

TX Dallas 019004 5004 $0.00 $7,304.15 $7,304.15

TX Dallas 019031 3001 $0.00 $2,220.78 $2,220.78

TX Denton 020110 4004 $0.00 $2,091.93 $2,091.93

TX Denton 020503 4025 $0.00 $5,522.76 $5,522.76

TX Denton 021404 3030 $0.00 $4,286.67 $4,286.67

TX Denton 021525 2006 $0.00 $23,999.95 $23,999.95

TX El Paso 000101 3006 $0.00 $1,065.31 $1,065.31

TX El Paso 003404 5029 $0.00 $3,530.82 $3,530.82

TX El Paso 004307 2004 $0.00 $13,266.00 $13,266.00

TX El Paso 010324 2008 $0.00 $3,377.16 $3,377.16

TX El Paso 010325 3013 $0.00 $12,863.90 $12,863.90

TX El Paso 010330 1025 $0.00 $15,629.49 $15,629.49

TX El Paso 010330 1028 $4,246.52 $0.00 $4,246.52

TX El Paso 010404 2061 $0.00 $1,988.44 $1,988.44

TX El Paso 010506 2006 $0.00 $584.62 $584.62

TX Erath 950500 2008 $0.00 $327.51 $327.51

117

117 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

TX Fort Bend 670800 3002 $0.00 $9,768.63 $9,768.63

TX Fort Bend 670800 3041 $0.00 $26,293.16 $26,293.16

TX Fort Bend 671100 1016 $0.00 $19,130.79 $19,130.79

TX Fort Bend 671400 1047 $0.00 $6,900.00 $6,900.00

TX Fort Bend 671800 1003 $0.00 $6,062.88 $6,062.88

TX Fort Bend 671900 1004 $0.00 $12,649.10 $12,649.10

TX Fort Bend 672702 2019 $0.00 $7,914.34 $7,914.34

TX Fort Bend 672702 2033 $0.00 $72,413.68 $72,413.68

TX Fort Bend 672800 1007 $0.00 $37,827.73 $37,827.73

TX Fort Bend 672800 1061 $0.00 $26,695.86 $26,695.86

TX Fort Bend 674502 1050 $0.00 $4,565.18 $4,565.18

TX Galveston 720400 2009 $0.00 $78,279.68 $78,279.68

TX Galveston 721800 1018 $0.00 $6,231.88 $6,231.88

TX Galveston 722300 3022 $0.00 $5,411.61 $5,411.61

TX Galveston 723000 2003 $0.00 $1,190.50 $1,190.50

TX Grimes 180302 1011 $0.00 $598.93 $598.93

TX Harris 210600 1001 $0.00 $17,678.29 $17,678.29

TX Harris 210600 1012 $0.00 $2,512.51 $2,512.51

TX Harris 230900 1013 $0.00 $3,618.38 $3,618.38

TX Harris 231400 1032 $0.00 $13,307.83 $13,307.83

TX Harris 232302 1001 $0.00 $2,263.58 $2,263.58

TX Harris 233600 1000 $0.00 $2,268.64 $2,268.64

TX Harris 241102 2018 $0.00 $1,709.26 $1,709.26

TX Harris 252302 1008 $0.00 $4,994.19 $4,994.19

TX Harris 321100 1037 $0.00 $219.95 $219.95

TX Harris 321900 4001 $0.00 $11,612.72 $11,612.72

TX Harris 330800 2083 $0.00 $3,801.67 $3,801.67

TX Harris 332300 2011 $0.00 $5,468.15 $5,468.15

TX Harris 332400 2001 $0.00 $7,257.22 $7,257.22

TX Harris 333300 2029 $0.00 $14,117.01 $14,117.01

TX Harris 334100 1004 $0.00 $12,119.26 $12,119.26

TX Harris 342200 1026 $0.00 $2,340.80 $2,340.80

TX Harris 342700 1019 $0.00 $16,815.58 $16,815.58

TX Harris 342700 2011 $0.00 $31,112.39 $31,112.39

TX Harris 350602 3024 $0.00 $21,708.90 $21,708.90

TX Harris 350802 1052 $0.00 $7,763.34 $7,763.34

TX Harris 422301 3001 $0.00 $158.82 $158.82

118

118 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

TX Harris 423302 1004 $0.00 $21,009.61 $21,009.61

TX Harris 440100 3024 $0.00 $37,002.61 $37,002.61

TX Harris 454302 1003 $0.00 $4,655.12 $4,655.12

TX Harris 455200 1019 $0.00 $23,083.38 $23,083.38

TX Harris 511200 1003 $0.00 $27,922.29 $27,922.29

TX Harris 521600 2060 $0.00 $4,279.06 $4,279.06

TX Harris 533100 2002 $0.00 $3,786.80 $3,786.80

TX Harris 533300 4001 $0.00 $2,173.89 $2,173.89

TX Harris 534100 3016 $0.00 $6,243.42 $6,243.42

TX Harris 540502 2013 $0.00 $7,646.91 $7,646.91

TX Harris 540902 2004 $0.00 $6,653.07 $6,653.07

TX Harris 541001 1031 $0.00 $369.20 $369.20

TX Harris 541900 2011 $0.00 $14,636.59 $14,636.59

TX Harris 542900 3040 $0.00 $7,660.16 $7,660.16

TX Harris 543002 1036 $0.00 $13,102.84 $13,102.84

TX Harris 550402 3003 $0.00 $27,789.45 $27,789.45

TX Harris 550700 2003 $0.00 $14,308.96 $14,308.96

TX Harris 550900 1007 $0.00 $3,915.55 $3,915.55

TX Harris 551600 3000 $0.00 $12,569.39 $12,569.39

TX Harris 552301 1000 $0.00 $13,455.00 $13,455.00

TX Harris 554902 2011 $0.00 $9,888.09 $9,888.09

TX Harris 555200 2011 $0.00 $3,938.01 $3,938.01

TX Harris 555702 1000 $0.00 $13,058.18 $13,058.18

TX Hays 010910 2019 $0.00 $1,010.46 $1,010.46

TX Hidalgo 020726 2003 $0.00 $3,524.76 $3,524.76

TX Hidalgo 021305 1169 $0.00 $4,280.85 $4,280.85

TX Hidalgo 022402 2008 $0.00 $16,202.16 $16,202.16

TX Hidalgo 023000 4026 $0.00 $9,411.92 $9,411.92

TX Hidalgo 023600 5012 $0.00 $7,500.99 $7,500.99

TX Hidalgo 023802 3026 $0.00 $119,561.84 $119,561.84

TX Hidalgo 024110 2013 $0.00 $5,060.48 $5,060.48

TX Hidalgo 024205 2022 $0.00 $5,191.07 $5,191.07

TX Hood 160210 2015 $0.00 $4,358.08 $4,358.08

TX Jefferson 010100 3002 $0.00 $2,686.86 $2,686.86

TX Jefferson 011400 5005 $0.00 $16,818.75 $16,818.75

TX Lubbock 010504 4012 $0.00 $22,240.97 $22,240.97

TX McLennan 002498 2014 $0.00 $14,687.18 $14,687.18

119

119 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

TX Montgomery 690601 4027 $0.00 $11,282.14 $11,282.14

TX Montgomery 693900 3026 $0.00 $9,727.85 $9,727.85

TX Nueces 002500 2010 $0.00 $39,826.81 $39,826.81

TX Nueces 003601 3000 $0.00 $3,068.76 $3,068.76

TX Palo Pinto 000400 2173 $132,247.95 $0.00 $132,247.95

TX Potter 013300 3006 $0.00 $641.77 $641.77

TX Randall 020200 1003 $0.00 $8,947.91 $8,947.91

TX Randall 021602 5000 $0.00 $6,062.13 $6,062.13

TX Rockwall 040401 2102 $0.00 $15,815.27 $15,815.27

TX Rockwall 040505 1016 $0.00 $2,275.63 $2,275.63

TX Tarrant 104803 3004 $0.00 $3,398.47 $3,398.47

TX Tarrant 105008 2000 $0.00 $906.13 $906.13

TX Tarrant 105511 4014 $0.00 $8,280.00 $8,280.00

TX Tarrant 110809 2010 $0.00 $36,519.32 $36,519.32

TX Tarrant 110907 1028 $0.00 $36.49 $36.49

TX Tarrant 111005 2003 $0.00 $10,172.31 $10,172.31

TX Tarrant 111306 1017 $0.00 $24,894.32 $24,894.32

TX Tarrant 111521 2040 $0.00 $1,402.05 $1,402.05

TX Tarrant 111550 1047 $0.00 $4,879.16 $4,879.16

TX Tarrant 111551 4019 $0.00 $15,214.03 $15,214.03

TX Tarrant 113206 1011 $0.00 $13,881.67 $13,881.67

TX Tarrant 113210 1032 $0.00 $17,368.77 $17,368.77

TX Tarrant 113929 4006 $0.00 $28,996.65 $28,996.65

TX Tarrant 114007 5003 $0.00 $25,749.86 $25,749.86

TX Taylor 012600 1002 $0.00 $31,878.00 $31,878.00

TX Tom Green 000400 1022 $0.00 $2,595.63 $2,595.63

TX Travis 001776 1009 $0.00 $5,173.09 $5,173.09

TX Travis 001855 1008 $0.00 $9,431.96 $9,431.96

TX Val Verde 950302 3030 $0.00 $2,387.40 $2,387.40

TX Van Zandt 950500 1004 $0.00 $12,018.06 $12,018.06

TX Webb 001402 1017 $0.00 $1,817.65 $1,817.65

TX Webb 001713 1022 $0.00 $6,710.32 $6,710.32

TX Webb 001812 1003 $0.00 $7,337.43 $7,337.43

TX Wilbarger 950600 1081 $0.00 $3,277.65 $3,277.65

TX Williamson 021507 2006 $0.00 $20,607.03 $20,607.03

UT Davis 126001 3010 $0.00 $3,892.32 $3,892.32

UT Davis 126304 2014 $0.00 $13,480.40 $13,480.40

120

120 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

UT Davis 126902 3019 $0.00 $3,036.12 $3,036.12

UT Salt Lake 112907 3000 $0.00 $7,604.08 $7,604.08

UT Salt Lake 113105 2052 $0.00 $597.54 $597.54

UT Salt Lake 113408 2009 $0.00 $47,797.70 $47,797.70

UT Salt Lake 113511 1006 $0.00 $24,104.81 $24,104.81

UT Salt Lake 114300 1052 $0.00 $4,173.32 $4,173.32

UT Uintah 940201 3045 $0.00 $10,151.17 $10,151.17

UT Utah 002702 2045 $0.00 $3,606.40 $3,606.40

UT Utah 003104 3022 $0.00 $24,148.59 $24,148.59

UT Wasatch 960400 1262 $0.00 $8,406.81 $8,406.81

VA Arlington 102301 2003 $0.00 $37,628.97 $37,628.97

VA Augusta 070400 3009 $0.00 $34,040.00 $34,040.00

VA Buchanan 010400 2036 $0.00 $18,143.14 $18,143.14

VA Caroline 030201 1164 $0.00 $1,223.42 $1,223.42

VA Chesapeake City

020805 2011 $0.00 $19,002.58 $19,002.58

VA Chesapeake City

021200 1003 $0.00 $20,968.36 $20,968.36

VA Chesapeake City

021602 4018 $0.00 $12,252.52 $12,252.52

VA Chesterfield 100409 2024 $0.00 $5,391.93 $5,391.93

VA Chesterfield 100701 1007 $0.00 $12,433.32 $12,433.32

VA Chesterfield 100804 1000 $0.00 $3,567.35 $3,567.35

VA Chesterfield 100819 2000 $0.00 $21,075.23 $21,075.23

VA Chesterfield 100820 1016 $0.00 $6,188.32 $6,188.32

VA Chesterfield 100931 2017 $0.00 $715.84 $715.84

VA Chesterfield 101010 3004 $0.00 $33,426.38 $33,426.38

VA Covington City 060100 1029 $0.00 $8,022.49 $8,022.49

VA Culpeper 930300 3005 $0.00 $8,629.60 $8,629.60

VA Danville City 001301 1001 $0.00 $3,383.67 $3,383.67

VA Fairfax 420502 1003 $0.00 $16,917.18 $16,917.18

VA Fairfax 420800 3005 $0.00 $36,718.29 $36,718.29

VA Fairfax 422201 1025 $0.00 $232,205.45 $232,205.45

VA Fairfax 430202 1006 $0.00 $40,901.87 $40,901.87

VA Fairfax 430202 2002 $0.00 $4,715.00 $4,715.00

VA Fairfax 430500 1007 $0.00 $7,455.75 $7,455.75

VA Fairfax 431001 2001 $0.00 $525.62 $525.62

VA Fairfax 431001 3007 $0.00 $33,239.49 $33,239.49

121

121 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

VA Fairfax 452400 1011 $0.00 $31,663.66 $31,663.66

VA Fairfax 452801 1015 $0.00 $63,240.15 $63,240.15

VA Fairfax 461100 1007 $0.00 $10,542.44 $10,542.44

VA Fairfax 461601 4002 $0.00 $26,138.84 $26,138.84

VA Fairfax 482504 2011 $0.00 $602.56 $602.56

VA Fairfax 482601 2005 $0.00 $157,841.07 $157,841.07

VA Fairfax 490501 2001 $0.00 $34,681.94 $34,681.94

VA Fauquier 930204 1059 $0.00 $889.61 $889.61

VA Fauquier 930401 1027 $0.00 $67,763.04 $67,763.04

VA Floyd 920102 2050 $0.00 $8,857.17 $8,857.17

VA Fluvanna 020102 1070 $0.00 $27,395.59 $27,395.59

VA Franklin 020300 1038 $0.00 $17,779.92 $17,779.92

VA Hampton City 010304 2033 $0.00 $10,539.15 $10,539.15

VA Hampton City 010400 5009 $0.00 $8,088.74 $8,088.74

VA Harrisonburg City

000204 2005 $0.00 $5,196.81 $5,196.81

VA Henrico 200120 1004 $0.00 $1,722.05 $1,722.05

VA Henrico 201403 2014 $0.00 $5,740.13 $5,740.13

VA Henrico 201501 2011 $0.00 $19,896.86 $19,896.86

VA Henrico 201601 1020 $0.00 $32,549.24 $32,549.24

VA Henry 010400 3038 $0.00 $10,380.00 $10,380.00

VA Isle of Wight 280101 2043 $25,479.14 $0.00 $25,479.14

VA James City 080206 2018 $0.00 $67,924.15 $67,924.15

VA Loudoun 610701 1024 $0.00 $24,521.26 $24,521.26

VA Loudoun 611009 3005 $0.00 $8,909.50 $8,909.50

VA Loudoun 611202 3010 $0.00 $8,172.87 $8,172.87

VA Loudoun 611204 2002 $0.00 $21,291.45 $21,291.45

VA Louisa 950100 2025 $0.00 $6,726.45 $6,726.45

VA Louisa 950400 1053 $0.00 $12,159.57 $12,159.57

VA Lunenburg 930200 1107 $0.00 $1,443.12 $1,443.12

VA Manassas Park City

920100 2002 $0.00 $27,531.11 $27,531.11

VA Martinsville City 000100 2020 $0.00 $6,860.96 $6,860.96

VA Montgomery 020202 1011 $0.00 $5,717.42 $5,717.42

VA Newport News City

032006 3014 $0.00 $8,379.06 $8,379.06


032123 3004 $0.00 $10,718.10 $10,718.10

122

122 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit


032211 1028 $26,503.80 $0.00 $26,503.80

VA Norfolk City 003200 3003 $69,828.19 $191.84 $70,020.03

VA Norfolk City 003400 1026 $0.00 $6,290.21 $6,290.21

VA Norfolk City 003400 2008 $0.00 $10,999.35 $10,999.35

VA Norfolk City 006400 2010 $0.00 $2,916.18 $2,916.18

VA Norfolk City 007002 2010 $0.00 $12,098.84 $12,098.84

VA Orange 110103 1009 $0.00 $20,274.65 $20,274.65

VA Page 030300 3063 $0.00 $71,572.64 $71,572.64

VA Pittsylvania 011001 1039 $0.00 $978.05 $978.05

VA Portsmouth City

211700 3006 $0.00 $1,541.34 $1,541.34

VA Portsmouth City

211700 3029 $0.00 $27,735.36 $27,735.36

VA Portsmouth City

212702 1006 $0.00 $1,569.01 $1,569.01

VA Portsmouth City

213002 3038 $0.00 $10,574.02 $10,574.02

VA Portsmouth City

213103 3013 $0.00 $16,565.91 $16,565.91

VA Portsmouth City

213200 1030 $0.00 $23,530.67 $23,530.67

VA Prince William 900905 1020 $19,746.51 $32,439.20 $52,185.71

VA Prince William 901010 1003 $0.00 $26,974.40 $26,974.40






VA Richmond City 010700 1002 $0.00 $3,309.24 $3,309.24

VA Richmond City 020300 2015 $20,396.03 $0.00 $20,396.03

VA Richmond City 021200 1004 $0.00 $1,175.71 $1,175.71

VA Richmond City 040200 1005 $0.00 $8,847.02 $8,847.02

VA Richmond City 070801 3005 $0.00 $652.77 $652.77

VA Richmond City 070802 1008 $0.00 $4,730.25 $4,730.25

VA Roanoke City 000100 1005 $0.00 $1,189.71 $1,189.71

VA Roanoke City 002800 2000 $0.00 $2,146.77 $2,146.77

VA Roanoke City 003000 1012 $0.00 $3,298.14 $3,298.14

VA Roanoke 030300 1103 $0.00 $448.50 $448.50

123

123 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

VA Rockingham 010700 1010 $0.00 $2,404.26 $2,404.26

VA Shenandoah 040400 1005 $0.00 $30,528.54 $30,528.54

VA Spotsylvania 020106 1016 $0.00 $4,268.80 $4,268.80

VA Spotsylvania 020205 2008 $0.00 $17,381.87 $17,381.87

VA Spotsylvania 020309 1020 $0.00 $6,870.14 $6,870.14

VA Spotsylvania 020311 4000 $0.00 $54,394.87 $54,394.87

VA Spotsylvania 020408 1048 $0.00 $4,159.78 $4,159.78

VA Stafford 010305 2007 $0.00 $41,259.05 $41,259.05

VA Stafford 010305 2008 $206,127.29 $0.00 $206,127.29

VA Suffolk City 075101 1025 $0.00 $6,698.30 $6,698.30

VA Suffolk City 075101 3041 $0.00 $6,087.89 $6,087.89

VA Suffolk City 075102 4012 $122,020.72 $1,536.00 $123,556.72

VA Suffolk City 075803 2056 $0.00 $3,995.34 $3,995.34

VA Tazewell 021100 1059 $0.00 $17,855.59 $17,855.59

VA Virginia Beach City

042802 1015 $0.00 $2,967.80 $2,967.80


045427 2014 $0.00 $23,076.71 $23,076.71


046012 2004 $0.00 $583.47 $583.47


046012 2017 $0.00 $4,221.11 $4,221.11


046220 3001 $0.00 $21,826.69 $21,826.69

VA Warren 020500 2008 $0.00 $20,963.99 $20,963.99

VT Addison 960700 3006 $0.00 $577.36 $577.36

VT Chittenden 002302 3005 $0.00 $9,603.60 $9,603.60

VT Franklin 010400 1048 $0.00 $3,941.43 $3,941.43

VT Franklin 011000 1062 $0.00 $13,484.86 $13,484.86

VT Orleans * * $0.00 $10,110.69 $10,110.69

VT Washington 954500 1116 $0.00 $33,100.06 $33,100.06

VT Windsor 966000 2020 $0.00 $43,138.89 $43,138.89

WA Benton 010803 4000 $0.00 $1,840.00 $1,840.00

WA Chelan 960300 6015 $0.00 $42,764.87 $42,764.87

WA Clallam 000600 1024 $0.00 $1,104.43 $1,104.43

WA Clallam 000700 2035 $0.00 $13,634.23 $13,634.23

WA Clark 040603 3022 $0.00 $4,403.08 $4,403.08


124

124 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

WA Cowlitz 000602 1001 $0.00 $779.65 $779.65

WA Cowlitz 000702 1009 $0.00 $3,257.63 $3,257.63

WA Grays Harbor 001200 1019 $0.00 $5,216.07 $5,216.07

WA Island 970400 3011 $0.00 $2,665.69 $2,665.69

WA Island 971000 1005 $0.00 $18,754.51 $18,754.51

WA King 027500 2007 $0.00 $26,562.97 $26,562.97

WA King 028901 3019 $0.00 $2,539.50 $2,539.50

WA King 029203 1019 $0.00 $2,273.91 $2,273.91

WA King 030202 1003 $0.00 $6,706.34 $6,706.34

WA King 032703 1024 $0.00 $9,538.03 $9,538.03

WA Kitsap 080700 2002 $0.00 $13,035.10 $13,035.10

WA Mason 960400 1016 $0.00 $29,331.11 $29,331.11

WA Pierce 070100 4024 $0.00 $24,519.26 $24,519.26

WA Pierce 070205 1005 $0.00 $18,506.99 $18,506.99

WA Pierce 071602 1002 $0.00 $29,205.14 $29,205.14

WA Pierce 073005 3000 $0.00 $544.02 $544.02

WA Pierce 073108 3000 $0.00 $1,015.35 $1,015.35

WA Snohomish 042001 3010 $0.00 $28,529.76 $28,529.76

WA Snohomish 052203 2017 $0.00 $29,098.43 $29,098.43

WA Snohomish 052204 3000 $0.00 $3,751.02 $3,751.02

WA Snohomish 052502 1010 $0.00 $2,686.72 $2,686.72

WA Snohomish 052504 1001 $0.00 $15,305.83 $15,305.83

WA Snohomish 052504 2022 $0.00 $2,716.50 $2,716.50

WA Snohomish 052708 2000 $0.00 $5,489.78 $5,489.78

WA Snohomish 053508 1015 $0.00 $44,212.28 $44,212.28

WA Spokane 001400 2002 $0.00 $5,620.27 $5,620.27

WA Thurston 012310 4008 $0.00 $25,854.72 $25,854.72

WA Thurston 012330 1001 $0.00 $614.83 $614.83

WA Whatcom 010100 3059 $0.00 $9,624.83 $9,624.83

WA Whitman * * $0.00 $2,598.05 $2,598.05

WA Yakima 000800 2006 $0.00 $4,794.20 $4,794.20

WI Brown 001600 2013 $0.00 $3,019.36 $3,019.36

WI Dane 011102 1014 $0.00 $17,995.57 $17,995.57

WI Dodge 961100 4018 $0.00 $1,532.59 $1,532.59

WI Dodge 961900 2008 $0.00 $1,468.64 $1,468.64

WI Eau Claire 000600 2012 $0.00 $3,960.37 $3,960.37


125

125 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

WI Fond du Lac 041400 3003 $0.00 $16,814.29 $16,814.29

WI Green 960800 4084 $0.00 $10,129.98 $10,129.98

WI Kenosha 001900 1007 $0.00 $31,066.37 $31,066.37

WI Kenosha 002602 4012 $68,741.75 $0.00 $68,741.75

WI Manitowoc 010700 1031 $0.00 $6,771.78 $6,771.78

WI Milwaukee 000304 2003 $0.00 $16,624.49 $16,624.49

WI Milwaukee 001800 2003 $43,184.33 $0.00 $43,184.33

WI Milwaukee 002600 2007 $0.00 $5,771.30 $5,771.30

WI Milwaukee 002900 2003 $0.00 $3,813.91 $3,813.91

WI Milwaukee 003000 3011 $0.00 $11,454.33 $11,454.33

WI Milwaukee 003200 3009 $0.00 $9,234.88 $9,234.88

WI Milwaukee 003300 6005 $0.00 $9,368.48 $9,368.48

WI Milwaukee 004000 1001 $28,073.74 $431.63 $28,505.37

WI Milwaukee 004000 3007 $0.00 $6,937.03 $6,937.03

WI Milwaukee 004100 3011 $50,078.32 $0.00 $50,078.32

WI Milwaukee 005100 2000 $0.00 $3,142.72 $3,142.72

WI Milwaukee 005500 4009 $0.00 $2,180.77 $2,180.77

WI Milwaukee 005700 2010 $0.00 $152.20 $152.20

WI Milwaukee 006000 3000 $0.00 $56,364.86 $56,364.86

WI Milwaukee 006100 1000 $24,581.45 $544.00 $25,125.45

WI Milwaukee 006300 3000 $0.00 $621.26 $621.26

WI Milwaukee 006800 1001 $0.00 $5,644.31 $5,644.31

WI Milwaukee 017900 3009 $0.00 $89,040.20 $89,040.20

WI Milwaukee 019300 2005 $0.00 $5,802.05 $5,802.05

WI Milwaukee 090600 4012 $0.00 $2,057.55 $2,057.55

WI Milwaukee 100700 2000 $0.00 $14,070.75 $14,070.75

WI Milwaukee 101400 4002 $92,794.73 $0.00 $92,794.73

WI Milwaukee 180300 3004 $0.00 $2,762.29 $2,762.29

WI Oconto 101000 3073 $0.00 $11,015.20 $11,015.20

WI Oneida 970900 2048 $0.00 $2,678.60 $2,678.60

WI Racine 001301 3004 $0.00 $27,222.39 $27,222.39

WI Rock 000500 2004 $0.00 $7,017.88 $7,017.88

WI Rock 002601 1032 $0.00 $2,228.62 $2,228.62

WI St. Croix 120901 2014 $0.00 $2,775.28 $2,775.28

WI Walworth 000200 1001 $0.00 $15,053.37 $15,053.37

WI Walworth 001502 5031 $0.00 $6,595.84 $6,595.84

WI Walworth 001604 2016 $0.00 $736.99 $736.99

126

126 APPENDIX A

State County Census

Tract

Census

Block

Total Principal

Forgiveness

Credit

Total Principal

Forbearance

Credit

Total

Credit

WI Waukesha 201203 1034 $0.00 $2,919.20 $2,919.20

WI Waukesha 202400 4017 $0.00 $11,738.32 $11,738.32

WI Winnebago 002800 4010 $0.00 $8,777.34 $8,777.34

WV Berkeley 972000 3001 $51,245.01 $0.00 $51,245.01

WV Marshall 020702 1043 $0.00 $404.65 $404.65 TOTAL $14,524,809.45 $71,189,419.68 $85,714,229.13

CS RMBS Monitorship Confidential – DRAFT of October 12, 2017

Attorney Work Product

GLOSSARY

ENDNOTES

ENDNOTES

ENDNOTES

128

128 GLOSSARY

129

129 GLOSSARY

A list of terms used throughout the Monitor’s reports appears below.

Adjustable-Rate Mortgage: Mortgage loan in which the interest rate changes over the course of the loan. Adjustable‐rate mortgages generally have a lower initial rate than a borrower could obtain on a fixed‐rate mortgage, but expose borrowers to the risk that interest rates will increase in the future.

Affordable Housing: Housing is typically considered “affordable” if it consumes no more than 30% of a household’s income. The federal government incentivizes development of affordable housing by, among other things, awarding tax credits that can be sold to private investors who use the credits to reduce their federal tax liabilities.

Amortization Term: The period of time it would take to repay the balance of a mortgage loan in full, assuming that the borrower makes only the scheduled monthly payments over the course of the loan.

Bankruptcy: Legal proceeding involving a person or business that is unable to satisfy its liabilities. In a bankruptcy proceeding, an individual’s unsecured debts, such as credit card debt, medical bills, and unsecured mortgage debt, may be extinguished.

Capitalization: Method of modifying a mortgage loan in which missed payments and other outstanding costs are added to the borrower’s outstanding principal loan balance, and thus spread out over the remaining term of the loan.

Compensating Factors: A borrower who otherwise may not qualify for a loan due to insufficient credit score or income, for example, may have “compensating factors” that outweigh the shortcoming and warrant issuance of the loan. Some common compensating factors are low non-housing debt, strong career growth potential, additional income sources, exceptional credit history, or projected significant cash reserve after purchasing the home.

Credit Suisse: Credit Suisse Securities (USA) LLC, together with its current and former U.S. subsidiaries and U.S. affiliates. Credit Suisse is one of the parties to the Settlement Agreement.

Debt-to-Income Ratio: Ratio between a borrower’s total monthly debts and her gross monthly income. For purposes of the Settlement Agreement, this ratio compares the borrower’s monthly mortgage payments and related housing expenses (such as property taxes, and homeowners and mortgage insurance) to her gross monthly income. For more information and illustrative examples, refer to the Initial Report, at Part II.A.2.a.

The Department of Justice (“DOJ”): Principal federal law enforcement agency of the United States, with the authority to seek both civil and criminal penalties for violations of federal law. DOJ is one of the parties to the Settlement Agreement.

Due Diligence: Appropriate level of attention or care a reasonable person should take before entering into an agreement or a transaction with another party. In finance, often refers to the process by which one company conducts an investigation or review of an asset before buying the asset from another company.

Earned Principal Forgiveness: Method of modifying a mortgage loan in which a portion of the unpaid principal balance of the loan is forgiven over time, provided the borrower remains current on the modified loan.

Equal Credit Opportunity Act (“ECOA”): Federal law, codified at 15 U.S.C. § 1691(a), that generally prohibits creditors from discriminating against credit applicants with respect to any aspect of a credit transaction. For example, the ECOA prohibits creditors from discriminating against credit applications on the basis of race, color, religion, national origin, sex or marital status, or age (provided the applicant has the capacity to contract), or because all or part of the applicant’s income derives from any public assistance program.

Fair Housing Act (“FHA”): Federal law, codified at 42 U.S.C. § 3605(a), that makes it unlawful for any person or other entity who engages in residential real estate-related transactions to discriminate against any person in such transactions because of race, color, religion, sex, handicap, familial status, or national origin.

Fannie Mae and Freddie Mac: The Federal National Mortgage Association (commonly known as Fannie Mae) and the Federal Home Loan Mortgage Corporation (commonly known as Freddie Mac) are United States government-sponsored enterprises. Their purpose is to increase the supply of money available for mortgage lending which, in turn, increases the money available for new home purchases.

First Lien: Lien that has priority over all other liens or claims on a property, other than a tax lien or certain other liens pursuant to state law (i.e., mechanic’s lien), in the event of borrower default.

Fixed-Rate Mortgage: Mortgage loan with an interest rate that does not change over the course of the loan.

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130 GLOSSARY

Foreclosure: Legal process in which a borrower who has failed to make timely payments on a mortgage loan loses ownership of her home. It is not automatic, but must be initiated by the lender, and it may or may not require the lender to seek a court’s approval. It may transfer ownership of the home to the lender or may allow the lender to auction the home and keep all proceeds up to the amount owed to the lender.

Fourth Report: Report published by the Monitor on February 28, 2019.

Gross Monthly Income: The total amount of income a borrower receives each month, including salary, pension, Social Security, public assistance, and other sources.

Held-for-Sale: Under U.S. Generally Accepted Accounting Principles (“U.S. GAAP”), an accounting treatment for mortgage loans the owner of which is looking to sell to another entity.

Held-for-Investment: Under U.S. Generally Accepted Accounting Principles (“U.S. GAAP”), an accounting treatment for mortgage loans the owner of which intends to hold onto for at least the foreseeable future.

Home Affordable Modification Program (“HAMP”): Loan modification program of the U.S. Department of the Treasury and U.S. Department of Housing and Urban Development, intended to help struggling homeowners reduce monthly mortgage payments to affordable, sustainable levels and prevent avoidable foreclosures. Part of the broader “Making Home Affordable” initiative, created by the federal government in 2009 as part of the Treasury Department’s Troubled Asset Relief Program. HAMP ended in 2016. For more information, refer to the Initial Report, at Part II.A.1.

Immediate Principal Forgiveness: Method of modifying a mortgage loan in which a portion of the principal balance of the loan is written off the moment the loan modification becomes permanent.

Imminent Default: Condition in which it is reasonably foreseeable that a borrower will not be able to make his or her next mortgage payment, typically due to a hardship such as job loss, reduced hours, death of a spouse, unexpected illness, etc. Loans in imminent default may be eligible for a loan modification.

Initial Report: Report published by the Monitor on October 27, 2017.

Internal Review Group (“IRG”): Internal Credit Suisse group composed of senior Credit Suisse personnel from various business areas and functions, including the CEO of Credit Suisse Global Markets, the General Counsel for Credit Suisse Global Markets and Credit Suisse Holdings (USA) Inc., and additional personnel from Legal, Compliance, Finance, and Internal Audit, among others. The Internal Review Group reviews Credit Suisse’s consumer relief activities to confirm that they meet the requirements of the Settlement Agreement before submitting that consumer relief to the Monitor for credit.

Investor Current Borrower Incentive: Incentive paid to Credit Suisse in connection with all HAMP modifications if: (1) the borrower is current at the time of trial modification; (2) the property is owner-occupied; and (3) the modification reduces the borrower’s monthly housing payment, including principal, interest, taxes, and insurance costs, by at least 6%. If these conditions are satisfied, Credit Suisse receives a flat payment of $1,500. For more information, refer to the Third Report, at Part II.C.3.c. Investor Home Price Decline Protection Incentive: Incentive paid to Credit Suisse in connection with all HAMP modifications annually on the first two anniversaries of the modification if the borrower remains current on the loan, the monthly mortgage payment is reduced by 6%, and the borrower’s property is located in an area where home prices have recently declined. For more information, refer to the Third Report, at Part II.C.3.c.

Investor Payment Reduction Cost Share Incentive: Incentive paid to Credit Suisse in connection with all HAMP modifications. It is paid on a monthly basis over 60 months so long as the borrower remains current on the loan. The amount of the incentive is calculated based on a number of factors, including a comparison of the borrower’s pre-modification and post-modification monthly mortgage payments. For more information, refer to the Third Report, at Part II.C.3.c.

Junior Lien: Lien that is not a first or second lien. A junior lien is lower in priority than either a first or second lien in the event of borrower default.

Lien: Interest in property held by a creditor to secure payment of a debt. A mortgage is a type of lien.

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131 GLOSSARY

Loan-to-Value Ratio: Ratio between the amount owed on a mortgage loan and the value of the home securing the loan. Where a borrower’s loan‐to-value ratio is greater than 100%, the amount the borrower owes on her mortgage exceeds the value of the home. Where the loan‐to‐value ratio is less than 100%, the value of the home exceeds the amount the borrower owes on her mortgage. For more information and illustrative examples, refer to the Initial Report, at Part II.A.2.

Low-Income Housing Tax Credit (“LIHTC”): Federal tax credit awarded to certain affordable rental housing projects. Once awarded, project developers sell the tax credits to private investors, who use the tax credits to reduce their federal tax liabilities. To receive the tax credit, an affordable rental housing project must meet certain requirements. For example, the project must set aside at least 40 percent of the residential units for renters earning no more than 60 percent of the area’s median income (the 40/60 test) or 20 percent of the residential units for renters earning 50 percent or less of the area’s median income (the 20/50 test). These units are subject to rent restrictions to ensure that the rent is affordable, which the project must maintain for at least 30 years.

Maturity Term: The length of time until the balance of a mortgage loan must be paid in full.

Monitor: Neil M. Barofsky of the law firm Jenner & Block LLP, appointed as independent monitor to oversee and periodically report to the public on Credit Suisse’s progress toward meeting its total consumer relief obligation under the Settlement Agreement.

Monthly Mortgage Payment: A borrower’s monthly mortgage payment includes payments of scheduled principal and interest on the loan. It does not, however, include any additional amounts that the borrower may have to pay at the end of the loan (for example, a non-interest bearing “balloon” payment).

Mortgage: When a person borrows money to buy a home, the bank receives an interest in the home called a mortgage. If the borrower does not repay the loan in a timely fashion, the mortgage gives the bank the right to obtain ownership of the home. The mortgage is said to “secure” repayment of the loan, and commonly that loan is called a “mortgage loan.”

Mortgage Forgiveness Debt Relief Act of 2007: Act passed by Congress to provide relief to homeowners who otherwise would have owed taxes on forgiven mortgage debt. Debt reduced through principal forgiveness loan modifications and debt forgiven in connection with a foreclosure both qualify for this relief.

Mortgage Servicer: Company that serves an administrative function on behalf of lenders and owners of debt. Servicers typically do not originate or own the loans they service and are hired by owners of loans. A servicer’s main duties are collecting payments, distributing those payments to the parties entitled to receive them, communicating with borrowers, and maintaining records. Servicers may also decide when to modify the terms of distressed loans in order to avoid foreclosure.

Non-Performing Loan: Loan on which the borrower has not made a payment in 90 days or more.

Origination: Process by which a loan is made. The lender that makes the loan is known as the originator of the loan. The originator may deal with borrowers directly or may contract brokers to find potential borrowers and evaluate loan applications.

Primary Mortgage Market Survey (“PMMS”): Survey conducted by the Federal Home Loan Mortgage Corporation of mortgage lenders across the United States to determine the average 30‐year fixed‐rate mortgage rate, which is then reported on a weekly basis.

Principal Forbearance: Method of modifying a mortgage loan in which the borrower’s repayment of a portion of the principal is deferred until the end of the term of the loan. The principal forbearance amount is sometimes referred to as a “non-interest bearing balloon.”

Principal Forgiveness: Method of modifying a mortgage loan in which the borrower’s unpaid principal balance is permanently reduced.

Principal Reduction Alternative Investor Incentive: Incentive that would be paid to Credit Suisse in connection with all HAMP loan modifications that include earned principal forgiveness. For more information, refer to the Third Report, at Part II.C.3.c.

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132 GLOSSARY

Rating Agency: In order for a debt security to be sold to a wide group of investors, a security generally receives a rating from a “rating agency.” A rating agency is not part of the federal government, but instead is a company that analyzes the security to determine the risk that investors owning the security may suffer a loss. Investors frequently consider credit ratings when making investment decisions.

Request for Mortgage Assistance: A Request for Mortgage Assistance is a form a borrower fills out and submits to her mortgage servicer if the borrower is experiencing a financial hardship and is requesting a loan modification. On SPS’s Request for Mortgage Assistance form, the borrower must give at least one reason why the borrower is having difficulty making her monthly mortgage payment.

Residential Mortgage-Backed Security (“RMBS”): Type of debt security involving a collection of mortgage loans. An investor who owns an RMBS has the right to receive a portion of the monthly payments made under the mortgage loans. RMBS can be freely traded among investors. The process by which loans are packaged into these securities is called “securitization.” For more information, refer to the Initial Report, at Part I.B.2.

RMBS Trust: Mortgage loans included in an RMBS are formally owned by a trust. The trust is set up during the securitization process for the purpose of holding the mortgage loans and administering payments in a particular RMBS. Each month, the mortgage servicer for the loans in the RMBS trust collects monthly payments from borrowers, and then remits those payments to the trust. The “trustee” for the trust is in charge of aggregating these monthly payments and then distributing them to investors in the RMBS.

Screenshot: Picture of whatever appears on a computer’s display screen at that moment in time.

Second Lien: Lien that has priority over all other liens or claims on a property, other than the first lien, a tax lien, or certain other liens pursuant to state law (i.e., mechanic’s lien), in the event of borrower default. An example of a second lien is a home equity line of credit on an already-mortgaged home.

Securitization: Process of taking a group of assets that generate a regular stream of payments, like a collection of residential mortgage loans, and transforming them into a security through financial engineering. An example of securitization is a residential mortgage-backed security (“RMBS”), which is a type of security that is backed by a collection of home mortgage loans.

Select Portfolio Servicing, Inc. (“SPS”): A mortgage servicer owned by Credit Suisse.

Selection Bias: Selection of data for analysis in such a way that proper randomization is not achieved, thereby calling into question whether the sample is representative of the population intended to be analyzed.

Servicer Completed Modification Incentive: Incentive paid to SPS in connection with all HAMP modifications. The amount of the incentive is based on the number of days the borrower is past due on the loan at the time the borrower is offered a modification. If the borrower is less than or equal to 120 days past due, SPS receives a payment of $2,000; if between 121 and 209 days past due, SPS receives $1,600; if 210 or more days past due, SPS receives $1,200. For more information, refer to the Third Report, at Part II.C.3.c.

Servicer Pay for Success Incentive: Incentive paid to SPS in connection with HAMP Tier 1 modifications if the modification reduces the borrower’s monthly mortgage payment by 6% or more. This incentive is paid annually for three years so long as the borrower remains current on the loan. The amount paid to SPS each year is the lesser of $1,000 or 50% of the reduction in the borrower’s annualized monthly payment. For more information, refer to the Third Report, at Part II.C.3.c.

Settlement Agreement: Agreement of January 18, 2017, between Credit Suisse and DOJ, resolving potential claims relating to Credit Suisse’s alleged unlawful conduct in connection with the packaging and sale of residential mortgage-backed securities, or “RMBS,” between 2005 and 2007.

Short Payoff: Transaction in which the lender agrees with the borrower to accept less than the amount owed on the mortgage loan as payment in full for the debt. In contrast to a short sale (where the borrower sells their home to a third party and remits the proceeds from the sale of the home to the lender as payment of the debt), with a short payoff the borrower does not sell their home. Instead, the borrower remains in their home and pays the lender the agreed-upon lesser amount using their own funds or funds obtained by taking out a new loan.

SPS Compliance Group: Internal SPS group responsible for performing audit and compliance functions across SPS’s business in the ordinary course. Among other things, this group is responsible for ensuring that SPS is compliant with all relevant laws and regulations, as well as internal policies and procedures.

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133 GLOSSARY

SPS Quality Control Group: Internal SPS group responsible for confirming that the business decisions made by other SPS groups were made in accordance with SPS’s policies and procedures. For example, in the ordinary course of its business, the Quality Control group re-evaluates all loan modification applications to confirm the accuracy of the decision previously made by SPS’s loan resolution department.

Subprime Mortgage: Borrowers with the best credit histories can borrow money from banks at the so-called prime rate. Subprime mortgages carry interest rates higher than the prime rate, and are generally offered to prospective borrowers who have poor credit histories and to whom lending is therefore riskier.

Third Report: Report published by the Monitor on August 31, 2018.

Underwater: A homeowner is said to be “underwater” when the amount owed on a mortgage loan is greater than the current market value of the home. Many homeowners found themselves underwater after home values fell significantly during the 2008 financial crisis.

Underwriting Guidelines: Guidelines used by originators of mortgage loans to decide whether a borrower should be given a loan to buy a home. The guidelines are intended to ensure, among other things, that a borrower has enough income to cover his or her monthly mortgage payment, and that in the event the borrower fails to repay the loan, the value of the property on which a mortgage is given is greater than the amount borrowed.

Unpaid Principal Balance (“UPB”): Amount owed on a loan at any given time, and on which interest accrues until it is repaid.

Unsecured Mortgage Debt: Mortgage loan that was previously secured by a lien on a home (i.e., at the time of origination), but now the lien no longer exists. This type of debt would result, for example, after foreclosure and sale of a borrower’s home if the proceeds are insufficient to repay the loan in full. The unpaid portion of the loan then becomes unsecured mortgage debt. Unsecured mortgage debt is even lower in priority than a junior lien, as the property that originally served as collateral for the loan can no longer be seized in satisfaction of the debt.

Variable Interest Rate: A loan with a variable interest rate has an interest rate that is scheduled to increase over time. Variable rates include step-rates (where the rate increases in regular intervals over a set number of years, up to a defined cap) and

adjustable rates (where the rate is periodically adjusted based on an index rate). In contrast, a loan with a fixed interest rate has an interest rate that does not change over the course of the loan.

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