MasterMoney Debit Card – The ATM Card that™

works like a check.

With the Milford Federal Bank MasterMoney™

Card, you can enjoy a whole new level of banking and shopping convenience. Now you can pay for your purchases without cash, without checks and withoutcredit cards. At the same time, have quick and easy access to cash and your Milford Federal BankChecking account 24 hours a day. All with one amazing card!

A new, easier way to shop.• Pay for purchases anywhere you see the MasterCard®

symbol – millions of locations around the world. Departmentstores, restaurants, supermarkets, hotels and more.

• Safer than carrying cash. Easier than writing checks.And unlike credit cards, there are no monthly bills orfinance charges.

The same easy way to bank.With your Milford Federal Bank MasterMoney Card,you’ll be able to:

• Access your Milford Federal Bank Checking account, 24 hours a day, seven days a week.

• Get instant cash at hundreds of thousands of ATM locations displaying the NYCE®and CIRRUS® network symbols.

• Check your account balances.

• Make purchases at retailers wherever you see the NYCE®, CIRRUS® and Master Card® symbols.

Your MasterMoney Card is easy to use.For purchases, it’s as simple as using a credit card, but it works like a check. Here’s why:

• You’ll sign a sales slip just like a credit card. Youdon’t need to enter a Personal Identification Number(PIN).

• The purchase amount is deducted from availablefunds (up to your daily card limit) in your Milford

Federal Bank Checking account and recorded on yourmonthly statement.

At ATMs, use your MasterMoney Card just as you

would any ATM card.

What accounts can I access?For ATM use, you will be able to access the Checking or Statement Savings accounts you designate on theapplication to the right. MasterMoney Card purchases will be deducted only from your Milford Federal Bankprimary Checking account.

No fees for MasterMoney Card purchases.There are no fees when you make MasterMoney Cardpurchases. Please consult our current fee schedule for more information.

Apply today!

MasterMoney™& ATM Card Application

This application can be used to apply for a Milford Federal Bank MasterMoney Debit Card orstandard ATM card.

❏ MasterMoney Debit Card ❏ ATM Card (Choose One)

Applicant SS #: DOB:

Address

City State Zip

Telephone (Day) (Evening)

I wish to access this account for MasterMoney Card and ATM use.

Checking Account #

For ATM use only, I wish to also access this account. (Statement Saving Only)

Savings Account #

Authorizations: By signing below, I am applying for a Milford Federal Bank MasterMoney or ATM Card. I understand this MasterMoney Card is not a credit card and that the dollar amount of the purchases made with this card will be deducted from my Milford

Federal Bank primary checking account only. I authorize Milford Federal Bank to verify the information provided above and to request a credit report if necessary. The Milford Federal Bank MasterMoney Card is available for qualified customers only. Other requirements apply. If I am not approved for the Milford Federal Bank MasterMoney Card, I may be issued the Milford Federal Bank ATM card if I do not already have one. I agree to be bound by the terms and conditions for MasterMoney/ATM cards as set by Milford Federal Bank.

Signature Date

Signature Date

Statement

FOR BANK USE ONLY

CARD #

Chex Systems

Credit Report

DTE/App. By

Detach here

SELF MAILER: Please fold, seal with tape, and mail.