27
INDEPENDENTA FINANCIARA 1 https://generatiaindependenta.ro/

Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

  • Upload
    others

  • View
    10

  • Download
    0

Embed Size (px)

Citation preview

Page 1: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

INDEPENDENTA FINANCIARA

1

https://generatiaindependenta.ro/

Page 2: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

2

O LUNA DIN VIATA NOASTRA

Page 3: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

3

ETAPELE VIETII

Venituri

Cheltuieli

Economii

Venituri

Cheltuieli

Economii

Venituri

Cheltuieli

Economii

Venituri

Cheltuieli

Economii

Venituri

Cheltuieli

Economii

Page 4: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

44

DE CE INVESTIM? CUM INVESTIM? IN CE INVESTIM?

AGENDA

Page 5: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

5

INFLATIE

1,000 RON

3% Inflatie

30 ani

401 RON

Page 6: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

6

RANDAMENTE COMPUSE

1,000 RON 0% 30 ani 1,000 RON

1,000 RON 2% 30 ani 1,811 RON

1,000 RON 4% 30 ani 3,243 RON

1,000 RON 6% 30 ani 5,743 RON

1,000 RON 8% 30 ani 10,062 RON

1,000 RON 10% 30 ani 17,449 RON

Page 7: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

1,000.00

3,000.00

5,000.00

7,000.00

9,000.00

11,000.00

13,000.00

15,000.00

17,000.00

19,000.00

1 121 241

Puterea randamentelor compuse

0% 2% 4% 6% 8% 10%

7

RANDAMENTE COMPUSE

delta

$

Page 8: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

8

INCEPE DEVREME

Incepe la 20 ani

500 RON luna

10 ani 8%1,387,944

RON

Incepe la 30 ani

500 RON luna

35 ani 8%1,122,613

RON

Incepe la 20 ani

500 RON luna

45 ani 8%2,510,556

RON

A

V

A

Page 9: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

99

DE CE INVESTIM?

BENEFICII

1

2

3

Protectie impotriva inflatiei

Sfantul gral - randamentele compuse

Cine incepe devreme departe ajunge

Page 10: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

1010

CUM INVESTIM?

AGENDA

Page 11: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

11

BUGETUL PERSONAL

Obiectivul

minim

10%

Page 12: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

12

OBIECTIVELE INVESTITIONALE

SANATATE EDUCATIE PENSIONARE

Page 13: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

1313

RANDAMENT NECESAR

Economisim500 RON

de la 25 ani

Randament

6.70%

Obiectiv

5000 RON

de la 65 ani

Economisim250 RON

de la 25 ani

Randament

9.30%

Obiectiv

5000 RON

de la 65 ani

Page 14: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

14

LICHIDITATE

SPECIALE

RISC

TAXE SI COMISIOANE

RANDAMENT

ETAPA VIETII

PLAN DE INVESTITII

Page 15: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

1515

CUM INVESTIM?

BENEFICII

1

2

3

Buget personal planifica investitiile

Stabileste obiectivele investitionale

Intelege nevoia de randament si riscurile

Page 16: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

1616

IN CE INVESTIM?

AGENDA

Page 17: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

1717

ISTORIE

Page 18: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

1818

IN CE INVESTIM?

AGENDA

Page 19: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

19

INSTRUMENTE CU VENIT FIX

Depozitebancare

Risc Lichiditate Taxe

Obligatiuni Randament Risc Lichiditate Taxe

Randament

Page 20: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

20

ACTIUNI

Actiuni Lichiditate TaxeRandament Risc

Page 21: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

21

FONDURI DE INVESTITII

Fonduri Risc Lichiditate TaxeRandament

Page 22: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

22

FONDURI DE PENSII

Fonduri

PensiiRisc Lichiditate TaxeRandament

Page 23: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

23

INVESTITII ALTERNATIVE

Investitii alternative

Risc Lichiditate TaxeRandament

Page 24: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

24

IN CE SA INVESTIM

Page 25: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

2525

PLANUL TAU STRATEGIC DE INVESTITII

Actiuni40%

Venit fix20%

Fonduri20%

Pensii20%

Actiuni

Venitfix

Fonduri

Pensii

Page 26: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

2626

IN CE INVESTIM?

BENEFICII

1

2

3

In ce poti sa investesti

Diversifica – te protejeaza de riscuri

Planul tau strategic de investitii

Page 27: Presentation Title Goes Here with room for three lines of ... · ETAPELE VIETII Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli Economii Venituri Cheltuieli

DECALOGUL GENERAȚIEI I

10 principii esențiale pentru obținerea independenței financiare:

1. Evidența cheltuielilor2. Bugetul lunar de cheltuieli3. Economisirea lunară a unei părți din

venit4. Obiectivul economisirii5. Instrumentele economisirii6. Automatizarea economisirii7. Diversificarea portofoliului8. Prudența9. Informarea continuă din surse

profesionale10. Reevaluarea periodică a nevoilor și

priorităților