A Home to Call Your OwnPremier Community Can Make it Happen!

Purchasing a home is one of the biggest investments you’ll ever make. And it’s not just a financial investment, but a family investment — building a space that you can customize and call your own, a home where your family will grow and make memories, and a place where you will entertain friends and family.

Premier Community wants to make the dream of home ownership become a reality. And if you already own your home but just want to make some renovations to spruce it up, we can help with that too! With a large number of mortgage loans to choose from, and extremely competitive rates, there is bound to be a loan that is just right for you! Take a look at the many types of mortgage loans available to you:

• Conventional up to 95% Loan To Value • USDA • FHA • Second Homes • VA • Condominiums • Jumbo and Super Jumbo

Get a $500 Home Depot Gift Card** with Your New Loan!For a limited time, Premier Community is offering a $500 Home Depot Gift Card with every mortgage for $50,000 or more financed. So whether you are purchasing your first home, refinancing your current home, or applying for a second mortgage, you’ll have extra funds to give your home its own pizazz.

For more information about loans, rates or application, visit PremierCCU.org/loans, visit a local branch or call Anna Addario at 209-954-4352 or Elena Hernandez at 209-954-4341to get started today!

*APR=Annual Percentage Rate. Qualifications vary by program. Rates effective as of 12/11/17 and are subject to change without notice. Qualifications vary by program. Rates and terms are subject to change without notice. **Home Depot Gift Card will be issued upon disbursement of the loan. Loan application must be submitted by March 31, 2018 to qualify for the gift card giveaway.

Premier NewsA quarterly publication of Premier Community Credit Union Winter 2017

Holiday Hours New Years Day Monday, January 1, 2018, Closed Martin Luther King Jr. Day Monday, January 15, 2018, Closed President’s Day Monday, February 19, 2018, Closed

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Federally Insured

NOTICE: Annual MeetingNotice is hereby given that the AnnualMeeting of Premier Community CreditUnion will be held Tuesday, February 27, 2018. Please join us! This meeting is free and open to all members. Light hors d’oeuvres will be served.

Date: Tuesday, February 27, 2018Time: 6:00 pmLocation: 3255 W. Benjamin Holt Drive in Stockton

EQUAL HOUSINGOPPORTUNITY

Mortgage Rates As Low As

3.75%APR*

$500

Contact UsPhone: 209-235-1100800-731-4477 (Toll Free Outside of Stockton)

Website: www.PremierCCU.org

E-Mail: info@PremierCCU.com

Mailing Address: P.O. Box 8929, Stockton, CA 95208-0929

LocationsBenjamin Holt Service Center3255 W. Benjamin Holt Dr., Stockton, CA 95219(Benjamin Holt Drive, West of I-5)

Lodi Service Center504 W. Lodi Avenue, Suite A, Lodi, CA 95240(Southwest Corner, W. Lodi & S. Hutchins)*Features Shared Branch ATM

Manteca-Lathrop Service Center2275 W. Louise Ave. Manteca, CA 95337 (Louise Ave., West of Airport Way)

HoursMonday – Thursday: 9:30 am – 5:30 pmFriday: 9:30 am – 6:00 pmSaturday: 9:30 am – 2:00 pm*

*Ben Holt Service Center Only

ATM Locations Premier Community Credit Union offers access to over 28,000 surcharge-free ATMs nationwide. Just look for the CO-OP Network logo above. To locate a CO-OP Network ATM nearest you:

• Call: (888) 748-3266• Visit: www.CO-OPNetwork.org• Text: Your zip code or city and state to 692667 (MYCOOP).

Shared Branching*

Premier Community Credit Union alsooffers services nationwide through Shared Branching Services. You can conduct a range of transactions such as deposits, withdrawals, loan payments, transfers between accounts, and more! To locate one of the 6,000 shared branches or kiosks (limited service) near you:

• Call: (800) 919-CUSC (2872)• Visit: www.cuswirl.com• Go Mobile: http://m.cuswirl.com * Although most typical services are available through Shared Branching, there are some limitations.

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Community Corner

From left to right: Elena Hernandez, Mortgage Processor and Sarah Hurley, Mortgage Originator

Stockton Teachers Association —Walter S. Rathhaus Perpetual Scholarship FundThe Walter S. Rathhaus Perpetual Scholarship Fund for graduating high school seniors is in memory of Walter S. Rathhaus, the former San Joaquin County Teacher of the Year, president of the Stockton Teachers Association, president of the Retired Teachers Association, and chairman of the board of Premier Community Credit Union. Visit the Stockton Unified School District site at StocktonUSD.net for more

information. Application deadline is Monday, March 12, 2018. The Premier Community Credit Union Board of Directors is honored to select the scholarship recipient.

Meet our Mortgage Team!

Anna Addario – Anna has over 15 years’ experience as a mortgage loan processor and mortgage underwriter. As Premier’s Mortgage Underwriting Manager, she assists members with finding the perfect program for their mortgage needs.

Sarah N. Hurley – Sarah is a third generation real estate expert with more than 10 years’ experience in the real estate industry. As Premier’s Mortgage Originator, her extensive background in banking, consumer loans and property management shines through her exceptional customer service. Here at Premier Community Credit Union she is truly here for you! Her commitment to excellence and her willingness to go above and beyond for her members is unparalleled.

Elena Hernandez – As Premier’s Mortgage Processor, Elena brings over 20 years’ experience as a mortgage loan processor. She has worked with communities within San Joaquin, Alameda and Contra Costa counties. Through her knowledge of product types and programs she is able to guide members through the process of purchasing or refinancing their home from start to finish. Elena strives for ease and peace of mind for her members during their home buying experience.

Premier Community CU Scholarships

Premier Community Credit Union is proud to award one $1,000 and four $500 scholarships to help students with their Fall 2018 college expenses. The student or parent must be a Premier Community member. All high school seniors and college freshman or sophomore students are encouraged to apply. The applications must be received by Monday, February 12, 2018. For more information on how to apply, visit PremierCCU.org/scholarships. Scholarships will be presented at our Annual Meeting on Tuesday, February 27, 2018.