A dinosaur is about to become extinct andits passing is leading to improved service toChristian Healthcare Ministries members.

We’re replacing our computer softwarewith a system that gives ChristianHealthcare Ministries’ staff members afaster, easier, and more efficient informationflow. This translates into rapid response forCHM members.

“In the 21st century, speed and access toinformation are key to excellent service,”said the Rev. Howard Russell, CHMexecutive director. “Our old computerprogram served us well, but compared tothe technology available today it just wasn’tdoing the job for our members.”

Russell said that upgrades in the newsystem, among others, are:

• Employees can access information frommany bits of information, even down to thelevel of what a name sounds like. Anyinformation that is part of the CHM systemis capable of becoming a search field.

• The newprogram speedswork on needssubmitted to theministry forsharing. Thecomputerprogram appliesthe logic of theministry’sGuidelines toeach medical bill.Employees willreview each entry,but at aminimum theresult will befasterconsiderationfairly and evenlyapplied withrespect to ourGuidelines.

• Members willreceive notice thatneed requestshave arrived atthe ministry. Ifmore bills aresent at a laterdate they will beacknowledged viaa notice that willlist all new billsas well as thosepreviouslyreceived. Thenotice willexplain in detailwhat bills areeligible forsharing.

In This IssueNew CHM software . . . . .1

Turning a new page for the

Prayer Page . . . . . . . . . .2

Member overcomes

life-threatening condition . .2

Healthwatch . . . . . . . . . .4

Moms (and dads)-to-be and

CHM maternity program 5

Letters to CHM . . . . . . .6

Monthly prayer requests . . .7

Prayer Page . . . . . . .insert

New software system to improve service tomembers

May 2008

Executive Director: Rev. Howard Russell

Chief Financial Officer: Roger Kittelson

Editor: Lauren Selleck

Assistant Editor: Michelle Rhoads

Contributing writers: Rev. Howard

Russell, Dr. Michael Jacobson, George

Korda, Lauren Selleck, Michelle Rhoads

127 Hazelwood AveBarberton, OH 44203

Phone: 800-791-6225330-848-1511

Fax: 330-848-4322

Hours: Mon-Fri 9am-Noon,12:30-5pm

www.chministries.orgE-mail: info@chministries.org

Christian Healthcare

Ministries® is a Bible-

based, voluntary medical

cost-sharing ministry

that fulfills the command

of Galatians 6:2, that

Christians carry each

other’s burdens.

All members to receive newmembership numbers, cards

All Christian Healthcare Ministries members will beassigned new membership numbers in June 2008. Theseidentification numbers are necessary because CHM isimplementing software that requires six-digit membernumbers (see article to the left to learn about the newCHM software).

For example, a membershipidentification such as“A1001” will change to“100000” or a similarnumber.

The membership number change will not affect yourparticipation level, membership status, or any medicalinformation or bills entered into our system.

You will receive new cards showing your new membershipnumber in the mail within the next two months. Otherinformation will remain the same unless you haveinstructed our staff to make a change to your membershipstatus.

Please take the following actions:

1. Continue to use your existing membership cardsuntil you receive the new cards in the mail. If you callthe CHM office before your new cards arrive, our staffmembers will be able to serve you efficiently by searchingour new software using your old membership number.

2. When you receive your new cards, make sure theinformation printed on the cards is correct. If it is not,contact our Member Assistance department immediately at1-800-791-6225 or nmull@chministries.org.

3. Destroy your old membership cards when the newcards arrive after verifying that your information iscorrect.

The newsletter’ssize has changedand readers will nolonger find thePrayer Page onpages six andseven. Instead,the enclosed fourpage insert is thenew space in which Prayer Pageneeds are listed. See the article onpage one of the insert for details.

What happened to thenewsletter?

see “Newsoftware,” page 7

Christian Healthcare Ministries · May 20082A LOOK INSIDE MY HEART by reverend howard russell

Reverend Howard Russell

Executive Director,Christian Healthcare Ministries

Turning a new page for the Prayer PageThis month, a new page is turning for thePrayer Page.

In this newsletter you will find theimproved Prayer Page. And it’s a passion ofmy heart.

Through the Prayer Page, people with pre-existing medical conditions that don’t meetour ministry’s Guidelines receive financialhelp and personal encouragement fromfellow CHM members.

The Prayer Page is another item in a longlist of attributes that separates us fromhealth insurance. This ministry is nothealth insurance. We do not operate as aninsurance company does and do not want tobe thought of in those terms.

CHM is a voluntary cost-sharing ministryof believers in Christ, banding together tomeet each other’s needs.

Pre-existing conditions are not included innormal sharing according to our Guidelinesbecause the cost of trying to meet themthrough regular monthly financial giftswould, quite literally, swamp us.

However, these needs are real. They affectpeople.

Under normal health insurance, people withpre-existing conditions are simply out of

luck. Out in the cold. Left in the lurch.

Not so for CHM members. Our members,as they feel led, contribute financial giftsabove their regular monthly gift tomembers whose names and medicalconditions appear on the Prayer Page.

These above-and-beyond gifts are helpfulbecause they make lives better. These giftsare thoughtful because they are given freelyand voluntarily. These gifts are Christlikebecause they reflect a true desire on the partof Christians to carry each other’s burdens.

The generosity displayed through PrayerPage giving is moving and miraculous.Thousands of dollars are contributedmonthly to Prayer Page needs. We take careto verify the validity of each Prayer Pagerequest. We have the same verificationprocedures for Prayer Page needs asrequired for regular sharing.

Even beyond the financial support, many ofyou send letters and cards of encouragementto individuals listed on the Prayer Page.We regularly receive notes from peoplelisted on the Prayer Page telling us howmuch the encouragement of fellowChristians and CHM members meansduring times of medical or financial stress.

The new Prayer Page will have a monthlycover story spotlighting a member who has

been helped by this valuable ministry.

A bonus of the new format is that morepeople can be listed on the Prayer Page.Space limitations in the monthly newslettersaw us routinely having to rotate a dozen ormore people off the page every month. Thatpressure is alleviated through our newapproach.

Reading the Prayer Page is an experience inGod’s grace. You’ll see represented in printnames of people from many backgroundsand from many states in our nation.Sometimes the financial help needed isquite small; sometimes bills amount to tensof thousands or even hundreds of thousandsof dollars.

In each case, Christians are bringing theirneeds and their prayers before the Body ofChrist. In each case, other Christians aregiven the opportunity to respond.

Please take a close look at our new PrayerPage. If you’ve never needed it, somedayyou might. If you’ve never contributed to aperson on the page, maybe you’ll want to do so.

CHM is grateful to God to be able toprovide this service to our members, to helpthose in need of help and to use the PrayerPage as a vehicle to glorify God and serveHis people.

Member overcomes life-threatening pancreatitisCHM and Brother’s Keeper respond to share medical bills

Member Rev. Lynda Deniger in 1999 hadwhat she describes as a “brush with thedeath angel.”

Spared by God’s grace, her family wassupported in meeting its huge financialbills by Christian Healthcare Ministriesand the Brother’s Keeper program.

Lynda, of Arbita Springs, La., and herhusband, Ron, were returning from

vacation when they stopped at her parents’house for the weekend.

“In the early morning hours I beganexperiencing the worst pain of my life,” shesaid. “Several hours later I was cryinghysterically.” Lynda’s sister, a nurse who alsowas in town, insisted on taking her to theemergency room.

see “Deniger,” page 3CHM member Rev. Lynda Deniger in 2008

Christian Healthcare Ministries · May 2008 3

Deniger (continued from page 2)

Blood tests revealed that Lynda’s triglyceridecount and cholesterol levels were off thechart. Even so, medical staff initiallyexpected a recovery time of several days.

Instead, by the next morning Lynda wasadmitted to the intensive care unit. Doctorstold her family that the next 12 to 24 hourswere critical - and there was little chanceLynda would survive.

Her body swelled due to high toxicity levelsas her pancreas shut down and digestiveenzymes ate into the pancreatic tissue. Herheart raced so fast doctors feared she wouldhave a heart attack. She was in danger ofkidney failure and of her lungs filling withfluid. She received morphine, insulin shots

and a feeding tube that cost $200 per day.

“I don’t remember much of my ordeal in theICU,” Lynda said. “Hallucinations propelledme into a world that seemed real but oftenwas bizarre and terrifying.”

Doctors suggested that Lynda be transferredto a hospital in New Orleans to be examinedby a pancreatic specialist. Because she was aself-pay patient, the hospital demanded a$50,000 deposit to admit her. As Lynda’sfather tried to get the money together, laterthat same day the hospital increased thedeposit to $300,000.

“It didn’t take much to figure out that was aclosed door,” Lynda said. “My family had nochoice but to wait, watch and pray.”

She later learned that believers around theworld were praying for her, including theattending surgeon—a Christian—whovisited her daily. Christian music playedcontinuously in her room and her motherlater told Lynda that she saw her daughter’sarms raised up to God several times. “At onepoint I looked at my mother and said,‘Mom, I’ve never been this sick in my life,but I am going to make it!’”

Lynda spent nearly four of her six weeks inthe hospital in ICU.

Nine weeks after she and Ron had left for

vacation, Lynda returned homein a drastically weakened statethat caused constant pain.Following four months ofrecovery, she was again admittedto the hospital with a high fever.She underwent major surgery toclean out infected pancreaticcysts. After six more months ofrecovery, she was diagnosed withdiabetes.

“It was an incredible ordeal, onethat I should not have survived,” she said.“Many miracles took place during that time,not the least of which was the help thatCHM and Brother’s Keeper provided.”

Lynda’s medical bills totaled $231,070. Shereceived $58,098 in provider bill reductions.Fortunately, Lynda was a member ofBrother’s Keeper, the CHM program thatassists with medical needs exceeding the$125,000 limit per illness specified in theGuidelines. CHM and Brother’s Keepermembers shared her $172,972 in remainingbills.

“Thanks to CHM and Brother’s Keeper, myhusband and I were not wiped outfinancially,” she said.

Lynda gives God all of the glory and hopesthat her testimony encourages CHMmembers to join Brother’s Keeper and to

Lynda enjoys a meal with her interpreter,Yukiko, during a trip to Japan in May 2006

“[My medical incident] was anincredible ordeal, one that I

should not have survived. Manymiracles took place during that

time....Thanks to CHM andBrother’s Keeper, my husband

and I were not wiped outfinancially.”

-Rev. Lynda Deniger, Brother’s Keepermember

believe that no matter thecircumstance, God has a plan.

“In Jeremiah 29:11, we areassured that God’s plans for usare beneficial and that He has afuture for us,” she said.

“Each of us was created for apurpose and with aresponsibility to make every daycount. Our daily prayer shouldbe, ‘Teach us to number ourdays and recognize how few theyare; help us to spend them as weshould’” (Psalm 90:12).

Anger and angina (which refers to chestpain) come from the same Latin root word.They’re closely related scientifically as well.

Researchers at University College inLondon evaluated 34 men who survivedheart attacks more than a year earlier.Fourteen of the men acknowledged thattheir heart attacks occurred within twohours of becoming emotionally stressed(arguments with neighbors, sadnessrelating to a sick or deceased relative, etc.).

The other 20 men denied any emotional

distress proximate to their heart attacks.Each participant completed a battery ofmentally challenging tests designed to bestressful. Afterwards, blood pressures andblood samples were taken. The scientistslooked to see if factors such as elevatedblood pressure and clotting, which areknown to be associated with risk of heartattack, were different between the twogroups.

In the men whose heart attacks wereimmediately preceded by stress, systolicblood pressure and heart rate took longerto return to baseline (thus placing the

individuals at greater risk forheart problems). In addition,blood samples in those mendemonstrated double theamount of clumped plateletsbound to immune cells ascompared with normal levels(clumped platelets can fosterheart attack inducing clots).

The control group menshowed no such change inresponse to the stressful tests.

Angry angina Compiled by Dr. Michael D. Jacobson

see “Angry angina,” page 7

Christian Healthcare Ministries · May 20084HEALTHWATCH · PROMOTING BIBLICAL HEALTH AND WELLNESS by dr. michael jacobson, d.o.

Dr. Michael Jacobson, D.O.Medical consultant

Christian Healthcare

Ministries

127 Hazelwood Ave.

Barberton, OH 44203

Phone: 800-791-6225

Fax: 330-848-4322

E-mail: doc@chministries.org

Health education resources at:

www.chministries.org/

healthinformation.asp

Healthy babiesRecently, I received the following request.

My wife and I found out that we are going tohave a baby. I was wondering if you could give ussome information and tips on steps we can take tohelp make the baby as healthy as possible.

Here is my response:

“Thank you for writing and for caringenough to give your unborn child the bestshot at optimum health. As I ponderedwhat I have learned over the years abouthow to improve the well-being of infants,12 main keys came to mind:

1. Live a biblical lifestyle that keepssexual activity within the protectivebounds of marital fidelity. That shouldbe obvious. Many diseases, includingseveral that can be transmitted to thebaby (such as HIV, HPV, gonorrhea andchlamydia), can be totally avoided byfollowing this principle.

2. Abstain from drugs, alcohol andtobacco. Again, this is probably not aconcern of yours. But be aware thatalcohol, drugs and tobacco can stunt anunborn child’s growth and can cause birthdefects, withdrawal, and a lifelongincreased sensitivity to pain.

3. Eat healthy. Avoid junk food devoid ofkey nutrients. Eat regular, nutritious mealscomplete with whole grains, fresh fruits andvegetables. That will give the baby vitalnutrients he or she needs and will reduceyour risk of developing gestational diabetesand preeclampsia.

4. For the same reasons, take prenatalvitamins.

5. Stay physically fit. It’s great for yourheart and lungs, optimizes the oxygen andblood flow to the baby and helps youprepare for childbirth, perhaps the mostathletically challenging event of your life.

6. Walk in the Spirit, which producesthe benefit of a heart filled with love, joyand peace. This helps ensure lower stresshormone levels (cortisol and adrenaline),which place a woman at greater risk of

miscarriage and other detrimental effects.

7. Choose a normal delivery (versuscaesarean) if prudent. While not alwayspossible, normal delivery has a lower risk ofa variety of complications, especially for themother.

8. Avoid unnecessary antibiotics. Theynot only kill “bad” bacteria that might causean infection, they also obliterate many of the“friendly” bacteria that reside in the gut.These bacterial allies help digest food,manufacture certain vitamins (such as B12

and biotin) and serve as a first line of defenseagainst harmful bacteria and yeast.

They also protect us from a number of otherproblems. Antibiotic use tends to generate avicious cycle of infection, antibiotics, yeastovergrowth and repeat infections, for whichantibiotics are given again.

I have personally seen and successfullytreated many children who developedcomplications—such as eczema, cradle cap,chronic diarrhea, chronic congestion, earinfections, and asthma—that cleared upwhen the intestinal flora (bacteria) wererestored through probiotics (“friendlybacteria” supplements) and Nystatin®.Nystatin is an antifungal commonly givenfor oral thrush, a common infection ininfants. Any child with a yeast diaper rash islikely a good candidate for this treatment.

9. Breastfeed. This is the single mostimportant physical preventive measure thatyou can take for your child’s health. Indeveloping countries breastfeeding is a toppriority for the World Health Organization(WHO) toward the goal of preventinginfant disease and death. Despiteimprovements in baby formula, there isnothing more perfectly designed by ourCreator as your child’s food than mother’sbreast milk. Compared to formula-fedbabies, those who are breast-fed haveconsiderably fewer infections and problemswith diarrhea, asthma, allergies, eczema and

other skin ailments.

10. Keep well-baby check-ups. Theseappointments ensure the baby achievescertain developmental milestones anddetect problems early, when they are mostcorrectible.

11. Practice good hygiene to reducethe child’s exposure to infections. I’mnot a big fan of nurseries and day carecenters. In fact, I’ve long referred to themas virus factories because manyparticularly dangerous infections arecontracted in such environments. To avoidgerms in the church nursery, we taughtour children at a very young age to sitquietly in church. That’s where they havebeen all their lives, and they have had

very few infections to show for it.

12. Spiritually guard your child throughprayer and protection. We live in a worldinfested with the sickness of sin andchildren often are the target. I am convincedthat our spiritual enemy specifically targetschildren to harm them emotionally, morallyor spiritually early in their lives. Diligenceand accountability are essential until theyare able to stand on their own and protectthemselves outside your “nest.”

I hope that you find these suggestionshelpful and encouraging. They are not amagic formula that ensures a healthy child.Keep your faith in Christ and may His graceand peace abide with you as you raise yourchild in the nurture and admonition of the Lord.”

Christian Healthcare Ministries · May 2008 5

Moms (and dads)-to-be should know about CHM’smaternity programDo you know any young couples planningon starting a family? Tell them aboutChristian Healthcare Ministries’ maternityprogram.

The CHM maternity services are offered tomembers at no additional cost; nomaternity enrollment is required. CHMmembers voluntarily share eligiblematernity costs up to $125,000 perpregnancy. The program includes pre-natalcare, delivery, home births, midwives,postnatal care and birth complications formother and child.

The maternity program is a majoradvantage for young families. The averagecost of giving birth to a healthy baby in ahospital is between $5,000 and $10,000.C-section deliveries are usually twice as much.

“I believe in the concept of Christianscaring for one another and I think CHM isa wonderful program,” said member andnew mother RebeccaVogel of Helenville,Wis. Some bills for thebirth of Rebecca’s son,Joseph, were recentlyshared by CHMmembers; remainingbills are in process forsharing.

The Rev. HowardRussell, CHM executivedirector, said thematernity program isone of the best optionsavailable to youngcouples just starting outor for others who mayalready have childrenand want to increasetheir joy by adding totheir family.

“Psalm 127 says thatchildren are a heritage

and reward from the Lord,” Russell said.“However many children God gives yourfamily, we at CHM want you to know thatother Christians are standing by to helpshoulder the cost of bringing them safelyinto the world.”

Here are some tips for using the CHMmaternity program:

1. Join CHM (or encourage someoneyou know to join) at least 300 daysbefore the expected due date so billswill be eligible for sharing.

2. Obtain medical care as soon as youknow you’re pregnant.

3. Ask for an estimate of charges onletterhead of your clinic or hospital anddoctor. These charges are often bundled asa one or two-day stay (sometimes called a“Stork Package” or “global fee”) and aresignificantly less expensive than beingadmitted to a facility when it’s time to

give birth.

4. Submit the estimate of charges andbills to CHM immediately followingyour first doctor visit. Early submissionspeeds bill sharing. Notify the CHMoffice immediately if your health careprovider sets a time limit for reducedcharges (seven months is common.)

5. Any charge (lab, sonogram, etc.)incurred after the original estimate issubmitted should be sent to the CHMoffice as an “add-on” to the initialamount. Add-on and original bills willbe simultaneously presented for sharing.

Russell encourages members to let familyand friends know what CHM offers tofamilies of different sizes, locations, andcircumstances.

“If you are a couple planning to have

Perceptions of marriageand childrenToday, 36.8 percent of U.S. births are to unmarried women, up from28 percent in 1990 and 5.3 percent in 1960, per the Pew ResearchCenter. In 2007, the typical unmarried mother was more likely tobe white than black, to be an adult instead of a teenager and almostas likely to be living with the child’s father as not.

The decline in marriage rates (50 percent today versus 60 percent in1970) is partly responsible for these types of births. Another reasonis the changing opinion on the purpose of marriage. Some 65percent of Americans say marriage is about the mutual happinessand fulfillment of two adults, while 23 percent believe it’s abouthaving kids and seven percent say it is both.

In 1960, 65 percent of Americans thought that having children wasCourtesy Saurage Research “Key Findings” newsletter

important to a successful marriage. Thepercentage who agreed with that view droppedto 41 percent by 2007.

CHM Maternity NeedsCoordinator WandaHarrison is available toanswer questions andassist members withmaternity needs or thosewho are consideringbecoming pregnant.Contact her atwharrison@chministries.orgor at 1-800-791-6225,ext. 8075.

see “Maternity,” page 7

Christian Healthcare Ministries · May 20086

Letters to Christian Healthcare Ministries

We’d love to hearfrom you!Send us your letters:Christian HealthcareMinistriesAttn: Editor127 Hazelwood Ave.Barberton, OH 44203

editor@chministries.org

Just as the church of Christ is not a building, Christian HealthcareMinistries is not an office in Ohio.

These letters represent what you who participate in CHM areaccomplishing for each other and for the cause of Christ.

You, through your collective and faith-based sharing and support, makethis ministry possible. We are privileged to serve you. We are privileged toserve Him.

– Rev. Howard Russell

Dear Christian Healthcare Ministries:

We are so grateful for members’ help insharing our medical bills. God has blessed usand we were able to pay more on our billswith our own money than we thoughtpossible. Therefore, we want to donate thedifference of $7,504 to CHM so more peoplecan receive help with their bills.

We really appreciate this ministry.

God bless,

Dennis & Irene RahnThree Forks, MT

Dear Christian Healthcare Ministries:

Greetings! I recently switched myparticipation level from Gold to Silver. I hadsome questions and concerns about doingthat and shared my concern with DonnaGreer in the CHM Needs Processingdepartment.

It was a joy to talk with Donna. Sheencouraged me to follow God’s wishes inmaking this change; I planned to give thedifference in my monthly gift amount to astruggling family who recently lost theirfather.

I have been a CHM member since 1995 andnever submitted a medical need because Iwas insured by my employer. I always tellpeople about Christian Healthcare Ministriesand about the money I have saved (andmoney CHM saves members) by asking forbill reductions. Many people do not knowabout the ministry.

I want to thank Donna for her help. I keepthe staff and members in my prayers each day.

God is so good to us.

Sincerely,

Nancy GordonAvilla, IN

Dear Christian Healthcare Ministries:

I recently received checks for my medicalbills and wanted to let you know that Iappreciate it very much!

Sincerely,

James BoyerEast Berlin, PA

Dear Christian Healthcare Ministries:

I just wanted to thank you for your help insharing some medical bills I acquired afteraccidentally cutting my finger with a saw.

Although I understood the concept behindCHM, it became much clearer when Iexperienced a medical situation and billsbeyond my ability to handle. God used theBody of Christ working through thisministry to come through for me. Adifficult situation became a livable one.

I am enclosing a check for $467 that wasgiven to me as a gift from a friend. It wasabove and beyond what I needed to pay mybills. I know that CHM will use it to helpsomeone else who really needs it.

With thanksgiving to Christ,

Chris BougieCrown Point, IN

Dear Christian Healthcare Ministries:

We wanted to send a special thank you foryour assistance in sharing our recent medicalbills.

After an emergency gallbladder surgery,Freddie was hospitalized for five days. Thefinancial battle began when we tried to getreductions on the bills that began piling up.The surgeon graciously granted a reductionand agreed to reasonable monthly paymentsfrom us until it was our turn to have CHMmembers share our need.

The hospital required additional paperworkto be filed. We did as they asked and awaitedtheir decision.

To our dismay, the hospital and imagingcompany did not give us a reduction. Eventhough we were making the monthlypayments, the hospital turned our accountover to the internal collection agency andthreatened that our credit would benegatively affected if the bill was not paid infull immediately.

We and CHM made numerous attempts tonegotiate reductions and reasonable monthlypayments, all of which resulted in rejection.

However, the story has a happy ending. CHMmembers shared our bills at the mostopportune time and our burden was relieved.

God bless all of you. Keep up the good work!

Sincerely,

Freddie & Brenda HowellWest Plains, MO

Editor’s note: Letters sent toCHM and printed on this pagemay be edited for length or grammar.

Christian Healthcare Ministries · May 2008 7

Peggy King: 120 Wiley Rd., Lucasville, OH 45648Peggy was in a car accident that was not her fault and is ina lot of pain. She asks for prayer that her auto insurancecompany will cooperate in paying the medical bills.

Lloyd & Betty Capehart: PO Box 394, New Haven,WV 25265-0394 The Capeharts request prayer that Godwill work a miracle in the situation they are facing.

Cheryl Jackson: 7791 CR 510, Bayfield, CO 81122

Cheryl has suffered nervous breakdowns due to the death ofher son, Donald, in a car accident. Her husband, Keith, isunable to work due to an injury. Please pray for the Jacksons.

James Colter: 140 Normandy, Rd., Casselberry, FL32707 James’ wife, Michelle, passed away in January.Please keep James and his family in your prayers.

Robert Garman: 464 CR 1650, Mooreville, MS 38857Robert requests prayer for his health, especially for his

prostate gland problem.

John Hejny: 15985 Ladera Ln., Grass Valley, CA95945 John suffered a massive heart attack while visitinghis mother in Minnesota. Doctors helped restore him tohealth but he soon heard that his wife, Merry, died oflymphoma in his absence. John has eight children stillliving at home. Please remember the Hejnys during thisdifficult time.

PRAYER REQUESTS THIS MONTH: These are prayer requests only. Please send your monthly financial gift to the CHM office (see instructions onyour yellow Member Gift Form). You can send cards or words of encouragement to the people listed below.

New software (continued from page 1)

• When members voluntarily share bills fora medical incident, one check will be issuedin the amount of all bills eligible forsharing at that time, instead of one checkfor each bill submitted. An enclosedstatement will contain a detailed listing ofeach bill received, what was eligible forsharing, discounts received and members’personal responsibility for that incident.

• When members call about submitted

needs CHM authorization employees willhave all the information at their fingertips,including a scanned image of each bill.Answers will be available immediately.

• If monthly gifts are contributed by creditcard or through our CheckEase program, onthe agreed upon day we will click on theproper button and the credit card orchecking account will be debited. Memberaccounts will be instantly brought up to

date. Previously this process took four tofive days per month.

(Note: If you are not enrolled in CheckEasethis is a great time to call the CHM officeand sign up. CheckEase costs you and CHMnothing and it helps the ministry to serveyou and your fellow members faster).

• We will be able to do more for membersquicker and better than ever before.

children, knowthat CHM is aministry thatloves helpingChristian familiesgrow,” Russellsaid. “If you’re aparent,grandparent orfriend of a coupleplanning to havea child, we hopeyou’ll tell them

about CHM’s Bible-based cost-sharingsupport.”

Editor’s note:

Other helpful information about maternity needs:

• Members at the Silver and Bronzeparticipation levels cannot upgrade their level forthat maternity need from the time of conceptionuntil all related bills have been shared byCHM. Please check your participation levelbefore becoming pregnant and decide which level

The researchers concluded that men at riskmight reduce their heart attack rates bycoping more effectively with problems likeuncontrolled anger.

A multitude of scriptures admonish us tomaintain a heart at peace. Jesuscommanded, “Let not your heart be

troubled...” (John 14:7). Paul said, “Beanxious for nothing; but in everything byprayer and supplication with thanksgivinglet your requests be made known untoGod. And the peace of God, which passesall understanding, shall keep your heartsand minds through Christ Jesus”(Philippians 4:6-7). Direct evidence that

the Holy Spirit isgoverning

someone is the peace that He brings to hisheart (Galatians 5:22).

The problem is that many Christians don’tseem to take these warnings seriously.Perhaps some will be motivated to listen ifthey realize there is a direct threat to theirphysical health. “A merry heart doethgood [like] a medicine” (Proverbs 17:22).Therefore, “Above all else, guard your

“There are many more internaloperational advantages to ournew system that members willnot see but will be helpingthem every day,” Russell said.“The introduction of thiscomputer program saves us timeand money that will be put touse for our members, and that isalways a good thing.”

Angry angina (continued from page 3)

CheckEase enrollment up, feesand hassles downEvery member should consider enrolling in CheckEase directgiving, which allows members to contribute their monthlyfinancial gift by automatic withdrawal from their savings orchecking account.

If you contribute your CHM monthly financial gift by check,credit or debit card, why not consider switching toCheckEase? The program is flexible, convenient and free forboth members and the ministry.

Signing up for CheckEase is simple. Download the enrollmentform at www.chministries.org/downloadforms.asp or call theCHM office at 1-800-791-6225, ext. 6555.

heart, for it is the wellspring oflife” (Proverbs 4:23).

Strike, P. C., K. Magid, et al.(2006). Pathophysiologicalprocesses underlying emotionaltriggering of acute cardiac events.Proceedings of the NationalAcademy of Sciences 103(11):4322-27.

Maternity (continued from page 5)

is right for you.

• See CHM Guideline J forcomplete maternity information,including premature births,infertility, circumcision andadoption.

For maternity questions, visitwww.chministries.org/askaquestion.asp or call 1-800-791-6225 and ask for theMember Assistance department.

Christian Healthcare Ministries (hereinafter “CHM”), a not-for-profit religiousorganization, is not an insurance company. No ministry operations or publications areoffered through or operated by an insurance company. CHM does not guarantee orpromise that your medical bills will be shared or assigned to others for financial gifts.Whether any CHM member chooses to share the burden of your medical bills will beentirely voluntary. As such, CHM should never be considered as a substitute for aninsurance policy. Whether you receive any financial gifts for medical expenses andwhether CHM continues to operate, you are always liable for any unpaid bills.

Especially for Florida Residents: A copy of the official registration and financialinformation may be obtained from the Division of Consumer Services by calling toll-free, within the state of Florida. Registration does not imply endorsement, approval,or recommendation by the State of Florida. 1-800-435-7352 Our Florida registrationnumber is SC-03543. CHM has not retained any professional solicitors or professionalfundraising consultants and 100% of each contribution is received by ourorganization.

Especially for Kentucky Residents: Notice: CHM is not an insurance company.CHM’s related operations and publications are not issued by an insurance companyand they are not offered through an insurance company. CHM does not guarantee orpromise that your medical bills will be shared or assigned to others for financial gifts.Whether any member chooses to share the burden of your medical bills will be totally

voluntary. CHM should never be considered as a substitute for an insurance policy.Whether you receive any gifts for medical expenses, and whether or not CHMcontinues to operate, you will always remain liable for any unpaid bills.

Especially for Maryland Residents: Notice: CHM is not an insurance company.CHM’s related operations and publications are not issued by or offered through aninsurance company. CHM does not guarantee or promise that your medical bills willbe shared or assigned to others for financial gifts. No other member will be compelledto contribute toward the cost of your medical bills. Therefore, CHM should never beconsidered a substitute for an insurance policy. This activity is not regulated by theMaryland Insurance Administration, and your liabilities are not covered by theMaryland Life and Health Guarantee Fund. Whether or not you receive any financialgifts for medical expenses and whether or not CHM continues to operate, you arealways liable for any unpaid bills.

Especially for Oklahoma Residents: This is not an insurance policy. It is avoluntary program that is neither approved, endorsed or regulated by the OklahomaDepartment of Insurance and the program is not guaranteed under the Oklahoma Lifeand Health Insurance Guaranty Association.

Especially for Pennsylvania Residents: Notice: CHM is not an insurance company.

CHM’s related operations and publications are not issued by or offered through aninsurance company. CHM does not guarantee or promise that your medical bills willbe shared or assigned to others for financial gifts. Whether any member chooses toshare the burden of your medical bills will be totally voluntary. As such, CHM shouldnever be considered as a substitute for insurance. Whether you receive any financialgifts for medical expenses, and whether or not CHM continues to operate, you arealways liable for any unpaid bills.

Especially for South Dakota Residents: CHM is not an insurance company. CHM’sprogram is not an insurance contract. This plan does not fall under the jurisdiction ofthe South Dakota Division of Insurance and the plan is not covered under the SouthDakota guaranty fund.

Especially for Wisconsin Residents: Attention: CHM is not an insurance company.CHM’s related operations and publications are not issued by or offered through aninsurance company. CHM does not guarantee or promise that your medical bills willbe shared or assigned to others for financial gifts. Whether any member chooses toshare the burden of your medical bills is entirely voluntary. CHM should never beconsidered as a substitute for an insurance policy. Whether or not you receive anyfinancial gifts for medical expenses, and whether or not CHM continues to operate,you will always remain responsible for the payment of your own medical bills.

Christian Healthcare MinistriesMay 2008

In This IssueNew software system to improve service to members • Turning a new page for the Prayer Page

Member overcomes life-threatening pancreatitis • Healthwatch • Moms (and dads)-to-be andCHM’s maternity program • Letters to CHM • Monthly prayer requests • Prayer Page (insert)

Nonprofit Org.

USPostage PAID

Akron OH 44309

Permit # 1075

Prayer PageChristian Healthcare Ministries

The Prayer Page is anadditional means bywhich CHM membershelp other Christians.

Most of the medicalneeds listed on thesepages are ongoing billsfrom pre-existingconditions, which donot qualify for sharingunder ChristianHealthcare MinistriesGuidelines. They arenot bills incurredbefore members joined CHM.

Giving to needslisted on these pagesis not your CHMmonthly gift. It is anopportunity to giveover and above your giftamount. We urge youto send cards ofencouragement even ifyou are unable tocontribute financially.

See the sidebars onpages 2-4 for moreinformation on how to give.

What is thePrayer Page?What is the

Prayer Page?

Christian HealthcareMinistries

Prayer Page

127 Hazelwood AveAttn: Prayer Page

Barberton, OH 44203

Phone: 800-791-6225(ask for the Prayer Page)

Fax: 330-798-6105

www.chministries.orgE-mail: prayerpage@

chministries.org

The Christian HealthcareMinistries newsletter and PrayerPage are getting a facelift.

This month’s newsletter is smallerthan it has been for five years.Readers will no longer find thenewsletter’s Prayer Page on pagessix and seven. Instead, the four-page insert you are reading now isthe new space in which PrayerPage needs are listed.

Why are these changestaking place?

The reason for change is toenhance Prayer Page effectivenessand make the ministry easier tounderstand.

The newsletter issmaller in size becausecreating the Prayer Pageas an insert frees up roomfor newsletter content,which offsets thedecrease in size. Also, itmakes the newslettereasier for readers tohandle.

Making the Prayer Pageits own publicationproduces the followingimprovements:

1. All CHM members witheligible Prayer Page needs arelisted each month. Lack ofnewsletter listing space meantmembers’ needs were rotated offprevious issues. One goal ofcreating a new Prayer Page formatis to make it more likely for every

member listed to receive financialgifts each month. This usuallyresults in more consistent monthlypayments to their medicalproviders.

Members will have more detailedexplanations of their situationlisted so readers will have a betteridea of how to pray for andencourage them.

2. There is more room forexplanation of how the PrayerPage works. Many members callthe CHM office wondering howthe Prayer Page works. The newformat answers many of theirquestions in the additional space.

Read the sidebars on pages

one through fourof this insert to learn more.

3. The new Prayer Page formatincludes space for featurearticles: member testimoniesand important Prayer Pageinformation. These items willappear monthly on the insert frontpage.

4. The new format will draw

readers’ attention to PrayerPage needs. All Prayer Pagegiving is voluntary and aboveregular CHM monthly gifts.People with medical needs listedon the Prayer Page depend onreaders’ generous monthly givingto help share their bills. A small

financial gift each monthfrom each membermakes a tremendousdifference to those inneed.

In addition, listedmembers are blessed andthankful to receivereaders’ prayers, cards andnotes of encouragement.

Editor’s note: For information on howthe Prayer Page works, read thesidebars on pages one through four ofthis insert. For questions not addressedhere, call 1-800-791-6225 (ask forthe Prayer Page) or e-mail prayerpage@chministries.org.

CHM newsletter, Prayer Page get a faceliftThis month’s newsletter is

smaller than it has been forfive years. Readers will nolonger find the newsletter’sPrayer Page on pages six

and seven. Instead, the four-page insert you are reading

now is the new space inwhich Prayer Page needs are

listed.

May 2008

Take a look...

All the believers were one in heart and mind. Noone claimed that any of his possessions was his

own, but they shared everything they had....Therewere no needy persons among them. Acts 2:32, 34a

Prayer Page • May 20082

All readers are invitedto give to Prayer Pageneeds (above regularmonthly gifts) as theyfeel led.

All giving is voluntary;there is no obligationto give to Prayer Pageneeds to remain aCHM participant.

Who can give?Who can give?

Give however muchyou would like to give.

We usually suggest thefollowing:

If you are a single unitmember (1 unit):Send $5 (or more)

If you are a multiple unitmember (2-3 units):Send $10 (or more)

How muchshould I give?

How muchshould I give?

You have two optionsfor sending your gift toa fellow Christianlisted on these pages:

Option 1: You cansend financial giftsdirectly to peoplelisted on these pages.

Please make yourcheck out to therecipient you choose.You also can send acard or encouragingnote.

The Giving Guide onpage 3 can help youchoose a recipient.

Continued on the page 3sidebar

How do Isend my gift?

How do Isend my gift?

Prayer Page needs do not qualifyfor sharing under ChristianHealthcare Ministries Guidelines.(See page 1 sidebar)

1. Jacqueline Almond: 3760Floramar Terrace, New Port Richey,FL 34652 Jacqueline recently incurredmedical bills for pre-existing breastcancer. She praises God for providerreductions she has obtained but stillneeds help to meet the remaining$2,167. UPDATE: Jacqueline reports$35 in gifts, bringing the totalneeded to $2,132.

2. Leon Baertschi: 3793 N StateHwy AB, Springfield, MO 65803Leon underwent quintuple bypasssurgery for a pre-existing heartcondition and incurred bills for$74,414. He received a $50,845 billwrite-off, bringing his total to$23,569. UPDATE: Leon reports atotal of $8,969 in gifts and $6,543in added bills, bringing the totalneed to $21,143.

3. Janet Bean: 1206 MinnesotaAve., St. Cloud, FL 34769 Janethad cataracts removed from both ofher eyes and received a providerreduction of $2,670. Her total billsare $3,850. UPDATE: Janet reportsa total of $1,750 in gifts, bringingthe amount needed to $2,100.

4. James Blades: 1733 Hillcrest Dr.,Carthage, MO 64836 James recentlyunderwent total knee replacementsurgery. After receiving reductions andhelp from his church, he has $29,000in remaining bills. UPDATE: Jamesreports $1,915 in gifts, bringing theamount needed to $27,085.

5. Pastor Craig Bostian: PO Box92, Warner, SD 57401 PastorBostian had a painful herniacondition that required surgery. Heasks the CHM family for help withbills for $3,882. UPDATE: PastorBostian has received $1,122 in gifts,bringing the total needed to $2,760.

6. Paula Byler: PO Box 45, AppleCreek, OH 44606 Paula has pre-existing breast cancer. She asks theCHM family for help to meet her

bills totaling $1,566. UPDATE:Paula reports $770 in gifts,bringing her total to $796.

7. Patricia A. Casteel: 5382 W116th Circle, Westminster, CO80020 Patricia incurred bills fortreatment of chest pain. She asks forhelp sharing bills totaling $27,162.UPDATE: Pat reports $770 inreductions and $990 in added bills.She also has received $13,411 ingifts, reducing the amount needed to$13,971.

8. Billy Cox: 4390 Liberty Lane,Conway, SC 29527 Billy incurredbills for $70,663 for a pre-existingartery blockage. He trusts God to meethis need and asks the CHM family forhelp. UPDATE: Billy has received$6,388 so far in gifts, leaving$64,275 in bills to be met.

9. Janice Eakins: 28158 Hwy 2,Bloomfield, IA 52537 Janice suffersfrom a pre-existing kidney stonecondition and has bills for $14,499.She is making small monthlypayments on her bills and asks theCHM family for help. UPDATE:Janice has received $3,623 in gifts,bringing the total needed to$10,876.

10. Shelley B. Ford: RR1 Box 275,Rome, PA 18837 Shelley underwentan operation to treat fibroids and pre-cancerous cells. Her condition is pre-existing and her bills total $17,741.Please remember Shelley with yourprayers and gifts. UPDATE: PraiseGod! Shelley reports $5,375 in billreductions and a total of $6,080 ingifts, reducing the amount needed to$6,286.

11. Anna Fowler: PO Box 154, FlatRock, OH 44828 Anna recently washospitalized for pulmonary fibrosis andincurred bills totaling $1,011. Pleaseremember Anna with your gifts andprayers.

12. Timothy D. Galbreath: 922 HillHollow Dr., Sevierville, TN 37876Timothy recently underwent triplebypass surgery for a pre-existing heartcondition and received $120,466 in

bill reductions! He requests prayer andfinancial help from the CHM familyfor $14,763 in bills remaining.

13. Lea Glennon: 538 N 325 W,Valparaiso, IN 46385 Lea wasdiagnosed with anemia during a pre-operation blood test for a cystremoval. She was hospitalized andunderwent a blood transfusion,resulting in bills totaling $2,639.UPDATE: Lea has received $1,060in bill reductions and has added$1,175 in bills. She has received$1,452 in gifts, bringing the totalneeded to $1,302.

14. Abe & Clara Graber: 16763 OldAuburn Rd., Huntertown, IN46748 The Grabers’ infant son,Japheth, was born four and a halfweeks early and spent 10 days in theneonatal intensive care unit forpremature lung development. TheGrabers praise God that they receivedmore than $50,000 in bill reductions,but still have $6,312 in billsremaining.

15. Peter Heaton: 19874 Hwy 24#0, Leadville, CO 80461 Peterrecently underwent a procedure tocorrect pectus excavatum, a pre-existing congenital condition. He asksthe CHM family for help with hisbills totaling $34,408. UPDATE:Peter reports a total of $8,568 ingifts, bringing the total to $25,840.

16. Crystal Helman: 5 Jackson St.,Norwalk, OH 44857 Crystal recentlyunderwent gall bladder surgeryfollowed by months of digestivecomplications. She asks the CHMfamily for help with bills totaling$13,434. UPDATE: Praise God!Crystal received $8,966 in billreductions and $655 in gifts,lowering the amount needed to $3,813.

17. Christine Hewett: 118 ForestDr., Shallotte, NC 28470-4454Christine recently had surgery for pre-existing Carpal Tunnel Syndrome. Sheasks the CHM family for help sharingher bills for $3,896. UPDATE:Christine reports $805 in gifts,bringing the total needed to $3,091.

And the prayer offered in faith will make the sick person well; the Lord will raise him up....The prayer of a righteous man is powerful and effective...

Prayer Page • May 2008 3

Option 2: You cansend financial gifts tothe CHM office andthey will be forwardedto the recipient youchoose. The advantageis that gifts sent in thismanner are taxdeductible.

Please make your checkout to CHM and write“Prayer Page” and thename of the giftrecipient in the memoline. We will deposityour check andgenerate another checkto send to the recipientof your choice. We willforward any card orencouraging note thatyou include, or you cansend it directly to therecipient.

Continued on the page 4sidebar

How do I send mygift? (Continued fromthe page 2 sidebar)

18. Ruth Heyer: 105 N. Oak St.,George, IA 51237 Ruth incurred$13,789 in medical bills for pre-existing bladder repair andhysterectomy. Ruth would sincerelyappreciate any help given to defraythe cost of these bills. UPDATE:Ruth reports $1,628 in added billsand $8,627 in gifts, bringing thetotal amount needed to $6,790.

19. Carrie Hipley: 2852 N500 E, Kendallville, IN46755 Carrie becamepregnant before joiningCHM and asks for help toshare her bills totaling$2,095. UPDATE: Carriehas received a total of$785 in gifts, reducing theamount needed to $1,310.

20. Joy Hirth: 1704Pauline Blvd., AnnArbor, MI 48103 Joy hasmetastatic breast cancer andasks for your help with herbills for $1,805. UPDATE:Joy has received a total of$1,139 in gifts and hasadded $2,081 in bills,bringing her need to$2,747.

21. Darrell Johnson: 60Country Oaks,Woodward, OK 73801Darrell had surgery forpre-existing prostate cancerand has $7,453 in bills. Herequests financial andspiritual support from theCHM family. UPDATE:Darrell reports a total of$4,907 in gifts and $8,861in added bills, bringing the totalneeded to $11,407.

22. Anne Jones: 340 Greenleaf Lane,Bryan, TX 77808 Anne had toundergo an emergency hysterectomy.Although she obtained $39,461 in billreductions, she still has $13,646remaining and asks the CHM familyfor help.

23. Lisa Kurtz: 3772 Hunter Rd.,Perrysville, OH 44864 Lisa has billstotaling $6,586 from emergency

surgery resulting from an ectopic(tubal) pregnancy. Please remember herwith your prayers and gifts. UPDATE:Lisa reports $230 in gifts, bringingthe total needed to $6,356.

24. Waldo S. Legendre, Jr.: 217Walnut St., Covington, LA 70433Waldo suffers from congestive heartfailure and had to have stents insertedinto two arteries. He asks for help with

bills totaling $156,585. UPDATE:Waldo reports $60,295 in reductionsand $4,670 in gifts, bringing thetotal needed to $91,620.

25. Kathleen “Angie” Lyons: 37053Birchwood St., Soldotna, AK 99669Angie recently gave birth to her son,Levi Paul, and has pre-existingmaternity bills for $13,917. She wouldappreciate your prayers and gifts.UPDATE: Angie reports $1,066 ingifts, bringing the total amountneeded to $12,851.

26. Diana Manners: 2244Woodsdale Rd. Apt. B, Salem, OH44460 Diana suffers from a pre-existing gall bladder condition and asksfor your help with bills totaling$11,907. UPDATE: Diana reports$2,742 in gifts, bringing her totalbills to $9,165.

27. Beth Miller: 24 Dubois St.,Williamsport, PA 17701 Beth

requests help from the CHMfamily to share her $2,050 inmaternity bills.

28. Thomas Miller: 7Beverly Dr., Laurel, MS39443 Thomas had twosurgeries that did notqualify for sharing. His billstotal $43,350. UPDATE:Thomas has received atotal of $27,256 in gifts,reducing the amountneeded to $16,094.

29. Frank Neumeister: 28Frank Lane, Ashland, PA17921 Frank has incurredbills from a pre-existingheart condition for $3,215.He asks for your prayers andsupport. UPDATE: Frankhas received $2,093 inreductions and has added$14,937 in bills. He hasreceived $100 in gifts,bringing the total amountto $15,959.

30. Jill Nissila: PO Box 8,Hancock, MI 49930 Jillhad surgery for a chronicankle condition resultingfrom multiple injuries to her

ATF ligament. She has bills totaling$10,586 and asks the CHM family forhelp. UPDATE: Jill reports $245 ingifts and $3,492 in added bills,bringing the total needed to $13,833.

31. Genie Plumlee: 1105Independence Springs, Sherman,TX 75090 Genie was injured andunderwent knee surgery. Hercondition is pre-existing and her billstotal $2,288. UPDATE: Geniereports a total of $1,333 in gifts,bringing the total needed to $955.

10136-2572825738-2790927910-2922329225-2978429785-3024230243-3058730588-3089230893-A1828A1831-B1086B1099-C0363C0423-C2531C2536-D1264D1271-E0425E0437-E2235E2253-F0901F0909-F2853F2863-G1476G1517-H0028H0042-H1355H1357-H3192H3202-I1144I1154-I2720I2739-J0464J0471-J1416

J1423-J2611J2612-K0426K0438-K1344K1349-K2308K2310-L0310L0323-L1034L1054-L1935L1948-L2744L2769-M0373M0392-S0758S0764-S1560S1582-S2127S2131-T0095T0102-T1046T1076-T1835T1855-X0034X0036-X0078X0136-X0213X0241-X0293X0296-X0306X0307-X0307X0308-X0309X0310-X0314X0315-X0317

240832041502394128291207303522254821094526424643

381840231410331634441705204701033627191311373106

In the Giving Guide,find the range ofmembership numbers inwhich your numberfalls. You can send agift to the need numberthat corresponds toyour member number.

For example, if yournumber is 30700, youwould send to need #39.

These directions areonly suggestions; ifyou are not a CHMmember or feel led bythe Lord to give to aneed other than theone suggested, pleasedo so!

How do I usethe Giving

Guide?

How do I usethe Giving

Guide?

Giving GuideMembership # Need # Membership # Need #

im up....The prayer of a righteous man is powerful and effective... James 5:15a, 16b

Prayer Page • May 20084

Individuals listed onthe Prayer Page mustreport what moniesthey receive eachmonth by the 15th (orthe first business dayafter the 15th) of thefollowing month.

Mail in your DonorInformation Form, e-mail prayerpage@chministries.org or call800-971-6225 and askfor the Prayer Page.

The Donor InformationForm also is availableonline atwww.chministries.org/downloadforms.asp

Please note that to actfairly to everyonelisted, Prayer Pageguidelines state thatCHM staff may rotateneeds and removelistings of unresponsivepersons without notice.

To obtain a copy of thePrayer Page guidelines,contact us at the e-mail address orphone number listedabove.

I am listed onthe Prayer Page.

What are myresponsibilities?

I am listed onthe Prayer Page.

What are myresponsibilities?

32. Kathy Potts: 6380 JackrabbitLane #18, Belgrade, MT 59714Kathy has suffered from a pre-existingback condition for 13 years andrecently underwent surgery. Sherequests help from CHM members toshare her $83,204 in bills. UPDATE:Praise God! Kathy reports $10,334in bill reductions and $17,230 ingifts, bringing the total needed to$55,640.

33. Gwynneth Preston: 1943 ForestAve., St. Louis, MO 63139Gwynneth suffers from pre-existingtachycardia and received a heartablation. After bill reductions, herneed is $10,000. UPDATE:Gwynneth reports $4,830 in gifts,reducing the amount needed to$5,170.

34. John Puskar: 316R MorrowAve., Carnegie, PA 15106 Johnasks the CHM family to help sharehis bills totaling $7,913 for pre-existing sleep apnea. UPDATE: Johnreports a total of $4,526 in gifts.His charges are now $3,387.

35. Jobe Reynolds: P.O. Box 98,Lamar, SC 29069 Jobe suffers froma pre-existing heart condition and hasbills for $22,923. UPDATE: Jobereports $8,752 in reductions and$14,759 in added bills. He hasreceived $15,210 in gifts! The totalneeded is $13,720.

36. Nancy Reynolds: P.O. Box 98,Lamar, SC 29069 Nancy had brainsurgery before she joined CHM andhas ongoing bills totaling $29,677.UPDATE: Praise God! Nancy hasreceived a $19,981 bill reduction!She also reports a total of $7,639 ingifts. Her total need is now $2,057.

37. Tanya Robinson: 102 CongressSt., Apt. 3, Belfast, ME 04915 Tanyaincurred $14,594 in medical billsfrom pre-existing acute cysts &endometriosis. UPDATE: PraiseGod! Tanya reports that she hasreceived $3,425 in reductions and atotal of $10,199 in gifts, bringingthe total needed to $970.

38. Khristi L. Shores: 7329 LuellaAnne Dr. NE, Albuquerque, NM

87109 Khristi incurred $16,660 inbills for surgery for a pre-existing gallbladder condition. She asks for helpfrom the CHM family. UPDATE:Khristi reports $9,493 in gifts,reducing the amount needed to$7,167.

39. Stuart Smith: 145 Cottage GroveDr., Collierville, TN 38017 Stuartincurred $82,335 in medical bills fora pre-existing heart condition.UPDATE: Stuart expresses hisheartfelt thanks for letters ofencouragement and gifts totaling$43,397 from CHM members. Healso has received $17,954 inreductions. His total need is now$20,984.

40. Rev. Tommy Smith: PO Box403, Gibson, TN 38338 Rev. Smithhad a heart catheterization due to ablocked artery. The test revealed nocomplications, but he incurred billstotaling $9,540. He asks for yourfinancial and prayer support.UPDATE: Rev. Smith reports$3,067 in gifts, bringing his bills to $6,473.

41. Rev. Myron Stump: PO Box245, Union City, IN 47390 Rev.Stump incurred $15,248 in bills forheart surgery and asks the CHM familyfor help. UPDATE: Rev. Stump hasreceived $14,794 in reductions and$22,986 in added bills. He reports$5,023 in gifts, bringing the totalneeded to $18,417.

42. Sandra Thrash: 190 GilmersChapel Rd., Conehatta, MS 39057Sandra underwent a cholecystectomy(gallbladder removal) procedure andincurred bills for $10,000. Sandra andher husband have a single-incomehousehold and ask CHM members forfinancial help and prayers. UPDATE:Sandra reports $1,520 in gifts,bringing the total needed to $8,480.

43. Jane Todd: 12837 BenchlandRd., Denton, MT 59430 Jane suffersfrom a pre-existing leg ulcer conditionand asks the CHM family for prayerand financial gifts to help with billstotaling $7,602.

44. Mary Trotzke: PO Box 2283,

Dot Lake, AK 99737 Mary is alongtime missionary to Guatemalawho recently had bunion/foot surgery.She received a $10,000 bill reductionand her remaining bills total $6,142.UPDATE: Mary has received a totalof $2,902 in gifts, bringing her needto $3,240.

45. Kenneth Roy Tufly: 10827Hwy 200, Dixon, MT 59831 Royhad surgery for a partial kneereplacement. His condition is pre-existing and his bills total $19,552.He requests financial assistance andprayers for his full recovery.UPDATE: Roy reports a total of$8,886 in gifts, reducing his need to$10,666.

46. Daniel Wagenmann: P.O. Box914, Darby, MT 59829-0914Daniel’s wife, Connie, had cancer andwent to be with the Lord. Daniel stillneeds your help to meet her billstotaling $11,960. UPDATE: Danielhas $16,055 in added bills andreceived a total of $20,061 in gifts,bringing the total needed to $7,954.

47. Robert Welker: 8682 Mason-Lewis Rd., Maysville, KY 41056Robert suffers from a pre-existingheart condition that required him tohave quadruple bypass heart surgery.His bills total $5,546. UPDATE:Robert has received a total of $3,260in gifts, bringing the total needed to$2,286.

48. Linda Whiteside: 3745 St. Rt.15, Freeburg, IL 62243 Lindaunderwent uterine fibroidembolization. However, her conditionis pre-existing. Linda’s charges are$9,861. UPDATE: Linda reports$8,747 in gifts and $11,391 inadded bills, bringing the totalneeded to $12,505.

The Giving Guide onpage 3 can help youchoose a recipient.

Please send your gift to:Christian HealthcareMinistriesAttn: Gift Processing127 Hazelwood Ave.Barberton, OH 44203

How do I send mygift? (Continued fromthe page 3 sidebar)

Glenn Boyd: Unit 3019 SCSDR,3170 Airmans Drive, FortPierce, FL 34946 (heart attack)UPDATE: Glenn has received a totalof $3,383 in gifts, bringing theamount needed to $13,317.

NON-ASSIGNED NEED: