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Unbiased Expert Advice. Always.
Powered by the UK’s largest consumer organisation
June 2013, `150
Test reports Sound bars
Tablets
Budget smartphones
Food processors Child care products
Our testing cuts through the jargon to ensure that you
buy only the best
KetchupSodium and sugar levels in seven brands
Paint jobStep-by-step guide to painting your home
Online shoppingE-retailers that offer hassle-free buying
Dental check-upsWhat to look for and how much they cost
ALSO INSIDE
Big pictures
Big pictures
Contents
whichrightchoice.com02 I Right Choice I June 2013
Consumer news
04 We look at the latest
consumer news and
give you advice on using
generic medication,
credit card transactions
and getting airline
refunds
Your complaints resolved
08 Consumer issues
pertaining to products
and services and how
they have been resolved
New products
10 Gadgets
We explore
various
products that
have just hit
the shelves
14 Home appliances
A recently-launched
convection oven, a
hairdryer that conditions
your hair, a Right Choice
cof ee maker and more
home appliances
Test reports
17 Televisions
Deceptive schemes by
retailers may lead to bad
buying decisions
23 Sound bars
Pair your fl at screen TV
with these sleek Right
Choice speakers
26 Tablets
Find out which tablet
lives up to its maker’s
claims in our test report
32 Mobiles
We feature fi ve
smartphones that
are great at the
basics and well
within your reach
34 Food processors
Need to whisk, grind,
knead, chop – all within
a short time span?
These mean machines
are the answer
38 Right Choice
round-up
Keep your baby safe,
with these products
43 Ketchup test
We tested
seven dif erent
brands of
this go-to
condiment for
their salt and
sugar content
How to
46 Get your home painted
Whether you are hiring
a painting contractor or
want to tackle it yourself,
we demystify the art of
repainting your home
Test drives
50 Mid-size sedans
We investigate nine
mid-size sedans so that
you know which one is
well worth your money
Service report
56 Online shopping
Satisfaction survey of
online shopping sites,
their policies and other
issues that matter
23
46
whichrightchoice.com June 2013 I Right Choice I 03
Health report
63 Dental health
Zeroing in on a dentist,
how often you should
go for a check-up,
average cost of various
procedures and more
Money report
68 Credit cards
With multiple choices
and clauses, we read
the fi ne print for you
Features
62 10 ways to...
... shop safely on
the internet
73 Spin doctor
Does a
regular oil
massage
actually
keep
your hair
healthy?
74 Ask the experts
We answer your queries
on topics ranging from
types of suitcases to
maintaining car tyres
Published and printed by Paul Antony Smith for and on behalf of the owners M/s BGG Information Pvt Ltd. Published at BGG Information Pvt Ltd, 106, Prospect Chambers, 317/321, Dr D N Road, Fort, Mumbai 400 001. Printed at Thomson Press (India) Ltd, 18-35, Mile Stone, Delhi-Mathura Road, Faridabad (Haryana) Editor: Paul Antony Smith Distributed by Living Media India Limited, branch oi ce: A-61, Sec 57, Noida 201 301. (Registered Oi ce: 9 K Connaught Circus, New Delhi 110001). Customer care contact details: Toll-free: 1-800-1800200, land line: 0120-2479800, fax: 0120-4078080.To contact us, send an email to [email protected] Design, production and editorial services: Hill Road Media Vol 2 Issue 1
We acknowledge that the trademarks shown/featured in this magazine are the property/s of the respective owners. All rights reserved. No part of this publication shall be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior permission of BGG Information Private Limited. It shall not be used for any form of advertising, sales promotion or publicity.
Editor’s Letter
You can now do just about anything online, and shopping from your armchair can save time and money if you get it right. But it can be hard
to know where to buy – and what to expect when you do. Our online shopping survey (p56) looked at customer satisfaction with some of the biggest names in e-retail, including Flipkart, Snapdeal and Naaptol, to reveal which sites you rated best.
You don’t always know what you’re getting when you shop online, but there’s no guarantee you get the full picture in a shop, either. Electronics retailers can use clever tricks to show products off at their best, so you could end up disappointed if you don’t get the same experience at home (see ‘Televisions’, p17). And some manufacturers can be equally sneaky; some of the tablets we’ve tested only let you use about half of the space advertised on the box (see ‘Tablets’, p26).
Whether you’re in the market for a new TV, are considering a food processor upgrade or want to fi nd the best budget mobile, you can trust our reviews to give you the whole picture, and help you pick a Right Choice that won’t disappoint.
Paul An tony Sm ith Edito r
Unbiased Expert Advice. Always.
Our promiseWe at Right Choice test and research goods and services. Our tests are rigorous and we give you the most comprehensive reviews. Our USP is that we give ‘Unbiased expert
advice. Always’ – meaning we do not take any freebies or inducements from manufacturers either directly or indirectly. We buy all the products we test, and we put products and services through their paces so you can get independent, unbiased advice on what to buy.
Our testsOur tests are comprehensive – examining all the key aspects of a product or service. We are transparent in our approach and write about how we test in every test report. And we test a wide range of things, from cof ee to air-conditioners.
Our ratingsAdorns the ones that excel in our rigorous tests.
The ones which perform poorly get this label.
Perform well in our tests and are relatively low-cost.
Peourel
GREATVALUE
Theperthis
WRONGCHOICE
Adtharigo
RIGHTCHOICE
whichrightchoice.com04 I Right Choice I June 2013
News
In April, the Supreme Court of India rejected the demands for patent
rights by the Swiss drug company Novartis for the anti-cancer drug
Glivec. The court felt that the newer Glivec, which is very expensive,
was just a modifi ed version of the older drug.
The ruling is a step forward for India’s ef orts to make medicines
af ordable and accessible to every strata of society and reduce
‘evergreening’ – a strategy where drug companies try to extend
their patent life by making small changes to their drugs. However,
Novartis said that ‘this decision discourages innovative drug discovery
essential to advancing medical science for patients.’
MAHARASHTA HOSPITALS FOLLOW SUITTaking a cue from the Novartis case, in April the Maharashtra State
Government declared that all public hospitals should now give
only generic drugs to patients. It also stated that the government
will formulate a module to create awareness on the benefi ts of
these drugs. Generic drugs – medicines that are usually known
by their chemical name and are not associated with any particular
company – can be just as ef ective as branded drugs – and
are much cheaper. They are especially critical for those who cannot
af ord branded medicines.
IS GENERIC MEDICATION SAFE TO USE? Generic drugs may be af ordable, but are they up to the mark? Dr
Gopal Chaturvedi, Mumbai, says, ‘Generic drugs are basically made
out of the same compounds as branded drugs. When it is a basic
drug like paracetamol or antacids, it is perfectly alright. These are
the medicines that general practitioners usually give to patients in
small pouches and their side-ef ects and mechanisms are well known
and can be safely administered orally. However, for cancer drugs,
for example, the stakes are much higher. Cancer drugs need to
undergo lots of clinical trials. Number of drug therapies and standard
treatment doses and protocols are frequently revised by cancer
societies all over the world. Since drugs produced and manufactured
by pharmaceutical companies undergo lot of trials before they are
marketed they usually recover their R&D costs through patents, which
are usually for up to 10-12yrs or as per the drug policies of the country
and then are produced as generics. Generic drugs are not extensively
Generic drugs: good or bad?Maharashtra defends most af ordable drugs – but is it wise?
tested and so it is di� cult to predict their e� cacy in case
of such diseases.’
BEWARE OF SUB-STANDARD QUALITY A B Pharm graduate working in the pharmaceutical
sector, Shekhar Rawtani, Mumbai, says, ‘The generic
pharmaceuticals industry has made drugs more
accessible, of ering economical alternatives to branded
drugs and considerably reducing the fi nancial burden
of therapy. But the rampant use of sub-standard non-
pharmaceutical grade raw materials and the high risk of
counterfeiting casts doubt on the quality and e� cacy of
these generic products. The concerned regulators must
take quality very seriously and should make and enforce
rules to assure people that every licensed generic
product has been manufactured with utmost care.’
Generic drugs are critical for those who can't aff ord costly branded medicines
BRANDED DRUG
GENERIC DRUG
USE
Crocin Paracetamol Relieves minor aches and pains, such as headaches and body ache, and reduces fever
Combifl am Paracetamol + Ibuprofen
Cures routine ailments such as fever, fl u, cold and body pain
Amoxil, Amox, Mox
Amoxicillin Treats many dif erent types of infections caused by bacteria
whichrightchoice.com
Faulty transactions on credit card
Almost three years is a long time to
wait to settle a dispute with your bank,
but that's how long it took Ashish Kothari,
senior consultant at Capgemini India Pvt.
Ltd, to resolve fraudulent transactions made
on his credit card. On June 2009, several
mysterious transactions were refl ected on
Ashish's HSBC credit card statement. When
the bank called and emailed to verify the
transactions, he refuted them and fi led a
dispute complaint with the Powai branch
of the bank, in Mumbai. 'I disputed four
transactions (made for paying mobile phone
bills, according to the statement). The bank
reversed only one and refused to reverse
the other three (a total of `5,000). They also
started charging interest on the amount due
to non-payment,' he added.
Ashish then got in touch with Right Choice
to seek help in the matter. We followed
up with HSBC as well as JM Financial, the
fi nance company to whom HSBC had handed
With our help, Right Choice subscriber fi nally gets his dues for credit card transactions he did not make
June 2013 I Right Choice I 05
the case, on his behalf. After several emails
and conversations, on April 4, 2013, JM
Financials informed Right Choice that they
had reconsidered the case and had initiated
the process to update his credit status in the
Credit Information Bureau India Limited (CIBIL)
records, which would take ef ect within 45-
60 days. On April 12, 2013, Ashish informed
Right Choice that HSBC had reversed his
transactions and all his dues were settled to
his satisfaction. It took a long time for HSBC
to resolve what seemed like a technical error.
RBI guidelines for disputed transactions The grievance cell of the bank
should be made known to every
card holder so that he/she can
approach the designated offi cer and
ensure that genuine grievances are
redressed promptly.
Banks have been asked to formulate a
system to prevent fraud.
In case of disputed transactions, the
bank is liable to provide the consumer
with all the necessary documentations
(like the ATM pin used, the additional
security authentication used and the
time and place of transactions), within a
maximum period of 60 days.
In all disputed cases, banks have to
maintain a transparent procedure
with the card holder pertaining to
call center competence and
mechanism to escalate the matter
to a higher authority.
Banks have been advised to be careful
before reporting the consumer in
the defaulter’s list of CIBIL in case of
unresolved disputes.
If a person is unsatisfi ed with the
bank’s response over credit card or
other banking-related issues, he can
fi le a complaint before the Banking
Ombudsman under the Banking
Ombudsman Scheme by the RBI (at
www.bankingombudsman.rbi.org.in),
within a period of one month.
News
whichrightchoice.com06 I Right Choice I June 2013
On June 2, 2012, the Gujarat Electricity
Regulatory Commission (GERC) passed
a tarif order increasing tarif by 10 paise
per unit for all categories of consumers.
According to the order, the new tarif was
to be implemented with ef ect from June 1,
2012. In August 2012, the president of the
New Kandla and Kutch Salt Manufacturers
Association, Gandhidham, G P Thacker,
lodged a complaint with CERS. He stated that
Electricity company toreturn wrongful chargesPower company estimated to have wrongfully collected an extra `5-6 crore from consumers
the new tarif had been enforced on all high-
tension (HT) power consumers of the Paschim
Gujarat Vij Company Ltd (PGVCL) with ef ect
from the date of meter reading, which varied
from May 16 to 21, 2012. PGVCL had thus
collected an additional 10 paise per unit for 10
to 15 days, estimated to be over `5-6 crore,
from its HT power consumers.
CERS wrote to the GERC as well as
to PGVCL, protesting the collection was
in violation of the GERC Supply Code
Regulations and therefore wrongful, and
demanded a refund for all HT power
consumers. But the PGVCL argued that meter
readings are taken on fi xed dates and there
is no provision that new readings have to be
taken on June 1 to implement the new tarif .
Only after the intervention of GERC
Chairman, Dr P K Mishra, did PGVCL revise
the programming of the billing cycle and, in a
letter to Thacker on March 8, 2013, informed
him that the wrongly collected amount would
be credited in the next electricity bill.
Meanwhile, CERS has requested the
GERC to direct the other three state-run
power distribution companies too, and refund
similar wrongful amounts collected from all
categories of consumers in Gujarat.
HSBC held ‘defi cient in service’
T he Consumer Disputes Redressal Forum - VI,
District New Delhi, found HSBC Limited India
defi cient in service and ordered it to pay `25,000
as compensation charges to Vinay Chola in
February 2013.
According to Vinay, he had been a credit
card holder of HSBC and had defaulted on a
due payment of `25,000 to the bank. He had,
however, agreed to pay the amount in three
installments, which were scheduled to begin in
May 2007 and end on or before July 30, 2007,
with the last payment being `8,332. However, the
bank's recovery agents collected his payment
Debt recoverer responsible for taking payment late
Contributed by the Consumer Education and Research Centre (CERC)
Contributed by the Consumer Education and Research Centre (CERC)
in September 2007, instead of July 2007. The
Forum stated that since the bank’s recovery
persons had collected the last payment late, the
bank should demand charges from the recovery
agents, not the complainant.
The Forum held HSBC defi cient in service for
the following:
Not informing CIBIL of the settlement of all
outstanding dues
Not issuing a letter to CIBIL and the
complainant to this ef ect
Not issuing a 'No-dues Certifi cate'
Not reconsidering him for a fresh card
whichrightchoice.com June 2013 I Right Choice I 07
Delay in delivery of services will be fi nedThe Union Cabinet has approved The
Right of Citizens for Time-Bound Delivery
of Goods and Services Bill, 2011, which
will ensure a time-bound delivery of
services such passport, driving licence,
pensions and tax refund. In case of delay
the offi cial responsible will be fi ned on
a per day basis, ranging from `250 to
`50,000.
‘Sin tax’ on tobaccoIn a move to curb the consumption
of tobacco, the health ministry has
proposed a ‘sin tax’ on tobacco products.
It has been suggested to the Department
of Revenue, Ministry of Finance, to
incorporate this tax, the proceeds of
which can be used for tobacco control.
TRAI to deactivate inactive mobile numbersThe Telecom Regulatory Authority of India
(TRAI), in an amendment to the Telecom
Consumers Protection Regulation, 2013,
allows telecom operators to deactivate a
pre-paid mobile number that has not in
use for 90 days and has a balance of less
than `20, as of March 22. The customer
can then reactivate his number within 15
days by paying certain charges.
News in Brief
Get in touch with Right Choice
If you are experiencing a problem with
a manufacturer, retailer or service
provider, for example a malfunctioning
product, something that wasn’t
delivered as promised or a defi cient
service, write to us at
[email protected] and we’ll
do our best to resolve the issue.
Airline forced to pay `1 lakh compensationStranded passenger fi nds airline also paid of lawyer without his authority
Flying British Airways fl ight BA 142 from
New Delhi to London on June 7, 2008,
Ramesh C Bhargava, a resident of Shimla,
was informed on reaching his destination
that the airline had lost his luggage in transit.
He immediately reported the loss to the
airline o� cials, but they could not trace
the baggage.
DEFICIENCY IN SERVICERamesh had to spend fi ve days in a hotel
room in London till he could get hold of his
contact addresses and fi nish his business
in London. On returning home, Ramesh
sent a legal notice to the airline through
his advocate, V K Goel. But BA paid Goel
`20,000 hoping to be rid of the matter.
Ramesh then complained to the Consumer
Disputes Redressal Forum - VI, District New
Delhi, against the airline and others (Case no.
C.C./382/2009).
During the proceedings, British Airways
of ered him `45,000 in court. He refused
to accept the amount. With regards to the
airline’s payment to the lawyer, Ramesh said
that he had not authorised nor accepted the
amount and hence the payment did not settle
his claim.
The Forum found it justifi ed that Ramesh
had disputed the payment to his advocate
without his authority. ‘That money belonged
to Ramesh and the opposite party (British
Airways) should bear the loss as the amount
was not given to the complainant. Once the
defi ciency is admitted in the loss of baggage,
the complainant should be adequately
compensated,’ the Forum stated.
The Forum also took note of the fact that,
for the ongoing case, Ramesh had been
travelling from Shimla to New Delhi for the
past fi ve years. The Forum raised the amount
of compensation, from `65,000 (including
`20,000) of ered by British Airways, to `1
lakh and directed it to pay the amount to
Ramesh within 30 days of the receipt of the
copy of the order. ‘Otherwise, action can
be taken under Section 25 (Enforcement of
order) / Section 27 (Penalty) of the Consumer
Protection Act.’
Contributed by the Consumer Education and Research Centre (CERC)
If baggage is lost in transit, the airline is guilty of defi ciency in service
whichrightchoice.com08 I Right Choice I June 2013
Your complaints resolved
This item has been provided by the Consumer Education & Research Centre (CERC), Ahmedabad.
Twenty-year old Bhavik Mehta was a
student of the University of Mombasa,
Kenya, when he attended a campus fair at
his college. There he was informed about
a degree course for chemical engineering
by a representative of the SRM University
in Chennai. He applied for the dual degree
course and, on May 31, 2012, obtained
admission to the programme by paying
$11,900 (approximately `6,54,500) for the
course and on-campus accommodation.
When Bhavik reported to the college
on August 5, 2013, he found that no
arrangements had been made for him at the
institute. He was allocated an inhabitable
of -campus accommodation. The next day
he learnt that the dual degree programme
did not exist. Pursuing the matter with
the authorities yielded no results. Bhavik
withdrew his application and asked for
the refund of the fees. When his repeated
reminders to the university evoked no
response, his father, Ajaykumar Mehta,
wrote to CERS, Ahmedabad on August 21,
2012. Extensive follow-ups by CERS with the
university fi nally resulted in Bhavik getting a
refund of $11,465 (approximately `6,30,575)
after deduction of processing fees.
College refunds fees to international studentSRM University admitted an international student onto a degree course that didn't exist
This item has been provided by the Consumer Education & Research Centre (CERC), Ahmedabad.
Samsung waives repair costs for senior citizens
Arun Kumar Hajra and his wife, an
elderly couple based in Pune, had
purchased two Samsung TV sets – 101cm
LED and 66cm LCD – from Croma Infi niti
Retail Limited in July 2011. Hajra paid a
total of `77,000. The LED TV displayed a
fl ickering screen during the warranty period,
but Arun's wife mistook it to be a voltage
fl uctuation and did not complain to the
dealer. On returning from a trip overseas,
Arun noticed the problem and complained
to the service engineer on August 6, 2012.
However, by then the LED TV had crossed
the warranty period. The service engineer
found the TV’s panel was faulty and
estimated the repair cost to be `23,200.
Arun approached the company
authorities as well as the customer care,
but all ef orts went in vain. A troubled Arun
then sought the advice and intervention
of CERS, Ahmedabad. CERS pursued
the matter with Samsung Electronics and
Croma Infi niti Retail Limited. Eventually, on
March 2, 2013, after seven months and a
payment of `5,000, Samsung repaired the
TV for the couple.
Faulty TV panel replaced outside warranty for a fraction of the cost
Precautions to take Keep all documentation and proof,
such as receipts, with you.
Ensure everything is in place legally.
If there is correspondence by post,
check for the offi cial letterhead.
Be in touch with the offi cials from the
university to get your queries cleared.
Research the university. Get in touch
with the alumni.
whichrightchoice.com
Car undelivered for over six monthsDealer refunds booking amount to customer
June 2013 I Right Choice I 09
Resident of Ahmedabad,
Arun Kaul, paid `51,000
and booked a Renault Duster
(Model No. HP RxE 85 PS)
on July 20, 2012. The dealer,
Kamdar Carz Private Limited,
promised him delivery of the car in two
months. Five months elapsed but Arun
did not receive the car. In December
2012, the dealer approached Arun
for the allotment of the same model,
which had been rejected by another
customer who had booked the car from
the same dealer. He accepted the of er
and immediately applied for the loan.
Fifteen days later, on December
18, 2012, Arun was informed that the
vehicle had been allotted to someone
else. On the same day, he wrote to
the company seeking re-allotment of
the car or cancellation of the
booking. ‘I fi nd this allotment
wrong,’ he wrote ‘…kindly
make the payment of the
refund amount of `51,000…
If the payment is not received
in a week’s time, interest from the
date of registration would be due.’ He
also approached CERS Ahmedabad,
seeking its intervention.
CERS wrote to Kamdar Carz Private
Limited, regarding Arun’s complaint.
In response, the dealer informed
CERS after 10 days that it had not yet
received a cancellation request from
Arun. Arun re-sent his application for
cancellation. Follow-ups by CERS
fi nally brought Arun a refund in
February 2013 of the advance amount
of `51,000.
This item has been provided by the Consumer Education & Research Centre (CERC), Ahmedabad.
Passenger protests booking inei ciency by airline
On November 12,
2012, resident of
Mumbai and President
of CERC, Walter Vieira,
booked an online ticket
on an Indigo Airlines
fl ight from Mumbai
to Goa for January
27, 2013, to return on
February 7, 2013. The
ticket showed the
status as ‘pending’ but Walter presumed that this
would be confi rmed closer to the date of travel.
On his arrival at the airport on January 27,
he was informed that his ticket was invalid as it
showed the status to be ‘pending’. To his further
surprise, the airline authorities informed him that
his reservation had been rescheduled to January
23, 2013, over the phone. Walter argued that
there was no cancellation charge recorded on
his credit card statement but he was left with no
choice except to get a new ticket issued paying
that day’s rates and travel, under protest.
On January 31, 2013, Walter wrote to Customer
Relations, Indigo Airlines, explaining the matter.
He sought a refund of `4,481, the amount he was
made to pay for the ticket or a free ticket for the
same route. Walter received a response from
the customer relations team of Indigo Airlines
on February 6, 2013, stating that ‘the refund of
`1,699.00 has been processed which will refl ect
in your account within seven to ten working days.
Further, we have made the travel voucher for
the remaining amount of `2782.00…’ Walter's
complaint was hence successfully resolved.
Wrongly rescheduled without intimation
This item has been provided by the Consumer Education & Research Centre (CERC), Ahmedabad.
In this sectionWe bring you the newest
gadgets and recently
launched appliances.
These range from
headphones, mobiles and
cameras to tablets, TVs
and computers. You will
also fi nd reviews for
household products,
including water purifi ers,
geysers, cof ee machines
and much more. We also
preview products that may
not be available yet in India
but are likely to launch
soon. As they’re new to
the market, all the products
featured here may not have
been tested in our labs yet.
Here’s how to distinguish
them by their labels.
These new
gadgets and
appliances have
gone through our labs
and are tested. You’ll fi nd
scores and ratings along
with these reviews.
They’re not
tested yet, but
we’ve played
around with and tried these
new products to give you
our opinions.
We’ve not got
our hands on
these products
yet, but give you our
impressions according to
their specifi cations.
W
ou
th
et b t gi e
JUSTOUT
Th
te
we
aro nd ith
FIRSTLOOK
The
gad
app
gone thro gh
JUSTTESTED
10 I Right Choice I June 2013
The Yamaha PDX-11 is an iPod speaker dock, but
the standard 3.5mm headphone socket means it
can also connect to other smartphones and MP3
players. It has a nice design, with a large speaker
and a handle on the top. We put it to the test to fi nd
out if the sound matches its exceptional design.
Sound quality While acceptable, its sound quality is
nothing great. It runs on batteries and doesn’t need
to be plugged to the mains, which makes it suitable
for listening in open areas such as a garden.
How is it to use? It’s straightforward to use, with the
iPod slotting in to the top. This is very easy to do
but the back of the iPod isn’t well-supported. It has
a tiny remote control for accessing your music.
VERDICT Though it doesn’t have the best audio
quality available, it is an excellent choice if you’re
looking for a portable speaker.
Screen size 4.3 inches Screen resolution 480x800
Internal memory 4GB Camera 5Mp
This is a decent mid-range phone with a 4.3-inch
screen and runs on the new Windows Phone 8 OS.
Battery life We managed over eight hours of calls per
charge, or over fi ve hours of web browsing over 3G,
both of which are above average for a phone in this
price range. You can use the Windows Phone battery
saving mode, which turns of some power-hungry
features when your phone is almost out of juice.
Picture quality Picture quality from the 5Mp camera is
mediocre, but adequate for quick group shots.
How is it to use? The Windows 8 interface comes with
interesting features, though it takes some time to get
used to and the home screen can look busy. Calls are
generally clear in quiet conditions but – as you would
expect – a little harder to understand when there is
loud background noise.
VERDICT A decent Windows 8 phone to consider
if you are looking for a standard workhorse
smartphone with a good screen.
59% HTC WINDOWS PHONE 8S, `18,500
whichrightchoice.com
New products
66% YAMAHA PDX11, `9,490JUST
TESTED
JUSTTESTED
whichrightchoice.com June 2013 I Right Choice I 11
VERDICT While prices for the Google Nexus 4 had not been announced in India till the time of going to print, you can expect
it to be much cheaper and still work as a superb alternative to the Samsung Galaxy S III.
Google Nexus 4 vs Samsung Galaxy S IIIThe newly launched Google Nexus 4 has hit the US markets for just $299 (about
`16,000). We pitch it against the highest-selling smartphone to see how it matches up
Google Nexus 4 Samsung Galaxy S III Winner
SCREEN The Nexus 4 houses more pixels within its 4.7-inch screen, so images look sharper than they do on the S III.
The S III has a clear and bright 4.8-inch screen, but it doesn’t quite match up to the Nexus 4’s.
PROCESSOR The Qualcomm Snapdragon processor outruns the Galaxy S III, which means faster gaming and web-browsing speeds.
The Samsung Galaxy S III features a quad-core processor that’s also pretty slick for most tasks.
BATTERY It beats Samsung’s record, which is 12 hours on calls, by managing over 14 hours of calls or fi ve hours of web browsing.
The 12-hour call time – or over fi ve hours of web browsing – is also pretty impressive for a smartphone.
CALL QUALITY Sound quality of calls isn’t as clear as those in competition.
On the other hand, the S III provides fantastic call quality.
FEATURES Headphones aren’t supplied and there is no slot for a memory card. Also, unlike the Samsung, you cannot replace the battery later on.
Samsung, being pricier, is more generous with its features, giving you quality headphones and fl exibility to extend the storage.
CAMERA The photo camera on the Google Nexus 4 is brilliant, while the video camera is only reasonable.
The Samsung exceeds the Nexus 4 in this area, giving you a top-notch photos and videos and better camera features.
Google Nexus 4
Google Nexus 4
Google Nexus 4
Samsung Galaxy
S III
RIGHTCHOICE
RIGHTCHOICE
vs
72% 78%
`28,500`TBA
Samsung Galaxy
S III
Samsung Galaxy
S III
whichrightchoice.com
NewProducts
12 I Right Choice I June 2013
Screen size 7 inches
Resolution 1,440x900
Storage 16GB
This is a 7-inch tablet which runs on the
Barnes & Noble version of Android. While
it hasn’t been launched o� cially in India,
you can easily buy it through online
stores. It’s a step up from an ebook reader
because it has full access to the internet
and a high-resolution colour screen. It’s
available in 8GB and 16GB versions.
Screen The 1,440x900 resolution screen
is the highest resolution among most main
7-inch tablet rivals. We found the screen to
be clear and with good viewing angles.
Battery life A 30 minute charge provides
40 minutes’ battery life. It lasts for nearly
nine and a half hours when playing back-
to-back video and seven-and-a-half hours
when you’re browsing the web using Wi-Fi.
How is it to use? Battery life is good, lasting
over nine hours – three hours longer than
the Samsung Galaxy Tab 2 P310. You won’t
be able to make video calls or take photos
using the Nook HD because it doesn’t have
any cameras. The Barnes & Noble app
store limits the number of apps and does
not live up to the high standards of the
Apple and Google equivalents.
VERDICT Except for the good screen,
there’s nothing remarkable about the
Nook HD to set it apart from cheaper
tablets such as the Google Nexus 7 and
Samsung Galaxy Tab 2 P310.
JUSTTESTED
69% BARNES & NOBLE NOOK HD, `17,350
SAMSUNG UA55F8000, `2,30,900Screen size 55 inches
Type LED
This is Samsung’s new fl agship LED TV,
which replaces the popular ES8000 from
last year’s line-up. It looks stunning with a
sleek frame around the 55-inch screen. It
also looks great at the back: Samsung has
cleverly hidden the connections and cut
down the clutter. The TV is also the fi rst to
feature a quad-core processor.
All new Smart Hub One of the major
changes to Samsung’s 2013 line up is a
complete revamp of its smart TV interface.
The new Smart Hub is designed to be
much easier and more intuitive to get
around, with content split into dif erent
panels that you can swipe through. This
categorises dif erent applications to give a
cleaner and a better organised look.
Deeper blacks Samsung has been working
to improve picture quality and is introducing
a new feature called Cinema Black. This,
it claims, makes blacks look deeper and
turns of the LED backlight behind the black
strips at the top and bottom of the screen
when you are watching a fi lm.
TV interaction Although a bit gimmicky,
the TV lets you talk to it using ‘natural’
language, and you can use both hands for
gesture control using the built-in camera.
An update to the camera means you can
now snap it away if you don’t want it staring
at you the whole time.
FIRST IMPRESSION It will be interesting
to see the picture improvements from
last year’s models. The reinvented Smart
Hub should help users make the most
out of internet TV.
FIRSTLOOK
whichrightchoice.com June 2013 I Right Choice I 13
Google Play Movies`Free
Hot on the heels of Google Play ‘Books’,
which launched in India a month ago,
a movies section has now been added
to Google Play. It off ers both Hindi and
English fi lms, and you can rent movies
and TV shows from the store for a
minimum of `50 each. They can be
streamed within a period of 30 days from
the time that they have been rented, but
you have to watch them within 48 hours
once the streaming starts.
Wishtel’s IRA Capsule`16,000
Wishtel is all set to
introduce the IRA Capsule
in the Indian market.
Encased in a metallic shell,
it comes with a 10.1-inch
multi-touch capacitive screen and runs
on the Jelly Bean Android OS. It has a
0.3Mp front-facing camera and a 5Mp
back camera. Wishtel states that the
Capsule is designed with a built-in Sim
slot for 3G, along with a wireless LAN. It
has an internal memory of 16GB, which
can be expanded to 32GB.
Micromax Viva Style A72`6,499
This new dual-Sim phone
from Micromax has a 5-inch
capacitive screen and an
Android 2.3 OS paired with
a 1GHz processor. At 110MB
the internal memory is
low, but it can be boosted up to 32GB.
A claimed seven hours’ talktime is
provided, with a 280 hours standby time
from its 2,000mAH battery.
Just out
The Lenovo S300 is a 13.3-inch laptop
that looks like an ultrabook, but it’s slightly
chunky and lacks a sustaining battery, so
doesn’t make the Right Choice cut.
Screen and battery life The screen is
dull and the grainy images are a bit of
a let-down. The battery isn’t powerful
enough to get through a three-hour
movie without a power source – but
it will survive nearly three hours of
web browsing.
How is it to use? The dual-core Pentium
processor powers the laptop through
word-processing and web-browsing
tasks, but it struggles in more intensive
graphics or media applications. Weighing
just 1.6kg, it’s quite comfortable on the lap.
VERDICT If you want a good and very
mobile workhorse laptop, the S300 fi ts
the bill. But the screen is disappointing
and it doesn’t have the features or
battery life of a bona fi de ultrabook.
JUSTTESTED
Resolution (Mp) 16 Wide angle 24mm
Optical zoom 50x
The Fujifi lm SL1000 is the latest bridge
camera to sport an enormous 50x optical
zoom lens. The last model to impress
with its huge zoom lens was the Canon
PowerShot SX50 HS – and we can’t wait to
see to see if this Fujifi lm can match it. The
camera should be excellent for macro and
landscape photography, though it could
feel too heavy after a while.
10fps shooting speed Fujifi lm has kept the
resolution low at 16Mp, claiming that it helps
in capturing the images at a continuous
speed of 10fps – about fi ve times faster
than the Canon. The 24mm wide angle is a
great addition for taking wide shots.
Special features Fujifi lm has included
eight dif erent creative ef ects such as toy
camera – that make life-size objects look
like toys, without needing any photo editing
software. Additionally, the LCD monitor
rotates to a full 180 degrees.
FIRST IMPRESSION While large zoom
lenses are brilliant for capturing far-away
action, we hope this Fujifi lm can also
deliver the great picture performance
expected of strong DSLRs.
FUJIFILM SL1000, `29,999JUSTOUT
69% LENOVO S300, `29,790
Unlike regular hairdryers, the
Remington D 4444 Shine Therapy
sprays a fi ne mist of vitamin-rich
conditioner onto your hair as it dries.
Most of our testers thought their hair
felt softer and silkier than usual after
using the Shine Therapy conditioner,
although one said it left their locks
lank and greasy. You can also use it
as a regular dryer.
Heat settings It of ers a choice of
three heat settings, varying from
33°C to 74°C. It lacks a cool shot,
though.
Ease of use The conditioner
cartridges are fi tted underneath
the barrel, which gives the dryer a
somewhat bulky profi le. It comes
with two replacement Shine
Therapy cartridges, which should
last for around 80 drying sessions.
However, we did fi nd it quite dii cult
to fi nd replacement cartridges.
VERDICT The attachable
conditioner is a clever feature, but
the lack of a cool-shot option and
limited cartridge availability stops
us from recommending it.
NewProducts
14 I Right Choice I June 2013 whichrightchoice.com
77% MIELE S6210 POWER, `27,990
MIDEA MASTERCHEF AW925 CONVECTION OVEN, `12,900This elegant, 25-litre stainless steel
microwave oven from Midea aims to
suit dif erent cooking needs. It’s a
convection microwave oven which
means you can use it for almost any
kind of cooking styles including grilling,
baking and roasting.
There’s a locking system designed
to keep children away from the oven
when it’s hot – a useful addition if you
have children at home. This Midea uses
special back-heating technology, which
it claims will allow dishes to be heated
evenly from all sides.
FIRST IMPRESSION Reasonably-priced
and great looking, it has good safety
features if you have kids at home.
The S6210 is a silent vacuum cleaner that
scores top marks on laminate fl oors and
wooden fl oorboards, making it a convincing
Right Choice. It also deals well with carpets.
Attachments While neither a turbo brush
nor a hard-fl oor nozzle is provided with
the S6210, the standard fl oor nozzle has
a switch to allow hard or carpeted fl oor
cleaning. The tube comes in two pieces to
extend into areas that are hard to reach.
In addition, there’s a crevice nozzle,
upholstery nozzle and dusting brush that
come in the box.
Cleaning ei ciency It impressively picks
up dust on carpets and, unlike many other
vacuums, the suction doesn’t drop as the
bag fi lls up. The standard nozzle produces
excellent overall results on hard fl oors,
sucking dust out of cracks and crevices
in wooden fl oorboards and leaving them
spotless. It scores top marks for dust and
allergen retention and would be a great
choice for allergy suf erers and pet owners.
How is it to use? The S6210 is simple to
use and maintain, but it does use quite a lot
of energy for a vacuum cleaner. Cleaning
the nozzle and changing bags and fi lters
are all ef ortless processes and this cylinder
vacuum is easy to manoeuvre.
VERDICT A premium vacuum cleaner
that justifi es the price with its ef ective
cleaning and ease of handling.
51% REMINGTON D 4444 HAIR DRYER, `3,999
JUSTOUT
JUSTTESTED
RIGHTCHOICER
CHJUST
TESTED
whichrightchoice.com June 2013 I Right Choice I 15
TEFAL FRESH EXPRESS, `6,999The Tefal Fresh Express
is essentially an electric
rotary grater with fi ve
dif erent attachments
for slicing and grating.
Tefal says it helps in
preparing a range of
vegetables, from carrots
to cucumbers, as well as
bread and biscuits.
What can you use
it for? The machine
can grate cheese and
breadcrumbs easily.
However, vegetables
with skin or layers may be left unsliced on the outer layers.
When this happens the plastic pusher is dii cult to remove,
as the leftover food creates a suction.
Everyday use We found the diagrams in the manual
relatively easy to follow. However, making sure the cone
was correctly secured in the cone holder did prove a
little tricky. You then have to put it into the tube above the
cone and push down using a plastic pusher, while at the
same time holding down the motor button. The majority
of attachments were quite quick and easy to clean by just
swilling in water.
FIRST IMPRESSION If you cook a lot, especially for
large parties, the Fresh Express could be a time
saver – though it’s not comprehensive enough to
replace a standalone mixer grinder.
VGUARD VIC 400 INDUCTION HOB, `4,670The VIC 400 is a mid-range model
in V-Guard’s new range of induction
hobs. It claims to use quality materials
as seen in the more premium brands
such as Siemens, though we’re yet to
test their durability.
Pre-set cooking functions It includes
pre-set temperatures for common
preparations such as boiling water
and heating milk and rice. A panel
on the front displays the power that
it consumes for each preparation – a
useful inclusion to help you monitor
your overall power use.
Induction hobs versus gas hobs
Our tests have shown that induction
hobs are safer than traditional gas
hobs as they only heat the cookware
so you can touch the hob surface
without burning yourself. They are
also quicker and cheaper to run
than other types of hob, because
they use only the amount of
energy required.
FIRST IMPRESSION Handy,
portable hob that could serve as a
smart alternative to a gas hob.
71% DE’LONGHI EC152 COFFEE MAKER, `14,000This compact De’Longhi cof ee
machine is a Right Choice
because it can make a mean
espresso and cappuccino quickly.
It’s simple to use but doesn’t
take pre-packaged cof ee pods,
which means you’ll have to use
either ground cof ee or ESE (Easy
Serving Espresso) pods. Steam is
produced quickly, and the steam
pipe heats milk fast.
Great cappuccinos The
De’Longhi cof ee maker makes
creamy cappuccinos with rich
fl avours. While it takes a bit
of ef ort to brew the best cup,
fl avours are complemented
by the ef ective mix of froth
with espresso.
How is it to use? Priming this
machine before fi rst use is
relatively simple, but it needs
about two tanks of water fl ushed
through and takes longer than
others. The steam knob is a bit
stif and the pipe can be tricky
to unscrew for cleaning. The
portafi lter, which holds the fi lter
basket, is fairly simple to use, but
can be dii cult to fi t back into
position. It includes a clip to keep
the fi lter basket in place when
removing the used cof ee grinds.
Dii cult to clean This model loses
points for having a low-capacity
drip tray, which gets full quickly
and overfl ows when removed. This
means that the cavity below also
needs cleaning out. We like the
instructions as they contain lots of
useful information. Descaling every
200 uses is recommended.
VERDICT Makes great espresso
and is fairly simple to use,
though it’s tricky to clean.
JUSTOUT
FIRSTLOOK
RIGHTCHOICE
JUSTTESTED
All prices are guide prices as of April 19, 2013 and are subject to change
17 TelevisionsChoose from ten Right Choice
televisions to get the best
audio-visual experience
23 Sound barsOur test report on sound bars will
help you pick the perfect add-on
to your television to help boost
audio quality
26 TabletsWe’ve tested over 25 tablets and
rated them on various criteria, such
as performance and the ease of
using app stores
32 Mobile phonesWe focus on budget smartphones,
which have smart features and also
perform the basics well
34 Food processorsOur test report reveals the best food
processors to help blitz through
kitchen tasks
38 Child care productsWe help you select the safest
products for your toddler in our
round-up of the best baby carriers,
strollers and more
Test lab Independent expert advice
How we choose productsThese include, where possible, most recent bestsellers from popular brands, af ordable models from lesser-known brands or those with innovative features. We are independent and pay for what we test. For all the products we test and feature, we give widely available shop or online prices.
Get in touchIf you are experiencing a problem with a manufacturer, retailer or service provider – for example a malfunctioning product, something that wasn’t delivered as promised, or a defi cient service – write to us at [email protected] and we’ll do our best to resolve the issue.
GREATVALUE
WRONGCHOICE
RIGHTCHOICE
Our ratingsThis label adorns those products that excel in our
rigorous tests. These products have high total test scores.
Products which perform poorly in our tests get this label.
They have low total test scores.
This award is held by those products which are
comparatively easy on your pocket and perform
well in our tests, too.
whichrightchoice.com16 I Right Choice I June 2013
From the experts at our
Right Choice labWe test food processors
for their chopping, grating,
slicing, blending and other
abilities so you can
buy with ease.
whichrightchoice.com
Test report
∨ ∨
June 2013 I Right Choice I 17
Televisions
∨ ∨
Prices of TVs launched last year are dropping fast – but watch out when buying as you could fall prey to retailer tricks
W ith new television models all set to
launch, you can bag discounts of
over ̀ 10,000 if you buy last year’s
ranges. We found the Right Choice Samsung
UA40ES6800 (MRP ̀94,900) for less than
`79,994 and 42-inch LG 42LM6200 – worth
`86,000 – for just ̀77,990. But attractive
discounts aren’t the only thing to watch out
for when you shop.
Many stores display televisions in their
best light by playing the highest quality video
on the optimum picture settings. Speakers
are often on mute which makes it hard to
detect poor quality sound before you buy.
All this means that the product you take
home might not match up to your in-store
experience and expectations.
To get the best bargains, look out for good
deals on these Right Choice TVs. Each has
great picture quality and won’t disappoint
when you get it home.
Our top-scorer, the 40-inch Samsung
UA40ES6800 (78%), combines great
standard defi nition (SD) and high defi nition
(HD) image quality with fi ve-star sound –
and is the cheapest featured here in the
high-end range. If you’re looking for
something cheaper, the 32-inch LG 32LS5700
(63%) rivals the Samsung for SD and HD
picture quality – and is less than half the
price (̀ 42,500).
We’ve grouped the best on test by price
to help you get the best performance for
your budget.
Screen grab
In this report
We’ve tested 32 LED, LCD
and plasma TVs in a range
of sizes to fi nd out which
ones give the best
picture quality and
value for money.
Ma
dh
urj
ya
Sa
ikia
Screen grab
whichrightchoice.com
Televisions Test report
18 I Right Choice I June 2013
PROS This TV sports the same features
as the UA55ES8000 (above), including a
classy chrome design that will look good
in any living room. It displays HD pictures
in their best light, revealing impressive
levels of clarity and depth. Ordinary SD
pictures also look great, with noise levels
65% SAMSUNG UA46ES8000, `1,51,000
kept nice and low. 3D pictures are
top-notch, too, and the supplied glasses
are comfortable. It has a front camera
for video chats, which doubles as a
device that detects hand movements
for scrolling across dif erent screens.
CONS Some sounds are unnatural and
lack refi nement. Viewing angles are
narrow, so you don’t get the best from
this TV if you sit too far to the side.
PROS Not only does this Samsung
deliver brilliant SD and HD pictures, it
also has an energy-ei cient Eco mode,
which adds just `42 to the average
monthly electricity bill (when used for
four hours a day). State-of-the-art
features of UA55ES8000 include being
75% SAMSUNG UA55ES8000, `2,68,000
able to control basic functions with a
wave of the hand or by saying pre-set
words and phrases. This television
supports a huge range of apps and
services, connecting through either the
ethernet port or built-in Wi-Fi.
CONS The on-screen instruction manual
is hard to read and requires too much
scrolling. Sound quality is mediocre with
a slight grain in the tones.
PROS It has a slim metallic frame that’s
fi tted on a solid metallic stand. Pictures
have great defi nition and a strong
impression of depth. It’s also a good 3D
TV. There is a strong line-up of internet
services including catch-up TV shows
and video-on-demand applications. The
65% SONY BRAVIA KDL46HX850, `1,23,900
quality of internet video is mostly good,
but some fi lms and programmes look a
little soft when blown up on such a big
screen. It comes with a generous range
of sockets, which will help you connect to
almost any kind of hi-fi system.
CONS This TV produces just average
sound. Viewing angles are poor – colours
grow paler as you move beyond 70
degrees from the TV.
High-end TVs
PROS As well as HD pictures from
Blu-ray discs, this Samsung delivers
exceptional picture quality – even in
SD and broadcast TV shows. It’s also
a fi ne 3D TV. One of the best TVs for
sound, it has plenty of high-quality bass
and clear tones. There’s a wide stereo
78% SAMSUNG UA40ES6800, `94,900
soundstage and nice dynamics – perfect
for action feature fi lms. You can stream
music, photos and movies from PCs or
other devices over a Wi-Fi connection,
and there’s a huge line-up of Smart TV
features to keep you entertained.
CONS The remote has keys cramped
around the navigation buttons, making
it awkward to select and use apps or
services, enter text or browse the web.
These are premium televisions that combine cutting-edge technology with sleek design
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
Screen size 40 inches
Screen size 55 inches
Screen size 46 inches
Screen size 40 inches
whichrightchoice.com
∨ ∨
June 2013 I Right Choice I 19
PROS The 42LS3400 lets you enjoy a
wide screen without burning a hole in
your pocket. It produces good pictures,
whether in SD or HD. For a 42-incher it’s
pretty energy-ei cient, too, adding no
more than `46 rupees to your monthly
bill. You can bring this lower still by
66% LG 42LS3400, `56,000
switching it to Eco mode. It delivers good
clarity and defi nition in tones and the
stereo output is dynamic. There’s a USB
port for playing movies and songs from
an external hard drive or memory stick.
CONS The on-screen manual can be
dii cult to access and tricky to read. It has
limited audio connections, which means
you’ll have to be careful with the sound
system you choose.
PROS SD pictures look great on this
32-incher, just as HD fi lms and
programmes do. It’s easy to use and,
despite the smaller screen, 3D pictures
are quite impressive. It doesn’t skimp on
important sockets, so there’s plenty of
fl exibility when connecting to a sound
65% SONY BRAVIA KDL32HX750, `57,900
system or a PC. Wi-Fi is built-in, which
will give you access to plenty of
musically-focused services to keep you
entertained no matter what.
CONS Sound is a bit underwhelming,
as it lacks fuller tones and the energy
desired in high musical drama and action
fl icks. Poor viewing angles mean colours
fade and the picture loses detail if you
don’t sit directly in front of the TV.
PROS This LG delivers great 3D pictures
and good HD images. Its 3D ef ects
are very convincing and it comes with
comfortable glasses. HD pictures are
above average and it upscales lower
resolution pictures to give an enhanced
SD viewing experience. There’s plenty
65% LG 32LM6200, `51,000
of clarity and detail in the sound and,
compared with the 42LS3400 (above),
it’s better equipped with sockets for
attaching a good surround sound system.
It’s also fairly cheap to run as it consumes
just over 7 watts.
CONS Its Smart TV features aren’t the
easiest to use and understand and it’s
hard to organise apps and services in a
way that suits you.
PROS It is a big screen TV without a big
price. HD picture quality is very good
and, while non-HD can’t quite match
the crisp defi nition of high-end TVs, it’s
still watchable. It’s a fantastic 3D TV that
creates a great impression of depth.
Viewing angles are wide enough to
63% LG 42LM6200, `86,000
work in a large room with many people
sitting around the TV. It’s surprisingly
energy-ei cient for its size, using just
over 10 watts when used on its
optimum settings.
CONS Smart TV features are quite
complex – as is the layout of the remote.
The instructions – both printed and
on-screen – miss some key details. The
web browser is awkward and sluggish.
Mid-range TVs These mid-priced televisions forego pricey extras while delivering good picture and sound
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
GREATVALUE
Screen size 42 inches
Screen size 32 inches
Screen size 32 inches
Screen size 42 inches
whichrightchoice.com
Televisions Test report
20 I Right Choice I June 2013
Our testers found that
you would need to
stand close to the LED
indicator on the Sharp
as this TV struggles to
respond to the remote
control. Picture quality
is very poor – HD
pictures are way too
dull (see p21) and non-
HD pictures can sometimes show a prominent blue tinge. It lacks
any remarkable features, and the savings you make may end up
feeling like false economy when you get this Sharp home.
39% SHARP 32LE341M, `23,499Picture quality is just
about satisfactory
on this Toshiba
32PT2000ZE LED
television. But the
thing to watch out
for is the sound,
which is shockingly
poor when watching
broadcast television
programmes. Despite the small, 32-inch screen, the Toshiba
32PT2000ZE’s power consumption is on the high side –
gobbling around 67 watts when running.
42% TOSHIBA 32PT2000ZE, `28,999
Budget TVs to avoidHigh defi nition TVs ideally produce pictures that are full of clarity, depth, detail and natural colours. But some televisions – such as this Sharp and Toshiba – could turn out to be a disappointment
Worth considering
PROS It’s a large-screen Plasma TV that
delivers superb picture and sound quality.
It produces fi ne, clear HD pictures with
natural colours, and non-HD pictures
are better than most LEDs we’ve tested.
Viewing angles are impressively wide,
61% LG 50PA6500, `75,000
which will suit large living rooms. There
are ample connections for connecting
up a console, set-top box and DVD or
Blu-ray player.
CONS It’s not the best TV to consider
if you want to cut down on your annual
electricity bill, as it consumes over twice
the amount of electricity of an average
LED TV.
Screen size 50 inches
Budget TV
PROS Our testers were impressed with
the picture quality from this budget
television. With both HD and SD
programmes there’s a real sense of
depth and a nice grasp of colour. At an
af ordable price of just `42,500, you
63% LG 32LS5700, `42,500
get top-notch Smart TV features. LG has
also included a good set of connections
such as a USB port that lets you use
an external hard disk as a surprisingly
versatile PVR.
CONS The sound from this television is
not the best and defi nitely leaves room
for improvement. Its Smart TV features
are not the easiest to use.
Screen size 32 inches
RIGHTCHOICE
whichrightchoice.com
∨ ∨
June 2013 I Right Choice I 21
What makes a poor TV?
HOW WE TEST
We put every TV through the same
tests – a mixture of panel assessments
from independent picture and sound
experts and technical lab testing – so we
can answer the important, no-nonsense
questions with confi dence and give you a
verdict you can trust.
Our independent expert viewing panel
assess picture quality in a dimmed room in
our lab. Brightness and contrast levels are
set as equally as possible, and the LED, LCD
and plasma TVs on test all receive the same
quality picture signal. The same experts
take part each time, and we conceal
brand names.
Sound is tested by listening to, and
scoring, voices, bass-fi lled audio and TV
drama under controlled conditions.
We test the energy use of each TV in a
variety of viewing modes and estimate the
annual running costs, which generates our
energy use star rating.
Finally, we test each set for ease of use
by running through everyday scenarios that
replicate how you use your TV.
Of all the televisions in our latest test, the Sharp
32LE341M, which scored just 39%, the lowest in our tests.
Below (left) is a still displayed on the Sharp during testing.
Notice how it fails to distinguish the various levels of
black in the background from the woman’s scarf. It also
ignores the details in her hair and objects around her in
this moving sequence, and her skin tone looks unnatural.
On the other hand, the Right Choice TV used for
reference (below right) is full of depth and colour –
picking out the dif erent shades of black and highlighting
the details in the background and the woman’s skin
Overall, the TV gives you pleasant, well-defi ned
images – and this is what you should expect from a
good quality TV.
There’s a vast dif erence in picture quality between a Right Choice television and a poorly-performing TV set —
though this might not be obvious in-store (see p17). To illustrate the dif erence, we compare an image from the
lowest-scorer in our latest test (the Sharp 32LE341M) with a Right Choice model (used for reference). Just looking
at the pictures you can immediately see which is better
POOR PICTURE QUALITY
whichrightchoice.com
TelevisionsTest report
22 I Right Choice I June 2013
USING THE TABLEThe more stars the better. Right
choices are highlighted in red.
SPECIFICATION Price Guide price as of
April 16, 2013 Screen size This is the
size of the screen in inches,
measured diagonally across Type
The display technology of the TV
Smart TV Whether the TV allows you
to access a selection of internet apps
3D Whether the TV is capable of
broadcasting 3D pictures Stereo
output Red and white phono sockets
for carrying a stereo sound to Hi-Fi
Surround output These let you
connect to an external surround
sound system
TEST PERFORMANCE SD picture quality
Quality of Non-HD content HD quality
Quality of HD content Sound quality
Overall sound quality of built-in
speakers Power consumption Average
power consumed under optimum
picture settings, during operation
SCORE
This ignores price and is based on:
Image quality (SD and HD) .............60%
Sound quality ........................................30%
Power consumption (while ‘on’ and
on standby) ..............................................10%
TEST SCO
RE (%)
Power consum
ption
Sound quality
HD picture quality
SD picture quality
Surround output
Stereo output 3D
Smart TV
Type
Screen size (inches)
Price (`)
SPECIFICATION TEST PERFORMANCE
TEST AND RATINGS
BRAND
1 SAMSUNG UA40ES6800 94,900 40 LED 78
2 SAMSUNG UA55ES8000 2,68,000 55 LED 75
3 LG 42LS3400 56,000 42 LED 66
4 LG 32LM6200 51,000 32 LED 65
5 SAMSUNG UA46ES8000 1,51,000 46 LED 65
6 SONY Bravia KDL-46HX850 1,23,900 46 LED 65
7 SONY Bravia KDL-32HX750 57,900 32 LED 65
8 LG 32LS5700 42,500 32 LED 63
9 LG 47LM6700 1,20,000 47 LED 63
10 LG 42LM6200 86,000 42 LED 63
11 LG 50PA6500 75,000 50 Plasma 61
12 LG 42LM7600 1,04,000 42 LED 61
13 SAMSUNG UA32EH5000 35,000 32 LED 60
14 SONY Bravia KDL-32EX650 42,900 32 LED 57
15 SONY Bravia KDL-40EX650 63,900 40 LED 57
16 PANASONIC Viera TH-L39EM5D 56,900 39 LCD 56
17 SAMSUNG UA39EH5003 45,500 39 LCD 56
18 PANASONIC Viera TH-L42DT50D 1,19,900 42 LED 56
19 LG 42PM4700 54,000 42 Plasma 56
20 SAMSUNG LA32D403 24,500 32 LCD 55
21 LG 47LM6400 1,07,000 47 LCD 54
22 SAMSUNG UA40EH6030 66,900 40 LED 53
23 SONY Bravia KDL-26EX550 27,900 26 LED 52
24 SAMSUNG UA32EH4000 30,500 32 LED 52
25 MICROMAX LED32K316 25,990 32 LED 50
26 PANASONIC Viera TH-L32EM5D 30,999 32 LED 49
27 SAMSUNG UA19ES400 13,500 19 LED 49
28 PANASONIC Viera TH-L42U5D 39,999 42 LCD 47
29 PHILIPS 32PFL5637/V7 AD 20,899 32 LCD 43
30 TOSHIBA 32PT2000ZE 28,999 32 LED 42
31 CROMA CREL7173 25,490 32 LED 42
32 SHARP 32LE341M 23,499 32 LED 39
whichrightchoice.com
Test report
∨ ∨
June 2013 I Right Choice I 23
Sound bars
∨ ∨
Sound bars are a great step up from average fl at-panelled TV speakers
Sounds rightW
hile picture quality has advanced
in leaps and bounds from CRT
TVs of yesteryear, our testing
shows that audio has struggled to keep up.
Slimmer screens and sleeker designs look
great, but leave little space for good quality
speakers. TVs with poor sound struggle
to maintain balance between speech and
background sound. They need to be set
to high volumes to catch what people are
saying – especially with scenes high on
drama, with booming background music.
However, almost any TV’s sound can be
improved by pairing it with a Right Choice
sound bar – a slim extra speaker that sits
discreetly with your set. Most will be the
same width or less and are around the
height of a pack of cards. They do away with
annoying wires running across your room
and help create a sleek look, unlike home
theatre systems. Many sound bars, such as
the Right Choice Panasonic SC-HTB520,
come with speech enhancement functions
to further boost audio. Newer technologies
allow subwoofer speakers – which boost
low-pitched sounds – to be built into the
sound bar itself, making set-ups extremely
simple and convenient.
A Right Choice sound bar will boost
underwhelming sound quality, and
would be a worthy addition to even the
best televisions.
DO THEY WORK WITH ALL TVS?
Most sound bars work with any brand of TV.
They will also function with any size of TV,
but a sound bar that’s too long or short for
the display might look a bit odd. They are a
lot easier to set up than component-heavy
home theatre systems. Some come with a
subwoofer, which increases the overall cost
but delivers extra bass. Brackets are usually
supplied for wall-mounting, but sound bars
will sit freely under a TV, too.
A word of caution if you’re using an older
TV – it might lack a digital audio input such
as the HDMI ARC port. If this is the case,
you’ll need to look for sound bars that have
analogue audio inputs (See table, p25).
whichrightchoice.com
Sound barsTest report
24 I Right Choice I June 2013
Worth considering
Best for 40-55 inch TVs
This Panasonic comes in two parts – the
sound bar itself and an active subwoofer
wirelessly linked to the main unit.
Sound quality The HTB520 delivers warm
and bass-fi lled audio that’s full of clarity
and energy. It gives a fantastic stereo
ef ect, too.
Ease of use Installation instructions are not
the easiest to follow, but once connected,
79% PANASONIC HTB520, `26,990
it’s wonderfully simple to use and can
easily be controlled with one remote. If
you’re using an older TV, you’ll need to
check if there’s a port on the TV labelled
ARC to make sure it’s compatible.
Power consumption While it’s not the
most power-hungry sound bar on the
market, it’s not the most power-e� cient,
either. It uses almost 12 watts when
switched on (the best use a quarter of
that) and a surprisingly high 1.68 watts
on standby (we usually expect it to be
below 1 watt).
PROS Good bass, can operate with
just TV remote
CONS Installation instructions are
dii cult to follow
Best for 32-55 inch TVs
The Panasonic SC-HTB20 can be used as
a normal sound bar, or split it in two for a
better stereo ef ect.
Sound quality Sound is rich across
dif erent programmes and music, and a
separate subwoofer adds extra bass. On
the downside, we noticed a prominent
buzz in the subwoofer that can be
distracting. The Clear-mode Dialogue
77% PANASONIC SCHTB20, `23,891
function is useful for enhancing regular
TV programmes, making it easier to hear
speech above background noise.
Ease of use It’s easy to use. Equipment
such as Blu-ray players and PVRs, can be
connected directly to the sound bar, which
passes the video signal to the TV.
Power consumption This sound bar
doesn’t use too much power – less than
9 watts when switched on and just 0.10
watt in standby – adding about `8 to your
monthly electricity bill, assuming you’ll be
using it for four hours everyday.
PROS Can be split into two
speakers, low energy use
CONS Unsuitable for some older
TVs, buzz in the subwoofer
Best for 40-55 inch TVs
This LG narrowly misses out on being a
Right Choice as it’s tricky to set-up without
help from an expert. However, it is a
powerful sound bar with an impressive
bass-boosting wireless subwoofer.
Sound quality Surround sound from
the LG NB3520A is loud, detailed and
balanced, and better than most sound
bars we’ve tested. It delivers clear and
75% LG NB3520A, `19,990
immersive sound, and it’s easy to pick
out the dif erent details. The 140 watt
subwoofer can be too loud at times, so we
recommend reducing the subwoofer level
signifi cantly to achieve a better sound.
Ease of use This LG connects to your TV
via an optical digital audio (Toslink) or a
3.5mm headphone port, which makes it
suitable for older TVs that don’t come with
HDMI. There’s a second optical input if you
want to connect a DVD or Blu-ray player to
the sound bar. Connecting to the wireless
subwoofer is automatic and easy.
PROS Separate wireless subwoofer,
USB and Bluetooth connectivity
CONS Tricky to install, occasional
booming bass from the subwoofer
Right Choice sound barsRIGHT
CHOICE
RIGHTCHOICE
GREATVALUE
whichrightchoice.com June 2013 I Right Choice I 25
Connections Buy a model which has
connections that match those on your TV,
plus any other devices you might want to
connect it to (set-top box or DVD). Older
TVs connect to sound bars via analogue
inputs (red and white phono sockets and
connectors), which allow you to use the
TV’s remote to control the volume of the
sound bar. But if both your TV and sound
bar have a digital connection, such as
HDMI or Toslink, they will help achieve
better sound fi delity.
Power output The higher the speakers’
power output (stated as the total ‘watts
RMS’), the louder and richer the range of
sound. However, this has little to do with
speech clarity and doesn’t always equate
to quality.
What to look for
USING THE TABLEThe more stars the better. Right Choices are
highlighted in red.
SPECIFICATION Price (`) Guide prices as on April 8,
2013 Dimensions Of the main sound bar unit Digital
audio input Connects to a TV digital audio output
(Toslink) or digital coaxial output Analogue audio
input Connects to TV’s red and white phono outputs
HDMI (ARC) audio input HDMI has ARC (audio return
channel) so audio can be transmitted when
connected to a suitable HDMI (ARC) port on the TV
TEST PERFORMANCE Sound quality Panel rating and
acoustic measurements Technical audio frequency
How deep and high frequencies go and how smooth
transition is from one to another Connections
Number and versatility of audio inputs Ease of use
Using remote and sound bar controls, controlling
volume Power use When switched on and in standby
SCORE Ignores price and is based on:
Sound quality..........................................................................80%
Ease of use...............................................................................10%
Technical (including power use)......................................10%
TEST SCO
RE (%)
Power use
Set-up
Ease of use
Connections
Technical audio frequency
Sound quality
HD
MI(A
RC) audio input
Analogue audio inputs
Digital audio inputs
Subwoofer type
Suitable TV size (inches)
Dim
ensions (wxhxd) (cm
)
Price (`)
SPECIFICATION TEST PERFORMANCE
TEST AND RATINGS
BRAND
1 PANASONIC HTB520 26,990 102x8x5 40 to 55 Wireless 79
2 PANASONIC HTB20 23,891 76x5x7 32 to 55 Wired 77
3 LG NB3520A 19,990 100x9x7 40 to 55 Wireless 75
4 YAMAHA YHT-S400 38,750 80x10x9 32 to 52 Wired 72
5 YAMAHA YAS-101 20,500 89x11x12 32 to 52 Built-in 71
6 SAMSUNG HW E350 18,799 74x9x10 32 to 50 Built-in 59
7 PHILIPS HTS5131 34,990 95x18x10 40 to 55 Wired 36
Subwoofer These add in extra bass,
which makes for a good movie-watching
experience. For single sound bars,
there’s normally a subwoofer built
into the sound bar, but some have an
external subwoofer speaker that’s
about the same size as a bookshelf
speaker. Our tests found you can
get outstanding sound quality from
both types, so don’t let this infl uence
your choice.
Supplied cables Some brands do not
supply cables, so you’ll need to purchase
them separately in order to set up the
sound bar. It’s always good to check
with your retailer for any added costs
involved in buying and running your
sound bar.
Subwoofers add in extra bass, which makes for a good movie-watching experience
whichrightchoice.com
TabletsTest report
26 I Right Choice I June 2013
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whichrightchoice.com June 2013 I Right Choice I 27
∨ ∨∨ ∨Best Windows tabletWi-Fi `49,999 (64GB)
PROS This Acer tablet runs the
Windows 8 operating system, which
allows you to use apps like Word,
PowerPoint and Excel on the go.
It’s great to use with the supplied
keyboard – a useful addition if you
need to type a lot. It has a fantastic
10-inch screen that holds up really well
in bright light. It has a solid build so it’s
good to use even as a laptop. It’s quick
to transfer fi les and the decent battery
life of ers eight and a half hours of web
browsing. Sound quality is the best
we’ve seen on a tablet.
CONS There’s no built-in 3G function,
though you can plug-in a dongle if you
need the Internet on the move.
78% ACER ICONIA W510
Best full-sized tablets Large screen tablets make good alternatives to laptops if you'll mainly be surfi ng the web and typing emails and documents
Wi-Fi+3G `34,948 (16GB)
PROS The AF201 is quick at most
operations and has a great battery
that lasts more than fi ve hours in
everyday use. The touchscreen is very
responsive and the 10 touch-points
are a plus for trying out dif erent
gaming apps. About 27.36GB of the
32GB space is available for use (86%),
making it one of the most ef ective
tablets at optimising disk space. You
also have the option of upgrading the
memory with a micro SD card. It comes
with a well-made detachable keyboard.
CONS Lacks a high speed USB port
so, for example, a 500MB fi le via USB
takes around half a minute to move.
Screen suf ers from refl ections in bright
light. Sound quality could be better.
Wi-Fi `26,590 (16GB)
PROS The P5100 is a great alternative
to the pricey iPad. It’s one of the fastest
tablets to charge – a quick 30-minute
boost will give you more than two
hours before the battery is completely
drained. Unlike most tablets, if the
battery stops working in the future
you can get it replaced by Samsung
instead of spending on a new tablet.
It’s a great option if you have a huge
collection of music and video as you
can upgrade the memory with an
external micro SD card in addition
to its 16GB memory (of which 10.6GB
is available).
CONS The plastic build gives it a
cheaper feel. Sound quality suf ers
because of its diminutive speakers.
Wi-Fi `31,900 (16GB), `37,900 (32GB)
`43,900 (64GB) Wi-Fi+Cellular `39,900
(16GB), `45,900 (32GB), `51,900 (64GB)
PROS This 9.7-inch iPad has the best
graphics for games and largest range
of high-quality tablet apps. Its battery
provides a jaw-dropping 13.5 hours of
web browsing – the highest that any
tablet has ever achieved in our tests
and over seven hours more than an
average tablet. It is slick at most tasks
and quick to transfer large fi les from
your PC. The on-screen keyboard is
easy to use and responsive.
CONS There’s no memory card slot so
you’ll have to get by with the available
internal storage or store your fi les on
the Cloud. Audio quality from the mono
speakers is on the weak side.
82% APPLE iPAD WITH RETINA DISPLAY
77% ASUS TRANSFORMER PRIME AF201
76% SAMSUNG GALAXY TAB 2 P5100
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
whichrightchoice.com
TabletsTest report
28 I Right Choice I June 2013
Best mid-size tablets Smaller tablets are great for browsing the web and reading ebooks and they also cost less. Plus they are easier to handle and carry on a commute
Wi-Fi+3G `16,499 (16GB)
PROS The P310 provides an excellent
screen, along with a 3G option, at an
af ordable price. Photos and videos
look great on the 7-inch display. It’s
one of the fastest tablets to charge –
a quick 30-minute recharge will last
more than two hours. The overall
battery life is superb, too. You can
browse the web for nearly seven hours
after a full recharge. Its slim design
makes it easy to slip inside a handbag
or hold with one hand without causing
too much strain.
CONS Processing speed is not as fast
as that of rival tablets. Audio quality is
only mediocre.
Wi-Fi `15,999 (16GB)
PROS If you are looking for optimum
storage space from a 16GB tablet, the
Google Nexus 7 is the one to go for.
After the operating system and built-in
apps are taken into account, it leaves
13.2GB of space free for storing your
own music, photos and fi les. It has an
impressive 1,280x800 pixel screen
which means sharper text, photos and
videos. It’s also faster than most 7-inch
tablets, including the iPad Mini. The
fast graphics chip and 1GB RAM make
it ideal for gaming enthusiasts.
CONS There’s no camera for capturing
photos and videos. The lack of a faster
USB 3.0 port makes fi le transfers
pretty slow.
Wi-Fi `21,900 (16GB), `27,900 (32GB),
`33,900 (64GB) Wi-Fi+Cellular `29,900
(16GB), `35,900 (32GB), `41,900 (64GB)
PROS The iPad Mini is slim and
lightweight and is extremely easy
to hold in one hand. It weighs about
the same as an average paperback
book. It has stereo speakers that
produce better-quality sound than
most tablets – and all iPads we've
tested – can manage. It has one of the
longest-lasting batteries, managing 13
hours of web browsing and 11 hours of
video playback. A 500MB fi le transfers
in just 28 seconds.
CONS It lacks the Retina Display screen
of the newer iPad models. There’s no
expandable memory card slot.
81% APPLE iPAD MINI 74% SAMSUNG GALAXY TAB 2 P310
72% GOOGLE NEXUS 7
HOW WE TEST
To save you from buying a tablet with
complex features and settings, we check
the ease of using each tablet. Our experts
assess how easy it is to perform tasks,
connect to a Wi-Fi network and set up a 3G
connection. We also test how easy it is to
perform practical tasks, such as setting up
and using an email account and the ease
of backing up and restoring the tablet after
a potential system failure.
ScreenWe perform an in-depth test of screen
quality, assessing brightness, accuracy
of colours, presence of noise or
refl ections, performance in bright light
conditions (which make poor quality
screens diffi cult to view) and viewing
angles, so that you can share your content
with those around you.
SpeakersWe test sound quality from both the
built-in speakers and headphones.
Some tablets can suff er from small,
weak speakers, so we test the depth and
richness of sound as well as its volume.
Battery lifeEach time we test a tablet, we check the
battery life for web browsing over Wi-Fi,
3G (if relevant) and for video playback. To
ensure our tests are fair, we set the screen
brightness to 200 nits (measured using a
light meter) before performing each task,
so every tablet has to perform under the
same conditions.
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
whichrightchoice.com June 2013 I Right Choice I 29
∨ ∨
USING THE TABLEThe more stars the better. Right Choices are highlighted in red.SPECIFICATION Price Prices given are for the lowest specifi cation model, typically the lowest memory option and Wi-Fi only version. As on April 8, 2013 Internal storage Available storage options Screen size Diagonally, in inches 3G option Whether you can add a Simcard to connect to the internet via 3GTEST PERFORMANCE Screen Viewing angle, colour purity and absence of refl ection Touchscreen response Responsiveness and touch accuracy of the tablet Battery Includes how long a fully-charged battery lasts when playing HD video and browsing the web; charging time and other features Sound quality Music, speech and video quality, compatibility with dif erent fi le types Features Range and quality of features, including wireless and wired connections, memory and build quality Ease of use Assessed by running through everyday scenariosSCOREThis ignores price and is based on:Hardware (touchscreen, battery, camera, speakers) ................................... 45%Internet browsing ............................................................................................................ 20%Watching videos, looking at photos and display quality ............................. 10%File transfer ............................................................................................................................ 8%Contact/email functions ................................................................................................. 7%Making videos/photos ..................................................................................................... 5%Video calling ......................................................................................................................... 5%
TEST SCO
RE (%)
Ease of use
Features
Sound quality
Battery
Rear camera
Touchscreen
response
Screen
Operating system
Screen resolution
(pixels)
3G option
Screen size (inch)
Mem
ory available (G
B)
Price (`)
SPECIFICATION TEST PERFORMANCE
TEST AND RATINGS
BRAND
1 APPLE iPad with Retina Display 31,900 16,32,64 9.7 2048x1536 iOS 6.0.1 82
2 APPLE iPad 3 30,500 16,32,64 9.7 2048x1536 iOS 5.1 82
3 APPLE iPad Mini 21,900 16,32,64 7.9 1024x768 iOS 6.0.1 81
4 APPLE iPad 2 24,500 16 9.7 1024x768 iOS 5.0.1 79
5 ACER Iconia W510 49,999 64 10 1366x768 Windows 8 78
6 ASUS Transformer Prime AF201 34,948 32 10 1280x800 Android 4.0.3 77
7 MICROSOFT Surface RT 37,499 32 10.6 1366x768 Windows 8 RT 76
8 ASUS - Transformer Pad TF300T 42,265 32 10.0 1280x800 Android 4.0.3 76
9 SAMSUNG Galaxy Tab 2 P5100 26,590 16 10.1 1280x800 Android 4.0.3 76
10 GOOGLE Nexus 10 35,500 16 10.0 2500x1600 Android 4.2 75
11 SAMSUNG Galaxy Tab 2 P310 16,499 16 7.0 1024x600 Android 4.0.3 74
12 SAMSUNG Galaxy Note 800 35,190 16 10.1 1280x800 Android 4.0.4 73
13 SAMSUNG Ativ smart PC 75,490 128 11.6 1920x1080 Windows 8 73
14 GOOGLE Nexus 7 15,999 16,32 7.0 1280x800 Android 4.1.1 NA 72
15 SAMSUNG Galaxy Tab 680 28,500 16 7.7 1280x800 Android 3.2 72
16 ACER Iconia Tab A200 25,043 32 10.1 1280x800 Android 3.2 NA 69
17 VIDEOCON VT10 11,990 8 10.1 1280x800 Android 4.0 67
18 SONY Tablet S 17,990 16 9.4 1280x800 Android 3.2 64
19 EAFT Destiny D90T 14,990 8 9.7 1024x768 Android 4.0 60
20 VIEWSONIC ViewPAd 10e 15,990 4 9.7 1024x768 Android 2.3 59
21 MICROMAX Funbook 5,999 4 7.0 800x480 Android 4.0.3 NA 57
22 ARCHOS 101 G9 15,925 16 10.1 1024x600 Android 2.2 NA 56
23 HUAWEI Mediapad 7 Lite 13,700 8 7 1024x600 Android 4.0 56
24 SONY tablet P 19,990 4 5.5x2 1024x960 Android 3.2.1 55
25 HCL Me U1 6,145 4 7.0 800x480 Android 4.0.3 NA 54
26 RELIANCE 3G Tab 13,999 4 7.0 1024x600 Android 2.3.5 39
whichrightchoice.com
TabletsTest report
30 I Right Choice I June 2013
whichrightchoice.com June 2013 I Right Choice I 31
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whichrightchoice.com
SmartphonesTest report
32 I Right Choice I June 2013
W ith smartphone prices dropping
rapidly, you can step up from a
simple feature phone to a Right
Choice smartphone for less than `10,000.
These mobile phones allow you to capture
photos, download applications and access
the internet without burning a hole in
your pocket.
To make things better, our
Right Choice budget smartphones
are straightforward to use and have
long-lasting batteries.
The best budget smartphones will do all the basics well – cutting back on advanced features to focus on the essentials
Smartphones below `10,000
Internal Memory 3GB
Screen size 3.5 inches
Call quality
Camera
Battery
Ease of use
PROS This dual-
Sim phone is quite
straightforward to
use. Calls made
and received by
the Galaxy Ace
Duos are of good
quality, and the
5Mp camera
takes great
snaps – though you
shouldn’t expect the
crisp defi nition you’ll
fi nd on higher end
phone models. It does come with a good range of camera
features – including ‘geotagging’ to record where the picture
was taken. The excellent battery provides over seven hours
of talktime.
CONS Runs an older version of Android. Lacks a front
camera and there’s no fl ash for illuminating objects in
dim lighting.
69% SAMSUNG GALAXY ACE DUOS, `9,990
RIGHTCHOICE
Internal Memory 4GB
Screen size 3.5 inches
Call quality
Camera
Battery
Ease of use
PROS This HTC
runs on the ICS
platform, which gives
a greater choice of
Android apps than
the older versions.
Sound quality on
calls is good and
the impressive
battery provides
over six hours’ talk
time – more than
the average used
to get through a
day of work. Most functions can be accessed from the main
screen, and the straightforward camera can be accessed
quickly from the lock-screen. There’s minimal delay between
pressing the button and taking the shot.
CONS Has a slow processor which means it may struggle to
keep everything running smoothly. Has an ordinary camera
that produces mediocre shots.
68% HTC DESIRE C, `9,899
RIGHTCHOICE
whichrightchoice.com June 2013 I Right Choice I 33
Internal Memory 0.5GB
Screen size 2.4 inches
Call quality Camera
Battery Ease of use
PROS The screen has good contrast
and is large enough for easy web
browsing. The media player is
a pleasure to use – it has a well
categorised list of tracks and you
can play and pause music using the
in-line controls built into the supplied
headphones. The camera is easy to use
and it quickly captures shots with the
dedicated camera button. A complete
charge provides an impressive seven
hours of talktime.
CONS It suf ers from usability niggles
such as a complex menu list and tiny
keys on the Qwerty keyboard. The track
pad is a bit oversensitive by default,
but this can be adjusted to suit your
preference. It takes over three hours to
charge completely.
63% BLACKBERRY CURVE 9220, `9,790
Internal Memory 2.9GB
Screen size 3.2 inches
Call quality Camera
Battery Ease of use
PROS The Sony Xperia Tipo is a small
and lightweight phone that weighs just
99g and is designed to sit nicely in your
hand. The phone has a fantastic battery
life; it managed almost 10 hours of calls
and, in a separate test, over 7.5 hours’
web browsing – which is exceptional.
Like the HTC Desire C, it runs the Ice
Cream Sandwich OS. This provides a
variety of customisation options and
access to the more recent apps. At
7.2Mbps, it provides good internet
speeds for a smartphone at this price.
CONS The images taken from the
camera lacks detail and sharpness,
while the 3.2-inch screen and the low
resolution could feel inadequate for
browsing the internet and watching
videos on the phone. Taking almost
three hours, the Sony Xperia Tipo is a
tad slow to charge completely.
66% SONY XPERIA TIPO, `7,990
Internal Memory 0.125GB
Screen size 3.2 inches
Call quality Camera
Battery Ease of use
PROS This phone gives great value for
money. Images look reasonably sharp
with the 480x32 pixel resolution. The
3.2 inch display may seem diminutive
next to pricier handsets, but the size
makes it easy to slip into a pocket or a
purse. Sound quality on calls is better
than on most phones in this price
range – and even beats that of pricier
models like the Nokia Lumia 610. The
music player is straightforward to
operate. The supplied headphones
have handy music controls built into
the headphone cord, though the sound
quality misses the mark.
CONS It runs an older version of the
Android OS. It has an average camera
and a mediocre battery that provides
just over three hours’ talktime.
64% HTC WILDFIRE S, `8,849
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
All prices are guide prices as of April 19, 2013 and are subject to change
whichrightchoice.com
Food processorsTest report
34 I Right Choice I June 2013
A decent food processor will perform
some of the most laborious food
preparation tasks swiftly and well.
It won’t just take the effort out of chopping,
slicing and grinding – it will also whizz
herbs, vegetables and spices into perfectly
even pieces which will look great on the
plate – no mean feat to achieve by hand.
In contrast, a poor-performing model will
take a long time to process food into uneven
chunks, and fail to blend and mix liquids
into smooth consistencies.
All our Right Choice food processors are
fi ve-star choppers, slicers and graters, and
our two highest-scorers – the Smart Chef
(97%) and the Enrico (95%) from Morphy
Richards – scored top marks for each task
they were able to perform in our lab tests.
While food processors don’t come
cheap, every Right Choice can also blend
liquids and lassis, juice fruit and crush ice,
which means you may save the space – and
money – needed for extra appliances.
While hand blenders are a space-saving
alternative to clunky blenders, a good Right
Choice model can cost as much as `5,995
(Philips HR 1372/ 90, 78%), while juicers
can cost anything up to `10,000. Bought
together, the two appliances could cost
twice the price of our cheapest Right Choice
food processor, the Morphy Richards Select
600 (̀ 7,995), without any of the chopping,
slicing and grating benefi ts.
But if you already have blending,
grinding and juicing equipment in your
kitchen and just need an appliance to
plug the gaps, the Nova FP – 551 (89%) is
defi nitely worth considering. It’s a great
chopper, grater, slicer and grinder – and
less than 25% of the average price of a
Right Choice model.
If you already have a food processor and
aren’t sure whether it’s time to upgrade,
our guide on p37 shows you how to make
the most of the one you have.
The best blitzers can save you time, money and space – and perform more tasks than you might think possible
Kitchen aid
Vin
it B
ha
tt
whichrightchoice.com June 2013 I Right Choice I 35
∨ ∨∨ ∨
The cheapest Right Choice, the Select 600
food processor puts in a solid performance. It’s
excellent at grating and chopping. It also has a
mixing function: the dosa dough mixed in our tests
was lump-free and had a good consistency.
This Morphy Richards model is operated by a
rotary switch with three speeds and an incher, and
90% MORPHY RICHARDS SELECT 600, `7,995
the settings are easy to navigate. It’s noisier
than our other Right Choice food processors,
but vibrations are low and overall it’s an easy
model to use, dismantle and clean. All parts
and fi ttings can be attached without much fuss
or ef ort.
PROS Cheap, excellent performance
CONS A bit noisy
Another all-rounder, the Enrico produced excellent
results in each of the tasks it’s set up to do. It
chops, grinds, blends, grates and juices brilliantly.
There’s no mixing facility and you won’t be able to
grind hard spices for blends like garam masala, so
while it’s great at what it does, it probably won’t be
the only food preparation appliance you’ll need.
95% MORPHY RICHARDS ENRICO, `9,995
It has a rotary switch with eight speeds and
a pulse function. The attachments are extremely
easy to attach, remove and clean. It’s a quiet
model – it doesn’t vibrate much when in use.
It’s also comfortable to handle and easy
to manoeuvre.
PROS Great all-round performance
CONS No grinding of hard spices
Neat chopping, quick and even slicing and
grating and even mixing mean the HL1659
stands tall in more than just dimensions (36cm).
It took just 10 seconds to produce perfectly
chopped coriander and is one of the only Right
Choice models that can also mix dosa dough.
However, the orange juice produced in our
90% PHILIPS HL1659, `8,995
tests wasn’t that smooth and contained fi bres
and sediment.
This Philips has a rotary switch with three
speeds and a pulse function. It’s extremely easy
to use thanks to its manoeuvrability, comfortable
grip and ease of cleaning.
PROS Excellent results, lots of functions
CONS Juicing only satisfactory
Right Choices
The priciest Right Choice, the Smart Chef is also
the highest-scoring food processor on test. You
won’t be able to use the Smart Chef to mix things
like dosa dough, but juicing and ice-crushing are
great bonuses in the heat.
It managed to grind a garam masala spice
blend extremely evenly in our tests. It’s also
97% MORPHY RICHARDS SMART CHEF, `10,995
quick, taking just 37 seconds to grind coconut.
The Smart Chef is operated by a rotary switch
with nine speeds and a pulse function, and the
design and build make this model a pleasure to
use. It’s quiet, easy to manoeuvre, comfortable to
grip and very straightforward to use and clean.
PROS Excellent all-round performance
CONS Expensive, no mixing function
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
RIGHTCHOICE
TEST SCO
RE (%)
Ease of use
Juicing
Slicing
Grating
Blending
Mixing
Grinding
Chopping
Dim
ensions
(hxwxd) (cm
)
Wattage (W
)
Price (`)
SPECIFICATION TEST PERFORMANCE
TEST AND RATINGS
BRAND
1 MORPHY RICHARDS Smart Chef 10,995 1,000 23x21x36 NA 97
2 MORPHY RICHARDS Enrico 9,995 1,000 21x26x35 NA 95
3 MORPHY RICHARDS Select 600 7,995 600 22x20x35 90
4 PHILIPS HL1659 8,995 750 36x24x30 90
5 NOVA FP - 551 2,149 250 17x16x25 NA NA NA 89
6 PHILIPS HR 7625 4,195 500 16x20x20 NA NA 87
7 BAJAJ FX-10 6,056 600 23x20x33 79
8 KENSTAR Karishma MF 0808 7,145 600 25x20x39 79
9 BAJAJ FX-11 6,530 600 24x20x35 78
10 USHA FP 2663 6,195 600 23x20x34 77
11 JAIPAN New Food Processor 4,199 650 22x19x33 71
12 INALSA Maxie Plus 7,795 650 21x21x35 59
USING THE TABLEThe more stars, the better. Right Choices are highlighted in red.SPECIFICATION Price (`) Guide price as of April 15, 2013 Wattage The appliance’s stated power, in watts Dimensions The measured height, width and depth of the applianceTEST PERFORMANCE Chopping How evenly and quickly nuts and coriander are chopped Grinding How quickly and evenly coconut and garam masala spices are ground (where possible) Mixing The smoothness and consistency of dosa dough (where possible) Blending the smoothness and consistency of three types of
lassi: fruit, spiced and iced Grating How quickly and evenly cheese and carrots are grated Slicing How quickly and evenly cucumbers and carrots are sliced Juicing The smoothness, frothiness, fi brousness and taste of juice produced, how quickly it’s delivered and whether it contains sediment Ease of use How straightforward the food processor is to use, clean and store
SCORE This ignores price and is based onPerformance ........................................................................75%Ease of use ..........................................................................20%Build quality .............................................................................5%
whichrightchoice.com
Food processorsTest report
36 I Right Choice I June 2013
Worth considering
By far the cheapest on test, this basic but
high-scoring Nova food processor is about a
fi fth of the price of our most expensive Right
Choice – and defi nitely worth considering. It
has the lowest wattage (250W) of all the food
processors we’ve tested. It rivals the Right Choice
models with its grinding, grating and slicing
abilities, and produced perfectly evenly chopped
nuts in our test. It struggled a bit with softer herbs;
it doesn’t come with the extra features of our
Right Choice models, such as juicing, blending
89% NOVA FP 551, `2,149
and sometimes mixing and ice-crushing, so you’ll
probably need other food preparation appliances
in your kitchen. But if you already have a mixer
grinder, blender and juicer and are just looking for
an appliance to bridge the gaps, this fi ts the bill.
Operated by a simple push-button control for
power and a pulse function, it’s also extremely
easy to use. All parts are easy to attach, remove
and clean, and the FP - 551 is comfortable to grip
and manoeuvre.
PROS Cheap, excellent grinding and slicing
CONS Few functions, poor herb-chopping
HOW WE TEST
To test chopping abilities, we chopped both
nuts and fresh coriander, assessing how
quickly and evenly the processor chops
up hard and soft food. We tested grinding
powers by blitzing coconut into a chutney,
and the hard spices that go into a garam
masala spice blend. Each food processor
was assessed for the evenness of the
results and how long it took to produce
them. Grating and slicing are assessed
using cheese and carrots and cucumber and
carrots respectively, with each processor
rated for the speed and evenness of the
results. To test blending, our lab experts
used each processor to produce three
diff erent lassis: one with fruit, one with
cardamom and ginger and the third with
ice. In each case, the smoothness and
consistency of the lassi was rated. Where
available, the juicing feature was used
to produce fresh orange juice. The end
result was assessed for the smoothness,
frothiness, fi brousness and taste of the
juice produced, how quickly it’s delivered
and whether it contains sediment. 18
individual tests make up the overall ease
of use rating, covering everything from
the ease of attaching and cleaning the
accessories to the manoeuvrability of
the appliance.
whichrightchoice.com June 2013 I Right Choice I 37
Things you can do with your food processorFood processors can be complex appliances at the best of times, with multiple functions that aren’t always obvious from the markings and switches. If you only use your food processor for slicing and dicing, or got one as a gift and have never taken it out of its box, here are some ideas that might inspire you to make the most of the features available
MANGO LASSI 2 mangoes, peeled, stoned and sliced, 2 cups
plain yoghurt, ½ cup white sugar, 1 cup ice
Blend all ingredients together until smooth
HUMMUS2 cups dried chickpeas (soaked overnight), 1
tsp salt, 3 peeled garlic cloves, ¾ cup tahini/
sesame seed paste, ½ cup lemon juice, ¼
tsp cayenne pepper, ½ cup water, plus ½ cup
more as needed
Blend all ingredients together until chunky
or smooth
CHAI CONCENTRATE
1 tsp ground cardamom, 1 tsp ground ginger, ½ tsp cinnamon, ½ tsp ground cloves, ½ tsp
ground or grated nutmeg, 1 can condensed
milk
Blend the ingredients together on high
speed for a few seconds. Pour the mixture
into an ice cube tray and freeze. To use,
brew a cup of strong black tea and
add a cube of chai concentrate from
the freezer
ICE CREAMSimply prepare an ice cream base using any
recipe, pour it into a freezer bag and freeze.
When frozen, put the mixture into your food
processor, blend in any fruit, honey or nuts,
pour the mixture into a tray and refreeze
PAPIER-MÂCHÉ PULPYou can create more than just food and
drinks in your food processor. Tear several
sheets of newspaper into small pieces
and, using the metal blade, blend with a
little warm water. Strain the pulp through a
colander and mix in roughly a tablespoon
of glue
ROTI DOUGH2 cups wholewheat fl our (chapatti fl our), ½ tsp
salt, 350ml warm water, Add fl our, salt
and 250ml water to the food processor.
Blend using the dough blade, slowly adding
the remaining 100ml of water until a
well-shaped dough is formed. Chill in the
fridge and bring back to room temperature
when ready to cook
whichrightchoice.com
Child careBest on test
38 I Right Choice I June 2013
Best baby products
ROUND-UPEvery year we test thousands
of products across a wide range of categories, from washing machines to
digital cameras. Only the top-performing products receive the Right Choice
accolade, after making it through our rigorous, independent lab tests. Here
is a round-up of some of the best child care products that
we’ve tested.
Choosing products for your newborn needs
immense care and patience; you’ll want to know
that they’re safe and that they’ll also meet your
baby’s needs. Let our expertise take the time and stress
out of shopping for your toddler. Here are some of the
best baby care products to look out for.
Travelling with your baby
PROS Suitable for babies aged
six months and over, this is a
great basic stroller that’s light,
easy to use, simple to fold and
can be carried easily, either
with the supplied handle or the
handy detachable carry strap.
It’s a breeze to manoeuvre
round obstacles, and the small,
lightweight frame makes it
ideal for use in crowded places
like a mall or a garden.
CONS There’s just one seat
position, so you can’t recline it.
The handles aren’t adjustable.
Where to buy online
Babyoye, Flipkart, Hoopos
PROS This stroller is suitable for
newborns to toddlers, and has a
head support for smaller babies.
The backrest can be set in four
dif erent positions, which are
easy to change using the lever.
Most testers found the
fi xed-height, foam-covered
handles set at 106cm very
comfortable. The pushchair
is easy to lift and move when
folded. Other features include a
cup holder, rain cover, hood with
viewing window and footmuf .
CONS A bit long for some cars
Where to buy online
FirstCry, Junglee
80% MACLAREN VOLO STROLLER, `8,880
79% CHICCO MULTIWAY STROLLER, `8,492
RIGHTCHOICE
RIGHTCHOICE
whichrightchoice.com June 2013 I Right Choice I 39
Feeding and safety
76% CHICCO YOU AND ME PHYSIO COMFORT CARRIER , `6,990 PROS This is a simple and hassle-free sling
carrier that provides proper support without
causing your baby discomfort. It has a
padded shoulder, waist and lumbar support
and is made from soft but supportive fabric.
It’s comfortable to wear for long hours.
CONS Getting used to making all the
shoulder straps, baby’s growth and harness
adjustment system changes takes some
time, but becomes easier with experience.
Better instructions could be provided for
fi rst-time users.
Where to buy online Hoopos, Flipkart
80% MAXI COSI CABRIOFIX WITH EASYFIX BASE , `20,799 PROS This car seat ef ectively protects
your baby from front crashes and side
crashes. Strapping the child in the seat,
adjusting the harness and buckling up
are easy. It’s well-padded and has a
removable cover for easy cleaning. Check
the Maxi-Cosi website for car compatibility.
CONS The Easyfi x base needs to be
bought separately. It uses a support leg
which rests on the car fl oor which won’t be
suitable for cars with under-fl oor storage.
Side-crash protection is poor when used without the base.
Where to buy online Shoppers Stop
80% BABYBJORN BABY CARRIER ORIGINAL, `6,999 PROS The Babybjorn Baby Carrier
Original is a two-position soft baby carrier
for babies up to 11kg. It’s intuitive and
easy to use from the fi rst time you try
it – and if you do need help, the
instructions provided are excellent. It
proved comfortable for both baby and
parent, and our testers found the good
design made it easy to use. They strongly
agreed that babies appeared happy and
and safely positioned in the carrier.
CONS It of ers no waist or lumbar support for the parent and the
shoulder straps are not padded. Larger babies may fi nd it too tight.
Where to buy online eBay.in, Shoppers Stop
70% MEDELA SWING BREAST PUMP, `14,999
78% CHICCO JAZZY HIGH CHAIR, `4,990
73% MOTOROLA MBP36 BABY MONITOR, `13,990
PROS This pump is ideal for
working mothers and was
rated highly by all those who
tried it. It’s comfortable, quick
and easy to use and clean. It
comes with a small storing bag
and works on two batteries.
CONS There’s no breast shield cover, which may
cause issues if you need to transport it. The bottle is
not leak-proof when attached to the pump.
Where to buy online Flipkart, Medela India,
BabyOye, Hoopos
PROS Well-designed and easy
to use, this durable high chair
is also simple to assemble.
The position of the tray can
be moved to suit children as
they grow.
CONS There’s not much
padding on the base of the
seat, which is also a bit shallow
for children older than two.
Where to buy online Firstcry,
BabyOye, Flipkart
PROS The sound
quality on this baby
monitor is good,
though it does gets
distorted at the highest
volume. The parent unit
is stable and has a rechargeable battery
that lasts up to six hours. The baby unit is
similarly stable.
CONS The range outside the house may not
be enough. Instructions in the manual could
be clearer.
Where to buy online Flipkart, Firstcry, BabyOye
RIGHTCHOICE
RIGHTCHOICE
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RIGHTCHOICE
All prices are guide prices as of April 22, 2013 and are subject to change
NOW
IN
INDIA
For over 50 years in the UK, independence has been the cornerstone of our editorial
philosophy. While some magazines have advertising disguised as editorial, we buy and
rigorously test around 2,700 products every year to ensure that the only people who
influence our recommendations are our scientists. Make your choices without hesitation
or doubt, with Right Choice.
whichrightchoice.com
Unbiased Expert Advice. Always.
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Save time, money and effort. Make the Right Choice.
Test reportKetchup
Does your favourite brand of ketchup score as high on the health front as it does on taste? We fi nd out with our lab test of seven brands
whichrightchoice.com
∨ ∨
Secret sauce
June 2013 I Right Choice I 43
From American burgers and French fries
to Indian samosas and pakoras, ketchup
is one of the most popular, versatile, easily
available and affordable condiments. Kids love
it, so its tasty tanginess is a great mask for
healthy food when feeding fussy eaters. Being
tomato-based, most don’t think twice before
slathering their food with the red stuff. But
though ketchup is low in fat (unlike another
popular condiment, mayonnaise), it does contain
signifi cant amounts of salt and sugar – which can
be detrimental to health if consumed in excess. So
should we be going so easy with the squeezy bottle?
WHAT WE FOUND: SUGARFour of the seven brands exceeded the sugar
content listed on each of their labels. While
most – Kissan, Heinz and Reliance – went over
by 0.5-1.5%, Maggi’s Rich Tomato Ketchup had
a whopping 17.5% more sugar than stated on its
label. This is particularly misleading as the brand’s
stated sugar content was the lowest among those
we tested – a mere 12.7g per 100g, whereas other
ketchups all stated their sugar content was above
20g per 100g.
WHAT WE FOUND: SALTSurprisingly, our tests found that the sodium
content was lower than the value stated on the
label (where listed). Kissan, Smith & Jones
and Reliance ketchups were the only ones that
mentioned their sodium content. While each of
the labels declared sodium levels of above
1,000mg per 100g, our tests found all to be in the
700-800mg range.
Tellingly, the brands that did not mention their
sodium content were found to be much higher in
sodium when tested. Maggi, Heinz and Del Monte
were all found to have sodium levels above 800mg
per 100g in our tests. Tasty Treat’s content was a
little higher than Reliance’s, at 794mg per 100g.
What we didWe tested seven popular brands
of ketchup – Kissan Fresh Tomato
Ketchup, Maggi Rich Tomato
Ketchup, Heinz Tomato Ketchup,
Smith & Jones Tomato Ketchup,
Del Monte Tomato Ketchup,
Tasty Treat Tomato Ketchup and
Reliance Select Tomato Ketchup –
to fi nd out which have the highest
levels of sodium and sugar.
Ma
dh
urj
ya
Sa
ikia
whichrightchoice.com
Test report Ketchup
44 I Right Choice I June 2013
We tested widely available ketchups for sodium and sugar content, to see which is the healthiest choice for your dinner table. We also compared these tested fi gures with what is stated on each brand’s nutritional label
SUGAR
Claimed sugar
25.33g per 100g
Tested sugar
20.4g per 100g
Actual sugar per serving 3.06g
SODIUM
Claimed sodium
1,110mg per 100g
Tested sodium
717mg per 100g
Actual sodium per serving 107.55mg
`110 `125 `110 `75SUGAR
Claimed sugar
22g per 100g
Tested Sugar
22.4g per 100g
Actual sugar per serving 3.36g
SUGAR
Claimed sugar
25g per 100g
Tested sugar
23.5g per 100g
Actual sugar per serving 3.53g
SUGAR
Claimed sugar
27.6g per 100g
Tested sugar
26.6g per 100g
Actual sugar per serving 3.99g
SODIUM
Claimed sodium
NA
Tested sodium
902mg per 100g
Actual sodium per serving 135.3mg
SODIUM
Claimed sodium
NA
Tested sodium
934mg per 100g
Actual sodium per serving 140.1mg
SODIUM
Claimed sodium
NA
Tested sodium
794mg per 100g
Actual sodium per serving 119.1mg
SMITH & JONES TOMATO KETCHUP
HEINZ TOMATO KETCHUP
DEL MONTE TOMATO KETCHUP
TASTY TREAT TOMATO KETCHUP
Smith & Jones ketchup contains the least sugar and
the second lowest amount of sodium (slightly higher than Kissan’s ketchup). Good for those with sugar-restricted diet; though keep a track of
your intake.
It doesn’t state sodium content on its label and it had
the second highest tested sodium content (after Del Monte). So though one of
the most popular brands, it doesn’t score too well on the
health front.
Del Monte doesn’t state the salt content on the label and
it has the highest sodium content here. Avoid it if you
need to limit salt in your diet – those suf ering from high blood pressure and
other heart-related diseases.
The cheapest here, it stands exactly at the mid-level for its salt and sugar content – neither on the low nor on
the high side. It doesn’t provide information on sodium content on the
bottle’s label.
Lowest Sugar
Highest Sodium
whichrightchoice.com June 2013 I Right Choice I 45
`115 `85 `115
You’re likely to use more, but a single serving size of ketchup is about one tablespoon, or around 15g. We used this as a guide to calculate how much salt and sugar you’d consume using diff erent brands.
SUGAR
Claimed sugar
26g per 100g
Tested sugar
27.5g per 100g
Actual sugar per serving 4.13g
SUGAR
Claimed sugar
27.9g per 100g
Tested sugar
29.1g per 100g
Actual sugar per serving 4.37g
SUGAR
Claimed sugar
12.07g per 100g
Tested sugar
30.2g per 100g
Actual sugar per serving 4.53g
SODIUM
Claimed sodium
1,070mg per 100g
Tested sodium
708mg per 100g
Actual sodium per serving 106.2mg
SODIUM
Claimed sodium
1,100mg per 100g
Tested sodium
785mg per 100g
Actual sodium per serving 117.75mg
SODIUM
Claimed sodium
NA
Tested sodium
887mg per 100g
Actual sodium per serving 133.05mg
What’s good about ketchup?Low fat While a tablespoon of mayonnaise contains about 100 calories and 12g of fat, ketchup has no fat and far fewer calories (15 per tablespoon).
Contains lycopene The main ingredient is tomato which, once cooked, has high levels of lycopene. This is an antioxidant with many benefi ts: it’s been linked to reduced risk of many cancers, helps reduce the risk of cardiovascular disease and is said to ward off liver disease.
How much lycopene does ketchup contain?While raw tomatoes contain around 3mg of lycopene per 100g, ketchup contains about 17g per 100g. But it all depends on the tomato content in the ketchup. There are also healthier alternatives of lycopene, like processed tomatoes in the form of purée.
What’s bad?Ketchup can fall under the unhealthy bracket if it contains too much salt and sugar.
Too much salt Eating too much salt can result in high blood pressure, heart problems, water retention and hypertension. According to the WHO, adults should consume less than 2,000mg of sodium or a teaspoon of salt a day.
Too much sugar Excess sugar causes a rise in blood sugar levels and suppresses your immunity. Too much sugar can result in problems like obesity, diabetes, fatigue and tooth decay.
RELIANCE SELECT 100% TOMATO KETCHUP
KISSAN FRESH TOMATO KETCHUP
MAGGI RICH TOMATO KETCHUP
What’s a serving size?
Kissan’s ketchup has the lowest level of sodium here,
making it comparatively better for those with high
blood pressure or other cardiovascular issues.
However, its sugar content is on the higher side.
While its sugar is more than the stated amount, sodium is signii cantly lower. Eating it
will not aggravate the pre-existing issues, though Smith & Jones or Kissan are
healthier alternatives when it comes to salt and sugar.
The tested sugar content was the highest here – almost a
teaspoon per serving. Sodium content isn’t stated on the
pack but proved higher than most. It’s not the best option
if you have sugar-related complications like diabetes.
Lowest Sodium
Highest Sugar
whichrightchoice.com
Get your house paintedTest report
46 I Right Choice I June 2013
How to
You know when your house needs a paint job,
but the very thought of being inconvenienced
for a week or two can make you put it off.
Before you know it, the monsoons are not too far away
and you decide to wait until October, at which time
you may try postponing again. This is not a good idea,
because the longer you wait, the more expensive your
next paint job could be.
As counter-intuitive as it may sound, you may end
up saving by painting more regularly than waiting
longer than you should. This report will tell you all
you need to know about the process, what your
options are and all the information you need to get
your house painted.
WHEN TO PAINTThe state of your current paint-job will of course
dictate where to start. Elrica D’Souza, an interior
designer with Zyk Designs, says, ‘Discolouration of
your current paint-job and dust collection, which
leads to patchiness and stains, are signs that your
walls need a fresh coat of paint.’
These factors, and not the fact that you’re fed up of
seeing the same colour on your walls, should decide
whether or not your house needs painting.
Because of the long monsoon in India, some
seasonal considerations do need to be factored into
your next painting project. It is generally advised to
wait until after the monsoon to see whether there is
any leakage. If you paint before the rains and your
walls leak during the monsoon, the work may be
seriously compromised.
Elrica adds, ‘When it rains, your walls could face
leakages. This can lead to cracking and peeling of
the paint. It’s best to be sure there’s no problem or,
Repainting? Know your options, whether hiring professionals or doing it yourself
Colour concepts
whichrightchoice.com
∨ ∨
June 2013 I Right Choice I 47
∨ ∨
if you’re unsure, have your walls examined
before attempting a new paint job. If it’s not
leakages causing the cracking and peeling
of the paint, it could be a sign of poor paint
quality or improper application.’
How often you repaint your house
depends on the kind of the paint you’ve
previously applied. For example, a fungus-
and mildew-resistant paint will obviously
last longer than a normal distemper (read
‘Types of paint’, below).
Elrica says that, as a general rule of
thumb, consider whether you need to
repaint around once every fi ve years. At this
point you’ll need to assess the quality of your
current paint job before deciding whether
you need a new one.
TYPES OF PAINTS When you do decide to get your house
repainted, you’ll need to know the tools of
the trade. There are basically four types
of paint: distemper, lustre, emulsion and
enamel. Each type contains various options
with different fi nishes and properties. You
can read about those paints in detail in our
brand-wise comparison table on p49, but
here’s a brief outline of the types of paint
available and what they’re for.
Distemper This is the most economical
paint type and is often associated with
whitewash. Different shades can be
achieved by adding colouring agents to
the paint, and paint companies now even
have distempers in different colours.
About 30-35 litres of distemper – costing
around ̀2,000 – will be required to paint
a house 1,000 sq feet in area.
Lustre This is an oil-based paint that is
most commonly used for interiors. It is
washable and thus easy to maintain.
This paint provides a very good
fi nish and is long-lasting. However,
since it is oil-based, it takes longer to
dry than distempers and also has a
strong odour.
Emulsion Emulsion is a water-based
paint and, just like lustre paints, is
washable, making your walls easy to
maintain. It provides a matt fi nish
to your walls and as it is fungus- and
mildew-resistant, it lasts longer. Basic
versions of the other three types aren’t
fungus- or mildew-resistant, whereas
all emulsions are.
Enamels Enamel is a type of
oil-based paint, but it has better
adhesion capabilities than lustre paints.
This means that these paints can be used
for both interiors and exteriors. Enamel
paints can also be used on furniture
and are available in dull as well as
glossy fi nishes.
CHOOSING THE SHADE While choosing the exact shade will be a
personal decision, you can follow a few rules
to ensure that your house looks appealing.
Shehzad Khan, Director, Gold Leafi ng
Studio, gives us tips for interiors and
exteriors. She says, ‘The exterior of big
houses should be painted in warm colours
such as reds and oranges. Smaller and
medium-sized houses should be painted
in bright but cooler colours such as white,
cream and champagne.’
For your interiors, refer to the table
below, where we get Shehzad and Elrica to
give their tips on how to go about painting
your different rooms.
Touch-up jobs When you’re getting minor work on your
walls, such as electrical fi tting, it will
invariably cause the paint around the
area to get damaged. Quite obviously,
you can’t repaint the whole wall just
to repair that minor damage, so a
touch-up job is needed. However,
achieving the exact shade can be tough
without the exact same paint can. This
is why it’s good to save leftover paint
rather than let the contractor take it
back. Alternatively, note down the shade
number of the paint. If you’d like to do
this job on your own, remember to start
painting with a very light hand. You can
always apply another coat if you feel the
shade is too light, but there is no coming
back from a darker shade.
You can also check out the website
of the brand you got your paint
from – it should have detailed guides
on both preparing the paint mixture
and the actual process of painting itself.
For example, the Asian Paints website
(www.asianpaints.com) will tell you
that, if you’re using the Royale Luxury
Emulsion, you’ll need to apply three
coats and dilute the paint in a 60:40
paint-to-water ratio. Similarly, the
Dulux Paints website (www.dulux.in)
will tell you that if you’re painting with
Dulux Velvet Touch, you will need to
apply two coats and dilute the paint
with 250-400ml of water for every litre
of paint.
ROOM TIPS
Living room Mostly light colours such as white. Three white walls with one dark wall is a safe bet
Master bedroom Extremely light and soothing colours such as sky blue
Children’s bedroom
Bright and fl uorescent colours which can be washed easily to take care of hand prints and food and crayon stains
Guest room Warm and bright colours such as orange or yellow
Kitchen You can choose any colour you like, but it should be highly washable. Avoid white
whichrightchoice.com
Get your house paintedHow to
48 I Right Choice I June 2013
BRAND SERVICES VERSUS INDEPENDENT CONTRACTORS Generally, paint companies are more
expensive than independent contractors, but
they’re more likely to do a much better job.
However, hiring an independent contractor
may not exactly be a bad idea as he could
also do a good job. Shehzad says, ‘While
brands provide good quality at a price, it
doesn’t mean that independent contractors
provide bad quality.’ It all comes down to
your budget and the quality you want. The
best chance of getting best-possible quality
is to go in for branded services, but it isn’t
always practical.
HIRING AN INDEPENDENT CONTRACTOR If you’ve decided to hire an independent
contractor to do the paint job, here are a few
tips to keep in mind.
Make sure that the contractor has
experience of at least fi ve years.
Ask him for references.
Visit one of his ongoing sites to evaluate
his services in action.
Ask him to paint a small sample on your
wall to check the quality.
Ask your friends and acquaintances for
recommendations rather than visiting a
neighbourhood store.
PAINTING ON YOUR OWN
Painting your house on your own will mean
saving on labour costs for sure. If you’re
willing to be adventurous and are planning a
DIY job, here’s what you need to know.
Preparation You will fi rst need to
scrape your walls with sandpaper to
ensure that your wall surface is dry, free
from loose particles, dust and grease. If
you notice any damage to the wall, use
putty to fi ll up the cracks or holes and
leave it overnight.
Pre-painting Before the actual painting
process, you will need to apply a coat
of primer to the wall. Primer basically
ensures that the paint sticks to the
surface and does not chip off. Then, you
need to apply a coating of putty on the
wall for smoothness. Once the putty is
dry, use sandpaper and ensure that the
surface of the wall is completely even.
After that you will need to apply a
second coat of the primer. Allow it to
dry for 10-12 hours.
Painting For instructions on preparing
paint mixture, refer to the can or the
bucket the paint came in. Alternatively,
check the paint manufacturer’s website
for instructions on mixing the paint.
Once you’ve prepared the mixture you’re
ready to start painting. The number of
coats you will need to apply depends on
the type of paint you’ve chosen. Usually,
two or three are recommended. Apply
the paint using a thick paint brush. An
effective strategy is to paint the fi rst
coats using a brush and paint the last
coat with a roller. Allow the paint to dry
in between coats (the time needed will be
mentioned on the leafl et that came along
with the paint).
VOC-free paintsToxic substances known as volatile organic
compounds (VOCs) are emitted as fumes
from fresh paint. When inhaled in large
amounts, these gases can lead to eye
irritation, headache, dizziness and, in
extreme cases, even cause memory loss.
Ensure that the room is well-ventilated
as it will allow for faster drying and let
the toxic gases escape. Alternatively, use
low-VOC or VOC-free paints such as Royale
Luxury Emulsion from Asian Paints, Lotus
Touch from Nerolac and Breathe Easy from
Berger Paints.
Painting your bathroomsYou should remember that you need a
paint that’s highly resistant to water. A
simple rule that you can follow is that
the dullest matt fi nish is the most water
absorbent, while the high gloss fi nish,
which you need to pick, is the most
water resistant.
Texture painting Texture painting creates a pattern-based
fi nish on your wall. In this method, special
tools are used to create patterns on the
walls. Paint brands have special paints
such as the Royale Play or the Velvet Touch
Trends along with various pattern options
that you can choose from.
Paint points
whichrightchoice.com June 2013 I Right Choice I 49
Labour cost (painting
service offered by the
brand) (in ̀)
Price of paint required
for a 1,000 sq ft
house (in ̀)
Features
Type
Paint
BRAND-WISE COMPARISON
BRAND
ASIAN PAINTS
Royale Luxury Emulsion Emulsion Anti-stain, anti-fungus, washable, satin shimmer fi nish 8,500-8,800 11,400-14,000
Royale Shyne Luxury Emulsion Emulsion Similar to Royale Luxury Emulsion but with a sheen fi nish (meaning that it will give a slightly shinier fi nish)
9,300-9,700 12,600-15,500
Premium Emulsion Emulsion Fungus- and mildew-resistant, anti-stain, matt fi nish 8,000-9,900 8,000-10,000
Tractor Emulsion Emulsion/Distemper
Low cost alternative to the above emulsions – emulsion-like fi nish for a price similar to distemper
3,600-3,800 5,000-6,000
Tractor Acrylic Distemper Distemper Water-based, matt fi nish 2,800-3,000 3,800-4,700
Tractor Synthetic Distemper Distemper Water-based, no special fi nish 2,800 3,700-4,500
Utsav Acrylic Distemper Distemper Water-based, washable 2,600 3,500-4,100
DULUX PAINTS
Velvet Touch Emulsion Gives a pearl glow fi nish 7,700-8,500 9,500-10,500
Velvet Touch Trends Emulsion Pattern-based fi nish, fungus- and stain-resistant 18,300-20,200 26,600-29,400
Velvet Touch Trends Metallics Emulsion Gives a metallic fi nish 26,000-28,700 33,200-36,700
Dulux 3 in 1 Emulsion Stain-resistant, washable, anti-fungal 7,000-7,600 7,000-7,700
Dulux Super Smooth Emulsion Washable, matt fi nish 6,900-7,600 5,200-5,800
Dulux Lustre Finish EnamelWashable, water-repellent, stain-resistant, resistant to cracking and chalking
8,200-9,000 7,600-8,400
ICI Acrylic Distemper Distemper Smooth fi nish 3,000-3,400 2,800-3,200
BERGER
Bison Emulsion Emulsion Matt fi nish, anti-fading properties, anti-fungal 9,500 11,600
Rangoli Total Care EmulsionMatt fi nish, stain guard, withstands fungal and algae growth
13,000 16,000
Easy Clean EmulsionVelvet sheen fi nish, fungicide and biocide properties, very high oil resistance, scratch and stain resistance
15,500 19,000
Silk EmulsionHigh sheen compared to other Berger paints, gives walls a smooth feel
17,600 21,500
Breathe Easy EmulsionSheen fi nish, resistance to fungus growth, leaves no smell after painting
18,300 22,400
Bison Distemper Distemper Matt fi nish 10,600 13,000
JENSON AND NICHOLSON
Special Ef ects Luxury Sheen Emulsion
Emulsion Silky sheen fi nish, washable, scrub-resistant 12,500 18,700
Robbialac Super Acrylic Plastic Emulsion
Emulsion Matt fi nish, washable, scrub-resistant 8,500 12,600
Premium Acrylic Wall Coating Distemper Matt fi nish 7,400 11,100
Rainbow Acrylic Emulsion Emulsion Matt, emulsion-like fi nish at the price of distemper 5,700 8,500
NEROLAC
Lotus Touch Emulsion Sheen fi nish, blister and moisture free, low odour 13,500 NA
Beauty Gold EmulsionMatt to slightly glossy fi nish, washable, resistant to fungus growth
8,000 NA
Beauty Silver Emulsion Matt fi nish, washable, fungus resistant 5,400 NA
Beauty Smooth Emulsion Matt fi nish, washable 5,000 NA
Little Master Emulsion Matt fi nish 3,800 NA
Eco Clean Emulsion Sheen fi nish, washable, odour-less 15,500 NA
24 Carat EmulsionVelvet sheen fi nish, washable, stain resistant, anti-fungal, low odour
13,500 NA
Picking paint Here are some of the paints on of er, their features, the cost of paint required to paint a 1,000-sq ft house as well as the cost of using the company’s services to get the job done
Prices are guide prices as on April 17, 2013 and are subject to change
whichrightchoice.com50 I Right Choice I June 2013
Test drives
Sedans make no compromises. They
offer space, perform well and have
powerful engines. Therefore, even
the mid-size sedan segment is expensive,
starting at ̀7 lakh and going up to just over
`11 lakh. The mid-size segment currently
consists of nine players, with petrol and
diesel engine options available for all but
the Honda City (see p52). Six of the nine
cars compared here already have automatic
versions, with the Nissan Sunny all set to
join the majority soon. Given the vast `4
lakh price difference, it’s best to investigate
which cars are worth their price tag. In this
report, we give you the lowdown on each car
on offer, compare the two top-sellers in this
category and reveal what you can get for the
same price in the SUV/ MUV category.
MARKET TALKOver 15,000 mid-size sedans are sold each
month. In March, 4,489 Hyundai Verna
cars were sold, making it the highest-selling
mid-size sedan, while the lowest-selling
models were the Ford Fiesta and Fiat Linea.
If you’re buying one of these cars, it’s most
likely that you are either moving up from a
premium hatchback or an entry-level sedan,
or just looking for a second car – perhaps for
outstation trips.
In either case, features and comfort will
be high priorities. Here is a breakdown of
what’s on offer.
KEY PARAMETERSMid-size sedans aren’t manufactured
with low prices in mind; even the base
models come with extra comfort, features
and performance.
Mid-size sedans
Find out which mid-size sedan gives the best value for money
Middleground
In this report
Take a look at the
af ordable mid-size sedans
segment. Find out which of
the nine models of er the
best combination of
class and comfort.
whichrightchoice.com June 2013 I Right Choice I 51
Size Entry-level sedans – such as the Maruti
Dzire, Tata Indigo and Honda Amaze – are
typically under 4m in length, and reap tax
benefi ts as a result. Other options like the
Hyundai Accent, Mahindra Verito and
Chevrolet Sail are over 4m but still can’t
compete with mid-size sedans in terms of
width and wheelbase. The extra room in
mid-size sedans provides more space for
passengers and luggage – and also creates
better road presence.
Design Thanks to their unrestricted length,
mid-size sedans have sharper looks and a more
modern feel than entry-level models. While
entry-level sedans aren’t typically the most
noticeable, the Linea stands out for its Italian
design and the SX4 for its bulky looks.
Performance You can expect around 100
horsepower (PS) from a mid-size petrol sedan,
with the greatest power coming from the
Verna 1.6 (123PS). Most diesel mid-size
sedans have a power output of around
90PS, compared with around 70PS for the
entry-level sedans. Mid-size sedans offer great
performance without compromising on fuel
economy. The most effi cient offerings are
Hyundai Verna diesel 1.4 and the diesel variant
of the Ford Fiesta, both of which give 23.5kmpl.
Cabin space Due to their smaller size, entry-
level sedans don’t offer the ample leg, knee and
shoulder room provided by mid-size sedans,
which have a longer wheel base.
Features Keyless entry and keyless start-stop,
rear view camera and voice-assisted commands
are some of the features absent from entry-level
models. However, if you’re willing to shell out
more for these luxuries, they can most likely
be accommodated.
MARUTI ERTIGAPetrol range `6.34-7.90 lakh
Diesel range `7.8-9.21 lakh
Why look at this Loads of
space, practical, very effi cient
diesel engine
TATA SAFARIDiesel range `8.67-9.86 lakh
Why look at this Loads of
space, very comfortable
NISSAN EVALIADiesel range `8.69-10.22 lakh
Why look at this Spacious, very
effi cient diesel engine, seats
seven very comfortably
MAHINDRA XYLODiesel range `7.3-10.4 lakh
Why look at this Spacious,
comfortable, feature-packed
RENAULT DUSTERPetrol range `7.79-8.71 lakh
Diesel range `8.94-12.5 lakh
Why look at this Big yet easy to
drive, effi cient diesel engine
MAHINDRA SCORPIODiesel range `7.68-12.1 lakh
Why look at this Good
automatic option, powerful
diesel engine
TOYOTA INNOVAPetrol range `10-13.5 lakh
Diesel range `9.6-14.27 lakh
Why look at this Very reliable,
good resale value, stylish and
comfortable interiors
Boot space (litres)
Gears
ARA
I (kmpl)
Height (m
)
Width (m
)
Length (m)
Torque (NM
)
Power (PS)
Engine capacity (cc)
Price (lakh)(`)
SPECIFICATIONS
1 FIAT Linea (Petrol) 7.29-8.32 1,368 90 115 4.56 1.73 1.49 14.6 5-MT 500
2 FIAT Linea (Diesel) 8.35-9.79 1,248 98 209 4.56 1.73 1.49 20.4 5-MT 500
3 FORD Fiesta (Petrol) 7.83-10.50 1,499 109 140 4.29 1.72 1.5 17 5-MT/6-AT 430
4 FORD Fiesta (Diesel) 9.74-10.82 1,498 90 204 4.29 1.72 1.5 23.5 5-MT 430
5 HONDA City (Petrol) 7.64-11.13 1,497 118 146 4.44 1.7 1.49 16.8 5-MT/5-AT 506
6 HYUNDAI Verna (1.4 petrol) 7.58 1,396 107 136 4.37 1.7 1.48 17.43 5-MT 454
7 HYUNDAI Verna (1.6 petrol) 9.02-10.05 1,591 123 155 4.37 1.7 1.48 17.01 5-MT/4-AT 454
8 HYUNDAI Verna (1.4 diesel) 8.86-9.67 1,396 90 220 4.37 1.7 1.48 23.5 6-MT 454
9 HYUNDAI Verna (1.6 diesel) 10.41-11.94 1,582 128 260 4.37 1.7 1.48 22.32 6-MT/4-AT 454
10 MARUTI SX4 (Petrol) 7.85-9.35 1,586 104.7 145 4.5 1.74 1.56 16.5 5-MT 505
11 MARUTI SX4 (Diesel) 8.79-10.36 1,286 90 200 4.5 1.74 1.56 21.5 5-MT 505
12 NISSAN Sunny (Petrol) 6.34-8.97 1,498 99 134 4.43 1.7 1.51 16.9 5-MT 490
13 NISSAN Sunny (Diesel) 8.66-10.11 1,461 86 200 4.43 1.7 1.51 21.1 5-MT 490
14 RENAULT Scala (Petrol) 7.03-9.83 1,498 99 134 4.43 1.7 1.51 16.95 5-MT/CVT 490
15 RENAULT Scala (Diesel) 8.76-9.63 1,461 86 200 4.43 1.7 1.51 21.64 5-MT 490
16 SKODA Rapid (Petrol) 7.30-9.62 1,598 105 153 4.39 1.7 1.47 15 5-MT/6-AT 460
17 SKODA Rapid (Diesel) 8.61-10 1,598 105 250 4.39 1.7 1.47 20.5 5-MT 460
18 VOLKSWAGEN Vento (Petrol) 7.52-8.99 1,598 105 153 4.38 1.7 1.47 15.04 5-MT/6-AT 480
19 VOLKSWAGEN Vento (Diesel) 8.67-10.48 1,598 105 250 4.38 1.7 1.47 20.5 5-MT 480 ∨ ∨
For the same money
MUVs & SUVs
whichrightchoice.com52 I Right Choice I June 2013
Test drives Mid-size sedans
On the roadFIAT LINEAThe Fiat Linea looks like one of the best here, but serves to prove
that appearances aren’t everything. Aside from its design it has
little to of er; space is limited and overall quality is no match for
the others. Even feature-wise, the Linea doesn’t impress with the
bells and whistles you’d expect in this segment. The 1.4-litre petrol
engine is the least powerful, of ers the least torque and also pales in
comparison for fuel economy. The diesel motor is better, but leaves
a lot to be desired in comparison with rivals at this price point.
PROS Looks, discounts
CONS Low resale value, lack of space, poor engines
`7.29-9.79 lakh
FORD FIESTAThe Fiesta is the underdog here. With the Linea, it’s the lowest
selling model – probably as a result of the somewhat lacklustre
look of the sides and rear. The engine options on of er are good:
the 1.5-litre petrol model of ers good performance and also comes
with a fi rst-in-class dual-clutch automatic, which allows quicker gear
changes without any loss in performance or fuel economy. The
diesel unit is brilliant, of ering smooth operation and very low turbo
lag, along with best-in-class fuel economy.
PROS Automatic technology, features
CONS Low resale value, looks, narrow cabin
`7.83-10.82 lakh
HONDA CITYThe Honda City is the only model here without a diesel option
(but with a CNG model). The high-quality interior is spacious and
the features list is more or less the same as most of its rivals –
though Honda does of er an optional sun-roof and audio-visual
and navigation system. The City comes with a 1.5-litre petrol
engine that is smooth and responsive. It isn’t very quick, but
of ers a strong overall performance. The fi ve-speed automatic is
a brilliant transmission.
PROS Good resale value, powerful engine
CONS No diesel engine
`7.64-11.13 lakh
whichrightchoice.com June 2013 I Right Choice I 53
∨ ∨
MARUTI SX4This updated version has a better exterior design with a new grille
and headlamps. Likewise, the cabin has seen major improvements
in layout and quality. The SX4 of ers spacious interiors for fi ve
adults and the top-end versions now come with a touchscreen
entertainment system. Other features include a climate control
system, steering controls, ABS, and dual airbags. The SX4 continues
to be powered by a 1.6-litre petrol or 1.3-litre diesel engine (the CNG
option has been retained).
PROS Maruti brand, reliable, good ground clearance
CONS Diesel engine could be more powerful
`7.85-10.36 lakh
NISSAN SUNNYThe cheapest option here is the Nissan Sunny. Though it looks
sober on the outside, with dated design lines and one of the
narrowest bodies (along with the Scala and City), the Sunny
provides ample room. Along with the Scala (which is based on the
Sunny), this car provides best-in-class leg and knee room. Being
the cheapest car here the interiors aren’t modern, but you can’t
complain for the price. Everything is neatly designed, practically
arranged and the car is easy to drive due to good visibility.
PROS Value for money, roomy, easy to drive
CONS Average looks, narrow body
`6.34-10.11 lakh
HYUNDAI VERNAHyundai tends to provide the best value. It caters to all buyers with
four engine options: two petrol and two diesel versions. The entry-
level 1.4-litre petrol and diesel engines allow the Verna to be priced
competitively, while the higher-powered 1.6 variants bring along
performance as well as automatic options – the only model here to
provide automatic versions in both petrol and diesel models. The
top-end models of this car have extensive features which include
rear parking sensors and a keyless start-stop function.
PROS Great looks, comfort, feature-packed
CONS Soft suspension
`7.58-11.94 lakh
whichrightchoice.com54 I Right Choice I June 2013
Test drives Mid-size sedans
VOLKSWAGEN VENTOThe third-highest seller here is the Vento. The new model has better
looks and more features, but the car remains a mixed bag. Its design
has started to look dated and the car itself lacks sharp design lines.
On the inside, the layout looks basic but quality is up to the mark.
The cabin is practical and even features a slide-handle, allowing a
rear passenger to slide the co-driver seat ahead easily for added
leg room. The engine options are the same as those of ered by
the Rapid, so you get a potent 1.6-litre petrol and a similar capacity
diesel engine.
PROS Good engine, quality interiors
CONS Dated looks, poor resale value
`7.52-10.48 lakh
SKODA RAPIDThe Rapid is a cheaper alternative to the Volkswagen Vento. Based
on the Vento, both share the same chassis, suspension and engine.
The Rapid looks better, with the Fabia-inspired front-end imparting
luxury to the sedan. On the inside, the Rapid of ers a good mix
of quality and space: the layout is similar to that of the Fabia and
looks dated in comparison with the Verna or the City. However, the
interiors are comfortable, even for long-distance travel. The Rapid is
powered by a 1.6-litre petrol or diesel engine. It is relatively easy to
handle: while the suspension does an average job, the light steering
adds to the ease of driving.
PROS Engine, quality
CONS Small size, after-sales service lacking
`7.30-10 lakh
RENAULT SCALAThe Scala is the upmarket version of the Sunny, on which it was
based. External improvements include new lamps and grille, and the
rear has redesigned tail lamps and added chrome. The alloy wheels
look better and are standard on all diesel versions. Inside, it has the
same layout as the Sunny – the only dif erence being the Renault
badge on the steering wheel. It of ers the same best-in-class knee
and leg room as the Sunny and is powered by the same engines.
The petrol is peppy and the diesel engine excels with low turbo
lag. The Scala also gets an advanced automatic transmission that is
actually more ei cient than the manual version.
PROS Great looks, comfortable interiors
CONS Narrow body, limited dealer network
`7.03-9.83 lakh
whichrightchoice.com June 2013 I Right Choice I 55
vs
VERDICT The Hyundai Verna is the clear winner, with more engine options, better value and unique features. The Honda
City, despite doing nothing wrong, is no match.
Honda City vs Hyundai VernaWe compare the current market leader – Verna – and the one it dethroned.
Find out which mid-size sedan rules the roost on factors that matter
Honda City Hyundai Verna Winner
EXTERIOR The current City was launched fi ve years ago,
but still looks fresh thanks to minor updates
over the years. The front grille and alloys were
changed a few months ago and the arrow-shot
front design still turns heads. We also love the
unique shape of the alloy wheels for manual and
automatic versions.
Being newer, the Verna’s current version,
launched in May 2011, has a slight edge over
the City’s exteriors. It follows Hyundai’s ‘fl uidic
design’ philosophy and really does impart a very
stylish look. Being slightly wider and lower than
the City, it also feels a tad sportier.
INTERIORS Honda has always played the ‘man maximum,
machine minimum’ game. The City of ers very
good cabin space and, most importantly, its
interiors feel well put together. There’s an
obvious use of high-quality materials.
It might not match the spacious feel of the City,
but the Verna certainly has a swankier cabin, with
a modern design and beautiful blue back-lighting
for the console. The seats are comfortable and its
feature list is more extensive.
ENGINE The 1.5-litre petrol motor is brilliant and of ers very
good performance, while also being smooth and
relatively quiet. However, it’s beaten hands-down
by the Verna’s 1.6-litre petrol engine – on power,
torque and fuel economy. Honda, though, now
of ers a CNG kit as an option.
The 1.6-litre diesel motor is the pick of the lot,
with class-leading performance and brilliant fuel
economy. In all, there are two diesel and two
petrol options and automatic transmission is
available on both petrol and diesel engines.
FEATURES The top-end models come loaded with the usual
safety aids, such as anti-lock braking system (ABS)
and airbags, in addition to the steering controls
also seen in the Verna. The City also of ers an
optional sun-roof and audio-visual system.
Hyundai wins the battle here as well, with unique
features including side and curtain airbags, a
keyless start-stop function, rear view camera
with display, rear parking sensors and Bluetooth
connectivity.
PRICE The City range starts at `7.6 lakh for the stripped
corporate version. The automatic model starts from
`9.7 lakh. As a product, the City does make good
sense but won’t spoil you with features.
The Verna petrol range starts at `7.58 lakh but
has more features than the similar-priced City.
The diesel range starts at `8.8 lakh while the
automatic range starts at `9.3 lakh.
All prices are ex-showroom, Mumbai, guide prices as of April 17, 2013 and are subject to change
Verna
Verna
Verna
Verna
Verna
whichrightchoice.com
Shopping online Survey report
56 I Right Choice I June 2013
Online shopping websites have
caught on quick, outpacing even
decades-old brick-and-mortar
chains in a matter of a few years. The
reasons are simple enough: online shopping
is much more convenient, can offer better
prices and you can pay on delivery. But,
given the difference in experience and
process, its challenges and problems are
also different.
Not many of us could claim to know
which portal is likely to stock or offer the
best deals on a certain product, which has
the best returns process and how likely it
is for delivery to be delayed. We conducted
a survey of over 1,000 people to fi nd out
which of the nine big name websites in our
survey is most capable of delivering the
goods with minimal hassle.
WHAT WE FOUNDJabong came out trumps in our survey,
with a customer score of 82%. One of the
few portals here to sell a limited range of
items, it restricts itself mainly to clothing,
accessories, shoes and furniture – items
perhaps least naturally suited to remote
purchase. But the portal still got solid
scores in major categories, including the
returns process, an area in which even more
well-established stores like Flipkart and
Homeshop18 faltered.
Yebhi, which took second spot with a
customer score of 81%, is more comparable
with the rest of the pack in that it also sells
laptops, mobile phones, digital cameras and
toys. But it still doesn’t have the product
width of Flipkart or Homeshop18, which
sell books, stationery, CDs and DVDs as
well. The results suggest that leaner online
In this report
Find out which online stores
have the highest levels
of customer satisfaction
from the hundreds of
shoppers we have
interviewed.
Flipkart and eBay trail newbies Jabong and Yebhi in our satisfaction survey
Buying easy
shopping websites are better able to
provide good service. Yebhi, like Jabong,
also received an excellent score for its
returns process.
COMMON COMPLAINTSOur survey reveals that the portals
were competent at selling and delivering
products – but problems do remain. Over
one in 10 respondents complained of delay
in delivery, one in 20 did not receive their
products at all, and one in 30 respondents
were left unsatisfi ed when they weren’t
informed of the delivery time.
A few online retailers also received
poor scores for their returns process,
an area in which a wide difference was
reported for different sites. Respondents
that had returned products to Snapdeal
felt the process was very effective – but
that wasn’t enough to leave customers
satisfi ed. Snapdeal got the lowest overall
Customer Score, as well as receiving the
lowest rating for its deliveries process.
Flipkart, Homeshop18, eBay and Indiatimes
Shopping all received scores lower than
average for their returns process.
Flipkart (77%) and eBay (78%) did make
up for their low scores in the returns process
category by faring well in categories such
as product range of offerings and smooth
ordering process, but Homeshop18 (73%)
and Indiatimes Shopping (75%) just missed
out on being in the top half of the list.
whichrightchoice.com June 2013 I Right Choice I 57
Received a used product
Wrong sized product received
Damaged items
Courier asked for extra money
Technical problems
with the website
Returns problems
Poor quality item
Poor availability
of item
Wrong item or brand delivered
Faulty item Delayed delivery
2 24
74
7
1113 13 13
39
Problems to expect
4
8
12
16
20
24
28
32
36
40
% o
f re
spo
nd
en
ts
Online shopping websites allow you to do everything from the comfort of
your home. Such conveniences come at a cost, though. If there’s going to
be a problem, here’s what it will most likely be about
What issues are you likely to experience? Delayed delivery The bulk of problems
reported (see ‘Problems to expect’,
below) in our survey related to delays
in delivery. Portals estimate a time
in which your product will arrive,
but maintain that delivery may be
longer. Deliveries from Jabong, for
example, vary from 3-4 days to 8-10
days, depending on whether your
order needs to be imported. A more
dependable estimate is the one given
by the customer service team that
confi rms your details after your order’s
been placed.
Faulty item If you had gone to a store
in person, it’s unlikely that you would
have picked a faulty item – but this
problem doesn’t arise as often as
online shopping sceptics may think. A
small percentage of our respondents
(13%) said they’d been shipped faulty
products. The real problem tends to be
the hassle companies put you through
until they agree to a replacement.
Poor quality If you’re buying a specifi c
model of smartphone or laptop, you
know what you’re getting. But this is
not so when you’re buying clothes,
perfume or jewellery from little known
brands. Flipkart, for example, has over
100 T-shirt brands listed on its website,
most of them obscure. Richa Chabbria,
an MBA student currently in Mumbai,
says, ‘Some clothes may look good
on the website, but when they arrive,
they’re often of poor quality. Sticking to
bigger brands helps.’
Wrong brand It doesn’t happen often,
but you could be shipped the wrong
product or size. Then you’re at the
mercy of the returns process of the
seller. In the worst case, the item you
had asked for would’ve been sold out.
Many retailers don’t give you a refund;
you’ll only get a credit note. Shreya
Todi, an advertising executive from
Mumbai, says, ‘I’ve twice been sent a
wrong order. The worst thing about it is
that, given how tedious the process of
returning the item is, you’ll most likely
live with the mistake.’
Delayed delivery was the number one problem faced by our respondents
whichrightchoice.com
Shopping online Survey report
58 I Right Choice I June 2013
PAYING IN INSTALMENTSMost portals now allow you to pay in
equated monthly instalments (EMIs)
via your credit card. If you do this,
remember to compare the processing
charges of each retailer and not just the
product price. One retailer may offer a
product at much lower price than another,
but its processing charges may make the
other’s deal cheaper.
Assuming that all retailers do stock
the product you want, keep in mind that
processing fees are charged in two ways.
Naaptol, for example, charges a percentage
of your purchase. So if you buy the Sony
Xperia E for ̀ 9,890 (as on April 17, 2013)
and wish to pay for it over six months, you’ll
be paying a fee of `618 (meaning the total
cost would be ̀10,508). The same purchase
on Flipkart would be cheaper – despite the
smartphone’s higher ticket price (`9,990).
Flipkart’s fl at processing fee of `300 on all
six-month EMI options brings the total cost
to ̀ 10,220 – a saving of just under `300.
Flat rates are usually better for high value
purchases, though not necessarily for bills
under ̀ 10,000. In either case, what’s more
important is that you pay your credit card
bill on time.
DEALS TO BEWARE OFOnline shopping encourages impulsive
purchases. You may see a generous discount
on your favourite product and may want
to buy it immediately – but check what
you’re getting as portals can be misleading.
Some portals, including Jabong, do admit
that they make mistakes. These companies
need to enter in details of the thousands
of products they sell and claim details can
be entered incorrectly. Whether or not it is
deliberate, it is ultimately you who loses out.
Here are the ‘mistakes’ to watch out for:
Exaggerate MRPs Every now and
then, you’ll fi nd a product listed with a
20% to 50% discount. If you look up the
price of the same product on an offi cial
website, you may fi nd the actual MRP
is much lower. Portals can hike up the
original price to create the illusion of a
hefty discount. Naaptol, for example, is
currently selling a Nikon D5100 (with 18-
55mm VR) for ̀ 31,499, claiming a 33%
discount on the original price of `47,290.
If you log on to the Nikon website, the
sale price should be `34,950. So the real
discount is really a little over 10%.
Charged freebies Snapdeal, in
particular, advertises paraphernalia as
freebies. For example, if you buy a mobile
phone you’d expect to receive earphones
along with it. If you buy a DSLR, you
should expect to receive an HDMI cable,
a pouch and an SD card. Yet it’s common
to fi nd standard inclusions listed as items
that are free.
Fakes at a price Many portals inform
you that they only sell original items on
their website. This is because there’s
truth to the speculation that fake goods
can also be found online. On eBay, it’s
easy to fi nd a host of items at a fraction
of the price of originals. Most often, they
are premium items such as watches from
Tag Heuer or bags from Gucci. These
fakes aren’t cheap, either. For example, at
the time of going to press there was a Tag
Heuer Grand Carrera Chronograph listed
on eBay for ̀22,500. The seller says it’s
a new item in the original box, but only
at the end of the listing, says that it is
‘exactly like (the) original’. Buying such
an item would be a costly mistake.
CU
STOM
ER SCO
RE (%)
Mode of paym
ent
Deliveries
Ordering process
Availability of products
Range of products
CUSTOMER SATISFACTION
WEBSITES
1 JABONG (108) 82
2 YEBHI (38) 81
3 EBAY (133) 79
4 FLIPKART (198) 77
5 MYNTRA (79) 77
6 NAAPTOL (82) 76
7 INDIATIMES SHOPPING (32) 75
8 HOMESHOP18 (168) 73
9 SNAPDEAL (46) 72
Some shopping websites advertise paraphernalia as freebies
Figures in brackets indicate sample size
whichrightchoice.com June 2013 I Right Choice I 59
∨ ∨∨ ∨
How they fared
Jabong sells clothing, accessories and home
furnishings. A part of its website is devoted
only to premium items, where brands such as
Hidesign and DKNY can be found, but you
can expect to fi nd just about anything in the
mentioned categories. This was true for every
82% JABONG website in our survey, but our respondents
were easily able to locate what they wanted
and found the range of products to be wide.
Jabong did well in every category, also
of ering the most liberal purchase/returns/
delivery terms. You can pay on delivery and
return your purchase if unsatisfi ed, and the
returns process is outlined clearly online.
Yebhi sells products on very friendly terms.
An example of this is its ‘try-n-buy’ policy,
which allows you to try on or briefl y check
your purchase before making payment to the
person delivering your product (in cases of
cash-on-delivery). If you aren’t satisfi ed with
81% YEBHI the product, you can refuse the purchase.
This policy isn’t available everywhere yet, but
it’s indicative of a confi dence in the quality
of products sold. Yebhi sells a wider range
of items than Jabong, including computer
accessories and mobile phones. It did well in
all categories, from the range of products on
of er to the modes of payment allowed.
eBay of ers a platform for merchants to sell
their wares, so the terms of your purchase
dif er with each seller. If you make a purchase
from here, be sure to look at the returns policy.
In our survey, eBay, which otherwise scored
reasonably well, received a lower score for
78% eBAY customers’ experience of returns. You can
only pay using PaisaPay, which releases the
money when the items are shipped, and our
respondents were satisfi ed with this payment
mechanism. But watch out for fake products,
which are in ample supply. From watches and
perfumes to shoes and jewellery, spotting the
real thing amid the fakes can be very tricky.
Flipkart has a very wide operation, competing
with even the largest of online malls. It does
this mostly through a single retailer, WS Retail
which, until very recently, it owned. The
company’s terms and conditions seem fair,
but not as friendly as they used to be. While
77% FLIPKART there was once a 30-day window for returning
products if you weren’t satisfi ed, you can now
only return products that are damaged or
defective. This is refl ected in the lower-than-
average score for its returns process. In other
categories, though, Flipkart excelled. It was
rated highly for deliveries, ordering process
and range of products.
Myntra is more akin to Jabong and Yebhi
than the other top-scorers we have featured
in this survey. This is because the website is
both smaller and friendlier than the likes of
eBay and Flipkart. Myntra only sells men’s,
women’s and kids’ clothing, shoes and
77% MYNTRA accessories. It also has a few brands that
are exclusive to its website, including
accessories brand Accessorize and sports
brand New Balance. Myntra does allow you to
return products you may be simply unsatisfi ed
with. Although it did not top any category,
our respondents found nothing to complain
about, either.
whichrightchoice.com
Shopping online Survey report
60 I Right Choice I June 2013
Making a purchase online is simple enough
on all websites we looked at. Websites
want to encourage purchase. They depend
on it. But problems arise only after you
make the purchase; you could have been
sent a defective product or may simply be
unsatisfi ed: in either case you’d want a
refund or replacement. Generally, retailers
put in place hurdles to ensure fastidious
customers don’t take advantage, but some
retailers have more impractical policies,
which seem to discourage any returns.
Here’s what you should know about who
you’re buying from.
FRIENDLY SOLUTIONS Of ered by Myntra, Jabong
and Yebhi Why No questions asked 30 -day
replacem ent/ re turn guaran teeThese three companies have the friendliest
returns policy of those we looked at. If you
are unsatisfi ed with what you bought or it
arrived damaged, you can arrange to have
it picked up from your house up to 30 days
after delivery. This is not even offered by
large retail chains, including Shoppers’ Stop,
which gives you a maximum of two weeks.
Jabong, for example, says it will pick
your purchase up within 72 hours, but if you
live in a remote area, you will have to pay
for shipping yourself. In this case, you will
receive a gift voucher worth `100 from the
company (Myntra and Yebhi have similar
policies). The item needs to be in saleable
condition, with the tags intact, but you don’t
need to divulge reasons for returning your
purchase. A few items, such as underwear,
books and jewellery, can only be returned
if damaged – but given their nature, that
is understandable.
ACCEPTABLE TERMS Of ered by Flipkart Why 30 -day replacem ent/ re turn
guaran tee, but on ly if product is dam aged
Most orders from Flipkart are handled by
WS Retail. WS Retail does provide a 30-day
returns guarantee, but only if the product
is damaged, defective or not as described
by the seller. So if you’re simply unsatisfi ed
with what you’ve bought, regardless of
whether or not the item is in saleable
condition, you will not be able to return it
as you could with Myntra, Yebhi or Jabong.
You may wonder why you would purchase
something you didn’t want in the fi rst place;
bear in mind the quality of clothes sold
online isn’t always as good as it may seem
on your computer screen. Flipkart has
different terms for items sold by retailers
other than WS Retail, though we couldn’t
fi nd a single product sold by any other
vendor. In case you do buy a product from
Returns policy check
Myntra, Jabong and Yebhi have the best return policies
Make sure you read the fi ne print in case the item you buy isn’t to your liking
Jabong says it will pick your purchase up within 72 hours
You can only return orders from Flipkart if the product is damaged
whichrightchoice.com June 2013 I Right Choice I 61
You may not be able to resolve your
complaint by dealing directly with the
portal. Although only a small number of our
respondents had serious complaints, you
could, for example, be one of the unlucky
few that don’t receive their order at all. In
this case, your fi rst response should always
be to follow up with the company. If the
company has no plans to resolve the matter,
you can pick one of two routes: approach an
organisation that helps consumers in such
cases or go to consumer court.
Consumer organisations Instead of going to consumer court, many
aggrieved consumers elect to approach
a consumer organisation that will assist
them in the matter. Consumer organisations
may be non-profi t, such as Mumbai Grahak
Panchayat or Consumer Education and
Research Centre, or for-profi t organisations
such as Akosha. You could also contact
us in case you have a problem (see ‘Get
in touch with Right Choice’, above). Large
organisations are usually taken more
seriously. If anything, it shows the company
that you’re serious about taking action.
Consumer court Action in consumer court is generally
slower – it could take months for your
case to be heard – but the judge’s order is
binding on the company (this obviously isn’t
the case when you approach a consumer
organization). But the main problem, when
it comes to online shopping websites, is that
you need to fi le a complaint where the seller
is located. While judges do sometimes admit
cases in the jurisdiction of the buyer, this is
far from the norm.
Resolving complaints
another vendor, though, remember that the
30-day guarantee is cut to 10 days, and only
damaged goods can be returned; if there
is a defect, you’ll need to take this up with
the manufacturer.
WORST TERMS Of ered by Hom eshop18 , Naapto l,
Snapdeal, Indiatim es Shopping Why Two days to in fo rm if product
is dam aged o r de fectiveThese websites have far more restrictive
conditions. With the exception of Indiatimes
Shopping, which gives you 72 hours, all the
above-mentioned websites will give you
just two days to inform them if the product
is damaged or defective. This is too little
time, particularly if you’re buying a gift.
Even then, you may only return an item if
it is damaged. So if you ordered a T-shirt
which turned out to be the wrong size, your
request won’t be approved. In the case of
Naaptol, you will also have to ship back your
product within 10 days for the request to be
sanctioned. What’s worse is that, whether
or not your product was actually defective,
Get in touch with Right ChoiceIf you are experiencing a problem with a
manufacturer, retailer or service provider,
for example a malfunctioning product,
something that wasn’t delivered as
promised or a defi cient service, write to
us at [email protected] and
we’ll do our best to resolve the issue.
When buying from eBay, check the return policy for each seller as there may not even be one
you will ‘bear the shipment charges for
the replaced/ reshipped product’. Even
Indiatimes Shopping requires you to ship
the product back to the company yourself,
but at least it will reimburse you with a gift
coupon of ̀250.
MOST UNPREDICTABLE Of ered by eBay Why Varying conditions, som e m ay
no t even have a re turn po licyWith eBay, nothing is standard. You are
connected directly with the seller and have
to deal with this individual, rather than
eBay, if you need to ship the products back
for any reason. So check the return policy
for each seller as there may not even be
one. If a return policy isn’t mentioned,
it’s up to you to fi nd out what happens if
the product is damaged. This is usually
the case with cheaper products, including
perfumes and clothes. If the dealer you are
buying from specifi es a return policy, good.
Unfortunately, this only tends to be the case
with bigger purchases, such as cameras or
smartphones – but even a D-SLR camera
with a price tag of over `50,000 may need to
be returned within a week.
Feature
1 Keep your web browser updated
An updated web browser can ensure
the latest security protection. Most of
the modern browsers have automatic
updating systems.
2 Shop on reliable web-stores
Ask friends for their experiences and visit
the store’s page on a social network site
to scan reviews and ratings.
3 Avoid using public computers
If you are on a public computer, use the
private browsing or incognito mode to
avoid any search history or personal data
from being accessed.
4 Ensure the security of the portal
Look for VeriSign Secured Seal, or a
green address bar in your web browser
(a padlock icon). Also verify the URL. The
URL of a secure website will always start
with https, not http.
5 Check the store’s shipping policies
Take due note of the shipping methods
and policies to fi nd out what carriers they
use, their shipping rates and insurance so
that, in case of any unfortunate event, you
know where to seek redressal.
6 Deal wisely with failed transactions
Make a note of the date and time at
which the transaction took place and
immediately inform both the customer
care of the web store and your bank.
7 Avoid third-party payment
Responding to emails from third-party
payment services is as good as inviting
theft. Never provide your account or
banking information over such e-mails.
It is always advisable to type the address
of the payment service directly into the
browser or use personal bookmarks.
8 Vigilance while using mobile applications
The thumb rule of shopping online
through mobile applications (apps) is to
stick to the apps you know or only choose
apps that are provided directly by the
retailer, such as, The Amazon Mobile app.
9 Avoid strangers on social media
Messages or chats regarding deals
that are sent to you on social media
may appear legitimate but remember,
fraudsters too keep a close eye on such
web stores. Only visit o� cially registered
web store pages.
10 Change your password often
Avoid passwords that are easy to guess.
Change your passwords for the web store
and the transaction password for your
credit or debit card regularly.
With online fraud becoming more common, here’s how to ensure that safety comes fi rst when e-buying
10 ways to...
...shop safely on the net
Contributed by the Consumer Education and Research Centre (CERC)
whichrightchoice.com62 I Right Choice I June 2013
whichrightchoice.com June 2013 I Right Choice I 63
∨ ∨
Dental health Health report
Dental health check-upsU
ntil a blinding toothache arises, a
trip to the dentist is often the least
of our many priorities. It’s so easy
to postpone or ignore appointments but
a possible hairline cavity needing a minor
fi lling, if neglected, may require a major root
canal surgery within a few months. Also,
consider the money you could save – while a
fi lling could cost you as little as `600, dental
surgery is likely to cost you `4,000 or more.
In this report, we tell you how often you
should book your dental check-ups and how
to choose a dentist. We also give you an
idea of how much you should be paying for
dental treatments so that you can choose
wisely when narrowing down on a clinic.
WHY GO TO THE DENTIST?Even with a good dental hygiene routine at
home, a host of dental problems can creep
A fi lling in time can save you from major hassles, such as a root canal, or worse, tooth extraction
in. Dr Neeraj Verma, senior consultant in
dental surgery, Delhi, tells us why.
Dental cavities occur due to acids caused
by oral bacteria that feed on leftover food
particles, which may be stuck between
teeth. These acids may cause a hole in the
tooth, known as a cavity.
A thin layer of plaque forms over
your teeth which, even when cleaned
completely, recurs in 10-12 hours. Dental
plaque releases toxins that lead to gum
infl ammation or pyorrhoea and you may
experience bleeding gums and pain. They
also cause bad breath.
Some people may brush very fast or some
areas may be harder to reach. Genetics
also play a role, as do food habits: those
who consume a lot of carbohydrate-
and sugar-rich food, soft drinks and
chips instead of fi brous food have more
chances of developing these problems.
Adults are at a higher risk of gum
diseases, and children – tooth decay.
These issues can often be nipped in the bud
if caught on time.
Some studies have shown a correlation
between heart disease and oral bacteria.
Dr K K Qasba, dentist, Mumbai says,
‘Patients with heart disease must maintain
good oral hygiene, especially those with
rheumatic heart disease, as bacteria in the
mouth can travel to the heart through the
bloodstream.’ Therefore, keeping your teeth
and gums in good condition is imperative.
HOW TO CHOOSE A DENTISTAsk around for recommendations. You
can also ask your family doctor. If you’re
shifting houses, ask your current dentist to
recommend a dentist in your new area. Find
out the dentist’s offi ce timings, and visit
the clinic to check if it’s clean and orderly
and has helpful staff. Also, note whether
the dentist and staff wear gloves and other
protective gear during treatment.
Even when cleaned completely, plaque recurs in 10-12 hours
ima
ge
sba
zaa
r.co
m
64 I Right Choice I June 2013
Dental healthHealth report
whichrightchoice.com
Narayana
Hrudayalaya
Dental C
linic (`)
MyD
entist (`)
Dentzz (`)
Axiss D
ental (`)
Apollo
White D
ental (`)
COST COMPARISON
DENTAL PROCEDURE
Check-up 300 300 500 Free 200
Cleaning 600-1,500 700-1,500 2,400 300 2,500
Filling 600 600-1,200 2,500 500-1,000 900-2,000
Root Canal Treatment 3,000-4,500 NA NA 2,500 3,000-5,500
This chain is the result of a joint venture
between Apollo Hospitals and Trivitron
Healthcare and has clinics in Bangalore,
Chennai, Kolkata and Hyderabad. It started
of as Apollo Dental Centers in 1993
and was rebranded as White Dental
Care in 2012.
www.apollodentalcentre.com
APOLLO WHITE DENTAL
Dental chainsA few dental clinics have a presence in more than one city. Research well before you walk in
Present in 11 cities, the services available
in these clinics range from tooth whitening
to paediatric dentistry. Axiss Dental is
the brainchild of two dentists – Dr. Amit
Sachdeva and Dr. (Capt.) Sandeep Sharma.
The dental chain claims to of er expertise
and world-class technology.
www.axissdental.com
AXISS DENTAL
‘Based in the prime areas of Mumbai and
Delhi’ as mentioned on their website,
Dentzz clinic of ers cosmetic, implant,
conventional and preventive dentistry.
It also claims to of er a ‘relaxing and
comfortable ambience’ and competitive
prices for dental services.
www.dentzz.com
DENTZZ
With 37 clinics in Mumbai and a couple
in Pune, MyDentist of ers treatments for
common dental problems like misaligned
teeth and cavities. Its slogan is ‘Smile more,
pay less’, and MyDentist markets itself as
an af ordable option. A pricelist is provided
on its website.
www.mydentist.co.in
MYDENTIST
The NHDC network was created in 2008
and now has 30 clinics in Bangalore
and Kolkata, as well as a 24/7 dental
helpline. Its various services fall under four
categories: general dentistry, speciality
dentistry, cosmetic dental care and
emergency dental care.
www.nhdental.co
NARAYANA HRUDAYALAYA DENTAL CLINIC
Common problems
Cavities Cavities, which are caused
by tooth decay, can appear at any
age – from infants to adults. A
dental check-up can help determine
if you have cavities, even before
you feel any pain or develop any
complications.
Bleeding gums There are many
causes, including poor oral hygiene
or diet and gingivitis. To determine
whether it needs more attention than
brushing after every meal, you’ll need
to knock on a dentist’s clinic door.
Sensitivity Your teeth may be
sensitive to variations in temperature,
taste or even pressure. Tooth
sensitivity has various causes – the
most common being exposed dentine
(hard, dense, bony tissue forming the
bulk of a tooth, beneath the enamel).
Only a dentist will be able to pinpoint
the exact cause and off er a proper
solution.
Dental clinics or dental hospitals?‘Dental hospitals are those associated with dental colleges,’ Dr Qasba informs us. ‘Dental clinics can be multispeciality or single clinics. All dental colleges are teaching institutions and have all the facilities required for good dental treatment.’
Dr Kuhu Majumdar, dentist, Bangalore, says, ‘You might want to consider going to a dental hospital to get your treatment done, as it’s a lot cheaper than dental clinics. As long as you do your homework well, for example, which dentist is good for which treatment, and have patience – after all it is a hospital – you should be fi ne.’
These fairly prevalent culprits can cause a lot of discomfort
Prices are as on 17 April, 2013 and are subject to change
whichrightchoice.com June 2013 I Right Choice I 65
Dental procedures and costsCOMMON MAINTENANCE PROCEDURES Check-ups This is a screening for dental
cavities, periodontal disease and other
teeth and gum problems. Dr Qasba says,
‘Dentists also scrutinise the tongue, inner
parts of the mouth, soft tissue and hard
structure.’ It should be done about once
every six months.
Expect to pay `10 0 onwards. Som e clin ics o ffe r free check-ups. Cleaning and polishing It is the
removal of dental plaque and tartar
from teeth. On average, a professional
cleaning is recommended at least every
six months. Dr Kuhu says, ‘You should
get it done once in three months if you
have teeth problems or bad oral hygiene.
Cleaning involves tooth scaling and
polishing. In tooth scaling, instruments
are used to remove deposits from teeth.
In tooth polishing, dentists smooth out
the teeth so that no accumulation of
unwanted material occurs.’
Expect to pay `30 0 onwards X-rays Dental X-rays can be used to see
teeth and gum problems that cannot be
detected by a simple examination. They
help in the early detection of problems,
which in turn can prevent you from
spending more money and undergoing
unnecessary discomfort. Dr Kuhu
informs, ‘Orthopantomogram (OPG) is a
type of dental X-ray, where you can see
all the teeth in one radiograph.’
Expect to pay `50 onwards (Dental X-ray) , `4 0 0 onwards (OPG)
CLINICAL PROCEDURES Cavity fi llings The decayed material
in the tooth is removed and the cavity is
fi lled with a fi lling. ‘Fillings are of various
materials: silver amalgam, gold inlays
and onlays, cement and composite. Gold
inlays and onlays are not very common
now,’ reports Dr Kuhu. Dr Qasba says,
‘Previously, silver was considered to be
Prevent tooth decay Brush twice a day
Floss at least once a day
Change your toothbrush
every three months
Use fl uoride-containing
toothpaste
Eat healthy meals
Avoid too much of starchy and
sweet food
Schedule regular dental
check-ups
Expect to pay `30 0 -3,0 0 0 depending on the type o f extraction Crown This tooth-shaped cap is
cemented over an existing tooth. Dr
Qasba says, ‘They are used in root canal
treatments, bridges, dental implants
and to fi x broken or misaligned teeth.’
‘Zirconium crowns are very popular. The
other types are metal crowns, porcelain
fused to metal crowns and porcelain
crowns. Crowns last for 10-20 years,’
says Dr Kuhu. Dr Qasba adds, ‘Metal
ceramic crowns are the best and can last
for a lifetime.’
Expect to pay `1,50 0 onwards (m etal) , ̀ 3 ,0 0 0 onwards (porce lain fused to m etal) , ̀ 12 ,0 0 0 onwards (zircon ium )
Root canals In a root canal, the infected
or dead nerve and pulp is removed and
the inside of the tooth is cleaned and
sealed. Dr Kuhu states, ‘This treatment
usually requires three sittings. Single-
sitting RCT (root canal treatment) gets
done in one go. Traditional RCT takes
45 minutes per session, whereas a single
sitting RCT will require one and a half to
two hours.’
the ideal fi lling for dental caries. With
newer technology, composite fi llings
have been developed. Currently, they are
considered to be the best.’
Expect to pay `30 0 onwards (cem ent) , ̀ 50 0 -8 0 0 (s ilver am algam ), ̀ 1,0 0 0 -2 ,0 0 0 (com posite ) Extractions A tooth might have to be
extracted if there is no way to save it or it
has grown in an odd way. Some types of
tooth extractions, such as wisdom tooth
extraction, might require surgery.
∨ ∨
66 I Right Choice I June 2013
Health report
whichrightchoice.com
Prices for treatments are estimates and will vary with location of the clinic and quality of material, among other factors
Expect to pay `2,50 0 onwards in to tal Bridges Consist of two crowns – one
for each tooth fl anking the missing
teeth. These two teeth anchor the
replacement teeth and bridge the gap
caused by the missing teeth. Dr Kuhu
says, ‘The duration they remain in
working condition is dependent on crown
preparation, adjacent teeth and other
factors. They can last up to 10-20 years.’
Expect to pay For one m iss ing too th – ̀ 3 ,0 0 0 onwards (ceram ic) , `9 ,0 0 0 -10 ,0 0 0 (zircon ium ) Dental implants A dental implant is
an artifi cial tooth root that is used as a
foundation for a false tooth. The roots are
usually made of titanium. Dr Kuhu says,
‘Dental implants can last forever if done
right. It depends on how well the tooth
roots are placed and the type of titanium
used.’ ‘The more expensive ones have
better integration with bone,’ explains
Dr Qasba.
Expect to pay From `15,0 0 0 -20 ,0 0 0 to `4 0 ,0 0 0 -50 ,0 0 0 per too th . Th is includes the cost o f fi tting a crown over the too th .
COSMETIC PROCEDURES Tooth colour restoration A colour
that is similar to the natural colour of
your teeth is used to fi x your teeth when
they have some damage or cavities,
which need to be fi lled. Dr Kuhu says,
Single-sitting RCT gets done in one go
‘Composite, cement and acrylic look
much better than the traditional silver
amalgam fi llings. They are also durable.’
Expect to pay `30 0 -2,0 0 0 Teeth whitening/Bleaching It is
basically done to whiten teeth. Dr Kuhu
informs, ‘There’s professional bleaching,
which is done at the dentist’s, and there
are types that can be done at home as
well. You will have to place a splint in
your mouth – instructions will be given
in the box that has the dental bleach.
However, home bleaching is not as
effective as professional bleaching.’
Expect to pay `5,0 0 0 onwards Veneers Dental veneers, porcelain
veneers or dental porcelain laminates
are very-thin moulds that are bonded
to the front surface of teeth to improve
their appearance. Dr Kuhu adds,
‘Composite veneers are synthetic versions
of porcelain veneers. Porcelain is more
durable, but composites are also good.’
Expect to pay `6 ,0 0 0 -7,0 0 0 per too th Gum contouring It is done for people
with gums that cover either too much
(low gum line) or too little (high gum
line) of their teeth. The gum line of their
front teeth is restructured. It is usually
considered to be a cosmetic surgery, but
can also be done as part of necessary
periodontal procedures.
Expect to pay `1,50 0 fo r gum s o f three tee th Braces and retainers Dental braces
are used to straighten misaligned teeth.
They apply pressure on teeth, making
them move a bit at a time in the desired
direction. ‘After treatment is done and
braces are removed, retainers are used
to keep the teeth in the new position till
the bone stabilises,’ explains Dr Qasba.
‘Retainers are made out of acrylic and are
removable, unlike braces. They prevent
bone from adapting to older incorrect
alignment,’ says Dr Kuhu. Orthodontic
treatment, which includes braces and
retainers, goes on for a year or so.
Expect to pay The en tire treatm ent costs ̀ 25,0 0 0 onwards in to tal Clear aligners Dr Kuhu says, ‘Clear
aligners have been developed relatively
recently. Teeth measurements are taken
and then these transparent, acrylic clear
aligners, which are like braces, are made.
They help align your teeth without the
baggage of braces.’
Expect to pay `1,50 ,0 0 0 fo r the en tire treatm ent
Laser dentistryDr Neeraj says, ‘Lasers
can be used in some dental
treatments such as soft
tissue surgery, bleaching and
root canal sterilization. It is
popular nowadays as there is
less pain involved and much
less bleeding because of the
coagulated bleeding area. It
is better than electrocautery.
However, it has limited use and
the results may not be as good
as conventional methods.
According to me, a knife has
better precision. The cost
shouldn’t be much more than
traditional methods – maybe a
couple hundred rupees extra.’
Age-related issuesWISDOM TEETHThese are the last permanent teeth to grow
and usually sprout between teenage to 30
years. Evolution has reduced the size of
the human jaw and, sometimes, wisdom
teeth may not have suffi cient place to grow
properly or may get infected or may grow
in such a way as to affect the teeth around
them. In such cases, surgery might be
needed to extract the tooth. Dr Kuhu says,
‘You might think it is needed but don’t
remove your wisdom teeth if they aren’t
causing you any trouble.’
Expect to pay Extracting one im pacted w isdom too th costs ̀1,50 0 -3,0 0 0
DENTURES
Dentures are false teeth that are removable
and can either be a full set or partial. Senior
citizens usually opt for dentures but they
require a lot of care. You will need to brush
them regularly, just like you do natural
teeth, to prevent plaque from accumulating.
Use a soft-bristled brush to do so. When
not worn, keep them in water or a denture
cleanser soaking solution as they need to be
kept moist. ‘Dentures should be taken out
while sleeping. You can wear them for as
many hours as needed,’ says Dr Kuhu.
Expect to pay Depends on the m aterial used fo r m aking the den tures. Partial den tures cost ̀2 ,50 0 -30 0 0 and fu ll den tures ̀ 8 ,0 0 0 plus
Start young – children as young as one
can be taken to the dentist. Ideally, kids
should be taken to paediatric dentists,
as they have the expertise to cope with
a child’s dental needs. Also, taking your
child to the dentist when he’s little will
help the dentist to establish a good
relationship with your child – setting
the foundation for good oral hygiene.
It is best to avoid references to
pain. Your child might go through
unnecessary fear when you use words
such as ‘needle’ or ‘hurt’. The dentist
will be better able to convey things in a
simple and non-threatening manner.
Come up with playful names for teeth
problems, for example, cavities can
be called ‘bug in your tooth’; instead
of fi llings, say ‘you’re getting a silver/
white star on your tooth’ depending on
if it’s a silver/ceramic fi lling.
Don’t bribe your child with rewards,
especially not with sugary treats.
Instead, lavish praise on them.
Make dental visits easy for children How often to go to a dentist On average, twice a year is a good
number for dental visits. However, it
really depends on your teeth and gums.
People who are susceptible to dental
problems (cavities and gum disease)
might have to make more frequent
visits – perhaps three to four times a
year. These include smokers, diabetics
and those who frequently get cavities
and plaque build-up.
If you have good dental health
and take care of your teeth, then
visiting the dentist even just once
a year should be fi ne. But ask your
dentist what is the best timeline for
your regular dental visits.
Tooth jewellery This is a procedure wherein
a jewel is fi xed on the tooth
surface. Dr Qasba says, ‘This
procedure starts from around
`5,000. It is not very popular.
The jewel is usually stuck with
an adhesive. There aren’t many
problems associated with it,
except, maybe abrasion of lips
due to the jewel sticking out.’
whichrightchoice.com June 2013 I Right Choice I 67
whichrightchoice.com
Money report Credit cards
68 I Right Choice I June 2013
Year after year, credit card-related
trouble is our number one grouse
with the banking sector – despite the
relatively small user base. It accounted for
25% of all complaints to the Reserve Bank
of India’s (RBI’s) Banking Ombudsman
Scheme in 2010-11 and 20% in 2011-12,
the last year for which fi gures have been
made available. The complaints ranged
from wrongful debits and erroneous billing
to charging annual fees on ‘free’ cards and
credit card skimming (see ‘Jargon Buster’
on p69). It's not known how many of these
cases were decided in the consumer’s favour,
but it is reasonable to assume that many of
these complaints could have been avoided
had the terms and conditions been read and
explained properly at the time of signing up.
It is well known that banks hide crucial
details about their products in the fi ne print,
and credit cards are no different. You may
well accuse the banks of mis-selling, but
don’t expect a ruling in your favour if you
have signed the document that makes clear
all the terms and conditions you dispute.
Simply put, the buyer must beware. If you're
not sure about the terms and conditions
Hidden charges, increasing interest rates and what to do about themCredit wise
In this report
We tell you how to manage
your credit card usage by
understanding interest charges,
the fi ne print and even opting
for balance transfers to
avoid the debt trap.
b d d l
Ma
dh
urj
ya
Sa
ikia
whichrightchoice.com June 2013 I Right Choice I 69
∨ ∨
because of the language used – or you didn’t
know what to look for in the fi rst place, read
on. This report reveals all those niggling
details buried in the fi ne print and tells you
what to do in case you’re in a credit jam.
BUYER BEWAREEven credit card companies offering the
lowest interest rates don’t advertise them;
it's unlikely you'll want a credit card if
you don't believe you'll be able to pay on
time. This is perhaps how it should be,
too, because credit cards are your most
expensive credit option. Delayed payment is
typically inadvertent.
A few reasons we use credit cards are
the reward points and discounts, so in
brochures and online, this takes precedence
over card details. No harm done by the card
company, of course. But lack of attention to
the charges could cause problems if the fi ne
print is ignored until the problem arrives. In
fact, often enough we don’t know what our
interest rates are or the charges applicable
on our cards. If you’re even considering
delaying payment or doing what you’ve not
tried before, read on.
DYNAMIC INTEREST RATESBanks are usually specifi c about your
interest rate in the brochure. It will simply
A cash advance, in fact, has no interest-free period
Your interest rate fl uctuates according to your spending patterns
say your rate of interest is 3.15% per month,
as Citibank does, or 2.75%, as ING Vysya
does. This is true, but only initially. After
using your card for the initial few months,
you card provider gains insight into your
spending patterns. If you were too close to
your card limit or were unable to pay your
bill in full on time, your rate of interest
will increase.
The range between which your interest
rate can fl uctuate is mentioned in the Most
Important Terms & Conditions (MITCs) of
your credit card. Some banks are specifi c
about it, others aren’t.
Both Citibank and ING Vysya say that
your interest rate will increase based on
usage in the fi ne print. ING Vysya’s initial
rate is 2.75% per month, but could be upped
to 3.3% per month, a sizeable difference of
6% per annum. For Citibank, the fl uctuation
range is 3.15% to 3.35% per month. One
bank that isn’t ever upfront about this is
Axis Bank, even though it allows itself to
increase the rate by nearly 8% per annum
in some cases. For example, in its MITCs
for its Titanium and Silver cards, it simply
says the rate is 3.25% per month (46.78%
per annum). We had to call the bank to fi nd
that the monthly rate was the lowest your
interest could be, whereas the annual rate
Jargon BusterCard skimmingSkimming is the theft of credit card information
used in an otherwise legitimate transaction. The
thief can procure a victim's credit card number
using photocopied receipts or by stealing credit
card numbers. Common scenarios for skimming are
restaurants or bars.
Banking OmbudsmanThe Banking Ombudsman is a senior offi cial
appointed by the RBI to redress customer
complaints against defi ciency in certain banking
services. These ombudsmen are located mostly
in state capitals. In recent months, however, there
have been reports claiming vacant offi ces of
ombudsmen in certain states.
Due dateThe date by which you must pay the full amount
on your bill. If you pay even a little less, you
will incur interest on this amount, and even on
your subsequent purchases from the day they
are made, until you are paid up 100%. If you don’t
even pay the minimum amount due, you will also
require to pay a late payment fee and risk losing
your card altogether.
Money report Credit cards
70 I Right Choice I June 2013
(46.78/ 12=3.9%) was what it could be if
you defaulted.
Our advice If you believe you’re
overusing your card – particularly if
you’re soon to delay payment – call up
your card company to fi nd out what
your rate of interest is. If you think it’s
unmanageable, consider transferring
your balance to a low-interest-rate card
(see ‘Transferring your balance’ on p72).
CASH ADVANCE DANGERYou may not be sure why such a feature
exists until you need it. It could be very
useful at times, particularly if there’s an
emergency. If you’ve only read the charges
applicable on your card, you may even
consider advance cash a good deal. You'll
be charged a certain percentage (2-2.5%)
per transaction, subject to a minimum
amount (usually ̀300). If your credit limit
is ̀ 1.5 lakh, for example, you can withdraw
`60,000 for ̀1,500.
A fair deal, you may reason. If you didn’t
have the money in savings, you’d otherwise
have to apply for a personal loan on which
there would anyway be processing charges.
With your credit card, there’d be no waiting.
If you were able to pay the amount back
without any delay, you’d also avoid paying
any interest, right? There was, after all,
nothing else mentioned in the brochure or
schedule of charges. If you thought this,
you’d be wrong.
A cash advance, in fact, has no interest-
free period. It’s the most expensive personal
loan on the market, attracting an interest
at the same rate as your credit card the
moment the cash is dispensed by the
machine. Even though it could easily be
explained to the consumer, at least when
declaring the length of the interest-free
period in the brochure, this is left out.
What’s even more interesting is that this
is generally explained last even in the fi ne
print, despite its potential to spike your
bill. If you were to withdraw ̀60,000 at
3.35% for 30 days, it would cost you an extra
`2,010, in addition to the transaction charge
of ̀ 1,500.
Our advice This is only for emergencies.
Don’t withdraw any more than 40% of
your credit limit. If you’ve already used
up 80% of your limit in that month, you
can still withdraw 40%, as this facility is
separate from your credit card facility.
Don’t wait for your statement to clear
if off. Pay it back as soon as possible
because you’re charged on a daily basis.
UNTOLD ANNUAL CHARGESRBI has received several complaints from
customers alleging that they have been
charged an annual fee on cards they were
told would be free. Whatever you’ve been
told, only a handful of credit cards are
actually free – despite advertisements to the
contrary. The fi rst or even the second year’s
charges may have been waived, but there
will be conditions. You will either have to
spend a certain amount over the year to have
these charges waived or perform a certain
number of transactions. This happens
with both private (HDFC, for example)
and public (Bank of Baroda) sector banks.
HDFC, for example, waives the fee annually
if you spend ̀30,000 over the year with
its Platinum card (̀299 a year) and if you
Only a handful of credit cards are actually free
whichrightchoice.com
When you convert purchases to EMI, you risk crossing your limit
whichrightchoice.com
∨ ∨
June 2013 I Right Choice I 71
spend ̀1.5 lakh with its Jet Airways Privilege
Titanium card (̀599). Bank of Baroda says
its cards have no renewal fee, but on reading
the entire brochure, you’ll learn that it
applies only if you make 12 transactions in
the year.
Our advice It is unfair if the card, which
you wish to use only occasionally, has an
annual charge despite promises to the
contrary. You could protest, but, given
the writing in the MITCs, it’s unlikely
you’ll win. The RBI has time and again
advised consumers to read the fi ne
print. Under no circumstance, though,
should you delay payment of the annual
charge, even if you’ve complained to the
Ombudsman. This is because if you lose
the case, you will have to pay interest on
the charge for as many months.
CROSSING YOUR LIMITCredit card companies don’t usually tell
you what your interest rate is in your bill.
Citibank, for example, only provides you
with a link in the online version of the bill.
If you click on it, it only takes you to the
main page of its website, not to the page that
tells you the interest rate. What is always
mentioned prominently in your bill is the
option to convert your bill into equated
monthly instalments (EMIs). Even at stores,
whether online or bricks-and-mortar, the
promotions for payment in instalments
are hard to miss. The deals are slightly
expensive, but good if you need them. You
pay a processing fee of around 1.5% and
around 18% per annum. You might convert
one or several of your payments to EMI.
What you may end up doing in the bargain
is exceeding your credit limit. This is
because even though you are paying an
instalment of say, 10% of the total value
per month, your credit limit is reduced by
the total value the moment you make the
purchase. So, let’s say your credit limit is
`60,000 and you purchase a refrigerator
from a store for ̀40,000 and will be
repaying this amount in 12 instalments
of ̀ 3,800 each with interest. In the next
month, if you make purchases worth
`25,000, you’d have exceeded your credit
limit. This is because after the fi rst payment
of ̀ 3,800, your credit limit will be ̀24,400
(`60,000 – ̀40,000 – ̀3,800). This will
result in an over-limit charge of `500 to
`750, or 1.5-2% of the amount by which you
exceed your limit, whichever is higher. This
is usually not even mentioned in the MITCs.
You need to fi gure it out.
Another danger of incurring the over-
limit charge lies in exceeding internal limits.
For example, with Bank of Baroda cards,
there’s an internal limit on everything from
restaurants (20%) to online purchases
(20%). The penalty for exceeding your limit
is 1% on the amount by which you exceed
the limit.
Our advice When you do convert
your purchases into EMI, bear in mind
the difference it makes to your credit
limit. Also, credit card companies share
information with credit bureaus. Too
many EMIs would indicate a lesser ability
to manage your money and, therefore,
drop your credit score.
With mobile and internet banking it's
inexcusable, but it is very possible to forget
to pay your bill on time. You may be on
holiday or just plain busy. The solution is
setting up a direct debit facility so that the
bill is paid on time. Don’t give instructions
to make the payment too close to the due
date (see ‘Jargon Buster’, p69), though; a
system failure or delayed payment would
mean a barrage of charges, including late
payment fees (up to `700 with HDFC).
Not a rupee less A single rupee makes
all the diff erence. When card companies
say they require a 100% payment, they
mean it. The reason for this is that
even if you pay a rupee less than you
need to, you’ll end up paying interest
on it and all purchases you make in the
next month from the very day you make
a purchase.
Clear issue Payment is to be made by
the due date, so if you are issuing
a cheque, it needs to be in the drop
box at least two days before for it to
clear before the due date. There have
been instances of cheques being lost in
the drop box so it is advisable to make
the payment online. Cheques issued to
clear your own credit card are usually
credited even if the signature does
not tally.
Up to you It’s your credit card, so it’s up
to you to pay it even if you don’t receive
the bill. It seems unfair, but the bank
excuses itself from any consequence
if it doesn’t send you the bill. Axis
Bank, for example, writes, ‘Non receipt
of statement would not aff ect your
obligations and liabilities under this
agreement and you shall be liable to
settle the outstanding balance on the
card within payment due date.’
Possible silly mistakes
Money report Credit cards
whichrightchoice.com72 I Right Choice I June 2013
A credit card's convenience could turn
dangerous if misused. The interest may
not seem much if settled quickly, but the
eff ect of compounding (interest on new
purchases, interest on interest) can have
a disastrous eff ect. If you fi nd yourself in
a spot, consider the following options as
quickly as possible.
Rate increase? Don't payYour card company isn’t required to inform
you personally of changes to the MITCs.
It could just put it up on the notice board
at its branches or on the website. Usually,
the notice period will be one month.
Changes in interest rates, though, being
dynamic, are immediate. Now here’s the
interesting part: if a change in the terms
and conditions is to the disadvantage of
the consumer, you have two months from
the date of the notice to refuse to pay any
of the charges that arise out of the change.
Citibank, for example, says, ‘If the changes
are to the disadvantage of our customer,
the customer may close the account at any
time up to two months from the date of
the notice without having to pay any extra
charges or interest for doing this.’
Take your business elsewhere
Balance transfer is simply one bank trying
to poach another bank’s customer with a
What to do
Savings in three
months (`)
New
bill (`)
You pay 5% (`)
New
bill (`)
You pay 5% (`)
New
bill (`)
You pay 5%
(Minim
um due) (`)
Processing fee for
balance transfer (`)
Bill (`)
CONVERSION OPTIONS
Citibank (3.35% per month) 75,000 NA 3,750 73,636 3,681 72,298 3,615 70,984 NA
With Axis Bank (@0% for 3 months) 75,000 1,500 3,750 71,250 3,562 67,688 3,385 64,303 5,181 (includes processing fee)
With SBI (@1.7% for 6 months) 75,000 1,500 3,750 72,461 3,623 70,008 3,500 67,638 1,846 (includes processing fee)
TRANSFERRING YOUR BALANCE
Let's say you have a credit card from Citibank (interest rate of 3.35%) and, after months of not making full payment, your bill is `75,000. You could consider transferring your dues to another bank card, thereby saving yourself quite a sum of money
Take remedial measures before it’s too late
better introductory off er. This competition
between banks, though, can really sort
you out. Many banks off er balance
transfer deals (see table, above) with
an introductory rate of 0% (Citibank, for
example) to less than 1% (Bank of Baroda)
for the fi rst three to six months, which
allows you to bring your debt back under
control. With a balance transfer, your new
card provider settles your bill with your old
provider. This amount is then transferred
to your new credit card, but at lower initial
rates, if there’s any interest rate at all.
Get free help
If you have a serious problem
managing your debt, consider talking to
professionals. Many commercial banks
have set up free fi nancial counselling
centres to help those who have made
mistakes with their fi nances to reduce
their debt. Advice from such centres can
be helpful in keeping creditors or
recovery agents at bay. It shows that
you are sincerely willing to resolve the
matter. Counsellors will suggest ways
to lower the debt burden and possibly
changes in your lifestyle and spending.
You may visit a centre opened by your
own credit card provider or you can also
go to any other bank’s centre. ICICI’s
counselling centre, for example, is
called Disha, while Bank of India’s is
called Abhay.
FeatureSpin doctor
Do oil massages keep Does the most age-old method of hair care really help or is it just an archaic ritual? We fi nd out
Massaging one’s hair with oil is a
tradition that is so ingrained in
India, that most of us consider it
an integral part of hair care. It may have
been practised for generations, but we dig
deeper to see if this treatment really makes a
difference to the quality of your tresses.
‘Head oil massages are most commonly
associated with relaxation and enhancing
circulation. It’s the massage rather than
the oil that is helpful’, says Dr Pankaj
Chaturvedi, dermatologist and hair
transplant surgeon, New Delhi. A good oil
massage done in the right manner helps
reduce stress – a reason for hair loss.
GETTING TO THE ROOT OF ITDr Vinay Gopalani, dermatologist, Mumbai,
says that oiling helps in conditioning dry,
tangled or unmanageable hair. ‘It usually
gives immediate benefi ts and long term
use would help keep your hair in good
condition’, he adds.
‘The application of oil with a light
massage does soften the texture of the hair
and also stimulates blood circulation to
the follicles. Good blood circulation to the
whichrightchoice.com
follicles is necessary for the hair as it is fed
by the nutrients in the bloodstream. Oil
massages help to keep the scalp healthy,
nourish the hair and improve the look of
dry and damaged hair’, explains Shahnaz
Husain, beauty expert, New Delhi.
TOO MUCH OF A GOOD THING?Despite the benefi ts, oil massages aren’t
completely harmless. ‘If there are hair
loss issues and the roots are already weak,
the hair should not be massaged, as it
may aggravate the problem’, cautions
Husain.
You need to keep in mind
the texture of your hair and
surface of your scalp before
oiling. Those with already
oily scalps should avoid oil
massages. Dr Vinay says
that oiling should be
done only when hair
feels dry or requires
conditioning. Excessive
application of oil can
increase the formation of
dandruff. ‘The organism
June 2013 I Right Choice I 73
your hair healthy?
Hair oil, if applied, should be massaged in the right
manner for maximum benefi t. The action of massage
can help in increasing the blood fl ow on the scalp. ‘The
right way of applying oil is by gently massaging it onto
your scalp in a circular motion, with the help of your
fi ngertips to improve blood circulation in your scalp,’
says Heena Duneja, hair expert, Berkowits Hair and
Skin Clinic, New Delhi. It is advisable that you oil your
hair one hour before you shampoo and wrap it with a
hot towel for better results.
Right way to apply oil
that causes dandruff is lipophilic, which
means it grows better in oily conditions.
This in turn can cause formation of dandruff
and boils and also severe itching which can
lead to hair loss.’
BOTTOM LINEOil massages have more positives than
negatives if you gauge your hair type
correctly before indulging. It may not
yield results as effective as promised by
a legacy of ancestral
practice, but balanced
application and a
good massage
should do
no harm.
whichrightchoice.com74 I Right Choice I June 2013
Ask your questions
Send your questions or ideas to editor@
whichrightchoice.com or write to
Ask the Experts,
Right Choice,
c/o Hill Road Media, 76, Pali Village,
Pali Naka, Bandra West,
Mumbai 400 050
Follow us on Twitter
@rightchoice_in
Ask the experts
Online bankingHow do I protect myself from fraud while banking
online?
Zareen Sheikh, Mumbai
Don’t click on any
links in emails
that say they’re
from your bank.
Instead, type your
bank’s full website
address into
your browser. If you want to double check whether
a message is genuine, ring your bank. Protect your
computer with good security software such as
Bullguard Internet Security 2013, (84%, `1,652) or
Avira Free Antivirus (75%, Free). Keep it and your
browser up-to-date. Before you enter your account
details into a website, make sure there is a padlock
symbol in your browser and that the beginning of
the web address changes from ‘http’ to https’, which
means the connection is secure. Avoid accessing
your bank account from public computers and check
your bank account statements regularly for suspicious
transactions. If you spot something unfamiliar, report it
to your bank as soon as you can.
Pop-upsI get several pop-up windows when I’m surfi ng the
net on my Firefox browser. How do I block them?
Mrinalini Tyagi, Kolkata
Pop-ups are
additional browser
windows that are
opened by a website.
Often annoying, as
they’re frequently
used to push
advertisements at the
viewer, pop-ups can
also be harmful. They can contain malicious links or
unsuitable material. Most browsers these days come
with fi lters and controls that automatically block pop-
ups or only allow those from benign sites. Here’s
how you block pop-ups in your Firefox web browser.
Go to Tools and select Options. In the dialog box
that appears, click on the Content tab. Make sure
there’s a tick next to ‘Block popup windows’. If you
wish to allow pop-ups for a certain website, click
on the Exceptions button next to the Block popup
option and type the address of a website. Click
Allow > Close > OK to fi nish.
Car tyresI just bought a new car and want
to know how to maintain the car
tyres.
Rahul Arora, Delhi
Check the tyre pressure (when
cold) every fortnight and before
long journeys. Low tyre pressure
leads to lower sideways grip,
higher fuel consumption and
excessive wear and tear.
Check your tyres weekly for
stones in the tread and remove
any you fi nd.
Inspect the tyres for cuts, bulges
and wear. If they are in bad shape,
go to a tyre fi tter to fi x them.
How you drive also af ects tyre
life. Avoid harsh braking, rapid
acceleration, fast cornering and
kerb strikes.
Replace tyres when the tread
depth falls below 3mm. The
performance will deteriorate
below 2mm or thereabouts. As a
guide, a new tyre will have about
8mm depth.
If you use a pressure washer,
avoid aiming the jet directly at
the tyres. This can damage the
tyre by washing away additives
in the rubber that protect them
from the harmful ef ects of
ultraviolet light.
whichrightchoice.com June 2013 I Right Choice I 75
Piped Natural Gas (PNG) connections are a
safe, environmentally friendly and convenient
way to get a continuous supply of gas in
your home. To switch to PNG or to get a new
connection, here’s what you need to do:
Book your connectionInform the company about your interest
in getting a PNG connection and get your
application form from the company.
Submit documentsDuly fi ll the application form and submit
it along with your address, identity and
ownership proof and the registration fees.
Necessary inspectionsOnce you submit the application to the
provider, a technical team will be sent to
your home to carry out a safety survey of
the premises.
Installation procedureOn completion of the safety survey, the team
will decide on the location of the pipeline
and other such technicalities. The technician
will also convert your LPG appliance to PNG,
install a meter and pressure regulator and
make other necessary fi ttings for the PNG
connection. Check how the connection works,
under their supervision, and get your queries
answered before the start of your tenure.
Final SettlementAdditional charges, like extra pipe length,
may be incurred during the process of
installation, based on the requirements.
Focus: Getting a piped gas connection
Suitcases
Blu-ray playersI want to buy a good Blu-ray player
without shelling out too much. Can
you tell me which one to go for?
Madhav Shah, Baroda
Blu-ray players make watching movies
even more enjoyable. Right Choices LG
BP620 and Panasonic DMP BDT220,
both scoring 83% and costing `13,990
are the top-scoring players from our
tests. Less expensive at `11,490, is the
Right Choice Samsung BD E5500,
which scored 78%. Its picture quality is
good whether you’re watching HD Blu-
ray movies or standard defi nition DVDs,
but it’s not the most feature-packed. If
all these sound costly, don’t worry – the
Philips BDP 3380, costing only `7,990,
gives good results as well. But be
warned – it can be a bit frustrating to
use and so just misses out on being a
Right Choice.
Sandwich-makersI’m looking to buy a sandwich-maker for quick
breakfasts. Which one toasts bread the quickest?
Viveka Rana, Mumbai
The Right Choice Oster CKSTSM 2222 (79%), priced
at `1,295, is a slim and light sandwich-maker. Crisp,
golden brown sandwiches can be made quickly – the
appliance is ready to use in just over 2.5 minutes and
toasts bread in about the same time. You can make two
sandwiches simultaneously.
I am going on a holiday and need to buy a
trolley bag. Should I go for a hard-sided or
soft-sided one?
Aniket Pandit, Pune
Hard-sided luggage has an exterior
that is stif , while soft-sided luggage
is made of fl exible fabric. The major
advantage of hard-sided suitcases
is that they can of er greater
protection than soft-sided luggage
and are also more water-resistant.
On the other hand, the fl exible
fabric of soft-sided
suitcases makes
them relatively
easy to store and
increases the
suitcase capacity. If
you choose a hard-
sided suitcase,
we recommend
the Samsonite
Cosmolite Spinner
(88%, `26,200).
For a soft-sided
trolley bag, pick the
Samsonite X-Blade (87%, `9,100)
whichrightchoice.com
Feedback
Write to usBeen ripped of ... or got a good deal?
Blu-ray playersWhich one do you own? Is the
picture quality worth the extra
price? We’d like to know.
All-in-one computersDoes your PC have enough
power to run smoothly? Tell
us how you zeroed in on
your choice.
Ebook readersDo you mainly read on an
ebook reader? Write to us.
CamcordersHow much did you spend on
your camcorder? Is it a high-
defi nition model? Let us know.
Laptops What features do you look for
in a laptop? Let us know what
you couldn’t live without.
Air-conditionersDoes your AC cool well? Write
to us with your views.
PhabletsWhat size is your phone
tablet’s screen? Is carrying
it around a hassle? Give us
your inputs.
Washing machinesHow old is your washing
machine? Has it ever needed
a service? We’d like to know.
Been ripped of … or got a good deal?
Email [email protected] with your story.
Don’t forget to include your contact details so that
we can get in touch with you.
Index Looking for a Right Choice test report or survey but not sure which issue it was in? Use this handy index to fi nd out
76 I Right Choice I June 2013
Apr 12
• ACs
• Baby car seats
• Headphones
• Computer
accessories
• Cinema survey
Mar 12
• Camcorders
• Hand blenders
• 3D TVs
• Computer speakers
• Make-up remover
• Package tour survey
May 12
• Laptops
• Pressure cookers
• Waterproof cameras
• Qwerty phones
• Ice cream test
• Mobiles survey
Jun 12
• Tablets
• Televisions
• Washing machines
• External hard drives
• Instant coffee test
• Retail survey
Jul 12
• Microwaves
• Mobile phones
• Printers
• Photo-editing
software
• Olive-oil test
Aug 12
• Compact cameras
• HD camcorders
• Cookware
• Coffee shops test
• Department stores
survey
Sep 12
• Ultrabooks
• Refrigerators
• Televisions
• TV accessories
• Hair-removal creams
• Supermarkets survey
Oct 12
• Window ACs
• DSLR cameras
• Tablets
• MP3 players
• Tea bags taste test
• DTH survey
Nov 12
• Diwali shopping
guide
• Mixer-grinders
• Mobile phones
• Washing machines
• Garam masala test
Dec 12
• Bridge cameras
• Geysers
• Ebook readers
• Dual-Sim mobiles
• Cheese taste test
• Credit card survey
Jan 13
• Smartphones
• Camcorders
• Security software
• Steam irons
• Audio accessories
• Green tea taste test
Mar 13
• Tablets
• Televisions
• Smartphones
• Sandwich-makers
• Electric shavers
• Liquid hand wash
user trial
Feb 13
• Compact cameras
• Pushchairs &
car seats
• Refrigerators
• Phablets
• Orange juice
taste test
May 13
• Laptops
• DSLR cameras
• MP3 players
• Music phones
• Microwaves
• Gyms
• Skin care
Apr 13
• Mobile phones
• Headphones
• Blu-ray players
• Hand blenders
• Home office
equipment
• Airlines survey
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MAKE THE RIGHT CHOICE NOW!
OUR RATINGS
Adorns the onesthat excel in ourrigorous tests.
The ones whichperform poorlyget this label.
Perform well inour tests and arerelatively low-cost.
In laboratories in India and seven other countries around the world we buy and test washing
machines, microwave ovens, cameras, batteries and diapers – around 100 product
categories altogether. Our consumer surveys cover a similar range of services, from banking
to airlines and from broadband providers to cinemas. Just so that when you buy something
we have recommended, you know you have made the right choice.
Save time, money and effort. Make the Right Choice.
whichrightchoice.com
Unbiased Expert Advice. Always.
When testing mattresses, we measure support for various parts of the body – head, shoulders, torso, hip and heels.
Our scientists put productsthrough the hardest tests.To make your decisionsreally simple
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whichrightchoice.com
Mobiles Our extensive report on mobile phones
helps you choose the best Right Choice
according to your needs and budget.
We’ve tested everything from budget
mobiles to high-end mobile phones with
cutting edge technology
PrintersWe take the hard work out of choosing
a printer with our testing for print quality,
print speed, durability and ease of use.
Also read our tips on cutting running
costs to ensure your new printer doesn’t
burn a hole in your pocket
DTH servicesWith direct to home (DTH) mandatory,
you need to pick one of the fi ve
operators or your local cable operator.
You may think picking one of them is
easy enough, but have you checked
prices and considered the options?
Pest ControlFrom choosing the right method and the
precautions to take, to what companies
are of ering and what contract is
advisable, we take a good look at
the pest control options available for
your home
Portable hard drives Our tech experts have invested their
time carrying out rigorous testing to
fi nd out which external hard drives are
the best performers. Find the results
explained in plain language in our list of
Right Choices
Finance plans for kidsSold as products that will go a long way
to securing your child’s future, we tell
you why investing in these kinds of
plans is not always the best route to
ensure your of spring’s future fi nancial
wellbeing
Next month
MOBILE PHONES
Pick a Right Choice phone
to suit your budget
June 2013 I Right Choice I 79
FINANCE
PLANS FOR
CHILDREN
What you
should know
before investing
in these plans
DIRECT TO HOME
We explore the options available
for direct to home services so
you can check your options
Our researchWe sum up the numbers involved in testing for this issue
Published in Mumbai
1,018The number of people included in
our customer satisfaction survey of
nine online shopping websites
RNI no. MAHENG/2012/42815Registered no. L/HR/FBD/281/11-13
4.5gThe amount of sugar in a tablespoon
of Maggi Rich Tomato ketchup – the
equivalent of almost a whole teaspoon
`8,000 The price diff erence
between Right Choice
Panasonic HTB520 (79%)
sound bar, which costs
`26,990, and Philips
HTS5131 (36%), priced
at `34,990
`42The cost the Right Choice Samsung
UA55ES8000 TV adds to your average
monthly electricity bill
10 hoursThe exceptional
battery life on calls
from the Right
Choice Sony Xperia
Tipo budget phone
37The time, in
seconds, taken
by the Right
Choice Morphy
Richards Smart
Chef to grind
coconut fi nely
40The distance in metres up to which
you’ll get a strong signal and clear
picture of your child from the Right
Choice Motorola MBP36 baby monitor
523 minutesThe diff erence in battery life
between the Right Choice
Asus Transformer Pad TF300
(with keyboard) and the
Micromax Funbook, when
playing HD video continuously
on a single charge