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Visit us at : www.sbipensionerspune.org e-mail : [email protected] ñQoQ ~±H Am°\ B§{S`m noÝeZg© Agmo{gEeZ (_w§~B© gH© b), nwUo ñQoQ ~±H Am°\ B§{S`m noÝeZg© Agmo{gEeZ (_w§~B© gH© b), nwUo ñQoQ ~±H Am°\ B§{S`m noÝeZg© Agmo{gEeZ (_w§~B© gH© b), nwUo ñQoQ ~±H Am°\ B§{S`m noÝeZg© Agmo{gEeZ (_w§~B© gH© b), nwUo ñQoQ ~±H Am°\ B§{S`m noÝeZg© Agmo{gEeZ (_w§~B© gH© b), nwUo øm§Mr J¥hn{ÌH m øm§Mr J¥hn{ÌH m øm§Mr J¥hn{ÌH m øm§Mr J¥hn{ÌH m øm§Mr J¥hn{ÌH m && ñd`_od _¥J|§ÐVm && && ñd`_od _¥J|§ÐVm && && ñd`_od _¥J|§ÐVm && && ñd`_od _¥J|§ÐVm && && ñd`_od _¥J|§ÐVm && Price Rs.: 3/- Price Rs.: 3/- Price Rs.: 3/- Price Rs.: 3/- Price Rs.: 3/- _Zm_Zm§Mm _oi Owimdm & ÛofmMm bdboe Zgmdm && _Zm_Zm§Mm _oi Owimdm & ÛofmMm bdboe Zgmdm && _Zm_Zm§Mm _oi Owimdm & ÛofmMm bdboe Zgmdm && _Zm_Zm§Mm _oi Owimdm & ÛofmMm bdboe Zgmdm && _Zm_Zm§Mm _oi Owimdm & ÛofmMm bdboe Zgmdm && gmXmgr à{VgmX {_imdm & dmX ZH mo g§dmX Agmdm && gmXmgr à{VgmX {_imdm & dmX ZH mo g§dmX Agmdm && gmXmgr à{VgmX {_imdm & dmX ZH mo g§dmX Agmdm && gmXmgr à{VgmX {_imdm & dmX ZH mo g§dmX Agmdm && gmXmgr à{VgmX {_imdm & dmX ZH mo g§dmX Agmdm && df© nm§Mdo A§H {Vgam E{àc 2008 (April - 2008) am_ am_ _§S ir ! gd© àW_ Amåhr EH E{àcnmgy Z gw ê Pmco ë`m Zì`m Am{W© H dfm©Mo Am{U ghm E{àccm gwê Pmcoë`m qhXw Zddfm©Mo ("gd© Ymar'Zm_ g§ dËga-em{cdmhZ g§ dV 1930 M§ ) ñdmJV H aVm o d Ë`m{Z{_Îm Am_À`m gd© dmMH m§ Zm, g^mgXm§ Zm d {hVqMVH m§ Zm _ZmnmgyZ ew^oÀN m XoVmo. JwT rnmS ì`mcm Zì`m dfm©M§ ñdmJV {RH {RH mUr emo^m`mÌm- à^mV\o è`m H mTy Z Vg§M {MÎmmH f©H am§Jmoù`m§Zr d JwT rnyOZ H ê Z CËgmhnyU© d O„mofmÀ`m dmVmdaUmV cm o Hm § Zr gm_w Xm{`H arË`m Ho ë`m_w io Mm § Jcr Zdr àWm nmS ë`mM§ AmnU AZw^dc§. AmJm_r df© gdmªZm gwI, g_¥Õr, ñdmñÏ` d g_mYmZ Xo Umao d Amnmnco _Zmo aW ny U© H aUmao Omdmo Aer Amåhr na_o œamnmer àmW© Zm H aVmo . Vg§ nm{hc§ Va Jo co H mhr {Xdg gw IX dmVm © Amnë`mcm Eo H m`cm {_iV AmhoV. aoëdo_§Ìr cmcyàgmXm§Mm "MH Xo ñQmB©c' aoëdo AW©g§H ën Agmo H s XoemMm H| Ðr` AW©g§H ën Agmo, Ë`mÛmao AZoH gdcVtMm dfm©d {d{dY g_mO KQ H m§da Pmcocm AmnU nm{hcm. Ë`m_wio noÝeZg©, Á`oð ZmJ[aH , eoVH ar dJ© d gm_mÝ` OZVmXo Irc H mhr H mi H m hm o B© Zm gw Imdy Z Jo cr. (H mhr amOH s` {ZarjH m § Zm `m gdcVtÀ`m Km o fUm § _w io AmJm_r gmd© {ÌH {ZdS UwH m Odi Amë`mMr Mmhÿc cmJcr d Ë`m§Zr Ver e§H m ì`ŠVhr Ho cr.) EH Jmoï _mÌ _mÝ` H am`cm hdr H s `m gdcVtÀ`m Jmaì`mnojmhr X¡Z§{XZ OrdZmdí`H dñVy§À`m qH _VrV ^a_gmR dmT Pmë`m_wio (_hmJmB©À`m ^ñ_mgwamZo) OZgm_mÝ`m§Zm ~gUmao MQHo A{YH XmhH d ŠcoeH maH AmhoV. AmO g§V VwH mam_ _hmamO AgVo Va Ë`m§Zr _hmJmB©Zo g§nmXH s` g§nmXH s` g§nmXH s` g§nmXH s` g§nmXH s` hmo aniUmar gm_mÝ`-Jar~ OZVm nmhÿ Z "nmo iVr ho OZ & nmhdo Zm Smo im &' Ago M ghOmo Òma H mTco AgVo . AmO _hmJmB© cm H gm Amda Kmcm`Mm hm amÁ`H Ë`mªnwT o `j àý {Z_m©U Pmcm Amho. AWm©V² n[apñWVr H erhr Agcr Var _hmJmB©cm Amim KmcÊ`mgmRr Rmo g d à^mdr Cnm` `mo OZm amÁ`H Ë`mª Zm H amdrM cmJo c, _mÌ Ë`m§ Zm gd© M amOH s` njm§ Zr njmVrV ^y {_H m Ko DZ gmW-ghH m`© XoU§ C{MV R aoc. AmnU S J_JyZ H g§ Mmcoc ? OrdZmÀ`m XrK© dmQMmcrV gw I-Xw :Im § À`m MTCVmam § Mr Amnë`mcm gd` Pmcocr AgVoM. åhUyZM gwImZo hþaiyZ OmD Z`o. VgoM Xw:Im§Zr IMyZ OmD Z`o ho Amnë`m A§JdiUr nS coco AgVo. gw I {_i{dÊ`mgmRr Adí` à`ËZ H amdo V nU Ë`mM~am o ~a Xw :I Po cÊ`mMr, no cÊ`mMr, Ë`mcm `eñdrnUo gm_mo a§ OmÊ`mMr AmnU V`mar Ro dmdr hmM `eñdr OrdZ OJÊ`mMm CÎm_ _mJ© Zìho H m`? Hmo UË`mhr à{VHy c n[apñWVrV AmnU S J_Jy Z dm JS ~SyZ Z OmVm {Vcm Y¡`m©Zo Vm|S XoUo d Ë`mVyZ _mJ© H mT Ê`mMm àm_m{UH à`ËZ H aUoM lo`ñH a hmo`. `m g§X^m©V "We should try for the Best and be prepared for the worst" hm ~hw _m o c {dMma gX¡d _mJ©Xe©H R aoc. amï´ Jwê g_W© am_Xmg ñdm_tÀ`m eãXmV gm§ Jm`M§ Va ""Yra Yam, Yra Yam & VH dm-hS~Sy-JS~Sy ZH m &&'' qH§ dm ""^dmMo ^`o H m` ^rVmog c§S r & Yar ao _Zm Yra, YmH m{g gm§S r &'' Ago åhUmdogo dmQ Vo. Wmoam§Mo ho {dMmaYZM Amnë`mcm gd© g§ H Qm§ Vy Z VméZ Zo B© c d gw Ir-g_mYmZr OrdZ OJÊ`mMr Zdr C_oX XoB©c. nwÝhm EH Xm gdmªZm ew^oÀN m ! - H« m§{VgoZ am_M§Ð AmR dco - H« m§{VgoZ am_M§Ð AmR dco - H« m§{VgoZ am_M§Ð AmR dco - H« m§{VgoZ am_M§Ð AmR dco - H« m§{VgoZ am_M§Ð AmR dco nwUo PmoZc g~²-g|Q aÀ`m g^mgXm§gmR r {deof gyMZm nwUo PmoZc g~²-g|Q aÀ`m g^mgXm§gmR r {deof gyMZm nwUo PmoZc g~²-g|Q aÀ`m g^mgXm§gmR r {deof gyMZm nwUo PmoZc g~²-g|Q aÀ`m g^mgXm§gmR r {deof gyMZm nwUo PmoZc g~²-g|Q aÀ`m g^mgXm§gmR r {deof gyMZm nmZ H« .2 da nwUo PmoZc g~²-g|QaÀ`m dm{f©H gd©gmYmaU g^oMr ZmoQ rg N mnbr Amho. `m g^oMr doJir ZmoQ rg g^mgXm§Zm nmRdbr OmUma Zmhr `mMr H¥ n`m Zm|X ¿`mdr. Pune Zonal Sub-Centre Please read the Notice of Pune Zonal Sub- centre’s Annual General Meeting printed on Page No.2. Please note that no separate Notice of the AGM will be sent to the members.

of the AGM will be sent to the members. g§nmXH$s`sbipensionerspune.org/next final pages/download files/Samvad April... · H$s¨, nwUo PmoZb g~²-g|Q>aMr dm{f©H$ gd©gmYmaU g^m ewH

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Page 1: of the AGM will be sent to the members. g§nmXH$s`sbipensionerspune.org/next final pages/download files/Samvad April... · H$s¨, nwUo PmoZb g~²-g|Q>aMr dm{f©H$ gd©gmYmaU g^m ewH

Visit us at : www.sbipensionerspune.org e-mail : [email protected]

ñQ>oQ> ~±H$ Am°\$ B§{S>`m noÝeZg© Agmo{gEeZ (_w§~B© gH©$b), nwUoñQ>oQ> ~±H$ Am°\$ B§{S>`m noÝeZg© Agmo{gEeZ (_w§~B© gH©$b), nwUoñQ>oQ> ~±H$ Am°\$ B§{S>`m noÝeZg© Agmo{gEeZ (_w§~B© gH©$b), nwUoñQ>oQ> ~±H$ Am°\$ B§{S>`m noÝeZg© Agmo{gEeZ (_w§~B© gH©$b), nwUoñQ>oQ> ~±H$ Am°\$ B§{S>`m noÝeZg© Agmo{gEeZ (_w§~B© gH©$b), nwUoøm§Mr J¥hn{ÌH$møm§Mr J¥hn{ÌH$møm§Mr J¥hn{ÌH$møm§Mr J¥hn{ÌH$møm§Mr J¥hn{ÌH$m

&& ñd`_od _¥J| §ÐVm$&&&& ñd`_od _¥J| §ÐVm$&&&& ñd`_od _¥J| §ÐVm$&&&& ñd`_od _¥J| §ÐVm$&&&& ñd`_od _¥J| §ÐVm$&&

Price Rs.: 3/-Price Rs.: 3/-Price Rs.: 3/-Price Rs.: 3/-Price Rs.: 3/-

_Zm_Zm§Mm _oi Owimdm Ÿ& ÛofmMm bdboe Zgmdm &&_Zm_Zm§Mm _oi Owimdm Ÿ& ÛofmMm bdboe Zgmdm &&_Zm_Zm§Mm _oi Owimdm Ÿ& ÛofmMm bdboe Zgmdm &&_Zm_Zm§Mm _oi Owimdm Ÿ& ÛofmMm bdboe Zgmdm &&_Zm_Zm§Mm _oi Owimdm Ÿ& ÛofmMm bdboe Zgmdm &&gmXmgr à{VgmX {_imdm & dmX ZH$mo g§dmX Agmdm &&gmXmgr à{VgmX {_imdm & dmX ZH$mo g§dmX Agmdm &&gmXmgr à{VgmX {_imdm & dmX ZH$mo g§dmX Agmdm &&gmXmgr à{VgmX {_imdm & dmX ZH$mo g§dmX Agmdm &&gmXmgr à{VgmX {_imdm & dmX ZH$mo g§dmX Agmdm &&

df© nm§Mdo A§H$ {Vgam E{àc 2008 (April - 2008)

am_ am_ _§S>ir !gd©àW_ Amåhr EH$ E{àcnmgyZ gwê$ Pmcoë`m Zì`m Am{W©H$

dfm©Mo Am{U ghm E{àccm gwê$ Pmcoë`m qhXw Zddfm©Mo("gd©Ymar'Zm_ g§dËga-em{cdmhZ g§dV 1930 M§) ñdmJV H$aVmod Ë`m{Z{_Îm Am_À`m gd© dmMH$m§Zm, g^mgXm§Zm d {hVqMVH$m§Zm_ZmnmgyZ ew^oÀN>m XoVmo. JwT>rnmS>ì`mcm Zì`m dfm©M§ ñdmJV{R>H${R>H$mUr emo m`mÌm- à^mV\o$è`m H$mTy>Z Vg§M {MÎmmH$f©H$am§Jmoù`m§Zr d JwT>rnyOZ H$ê$Z CËgmhnyU© d O„mofmÀ`mdmVmdaUmV cmoH$m§Zr gm_wXm{`H$arË`m Ho$ë`m_wio Mm§Jcr Zdr àWmnmS>ë`mM§ AmnU AZw dc§. AmJm_r df© gdmªZm gwI, g_¥Õr,ñdmñÏ` d g_mYmZ XoUmao d Amnmnco _ZmoaW nyU© H$aUmao OmdmoAer Amåhr na_oœamnmer àmW©Zm H$aVmo.

Vg§ nm{hc§ Va Joco H$mhr {Xdg gwIX dmVm© Amnë`mcm EoH$m`cm{_iV AmhoV. aoëdo_§Ìr cmcyàgmXm§Mm "MH$ Xo ñQ>mB©c' aoëdoAW©g§H$ën Agmo H$s XoemMm H|$Ðr` AW©g§H$ën Agmo, Ë`mÛmaoAZoH$ gdcVtMm dfm©d {d{dY g_mO KQ>H$m§da Pmcocm AmnUnm{hcm. Ë`m_wio noÝeZg©, Á oð> ZmJ[aH$, eoVH$ar dJ© dgm_mÝ` OZVmXoIrc H$mhr H$mi H$m hmoB©Zm gwImdyZ Jocr. (H$mhramOH$s` {ZarjH$m§Zm m gdcVtÀ`m KmofUm§_wio AmJm_r gmd©{ÌH${ZdS>UwH$m Odi Amë`mMr Mmhÿc cmJcr d Ë`m§Zr Ver e§H$mì`ŠVhr Ho$cr.) EH$ Jmoï> _mÌ _mÝ` H$am`cm hdr H$s `mgdcVtÀ`m Jmaì`mnojmhr X¡Z§{XZ OrdZmdí`H$ dñVy§À`mqH$_VrV ^a_gmR> dmT> Pmë`m_wio (_hmJmB©À`m ^ñ_mgwamZo)OZgm_mÝ`m§Zm ~gUmao MQ>Ho$ A{YH$ XmhH$ d ŠcoeH$maH$AmhoV. AmO g§V VwH$mam_ _hmamO AgVo Va Ë`m§Zr _hmJmB©Zo

g§nmXH$s`g§nmXH$s`g§nmXH$s`g§nmXH$s`g§nmXH$s`hmoaniUmar gm_mÝ`-Jar~ OZVm nmhÿZ "nmoiVr ho OZ Ÿ& nmhdoZm S>moim Ÿ&' AgoM ghOmoÒma H$mT>co AgVo. AmO _hmJmB©cm H$gmAmda Kmcm`Mm hm amÁ`H$Ë`mªnwT>o j àý {Z_m©U Pmcm Amho.

AWm©V² n[apñWVr H$erhr Agcr Var _hmJmB©cm AmimKmcÊ`mgmR>r R>mog d à^mdr Cnm` moOZm amÁ`H$Ë`mªZm H$amdrMcmJoc, _mÌ Ë`m§Zm gd©M amOH$s` njm§Zr njmVrV y{_H$m KoD$ZgmW-ghH$m © XoU§ C{MV R>aoc. AmnU S>J_JyZ H$g§ Mmcoc ?OrdZmÀ`m XrK© dmQ>MmcrV gwI-Xw:Im§À`m MT>CVmam§Mr Amnë`mcmgd` Pmcocr AgVoM. åhUyZM gwImZo hþaiyZ OmD$ Z o. VgoMXw:Im§Zr IMyZ OmD$ Z o ho Amnë`m A§JdiUr nS>coco AgVo.gwI {_i{dÊ`mgmR>r Adí` à`ËZ H$amdoV nU Ë`mM~amo~a Xw:IPocÊ`mMr, nocÊ`mMr, Ë`mcm eñdrnUo gm_moa§ OmÊ`mMr AmnUV`mar R>odmdr hmM eñdr OrdZ OJÊ`mMm CÎm_ _mJ© Zìho H$m`?H$moUË`mhr à{VHy$c n[apñWVrV AmnU S>J_JyZ dm JS>~Sy>Z ZOmVm {Vcm Y¡ m©Zo Vm|S> XoUo d Ë`mVyZ _mJ© H$mT>Ê`mMm àm_m{UH$à`ËZ H$aUoM lo ñH$a hmo . `m g§X^m©V "We should tryfor the Best and be prepared for the worst" hm ~hw_moc{dMma gX¡d _mJ©Xe©H$ R>aoc. amï´>Jwê$ g_W© am_Xmg ñdm_tÀ`meãXmV gm§Jm`M§ Va ""Yra Yam, Yra Yam & VH$dm-hS>~Sy>-JS>~Sy>ZH$m Ÿ&&'' qH§$dm ""^dmMo o H$m` rVmog c§S>r Ÿ& Yar ao _Zm Yra,YmH$m{g gm§S>r Ÿ&'' Ago åhUmdogo dmQ>Vo. Wmoam§Mo ho {dMmaYZMAmnë`mcm gd© g§H$Q>m§VyZ VméZ ZoB©c d gwIr-g_mYmZr OrdZOJÊ`mMr Zdr C_oX XoB©c. nwÝhm EH$Xm gdmªZm ew oÀN>m !

- H«$m §{VgoZ am_M§Ð AmR>dco- H«$m §{VgoZ am_M§Ð AmR>dco- H«$m §{VgoZ am_M§Ð AmR>dco- H«$m §{VgoZ am_M§Ð AmR>dco- H«$m §{VgoZ am_M§Ð AmR>dco

nwUo PmoZc g~²-g|Q>aÀ`m g^mgXm§gmR>r {deof gyMZmnwUo PmoZc g~²-g|Q>aÀ`m g^mgXm§gmR>r {deof gyMZmnwUo PmoZc g~²-g|Q>aÀ`m g^mgXm§gmR>r {deof gyMZmnwUo PmoZc g~²-g|Q>aÀ`m g^mgXm§gmR>r {deof gyMZmnwUo PmoZc g~²-g|Q>aÀ`m g^mgXm§gmR>r {deof gyMZmnmZ H«$.2 da nwUo PmoZc g~²-g|Q>aÀ`m dm{f©H$ gd©gmYmaU

g^oMr ZmoQ>rg N>mnbr Amho. `m g^oMr doJir ZmoQ>rg g^mgXm§ZmnmR>dbr OmUma Zmhr `mMr H¥$n`m Zm|X ¿`mdr.

Pune Zonal Sub-CentrePlease read the Notice of Pune Zonal Sub-

centre’s Annual General Meeting printed onPage No.2. Please note that no separate Notice

of the AGM will be sent to the members.

Page 2: of the AGM will be sent to the members. g§nmXH$s`sbipensionerspune.org/next final pages/download files/Samvad April... · H$s¨, nwUo PmoZb g~²-g|Q>aMr dm{f©H$ gd©gmYmaU g^m ewH

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nwUo PmoZb g~²-g|Q>anwUo PmoZb g~²-g|Q>anwUo PmoZb g~²-g|Q>anwUo PmoZb g~²-g|Q>anwUo PmoZb g~²-g|Q>adm{f©H$ gd©gmYmaU g^oMr ZmoQ>rgdm{f©H$ gd©gmYmaU g^oMr ZmoQ>rgdm{f©H$ gd©gmYmaU g^oMr ZmoQ>rgdm{f©H$ gd©gmYmaU g^oMr ZmoQ>rgdm{f©H$ gd©gmYmaU g^oMr ZmoQ>rg

{X.11 E{àb 2008 amoOr Pmboë`m nwUo PmoZbg~²-g|Q>aÀ`m H$m ©H$m[aUrÀ`m g o_Ü o R>a{dë`mà_mUoAmnë`m PmoZb g~²-g|Q>a_Yrb (åhUOoM nwUo,Ah_XZJa, H$moëhmnya, Zm{eH$, gmVmam, gmobmnya dgm§Jbr {OëømVrb) gd© g^mgXm§Zm H$i{dÊ`mV oVoH$s¨, nwUo PmoZb g~²-g|Q>aMr dm{f©H$ gd©gmYmaU g^mewH«$dma {X.9 _o 2008 amoOr Eg.E_.Omoer g^mJ¥h,nÌH$ma ^dZ eoOmar, Jm§Odo Mm¡H$, Zdr noR>, nwUo-30

oWo gm §H$mir R>rH$ 5 dmOVm Am`mo{OV Ho$br Amhoo. `mg oV Imbrb H$m_H$mO hmoB©b.1) _mJrb 23 _o 2007 À`m dm{f©H$ gd©gmYmaU

g^oZ§Va Á`m g^mgXm§Mo {ZYZ Pmbo Ë`m§ZmlÕm§Obr dmhUo.

2) _mJrb 23 _o 2007 À`m gd©gmYmaU g oMm d¥Îmm§VdmMyZ H$m`_ H$aUo. hm d¥Îmm§V OyZ 2007 À`m g§dmX_Ü o à{gÕ Ho$bm Amho.

3) _m.{MQ>Urgm§Mo dm{f©H$ Ahdmb dmMZ.4) 13 Owb¡ 07 À`m gH©$b Agmo{gEeZÀ`m dm{f©H$

g^oZ§VaÀ`m df©^amV (åhUOo 14-7-07 Vo 9-5-08 `m H$mimV) Á`m g^mgXm§Zr d`mMr 75df} nyU© Ho$brV Aem Á`oð> g^mgXm§Mm gËH$ma.(Aem g^mgXm§Zm d¡`{º$H$ {Z_§ÌU nÌo nmR>dbrAmhoV.)

5) Agmo{gEeZÀ`m gÚ KS>m_moS>t{df`r d¥Îmm§V H$WZ.6) Amnë`m nwUo PmoZb g~²-g|Q>aÀ`m nXm{YH$mè`m§À`m

d H${_Q>rÀ`m (2008-09 d 2009-2010 `mH$mbmdYrgmR>rÀ`m) Û¡dm{f©H$ {ZdS>UyH$m. (Á`m§ZmAgmo{gEeZMo H$m_ H$amd`mMo Amho Ë`m§Zr AmnboZm§d d H$moUË`m nXmda H$m_ H$amd`mMr BÀN>m AmhoVo 5 _o 08 nydu H$m`m©b`mV H$idmdo.)

7) AÜ`jm§Mo nadmZJrZo Am`Ë`m doiÀ`m {df`m§daMMm©.

H¥$n`m gd© g^mgXm§Zr doioda CnpñWV ahmdo hr {dZ§Vr.M§ÐH$m§V Hw$bH$Uu {MQ>Urg

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State Bank of India Pensioners’ Association (Mumbai Circle), PunePanaji Zonal Sub-Centre

Proceedings of the 10th Annual General Meeting dt.30th March 2008

been taken-up and it will be opened shortly.He requested Dr.Bandodkar, Sr. Medical Officer,Panaji Z.O., to look into the matter.

Shri.P.G.Kakodkar, former Chairman ofState Bank of India and founder President ofPanaji ZSC, addressed the gathering. Whiletaking a review of the achievements of ourPensioners’ Association during the last 34 yearsfrom its inception, he praised the Associationleadership for doing commendable job insecuring benefits in many areas, have still tostruggle for long outstanding issues. If justiceis not done by the Bank and Govt., he said thathe is prepared to stage a ‘hunger strike’personally in front of the Corporate Office ofthe Bank on 2nd October, 2008. By saying thishe inspired all the present to put in more effortsto achieve our pending demands.

Rounding up the Bank’s Meet with itspensioners, Shri.V.D.Kulkarni, Vice-President ofPanaji ZSC, expressed gratitude and conveyedthanks to Shri.S.K.Dash, DGM,Shri.P.G.Kakodkar, AGMs of Region-I & II andother functioneries of Panaji Zonal Office fortheir presence and gracing the function.

Thereafter, AGM’s usual Agenda itemswere taken up after a ‘Tea-break’. The minutesof the last AGM were approved unanimouslyby the house. Then the following seniormembers who have completed 75 years of agewere felicitated at the hands of Dignitories fromFederation and Circle.

1) Shri.Vamona Poi2) Shri.S.G.Pai3) Shri.R.R.Chitale4) Shri.S.A.A.Moniz Barbosa

The Association had honoured Shri.V.R.Kelkarand Smt.Kumudini P.Sawant at the RatnagiriMeet held on 10th March 2008 at the hands ofShri.P.M.Narkar, President.

Then, a talk on “How to take care of Life,specially by senior citizens after retirement - anew look at Yoga exercises” was delivered by

The 10th Annual General Meeting of PanajiZSC covering Goa, Sindhudurg & RatnagiriDistricts was held at Staff Learning Centre, Panajion 30th March 2008. Around 200 membersincluding Associate members and FamilyPensioners attended the meeting.

The dignitories who attended the AGMinclude Shri.S.K.Dash, Dy.Gen.Manager,PanajiModule, Office-Bearers of our Federation & CircleAssociation Sarva Shri. B.G.Dandekar,V.M.Gokhale, S.B.Gokhale, R.N.Lalingkar,L.G.Gandhi and special invitees S/Shri.BharatGupte, C.P.Kulkarni, S.S.Sirdeshmukh, B.A.Daini& Dr.Bandodkar, Bank’s Chief Medical Officer.

Shri.P.M.Narkar, President of Panaji ZSCextended a warm welcome to the dignitories,special invitees and all the members present forthe AGM. Shri.S.K.Dash, DyGM (Panaji Z.O.)inaugurated the meeting by lighting thetraditional lamp along with other dignitories.

Two minutes silence was observed tocondole the death of the following members whopassed away during the period since last AGM.

1) Shri.Matias A.F.Vaz 18-01-20082) Shri.Raghuvir M.Sawant 29-01-20083) Shri.Mohan P. Dalvi 03-01-20074) Shri.R. V. Maskar 20065) Smt.Ashalata J. Phadte 09-03-20086) Shri. V. S. Arondekar -7) Shri.sadanand P. Agni 19-01-20088) Shri.D. L. Lotlikar 05-12-20079) Shri.David F. Rodrigues 26-05-2007

In his address Shri.S.K.Dash, DGM,expressed happiness to be associated with theBank’s pensioners on this occasion. He informedthat the Bank has decided to observe every 20th

of the month as a ‘Pensioners’ Day’ and as suchhe, the Zonal Office functioneries and the BranchManagers would be available for that day to sortout the pensioners’ problems, if any. Medicinesfor the Bank’s Dispensaries would be provided.The work of establishing Mapuca Dispensary has

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Dr.Bandodkar, Sr.Medical Officer. This was wellappreciated by all.

In his Presidential address Shri.Narkaroutlined the latest developments andachievements as regards functioning of PanajiZonal Sub-Centre. He told that the totalmembership of Panaji ZSC has reached 634 byend of 30th March 2008 including Associatemembers & Family pensioners. Out of which 64new members were enrolled during the last year.He requested that every member should makeefforts to bring in at least 2 new members. Thezonal sub-centre is organising monthly meetingsregularly at Panaji, Margao, Mapuca whereinmembers are being apprised of latestdevelopments on Federation front. During lastyear they have activated Ratnagiri District unitwho are conducting meetings of local membersat quarterly intervals where Zonal Office Bearersaddress the meetings.

He further told that the Donationsaggregating Rs.6,506/- were collected from thebeneficiery members of 8th bipartite settlement.Members also donate generously towards‘SAMVAD’ and ‘Legal Fund’ and ‘Distress ReliefFund’. Zonal office-bearers along with localmembers participated in ‘Dharna in front of PanajiZonal Office on 20th February 2008.

Thereafter, Shri.V.M.Gokhale, CirclePresident, addressed the gathering. He impressedupon the members the need to enroll moremembers including Family pensioners. Heinformed the house that Family pension as perindustry-level has been cleared by the Bank andthe effect of revision of Family Pension will begiven shortly. He suggested that more and morelady members should take part in Associationactivities. he also stressed the need of doingsome social work apart from our usualassociation work. Zonal committee should tryto start ‘dispensaries’ where alternative medicines(such as Ayurvedic/Homeopathic) should beprovided at the cost of our Association byappointing a suitable Doctor to give consultationsto the members at nominal cost.

Thereafter Shri.S.B.Gokhale, FederationGeneral Secretary spoke about the details ofissues pertaining to ‘7th Bipartite retirees’,‘Upgradation of Pension for earlier retirees’,‘Commutation formula as per industry settlement’and ‘100% D.A. neutralization for earlierretirees’.

Shri.B.G.Dandekar, Federation President,also addressed the gathering and informed themembers the good developments that have takenplace during last few months, especially aftermeeting of ‘Action Committee’ with the Chairmanof our Bank on 18th January 2008 highlighting‘50% pension of last-drawn salary’ withoutceiling, ‘Family Pension @ 30% of last drawnsalary’, ‘Updation of Pension to pre-01-11-2002retirees’, ‘100% neutrialization of DA for earlierretirees’ and most important demand regardingprovision for updation of Pension at the time ofevery wage-revision settlement with the servingstaff in future. Shri.Dandekar explained thedifference between ‘revision’ (which actually isreduction in pension) and ‘restructuring ofpension’. our demand is restructuring. He alsogave latest position of Court cases filed in variousHigh Courts by the Federation.

Biennial Elections of Zonal Sub-Centrefor 2008-09 & 2009-10

The President requested Shri.R.N.Lalingkar,Secretary of Circle Association to conduct theelections of Office-Bearers and Committeemembers of Panaji ZSC for the period 2008-09& 2009-10. Accordingly, Office-bearers &Committee members, as per Annexure, wereelected unanimously.

Shri.V.D.Kulkarni, Vice-President, wasfelicitated at the hands of Shri.B.G.Dandekar inappreciation for enrolling highest number ofmembers in 2007-2008.Vote of Thanks :Shri.I.H.Dias, Secretary ofPanaji ZSC proposed a vote of Thanks. The AGMwas concluded with a ‘Happy’ note with specialLaughter Session by Shri.B.A.Daini fromKolhapur.

- I.H.Dias, Secretary

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Annexure A Newly elected Office-bearers &

Committee Members of Panaji ZonalSub-Centre

(2008-09 & 2009-10)Shri.P.M.Narkar : PresidentShri.V.D.Kulkarni : Vice-PresidentShri.I.H.Dias : SecretaryShri.K.V.Gopinathan : TreasurerCommittee Members -1) Panaji :S/Shri.A.G.Ambeskar; Anil Shewade;

Manjunath K.Naik; I.C.Viegas2) Margao : S/Shri.D.T.Benaulikar; S..P.Khandeparkar; N.H.P.Dessai;

P.D.P.Salgaonkar;M.S.Raikar; H.Cabral & V.U.Kamat (Special Invitees)

3) Vasco Da Gama : Shri.P.P.Shetye4) Mapuca :S/Shri.B.A.Fernandes & Y.S.Bagli5) Ponda :S/Shri.U.N.Sankolli, S.S.Amonkar &

R.N.More6) Sindhudurg District :Shri.P.N.Masurkar- Dist. Co-ordinator, S’wadi ;Shri.V.S.Rane-Malvan;S/Shri.A.S.Toraskar &C.J.Rane - both from Kankavli ;7) Ratnagiri District :Shri.D.D.Marathe - Dist. Co-ordinator,Ratnagiri;S/Shri.J.S.Bhosale, J.S.Joshi, A.C.Joshi, &V.V.Pelapkar(all from Ratnagiri); A.K.Ponkshe &K.K.Bapat both from Chiplun ;Ladies Representatives :Smt. Mira Nerurkar & Smt. Sunita Naik

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( We reproduce a Letter addressed to the Chairman by our Federation for information of members )

Federation of State Bank of India Pensioners’ AssociationsRef. No. P-72 of 2007-08 Date : 19th March 2008The Chairman,State Bank of India,Corporate Centre,Mumbai.Dear Sir,

MEDICAL BENEFITS TO RETIREESThe Bank has been taking several initiatives to look after the welfare of the retirees at the fag

end of their lives. The employee of the Bank after having put in life long dedicated service in theorganization, when they retire, would like to have happy and peaceful retired life. The Bank is thereforenot only taking care of their well being but also has come out with several initiatives to ensure that theyalso lead a healthy life.2. One of the major problems that the retirees encounter after their retirement from the Bank isthe medical expenditure that they may have to incur due to ill health. In order to over come this theBank has come out with medical scheme. At present, we have 4 medical schemes in operation for thebenefit of the retirees.

1) SBI Employees’ Mutual Welfare Scheme. This was formed by both the Working StaffFederations & Managed by them, but the Administration was looked after by the Bank.

2) Retired Employees’ Medical Benefit Scheme I. Since closed on 30-06-20033) Retired Employees’ Medical Benefit Scheme II w.e.f. 1-7-2003 (existing Scheme)4) Retired Employees’ Medical Benefit Scheme III: (modified for officers of scale VI and

above from 1-1-2007)3. The 4th one has been introduced in the recent past. The Pensioners’ Federation has beendemanding for a comprehensive outlook on the problems and to look into a large number of issuesthat have been raised by them from time to time. We would like to make a detailed presentation on thevarious schemes, their objectives and the need for review of the same.

SBI Employees’ Mutual Welfare Scheme4. This was the first scheme conceived by both the Working Staff Federations in the interest ofthe retirees in the Bank. The Scheme not only provided the medical benefit to pensioners but evenmonthly financial help to family pensioners as well, when the family pension scheme was not introducedin State Bank of India. We are proud of this scheme for the reason that the scheme was brought intoexistence purely on the basis of the contribution made by the employees who have joined the scheme.The Scheme was highly appreciated by the employees of other banks since there were no suchschemes anywhere in the industry. The management took the responsibility of the administration ofthe fund. The benefits were decided on the basis of the notional income that the fund may have out ofthe subscriptions received from the members. The scheme has very limited scope since the incomeon the funds were based on the investments made in the scheduled securities – mainly tax-free bondsand debentures.5. The scheme provided for both, the reimbursement of the expenditure on account ofhospitalization and also domiciliary treatment. The scheme was insufficient in view of the increasing

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cost of medical treatment and also the growing expenditure under the fund. As such the expectationthat the scheme would be providing improvement in the benefits did not take place. The ceilingsbecame grossly inadequate as the scheme was patronized only by employees and no contributionfrom the Bank was envisaged.

Retired Employees’ Medical Benefit Scheme I.6. The first comprehensive Medical Scheme was effective from 1-7-1996 and was conceivedby the Bank and the Federation of SBI Pensioners’ Associations. It was “Retired Employees’ MedicalBenefit Scheme.” As per the Scheme No.1 the retirees who are interested to join the scheme shouldpay one month’s gross pension prior to completion of three months from the date of receipt of the firstpension. The Bank took care of the administration of the scheme. The Scheme was contributory andthe Bank had agreed to contribute to the corpus from the profits of the Bank from time to time as awelfare measure towards the retirees. The Scheme provided for hospitalization in respect of 6 diseasesinitially & subsequently increased to 16 ailments at the request of our Federation. The schemeprescribed a ceiling of Rs.2 lacs together for retirees and their spouses.7. The Scheme was in operation from July 1996 to June 2003. During this time the Bank did notmake any improvements in the scheme by way of the enhancement of the cap on the expenditure. Thescheme also prescribed several restrictions in regard to the admission. It was a one time decision.However, at the request of the Federation of SBI Pensioners’ Associations the Scheme was openedfor Membership for 5 times.

Retired Employees’ Medical Benefit Scheme II8. The Bank took a unilateral decision to close the new membership for the Scheme I w.e.f. 30-06-2003 and came out with the Scheme II w.e.f. 1-7-2003. The subscription prescribed for enrolmentin the scheme was exhorbitant. There was no rationale for fixing the different subscription rate exceptthe argument of viability of the scheme. The rates were as under:-

Rate of Subscription Medical Reimbursement Ceilinga) 2 months Gross Pension Rs. 2,00,000/-b) Rs. 37,000/- Rs. 3,00,000/-c) Rs. 43,500/- Rs. 4,00,000/-d) Rs. 49,500/- Rs. 5,00,000/-

9. The subscription rates were very high. However, in order to have the comfort of having medicalbenefit in case of exigencies, the retirees joined the scheme by paying the subscription according totheir ability to pay and expected expenditure.

(Position as on December 2006) Information from Bhubaneswar, Bangalore, Kerala, Mumbai & Delhi Circles.

PARTICULARS SCHEME NO. I SCHEME NO. IIi) No. of pensioners who joined the 9818 1261

schemeii) No. of pensioners who have 289 39

FULLY utilized the amount 2.94% 3.09%iii) No. of pensioners who have 3193 360

PARTLY utilized the amount 32.52% 28.55%iv) No. of pensioners who have 6336 862

NOT utilized the amount 64.54% 68.36%

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10. The list of ailments and also other terms and conditions remained unchanged. The Federationagain made several representations suggesting the various improvements in the benefit of the scheme,vide letter dated 2-10-2006.

The Federation made following suggestions:-1) Increase in number of diseases2) Subscription should be linked to the Gross Pension of the Pensioner3) 20% of the plan amount should be reserved for domiciliary treatment

We had series of discussions with the concerned officials in Corporate Centre in regard tosuggestions made by us but the Bank has not yet taken any decision.

S.B.I. Retired Employees’ Medical Benefit Scheme III(Modification in the Scheme)

11. We are happy to note that the Bank has taken cognizance of the increasing cost of the medicalexpenditure and came out with yet another comprehensive scheme and extended improved medicalbenefits at a lower rate of subscription. While circulating the Scheme, the Bank management hasrecognized the job hazards of the senior executives that they are the ones who are taking grater risks,subjected to transfer all over the country, bear the brunt of all types of pressures, and consequentlyundergo severe stress and strains. The stress related health problems in this category of officershave also gone up considerably in the recent past. According to the scheme, the members are eligiblefor the following benefits:-

Positions held Contribution Maximum DomiciliaryPrior to Retirement Medical Benefit TreatmentDy. Managing Director Rs.1,00,000 Rs. 20,00,000 Rs. 20,000 p.a.

(Cap 10%)Chief General Manager Rs. 90,000 Rs. 15,00,000 Rs. 15,000 p.a.

(Cap. 10%)General Manager and Rs. 75,000 Rs. 10,00,000 Rs.10,000 p.a.Dy. General Manager (Cap 10%)

12. We are happy that the Bank has realized the need for introduction of domiciliary treatmentand accordingly provided in the scheme that an amount equal to 10% of the cover available can beutilized by them towards the domiciliary treatment during the lifetime. This will be a great relief toofficers who are required to meet a medical expenditure from their pension. We feel this is a result ofour recommendations vide our letter NO. P61 of 2006-07 dated 2-10-2006. The rate of contributionper Rs. 1.00 lac is different depending upon the position held prior to retirement.Position held Maximum Contribution Rate perPrior to Retirement Medical Benefit Rs.1.00 lacDy. Managing Director Rs. 20.00 lacs Rs.1,00,000/- Rs. 5,000/-

Chief General Manager Rs. 15.00 lacs Rs. 90,000/- Rs. 6,000/-

General Manager &Dy. General Manager Rs. 10.00 lacs Rs. 75,000/- Rs. 7,500/-

While we reserve our right of demanding Pension based (Gross Pension) contribution fromPensioners like Scheme No. I, in the meantime we request you to reduce the contribution @ Rs.5,000/- per lac even to Members of Scheme No. II.

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13. Two more ailments have been added to the list of ailments. However still there are morediseases which have been recommended by the Federation.

1. Cardiac ailment : Stress Test and Angiography may also be covered.2. Cancer: Blood Transfusion charges may be reimbursed.3. Kidney failure/transplant: All diseases related to Kidney and requiring hospitalization

(i.e. Kidney Stone, etc.) may be covered under this category.4. Paralysis: Preventative measures may be covered (Fourth rib treatment).5. Retinal Detachment or Cornea replacement: All related test done in Hospital or

Laboratories may be reimbursed.6. Major Accident: The word ‘Major’ should be deleted. After an accident, even a fall in

the house/bath room a person is required to take treatment in the hospital. Hence it isdifficult to assess the physical loss, to the Member/Spouse.

7. Cataract & Glaucoma: If the related tests are required to be taken in hospital, thecharges may be reimbursed.

8. Tuberculosis: All related diseases such as pleurisy.9. Diabetes: Related diseases like Hypertension etc where hospitalization is required.

The patients of diabetes are affected by damages to various parts of bodies and thephysicians are unable to identify whether such consequential ailments can be treatedunder the category of diabetics.

10. Removal of stone in gall Bladder: This may be clubbed with Kidney.

14. The Scheme No. III is effective retrospectively from 1.1.2007 i.e. applicable to only thoseExecutives who retired after 31-12-2006. The situation in which earlier Executives worked is notdifferent. Besides they were receiving comparatively less gross salary. However, they have to undergotreatment as per present cost of living. In view of this, earlier retirees of the same category may bepermitted to join the new Scheme No. III.

15. The Federation would like to place some of its views on the medical benefits that are availableand the improvements sought for :-

16. The provision of Medical Benefit to the employees who retire from the Bank is a welfarescheme and should be extended liberally by the Bank to all Pensioners. The benefit may be extendedas and when they complete their age of 60 yrs. irrespective of their date of retirement.

17. The scheme is described as modification. If it is a modified version it has to be applicable toall Pensioners of the Bank. The difficulties enumerated for justification of the scheme are equallyapplicable to each and every employee of the Bank. The degree may differ but the impact on thegeneral health of the employee concerned is the same. The modification of the scheme has restrictedthe entry only to the scale VI and above officers of the Bank. A cut of date has also been fixed arbitrarily.The subscription is decided on the basis of the viability of the scheme floated. When the earlier schemeis open to such a large number of Pensioners they were made to pay Rs.49,500/- to get a cover ofRs.5/- lac. The present modification suggests a contribution of Rs.1,00,000/- with a proviso to utilizemaximum Rs.2.00 lacs towards domiciliary treatment. The arithmetic do not match. The modificationcannot be restricted only to retired senior executives. It should be extended to all members as well;kindly consider our request.

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18. The Bank should come out with a clarification permitting the membership for change fromone scheme to another scheme by paying the difference in the subscription. When the Scheme II wasintroduced majority of the members could not switch over to this scheme from Scheme-I due to thereason that they were not aware of the Scheme II and the contribution was very high i.e. Rs. 10,000/-per lac.

19. The Bank should also permit all those employees whose membership has been rejected onthe grounds of VRS and who retired voluntarily at their own.

Membership to the spouse may be permitted in case of an employee’s death while in service.

In case of death of Pensioner/Spouse, the expenditure incurred on them for medical treatmentmay be reimbursed to their legal heirs, of course if balance is available.

Consolidation of the Scheme:It is suggested that in order to make the Scheme viable the Bank should make a fixed

contribution out of future profits as was being done in the past. These being the only welfare measuresfor the benefit of retirees.

20. As mentioned above, there are 4 schemes in operation in the Bank. All these schemes havecontradiction in regard to several provisions thereby creating a lot of heartburn amongst the pensionersin the Bank. All the Pensioners should be treated at par. They have given their best to the Bank. It is ourhumble suggestion to the Bank to come out with one comprehensive scheme rather than having somany schemes creating problems to the pensioners while availing the benefits of the scheme.

Please treat the matter as urgent. Yours faithfully,

B.G. DANDEKAR President

Advt.

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Federation of State Bank of India Pensioners’ AssociationsRef. No. P-71 of 2006-07 Date : 16th March, 2008The Dy. Managing Director & CDOState Bank of India18th Floor, State Bank Bhavan,Madame Cama Road,Mumbai 400 021

Madam,7th Bipartite Settlement

We understand that pension in respect of 7th Bipartite retirees (1684 pts. DA Merger) is likely tobe settled shortly.

While revising the Pension, without prejudice to our right of 50% as Pension calculated on thelast drawn salary, the following points should be borne in mind :-

1) Pension should be calculated on the actual salary (Pensionable pay) drawn by the employeeduring the last 12 months pensionable service prior to retirement.

2) Arrears should be paid from the date of retirement. At present the Pension has been calculatedon Pre-revised salary on an ad-hoc basis till receipt of the final approval of the Government ofIndia. The retirees are eligible for arrears of Pension from the date of retirement i.e. from 1-11-1997 (Award Staff) and 1-4-1998 (officers) or actual date of retirement which ever is later. Thepensioners should not be penalized for the delay in taking decision by the Bank or by theGovernment of India. (By now some pensioners have died, waiting for the revision).

3) The retirees under 8th Bipartite Settlement (salary wherein DA upto 2288 pts. was merged)should also be paid arrears of Pension from the date of retirement and not from 1-5-2005 ashas been done. We do not understand the logic in fixing this date only for Pensioners / FamilyPensioners, when the employees were paid arrears from 1-11-2002.

4) While the revision in Family Pension is being implemented, we understand that the arrears arebeing paid from 1-5-2005 and not from the date the Family Pension, was due to the beneficiary.As you are aware that the Family Pension Scheme (rates for calculation of Family Pension)had not been revised since 1-11-1987, though the salary scales of employees were revised onfour occasions. Therefore, the beneficiaries are entitled for arrears from the date they areeligible for Family Pension. We are aware that the Bank could not do revision in the FamilyPension Scheme due to non-approval of revision from the Government of India. However, forthis the Family Pensioners should not be deprived of their legitimate arrears due to them.

We trust that suitable steps will be taken by the Bank Management to protect the interest ofPensioners and Family Pensioners. Our comments on the fractured revision in Family Pension Schemewill be submitted to the Bank in due course. However, in the meantime, we have submitted eightstatements to the Bank. Showing the effect of latest revision on the beneficiaries in various groupsaccording to merger of D.A. in the basic salary from time to time.

Yours faithfully B.G. Dandekar

PresidentCopy forwarded for information to:-

1) State Bank of India Pensioners’ Association of All the Circles and2) Shri G.D. Nadaf ; 3) Shri Amar Pal; 4) Shri V.K. Gupta; 4) Shri Prakash Gangal, Thane

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( We reproduce a letter sent by our Federation to all Circle Affiliates in respect of Writ Petition re. Family Pension)Federation of State Bank of India Pensioners’ Associations

Ref. No. GS 2 of 2008/09 Date : 3rd April, 2008ToAll the Circle AffiliatesDear Sir,

Family Pension @ flat rate of 30%Writ Petition No. 5904/of 2007 filed on 6-12-2007

The captioned Writ Petition was filed in High Court Judicature, Nagpur Bench of Mumbai HighCourt, Nagpur on 6-12-2007. The summons were served on both the respondents againstacknowledgement.

The case has come up on board on 31st March 2008 when the pleader on behalf of Governmentof India Mr. Moosa, appeared and requested the court to kindly permit him to file his reply to the plaintwithin a fortnights time. The Hon’ble Judge has agreed and permitted him ten days time for filing replyto the plaint. Nobody appeared on behalf SBI. The case is listed on 10th April, 2008.

The Xerox copy of the plaint together with synopsis and exhibits are enclosed for your perusal.Please acknowledge receipt.

Yours faithfully,Sd/-

General Secretary( Please note that the Plaint is running in number of pages and not annexed.

Only Prayer is annexed to this letter for information of members. )Annexure

Writ Petition No.5904/2007 in the High Court of Judicature at Bombay Bench at NagpurPetitioners : 1) State Bank of India Pensioners’ Association (Mumbai Circle), Pune

Through its President Shri.V.M.Gokhale.2) Smt. Neela Bhalchandra Prachand, Nagpur3) Smt. Neelima Arun Ghonge, Nagpur4) Smt. Anjali Anil Kulkarni, Nagpur5) Smt. Sudha Madhao Kholey, Nagpur

VersusRespondents :1) The Union of India through its Secretary, Ministry of Finance,

Department of Banking, New Delhi2) State Bank of India through its Chairman, Personnel Management

Department, Corporate Centre, Mumbai.P r a y e r

It is therefore, most humbly prayed that this Hon’ble Court be pleased to issue a writ of certiorari,mandamus or any other appropriate writ order or direction :-

a) To direct the respondent Nos. 1 & 2 to revise the family pension of the members of thepetitioners’ Association ;

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b) To direct the respondent Nos. 1 & 2 to pay the family pension at flat rate of 30% of actual paydrawn by an employee at the time of retirement / death to all existing and future family pensioners;

c) To direct the respondent Nos. 1 & 2 to pay arrears of family pension from 1-11-1987 / fromdate of death of the employee of the Bank whichever is later ;

d) To direct the respondent Nos. 1 & 2 to pay the arrears of dearness relief from 1-11-1993 to 30-4-2005 by extending the rates of dearness relief as applicable to pensioners of the Bankduring that time ;

e) Grant ad-interim relief @ Rate of Rs.600/- p.m. w.e.f. 1-11-1987 or from the date the spousebecame eligible for Family Pension whichever is later ;

f) Saddle the cost on the respondents ;g) Grant any other relief which this Hon’ble Court deems fit and proper in the premises ;

AND YOUR PETITIONER, AS IN DUTY BOUND, SHALL EVERY PRAY.NAGPUR.DATED : 6-12-2007( We reproduce Letter of Dy.M.D.&CDO to All LHOs in respect of Claim by near relatives of deceased member of SBIREMBS)

No. CDO/PPG/PEM/930 Date : 26-02-2008

The Chief General Manager,State Bank of IndiaLocal Head Office

New Delhi

Dear Sir,SBI Retired Employees Medical benefit Scheme

Reimbursement of Medical Expenses to near relatives ofRetired Employees where both the beneficiaries have died

With reference to your letter No.HR:SW:KRP:3647 dated 14-02-2008, the matter relatingsettlement of REMBS medical bills, where the beneficieries have died during the course of treatment,was examined by us in consultation with Law Department. The trustees have approved theundernoted procedure for the same.

i) If the amount claimed is not more than Rs.50,000/- the eligible amount can bepaid to the legal heirs after getting a declaration from them and a stampedindemnity;

ii) If the amount exceeds Rs.50,000/-, please follow the procedure stipulated by theBank for settlement of claims relating to a “deceased constituent’s Account”including obtention of Indemnity.

Yours faithfully,Sd/-

For Deputy Managing Director and CDOCopy forwarded for information and necessary action / guidance to the Chief General Manager,SBI, LHO, All Circles except New Delhi.Encl : (On next page)

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SBI Retired Employees Medical Benefit SchemeProforma of Claim to be stamped in accordance with State and to be stamped as

an Agreement & IndemnityDate :

To,The Branch Manager/Dept.,.....................,State Bank of India,.............................Branch/Office,.................................................Dear Sir,

Claim in respect of Medical Bills of Shri/Smt/Kumari

...................................................(Deceased)Paid to Shri/Smt/Kumari...................................................(One of the legal heirs) ORPaid to Sarvashri/Smt/Kumari.......................................................(Names) of the Legal Heirs

Late Shri/Smt/Kumari...................................................................................was working as

......................................in State Bank of India before his/her retirement and he/she was drawinghis/her pension from.................................................Branch of State Bank of India and wasresiding at.........................................................................................................................

OR

Shri./Smt....................................................................................is the surviving spouse of

late Shri./Smt./Kumari.....................................................................and presently residing at

..............................................................................................................( Address).

Shri/Smt/Kumari...................................................................................passed away on.....................(date). A copy of the Death Certificate is enclosed.

Shri/Smt/Kumari...........................................................................is survived by the followinglegal heirs :

1)2)3)4)

To support the statement, we are enclosing Legal Heir-ship Certificate / Affidavit duly signedbefore the Notary along with two witnesses.

Shri/Smt/Kumari.............................................................was ill for ....................................

(nature of the decease) admitted in ............................................Nursing Home/Hospital.

Shri/Smt/Kumari...................................................... passed away during the course of medical

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treatment and the Nursing Home/Hospital authorities have submitted a total bill for Rs...............

There are no further claims to hospitalization expenses or medical expenses etc.

I/We..............................................................................(name/s) are duly authorized by thelegal heirs to claim the medical bill amount of late Shri/Smt/Kumari.......................................

from the Bank. The disclaimer in my/our favour is enclosed. In consideration of State Bank ofIndia paying this amount of Rs..................................to me/us, I/We.....................................

....................................(name/s of the undersigned), shall keep the Bank indemnified againstall the costs, claims, suits, etc. from the Nursing Home/Hospital or any other authorities.

NAME & SIGNATURE :

1) 2)

(Legal Heirs)Address :- Address :-

Date :Place :

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Licence to post without Prepayment No.: LWP-217 at Market Yard PSO, Pune 37on 25th of each Month

If Undelivered Please Return to :

STATE BANK OF INDIA PENSIONERS'ASSOCIATION, (MUMBAI CIRCLE), PUNE

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Sinhagad Road, Pune 411030. Ph: 24332141

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