8/14/2019 September Monthly Spotlight

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Monthly Spotlight 

www.gmcu.com 800.808.2830 

GMCU Closed Columbus Day Monday, October 12th “Discover the Difference” 

72 Month Term as low as 4.74% APR1

60 Month Term as low as 4.24% APR48 Month Term as low as 3.74% APR

 Just ask John and Deanna Szczech. They refinanced their vehicle loan

from a higher rate at another financial institution! Boy are they happywith their new payment! You could be, too!

GREATER MINNESOTA CREDIT UNION H ASMONEY T O LEND

CARS BOATS RVs MOTORCYCLES

1 APR is Annual Percentage Rate. As low as rate includes discount for having a GMCU checking account with auto pay or direct deposit. New money only.

These rates also apply if you want to refinance your current car, boat, RV or motorcycle loan from another financial institution that meet the promotionalterms. Car Boat RV Motorcycle Terms; Car, Boat, RV, Motorcycle 2007 or newer, 15% down, 85% Loan To Value. On approved credit. Rates and Terms subje

to change. Promotion may end at any time. Cost per $1,000 is apprx. $15.98 @ 72 months.

GREATER MINNESOTA CREDIT UNION’S LOYALTY PROGRAM

To apply, call us toll free at 800.808.2830, see us online at http://www.gmcu.com/ASP/loan.asp or visitany branch.

2 APR is Annual Percentage Rate. Home Equity Loan Terms: New Money Only. Minimum amount $5,000, 80% Loan To Value. Closing Fees apply. Cost

per $1,000 is apprx. $14.01 @ 84 months. On approved credit. Rates and Terms subject to change. As low as rate includes discount for having a checkingaccount with auto pay or direct deposit. Promotion may end at any time. Equal Opportunity Lender.

84 Month Term as low as 4.74% APR2

It Gets Even Better...AND Cooler!Bruce and Aoulene Hauschulz recently received a Home Equity loan fromGMCU. For the first time in 38 years they now have Central Air in their

home... just in time for the hot, humid summers in Minnesota.

NOW... here’s the BEST!We have expanded the program with a special rate to include 2005 and 2006 AUTOs, BOATS, RVs anMOTORCYCLES! 42 Month Term as low as 5.24% APR3

3 APR is Annual Percentage Rate. As low as rate includes discount for having a GMCU checking account with auto pay or direct deposit. Newmoney only. These rates also apply if you want to refinance your current car, boat, RV or motorcycle loan from another financial institution that

meet the promotional terms. Car Boat RV Motorcycle Terms; Car, Boat, RV, Motorcycle 2005 or 2006, 15% down, 85% Loan To Value, Odometermust read less then 75,000 miles at time of purchase. On approved credit. Rates and Terms subject to change. Promotion may end at any time.

Cost per $1,000 is apprx. $26.11@ 42 months. 42 month max term.

Volume 5 • Issue 6 

September   • 2009 

8/14/2019 September Monthly Spotlight

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Branch Telephone #Mora 320.679.3863Milaca 320.983.2511Isle 320.676.3607Elk River 763.441.3842Pine City 320.629.1178Ogilvie 320.272.9918 

  Mora, Milaca, Isle, Pine City and Ogilvie Branch Hours

Monday - Thursday Friday SaturdayLobby: 8:30 am - 4:30 pm Lobby: 8:30 am - 6:00 pm Drive-thru: 8:00 am -12:00 pmDrive-thru: 8:00 am - 5:00 pm Drive-thru: 8:00 am - 6:00 pm

Elk River Branch Hours

Monday - Thursday Friday SaturdayLobby: 8:30 am - 4:30 pm Lobby: 8:30 am - 6:00 pm Lobby: 8:30 am -12:00 pmDrive-thru: 7:30 am - 5:00 pm Drive-thru: 7:30 am - 6:00 pm Drive-thru: 8:00 am -12:00 pm

Call Center Hours

Monday - Thursday Friday Saturday7:30 am - 5:00 pm 7:30 am - 6:00 pm 8:00 am -12:00 pm

CirCUs Club Pizza Parties 

 Join us from 5:00 p.m. - 6:30 p.m. at

the following locations:Ogilvie, Sept. 22nd • On the Way Pizza & Cafe… 208 N Hill Ave

Mora, Sept. 23rd • Emma’s Pizza (Club Fuel)… 113 Lake St. S

Elk River , Sept. 24th • Elk River Branch… 17035 Yale Ct. NW

Pine City, Sept. 24th • Pizza Pub… 500 3rd Ave SE

Isle, Sept. 28th • Isle Bowl & Pizza… 365 Third St.

Milaca, Sept. 29th • Trinity Lutheran Church… 735 2nd St. SE

 You’re invited to an

evening filled with

great food, fun and prizes!

Coats for Kids

GMCU is gearing up for its annual Coats for

Kids drive.

Coats may be dropped off at any of our 6branches and will be distributed, to those in

need, in that community.

Gently used or new coats, snow pants, hatsand mittens are greatly appreciated!

Last year, nearly 450 coats were donated from our generousmembers! We hope that you will once again be generous as evenmore families find themselves in need of help.

If you would like to donate any adult or coats forteenagers, these are most welcome!

The organizations we use to distribute the coats

will definitely use them.

For more information, please visit our Web sitewww.gmcu.com.

  Rate WatchLoans

Auto, New - 2007......................(as low as) 3.74% APR*Boat & RV, New - 2007......................(as low as) 3.74 APR*Auto, Boat & RV, 2006-2002......................(as low as) 6.89% APR*Unsecured......................(as low as) 10.99% APR*Visa......................(as low as) 8.49% APR*

MortgagesFirst Mortgage

  ......................(as low as) 6.04% APR* 

Home Equity

......................(as low as) 4.74% APR* 

Fixed-rate mortgages are available through the 

secondary market. For current rates and information,

contact Carey at 320.679.3863 or 800.808.2830. Lowest 

rate subject to credit score and checking/auto pay 

relationship. Rates are subject to change at any time.

Certificates

$500 minimum deposit.

12 month...........2.00% APY**18 month...........2.00% APY**24 month...........2.25% APY**36 month...........2.40% APY**48 month...........2.55% APY**60 month...........2.60% APY**

 

*Annual Percentage Rate.**Annual Percentage Yield.

Penalty for early withdrawal. Rates are subject to change at any time. Rates are current as of 8/27/09. For current rates, please go to www.gmcu.com. For more information, contact our Call Center at 800.808.2830.