Future payments

FRISC Frokostmøte - EVRY

04.04.2014

World

The

73%

Panic

14%

Desperate7%

Sick

6%

Relived

Import

ance

of

mo

bile

ph

on

e

Cre

ative

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w p

laye

rs

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ch

no

log

y

Inn

ova

tio

n A rootless and

wirelessgeneration

Wa

ro

nca

sh

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nve

rge

nce

Fro

m P

ush to

Pu

ll

Tru

st

The innovation arena

Telecom

Mobile Wallet

Bank/kortnettverk

Andre initiativ

Mobile Wallet Social media Context based

”If it’s not fun,it’s not useful”

“Control, convenience and connectivity”

Customization”Don’t make me think”

Consumer led innovation

Banks have to come out of their

comfort zone

Changes don’t happen when people adopt

It happens when people adopt