November 12,

2019

Compounding

Power of SIP

FREE

Life

Insurance

+

SIP with added Term Cover without any extra cost for Investors

SIP PROTECT

is a unique

investment solution

that combines

Investment

through SIP

with Free

Life Insurance

Cover

5

Features of SIP Protect

More than 70 Schemes offered across 3 AMCs, *120 X in case of Nippon India AMC

100 X*

Insurance Cover

Start from

age 18 to 51

Cover after

discontinuity

Upto 50

Lacs Cover

No medical

test required

No cost

for insurance

How Insurance

Cover multiplies?

1stYear: 10 Times 2nd Year: 50 Times 3rd Year: 100 Times*

Maximum insurance cover up to ₹ 50 Lakhs.

* Nippon India AMC offers 120 Times of monthly SIP with Maximum insurance cover of ₹ 50 L

How SIP Protect Works?

• Maximum Insurance:

• Cover of 50 Lakhs per investor across all schemes/plans/folios

• Eligibility: Age

• Minimum entry age : 18 Years

• Maximum Entry Age: Below 51 Years

• Cover Continues up to Age: ABSLMF - 60 Years, ICICI Pru & Nippon - 55 Years

SIP ContinuesMonthly Century SIP of ABSL Mutual Fund of Rs. 50,000, started at age 35 alive post 60

Note: Insurance cover would cease, if investor redeems (fully/partially) or switch out (fully/partially) units before completion

of the Century SIP tenure. Returns assumed @ 12% CAGR. *Fund Value = Value of units, accumulated under Century SIP,

at start of the each policy year.

I l l u s t r a t i o n 1

Total invested

amount

Total fund

Value after 25 years*

Insurance

cover

Total

receivable

Rs. 1.5 Crores Rs. 9.48 Crores Ceases at 60 Rs. 9.48 Crores

Note: Insurance cover would cease, if investor redeems (fully/partially) or switch out (fully/partially) units before completion

of the Century SIP tenure. Returns assumed @ 12% CAGR. *Fund Value = Value of units, accumulated under Century SIP,

at start of the each policy year.

I l l u s t r a t i o n 2

Total invested

amount

Total fund

Value after 15 years*

Insurance

cover

Total

receivable

Rs. 90 Lakhs Rs. 2.52 Crores Rs. 50 Lakhs Rs. 3.02 Crores

SIP ContinuesMonthly Century SIP of ABSL Mutual Fund of Rs. 50,000, started at age 35, death at 50

SIP Discontinues before 3 years

Note: Insurance cover would cease, if investor redeems (fully/partially) or switch out (fully/partially) units before completion

of the Century SIP tenure. Returns assumed @ 12% CAGR. *Fund Value = Value of units, accumulated under Century SIP,

at start of the each policy year.

I l l u s t r a t i o n 3

Total invested

amount

Total fund

Value*

Insurance

cover

Total

receivable

Rs. 12 Lakhs Rs. 17.08 Lakhs Ceases Rs. 17.08 Lakhs

Monthly Century SIP of ABSL Mutual Fund of Rs. 50,000, started at age 35,

SIP Discontinued after 2 years, but not redeemed. Death after 2 years at age 39

Total invested

amount

Total fund

Value after 13 Years*

Insurance

cover

Total

receivable

Rs.18 Lakhs Rs. 44.04 Lakhs Rs. 44.04 Lakhs Rs. 88.08 Lakhs

I l l u s t r a t i o n 4

Note: Insurance cover would cease, if investor redeems (fully/partially) or switch out (fully/partially) units before completion of

the SIP Plus tenure. Returns assumed@ 8% CAGR. *Fund Value = Value of units, accumulated under SIP Plus, at start of the

each policy year. #For redemption/claim if SIP discontinues after 3 years - insurance cover equivalent to the fund value of units

allotted under SIP Plus investment at the start of each policy year, is subject to100 times the monthly installment.

SIP Discontinues after 3 years

Monthly SIP Plus of ICICI Prudential AMC of Rs. 50,000, started at age 35,

SIP Discontinued after 3 years, but not redeemed. Death after 13 years at age 48

Total invested

amount

Total fund

Value after 3 Years*

Insurance

cover

Total

receivable

Rs.18 Lakhs Rs. 20.40 Lakhs Rs. 20.40 Lakhs Rs. 40.80 Lakhs

I l l u s t r a t i o n 5

Note: Insurance cover would cease, if investor redeems (fully/partially) or switch out (fully/partially) units before completion of

the SIP Plus tenure. Returns assumed@ 8% CAGR. *Fund Value = Value of units, accumulated under SIP Plus, at start of the

each policy year. #For redemption/claim if SIP discontinues after 3 years - insurance cover equivalent to the fund value of units

allotted under SIP Plus investment at the start of each policy year, is subject to100 times the monthly installment.

SIP Discontinues after 3 years

Monthly SIP Plus of ICICI Prudential AMC of Rs. 50,000, started at age 35,

SIP Discontinued after 3 years, but not redeemed. Death after 3 years at age 38

Total invested

amount

Total fund

Value after 13 years*

Insurance

cover

Total

receivable

Rs.1.8 Lakhs Rs. 6.75 Lakhs Rs. 5 Lakhs Rs. 11.75 Lakhs

I l l u s t r a t i o n 6

Note: Insurance cover would cease, if investor redeems (fully/partially) or switch out (fully/partially) units before completion of

the Century SIP tenure. Returns assumed@ 12% CAGR. *Fund Value = Value of units, accumulated under Century SIP, at start

of the each policy year. #For redemption/claim if SIP discontinues after 3 years - insurance cover equivalent to the fund value

of units allotted under CSIP investment at the start of each policy year, is subject to100 times the monthly installment.

SIP Discontinues after 3 years

Monthly Century SIP of ABSL Mutual Fund of Rs. 5,000, started at age 35,

SIP Discontinued after 3 years, but not redeemed. Death after 13 years at age 48

Total invested

amount

Total fund

value*

Insurance

cover

Total

receivable

Rs.18 Lakhs Rs. 67.56 Lakhs Rs. 50 Lakhs Rs. 1.17 Crores

I l l u s t r a t i o n 7

Note: Insurance cover would cease, if investor redeems (fully/partially) or switch out (fully/partially) units before completion of

the Century SIP tenure. Returns assumed@ 12% CAGR. *Fund Value = Value of units, accumulated under Century SIP, at start

of the each policy year. #For redemption/claim if SIP discontinues after 3 years - insurance cover equivalent to the fund value

of units allotted under CSIP investment at the start of each policy year, is subject to100 times the monthly installment.

SIP Discontinues after 3 years

Monthly Century SIP of ABSL Mutual Fund of Rs. 50,000, started at age 35,

SIP Discontinued after 3 years, but not redeemed. Death after 13 years at age 48

Brief Snapshot

Parameters Nippon India AMC ICICI Prudential AMC Aditya Birla Capital AMC

Minimum / Maximum

Amount

Monthly - Rs.500 per month & in

multiples of Re 1 thereafter

No special Minimum/Maximum

SIP Amount for SIP Plus. Minimum: Rs 1,000/- per month

Quarterly - Rs.1,500 per quarter &

in multiples of Re 1 thereafter

Suggested to refer scheme

information document for

Minimum SIP Instalment

Maximum: No upper limit

Yearly - Rs.6,000 per year & in

multiples of Re 1 thereafter

Change of SIP amount under

Century SIP is not applicable.

Investors should note that once

Century SIP is availed, SIP

amount cannot be changed.

No Maximum Amount suggested

Minimum TenureMonthly – 36 instalments

Quarterly – 12 instalments

Yearly – 3 instalments

Monthly – 36 instalments

Quarterly – 12 instalments

Yearly – 3 instalments

Monthly – 36 instalments

Quarterly – 12 instalments

Yearly – 3 instalments

Maximum TenureTill the customer attains 55 years

of age

Till the customer attains 55 years

of age

Till the customer attains 55 years

of age

Brief Snapshot

Parameters Nippon India AMC ICICI Prudential AMC Aditya Birla Capital AMC

Maximum Cover (Sum

Assured)

50 lakhs per investor across all

schemes/plans/folios

50 lakhs per investor across all

schemes/plans/folios

50 Lakhs per investor across all

schemes/plans/folios at PAN

level

Sum Insured

calculation

Year 1 – 10 Times the equivalent

Monthly SIP Instalment.

Year 2 – 50 Times the equivalent

Monthly SIP Instalment.

Year 3 onwards – 120 Times the

equivalent Monthly SIP

Instalment

All these subject to Maximum

Sum Assured

Year 1 – 10 Times the equivalent

Monthly SIP Instalment.

Year 2 – 50 Times the equivalent

Monthly SIP Instalment.

Year 3 onwards – 100 Times the

equivalent Monthly SIP

Instalment

All these subject to Maximum

Sum Assured

Year 1 – 10 Times the equivalent

Monthly SIP Instalment.

Year 2 – 50 Times the equivalent

Monthly SIP Instalment.

Year 3 onwards – 100 Times the

equivalent Monthly SIP

Instalment

All these subject to Maximum

Sum Assured

Age at Entry 18 to 51 Years 18 to 51 Years 18 to 51 Years

Cover Continues till 55 Years 55 Years60 Years

Brief Snapshot

Parameters Nippon India AMC ICICI Prudential AMC Aditya Birla Capital AMC

SIP Cover

Cessation

At the end of mandated Nippon India

SIP Insure tenure. i.e., upon completion

of payment of all the instalments as

registered or till attaining 55 years of

age, whichever is earlier.

Partial or Full Redemption / switch-out

of units purchased under Nippon India

SIP. Insure before completion of the

mandated SIP tenure / instalments or till

attaining. 55 years of age, whichever is

earlier.

In case of default in payment of three

consecutive monthly / quarterly / yearly

SIP, instalments or five separate

occasions of such defaults during the

tenure of the SIP, duration chosen or till

attaining 55 years of age, whichever is

earlier.

Discontinuation of SIP instalments

before completing the minimum period

of contribution (Monthly – 36

instalments; Quarterly – 12 instalments;

Yearly – 3 instalments) of the opted SIP

tenure.

At the end of mandated SIP Plus

tenure. i.e., upon completion of

payment of all the instalments as

registered or till attaining 55 years

of age whichever is earlier

Insurance cover shall also cease for

respective registration with

immediate effect, if

redemption/switch out/transfer out

transaction is executed (Fully or

Partly)

Investor defaults SIP Plus

installments for Five consecutive

months and SIP Plus is ceased

before completion of 3 years."

At the end of the tenure i.e.

upon completion of 60 years of

age.

Discontinuation of CSIP

instalments within 3 years from

the commencement of the same

Redemption/Switch-out (fully or

partial) of units purchased under

CSIP before the completion of

the CSIP tenure

Two consecutive payment

defaults or four defaults over the

tenure of CSIP.

How to Invest

Login to ICICIdirect.com by providing User

Id, Password, Date of Birth /PAN

Login to ICICIdirect.com

How to Invest

20

Click on Mutual Funds

Click on Mutual

Funds

How to Invest

21

Click on “SIP with Free Insurance”

Click on “SIP with Free Insurance”

How to Invest

22

Select the scheme in which you want to invest and click on “Set up SIP”

Click on “Set up SIP” after selecting the scheme

How to Invest

23

Click on “Continue”

Click on “Continue”

How to Invest

24

Provide Investment details and click on “Proceed”

Click on “Proceed”

Select Folio(in case of existing folio), Provide Nominee

details, Select Frequency, Start Date, enter investment

amount & select Payment Source

Please note that the minimum duration for availing SIP Protect is 3

Years

How to Invest

25

Review investment details and click on “Confirm”

Click on “Confirm”

Accept T&C

Review Investment details

How to Invest

26

Provide a goal, if any for which you would be investing and click on “Confirm”

Click on “Confirm”

Enter the goal for which

you would be investing

SIP Protect

27

A confirmation message would be displayed. You have now successfully set up your SIP under “SIP Protect”

You can view the details of your existing SIP(s) from SIP Book

Investor Support

Investor communication for Insurance managed by respective AMC

ICICI Prudential AMC| grouplife@iciciprulife.com , Contact No. 022-3381-1729 (Missed call)

Nippon India AMC | Reliance Nippon Life Insurance Co. Ltd, 9th

Floor, RTech Park, Nirlon

Compound, Next to Hub Mall, Off Western Express Highway, Goregoan East Mumbai - 400063

Aditya Birla Capital AMC | care.mutualfunds@adityabirlacapital.com, Toll Free: 1800 2707 000

ICICI Securities Ltd. (I-Sec). Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Centre, H. T. Parekh Marg, Churchgate,

Mumbai - 400020, India, Tel No : 022 - 2288 2460, 022 - 2288 2470. I-Sec is a Member of National Stock Exchange of India

Ltd (Member Code :07730) and BSE Ltd (Member Code :103) and having SEBI registration no. INZ000183631. Name of the

Compliance officer (broking): Mr. Anoop Goyal, Contact number: 022-40701000, E-mail address:

complianceofficer@icicisecurities.com. Investment in securities market are subject to market risks, read all the related

documents carefully before investing. Composite Corporate Agent License No.CA0113, AMFI Regn. No.: ARN-0845. We are

distributors of Insurance and Mutual funds, Corporate Fixed Deposits, NCDs, PMS and AIF products. We act as a

Syndicate, Sub -syndicate member for IPO, FPO. Please note that Mutual Fund Investments are subject to market risks, read

the scheme related documents carefully before investing for full understanding and detail. Insurance is the subject matter of

solicitation. ICICI Securities Ltd. does not underwrite the risk or act as an insurer. The contents herein above shall not be

considered as an invitation or persuasion to trade or invest. I-Sec and affiliates accept no liabilities for any loss or damage

of any kind arising out of any actions taken in reliance thereon.

Disclaimer

Thank You

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.