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MAIPARK, Statistik, 06/2015
Dengan Hormat, Sesuai dengan tujuan pendirian MAIPARK, MAIPARK selalu berupaya untuk memberikan pelayanan yang terbaik bagi Industri Asuransi Umum di Indonesia khususnya mengenai statistik dan pengetahuan risiko gempa bumi. Dukungan dari seluruh perusahaan asuransi umum sangat berarti bagi kami dalam upaya pengembangan Laporan Statistik ini. Kami berharap Laporan Statistik ini dapat memberikan manfaat tidak hanya bagi perusahaan yang menangani asuransi gempa bumi, namun juga bagi industri asuransi umum di Indonesia. Hormat kami,
Dear Sir / Madam,
In line with the purpose of MAIPARK establishment, MAIPARK always strive to provide the best service for General Insurance Industry in Indonesia particularly regarding statistic and knowledge of Earthquake risks. Support from the General Insurance Industry will be meaningful to us in order to improve this Statistic Report. We hope this Statistic Report will be beneficial not only to the insurance companies which write earthquake insurance but also to the whole general insurance industry in Indonesia. Sincerely,
Kata Pengantar Foreword
Yasril Y. Rasyid
President Director
ii
MAIPARK, Statistik, 06/2015
Hal.
Kata Pengantar ....................................................... i
Daftar Isi ................................................................. ii
Informasi Statistik ............................................... vii
Ikhtisar Statistik Asuransi Gempa Bumi Indonesia Juni 2015 ................................................
A. Umum ......................................................... 1
B. Struktur Pasar ............................................ 1
C. Premi Bruto ................................................ 1
D. Jumlah Risiko ............................................. 3
E. Incurred Claim ............................................ 5
Exposure Asuransi Gempa Bumi Indonesia ........
Tabel 2.1. Exposure Per Cresta Zone ........... 10
Tabel 2.2. Exposure Per Okupasi ................... 12
Tabel 2.3. Exposure Per Interest.................... 14
Tabel 2.4. Exposure Per Provinsi ................... 16
Tabel 2.5. Exposure Per Kelas Konstruksi ...... 17
Premi Bruto Asuransi Gempa Bumi Indonesia ............................................................................. ….
Tabel 3.1. Gross Premium Per Cresta Zone .. 19
Tabel 3.2. Gross Premium Per Okupasi ......... 21
Tabel 3.3. Gross Premium Per Provinsi ......... 23
Tabel 3.5. Gross Premium Per Kelas Konstruksi ...................................................................... 24
Jumlah Risiko Asuransi Gempa Bumi Indonesia ..................................................................................
Tabel 4.1. Jumlah Risiko Per Cresta Zone ..... 26
Tabel 4.2. Jumlah Risiko Per Okupasi ............ 28
Tabel 4.3. Jumlah Risiko Per Kelas Konstruksi
...................................................................... 30
Klaim Asuransi Gempa Bumi Indonesia .............. Tabel 5.1. Klaim Frekwensi Per Cresta Zone.. 32
Tabel 5.2. Klaim Frekwensi Per Okupasi ....... 34
Page
Foreword ............................................................... i
Contents ............................................................... ii
Statistic Information .......................................... vii
Statistic Overview of Indonesian Earthquake Insurance June 2015 ..............................................
A. General ...................................................... 1
B. Market Structure ........................................ 1
C. Gross Premium .......................................... 1
D. Number of Risk .......................................... 3
E. Incurred Claim ............................................ 5
Indonesian Earthquake Insurance Exposure ......
Table 2.1. Exposure By Cresta Zone ............ 10
Table 2.2. Exposure By Occupation .............. 12
Table 2.3. Exposure By Interest .................... 14
Table 2.4. Exposure By Province .................. 16
Tabel 2.5. Exposure By Construction Class .... 17
Indonesian Earthquake Insurance Gross Premium .................................................................
Table 3.1. Gross Premium By Cresta Zone ... 19
Table 3.2. Gross Premium By Occupation .... 21
Table 3.3. Gross Premium By Province ......... 23
Table 3.5. Gross Premium By Construction Class ...................................................................... 24
Indonesian Earthquake Insurance Number of Risks .......................................................................
Table 4.1. Number of Risk By Cresta Zone ... 26
Table 4.2. Number of Risk By Occupation .... 28
Table 4.3. Number of Risk By Construction Class ...................................................................... 30
Indonesian Earthquake Insurance Claim ............ Table 5.1. Claim Frequency By Cresta Zone .. 32
Table 5.2. Claim Frequency By Occupation….34
Daftar Isi Content
s
iii
MAIPARK, Statistik, 06/2015
Tabel 5.4.. Klaim Per Cresta Zone ................. 36
Tabel 5.5. Klaim Per Okupasi ........................................... …………………........38
Profil Risiko dan Klaim ..........................................
Underwriting Year 2011 - 2015,
Seluruh Okupasi ........................................... 40
Underwriting Year 2015, Seluruh Okupasi ... 41
Underwriting Year 2014, Seluruh Okupasi ... 42
Underwriting Year 2013, Seluruh Okupasi ... 43
Underwriting Year 2012, Seluruh Okupasi ... 44
Underwriting Year 2011, Seluruh Okupasi ... 45
Profil Risiko dan Klaim Underwriting Year 2015 Per Okupasi ............................................................
Okupasi Agrikultural ..................................... 46
Okupasi Komersial ........................................ 47
Okupasi Industrial ........................................ 48
Okupasi Residensial ...................................... 49
Profil Risiko dan Klaim Underwriting Year 2014 Per Okupasi ............................................................
Okupasi Agrikultural ..................................... 50
Okupasi Komersial ........................................ 51
Okupasi Industrial ........................................ 52
Okupasi Residensial ...................................... 53
Profil Risiko dan Klaim Underwriting Year 2013 Per Okupasi ............................................................
Okupasi Agrikultural ..................................... 54
Okupasi Komersial ........................................ 55
Okupasi Industrial ........................................ 56
Okupasi Residensial ...................................... 57
Table 5.4. Claim By Cresta Zone . ............ …….36
Table 5.5 Claim By Occupation ................ …..38
Risk and Loss Profile ............................................
Underwriting Year 2011 - 2015,
All Occupation .............................................. 40
Underwriting Year 2015, All Occupation ..... 41
Underwriting Year 2014, All Occupation ..... 42
Underwriting Year 2013, All Occupation ..... 43
Underwriting Year 2012, All Occupation ..... 44
Underwriting Year 2011, All Occupation ..... 45
Risk and Loss Profile Underwriting Year 2015 By Occupation …. ...................................................
Agricultural Occupation ................................ 46
Commercial Occupation ............................... 47
Industrial Occupation ................................... 48
Residential Occupation ................................ 49
Risk and Loss Profile Underwriting Year 2014 By Occupation …. ...................................................
Agricultural Occupation ................................ 50
Commercial Occupation ............................... 51
Industrial Occupation ................................... 52
Residential Occupation ................................ 53
Risk and Loss Profile Underwriting Year 2013 By Occupation …. ...................................................
Agricultural Occupation ................................ 54
Commercial Occupation ................................ 55
Industrial Occupation .................................... 56
Residential Occupation ................................. 57
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MAIPARK, Statistik, 06/2015
Profil Risiko dan Klaim Underwriting Year 2012 Per Okupasi ............................................................
Okupasi Agrikultural ..................................... 58
Okupasi Komersial ........................................ 59
Okupasi Industrial ........................................ 60
Okupasi Residensial ...................................... 61
Profil Risiko dan Klaim Underwriting Year 2011 Per Okupasi ............................................................
Okupasi Agrikultural ..................................... 62
Okupasi Komersial......................................... 63
Okupasi Industrial ......................................... 64
Okupasi Residential ....................................... 65
Exposure, Premi Bruto, Jumlah Risiko dan Klaim Asuransi Gempa Bumi Indonesia .........................
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Cresta Zone, Underwriting Year 2011 .... 66
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Cresta Zone, Underwriting Year 2012 ..... 67
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Cresta Zone, Underwriting Year 2013 ..... 68
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Cresta Zone, Underwriting Year 2014 ..... 69
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Cresta Zone, Underwriting Year 2015 ..... 70
Exposure, Premi Bruto, Jumlah Risiko dan Klaim Asuransi Gempa Bumi Indonesia .........................
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Okupasi, Underwriting Year 2011 .......... 71
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Okupasi, Underwriting Year 2012 ........... 72
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Okupasi, Underwriting Year 2013 ........... 73
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Okupasi, Underwriting Year 2014 ........... 74
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Okupasi, Underwriting Year 2015 ........... 75
Risk and Loss Profile Underwriting Year 2012 By Occupation …. ...................................................
Agricultural Occupation ................................ 58
Commercial Occupation ................................ 59
Industrial Occupation .................................... 60
Residential Occupation ................................. 61
Risk and Loss Profile Underwriting Year 2011 By Occupation .......................................................
Agricultural Occupation ................................ 62
Commercial Occupation ................................ 63
Industrial Occupation .................................... 64
Residential Occupation ................................. 65
Indonesian Earthquake Insurance Exposure, Gross Premium, Number of Risks and Claim .....
Exposure, Gross Premium, Number of Risks & Claim by Cresta Zone, UY 2011 ………………….66
Exposure, Gross Premium, Number of Risks & Claim by Cresta Zone, UY 2012 ..................... 67
Exposure, Gross Premium, Number of Risks & Claim by Cresta Zone, UY 2013 ..................... 68
Exposure, Gross Premium, Number of Risks & Claim by Cresta Zone, UY 2014 ..................... 69
Exposure, Gross Premium, Number of Risks & Claim by Cresta Zone, UY 2015 ..................... 70
Indonesian Earthquake Insurance Exposure, Gross Premium, Number of Risks and Claim .....
Exposure, Gross Premium, Number of Risks & Claim by Occupation, UY 2011 …………………..71
Exposure, Gross Premium, Number of Risks & Claim by Occupation, UY 2012 ...................... 72
Exposure, Gross Premium, Number of Risks & Claim by Occupation, UY 2013 ...................... 73
Exposure, Gross Premium, Number of Risks & Claim by Occupation, UY 2014 ...................... 74
Exposure, Gross Premium, Number of Risks & Claim by Occupation, UY 2015 ...................... 75
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MAIPARK, Statistik, 06/2015
Exposure, Premi Bruto, Jumlah Risiko dan Klaim Asuransi Gempa Bumi Indonesia .........................
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Provinsi, Underwriting Year 2011 .......... 76
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Provinsi, Underwriting Year 2012 ........... 77
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Provinsi, Underwriting Year 2013 ........... 78
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Provinsi, Underwriting Year 2014 ........... 79
Exposure, Premi Bruto, Jumlah Risiko & Klaim per Provinsi, Underwriting Year 2015 ........... 80
Peta
Distribusi Exposure Gempa Bumi Indonesia per Provinsi, Underwriting Year 2015, per 30 Juni 2015 …….. ..................................................... 81
Distribusi Gempa Bumi Indonesia M > 5 dan Claim Incurred 2015 …… ................................ 82
Distribusi Exposure Gempa Bumi Indonesia per Provinsi, Underwriting Year 2015, per 30 Juni 2015, Distribusi Gempa Bumi Indonesia M > 5 dan Claim Incurred UY 2015…………………………………………………………..83
Ulasan Aktuaria……………………………….…………84
Lampiran
1. Daftar Istilah .......................................... 93
2. Tarif Asuransi Gempa Bumi Indonesia …. ................................................................ 95
3. Skala First Loss ....................................... 97
4. Tabel jangka Waktu Pertanggungan Kurang Dari Satu Tahun ........................ 98
5. Skala Indemnity Period .......................... 99
6. Tabel Cresta Zone dan Zona ……………….100
Indonesian Earthquake Insurance Exposure, Gross Premium, Number of Risks and Claim .....
Exposure, Gross Premium, Number of Risks & Claim by Province, UY 2011 ……………………….76
Exposure, Gross Premium, Number of Risks & Claim by Province, UY 2012 .......................... 77
Exposure, Gross Premium, Number of Risks & Claim by Province, UY 2013 .......................... 78
Exposure, Gross Premium, Number of Risks & Claim by Province, UY 2014 .......................... 79
Exposure, Gross Premium, Number of Risks & Claim by Province, UY 2015 .......................... 80
Map
Indonesian Earthquake Exposure Distribution By Province, Underwriting Year 2015, as at 30 June 2015 ..................................................... 81
Indonesian Earthquake Distribution M > 5 and Claim Incurred 2015 …………………………..………. ...................................................................... 82
Indonesian Earthquake Exposure Distribution By Province, Underwriting Year 2015, as at 30 June 2015, Indonesian Earthquake Distribution M > 5 and Claim Incurred 2015.. ................... 83
Actuarial Commentary ……..…………….…………84
Attachments
1. Glossaries .............................................. 93
2. Indonesian Earthquake Insurance Tariff .. ............................................................... 95
3. First Loss Scale ................... …………………97
4. Short Period Table Less Than One Year
Period………………………………………………….98
5. Indemnity Period Scale…………………………99
6. Cresta Zone and Zone Table………………100
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MAIPARK, Statistik, 06/2015
Referensi
1. Otoritas Jasa Keuangan (OJK).
2. Badan Pusat Statistik (BPS).
*) Laporan Statistik ini dapat diperoleh di website
PT Reasuransi MAIPARK Indonesia
www.maipark.com
Reference
1. Financial Services Authority (OJK).
2. Central of Statistics Bureau (BPS).
*) Statistic Report is available on PT Reasuransi
MAIPARK Indonesia‘s Website
www.maipark.com
vii
MAIPARK, Statistik, 06/2015
1. Statistik dibuat berdasarkan Underwriting Year yang tercatat sampai dengan posisi 30 Juni2015.
2. Sesi Limit 2.1. Limit Sesi atas setiap risiko (any
one risk) untuk gabungan kerugian fisik dan gangguan usaha adalah sebagai berikut: 2.1.1 Untuk daerah Jawa Barat, Banten dan DKI:
5% (lima prosen) dari jumlah seluruh pertanggungan (total sum insured) maksimum USD 2.500.000,00 (dua juta lima ratus ribu Dollar Amerika) atas setiap risiko, setiap perusahaan asuransi atau penerbit polis untuk Underwriting Year 2010, 2011 dan 2012.
5% (lima prosen) dari jumlah seluruh pertanggungan (total sum insured) maksimum Rp. 25.000.000.000,00 (dua puluh lima miliar Rupiah) atau yang setara dengan USD 2.631.578,00 (dua juta enam ratus tiga puluh satu lima ratus tujuh puluh delapan Dollar Amerika) atas setiap risiko, setiap perusahaan asuransi atau penerbit polis
1. Statistic Report is based on Underwriting
Year basis, which is recorded as at 30 June 2015.
2. Cession Limit
2.1. Cession Limit of any one risk for the combined material damage and business interruption are as follows: 2.1.1 For West Java, Banten and
DKI: 5% (five percent) of the
total sum insured, being a maximum of USD 2,500,000.00 (two million five hundred thousand U.S. Dollars) for any one risk, each insurance company or policy issuer for Underwriting Year 2010, 2011 and 2012.
5% (five percent) of the total sum insured, being a maximum of Rp.25,000,000,000.00 (twenty five billion Indonesian Rupiahs) or equal to USD 2,631,578.00 (two million six hundred thirty one thousand five hundred seventy eight U.S. Dollars) for any one risk, each insurance company or policy issuer for Underwriting Year 2013.
Informasi Statistik Statistic Information
viii
MAIPARK, Statistik, 06/2015
Untuk Underwriting Year 2013.
2.1.2 Untuk daerah Indonesia lainnya: 25% (dua puluh lima
prosen) dari jumlah seluruh pertanggungan (total sum insured) maksimum USD 2.500.000,00 (dua juta lima ratus ribu Dollar Amerika) atas setiap risiko, setiap perusahaan asuransi atau penerbit polis untuk Underwriting Year 2010, 2011 dan 2012.
25% (dua puluh lima prosen) dari jumlah seluruh pertanggungan (total sum insured) maksimum Rp. 25.000.000.000,00 (dua puluh lima miliar Rupiah) atau yang setara dengan USD 2.631.578,00 (dua juta enam ratus tiga puluh satu lima ratus tujuh puluh delapan Dollar Amerika) atas setiap risiko, setiap perusahaan asuransi atau penerbit polis untuk Underwriting Year 2013.
2.1.3 Terhitung sejak 1 Januari 2014 Limit Sesi atas setiap risiko (any one risk) untuk gabungan kerugian fisik dan gangguan usaha adalah: 15% (lima belas
prosen) dari jumlah seluruh
2.1.2. For other Indonesia areas: 25% (twenty five
percent) of the total sum insured, being a maximum of USD 2,500,000.00 (two million five hundred thousand U.S. Dollars) for any one risk, each insurance company or policy issuer for Underwriting Year 2010, 2011 and 2012.
25% (twenty five percent) of the total sum insured, being a maximum of Rp.25,000,000,000.00 (twenty five billion Indonesian Rupiahs) or equal to USD 2,631,578.00 (two million six hundred thirty one thousand five hundred seventy eight U.S. Dollars) for any one risk, each insurance company or policy issuer for Underwriting Year 2013.
2.1.3. Since January 1, 2014, Cession Limit of any one risk for the combined material damage and business interruption is : 15% (fifteen percent)
of the total sum
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MAIPARK, Statistik, 06/2015
pertanggungan (total sum insured) maksimum USD 3.500.000,00 (tiga juta lima ratus ribu Dollar Amerika) atas setiap risiko, setiap perusahaan asuransi atau penerbit polis untuk Underwriting Year 2014.
15% (lima belas prosen) dari jumlah seluruh pertanggungan (total sum insured) maksimum Rp. 35.000.000.000,00 (tiga puluh lima miliar Rupiah) atau yang setara dengan USD 3.043.478,26 (tiga juta empat puluh tiga ribu empat ratus tujuh puluh delapan koma dua puluh enam Dollar Amerika) atas setiap risiko, setiap perusahaan asuransi atau penerbit polis untuk Underwriting Year 2015.
2.2. Yang dimaksud dengan setiap
risiko (anyone risk) adalah akumulasi (aggregate) jumlah harga pertanggungan seluruh risiko pada lokasi yang sama untuk masing-masing perusahaan asuransi. Definisi setiap risiko atau setiap lokasi ditentukan oleh perusahaan asuransi dalam underwriting polis kebakaran.
insured, being a maximum of USD 3,500,000.00 (three million five hundred thousand U.S. Dollars) for any one risk, each insurance company or policy issuer for Underwriting Year 2014.
15% (twenty five percent) of the total sum insured, being a maximum of Rp.35,000,000,000.00 (thirty five billion Indonesian Rupiahs) or equal to USD 3,043,478.26 (three million fourty three thousand four hundred seventy eight point twenty six U.S. Dollars) for any one risk, each insurance company or policy issuer for Underwriting Year 2015.
2.2. Anyone risk is the accumulation (aggregate) of total sum insured of all risks at the same location for each insurance company. The definition of anyone risk or any location is specified by the insurer or policy issuer in accordance with the fire underwriting policy.
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MAIPARK, Statistik, 06/2015
2.3 Dalam hal penutupan secara First
Loss Basis / Sub-limit, jumlah yang disesikan sebagaimana diatur dalam butir 2.1 diatas, dikalikan prosentase First Loss Scale.
2.4 Untuk risiko yang ditutup secara ko-asuransi, jumlah maksimum sesi dari semua anggota ko-asuransi adalah sesuai dengan ketentuan yang diatur dalam 2.1 diatas. Sesi masing-masing perusahaan adalah proporsional sebanding sahamnya dalam ko-asuransi.
Dalam hal terdapat penutupan lain selain polis ko-asuransi tersebut pada obyek pertanggungan yang sama, perusahaan asuransi tetap dapat mensesikan risiko dimaksud, dengan catatan jumlah seluruh sesi perusahaan asuransi bersangkutan tidak melebihi ketentuan yang diatur pada butir 2.1.
2.3 In First Loss Basis / Sub Limit
policies, the amount ceded is stipulated in point 2.1 above, then multiplied by the percentage of First Loss Scale.
2.4 For risks which are covered by co-
insurance, the maximum cession from all members of coinsurance is stipulated in point 2.1 above. Each ceding company cedes proportionally depending on its co-insurance share.
If there are policies other than co-insurance policy on the same insured object, the insurer is still able to cede such risk subject to total insurance company’s cession not exceeding the provision in point 2.1.
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MAIPARK, Statistik, 06/2015
3. Tarif Premi Asuransi Gempa Bumi Indonesia 3.1. Penutupan Full Value Basis
mengaplikasikan Tarif Premi Standar Gempa Bumi Indonesia (lampiran 2).
3.2. Penutupan First Loss / Sub Limit Basis mengaplikasikan standar First Loss Scale (lampiran 3).
3.3. Perhitungan premi untuk penutupan kurang dari 12 (dua belas) bulan diberlakukan skala premi jangka pendek (lampiran 4)
3.4. Untuk perhitungan premi Business Interruption diberlakukan Indemnity Period Scale (lampiran 5).
4. Obyek Pertanggungan
4.1 Obyek pertanggungan yang dapat disesikan adalah obyek pertanggungan asuransi kebakaran berupa:
4.1.1. Kerusakan Fisik:
Bangunan Pondasi Penggalian dan Sejenisnya Persediaan Barang Lain-lain
4.1.2 Gangguan Usaha: Keuntungan Bruto Upah Kenaikan Biaya
Operasional Lain-lain
4.2 Penutupan sebagaimana dimaksud
pada butir 4.1. adalah yang ditutup secara langsung (direct business) termasuk ko-asuransi. Penutupan tidak langsung (indirect business / reasuransi) tidak dapat disesikan.
3. Indonesian Standard Earthquake Premium Tariff 3.1. For the coverage of Full Value
Basis, apply Indonesian Standard Earthquake Premium Tariff (attachment 2).
3.2. For the First Loss / Sub Limit Basis coverage apply standard First Loss Scale (attachment 3).
3.3. Premium calculation for short period coverage is based on Short Period Scale (attachment 4).
3.4. Premium calculation for business
interruption is based on Indemnity Period Scale (attachment 5).
4. Insured Object
4.1. Insured object which can be ceded is fire insurance object such as: 4.1.1. Material damage:
Building Foundation Excavation and
the like Stock Others
4.1.2. Business Interruption Gross Profit Wages Increase in cost of
working Others
4.2. Insured object referred in point 4.1 is direct business, including coinsurance. Indirect business / reinsurance cannot be ceded.
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MAIPARK, Statistik, 06/2015
5. Pelaporan Bordero Pelaporan bordero dilakukan setiap
bulannya untuk semua risiko yang ditutup pada bulan yang bersangkutan dan sudah harus diterima selambat-lambatnya pada akhir bulan berikutnya
5. Bordereaux Submission Bordereaux submission is on a monthly basis for all risks underwritten in the month concerned and should be received by the end of the following month at the latest.
1
MAIPARK, Statistik, 06/2015
A. Umum
Berdasarkan data Badan Pusat Statistik,
Perekonomian Indonesia pada triwulan II-2015
sebagaimana diukur dari Produk Domestik
Bruto (PDB), tumbuh sebesar 3,78 %
dibandingkan triwulan I-2015 (q-to-q). Nilai
Produk Domestik Bruto (PDB) Indonesia atas
dasar harga konstan 2010 pada triwulan II-2015
mencapai Rp. 2.239,3 triliun sedangkan pada
triwulan I-2015 sebesar Rp.2.157,8 triliun. Bila
dilihat berdasarkan harga berlaku, PDB triwulan
II-2015 adalah sebesar Rp. 2.866,9 triliun
sedangkan triwulan I-2015 adalah Rp. 2.728,8
triliun.
B. Struktur Pasar
Berdasarkan data Otoritas Jasa Keuangan
pada buku Direktori Perasuransian Indonesia
2014: Industri Keuangan Non Bank
Perasuransian, terdapat 82 perusahaan
asuransi umum yang memiliki izin beroperasi di
Indonesia.
C. Premi Bruto
Sampai dengan 30 Juni 2015, premi bruto
asuransi gempa bumi Underwriting Year 2011
adalah sebesar Rp. 2.821,3 miliar. Premi bruto
untuk Underwriting Year 2012 tercatat
A. General Based on Central of Statistics Bureau Data,
Indonesian economic in second quarter 2015 as
measured by Gross Domestic Product (GDP)
increased by 3.78 % compared with first quarter
2015 (q-to-q). Gross Domestic Product (GDP)
based on Constant Price 2010 in second quarter
2015 reached the amount of Rp. 2,239.3 trillion
while in first quarter 2015 was Rp. 2,157.8
trillion. If it is based on Current Market Price,
GDP in second quarter 2015 was Rp. 2,866.9
trillion while in first quarter 2015 was Rp. 2,728.8
trillion.
B. Market Structure
Based on Financial Services Authority data
in the book of Indonesian Insurance Directory
2014: Non Bank Financial Institution Insurance,
there are 82 general insurers having operating
licenses in Indonesia.
C. Gross Premium
As at 30 June 2015, earthquake gross
premium for Underwriting Year 2011 was Rp.
2,821.3 billion. Gross premium for Underwriting
Year 2012 was recorded
Ikhtisar Statistik Asuransi Gempa Bumi Indonesia Juni 2015 Statistic Overview of Indonesia Earthquake Insurance June 2015
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MAIPARK, Statistik, 06/2015
Rp. 2.645,4 miliar, sedangkan untuk
Underwriting Year 2013 adalah Rp. 4.251,8
miliar. Untuk Underwriting Year 2014 dan 2015
adalah Rp. 4.242,6 miliar dan Rp. 749,7 miliar.
Angka – angka ini akan terus bergerak naik
terutama untuk Underwriting Year 2014 dan
2015.
Tabel 1.1 di bawah ini menyajikan rincian
premi bruto berdasarkan jenis okupasi dari
Underwriting Year 2011 hingga Underwriting
Year 2015. Prosentase okupasi Industrial selalu
berada pada posisi pendapatan tertinggi
dibanding 3 (tiga) okupasi lainnya (Agrikultural,
Komersial, Residensial), yaitu di atas 47% dari
total premi.
Meskipun okupasi Komersial, Residensial
dan Agrikultural tidak memberikan kontribusi
premi sebesar okupasi Industrial, namun ketiga
okupasi tersebut memperlihatkan pertumbuhan
premi yang cukup signifikan. Hal ini terlihat
terutama pada premi okupasi Komersial pada
Underwriting Year 2013 yang meningkat
sebesar 165,3% dari Rp. 646.139,75 juta di
Underwriting Year 2012 menjadi Rp.
1.714.074,27 juta.
Rp. 2,645.4 billion, while for Underwriting Year
2013 was Rp. 4,251.8 billion. For Underwriting
Year 2014 and 2015 were Rp. 4,242.6 billion
and Rp. 749.7 billion. These figures would
certainly increase especially for Underwriting
Year 2014 and 2015.
The table 1.1 below shows the details of
gross premium based on occupation from
Underwriting Year 2011 to Underwriting Year
2015. Industrial occupation always has the
biggest percentage income compared to 3
(three) remaining occupations (Agricultural,
Commercial, Residential), that is above 47 %
from premium total.
Although occupation of Commercial,
Residential and Agricultural do not contribute
premium as much as Industrial occupation,
those three occupation show significant
premium growth. In this case, the premium
under Commercial occupation in Underwriting
Year 2013 increased by 165.3% from Rp.
646,139.75 million in Underwriting Year 2012 to
Rp. 1,714,074.27 million.
Dalam Jutaan Rupiah
In Million Rupiah
2011 23,897.32 0.85% 758,200.03 26.87% 1,696,811.05 60.14% 342,414.01 12.14% 2,821,322.40
2012 29,419.23 1.11% 646,139.75 24.43% 1,623,908.96 61.39% 345,921.69 13.08% 2,645,389.64
2013 34,917.83 0.82% 1,714,074.27 40.31% 2,028,735.96 47.71% 474,108.51 11.15% 4,251,836.57
2014 24,913.07 0.59% 918,279.91 21.64% 2,679,945.46 63.17% 619,512.25 14.60% 4,242,650.69
2015 2,213.84 0.30% 211,342.54 28.19% 409,408.22 54.61% 126,734.87 16.90% 749,699.47
T O T A L 115,361.29 4,248,036.51 8,438,809.64 1,908,691.33 14,710,898.77
Tabel 1.1 Premi Bruto dan Rasio Berdasarkan Okupasi per 30 Juni 2015
Table 1.1 Gross Premium and Ratio By Occupation as at 30 June 2015
Underwriting
Year
Okupasi
TotalAgrikultural / Agricultural Komersial / Commercial Industri / Industrial Residensial / Residential
3
MAIPARK, Statistik, 06/2015
D. Jumlah Risiko
Tabel 1.2 di bawah ini menyajikan jumlah
risiko pada Underwriting Year 2011 hingga
Underwriting Year 2015 yang tercatat sampai
dengan 30 Juni 2015.
D. Number of Risks
Table 1.2 below shows the number of risks
from Underwriting Year 2011 to Underwriting
Year 2015 recorded until 30 June 2015.
Agricultural, 482
Commercial, 100,292 Industrial, 18,252
Residential, 69,467
Agricultural, 420
Commercial, 109,009
Industrial, 17,159
Residential, 84,794
Agricultural, 59
Commercial, 20,377
Industrial, 3,079
Residential, 25,468
Number of Risk By OccupationAs at 30 Jun 2015
Agricultural, 379
Commercial, 91,426
Industrial, 14,997
Residential, 59,138
Agricultural, 420
Commercial, 94,389
Industrial, 17,099
Residential, 61,189
UY 2011
UY 2014 UY 2015
UY 2012
UY 2013
Tabel 1.2 Jumlah Risiko Berdasarkan Okupasi per 30 Juni2015
Table 1.2 Number of Risk By Occupation as at 30 June 2015
Jumlah / Total % Jumlah / Total % Jumlah / Total % Jumlah / Total % Jumlah / Total %
Agricultural / Agricultural A 379 0.23 420 0.24 482 0.26 420 0.20 59 0.12
Komersial / Commercial C 91,426 55.10 94,389 54.53 100,292 53.21 109,009 51.57 20,377 41.60
Industrial / Industrial I 14,997 9.04 17,099 9.88 18,252 9.68 17,159 8.12 3,079 6.29
Residensial / Residential R 59,138 35.64 61,189 35.35 69,467 36.85 84,794 40.11 25,468 51.99
165,940 100.00 173,097 100.00 188,493 100.00 211,382 100.00 48,983 100.00
Occupation
Jumlah / Total
Okupasi U/Y 2011 U/Y 2012 U/Y 2013 U/Y 2014 U/Y 2015
4
MAIPARK, Statistik, 06/2015
Jumlah risiko terbesar untuk setiap
Underwriting Year, dalam hal ini dari
Underwriting Year 2011 sampai dengan
Underwriting Year 2015 ada pada okupasi
Komersial, yaitu selalu berada pada rasio di atas
41% dari total risiko. Kemudian diikuti oleh
okupasi Residensial dengan rasio di atas 35%.
Jika terdapat asosiasi antara kontribusi
premi dengan banyaknya risiko maka belum
tentu asosiasi tersebut berbentuk linear dan
positif. Hal ini dibuktikan dengan apabila melihat
dari premi bruto tertinggi berada di okupasi
industrial sedangkan banyak risiko tertinggi
berada pada okupasi komersial.
Berdasarkan data okupasi, okupasi
Komersial terdiri dari beberapa kode okupasi.
Jumlah risiko terbesar berdasarkan kode
okupasi di Underwriting Year 2011 – 2015
adalah sebagai berikut:
Okupasi Residensial terdiri dari beberapa kode
okupasi. Jumlah risiko terbesar berdasarkan
kode okupasi di Underwriting Year 2011 – 2015
adalah sebagai berikut:
The highest number of risks for each
Underwriting Year, in this case from
Underwriting Year 2011 to Underwriting Year
2015, is under Commercial occupation, which is
always on the ratio above 41% from the total
risk. Then, it is followed by Residential
occupation with ratio above 35%.
If there is any association between the
premium contribution and the number of risks
then the association is not necessarily linear nor
positive. This is proved which the highest gross
premium is on the industrial occupation while the
highest total risk is under commercial
occupation.
Based on occupation data, Commercial
occupation consist of several occupation codes.
The highest number of risks by occupation code
in Underwriting Year 2011 – 2015 are as follows:
Residential occupation consist of several
occupation codes. The highest number of risks
by occupation code in Underwriting Year 2011 –
2015 are as follows:
U/Y 2011 U/Y 2012 U/Y 2013 U/Y 2014 U/Y 2015
Jumlah / Total Jumlah / Total Jumlah / Total Jumlah / Total Jumlah / Total
Shops 2934 0 0 0 25,737 5,096
Shops - Subject to Waranty A 29341 22,158 22,998 15,962 0 0
Private Warehouses and
Storehouses - Subject to
Warranty A
29371 12,800 12,980 14,291 0 0
Veem and Bonded Warehouses -
Subject to Warranty A293941 1 2 3 0 0
34,959 35,980 30,256 25,737 5,096
Description & Occupation Code
Jumlah / Total
Deskripsi & Kode Okupasi
Jumlah Risiko Terbesar pada Okupasi Komersial Berdasarkan Kode Okupasi per 30 Juni 2015
The Highest Number Of Risk in Commercial Occupation as at 30 June 2015 by Occupation Code
U/Y 2011 U/Y 2012 U/Y 2013 U/Y 2014 U/Y 2015
Jumlah / Total Jumlah / Total Jumlah / Total Jumlah / Total Jumlah / Total
Private Warehouses and
Storehouses - Subject to
Warranty A
2976 35,956 35,385 34,065 46,956 14,530
35,956 35,385 34,065 46,956 14,530
Jumlah Risiko Terbesar pada Okupasi Residensial Berdasarkan Kode Okupasi per 30 Juni 2015
The Highest Number Of Risk in Residential Occupation as at 30 June 2015 by Occupation Code
Deskripsi & Kode Okupasi
Description & Occupation Code
Jumlah / Total
5
MAIPARK, Statistik, 06/2015
E. Incurred Claim
Berdasarkan tabel 1.3 di bawah ini,
frekuensi klaim gempa bumi paling banyak
terjadi di Underwriting Year 2011 yaitu sebanyak
87 klaim dan didominasi okupasi Komersial
sebanyak 62 klaim. Hal ini disebabkan oleh
kejadian gempa bumi di 2011 yaitu Gempa Bumi
Nusa Dua pada tanggal 13 Oktober 2011
dengan kekuatan 6,8 S.R dan Gempa Bumi
Sibolga pada tanggal 6 November 2011 dengan
kekuatan 6,7 S.R.
E. Incurred Claim
Based on table 1.3 below, the highest
earthquake claim frequency occurred in
Underwriting Year 2011 was 87 claims and it
dominated by Commercial occupation of 62
claims. It was caused by Earthquakes in 2011
namely Nusa Dua Earthquake on 13 October
2011 with a magnitude of 6.8 S.R and Sibolga
Earthquake on 6 November 2011 with a
magnitude of 6.7 S.R.
2011 2012 2013 2014 2015
Agrikultural / Agricultural A 0 0 0 0 0
Komersial / Commercial C 62 14 45 7 0
Industrial / Industrial I 0 0 5 0 0
Residensial / Residential R 25 1 7 2 0
87 15 57 9 0
Tabel 1.3 Frekwensi Klaim Berdasarkan Okupasi per 30 Juni 2015
Table 1.3 Claim Frequency By Occupation as at 30 June 2015
Occupation
Jumlah / Total
Underwriting YearOkupasi
6
MAIPARK, Statistik, 06/2015
Berdasarkan Tabel 1.4 dan grafik di bawah
ini terlihat bahwa untuk frekwensi klaim tinggi
berada pada Total Incurred Claim yang relative
kecil, sedangkan untuk frekwensi klaim kecil
berada pada Total Incurred Claim yang relative
besar.
Based on table 1.4 and graph below it can
be seen that the high frequency claims lies in
relatively small Total Claim Incurred, while low
frequency claims lies in relatively big Total Claim
Incurred.
*) Dalam Rupiah
*) In Rupiah
Frekwensi Total Incurred Claim Rata-rata Incurred Claim Incurred Claim Tertinggi Inccured Claim Terendah
Frequency Total Claim Incurred Average Claim Incurred Highest Claim Incurred Lowest Claim Incurred
0 - 50 8 192,541,051 24,067,631 50,000,000 4,136,951
50 - 100 2 118,711,030 59,355,515 62,328,097 56,382,933
100 - 200 1 200,000,000 200,000,000 200,000,000 200,000,000
200 - 300 2 521,621,500 260,810,750 263,572,500 258,049,000
300 - 500 2 687,668,400 343,834,200 355,000,000 332,668,400
500 - 750 0 0 0 0 0
750 - 1,000 0 0 0 0 0
1,000 - 1,500 0 0 0 0 0
1,500 - 2,000 0 0 0 0 0
2,000 - 2,500 0 0 0 0 0
2,500 - 3,000 0 0 0 0 0
3,000 - 4,000 0 0 0 0 0
4,000 - 5,000 0 0 0 0 0
5,000 - 7,500 0 0 0 0 0
7,500 - 10,000 0 0 0 0 0
10,000 - 20,000 0 0 0 0 0
20,000 - 50,000 0 0 0 0 0
50,000 - 100,000 0 0 0 0 0
100,000 - 500,000 0 0 0 0 0
500,000 - up 0 0 0 0 0
15 1,720,541,981
Claim Incurred (BAND)*)
Incurred Claim (BAND) *)
Total
Tabel 1.4 Frekwensi Incurred Claim Underwriting Year 2012 Per 30 Juni 2015
Table 1.4 Frequency Incurred Claim Underwriting Year 2012 as at 30 June 2015
7
MAIPARK, Statistik, 06/2015
Dengan melihat tabel 1.5 tampak bahwa
jumlah klaim terbesar berada pada Underwriting
Year 2013. Klaim yang terbesar adalah pada
okupasi Komersial, yaitu 99,40% dari total klaim
di Underwriting Year 2013 atau sebesar Rp.
306,2 miliar.
Tabel 1.6 di bawah ini menyajikan kejadian
Gempa Bumi Tahun 2015 dan Incurred Claim
sampai dengan 30 Juni 2015.
Looking at table 1.5 below, it shows that the
largest claim is in the Underwriting Year 2013.
The largest claim is under Commercial
occupation that is 99.40% of the total claim in
Underwriting Year 2013 or Rp. 306.2 billion.
Table 1.6 below shows earthquake events
occurred in 2015 and the corresponding
incurred claims as at 30 June 2015.
Table 1.5 Claim Amount By Occupation as at 30 June 2015
Dalam Rupiah
In Rupiah
2011 2012 2013
Jumlah / Amount % Jumlah / Amount % Jumlah / Amount % Jumlah / Amount % Jumlah / Amount %
Agrikultural / Agricultural A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Komersial / Commercial C 6,375,313,072.29 95.80 1,670,541,980.54 97.09 306,212,972,292.31 99.40 1,228,599,676.05 94.69 0.00 0.00
Industrial / Industrial I 0.00 0.00 0.00 0.00 1,750,356,290.96 0.57 0.00 0.00 0.00 0.00
Residensial / Residential R 279,739,660.04 4.20 50,000,000.00 2.91 99,244,211.73 0.03 68,916,625.00 5.31 0.00 0.00
6,655,052,732.33 100.00 1,720,541,980.54 100.00 308,062,572,795.00 100.00 1,297,516,301.05 100.00 0.00 0.00
2015
Jumlah / Total
Underwriting Year
Tabel 1.5 Jumlah Klaim Berdasarkan Okupasi per 30 Juni 2015
2014Okupasi
Occupation
8
MAIPARK, Statistik, 06/2015
Tabel 1.7 di bawah ini menyajikan klaim
untuk event Manado perjenis okupasi.
Tabel di bawah ini adalah daftar klaim
terbesar sampai dengan tanggal 30 Juni 2015.
Table 1.7 shows Manado event by
occupation.
The table below is a list of the largest claims
as at 30 June 2015.
Dalam Rupiah
In Rupiah
No. Kejadian Tanggal Kejadian Kekuatan Gempa (S.R) Klaim
Event Date of Loss Magnitude (S.R) Claim
1 ACEH 26-12-2004 9 782,649,961,586.18
2 YOGYA 27-05-2006 5.9 268,635,542,386.91
3 PADANG 06-03-2007 5.8 22,224,113,241.32
4 BENGKULU 12-09-2007 7.9 49,044,007,333.60
5 PADANG 16-08-2009 6.9 42,782,942,555.00
6 TASIKMALAYA 02-09-2009 7.3 24,400,937,277.87
7 PARIAMAN 30-09-2009 7.6 1,082,395,841,788.55
8 BIMA 09-11-2009 6.7 43,046,593,135.48
9 MERAPI 25-10-2010 *) 27,499,741,856.40
10 KELUD 13-02-2014 *) 113,296,619,876.55
*) Penyebab terka it letusan gunung berapi
Caused by volcanic eruption
Daftar Klaim - Klaim Terbesar Posisi 30 Juni 2015
List of The Largest Claims as at 30 June 2015
Tabel 1.7 Kejadian Gempa Bumi Tahun 2015 dan Klaim per Okupasi per 30 Juni 2015
Table 1.7 Earthquake Event in 2015 and Claim per Occupation as at 30 June 2015
Event Date of Loss
Agrikultural / Komersial / Industrial / Residensial /
Agricultural Commercial Industrial Residential
Manado 19-Mar-15 0 1 0 0 0.00 367,160,000.00 0.00 0.00
Residensial /
Residential
Agrikultural /
Agricultural
Komersial /
Commercial
Industrial /
Industrial
Kejadian Tanggal Kejadian
Okupasi
Occupation
Frekwensi
Frequency
Jumlah (Dalam Rupiah)
Amount (In Rupiah)
Tabel 1.6 Kejadian Gempa Bumi Tahun 2015 dan Klaim per 30 Juni 2015
Table 1.6 Earthquake Event in 2015 and Claim as at 30 June 2015
Dalam Rupiah
In Rupiah
Kejadian Tanggal Kejadian Kekuatan Gempa (S.R)
Event Date of Loss Magnitude (S.R)
Manado 19-Mar-15 5.2 SR 367,160,000.00
Klaim
Claim
9
MAIPARK, Statistik, 06/2015
Tabel 1.8 menyajikan data jumlah polis dan
loss ratio per 30 Juni 2015. Tabel tersebut
menunjukkan bahwa loss ratio tertinggi berada
pada Underwriting Year 2013 sebesar 7,25%.
Hal ini dipengaruhi oleh nilai klaim yang cukup
tinggi yang mayoritas disebabkan dari Erupsi
Gunung Kelud tahun 2014.
Tabel 1.9 menyajikan Premi dan Exposure
per 30 Juni 2015.
Table 1.8 shows number of policies, and
loss ratio as at 30 June 2015. The table show
that the biggest loss ratio was at Underwriting
Year 2013 i.e. 7.25%. It was influenced by large
amount of claim that majority resulting from
Kelud Eruption in 2014.
Table 1.9 shows Premium and Exposure as
at 30 June 2015.
Tabel 1.8 Jumlah Polis dan Loss Ratio per 30 Juni 2015
Table 1.8 Number of Policies and Loss Ratio as at 30 June 2015
Underwriting Jumlah Polis Premi *) Frekwensi Klaim Jumlah Klaim *)
Year Number of Policies Premium *) Claim Frequency Incurred Claim *)
2011 117,060 2,821,322,404,542.47 87 6,655,052,732.33 0.24%
2012 111,505 2,645,389,635,380.59 15 1,720,541,980.54 0.07%
2013 115,678 4,251,836,566,234.02 57 308,062,572,795.00 7.25%
2014 125,596 4,242,650,688,164.07 9 1,297,516,301.05 0.03%
2015 34,745 749,699,474,583.64 0 0.00 0.00%
Keterangan :*) Dalam Rupiah
In Rupiah
Loss Ratio
Dalam Jutaan Rupiah
In Million Rupiah
Premi Exposure
Premium Exposure
2011 2,821,322.40 2,154,508,565.60
2012 2,645,389.64 1,931,209,404.23
2013 4,251,836.57 2,605,650,673.28
2014 4,242,650.69 2,688,065,075.39
2015 749,699.47 501,167,234.30
T O T A L 14,710,898.77 9,880,600,952.80
Tabel 1.9 Premi dan Exposure per 30 Juni 2015
Table 1.9 Premium and Exposure as at 30 June 2015
Underwriting Year
10
MAIPARK, Statistik, 06/2015
Table 2.1 in IDR
Amount % Amount % Amount % Amount % Amount %
BANDA ACEH 1.1 4,799,061,565,236.65 0.22 3,853,109,114,587.20 0.20 4,584,417,825,419.94 0.18 6,358,619,953,498.16 0.24 455,976,230,003.88 0.09
MEDAN 1.2 46,652,172,698,019.40 2.17 39,461,037,801,624.10 2.04 47,542,841,695,945.20 1.82 52,960,197,728,466.80 1.97 15,266,930,733,632.30 3.05
OTHERS 1.3 98,732,449,809,919.40 4.58 40,046,371,005,873.30 2.07 49,388,292,913,159.30 1.90 50,050,764,200,763.80 1.86 5,459,716,930,089.16 1.09
NORTH SUMATERA 1 150,183,684,073,175.00 6.97 83,360,517,922,084.60 4.32 101,515,552,434,525.00 3.90 109,369,581,882,729.00 4.07 21,182,623,893,725.40 4.23
PADANG 2.1 16,558,741,293,262.30 0.77 18,866,092,244,302.70 0.98 27,019,846,969,932.80 1.04 29,477,769,570,121.90 1.10 4,343,731,570,576.07 0.87
PALEMBANG 2.2 15,670,152,211,490.50 0.73 18,924,640,233,255.90 0.98 22,991,302,055,908.20 0.88 18,812,054,223,542.00 0.70 2,704,718,148,459.90 0.54
OTHERS 2.3 123,060,615,053,710.00 5.71 134,125,533,745,810.00 6.95 150,261,108,880,271.00 5.77 181,058,254,439,927.00 6.74 29,600,541,769,976.90 5.91
SOUTH SUMATERA 2 155,289,508,558,463.00 7.21 171,916,266,223,368.00 8.90 200,272,257,906,112.00 7.69 229,348,078,233,590.00 8.53 36,648,991,489,012.90 7.31
JAKARTA 3.1 464,501,709,083,112.00 21.56 399,151,129,341,981.00 20.67 429,924,032,664,141.00 16.50 531,708,345,423,764.00 19.78 114,243,160,461,085.00 22.80
BANDUNG 3.2 6,881,910,055,825.06 0.32 10,941,392,878,987.80 0.57 10,455,800,182,858.20 0.40 9,865,031,172,512.33 0.37 3,383,533,867,786.94 0.68
OTHERS 3.3 607,607,677,895,557.00 28.20 655,965,204,624,330.00 33.97 974,495,125,173,158.00 37.40 884,594,173,548,510.00 32.91 175,486,957,797,968.00 35.02
WEST JAVA 3 1,078,991,297,034,490.00 50.08 1,066,057,726,845,300.00 55.20 1,414,874,958,020,160.00 54.30 1,426,167,550,144,790.00 53.06 293,113,652,126,839.00 58.49
SEMARANG 4.1 6,547,169,388,280.43 0.30 7,032,671,423,369.66 0.36 8,708,673,384,952.73 0.33 6,094,897,525,335.40 0.23 872,040,937,538.39 0.17
YOGYAKARTA 4.2 10,227,924,407,900.00 0.47 9,213,654,452,599.54 0.48 8,527,858,959,520.06 0.33 13,606,090,868,674.60 0.51 2,202,243,172,949.89 0.44
OTHERS 4.3 116,804,919,938,213.00 5.42 102,486,294,341,901.00 5.31 136,192,546,432,047.00 5.23 139,412,503,264,086.00 5.19 35,491,815,108,839.00 7.08
CENTRAL JAVA 4 133,580,013,734,394.00 6.20 118,732,620,217,870.00 6.15 153,429,078,776,519.00 5.89 159,113,491,658,096.00 5.92 38,566,099,219,327.30 7.70
SURABAYA 5.1 87,137,349,483,550.50 4.04 50,352,975,158,199.70 2.61 37,296,159,313,449.70 1.43 77,159,355,434,089.90 2.87 17,350,016,361,654.30 3.46
OTHERS 5.2 300,813,831,856,445.00 13.96 210,015,661,096,202.00 10.87 200,084,798,977,104.00 7.68 350,891,208,794,371.00 13.05 33,500,806,604,704.10 6.68
EAST JAVA 5 387,951,181,339,995.00 18.01 260,368,636,254,402.00 13.48 237,380,958,290,554.00 9.11 428,050,564,228,461.00 15.92 50,850,822,966,358.40 10.15
KALIMANTAN 6 123,120,604,752,261.00 5.71 101,269,813,257,791.00 5.24 128,063,585,552,569.00 4.91 104,335,917,881,702.00 3.88 19,654,791,173,810.90 3.92
UJUNG PANDANG 7.1 10,441,385,729,218.00 0.48 10,366,655,119,882.30 0.54 14,056,704,460,026.80 0.54 21,486,486,598,491.00 0.80 3,108,512,496,701.43 0.62
OTHERS 7.2 59,644,593,333,905.30 2.77 53,890,334,194,031.10 2.79 39,155,028,523,482.00 1.50 110,822,471,621,368.00 4.12 10,501,222,198,359.10 2.10
SULAWESI 7 70,085,979,063,123.30 3.25 64,256,989,313,913.30 3.33 53,211,732,983,508.80 2.04 132,308,958,219,859.00 4.92 13,609,734,695,060.50 2.72
OTHER ISLANDS 8 55,306,297,043,097.90 2.57 65,246,834,197,369.70 3.38 316,902,549,313,180.00 12.16 99,370,933,137,622.20 3.70 27,540,518,738,916.40 5.50
2,154,508,565,599,000.00 100.00 1,931,209,404,232,100.00 100.00 2,605,650,673,277,120.00 100.00 2,688,065,075,386,850.00 100.00 501,167,234,303,051.00 100.00
U/Y 2015
As At 30/06/2015
National Aggregate Exposure By Cresta Zone
T O T A L
U/Y 2014Cresta Zone
U/Y 2013U/Y 2011 U/Y 2012
11
MAIPARK, Statistik, 06/2015
101,515,552.43
200,272,257.91
1,414,874,958.02
153,429,078.78 237,380,958.29
128,063,585.55
53,211,732.98
316,902,549.31
109,369,581.88
229,348,078.23
1,426,167,550.14
159,113,491.66
428,050,564.23
104,335,917.88
132,308,958.22
99,370,933.14 21,182,623.89
36,648,991.49
293,113,652.13
38,566,099.22
50,850,822.97
19,654,791.17
13,609,734.70
27,540,518.74
National Aggregate Exposure By Cresta ZoneAs at 30 Jun 2015
(In Billion IDR)
150,183,684.07
155,289,508.56
1,078,991,297.03
133,580,013.73
387,951,181.34
123,120,604.75
70,085,979.06
55,306,297.04
83,360,517.92
171,916,266.22
1,066,057,726.85
118,732,620.22
260,368,636.25
101,269,813.26
64,256,989.31
65,246,834.20 UY 2011
UY 2012
UY 2013
UY 2014 UY 2015
12
MAIPARK, Statistik, 06/2015
Amount % Amount % Amount % Amount % Amount %
AGRICULTURAL A 20,170,306,793,199.60 0.94 23,543,592,772,030.10 1.22 25,720,200,428,711.00 0.99 19,270,163,312,967.20 0.72 1,597,018,054,605.00 0.32
COMMERCIAL C 543,583,034,082,770.00 25.23 452,326,550,885,605.00 23.42 945,213,315,483,594.00 36.28 597,476,872,879,481.00 22.23 139,793,099,008,678.00 27.89
INDUSTRIAL I 1,358,267,696,554,130.00 63.04 1,225,238,409,045,250.00 63.44 1,317,498,327,917,740.00 50.56 1,684,181,022,050,690.00 62.65 276,039,374,566,958.00 55.08
RESIDENTIAL R 232,487,528,168,908.00 10.79 230,100,851,529,218.00 11.91 317,218,829,447,078.00 12.17 387,137,017,143,709.00 14.40 83,737,742,672,810.20 16.71
2,154,508,565,599,000.00 100.00 1,931,209,404,232,100.00 100.00 2,605,650,673,277,120.00 100.00 2,688,065,075,386,850.00 100.00 501,167,234,303,051.00 100.00
U/Y 2011 U/Y 2012
Table 2.2
Occupation
As At 30/06/2015
National Aggregate Exposure By Occupation
T O T A L
U/Y 2013 U/Y 2014 U/Y 2015
in IDR
13
MAIPARK, Statistik, 06/2015
( In Billion IDR )
Agricultural, 25,720,200.43
Commercial, 945,213,315.48
Industrial, 1,317,498,327.92
Residential, 317,218,829.45
Agricultural, 19,270,163.31
Commercial, 597,476,872.88
Industrial, 1,684,181,022.05
Residential, 387,137,017.14
Agricultural, 1,597,018.05
Commercial, 139,793,099.01
Industrial, 276,039,374.57
Residential, 83,737,742.67
National Aggregate Exposure By OccupationAs at 30 Jun 2015
Agricultural, 20,170,306.79
Commercial, 543,583,034.08
Industrial, 1,358,267,696.55
Residential, 232,487,528.17
Agricultural, 23,543,592.77
Commercial, 452,326,550.89
Industrial, 1,225,238,409.05
Residential, 230,100,851.53
UY 2011
UY 2012
UY 2013
UY 2014UY 2015
14
MAIPARK, Statistik, 06/2015
Table 2.3
Amount % Amount % Amount % Amount % Amount %
Building 964,149,559,051,406.00 44.75 799,375,212,157,898.00 41.39 944,225,048,709,218.00 36.24 1,141,640,488,037,040.00 42.47 216,086,403,015,337.00 43.12
Machinery 431,864,434,206,554.00 20.04 390,176,842,966,420.00 20.20 439,278,241,519,240.00 16.86 567,739,735,032,393.00 21.12 89,874,949,638,125.50 17.93
Others 254,262,184,053,071.00 11.80 276,884,980,019,862.00 14.34 473,113,463,073,476.00 18.16 303,309,137,157,491.00 11.28 89,901,024,674,904.50 17.94
Stock 284,182,162,668,283.00 13.19 281,145,992,942,971.00 14.56 324,236,732,577,797.00 12.44 382,403,614,646,182.00 14.23 63,614,494,023,336.10 12.69
Bussiness Interruption 220,050,225,619,690.00 10.21 183,626,376,144,946.00 9.51 424,797,187,397,394.00 16.30 292,972,100,513,744.00 10.90 41,690,362,951,348.10 8.32
T O T A L 2,154,508,565,599,000.00 100.00 1,931,209,404,232,100.00 100.00 2,605,650,673,277,120.00 100.00 2,688,065,075,386,850.00 100.00 501,167,234,303,051.00 100.00
National Aggregate Exposure By Interest
In IDR
InterestU/Y 2015U/Y 2013 U/Y 2014
As At 30/06/2015
U/Y 2011 U/Y 2012
15
MAIPARK, Statistik, 06/2015
0
200,000,000
400,000,000
600,000,000
800,000,000
1,000,000,000
1,200,000,000
UY 2011 UY 2012 UY 2013 UY 2014 UY 2015
Building
Machinery
Stock
Others
Business Interruption
National Aggregate Exposure Year By Interest As at 30 Jun 2015
( In Billion IDR )
16
MAIPARK, Statistik, 06/2015
Table 2.4
In IDR
Amount % Amount % Amount % Amount % Amount %
01. NAD 61,716,398,867,310.90 2.86 8,242,681,344,607.12 0.43 9,005,631,873,527.51 0.35 10,502,439,335,646.30 0.39 2,012,264,836,614.09 0.40
02. SUMATERA UTARA 88,467,285,205,864.50 4.11 75,117,836,577,477.50 3.89 92,509,920,560,997.00 3.55 98,867,142,547,082.40 3.68 19,170,359,057,111.30 3.83
03. SUMATERA BARAT 23,705,405,279,292.50 1.10 26,868,884,213,511.40 1.39 37,123,475,274,657.40 1.42 40,486,344,266,288.60 1.51 5,986,661,675,010.23 1.19
04. RIAU 35,064,056,469,754.20 1.63 33,207,775,421,162.90 1.72 48,542,834,210,792.30 1.86 55,840,220,411,325.60 2.08 8,856,689,069,525.49 1.77
05. JAMBI 8,231,659,638,051.55 0.38 10,895,402,638,529.80 0.56 10,972,622,690,169.70 0.42 11,065,716,213,730.40 0.41 1,855,347,995,719.84 0.37
06. SUMATERA SELATAN 30,750,924,977,797.60 1.43 40,818,497,980,547.40 2.11 40,439,584,412,959.00 1.55 42,679,527,268,529.80 1.59 4,826,759,985,715.52 0.96
07. BENGKULU 4,060,325,847,435.66 0.19 4,433,571,477,580.84 0.23 4,865,040,259,933.02 0.19 5,523,126,676,207.22 0.21 1,043,807,349,664.97 0.21
08. LAMPUNG 27,534,812,464,501.00 1.28 28,273,311,997,973.60 1.46 26,647,584,539,396.70 1.02 37,296,673,198,166.30 1.39 6,617,915,899,229.32 1.32
09. KEP BANGKA-BELITUNG 3,156,384,885,166.98 0.15 3,770,377,555,319.56 0.20 4,527,818,073,658.99 0.17 6,068,796,886,179.60 0.23 582,196,227,782.33 0.12
10. KEPULAUAN RIAU 22,785,938,996,463.70 1.06 23,648,444,938,743.10 1.22 27,153,298,444,545.10 1.04 30,387,673,313,163.00 1.13 6,879,613,286,365.16 1.37
11. JAKARTA 464,501,709,083,112.00 21.56 399,151,129,341,981.00 20.67 429,924,032,664,141.00 16.50 531,708,345,423,764.00 19.78 114,243,160,461,085.00 22.80
12. JAWA BARAT 401,042,121,827,649.00 18.61 449,712,411,951,516.00 23.29 703,131,596,776,920.00 26.98 566,346,269,834,249.00 21.07 123,947,669,414,822.00 24.73
13. JAWA TENGAH 121,725,177,084,954.00 5.65 107,296,512,601,410.00 5.56 141,980,875,350,865.00 5.45 141,193,794,174,169.00 5.25 35,736,117,316,835.70 7.13
14. DIY 11,854,836,649,440.00 0.55 11,436,107,616,460.70 0.59 11,448,203,425,654.20 0.44 17,919,697,483,927.30 0.67 2,829,981,902,491.59 0.56
15. JAWA TIMUR 387,951,181,339,995.00 18.01 260,368,636,254,402.00 13.48 237,380,958,290,554.00 9.11 428,050,564,228,461.00 15.92 50,850,822,966,358.40 10.15
16. BANTEN 213,447,466,123,733.00 9.91 217,194,185,551,802.00 11.25 281,819,328,579,096.00 10.82 328,112,934,886,773.00 12.21 54,922,822,250,932.40 10.96
17. BALI 43,282,480,532,299.20 2.01 50,116,926,207,592.30 2.60 301,787,423,262,199.00 11.58 73,893,929,884,879.80 2.75 22,640,921,910,568.40 4.52
18. NUSA TENGGARA BARAT 3,077,047,054,149.34 0.14 3,836,383,475,500.33 0.20 4,518,812,817,725.11 0.17 11,264,593,036,683.90 0.42 909,288,695,284.98 0.18
19. NUSA TENGGARA TIMUR 1,617,483,032,767.29 0.08 2,108,314,395,720.15 0.11 1,751,136,470,512.98 0.07 2,743,753,156,344.78 0.10 394,355,918,765.46 0.08
20. KALIMANTAN BARAT 7,209,974,391,744.74 0.33 6,288,814,178,617.00 0.33 7,941,811,616,492.80 0.30 11,790,089,041,754.30 0.44 490,115,703,858.68 0.10
21. KALIMANTAN TENGAH 12,214,732,033,229.00 0.57 11,780,711,832,551.60 0.61 17,189,946,010,771.70 0.66 22,696,519,373,241.10 0.84 304,926,375,111.67 0.06
22. KALIMANTAN SELATAN 28,151,320,447,496.90 1.31 14,607,685,305,615.70 0.76 37,104,477,399,895.20 1.42 17,162,099,676,080.10 0.64 7,096,107,359,708.85 1.42
23. KALIMANTAN TIMUR 75,544,577,879,790.50 3.51 68,592,601,941,006.50 3.55 65,827,350,525,409.70 2.53 52,687,209,790,626.40 1.96 11,763,641,735,131.70 2.35
24. SULAWESI UTARA 20,475,241,127,098.30 0.95 11,198,365,054,549.50 0.58 16,568,658,936,005.30 0.64 14,917,784,138,481.30 0.55 2,291,081,855,946.92 0.46
25. SULAWESI TENGAH 2,234,831,075,451.70 0.10 2,113,379,896,386.25 0.11 4,184,131,470,697.59 0.16 3,599,334,941,830.73 0.13 2,104,338,920,152.37 0.42
26. SULAWESI SELATAN 24,508,942,520,664.60 1.14 26,708,791,622,795.70 1.38 27,529,740,570,200.40 1.06 90,455,221,307,121.20 3.37 7,721,022,935,268.02 1.54
27. SULAWESI TENGGARA 9,114,245,475,615.48 0.42 9,050,080,341,377.57 0.47 1,521,959,535,093.63 0.06 17,873,472,932,641.60 0.66 975,672,830,461.00 0.19
28. GORONTALO 12,799,702,686,629.60 0.59 14,066,940,771,299.70 0.73 2,120,342,428,357.58 0.08 2,498,949,922,224.40 0.09 230,375,284,948.23 0.05
29. SULAWESI BARAT 953,016,177,663.56 0.04 1,119,431,627,504.72 0.06 1,286,900,043,154.22 0.05 2,964,194,977,560.09 0.11 287,242,868,284.00 0.06
30. MALUKU 1,012,162,473,294.66 0.05 1,294,838,879,671.43 0.07 1,834,818,640,495.64 0.07 2,177,073,886,117.51 0.08 859,816,826,199.76 0.17
31. MALUKU UTARA 599,594,466,006.82 0.03 839,309,120,352.22 0.04 538,208,280,758.84 0.02 844,564,769,178.50 0.03 209,433,216,129.24 0.04
32. PAPUA BARAT 2,191,055,888,141.29 0.10 3,445,075,692,356.94 0.18 2,612,323,243,092.17 0.10 2,861,725,100,454.56 0.11 506,878,796,805.58 0.10
33. PAPUA 3,526,473,596,439.34 0.16 3,605,986,426,176.26 0.19 3,859,826,598,396.27 0.15 5,585,293,303,963.16 0.21 2,019,823,375,162.99 0.40
T O T A L 2,154,508,565,599,000.00 100.00 1,931,209,404,232,100.00 100.00 2,605,650,673,277,120.00 100.00 2,688,065,075,386,840.00 100.00 501,167,234,303,051.00 100.00
ProvinceU/Y 2011 U/Y 2012 U/Y 2013 U/Y 2015
National Aggregate Exposure By Province
As At 30/06/2015
U/Y 2014
17
MAIPARK, Statistik, 06/2015
DEFINISI Konstruksi Commercial Objek pertanggungan dengan kode okupasi selain rumah tinggal (Kode Okupasi selain 2976) Com: Steel, Wood, RC ≤ 9 Konstruksi bangunan menggunakan rangka Baja, Kayu, Beton Bertulang, dengan jumlah lantai sampai dengan 9 lantai Com: Steel, Wood, RC > 9 Konstruksi bangunan menggunakan rangka Baja, Kayu, Beton Bertulang, dengan jumlah lantai lebih dari 9 lantai Com: Others Konstruksi bangunan tanpa menggunakan rangka Baja, Kayu, dan Beton Bertulang Dwelling House Objek pertanggungan rumah tinggal dengan kode okupasi 2976 (Semua kelas konstruksi) DW: Steel, Wood, RC Konstruksi rumah tinggal yang menggunakan rangka Baja, Kayu, Beton Bertulang DW: Others Konstruksi rumah tinggal tanpa menggunakan rangka Baja, Kayu,dan Beton Bertulang
Table 2.5
Amount % Amount % Amount % Amount % Amount %
Com: Steel, Wood, RC ≤9
storeys
1,856,579,576,097,000.00 86.17 1,696,734,961,739,510.00 87.86 2,389,232,839,374,460.00 91.69 2,360,924,486,258,620.00 87.83 435,100,061,566,000.00 86.82
Com: Steel, Wood, RC > 9
storeys
264,191,573,915,759.00 12.26 194,566,317,263,428.00 10.07 176,223,698,370,485.00 6.76 272,462,996,526,647.00 10.14 50,453,295,548,269.70 10.07
Com: Others 947,295,810,660.85 0.04 5,131,225,502,192.94 0.27 4,717,908,330,733.24 0.18 1,391,786,365,416.91 0.05 174,319,462,690.42 0.03
DW: Steel, Wood, RC up to 3
storeys
32,717,118,713,398.10 1.52 34,705,856,085,887.70 1.80 35,436,947,072,061.00 1.36 53,169,531,422,103.10 1.98 15,416,612,920,180.80 3.08
DW: Others 73,001,062,189.00 0.003 71,043,641,075.00 0.00 39,280,129,388.00 0.00 116,274,814,055.00 0.00 22,944,805,910.00 0.00
T O T A L 2,154,508,565,599,000.00 100.00 1,931,209,404,232,100.00 100.00 2,605,650,673,277,120.00 100.00 2,688,065,075,386,850.00 100.00 501,167,234,303,051.00 100.00
National Aggregate Exposure By Class Construction
As At 30/06/2015
In IDR
Class ConstructionU/Y 2011 U/Y 2012 U/Y 2013 U/Y 2014 U/Y 2015
18
MAIPARK, Statistik, 06/2015
Com: Steel , Wood , RC ≤ 9 storeys, 2,389,232,839.37
Com: Steel , Wood , RC > 9 storeys, 176,223,698.37
Com: Others, 4,717,908.33
DW: Steel , Wood , RC up to 3 storeys, 35,436,947.07
DW: Others, 39,280.13
Com: Steel , Wood , RC ≤ 9 storeys, 2,360,924,486.26
Com: Steel , Wood , RC > 9 storeys,
272,462,996.53
Com: Others, 1,391,786.37
DW: Steel , Wood , RC up to 3 storeys, 53,169,531.42
DW: Others, 116,274.81
Com: Steel , Wood , RC ≤ 9 storeys, 435,100,061.57
Com: Steel , Wood , RC > 9 storeys,
50,453,295.55 Com: Others, 174,319.46
DW: Steel , Wood , RC up to 3 storeys, 15,416,612.92
DW: Others, 22,944.81
National Aggregate Exposure By Class ConstructionAs at 30 Jun 2015
(in Billion IDR)
Com: Steel , Wood , RC ≤ 9 storeys, 1,856,579,576.10
Com: Steel , Wood , RC > 9 storeys, 264,191,573.92
Com: Others, 947,295.81
DW: Steel , Wood , RC up to 3 storeys, 32,717,118.71
DW: Others, 73,001.06
Com: Steel , Wood , RC ≤ 9 storeys, 1,696,734,961.74
Com: Steel , Wood , RC > 9 storeys, 194,566,317.26
Com: Others, 5,131,225.50
DW: Steel , Wood , RC up to 3 storeys,
34,705,856.09
DW: Others, 71,043.64
UY 2011
UY 2014 UY 2015
UY 2012
UY 2013
19
MAIPARK, Statistik, 06/2015
Table 3.1 in IDR
U/Y 2011 U/Y 2012
Amount % Amount % Amount % Amount % Amount %
BANDA ACEH 1.1 7,616,473,677.40 0.27 7,270,770,334.31 0.27 8,671,562,333.13 0.20 12,949,221,282.71 0.31 892,159,151.80 0.12
MEDAN 1.2 54,849,290,878.55 1.94 49,028,982,214.66 1.85 64,410,152,058.01 1.51 74,452,259,838.90 1.75 20,193,346,385.75 2.69
OTHERS 1.3 132,329,486,203.50 4.69 52,543,554,383.44 1.99 75,573,831,958.97 1.78 80,740,535,366.22 1.90 8,615,166,286.85 1.15
NORTH SUMATERA 1 194,795,250,759.45 6.90 108,843,306,932.41 4.11 148,655,546,350.11 3.50 168,142,016,487.83 3.96 29,700,671,824.40 3.96
PADANG 2.1 30,870,980,180.28 1.09 35,565,026,539.09 1.34 52,062,491,084.77 1.22 56,678,295,511.21 1.34 7,940,483,158.30 1.06
PALEMBANG 2.2 14,648,819,921.46 0.52 17,692,460,684.60 0.67 24,281,721,017.51 0.57 20,556,779,467.85 0.48 3,074,991,420.39 0.41
OTHERS 2.3 136,969,849,762.64 4.85 155,605,893,467.28 5.88 194,190,187,501.83 4.57 240,857,497,050.15 5.68 37,996,586,002.77 5.07
SOUTH SUMATERA 2 182,489,649,864.38 6.47 208,863,380,690.97 7.90 270,534,399,604.11 6.36 318,092,572,029.21 7.50 49,012,060,581.46 6.54
JAKARTA 3.1 669,813,175,934.73 23.74 598,194,044,611.17 22.61 693,093,334,110.39 16.30 890,739,103,076.03 20.99 181,367,105,417.01 24.19
BANDUNG 3.2 10,069,205,917.11 0.36 16,342,793,344.50 0.62 16,279,558,111.33 0.38 15,845,074,678.59 0.37 5,152,691,687.16 0.69
OTHERS 3.3 837,246,086,303.36 29.68 954,203,812,153.42 36.07 1,664,240,419,693.57 39.14 1,523,384,506,403.11 35.91 282,395,849,964.38 37.67
WEST JAVA 3 1,517,128,468,155.20 53.77 1,568,740,650,109.09 59.30 2,373,613,311,915.29 55.83 2,429,968,684,157.73 57.27 468,915,647,068.55 62.55
SEMARANG 4.1 7,986,696,304.55 0.28 8,721,154,566.99 0.33 11,545,367,381.18 0.27 8,451,156,211.20 0.20 1,158,646,719.82 0.15
YOGYAKARTA 4.2 15,336,936,026.90 0.54 14,027,570,399.90 0.53 13,260,675,808.26 0.31 21,074,808,625.71 0.50 3,398,558,663.44 0.45
OTHERS 4.3 146,322,144,818.04 5.19 128,289,542,295.50 4.85 185,359,588,031.05 4.36 195,796,480,313.85 4.61 44,821,354,617.15 5.98
CENTRAL JAVA 4 169,645,777,149.49 6.01 151,038,267,262.39 5.71 210,165,631,220.49 4.94 225,322,445,150.76 5.31 49,378,560,000.41 6.59
SURABAYA 5.1 110,500,306,327.69 3.92 64,104,661,224.53 2.42 48,078,486,375.47 1.13 108,272,703,197.61 2.55 23,796,751,706.18 3.17
OTHERS 5.2 360,789,369,393.49 12.79 259,614,064,847.87 9.81 281,458,633,926.23 6.62 512,797,353,232.03 12.09 46,794,268,170.66 6.24
EAST JAVA 5 471,289,675,721.18 16.70 323,718,726,072.40 12.24 329,537,120,301.70 7.75 621,070,056,429.64 14.64 70,591,019,876.84 9.42
KALIMANTAN 6 103,644,783,974.23 3.67 93,648,111,530.21 3.54 133,396,548,264.96 3.14 110,375,638,021.44 2.60 19,367,525,479.25 2.58
UJUNG PANDANG 7.1 9,478,927,946.13 0.34 9,898,401,546.96 0.37 14,160,625,142.90 0.33 24,461,587,772.60 0.58 3,325,115,249.15 0.44
OTHERS 7.2 93,690,275,855.82 3.32 82,540,150,406.55 3.12 63,648,397,236.51 1.50 177,246,688,297.98 4.18 15,191,585,268.44 2.03
SULAWESI 7 103,169,203,801.95 3.66 92,438,551,953.51 3.49 77,809,022,379.41 1.83 201,708,276,070.58 4.75 18,516,700,517.59 2.47
OTHER ISLANDS 8 79,159,595,116.55 2.81 98,098,640,829.61 3.71 708,124,986,197.93 16.65 167,970,999,816.88 3.96 44,217,289,235.14 5.90
2,821,322,404,542.43 100.00 2,645,389,635,380.59 100.00 4,251,836,566,234.00 100.00 4,242,650,688,164.07 100.00 749,699,474,583.64 100.00
U/Y 2015
As At 30/06/2015
National Gross Premium By Cresta Zone
T O T A L
U/Y 2014Cresta Zone
U/Y 2013
20
MAIPARK, Statistik, 06/2015
North Sumatera
South Sumatera
West Java
Central Java
East Java
Kalimantan
Sulawesi
Other Islands
(in Billion IDR)
148,655.55270,534.40
2,373,613.31
210,165.63
329,537.12
133,396.55
77,809.02
708,124.99
168,142.02
318,092.57
2,429,968.68
225,322.45
621,070.06
110,375.64
201,708.28
167,971.00
29,700.67
49,012.06
468,915.65
49,378.56 70,591.02
19,367.53
18,516.70
44,217.29
National Gross Premium By Cresta ZoneAs at 30 Jun 2015
194,795.25
182,489.651,517,128.47
169,645.78
471,289.68
103,644.78
103,169.20
79,159.60
108,843.31
208,863.38
1,568,740.65
151,038.27
323,718.7393,648.11
92,438.55
98,098.64
UY 2012
UY 2013
UY 2014UY 2015
UY 2011
21
MAIPARK, Statistik, 06/2015
U/Y 2011 U/Y 2012
Amount % Amount % Amount % Amount % Amount %
AGRICULTURAL A 23,897,315,368.61 0.85 29,419,229,652.86 1.11 34,917,831,995.79 0.82 24,913,072,274.44 0.59 2,213,841,234.19 0.30
COMMERCIAL C 758,200,033,083.93 26.87 646,139,753,626.54 24.43 1,714,074,272,679.52 40.31 918,279,907,201.54 21.64 211,342,544,879.01 28.19
INDUSTRIAL I 1,696,811,048,866.14 60.14 1,623,908,958,082.86 61.39 2,028,735,955,272.71 47.71 2,679,945,456,394.16 63.17 409,408,218,483.81 54.61
RESIDENTIAL R 342,414,007,223.76 12.14 345,921,694,018.32 13.08 474,108,506,285.99 11.15 619,512,252,293.91 14.60 126,734,869,986.60 16.90
2,821,322,404,542.44 100.00 2,645,389,635,380.58 100.00 4,251,836,566,234.01 100.00 4,242,650,688,164.05 100.00 749,699,474,583.61 100.00
As At 30/06/2015
National Gross Premium By Occupation
T O T A L
U/Y 2014 U/Y 2015
in IDRTable 3.2
OccupationU/Y 2013
22
MAIPARK, Statistik, 06/2015
( In Billion IDR )
Agricultural, 25,720,200.43
Commercial, 945,213,315.48
Industrial, 1,317,498,327.92
Residential, 317,218,829.45
Agricultural, 19,270,163.31
Commercial, 597,476,872.88
Industrial, 1,684,181,022.05
Residential, 387,137,017.14
Agricultural, 1,597,018.05
Commercial, 139,793,099.01
Industrial, 276,039,374.57
Residential, 83,737,742.67
National Aggregate Exposure By OccupationAs at 30 Jun 2015
Agricultural, 20,170,306.79
Commercial, 543,583,034.08
Industrial, 1,358,267,696.55
Residential, 232,487,528.17
Agricultural, 23,543,592.77
Commercial, 452,326,550.89
Industrial, 1,225,238,409.05
Residential, 230,100,851.53
UY 2011
UY 2012
UY 2013
UY 2014UY 2015
23
MAIPARK, Statistik, 06/2015
Table 3.4
In IDR
Amount % Amount % Amount % Amount % Amount %
01. NAD 87,633,935,480.81 3.11 12,339,609,702.98 0.47 16,000,089,081.17 0.38 20,609,783,323.99 0.49 4,080,010,889.93 0.54
02. SUMATERA UTARA 107,161,315,278.64 3.80 96,503,697,229.43 3.65 132,655,457,268.94 3.12 147,532,233,163.83 3.48 25,620,660,934.47 3.42
03. SUMATERA BARAT 41,474,958,579.02 1.47 48,233,293,860.42 1.82 70,756,638,221.95 1.66 77,752,878,894.61 1.83 11,061,908,127.01 1.48
04. RIAU 35,256,215,244.00 1.25 35,116,440,154.63 1.33 57,032,212,594.66 1.34 65,456,663,285.11 1.54 10,915,939,574.32 1.46
05. JAMBI 8,038,465,820.08 0.28 10,792,361,697.51 0.41 12,415,466,743.59 0.29 12,835,067,200.00 0.30 2,065,719,898.33 0.28
06. SUMATERA SELATAN 31,570,394,331.29 1.12 42,553,796,688.77 1.61 47,618,834,510.66 1.12 54,363,982,437.68 1.28 5,819,862,986.69 0.78
07. BENGKULU 7,255,605,295.58 0.26 8,246,317,200.13 0.31 9,816,378,489.19 0.23 11,308,556,281.71 0.27 1,982,852,075.15 0.26
08. LAMPUNG 37,249,898,677.14 1.32 39,937,679,016.11 1.51 40,697,993,284.28 0.96 58,305,588,868.68 1.37 9,786,272,322.92 1.31
09. KEP BANGKA-BELITUNG 2,757,422,298.01 0.10 3,395,498,865.56 0.13 4,399,197,760.16 0.10 5,927,025,417.45 0.14 564,203,690.76 0.08
10. KEPULAUAN RIAU 18,886,689,619.28 0.67 20,587,993,207.84 0.78 27,797,677,999.64 0.65 32,142,809,643.98 0.76 6,815,301,906.27 0.91
11. JAKARTA 669,813,175,934.73 23.74 598,194,044,611.17 22.61 693,093,334,110.39 16.30 890,739,103,076.03 20.99 181,367,105,417.01 24.19
12. JAWA BARAT 549,928,012,533.25 19.49 652,119,622,168.56 24.65 1,201,212,083,152.70 28.25 960,048,952,405.69 22.63 198,011,912,951.79 26.41
13. JAWA TENGAH 151,888,826,113.28 5.38 133,697,602,983.98 5.05 192,446,830,337.54 4.53 197,433,204,350.41 4.65 45,031,546,624.69 6.01
14. DIY 17,756,951,036.21 0.63 17,340,664,278.42 0.66 17,718,800,882.95 0.42 27,889,240,800.34 0.66 4,347,013,375.71 0.58
15. JAWA TIMUR 471,289,675,721.19 16.70 323,718,726,072.40 12.24 329,537,120,301.70 7.75 621,070,056,429.64 14.64 70,591,019,876.83 9.42
16. BANTEN 297,387,279,687.22 10.54 318,426,983,329.37 12.04 479,307,894,652.20 11.27 579,180,628,676.02 13.65 89,536,628,699.75 11.94
17. BALI 60,357,067,500.68 2.14 72,955,767,038.10 2.76 681,052,832,813.72 16.02 121,227,503,161.89 2.86 35,744,922,028.96 4.77
18. NUSA TENGGARA BARAT 5,152,954,498.64 0.18 7,087,522,827.65 0.27 8,803,236,498.45 0.21 21,598,527,274.20 0.51 1,615,570,548.83 0.22
19. NUSA TENGGARA TIMUR 2,433,951,389.85 0.09 3,237,699,303.25 0.12 2,811,438,143.35 0.07 4,536,858,829.59 0.11 618,427,489.42 0.08
20. KALIMANTAN BARAT 6,292,796,630.20 0.22 5,585,406,508.55 0.21 7,697,153,563.11 0.18 11,747,928,642.44 0.28 455,336,031.89 0.06
21. KALIMANTAN TENGAH 10,262,245,474.31 0.36 10,662,231,788.53 0.40 17,818,984,376.90 0.42 23,437,652,588.32 0.55 285,040,359.44 0.04
22. KALIMANTAN SELATAN 23,762,331,278.15 0.84 13,300,017,057.15 0.50 37,466,701,388.96 0.88 18,451,109,369.07 0.43 6,422,796,819.75 0.86
23. KALIMANTAN TIMUR 63,327,410,591.57 2.24 64,100,456,175.97 2.42 70,413,708,935.99 1.66 56,738,947,421.61 1.34 12,204,352,268.18 1.63
24. SULAWESI UTARA 37,726,468,368.21 1.34 21,023,484,666.00 0.79 34,273,037,525.63 0.81 30,876,898,508.27 0.73 4,401,661,267.75 0.59
25. SULAWESI TENGAH 3,453,309,420.21 0.12 3,327,226,990.16 0.13 6,867,207,802.25 0.16 6,112,014,026.74 0.14 3,555,642,431.78 0.47
26. SULAWESI SELATAN 24,634,050,796.95 0.87 27,691,959,517.82 1.05 28,396,199,459.62 0.67 127,859,578,638.06 3.01 8,265,713,882.66 1.10
27. SULAWESI TENGGARA 10,519,505,924.99 0.37 10,819,930,441.97 0.41 2,279,641,062.89 0.05 27,498,946,542.37 0.65 1,415,979,324.98 0.19
28. GORONTALO 25,429,339,114.68 0.90 27,899,410,999.48 1.05 4,065,456,398.12 0.10 4,905,177,788.98 0.12 448,234,484.52 0.06
29. SULAWESI BARAT 1,406,530,176.92 0.05 1,676,539,338.07 0.06 1,927,480,130.89 0.05 4,455,660,566.16 0.11 429,469,125.90 0.06
30. MALUKU 1,761,141,005.57 0.06 2,361,244,475.46 0.09 3,455,919,928.49 0.08 4,242,062,725.97 0.10 1,631,640,570.44 0.22
31. MALUKU UTARA 1,055,956,776.04 0.04 1,480,820,184.17 0.06 1,040,331,975.79 0.02 1,653,435,655.74 0.04 406,110,547.80 0.05
32. PAPUA BARAT 3,177,814,430.49 0.11 5,138,537,640.92 0.19 4,219,806,774.84 0.10 4,694,917,611.28 0.11 788,121,868.52 0.11
33. PAPUA 5,220,709,515.28 0.19 5,837,049,360.06 0.22 6,741,420,063.30 0.16 10,017,694,558.21 0.24 3,412,496,181.17 0.46
T O T A L 2,821,322,404,542.47 100.00 2,645,389,635,380.59 100.00 4,251,836,566,234.02 100.00 4,242,650,688,164.07 100.00 749,699,474,583.62 100.00
ProvinceU/Y 2011 U/Y 2012 U/Y 2013 U/Y 2015
National Gross Premium By Province
As At 30/06/2015
U/Y 2014
24
MAIPARK, Statistik, 06/2015
DEFINISI Konstruksi Commercial Objek pertanggungan dengan kode okupasi selain rumah tinggal (Kode Okupasi selain 2976) Com: Steel, Wood, RC ≤ 9 Konstruksi bangunan menggunakan rangka Baja, Kayu, Beton Bertulang, dengan jumlah lantai sampai dengan 9 lantai Com: Steel, Wood, RC > 9 Konstruksi bangunan menggunakan rangka Baja, Kayu, Beton Bertulang, dengan jumlah lantai lebih dari 9 lantai Com: Others Konstruksi bangunan tanpa menggunakan rangka Baja, Kayu, dan Beton Bertulang Dwelling House Objek pertanggungan rumah tinggal dengan kode okupasi 2976 (Semua kelas konstruksi) DW: Steel, Wood, RC Konstruksi rumah tinggal yang menggunakan rangka Baja, Kayu, Beton Bertulang DW: Others Konstruksi rumah tinggal tanpa menggunakan rangka Baja, Kayu,dan Beton Bertulang
U/Y 2011 U/Y 2012
Amount % Amount % Amount % Amount % Amount %
Com:Steel,Wood,RC≤9 2,384,154,318,674.75 84.50 2,280,990,053,904.31 86.23 3,903,188,186,063.03 91.80 3,691,987,105,848.18 87.02 645,915,437,667.36 86.16
Com: Steel, Wood, RC > 9 392,241,038,275.69 13.90 310,752,411,244.27 11.75 293,198,811,160.08 6.90 475,221,321,335.05 11.20 82,352,755,334.91 10.98
Com: Others 1,759,846,644.28 0.06 7,722,471,413.19 0.29 7,779,732,373.47 0.18 2,909,311,683.91 0.07 368,463,903.86 0.05
DW: Steel, Wood, RC up to 3 storeys 43,002,828,958.58 1.52 45,758,363,723.03 1.73 47,563,123,197.75 1.12 72,152,941,718.11 1.70 20,987,266,218.72 2.80
DW: Others 164,371,989.15 0.01 166,335,095.78 0.01 106,713,439.67 0.00 380,007,578.80 0.01 75,551,458.76 0.01
2,821,322,404,542.45 100.00 2,645,389,635,380.58 100.00 4,251,836,566,234.00 100.00 4,242,650,688,164.05 100.00 749,699,474,583.61 100.00T O T A L
National Gross Premium By Class Construction
As At 30/06/2015
in IDRTable 3.5
Class ConstructionU/Y 2013 U/Y 2014 U/Y 2015
25
MAIPARK, Statistik, 06/2015
Com: Steel, Wood, RC ≤ 9, 3,903,188.19
Com: Steel, Wood, RC > 9, 293,198.81
Com: Others, 7,779.73
DW: Steel , Wood , RC up to 3 storeys, 47,563.12
DW: Others, 106.71
Com: Steel, Wood, RC ≤ 9, 3,691,987.11
Com: Steel, Wood, RC > 9, 475,221.32
Com: Others, 2,909.31
DW: Steel , Wood , RC up to 3 storeys, 72,152.94
DW: Others, 380.01
Com: Steel, Wood, RC ≤ 9, 645,915.44
Com: Steel, Wood, RC > 9, 82,352.76
Com: Others, 368.46
DW: Steel , Wood , RC up to 3 storeys,
20,987.27
DW: Others, 75.55
National Gross Premium By Class ConstructionAs at 30 Jun 2015
(in Billion IDR)
Com: Steel, Wood, RC ≤ 9, 2,384,154.32
Com: Steel, Wood, RC > 9, 392,241.04
Com: Others, 1,759.85
DW: Steel , Wood , RC up to 3 storeys, 43,002.83
DW: Others, 164.37
Com: Steel, Wood, RC ≤ 9, 2,280,990.05
Com: Steel, Wood, RC > 9, 310,752.41
Com: Others, 7,722.47
DW: Steel , Wood , RC up to 3 storeys, 45,758.36
DW: Others, 166.34
UY 2011
UY 2014 UY 2015
UY 2012
UY 2013
26
MAIPARK, Statistik, 06/2015
Table 4.1
Amount % Amount % Amount % Amount % Amount %
BANDA ACEH 1.1 518 0.31% 588 0.34% 605 0.32% 600 0.28% 158 0.32%
MEDAN 1.2 5,777 3.48% 6,002 3.47% 6,598 3.50% 7,330 3.47% 1,972 4.03%
OTHERS 1.3 4,491 2.71% 4,654 2.69% 3,910 2.07% 5,002 2.37% 880 1.80%
NORTH SUMATERA 1 10,786 6.50% 11,244 6.50% 11,113 5.90% 12,932 6.12% 3,010 6.14%
PADANG 2.1 9,869 5.95% 10,638 6.15% 10,653 5.65% 12,344 5.84% 3,939 8.04%
PALEMBANG 2.2 1,443 0.87% 1,533 0.89% 1,873 0.99% 1,883 0.89% 326 0.67%
OTHERS 2.3 16,565 9.98% 17,378 10.04% 17,897 9.49% 21,194 10.03% 4,776 9.75%
SOUTH SUMATERA 2 27,877 16.80% 29,549 17.07% 30,423 16.14% 35,421 16.76% 9,041 18.46%
JAKARTA 3.1 38,645 23.29% 36,236 20.93% 47,625 25.27% 48,501 22.94% 10,593 21.63%
BANDUNG 3.2 1,147 0.69% 1,986 1.15% 2,123 1.13% 2,037 0.96% 820 1.67%
OTHERS 3.3 34,085 20.54% 36,684 21.19% 38,777 20.57% 46,679 22.08% 11,247 22.96%
WEST JAVA 3 73,877 44.52% 74,906 43.27% 88,525 46.96% 97,217 45.99% 22,660 46.26%
SEMARANG 4.1 669 0.40% 803 0.46% 916 0.49% 970 0.46% 157 0.32%
YOGYAKARTA 4.2 2,155 1.30% 2,309 1.33% 2,188 1.16% 2,538 1.20% 635 1.30%
OTHERS 4.3 9,711 5.85% 10,322 5.96% 10,492 5.57% 14,155 6.70% 3,492 7.13%
CENTRAL JAVA 4 12,535 7.55% 13,434 7.76% 13,596 7.21% 17,663 8.36% 4,284 8.75%
SURABAYA 5.1 6,063 3.65% 6,180 3.57% 6,240 3.31% 6,110 2.89% 1,474 3.01%
OTHERS 5.2 7,287 4.39% 7,802 4.51% 8,384 4.45% 11,194 5.30% 1,564 3.19%
EAST JAVA 5 13,350 8.05% 13,982 8.08% 14,624 7.76% 17,304 8.19% 3,038 6.20%
KALIMANTAN 6 5,727 3.45% 7,633 4.41% 7,055 3.74% 6,791 3.21% 917 1.87%
UJUNG PANDANG 7.1 1,851 1.12% 1,914 1.11% 2,058 1.09% 1,922 0.91% 428 0.87%
OTHERS 7.2 7,029 4.24% 6,206 3.59% 6,259 3.32% 6,117 2.89% 1,239 2.53%
SULAWESI 7 8,880 5.35% 8,120 4.69% 8,317 4.41% 8,039 3.80% 1,667 3.40%
OTHER ISLANDS 8 12,908 7.78% 14,229 8.22% 14,840 7.87% 16,015 7.58% 4,366 8.91%
165,940 100% 173,097 100% 188,493 100% 211,382 100% 48,983 100%
U/Y 2015
T O T A L
Number Of Risk By Cresta Zone
As At 30/06/2015
Cresta ZoneU/Y 2011 U/Y 2012 U/Y 2013 U/Y 2014
27
MAIPARK, Statistik, 06/2015
0
10,000
20,000
30,000
40,000
50,000
60,000
70,000
80,000
90,000
100,000
North
Sumatera
South
Sumatera
West Java Central Java East Java Kalimantan Sulawesi Other
Islands
UY 2011
UY 2012
UY 2013
UY 2014
UY 2015
Number of Risk By Cresta Zone As at 30 Jun 2015
28
MAIPARK, Statistik, 06/2015
Table 4.2
U/Y 2011 % U/Y 2012 % U/Y 2013 % U/Y 2014 % U/Y 2015 %
AGRICULTURAL A 379 0.23 420 0.24 482 0.26 420 0.20 59 0.12
COMMERCIAL C 91,426 55.10 94,389 54.53 100,292 53.21 109,009 51.57 20,377 41.60
INDUSTRIAL I 14,997 9.04 17,099 9.88 18,252 9.68 17,159 8.12 3,079 6.29
RESIDENTIAL R 59,138 35.64 61,189 35.35 69,467 36.85 84,794 40.11 25,468 51.99
165,940 100.00 173,097 100.00 188,493 100.00 211,382 100.00 48,983 100.00
Number Of Risk By Occupation
T O T A L
Occupation
As At 30/06/2015
29
MAIPARK, Statistik, 06/2015
Agricultural, 482
Commercial, 100,292 Industrial, 18,252
Residential, 69,467
Agricultural, 420
Commercial, 109,009
Industrial, 17,159
Residential, 84,794
Agricultural, 59
Commercial, 20,377
Industrial, 3,079
Residential, 25,468
Number of Risk By OccupationAs at 30 Jun 2015
Agricultural, 379
Commercial, 91,426
Industrial, 14,997
Residential, 59,138
Agricultural, 420
Commercial, 94,389
Industrial, 17,099
Residential, 61,189
UY 2011
UY 2014 UY 2015
UY 2012
UY 2013
30
MAIPARK, Statistik, 06/2015
DEFINISI Konstruksi Commercial Objek pertanggungan dengan kode okupasi selain rumah tinggal (Kode Okupasi selain 2976) Com: Steel, Wood, RC ≤ 9 Konstruksi bangunan menggunakan rangka Baja, Kayu, Beton Bertulang, dengan jumlah lantai sampai dengan 9 lantai Com: Steel, Wood, RC > 9 Konstruksi bangunan menggunakan rangka Baja, Kayu, Beton Bertulang, dengan jumlah lantai lebih dari 9 lantai Com: Others Konstruksi bangunan tanpa menggunakan rangka Baja, Kayu, dan Beton Bertulang Dwelling House Objek pertanggungan rumah tinggal dengan kode okupasi 2976 (Semua kelas konstruksi) DW: Steel, Wood, RC Konstruksi rumah tinggal yang menggunakan rangka Baja, Kayu, Beton Bertulang DW: Others Konstruksi rumah tinggal tanpa menggunakan rangka Baja, Kayu,dan Beton Bertulang
Table 4.3
U/Y 2011 % U/Y 2012 % U/Y 2013 % U/Y 2014 % U/Y 2015 %
Com:Steel,Wood,RC≤9 121,236 73.06 121,689 70.30 139,099 73.80 144,726 68.47 32,654 66.66
Com: Steel, Wood, RC > 9 4,312 2.60 5,613 3.24 5,220 2.77 18,074 8.55 1,582 3.23
Com: Others 4,436 2.67 10,409 6.01 10,109 5.36 1,639 0.78 220 0.45
DW: Steel, Wood, RC up to 3 storeys 35,795 21.57 35,211 20.34 33,969 18.02 46,645 22.07 14,450 29.50
DW: Others 161 0.10 175 0.10 96 0.05 298 0.14 77 0.16
165,940 100.00 173,097 100.00 188,493 100.00 211,382 100.00 48,983 100.00
Number Of Risk By Class Construction
As At 30/06/2015
Class Construction
T O T A L
31
MAIPARK, Statistik, 06/2015
Com: Steel, Wood, RC ≤ 9, 139,099
Com: Steel, Wood, RC > 9, 5,220
Com: Others , 10,109
DW: Steel , Wood , RC up to 3 storeys,
33,969
DW: Others , 96
Com: Steel, Wood, RC ≤ 9, 144,726
Com: Steel, Wood, RC > 9, 18,074
Com: Others , 1,639
DW: Steel , Wood , RC up to 3 storeys, 46,645
DW: Others , 298
Com: Steel, Wood, RC ≤ 9, 32,654
Com: Steel, Wood, RC > 9, 1,582
Com: Others , 220
DW: Steel , Wood , RC up to 3 storeys, 14,450
DW: Others , 77
Number of Risk By Class ConstructionAs at 30 Jun 2015
Com: Steel, Wood, RC ≤ 9, 121,236
Com: Steel, Wood, RC > 9, 4,312
Com: Others , 4,436
DW: Steel , Wood , RC up to 3 storeys, 35,795
DW: Others , 161
Com: Steel, Wood, RC ≤ 9, 121,689
Com: Steel, Wood, RC > 9, 5,613 Com: Others , 10,409
DW: Steel , Wood , RC up to 3 storeys, 35,211
DW: Others , 175
UY 2011
UY 2014 UY 2015
UY 2012
UY 2013
32
MAIPARK, Statistik, 06/2015
Table 5.1
Amount % Amount % Amount % Amount % Amount %
BANDA ACEH 1.1 4 5% 6 40% 1 2% 0 0% 0 0%
MEDAN 1.2 8 9% 2 13% 0 0% 0 0% 0 0%
OTHERS 1.3 2 2% 0 0% 0 0% 0 0% 0 0%
NORTH SUMATERA 1 14 16% 8 53% 1 2% 0 0% 0 0%
PADANG 2.1 5 6% 0 0% 1 2% 1 11% 0 0%
PALEMBANG 2.2 0 0% 0 0% 0 0% 0 0% 0 0%
OTHERS 2.3 8 9% 1 7% 1 2% 0 0% 0 0%
SOUTH SUMATERA 2 13 15% 1 7% 2 4% 1 11% 0 0%
JAKARTA 3.1 0 0% 0 0% 0 0% 0 0% 0 0%
BANDUNG 3.2 1 1% 0 0% 1 2% 0 0% 0 0%
OTHERS 3.3 1 1% 1 7% 0 0% 0 0% 0 0%
WEST JAVA 3 2 2% 1 7% 1 2% 0 0% 0 0%
SEMARANG 4.1 0 0% 0 0% 0 0% 0 0% 0 0%
YOGYAKARTA 4.2 0 0% 0 0% 5 9% 0 0% 0 0%
OTHERS 4.3 0 0% 0 0% 6 11% 0 0% 0 0%
CENTRAL JAVA 4 0 0% 0 0% 11 19% 0 0% 0 0%
SURABAYA 5.1 0 0% 0 0% 0 0% 0 0% 0 0%
OTHERS 5.2 0 0% 0 0% 39 68% 3 33% 0 0%
EAST JAVA 5 0 0% 0 0% 39 68% 3 33% 0 0%
KALIMANTAN 6 0 0% 0 0% 0 0% 0 0% 0 0%
UJUNG PANDANG 7.1 0 0% 0 0% 0 0% 0 0% 0 0%
OTHERS 7.2 1 1% 2 13% 0 0% 3 33% 0 0%
SULAWESI 7 1 1% 2 13% 0 0% 3 33% 0 0%
OTHER ISLANDS 8 57 66% 3 20% 3 5% 2 22% 0 0%
87 100% 15 100% 57 100% 9 100% 0 0%T O T A L
Claim Frequency by Cresta Zone
As At 30/06/2015
U/Y 2011 U/Y 2012 U/Y 2013 U/Y 2014 U/Y 2015
Cresta Zone
33
MAIPARK, Statistik, 06/2015
0
10
20
30
40
50
60
UY 2011 UY 2012 UY 2013 UY 2014 UY 2015
14
8
1 0 0
13
1 2 10
2 1 1 0 00 0
11
0 00 0
39
3
00 0 0 0 01 2
03
0
57
3 32
0
North Sumatera
South Sumatera
West Java
Central Java
East Java
Kalimantan
Sulawesi
Other Islands
Claim Frequency By Cresta Zone As at 30 June 2015
34
MAIPARK, Statistik, 06/2015
Table 5.2
U/Y 2011 U/Y 2012 U/Y 2013 U/Y 2014 U/Y 2015
AGRICULTURAL A 0 0 0 0 0
COMMERCIAL C 62 14 45 7 0
INDUSTRIAL I 0 0 5 0 0
RESIDENTIAL R 25 1 7 2 0
87 15 57 9 0T O T A L
Claim Frequency by Occupation
As At 30/06/2015
Occupation
35
MAIPARK, Statistik, 06/2015
1867 58 108 11
0
10
20
30
40
50
60
70
UY 2011 UY 2012 UY 2013 UY 2014 UY 2015
00 0 0 0
62
14
45
7
00
0
5
0 0
25
1
7
20
Agricultural
Commercial
Industrial
Residential
Claim Frequency By OccupationAs at 30 June 2015
36
MAIPARK, Statistik, 06/2015
Table 5.4
U/Y 2011 U/Y 2012 U/Y 2013
Amount % Amount % Amount % Amount % Amount %
BANDA ACEH 1.1 363,816,500.00 5.47 1,430,714,900.00 83.15 20,985,349.73 0.01 0.00 0.00 0.00 0.00
MEDAN 1.2 96,659,672.63 1.45 14,936,201.00 0.87 0.00 0.00 0.00 0.00 0.00 0.00
OTHERS 1.3 156,092,898.00 2.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
NORTH SUMATERA 1 616,569,070.63 9.26 1,445,651,101.00 84.02 20,985,349.73 0.01 0.00 0.00 0.00 0.00
PADANG 2.1 29,390,800.00 0.44 0.00 0.00 6,706,092.35 0.00 16,000,000.00 1.23 0.00 0.00
PALEMBANG 2.2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
OTHERS 2.3 2,960,841,000.00 44.49 50,000,000.00 2.91 3,995,032.99 0.00 0.00 0.00 0.00 0.00
SOUTH SUMATERA 2 2,990,231,800.00 44.93 50,000,000.00 2.91 10,701,125.34 0.00 16,000,000.00 1.23 0.00 0.00
JAKARTA 3.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
BANDUNG 3.2 67,353,075.00 1.01 0.00 0.00 22,495,295.61 0.01 0.00 0.00 0.00 0.00
OTHERS 3.3 7,100,000.00 0.11 17,438,200.00 1.01 0.00 0.00 0.00 0.00 0.00 0.00
WEST JAVA 3 74,453,075.00 1.12 17,438,200.00 1.01 22,495,295.61 0.01 0.00 0.00 0.00 0.00
SEMARANG 4.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
YOGYAKARTA 4.2 0.00 0.00 0.00 0.00 1,500,455,237.19 0.49 0.00 0.00 0.00 0.00
OTHERS 4.3 0.00 0.00 0.00 0.00 29,104,464,265.10 9.45 0.00 0.00 0.00 0.00
CENTRAL JAVA 4 0.00 0.00 0.00 0.00 30,604,919,502.29 9.93 0.00 0.00 0.00 0.00
SURABAYA 5.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
OTHERS 5.2 0.00 0.00 0.00 0.00 277,370,076,854.07 90.04 111,029,676.05 8.56 0.00 0.00
EAST JAVA 5 0.00 0.00 0.00 0.00 277,370,076,854.07 90.04 111,029,676.05 8.56 0.00 0.00
KALIMANTAN 6 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
UJUNG PANDANG 7.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
OTHERS 7.2 6,662,800.00 0.10 77,942,400.00 4.53 0.00 0.00 820,076,625.00 63.20 0.00 0.00
SULAWESI 7 6,662,800.00 0.10 77,942,400.00 4.53 0.00 0.00 820,076,625.00 63.20 0.00 0.00
OTHER ISLANDS 8 2,967,135,986.70 44.58 129,510,279.54 7.53 33,394,667.96 0.01 350,410,000.00 27.01 0.00 0.00
6,655,052,732.33 100.00 1,720,541,980.54 100.00 308,062,572,795.00 100.00 1,297,516,301.05 100.00 0.00 0.00
Cresta Zone
T O T A L
Claim by Cresta Zone
In IDR
U/Y 2015
As At 30/06/2015
U/Y 2014
37
MAIPARK, Statistik, 06/2015
( In Million IDR )
Claim By Cresta ZoneAs at 30 June 2015
North Sumatera,
20.99
South Sumatera, 10.70
West Java, 22.50
Central Java,
30,604.92
East Java,
277,370.08
Kalimantan, 0.00Sulawesi, 0.00
Other Islands,
33.39
North Sumatera, 1,445.65
South Sumatera, 50.00
West Java, 17.44
Central Java, 0.00
East Java, 0.00Kalimantan, 0.00
Sulawesi, 77.94
Other Islands, 129.51
North Sumatera, 616.57
South Sumatera,
2,990.23
West Java, 74.45
Central Java, 0.00
East Java, 0.00Kalimantan, 0.00
Sulawesi, 6.66
Other Islands, 2,967.14
North Sumatera, 0.00
South Sumatera, 16.00West Java, 0.00
Central Java, 0.00
East Java, 111.03
Kalimantan, 0.00
Sulawesi, 820.08
Other Islands, 350.41
North Sumatera, 0.00
South Sumatera, 0.00
West Java, 0.00
Central Java, 0.00
East Java, 0.00
Kalimantan, 0.00
Sulawesi, 0.00
Other Islands, 0.00
UY 2014UY 2015
UY 2012
UY 2013UY 2011
38
MAIPARK, Statistik, 06/2015
Table 5.5
U/Y 2011 U/Y 2012 U/Y 2013
Amount % Amount % Amount % Amount % Amount %
AGRICULTURAL A 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
COMMERCIAL C 6,375,313,072.29 95.80 1,670,541,980.54 97.09 306,212,972,292.31 99.40 1,228,599,676.05 94.69 0.00 0.00
INDUSTRIAL I 0.00 0.00 0.00 0.00 1,750,356,290.96 0.57 0.00 0.00 0.00 0.00
RESIDENTIAL R 279,739,660.04 4.20 50,000,000.00 2.91 99,244,211.73 0.03 68,916,625.00 5.31 0.00 0.00
6,655,052,732.33 100.00 1,720,541,980.54 100.00 308,062,572,795.00 100.00 1,297,516,301.05 100.00 0.00 0.00
Claim by Occupation
In IDR
Occupation
T O T A L
U/Y 2015
As At 30/06/2015
U/Y 2014
39
MAIPARK, Statistik, 06/2015
Agricultural
0.00%
Commercial
95.80%
Industrial
0.00%Residential
4.20%
Agricultural
0.00%
Commercial
99.40%
Industrial
0.57%
Residential
0.03%
Agricultural
0.00%
Commercial
94.69%
Industrial
0.00%
Residential
5.31%
Agricultural
0.00%
Commercial
0.00%
Industrial
0.00%Residential
0.00%
Claim By OccupationAs at 30 June 2015
Agricultural
0.00%
Commercial
97.09%
Industrial
0.00%
Residential
2.91%
UY 2012
UY 2013
UY 2014 UY 2015
UY 2011
40
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR :2011 -2015
27/07/2015
OCCUPATION :ALL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 69,277.00 69,277.00 8.79 8.79 2,636.63 2,636.63 0.02 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 57,506.00 126,783.00 7.30 16.09 6,780.21 9,416.83 0.05 0.06 2.00 2.00 1.19 1.19 16.04 16.04 0.01 0.01 0.24 0.17
3 100.00 200.00 80,521.00 207,304.00 10.22 26.31 17,816.33 27,233.17 0.12 0.19 6.00 8.00 3.57 4.76 91.65 107.69 0.03 0.03 0.51 0.40
4 200.00 300.00 59,683.00 266,987.00 7.57 33.89 21,931.75 49,164.92 0.15 0.33 7.00 15.00 4.17 8.93 394.53 502.22 0.12 0.16 1.80 1.02
5 300.00 500.00 91,973.00 358,960.00 11.67 45.56 54,081.95 103,246.86 0.37 0.70 29.00 44.00 17.26 26.19 349.20 851.42 0.11 0.27 0.65 0.82
6 500.00 750.00 71,336.00 430,296.00 9.05 54.61 63,277.52 166,524.38 0.43 1.13 11.00 55.00 6.55 32.74 518.51 1,369.93 0.16 0.43 0.82 0.82
7 750.00 1,000.00 68,352.00 498,648.00 8.68 63.29 86,723.20 253,247.58 0.59 1.72 11.00 66.00 6.55 39.29 843.50 2,213.43 0.27 0.70 0.97 0.87
8 1,000.00 1,500.00 70,507.00 569,155.00 8.95 72.24 123,435.69 376,683.27 0.84 2.56 20.00 86.00 11.90 51.19 865.96 3,079.39 0.27 0.97 0.70 0.82
9 1,500.00 2,000.00 37,517.00 606,672.00 4.76 77.00 93,766.70 470,449.97 0.64 3.20 10.00 96.00 5.95 57.14 1,017.27 4,096.66 0.32 1.29 1.08 0.87
10 2,000.00 2,500.00 23,156.00 629,828.00 2.94 79.94 74,138.07 544,588.04 0.50 3.70 6.00 102.00 3.57 60.71 1,006.60 5,103.26 0.32 1.61 1.36 0.94
11 2,500.00 3,000.00 18,030.00 647,858.00 2.29 82.23 70,729.42 615,317.47 0.48 4.18 5.00 107.00 2.98 63.69 986.08 6,089.34 0.31 1.92 1.39 0.99
12 3,000.00 4,000.00 22,795.00 670,653.00 2.89 85.12 112,626.51 727,943.97 0.77 4.95 7.00 114.00 4.17 67.86 654.98 6,744.32 0.21 2.12 0.58 0.93
13 4,000.00 5,000.00 16,184.00 686,837.00 2.05 87.17 104,019.37 831,963.34 0.71 5.66 4.00 118.00 2.38 70.24 223.31 6,967.63 0.07 2.19 0.21 0.84
14 5,000.00 7,500.00 22,220.00 709,057.00 2.82 89.99 192,177.21 1,024,140.55 1.31 6.96 13.00 131.00 7.74 77.98 1,821.00 8,788.63 0.57 2.77 0.95 0.86
15 7,500.00 10,000.00 14,449.00 723,506.00 1.83 91.83 181,022.93 1,205,163.49 1.23 8.19 6.00 137.00 3.57 81.55 2,366.09 11,154.71 0.74 3.51 1.31 0.93
16 10,000.00 20,000.00 22,586.00 746,092.00 2.87 94.69 455,545.58 1,660,709.07 3.10 11.29 8.00 145.00 4.76 86.31 1,448.90 12,603.61 0.46 3.97 0.32 0.76
17 20,000.00 50,000.00 19,396.00 765,488.00 2.46 97.16 869,836.02 2,530,545.09 5.91 17.20 9.00 154.00 5.36 91.67 3,068.86 15,672.46 0.97 4.93 0.35 0.62
18 50,000.00 100,000.00 9,755.00 775,243.00 1.24 98.39 950,007.86 3,480,552.95 6.46 23.66 5.00 159.00 2.98 94.64 29,844.65 45,517.12 9.39 14.33 3.14 1.31
19 100,000.00 500,000.00 9,963.00 785,206.00 1.26 99.66 2,963,947.75 6,444,500.70 20.15 43.81 9.00 168.00 5.36 100.00 272,218.57 317,735.68 85.67 100.00 9.18 4.93
20 500,000.00 UP 2,689.00 787,895.00 0.34 100.00 8,266,398.07 14,710,898.77 56.19 100.00 0.00 168.00 0.00 100.00 0.00 317,735.68 0.00 100.00 0.00 2.16
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
41
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2015
27/07/2015
OCCUPATION : ALL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 2,540.00 2,540.00 5.19 5.19 106.05 106.05 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 2,241.00 4,781.00 4.58 9.76 279.46 385.50 0.04 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 4,002.00 8,783.00 8.17 17.93 932.37 1,317.88 0.12 0.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 4,333.00 13,116.00 8.85 26.78 1,647.79 2,965.67 0.22 0.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 6,926.00 20,042.00 14.14 40.92 4,121.77 7,087.44 0.55 0.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 5,021.00 25,063.00 10.25 51.17 4,437.56 11,525.00 0.59 1.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 4,511.00 29,574.00 9.21 60.38 5,729.89 17,254.89 0.76 2.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 4,554.00 34,128.00 9.30 69.67 8,010.64 25,265.54 1.07 3.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 2,788.00 36,916.00 5.69 75.36 6,890.55 32,156.09 0.92 4.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 1,716.00 38,632.00 3.50 78.87 5,437.41 37,593.50 0.73 5.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 1,261.00 39,893.00 2.57 81.44 4,933.91 42,527.41 0.66 5.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 1,612.00 41,505.00 3.29 84.73 7,796.60 50,324.00 1.04 6.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 1,157.00 42,662.00 2.36 87.10 7,464.90 57,788.90 1.00 7.71 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 1,510.00 44,172.00 3.08 90.18 12,993.18 70,782.08 1.73 9.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 962.00 45,134.00 1.96 92.14 12,019.54 82,801.62 1.60 11.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 1,380.00 46,514.00 2.82 94.96 27,168.53 109,970.14 3.62 14.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 1,115.00 47,629.00 2.28 97.24 51,425.61 161,395.75 6.86 21.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 586.00 48,215.00 1.20 98.43 59,055.76 220,451.51 7.88 29.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 620.00 48,835.00 1.27 99.70 183,951.72 404,403.23 24.54 53.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 148.00 48,983.00 0.30 100.00 345,296.25 749,699.47 46.06 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
42
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2014
27/07/2015
OCCUPATION : ALL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 16,759.00 16,759.00 7.93 7.93 524.64 524.64 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 14,281.00 31,040.00 6.76 14.68 1,702.41 2,227.05 0.04 0.05 1.00 1.00 11.11 11.11 12.24 12.24 0.94 0.94 0.72 0.55
3 100.00 200.00 18,912.00 49,952.00 8.95 23.63 4,065.90 6,292.96 0.10 0.15 0.00 1.00 0.00 11.11 0.00 12.24 0.00 0.94 0.00 0.19
4 200.00 300.00 14,257.00 64,209.00 6.74 30.38 5,137.84 11,430.80 0.12 0.27 2.00 3.00 22.22 33.33 54.79 67.03 4.22 5.17 1.07 0.59
5 300.00 500.00 27,096.00 91,305.00 12.82 43.19 15,751.06 27,181.85 0.37 0.64 0.00 3.00 0.00 33.33 0.00 67.03 0.00 5.17 0.00 0.25
6 500.00 750.00 23,951.00 115,256.00 11.33 54.52 21,233.34 48,415.19 0.50 1.14 0.00 3.00 0.00 33.33 0.00 67.03 0.00 5.17 0.00 0.14
7 750.00 1,000.00 21,885.00 137,141.00 10.35 64.88 27,168.89 75,584.07 0.64 1.78 2.00 5.00 22.22 55.56 112.92 179.95 8.70 13.87 0.42 0.24
8 1,000.00 1,500.00 16,267.00 153,408.00 7.70 72.57 27,891.16 103,475.23 0.66 2.44 0.00 5.00 0.00 55.56 0.00 179.95 0.00 13.87 0.00 0.17
9 1,500.00 2,000.00 9,775.00 163,183.00 4.62 77.20 23,889.58 127,364.81 0.56 3.00 0.00 5.00 0.00 55.56 0.00 179.95 0.00 13.87 0.00 0.14
10 2,000.00 2,500.00 5,932.00 169,115.00 2.81 80.00 18,565.43 145,930.24 0.44 3.44 2.00 7.00 22.22 77.78 737.50 917.45 56.84 70.71 3.97 0.63
11 2,500.00 3,000.00 4,730.00 173,845.00 2.24 82.24 18,076.43 164,006.67 0.43 3.87 0.00 7.00 0.00 77.78 0.00 917.45 0.00 70.71 0.00 0.56
12 3,000.00 4,000.00 5,912.00 179,757.00 2.80 85.04 28,514.22 192,520.90 0.67 4.54 0.00 7.00 0.00 77.78 0.00 917.45 0.00 70.71 0.00 0.48
13 4,000.00 5,000.00 4,202.00 183,959.00 1.99 87.03 26,268.08 218,788.98 0.62 5.16 1.00 8.00 11.11 88.89 12.91 930.36 0.99 71.70 0.05 0.43
14 5,000.00 7,500.00 5,852.00 189,811.00 2.77 89.80 49,632.64 268,421.62 1.17 6.33 1.00 9.00 11.11 100.00 367.16 1,297.52 28.30 100.00 0.74 0.48
15 7,500.00 10,000.00 3,723.00 193,534.00 1.76 91.56 45,838.31 314,259.93 1.08 7.41 0.00 9.00 0.00 100.00 0.00 1,297.52 0.00 100.00 0.00 0.41
16 10,000.00 20,000.00 5,927.00 199,461.00 2.80 94.36 118,053.62 432,313.55 2.78 10.19 0.00 9.00 0.00 100.00 0.00 1,297.52 0.00 100.00 0.00 0.30
17 20,000.00 50,000.00 5,417.00 204,878.00 2.56 96.92 248,106.06 680,419.62 5.85 16.04 0.00 9.00 0.00 100.00 0.00 1,297.52 0.00 100.00 0.00 0.19
18 50,000.00 100,000.00 2,831.00 207,709.00 1.34 98.26 271,721.76 952,141.38 6.40 22.44 0.00 9.00 0.00 100.00 0.00 1,297.52 0.00 100.00 0.00 0.14
19 100,000.00 500,000.00 2,892.00 210,601.00 1.37 99.63 893,612.89 1,845,754.27 21.06 43.50 0.00 9.00 0.00 100.00 0.00 1,297.52 0.00 100.00 0.00 0.07
20 500,000.00 UP 781.00 211,382.00 0.37 100.00 2,396,896.42 4,242,650.69 56.50 100.00 0.00 9.00 0.00 100.00 0.00 1,297.52 0.00 100.00 0.00 0.03
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
43
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2013
27/07/2015
OCCUPATION : ALL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 15,763.00 15,763.00 8.36 8.36 631.97 631.97 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 14,567.00 30,330.00 7.73 16.09 1,674.58 2,306.55 0.04 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 19,137.00 49,467.00 10.15 26.24 4,288.40 6,594.95 0.10 0.16 2.00 2.00 3.51 3.51 7.46 7.46 0.00 0.00 0.17 0.11
4 200.00 300.00 13,919.00 63,386.00 7.38 33.63 5,197.53 11,792.48 0.12 0.28 3.00 5.00 5.26 8.77 327.22 334.68 0.11 0.11 6.30 2.84
5 300.00 500.00 19,734.00 83,120.00 10.47 44.10 11,731.40 23,523.89 0.28 0.55 4.00 9.00 7.02 15.79 254.65 589.33 0.08 0.19 2.17 2.51
6 500.00 750.00 15,446.00 98,566.00 8.19 52.29 13,768.81 37,292.69 0.32 0.88 4.00 13.00 7.02 22.81 364.26 953.59 0.12 0.31 2.65 2.56
7 750.00 1,000.00 14,452.00 113,018.00 7.67 59.96 18,484.14 55,776.83 0.43 1.31 6.00 19.00 10.53 33.33 654.66 1,608.25 0.21 0.52 3.54 2.88
8 1,000.00 1,500.00 19,873.00 132,891.00 10.54 70.50 34,943.83 90,720.67 0.82 2.13 15.00 34.00 26.32 59.65 682.92 2,291.17 0.22 0.74 1.95 2.53
9 1,500.00 2,000.00 9,603.00 142,494.00 5.09 75.60 24,165.78 114,886.45 0.57 2.70 2.00 36.00 3.51 63.16 184.54 2,475.71 0.06 0.80 0.76 2.15
10 2,000.00 2,500.00 5,993.00 148,487.00 3.18 78.78 19,607.07 134,493.52 0.46 3.16 1.00 37.00 1.75 64.91 42.55 2,518.26 0.01 0.82 0.22 1.87
11 2,500.00 3,000.00 4,509.00 152,996.00 2.39 81.17 17,974.71 152,468.23 0.42 3.59 2.00 39.00 3.51 68.42 792.78 3,311.04 0.26 1.07 4.41 2.17
12 3,000.00 4,000.00 5,738.00 158,734.00 3.04 84.21 28,804.90 181,273.12 0.68 4.26 4.00 43.00 7.02 75.44 550.12 3,861.16 0.18 1.25 1.91 2.13
13 4,000.00 5,000.00 4,093.00 162,827.00 2.17 86.38 26,610.99 207,884.11 0.63 4.89 0.00 43.00 0.00 75.44 0.00 3,861.16 0.00 1.25 0.00 1.86
14 5,000.00 7,500.00 5,615.00 168,442.00 2.98 89.36 49,274.07 257,158.18 1.16 6.05 2.00 45.00 3.51 78.95 612.65 4,473.82 0.20 1.45 1.24 1.74
15 7,500.00 10,000.00 3,743.00 172,185.00 1.99 91.35 47,799.20 304,957.37 1.12 7.17 2.00 47.00 3.51 82.46 1,608.06 6,081.88 0.52 1.97 3.36 1.99
16 10,000.00 20,000.00 5,801.00 177,986.00 3.08 94.43 118,255.83 423,213.20 2.78 9.95 2.00 49.00 3.51 85.96 551.06 6,632.94 0.18 2.15 0.47 1.57
17 20,000.00 50,000.00 4,885.00 182,871.00 2.59 97.02 221,834.14 645,047.34 5.22 15.17 1.00 50.00 1.75 87.72 29.98 6,662.92 0.01 2.16 0.01 1.03
18 50,000.00 100,000.00 2,488.00 185,359.00 1.32 98.34 254,226.46 899,273.80 5.98 21.15 3.00 53.00 5.26 92.98 29,398.39 36,061.30 9.54 11.71 11.56 4.01
19 100,000.00 500,000.00 2,468.00 187,827.00 1.31 99.65 758,150.65 1,657,424.44 17.83 38.98 4.00 57.00 7.02 100.00 272,001.27 308,062.57 88.29 100.00 35.88 18.59
20 500,000.00 UP 666.00 188,493.00 0.35 100.00 2,594,412.12 4,251,836.57 61.02 100.00 0.00 57.00 0.00 100.00 0.00 308,062.57 0.00 100.00 0.00 7.25
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
44
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2012
27/07/2015
OCCUPATION : ALL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 17,341.00 17,341.00 10.02 10.02 688.99 688.99 0.03 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 13,568.00 30,909.00 7.84 17.86 1,594.28 2,283.27 0.06 0.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 19,214.00 50,123.00 11.10 28.96 4,232.73 6,516.01 0.16 0.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 13,646.00 63,769.00 7.88 36.84 5,061.18 11,577.18 0.19 0.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 19,014.00 82,783.00 10.98 47.82 11,283.29 22,860.48 0.43 0.86 1.00 1.00 6.67 6.67 17.44 17.44 1.01 1.01 0.15 0.08
6 500.00 750.00 13,725.00 96,508.00 7.93 55.75 12,271.14 35,131.62 0.46 1.33 0.00 1.00 0.00 6.67 0.00 17.44 0.00 1.01 0.00 0.05
7 750.00 1,000.00 13,958.00 110,466.00 8.06 63.82 17,871.83 53,003.45 0.68 2.00 0.00 1.00 0.00 6.67 0.00 17.44 0.00 1.01 0.00 0.03
8 1,000.00 1,500.00 16,124.00 126,590.00 9.32 73.13 28,323.65 81,327.10 1.07 3.07 1.00 2.00 6.67 13.33 50.00 67.44 2.91 3.92 0.18 0.08
9 1,500.00 2,000.00 7,981.00 134,571.00 4.61 77.74 20,320.31 101,647.41 0.77 3.84 3.00 5.00 20.00 33.33 410.61 478.05 23.87 27.78 2.02 0.47
10 2,000.00 2,500.00 4,877.00 139,448.00 2.82 80.56 15,678.06 117,325.46 0.59 4.44 1.00 6.00 6.67 40.00 62.33 540.38 3.62 31.41 0.40 0.46
11 2,500.00 3,000.00 3,878.00 143,326.00 2.24 82.80 15,301.77 132,627.24 0.58 5.01 0.00 6.00 0.00 40.00 0.00 540.38 0.00 31.41 0.00 0.41
12 3,000.00 4,000.00 4,849.00 148,175.00 2.80 85.60 24,415.19 157,042.43 0.92 5.94 0.00 6.00 0.00 40.00 0.00 540.38 0.00 31.41 0.00 0.34
13 4,000.00 5,000.00 3,408.00 151,583.00 1.97 87.57 22,242.13 179,284.55 0.84 6.78 0.00 6.00 0.00 40.00 0.00 540.38 0.00 31.41 0.00 0.30
14 5,000.00 7,500.00 4,774.00 156,357.00 2.76 90.33 41,510.52 220,795.07 1.57 8.35 2.00 8.00 13.33 53.33 319.96 860.33 18.60 50.00 0.77 0.39
15 7,500.00 10,000.00 3,107.00 159,464.00 1.79 92.12 38,751.98 259,547.06 1.46 9.81 2.00 10.00 13.33 66.67 555.00 1,415.33 32.26 82.26 1.43 0.55
16 10,000.00 20,000.00 4,907.00 164,371.00 2.83 94.96 100,087.02 359,634.07 3.78 13.59 4.00 14.00 26.67 93.33 301.07 1,716.41 17.50 99.76 0.30 0.48
17 20,000.00 50,000.00 4,065.00 168,436.00 2.35 97.31 178,910.74 538,544.82 6.76 20.36 0.00 14.00 0.00 93.33 0.00 1,716.41 0.00 99.76 0.00 0.32
18 50,000.00 100,000.00 2,050.00 170,486.00 1.18 98.49 194,027.36 732,572.17 7.33 27.69 0.00 14.00 0.00 93.33 0.00 1,716.41 0.00 99.76 0.00 0.23
19 100,000.00 500,000.00 2,065.00 172,551.00 1.19 99.68 594,909.85 1,327,482.02 22.49 50.18 1.00 15.00 6.67 100.00 4.14 1,720.54 0.24 100.00 0.00 0.13
20 500,000.00 UP 546.00 173,097.00 0.32 100.00 1,317,907.61 2,645,389.64 49.82 100.00 0.00 15.00 0.00 100.00 0.00 1,720.54 0.00 100.00 0.00 0.07
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
45
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR :2011
27/07/2015
OCCUPATION :ALL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 16,874.00 16,874.00 10.17 10.17 684.98 684.98 0.02 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 12,849.00 29,723.00 7.74 17.91 1,529.48 2,214.46 0.05 0.08 1.00 1.00 1.15 1.15 3.80 3.80 0.06 0.06 0.25 0.17
3 100.00 200.00 19,256.00 48,979.00 11.60 29.52 4,296.92 6,511.38 0.15 0.23 4.00 5.00 4.60 5.75 84.19 87.99 1.27 1.32 1.96 1.35
4 200.00 300.00 13,528.00 62,507.00 8.15 37.67 4,887.41 11,398.79 0.17 0.40 2.00 7.00 2.30 8.05 12.51 100.51 0.19 1.51 0.26 0.88
5 300.00 500.00 19,203.00 81,710.00 11.57 49.24 11,194.42 22,593.21 0.40 0.80 24.00 31.00 27.59 35.63 77.11 177.62 1.16 2.67 0.69 0.79
6 500.00 750.00 13,193.00 94,903.00 7.95 57.19 11,566.67 34,159.88 0.41 1.21 7.00 38.00 8.05 43.68 154.25 331.87 2.32 4.99 1.33 0.97
7 750.00 1,000.00 13,546.00 108,449.00 8.16 65.35 17,468.44 51,628.33 0.62 1.83 3.00 41.00 3.45 47.13 75.92 407.79 1.14 6.13 0.43 0.79
8 1,000.00 1,500.00 13,689.00 122,138.00 8.25 73.60 24,266.40 75,894.73 0.86 2.69 4.00 45.00 4.60 51.72 133.04 540.83 2.00 8.13 0.55 0.71
9 1,500.00 2,000.00 7,370.00 129,508.00 4.44 78.05 18,500.48 94,395.21 0.66 3.35 5.00 50.00 5.75 57.47 422.12 962.95 6.34 14.47 2.28 1.02
10 2,000.00 2,500.00 4,638.00 134,146.00 2.79 80.84 14,850.11 109,245.32 0.53 3.87 2.00 52.00 2.30 59.77 164.22 1,127.17 2.47 16.94 1.11 1.03
11 2,500.00 3,000.00 3,652.00 137,798.00 2.20 83.04 14,442.61 123,687.93 0.51 4.38 3.00 55.00 3.45 63.22 193.30 1,320.47 2.90 19.84 1.34 1.07
12 3,000.00 4,000.00 4,684.00 142,482.00 2.82 85.86 23,095.60 146,783.53 0.82 5.20 3.00 58.00 3.45 66.67 104.87 1,425.34 1.58 21.42 0.45 0.97
13 4,000.00 5,000.00 3,324.00 145,806.00 2.00 87.87 21,433.28 168,216.80 0.76 5.96 3.00 61.00 3.45 70.11 210.40 1,635.74 3.16 24.58 0.98 0.97
14 5,000.00 7,500.00 4,469.00 150,275.00 2.69 90.56 38,766.80 206,983.61 1.37 7.34 8.00 69.00 9.20 79.31 521.23 2,156.96 7.83 32.41 1.34 1.04
15 7,500.00 10,000.00 2,914.00 153,189.00 1.76 92.32 36,613.91 243,597.52 1.30 8.63 2.00 71.00 2.30 81.61 203.02 2,359.99 3.05 35.46 0.55 0.97
16 10,000.00 20,000.00 4,571.00 157,760.00 2.75 95.07 91,980.58 335,578.10 3.26 11.89 2.00 73.00 2.30 83.91 596.76 2,956.75 8.97 44.43 0.65 0.88
17 20,000.00 50,000.00 3,914.00 161,674.00 2.36 97.43 169,559.47 505,137.57 6.01 17.90 8.00 81.00 9.20 93.10 3,038.88 5,995.63 45.66 90.09 1.79 1.19
18 50,000.00 100,000.00 1,800.00 163,474.00 1.08 98.51 170,976.52 676,114.09 6.06 23.96 2.00 83.00 2.30 95.40 446.27 6,441.89 6.71 96.80 0.26 0.95
19 100,000.00 500,000.00 1,918.00 165,392.00 1.16 99.67 533,322.65 1,209,436.73 18.90 42.87 4.00 87.00 4.60 100.00 213.16 6,655.05 3.20 100.00 0.04 0.55
20 500,000.00 UP 548.00 165,940.00 0.33 100.00 1,611,885.67 2,821,322.40 57.13 100.00 0.00 87.00 0.00 100.00 0.00 6,655.05 0.00 100.00 0.00 0.24
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
46
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2015
27/07/2015
OCCUPATION : AGRICULTURAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 1.00 1.00 1.69 1.69 0.22 0.22 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 1.00 2.00 1.69 3.39 0.26 0.48 0.01 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 1.00 3.00 1.69 5.08 0.73 1.20 0.03 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 5.00 8.00 8.47 13.56 3.94 5.14 0.18 0.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 5.00 13.00 8.47 22.03 4.56 9.70 0.21 0.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 8.00 21.00 13.56 35.59 10.16 19.87 0.46 0.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 4.00 25.00 6.78 42.37 6.61 26.47 0.30 1.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 6.00 31.00 10.17 52.54 17.09 43.56 0.77 1.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 0.00 31.00 0.00 52.54 0.00 43.56 0.00 1.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 2.00 33.00 3.39 55.93 10.23 53.79 0.46 2.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 2.00 35.00 3.39 59.32 14.55 68.34 0.66 3.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 0.00 35.00 0.00 59.32 0.00 68.34 0.00 3.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 2.00 37.00 3.39 62.71 14.80 83.14 0.67 3.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 4.00 41.00 6.78 69.49 73.20 156.34 3.31 7.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 3.00 44.00 5.08 74.58 120.87 277.21 5.46 12.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 8.00 52.00 13.56 88.14 868.54 1,145.75 39.23 51.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 7.00 59.00 11.86 100.00 1,068.09 2,213.84 48.25 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 0.00 59.00 0.00 100.00 0.00 2,213.84 0.00 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
47
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2015
27/07/2015
OCCUPATION : COMMERCIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 1,162.00 1,162.00 5.70 5.70 42.68 42.68 0.02 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 923.00 2,085.00 4.53 10.23 110.45 153.13 0.05 0.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 1,153.00 3,238.00 5.66 15.89 274.03 427.16 0.13 0.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 1,347.00 4,585.00 6.61 22.50 528.58 955.74 0.25 0.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 2,464.00 7,049.00 12.09 34.59 1,540.75 2,496.49 0.73 1.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 2,005.00 9,054.00 9.84 44.43 1,834.23 4,330.72 0.87 2.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 1,962.00 11,016.00 9.63 54.06 2,593.91 6,924.63 1.23 3.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 1,922.00 12,938.00 9.43 63.49 3,508.92 10,433.55 1.66 4.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 1,406.00 14,344.00 6.90 70.39 3,551.71 13,985.25 1.68 6.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 823.00 15,167.00 4.04 74.43 2,666.20 16,651.45 1.26 7.88 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 644.00 15,811.00 3.16 77.59 2,556.57 19,208.02 1.21 9.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 839.00 16,650.00 4.12 81.71 4,102.56 23,310.58 1.94 11.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 631.00 17,281.00 3.10 84.81 4,126.23 27,436.80 1.95 12.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 828.00 18,109.00 4.06 88.87 7,159.99 34,596.79 3.39 16.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 471.00 18,580.00 2.31 91.18 5,851.44 40,448.23 2.77 19.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 719.00 19,299.00 3.53 94.71 14,234.71 54,682.94 6.74 25.87 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 549.00 19,848.00 2.69 97.40 26,422.96 81,105.90 12.50 38.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 286.00 20,134.00 1.40 98.81 29,530.62 110,636.52 13.97 52.35 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 221.00 20,355.00 1.08 99.89 61,571.22 172,207.74 29.13 81.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 22.00 20,377.00 0.11 100.00 39,134.81 211,342.54 18.52 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
48
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2015
27/07/2015
OCCUPATION : INDUSTRIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 57.00 57.00 1.85 1.85 2.40 2.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 68.00 125.00 2.21 4.06 7.55 9.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 70.00 195.00 2.27 6.33 16.82 26.77 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 76.00 271.00 2.47 8.80 29.88 56.65 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 148.00 419.00 4.81 13.61 97.22 153.87 0.02 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 129.00 548.00 4.19 17.80 122.76 276.63 0.03 0.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 172.00 720.00 5.59 23.38 223.67 500.30 0.05 0.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 181.00 901.00 5.88 29.26 336.73 837.02 0.08 0.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 138.00 1,039.00 4.48 33.74 340.83 1,177.86 0.08 0.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 113.00 1,152.00 3.67 37.41 364.18 1,542.04 0.09 0.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 80.00 1,232.00 2.60 40.01 313.04 1,855.08 0.08 0.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 141.00 1,373.00 4.58 44.59 677.17 2,532.25 0.17 0.62 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 102.00 1,475.00 3.31 47.91 683.66 3,215.90 0.17 0.79 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 190.00 1,665.00 6.17 54.08 1,680.36 4,896.27 0.41 1.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 175.00 1,840.00 5.68 59.76 2,242.45 7,138.72 0.55 1.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 306.00 2,146.00 9.94 69.70 6,152.09 13,290.81 1.50 3.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 331.00 2,477.00 10.75 80.45 14,797.61 28,088.42 3.61 6.86 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 224.00 2,701.00 7.28 87.72 21,348.04 49,436.46 5.21 12.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 270.00 2,971.00 8.77 96.49 82,366.46 131,802.92 20.12 32.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 108.00 3,079.00 3.51 100.00 277,605.30 409,408.22 67.81 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
49
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2015
27/07/2015
OCCUPATION : RESIDENTIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 1,321.00 1,321.00 5.19 5.19 60.96 60.96 0.05 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 1,250.00 2,571.00 4.91 10.10 161.45 222.41 0.13 0.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 2,778.00 5,349.00 10.91 21.00 641.31 863.72 0.51 0.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 2,909.00 8,258.00 11.42 32.43 1,089.08 1,952.80 0.86 1.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 4,313.00 12,571.00 16.93 49.36 2,483.08 4,435.88 1.96 3.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 2,882.00 15,453.00 11.32 60.68 2,476.62 6,912.50 1.95 5.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 2,372.00 17,825.00 9.31 69.99 2,907.76 9,820.26 2.29 7.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 2,443.00 20,268.00 9.59 79.58 4,154.84 13,975.10 3.28 11.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 1,240.00 21,508.00 4.87 84.45 2,991.41 16,966.50 2.36 13.39 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 774.00 22,282.00 3.04 87.49 2,389.94 19,356.44 1.89 15.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 537.00 22,819.00 2.11 89.60 2,064.30 21,420.75 1.63 16.90 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 630.00 23,449.00 2.47 92.07 3,006.64 24,427.38 2.37 19.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 422.00 23,871.00 1.66 93.73 2,640.47 27,067.85 2.08 21.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 492.00 24,363.00 1.93 95.66 4,152.83 31,220.68 3.28 24.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 314.00 24,677.00 1.23 96.89 3,910.85 35,131.53 3.09 27.72 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 351.00 25,028.00 1.38 98.27 6,708.53 41,840.06 5.29 33.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 232.00 25,260.00 0.91 99.18 10,084.18 51,924.23 7.96 40.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 68.00 25,328.00 0.27 99.45 7,308.55 59,232.79 5.77 46.74 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 122.00 25,450.00 0.48 99.93 38,945.94 98,178.73 30.73 77.47 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 18.00 25,468.00 0.07 100.00 28,556.14 126,734.87 22.53 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
50
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2014
27/07/2015
OCCUPATION : AGRICULTURAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 2.00 2.00 0.48 0.48 0.04 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 7.00 9.00 1.67 2.14 0.71 0.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 10.00 19.00 2.38 4.52 1.61 2.36 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 5.00 24.00 1.19 5.71 1.82 4.18 0.01 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 11.00 35.00 2.62 8.33 5.99 10.17 0.02 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 10.00 45.00 2.38 10.71 5.81 15.98 0.02 0.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 12.00 57.00 2.86 13.57 10.62 26.60 0.04 0.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 17.00 74.00 4.05 17.62 26.83 53.43 0.11 0.21 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 25.00 99.00 5.95 23.57 57.00 110.43 0.23 0.44 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 19.00 118.00 4.52 28.10 58.17 168.59 0.23 0.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 10.00 128.00 2.38 30.48 29.52 198.11 0.12 0.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 22.00 150.00 5.24 35.71 117.09 315.21 0.47 1.27 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 20.00 170.00 4.76 40.48 120.05 435.26 0.48 1.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 26.00 196.00 6.19 46.67 215.69 650.95 0.87 2.61 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 21.00 217.00 5.00 51.67 244.10 895.05 0.98 3.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 30.00 247.00 7.14 58.81 498.31 1,393.37 2.00 5.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 52.00 299.00 12.38 71.19 2,294.05 3,687.42 9.21 14.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 50.00 349.00 11.90 83.10 4,281.09 7,968.51 17.18 31.99 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 70.00 419.00 16.67 99.76 15,492.10 23,460.61 62.18 94.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 1.00 420.00 0.24 100.00 1,452.46 24,913.07 5.83 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
51
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2014
27/07/2015
OCCUPATION : COMMERCIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 8,540.00 8,540.00 7.83 7.83 271.08 271.08 0.03 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 5,582.00 14,122.00 5.12 12.95 622.88 893.97 0.07 0.10 1.00 1.00 14.29 14.29 12.24 12.24 1.00 1.00 1.96 1.37
3 100.00 200.00 7,896.00 22,018.00 7.24 20.20 1,732.63 2,626.60 0.19 0.29 0.00 1.00 0.00 14.29 0.00 12.24 0.00 1.00 0.00 0.47
4 200.00 300.00 5,603.00 27,621.00 5.14 25.34 2,074.07 4,700.67 0.23 0.51 1.00 2.00 14.29 28.57 38.79 51.03 3.16 4.15 1.87 1.09
5 300.00 500.00 14,406.00 42,027.00 13.22 38.55 8,820.91 13,521.58 0.96 1.47 0.00 2.00 0.00 28.57 0.00 51.03 0.00 4.15 0.00 0.38
6 500.00 750.00 15,054.00 57,081.00 13.81 52.36 13,850.37 27,371.95 1.51 2.98 0.00 2.00 0.00 28.57 0.00 51.03 0.00 4.15 0.00 0.19
7 750.00 1,000.00 14,323.00 71,404.00 13.14 65.50 18,272.62 45,644.57 1.99 4.97 1.00 3.00 14.29 42.86 60.00 111.03 4.88 9.04 0.33 0.24
8 1,000.00 1,500.00 8,608.00 80,012.00 7.90 73.40 15,159.34 60,803.91 1.65 6.62 0.00 3.00 0.00 42.86 0.00 111.03 0.00 9.04 0.00 0.18
9 1,500.00 2,000.00 5,085.00 85,097.00 4.66 78.06 12,822.05 73,625.96 1.40 8.02 0.00 3.00 0.00 42.86 0.00 111.03 0.00 9.04 0.00 0.15
10 2,000.00 2,500.00 2,941.00 88,038.00 2.70 80.76 9,534.06 83,160.02 1.04 9.06 2.00 5.00 28.57 71.43 737.50 848.53 60.03 69.06 7.74 1.02
11 2,500.00 3,000.00 2,432.00 90,470.00 2.23 82.99 9,554.71 92,714.73 1.04 10.10 0.00 5.00 0.00 71.43 0.00 848.53 0.00 69.06 0.00 0.92
12 3,000.00 4,000.00 2,993.00 93,463.00 2.75 85.74 14,803.51 107,518.24 1.61 11.71 0.00 5.00 0.00 71.43 0.00 848.53 0.00 69.06 0.00 0.79
13 4,000.00 5,000.00 2,208.00 95,671.00 2.03 87.76 14,001.95 121,520.19 1.52 13.23 1.00 6.00 14.29 85.71 12.91 861.44 1.05 70.12 0.09 0.71
14 5,000.00 7,500.00 3,135.00 98,806.00 2.88 90.64 27,161.58 148,681.76 2.96 16.19 1.00 7.00 14.29 100.00 367.16 1,228.60 29.88 100.00 1.35 0.83
15 7,500.00 10,000.00 1,982.00 100,788.00 1.82 92.46 24,307.61 172,989.37 2.65 18.84 0.00 7.00 0.00 100.00 0.00 1,228.60 0.00 100.00 0.00 0.71
16 10,000.00 20,000.00 3,109.00 103,897.00 2.85 95.31 62,283.83 235,273.20 6.78 25.62 0.00 7.00 0.00 100.00 0.00 1,228.60 0.00 100.00 0.00 0.52
17 20,000.00 50,000.00 2,773.00 106,670.00 2.54 97.85 128,087.34 363,360.54 13.95 39.57 0.00 7.00 0.00 100.00 0.00 1,228.60 0.00 100.00 0.00 0.34
18 50,000.00 100,000.00 1,322.00 107,992.00 1.21 99.07 115,037.49 478,398.03 12.53 52.10 0.00 7.00 0.00 100.00 0.00 1,228.60 0.00 100.00 0.00 0.26
19 100,000.00 500,000.00 887.00 108,879.00 0.81 99.88 252,736.32 731,134.34 27.52 79.62 0.00 7.00 0.00 100.00 0.00 1,228.60 0.00 100.00 0.00 0.17
20 500,000.00 UP 130.00 109,009.00 0.12 100.00 187,145.56 918,279.91 20.38 100.00 0.00 7.00 0.00 100.00 0.00 1,228.60 0.00 100.00 0.00 0.13
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
52
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2014
27/07/2015
OCCUPATION : INDUSTRIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 1,231.00 1,231.00 7.17 7.17 36.06 36.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 410.00 1,641.00 2.39 9.56 43.04 79.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 632.00 2,273.00 3.68 13.25 136.04 215.14 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 438.00 2,711.00 2.55 15.80 161.13 376.27 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 683.00 3,394.00 3.98 19.78 421.43 797.70 0.02 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 745.00 4,139.00 4.34 24.12 693.28 1,490.98 0.03 0.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 702.00 4,841.00 4.09 28.21 886.02 2,377.00 0.03 0.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 967.00 5,808.00 5.64 33.85 1,745.22 4,122.22 0.07 0.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 720.00 6,528.00 4.20 38.04 1,814.78 5,937.01 0.07 0.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 553.00 7,081.00 3.22 41.27 1,779.51 7,716.51 0.07 0.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 467.00 7,548.00 2.72 43.99 1,841.13 9,557.64 0.07 0.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 754.00 8,302.00 4.39 48.38 3,730.07 13,287.71 0.14 0.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 549.00 8,851.00 3.20 51.58 3,555.31 16,843.02 0.13 0.63 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 987.00 9,838.00 5.75 57.33 8,665.04 25,508.06 0.32 0.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 783.00 10,621.00 4.56 61.90 10,189.43 35,697.49 0.38 1.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 1,587.00 12,208.00 9.25 71.15 31,836.68 67,534.18 1.19 2.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 1,798.00 14,006.00 10.48 81.62 84,330.49 151,864.67 3.15 5.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 1,122.00 15,128.00 6.54 88.16 118,310.28 270,174.95 4.41 10.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 1,461.00 16,589.00 8.51 96.68 484,517.82 754,692.77 18.08 28.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 570.00 17,159.00 3.32 100.00 1,925,252.69 2,679,945.46 71.84 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
53
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2014
27/07/2015
OCCUPATION : RESIDENTIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 6,986.00 6,986.00 8.24 8.24 217.45 217.45 0.04 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 8,282.00 15,268.00 9.77 18.01 1,035.78 1,253.23 0.17 0.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 10,374.00 25,642.00 12.23 30.24 2,195.63 3,448.86 0.35 0.56 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 8,211.00 33,853.00 9.68 39.92 2,900.82 6,349.67 0.47 1.02 1.00 1.00 50.00 50.00 16.00 16.00 23.22 23.22 0.55 0.25
5 300.00 500.00 11,996.00 45,849.00 14.15 54.07 6,502.72 12,852.40 1.05 2.07 0.00 1.00 0.00 50.00 0.00 16.00 0.00 23.22 0.00 0.12
6 500.00 750.00 8,142.00 53,991.00 9.60 63.67 6,683.88 19,536.28 1.08 3.15 0.00 1.00 0.00 50.00 0.00 16.00 0.00 23.22 0.00 0.08
7 750.00 1,000.00 6,848.00 60,839.00 8.08 71.75 7,999.63 27,535.91 1.29 4.44 1.00 2.00 50.00 100.00 52.92 68.92 76.78 100.00 0.66 0.25
8 1,000.00 1,500.00 6,675.00 67,514.00 7.87 79.62 10,959.77 38,495.68 1.77 6.21 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.18
9 1,500.00 2,000.00 3,945.00 71,459.00 4.65 84.27 9,195.74 47,691.42 1.48 7.70 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.14
10 2,000.00 2,500.00 2,419.00 73,878.00 2.85 87.13 7,193.69 54,885.11 1.16 8.86 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.13
11 2,500.00 3,000.00 1,821.00 75,699.00 2.15 89.27 6,651.08 61,536.19 1.07 9.93 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.11
12 3,000.00 4,000.00 2,143.00 77,842.00 2.53 91.80 9,863.56 71,399.75 1.59 11.53 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.10
13 4,000.00 5,000.00 1,425.00 79,267.00 1.68 93.48 8,590.76 79,990.51 1.39 12.91 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.09
14 5,000.00 7,500.00 1,704.00 80,971.00 2.01 95.49 13,590.33 93,580.84 2.19 15.11 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.07
15 7,500.00 10,000.00 937.00 81,908.00 1.11 96.60 11,097.17 104,678.01 1.79 16.90 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.07
16 10,000.00 20,000.00 1,201.00 83,109.00 1.42 98.01 23,434.80 128,112.81 3.78 20.68 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.05
17 20,000.00 50,000.00 794.00 83,903.00 0.94 98.95 33,394.18 161,506.98 5.39 26.07 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.04
18 50,000.00 100,000.00 337.00 84,240.00 0.40 99.35 34,092.91 195,599.90 5.50 31.57 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.04
19 100,000.00 500,000.00 474.00 84,714.00 0.56 99.91 140,866.65 336,466.55 22.74 54.31 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.02
20 500,000.00 UP 80.00 84,794.00 0.09 100.00 283,045.70 619,512.25 45.69 100.00 0.00 2.00 0.00 100.00 0.00 68.92 0.00 100.00 0.00 0.01
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
54
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2013
27/07/2015
OCCUPATION : AGRICULTURAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 9.00 9.00 1.87 1.87 0.22 0.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 0.00 9.00 0.00 1.87 0.07 0.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 6.00 15.00 1.24 3.11 1.30 1.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 12.00 27.00 2.49 5.60 4.79 6.38 0.01 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 21.00 48.00 4.36 9.96 12.05 18.42 0.03 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 26.00 74.00 5.39 15.35 21.73 40.15 0.06 0.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 14.00 88.00 2.90 18.26 16.35 56.51 0.05 0.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 16.00 104.00 3.32 21.58 35.61 92.12 0.10 0.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 18.00 122.00 3.73 25.31 37.09 129.21 0.11 0.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 17.00 139.00 3.53 28.84 57.22 186.43 0.16 0.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 13.00 152.00 2.70 31.54 54.48 240.91 0.16 0.69 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 20.00 172.00 4.15 35.68 100.01 340.92 0.29 0.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 16.00 188.00 3.32 39.00 138.68 479.59 0.40 1.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 36.00 224.00 7.47 46.47 315.60 795.19 0.90 2.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 18.00 242.00 3.73 50.21 251.99 1,047.18 0.72 3.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 33.00 275.00 6.85 57.05 686.88 1,734.06 1.97 4.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 58.00 333.00 12.03 69.09 2,793.75 4,527.81 8.00 12.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 78.00 411.00 16.18 85.27 7,878.49 12,406.30 22.56 35.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 68.00 479.00 14.11 99.38 14,907.45 27,313.75 42.69 78.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 3.00 482.00 0.62 100.00 7,604.09 34,917.83 21.78 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
55
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2013
27/07/2015
OCCUPATION : COMMERCIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 8,479.00 8,479.00 8.45 8.45 370.00 370.00 0.02 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 8,875.00 17,354.00 8.85 17.30 1,019.94 1,389.94 0.06 0.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 9,228.00 26,582.00 9.20 26.50 2,080.50 3,470.44 0.12 0.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 6,206.00 32,788.00 6.19 32.69 2,392.36 5,862.80 0.14 0.34 1.00 1.00 2.22 2.22 292.30 292.30 0.10 0.10 12.22 4.99
5 300.00 500.00 9,479.00 42,267.00 9.45 42.14 5,849.57 11,712.37 0.34 0.68 3.00 4.00 6.67 8.89 237.23 529.53 0.08 0.17 4.06 4.52
6 500.00 750.00 8,136.00 50,403.00 8.11 50.26 7,402.30 19,114.67 0.43 1.12 2.00 6.00 4.44 13.33 352.37 881.90 0.12 0.29 4.76 4.61
7 750.00 1,000.00 8,390.00 58,793.00 8.37 58.62 11,065.61 30,180.28 0.65 1.76 6.00 12.00 13.33 26.67 654.66 1,536.56 0.21 0.50 5.92 5.09
8 1,000.00 1,500.00 13,397.00 72,190.00 13.36 71.98 23,642.79 53,823.07 1.38 3.14 14.00 26.00 31.11 57.78 637.95 2,174.51 0.21 0.71 2.70 4.04
9 1,500.00 2,000.00 5,543.00 77,733.00 5.53 77.51 14,150.60 67,973.67 0.83 3.97 2.00 28.00 4.44 62.22 184.54 2,359.04 0.06 0.77 1.30 3.47
10 2,000.00 2,500.00 3,341.00 81,074.00 3.33 80.84 11,075.97 79,049.64 0.65 4.61 0.00 28.00 0.00 62.22 0.00 2,359.04 0.00 0.77 0.00 2.98
11 2,500.00 3,000.00 2,450.00 83,524.00 2.44 83.28 9,839.74 88,889.38 0.57 5.19 1.00 29.00 2.22 64.44 756.11 3,115.15 0.25 1.02 7.68 3.50
12 3,000.00 4,000.00 2,994.00 86,518.00 2.99 86.27 15,233.09 104,122.47 0.89 6.07 3.00 32.00 6.67 71.11 495.29 3,610.44 0.16 1.18 3.25 3.47
13 4,000.00 5,000.00 2,236.00 88,754.00 2.23 88.50 14,679.54 118,802.00 0.86 6.93 0.00 32.00 0.00 71.11 0.00 3,610.44 0.00 1.18 0.00 3.04
14 5,000.00 7,500.00 2,892.00 91,646.00 2.88 91.38 25,742.44 144,544.44 1.50 8.43 2.00 34.00 4.44 75.56 612.65 4,223.10 0.20 1.38 2.38 2.92
15 7,500.00 10,000.00 1,911.00 93,557.00 1.91 93.28 24,304.58 168,849.03 1.42 9.85 1.00 35.00 2.22 77.78 9.18 4,232.28 0.00 1.38 0.04 2.51
16 10,000.00 20,000.00 2,806.00 96,363.00 2.80 96.08 56,408.95 225,257.98 3.29 13.14 2.00 37.00 4.44 82.22 551.06 4,783.34 0.18 1.56 0.98 2.12
17 20,000.00 50,000.00 2,226.00 98,589.00 2.22 98.30 98,806.35 324,064.33 5.76 18.91 1.00 38.00 2.22 84.44 29.98 4,813.31 0.01 1.57 0.03 1.49
18 50,000.00 100,000.00 862.00 99,451.00 0.86 99.16 84,561.02 408,625.35 4.93 23.84 3.00 41.00 6.67 91.11 29,398.39 34,211.70 9.60 11.17 34.77 8.37
19 100,000.00 500,000.00 723.00 100,174.00 0.72 99.88 199,369.16 607,994.51 11.63 35.47 4.00 45.00 8.89 100.00 272,001.27 306,212.97 88.83 100.00 136.43 50.36
20 500,000.00 UP 118.00 100,292.00 0.12 100.00 1,106,079.76 1,714,074.27 64.53 100.00 0.00 45.00 0.00 100.00 0.00 306,212.97 0.00 100.00 0.00 17.86
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
56
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2013
27/07/2015
OCCUPATION : INDUSTRIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 1,686.00 1,686.00 9.24 9.24 44.02 44.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 404.00 2,090.00 2.21 11.45 46.73 90.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 619.00 2,709.00 3.39 14.84 147.18 237.93 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 578.00 3,287.00 3.17 18.01 198.79 436.72 0.01 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 759.00 4,046.00 4.16 22.17 476.68 913.40 0.02 0.05 1.00 1.00 20.00 20.00 17.42 17.42 1.00 1.00 3.65 1.91
6 500.00 750.00 777.00 4,823.00 4.26 26.42 752.80 1,666.20 0.04 0.08 0.00 1.00 0.00 20.00 0.00 17.42 0.00 1.00 0.00 1.05
7 750.00 1,000.00 663.00 5,486.00 3.63 30.06 879.39 2,545.58 0.04 0.13 0.00 1.00 0.00 20.00 0.00 17.42 0.00 1.00 0.00 0.68
8 1,000.00 1,500.00 1,045.00 6,531.00 5.73 35.78 1,953.95 4,499.53 0.10 0.22 0.00 1.00 0.00 20.00 0.00 17.42 0.00 1.00 0.00 0.39
9 1,500.00 2,000.00 779.00 7,310.00 4.27 40.05 2,068.09 6,567.62 0.10 0.32 0.00 1.00 0.00 20.00 0.00 17.42 0.00 1.00 0.00 0.27
10 2,000.00 2,500.00 627.00 7,937.00 3.44 43.49 2,199.45 8,767.07 0.11 0.43 1.00 2.00 20.00 40.00 42.55 59.97 2.43 3.43 1.93 0.68
11 2,500.00 3,000.00 539.00 8,476.00 2.95 46.44 2,212.49 10,979.56 0.11 0.54 1.00 3.00 20.00 60.00 36.67 96.65 2.10 5.52 1.66 0.88
12 3,000.00 4,000.00 763.00 9,239.00 4.18 50.62 3,984.23 14,963.79 0.20 0.74 1.00 4.00 20.00 80.00 54.83 151.47 3.13 8.65 1.38 1.01
13 4,000.00 5,000.00 628.00 9,867.00 3.44 54.06 4,201.09 19,164.88 0.21 0.94 0.00 4.00 0.00 80.00 0.00 151.47 0.00 8.65 0.00 0.79
14 5,000.00 7,500.00 1,098.00 10,965.00 6.02 60.08 9,845.30 29,010.17 0.49 1.43 0.00 4.00 0.00 80.00 0.00 151.47 0.00 8.65 0.00 0.52
15 7,500.00 10,000.00 893.00 11,858.00 4.89 64.97 11,846.49 40,856.67 0.58 2.01 1.00 5.00 20.00 100.00 1,598.88 1,750.36 91.35 100.00 13.50 4.28
16 10,000.00 20,000.00 1,629.00 13,487.00 8.93 73.89 34,778.57 75,635.24 1.71 3.73 0.00 5.00 0.00 100.00 0.00 1,750.36 0.00 100.00 0.00 2.31
17 20,000.00 50,000.00 1,798.00 15,285.00 9.85 83.74 84,427.62 160,062.87 4.16 7.89 0.00 5.00 0.00 100.00 0.00 1,750.36 0.00 100.00 0.00 1.09
18 50,000.00 100,000.00 1,187.00 16,472.00 6.50 90.25 122,967.14 283,030.00 6.06 13.95 0.00 5.00 0.00 100.00 0.00 1,750.36 0.00 100.00 0.00 0.62
19 100,000.00 500,000.00 1,309.00 17,781.00 7.17 97.42 416,721.96 699,751.97 20.54 34.49 0.00 5.00 0.00 100.00 0.00 1,750.36 0.00 100.00 0.00 0.25
20 500,000.00 UP 471.00 18,252.00 2.58 100.00 1,328,983.99 2,028,735.96 65.51 100.00 0.00 5.00 0.00 100.00 0.00 1,750.36 0.00 100.00 0.00 0.09
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
57
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2013
27/07/2015
OCCUPATION : RESIDENTIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 5,589.00 5,589.00 8.05 8.05 217.72 217.72 0.05 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 5,288.00 10,877.00 7.61 15.66 607.83 825.56 0.13 0.17 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 9,284.00 20,161.00 13.36 29.02 2,059.43 2,884.99 0.43 0.61 2.00 2.00 28.57 28.57 7.46 7.46 7.52 7.52 0.36 0.26
4 200.00 300.00 7,123.00 27,284.00 10.25 39.28 2,601.60 5,486.59 0.55 1.16 2.00 4.00 28.57 57.14 34.92 42.39 35.19 42.71 1.34 0.77
5 300.00 500.00 9,475.00 36,759.00 13.64 52.92 5,393.11 10,879.69 1.14 2.29 0.00 4.00 0.00 57.14 0.00 42.39 0.00 42.71 0.00 0.39
6 500.00 750.00 6,507.00 43,266.00 9.37 62.28 5,591.98 16,471.67 1.18 3.47 2.00 6.00 28.57 85.71 11.89 54.28 11.98 54.69 0.21 0.33
7 750.00 1,000.00 5,385.00 48,651.00 7.75 70.03 6,522.79 22,994.46 1.38 4.85 0.00 6.00 0.00 85.71 0.00 54.28 0.00 54.69 0.00 0.24
8 1,000.00 1,500.00 5,415.00 54,066.00 7.80 77.83 9,311.48 32,305.94 1.96 6.81 1.00 7.00 14.29 100.00 44.97 99.24 45.31 100.00 0.48 0.31
9 1,500.00 2,000.00 3,263.00 57,329.00 4.70 82.53 7,910.01 40,215.95 1.67 8.48 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.25
10 2,000.00 2,500.00 2,008.00 59,337.00 2.89 85.42 6,274.43 46,490.38 1.32 9.81 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.21
11 2,500.00 3,000.00 1,507.00 60,844.00 2.17 87.59 5,868.00 52,358.38 1.24 11.04 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.19
12 3,000.00 4,000.00 1,961.00 62,805.00 2.82 90.41 9,487.57 61,845.95 2.00 13.04 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.16
13 4,000.00 5,000.00 1,213.00 64,018.00 1.75 92.16 7,591.69 69,437.64 1.60 14.65 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.14
14 5,000.00 7,500.00 1,589.00 65,607.00 2.29 94.44 13,370.73 82,808.37 2.82 17.47 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.12
15 7,500.00 10,000.00 921.00 66,528.00 1.33 95.77 11,396.13 94,204.50 2.40 19.87 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.11
16 10,000.00 20,000.00 1,333.00 67,861.00 1.92 97.69 26,381.42 120,585.92 5.56 25.43 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.08
17 20,000.00 50,000.00 803.00 68,664.00 1.16 98.84 35,806.41 156,392.33 7.55 32.99 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.06
18 50,000.00 100,000.00 361.00 69,025.00 0.52 99.36 38,819.82 195,212.15 8.19 41.17 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.05
19 100,000.00 500,000.00 368.00 69,393.00 0.53 99.89 127,152.07 322,364.22 26.82 67.99 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.03
20 500,000.00 UP 74.00 69,467.00 0.11 100.00 151,744.29 474,108.51 32.01 100.00 0.00 7.00 0.00 100.00 0.00 99.24 0.00 100.00 0.00 0.02
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
58
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2012
27/07/2015
OCCUPATION : AGRICULTURAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 3.00 3.00 0.71 0.71 0.25 0.25 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 3.00 6.00 0.71 1.43 0.61 0.86 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 4.00 10.00 0.95 2.38 1.07 1.93 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 9.00 19.00 2.14 4.52 3.20 5.13 0.01 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 18.00 37.00 4.29 8.81 10.51 15.64 0.04 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 31.00 68.00 7.38 16.19 28.12 43.76 0.10 0.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 9.00 77.00 2.14 18.33 13.92 57.68 0.05 0.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 16.00 93.00 3.81 22.14 28.09 85.76 0.10 0.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 23.00 116.00 5.48 27.62 54.94 140.71 0.19 0.48 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 11.00 127.00 2.62 30.24 35.38 176.09 0.12 0.60 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 19.00 146.00 4.52 34.76 59.18 235.27 0.20 0.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 18.00 164.00 4.29 39.05 71.42 306.69 0.24 1.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 13.00 177.00 3.10 42.14 98.66 405.35 0.34 1.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 30.00 207.00 7.14 49.29 246.98 652.33 0.84 2.22 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 21.00 228.00 5.00 54.29 265.21 917.54 0.90 3.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 28.00 256.00 6.67 60.95 499.62 1,417.16 1.70 4.82 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 58.00 314.00 13.81 74.76 2,645.23 4,062.38 8.99 13.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 48.00 362.00 11.43 86.19 4,367.47 8,429.85 14.85 28.65 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 52.00 414.00 12.38 98.57 12,434.00 20,863.85 42.26 70.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 6.00 420.00 1.43 100.00 8,555.38 29,419.23 29.08 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
59
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2012
27/07/2015
OCCUPATION : COMMERCIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 10,441.00 10,441.00 11.06 11.06 475.98 475.98 0.07 0.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 8,601.00 19,042.00 9.11 20.17 1,033.45 1,509.43 0.16 0.23 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 9,704.00 28,746.00 10.28 30.45 2,156.50 3,665.92 0.33 0.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 6,312.00 35,058.00 6.69 37.14 2,394.45 6,060.37 0.37 0.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 9,327.00 44,385.00 9.88 47.02 5,700.52 11,760.89 0.88 1.82 1.00 1.00 7.14 7.14 17.44 17.44 1.04 1.04 0.31 0.15
6 500.00 750.00 7,204.00 51,589.00 7.63 54.66 6,591.89 18,352.79 1.02 2.84 0.00 1.00 0.00 7.14 0.00 17.44 0.00 1.04 0.00 0.10
7 750.00 1,000.00 8,514.00 60,103.00 9.02 63.68 11,159.84 29,512.63 1.73 4.57 0.00 1.00 0.00 7.14 0.00 17.44 0.00 1.04 0.00 0.06
8 1,000.00 1,500.00 10,605.00 70,708.00 11.24 74.91 18,631.97 48,144.60 2.88 7.45 0.00 1.00 0.00 7.14 0.00 17.44 0.00 1.04 0.00 0.04
9 1,500.00 2,000.00 4,656.00 75,364.00 4.93 79.84 12,088.49 60,233.09 1.87 9.32 3.00 4.00 21.43 28.57 410.61 428.05 24.58 25.62 3.40 0.71
10 2,000.00 2,500.00 2,706.00 78,070.00 2.87 82.71 8,762.03 68,995.12 1.36 10.68 1.00 5.00 7.14 35.71 62.33 490.38 3.73 29.35 0.71 0.71
11 2,500.00 3,000.00 2,110.00 80,180.00 2.24 84.95 8,408.16 77,403.28 1.30 11.98 0.00 5.00 0.00 35.71 0.00 490.38 0.00 29.35 0.00 0.63
12 3,000.00 4,000.00 2,642.00 82,822.00 2.80 87.75 13,409.29 90,812.57 2.08 14.05 0.00 5.00 0.00 35.71 0.00 490.38 0.00 29.35 0.00 0.54
13 4,000.00 5,000.00 1,883.00 84,705.00 1.99 89.74 12,289.92 103,102.48 1.90 15.96 0.00 5.00 0.00 35.71 0.00 490.38 0.00 29.35 0.00 0.48
14 5,000.00 7,500.00 2,489.00 87,194.00 2.64 92.38 21,421.81 124,524.29 3.32 19.27 2.00 7.00 14.29 50.00 319.96 810.33 19.15 48.51 1.49 0.65
15 7,500.00 10,000.00 1,592.00 88,786.00 1.69 94.06 19,720.02 144,244.31 3.05 22.32 2.00 9.00 14.29 64.29 555.00 1,365.33 33.22 81.73 2.81 0.95
16 10,000.00 20,000.00 2,413.00 91,199.00 2.56 96.62 47,777.47 192,021.78 7.39 29.72 4.00 13.00 28.57 92.86 301.07 1,666.41 18.02 99.75 0.63 0.87
17 20,000.00 50,000.00 1,778.00 92,977.00 1.88 98.50 75,079.75 267,101.54 11.62 41.34 0.00 13.00 0.00 92.86 0.00 1,666.41 0.00 99.75 0.00 0.62
18 50,000.00 100,000.00 780.00 93,757.00 0.83 99.33 69,664.11 336,765.65 10.78 52.12 0.00 13.00 0.00 92.86 0.00 1,666.41 0.00 99.75 0.00 0.49
19 100,000.00 500,000.00 537.00 94,294.00 0.57 99.90 150,502.86 487,268.50 23.29 75.41 1.00 14.00 7.14 100.00 4.14 1,670.54 0.25 100.00 0.00 0.34
20 500,000.00 UP 95.00 94,389.00 0.10 100.00 158,871.25 646,139.75 24.59 100.00 0.00 14.00 0.00 100.00 0.00 1,670.54 0.00 100.00 0.00 0.26
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
60
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2012
27/07/2015
OCCUPATION : INDUSTRIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 990.00 990.00 5.79 5.79 34.05 34.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 486.00 1,476.00 2.84 8.63 54.99 89.04 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 720.00 2,196.00 4.21 12.84 167.19 256.23 0.01 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 677.00 2,873.00 3.96 16.80 247.88 504.11 0.02 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 824.00 3,697.00 4.82 21.62 518.20 1,022.31 0.03 0.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 735.00 4,432.00 4.30 25.92 703.42 1,725.73 0.04 0.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 687.00 5,119.00 4.02 29.94 943.79 2,669.51 0.06 0.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 1,003.00 6,122.00 5.87 35.80 2,003.78 4,673.29 0.12 0.29 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 715.00 6,837.00 4.18 39.98 1,935.62 6,608.91 0.12 0.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 604.00 7,441.00 3.53 43.52 2,035.32 8,644.23 0.13 0.53 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 531.00 7,972.00 3.11 46.62 2,200.27 10,844.50 0.14 0.67 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 767.00 8,739.00 4.49 51.11 3,995.22 14,839.73 0.25 0.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 604.00 9,343.00 3.53 54.64 3,985.47 18,825.20 0.25 1.16 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 1,069.00 10,412.00 6.25 60.89 9,578.45 28,403.65 0.59 1.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 815.00 11,227.00 4.77 65.66 10,146.42 38,550.07 0.62 2.37 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 1,564.00 12,791.00 9.15 74.81 31,801.19 70,351.26 1.96 4.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 1,705.00 14,496.00 9.97 84.78 76,649.27 147,000.54 4.72 9.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 1,001.00 15,497.00 5.85 90.63 98,362.50 245,363.04 6.06 15.11 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 1,201.00 16,698.00 7.02 97.65 343,852.72 589,215.75 21.17 36.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 401.00 17,099.00 2.35 100.00 1,034,693.20 1,623,908.96 63.72 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
61
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR : 2012
27/07/2015
OCCUPATION : RESIDENTIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 5,907.00 5,907.00 9.65 9.65 178.70 178.70 0.05 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 4,478.00 10,385.00 7.32 16.97 505.24 683.94 0.15 0.20 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 8,786.00 19,171.00 14.36 31.33 1,907.97 2,591.92 0.55 0.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 6,648.00 25,819.00 10.86 42.20 2,415.65 5,007.57 0.70 1.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 8,845.00 34,664.00 14.46 56.65 5,054.06 10,061.63 1.46 2.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 5,755.00 40,419.00 9.41 66.06 4,947.72 15,009.35 1.43 4.34 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 4,748.00 45,167.00 7.76 73.82 5,754.28 20,763.63 1.66 6.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 4,500.00 49,667.00 7.35 81.17 7,659.82 28,423.45 2.21 8.22 1.00 1.00 100.00 100.00 50.00 50.00 100.00 100.00 0.65 0.18
9 1,500.00 2,000.00 2,587.00 52,254.00 4.23 85.40 6,241.25 34,664.70 1.80 10.02 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.14
10 2,000.00 2,500.00 1,556.00 53,810.00 2.54 87.94 4,845.33 39,510.03 1.40 11.42 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.13
11 2,500.00 3,000.00 1,218.00 55,028.00 1.99 89.93 4,634.16 44,144.18 1.34 12.76 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.11
12 3,000.00 4,000.00 1,422.00 56,450.00 2.32 92.26 6,939.26 51,083.44 2.01 14.77 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.10
13 4,000.00 5,000.00 908.00 57,358.00 1.48 93.74 5,868.07 56,951.52 1.70 16.46 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.09
14 5,000.00 7,500.00 1,186.00 58,544.00 1.94 95.68 10,263.28 67,214.80 2.97 19.43 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.07
15 7,500.00 10,000.00 679.00 59,223.00 1.11 96.79 8,620.33 75,835.13 2.49 21.92 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.07
16 10,000.00 20,000.00 902.00 60,125.00 1.47 98.26 20,008.74 95,843.87 5.78 27.71 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.05
17 20,000.00 50,000.00 524.00 60,649.00 0.86 99.12 24,536.49 120,380.36 7.09 34.80 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.04
18 50,000.00 100,000.00 221.00 60,870.00 0.36 99.48 21,633.28 142,013.64 6.25 41.05 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.04
19 100,000.00 500,000.00 275.00 61,145.00 0.45 99.93 88,120.28 230,133.92 25.47 66.53 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.02
20 500,000.00 UP 44.00 61,189.00 0.07 100.00 115,787.78 345,921.69 33.47 100.00 0.00 1.00 0.00 100.00 0.00 50.00 0.00 100.00 0.00 0.01
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
62
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR :2011
27/07/2015
OCCUPATION :AGRICULTURAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 5.00 5.00 1.32 1.32 0.54 0.54 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 5.00 10.00 1.32 2.64 1.06 1.59 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 10.00 20.00 2.64 5.28 4.55 6.14 0.02 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 8.00 28.00 2.11 7.39 4.97 11.11 0.02 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 10.00 38.00 2.64 10.03 9.37 20.48 0.04 0.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 16.00 54.00 4.22 14.25 16.06 36.53 0.07 0.15 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 6.00 60.00 1.58 15.83 6.32 42.85 0.03 0.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 26.00 86.00 6.86 22.69 51.87 94.72 0.22 0.40 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 15.00 101.00 3.96 26.65 40.90 135.62 0.17 0.57 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 12.00 113.00 3.17 29.82 44.72 180.34 0.19 0.75 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 13.00 126.00 3.43 33.25 52.69 233.03 0.22 0.98 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 14.00 140.00 3.69 36.94 68.58 301.61 0.29 1.26 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 7.00 147.00 1.85 38.79 54.14 355.75 0.23 1.49 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 20.00 167.00 5.28 44.06 155.53 511.28 0.65 2.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 23.00 190.00 6.07 50.13 247.82 759.10 1.04 3.18 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 32.00 222.00 8.44 58.58 536.16 1,295.26 2.24 5.42 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 63.00 285.00 16.62 75.20 2,483.45 3,778.71 10.39 15.81 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 47.00 332.00 12.40 87.60 4,569.84 8,348.55 19.12 34.94 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 40.00 372.00 10.55 98.15 7,644.18 15,992.73 31.99 66.92 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 7.00 379.00 1.85 100.00 7,904.59 23,897.32 33.08 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
63
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR :2011
27/07/2015
OCCUPATION :COMMERCIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 12,635.00 12,635.00 13.82 13.82 520.92 520.92 0.07 0.07 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 7,888.00 20,523.00 8.63 22.45 941.94 1,462.86 0.12 0.19 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 9,530.00 30,053.00 10.42 32.87 2,169.73 3,632.59 0.29 0.48 1.00 1.00 1.61 1.61 4.82 4.82 0.08 0.08 0.22 0.13
4 200.00 300.00 6,257.00 36,310.00 6.84 39.72 2,328.55 5,961.13 0.31 0.79 1.00 2.00 1.61 3.23 6.98 11.80 0.11 0.19 0.30 0.20
5 300.00 500.00 9,455.00 45,765.00 10.34 50.06 5,734.49 11,695.62 0.76 1.54 16.00 18.00 25.81 29.03 65.99 77.79 1.04 1.22 1.15 0.67
6 500.00 750.00 6,700.00 52,465.00 7.33 57.39 6,030.26 17,725.89 0.80 2.34 3.00 21.00 4.84 33.87 111.19 188.98 1.74 2.96 1.84 1.07
7 750.00 1,000.00 8,385.00 60,850.00 9.17 66.56 11,235.60 28,961.49 1.48 3.82 1.00 22.00 1.61 35.48 62.47 251.45 0.98 3.94 0.56 0.87
8 1,000.00 1,500.00 8,429.00 69,279.00 9.22 75.78 15,159.07 44,120.56 2.00 5.82 2.00 24.00 3.23 38.71 107.84 359.29 1.69 5.64 0.71 0.81
9 1,500.00 2,000.00 4,191.00 73,470.00 4.58 80.36 10,679.55 54,800.10 1.41 7.23 4.00 28.00 6.45 45.16 373.42 732.70 5.86 11.49 3.50 1.34
10 2,000.00 2,500.00 2,591.00 76,061.00 2.83 83.19 8,398.39 63,198.50 1.11 8.34 2.00 30.00 3.23 48.39 164.22 896.92 2.58 14.07 1.96 1.42
11 2,500.00 3,000.00 1,976.00 78,037.00 2.16 85.36 7,949.19 71,147.69 1.05 9.38 2.00 32.00 3.23 51.61 179.63 1,076.55 2.82 16.89 2.26 1.51
12 3,000.00 4,000.00 2,562.00 80,599.00 2.80 88.16 12,763.72 83,911.40 1.68 11.07 3.00 35.00 4.84 56.45 104.87 1,181.42 1.64 18.53 0.82 1.41
13 4,000.00 5,000.00 1,859.00 82,458.00 2.03 90.19 12,133.93 96,045.34 1.60 12.67 3.00 38.00 4.84 61.29 210.40 1,391.82 3.30 21.83 1.73 1.45
14 5,000.00 7,500.00 2,372.00 84,830.00 2.59 92.79 20,397.28 116,442.62 2.69 15.36 7.00 45.00 11.29 72.58 510.56 1,902.38 8.01 29.84 2.50 1.63
15 7,500.00 10,000.00 1,487.00 86,317.00 1.63 94.41 18,559.88 135,002.50 2.45 17.81 2.00 47.00 3.23 75.81 203.02 2,105.40 3.18 33.02 1.09 1.56
16 10,000.00 20,000.00 2,302.00 88,619.00 2.52 96.93 44,071.74 179,074.24 5.81 23.62 2.00 49.00 3.23 79.03 596.76 2,702.16 9.36 42.38 1.35 1.51
17 20,000.00 50,000.00 1,680.00 90,299.00 1.84 98.77 71,930.51 251,004.75 9.49 33.11 7.00 56.00 11.29 90.32 3,013.72 5,715.89 47.27 89.66 4.19 2.28
18 50,000.00 100,000.00 622.00 90,921.00 0.68 99.45 61,637.08 312,641.83 8.13 41.23 2.00 58.00 3.23 93.55 446.27 6,162.15 7.00 96.66 0.72 1.97
19 100,000.00 500,000.00 431.00 91,352.00 0.47 99.92 117,476.13 430,117.95 15.49 56.73 4.00 62.00 6.45 100.00 213.16 6,375.31 3.34 100.00 0.18 1.48
20 500,000.00 UP 74.00 91,426.00 0.08 100.00 328,082.08 758,200.03 43.27 100.00 0.00 62.00 0.00 100.00 0.00 6,375.31 0.00 100.00 0.00 0.84
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
64
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR :2011
27/07/2015
OCCUPATION :INDUSTRIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 501.00 501.00 3.34 3.34 16.38 16.38 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 288.00 789.00 1.92 5.26 36.30 52.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 100.00 200.00 554.00 1,343.00 3.69 8.96 133.94 186.62 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
4 200.00 300.00 386.00 1,729.00 2.57 11.53 163.39 350.01 0.01 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
5 300.00 500.00 686.00 2,415.00 4.57 16.10 445.59 795.60 0.03 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
6 500.00 750.00 583.00 2,998.00 3.89 19.99 586.06 1,381.65 0.03 0.08 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
7 750.00 1,000.00 663.00 3,661.00 4.42 24.41 915.28 2,296.94 0.05 0.14 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
8 1,000.00 1,500.00 955.00 4,616.00 6.37 30.78 1,846.17 4,143.11 0.11 0.24 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
9 1,500.00 2,000.00 708.00 5,324.00 4.72 35.50 1,933.47 6,076.57 0.11 0.36 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10 2,000.00 2,500.00 544.00 5,868.00 3.63 39.13 1,800.67 7,877.24 0.11 0.46 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
11 2,500.00 3,000.00 471.00 6,339.00 3.14 42.27 2,057.10 9,934.34 0.12 0.59 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
12 3,000.00 4,000.00 735.00 7,074.00 4.90 47.17 3,648.53 13,582.87 0.22 0.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
13 4,000.00 5,000.00 593.00 7,667.00 3.95 51.12 3,880.39 17,463.26 0.23 1.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
14 5,000.00 7,500.00 955.00 8,622.00 6.37 57.49 8,305.72 25,768.99 0.49 1.52 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
15 7,500.00 10,000.00 763.00 9,385.00 5.09 62.58 9,631.68 35,400.67 0.57 2.09 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
16 10,000.00 20,000.00 1,427.00 10,812.00 9.52 72.09 28,916.60 64,317.27 1.70 3.79 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
17 20,000.00 50,000.00 1,638.00 12,450.00 10.92 83.02 70,599.83 134,917.10 4.16 7.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
18 50,000.00 100,000.00 919.00 13,369.00 6.13 89.14 81,786.23 216,703.33 4.82 12.77 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
19 100,000.00 500,000.00 1,204.00 14,573.00 8.03 97.17 328,054.23 544,757.56 19.33 32.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
20 500,000.00 UP 424.00 14,997.00 2.83 100.00 1,152,053.49 1,696,811.05 67.90 100.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
65
MAIPARK, Statistik, 06/2015
UNDERWRTING YEAR :2011
27/07/2015
OCCUPATION :RESIDENTIAL
BAND
(d)/∑(d)
CUM
∑(f)
BAND
(i)/∑(i)
CUM
∑(j)
BAND
(m)/∑(m)
CUM
∑(n)
BAND
(q)/∑(q)
CUM
∑('r)
BAND
(p)/(h)
CUM
q/i
(a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) (o) (p) (q) (r) (s) (t) (u)
1 0.00 50.00 3,733.00 3,733.00 6.31 6.31 147.15 147.15 0.04 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
2 50.00 100.00 4,668.00 8,401.00 7.89 14.21 550.18 697.33 0.16 0.20 1.00 1.00 4.00 4.00 3.80 3.80 1.36 1.36 0.69 0.55
3 100.00 200.00 9,162.00 17,563.00 15.49 29.70 1,988.70 2,686.03 0.58 0.78 3.00 4.00 12.00 16.00 79.38 83.18 28.37 29.73 3.99 3.10
4 200.00 300.00 6,877.00 24,440.00 11.63 41.33 2,390.51 5,076.54 0.70 1.48 1.00 5.00 4.00 20.00 5.53 88.71 1.98 31.71 0.23 1.75
5 300.00 500.00 9,052.00 33,492.00 15.31 56.63 5,004.98 10,081.52 1.46 2.94 8.00 13.00 32.00 52.00 11.12 99.83 3.98 35.69 0.22 0.99
6 500.00 750.00 5,894.00 39,386.00 9.97 66.60 4,934.30 15,015.81 1.44 4.39 4.00 17.00 16.00 68.00 43.05 142.89 15.39 51.08 0.87 0.95
7 750.00 1,000.00 4,492.00 43,878.00 7.60 74.20 5,311.25 20,327.06 1.55 5.94 2.00 19.00 8.00 76.00 13.45 156.34 4.81 55.89 0.25 0.77
8 1,000.00 1,500.00 4,279.00 48,157.00 7.24 81.43 7,209.29 27,536.35 2.11 8.04 2.00 21.00 8.00 84.00 25.21 181.55 9.01 64.90 0.35 0.66
9 1,500.00 2,000.00 2,456.00 50,613.00 4.15 85.58 5,846.57 33,382.91 1.71 9.75 1.00 22.00 4.00 88.00 48.70 230.25 17.41 82.31 0.83 0.69
10 2,000.00 2,500.00 1,491.00 52,104.00 2.52 88.11 4,606.33 37,989.24 1.35 11.09 0.00 22.00 0.00 88.00 0.00 230.25 0.00 82.31 0.00 0.61
11 2,500.00 3,000.00 1,192.00 53,296.00 2.02 90.12 4,383.63 42,372.87 1.28 12.37 1.00 23.00 4.00 92.00 13.67 243.92 4.88 87.19 0.31 0.58
12 3,000.00 4,000.00 1,373.00 54,669.00 2.32 92.44 6,614.77 48,987.64 1.93 14.31 0.00 23.00 0.00 92.00 0.00 243.92 0.00 87.19 0.00 0.50
13 4,000.00 5,000.00 865.00 55,534.00 1.46 93.91 5,364.81 54,352.45 1.57 15.87 0.00 23.00 0.00 92.00 0.00 243.92 0.00 87.19 0.00 0.45
14 5,000.00 7,500.00 1,122.00 56,656.00 1.90 95.80 9,908.27 64,260.72 2.89 18.77 1.00 24.00 4.00 96.00 10.67 254.59 3.81 91.01 0.11 0.40
15 7,500.00 10,000.00 641.00 57,297.00 1.08 96.89 8,174.52 72,435.24 2.39 21.15 0.00 24.00 0.00 96.00 0.00 254.59 0.00 91.01 0.00 0.35
16 10,000.00 20,000.00 810.00 58,107.00 1.37 98.26 18,456.08 90,891.33 5.39 26.54 0.00 24.00 0.00 96.00 0.00 254.59 0.00 91.01 0.00 0.28
17 20,000.00 50,000.00 533.00 58,640.00 0.90 99.16 24,545.68 115,437.01 7.17 33.71 1.00 25.00 4.00 100.00 25.15 279.74 8.99 100.00 0.10 0.24
18 50,000.00 100,000.00 212.00 58,852.00 0.36 99.52 22,983.37 138,420.38 6.71 40.42 0.00 25.00 0.00 100.00 0.00 279.74 0.00 100.00 0.00 0.20
19 100,000.00 500,000.00 243.00 59,095.00 0.41 99.93 80,148.12 218,568.50 23.41 63.83 0.00 25.00 0.00 100.00 0.00 279.74 0.00 100.00 0.00 0.13
20 500,000.00 UP 43.00 59,138.00 0.07 100.00 123,845.51 342,414.01 36.17 100.00 0.00 25.00 0.00 100.00 0.00 279.74 0.00 100.00 0.00 0.08
PT. Reasuransi MAIPARK Indonesia
RISK & LOSS PROFILE
As At 30/06/2015
PROCESSING DATE
BAND
SUM INSURED (BAND)
(in million Rp)NUMBER OF RISK
GROSS PREMIUM
(In million Rp)CLAIM FREQUENCY
INCURED CLAIM
(In million Rp)
PERCENTAGE
LOSS RATIO
FROM TO fF
∑(d)
PERCENTAGE
rpRp
∑(h)
PERCENTAGE
fF
∑(l)
PERCENTAGE
rp Rp∑(p)
PERCENTAGE
66
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : PROCESSING DATE :
POLICY STATUS :
% Amount % Amount % Amount % %
BANDA ACEH 1.1 0.22
MEDAN 1.2 2.17
OTHERS 1.3 4.58
NORTH SUMATERA 1 6.97
PADANG 2.1 0.77
PALEMBANG 2.2 0.73
OTHERS 2.3 5.71
SOUTH SUMATERA 2 7.21
JAKARTA 3.1 21.56
BANDUNG 3.2 0.32
OTHERS 3.3 28.20
WEST JAVA 3 50.08
SEMARANG 4.1 0.30
YOGYAKARTA 4.2 0.47
OTHERS 4.3 5.42
CENTRAL JAVA 4 6.20
SURABAYA 5.1 4.04
OTHERS 5.2 13.96
EAST JAVA 5 18.01
KALIMANTAN 6 5.71
UJUNG PANDANG 7.1 0.48
OTHERS 7.2 2.77
SULAWESI 7 3.25
OTHERS 8 2.57
A;C;E;N;R In IDR
NATIONAL AGGREGAT EXPOSURE NATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCY
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY CRESTA ZONE
As At 30/06/2015
2011
CRESTA ZONE
Amount Amount
4,799,061,565,236.65 7,616,473,677.40 0.27 518 0.31 363,816,500.00 5.47 4 4.60
46,652,172,698,019.40 54,849,290,878.55 1.94 5,777 3.48 96,659,672.63 1.45 8 9.20
98,732,449,809,919.40 132,329,486,203.50 4.69 4,491 2.71 156,092,898.00 2.35 2 2.30
9.26 14 16.09
16,558,741,293,262.30 30,870,980,180.28 1.09 9,869 5.95 29,390,800.00 0.44
150,183,684,073,175.00 194,795,250,759.45 6.90 10,786 6.50 616,569,070.63
5 5.75
15,670,152,211,490.50 14,648,819,921.46 0.52 1,443 0.87 0.00 0.00 0 0.00
123,060,615,053,710.00 136,969,849,762.64 4.85 16,565 9.98 2,960,841,000.00 44.49 8 9.20
44.93 13 14.94
464,501,709,083,112.00 669,813,175,934.73 23.74 38,645 23.29 0.00 0.00
155,289,508,558,463.00 182,489,649,864.38 6.47 27,877 16.80 2,990,231,800.00
0 0.00
6,881,910,055,825.06 10,069,205,917.11 0.36 1,147 0.69 67,353,075.00 1.01 1 1.15
607,607,677,895,557.00 837,246,086,303.36 29.68 34,085 20.54 7,100,000.00 0.11 1 1.15
1.12 2 2.30
6,547,169,388,280.43 7,986,696,304.55 0.28 669 0.40 0.00 0.00
1,078,991,297,034,490.00 1,517,128,468,155.20 53.77 73,877 44.52 74,453,075.00
0 0.00
10,227,924,407,900.00 15,336,936,026.90 0.54 2,155 1.30 0.00 0.00 0 0.00
116,804,919,938,213.00 146,322,144,818.04 5.19 9,711 5.85 0.00 0.00 0 0.00
0.00 0 0.00
87,137,349,483,550.50 110,500,306,327.69 3.92 6,063 3.65 0.00 0.00
133,580,013,734,394.00 169,645,777,149.49 6.01 12,535 7.55 0.00
0 0.00
300,813,831,856,445.00 360,789,369,393.49 12.79 7,287 4.39 0.00 0.00 0 0.00
387,951,181,339,995.00 471,289,675,721.18 16.70 13,350 8.05 0.00 0.00 0 0.00
0.00
10,441,385,729,218.00 9,478,927,946.13 0.34 1,851 1.12 0.00 0.00
123,120,604,752,261.00 103,644,783,974.23 3.67 5,727 3.45 0.00
59,644,593,333,905.30 93,690,275,855.82 3.32 7,029 4.24 6,662,800.00 0.10 1
0.00 0
3.66 8,880 5.35 6,662,800.00 0.10 1 1.15
0 0.00
6,655,052,732.33 100.00 87 100.00
27/07/2015
44.58 57 65.52
T O T A L 2,154,508,565,599,000.00 100.00 2,821,322,404,542.43 100.00 165,940 100.00
55,306,297,043,097.90 79,159,595,116.55 2.81 12,908 7.78 2,967,135,986.70
1.15
70,085,979,063,123.30 103,169,203,801.95
67
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : PROCESSING DATE :
POLICY STATUS :
% Amount % Amount % Amount % %
BANDA ACEH 1.1 0.20
MEDAN 1.2 2.04
OTHERS 1.3 2.07
NORTH SUMATERA 1 4.32
PADANG 2.1 0.98
PALEMBANG 2.2 0.98
OTHERS 2.3 6.95
SOUTH SUMATERA 2 8.90
JAKARTA 3.1 20.67
BANDUNG 3.2 0.57
OTHERS 3.3 33.97
WEST JAVA 3 55.20
SEMARANG 4.1 0.36
YOGYAKARTA 4.2 0.48
OTHERS 4.3 5.31
CENTRAL JAVA 4 6.15
SURABAYA 5.1 2.61
OTHERS 5.2 10.87
EAST JAVA 5 13.48
KALIMANTAN 6 5.24
UJUNG PANDANG 7.1 0.54
OTHERS 7.2 2.79
SULAWESI 7 3.33
OTHERS 8 3.38
NATIONAL AGGREGAT
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCYCRESTA ZONE
Amount Amount
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY CRESTA ZONE
As At 30/06/2015
2012 27/07/2015
A;C;E;N;R In IDR
83.15 6 40.00
39,461,037,801,624.10 49,028,982,214.66 1.85 6,002 3.47 14,936,201.00 0.87
3,853,109,114,587.20 7,270,770,334.31 0.27 588 0.34 1,430,714,900.00
2 13.33
40,046,371,005,873.30 52,543,554,383.44 1.99 4,654 2.69 0.00 0.00 0 0.00
83,360,517,922,084.60 108,843,306,932.41 4.11 11,244 6.50 1,445,651,101.00 84.02 8 53.33
0.00 0 0.00
18,924,640,233,255.90 17,692,460,684.60 0.67 1,533 0.89 0.00 0.00
18,866,092,244,302.70 35,565,026,539.09 1.34 10,638 6.15 0.00
0 0.00
134,125,533,745,810.00 155,605,893,467.28 5.88 17,378 10.04 50,000,000.00 2.91 1 6.67
171,916,266,223,368.00 208,863,380,690.97 7.90 29,549 17.07 50,000,000.00 2.91 1 6.67
0.00 0 0.00
10,941,392,878,987.80 16,342,793,344.50 0.62 1,986 1.15 0.00 0.00
399,151,129,341,981.00 598,194,044,611.17 22.61 36,236 20.93 0.00
0 0.00
655,965,204,624,330.00 954,203,812,153.42 36.07 36,684 21.19 17,438,200.00 1.01 1 6.67
1,066,057,726,845,300.00 1,568,740,650,109.09 59.30 74,906 43.27 17,438,200.00 1.01 1 6.67
0.00 0 0.00
9,213,654,452,599.54 14,027,570,399.90 0.53 2,309 1.33 0.00 0.00
7,032,671,423,369.66 8,721,154,566.99 0.33 803 0.46 0.00
0 0.00
102,486,294,341,901.00 128,289,542,295.50 4.85 10,322 5.96 0.00 0.00 0 0.00
118,732,620,217,870.00 151,038,267,262.39 5.71 13,434 7.76 0.00 0.00 0 0.00
0.00 0 0.00
210,015,661,096,202.00 259,614,064,847.87 9.81 7,802 4.51 0.00 0.00
50,352,975,158,199.70 64,104,661,224.53 2.42 6,180 3.57 0.00
0 0.00
260,368,636,254,402.00 323,718,726,072.40 12.24 13,982 8.08 0.00 0.00 0 0.00
101,269,813,257,791.00 93,648,111,530.21 3.54 7,633 4.41 0.00 0.00 0 0.00
0.00 0 0.00
53,890,334,194,031.10 82,540,150,406.55 3.12 6,206 3.59 77,942,400.00 4.53
10,366,655,119,882.30 9,898,401,546.96 0.37 1,914 1.11 0.00
2 13.33
64,256,989,313,913.30 92,438,551,953.51 3.49 8,120 4.69 77,942,400.00 4.53 2 13.33
65,246,834,197,369.70 98,098,640,829.61 3.71 14,229 8.22 129,510,279.54 7.53 3 20.00
100.00 1,720,541,980.54 100.00 15 100.00T O T A L 1,931,209,404,232,100.00 100.00 2,645,389,635,380.59 100.00 173,097
68
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : PROCESSING DATE :
POLICY STATUS :
% Amount % Amount % Amount % %
BANDA ACEH 1.1 0.18
MEDAN 1.2 1.82
OTHERS 1.3 1.90
NORTH SUMATERA 1 3.90
PADANG 2.1 1.04
PALEMBANG 2.2 0.88
OTHERS 2.3 5.77
SOUTH SUMATERA 2 7.69
JAKARTA 3.1 16.50
BANDUNG 3.2 0.40
OTHERS 3.3 37.40
WEST JAVA 3 54.30
SEMARANG 4.1 0.33
YOGYAKARTA 4.2 0.33
OTHERS 4.3 5.23
CENTRAL JAVA 4 5.89
SURABAYA 5.1 1.43
OTHERS 5.2 7.68
EAST JAVA 5 9.11
KALIMANTAN 6 4.91
UJUNG PANDANG 7.1 0.54
OTHERS 7.2 1.50
SULAWESI 7 2.04
OTHERS 8 12.16
NATIONAL AGGREGAT
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCYCRESTA ZONE
Amount Amount
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY CRESTA ZONE
As At 30/06/2015
2013 27/07/2015
A;C;E;N;R In IDR
0.01 1 1.75
47,542,841,695,945.20 64,410,152,058.01 1.51 6,598 3.50 0.00 0.00
4,584,417,825,419.94 8,671,562,333.13 0.20 605 0.32 20,985,349.73
0 0.00
49,388,292,913,159.30 75,573,831,958.97 1.78 3,910 2.07 0.00 0.00 0 0.00
101,515,552,434,525.00 148,655,546,350.11 3.50 11,113 5.90 20,985,349.73 0.01 1 1.75
0.00 1 1.75
22,991,302,055,908.20 24,281,721,017.51 0.57 1,873 0.99 0.00 0.00
27,019,846,969,932.80 52,062,491,084.77 1.22 10,653 5.65 6,706,092.35
0 0.00
150,261,108,880,271.00 194,190,187,501.83 4.57 17,897 9.49 3,995,032.99 0.00 1 1.75
200,272,257,906,112.00 270,534,399,604.11 6.36 30,423 16.14 10,701,125.34 0.00 2 3.51
0.00 0 0.00
10,455,800,182,858.20 16,279,558,111.33 0.38 2,123 1.13 22,495,295.61 0.01
429,924,032,664,141.00 693,093,334,110.39 16.30 47,625 25.27 0.00
1 1.75
974,495,125,173,158.00 1,664,240,419,693.57 39.14 38,777 20.57 0.00 0.00 0 0.00
1,414,874,958,020,160.00 2,373,613,311,915.29 55.83 88,525 46.96 22,495,295.61 0.01 1 1.75
0.00 0 0.00
8,527,858,959,520.06 13,260,675,808.26 0.31 2,188 1.16 1,500,455,237.19 0.49
8,708,673,384,952.73 11,545,367,381.18 0.27 916 0.49 0.00
5 8.77
136,192,546,432,047.00 185,359,588,031.05 4.36 10,492 5.57 29,104,464,265.10 9.45 6 10.53
153,429,078,776,519.00 210,165,631,220.49 4.94 13,596 7.21 30,604,919,502.29 9.93 11 19.30
0.00 0 0.00
200,084,798,977,104.00 281,458,633,926.23 6.62 8,384 4.45 277,370,076,854.07 90.04
37,296,159,313,449.70 48,078,486,375.47 1.13 6,240 3.31 0.00
39 68.42
237,380,958,290,554.00 329,537,120,301.70 7.75 14,624 7.76 277,370,076,854.07 90.04 39 68.42
128,063,585,552,569.00 133,396,548,264.96 3.14 7,055 3.74 0.00 0.00 0 0.00
0.00 0 0.00
39,155,028,523,482.00 63,648,397,236.51 1.50 6,259 3.32 0.00 0.00
14,056,704,460,026.80 14,160,625,142.90 0.33 2,058 1.09 0.00
0 0.00
53,211,732,983,508.80 77,809,022,379.41 1.83 8,317 4.41 0.00 0.00 0 0.00
316,902,549,313,180.00 708,124,986,197.93 16.65 14,840 7.87 33,394,667.96 0.01 3 5.26
100.00 308,062,572,795.00 100.00 57 100.00T O T A L 2,605,650,673,277,130.00 100.00 4,251,836,566,234.00 100.00 188,493
69
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : PROCESSING DATE :
POLICY STATUS :
% Amount % Amount % Amount % %
BANDA ACEH 1.1 0.24
MEDAN 1.2 1.97
OTHERS 1.3 1.86
NORTH SUMATERA 1 4.07
PADANG 2.1 1.10
PALEMBANG 2.2 0.70
OTHERS 2.3 6.74
SOUTH SUMATERA 2 8.53
JAKARTA 3.1 19.78
BANDUNG 3.2 0.37
OTHERS 3.3 32.91
WEST JAVA 3 53.06
SEMARANG 4.1 0.23
YOGYAKARTA 4.2 0.51
OTHERS 4.3 5.19
CENTRAL JAVA 4 5.92
SURABAYA 5.1 2.87
OTHERS 5.2 13.05
EAST JAVA 5 15.92
KALIMANTAN 6 3.88
UJUNG PANDANG 7.1 0.80
OTHERS 7.2 4.12
SULAWESI 7 4.92
OTHERS 8 3.70
NATIONAL AGGREGAT
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCYCRESTA ZONE
Amount Amount
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY CRESTA ZONE
As At 30/06/2015
2014 27/07/2015
A;C;E;N;R In IDR
0.00 0 0.00
52,960,197,728,466.80 74,452,259,838.90 1.75 7,330 3.47 0.00 0.00
6,358,619,953,498.16 12,949,221,282.71 0.31 600 0.28 0.00
0 0.00
50,050,764,200,763.80 80,740,535,366.22 1.90 5,002 2.37 0.00 0.00 0 0.00
109,369,581,882,729.00 168,142,016,487.83 3.96 12,932 6.12 0.00 0.00 0 0.00
1.23 1 11.11
18,812,054,223,542.00 20,556,779,467.85 0.48 1,883 0.89 0.00 0.00
29,477,769,570,121.90 56,678,295,511.21 1.34 12,344 5.84 16,000,000.00
0 0.00
181,058,254,439,927.00 240,857,497,050.15 5.68 21,194 10.03 0.00 0.00 0 0.00
229,348,078,233,590.00 318,092,572,029.21 7.50 35,421 16.76 16,000,000.00 1.23 1 11.11
0.00 0 0.00
9,865,031,172,512.33 15,845,074,678.59 0.37 2,037 0.96 0.00 0.00
531,708,345,423,764.00 890,739,103,076.03 20.99 48,501 22.94 0.00
0 0.00
884,594,173,548,510.00 1,523,384,506,403.11 35.91 46,679 22.08 0.00 0.00 0 0.00
1,426,167,550,144,790.00 2,429,968,684,157.73 57.27 97,217 45.99 0.00 0.00 0 0.00
0.00 0 0.00
13,606,090,868,674.60 21,074,808,625.71 0.50 2,538 1.20 0.00 0.00
6,094,897,525,335.40 8,451,156,211.20 0.20 970 0.46 0.00
0 0.00
139,412,503,264,086.00 195,796,480,313.85 4.61 14,155 6.70 0.00 0.00 0 0.00
159,113,491,658,096.00 225,322,445,150.76 5.31 17,663 8.36 0.00 0.00 0 0.00
0.00 0 0.00
350,891,208,794,371.00 512,797,353,232.03 12.09 11,194 5.30 111,029,676.05 8.56
77,159,355,434,089.90 108,272,703,197.61 2.55 6,110 2.89 0.00
3 33.33
428,050,564,228,461.00 621,070,056,429.64 14.64 17,304 8.19 111,029,676.05 8.56 3 33.33
104,335,917,881,702.00 110,375,638,021.44 2.60 6,791 3.21 0.00 0.00 0 0.00
0.00 0 0.00
110,822,471,621,368.00 177,246,688,297.98 4.18 6,117 2.89 820,076,625.00 63.20
21,486,486,598,491.00 24,461,587,772.60 0.58 1,922 0.91 0.00
3 33.33
132,308,958,219,859.00 201,708,276,070.58 4.75 8,039 3.80 820,076,625.00 63.20 3 33.33
99,370,933,137,622.20 167,970,999,816.88 3.96 16,015 7.58 350,410,000.00 27.01 2 22.22
100.00 1,297,516,301.05 100.00 9 100.00T O T A L 2,688,065,075,386,850.00 100.00 4,242,650,688,164.07 100.00 211,382
70
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : PROCESSING DATE :
POLICY STATUS :
% Amount % Amount % Amount % %
BANDA ACEH 1.1 0.09
MEDAN 1.2 3.05
OTHERS 1.3 1.09
NORTH SUMATERA 1 4.23
PADANG 2.1 0.87
PALEMBANG 2.2 0.54
OTHERS 2.3 5.91
SOUTH SUMATERA 2 7.31
JAKARTA 3.1 22.80
BANDUNG 3.2 0.68
OTHERS 3.3 35.02
WEST JAVA 3 58.49
SEMARANG 4.1 0.17
YOGYAKARTA 4.2 0.44
OTHERS 4.3 7.08
CENTRAL JAVA 4 7.70
SURABAYA 5.1 3.46
OTHERS 5.2 6.68
EAST JAVA 5 10.15
KALIMANTAN 6 3.92
UJUNG PANDANG 7.1 0.62
OTHERS 7.2 2.10
SULAWESI 7 2.72
OTHERS 8 5.50
NATIONAL AGGREGAT
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCYCRESTA ZONE
Amount Amount
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY CRESTA ZONE
As At 30/06/2015
2015 27/07/2015
A;C;E;N;R In IDR
0.00 0 0.00
15,266,930,733,632.30 20,193,346,385.75 2.69 1,972 4.03 0.00 0.00
455,976,230,003.88 892,159,151.80 0.12 158 0.32 0.00
0 0.00
5,459,716,930,089.16 8,615,166,286.85 1.15 880 1.80 0.00 0.00 0 0.00
21,182,623,893,725.40 29,700,671,824.40 3.96 3,010 6.14 0.00 0.00 0 0.00
0.00 0 0.00
2,704,718,148,459.90 3,074,991,420.39 0.41 326 0.67 0.00 0.00
4,343,731,570,576.07 7,940,483,158.30 1.06 3,939 8.04 0.00
0 0.00
29,600,541,769,976.90 37,996,586,002.77 5.07 4,776 9.75 0.00 0.00 0 0.00
36,648,991,489,012.90 49,012,060,581.46 6.54 9,041 18.46 0.00 0.00 0 0.00
0.00 0 0.00
3,383,533,867,786.94 5,152,691,687.16 0.69 820 1.67 0.00 0.00
114,243,160,461,085.00 181,367,105,417.01 24.19 10,593 21.63 0.00
0 0.00
175,486,957,797,968.00 282,395,849,964.38 37.67 11,247 22.96 0.00 0.00 0 0.00
293,113,652,126,839.00 468,915,647,068.55 62.55 22,660 46.26 0.00 0.00 0 0.00
0.00 0 0.00
2,202,243,172,949.89 3,398,558,663.44 0.45 635 1.30 0.00 0.00
872,040,937,538.39 1,158,646,719.82 0.15 157 0.32 0.00
0 0.00
35,491,815,108,839.00 44,821,354,617.15 5.98 3,492 7.13 0.00 0.00 0 0.00
38,566,099,219,327.30 49,378,560,000.41 6.59 4,284 8.75 0.00 0.00 0 0.00
0.00 0 0.00
33,500,806,604,704.10 46,794,268,170.66 6.24 1,564 3.19 0.00 0.00
17,350,016,361,654.30 23,796,751,706.18 3.17 1,474 3.01 0.00
0 0.00
50,850,822,966,358.40 70,591,019,876.84 9.42 3,038 6.20 0.00 0.00 0 0.00
19,654,791,173,810.90 19,367,525,479.25 2.58 917 1.87 0.00 0.00 0 0.00
0.00 0 0.00
10,501,222,198,359.10 15,191,585,268.44 2.03 1,239 2.53 0.00 0.00
3,108,512,496,701.43 3,325,115,249.15 0.44 428 0.87 0.00
0 0.00
13,609,734,695,060.50 18,516,700,517.59 2.47 1,667 3.40 0.00 0.00 0 0.00
27,540,518,738,916.40 44,217,289,235.14 5.90 4,366 8.91 0.00 0.00 0 0.00
100.00 0.00 0.00 0 0.00T O T A L 501,167,234,303,051.00 100.00 749,699,474,583.64 100.00 48,983
71
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2011 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
AGRICULTURAL A 20,170,306,793,199.60 0.94 23,897,315,368.61 0.85 379.00 0.23 0.00 0.00 0.00 0.00
COMMERCIAL C 543,583,034,082,770.00 25.23 758,200,033,083.93 26.87 91,426.00 55.10 6,375,313,072.29 95.80 62.00 71.26
INDUSTRIAL I 1,358,267,696,554,130.00 63.04 1,696,811,048,866.14 60.14 14,997.00 9.04 0.00 0.00 0.00 0.00
RESIDENTIAL R 232,487,528,168,908.00 10.79 342,414,007,223.76 12.14 59,138.00 35.64 279,739,660.04 4.20 25.00 28.74
T O T A L 2,154,508,565,599,000.00 100.00 2,821,322,404,542.44 100.00 165,940.00 100.00 6,655,052,732.33 100.00 87.00 100.00
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY OCCUPATION
As At 30/06/2015
OCCUPATION
NATIONAL AGGREGATE
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCY
72
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2012 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
AGRICULTURAL A 23,543,592,772,030.10 1.22 29,419,229,652.86 1.11 420.00 0.24 0.00 0.00 0.00 0.00
COMMERCIAL C 452,326,550,885,605.00 23.42 646,139,753,626.54 24.43 94,389.00 54.53 1,670,541,980.54 97.09 14.00 93.33
INDUSTRIAL I 1,225,238,409,045,250.00 63.44 1,623,908,958,082.86 61.39 17,099.00 9.88 0.00 0.00 0.00 0.00
RESIDENTIAL R 230,100,851,529,218.00 11.91 345,921,694,018.32 13.08 61,189.00 35.35 50,000,000.00 2.91 1.00 6.67
T O T A L 1,931,209,404,232,100.00 100.00 2,645,389,635,380.58 100.00 173,097.00 100.00 1,720,541,980.54 100.00 15.00 100.00
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY OCCUPATION
As At 30/06/2015
OCCUPATION
NATIONAL AGGREGATE
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCY
73
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2013 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
AGRICULTURAL A 25,720,200,428,711.00 0.99 34,917,831,995.79 0.82 482.00 0.26 0.00 0.00 0.00 0.00
COMMERCIAL C 945,213,315,483,594.00 36.28 1,714,074,272,679.52 40.31 100,292.00 53.21 306,212,972,292.31 99.40 45.00 78.95
INDUSTRIAL I 1,317,498,327,917,740.00 50.56 2,028,735,955,272.71 47.71 18,252.00 9.68 1,750,356,290.96 0.57 5.00 8.77
RESIDENTIAL R 317,218,829,447,078.00 12.17 474,108,506,285.99 11.15 69,467.00 36.85 99,244,211.73 0.03 7.00 12.28
T O T A L 2,605,650,673,277,120.00 100.00 4,251,836,566,234.01 100.00 188,493.00 100.00 308,062,572,795.00 100.00 57.00 100.00
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY OCCUPATION
As At 30/06/2015
OCCUPATION
NATIONAL AGGREGATE
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCY
74
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2014 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
AGRICULTURAL A 19,270,163,312,967.20 0.72 24,913,072,274.44 0.59 420.00 0.20 0.00 0.00 0.00 0.00
COMMERCIAL C 597,476,872,879,481.00 22.23 918,279,907,201.54 21.64 109,009.00 51.57 1,228,599,676.05 94.69 7.00 77.78
INDUSTRIAL I 1,684,181,022,050,690.00 62.65 2,679,945,456,394.16 63.17 17,159.00 8.12 0.00 0.00 0.00 0.00
RESIDENTIAL R 387,137,017,143,709.00 14.40 619,512,252,293.91 14.60 84,794.00 40.11 68,916,625.00 5.31 2.00 22.22
T O T A L 2,688,065,075,386,850.00 100.00 4,242,650,688,164.05 100.00 211,382.00 100.00 1,297,516,301.05 100.00 9.00 100.00
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY OCCUPATION
As At 30/06/2015
OCCUPATION
NATIONAL AGGREGATE
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCY
75
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2015 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
AGRICULTURAL A 1,597,018,054,605.00 0.32 2,213,841,234.19 0.30 59.00 0.12 0.00 0.00 0.00 0.00
COMMERCIAL C 139,793,099,008,678.00 27.89 211,342,544,879.01 28.19 20,377.00 41.60 0.00 0.00 0.00 0.00
INDUSTRIAL I 276,039,374,566,958.00 55.08 409,408,218,483.81 54.61 3,079.00 6.29 0.00 0.00 0.00 0.00
RESIDENTIAL R 83,737,742,672,810.20 16.71 126,734,869,986.60 16.90 25,468.00 51.99 0.00 0.00 0.00 0.00
T O T A L 501,167,234,303,051.00 100.00 749,699,474,583.61 100.00 48,983.00 100.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY OCCUPATION
As At 30/06/2015
OCCUPATION
NATIONAL AGGREGATE
EXPOSURENATIONAL GROSS PREMIUM CLAIM CLAIM FREQUENCYNUMBER OF RISKS
76
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2011 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
01. NAD 61,716,398,867,310.90 2.86 87,633,935,480.81 3.11 2,197.00 1.32 3,250,620,587.13 3,250,620,587.13 9.00 9.00
02. SUMATERA UTARA 88,467,285,205,864.50 4.11 107,161,315,278.64 3.80 8,589.00 5.18 379,606,483.50 379,606,483.50 10.00 10.00
03. SUMATERA BARAT 23,705,405,279,292.50 1.10 41,474,958,579.02 1.47 14,192.00 8.55 95,675,000.00 95,675,000.00 4.00 4.00
04. RIAU 35,064,056,469,754.20 1.63 35,256,215,244.00 1.25 3,204.00 1.93 0.00 0.00 0.00 0.00
05. JAMBI 8,231,659,638,051.55 0.38 8,038,465,820.08 0.28 1,334.00 0.80 0.00 0.00 0.00 0.00
06. SUMATERA SELATAN 30,750,924,977,797.60 1.43 31,570,394,331.29 1.12 2,059.00 1.24 0.00 0.00 0.00 0.00
07. BENGKULU 4,060,325,847,435.66 0.19 7,255,605,295.58 0.26 2,564.00 1.55 30,898,800.00 30,898,800.00 5.00 5.00
08. LAMPUNG 27,534,812,464,501.00 1.28 37,249,898,677.14 1.32 2,956.00 1.78 0.00 0.00 0.00 0.00
09. KEP BANGKA-BELITUNG 3,156,384,885,166.98 0.15 2,757,422,298.01 0.10 329.00 0.20 0.00 0.00 0.00 0.00
10. KEPULAUAN RIAU 22,785,938,996,463.70 1.06 18,886,689,619.28 0.67 1,239.00 0.75 0.00 0.00 0.00 0.00
11. JAKARTA 464,501,709,083,112.00 21.56 669,813,175,934.73 23.74 38,645.00 23.29 0.00 0.00 0.00 0.00
12. JAWA BARAT 401,042,121,827,649.00 18.61 549,928,012,533.25 19.49 24,616.00 14.83 74,453,075.00 74,453,075.00 2.00 2.00
13. JAWA TENGAH 121,725,177,084,954.00 5.65 151,888,826,113.28 5.38 9,484.00 5.72 0.00 0.00 0.00 0.00
14. DIY 11,854,836,649,440.00 0.55 17,756,951,036.21 0.63 3,051.00 1.84 0.00 0.00 0.00 0.00
15. JAWA TIMUR 387,951,181,339,995.00 18.01 471,289,675,721.19 16.70 13,350.00 8.05 0.00 0.00 0.00 0.00
16. BANTEN 213,447,466,123,733.00 9.91 297,387,279,687.22 10.54 10,616.00 6.40 0.00 0.00 0.00 0.00
17. BALI 43,282,480,532,299.20 2.01 60,357,067,500.68 2.14 7,026.00 4.23 2,817,135,986.70 2,817,135,986.70 56.00 56.00
18. NUSA TENGGARA BARAT 3,077,047,054,149.34 0.14 5,152,954,498.64 0.18 1,365.00 0.82 0.00 0.00 0.00 0.00
19. NUSA TENGGARA TIMUR 1,617,483,032,767.29 0.08 2,433,951,389.85 0.09 762.00 0.46 0.00 0.00 0.00 0.00
20. KALIMANTAN BARAT 7,209,974,391,744.74 0.33 6,292,796,630.20 0.22 911.00 0.55 0.00 0.00 0.00 0.00
21. KALIMANTAN TENGAH 12,214,732,033,229.00 0.57 10,262,245,474.31 0.36 637.00 0.38 0.00 0.00 0.00 0.00
22. KALIMANTAN SELATAN 28,151,320,447,496.90 1.31 23,762,331,278.15 0.84 1,020.00 0.61 0.00 0.00 0.00 0.00
23. KALIMANTAN TIMUR 75,544,577,879,790.50 3.51 63,327,410,591.57 2.24 3,159.00 1.90 0.00 0.00 0.00 0.00
24. SULAWESI UTARA 20,475,241,127,098.30 0.95 37,726,468,368.21 1.34 2,449.00 1.48 0.00 0.00 0.00 0.00
25. SULAWESI TENGAH 2,234,831,075,451.70 0.10 3,453,309,420.21 0.12 1,539.00 0.93 0.00 0.00 0.00 0.00
26. SULAWESI SELATAN 24,508,942,520,664.60 1.14 24,634,050,796.95 0.87 2,955.00 1.78 6,662,800.00 6,662,800.00 1.00 1.00
27. SULAWESI TENGGARA 9,114,245,475,615.48 0.42 10,519,505,924.99 0.37 541.00 0.33 0.00 0.00 0.00 0.00
28. GORONTALO 12,799,702,686,629.60 0.59 25,429,339,114.68 0.90 1,157.00 0.70 0.00 0.00 0.00 0.00
29. SULAWESI BARAT 953,016,177,663.56 0.04 1,406,530,176.92 0.05 239.00 0.14 0.00 0.00 0.00 0.00
30. MALUKU 1,012,162,473,294.66 0.05 1,761,141,005.57 0.06 403.00 0.24 0.00 0.00 0.00 0.00
31. MALUKU UTARA 599,594,466,006.82 0.03 1,055,956,776.04 0.04 430.00 0.26 0.00 0.00 0.00 0.00
32. PAPUA BARAT 2,191,055,888,141.29 0.10 3,177,814,430.49 0.11 1,213.00 0.73 0.00 0.00 0.00 0.00
33. PAPUA 3,526,473,596,439.34 0.16 5,220,709,515.28 0.19 1,709.00 1.03 0.00 0.00 0.00 0.00
T O T A L 2,154,508,565,599,000.00 100.00 2,821,322,404,542.47 100.00 165,940.00 100.00 6,655,052,732.33 6,655,052,732.33 87.00 87.00
NUMBER OF RISKS
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY PROVINCE
As At 30/06/2015
PROVINCE
NATIONAL AGGREGAT
EXPOSURENATIONAL GROSS PREMIUM CLAIM CLAIM FREQUENCY
77
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2012 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
01. NAD 8,242,681,344,607.12 0.43 12,339,609,702.98 0.47 1,928.00 1 1,498,153,100.00 1,498,153,100.00 8.00 8.00
02. SUMATERA UTARA 75,117,836,577,477.50 3.89 96,503,697,229.43 3.65 9,316.00 5 82,118,384.00 82,118,384.00 4.00 4.00
03. SUMATERA BARAT 26,868,884,213,511.40 1.39 48,233,293,860.42 1.82 15,231.00 9 0.00 0.00 0.00 0.00
04. RIAU 33,207,775,421,162.90 1.72 35,116,440,154.63 1.33 3,525.00 2 0.00 0.00 0.00 0.00
05. JAMBI 10,895,402,638,529.80 0.56 10,792,361,697.51 0.41 1,657.00 1 0.00 0.00 0.00 0.00
06. SUMATERA SELATAN 40,818,497,980,547.40 2.11 42,553,796,688.77 1.61 2,330.00 1 0.00 0.00 0.00 0.00
07. BENGKULU 4,433,571,477,580.84 0.23 8,246,317,200.13 0.31 2,100.00 1 0.00 0.00 0.00 0.00
08. LAMPUNG 28,273,311,997,973.60 1.46 39,937,679,016.11 1.51 3,021.00 2 0.00 0.00 0.00 0.00
09. KEP BANGKA-BELITUNG 3,770,377,555,319.56 0.20 3,395,498,865.56 0.13 522.00 0 0.00 0.00 0.00 0.00
10. KEPULAUAN RIAU 23,648,444,938,743.10 1.22 20,587,993,207.84 0.78 1,163.00 1 0.00 0.00 0.00 0.00
11. JAKARTA 399,151,129,341,981.00 20.67 598,194,044,611.17 22.61 36,236.00 21 0.00 0.00 0.00 0.00
12. JAWA BARAT 449,712,411,951,516.00 23.29 652,119,622,168.56 24.65 27,255.00 16 0.00 0.00 0.00 0.00
13. JAWA TENGAH 107,296,512,601,410.00 5.56 133,697,602,983.98 5.05 10,180.00 6 0.00 0.00 0.00 0.00
14. DIY 11,436,107,616,460.70 0.59 17,340,664,278.42 0.66 3,254.00 2 0.00 0.00 0.00 0.00
15. JAWA TIMUR 260,368,636,254,402.00 13.48 323,718,726,072.40 12.24 13,982.00 8 0.00 0.00 0.00 0.00
16. BANTEN 217,194,185,551,802.00 11.25 318,426,983,329.37 12.04 11,415.00 7 0.00 0.00 0.00 0.00
17. BALI 50,116,926,207,592.30 2.60 72,955,767,038.10 2.76 7,587.00 4 62,328,096.54 62,328,096.54 1.00 1.00
18. NUSA TENGGARA BARAT 3,836,383,475,500.33 0.20 7,087,522,827.65 0.27 1,477.00 1 0.00 0.00 0.00 0.00
19. NUSA TENGGARA TIMUR 2,108,314,395,720.15 0.11 3,237,699,303.25 0.12 970.00 1 0.00 0.00 0.00 0.00
20. KALIMANTAN BARAT 6,288,814,178,617.00 0.33 5,585,406,508.55 0.21 1,821.00 1 0.00 0.00 0.00 0.00
21. KALIMANTAN TENGAH 11,780,711,832,551.60 0.61 10,662,231,788.53 0.40 698.00 0 0.00 0.00 0.00 0.00
22. KALIMANTAN SELATAN 14,607,685,305,615.70 0.76 13,300,017,057.15 0.50 1,277.00 1 0.00 0.00 0.00 0.00
23. KALIMANTAN TIMUR 68,592,601,941,006.50 3.55 64,100,456,175.97 2.42 3,837.00 2 0.00 0.00 0.00 0.00
24. SULAWESI UTARA 11,198,365,054,549.50 0.58 21,023,484,666.00 0.79 1,863.00 1 0.00 0.00 0.00 0.00
25. SULAWESI TENGAH 2,113,379,896,386.25 0.11 3,327,226,990.16 0.13 1,230.00 1 0.00 0.00 0.00 0.00
26. SULAWESI SELATAN 26,708,791,622,795.70 1.38 27,691,959,517.82 1.05 3,187.00 2 77,942,400.00 77,942,400.00 2.00 2.00
27. SULAWESI TENGGARA 9,050,080,341,377.57 0.47 10,819,930,441.97 0.41 576.00 0 0.00 0.00 0.00 0.00
28. GORONTALO 14,066,940,771,299.70 0.73 27,899,410,999.48 1.05 1,010.00 1 0.00 0.00 0.00 0.00
29. SULAWESI BARAT 1,119,431,627,504.72 0.06 1,676,539,338.07 0.06 254.00 0 0.00 0.00 0.00 0.00
30. MALUKU 1,294,838,879,671.43 0.07 2,361,244,475.46 0.09 511.00 0 0.00 0.00 0.00 0.00
31. MALUKU UTARA 839,309,120,352.22 0.04 1,480,820,184.17 0.06 424.00 0 0.00 0.00 0.00 0.00
32. PAPUA BARAT 3,445,075,692,356.94 0.18 5,138,537,640.92 0.19 1,261.00 1 0.00 0.00 0.00 0.00
33. PAPUA 3,605,986,426,176.26 0.19 5,837,049,360.06 0.22 1,999.00 1 0.00 0.00 0.00 0.00
T O T A L 1,931,209,404,232,100.00 100.00 2,645,389,635,380.59 100.00 173,097.00 100 1,720,541,980.54 1,720,541,980.54 15.00 15.00
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY PROVINCE
As At 30/06/2015
PROVINCE
NATIONAL AGGREGAT
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCY
78
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2013 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
01. NAD 9,005,631,873,527.51 0.35 16,000,089,081.17 0.38 1,626.00 0.86 33,412,673.98 33,412,673.98 2.00 2.00
02. SUMATERA UTARA 92,509,920,560,997.00 3.55 132,655,457,268.94 3.12 9,487.00 5.03 0.00 0.00 0.00 0.00
03. SUMATERA BARAT 37,123,475,274,657.40 1.42 70,756,638,221.95 1.66 15,401.00 8.17 10,701,125.34 10,701,125.34 2.00 2.00
04. RIAU 48,542,834,210,792.30 1.86 57,032,212,594.66 1.34 3,557.00 1.89 0.00 0.00 0.00 0.00
05. JAMBI 10,972,622,690,169.70 0.42 12,415,466,743.59 0.29 1,934.00 1.03 0.00 0.00 0.00 0.00
06. SUMATERA SELATAN 40,439,584,412,959.00 1.55 47,618,834,510.66 1.12 2,873.00 1.52 0.00 0.00 0.00 0.00
07. BENGKULU 4,865,040,259,933.02 0.19 9,816,378,489.19 0.23 1,827.00 0.97 0.00 0.00 0.00 0.00
08. LAMPUNG 26,647,584,539,396.70 1.02 40,697,993,284.28 0.96 3,056.00 1.62 0.00 0.00 0.00 0.00
09. KEP BANGKA-BELITUNG 4,527,818,073,658.99 0.17 4,399,197,760.16 0.10 479.00 0.25 0.00 0.00 0.00 0.00
10. KEPULAUAN RIAU 27,153,298,444,545.10 1.04 27,797,677,999.64 0.65 1,296.00 0.69 0.00 0.00 0.00 0.00
11. JAKARTA 429,924,032,664,141.00 16.50 693,093,334,110.39 16.30 47,625.00 25.27 0.00 0.00 0.00 0.00
12. JAWA BARAT 703,131,596,776,920.00 26.98 1,201,212,083,152.70 28.25 28,548.00 15.15 22,495,295.61 22,495,295.61 1.00 1.00
13. JAWA TENGAH 141,980,875,350,865.00 5.45 192,446,830,337.54 4.53 10,171.00 5.40 36,673,037.85 36,673,037.85 1.00 1.00
14. DIY 11,448,203,425,654.20 0.44 17,718,800,882.95 0.42 3,425.00 1.82 900,873,816.39 900,873,816.39 4.00 4.00
15. JAWA TIMUR 237,380,958,290,554.00 9.11 329,537,120,301.70 7.75 14,624.00 7.76 307,045,343,990.83 307,045,343,990.83 46.00 46.00
16. BANTEN 281,819,328,579,096.00 10.82 479,307,894,652.20 11.27 12,352.00 6.55 0.00 0.00 0.00 0.00
17. BALI 301,787,423,262,199.00 11.58 681,052,832,813.72 16.02 8,061.00 4.28 0.00 0.00 0.00 0.00
18. NUSA TENGGARA BARAT 4,518,812,817,725.11 0.17 8,803,236,498.45 0.21 1,361.00 0.72 13,072,855.00 13,072,855.00 1.00 1.00
19. NUSA TENGGARA TIMUR 1,751,136,470,512.98 0.07 2,811,438,143.35 0.07 762.00 0.40 0.00 0.00 0.00 0.00
20. KALIMANTAN BARAT 7,941,811,616,492.80 0.30 7,697,153,563.11 0.18 1,069.00 0.57 0.00 0.00 0.00 0.00
21. KALIMANTAN TENGAH 17,189,946,010,771.70 0.66 17,818,984,376.90 0.42 690.00 0.37 0.00 0.00 0.00 0.00
22. KALIMANTAN SELATAN 37,104,477,399,895.20 1.42 37,466,701,388.96 0.88 1,250.00 0.66 0.00 0.00 0.00 0.00
23. KALIMANTAN TIMUR 65,827,350,525,409.70 2.53 70,413,708,935.99 1.66 4,046.00 2.15 0.00 0.00 0.00 0.00
24. SULAWESI UTARA 16,568,658,936,005.30 0.64 34,273,037,525.63 0.81 1,857.00 0.99 0.00 0.00 0.00 0.00
25. SULAWESI TENGAH 4,184,131,470,697.59 0.16 6,867,207,802.25 0.16 1,309.00 0.69 0.00 0.00 0.00 0.00
26. SULAWESI SELATAN 27,529,740,570,200.40 1.06 28,396,199,459.62 0.67 3,404.00 1.81 0.00 0.00 0.00 0.00
27. SULAWESI TENGGARA 1,521,959,535,093.63 0.06 2,279,641,062.89 0.05 608.00 0.32 0.00 0.00 0.00 0.00
28. GORONTALO 2,120,342,428,357.58 0.08 4,065,456,398.12 0.10 828.00 0.44 0.00 0.00 0.00 0.00
29. SULAWESI BARAT 1,286,900,043,154.22 0.05 1,927,480,130.89 0.05 311.00 0.16 0.00 0.00 0.00 0.00
30. MALUKU 1,834,818,640,495.64 0.07 3,455,919,928.49 0.08 616.00 0.33 0.00 0.00 0.00 0.00
31. MALUKU UTARA 538,208,280,758.84 0.02 1,040,331,975.79 0.02 376.00 0.20 0.00 0.00 0.00 0.00
32. PAPUA BARAT 2,612,323,243,092.17 0.10 4,219,806,774.84 0.10 1,344.00 0.71 0.00 0.00 0.00 0.00
33. PAPUA 3,859,826,598,396.27 0.15 6,741,420,063.30 0.16 2,320.00 1.23 0.00 0.00 0.00 0.00
T O T A L 2,605,650,673,277,120.00 100.00 4,251,836,566,234.02 100.00 188,493.00 100.00 308,062,572,795.00 308,062,572,795.00 57.00 57.00
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY PROVINCE
As At 30/06/2015
PROVINCE
NATIONAL AGGREGAT
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCY
79
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2014 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
01. NAD 10,502,439,335,646.30 0.39 20,609,783,323.99 0.49 1,888.00 0.89 0.00 0.00 0.00 0.00
02. SUMATERA UTARA 98,867,142,547,082.40 3.68 147,532,233,163.83 3.48 11,044.00 5.22 0.00 0.00 0.00 0.00
03. SUMATERA BARAT 40,486,344,266,288.60 1.51 77,752,878,894.61 1.83 17,132.00 8.10 16,000,000.00 16,000,000.00 1.00 1.00
04. RIAU 55,840,220,411,325.60 2.08 65,456,663,285.11 1.54 4,074.00 1.93 0.00 0.00 0.00 0.00
05. JAMBI 11,065,716,213,730.40 0.41 12,835,067,200.00 0.30 2,266.00 1.07 0.00 0.00 0.00 0.00
06. SUMATERA SELATAN 42,679,527,268,529.80 1.59 54,363,982,437.68 1.28 3,525.00 1.67 0.00 0.00 0.00 0.00
07. BENGKULU 5,523,126,676,207.22 0.21 11,308,556,281.71 0.27 2,155.00 1.02 0.00 0.00 0.00 0.00
08. LAMPUNG 37,296,673,198,166.30 1.39 58,305,588,868.68 1.37 4,015.00 1.90 0.00 0.00 0.00 0.00
09. KEP BANGKA-BELITUNG 6,068,796,886,179.60 0.23 5,927,025,417.45 0.14 714.00 0.34 0.00 0.00 0.00 0.00
10. KEPULAUAN RIAU 30,387,673,313,163.00 1.13 32,142,809,643.98 0.76 1,540.00 0.73 0.00 0.00 0.00 0.00
11. JAKARTA 531,708,345,423,764.00 19.78 890,739,103,076.03 20.99 48,501.00 22.94 0.00 0.00 0.00 0.00
12. JAWA BARAT 566,346,269,834,249.00 21.07 960,048,952,405.69 22.63 33,697.00 15.94 0.00 0.00 0.00 0.00
13. JAWA TENGAH 141,193,794,174,169.00 5.25 197,433,204,350.41 4.65 13,424.00 6.35 0.00 0.00 0.00 0.00
14. DIY 17,919,697,483,927.30 0.67 27,889,240,800.34 0.66 4,239.00 2.01 0.00 0.00 0.00 0.00
15. JAWA TIMUR 428,050,564,228,461.00 15.92 621,070,056,429.64 14.64 17,304.00 8.19 111,029,676.05 111,029,676.05 3.00 3.00
16. BANTEN 328,112,934,886,773.00 12.21 579,180,628,676.02 13.65 15,019.00 7.11 0.00 0.00 0.00 0.00
17. BALI 73,893,929,884,879.80 2.75 121,227,503,161.89 2.86 9,285.00 4.39 12,910,000.00 12,910,000.00 1.00 1.00
18. NUSA TENGGARA BARAT 11,264,593,036,683.90 0.42 21,598,527,274.20 0.51 1,740.00 0.82 0.00 0.00 0.00 0.00
19. NUSA TENGGARA TIMUR 2,743,753,156,344.78 0.10 4,536,858,829.59 0.11 552.00 0.26 0.00 0.00 0.00 0.00
20. KALIMANTAN BARAT 11,790,089,041,754.30 0.44 11,747,928,642.44 0.28 1,468.00 0.69 0.00 0.00 0.00 0.00
21. KALIMANTAN TENGAH 22,696,519,373,241.10 0.84 23,437,652,588.32 0.55 778.00 0.37 0.00 0.00 0.00 0.00
22. KALIMANTAN SELATAN 17,162,099,676,080.10 0.64 18,451,109,369.07 0.43 1,574.00 0.74 0.00 0.00 0.00 0.00
23. KALIMANTAN TIMUR 52,687,209,790,626.40 1.96 56,738,947,421.61 1.34 2,971.00 1.41 0.00 0.00 0.00 0.00
24. SULAWESI UTARA 14,917,784,138,481.30 0.55 30,876,898,508.27 0.73 2,139.00 1.01 820,076,625.00 820,076,625.00 3.00 3.00
25. SULAWESI TENGAH 3,599,334,941,830.73 0.13 6,112,014,026.74 0.14 956.00 0.45 0.00 0.00 0.00 0.00
26. SULAWESI SELATAN 90,455,221,307,121.20 3.37 127,859,578,638.06 3.01 3,627.00 1.72 0.00 0.00 0.00 0.00
27. SULAWESI TENGGARA 17,873,472,932,641.60 0.66 27,498,946,542.37 0.65 585.00 0.28 0.00 0.00 0.00 0.00
28. GORONTALO 2,498,949,922,224.40 0.09 4,905,177,788.98 0.12 548.00 0.26 0.00 0.00 0.00 0.00
29. SULAWESI BARAT 2,964,194,977,560.09 0.11 4,455,660,566.16 0.11 184.00 0.09 0.00 0.00 0.00 0.00
30. MALUKU 2,177,073,886,117.51 0.08 4,242,062,725.97 0.10 741.00 0.35 0.00 0.00 0.00 0.00
31. MALUKU UTARA 844,564,769,178.50 0.03 1,653,435,655.74 0.04 385.00 0.18 0.00 0.00 0.00 0.00
32. PAPUA BARAT 2,861,725,100,454.56 0.11 4,694,917,611.28 0.11 1,350.00 0.64 337,500,000.00 337,500,000.00 1.00 1.00
33. PAPUA 5,585,293,303,963.16 0.21 10,017,694,558.21 0.24 1,962.00 0.93 0.00 0.00 0.00 0.00
T O T A L 2,688,065,075,386,850.00 100.00 4,242,650,688,164.07 100.00 211,382.00 100.00 1,297,516,301.05 1,297,516,301.05 9.00 9.00
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY PROVINCE
As At 30/06/2015
PROVINCE
NATIONAL AGGREGAT
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCY
80
MAIPARK, Statistik, 06/2015
UNDERWRITING YEAR : 2015 PROCESSING DATE : 27/07/2015
POLICY STATUS : A;C;E;N;R In IDR
Amount % Amount % Amount % Amount % Amount %
01. NAD 2,012,264,836,614.09 0.40 4,080,010,889.93 0.54 411.00 0.84 0.00 0.00 0.00 0.00
02. SUMATERA UTARA 19,170,359,057,111.30 3.83 25,620,660,934.47 3.42 2,599.00 5.31 0.00 0.00 0.00 0.00
03. SUMATERA BARAT 5,986,661,675,010.23 1.19 11,061,908,127.01 1.48 5,434.00 11.09 0.00 0.00 0.00 0.00
04. RIAU 8,856,689,069,525.49 1.77 10,915,939,574.32 1.46 930.00 1.90 0.00 0.00 0.00 0.00
05. JAMBI 1,855,347,995,719.84 0.37 2,065,719,898.33 0.28 402.00 0.82 0.00 0.00 0.00 0.00
06. SUMATERA SELATAN 4,826,759,985,715.52 0.96 5,819,862,986.69 0.78 472.00 0.96 0.00 0.00 0.00 0.00
07. BENGKULU 1,043,807,349,664.97 0.21 1,982,852,075.15 0.26 650.00 1.33 0.00 0.00 0.00 0.00
08. LAMPUNG 6,617,915,899,229.32 1.32 9,786,272,322.92 1.31 709.00 1.45 0.00 0.00 0.00 0.00
09. KEP BANGKA-BELITUNG 582,196,227,782.33 0.12 564,203,690.76 0.08 101.00 0.21 0.00 0.00 0.00 0.00
10. KEPULAUAN RIAU 6,879,613,286,365.16 1.37 6,815,301,906.27 0.91 343.00 0.70 0.00 0.00 0.00 0.00
11. JAKARTA 114,243,160,461,085.00 22.80 181,367,105,417.01 24.19 10,593.00 21.63 0.00 0.00 0.00 0.00
12. JAWA BARAT 123,947,669,414,822.00 24.73 198,011,912,951.79 26.41 8,449.00 17.25 0.00 0.00 0.00 0.00
13. JAWA TENGAH 35,736,117,316,835.70 7.13 45,031,546,624.69 6.01 3,149.00 6.43 0.00 0.00 0.00 0.00
14. DIY 2,829,981,902,491.59 0.56 4,347,013,375.71 0.58 1,135.00 2.32 0.00 0.00 0.00 0.00
15. JAWA TIMUR 50,850,822,966,358.40 10.15 70,591,019,876.83 9.42 3,038.00 6.20 0.00 0.00 0.00 0.00
16. BANTEN 54,922,822,250,932.40 10.96 89,536,628,699.75 11.94 3,618.00 7.39 0.00 0.00 0.00 0.00
17. BALI 22,640,921,910,568.40 4.52 35,744,922,028.96 4.77 2,835.00 5.79 0.00 0.00 0.00 0.00
18. NUSA TENGGARA BARAT 909,288,695,284.98 0.18 1,615,570,548.83 0.22 329.00 0.67 0.00 0.00 0.00 0.00
19. NUSA TENGGARA TIMUR 394,355,918,765.46 0.08 618,427,489.42 0.08 143.00 0.29 0.00 0.00 0.00 0.00
20. KALIMANTAN BARAT 490,115,703,858.68 0.10 455,336,031.89 0.06 170.00 0.35 0.00 0.00 0.00 0.00
21. KALIMANTAN TENGAH 304,926,375,111.67 0.06 285,040,359.44 0.04 71.00 0.14 0.00 0.00 0.00 0.00
22. KALIMANTAN SELATAN 7,096,107,359,708.85 1.42 6,422,796,819.75 0.86 219.00 0.45 0.00 0.00 0.00 0.00
23. KALIMANTAN TIMUR 11,763,641,735,131.70 2.35 12,204,352,268.18 1.63 457.00 0.93 0.00 0.00 0.00 0.00
24. SULAWESI UTARA 2,291,081,855,946.92 0.46 4,401,661,267.75 0.59 530.00 1.08 0.00 0.00 0.00 0.00
25. SULAWESI TENGAH 2,104,338,920,152.37 0.42 3,555,642,431.78 0.47 266.00 0.54 0.00 0.00 0.00 0.00
26. SULAWESI SELATAN 7,721,022,935,268.02 1.54 8,265,713,882.66 1.10 609.00 1.24 0.00 0.00 0.00 0.00
27. SULAWESI TENGGARA 975,672,830,461.00 0.19 1,415,979,324.98 0.19 119.00 0.24 0.00 0.00 0.00 0.00
28. GORONTALO 230,375,284,948.23 0.05 448,234,484.52 0.06 115.00 0.23 0.00 0.00 0.00 0.00
29. SULAWESI BARAT 287,242,868,284.00 0.06 429,469,125.90 0.06 28.00 0.06 0.00 0.00 0.00 0.00
30. MALUKU 859,816,826,199.76 0.17 1,631,640,570.44 0.22 175.00 0.36 0.00 0.00 0.00 0.00
31. MALUKU UTARA 209,433,216,129.24 0.04 406,110,547.80 0.05 92.00 0.19 0.00 0.00 0.00 0.00
32. PAPUA BARAT 506,878,796,805.58 0.10 788,121,868.52 0.11 276.00 0.56 0.00 0.00 0.00 0.00
33. PAPUA 2,019,823,375,162.99 0.40 3,412,496,181.17 0.46 516.00 1.05 0.00 0.00 0.00 0.00
T O T A L 501,167,234,303,051.00 100.00 749,699,474,583.62 100.00 48,983.00 100.00 0.00 0.00 0.00 0.00
PT. Reasuransi MAIPARK Indonesia
NATIONAL AGGREGAT EXPOSURE, NATIONAL GROSS PREMIUM, NUMBER OF RISKS, CLAIM & CLAIM FREQUENCY BY PROVINCE
As At 30/06/2015
PROVINCE
NATIONAL AGGREGAT
EXPOSURENATIONAL GROSS PREMIUM NUMBER OF RISKS CLAIM CLAIM FREQUENCY
81
MAIPARK, Statistik, 06/2015
Distribusi Exposure Gempa Bumi Indonesia per Provinsi, Underwriting Year 2015, per 30 Juni 2015
Indonesian Earthquake Distribution by Province, Underwriting Year 2015, as at 30 June 2015
82
MAIPARK, Statistik, 06/2015
Distribusi Gempa Bumi Indonesia M > 5 dan Claim Incurred 2015
Indonesian Earthquake Distribution M > 5 and Claim Incurred 2015
83
MAIPARK, Statistik, 06/2015
Indonesian Earthquake Distribution by Province, Underwriting Year 2015, as at 30 June 2015, Indonesian Earthquake Distribution M > 5 and Claim Incurred 2015
Distribusi Exposure Gempa Bumi Indonesia per Provinsi, Underwriting Year 2015, per 30 Juni 2015
Distribusi Gempa Bumi Indonesia M > 5 dan Claim Incurred 2015
84
MAIPARK, Statistik, 06/2015
PENGENALAN
Besar Klaim adalah sejumlah uang
yang diajukan oleh pemegang polis kepada
perusahaan asuransi atas kerugian finansial
akibat suatu kejadian. Berdasarkan definisi
tersebut, model peluang untuk peubah acak
Besar Klaim memiliki domain bilangan real
positif, dan memiliki bentuk distribusi yang
skewed to the right atau memiliki ekor (tail) di
kanan.
Proses pemodelan distribusi besar
klaim meliputi tahapan-tahapan berikut:
1. Taksir parameter distribusi untuk suatu
distribusi yang dipilih.
2. Uji kecocokan model menggunakan:
a. Uji Kolmogorov-Smirnov.
b. Uji Anderson-Darling.
3. Apabila terdapat lebih dari 1 (satu) model
distribusi yang cocok, maka gunakan
kriteria pemilihan model berdasarkan
prinsip parsimoni, yaitu dipilih model
dengan jumlah parameter yang lebih
sedikit. Selain prinsip parsimoni, pilih model
dengan nilai Akaike Infirmation Criterion
(AIC, akan dijelaskan pada sub- bab
berikutnya) terbesar (tergantung formula
AIC yang digunakan).
INTRODUCTION
Claims severity is the amount of claims
incurred or paid by an insurance company to a
policyholder due to a financial loss endured by
the policyholder as a result of an event. The
domain of a probability model for a claims
severity random variable is positive real
numbers and the shape of the distribution is
skewed to the right (right-tailed).
The steps in modeling the distribution of
claims severity are as follows:
1. Assume or fit a probability model to the
claims severity random variable and
estimate its parameters.
2. Test the goodness of fit using:
a. The Kolmogorov-Smirnov test.
b. The Anderson-Darling test.
3. If there are more than one plausible
probability models for the data, then select
a model based on the principle of
parsimony, i.e. select a model with fewer
parameters. Moreover, select a probability
model with the largest (or depending on the
definition) Akaike’s Information Criterion
(AIC) value (to be described in the next sub-
chapter).
PEMODELAN DISTRIBUSI BESAR KLAIM
Modeling the Distribution of Claims Severity
85
MAIPARK, Statistik, 06/2015
PENAKSIRAN PARAMETER
Metode Momen
Misalkan 𝑓(𝑥; 𝜃) adalah pdf
(probability density function) atau pf (probability
function) dari suatu peubah acak 𝑋, dengan
𝜃 = (𝜃1, 𝜃2, ⋯ , 𝜃𝑘)′ adalah vektor parameter
dengan 𝑘-elemen, dan 𝜇𝑟′ adalah raw moment
ke-𝑟 dari 𝑋 didefinisikan sebagai 𝐸[𝑋𝑟]. 𝜇𝑟′
adalah fungsi dari parameter 𝜃, dan kita
mengasumsikan ketergantungan fungsional dari
𝜇𝑟′ terhadap 𝜃 diketahui sehingga kita dapat
menulis raw moment ke-𝑟 dari peubah acak 𝑋
sebagai 𝜇𝑟′ (𝜃). Diberikan sampel acak 𝑥 =
(𝑥1, 𝑥2, ⋯ , 𝑥𝑛) dari 𝑋. Maka momen ke-𝑟 dari
sampel adalah:
Taksiran 𝜃 diperoleh menggunakan
metode momen, yaitu solusi secara simultan
dari system persamaan berikut:
μr′(θ) = μ̂r
′ , untuk r = 1,2,⋯ , k
Dengan demikian kita memiliki k-set
persamaan yang melibatkan 𝜃1, 𝜃2, ⋯ , 𝜃𝑘
parameter yang tidak diketahui. Kita asumsikan
terdapat suatu solusi dari sistem persamaan di
atas. Namun, terdapat kemungkinan akan
dihasilkan lebih dari 1 solusi, sehingga estimasi
parameter menggunakan metode momen dapat
saja tidak unik.
PARAMETER ESTIMATION
Moment Method
Let 𝑓(𝑥; 𝜃) be a probability density
function (pdf) or probability function (pf) of a
random variable X, where 𝜃 =
(𝜃1, 𝜃2, ⋯ , 𝜃𝑘)′ is a parameter vector of k
elemens, and 𝜇𝑟′ is rth raw moment of X defined
as 𝐸[𝑋𝑟]. 𝜇𝑟′ is function of the parameter 𝜃,
and it is assumed that the functional
dependence of 𝜇𝑟′ on 𝜃 is known; hence we
write the rth raw moment of the random variable
X as 𝜇𝑟′ (𝜃). Given a random sample of size 𝑛,
𝑥 = (𝑥1, 𝑥2, ⋯ , 𝑥𝑛) , the rth sample moment
is:
𝜃 is obtained by the method of
moments, that is the simultaneous solutions of
the equations:
𝜇𝑟′ (𝜃) = �̂�𝑟
′ , for 𝑟 = 1,2,⋯ , 𝑘
We have, therefore, k equations with k
unknown parameters 𝜃1, 𝜃2,⋯ , 𝜃𝑘. We assume
that there exists a solution of the above system
of equations. However, there is a possibility of
the existence of more than one solution, hence,
the resulting estimators using the method of
moments may not be uniqe.
�̂�𝑟′ =
1
𝑛 𝑥𝑖
𝑟
𝑛
𝑖=1
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Maximum Likelihood Estimation (MLE)
Misalkan sampel acak 𝑥 = (𝑥1, 𝑥2, ⋯ , 𝑥𝑛)
berasal dari populasi yang mengikuti suatu
distribusi peluang tertentu. Maka fungsi
likelihood dari sampel acak tersebut adalah
sebagai berikut:
Penaksir maksimum likelihood adalah
nilai �̂� yang memaksimumkan fungsi likelihood
tersebut. Untuk mencari nilai �̂� yang
memaksimumkan fungsi likelihood dapat
dilakukan dengan cara memaksimumkan fungsi:
Fungsi di atas dikenal dengan nama fungsi
loglikelihood
UJI KECOCOKAN MODEL
Untuk menganalisis data besar klaim,
diasumsikan bahwa data besar klaim berasal
dari suatu populasi yang mengikuti suatu
distribusi peluang tertentu. Kita akan
memvalidasi distribusi yang diasumsikan benar
dengan uji hipotesis sebagai berikut:
𝐻0: Data berasal dari suatu populasi
dengan fungsi distribusi 𝐹∗.
𝐻1: Data tidak berasal dari suatu
populasi dengan fungsi distribusi 𝐹∗.
Maximum Likelihood Estimation (MLE)
Let 𝑥 = (𝑥1, 𝑥2, ⋯ , 𝑥𝑛) be a random sample
from a population which follow a certain
probability distribution. The likelihood function of
the random sample is:
The Maximum Likelihood Estimator is
�̂� that maximizes the Likelihood function. To find
the value of �̂� that maximizes the likelihood
function, maximize the function:
The function above is known as the
Loglikelihood Function.
MODEL GOODNESS OF FIT
To analyze the claims severity data, it is
assumed that the data came from a population
which follow a certain probability distribution. We
will validate the assumed probability distribution
through a hypothesis testing procedure as
follows:
𝐻0: The data came from a population
with a distribution function F*.
𝐻1: The data does not come from a
population with a distribution function F*.
𝐿(𝜽) = 𝑓 𝑥𝑗 ; 𝜽
𝑛
𝑗=1
𝑙(𝜽) = ln[𝐿(𝜽)] = 𝑙𝑛 𝑓 𝑥𝑗 ; 𝜽
𝑛
𝑗=1
= 𝑙𝑛𝑓 𝑥𝑗 ; 𝜽
𝑛
𝑗=1
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Uji kecocokan model tersebut
melibatkan distribusi kumulatif 𝐹∗ dari distribusi
yang diasumsikan pada 𝐻0 dengan fungsi
distribusi empiris �̂�.
Fungsi Distribusi Empiris
Fungsi peluang empiris menetapkan
peluang sebesar 1
𝑛 untuk setiap observasi,
dengan 𝑛 adalah ukuran sampel. Maka fungsi
distribusi empiris didefinisikan sebagai berikut:
Dua statistik uji yang dapat digunakan untuk
menguji hipotesis atas distribusi peluang
populasi dijelaskan di bawah.
Kolmogorov-Smirnov
Uji Kolmogorov Smirnov hanya bisa
digunakan untuk data individu. Misalkan
𝑥(𝑖), 𝑖 = 1,2,3, … , 𝑛 adalah statistik terurut
dari sampel acak, maka statistik ujinya adalah:
dengan 𝑥(1) dan 𝑥(𝑛) adalah minimum dan
maksimum dari observasi. �̂�(𝑥) adalah fungsi
distribusi empiris dari data sedangkan 𝐹∗(𝑥)
adalah fungsi distribusi dari distribusi peluang
yang dianggap cocok untuk memodelkan data
(yang di asumsikan pada 𝐻0). Dalam Klugman,
The goodness of fit test uses both the
cumulative distribution F* of the assumed
distribution in H0 and the empirical distribution
function �̂�.
Empirical Distribution Function
The Empirical distribution defines the
probability of 1
𝑛 for each observation in the
sample, where 𝑛 is the sample size. Therefore
the empirical distribution function is defined as
follows:
Two test statistics which may be used to
carry out the hypothesis testing on the
probability distribution of the population are
explained below.
Kolmogorov-Smirnov
The Kolmogorov Smirnov test may be
used only for individual data. Suppose 𝑥(𝑖), 𝑖 =
1,2,3, … , 𝑛 are the order statistics of a random
sample of size 𝑛 then the test statistics is:
where 𝑥(1) and 𝑥(𝑛) are the minimum and
maximum of the observations in the sample.
�̂�(𝑥) is the empirical distribution function of the
data while 𝐹∗(𝑥) is the distribution function of
the probability function considered suitable to
model the data (assumed in H0). In Klugman, et
�̂�(𝑥) =banyaknya observasi ≤ 𝑥
𝑛
�̂�(𝑥) = the number of observations with values≤ 𝑥
𝑛)
𝐷 = max𝑖∈ 1,⋯,𝑛
𝑚𝑎𝑥 �̂� 𝑥(𝑖−1) − 𝐹∗ 𝑥(𝑖) , �̂� 𝑥(𝑖) − 𝐹∗ 𝑥(𝑖)
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et al (2004), halaman 331, titik-titik kritis statistik
uji ini adalah sebagai berikut:
Jika diberikan suatu tingkat signifikan 𝛼 tertentu,
maka 𝐻0 ditolak apabila nilai statistik uji
observasi 𝐷 lebih besar dari titik kritis yang
terdapat pada tabel di atas.
Anderson-Darling
Sama seperti uji Kolmogorov-Smirnov, uji
Anderson-Darling hanya cocok untuk data
individu. Untuk statistik ujinya, perhatikan
formula di bawah ini:
Dengan 𝐹∗(𝑥) adalah fungsi distribusi dari
distribusi peluang yang dianggap cocok untuk
memodelkan data (yang diasumsikan pada 𝐻0).
Dalam Klugman, et al (2004), halaman 333, titik-
titik kritis statistik uji ini adalah sebagai berikut:
Jika diberikan suatu tingkat signifikansi 𝛼
tertentu, maka 𝐻0 ditolak apabila nilai statistika
uji observasi 𝐴2 lebih besar dari titik kritis yang
terdapat pada tabel di atas.
al (2004), page 331, the critical points for the
test statistics are as follows:
Given a significance level 𝛼, 𝐻0 is rejected if
the observed test statistics D is greater than the
corresponding critical point given in the table
above.
Anderson-Darling
Similar to Kolmogorov-Smirnov test, the
Anderson-Darling test is only suitable for
individual data. Test statistics formula can be
find below:
𝐹∗(𝑥) is distribution function of the probability
function considered suitable to model the data
(assumed in H0). In Klugman, et al (2004), pages
333, the critical points for the test statistics are
as follows:
Given a level of significance 𝛼, then 𝐻0 is
rejected if the observed test statistics A2 is
greater than the corresponding critical point
given in the table above.
Tingkat Signifikansi α 𝟎,𝟏𝟎 𝟎, 𝟎𝟓 𝟎, 𝟎𝟏
Titik kritis 1,22
𝑛
1,36
𝑛
1,63
𝑛
α Significance Level 𝟎.𝟏𝟎 𝟎. 𝟎𝟓 𝟎. 𝟎𝟏
Critical points 1.22
𝑛
1.36
𝑛
1.63
𝑛
𝐴2 = −1
𝑛 (2𝑗 − 1) log 𝐹∗ 𝑥(𝑗 ) + log 1 − 𝐹∗ 𝑥(𝑛+1−𝑗)
𝑛
𝑗=1
− 𝑛
Tingkat Signifikansi α 𝟎,𝟏𝟎 𝟎, 𝟎𝟓 𝟎, 𝟎𝟏 Titik Kritis 1,933 2,492 3,857
(E
α Significance Level 𝟎.𝟏𝟎 𝟎. 𝟎𝟓 𝟎. 𝟎𝟏 Critical points 1.933 2.492 3.857
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Pemilihan Model
Jika terdapat beberapa model peluang yang
dianggap cocok maka pemilihan model peluang
yang digunakan untuk memodelkan data
dilakukan berdasarkan nilai Akaike’s Information
Criterion (AIC). AIC adalah suatu kriteria yang
menyeimbangkan goodness of fit model
berdasarkan nilai likelihood dari model dengan
banyaknya parameter dari model. Nilai AIC
dapat diperoleh melalui fungsi:
log 𝐿 𝜃; 𝑥 adalah log-likelihood yang telah
dihitung menggunakan 𝜃 yang diperoleh dari
metode MLE dan 𝑝 adalah banyak parameter
pada model. Berdasarkan fungsi di atas, model
yang dipilih adalah yang memiliki AIC terbesar.
Contoh
Data
Data yang akan dianalisis adalah data klaim
yang sudah dibayarkan (paid claims) as at
Desember 2014 pada suatu perusahaan
asuransi XYZ. Sebelum dilakukan analisis data,
data tersebut “dibersihkan” terlebih dahulu, dan
data salvage dipisahkan dari data paid claims.
Statistik Deskriptif
Untuk memodelkan distribusi besar klaim,
model yang digunakan adalah model distribusi
kontinu. Sebelum dilakukan proses pemodelan,
ditampilkan terlebih dahulu statistik deskriptif
Model Selection
If there are more than one probability models
which are plausible to model the data then select
a model using the Akaike’s Information Criterion
(AIC). The AIC is a criteria which takes into
account the model goodness of fit based on the
likelihood of the model and the parsimony
principle which penalize a model with many
parameters. The AIC value is calculated using
the formula:
𝑙𝑜𝑔 𝐿 𝜃; 𝑥 is the log-likelihood which is
calculated using the 𝜃 obtained from the MLE
method and 𝑝 is the number of parameters in
the model.
Example
Data
The data analyzed is paid claims data as at
December 2014 at an insurance company XYZ.
Before carrying out the data analysis, the data is
“cleaned” and then “salvage” is separated from
the paid claims data.
Descriptive Statistics
To model the distribution of the paid claims,
probability models for a continuous random
variable are considered. The descriptive
statistics of the data are calculated as follows:
𝐴𝐼𝐶 = log𝐿 𝜃; 𝑥 − 𝑝
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dari data paid claim sabagai berikut:
Penaksiran Parameter
Dengan menggunakan metode MLE, diperoleh
taksiran parameter untuk beberapa distribusi
peluang berikut:
Parameters Estimation
Using the MLE method, estimates of the
parameters for some probability distributions are
given in the table below:
STATISTIK DESKRIPTIF
MEAN 71.412.972,83
STDEV 330.513.668,60
CV 4,63
Q1 1.753.154,44
Q2 7.356.306,25
Q3 34.091.416,24
MAX 7.104.533.028,25
MIN 1.089,49
N 2.886,00
DESCRIPTIVE STATISTICS
MEAN 71,412,972.83
STDEV 330,513,668.60
CV 4.63
Q1 1,753,154.44
Q2 7,356,306.25
Q3 34,091,416.24
MAX 7,104,533,028.25
MIN 1,089.49
N 2,886.00
DISTRIBUSI LOGLIKELIHOOD PARAMETER-1 PARAMETER -2
Gamma −52.720 𝛼 = 0,31 𝜃 = 233.490.000
Inverse Gaussian −53.698 𝜇 = 71.413.000 𝜃 = 506.130
Loglogistic −52.038 𝛾 = 0, 81 𝜃 = 7.453.700
Lognormal −52.023 𝜇 = 15,84 𝜎 = 2,16
Normal −60.707 𝜇 = 71.413.000 𝜎 = 330.510.000
DISTRIBUTION LOGLIKELIHOOD PARAMETER-1 PARAMETER -2
Gamma −52,720 𝛼 = 0.31 𝜃 = 233,490,000
Inverse Gaussian −53,698 𝜇 = 71,413,000 𝜃 = 506,130
Loglogistic −52,038 𝛾 = 0.81 𝜃 = 7,453,700
Lognormal −52,023 𝜇 = 15.84 𝜎 = 2.16
Normal −60,707 𝜇 = 71,413,000 𝜎 = 330,510,000
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Uji Kecocokan Model
Dengan menggunakan uji Kolmogorov-Smirnov
& Anderson-Darling, diperoleh nilai statistik uji
observasi untuk masing-masing statistik uji,
sebagai berikut :
Untuk tingkat signifikansi 𝛼 = 0,05,
diperoleh titik kritis 1,36
2886= 0,0253 . Dari tabel
di atas, untuk distribusi lognormal dengan
parameter 𝜇 = 15,84 dan 𝜎 = 2,16,
diperoleh nilai observasi statistik uji
Kolmogorov-Smirnov sebesar 0,0245. Karena
nilai statistik uji observasi lebih kecil dari titik
kritis (walupun dalam contoh ini perbedaannya
tidak terlalu besar), maka hanya distribusi
lognormal, yang lolos uji Kolmogorov-Smirnov.
Dapat dilihat bahwa tidak ada model peluang
pada tabel di atas yang lolos uji Anderson-
Darling.
Goodness of Fit Test
Using the Kolmogorov-Smirnov and Anderson
darling tests, the observed test statistics below
are obtained:
For a significance level of 𝛼 = 0.05,
the critical point is 1.36
2886= 0.0253. From the
table above, for a lognormal probability model
with parameters 𝜇 = 15.84 and 𝜎 = 2.16, the
observed Kolmogorov-Smirnov test statistics
value is 0.0245. Hence, only the lognormal
probability model is not rejected as a plausible
model for the paid claims data based on the
Kolmogorov-Smirnov test. It can be seen that
none of the assumed probability models above
are plausible for the paid claims data.
DISTRIBUSI KOLMOGOROV-
SMIRNOV
ANDERSON-
DARLING
Gamma 0,0886 156,7457
Inverse Gaussian 0,3506 877,6683
Loglogistic 0,0394 4,7080
Lognormal 0,0245 3,0282
Normal 0,4145 𝐼𝑛𝑓
DISTRIBUTION KOLMOGOROV-
SMIRNOV
ANDERSON-
DARLING
Gamma 0.0886 156.7457
Inverse Gaussian 0.3506 877.6683
Loglogistic 0.0394 4.7080
Lognormal 0.0245 3.0282
Normal 0.4145 𝐼𝑛𝑓
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Pemilihan Model
Dalam melakukan pemilihan model, penulis
menggunakan hasil uji kecocokan model
dengan menggunakan statistik uji Kolmogorov-
Smirnov untuk tingkat signifikansi 𝛼 = 0,05.
Dipilih model distribusi lognormal dengan
parameter 𝜇 = 15,84 dan 𝜎 = 2,16.
Selecting the Model
Based on the Kolmogorov-Smirnov test for a
level of significance of 𝛼 = 0.05 a lognormal
distribution with parameters 𝜇 = 15.84 and
𝜎 = 2.16 is selected.
Referensi /Reference
Klugman, S. A., Panjer, H. H., Willmot, G. E. (2005), Loss Models From Data to Decision, New Jersey: John
Willey and Son Inc.
Tse, Y. (2009), Nonlife Actuarial Models Theory, Methods and Evaluation, Cambridge: Cambridge University.
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GLOSSARIES
1. OCCUPATION :
A - AGRICULTURAL
C - COMMERCIAL
I - INDUSTRIAL
R - RESIDENTIAL
2. ZONES (BASED ON CRESTA-Catastrophe Risk Evaluating and Standardizing Target
Accumulations) :
1.1 - Banda Aceh
1.2 - Medan
1.3 - Others
1 - North Sumatera
2.1 - Padang
2.2 - Palembang
2.3 - Others
2 - South Sumatera
3.1 - DKI Jakarta
3.2 - Bandung
3.3 - Others
3 - DKI & West java
4.1 - Semarang
4.2 - Yogyakarta
Lampiran 1 / Attachment 1
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MAIPARK, Statistik, 06/2015
4.3 - Others
4 - DIY & Central Java
5.1 - Surabaya
5.2 - Others
5 - East Java
6 - Kalimantan
7.1 - Ujung Pandang
7.2 - Others
7 - Sulawesi
8 - Other Islands
3. f : Frequencies
F : Accumulations of frequencies
Cum : Cumulative (increasing in amount by one addition after another)
4. Incurred Claim
Outstanding Claims (100%) plus paid/settled claims (100%)
5. Sum Insured The Sum Insured represents 100% Sum Insured
6. Gross Premium Gross Premium represent 100% premium
7. Loss Ratio The percentage ratio of Incurred claims to Gross Premium
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MAIPARK, Statistik, 06/2015
(sumber:Lampiran IV Surat Edaran OJK Nomor: SE-06/D.05/2013, tanggal 31 Desember 2013)
DEFINISI
COMMERCIAL AND INDUSTRIAL : Obyek selain okupasi dwelling house (kode okupasi selain
2976)
Steel Frame : struktur bangunan yang menggunakan Baja sebagai
rangkanya
Wood : struktur bangunan yang menggunakan kayu sebagai
rangkanya
Reinforced Concrete : struktur bangunan yang menggunakan beton bertulang
sebagai rangkanya
Zona I Zona II Zona III Zona IV Zona V
< 9 Storeys 0,90 0,95 1,25 1,50 1,90
> 9 Storeys 1,35 1,45 1,55 1,60 2,00
1,00 1,10 1,55 3,00 4,70
Zona I Zona II Zona III Zona IV Zona V
0,85 0,95 1,15 1,35 1,60
0,90 1,00 1,55 2,75 4,50
Zona mengacu pada tabel Zona
Aturan Tambahan
1.
2.
Dwelling House - Occupation Code 2976
Others
Steel, Wood and RC Frame
Kelas Konstruksi
sejenisnya, tingginya tower (dihitung dari permukaan tanah) dianggap sebagai ukuran jumlah lantai, dengan menggunakan
dasar perhitungan tinggi 1 (satu) lantai adalah +/- 4 meter.
Untuk gedung bertingkat yang mempunyai bangunan di bawah tanah yang lazim disebut "Basement " atau "Semi
Dengan demikian, semua lantai dihitung, baik lantai yang ada di atas tanah maupun yang dibawah tanah.
Untuk Tower antena yang lazim digunakan sebagai pemancar radio, jaringan listrik, jaringan telepon genggam dan
Basement" atau dengan nama apapun, lantai bawah tanah tersebut juga diperhitungkan dalam menentukan jumlah lantai.
Steel, Wood and RC Frame
TARIF PREMI ASURANSI GEMPA BUMI
Tarif Premi Untuk Kerusakan Fisik dan Gangguan Usaha Dengan Harga Pertanggungan Nilai Penuh (Full Value Basis )
Dengan Indeminty Period 12 Bulan.
Tarif Premi per mil (‰ )
Tarif Premi per mil (‰ )
Commercial and Industrial (Non Dwelling House)
Others
Kelas Konstruksi
Lampiran 2 / Attachment 2
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Others (Incl. No Frame) : struktur bangunan selain konstruksi baja, beton bertulang
atau rangka kayu; termasuk bangunan yang terbuat dari
susunan batu tanpa rangka
DWELLING HOUSE : Obyek dengan kode okupasi 2976
Steel, Wood or RC Frame : struktur bangunan rumah tinggal dengan konstruksi baja,
beton bertulang atau rangka kayu
Others : struktur bangunan rumah tinggal selain konstruksi baja,
beton bertulang atau rangka kayu termasuk bangunan
rumah tinggal yang terbuat dari susunan batu tanpa
rangka.
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Lampiran 3 / Attachment 3
(sumber:Lampiran IV Surat Edaran OJK Nomor: SE-06/D.05/2013, tanggal 31 Desember 2013)
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TARIF SUKU PREMI KURANG
DARI 12 BULAN
JANGKA WAKTU PROSENTASI
TARIP TAHUNAN
3 hari 5%
10 hari 10%
1 bulan 20%
1.5 bulan 25%
2 bulan 30%
3 bulan 40%
4 bulan 50%
5 bulan 60%
6 bulan 70%
7 bulan 75%
8 bulan 80%
9 bulan 85%
10 bulan 90%
11 bulan 95%
lebih dari 11 bulan dihitung tarip suku premi penuh
Lampiran 4 / Attachment 4
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Indemnity
Period
1 bulan 20% x 100% tarif premi
2 bulan 30% x 100% tarif premi
3 bulan 40% x 100% tarif premi
4 bulan 50% x 100% tarif premi
6 bulan 60% x 100% tarif premi
9 bulan 80% x 100% tarif premi
12 bulan 100% x 100% tarif premi
15 bulan 96% x 100% tarif premi
18 bulan 93% x 100% tarif premi
21 bulan 91.5% x 100% tarif premi
24 bulan 90% x 100% tarif premi
30 bulan 87% x 100% tarif premi
36 bulan 85% x 100% tarif premi
48 bulan 83% x 100% tarif premi
SKALA TARIF PREMI GANGGUAN USAHA (BUSINESS INTERRUPTION)
Tarif Premi untuk jaminan gangguan usaha (Business Interruption)
berlaku skala sebagai berikut :
Untuk Indemnity Period lebih dari 48 bulan
penetapan prosentase dari tarif premi
diserahkan kepada underwriter Perusahaan
Asuransi Umum
Prosentase (%) dari Tarif
Premi
Lampiran 5 / Attachment 5
(sumber:Lampiran IV Surat Edaran OJK Nomor: SE-06/D.05/2013, tanggal 31 Desember 2013)
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MAIPARK, Statistik, 06/2015
Provinsi Kota/ Kabupaten Cresta Zona
KAB. SIMEULUE 1.3 5
KAB. ACEH SINGKIL 1.3 5
KAB. ACEH SELATAN 1.3 5
KAB. ACEH TENGGARA 1.3 5
KAB. ACEH TIMUR 1.3 4
KAB. ACEH TENGAH 1.3 4
KAB. ACEH BARAT 1.3 5
KAB. ACEH BESAR 1.3 5
KAB. PIDIE 1.3 5
KAB. BIREUEN 1.3 4
KAB. ACEH UTARA 1.3 3
KAB. ACEH BARAT DAYA 1.3 5
KAB. GAYO LUES 1.3 5
KAB. ACEH TAMIANG 1.3 4
KAB. NAGANRAYA 1.3 5
KAB. ACEH JAYA 1.3 5
KAB. BENER MERIAH 1.3 4
KAB. PIDIE JAYA 1.3 5
KOTA BANDA ACEH 1.1 5
KOTA SABANG 1.3 5
KOTA LANGSA 1.3 4
KOTA LHOKSEUMAWE 1.3 3
KOTA SUBULUSSALAM 1.3 5
KAB. NIAS 1.3 5
KAB. MANDAILING NATAL 1.3 4
KAB. TAPANULI SELATAN 1.3 4
KAB. TAPANULI TENGAH 1.3 5
KAB. TAPANULI UTARA 1.3 5
KAB. TOBA SAMOSIR 1.3 4
KAB. LABUHAN BATU 1.3 3
KAB. ASAHAN 1.3 3
KAB. SIMALUNGUN 1.3 4
KAB. DAIRI 1.3 4
KAB. KARO 1.3 4
KAB. DELI SERDANG 1.3 3
KAB. LANGKAT 1.3 3
KAB. NIAS SELATAN 1.3 5
KAB. HUMBANG HASUNDUTAN 1.3 5
KAB. PAKPAK BHARAT 1.3 4
KAB. SAMOSIR 1.3 4
KAB. SERDANG BEDAGAI 1.3 3
KAB. PADANG LAWAS 1.3 4
KAB. BATUBARA 1.3 3
KAB. ANGKOLA SIPIROK 1.3 4
KOTA SIBOLGA 1.3 5
KOTA TANJUNG BALAI 1.3 3
KOTA PEMATANG SIANTAR 1.3 4
KOTA TEBING TINGGI 1.3 3
KOTA MEDAN 1.2 3
KOTA BINJAI 1.3 3
KOTA PADANG SIDEMPUAN 1.3 4
CRESTA ZONE dan Zona
Nanggroe Aceh Darussalam
Sumatra Utara
Lampiran 6 / Attachment 6
101
MAIPARK, Statistik, 06/2015
Provinsi Kota/ Kabupaten Cresta Zona
KAB. KEPULAUAN MENTAWAI 2.3 5
KAB. PESISIR SELATAN 2.3 5
KAB. SOLOK 2.3 5
KAB. SAWAHLUNTO SIJUNJUNG 2.3 4
KAB. TANAH DATAR 2.3 4
KAB. PADANG PARIAMAN 2.3 5
KAB. AGAM 2.3 5
KAB. LIMA PULUH KOTA 2.3 4
KAB. PASAMAN 2.3 3
KAB. SOLOK SELATAN 2.3 5
KAB. DHARMASRAYA 2.3 3
KAB. PASAMAN BARAT 2.3 4
KOTA PADANG 2.1 5
KOTA SOLOK 2.3 5
KOTA SAWAHLUNTO 2.3 4
KOTA PADANGPANJANG 2.3 5
KOTA BUKITTINGGI 2.3 5
KOTA PAYAKUMBUH 2.3 4
KOTA PARIAMAN 2.3 5
KAB. KUANTAN SINGINGI 2.3 3
KAB. INDRAGIRI HULU 2.3 2
KAB. INDRAGIRI HILIR 2.3 2
KAB. PELALAWAN 2.3 2
KAB. SIAK 2.3 2
KAB. KAMPAR 2.3 3
KAB. ROKAN HULU 2.3 3
KAB. BENGKALIS 2.3 2
KAB. ROKAN HILIR 2.3 2
KOTA PEKANBARU 2.3 3
KOTA DUMAI 2.3 2
KAB. KERINCI 2.3 5
KAB. MERANGIN 2.3 4
KAB. SAROLANGUN 2.3 3
KAB. BATANGHARI 2.3 2
KAB. MUARO JAMBI 2.3 2
KAB. TANJUNG JABUNG TIMUR 2.3 2
KAB. TANJUNG JABUNG BARAT 2.3 2
KAB. TEBO 2.3 3
KAB. BUNGO 2.3 3
KOTA JAMBI 2.3 2
KAB. OGAN KOMERING ULU 2.3 3
KAB. OGAN KOMERING ILIR 2.3 2
KAB. MUARAENIM 2.3 3
KAB. LAHAT 2.3 3
KAB. MUSI RAWAS 2.3 4
KAB. MUSI BANYUASIN 2.3 3
KAB. BANYUASIN 2.3 3
KAB. OGAN KOMERING ULU SE 2.3 4
KAB. OGAN KOMERING ULU TI 2.3 3
KAB. OGAN ILIR 2.3 2
KAB. EMPAT LAWANG 2.3 4
KOTA PALEMBANG 2.2 2
KOTA PRABUMULIH 2.3 3
KOTA PAGARALAM 2.3 4
KOTA LUBUKLINGGAU 2.3 4
Jambi
Sumatra Selatan
Sumatra Barat
Riau
102
MAIPARK, Statistik, 06/2015
Provinsi Kota/ Kabupaten Cresta Zona
KAB. BENGKULU SELATAN 2.3 5
KAB. REJANG LEBONG 2.3 5
KAB. BENGKULU UTARA 2.3 5
KAB. KAUR 2.3 5
KAB. SELUMA 2.3 5
KAB. MUKOMUKO 2.3 5
KAB. LEBONG 2.3 5
KAB. KEPAHIANG 2.3 5
KOTA BENGKULU 2.3 5
KAB. LAMPUNG BARAT 2.3 5
KAB. TANGGAMUS 2.3 5
KAB. LAMPUNG SELATAN 2.3 4
KAB. LAMPUNG TIMUR 2.3 3
KAB. LAMPUNG TENGAH 2.3 3
KAB. LAMPUNG UTARA 2.3 3
KAB. WAY KANAN 2.3 3
KAB. TULANG BAWANG 2.3 3
KAB. PESAWARAN 2.3 4
KOTA BANDAR LAMPUNG 2.3 4
KOTA METRO 2.3 3
KAB. BANGKA 2.3 1
KAB. BELITUNG 2.3 1
KAB. BANGKA BARAT 2.3 1
KAB. BANGKA TENGAH 2.3 1
KAB. BANGKA SELATAN 2.3 2
KAB. BELITUNG TIMUR 2.3 1
KOTA PANGKAL PINANG 2.3 1
KAB. KARIMUN 2.3 1
KAB. BINTAN 2.3 1
KAB. NATUNA 2.3 1
KAB. LINGGA 2.3 1
KOTA BATAM 2.3 1
KOTA TANJUNG PINANG 2.3 1
KAB. PANDEGLANG 3.3 5
KAB. LEBAK 3.3 4
KAB. TANGERANG 3.3 4
KAB. SERANG 3.3 4
KOTA TANGERANG 3.3 4
KOTA CILEGON 3.3 4
KOTA SERANG 3.3 4
KAB. KEPULAUAN SERIBU 3.1 3
KOTA JAKARTA SELATAN 3.1 4
KOTA JAKARTA TIMUR 3.1 4
KOTA JAKARTA PUSAT 3.1 4
KOTA JAKARTA BARAT 3.1 4
KOTA JAKARTA UTARA 3.1 4
Bengkulu
Lampung
Kepulauan Bangka Belitung
Kepulauan Riau
Banten
Daerah Khusus Ibukota Jakarta
103
MAIPARK, Statistik, 06/2015
Provinsi Kota/ Kabupaten Cresta Zona
KAB. BOGOR 3.3 4
KAB. SUKABUMI 3.3 4
KAB. CIANJUR 3.3 4
KAB. BANDUNG 3.3 4
KAB. GARUT 3.3 4
KAB. TASIKMALAYA 3.3 4
KAB. CIAMIS 3.3 4
KAB. KUNINGAN 3.3 4
KAB. CIREBON 3.3 3
KAB. MAJALENGKA 3.3 4
KAB. SUMEDANG 3.3 3
KAB. INDRAMAYU 3.3 3
KAB. SUBANG 3.3 4
KAB. PURWAKARTA 3.3 4
KAB. KARAWANG 3.3 f
KAB. BEKASI 3.3 4
KAB. BANDUNG BARAT 3.3 4
KOTA BOGOR 3.3 4
KOTA SUKABUMI 3.3 4
KOTA BANDUNG 3.2 4
KOTA CIREBON 3.3 3
KOTA BEKASI 3.3 4
KOTA DEPOK 3.3 4
KOTA CIMAHI 3.3 4
KOTA TASIKMALAYA 3.3 4
KOTA BANJAR 3.3 4
KAB. CILACAP 4.3 4
KAB. BANYUMAS 4.3 3
KAB. PURBALINGGA 4.3 3
KAB. BANJARNEGARA 4.3 4
KAB. KEBUMEN 4.3 4
KAB. PURWOREJO 4.3 4
KAB. WONOSOBO 4.3 4
KAB. MAGELANG 4.3 4
KAB. BOYOLALI 4.3 3
KAB. KLATEN 4.3 4
KAB. SUKOHARJO 4.3 4
KAB. WONOGIRI 4.3 4
KAB. KARANGANYAR 4.3 3
KAB. SRAGEN 4.3 3
KAB. GROBOGAN 4.3 3
KAB. BLORA 4.3 3
KAB. REMBANG 4.3 3
KAB. PATI 4.3 3
KAB. KUDUS 4.3 3
KAB. JEPARA 4.3 3
KAB. DEMAK 4.3 3
KAB. SEMARANG 4.3 3
KAB. TEMANGGUNG 4.3 3
KAB. KENDAL 4.3 3
KAB. BATANG 4.3 3
Jawa Tengah
Jawa Barat
104
MAIPARK, Statistik, 06/2015
Provinsi Kota/ Kabupaten Cresta ZonaJawa Tengah KAB. PEKALONGAN 4.3 3
KAB. PEMALANG 4.3 3
KAB. TEGAL 4.3 4
KAB. BREBES 4.3 3
KOTA MAGELANG 4.3 3
KOTA SURAKARTA 4.3 3
KOTA SALATIGA 4.3 3
KOTA SEMARANG 4.1 3
KOTA PEKALONGAN 4.3 3
KOTA TEGAL 4.3 3
KAB. KULON PROGO 4.3 4
KAB. BANTUL 4.3 4
KAB. GUNUNG KIDUL 4.3 4
KAB. SLEMAN 4.3 4
KOTA YOGYAKARTA 4.2 4
KAB. PACITAN 5.2 4
KAB. PONOROGO 5.2 4
KAB. TRENGGALEK 5.2 4
KAB. TULUNGAGUNG 5.2 4
KAB. BLITAR 5.2 4
KAB. KEDIRI 5.2 4
KAB. MALANG 5.2 4
KAB. LUMAJANG 5.2 4
KAB. JEMBER 5.2 3
KAB. BANYUWANGI 5.2 4
KAB. BONDOWOSO 5.2 3
KAB. SITUBONDO 5.2 3
KAB. PROBOLINGGO 5.2 3
KAB. PASURUAN 5.2 3
KAB. SIDOARJO 5.2 3
KAB. MOJOKERTO 5.2 3
KAB. JOMBANG 5.2 3
KAB. NGANJUK 5.2 3
KAB. MADIUN 5.2 3
KAB. MAGETAN 5.2 3
KAB. NGAWI 5.2 3
KAB. BOJONEGORO 5.2 3
KAB. TUBAN 5.2 3
KAB. LAMONGAN 5.2 3
KAB. GRESIK 5.2 3
KAB. BANGKALAN 5.2 3
KAB. SAMPANG 5.2 3
KAB. PAMEKASAN 5.2 3
KAB. SUMENEP 5.2 3
KOTA KEDIRI 5.2 4
KOTA BLITAR 5.2 4
KOTA MALANG 5.2 4
KOTA PROBOLINGGO 5.2 3
KOTA PASURUAN 5.2 3
KOTA MOJOKERTO 5.2 3
KOTA MADIUN 5.2 3
KOTA SURABAYA 5.1 3
KOTA BATU 5.2 4
Daerah Istimewa Yogyakarta
Jawa Timur
105
MAIPARK, Statistik, 06/2015
Provinsi Kota/ Kabupaten Cresta Zona
KAB. JEMBRANA 8 4
KAB. TABANAN 8 4
KAB. BADUNG 8 4
KAB. GIANYAR 8 4
KAB. KLUNGKUNG 8 4
KAB. BANGLI 8 4
KAB. KARANGASEM 8 5
KAB. BULELENG 8 4
KOTA DENPASAR 8 4
KAB. LOMBOK BARAT 8 5
KAB. LOMBOK TENGAH 8 4
KAB. LOMBOK TIMUR 8 4
KAB. SUMBAWA 8 4
KAB. DOMPU 8 5
KAB. BIMA 8 4
KAB. SUMBAWA BARAT 8 4
KOTA MATARAM 8 5
KOTA BIMA 8 4
KAB. SUMBA BARAT 8 5
KAB. SUMBA TIMUR 8 4
KAB. KUPANG 8 4
KAB. TIMOR TENGAH SELATAN 8 5
KAB. TIMOR TENGAH UTARA 8 5
KAB. BELU 8 5
KAB. ALOR 8 5
KAB. LEMBATA 8 5
KAB. FLORES TIMUR 8 4
KAB. SIKKA 8 4
KAB. ENDE 8 4
KAB. NGADA 8 4
KAB. MANGGARAI 8 4
KAB. ROTE NDAO 8 4
KAB. MANGGARAI BARAT 8 4
KAB. MANGGARAI TIMUR 8 4
KAB. NAGEKEO 8 5
KAB. SUMBA BARAT DAYA 8 5
KAB. SUMBA TENGAH 8 5
KOTA KUPANG 8 4
KAB. SAMBAS 6 1
KAB. BENGKAYANG 6 1
KAB. LANDAK 6 1
KAB. PONTIANAK 6 1
KAB. SANGGAU 6 1
KAB. KETAPANG 6 1
KAB. SINTANG 6 1
KAB. KAPUAS HULU 6 1
KAB. SEKADAU 6 1
KAB. MELAWI 6 1
KAB. KAYONG UTARA 6 1
KAB. KUBU RAYA 6 1
KOTA PONTIANAK 6 1
KOTA SINGKAWANG 6 1
Kalimantan Barat
Bali
Nusa Tenggara Barat
Nusa Tenggara Timur
106
MAIPARK, Statistik, 06/2015
Provinsi Kota/ Kabupaten Cresta Zona
KAB. KOTAWARINGIN BARAT 6 1
KAB. KOTAWARINGIN TIMUR 6 1
KAB. KAPUAS 6 1
KAB. BARITO SELATAN 6 1
KAB. BARITO UTARA 6 1
KAB. SUKAMARA 6 1
KAB. LAMANDAU 6 1
KAB. SERUYAN 6 1
KAB. KATINGAN 6 1
KAB. PULANG PISAU 6 1
KAB. GUNUNG MAS 6 1
KAB. BARITO TIMUR 6 1
KAB. MURUNG RAYA 6 1
KOTA PALANGKARAYA 6 1
KAB. TANAH LAUT 6 1
KAB. KOTABARU 6 1
KAB. BANJAR 6 1
KAB. BARITO KUALA 6 1
KAB. TAPIN 6 1
KAB. HULU SUNGAI SELATAN 6 1
KAB. HULU SUNGAI TENGAH 6 1
KAB. HULU SUNGAI UTARA 6 1
KAB. TABALONG 6 1
KAB. TANAH BUMBU 6 1
KAB. BALANGAN 6 1
KOTA BANJARMASIN 6 1
KOTA BANJARBARU 6 1
KAB. PASIR 6 1
KAB. KUTAI BARAT 6 1
KAB. KUTAI KARTANEGARA 6 1
KAB. KUTAI TIMUR 6 2
KAB. BERAU 6 3
KAB. MALINAU 6 2
KAB. BULUNGAN 6 3
KAB. NUNUKAN 6 2
KAB. PENAJAM PASER UTARA 6 1
KAB. TANA TIDUNG 6 2
KOTA BALIKPAPAN 6 1
KOTA SAMARINDA 6 1
KOTA TARAKAN 6 2
KOTA BONTANG 6 2
KAB. BOLAANG MONGONDOW 7.2 5
KAB. MINAHASA 7.2 5
KAB. KEPULAUAN SANGIHE 7.2 5
KAB. KEPULAUAN TALAUD 7.2 5
KAB. MINAHASA SELATAN 7.2 5
KAB. MINAHASA UTARA 7.2 5
KAB. BOLAANG MONGONDOW UT 7.2 5
KAB. KEPULAUAN SITARO 7.2 5
KAB. MINAHASA TENGGARA 7.2 5
KOTA MANADO 7.2 5
KOTA BITUNG 7.2 5
KOTA TOMOHON 7.2 5
KOTA KOTAMOBAGU 7.2 5
Kalimantan Tengah
Kalimantan Selatan
Kalimantan Timur
Sulawesi Utara
107
MAIPARK, Statistik, 06/2015
Provinsi Kota/ Kabupaten Cresta Zona
KAB. BANGGAI KEPULAUAN 7.2 4
KAB. BANGGAI 7.2 5
KAB. MOROWALI 7.2 3
KAB. POSO 7.2 4
KAB. DONGGALA 7.2 4
KAB. TOLI-TOLI 7.2 5
KAB. BUOL 7.2 5
KAB. PARIGI MOUTONG 7.2 5
KAB. TOJO UNA-UNA 7.2 4
KOTA PALU 7.2 4
KAB. SELAYAR 7.2 2
KAB. BULUKUMBA 7.2 2
KAB. BANTAENG 7.2 2
KAB. JENEPONTO 7.2 2
KAB. TAKALAR 7.2 2
KAB. GOWA 7.2 2
KAB. SINJAI 7.2 2
KAB. MAROS 7.2 2
KAB. PANGKAJENE KEPULAUAN 7.2 2
KAB. BARRU 7.2 3
KAB. BONE 7.2 2
KAB. SOPPENG 7.2 3
KAB. WAJO 7.2 3
KAB. SIDENRENG RAPPANG 7.2 3
KAB. PINRANG 7.2 3
KAB. ENREKANG 7.2 3
KAB. LUWU 7.2 3
KAB. TANAH TORAJA 7.2 4
KAB. LUWU UTARA 7.2 3
KAB. LUWU TIMUR 7.2 3
KOTA MAKASSAR 7.1 2
KOTA PARE-PARE 7.2 3
KOTA PALOPO 7.2 3
KAB. BUTON 7.2 3
KAB. MUNA 7.2 3
KAB. KONAWE 7.2 3
KAB. KOLAKA 7.2 3
KAB. KONAWE SELATAN 7.2 3
KAB. BOMBANA 7.2 3
KAB. WAKATOBI 7.2 3
KAB. KOLAKA UTARA 7.2 3
KAB. BUTON UTARA 7.2 4
KAB. KONAWE UTARA 7.2 3
KOTA KENDARI 7.2 4
KOTA BAU-BAU 7.2 3
KAB. BOALEMO 7.2 5
KAB. GORONTALO 7.2 5
KAB. POHUWATO 7.2 5
KAB. BONE BOLANGO 7.2 5
KAB. GORONTALO UTARA 7.2 5
KOTA GORONTALO 7.2 5
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Tenggara
Gorontalo
108
MAIPARK, Statistik, 06/2015
Provinsi Kota/ Kabupaten Cresta Zona
KAB. MAJENE 7.2 4
KAB. MAMASA 7.2 4
KAB. MAMUJU 7.2 4
KAB. MAMUJU UTARA 7.2 3
KAB. POLEWALI MANDAR 7.2 4
KAB. MALUKU TENGGARA BARAT 8 5
KAB. MALUKU TENGGARA 8 4
KAB. MALUKU TENGAH 8 4
KAB. BURU 8 5
KAB. KEPULAUAN ARU 8 5
KAB. SERAM BAGIAN BARAT 8 4
KAB. SERAM BAGIAN TIMUR 8 5
KOTA AMBON 8 5
KOTA TUAL 8 4
KAB. HALMAHERA BARAT 8 5
KAB. HALMAHERA TENGAH 8 4
KAB. KEPULAUAN SULA 8 5
KAB. HALMAHERA SELATAN 8 5
KAB. HALMAHERA UTARA 8 5
KAB. HALMAHERA TIMUR 8 4
KOTA TERNATE 8 5
KOTA TIDORE 8 5
KAB. FAK-FAK 8 3
KAB. KAIMANA 8 3
KAB. TELUK WANDOMA 8 4
KAB. TELUK BINTUNI 8 4
KAB. MANOKWARI 8 5
KAB. SORONG SELATAN 8 3
KAB. SORONG 8 4
KAB. RAJA AMPAT 8 4
KOTA SORONG 8 3
KAB. MERAUKE 8 1
KAB. JAYAWIJAYA 8 5
KAB. JAYAPURA 8 5
KAB. NABIRE 8 5
KAB. YAPEN WAROPEN 8 4
KAB. BIAK NUMFOR 8 4
KAB. PANIAE 8 4
KAB. PUNCAK JAYA 8 3
KAB. MIMIKA 8 3
KAB. BOVEN DIGOEL 8 2
KAB. MAPPI 8 2
KAB. ASMAT 8 2
KAB. YAHUKIMO 8 5
KAB. PEGUNUNGAN BINTANG 8 4
KAB. TOLIKARA 8 5
KAB. SARMI 8 5
KAB. KEEROM 8 5
KAB. WAROPEN 8 4
KAB. SUPIORI 8 4
KOTA JAYAPURA 8 5
Papua
Sulawesi Barat
Maluku
Maluku Utara
Papua Barat