MonthlyCollege Budget

march income: march expenses: march cash flow:

$2,425 $2,642 -$217

JAN Select First Budget Month

MAR

Monthly Cash After Expense JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR % INC

Cash Flow 4,035 69 (217) 199 204 (771) 124 154 (721) 109 34 (61) 3,158 (8.9%)

Cumulative Cash Flow 4,035 4,104 3,887 4,086 4,290 3,519 3,643 3,797 3,076 3,185 3,219 3,158

MONTHLY INCOME JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR % INC

Financial aid (grants, scholarships, loans) paid to you - - 750 750 750 750 750 750 750 750 750 750 7,500 30.9%

After-tax wages from a job 4,352 450 450 450 450 450 450 450 550 350 350 350 9,102 18.6%

Financial help from family 200 200 1,000 350 350 350 350 350 350 350 350 350 4,550 41.2%

Withdrawals from savings 500 350 150 - - - - - - - - - 1,000 6.2%

Other (child support, public assistance, gifts, etc.) 75 75 75 75 75 75 75 75 75 75 75 75 900 3.1%

TOTAL INCOME 5,127 1,075 2,425 1,625 1,625 1,625 1,625 1,625 1,725 1,525 1,525 1,525 23,052 100.0%

MONTHLY EXPENSE JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YEAR % INC

Room & Board 565 565 565 565 565 565 565 565 565 565 565 565 6,780 21.4%

Rent, mortgage, or dorm room 315 315 315 315 315 315 315 315 315 315 315 315 3,780 11.9%

Food (groceries or meal plan) 200 200 200 200 200 200 200 200 200 200 200 200 2,400 7.6%

Utilities (heat, water, electricity) 50 50 50 50 50 50 50 50 50 50 50 50 600 1.9%

Tuition & Fees 0 0 750 0 0 650 0 0 650 0 0 0 2,050 28.4%

Tuition you pay - - 500 - - 500 - - 500 - - - 1,500 18.9%

Fees you pay - - 250 - - 150 - - 150 - - - 550 9.5%

Books & Supplies 0 0 325 20 20 325 10 10 400 15 15 15 1,155 12.3%

Textbooks - - 225 - - 275 - - 325 - - - 825 8.5%

School supplies - - 100 20 20 50 10 10 75 15 15 15 330 3.8%

Transportation 224 174 174 219 174 174 274 219 174 174 224 269 2,473 6.6%

Gas, maintenance 30 30 30 75 30 30 30 75 30 30 30 75 495 1.1%

Vehicle payment 129 129 129 129 129 129 129 129 129 129 129 129 1,548 4.9%

Transit fares 15 15 15 15 15 15 15 15 15 15 15 15 180 0.6%

Travel at holidays 50 - - - - - 100 - - - 50 50 250 0.0%

Discretionary 69 69 169 369 419 444 419 419 394 394 419 469 4,053 6.4%

Savings - - - 50 100 100 100 100 75 75 100 100 800 0.0%

Cell phone, Internet, cable 69 69 69 69 69 69 69 69 69 69 69 69 828 2.6%

Donations - - - - - 25 - - - - - 50 75 0.0%

Snacks, dining out - - 100 100 100 100 100 100 100 100 100 100 1,000 3.8%

Clothes - - - 50 50 50 50 50 50 50 50 50 450 0.0%

Entertainment (movies, dates, concerts) - - - 100 100 100 100 100 100 100 100 100 900 0.0%

Other Expenses 234 198 659 253 243 238 233 258 263 268 268 268 3,383 24.9%

Insurance (car, health, renter's) 123 123 532 123 123 123 123 123 123 123 123 123 1,885 20.1%

Loan, credit card payment - - 52 55 45 40 35 60 65 70 70 70 562 2.0%

Other 75 75 75 75 75 75 75 75 75 75 75 75 900 2.8%

TOTAL EXPENSES 1,092 1,006 2,642 1,426 1,421 2,396 1,501 1,471 2,446 1,416 1,491 1,586 19,894 100.0%

march cash flow:

-$5,000

$0

$5,000

jan feb mar apr may jun jul aug sep oct nov dec year

CASH FLOW

financial aid

wages (after-tax)

family help

from savings

other

room & board tuition & fees books & supplies transportation discretionary other expenses