Simple Savings Calendar FINAL

SimpleSavings.com.au

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2014 WEALTHY HABITS Show me the money!

www.simplesavings.com.au SIMPLE SAVINGS | CALENDAR 2014 2 © 2005-14 Simple Savings Internat ional Pty Ltd.

At Simple Savings we don’t like saving money to be hard or tedious. We like it to be easy and fun – even if you have a LOT to save! No matter your goal; whether you’re saving for a holiday or new TV, or aiming to be debt free, when it comes to saving money you want to see results for your efforts. The fasTer, The beTTer!

This year is all about achieving those results. Simple Savings has been helping people slash debt and accomplish their dreams for over a decade. We know what works and this calendar is a fantastic tool to help you succeed. Each month you will find a different challenge – a new way to save. These 12 challenges have been specifically chosen because they will help you to make some bIG savings fasT.

here’s hOw we’re GOInG TO dO IT:We will be starting January by setting goals and getting a budget together, then roaring into top savings gear in February with a No Spend month. March is all about getting a better deal and in April we’re going to show you how to slash your food bill to an all-time low. In May we all get to enjoy a little low-cost luxury and in June we’re bringing back some good old fashioned skills. July is full steam ahead with PowerCooking and in August we’re getting out in the garden to grow our own food. Spring is all about decluttering and chemical-free cleaning in September and October and in November we’re making some big savings close to home with Buy Local month. To finish the year off in December, we’re going to help you enjoy the most low-cost, low-stress Christmas ever!

HERE FORYOU


We’ll be here 365 days of the year to support and motivate you through our newsletters and Members’ Forum.

It’s going to be a fantastic year; we can’t wait to get started!

Show me the money!

Join us in 2014 and see your savings reaLLy add up!


2014 | YOUR MONTHLY CHALLENGES ...

GET INTO GEAR

NO SPEND

BETTER DEAL

LOW-COST LUXURY

HERITAGE MONTH

$21 CHALLENGE

FEBRUARYJANUARY MARCH APRIL MAY JUNE

time for some real action!

This month, you are onlY allowed to spend money on absolute essentials such as bills.

Put an end to frittering and watch your savings grow!

Can you get a better deal on your power, phone, insurance and interest rates?

You bet!

A little effort spent shopping around this month could save you hundreds of dollars fast.

After a few hectic months of really good saving, it’s time to wind down a little and reward Yourself.

We show you how you can enjoy a touch of luxury every day for next to nothing!

Do you know how to sew, knit, build or mend? now is the time to learn!

This month is all about resurrecting old fashioned skills. See how many you can use around your home to make some valuable savings.

how low can You go?

This is the month to find out as we all have fun slashing our weekly food bills together in our classic challenge.

The more creative you are, the more you can save!


It’s going to be a fantastic year full of big savings, so this month we want you to prepare yourself.

Make plans, fill in diaries, set goals and get your budget organised for the year.

We’ll be on hand with some great resources to help you.


2014 | YOUR MONTHLY CHALLENGES ... cont.

POWER COOKING

GET GROWING

DE- CLUTTER

BUY LOCAL

NEEDS NOT WANTS

CHEMICAL FREE

AUGUSTJULY SEPTEMBER OCTOBER NOVEMBER DECEMBER

Time to get back to the great outdoors and get planting.

Nothing is cheaper, tastier or more rewarding than growing your own food.

get sowing, get growing and get saving!

This month, make some extra cash fast by selling or donating your unwanted goods.

reducing, reusing and recYcling are great ways to help the planet and help others save too!

Choosing to spend your hard earned cash close to home is better for the planet and better for your wallet.

This month, whether it’s groceries or Christmas gifts, aim to support local growers and businesses.

This month, let’s put our Christmas spending in focus and really think about what we’re buying and why.

Shopping smart instead of going crazy means you can enjoy a more relaxed christmas and a stress-free new Year!

Once you try making your own cleaning products you’ll never go back!

super cheap, super easY and super effective, this month we show you how to get your home sparkling clean the SS way.


Winter’s here and it’s time to crank up the heat in the kitchen!

With PowerCooking we’re going to teach you how you can whip up a whole week’s worth of meals in just one hour!


Fill in the sum at the top, then put it up in a prominent place to keep everyone motivated and reminded of your goal all year.

Don’t forget to fill in the total as you save, that’s the best part! And when you’ve filled in your own Save-O-Meter, be sure to go to https://www.simplesavings.com.au/saveometer/ and add your figure to our giant communal savings tally.

To date, Simple Savings members have saved over $35,000,000 together and still climbing!

To help you see exactly how much you are saving, and to help make filling in your Save-O-Meter easier each month, we highly recommend also signing up for our free Savings Diary at https://www.simplesavings.com.au/savingsdiary/ This is a place where you can keep track of all your spending and see where every cent is going (AND where you can make improvements!).

The Savings Diary is completely personal to you and is simply a spending record. It contains no banking or other financial information and only you can see or access it.

FRIENDLYREMINDER


We will even email you a reminder at the end of each day to remind you to fill it in, so you Can’T go wrong!

Your 2014 Save-O-Meter!

This is your own personaL Save-O-Meter for your househoLd.

$

https://www.simplesavings.com.au/saveometer/

https://www.simplesavings.com.au/savingsdiary/


SimpleSavings.com.au January It’s going to be a fantastic year full of big savings, so this month we want you to

prepare yourself. Make plans, fill in diaries, set goals and get your budget organised for the year. We’ll be on hand with some great resources to help you.

Get INtO Gear MonTh!

Notes✓

Plan your GOALS

Plan your DIARY

Plan your BUDGET

Plan your FUN!

MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY SUNDAY GOAL

1

6

13

20

27

2

7

14

21

28

3

8

15

22

29

4

9

16

23

30

5

10

17

24

31

11

18

25

12

19

26

$

New Year’s Day NZ: Day after New

Year’s Day

Term 1 begins NTNZ: Wellington Anniversary

Australia Day

Australia Day holiday NZ: Auckland Anniversary, Term 1 begins

Term 1 begins Vic, Qld and SA

Term 1 begins NSW Term 1 begins WA Term 1 begins ACT


SimpleSavings.com.au February time for some real action! This month, you are onlY allowed to

spend money on absolute essentials such as bills. Put an end to frittering and watch your savings grow!

NO SPeND MonTh!

Notes✓

Plan your MENU and SHOPPING LIST

BORROW, SWAP or OP-SHOP

Show me the MONEY!


3

10

17

24

4

11

18

25

5

12

19

26

1

6

13

20

27

2

7

14

21

28

8

15

22

9

16

23

$

Term 1 begins TasNZ: Nelson Anniversary

NZ: Waitangi Day

Valentine’s Day

Write down

every cent

you SPEND!


SimpleSavings.com.au March Can you get a better deal on your power, phone, insurance and interest

rates? You bet! A little effort spent shopping around this month could save you hundreds of dollars fast.

Better DeaL MonTh!

Notes✓


3

31

10

17

24

4

11

18

25

5

12

19

26

1

6

13

20

27

2

7

14

21

28

8

15

22

29

9

16

23

30

$

Labour Day WA

Otago Anniversary

SA Public Holiday, Labour Day Vic, Eight Hours Day Tas, Canberra Day ACTNZ: Taranaki Anniversary

Phone and Internet Energy Insurance

Loans and savings interest

rates


SimpleSavings.com.au April how low can You go? This is the month to find out as we all have fun

slashing our weekly food bills together in our classic challenge. The more creative you are, the more you can save!

$21 CHaLLeNGe MonTh!

Notes✓


7

14

21

28

8

1

15

22

29

9

2

16

23

30

5

10

3

17

24

6

11

4

18

25

12

19

26

13

20

27

$

Term 1 ends Vic, Qld and NT

Term 1 ends WA, SA, ACT and NSW

Term 2 begins NT

Easter Monday

Term 2 begins WA, SA and ACT

Term 2 begins NSW

Term 2 begins Vic and QldNZ: Southland Anniversary

Anzac Day

Term 1 ends Tas and NZ

Good Friday Easter Saturday Easter Sunday

Daylight Savings ends Tas, Vic, NSW, SA , ACT and NZ

STOCKTAKE cupboards, fridge and freezer

PLAN a week’s recipes from your ‘shop’

at home

WRITE a shopping list and stick to it

SHOW me the MONEY!

SHOP at HOME!


SimpleSavings.com.au May After a few hectic months of really good saving, it’s time to wind down a

little and reward Yourself. We show you how you can enjoy a touch of luxury every day for next to nothing!

LOW-COSt LUXUrIeS MonTh!

Notes✓


5

12

19

26

6

13

20

27

7

14

21

28

3

8

1

15

22

29

4

9

2

16

23

30

10

17

24

31

11

18

25

$

May Day NT, Term 2 begins Tas and NZ

National Sorry Day, Aus

Mother’s Day

ENJOY!

Treat YOURSELF!Treat a FRIEND!


SimpleSavings.com.au June Do you know how to sew, knit, build or mend? now is the time to

learn! This month is all about resurrecting old fashioned skills. See how many you can use around your home to make some valuable savings.

HerItaGe MonTh!

Notes✓


2

9

16

23

3

10

17

24

4

11

18

25

5

30

12

19

26

1

6

13

20

27

7

14

21

28

8

15

22

29

$

Western Australia Day NZ: Queen’s Birthday

Term 2 ends NT

Term 2 ends Vic, Qld and NSW

Queen’s Birthday (except WA), Volunteer’s Day SA

I have always

wanted to ...

Borrow a book, Google, join a group or classLearn, enjoy and pass your knowledge on!


SimpleSavings.com.au July Winter’s here and it’s time to crank up the heat in the kitchen! With

PowerCooking we’re going to teach you how you can whip up a whole week’s worth of meals in just one hour!

POWer COOKING MonTh!

Notes✓


7

14

21

28

8

1

15

22

29

9

2

16

23

30

10

3

17

24

31

65

11

4

18

25

12

19

26

13

20

27

$

Term 2 ends WA, SA, Tas, ACT and NZ

Term 3 begins Vic and Qld

Term 3 begins NSW

Term 3 begins WA, SA, Tas, NT, ACT and NZ

One hour

=20 serv

es!

Visit www.powercooking.com.au

Create a Power Plan

Cook three meals in your Power Hour!


SimpleSavings.com.au August Time to get back to the great outdoors and get planting. Nothing is

cheaper, tastier or more rewarding than growing your own food. get sowing, get growing and get saving!

Get GrOWING MonTh!

Notes✓


4

11

18

25

5

12

19

26

6

13

20

27

7

14

21

28 29

32

8

1

15

22

9

16

23

30

10

17

24

31

$

Picnic Day NT, Bank Holiday NSW

ENJOY!Find a sunny spot in or around your home

Plant up some seeds or seedlings

Watch and water, replant if necessary


This month, make some extra cash fast by selling or donating your unwanted goods. reducing, reusing and recYcling are great ways to help the planet and help others save too!

DeCLUtterING MonTh!

Notes✓


8

1

15

13

20

27

14

21

2822

29

9

2

16

23

30

10

3

17

24

5 7

11

4 6

18

25

12

19

26

$

Father’s Day

Queen’s Birthday WA, Family and Community Day ACT

NZ: Daylight Savings begins

Term 3 ends Vic, Qld and NSW

Term 3 ends WA, SA, Tas, NT, ACT and NZ

NZ: South Canterbury Anniversary

SimpleSavings.com.au September

Work your way through each room

Label three boxes - Sell,

Recycle, Rubbish

Sell items via eBay/Gumtree/local paper/garage sale

Take ‘Recycle’ items to

charity bins

Pat yourself on the back!


Generalcleaners

Floorcleaners

Once you try making your own cleaning products you’ll never go back! super cheap, super easY and super effective, this month we show you how to get your home sparkling clean the SS way.

CHeMICaL-Free CLeaNING MonTh!

Notes✓


7

14

21

28

8

1

15

22

29

9

2

16

23

30

10

3

17

24

31

6

5

11

4

18

25

12

19

26

13

20

27

$

Daylight Savings begins Tas, Vic, NSW, SA and ACT

Term 4 begins Vic & NT, Labour Day Qld, SA, ACT and NSW

Term 4 begins WA, SA, Tas, ACT and NZ

NZ: Labour Day

NZ: Hawkes Bay Anniversary

Term 4 begins Qld and NSW

SimpleSavings.com.au October

Kitchencleaners

Bathroomcleaners


SimpleSavings.com.au November Choosing to spend your hard earned cash close to home is better for the

planet and better for your wallet. This month, whether it’s groceries or Christmas gifts, aim to support local growers and businesses.

BUY LOCaL MonTh!

Notes✓


3

10

17

24

4

11

18

25

5

12

19

26

1

6

13

20

27 28

2

7

14

21

8

15

22

29

9

16

23

30

$

Melbourne Cup VicNZ: Marlborough Anniversary

Remembrance Day, AusNZ: Armistice Day

Canterbury Anniversary

SHOP LOCAL!

Check out your local markets

Check out your local businesses

Check out your local growers

Buy from a local butcher, fruit store or shop


This month, let’s put our Christmas spending in focus and really think about what we’re buying and why. Shopping smart instead of going crazy means you can enjoy a more relaxed christmas and a stress-free new Year!

NeeDS NOt WaNtS MonTh!

Notes✓


7

14

21

28

8

1

15

22

29

9

2

16

23

30

10

3

17

24

31

65

11

4

18

25

12

19

26

13

20

27

$

Term 4 ends NT

Term 4 ends ACT and NSW

Term 4 ends (secondary and composite) NZ

Term 4 ends WA

Christmas Day

New Year’s Eve

Boxing Day, Proclamation Day SA

Term 4 ends Vic & Tas, (primary and intermediate) NZ

Term 4 ends Qld and SA

NZ: Westland & Chatham Islands Anniversary

SimpleSavings.com.au December

Make a listThink

of making, cooking or growing

something special

Set a spending limit

It IS the

thought that

counts

Documents

Simple Savings Calendar FINAL