Khaled Bin Kamal BBA, Finance & Banking (DU), LCMC (IBA), Certified Financial Consultant (Canada)

● 67 Gulshan Avenue, Dhaka ● Khaled_2025@live.com ● + 88 01914 877 658 ● LinkedIn Profile

A Banker with Risk Management, Compliance, Audit & Assurance Expertise 10+ years’ experience in Operational Risk, Compliance, Assurance, Process designing & Project Mgt.

Profile Summery● Efficient in indentifying, assessing, monitoring and controlling end-to-end operational risk management and assurance framework to ensure robust and well controlled risk management environment within organization.● A top listed (merit based) scholar in H.S.C exam under Dhaka Board from Notre Dame College (The best educational institution of the country for high school education).● A Business Graduate with the 8th highest CGPA (3.85 out of 4 scale) from University of Dhaka (The best educational institution of the country). 

Core Competencies

● Operational Risk Management ● Process design/redesign ● Team Player ● Forward Looking● Money Laundering Risk Management ● Process engineering ● Strong follow-up ● Target oriented ● Regulatory Risk Management ● People management ● Self-driven ● Adaptable

Professional ExperienceSummary of key positions

● Sr. Assurance Manager, Retail & Wealth Products & Client Experience, Standard Chartered Bank● Sr. Manager Operational Risk, Retail & Wealth Products & Client Experience, Standard Chartered Bank● Senior Business Operational Risk Manager, Retail & Wealth Products & SQ, Standard Chartered Bank● Manager, Operational Risk, Consumer Banking Division, Standard Chartered Bank.● Assistant Manager, Operational Risk, Consumer Banking Division, Standard Chartered Bank.● Officer, Operational Risk Control, Consumer Operations, Standard Chartered Bank.● Officer, Compliance & Taxation, Finance Department, Nestle Bangladesh Ltd.

Special Achievement● Introduced as a ‘Trainer in Operational Risk’ – Visited Nepal, Standard Chartered in 2010 to train 85 staff in 3 (three) different days on roll out of an Ops Risk system.

● Nominated as a ‘Star of the month’ - Nominated as a ‘Star of the month’ for the month of Feb-10 for a satisfactory completion of assignment in Nepal (Conduct training and an audit). ● Awarded as a ‘Star of the Quarter’ – Awarded by Regional Operational Risk Officer, India, MESA, Africa & Pakistan, as a ‘Star of the Quarter’ for Q1(2010) for a satisfactory completion of assignment in Nepal (Conduct training and an audit). ● Successful roll out of FATCA, Canadian Tax Act project in Retail Banking. Achieving audit rating ‘Acceptable’ in retail product audit (Deposit & Unsecured Lending)

Education & Credentials● Institute of Business Administration, University of Dhaka, Leadership Certificate in Managerial Com. ● Institute of Financial Consultants, Canada), Certified Financial Consultant (CFC) ● Faculty of Business Studies, University of Dhaka, Bachelor of Business Administration (BBA)

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Training & Workshop

● Advanced Banking Course - Trained by faculty of BIBM (Bangladesh Institute of Banking Management) and organized by Standard Chartered Bank.

● Standard Chartered Primary Operational Risk Training - Organized by Standard Chartered Bank.

● Management of Operational Risk (MOR) – Trained by CB Business Operational Risk Manager and Organized by Operational Risk Team, Consumer Banking Division.

● Compliance Training - "Key Compliance Risk Areas for CB"- Trained by Head - Training, C&A (India & South Asia) of Standard Chartered Bank and organized by Standard Chartered Bank.

● Key Group Compliance Policies - Trained by Head - Training, C&A (India & South Asia) of Standard Chartered Bank and organized by Standard Chartered Bank.

● AML (Anti Money Laundering) Training – Trained by an adept trainer of Standard Chartered Bank.

● E-certifications on Reputational Risk, Core Ops Risk Management Assurance & Framework, Basel-II, Money Laundering Prevention Course and Phoenix Training: Ops Risk & Loss Reporting.

● ROK & ROL (Reaping of Knowledge & Reducing Ops Loss) : Two day session conducted by SCB Academy Team

● A day long training on “Customer Charter”- ‘How to ensure quality service to customers’

● A two day long training session on FATCA (Foreign Account Tax Compliance Act) in Standard Chartered, Mumbai, India

● A day long workshop on Customer Due Diligence (CDD) policy in Standard Chartered, Mumbai, India

● A four day Certification program for emerging leaders titled as ‘Leadership for Performance’

● Attended two-week workshop in Standard Chartered, Singapore on ‘Operational Risk Framework’

Interests & activities

● Creative thinking ● Free hand writing ● Problem solving ● Sports ● Watching movies

● Travelling with families ● Net surfing ● Networking ● Cycling ● Physical Exercise

Membership and alumni

● Institute of Financial Consultants, chartered in USA

● Institute of Management Consultants of Bangladesh, a member of ICMCI

● Finance Club Alumni, Faculty of Business Studies, University of Dhaka

● IBA Communication & Strategy , University of Dhaka

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