SERVICE CHARGE AND FEE SCHEDULEEffective March 2, 2020 (Subject to Change)

Free Checking Safe Deposit Boxes Monthly checking account maintenance.........................… FREE Below $500 minimum average daily balance (Available at select branch loca ons) POP Money (mobile/online Standard)6………....................... FREE for Interest Checking Plus account......................... $5/month Size 3x5.................................................................. $15/year External Transfer (mobile/online Standard)6……................. FREE Logo checks (single).................................................... $16.50/box Size 3x10................................................................ $35/year Bill Pay (mobile/online Standard)6 …….............................… FREE Logo checks (duplicate).............................................. $18.50/box Size 5x10 ............................................................... $50/year eStatements6………............................................................… FREE Pricing for Silver Member Merits...................... 50% discount3 Size 10x10 ............................................................. $80/year Online Access/MobileAccess+6 …….............................……… FREE Pricing for Gold Member Merits Size10x16............................................................... $90/year eDeposits (mobile/online)6…………...................................…. FREE and Eagle Advantage members...................................... FREE3 Size 15x15............................................................ $100/year

Visa Credit Card annual fee …….....................................…. NONE Custom and other check styles............................................ varies Size 15x32............................................................ $200/year

Visa Debit Card annual fee……..…...................................... NONEStop payment on check or ACH item ............................ $29/item

No minimum monthly transaction requirements

Posi ve Pay for NSF/UCF check or ACH item4............... $10/item Loans

Plas c card replacement……...........................................….. FREE Foreign check processing (addi onal foreign ins tu on fees may apply) Skip-a-payment................................ $25/skipped payment

Overdra transfer from Provisional Canadian Cash Le er................................. $5/item Requirements and limitations apply; see skip-a-payment form for details.

savings/checking/line of credit7…................................… FREE Provisional Foreign and USD....................................... $6/item Returned loan payment (excludes credit cards)......

Inquiry/Withdrawal at Together CU owned ATMs Provisional Return...................................................... $22/item $15/payment or as s pulated in loan agreement

or CO-OP ATMs…..........................................…........…….. FREE Collec on Item Foreign and USD............................... $17/item Returned credit card payment............ Up To $25/payment

IRA or HSA set-up……………................................................... FREE Collec on Item Return............................................... $32/item Credit card cash advance ................................. $2/advance

Member notary service ………….......................................….. FREE Bill Pay (mobile/online Expedited Electronic)6................ $5/item Except Visa Signature which is 3% of each advance (minimum $10) Bill Pay (mobile/online Overnight Check)6...................... $25/item Credit card foreign transac on......

Account Administration 1% of transac on (U.S. Dollars)

Maintenance chargefor accounts in a household ATM (ATM owner-imposed surcharges may apply) Late payment.................... varies based on loan agreement

with combined total loan balances and total average Withdrawal at non CO-OP ATMs...................... $1.50/transac on Document overnight fee......................... $25/per mailing

daily deposit balances less than $5001....................... $5/month Pricing for Silver Member Merits.................... 4 FREE/month5

Exempt accounts: members age 25 and younger or age 65+, 5 Non-Members Pricing for Gold Member Merits..................... 6 FREE/month

new members with accounts open less than 6 months, or Check cashing up to $500................................ $10/checkInquiry at non CO-OP ATMs..................................... $1.50/inquiry

members with direct deposit(s) totaling $500+ per month. $501-2500....................... $15/check

Account reopen/reac va on............................................. $25 Other $2501 or greater.............. $25/check

Returned statement..................................................... $5/each Coin machine usage.................... 9% of total coins cashed POP Money (mobile/online outgoing Express)6............... $3/each

Account research........................................................ $20/hour External Transfer (mobile/online outgoing Express)6........ $3/each

myFit Card account maintenance...................................... FREE

Money Order ..................................................................... $3/each Wire Transactions Returned NSF/UCF check or ACH item...................... $29/item* Pricing for Eagle Advantage members ........................ $1/each Outgoing bank wire, domes c........................... $15/each Paid NSF check, ACH, or debit item2.......................... $29/item Cashiers Check.................................................................... $4/each Outgoing bank wire, interna onal..................... $50/each

Maximum number of overdraft fees per day.................. 6 Pricing for Eagle Advantage members......................... $1/each Visa Gi Card® .................................................................... $4/each Minimum overdrawn balance requiredExpress Mail/Delivery service at member request................ varies to trigger overdraft fee............................................... $15.00

You will not be charged an overdraft fee for to members ages 55+ with qualifying balance or direct deposit. Member Merits is a package of free services, discounts and overdrawn transactions of $5 or less. bonuses for households with combined loan and total average daily deposit balances of $2,500+. (1) Members whose

Returned check deposit............................................. $15/item household drops below $500 in combined loan balances and total average daily deposit balances can avoid this charge by achieving a higher balance within 60 days of dropping below. (2) Service based on current account standing; limitations apply. Check/periodic statement copy....................................... $2/itemFor additional information on how these fees are assessed, please refer to your Membership and Account Agreement. Pricing for Eagle Advantage members............................ FREE

*You may incur multiple returned item fees for the same presented check, draft or item. For additional information see Membership and Account Agreement. 423 Lynch Street · Saint Louis, MO 63118 ATMs are included in monthly free transactions for Member Merits fer 314-771-7700 · 877-325-CU4U

from some account types. Federally insured by NCUA