8/12/2019 Lloyds Cover to Cover UK

1/14

lloydscover to coverwhy you should placeyour risk at lloyds

lloyds.com/history

8/12/2019 Lloyds Cover to Cover UK

2/14

8/12/2019 Lloyds Cover to Cover UK

3/14

8/12/2019 Lloyds Cover to Cover UK

4/14

8/12/2019 Lloyds Cover to Cover UK

5/14

8/12/2019 Lloyds Cover to Cover UK

6/14

8/12/2019 Lloyds Cover to Cover UK

7/14

TerrorismEvent cancellation

Workers compensationMines

Bridges

Piracy

Factories

REINSURANCE

Directors andofficers liability

8/12/2019 Lloyds Cover to Cover UK

8/14

BUSINESS FLOW

HOW THE LLOYDS MARKET WORKS

The policyholder

The broker

The coverholder

The insurance process starts with a risk: something that needs to becovered. It might be an office block in Manchester, machinery in Brisbaneor a yacht in Hawaii.

The client with this risk calls their insurance BROKER, who in turn mayapproach a local COVERHOLDER. Sometimes a client will approach thecoverholder directly. Coverholders underwrite business on behalf of asyndicate. They provide local knowledge as well as a straightforwardway for the client (the POLICYHOLDER) to obtain cover from Lloyds.

8/12/2019 Lloyds Cover to Cover UK

9/14

8/12/2019 Lloyds Cover to Cover UK

10/14

SYNDICATE LEVELASSETS

41,126m

US$67,035m

MEMBERS FUNDS

AT LLOYDS

15,660m

US$25,526m

CENTRAL ASSETS

2,485m

US$4,051m

All figures as at31 December 2012.

Figures have beentranslated to US dollarsusing the rate prevailingat 31 December 2012(1 = US$1.63)

8/12/2019 Lloyds Cover to Cover UK

11/14

As at 31 December 2012

8/12/2019 Lloyds Cover to Cover UK

12/14

8/12/2019 Lloyds Cover to Cover UK

13/14

Personally and digitally,

Lloyds works the way you do.

8/12/2019 Lloyds Cover to Cover UK

14/14

Lloyds One Lime Street London EC3M 7HATelephone +44 (0)20 7327 1000 Fax +44 (0)20 7626 2389

www.lloyds.com