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SMS BASED MOBILE BANKING
USER GUIDE
United Bank of India Alternate Delivery Channel
Mobile Banking User Guide
2 ©United Bank of India, 2012. All rights reserved.
Services
In this mode the Customer sends plain text SMS in predefined format to the mobile banking system
on the mobile number 9223173933 to perform the transactions.
The customer has to change his m-Pin to activate the service( only for the new user ). The
procedure is mentioned below:
Transaction Type
Syntax Example
mPIN Change
CHANGEPIN <OLDPIN> <NEWPIN> <CONFIRM-NEWPIN>
Mobile Banking User Guide
3 ©United Bank of India, 2012. All rights reserved.
Balance Enquiry
BAL <MPIN>
Mini Statement
MINI <MPIN>
Fund Transfer-Mobile to Mobile
FTMM <MPIN> <BENE-MOBILE> <AMOUNT>
Mobile Banking User Guide
4 ©United Bank of India, 2012. All rights reserved.
Mobile to Mobile Confirmation
CONFMM <MPIN> <TXNID>
Fund Transfer-Mobile to Account
FTMA <MPIN> <ACCOUNTNO> <AMOUNT>
Mobile to Account Confirmation
CONFMA <MPIN> <TXNID>
Mobile Banking User Guide
5 ©United Bank of India, 2012. All rights reserved.
NEFT
NEFT <MPIN> <IFSC CODE> <ACCOUNTNO> <NICK NAME> <AMOUNT>
NEFT Confirmation
CONFNEFT <MPIN> <TXNID>
Generation of MMID
MMID
Mobile Banking User Guide
6 ©United Bank of India, 2012. All rights reserved.
IMPS fund transfer
IMPS <BENEFICIARY MOBILE NO> <BENEFICIARY MMID> <AMOUNT> <MPIN>
Mobile Recharge
MOBREC <MPIN> <MOBILENUMBER> <AMOUNT>
Stop Cheque Request
STCHQ <MPIN> <CHEQUENUMBER>
Mobile Banking User Guide
7 ©United Bank of India, 2012. All rights reserved.
Cheque Status Request
ENQCHQ <MPIN> <CHEQUENUMBER>
ATM Search-PIN Code based
ATM <MPIN> <PINCODE>
ATM Search-Location based
ATMLOC <MPIN> <CITY> <AREA>
Mobile Banking User Guide
8 ©United Bank of India, 2012. All rights reserved.
Branch Search-PIN Code based
BRANPIN <MPIN> <PINCODE>
Branch Search-Location based
BRANLOC <MPIN> <CITY> <AREA>
Refer a Friend
REFER <MPIN> <FRIENDNAME> <FRIENDMOBILE> <FRIENDEMAIL>
Mobile Banking User Guide
9 ©United Bank of India, 2012. All rights reserved.