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Our Mission: Our Mission: To fulfill the American Dream To fulfill the American Dream of financial inclusion for of financial inclusion for immigrants, refugees, women and immigrants, refugees, women and others in need by building others in need by building wealth through business wealth through business development & expansion, development & expansion, savings, and homeownership. savings, and homeownership. 1

Our Mission: To fulfill the American Dream of financial inclusion for immigrants, refugees, women and others in need by building wealth through business

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Our Mission:Our Mission:

To fulfill the American Dream of financial To fulfill the American Dream of financial inclusion for immigrants, refugees, women inclusion for immigrants, refugees, women and others in need by building wealth and others in need by building wealth through business development & through business development & expansion, savings, and homeownership. expansion, savings, and homeownership.

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Micro-enterprise Development - Micro-enterprise Development - loans up to $50,000; one-on-one loans up to $50,000; one-on-one

technical assistance; workshops on business management and eCommerce.technical assistance; workshops on business management and eCommerce.

Individual Development Account Program for Refugees – Individual Development Account Program for Refugees – Basics Basics

of Money and Assets; 1 to 1 match. of Money and Assets; 1 to 1 match.

First Home Program – First Home Program – group workshops and individual counseling; down group workshops and individual counseling; down

payment assistance programs.payment assistance programs.

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Programs at the Business Center

1,658 loans for a total of 1,658 loans for a total of $11 million $11 million

One-on-one consulting to over 450 businesses per year One-on-one consulting to over 450 businesses per year Workshops in eCommerce & business managementWorkshops in eCommerce & business management Equity & Technology grants – IDA Program, eBay Foundation Techquity Award Equity & Technology grants – IDA Program, eBay Foundation Techquity Award

Program, Women & Company Boost Program, DHL Awards, Google Program, Women & Company Boost Program, DHL Awards, Google

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Micro-enterprise DevelopmentMicro-enterprise Development

Workshops and training Workshops and training classes at BCNA on how classes at BCNA on how to use technology to to use technology to manage your businessmanage your business

Assistance with on line Assistance with on line presence and social media presence and social media

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BCNA's Technology to Boost Your BCNA's Technology to Boost Your Bottom Line.Bottom Line.

Credit Enhancement Loans of $500 to Credit Enhancement Loans of $500 to $3,000$3,000

Ibrahima Bah, a car service Ibrahima Bah, a car service driver in Brooklyn & BCNA driver in Brooklyn & BCNA loan client was helped by loan client was helped by BCNA’s Manager of the BCNA’s Manager of the Refugee Program to remove Refugee Program to remove approximately $70,000 of approximately $70,000 of erroneous debts from Mr. erroneous debts from Mr. Bah’s credit history.Bah’s credit history.

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One-on-one credit counselingConsultations on on-line marketingGuidance on setting up an accounting systemAdvice to clients purchasing technology

Street Hail Taxi LoansStreet Hail Taxi Loans

$1,500 to $3,000 to $1,500 to $3,000 to help taxis qualify help taxis qualify

for street-hail for street-hail licenselicense

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Emergency & Cash Flow LoansEmergency & Cash Flow Loans$5,000 $5,000

Contacted all BCNA loan clients to find out how they had been affected.Contacted all BCNA loan clients to find out how they had been affected. Disbursed 41 loans for a total of $161,000 at no interest & no pmts. for 3 Disbursed 41 loans for a total of $161,000 at no interest & no pmts. for 3

months & at 5% from the 4months & at 5% from the 4thth month month Disbursed an additional 56 loans for a total of $433,500Disbursed an additional 56 loans for a total of $433,500 ““White Poodle” Pet & Grooming shop in Brooklyn, Manhattan Beach. They White Poodle” Pet & Grooming shop in Brooklyn, Manhattan Beach. They

used the loan to move to a new locationused the loan to move to a new location

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