POLAND

Size: 312,700 km2

Population: 38.5 million

Currency: Polish Złoty (PLN)

Real GDP growth: 3.8 % (2015), 2.9 % (2016),

4.6 % (2017), 4.6% (2018e), 3.9% (2019f)

GDP per capita (EUR at PPP): 21,900

Source: Raiffeisen RESEARCH, as of June 2018

www.raiffeisenpolbank.com

Raiffeisen POLBANK

ul. Grzybowska 7800-844 WarszawaPhone: +48 22 347 7000Fax: +48 22 347 7001SWIFT/BIC: RCBWPLPW

International Desk

Krzysztof LUBKIEWICZE-Mail: krzysztof.lubkiewicz @raiffeisen.plPhone: +48 691 335 510

127 business outlets(as of December 2014)

237 business outlets(as of December 2017)

Warsaw

Raiffeisen in Poland Balance sheet total: € 11.72 billionMarket position of Raiffeisen Polbank: No. 10 by assetsNumber of employees: 3,871(as of December 2017)

Raiffeisen Bank Polska S.A. ranks among the most recognized and most trusted financial institutions in Po-land. At year-end 2017, Raiffeisen operated 237 business outlets across the country and served more than 816,000 customers. Raiffeisen Bank Polska offers a full range of banking products and services to individuals, affluent clients, micro companies, small and medium companies, as well as big corporations. The bank was honoured as the best private-banking provider in Poland by EMEA Finance at the 2016 Europe Banking Awards. Its sub-sidiary Rkantor.com is one of the most innovative FX platforms in the country.

Shareholder structure:Raiffeisen Bank International AG 100%

Asset ManagementDepositsFunds (Bonds, Equity, Multi Asset,…)

Financing and Management of ReceivablesFactoringReverse Factoring

Cash ManagementDomestic and International PaymentsE-bankingCash PoolingCard Acquiring

Export FinanceLetters of GuaranteesLetters of CreditTrade Finance with ECAs

TreasuryInterest Rate HedgingFX SpotFX Forward

FinancingProject FinanceReal Estate FinanceWorking Capital FinanceTerm Loans in Local and Foreign Currency

Capital MarketsDCM

Product and service range

www.raiffeisenpolbank.com