Shell Expatriate Benefits Annual Enrollment ?? Annual Enrollment ... Dental CIGNA Dental Care ... • Download claim form, track claims, membership cards • Email: shellus@bupa-intl.com

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  • Compensation, Benefits & Policy

    Shell Expatriate Benefits

    Annual Enrollment 2007

  • Compensation, Benefits & Policy

    Agenda

    Annual Enrollment

    Health care benefits

    Other Benefits

    Resources

  • Compensation, Benefits & Policy

    Annual Enrollment Process:

    No action required if you have no changes Paperless Process Changes are executed directly on your online

    Benefits Profile at www.netbenefits.fidelity.com

    (1.800.307.4355)

    Annual Enrollment between October 11 October 24, 2006

  • Compensation, Benefits & Policy

    Gems 2007 Changes

    Prescription Drug coverage - 100% limit increased to

    $1,500 per individual per calendar year

    Diabetic supplies will now be covered as part of the

    prescription drug coverage

    Premiums adjusted slightly for 2007

  • Compensation, Benefits & Policy

    Gems 2007 Monthly Premium Contributions

    $165.65COBRA for dependents

    $169.06Employee + Family (Spouse/Partner + Children)

    $136.66Employee + Spouse/Partner

    $119.36Employee + Children (up to age 22)

    $ 62.36Employee Only

  • Compensation, Benefits & Policy

    Dental

    CIGNA Dental Care Slight increase in 2007 premiums and service copays

    CIGNA Dental PPO No changes for 2007

    Vision

    No changes in premiums or benefits for 2007

  • Compensation, Benefits & Policy

    Other Benefit Changes

    Group Life Insurance (GLI) Maximum benefit increased from 5 to 7 X annual

    pay Spouse/domestic partner coverage available in $50K

    increments up to $500K. Most participants will be uplifted.

    Special Evidence of Insurability applies

  • Compensation, Benefits & Policy

    Health Management Center

    Enhancements to the BeWellAtShell Health Management Center:

    Online health resource to WebMD Access through NetBenefits Includes health improvement tools and information

  • Compensation, Benefits & Policy

    www.netbenefits.fidelity.com (1.800.307.4355) GEMS Membership Guide (January 2007) BUPA Membersworld:

    www.bupa-intl.com/membersworld or

    shellus@bupa-intl.com

    Hrhome: http://sww.shell.com/sps/employees/benefits_americas/

    Click on Report Benefits Issues or Provide Feedback

    Have a question?

  • Compensation, Benefits & Policy

    BACK UP

  • Compensation, Benefits & Policy

    Enrolling in Benefits You and your family are covered from your date of hire, however

    you will need to make your elections within 31 days of Fidelity having your employment data in their system.

    You must call the Shell Benefits Service Center at 1 800 30 Shell to enroll in benefits. You may not use Netbenefits for your initial enrollment.

    Domestic Partner (DP) would have the same effective date as Member once DP affidavit is accepted by Fidelity.

    To enter the Fidelity system you will need a Social Security Number (SSN). Since you do not have a U.S. SSN upon arrival, you were given a bogus SSN in the Expatriate Services briefing. Please use the bogus SSN when calling Fidelity until you receive your actual U.S. SSN. Note that this bogus SSN can be used only with Fidelity.

    Once you have advised your Expatriate Services Advisor of your new SSN, your Advisor will update the Shell system to provide your new SSN to Fidelity. Please note this process may take several days.

  • Compensation, Benefits & Policy

    Group Legal

    Group Auto & Home Insurance

    Voluntary Personal Accident Insurance

    Group Life Insurance

    Long Term Disability

    Income Protection Insurance

    Protection

    CIGNA Dental Care Plan CIGNA Dental Assistance Plan

    Dental

    Vision Service Provider (VSP)Vision

    Global Expatriate Medical Scheme (GEMS)Medical

    Care

    You are eligible for the following:

  • Compensation, Benefits & Policy

    Global Expatriate Medical Scheme (GEMS) through BUPA International

    Internet: www.bupa-intl.com/membersworld

    View membership guide and hospital directory

    Download claim form, track claims, membership cards

    Email: shellus@bupa-intl.com

    Tel: 44 (0) 1273 71 8383

    BUPA group number 702847 (For claims outside the U.S.)

    BUPA group number 702846 (For claims inside the U.S.)

    Once you make your election you will receive a medical card. You will present your medical card every time care is needed. This card is your proof of coverage.

  • Compensation, Benefits & Policy

    GEMS Summary of Benefits

    Annual Maximum Benefit $1,800,000/person

    Hospital Treatment Surgical Treatment 100%, paid in full MRI, CT and PET Scans

    Physician Office Treatment Lab, X-ray and Diagnostic Treatment 100%, up to $9,000/year* Well Person/Preventive Treatment

    Prescription Drugs 100%, up to $1,500/year*

    * subject to annual maximum out of pocket expense ($5,000 individual, $10,000 family)

  • Compensation, Benefits & Policy

    Dental Options

    CIGNA Dental Care Plan

    Provides local coverage

    No annual maximum benefit

    No orthodontic lifetime maximum benefit

    Covers adult orthodontia

    You must use the network of providers

    CIGNA Dental Assistance Plan

    Covered internationally

    Annual maximum benefit

    Orthodontic lifetime maximum benefit

    Doesnt cover adult orthodontia

    Any qualified provider

    Non-preventative services require a deductible

    Reimburses a percentage for covered services

  • Compensation, Benefits & Policy

    Levels of Coverage

    Dental Assistance Plan

    Dental Care Plan

    $73.72$18.34Employee + Family (Spouse/Partner + Children)

    $43.82$ 9.06Employee + Spouse/Partner

    $42.98$10.37Employee + Children$24.76$ 6.30Employee Only

    Monthly

  • Compensation, Benefits & Policy

    Vision Service Plan (VSP)

    Service through a network of more than 23,000 eye-care professionals nationwide

    Higher level of benefits-OR- Service through any licensed eye-care professional Lower level of benefits with a non-network

    provider Expenses out of pocket, then submit a claim to VSP

    You will not receive a vision card. When you visit a VSP provider you must provide them with your social security number

  • Compensation, Benefits & Policy

    Levels of Coverage

    $27.40Employee + Family (Spouse/Partner + Children)

    $16.95Employee + Spouse/Partner

    $16.62Employee + Children

    $10.48Employee Only

    Your Coverage When visiting a VSP network doctor, you'll receive: Exam........................................................every 12 months Prescription Glasses

    Lenses..................................................every 12 months Single vision, lined bifocal and lined trifocal lenses. Frames..................................................every 12 months Frame of your choice covered up to $ 130. Plus, 20% off any out-of-pocket costs.

    ~OR~ Contacts...................................................every 12 months When you choose contacts instead of glasses, your $125 allowance applies to the cost of your lenses and the fitting and evaluation exam. This exam is in addition to your vision exam to ensure proper fit of contacts.

    Extra Discounts and Savings Laser Vision Correction Discounts

    Prescription Glasses * Up to 20% savings on lens extras such as scratch resistant and anti-reflective coatings and progressives

    * 20% off additional prescription glasses and sunglasses Contacts * Exclusive pricing on annual supplies of popular brands

    Your Copays Exam.............................................................................. $10 Prescription Glasses..................................................... $25 Contacts..................................................No copay applies Dollar for dollar you get the best value from your VSP benefit when you visit a VSP network doctor. If you decide not to see a VSP doctor, copays still apply. You'll also receive a lesser benefit and typically pay more out -of-pocket. You are required to pay the provider in full at the time of your appointment and submit a claim to VSP for partial reimbursement. If you decide to see a provider not in the VSP network, call us first at 800-877-7195. Reimbursement Amounts: Exam...................................................................................... Up to $36 Lenses: Single Vision.......................................................................... Up to $28 Bifocal.................................................................................... Up to $45 Trifocal ................................................................................... Up to $56 Frame..................................................................................... Up to $45 Contact Lenses.................................................................... Up to $125

    VSP guarantees service from VSP network doctors only.

    In the event of a conflict between this information and your organization's contract with VSP, the

    terms of the contract will prevail.

    Monthly

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