Mahogany Place In Lipa - Sample Computations

7/29/2019 Mahogany Place In Lipa - Sample Computations

1/11

Sample Computation

Peppermint Sycamore

150 sqm 158 sqm

123 sqm 140 sqm

3,460,689.28 3,829,032.92

2,768,000.00 3,063,000.00

692,689.28 766,032.92

30,000.00 30,000.00

662,689.28 736,032.92

Month 1 55,224.11 61,336.08

Month 2 55,224.11 61,336.08

Month 3 55,224.11 61,336.08

Month 4 55,224.11 61,336.08

Month 5 55,224.11 61,336.08

Month 6 55,224.11 61,336.08

Month 7 55,224.11 61,336.08

Month 8 55,224.11 61,336.08

Month 9 55,224.11 61,336.08

Month 10 55,224.11 61,336.08

Month 11 55,224.11 61,336.08

Month 12 55,224.11 61,336.08

5 years 55,465.06 61,376.25

10 years 32,856.66 36,358.36

15 years - ofw 25,659.71 28,394.39

20 years -local 22,298.82 24,675.32

83,040.00 91,890.00

5 years 184,883.52 204,587.50

10 years 109,522.18 121,194.53

15 years 85,532.35 94,647.97

20 years 74,329.40 82,251.07

Notes : 1.ACM reserves the right to correct any typographical errors in this pricelist.

2.Prices are subject to change without prior notice.

3.Reservation Fee is non-refundable

4. Annotation, Fire Insurance,MRIand Bank Charges are for the account of buyer

5. Final computation of amortization would be coming from the bank

Estimated Monthly

Amortization @

7.5% int. fixed for

the first year,

Including HGC

Estimated bank charges (mortgage

annotation, MRI,FI)

Required Gross Monthly Income At least Php 40,000.00

Net Disposable

income

Total Contract Price

Estimated Loanable Amount

Equity

less: Reservation Fee

Net Equity

12 Monthly Equity Payment Schedule

Model Unit

Lot Area

Floor Area

Construction Stage For Construction

Project Name Mahogany Place Lipa

Financing Type PNB (20-80)


2/11

Sample Computation

Rosewood Aspen Cherry Peppermint Sycamore

2,037,114.0 2,661,103.3 3,036,425.2 3,460,689.3 3,829,03

1,600,000.0 2,350,000.0 2,700,000.0 3,100,000.0 3,200,00

437,114.0 311,103.3 336,425.2 360,689.3 600,00

20,000.0 30,000.0 30,000.0 30,000.0 30,00

417,114.0 281,103.3 306,425.2 330,689.3 570,00

Day 30/Month 1 34,760 23,425 25,535 27,557 47,

Month 2 34,760 23,425 25,535 27,557 47,

Month 3 34,760 23,425 25,535 27,557 47,

Month 4 34,760 23,425 25,535 27,557 47,

Month 5 34,760 23,425 25,535 27,557 47,Month 6 34,760 23,425 25,535 27,557 47,

Month 7 34,760 23,425 25,535 27,557 47,

Month 8 34,760 23,425 25,535 27,557 47,

Month 9 34,760 23,425 25,535 27,557 47,

Month 10 34,760 23,425 25,535 27,557 47,

Month 11 34,760 23,425 25,535 27,557 47,

Month 12 34,760 23,425 25,535 27,557 47,

Loanable Amount ScheduleMax of 30 yrs @10.5% int

p.a.

20 yrs 15,974 25,061 28,794 33,059 34,

25 yrs 15,107 23,887 27,445 31,511 32,

30 yrs 14,636 23,272 26,738 30,699 31,

2,000 2,938 3,375 3,875 4,

20 yrs 45,640.23 71,603.16 82,267.46 94,455.23 97,502

25 yrs 43,162.61 68,248.63 78,413.32 90,030.11 92,934

30 yrs 41,816.64 66,490.97 76,393.88 87,711.49 90,540




4. Mortgage Annotation, Fire Insurance and MRI for the account of buyer

Estimated Net

Dispossable Income

Model UnitConstruction Stage For Construction


Loanable Amount

Equity

12 months

Monthly Equity

Payment

Maximum of 30 yrs @ 11.5% interest per annum

Mahogany Place Lipa

Financing Type PAG - IBIG

Estimated

Monthly

Amortization

Estimated MRI / FI on a monthly

basis

less: Reservation Fee (Day 1)

Net Equity

Equity Payment Schedule

Project Name


3/11

Sample Computation


126 sqm 126 sqm 126 sqm 150 sqm 158 sqm

36sqm 90.7sqm 110 sqm 123 sqm 140 sqm

Total Contract Price 2,037,114.00 2,661,103.26 3,043,427.24 3,460,689.28 3,829,032.92

1,629,691.20 2,128,882.61 2,434,741.79 2,768,551.42 3,063,226.34

407,422.80 532,220.65 608,685.45 692,137.86 765,806.58

30,000.00 30,000.00 30,000.00 30,000.00 30,000.00

377,422.80 502,220.65 578,685.45 662,137.86 735,806.58

Month 1 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 2 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 3 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 4 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 5 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22Month 6 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 7 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 8 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 9 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 10 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 11 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 12 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 10 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 11 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

Month 12 31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

5years 31,506.51 41,157.28 47,070.39 53,523.87 59,220.76

10 years 18,092.92 23,634.97 27,030.63 30,736.60 34,008.10

15 years 13,752.26 17,964.72 20,545.74 23,362.61 25,849.25

20 years 11,675.62 15,251.98 17,443.25 19,834.76 21,945.91

48,890.74 63,866.48 73,042.25 83,056.54 91,896.79

5years 105,021.70 137,190.93 156,901.31 178,412.90 197,402.54

10 years 60,309.73 78,783.23 90,102.11 102,455.34 113,360.33

15 years 45,840.88 59,882.42 68,485.79 77,875.38 86,164.16

20 years 38,918.72 50,839.93 58,144.16 66,115.88 73,153.02








Financing Type BDO 20-80

Model Unit


Net Equity


annotation, MRI and FI)


Loanable Amount Payment Schedule

(OFW)maximum for 15 yrs with interest rate ranging from 6% to 11.5% depending on the fixing period and capacity to pay

maximum for 20 yrs with interest rate ranging from6% to 11.5% depending on the fixing period and capacity to pay

Lot Area

Floor Area

Estimated Monthly

Amortization @

6% int. fixed for

the first year

Net Disposable

income


(locally employed)

Required Gross Monthly Income at least Php 50,000.00

Est Loanable Amount

Equity


4/11

Sample Computation


126 sqm 126 sqm 126 sqm 150 sqm 158 sqm36sqm 90.7sqm 110 sqm 123 sqm 140 sqm

2,037,114.00 2,661,103.26 3,043,427.24 3,460,689.28 3,829,032.92

1,800,000.00 2,300,000.00 2,700,000.00 3,100,000.00 3,400,000.00

237,114.00 361,103.26 343,427.24 360,689.28 429,032.92

30,000.00 30,000.00 30,000.00 30,000.00 30,000.00

207,114.00 331,103.26 313,427.24 330,689.28 399,032.92

Month 1 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 2 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 3 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 4 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 5 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 6 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 7 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 8 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 9 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 10 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 11 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 12 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 10 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 11 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

Month 12 17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

5 years36,068.32 46,087.30 54,102.47 62,117.65 68,129.04

10 years 21,366.32 27,301.41 32,049.48 36,797.55 40,358.61

15 years ( ofw) 16,686.23 21,321.29 25,029.34 28,737.39 31,518.42

20 years ( local) 14,500.68 18,528.65 21,751.02 24,973.39 27,390.17

54,000.00 69,000.00 81,000.00 93,000.00 102,000.00

5 years 120,227.74 153,624.32 180,341.58 207,058.85 227,096.80

10 years 71,221.08 91,004.71 106,831.61 122,658.51 134,528.69

15 years 55,620.75 71,070.96 83,431.12 95,791.29 105,061.41

20 years 48,335.60 61,762.15 72,503.39 83,244.64 91,300.57






For Construction


Lot AreaFloor Area

Financing Type Land Bank (10-90)

Model Unit

Equity


Construction Stage


Estimated Loanable Amount (90%)


(OFW)

maximum for 15 yrs with interest rate ranging from 7.5% to 11.5% depending on the fixing period and capacity to pay can be

extended upto 20 years provided with a qualified co-borrower


(locally employed)

Net Equity

Estimated Monthly

Amortization @

7.5% int. fixed for

the first year

maximum for 20 yrs with interest rate ranging from 7.5% to 11.5% depending on the fixing period and capacity to pay


Net Disposable

income


annotation, MRI,FI)



5/11

Sample Computation

Rosewood Aspen Cherry

126 sqm 126 sqm 126 sqm

36sqm 90.7sqm 110 sqm

2,037,114.00 2,661,103.26 3,043,427.24

1,833,000.00 2,394,000.00 2,739,000.00

204,114.00 267,103.26 304,427.24

30,000.00 30,000.00 30,000.00

174,114.00 237,103.26 274,427.24

Month 1 14,509.50 19,758.60 22,868.94

Month 2 14,509.50 19,758.60 22,868.94

Month 3 14,509.50 19,758.60 22,868.94

Month 4 14,509.50 19,758.60 22,868.94

Month 5 14,509.50 19,758.60 22,868.94

Month 6 14,509.50 19,758.60 22,868.94

Month 7 14,509.50 19,758.60 22,868.94

Month 8 14,509.50 19,758.60 22,868.94

Month 9 14,509.50 19,758.60 22,868.94

Month 10 14,509.50 19,758.60 22,868.94

Month 11 14,509.50 19,758.60 22,868.94

Month 12 14,509.50 19,758.60 22,868.94

5 years 36,729.57 47,970.86 54,883.95

10 years 21,758.04 28,417.21 32,512.42

15 years 16,992.14 22,192.68 25,390.87

20 years 14,766.53 19,285.90 22,065.20

54,990.00 71,820.00 82,170.00

5 years 122,431.91 159,902.88 182,946.52

10 years 72,526.80 94,724.03 108,374.73

15 years 56,640.47 73,975.60 84,636.24

20 years 49,221.75 64,286.34 73,550.66






Model Unit

Lot Area


Net Equity


Financing Type

For Construction

PNB (10-90)

Floor Area

Construction Stage


Net Disposable

income

Estimated Monthly

Amortization @

7.5% int. fixed for

the first year,

Including HGC



Equity


annotation, MRI,FI)



6/11

Sample Computation Sample Computation

Mahogany Place Lipa

BDO (20-80)




2,037,114.00 2,661,103.26 3,043,427.24 3,460,689.28 3,829,032.92

1,629,691.20 2,128,882.61 2,434,741.79 2,768,551.42 3,063,226.34

407,422.80 532,220.65 608,685.45 692,137.86 765,806.58

30,000.00 30,000.00 30,000.00 30,000.00 30,000.00

377,422.80 502,220.65 578,685.45 662,137.86 735,806.58

31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

5 years 39,383.13 51,446.60 58,837.99 66,904.83 74,025.95 5 years

10 years 18,092.92 23,634.97 27,030.63 30,736.60 34,008.10 10 yea

15 years - ofw 13,752.26 17,964.72 20,545.74 23,362.61 25,849.25 15 yea

20 years - local 11,675.62 15,251.98 17,443.25 19,834.76 21,945.91 20 yea

48,890.74 63,866.48 73,042.25 83,056.54 91,896.79

5 years 131,277.12 171,488.65 196,126.63 223,016.11 246,753.16 5 years

10 years 60,309.73 78,783.23 90,102.11 102,455.34 113,360.33 10 yea

15 years 45,840.88 59,882.42 68,485.79 77,875.38 86,164.16 15 yea

20 years 38,918.72 50,839.93 58,144.16 66,115.88 73,153.02 20 yea

Sample Computation Sample Computation

Mahogany Place Lipa

BDO (20-80)




2,037,114.00 2,661,103.26 3,043,427.24 3,460,689.28 3,829,032.921,629,691.20 2,128,882.61 2,434,741.79 2,768,551.42 3,063,226.34

407,422.80 532,220.65 608,685.45 692,137.86 765,806.58

30,000.00 30,000.00 30,000.00 30,000.00 30,000.00

377,422.80 502,220.65 578,685.45 662,137.86 735,806.58

31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

5 years 39,383.13 51,446.60 58,837.99 66,904.83 74,025.95 5 years

10 years 18,092.92 23,634.97 27,030.63 30,736.60 34,008.10 10 yea

15 years - ofw 13,752.26 17,964.72 20,545.74 23,362.61 25,849.25 15 yea

20 years - local 11,675.62 15,251.98 17,443.25 19,834.76 21,945.91 20 yea

48,890.74 63,866.48 73,042.25 83,056.54 91,896.79

5 years 131,277.12 171,488.65 196,126.63 223,016.11 246,753.16 5 years

10 years 60,309.73 78,783.23 90,102.11 102,455.34 113,360.33 10 yea

15 years 45,840.88 59,882.42 68,485.79 77,875.38 86,164.16 15 yea

20 years 38,918.72 50,839.93 58,144.16 66,115.88 73,153.02 20 yea

Net Disposable

income

Estimated Monthly

Amortization @ 6%

int. fixed for the first

year

Net Disposable

income

Estimated Monthly

Amortization @ 6%


year



Estimated Monthly

Amortization @ 6%


year

Estimated bank charges (mo



Project Name

Model Unit

Floor Area

Financing Type

Project Name Project Name

Equity


Est Loanable Amount

Lot Area


Est Loanable Amount

Financing Type

Model Unit

Lot Area

Floor Area




Net Equity

12 Monthly Equity Pay

Financing Type

Estimated bank charges (mo


Net Equity

Estimated Monthly

Amortization @ 6%


year

Est Loanable Amount

Floor Area

Lot Area

Model Unit


Equity


Net Equity

12 Monthly Equity Payment

Net Disposable

income

Equity


Net Equity

12 Monthly Equity Pay

Net Disposable

income

Model Unit

Lot Area

Floor Area

Project Name

Financing Type


Est Loanable Amount

Equity



7/11


8/11

Sycamore

158 sqm

140 sqm

3,829,032.92

3,063,226.34

765,806.58

30,000.00735,806.58

61,317.22

74,025.95

34,008.10

25,849.25

21,945.91

91,896.79

246,753.16

113,360.33

86,164.16

73,153.02

Sycamore

158 sqm

140 sqm

3,829,032.92

3,063,226.34

765,806.58

30,000.00

735,806.58

61,317.22

74,025.95

34,008.10

25,849.25

21,945.91

91,896.79

246,753.16

113,360.3386,164.16

73,153.02


9/11


10/11

Sample Computation




Total Contract Price 2,037,114.00 2,661,103.26 3,043,427.24 3,460,689.28 3,829,032.92

1,629,691.20 2,128,882.61 2,434,741.79 2,768,551.42 3,063,226.34

407,422.80 532,220.65 608,685.45 692,137.86 765,806.58

30,000.00 30,000.00 30,000.00 30,000.00 30,000.00

377,422.80 502,220.65 578,685.45 662,137.86 735,806.58

31,451.90 41,851.72 48,223.79 55,178.15 61,317.22

10 years 18,092.92 23,634.97 27,030.63 30,736.60 34,008.10

15 years - ofw 13,752.26 17,964.72 20,545.74 23,362.61 25,849.25

20 years - local 11,675.62 15,251.98 17,443.25 19,834.76 21,945.91

48,890.74 63,866.48 73,042.25 83,056.54 91,896.79

10 years 60,309.73 78,783.23 90,102.11 102,455.34 113,360.33

15 years 45,840.88 59,882.42 68,485.79 77,875.38 86,164.16

20 years 38,918.72 50,839.93 58,144.16 66,115.88 73,153.02

Sample Computation




2,037,114.00 2,661,103.26 3,043,427.24 3,460,689.28 3,829,032.92

1,800,000.00 2,300,000.00 2,700,000.00 3,100,000.00 3,400,000.00

237,114.00 361,103.26 343,427.24 360,689.28 429,032.92

30,000.00 30,000.00 30,000.00 30,000.00 30,000.00

207,114.00 331,103.26 313,427.24 330,689.28 399,032.92

17,259.50 27,591.94 26,118.94 27,557.44 33,252.74

10 years 21,366.32 27,301.41 32,049.48 36,797.55 40,358.61

15 years - ofw 16,686.23 21,321.29 25,029.34 28,737.39 31,518.42

20 years - local 14,500.68 18,528.65 21,751.02 24,973.39 27,390.17

54,000.00 69,000.00 81,000.00 93,000.00 102,000.00

10 years 71,221.08 91,004.71 106,831.61 122,658.51 134,528.69

15 years 55,620.75 71,070.96 83,431.12 95,791.29 105,061.41

20 years 48,335.60 61,762.15 72,503.39 83,244.64 91,300.57

Notes : 1.ACM reserves the right to correct any typographical errors in this pr icelist.





For Construction

Est.l Loanable Amount

maximum for 15 yrs with interest rate ranging from 6% to 11.5% depending on the fixing period and capacity to pay

12 months

Financing Type BDO (20-80)


Model Unit

Lot Area

Floor Area

Construction Stage



(OFW)

Equity


Net Equity

Equity Payment Schedule

Estimated

Monthly

Amortization @

6% int. fixed for

first year


annotation, MRI and FI)Required Gross Monthly Income at least Php 50,000.00

Net Disposable

income


(locally employed)maximum for 20 yrs with interest rate ranging from6% to 11.5% depending on the fixing period and capacity to pay


Financing Type Land Bank (10-90)

maximum for 15 yrs with interest rate ranging from 7.5% to 11.5% depending on the fixing period and capacity to pay can be

extended upto 20 years provided with a qualified co-borrower

Model Unit

Lot Area

Floor Area



(OFW)

Net Equity

Equity Payment Schedule 12 months




Equity


Estimated Monthly

Amortization @7.5% int. fixed for

the first year


annotation, MRI,FI)


Net Disposable

income

maximum for 20 yrs with interest rate ranging from 7.5% to 11.5% depending on the fixing period and capacity to payLoanable Amount Payment Schedule

(locally employed)


11/11

Documents

Mahogany Place In Lipa - Sample Computations