Real Estate Weekly

HOME& RealEstateWe e k l y

July 3, 2010

Longmont Times-Call www.YourFr ontRangeHome.com

Design principal becomingmore popular

UUnniivveerrssaallDDeessiiggnn

Hydrangea bushesoffer impressive

palette to gardener

Make your home decor earthfriendly, yet stylish

2 Times-Call / Home & Real Estate Weekly July 3, 2010

Watercolor notworth muchBy Helaine Fendelman and Joe

R o ss o n

Scripps Howard News Service

Dear Helaine and Joe: I wonder if youhave an opinion on the value of thispainting by John Patrick Downie. Titled“Dutch Woman,” it is signed by theartist and dated 1896. – G . F.

Dear G.F.: A Scottish painter who workedin both watercolor and oil, John PatrickDownie (1871-1945) is perhaps best knownas a landscape painter and seldom if everdid portraits.

The piece in today’s question is properlycalled a “genre painting,” which refers toimages of ordinary, unidentified people en-gaged in common activities of daily life –shopping in a market, feeding the chickensin a yard or, in this case, presiding over aninterior domestic setting.

After a little research, we discovered thatthe primary market for Downie’s work is inGreat Britain (primarily Scotland) and, to alesser extent, in Canada. This may be be-cause his style and thematic material do notappeal to most American collectors andbuyers at the moment.

Downie is known for his skilled treat-ment of raking light in his work. The paint-ing is pleasant and well presented, despitethe stark, unadorned and somewhat de-pressing interior view that might be associ-ated with an impoverished working-classn e i g h b o rh o o d .

Checking sales records, we found thatBonhams in Edinburgh tried to sell a simi-lar version of this image in 2005. It was oilon board and titled “Peeling Tatties.” Thescene was similar to this, except the womansitting in the chair had the basket of pota-toes in her lap and not on the floor.

Unfortunately, this piece did not sell onthe two occasions it was presented to thepublic at auction. The first time, it had anestimated value of 700 to 800 pounds, andthe second time it was offered at 400 to 600pounds – and both times it failed to findsomeone to take it home.

More desirable images painted by Down-ie (mainly oil on canvas or board) can bringa bit more than 1,000 pounds at auction. Asa general rule, watercolors are priced some-what less than oils on either board or can-vas, and we feel the insurance-replacementvalue on this item is between $600 and$800, but only in Scotland.

Helaine Fendelman and Joe Rosson are the authorsof “Price It Yourself” (HarperResource, $19.95).Contact them at Treasures in Your Attic, P.O. Box18350, Knoxville, TN 37928. E-mail them att r e a s u r e s @ k n o l o g y. n e t .

Hydrangea bushesoffer impressive paletteBy Sean Conway

Tribune Media Services

If you love blue flowers in your garden,few plants offer as many shades of this elu-sive color as hydrangeas. These reliablemidsummer blooming shrubs for the mostpart require no care, and if a few simplecultural requirements are met they willbloom reliably in the garden for years.

Hybridizers from North America, Eu-rope and Asia have been breeding this ver-satile shrub for years, and new varieties ar-rive on the market annually. The most re-cent breakthroughs in breeding have beenin the area of containerized hydrangeas –what professional growers call “florist hy-drangeas.” These plants are often availablearound the holidays and are found in beau-tiful shades of blue, pink, white and bi-col-ors. They often have large flowers that lastfor a long time indoors.

Hydrangeas prefer a moist, well-drainedsoil, and do best when planted in locationsthat receive sun in the morning but areshaded from the hot afternoon sun. Theyalso benefit from periodic watering duringhot dry spells.

Flower color in hydrangeas is influencedby the presence of aluminum, as well assoil pH. In order for flowers to be blue, theplant must have access to aluminum. If thesoil naturally contains aluminum, the pHmust be slightly acidic for the plants to ac-cess it. A range of 5.1 to 5.5 is ideal. To getthe bluest hydrangeas possible, a solutionof 1 tablespoon of aluminum sulfate pergallon of water can be applied to plantsthroughout the growing season. To avoidburning the roots, be sure to water plantswell before applying solution.

When the pH is raised to a range of 6.0to 6.2, hydrangeas will turn pink, as thebluing effect of the aluminum is locked upin the soil. If pink flowers are desired,adding dolomitic lime to soil several times

per year will raise the soil pH. Take carenot to raise the soil pH above 6.4, as aniron deficiency may occur that will turnthe plant’s leaves yellow.

Pruning hydrangeas can be confusing tosome gardeners. A few simple tips willkeep your plants in check and still providean abundance of blooms.

First know what type hydrangea youhave. There are many different types, andtheir forms range from small shrubs tosmall trees. Flower color ranges from blueand purple to pink and near red to whiteand cream. Your local garden center canhelp you determine which type you have.

Most blue hydrangeas are either “mop-heads,” named after their round billowyflowers, or “lacecaps,” named for their flatdelicate flower heads. Both mophead andlacecap hydrangeas bloom on stemsformed the previous season.

Start your pruning by removing all deadstems. If you are unsure which stems arealive, just wait until growth has begun inthe spring, or scratch the stem and look forgreen bark under the surface. Stems withleaves sprouting from the sides are last sea-son’s stems and will bloom this year. Prun-ing them will remove this season’s flowers;so don’t cut them just yet.

After the shrub has finished blooming,cut back the plant back by one third. Besure to do this before mid-July, as the plantwill need time to start forming buds fornext year.

A notable exception is the mophead hy-drangea called Endless Summer, whichblooms on new growth each season andcan be cut back in the fall or early springwithout diminishing the number of flowersp ro d u c e d .

Sean Conway’s television series, “Cultivating Life,”airs Saturdays at 12:30 p.m. ET on WGN America.His new book, “Sean Conway’s Cultivating Life”(Artisan Books, 2009), describes 125 projects forbackyard living. www.cultivatinglife.com.

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July 3, 2010 Times-Call / Home & Real Estate Weekly 3

News and Press ReleasesHome & Real Estate Weekly welcomes news

on hirings, advancements, awards, classes andother information of interest to the real estate andhome community. Please submit information tothe editor by e-mail, fax 303-774-8088 or mail to350 Terry St., Longmont, CO 80501. The dead-line is Monday at 5 p.m. the week of publication.

Specialty Publications [email protected], 303-684-5275

Specialty Publications Associate [email protected], 720-494-5429

On the CoverUniversal home design is becoming a popular option. See story page 4. (Courtesy Quayside Publishing Group)

Kristi Ritter

Summer Stair

AdvertisingThe display advertising deadlineis Tuesday at 3 p.m., and theclassified line advertising deadlineis Thursday at 3 p.m. – boththe week of publication. Foradvertising information, call720-494-5445.

Glamour GreenMake yourhome decorearth friendly,yet stylishArticle Resource Association

Going glam and being green don’t need to bemutually exclusive, especially when it comes todecorating your home. Makers of furniture andhome decor items have started incorporating envi-ronmentally friendly practices and materials intotheir products, allowing consumers to have greenerhouseholds without compromising their personalstyle.

It’s possible to incorporate greener choices in al-most all home decor projects. Because so manycompanies are recognizing that their customerswant eco-friendly products, it’s possible to findgreen products at all price ranges. Even the high-est-end design firms now source items like couchesmade from sustainable wood and organic fabrics –but you can also find them at retail stores, too.

Home accessories are a quick and easy place tostart if you’re just looking to add some small revi-talizing touches to your rooms. Pillows made fromantique linen grain sacks that were once commonin Europe add rustic-chic texture without beinguncomfortable. To add a pop of color to your

couch, drape it with a throw made from a naturalmaterial and eco-friendly dyes. To add a touch ofsocial consciousness, choose from a multitude ofthrows made by indigenous communities in devel-oping countries, like luxurious alpaca blanketsfrom Peru or mohair from Swaziland.

Decorative bowls made from reclaimed woodadd a touch of natural beauty, as do driftwood orManzanita branches. Be cautious about addingsome natural touches, though – coral, for instance,is often harvested in ways that are unsustainableand threatening to natural environments.

Don’t count out wall decor as a way to expressyour eco savvy, either. More paint companies aretrotting out low-VOC (volatile organic compound)paints that are safer to breathe. But if you want toadd extra dimension to your walls and make abolder statement, add wall murals printed on earth-friendly canvas. Sites such as MuralsYourWay.combring beautiful nature scenes right into your home.Not only are their canvas murals made of an eco-logically friendly fabric material, there are morethan 5,000 options to choose from. You can choose

everything from a jungle scene to the Mona Lisa oryou can print a photo of your own on their fabricw a l l p a p e r.

Greening your furniture can be done in multipleways. If you’re ready to buy new pieces, consult aninterior designer, who can weed out items thatdon’t match your standards. But you can re-use andrecycle when it comes to furniture, too – just makesure you revitalize first. Consider re-upholsteringitems like dining chairs with exotic fabrics that arehand-made or antique. Suzanis, brightly-coloredCentral Asian textiles in graphic patterns make agreat statement fabric, as do boldly embroideredOtomi textiles from Mexico. Ask a designer to helpseek them out, or check out exotic import shops –sometimes you can find large examples of thesetextiles that can be repurposed on your furniture.

You can also add new life to pieces already inyour home by painting them in one, or a coordinat-ed couple, of the year’s color trends. For 2010,turquoise promises to be big, as do coral, cobaltblue and eucalyptus green – all colors inspired bynatural materials.

Make a statement with earth-friendly wall murals made with low-VOC paints and canvases made out of ecologicallyfriendly materials. (ARA)


The Rise of Universal Home Design

UniversalHome DesignTi p s

Many universal homedesign concepts are af-fordable and easy to in-stall.

For Lighting• Low sill windows can

be installed so people sit-ting at a wheelchair canlook out.

• Motion lights in everyroom and easy to uselight switches, especiallyat the top and bottom ofthe stairs.

For Bath• An adjustable-height

shower head is ideal, be-cause anyone can use it.

• Single lever handlesfor the sunk, tub andshower are easier onarthritic hands

For Anything• Purchasing a home

with multiple rooms onthe main floor gives youthe the option to turnyour office or library intoanother bedroom.

Design styleworks for

people of anyage, while

fulfilling theneeds for a

well-designedhome

By Kendall Schoemann

Longmont Times-Call

Designed with accessibility for all housemembers, driven by the growth of aging popu-lations and displayed with safe and appealingaccents, universal home design is an increas-ingly desirable home concept that makessense.

Universal home design was created with thetheory that a space should be safe, usable andfriendly for anyone ages 2 to 82.

Helly Duncan, principal of Design MattersHome, an interior decorating and home stag-ing company in the Longmont area, is noticinga trend in universal home design concepts. “Itis definitely gaining speed and fire,” she says.“More people are aware and understand that itmakes the whole home available to any age.”

Originally debuted in public spaces withmodifications such as automatic hand dryersand sensor lighting, the concept is now trick-ling down to a residential level.

In preparation for elderly relatives, children,accidents, illness or aging in your currenthome, universal home design fulfills every-one’s needs.

Teresa Bennett, a Longmont homeownersince 1973, wanted to find a house that herhusband and she could age in safely and com-fortably. “We do not have children who willcome home to help us when things stop work-ing correctly,” she says. “Our house was too

small in some places for a wheel chair if one ofus needed it.”

While the design’s foundation is accessibili-ty, simplicity and longevity, its flexibility al-lows homeowners to pick and choose specificdesign aspects.

Helly suggests starting with the kitchen orbathroom when implementing the universaldesign concept. “There is so muchopportunity there,” she says. “Yo ucan install roll-out drawers, differ-ent counter heights and have tem-perature control.”

A side-by-side refrigerator, araised dishwasher and a powersink, which lowers and raises, aresmart kitchen appliances.

A standard universal home de-sign has at least 36-inch-widehallways and door frames to ac-commodate wheel chairs, no stepentries and an abundance of spaceand lighting.

Color is an important element to consider inmultiple areas of the home.

“As we age, our perception starts to lack,”Helly says. “Choosing wall, counter and floorcolors that have a high contrast help eyes dis-tinguish definition.”

Color contrast is also helpful on the stair-case. Anti-slip grips in contrasting colors canbe applied to the front edge of each stair. Ideal-

ly, stairs should be straight and at least 4 feetwide to allow a lift to be installed if needed.

Bennett and her husband recently purchaseda home that they hope to turn parts into a uni-versal home design.

“It has an open floor plan with some of theconcept features, such as the knobs of thestove in the front,” she says. “And eventually

we can do things like ramp the en-try from the garage and install gripbars.”

While the universal home de-sign concept mostly consists of af-fordable fixtures, the pricier im-provements pay off down the line.

The idea of installing stackablestorage closets in every floor ofyour home can easily be changedinto an elevator if needed, withoutdisrupting the existing floor plan.

“I think it is a smart design phi-losophy and I am thrilled it is be-

ginning to take off,” Duncan says. “I do notthink it is just because the population is aging,it is smart and it makes sense.”

Bennett thinks that people do not thinkabout the future until it happens. “In our 30sand 40s we were remodeling our home and itnever occurred to us that we might need to getthrough those rooms in a wheel chair,” Bennettsays.

Universal home design isbecoming moreprevalent in homestoday. The room at topshows the open andwide spaces designedinto this home. At right,the book “UniversalDesign for the Home” isa great resource forhomeowners consideringuniversal design features.(Courtesy QuaysidePublishing Group)


Hosting the family picnic seemed like agood idea months ago, but looking overthe struggling lawn, are you wonderingwhat possessed you to say “yes” to this

event? Withcousins bringingfootballs and aun-ties croquet mal-lets, what shouldbe a cause for cele-bration is now asource of panic.

If the date islooming while theyard is dying, get itin shape withcoaching from anall-pro turf master.With no room for

error before your relatives arrive, here area few tips from one who knows how tohandle the punishment a wild bunch de-livers to a lawn.

“Give it four to six weeks and you canhave a pretty good lawn,” says Ross Kur-cab, Turf Manager for the Denver Broncos,who keeps Invesco Field at Mile Highready for play. “It won’t take a lot of traf-fic, but it will get you through the event,after which you can plant for recovery ofit.”

Kurcab shared tricks turf managers useto jump start fields for the big show. Hisquick fix suggestions aren’t for everydaylawn renovation; instead they’re designedto make you the hero without big leaguespending.

Identify areas needing to bulk up, mak-ing sure spots of bare soil, dead grass orweeds are prepped before over seeding.“Don’t plant into a patch of weeds. Digthem out, rototill them up, or use a weedkiller before you seed.” If using a weedkiller, check the label to make sure youcan seed grass after it’s applied.

Remove thick mats of grass or weedsbefore you plant, then run a core aeratorseveral times across the area, poking a lotof holes into the soil. Rake up the area torough it before planting.

Under a time crunch, choose your grasswisely; not all germinate and establishquickly. Perennial rye is the go-to grass ofchoice for the professionals, since it canbe coaxed to germinate in a week if tem-peratures are ideal.

For fast results, pre-germinate the seedby soaking it in water for 24 hours. “Weput a mesh bag of it into a big trash can ofwater, soaking it to pop the seed coat. It’llgive you a two day head start on gettingthe seed out of the ground,” he says. Oncesoaked the seed is perishable, so drain theseed after 24 hours, fluff it up and sow it

Get your lawn inshape for picnic season

Carol O’Meara

Colorado StateUniversity Extension

Clean water important in birdbathBy Barbara Mahany

Chicago Tribune

Ever notice how, when you turn on thesprinkler on a hot summer’s day, the robinscome hoppin’?

The thing about birds is that they are bigdrinkers. And their cocktail is water.

Water, for birds and the rest of us, is noiffy proposition. It’s essential – y e a r- r o u n d ,but most especially in summer.

“Birds don’t perspire,” says birdscaperTim Joyce, “they respire. That means theybreathe more (or faster) when they’re hot,and the more they breathe, the more fluidthey lose.”

And, says Joyce, they’re not just splashingaround for the sheer delight of it, althoughit sure is delightful to watch. Joyce calls it“a beautiful, intricate process,” one that isworth sitting down to enjoy.

All that splashing is really about “feathermaintenance.” Birds emit plenty of oilsfrom glands in their tiny bodies, and thesplashing in water helps to spread thewater out to the wing feathers. Itpromotes smooth flight, helps ditch thepests (feather mites) that might want tohitch a ride on those wings, and whentemperatures dip, those oiled-up feathers

create better insulation.So it’s up to us, the ones who know how

to turn on the hose, to keep up the waterpatrol.

Your birdbath shouldn’t be too deep, nomore than 1 to 1.5 inches of water forsongbirds. Bigger birds might like to splashin the deep end, so if you do go deep,make sure you’ve got a pile of stones, or afat rock, plopped in your bath so the littleones don’t feel unwelcome. tub becausethe slip factor is too high.

Don’t let it stand there. The water, wemean. Standing water invites in themosquitoes, and boosts the risk ofbringing West Nile disease carriers to youryard.

Be sure to keep that water, and thebirdbath clean. Squirt it with a hose once aday. At the first sign of goo (that would bealgae, building up on the birdbath surface),grab a scrub brush. Just dump the oldwater, scrub and rinse with a hose,avoiding the need for even vinegar orbleach.

If you must, an equal water-to-vinegarratio is another option, especially kept in asquirt bottle. Again, dump the old water,squirt your vinegar wash, then rinse with ahose. Try to avoid bleach, if possible.

within two days.How you plant is the difference be-

tween rookie and professional, says Kur-cab, so err on the side of aggression. “Peo-ple think you just throw it on the groundand it grows, but grass seed needs plant-ing. Get the seed into the soil by spreadingit thickly – about five or six per squareinch – then sprinkle a half-inch of soilover the top. Seed is cheap, don’t go toolight with it; though this is three times therecommended rate for new lawns, we’redoing a quick fix to get you through thepicnic.”

Rake the area to get the seed into thecore aeration holes and break up thecores. Then lightly roll the area to pressthe seed against the soil (rental firms mayhave rollers available).

Once your seeds are in, water themthoroughly for the first two days, keepingthe area slightly squishy. Then water thearea three times daily for 5 minutes fortwo weeks to keep the top half-inch moist.After the seedlings are up, slowly weanthe water away until you’re watering italong with the rest of the lawn.

Fertilize it when the seedlings get ahalf-inch tall with regular strength fertiliz-er. You’ll need to mow more often to keepfast-growing seedlings even with the ma-ture grass, but no pain, no gain. And it’s asmall price to pay for a winning picnic.

Carol O’Meara is a horticulture entomologist withthe Colorado State University Extension office atthe Boulder County Fairgrounds in Longmont.Contact her by calling 303-678-6238 or [email protected]. For more gardeningtips, check out her blog at gardeningafterfive.wordpress.com.

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Don’t hangflag from treeBy Ben Jones

Star Tribune

(Minneapolis)

Q: Is it legal to hang aU.S. flag from a tree?

A: It’s a no-no to fly anAmerican flag from a tree,says First Lt. Kenneth Toole,a public affairs officer at theMinnesota National Guard’sCamp Ripley.

The U.S. Flag Code statesthat the flag needs to be dis-played from a permanentstructure, he says.

“It needs to be on a struc-ture where, say, if the windwas blowing, it wouldn’tblow the flag off or blow thebranch off,” Toole says.

To read the U.S. FlagCode, visit uscode.house.gov/download/pls/04C1.txt.

Cosigning on a mortgageholds you accountable

Q: Please help. Afew years ago I signedfor a mortgage on mydaughter’s house.How do I get thischanged into hername or taken off mycredit report and putonto hers?

I now have a retire-ment property I wantto buy. With hermortgage on my cred-it report, it appears that I amoverextended financially. Whatdo I do?

A: Sadly, your story is a perfectexample of how the best of inten-tions can torpedo future financialdecisions.

When you cosign a mortgage, fu-ture creditors will look at your sig-nature as a guarantee that you willpay the entire loan back, should theother party to the contract notmake his or her payments.

In this case, it’s unclear fromyour e-mail whether you cosignedthe mortgage (and your daughter’sname is also on the loan) or yousimply bought the property andadded your daughter’s name to thetitle.

Either way, lenders now look atyou as having to support a singlemortgage on your income, whichprobably doesn’t leave much roomfor a second loan.

There is nothing you can do un-less your daughter has goodenough credit to refinance theproperty in her own name alone, oryou can find someone else who cancosign the mortgage for your newretirement home.

In past years, lenders were will-ing to look at a person like you andhave your daughter prove that she

is making all of the pay-ments on the mortgage.If your daughter madethe payments and youcould prove she had,the lender would stillconsider the other loanin determining whetherto grant you a new loan,but it would discountthat loan substantially,enabling you to get ad-ditional financing.

Given the current state of themortgage and real estate markets,many lenders aren’t willing to dothat.

Please talk to a real estate attor-ney for more details.

Q: We closed on a mortgagewith a big box lender for a condothat required flood insurance.We purchased a policy in theamount of the mortgage, whichis what was required.

Now the lender has contactedus to say it is requiring us to buya policy for 100 percent replace-ment value that comes to almostthree times the amount of themortgage they carry.

The lender actually lied on thephone and told me it is becausethe National Flood InsuranceProgram (NFIP) requires it. Icalled NFIP and they told methat they do not require this lev-el of flood insurance. They saidthey leave it to the discretion ofthe individual bank.

At the closing, the lender onlyrequired us to carry flood insur-ance in the amount of the mort-gage and now that the loan is“signed, sealed and delivered,”they are forcing us to increasethe amount we’re carrying.

I feel this is fraud. Is there anyway to fight it? Please help.

A: Let’s start out by saying thatrequiring you to carry a higherlevel of flood insurance may notrise to the level of fraud. I haven’tseen your loan documentation,but I’m sure there is a line in therethat allows the lender to requireyou to increase your homeownersinsurance or flood insurancecoverage upon request to a certainlevel.

Read the fine print of your loanand see what it says regardinglender-required coverage. If youfind legalese difficult to interpret,please talk to your real estate attor-ney and ask for help in evaluatingyour options.

It’s possible that your lendermade a mistake initially, and isnow trying to correct it. It’s alsopossible that your area’s floodstatus has recently been redesignat-ed, requiring an upgrade of allflood insurance policies. (Floodarea maps have been redrawnthrough the whole country in thelast couple of years.)

With the help of your attorney,you may be able to negotiate acompromise with your lender re-garding the flood insurance you’rebeing required to carry. But you’llneed to know more about whatyour loan documents say beforethat can happen. If you truly feel asthough this is being required for noreason, then your attorney can ad-vise you on your next steps.

Ilyce R. Glink’s latest book is “Buy, Close,Move In!” If you have questions, you cancall her radio show at 800-972-8255 anySunday, from 11 a.m. to 1 p.m. EST.Contact Ilyce through her website atw w w. t h i n k g l i n k . c o m .

Ilyce Glink

Tribune Media Services

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When figuring title to aproperty, consider all optionsBy G.M. Filisko

b a n k r at e . c o m

When you bought your home, did yougive much or any thought about how you’dtitle it?

“Many homeowners don’t think aboutit,” says Matthew Drewes, an attorney atThomsen & Nybeck in Bloomington,Minn. “Some don’t even realize there areoptions until they show up at closing andare asked how they’d like their deed toread. At that point, they’re pretty much ontheir own. Title companies are reluctant togive advice, and frequently you’re dealingwith a closer who’s not well-versed in titleissues.”

How you title your home shouldn’t bean afterthought. “It’s important so thatyour interest in your property goes whereyou want it to go at your death,” says Nan-cy Polomis, chair of the real-estate-devel-opment department at Hellmuth & John-son PLLC in Eden Prairie, Minn.

H e re ’s a primer on common ways tohold title to your home, along with tips forfiguring out which is best for you.

There are several common ways to holdtitle to your home. You can hold it solely inyour name, in joint tenancy or as tenantsin common.

Sole ownership is just what it soundslike: You hold the title in your name alone,even if you own the property with otherpeople. The second option formally calledjoint tenancy with the right of survivorshipis a way to hold title in more than one per-son’s name.

“Joint tenancy means that you and I ownthe property together, and if one of us dies,the other gets it without the property pass-ing through probate,” Polomis says. “Thesurvivor files an affidavit saying the othertitleholder is dead, attaches the death cer-tificate and gets the property.”

Tenancy in common is another methodfor holding title in several names. “Wi t htenancy in common, you and I own theproperty together,” Polomis says. “But up-on my death, my interest is distributed ac-cording to my will, or if I don’t have a will,according to state law.”

Some states have variations on joint ten-ancy. For instance, “In Florida, when youtake title as husband and wife, it’s deemeda tenancy by the entirety,” says RobertoBlanch, an attorney at Siegfried, Rivera,Lerner, De La Torre & Sobel PA in CoralGables, Fla. Tenancy by the entirety is jointtenancy with twists. You can end a jointtenancy simply by conveying your interestin the property to another person. With

tenancy by the entirety, however, you can’ttransfer your interest unless you and yourspouse participate in the transfer.

Carefully evaluate which form of title isright for your situation. “Ask yourself:Who do I want to end up with my interestin this property?” Polomis says. “Do I wantit to be the person with whom I own it orsomeone else?“

If you’re married and want your interestto pass to your spouse upon your death,joint tenancy is probably the best solution.But there are drawbacks. “Maybe you oryour husband have credit issues,” Polomissays . “You might not want the person withdebts to be on the title at all.”

That may also be true if one spouse has ahigh-liability occupation. “If one of you isa doctor or lawyer with the risk of mal-practice claims, you may want the spousenot at risk to own the property,” D re w e ssays.

Joint tenancy may also be unwise if youhave a complicated family history. Perhapsyou’re married, but not for the first time,and you have children from a previousmarriage. “You may want to title yourhome as tenants in common so that whenyou pass, your interest goes to the benefi-ciaries of your estate,” Blanch says. Thatreasoning may also be sound if you’re di-vorced with children, but own a home witha new partner.

Think carefully about adding someoneother than your spouse as a joint tenant.Parents sometimes add an adult childthinking the property transfer upon theirdeath will be simpler. Before you do that,speak to a tax adviser because your chil-dren may lose important tax benefits.

The tactic carries other risks, too. “Whatyou may not be considering is that if yourson Johnnie is a joint tenant, Johnnie’screditors can come after your property,”Polomis says. “And if Johnnie and his sib-lings don’t get along, he can file the affi-davit of survivorship and stick his tongueout at everyone after your death. He goeson his merry way with the property solelyin his name even though everybody knowsthat’s not what you intended.”

Changing how you’ve titled your prop-erty is relatively simple and inexpensive,but it’s not for the uninformed. “In Min-nesota, you can get free forms, and record-ing a new deed is just $46,” Drewes says.“But it’s risky to attempt the transfer of ti-tle without the advice of a lawyer or otherprofessional. You may need to use particu-lar words in your deed, and there may betax implications. Get advice because therecan be so many unexpected results.”

LONGMONT1940 Ionosphere StreetNEW CONSTRUCTION! CONTEM-PORARY! www.1940.wkre.com $334,900 Suzanne Rodgers 303-541-1904

11723 Montgomery CircleOUT OF TOWN...BUT NOT TOO FAR! LOVELY HOME www.11723.wkre.com $368,900Dene Yarwood 303-808-0076

11722 Montgomery CircleTOP OF THE LINE RYLAND HOMES SONOMA MODEL. www.11722.wkre.com $439,000Jim Green 303-775-2553

255-257 Butler CourttFABULOUS INVESTMENT OPPOR-TUNITY!www.257.wkre.com $225,000Gary Collins 303-898-3531

1767 WCR 20.5VACATION AT HOME. 4 ACRE STOCKED LAKE!www.1767.wkre.com $969,000Jim Green 303-775-2553

5605 Mount SanitasCHARMING MEADOW MOUNTAIN TWO-STORY!www.5605.wkre.com $269,900Maynard Team 720-564-6049

1378 Parker DriveBRICK RANCH ON CORNER LOT!www.1378.wkre.com $209,500Dene Yarwood 303-808-0076

6328 Waxwing CourtSPACIOUS RANCH ON 1 ACRE NORTH OF BOULDER. www.6328.wkre.com $549,000Charlie Matzen 303-541-1903

FREDERICK/FIRESTONE5461 Bobcat StreetGORGEOUS RANCH STYLE HOME!www.5461.wkre.com $235,000Janet Borchert 303-263-3215

330 Baron CourtFEELS LIKE A MOUNTAIN CHALET!www.330.wkre.com $399,000Jim Green 303-775-2553

2906 Steeple Rock DriveRANCH SYTLE HOME IN WYNDHAM HILL!www.2906.wkre.com $299,900Betsy Messerschmidt 303-947-8529

303.776.3344Wright-Kingdom, Inc.

WKRE.COMVisit our website to see details for all our listings...

34th

YEARWRIGHT KINGDOM’SHomefi nder Guide™

The fast and easy way to fi nd a home that fi ts your price range....

Proudly Serving Buyers and Sellers Since 1976

1148 Venice StreetMISSED HOMEBUYERS TAX

CREDIT?www.1148.wkre.com $149,900

Eleanore Davies 303-588-4246

LONGMONT

653 Glenarbor CircleBeautiful 2-story on golf course! www.653.wkre.com $399,000

Maynard Team 720-564-6049

LONGMONT

1369 Northwestern,PRIVATE LONGMONT ESTATES

RANCHwww.1369.wkre.com $264,900Arlene Fox 303-834-5032

LONGMONT

13497 Darby LaneSPECTACULAR, BEAUTIFUL

HOME ON 8 ACRES!www.13497.wkre.com $2,450,000Lois Purtell 303-541-1915

LONGMONT

1255 3rd Avenue,COLONIAL OLD WORLD CHARM!

www.1255.wkre.com $419,900Suzanne Rodgers 303-541-1904

LONGMONT

997 Glenarbor CircleSPRING VALLEY GOLF COURSE

HOME!www.997.wkre.com $415,000

Kim Johnson 303-746-6307

LONGMONT

665 Timothy DriveBRIGHT & WELCOMING HOME,

OPEN FLR PLAN! www.665.wkre.com $249,000

Eric Wright 720-564-6052

LONGMONT

935 Bross StreetNORTHWEST BUNGALOW WITH

UPGRADES! www.935.wkre.com $159,500

Chuck Oppermann 303-541-1919

LONGMONT

3805 Glenneyre DrivePERFECTLY SITUATED RANCH-

BACKS TO OPEN SPACE! www.3805.wkre.com $1,045,000Stu Wright 303-541-1900

LONGMONT

1410 Whitehall Drive CGRANITE, SS, MAPLE, HARDWD-

GORGEOUS www.1410.wkre.com $199,900

Geri Oliveira 720-564-6041

LONGMONT

2266 Mariner Drive BREATHTAKING MOUNTAIN

VIEWS! www.2266.wkre.com $700,000

Dene Yarwood 303-808-0076

LONGMONT

791 Thornwood CircleENERGY EFFICIENT HOME WITH

VIEWS!www.791.wkre.com $208,000

Mike Moger 303-541-1920

LONGMONT

1636 S. Vivian StreetTONS OF SPACE FOR THE MONEY!

www.1636.wkre.com $239,000Dene Yarwood 303-808-0076

LONGMONT

27-1

5073

4

LONGMONT

1024 Sonoma Circle 8-DAWESOME UNIT- 2 CAR TANDEM

GARAGE!www.1024.wkre.com $209,900

Eleanore Davies 303-588-4246

LONGMONT

2730 Villanova Court4 BED/4BA, PRISTINE YD-

LONGMONT EST.!www.2730.wkre.com $364,500

Dene Yarwood 303-808-0076


New rose overflows with petalsSpecial to the Times-Call

The Rosa ‘Wisley 2008’ is a repeat-flow-ering English Old Rose Hybrid with ap-proximately 95 petals. This is a rose of ex-ceptional delicacy and charm bearing someresemblance to the old Alba Roses.

The flowers are shallowly cupped andabout 3 inches across, the petals arrangedin a most perfect rosette formation – theircolor being a pure soft pink and the outerpetals paling a little toward the edge. Thegrowth is tall and slightly arching, produc-ing its flowers along the stems and building

up into a fine and healthy shrub.

There is a delightful, fresh, fruity fra-grance with hints of raspberries and Tea.

It is a good choice for formal and infor-mal garden areas and also for a hedge.

‘Wisley 2008’ was awarded Best Rose forLandscaping at the 2009 Concurs Interna-cional de Roses, Barcelona. Size: 5 feet tallby 3.5 feet wide. Hardiness: USDA zones 5to 9.

Hover Manor Senior Apartment Residence

1401 Elmhurst Dr. • 303-772-9292

$835-$840

$835-$840 1 1 Yes No Yes Yes

Secure building, quiet neighborhood, meal program, transportation, utilities

paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Victoria Inn2400 17th Ave. • 303-772-4667

$715-$850 $250 1, 2 1,

1¾ Yes Yes Yes(in each apart-ment)

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to

shopping & bus stop.

Ute Creek Apartments1100 E 17th Ave. • 303-684-6821

Starting at $799 $125 1, 2 1, 2 Yes Yes Yes

Full SIzein each apart-ment

YesMove-In Specials, senior and other discounts. Fireplace, pool & spa,

24-hour fitness, garages. Close to shopping.

The Shores2450 Airport Rd. • 303-774-8000

*$705- $1200

$100$200$300

1,2,& 3 Studios

1,2

Yes(Short Term

Avail.)Yes Yes Yes Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

Cloverbasin Village630 Peck Dr. • 888-837-4912

$690-$1100 $149

1,2,33-bdrm.town-homes

2 Yes YesYes

(65 lbs limit)

NoYes

(& rental avail-able)

Convenient location, pet friendly, garages available, 24-hour mainte-

nance

Elliott Apartments418 Emery St. Longmont, CO 80501

303-772-6452

$580-$945 Yes 1, 2, 3 1, 2 Yes Yes Pets

Neg. YesIn historic Longmont, large trees,

quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Fox Ridge Apartments3800 Pike Rd., Longmont, CO 80503

303-774-9944

$789-$1239 $200 1, 2, 3 1, 2

Yes(Short Term

Avail.)Yes Yes Yes Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close

to schools & newest community in Longmont.

Tanglewood CondominiumsSenior Community

100 21st Ave., Longmont, CO 80501 303-774-0300

$1235-$1625

$1235-$1625 1, 2 1, 2 Yes Some

Yes$50+ mo.

Utility Room w/ Full

size W/D in each condo

W/D provided

in ea. Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transpor-tation, social events. HUGE amenities package, quiet 55+ community. Call

for incentives!

APT/CONDOAPT/CONDODIRECTORYDIRECTORY

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Reach over 44,000 readers each week with your ad in the Times-Call Apartment/Condo Directory. Call Lisa or Sue in

Classifieds today at 303-776-7440

31-146455


LE DEAUVILLEAPARTMENTSROOMY & READY1 Bd From $575

2 Beds From $610Great Location

Large UnitsPark Like SettingAmple Parking

A/C & Pool

303.772.3737

31-1

5080

4

0 APP FEE: SummerSpecial! 1 bdrm $550On-site pkng/laundry.A/C. Water & heat pd.Se Habla Espanol.

(303)774-0593

0 App, 1 & 2 bdrm, quiet,$545/$650, Heat furn, A/C.No Smk/Pets. 303-775-7517

Apartments/Unfurnished 4030

NO lease, dep or credit chkWkly/mnthly • 303-776-2185• ALSO RV SITES AVAIL!

● 1 BDRM $865 N. AreaIncl TV, DSL, utils,

furn. N/S/P. (303)570-0402

Apartments/Furnished 4010

Rentals

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place yourad any time of the day or night. Fax: 303-772-8339…email: [email protected]

Welcome Home!• FREE Washer/Dryer & Carport

• Wood-burning fireplace• Large balconies/patios• Approved pets accepted • MTM leases available• Within walking

distance of shopping, restaurants & RTD• On line leasing available• One bdr, 1 bath starting at $715!• Two bdr, 2 bath starting at $850!

APARTMENTS

2400 17th Avenue, Longmont, Colorado 80503

303-772-4667303-772-4667*www.victoriainnapts.com

31-1

5054

6

1 BDRM Studio apt in quietarea. $430/mo + elec, $200dep. 80 21st Ave. Se HablaEspanol! 303-678-6221

● 1 BDRM- remod, N/S● A/C, lndry, off st pkng● $625, 303-444-0501

1 BDRM APT700 Sq Ft, $635/mo

(303)775-0777

1 BDRM and 2 BDRMapartments availablein Longmont from$475 to $695!

For locations & details callPML Inc (303)772-5934

1 & 2 BDRMApt HomesFox Ridge Apts PremierGated Community. PetsOK!For Info & SpecialsCall (303)774-9944

•1 & 2 BDRM ✭ $550-$675FREE Heat 1060 17th Ave,Habla Espanol 720-327-8918

✭✭✭✭✭✭✭✭✭✭✭✭✭1, 2 & 3 BDRM

Apartment HomesThe ShoresApartments,

Hwy 66 & Airport Rd(303)774-8000

✭✭✭✭✭✭✭✭✭✭✭


2 BD, W/D hkp, newpaint/carpet, wood flr,1851 Emery #1, #2 $6552 BD, 1 bath, carport,1611 Warren, $6952 BD, 1 ba, gar, 850SF,2330 Wedgewood, $710Alert Realty 303-776-5156

2 BDRM, 1 BA, $700/mo,only $250 deposit. Gas &Wtr paid. 1419 Emery St. SeHabla Espanol. 303-678-6221

1st FLOOR 1 bdrm aptQuiet area, lndry nr 23rd &Main. Sorry no pets, $550Top Realty, (303)931-6423

1 BDRM trlr, nice, lg livrm, 8x25 hobby rm, pvtpatio. No pets. Refs. Lease.$535/inclusive. 303-507-3457

1 BDRM ONCOFFMAN

$525. On-site laundry,A/C, off-st pkng. N/S.Avail now. (303)651-2881

1 BDRM APT´s-Starting at $450, some with

Move-in Specials!Call PMP, 303-776-RENT


CLOVERBASINVILLAGE1-888-837-4912630 Peck Drive-Longmont West onNelson/Airport Rd

▼1 Bedroom, 1 BathAS LOW AS $614

▼2 Bedroom, 2 BathAS LOW AS $741

▼3 Bedroom, 2 BathStarting @ $815!

▼3 BedroomTownhouses

Starting at $857!

QUAILVILLAGE303-485-0065321 Quail Road-across fromLongmont Rec

Center

•2 Bedroom, 2 BathAS LOW AS $741

•3 Bedroom, 2 BathStarting at $799!

*LIMITEDNUMBER

AVAILABLE*

**Income GuidelinesMay Apply**

• Full Size Washer &Dryer Hookups

• Close to Bus lines• Pets Welcome

$675 Firestone- Lg 2 bdrm,1-3/4 ba, W/D hkup, 3-plex.565 1st St #3. (720)936-1854.

3 BDRM Mobile home inErie. N/P. W/D, $650. 735Kattell #113. 303-980-1204

2036 ESTES LANE -2 bdrm, newly remod, offst pkng, $595. 303-485-0272.

Se habla español.

2 BDRM APT´s-Starting at $550, some with

Move-in Specials!Call PMP, 303-776-RENT

2 BDRM, 1 ba, lg sunny &quiet, WD, A/C, balcony,strg! No pets. 2041 Meadow

Dr. $725 303-443-4308


us essBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessBusinessB iB iB iB iB iB iB iB iB iB ii &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&Se ceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceServiceS iS iS iS iS iS iS iS iS iS iiC ODIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORDIRECTORYYYYYYYYYYYYYYYYYYYYYYYYYRRRRRRRRRRRRRRRRRRRRRRRRRRRRR

Need Some Work Done Around The

House?Find the help that you are looking for in the

To advertise in the Business & Service Directory call

303-776-7440WHOMETOWN

C

EEKLYOLORADO

UTE CREEK APTS1 & 2 bdrm apt homes,Move-in specials & dis-counts avail. East 17th &Pace 303-684-6821

ROOMS & ApartmentsWeekly/Monthly, from$100/week. Utililtiesincluded. (303)931-7108

LG 1 bdrm, nice & clean.Downtown area, upstairs.No pets. Gas & water pd.

$585/mo. 303-875-1399

Lanyon Park Apartments1 br/1 ba $535, range,refrig, D/W, laundry fac.,near bus & stores. Call on-site mgr Dan 720-494-7637 orMock 303-497-0668. www.mockpropertymanagement.com

Horizon Place1 Bedroom- $525!2 Bedroom- $625!

Secure bldg, swimmingpool, A/C, on-site laundry.Call PMP, 303-776-RENT

EASTGLEN APTS630 Lashley, Longmont

(303)682-29431, 2 & 3 BEDROOMS:SUMMER SAVINGS!Pool, air, laundry

✭Wtr, trash, sewer pd


NICE 3 BDRM IN LYONSMtn Living! 3 bdrm, 1.75 batwnhm, 2 lvls, new W/Dincl, patio. $1050/mo.

$300/sec dep. Pets nego,No smoking. 303-678-6221 [email protected]

GREAT 2 bdrm in Sr bldg,$850/mo. Contact A&GProp Mgmt, (303)419-8552

2 BDRM, 1 ba, W/D, Nosmk/pets. 225 E 8th Ave.

$675/mo + $675/dep.303-678-8663

1390 SF, walk in pantry,double oven, hrdwd flrs,A/C, balcony, too manyextras to list! $1075.1416 Whitehall Dr.

Call PMP, 303-776-RENT

Condos/Townhouses 4050

1500 SQ FT-936 MAIN ST

Good visibility 303-885-7617

Commercial/Industrial 4040

VALUE PLACEFIRESTONE

New ExtentedStay Hotel

● $179“FIRST WEEKSPECIAL!”

New building. Furnstudios, full kitchens,free utils, no lease.

✓ Perfect for visitingfriends & family!

I-25 & Hwy 119,Longmont exit 240.

303-485-0040

*New guests only.Bring ad to qualify.*Expires 7/31/2010


INDOOR GARAGE &Commercial Storage

20x40 or 20x50 start at $325,9x29 w/ gar door $200;10x10 $75; 12x5 $50; 10x5 $40I-25 & Hwy-66. 970-535- 6074www.Longmont-storage.com

● 10x20 SECURE ●Garage/Storage unit on

9th & Bross. $65 303-931-6423

Garages/StorageSpaces 4070

DUPLEXES2 & 3 bedrooms

• 25 Mumford• 1775 Antero

Call PMP, 303-776-RENT

● 712 MEEKER-2 bdrm, 1 ba, fncd yd, W/D,

pet nego. $750.Call Pennant (303)447-8988

2 BDRM W/D, DW, A/C,& garage. NE LongmontNo pets. $675/mo & deposit720-938-1559; 303-666-5546

2 BDRM, 1 BA, all applc,W/D hkup, offst prkg,734 So Bowen St, N/S $700/mo + $700 dep. 785-817-9827

1819 Antero 2 bdrm, 2 ba,frpl, gar, fncd yd, AC, N/S,Resp. party only, $850/mo303-204-7445

0 App Fee-$100 off 1st 2 mosLg 3 bdrm, 2 ba, gar, waterpd. No dogs. 303-651-3216

Duplexes 4060

REYNOLDS FARM LANE3 bdrm, 2 ba, 2 car gar,patio, A/C, immaculatecondition! Landlord payswater. $1200/rent & secdep. Call (303)651-0437

Rent/option to buy-1 bd, 1.5ba twnhm, frplc, granitetops, lndry rm w/ w/d, fncdctyd w/flgstn, Rentonly:$750/mo; Rent w/option:$725/mo (1st 6 morent appl ies towardspurch) 1 blk W of 17th andHover 303-344-1382


3 BDRM, 2 BA, 2 Car, AvailJuly 1. $1495. No smkg,nopets. 303-775-0108 5714 BlueMtn Cir. 1 yr lease.

303-775-0108

3 & 4 BEDROOMHOUSE BARGAINS!• 4801 Platue Rd• 1107 Sheri MarCall TODAY!

PMP, 303-776-RENT.

2124 STEELE ST-NWLgmt, Clean tri-lvl, 3 bdrm,den, 1 3/4 ba, 2 car, fncd ydN/S $1175 303-859-3815

● 132 5th FORT LUPTONCute 2 bdrm, 1 ba, bsmt, 2car. $850. N/P. 303-857-8777

● 1203 SPRUCE4 bdrm, 2 ba, 2 story, 2 cargar, new carpet. N/P. Noyard work. $1175/mo. RMGRealty, (303)772-4466

● 118 MEREDITH LANE-5 Bdrm, 2 ba, W/D, lg famrm, pets ok, $1325. PennentInvestments, (303)447-8988

1142 Frontier Dr-nr hosp.immac 3 bdrm 1.5 ba, famrm,1car,$1175 303-859-3815.

EQUAL HOUSINGOPPORTUNITYAll real estate

advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any

preference, limitationor discrimination

based on race, color,religion, sex, handicap,familial status or

national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”

The newspaper willnot knowingly acceptany advertising for

real estate which is inviolation of the law.All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080


PETS OK 5 Bdrm, 3 Ba, 2Car, fnc´d yd $1099/mo.Call 888-358-8550 24/7 orwww.2418JewelStreet.com

Own a home for$O Down!Do youqualify?

Call Devin O´BranaganERA Tradewind

303-775-0710

● 916 Venice3 bdrm, 1.75 ba, 1 car gar,cov patio, fncd yd. $900RMGRealty, (303)772-4466

4 BDRM, 3 BA w/ ViewLgmt Est, 2 stry, approx3400 sf, 2 car gar. Lg fncdyard, encl patio, BBQ, AC,gas frpl, updated kitch,green hse in back. N/S.3572 Columbia Dr. $1650,avail 7/1. [email protected]

4 Bdrm, 3 BA on 10 ac, 3000sf, all appl, fp, views, horsenego. $1890 303-678-1991

4 BDRM, 3.5 Ba Firestone,beautiful kitch & frpl, loft& 5 pc mstr ba, $1500. CallMark & Lisa (303)517-7892.

4+ bdrm, 2 ba, Shop Petsneg. 545 Main St. Mead$1300 970-216-0745

3 BDRM, 2.5 bath. RussellCircle- Frederick. A/C,N/S , d og OK . $ 1 2 5 0

(303)642-3088.

3 BDRM, 2.5 BA House1945 Juniper, 2150 sq ft,frpl, W/D, DW. Dogs neg,park nearby, fncd yd, finbsmt. $1340 (415)297-7194

Houses 4080

SEMI-FURN Rooms/AptsWkly/mnthly from $100/wkUtils/micro/fridge inc

(303)931-7108

RoomsFor Rent 4130

ROOM FOR RENTPets nego, $450/monthincludes utils. CableTV & Hi-speed

internet. (303)548-4332

MATURE MALE 40+share home all utils + w/d$425/mo. (303)833-6808

2 ROOMS IN LARGE,clean home in SW nearopen space, mall. N/S,W / D . $ 2 8 0 - $ 4 2 0 .720-495-5053.

1 BDRM $450/mo. Shareba w/1. Share quiet housew/3. Utils incl. 303-523-3195

RoommatesWanted 4120

PROFESSIONAL OfficesN. Longmont. 150 to 825 SF.Single & 3 office suite.All ground level, 2 entr,great prkg. 303-956-1141

OFFICE SPACE For RentHolistic wellness center.

(720)280-9047

Aprox 800sq, all util inc,320 Main St Mead,

At Old post office, $750/mo970-535-4358 or 303-651-7217

500 to 2500 SF, can divide.On site prkg, Good trafficexposure. 303-523-3369

$250/MONTH-Great parking, quiet.

Ground level. Four SeasonsRealty, (303)875-1345

Office Space 4100

3 BDRM, 1 BA $650 + $650dep & utils. Small petsallowed. River ValleyVillage, 303-772-3240.

1 BDRM trlr, nice, lg livrm, 8x25 hobby rm, pvtpatio. No pets. Refs. Lease.$535/inclusive. 303-507-3457

Mobile Homes/Spaces 4090

Buy it...Sell it...Find it...

Classified

SAT 2-4414 NOEL AVENUE

Stunning 5 bdrm, 4 bath,2 story, wrap-around porch& prof´l salon. $315,000April (970)213-9394

Loveland 5110

Real Estate

NEED MORE SPACE?3,500 sq. ft. Only $2,500/mo.incl. NNN. Long or shortterm. Great open space fora studio. N. Main Streetlocation. 303-588-1224

773 SQ FT- busy shoppingcenter, 1116 Francis St,

$825. Alert RE (303)776-5156

Retail Space 4135

303-772-7576 629 Terry St., Longmont

www.longmont-realty.comww

LONGMONTREALTY

27-1

5083

5

102 BOWEN ST.Huge, oversized lot! Fix it up and build instant sweat equity, perfect for the handyman. 3 bedrooms, 2 baths for just $168,300

6345 UTE HWYTerrifi c ranch home on 3/4 acre. Fabulous views of the Front Range and McCall Lake. A true diamond in the rough with plenty of room to spread out in. $270,000

8008 SUNRISE CR., FREDERICKGorgeous stucco ranch on 1 acre with West facing, Terrifi c Mountain Views. Walkout basement, 3 car garage, fresh paint and new carpet. A Must See! $329,900

5976 SCENIC AVEGorgeous 2 story features all the bells and whistles and is Move-In Ready! Fresh paint, new carpet, and basement with some fi nish. Fabulous master bedroom with 5 pc. bath. Check this out $285,900.

Longmont 5090

35 Acres35 AcresNE of Mead on NE of Mead on

WCR 38WCR 38

Vacant farm land with Great Mountain views

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29-149

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Ken Kanemoto303-772-2222

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27-1

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BERTHOUD Warehousewith small office, 3000 SF@ 604 2nd St. $200,000 sell

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CommercialReal Estate 5030

Million Dollar Views!Ranch style home on 10+acres w/ waterrights,award winning grass hay,over 3000 sq ft.home w/multiple outbuildings greatfor raising animals or 4Hlocated on the NW side ofLngmt, Reduced to $725,000Call Steve Distel PPB&R

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Longmont 5090

2 Bedroom, 2 bathCondo, A/C, 1 car garage.$111,500. 50 19th Avenue.303-678-8231. Dayton Land& RE.

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Real Estate Transactions are supplied byProspects Unlimited Inc., 1151 EagleDrive Ste. 467, Loveland, CO 80537.

Longmont• Norman & Patricia Meyer

from Mary Cantrall, 1113 Signa-ture Cir, Longmont, $362,000,home

• Sean & Sharon Lehman fromJulie Case, 1112 Avon Ln, Long-mont, $225,000, home

• James & Carolyn Bieker fromRuth Dorr, 50 19th Ave Unit 52,Longmont, $94,000, condo

• Jeffrey & Julie Simcock fromJean Driscoll, 219 Vivian St,Longmont, $221,000, home

• Boulder LLC from EastgateDevelopment LLC, 1403 Blue-moon Dr, Longmont, $55,000,home

• Nathan & Emily Wakefieldfrom Fannie Mae, 1197 Fall RiverCir, Longmont, $217,900, home

• Jenny & Qwenton Oviattfrom Fannie Mae, 348 Collyer StUnit 208, Longmont, $55,100,condo

• Marie Thorsen from GraceServices LLC, 8050 Niwot RdUnit 4, Longmont, $109,000, con-do

• Megan Kissel from BrianGrossman, 924 Gay St, Long-mont, $161,000, home

• Connie & Kevin Flyn fromGaylia Harrell, 2524 CambridgeDr, Longmont, $135,000, home

• Alyxandra Keith from Invest-ment Management Beneficial, 229Cardinal Wy Unit B, Longmont,$180,000, condo

• Anne Graves from RockwoodInvestment Co Inc, 2214 Water-song Cir, Longmont, $215,000,home

• Max Lucchetti from LaurenSilverman, 1203 Cedarwood Dr,Longmont, $213,000, home

• Francis & Judith Moore fromJames Simons, 7330 Pebble Ct,Longmont, $380,000, home

• Austivia LLC from UnitedCo, 717 5th Ave, Longmont,$2,150,000, home

• Bradley Gallup from KristinWehner, 8135 Dry Creek Cir,Longmont, $220,000, home

• Joshua & Jody Morrin fromKeith Wines, 5721 Blue MountainCir, Longmont, $385,000, home

• Resident from William Wor-rell, 1807 Sunlight Dr, Longmont,$316,500, home

• Alex & Kristy Berger fromKhalid Albaiz, 1471 Wildrose Dr,Longmont, $255,500, home

• Jeffrey Tarrant from NancyBradley, 109 Chinook Pl, Long-mont, $151,500, home

• Vicki Peluse from D C HoodCo, 2990 Bellmeade Way, Long-

mont, $339,000, home• Shadow LLC from Eastgate

Development LLC, 1345 Blue-moon Dr, Longmont, $55,000,home

• Jennifer Lopez from FederalHome Loan Mortgage, 2439 Sher-man St, Longmont, $129,900,home

• Catherine Klas from JudyHirigoyen, 1206 10th Ave, Long-mont, $199,900, home

• Scott & Jennifer Morelandfrom PNC Bank National Associa-tion, 2525 Lanyon Dr, Longmont,$143,400, home

• Robert Frenette from ClintonSigg, 7 Mumford Pl Unit C, Long-mont, $110,000, condo

• Michael Cotton from BrendaBaker, 7298 Timothy Pl, Long-mont, $405,000, home

• Clark & Vanessa Fishbackfrom Phillip Barber, 220 Grant St,Longmont, $222,500, home

• Michelle Steiner from RobertCrispell, 1517 Sicily Dr, Long-mont, $364,900, home

• Timothy Duffy from Discov-ery Investment LLC, 623 KimbarkSt, Longmont, $173,500, home

• Jeffrey Slock from DiscoveryInvestment LLC, 946 Grant St,Longmont, $195,000, home

• Jennifer Chisik from MauriceElhart, 2749 Falcon Dr, Long-mont, $384,500, home

• Lyndsi Gutierrez from LoriElvington, 708 S Pratt Pkwy,Longmont, $195,000, home

• John McLaughlin from Fan-nie Mae, 710 Ridge Creek Ct,Longmont, $253,000, home

• James & Constance Rehbergfrom Federal Home Loan Mort-gage, 1219 Twin Peaks Cir, Long-mont, $317,000, home

• Susan Townsend from KarlFeierabend, 2323 Water Cress Ct,Longmont, $199,500, home

• Danny & Deborah Larimerfrom Jerry Fetner, 844 BriarwoodCt, Longmont, $255,000, home

• William & Jean Payne fromLesley Fujarczyk, 804 SummerHawk Dr Unit 11101, Longmont,$162,900, condo

• Scott & Terry Lee fromChristopher Gaddis, 1263 Ptarmi-gan Dr, Longmont, $283,000,home

• Ronald Whildin from DavidHorn, 2209 Spinnaker Cir, Long-mont, $360,000, home

• Michelle Narciso fromChristopher Mattison, 1304Lupine Ct, Longmont, $256,000,home

• Richard & Priscilla Lukonfrom Charles Meier, 735 SumnerSt, Longmont, $164,500, home

• Patrick & Barbara Kusbel

from Steven Nixon, 1427 Clem-son Dr, Longmont, $334,300,home

• Lora Lehman from Don Park-er, 1107 Sherri Mar Ct, Long-mont, $125,000, home

• Jeff Wahl from Greg Payne,2050 Sumac St, Longmont,$167,900, home

• Albert Williams fromWilliams Powley, 2319 Tulip Way,Longmont, $201,400, home

• Mark & Carla Mueller fromRiver Runs Throught It LLC,5839 Pelican Shores Dr, Long-mont, $240,000, home

• Loretta Fox from Ruth MReile Living Trust, 959 ChampionCir, Longmont, $360,000, home

• Columb & Jessica Rigneyfrom Susan Shaw, 835 ConfidenceDr, Longmont, $456,000, home

• Ryan Spinharney from JonSnyder, 1356 10th Ave, Long-mont, $168,900, home

• George & Ruth Dietrich fromSasha Sulkosky, 546 Gay St, Long-mont, $329,000, home

• Brian & Kristen Oliver fromKevin Tatterson, 2330 Smith Ct,Longmont, $226,500, home

• Ashley Roueche from DanielWhite, 804 Summer Hawk DrUnit 2206, Longmont, $102,500,condo

Dacono• Ben Rahm from Richmond

American Homes Colo Inc, 3131Meadowbrook Pl, Dacono,$235,000, home

• Matthew McLachian fromRichmond American Homes ColoInc, 3078 Meadowbrook Pl, Da-cono, $224,500, home

• Timothy McLaughlin fromRichmond American Homes ColoInc, 3132 Meadowbrook Pl, Da-cono, $238,000, home

Erie• Childrens LLC from Coreene

Hanson, 4730 Cathy Ln, Erie,$267,000, home

• Joshua & Andrea Lopez fromPatrick Harrington, 933 ZodoAve, Erie, $369,000, home

• Trevor Haak from Tl StaufferConstruction Co, 1179 Links Ct,Erie, $700,000, home

• Thomas & Clair Pearsonfrom Chad Vos, 2186 Pinon Cir,Erie, $382,500, home

• Phillip & Karen Glovier fromBoulder Valley Development LLC,291 Baxter Farm Ln, Erie,$160,000, home

• Amanda & Michael Bagleyfrom Boulder Valley DevelopmentLLC, 84 Baxter Farm Ln, Erie,$320,000, home

• Kelli Lewis from Cas Invest-ments LLC, 894 Pope Dr, Erie,

$376,000, home• Matthew & Ja Vanacore from

Andrew Wheeler, 427 Mazzini St,Erie, $350,000, home

• Lita Mathews from CarmeronWalker, 340 Montgomery Dr,Erie, $155,000, home

• Stacy & Christoph Berg fromGina Demillo, 371 Tynan Dr, Erie,$210,000, home

• Garth Gustafson from Del-phine Despres, 1579 French Ct,Erie, $305,000, home

• Mike & Diana Durrill fromDavid Dugan, 4630 Weld CountyRoad 5, Erie, $310,000, home

• Paul Lanham from FlatironMtg Lending LLC, 1140Columbine Way, Erie, $360,000,home

• Michael & Tatiana Moorefrom David Slayden, 3940 BeasleyDr, Erie, $280,000, home

Firestone• James Henneke from Carl

Hoopes, 10323 Cherryvale St,Firestone, $203,000, home

• Norma Pelayes from More-quity Inc, 6301 Saddleback Ave,Firestone, $409,000, home

• Leslie Lovi from MorequityInc, 10507 Foxfire St, Firestone,$194,900, home

• Jill Bunnell from GreatNorthern Properties LLP, 10818Cimmarron St Unit 306, Fire-stone, $200,000, condo

Fort Lupton• Steven Thompson from

Michael Fullmer, 1125 Beech St,Fort Lupton, $173,000, home

• John Farrer from Cindy Love,1638 County Road 29, Fort Lup-ton, $250,000, home

• Jose Rodriguez from Va, 140Lane Ct, Fort Lupton, $151,200,home

• Bobby & Donesha Lujan fromJulie Ratliff, 13913 County Road20, Fort Lupton, $390,000, home

Fr e d e r i c k• James & James Trost from

KDB Homes Inc, 6433 Eagle ButteAve, Frederick, $272,500, home

• Jody Knudson from KDBHomes Inc, 6512 Steeple Rock Dr,Frederick, $290,900, home

• William Thomas fromMelody Homes Inc, 8028 Rasp-berry Dr, Frederick, $217,500,home

• Cody & Laurie Landis fromDirk Schipper, 7482 Skyline Way,Frederick, $203,800, home

• Benardino & Debora Duranfrom KDB Homes Inc, 6436Steeple Rock Dr, Frederick,$311,700, home

• Arthur Glover from MelodyHomes Inc, 8200 Raspberry Dr,Frederick, $211,100, home

Ly o n s• Dean Redmond from Mary

Magdalene Shoeneman Trust,1390 Old Saint Vrain Rd, Lyons,$393,000, home

• Brian Rosekrans from JoseRuiz, 138 Eagle Valley Dr, Lyons,$478,000, home

Foreclosures – Notice of electionand demand

• Borrower: Craig Phenicie,Lender: Chase Home FinanceLLC, Amount: $164,354, Proper-ty: 865 Bruce Dr, Berthoud, Filed:06/21/10

• Borrower: Roger Thompson,Lender: BAC Home Loans Servic-ing LP, Amount: $121,849, Prop-erty: 717 5th St, Berthoud, Filed:06/23/10

• Borrower: William & HelenMartinez, Lender: CitifinancialInc, Amount: $56,074, Property:1061 MacDavidson Cir, Dacono,Filed: 06/21/10

• Borrower: Mark & Beth May-field, Lender: JPMorgan ChaseBank NA, Amount: $306,139,Property: 426 Wheat Berry Dr,Erie, Filed: 06/18/10

• Borrower: Sarah & KeithFleming, Lender: Onewest BankFSB, Amount: $195,996, Proper-ty: 2011 Alpine Dr, Erie, Filed:06/18/10

• Borrower: Michael Puter-baugh & Farrah Voll, Lender: Na-tionstar Mortgage LLC, Amount:$411,909, Property: 2361 HickoryPl, Erie, Filed: 06/18/10

• Borrower: Christy Graessle,Lender: BAC Home Loans Servic-ing LP, Amount: $268,939, Prop-erty: 1140 Sunset Way, Erie, Filed:06/18/10

• Borrower: Stephen, Pennie &Chad Bednar, Lender: US BankNational Association, Amount:$208,707, Property: 597 LehighCir, Erie, Filed: 06/21/10

• Borrower: David & DaoAllen, Lender: BAC Home LoansServicing LP, Amount: $327,005,Property: 1662 Crestview Ln,Erie, Filed: 06/23/10

• Borrower: Ian Fahey, Lender:Wells Fargo Bank NA, Amount:$69,105, Property: 1827 Moun-tain View Dr, Erie, Filed: 06/23/10

• Borrower: Joshua Gamel &Hilary Nelson, Lender: GMACMortgage LLC, Amount:$226,185, Property: 10311 EchoCir, Firestone, Filed: 06/18/10

• Borrower: Emily & JasonBenton, Lender: EMC MortgageCorporation, Amount: $195,166,Property: 9747 Cascade St, Fire-stone, Filed: 06/18/10


SATURDAY OPEN HOUSESSATURDAY OPEN HOUSESPrice Location Address Hours Offi ce Phone

$129,500 Longmont 1311 Keystone 1-3 ERA Tradewind/Crook 303-772-9620

$148,000 Longmont 306 Wadsworth Ct. 11-1 ERA Tradewind/Hanke 303-772-9620

$185,000 Longmont 75 Springdale Pl. 1-3 ERA Tradewind/Stang 303-772-9620

$219,000 Longmont 2310 Jewel St.10:30-12:30

ERA Tradewind/Wagner 720-244-0980

$315,000 Longmont 414 Noel Avenue 2-4 Porch Light Real Estate/April 970-213-9394

$325,000 Longmont 580 Sugar Mill Pl. 1-3 ERA Tradewind/Wagner 720-244-0980

$335,000 Longmont 12490 & 12510 N 75th 12-2 ERA Tradewind/Mathews 303-772-9620

$430,000 Berthoud 2207 Brehm Road 12-2 Dayton Land & Real Estate/Dayton 303-678-8231

SUNDAY OPEN HOUSESSUNDAY OPEN HOUSESPrice Location Address Hours Offi ce Phone

$279,900 Firestone 11288 Deerfi eld Dr. 11-2 Keller Williams 1st Realty/Steinbrecker 720-318-8431

Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular

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Open Sat 1-3580 SUGAR MILL PL.Longmont – Ryder Ridge

$325,0006 BR, 3BA RANCH – 3700 FT!

¼ Acre – MTN Views Steam Sauna.

Dave Wagner/ERA Tradewind • 720 244-0980

27-150847

6 WALK-IN CLOSETS Open Sat 10:30-12:30

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$219,0004BR, 3BA, Lg KITCH & YD! $1102/Mo. P+I @ 4.75% 30yr.Call for Est. Taxes, Ins, & M.I

Dave Wagner/ERA Tradewind • 720 244-0980

27-150846

$7,665 DOWN FHA Open Sun 11-2

11288 Deerfi eld DrFirestone

$279,900Gorgeous 2908 sq ft4 bdrm, 3 bath, AC

Fabulous Yard, Wood Flrg

Keller Williams 1st Realty • (720)318-8431

27-1

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27-148710

Open Sat 12-22207 Brehm Road

Berthoud

$430,00010-acre horse prop. w/3bd, 2 ba log

home, sauna, hay barn, and irrg. water just 6 miles NE of Longmont.

Nancy Dayton, Broker/Dayton Land & Real Estate LLC • (303)678-8231

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