Presented by Nadine Alexandre, MHRM

Rutgers University Alumni Association

June 10, 2010

The World around us has changed but the advice has yet to change.

Good Education = Good Job The higher the education the better the job

will be. Hard work will pay off

Put in the time and effort at work and the meritocracy (pay-for-performance) system will reward you.

Save a Percentage – Buy now Pay Later Later you’ll potentially earn more therefore it

is safe to continue to take on debt w/ interest

Everything Starts with A THOUGHT What thoughts have you been entertaining

regarding your financial status and financial future?

Recession Victim vs. Recession Victor Victim fear of losing job, worry about finances,

make statements about losses in economy, work to pay bills, believe there are limited opportunities

Victor focus on opportunities being overlooked by most, find & make strong investments, work to learn & develop skill sets, seek and create multiple streams of income, know this is the time when new millionaires are created

Time to Shift Mindset from one of Recession Victim to Recession Victor!

Officially began in December 2007 (National Bureau of Economic Research)

From Dec 2007 to 2008 U.S. employers trimmed payroll by 1.2million jobs

Current recession is one of the longest since the great depression of the 1930’s.

Widely accepted reasons for economic downturn: Housing market Financial market Credit crisis

The current national income is approx. 10% below the level it would have reached in the absence of the financial crisis

Current unemployment rate – 9.7% As of May 2010 – 15 million Americans were

out of work

This is the first time in American history that we have had four different generations working side-by-side in the workplace. Each have been greatly affected by the economy and have distinct views of work & lifestyle

Develop a passion and take it from vision to a cause which must be fulfilled!

Master the basics of accounting Learn how investments work Develop an understanding for the market

(i.e. stocks, real estate, bonds, etc.) and know that it is emotionally driven

Learn the tax system and/or obtain an accountant with tax expertise

Develop a mindset to create multiple streams of income

“Billionaires know that a job will never make them wealthy; investments will.” (- Scot Anderson)

Identify industries where wealth is being created - that link to your passion.

Consider time your most valuable asset. Understand that success is when

opportunity meets preparation ~ S = O + P

Know that if you fail to plan you, you plan to fail!

Two Types of Streams Linear – paid only once for your effort (i.e. salary,

hourly paycheck) Residual – you work once and it generates a steady

flow of income for months and even years. (i.e. author of bestseller, network marketing, inventors)

Types of Residual Earners: Network marketers, real estate investors, securities

agents, insurance agents, entrepreneurs, franchisors, software creators, inventors, marketing consultants, game designers, songwriters, celebrity endorsers, etc.

Ask yourself: What percentage of my week/month did I spend creating residual income?

Network Marketing – identify high quality product w/in a growth industry that creates demand and sells itself.Example – Health & Wellness industry is

projected to become a trillion dollar industry this year!!!

Network marketing – also known as multilevel marketing – the ultimate money making machine (- Robert G. Allen)

The Power of Leverage and Duplication

Within a year or two have made the most millionaires – taking ordinary people into extraordinary lifestyles.Ardyss International – www.ardyss.com

www.ardysslife.com/divinehealth www.reshapeandloseweight.com

Real Estate – YES IN THIS ECONOMY! Going back to historical recessions

many millionaires were created in real estate during down economies

Buy Low Now – Sell High Later!Increasing Home Prices Since 1940

Traditional Business Technology-Based (Automated) Business

Traditional Business Marketing Snail Mail (slow, expensive

unreliable, high cost) Business Week/business

hours Local/limted geographically High overhead Usually need to be a big

player with big money High cost of failure Launched from a fixed

location One dimensional marketing Limited shrinking customer

base Less efficient, Old

Traditional

Internet / Multimedia Marketing Email (Fast, cheap,

reliable, low cost) 24/7/365 Entire world Almost zero overhead Can be an unknown with

little or no money Low cost of failure Launched form any

computer in the world Interactive multimedia

marketing Unlimited, expanding

customer base Faster, Efficient, Innovative

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Nadine Alexandre, MHRMEmail: nadine.dtm@gmail.com

Facebook: Nadine AlexandreUpcoming Book: The Recession Proof Life

Phone: 866-314-7393