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1 Loan and credit facility at jodhpur central cooperative bank PREFACE  An employee when joins the organization is just a raw individual, who does not possess the desired level of skill and knowledge to produce the standard output. Also, the employees are required to be up to date according to the technological changes. To achieve these objectives some kind of training is required. In other words the organization need to maintain a viable and knowledgeable work force to meet the current and future challenges. For this training is the onl y medium/method/weap on by whi ch organi zat ion can achiev e the obj ectives. So training is a continuous process, which exist till the organization sustains. The 45 days training program has been introduced by the RTU for an ela bor ate and practical study on selected topics related to Management from the company. In this session I took training in THE JODHPUR CENTRAL COOPERATIVE BANK, in loan section of that bank in which I got the chance to know the procedure by which bank lends money to its members. Since it is a cooperative bank so it gives loan to its members only, hence an applicant has to become member of this bank before borrowing money from it. The project work about the survey is a small piece of research work in various aspects of the training. While carrying out I got opportunities to interact with employees at various levels and the people which enhanced my practical knowledge and experience in regard to the topic. In this report I have shown the loans provided by the bank and its recovery procedure .I also include current facts and figures related to the topic. ACKNOWLEDGMENT

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