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INTEGRATED SOLUTIONS FOR INSURANCE AGENTS E&O
COVERAGE FEATURES
PROFESSIONAL LIABILITY SOLUTIONS Insurance agents & brokers face new and evolving exposures as they service their clients in today’s fast-paced digital economy. Many insurer balance sheets are under intense financial pressure which may lead to future downgrades by industry rating agencies. Brokers collect information electronically, accept online payments and transmit extensive amounts of sensitive client information via potentially vulnerable networks that may be intercepted by hackers. [in]FUSE® by ThinkRisk was designed to address the convergence of traditional insurance agents and brokers professional liability exposures along with emerging risks such as cyber, privacy, media, etc. – all under one policy form.
ThinkRisk Underwriting Agency is a series of RSG Underwriting Managers, LLC. RSG Underwriting Managers, LLC is a Delaware series limited liability company and a subsidiary of Ryan Specialty Group, LLC, specializing in underwriting management and other services for insurance products distributed through agents and brokers. Certain coverages may be provided by a surplus lines insurer. In California: RSG Insurance Services, LLC License # 0E50879 © 2018 Ryan Specialty Group, LLC
• Broad Definition of Professional Services including Employed Lawyers • No INSOLVENCY EXCLUSION, i.e. policy provides blanket insolvency coverage• Unlimited Defense Expenses in addition to the Limits of Liability• Advertising & Communication (Media) Liability coverage (full policy limit)• Network & Security Privacy Liability coverage (full policy limit)• Not for Profit D&O coverage for individuals serving on industry boards• Punitive Damages coverage (where insurable under the applicable most favorable law/venue)• Supplementary payments for Disciplinary & Government Proceedings, Subpoena and Time-Off Work expenses (in addition
to the policy limit)• Side “A” Excess D&O Liability ($500K all Claims) resulting from a Network and Security and Privacy Wrongful Act• First Party Data Compromise Expenses ($1M limit), coverage includes:
• Breach Consultation, Breach Notification, Public Relations, Electronic Data Restoration, Data Extortion and Payment Card Industry DSS Expenses
INSURERBacked by the security of
an “A” rated carrier
JURISDICTIONAvailable in all states
LIMITSUp to $15 million
(primary or excess)
RETENTIONSFirst Dollar Defense available for eligible
risks
ELIGIBILITYFirms with Annual GWP
of $10M or more
SUBMISSIONS [email protected]
CONTACT REZA KHAN, President & CEO646.612.7808 | [email protected] | thinkrisk.com
