8/19/2019 Punjab State Consumer Disputes Redressal
Commission
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PUNJAB STATE CONSUMER DISPUTES REDRESSAL COMMISSION,
CHANDIGARH
Mr . Inderjit kaushik , presiding member & Mr. Baldev
Singh Sekhon,
Member RELIANCE GENERAL INSURANCE COMPANY LTD.
Versus
AJIT SINGH SYAN
First appeal N. !"#$ % &'!! ( De)i*e* +
&,.-.&'!&
Consumer Protection Act, 1!" # Sections $%1& %'& ,$
%1& ,1(%1&%%)&, 1* #
Insur+nce # Acci)ents CLAim Non -+.ment no/ -remium +00e'e)C0+im
re-u)i+te) De/icienc. in serice Un/+ir tr+)e -r+ctice District
2orum +00o3e) Com-0+int Hence +--e+0 # Premium 4+s 5een -+i)
to
+'ent o/ +--e00+nts +n) 4+s /urt4er )e-osite) s+me in t4e
+ccount o/
s+0es m+n+'er , 34o is +0so em-0o.ee o/ +--e00+nts It 3+s )ut.
o/
+--e00+nt Nos6$ +n) 7to issue t4e -o0ic. +/ter receiin' -remium
+n)
to 5rin' to t4e notice o/ res-on)ent t4e terms +n) con)itions
o/
-o0ic.Im-u'ne) or)ers u-4e0)re-u)i+tion not 8usti/ie)6
Resu0t9 A--e+0 )ismisse)6
Counse0 /or t4e -+rties9
Fr te appella+ts/ Ms Jai0i+i Ti1ari pr23 %r Mr.Ra4+ees
0altra5
A*6)ates.
Fr te Resp+*e+t/ Mr. R.S. At1al 5 a*6)ate.
ORDER
Mr6 In)er8it :+us4i: , -resi)in' Mem5er # Relia+)e I+sura+)e
)0pa+3
Ge+eral li0ite* a+* ters 5 appella+ts a6e %ile* tis appeal
a7ai+st te
r*er *ates !8.,.&'!! passes 93 te lear+e* *istri)t )+su0er
Disputes
re*ressal %ru05 Saee* :a7at Si+7 Na7ar .
8/19/2019 Punjab State Consumer Disputes Redressal
Commission
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ISSUES
Pre0iu0 as 9ee+ pai* t a7e+t % Relia+)e Ge+eral I+sura+)e C. Lt*
;
as %urter *epsite* sa0e i+ te Ae Fiat Pali5
M*el &''?5 e+7i+e N. &,"-''#.
He 7t i+sure* tru7 its a7e+t S. Su+il >u0ar.
Te sai* a7e+t represe+te* te appella+ts ; a%ter )0pleti+7 te
%r0alities5 re)ei6e* a su0 % Rs. !'5$#! as pre0iu0 ; issue* te
)6er
+te %r + 9eal% % relia+)e Ge+eral I+sura+)e C. e%%e)ti6e %r0
".!!.&''- t &.!!.&'!!'
Te a0u+t pre0iu0 pai* 93 A4it Si+7 st* *ul3 )reate* i+ te A.
O+ 0erits5 it 1as a*0itte* tat te 6ei)le 1as i+sure* 1it
appella+t +.".
It 1as als a*0itte* tat te appella+t +." *epute* its sur6e3r
t
i+6esti7ate te )ase a+* t assess te lss % te *a0a7e )ause* t
te
6ei)le i+ a))i*e+t. S. Vi>as Gupta5 sur6e3r % appella+ts
+.& ; "
assesse* te lss t te tu+e % Rs.!5 #-58''
8/19/2019 Punjab State Consumer Disputes Redressal
Commission
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I+=)ar7e a+* sur6e3r % te appella+ts i+spe)te* te 6ei)le a+*
9tai+e* )pies % te i+sura+)e )erti%i)ate5 re7istrati+
)erti%i)ate as 1ell
as *ri6i+7 li)e+)e % Gursara+4it Si+7 S3a+ s+ % te resp+*e+t5
1
1as *ri6i+7 te 6ei)le 1e+ it 0et 1it a))i*e+t. Te appella+ts
i+ti0ate*
t repair te )ar. Da*a Mtrs P6t. Lt*. G.T. Ra*5 est5
Lu*ia+asu90itte* te esti0ate % 6alue % spares a+* repairs % te )ar
t te tu+e
% Rs.&5"#5?&'
