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MarthaMordiniRukavina
LoanForgivenessProgram
InformationandApplication2018
Formoreinformationcontact:Dr.BasharBakdash
TheapplicationprocesswillopenJanuary17,2018andremainopenaslongasthereareadequateuncommittedfunds.
Sendtotheapplicationandothermaterialsto:MinnesotaDentalFoundation1335IndustrialBlvd.,Suite200
Minneapolis,MN55413Fax:612-767-8500
Email:[email protected]
PURPOSETheMarthaMordiniRukavinaLoanForgivenessProgramisacompetitiveprogramtoprovideanincentivetoattractdentiststopracticegeneraldentistryfull-timeintheTaconiteAssistanceArea(TAA)ofnortheasternMinnesota.TheTAAisanareathathasadocumentedneedfordentistswhowillprovideservicestoitscommunitiesandunderservedpopulations.(Seeattachedmap.)Whiletherearenospecificrequirementsastothenumbersorpercentagesofpubliccarepatientsoruninsuredpatientsthatneedtobeseen,itisexpectedthatrecipientsofMarthaMordiniRukavinaLoanForgivenessProgramfundswillseeasignificantnumberofthesepatients.APPLICANTELIGIBILITY•ApplicantmustbeaUSCitizenorUSPermanentResident(GreenCardholder).•ApplicantmustholdaDDSorDMDorequivalentdegreeorplanonreceivingonewithin6monthsoftheapplication.
•ApplicantmustholdalicensetopracticedentistryintheStateofMinnesotaorplanonreceivingonewithin6monthsoftheapplication.
•ApplicantmusthavedocumentededucationaldebtheldbytheUSDepartmentofEducationoracommerciallender.(Loansfromfamilymembersorothernon-institutionalsourcesarenoteligibleforloanrepaymentassistance.)
•ApplicantmustnotbeinpracticeintheTAAatthetimeofapplication.•Applicantmustcommittopracticefull-time(atleastfourdaysperweek)intheTAAforfiveyearsfromthedateofreceiptofthefirstinstallmentoftheforgivableloan.
FUNDINGItistheintentofthisprogramtomakeloanforgivenessfundsavailabletoadentistwhocommitstopracticinggeneraldentistryfull-timeintheTAA.Forgivableloanamountsofupto$120,000,nottoexceedtheapplicant’sdocumentedoutstandingeducationaldebt,willbedispersedatarateof$30,000peryearforfouryears,commencing90daysafterthefirstpatientisseen.Failureoftherecipienttomaintainafull-timegeneralpracticeinthedentalshortageareaoftheTAAforaperiodoffiveyearswillresultina100%forfeitureofallmoniesreceivedaswellasaccruedinterest.Allrecoveredfundswillbeawardedtoanotherindividualusingthesameselectioncriteria.Applicanthas90daysfromtheletterofacceptanceortheawardingofalicensetopracticedentistryinMinnesotatonotifytheMinnesotaDentalFoundationoftheirintentiontoaccepttheforgivableloan.EVALUATIONANDCRITERIAEachapplicantwillbeevaluatedforselectionbaseduponinformationprovidedontheapplicationandduringthepersonalinterview.Thecriteriawillinclude,butisnotlimitedtowhereandhowtheapplicantintendstopractice,educationalhistory,grades,writtenstatementandpreviousexperience.TheMinnesotaDentalFoundation,alongwithitsselectionconsultants,reservestherighttodeterminetheweighingofanycriteria.Allapplicationswillbereviewedandforgivableloansawardedwithoutreferencetorace,gender,disabilityoranyotherprotectedclassstatus.Onceinpractice,itisexpectedthattherecipientwillparticipateinatleastoneprogramoftheMinnesotaDentalFoundationsuchasGiveKidsaSmile,MissionofMercyorDonatedDentalServices.Also,itisanticipatedthattherecipientwillmaintainmembershipintheMinnesotaDentalAssociation,theAmericanDentalAssociationandacomponentdistrictdentalsociety.APPLICATIONPROCESSPleasesubmitthecompletedapplicationtotheMinnesotaDentalFoundation.Applicationswillremainopenaslongasthereareavailablefunds.ApplicationsandinformationareavailableontheMinnesotaDentalFoundation’swebsite,mndentalfoundation.org.Allapplicationsareevaluatedonanindividual
basis.Apersonalinterviewmaybeconductedafterreviewofyourwrittenapplication.Theapplicationshouldinclude:•Acompleted,legibleprogramapplicationform.•Officialtranscriptsfromalldentalandgraduateschoolsattended.•Resume´outliningeducation,workandvolunteerexperiences.•Documentationofoutstandingstudentloandebtandanyotherloanrepaymentassistance.•AwrittenstatementofnomorethanthreepagesstatingwhytheapplicantwishestopracticeintheTAAandwhattheapplicant’sspecificcareerplansarefortheirpracticeintheTaconiteAssistanceArea.
•Abusinessplan,ifapplicable,totheTAApractice.•Aleastoneletterofrecommendationbutnomorethanthreeletters.•Anyotherletters,exhibits,ordocumentsthatsupporttheapplication.Theapplicationcanbemailed,faxedoremailedtotheMinnesotaDentalFoundationtotheaddressorfaxoremailaddressonthecoverofthisapplication.Receiptoftheapplicationwillbesenttotheapplicant.
MarthaMordiniRukavinaLoanForgivenessProgramApplicationFirstName______________________________MI___Last__________________________________
Address______________________________________________________________________________
City___________________________________________________State____Zip_________________
Telephone(_____)___________CellPhone(_____)__________Email___________________________
DateofBirth___________________PlaceofBirth___________________________________________
SocialSecurityNumber__________________________________________________________________
EducationalInformation
UndergraduateSchool___________________________________________________________________
DatesAttended______________________________________Degree___________________________
UndergraduateSchool___________________________________________________________________
DatesAttended______________________________________Degree___________________________
UndergraduateSchool___________________________________________________________________
DatesAttended______________________________________Degree___________________________
DentalSchool___________________________________________GraduationDate_______________
DatesAttended______________________________________Degree___________________________
GraduateSchool_________________________________________GraduationDate_______________
DatesAttended______________________________________Degree___________________________
FinancialInformation
EducationCost:Undergraduate____________________Graduate/Dental________________________
EducationDebt:Undergraduate____________________Graduate/Dental_______________________
ProfessionalPlans
PracticeLocationCity_____________________________________________BusinessPlanAttached!
EstimatedStartDate______________StartingNewPractice! Purchasing/JoiningExistingPractice!
PersonalStatementAttached! DoyoucurrentlyhaveaMinnesotaDentalLicense?Yes! No!
Ideclareunderpenaltyofperjurythattheinformationonthisapplicationistrueandcompletetothebestofmyknowledge.IfaskedbytheMinnesotaDentalFoundation,Iagreetoprovideadditionalverificationasrequested.TheMinnesotaDentalFoundationdoesnotprovideadviceonthetaximplicationsofthisloan.Applicant’sSignature_______________________________________________Date_______________