Life Report 190809

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Funds

Investment Report July, 2009

BALANCED & GROWTH FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2

LIFE LIQUID FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

LIFE INCOME FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4

LIFE EQUITY FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

LIFE AGGRESSIVE GROWTH FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6

LIFE STABLE GROWTH FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

LIFE SHORT-TERM FIXED INCOME FUND . . . . . . . . . . . . . . . . . . . . . . . . . 8

LIFE GROWTH MAXIMISER FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9

LIFE LARGE CAP EQUITY FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10

LIFE GROWTH ENABLER FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11

LIFE CAPITAL GUARANTEE FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12

LIFE SELECT EQUITY FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

110% CAPITAL GUARANTEE FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14

TATA AIG TOP 50 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15

TATA AIG TOP 200 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16

TATA AIG AGGRESSIVE FLEXI FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17

TATA AIG STABLE FLEXI FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18

TATA AIG BOND FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19

TATA AIG APEX INVESTMENT FUND. . . . . . . . . . . . . . . . . . . . . . . . . . . . 20

TATA AIG APEX RETURN LOCK-IN FUND . . . . . . . . . . . . . . . . . . . . . . . . . 21

WHOLE LIFE AGGRESSIVE GROWTH FUND . . . . . . . . . . . . . . . . . . . . . . . 22

WHOLE LIFE INCOME FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23

WHOLE LIFE STABLE GROWTH FUND. . . . . . . . . . . . . . . . . . . . . . . . . . . 24

WHOLE LIFE MID-CAP EQUITY FUND . . . . . . . . . . . . . . . . . . . . . . . . . . 25

WHOLE LIFE SHORT-TERM FIXED INCOME FUND . . . . . . . . . . . . . . . . . . . 26

FUTURE EQUITY PENSION FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27

FUTURE CAPITAL GUARANTEE PENSION FUND . . . . . . . . . . . . . . . . . . . . 28

FUTURE GROWTH PENSION FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29

FUTURE BALANCED PENSION FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . 30

FUTURE INCOME PENSION FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31

FUTURE SELECT EQUITY FUND . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32

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Note: The investment income and prices may go down as well as up.


PERFORMANCE - BALANCED FUND(NAV [in Rs.]as on 31-July-09 is 18.2370)

PERFORMANCE - GROWTH FUND(NAV [in Rs.]as on is 21.8170))

31-July-09

PERIOD DATE NAV NAV Change

Last 1 Month 30-Jun-09 17.7580 2.70%

Last 3 Months 29-Apr-09 16.0310 13.76%

Last 6 Months 30-Jan-09 14.7300 23.81%

Last 1 Year 31-Jul-08 16.7180 9.09%

Since Inception 2-Mar-04 10.0000 82.37%

PERIOD DATE NAV NAV Change

Last 1 Month 30-Jun-09 21.0040 3.87%

Last 3 Months 29-Apr-09 17.9370 21.63%

Last 6 Months 30-Jan-09 15.9890 36.45%

Last 1 Year 31-Jul-08 20.4080 6.90%

Since Inception 2-Mar-04 10.0000 118.17%

Balanced andGrowth Fund

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Investment Objective:

NAVCalculation:

Tax Benefits:

FundManager:

To provide safety of funds, liquidity and return on investments, in that order.

Daily

Premiums paid under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Also, any sumreceived under this plan is exempt from tax under Section 10(10D) of the Income Tax Act, 1961 and are subject to amendments madetherein from time to time.

Mr. Vivek Sood

ASSET ALLOCATION

MATURITY PROFILE

RATING PROFILE


PERFORMANCE - LIFE LIQUIDFUND (NAV [inRs.]& CRISIL Liquid Fund Index ason 31-July-09 is 13.4410 and 1528.5427respectively)

PERIOD DATE NAV CRISIL Liquid Fund Index NAV Change INDEX Change

Last 1 Month 30-Jun-09 13.3540 1525.5111 0.65% 0.20%

Last 3 Months 29-Apr-09 13.2090 1516.5388 1.76% 0.79%

Last 6 Months 30-Jan-09 12.9890 1486.2349 3.48% 2.85%

Last 1 Year 31-Jul-08 12.5290 1416.9246 7.28% 7.88%

Since Inception 2-Mar-04 10.0000 1103.1500 34.41% 38.56%

RATING % to NAV

P1+ 96.77

Cash, Bank & Others 3.23

TOTAL 100.00

0.00%

20.00%

40.00%

60.00%

80.00%

100.00%

120.00%

Less than 1 Year

Life Liquid Fund

3

ASSET ALLOCATION

CD/CP's 96.77


NET ASSETS 100.00

% to NAV

InstrumentPORTFOLIO

CD/CP's 96.77

State Bank Of Indore 2009 - CD P1+ 13.76

ICICI Bank 2010 - CD P1+ 34.10Corporation Bank 2010 - CD P1+ 23.07

Canara Bank 2010 - CD P1+ 7.79

Axis Bank 2010 -CD P1+ 2.36

PFC Ltd 2009 - CP P1+ 15.69



NET ASSETS 100.00

Rating % of NAV

CD/CP's Cash, Bank & OthersP1+ Cash, Bank & Others

96.77%

3.23%

96.77%

3.23%

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Life Income Fund


PERFORMANCE - LIFE INCOME FUND (NAV [in Rs.]& CRISIL Composite Bond Fund Indexas on 31-July-09 is 12.9100 and 1543.0987 respectively)


NAVCalculation:

Tax Benefits:

FundManager:

To provide long-term capital appreciation by investing in high credit quality fixed-income instruments.Stability of return and protection of principal over a long-term investment horizon will be the prime driver for investment management.

Daily


Mr. Vivek Sood

4

ASSET ALLOCATION % to NAV

Government Securities 11.79

Corporate Bonds 74.28


NET ASSETS 100.00

RATING % to NAV

Sovereign 11.79

AAA 74.28


TOTAL 100.00

PERIOD DATE NAV CRISIL Composite NAV Change INDEXBond Fund Index Change

Last 1 Month 30-Jun-09 12.8480 1541.5516 0.48% 0.10%

Last 3 Months 29-Apr-09 12.7750 1549.5941 1.06% -0.42%

Last 6 Months 30-Jan-09 12.2540 1504.7636 5.35% 2.55%

Last 1 Year 31-Jul-08 11.2100 1382.8380 15.17% 11.59%


ASSET ALLOCATION

RATING PROFILE

Instrument

PORTFOLIO

% of NAVRatingGovernment Securities 11.799.39% GOI 2011 Sovereign 0.106.07% GOI 2014 Sovereign 3.097.59% GOI 2016 Sovereign 6.628.07% GOI 2017 Sovereign 0.717.46% GOI 2017 Sovereign 0.406.83% GOI 2039 Sovereign 0.87Corporate Bonds 74.289.15% LIC Housing Finance 2010 AAA 2.048.50% Exim Bank 2011 AAA 3.309.80% PFC 2012 AAA 0.429.85% Rural Elect Corp. 2017 AAA 2.548.55% HDFC Ltd. 2009 AAA 3.1910.00% HDFC Ltd. 2010 AAA 2.277.20% HDFC Ltd. 2010 AAA 0.249.68% IRFC 2010 AAA 1.3111.00% IDFC 2010 AAA 4.989.35% ILFS 2010 AAA 3.2810.95% Rural Elect Corp. 2011 AAA 2.159.20% Larsen & Toubro 2012 AAA 1.656.90% PFC 2012 AAA 2.3610.00% IDFC 2012 AAA 3.6310.00% PFC 2012 AAA 4.237.45% LIC Housing Finance 2012 AAA 2.397.20% Rural Elect Corp. 2012 AAA 1.589.80% ICICI Bank 2013 AAA 1.719.50% HDFC 2013 AAA 0.179.45% REC 2013 AAA 2.5410.10% Power Grid Corp 2013 AAA 0.6310.75% Rural Elect Corp. 2013 AAA 1.729.50% Exim Bank 2013 AAA 4.159.20% Power Grid 2014 AAA 4.12

2.00% Tata Motors Ltd 2014 AAA 5.229.20% Power Grid 2015 AAA 1.4310.10% UTI Bank Ltd 2017 AAA 0.178.95% IDFC 2018 AAA 0.8011.00% PFC 2018 AAA 2.2610.75% Reliance Industries 2018 AAA 4.4710.00% Tata Chemical 2019 AAA 3.31Cash, Bank & Others 13.93Cash, Bank & Others 13.93NET ASSETS 100.00

MATURITY PROFILE

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

Less than 1 Year 1-3 Years 3-6 Years 6 Years and

Above

0.00%

Sovereign AAA Cash, Bank & Others

Government Securities CorporateBonds Cash, Bank& Others

13.93%

74.28%

11.79%

13.93%

11.79%

74.28%

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Life Equity Fund


PERFORMANCE - LIFE EQUITY FUND (NAV [in Rs.]& BSE SENSEX as on 31-July-09 is 26.8350 and 15670.31 respectively)


NAVCalculation:

Tax Benefits:

FundManager:

To deliver medium to long-term capital appreciation through a portfolio essentially comprising of large capstocks that can perform well through market and economic cycles.

Daily


Mr. Vivek Sood

PERIOD DATE NAV BSE Sensex NAV Change INDEX ChangeLast 1 Month 30-Jun-09 25.4040 14493.84 5.63% 8.12%

Last 3 Months 29-Apr-09 19.8290 11403.25 35.33% 37.42%

Last 6 Months 30-Jan-09 16.7370 9424.24 60.33% 66.28%

Last 1 Year 31-Jul-08 26.0850 14355.75 2.88% 9.16%


Equity 88.31Action Construction Equipments Ltd Mobile Cranes 0.25Alstom Projects India Ltd IndustrialContracts & Turnkey Projects 0.34Areva T&D India Ltd Switching Apparatus 0.91Asian Paints (India) Ltd Paints & Varnishes 1.14Axis Bank Ltd Banking Services 3.08Bank Of Baroda Ltd Banking Services 1.97Bharat Heavy Electricals Ltd Prime Movers 3.03

Bharti Airtel Ltd Cellular Mobile Phone Service 5.47Cesc Ltd Coal Based Thermal Electricity 1.18Crompton Greaves Ltd Motors & Generators 2.37DLF Ltd Construction 0.36Elecon Engineering Co Ltd Material Handling Equipments 0.42Emco Ltd Transformers 0.34Exide Industries Ltd Storage Batteries 1.52Glenmark P harmaceuticals L td Drug F ormulations 1.02Grasim Industries Ltd Cement 0.01Gujarat Nre Coke Ltd Mining 0.14Gujarat State Petronet Ltd Lng Storage And Distribution 0.90Hindustan Construction Co Ltd ConstructionOf Roads,Bridges,TunnelsEtc. 0.53Hindustan Unilever Ltd Cosmetics/Soaps/Toiletries/Detergents 0.52HDFC Bank Banking Services 4.95HDFC Ltd Housing Finance Services 2.67ICICI Bank Ltd Banking Services 4.44Infosys Technologies Ltd Computer Software 3.75Infrastructure Dev Fin Co Ltd Finance Related Allied Activities 1.06ITC Ltd Cigarettes 5.61Ivrcl Infrastructures & Projects Ltd ConstructionOf Roads,Bridges,TunnelsEtc. 1.29Jaiprakash Associates Ltd ConstructionOf Roads,Bridges,TunnelsEtc. 1.11

Kalpataru Power Transmission Ltd Towers & Lattice Masts 0.17Larsen And Toubro Ltd IndustrialContracts & Turnkey Projects 3.93LIC H ousing F inance L td Housing F inance S ervices 1.21Mahindra And Mahindra Ltd Utility Vehicles Including Jeeps 1.14Mcnally Bharat Engineering Co Ltd Material Handling Equipments 0.62Oil & Natural Gas Corp Ltd Petroleum Oil 3.69Piramal Healthcare Limited Drug Formulations 0.76Punj Lloyd Ltd Civil Engineering 1.10Punjab National Bank Banking Services 1.25Reliance Communication Ltd Cellular Mobile Phone Service 1.06Reliance Industries Ltd Refinery 8.18Reliance Petroleum Ltd Refinery 0.26Simplex Infrastructures Ltd Construction 0.83Sintex Industries Ltd Diversified 1.78State Bank Of India Banking Services 4.29Sterlite Industries (India) Ltd Copper & Copper Products 2.34Sun Pharmaceutical Industries Ltd Drug Formulations 1.89Tata Chemicals Ltd Other Fertilisers 0.71TRF Ltd Material Handling Equipments 0.00Union Bank Of India Ltd Banking Services 0.52United Spirits Ltd EthylAlcohol(StrengthLess Than80%) 1.20Voltas Limited Diversified 0.30Zee News Ltd Media-Broadcasting 0.70CD/CP's 4.61State Bank of Indore 2009 - CD P1+ 0.48ICICI Bank 2010 - CD P1+ 1.31Canara Bank 2010 - CD P1+ 0.35Axis Bank 2010 - CD P1+ 0.64PFC 2009 -CP P1+ 1.83Cash, Bank & Others 7.09Cash, Bank & Others 7.09NET ASSETS 100.00

InstrumentPORTFOLIO

Industry % of NAV

% to NAVSector

SECTOR STRATEGY

Banking Services 20.50Cellular Mobile Phone Service 6.53Cement 0.01Cigarettes 5.61Civil Engineering 1.10Coal Based Thermal Electricity 1.18Computer Software 3.75Construction 1.19Construction Of Roads, Bridges, Tunnels Etc. 2.94Copper & Copper Products 2.34Cosmetics/Soaps/Toiletries/Detergents 0.52Diversified 2.08

Drug Formulations 3.66Ethyl Alcohol (Strength Less Than 80%) 1.20Finance Related Allied Activities 1.06Housing Finance Services 3.88Industrial Contracts & Turnkey Projects 4.27Lng Storage And Distribution 0.90Material Handling Equipments 1.05Media-Broadcasting 0.70Mining 0.14Mobile Cranes 0.25Motors & Generators 2.37Other Fertilisers 0.71Paints & Varnishes 1.14Petroleum Oil 3.69Prime Movers 3.03Refinery 8.44Storage Batteries 1.52Switching Apparatus 0.91Towers & Lattice Masts 0.17Transformers 0.34Utility Vehicles Including Jeeps 1.14CD/CP's 4.61

Cash, Bank & Others 7.09Total 100.00

ASSET ALLOCATION % to NAV

Equity 88.31

CD/CP's 4.61


NET ASSETS 100.00

SECTOR-WISE BREAK-UPASSET ALLOCATION

Equity CD/CP's Cash, B ank & Others

7.09%4.61%1.14%0.34%

3.03%

1.14%

3.69%

2.08%3.66%

0.52%2.34%2.94%

1.19%

3.75%

1.18%

6.53%

1.05%

4.27%

0.90%

3.88%1.20%1.06%

0.70%

2.37%

20.50%

5.61%

1.10%

0.14%

0.25%

0.01%

0.71%

8.44%

1.52%

0.91%

0.17%

CellularMobilePhoneServiceCigarettesCoalBasedThermalElectricityConstruction

Copper&CopperProductsDiversifiedEthylAlcohol(StrengthLessThan80%)HousingFinanceServicesLngStorageAndDistributionMedia-BroadcastingMobileCranesOtherFertilisersPetroleumOilRefinerySwitchingApparatusTransformersCD/CP's

BankingServicesCementCivilEngineeringComputerSoftware

ConstructionOfRoads, Bridges,TunnelsEtc.Cosmetics/Soaps/Toiletries/DetergentsDrugFormulationsFinanceRelatedAlliedActivitiesIndustrialContracts&TurnkeyProjectsMaterialHandlingEquipmentsMiningMotors&GeneratorsPaints&VarnishesPrimeMoversStorageBatteriesTowers&LatticeMastsUtilityVehiclesIncludingJeepsCash,Bank&Others

7.09%

4.61%

88.31%

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InstrumentPORTFOLIO

Industry % of NAV

Life AggressiveGrowth Fund

PERFORMANCE - LIFE AGGRESSIVE GROWTH FUND (NAV [in Rs.] as on 31-July-09 is 13.5320)


% to NAVSector

SECTOR STRATEGY

AllIndia DevelopmentInstitutions (Dfis) 0.57

Banking Services 12.60

Cellular Mobile Phone Service 3.77

Cigarettes 3.66

Civil Engineering 0.88

Coal B ased T hermal E lectricity 0.88

Computer Software 2.73

Construction 0.40

ConstructionOf Roads,Bridges,Tunnels Etc. 2.33

Copper & Copper Products 1.26

Cosmetics/Soaps/Toiletries/Detergents 0.72

Diversified 1.53

Drug Formulations 2.83

Edible Oils 0.39

Ethyl Alcohol (StrengthLessThan 80%) 1.25

Finance R elated A llied A ctivities 0.49

Housing Finance Services 3.32

IndustrialContracts& TurnkeyProjects 2.45

Lng Storage And Distribution 0.48

Material Handling Equipments 0.55


NAVCalculation:

Tax Benefits:

FundManager:

To maximise the return while investing in a mix of Equity & Fixed-Income Investments. The fund will maintaina medium to high risk profile. The Equity investments will be in a range of 50% - 80% of the fund.

Daily


Mr. Vivek Sood

% to NAVSectorMedia-Broadcasting 0.61

Mining 0.17

Mobile Cranes 0.10

Motorcycles 0.53

Motors & Generators 1.30

Other Fertilisers 0.50

Paints & Varnishes 0.81

Petroleum Oil 2.28

Prime Movers 1.42

Refinery 5.11

Steam Boilers 0.29

Storage Batteries 1.10

Switchgears 0.20

Switching Apparatus 0.62

Thermal Electricity 1.38

Transformers 0.17

Utility V ehicles I ncluding J eeps 0.63



Total 100.00

% to NAVASSET ALLOCATION

Equity 60.29



NET ASSETS 100.00

PERIOD DATE NAV NAV Change INDEX Change

Last 1 Month 30-Jun-09 12.9950 4.13% 5.31%

Last 3 Months 29-Apr-09 10.9600 23.47% 24.18%

Last 6 Months 30-Jan-09 9.7710 38.49% 43.97%

Last 1 Year 31-Jul-08 11.9630 13.12% 10.01%

Since Inception 1-Jul-06 10.0000 35.32% 38.81%

ASSET ALLOCATION

SECTOR-WISE BREAK-UP

Equity 60.29ABB Ltd Switchgears 0.20Action Construction Equipments Ltd Mobile Cranes 0.10Alstom Projects India Ltd Industrial Contracts & TurnkeyProjects 0.01Areva T&D India Ltd Switching Apparatus 0.38Asian Paints (India) Ltd Paints & Varnishes 0.81Axis Bank Ltd Banking Services 1.57Bank Of Baroda Ltd Banking Services 1.29

Bharat Heavy Electricals Ltd Prime Movers 1.42Bharti Airtel Ltd Cellular Mobile Phone Service 3.09Cesc Ltd Coal Based Thermal Electricity 0.88Crompton Greaves Ltd Motors & Generators 1.30Dishman Pharmaceuticals & Chemicals Ltd Drug Formulations 0.76Elecon Engineering Co Ltd Material Handling Equipments 0.21Emco Ltd Transformers 0.17Exide Industries Ltd Storage Batteries 1.10Glenmark Pharmaceuticals Ltd Drug Formulations 0.73Gujarat Nre Coke Ltd Mining 0.17Gujarat State Petronet Ltd Lng Storage And Distribution 0.48Hero Honda Motors Ltd Motorcycles 0.53Hindustan Construction Co Ltd Construction OfRoads, Bridges,TunnelsEtc. 0.11Hindustan Unilever Ltd Cosmetics/Soaps/Toiletries/Detergents 0.72HDFC Bank Banking Services 3.16HDFC Ltd Housing Finance Services 2.11ICICI Bank Ltd Banking Services 2.60Infosys Technologies Ltd Computer Software 2.73InfrastructureDev Fin Co Ltd Finance Related Allied Activities 0.49ITC Ltd Cigarettes 3.66Ivrcl Infrastructures & Projects Ltd Construction OfRoads, Bridges,TunnelsEtc. 1.39Jaiprakash Associates Ltd Construction OfRoads, Bridges,TunnelsEtc. 0.83Larsen And Toubro Ltd IndustrialContracts &TurnkeyProjects 2.43LIC Housing Finance Ltd Housing Finance Services 1.21Mahindra And Mahindra Ltd Utility Vehicles Including Jeeps 0.63Marico Ltd Edible Oils 0.39

Mcnally B harat E ngineering C o L td Material H andling E quipments 0.34NTPC Ltd Thermal Electricity 0.74Oil & Natural Gas Corp Ltd Petroleum Oil 2.28Oriental Bank Of Commerce Banking Services 0.82Piramal Healthcare Limited Drug Formulations 0.30Punj Lloyd Ltd Civil Engineering 0.88Punjab National Bank Banking Services 0.68Reliance Communication Ltd Cellular Mobile Phone Service 0.68Reliance Industries Ltd Refinery 4.79Reliance Petroleum Ltd Refinery 0.32Rural Electrification Corporation Ltd AllIndia DevelopmentInstitutions (Dfis) 0.57Siemens India Ltd Switching Apparatus 0.23Simplex Infrastructures Ltd Construction 0.40Sintex Industries Ltd Diversified 1.17State Bank Of India Banking Services 2.48Sterlite Industries (India) Ltd Copper & Copper Products 1.26Sun Pharmaceutical Industries Ltd Drug Formulations 1.04Tata Chemicals Ltd Other Fertilisers 0.50Tata Power Co Ltd Thermal Electricity 0.64Television Eighteen India Ltd Media-Broadcasting 0.09Thermax Limited Steam Boilers 0.29United Spirits Ltd Ethyl Alcohol (StrengthLessThan 80%) 1.25Voltas Limited Diversified 0.35Zee News Ltd Media-Broadcasting 0.53Corporate Bonds 27.12Citifin Cons Fin I Ltd Nsembr+300Bps AA+ 0.49

8.40% Exim Bank 2010 AAA 2.768.55% HDFC Ltd. 2009 AAA 1.489.68% IRFC 2008 AAA 0.159.35% ILFS 2010 AAA 3.546.84%HDFC 2011 AAA 0.749.80% PFC 2012 AAA 1.046.90% PFC Ltd. 2012 AAA 0.9710.25% HDFC Ltd. 2012 AAA 2.639.50% HDFC Ltd. 2013 AAA 2.099.45% REC 2013 AAA 1.5710.9% Rural Elect Corp. 2013 AAA 1.742.00% Tata Motors Ltd 2014 AAA 4.468.95% IDFC 2018 AAA 3.48Cash, Bank & Others 12.59NET ASSETS 100.00


Equity Corporate B onds Cash, B ank & O thers

60.29%

27.12%

12.59%

12.59%

0.81%

1.25%0.39%

2.83%1.53%

0.72%

0.49%

3.32%

2.45%

0.48%

0.55%

0.61%

0.17%

0.10%

0.53%

1.30%

0.50%

1.26%

2.33%

2.73%

0.40%

0.88%

0.88%

3.66%

3.77%

12.60%0.57%

2.28%

27.12%

0.63%

0.17%

1.38%0.62%

0.29%

0.20%1.10%

5.11%

1.42%

All India Development Institutions(Dfis) Banking ServicesC el lu la r M ob il e P ho ne Se rv ic e C ig ar et te sC iv il En gi ne er in g C oa l B as ed Th er ma l E le ct ri ci tyComputer Software ConstructionConstructionOf Roads,Br idges, TunnelsEtc. Copper & Copper ProductsCosmetics/Soaps/Toiletr ies/Detergents DiversifiedDrug Formulations Edible OilsEthyl Alcohol (Strength LessThan 80%) Finance RelatedAlliedActivitiesHou s in g Fi n an ce S er v ic es I n du s tr i al Con t ra c ts & T ur n ke y Pr oj e ct sL n g S t or a ge And D is t ri b ut i on Ma te ri a l H a nd l in g Eq ui pmen tsMedia-Broadcasting MiningMobile Cranes MotorcyclesM oto rs & Ge ne rat ors O ther F ert ili ser sPaints & Varnishes Petroleum OilPrime Movers RefinerySteam Boilers Storage BatteriesSwitchgears Switching ApparatusThermal Electricity TransformersU t il i ty Veh i cl e s I n cl u di n g J e ep s Co rp o ra t e Bo nd sCash,Bank& Others

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Life StableGrowth Fund


PERFORMANCE - LIFE STABLE GROWTH FUND (NAV [in Rs.] as on 31-July-09 is 13.5620)

% to NAVSector

SECTOR STRATEGY

Banking Services 8.56CellularM obile Phone S ervice 2.58Cigarettes 2.46Civil Engineering 0.64CoalBased Thermal Electricity 0.47Computer Software 1.77Construction 0.33ConstructionOf Roads,Bridges, TunnelsEtc. 1.65Copper & Copper Products 0.97Cosmetics/Soaps/Toiletries/Detergents 0.63Diversified 0.95Drug Formulations 1.26Edible Oils 0.38Ethyl Alcohol (StrengthLessThan 80%) 0.6%Finance Related Allied Activities 0.29Housing Finance Services 1.97IndustrialContracts & TurnkeyProjects 1.74


NAVCalculation:

Tax Benefits:

FundManager:

To provide reasonable returns by investing in a mix of Equity and Fixed-Income instruments. The fund willmaintain low to medium risk profile with the equity investments ranging from 30% - 50% of the fund.

Daily


Mr. Vivek Sood

Equity 36.87Action Construction Equipments Ltd Mobile Cranes 0.09Alstom Projects India Ltd IndustrialContracts& TurnkeyProjects 0.12Areva T&D India Ltd Switching Apparatus 0.27Asian Paints (India) Ltd Paints & Varnishes 0.76Axis Bank Ltd Banking Services 1.18

Bank Of Baroda Ltd Banking Services 0.75Bharat Heavy Electricals Ltd Prime Movers 0.77Bharti Airtel Ltd Cellular Mobile Phone Service 1.99Cesc Ltd Coal Based Thermal Electricity 0.47Crompton Greaves Ltd Motors & Generators 0.89Dishman Pharmaceuticals & Chemicals Ltd Drug Formulations 0.12Elecon Engineering Co Ltd Material Handling Equipments 0.03Emco Ltd Transformers 0.05Exide Industries Ltd Storage Batteries 0.92Glenmark Pharmaceuticals Ltd Drug Formulations 0.54Gujarat State Petronet Ltd Lng Storage And Distribution 0.20Hindustan Construction Co Ltd Construction OfRoads, Bridges,TunnelsEtc. 0.17Hindustan Unilever Ltd Cosmetics/Soaps/Toiletries/Detergents 0.63HDFC Bank Banking Services 2.06HDFC Ltd Housing Finance Services 1.31ICICI Bank Ltd Banking Services 1.79Infosys Technologies Ltd Computer Software 1.77InfrastructureDev Fin Co Ltd Finance Related Allied Activities 0.29ITC Ltd Cigarettes 2.46Ivrcl Infrastructures & Projects Ltd Construction OfRoads, Bridges,TunnelsEtc. 0.86Jaiprakash Associates Ltd Construction OfRoads, Bridges,TunnelsEtc. 0.62Larsen And Toubro Ltd IndustrialContracts& TurnkeyProjects 1.62

LIC Housing Finance Ltd Housing Finance Services 0.66Marico Ltd Edible Oils 0.38Mcnally B harat E ngineering C o L td Material H andling E quipments 0.10NTPC Ltd Thermal Electricity 0.23Oil & Natural Gas Corp Ltd Petroleum Oil 1.40Oriental Bank Of Commerce Banking Services 0.44Punj Lloyd Ltd Civil Engineering 0.64Punjab National Bank Banking Services 0.39Reliance Communication Ltd Cellular Mobile Phone Service 0.59Reliance Industries Ltd Refinery 2.85Reliance Petroleum Ltd Refinery 0.13Simplex Infrastructures Ltd Construction 0.33Sintex Industries Ltd Diversified 0.75State Bank Of India Banking Services 1.56Sterlite Industries (India) Ltd Copper & Copper Products 0.97Sun Pharmaceutical Industries Ltd Drug Formulations 0.61Tata Chemicals Ltd Other Fertilisers 0.33Television Eighteen India Ltd Media-Broadcasting 0.05Thermax Limited Steam Boilers 0.12Union Bank Of India Ltd Banking Services 0.40United Spirits Ltd Ethyl Alcohol (StrengthLessThan 80%) 0.66Voltas Limited Diversified 0.20

Zee News Ltd Media-Broadcasting 0.39Corporate Bonds 44.77Citifin Cons Fin I Ltd Nsembr+300Bps AA+ 2.158.40% Exim Bank 2010 AAA 6.599.05% IDFC 2010 AAA 3.549.80% PFC 2012 AAA 4.549.50% HDFC MD 2013 AAA 2.759.45% REC 2013 AAA 9.1610.9% Rural Elect Corp. 2013 AAA 5.2411.50% Rural Elect Corp. 2013 AAA 8.632.00% Tata Motors Ltd 2014 AAA 2.17Cash, Bank & Others 18.37NET ASSETS 100.00

InstrumentPORTFOLIO

Industry % of NAV

% to NAVSectorLng S torage A nd D istribution 0.20Material Handling Equipments 0.14Media-Broadcasting 0.44Mobile Cranes 0.09Motors & Generators 0.89Other Fertilisers 0.33Paints & Varnishes 0.76Petroleum Oil 1.40Prime Movers 0.77Refinery 2.98Steam Boilers 0.12Storage Batteries 0.92Switching Apparatus 0.27Thermal Electricity 0.23Transformers 0.05Corporate Bonds 44.77Cash, Bank & Others 18.37Total 100.00



Equity 36.87



NET ASSETS 100.00

ASSET ALLOCATION

7


Last 1 Month 30-Jun-09 13.2170 2.61% 3.31%

Last 3 Months 29-Apr-09 11.8300 14.64% 14.72%

Last 6 Months 30-Jan-09 10.8430 25.08% 28.04%

Last 1 Year 31-Jul-08 11.7960 14.97% 10.62%

Since Inception 1-Jul-06 10.0000 35.62% 32.45%

Equity Corporate B onds Cash, B ank & Others

36.87%

18.37%

44.77%

44.77%0.27% 0.23%

0.05%

18.37%0.92%

2.98%0.77%1.40%0.76%

0.33%

0.89%

0.09%

0.14%

2.58%

8.56%

0.44%

2.46%

0.64%

0.47%1.77%

0.33%1.65%

0.97%0.63%

0.95%1.26%

0.38%

0.66%

0.29%

1.97%

1.74%

0.20%

0.12%

BankingServicesCigarettesCoalBasedThermalElectricityConstructionCopper&Copper ProductsDiversifiedEdibleOilsFinanceRelatedAlliedActivitiesIndustrialContracts& TurnkeyProjectsMaterialHandlingEquipmentsMobileCranesOtherFertilisersPetroleumOilRefineryStorageBatteriesThermalElectricityCorporateBonds

CellularMobilePhoneServiceCivilEngineeringComputerSoftwareConstructionOfRoads,Bridges, TunnelsEtc.Cosmetics/Soaps/Toiletries/DetergentsDrugFormulationsEthylAlcohol(StrengthLess Than80%)HousingFinanceServicesLngStorageAnd DistributionMedia-BroadcastingMotors& GeneratorsPaints& VarnishesPrimeMoversSteamBoilersSwitchingApparatusTransformersCash,Bank& Others

8/9/2019 Life Report 190809

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NAV Calculation:

Tax Benefits:

FundManager:

The primary objective is to generate stable returns by investing in fixed income securities having maturitiesbetween 1 & 3 years.

Daily


Mr. Vivek Sood


PERFORMANCE -(NAV [in Rs.]& CRISIL Short-Term Bond Index as on 31-July-09 is 12.3450 and 1585.1401 respectively)

LIFE SHORT-TERM FIXED INCOME FUND

ASSET ALLOCATIONRATING PROFILE

MATURITY PROFILE

PERIOD DATE NAV CRISIL Short-Term Bond Index NAV Change INDEX Change

Last 1 Month 30-Jun-09 12.2620 1577.7392 0.68% 0.47%

Last 3 Months 29-Apr-09 12.1440 1569.8357 1.66% 0.97%

Last 6 Months 30-Jan-09 11.7460 1525.5280 5.10% 3.91%

Last 1 Year 31-Jul-08 10.9530 1422.0817 12.71% 11.47%

Since Inception 1-Jul-06 10.0000 1241.9973 23.45% 27.63%

Instrument

PORTFOLIO

ASSET ALLOCATION


CD/CP's 10.76


NET ASSETS 100.00

RATING % to NAV

AAA 79.05

P1+ 10.76


TOTAL 100.00

0.00%

20.00%

40.00%

60.00%

80.00%

100.00%

Less than

1 Year

3-6 Years

8

Life Short-TermFixed Income Fund

% of NAVRating

% to NAV

1-3 Years


8.40% Exim Bank 2010 AAA 5.77

7.20% HDFC Ltd 2010 AAA 18.22

9.68% IRFC 2010 AAA 5.83

6.84% HDFC Ltd 2011 AAA 9.07

9.45% LIC Housing 2012 AAA 10.68

6.90% PFC Ltd 2012 AAA 4.46

9.68% IRFC 2012 AAA 18.02

7.40% Infrastructure 2012 AAA 3.399.50% HDFC 2013 AAA 3.61

CD/CP's 10.76

Canara Bank 2010 P1+ 10.76



NET ASSETS 100.00

10.19%

79.05%

10.76%

Corporate Bonds CD/CP's Cash, Bank & Others

10.19%10.76%

79.05%

AAA P1+ Cash, B ank & Others

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NAVCalculation:

Tax Benefits:

FundManager:

The primary objective of the fund is to maximise the returns with medium to high risk.

Daily


Mr. Vivek Sood

9

Life GrowthMaximiser Fund

PERFORMANCE - LIFE GROWTH MAXIMISER FUND (NAV [in Rs.] as on 31-July-09 is 8.5520)


Equity 59.66



NET ASSETS 100.00

PERIOD DATE NAV NAV Change INDEX ChangeLast 1 Month 30-Jun-09 8.2560 3.59% 5.27%

Last 3 Months 29-Apr-09 7.0300 21.65% 21.60%

Last 6 Months 30-Jan-09 6.3130 35.47% 40.72%

Last 1 Year 31-Jul-08 7.8770 8.57% 8.61%

Since Inception 15-Oct-07 10.0000 -14.48% -7.13%

% of NAV


InstrumentPORTFOLIO

IndustryEquity 59.66

ABB Ltd Switchgears 0.17

Action Construction Equipments Ltd Mobile Cranes 0.08

Alstom Projects India Ltd IndustrialContracts &TurnkeyProjects 0.13

Areva T&D India Ltd Switching Apparatus 0.25

Asian Paints (India) Ltd Paints & Varnishes 1.18

Axis Bank Ltd Banking Services 1.46

Bank Of Baroda Ltd Banking Services 1.25

Bharat Heavy Electricals Ltd Prime Movers 1.33

Bharti Airtel Ltd Cellular Mobile Phone Service 3.27

Cesc Ltd Coal Based Thermal Electricity 0.75

Crompton Greaves Ltd Motors & Generators 1.41

Elecon Engineering Co Ltd Material Handling Equipments 0.10

Emco Ltd Transformers 0.06

Exide Industries Ltd Storage Batteries 1.28

Glaxosmithkline Consumer Healthcare Ltd Drug Formulations 0.53

Glenmark Pharmaceuticals Ltd Drug Formulations 1.00

Gujarat Nre Coke Ltd Mining 0.09

Hindustan UnileverLtd Cosmetics/Soaps/Toiletries/Detergents 1.16

HDFC Bank Banking Services 3.23

HDFC Ltd Housing Finance Services 1.42

ICICI Bank Ltd Banking Services 2.54

Infosys Technologies Ltd Computer Software 2.96

InfrastructureDev Fin Co Ltd Finance Related Allied Activities 0.43

ITC Ltd Cigarettes 3.18

Ivrcl Infrastructures & Projects Ltd Construction OfRoads,Bridges,Tunnels Etc. 1.33

Jaiprakash Associates Ltd Construction OfRoads,Bridges,Tunnels Etc. 1.15

Larsen And Toubro Ltd IndustrialContracts& TurnkeyProjects 2.64

LIC Housing Finance Ltd Housing Finance Services 0.98

Mahindra And Mahindra Ltd Utility Vehicles Including Jeeps 0.68Marico Ltd Edible Oils 0.42

Mcnally B harat E ngineering C o L td Material H andling E quipments 0.09

NTPC Ltd Thermal Electricity 0.96

Oil & Natural Gas Corp Ltd Petroleum Oil 2.51

Oriental Bank Of Commerce Banking Services 0.69

Punj Lloyd Ltd Civil Engineering 1.18

Punjab National Bank Banking Services 0.88

Reliance Communication Ltd Cellular Mobile Phone Service 0.79

Reliance Industries Ltd Refinery 4.68

Reliance Petroleum Ltd Refinery 0.14

Siemens India Ltd Switching Apparatus 0.07

Simplex Infrastructures Ltd Construction 1.22

Sintex Industries Ltd Diversified 1.39

State Bank Of India Banking Services 2.46

Sterlite Industries (India) Ltd Copper & Copper Products 1.23

Sun Pharmaceutical Industries Ltd Drug Formulations 1.12

Tata Chemicals Ltd Other Fertilisers 0.14

Tata Power Co Ltd Thermal Electricity 0.52

Television Eighteen India Ltd Media-Broadcasting 0.32

Thermax Limited Steam Boilers 0.06

Union Bank Of India Ltd Banking Services 0.56United Spirits Ltd Ethyl Alcohol(Strength LessThan80%) 1.38

Voltas Limited Diversified 0.16

Zee News Ltd Media-Broadcasting 0.66


8.40% Exim Bank 2010 AAA 6.53

6.98% IRFC 2012 AAA 1.59

8.83% IRFC 2012 AAA 5.01

9.50% HDFC 2013 AAA 1.70



NET ASSETS 100.00


Sector

SECTOR STRATEGY

% to NAV SectorMining 0.09

Mobile Cranes 0.08




Petroleum Oil 2.51

Prime Movers 1.33

Refinery 4.81

Steam Boilers 0.06


Switchgears 0.17



Transformers 0.06




Total 100.00

% to NAV

ASSET ALLOCATION

Equity Corporate Bonds Cash, Bank & Others


Cellular M obile P hone S ervice 4.06

Cigarettes 3.18




Construction 1.22

ConstructionOf Roads,Bridges, TunnelsEtc. 2.49



Diversified 1.54


Edible Oils 0.42

Ethyl Alcohol(StrengthLessThan 80%) 1.38

Finance Related All ied Activit ies 0.43


IndustrialContracts & TurnkeyProjects 2.77

Material H andling E quipments 0.19

Media-Broadcasting 0.98

14.83%

59.66%

25.51%

1.48%0.06%0.68%

14.83%

25.51%

0.32%

1.28%

4.81%

1.33%

2.51%

1.18%

0.14%

1.41%

0.08%

0.98%

4.06%

13.06%

0.09%

3.18%1.18%

0.75%

2.96%1.22%

2.49%

1.23%

1.16%

1.54%

2.65% 0.42% 1.38% 0.43%

2.40%

2.77%

0.19%

0.06%

0.17%

B an ki ng Se rv ic es C el lu la r M ob il e P ho ne Se rv ic e

Cigarettes Civil Engineering

Coal Based ThermalElect rici ty ComputerSof tware

C on st ru ct io n C on st ru ct io n O f R oa ds , B ri dg es , T un ne ls Et c.

Copper&CopperProduct s Cosmet ics/Soaps/Toi let ries/Detergents

Diversified Drug Formulations

E di bl e O il s E th yl Al co ho l ( St re ng th Le ss Th an 80 %)

FinanceRelated Al lied Activi ties HousingFinanceServices

IndustrialContracts& TurnkeyProjects MaterialHandlingEquipmentsM edia -Br oa dc as tin g Mi nin g

M ob ile C ra ne s Mo to rs & Ge ner ato rs

O th er Fe rt il is er s P ai nt s & V ar ni sh es

Petroleum Oil Prime Movers

Refinery Steam Boilers

S tor age Bat te rie s S witc hge ar s

S wi tc hi ng Ap pa ra tu s T he rm al El ec tr ic it y

T ra ns fo rm er s U ti li ty Ve hi cl es In cl ud in g J ee ps

C or po ra te Bo nd s C as h, Ba nk & Ot he rs

8/9/2019 Life Report 190809

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Life LargeCap Equity Fund

PERIOD DATE NAV S&P CNX NIFTY NAV Change INDEX ChangeLast 1 Month 30-Jun-09 8.2970 4291.10 6.38% 8.05%Last 3 Month 29-Apr-09 6.5510 3473.95 34.73% 33.46%Last 6 Month 30-Jan-09 5.6740 2874.80 55.55% 61.28%Last 1 Year 31-Jul-08 8.2260 4332.95 7.29% 7.00%Since Inception 7-Jan-08 10.0000 6279.10 -11.74% -26.16%


NAVCalculation:

Tax Benefits:

FundManager:

The primary investment objective of the fund is to generate long-term capital appreciation from a portfolio that isinvested pre-dominantly in equity and equity linked securities.

Daily


Mr. Vivek Sood

10

PERFORMANCE - LIFE LARGE CAP EQUITY FUND (NAV [in Rs.] & S&P CNX NIFTY as on 31-July-09 is 8.8260 and 4636.45 respectively)


Equity 90.83


NET ASSETS 100.00

% of NAV


InstrumentPORTFOLIO






Bajaj Auto Ltd - New Shs Motorcycles 1.29


Bharat Heavy Electricals Ltd Prime Movers 3.20Bharti Airtel Ltd Cellular Mobile Phone Service 4.85



Dishman Pharmaceuticals & Chemicals Ltd Drug Formulations 1.18

DLF Ltd Construction 0.50


Emco Ltd Transformers 0.45



GMR Infrastructure Ltd Securities And Stock Traders 0.72


Gujarat State Petronet Ltd Lng Storage And Distribution 1.22

Hero Honda Motors Ltd Motorcycles 0.68

Hindustan Construction Co Ltd Construction OfRoads,Bridges, TunnelsEtc. 0.24

Hindustan Unilever Ltd Cosmetics/Soaps/Toiletries/Detergents 0.62





InfrastructureDev Fin Co Ltd Finance Related Allied Activities 0.73ITC Ltd Cigarettes 4.74

Ivrcl Infrastructures & Projects Ltd Construction OfRoads,Bridges, TunnelsEtc. 1.41

JaiprakashAssociates Ltd Construction OfRoads,Bridges, TunnelsEtc. 1.22


LIC Housing Finance Ltd Housing Finance Services 1.82

Mahindra And Mahindra Ltd Utility Vehicles Including Jeeps 1.45

Mcnally B harat E ngineering C o L td Material H andling E quipments 0.24




Piramal Healthcare Limited Drug Formulations 0.43

PowerGridCorpOf IndiaLtd PowerTransmissionLine Services 0.89











Tata Chemicals Ltd Other Fertilisers 0.30

Television Eighteen India Ltd Media-Broadcasting 0.05

Union Bank Of India Ltd Banking Services 0.67

United Spirits Ltd Ethyl Alcohol(Strength LessThan80%) 2.15

Voltas Limited Diversified 0.24

Zee News Ltd Media-Broadcasting 0.51



NET ASSETS 100.00

Sector

SECTOR STRATEGY

% to NAV SectorMedia-Broadcasting 0.56

Mining 0.14

Mobile Cranes 0.08

Motorcycles 1.97




Petroleum Oil 3.55Power Transmission L ine Serv ices 0.89

Prime Movers 3.20

Refinery 8.18

Securities And S tock Traders 0.72




Transformers 0.45



Total 100.00

% to NAV


ASSET ALLOCATION

E qu it y Ca sh , B ank & O th er s


Cellular M obile P hone S ervice 6.02

Cigarettes 4.74




Construction 1.57

ConstructionOf Roads,Bridges,TunnelsEtc. 2.87Copper & Copper Products 1.91


Diversified 2.45


Ethyl Alcohol(StrengthLessThan80%) 2.15

Finance Related All ied Activit ies 0.73


Industrial Contracts & Turnkey Projects 3.82

Lng S torage A nd D istribution 1.22

Material H andling E quipments 0.42

0.20%1.43%

0.91%0.45%

1.45%9.17%

0.89% 0.48%3.55%

3.72%

2.15%

2.45%

0.62%

1.91%

2.87%1.57%4.80%

6.02%

0.56%

1.22%

0.42%

3.82%0.73%

4.39%

0.14%

2.18%

19.98%

1.62%1.12%

0.08%

1.97%

4.74%

0.30%3.20%8.18%0.72%

BankingServicesCigarettes

CoalBasedThermalElectricity

Construction

Copper& CopperProducts

Diversified

EthylAlcohol(StrengthLessThan 80%)

HousingFinanceServices

LngStorageAndDistribution

Media-Broadcasting

MobileCranes

Motors& GeneratorsPaints& Varnishes

PowerTransmissionLineServicesRefinery

StorageBatteries

Thermal Electricity

UtilityVehiclesIncludingJeeps

CellularMobilePhoneService

CivilEngineering

ComputerSoftwareConstructionOfRoads,Bridges,TunnelsEtc.

Cosmetics/Soaps/Toiletries/Detergents

DrugFormulations

FinanceRelatedAlliedActivities

IndustrialContracts& TurnkeyProjects

MaterialHandlingEquipments

Mining

Motorcycles

OtherFertilisers

PetroleumOilPrimeMovers

SecuritiesAndStockTraders

Switching Apparatus

Transformers

Cash,Bank& Others

90.83%

9.17%

8/9/2019 Life Report 190809

11/33



NAVCalculation:

Tax Benefits:

FundManager:

The primary investment objective of the fund is to provide reasonable returns with low to medium risk.

Daily


Mr. Vivek Sood

11

Life GrowthEnabler Fund

PERFORMANCE - LIFE GROWTH ENABLER FUND

(NAV [in Rs.] as on 31-July-09 is 10.1840)


Equity 40.48



NET ASSETS 100.00


Last 1 Month 30-Jun-09 9.9490 2.36% 3.28%

Last 3 Months 29-Apr-09 8.9540 13.74% 13.13%

Last 6 Months 30-Jan-09 8.5220 19.50% 26.04%

Last 1 Year 31-Jul-08 9.3420 9.01% 9.76%

Since Inception 15-Oct-07 10.0000 1.84% 0.79%

% of NAV


InstrumentPORTFOLIO

RatingSector

SECTOR STRATEGY

% to NAV

Equity 40.48


Ambuja Cements Ltd Cement 0.29





Bharat Electronics Ltd Electronics 0.78







Glaxosmithkline C onsumer Healthcare L td Drug Formulations 0.74








Infrastructure Dev Fin Co Ltd Finance Related Allied Activities 0.54


Ivrcl Infrastructures & Projects Ltd Construction OfRoads,Bridges, TunnelsEtc. 0.71

Jaiprakash AssociatesLtd Construction OfRoads,Bridges, TunnelsEtc. 0.16

Jyoti Structures Ltd Towers & Lattice Masts 0.78









Rural ElectrificationCorporation Ltd AllIndiaDevelopmentInstitutions(Dfis) 0.81





Sun Pharmaceutical Industries Ltd Drug Formulations 0.63Tata Power Co Ltd Thermal Electricity 0.69


9.39% GOI 2011 Sovereign 17.22



NET ASSETS 100.00

ASSET ALLOCATION

Equity Government Securities Cash, Bank & Others


All India Development Institutions (Dfis) 0.81Banking Services 9.61Cellular Mobile Phone Service 2.41Cement 0.29

Cigarettes 2.49Coal Based Thermal Electricity 0.42Computer Software 2.20Construction 0.31Construction Of Roads, Bridges, Tunnels Etc. 0.88Copper & Copper Products 0.69Cosmetics/Soaps/Toiletries/Detergents 0.78Diversified 0.87Drug Formulations 2.03Electronics 0.78Finance Related Allied Activities 0.54Housing Finance Services 1.15Industrial Contracts & Turnkey Projects 1.69Material Handling Equipments 0.06Mining 0.17Mobile Cranes 0.08Motors & Generators 0.94Paints & Varnishes 0.75Petroleum Oil 1.86Prime Movers 1.79Refinery 3.31Storage Batteries 0.92Switching Apparatus 0.33Thermal Electricity 1.53Towers & Lattice Masts 0.78Government Securities 17.22Cash, Bank & Others 42.30Total 100.00

40.48%

17.22%

42.30%

1.79%

3.31%0.92%

0.33%

1.53%

0.78%

17.22%

42.30%

1.86%

0.75%

0.94%

0.08%

0.17%0.06%

1.69%

1.15%0.54%

0.78%

2.03%

0.87%

0.78%

0.81%9.61%

2.41%

0.29%

0.42%

2.20%

0.31%0.88%0.69%

2.49%

All India DevelopmentInstitutions(Dfis) BankingServicesC el lu la r M ob il e P h on e S er vi ce C em en tCigarettes Coal Based Thermal ElectricityComputer Software ConstructionConstructionOf Roads, Bridges, TunnelsEtc. Copper & Copper ProductsCosmetics/Soaps/Toiletries/Detergents DiversifiedDrug Formulations ElectronicsF inance R e la t ed A ll i ed A ct i vi t ies Hous ing F i nance Se rv i cesIndustrialContracts & TurnkeyProjects Material HandlingEquipmentsMining Mobile CranesM ot ors & Ge ne rat ors P ain ts & Var nis he sPetroleum Oil Prime MoversRefinery Storage BatteriesS wi tch ing Ap pa rat us T her ma l Ele ct ri ci tyT ow er s & La tt ic e M as ts G ov er nm en t S ec ur it ie sCash,Bank& Others

8/9/2019 Life Report 190809

12/33



NAVCalculation:

Tax Benefits:

FundManager:

The key objective of the fund is to protect the capital by investing in high quality fixed income securities and at thesame time provide access to the upside potential of equities by investing a maximum of 15% in equities and equity linked instruments.

Daily


Mr. Vivek Sood

12

Life CapitalGuarantee Fund

PERFORMANCE - LIFE CAPITAL GUARANTEE FUND (NAV [in Rs.] as on 31-July-09 is 11.3120))




NET ASSETS 100.00


Last 1 Month 30-Jun-09 11.2280 0.75% 1.29%

Last 3 Months 29-Apr-09 11.1460 1.49% 4.66%

Last 6 Months 30-Jan-09 10.7450 5.28% 11.36%

Last 1 Year 31-Jul-08 10.0040 13.07% 10.90%

Since Inception 15-Oct-07 10.0000 13.12% 8.72%

% of NAV


InstrumentPORTFOLIO

RatingCorporate Bonds 77.58

8.40% Exim Bank 2010 AAA 22.63

7.20% HDFC 2010 AAA 8.939.45% LIC Housing 2012 AAA 23.28

7.4% Infrastructure 2012 AAA 13.30

9.50% HDFC 2013 AAA 9.43



NET ASSETS 100.00

ASSET ALLOCATION

Rating

AAA 77.58Cash, Bank & Others 22.42Total 100.00

% to NAV

Rating Profile

MATURITY PROFILE

0.00%

20.00%

40.00%

60.00%

80.00%

100.00%

Less than

1 Year

3-6 Years1-3 Years

Corporate Bonds Cash, Bank & Others

AAA Cash, Bank & Others

22.42%

77.58%

77.58%

22.42%

8/9/2019 Life Report 190809

13/33



NAVCalculation:

Tax Benefits:

FundManager:

Investment Pattern:

The primary investment objective of the fund is to provide income distribution over a period of medium to longterm while at all times emphasizing the importance of capital appreciation. The fund will invest significant amount in equity and equitylinked instruments specifically excluding companies predominantly dealing in Gambling, Lotteries/Contests, Animal Produce, Liquor,Tobacco, Entertainment (Films, TV etc)Hotels, Banks and Financial Institutions.

Daily

Premiums paid under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Also any sumreceived under this plan is exempt from tax under Section 10(10D) of the Income Tax Act, 1961 and are subject to amendments madetherein from time to time.

Mr. Vivek Sood

Equity - 60% - 100%Cash, Bank & Others (NonInterest BearingSecurities) - up to 100%

13

Life SelectEquity Fund

PERFORMANCE - LIFE SELECT EQUITY FUND (NAV [in Rs.]as on 31-July-09 is 13.9520)


Equity 59.75

Cash, Bank & Others (NonInterest Bearing Securities) 40.25

NET ASSETS 100.00

SECTORWISE BREAK-UP% of NAVInstrumentPORTFOLIO




Bharat Electronics Ltd Electronics 0.68



Colgate-Palmolive ( India) Ltd Preparation For Oral Or Dental Hygiene 1.11

Container Corp Of India Ltd Transport Services Support Systems 0.73


Dishman Pharmaceuticals & Chemicals Ltd Drug Formulations 1.43Exide Industries Ltd Storage Batteries 1.43

GAIL India Ltd LPG Storage And Distribution 1.03

Glaxosmithkline Consumer Healthcare Ltd Drug Formulations 1.11


Gmr Infrastructure Ltd Securities And Stock Traders 0.52

Hero Honda Motors Ltd Motorcycles 2.03



Ivrcl Infrastructures & Projects Ltd Construction Of Roads, Bridges, Tunnels Etc. 1.11

Jyoti Structures Ltd Towers & Lattice Masts 1.47

Larsen And Toubro Ltd Industrial Contracts & Turnkey Projects 4.00

Lupin Ltd Drugs & Pharmaceuticals 1.58


Marico Ltd Edible Oils 0.29






Steel Authority Of India Ltd Finished Steel 0.58




Ultratech Cement Ltd Cement 0.53

United Phosphorus Ltd Pesticides & Pesticide Intermediates,Nec 0.57

Cash, Bank & Others - NonInterest Bearing Securities 40.25

Cash,Bank & Others( Non Interest Bearing Securities) 40.25

NET ASSETS 100.00

Sector

SECTOR STRATEGY


Cement 0.53



Construction Of Roads, Bridges, Tunnels Etc. 1.11




Drugs & Pharmaceuticals 1.58

Edible Oils 0.29

Electronics 0.68

Finished Steel 0.58


Lpg Storage And Distribution 1.03

Motorcycles 2.03



Pesticides & Pesticide Intermediates, Nec 0.57

Petroleum Oil 4.64

Preparation For Oral Or Dental Hygiene 1.11

Prime Movers 3.70

Refinery 7.79

Securities And Stock Traders 0.52


Switchgears 0.58

Thermal Electricity 2.22Towers & Lattice Masts 1.47

Transport Services Support Systems 0.73

Utility Vehicles Including Jeeps 0.71

Cash, Bank& Others( Non Interest Bearing Securities) 40.25

Total 100.00

% to NAV

40.25%

1.47%0.73%

0.71%

2.22%

0.58%

1.43%

0.52%

7.79%3.70%

5.18%

0.53%

0.82%

3.43%

1.11%

2.36%

1.84%

5.15%1.58%

0.68%0.29%

0.58%

4.00% 1.03%2.03%

4.64%

0.57%

1.47%

2.20%

1.11%

Cellular Mob ile Pho ne Service Cemen tCivil Engineering Computer SoftwareConstructionOf Roads,Bridges, TunnelsEtc. Copper&CopperProductsCosmetics/Soaps/Toi let r ies/Detergents Drug Formulat ionsDrugs & Pharmaceuticals Edible OilsElectronics Finished SteelIndustr ial Contracts & Turnkey Projects Lpg Storage AndDist r ibutionMotorcycles Motors & GeneratorsP ain ts & V arn is he s P es ti ci de s & Pe st ic id e I nt er me di at es , N ecPetroleum Oil Preparation For Oral Or Dental HygienePrime Movers RefineryS ec ur iti es An d S to ck Tra de rs S to ra ge Bat te rie sSwitchgears Thermal ElectricityT ow er s & La tti ce Ma st s T ra ns po rt Se rv ic es Su pp or t S ys te msU ti li ty V eh ic le s I ncl ud ing Jeeps C ash, B ank& O t he rs ( Non I n te re st B ea ri ng S ecur it ie s)

ASSET ALLOCATION40.25%

59.75%

Equity Cash,Bank &Others (NonInterest BearingSecurities)

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NAVCalculation:

Tax Benefits:

FundManager:

The key objective of the fund is to provide steady returns to the policyholder with the assurance of protectingthe capital at least 110% of the capital.

Daily


Mr. Vivek Sood

14

110% CapitalGuarantee Fund




Net Assets 100.00

ASSET ALLOCATION

Rating


% to NAV

Rating Profile

Corporate Bonds Cash, Bank & OthersAAA Cash, Bank & Others

% of NAVInstrumentPORTFOLIO


8.40% Exim Bank 2010 AAA 14.93


7.40% Infrastructure 2012 AAA 29.25

9.20% Power Grid 2015 AAA 12.55



Net Assets 100.00

PERFORMANCE - 110% CAPITAL GUARANTEE FUND (NAV [in Rs.]as on 31-July-09 is 10.5810)

MATURITY PROFILE

0.00%

20.00%

40.00%

60.00%

80.00%

100.00%

Less than1 Year

3-6 Years1-3 Years

17.68%

82.32%

82.32%

17.68%

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NAVCalculation:

Tax Benefits:

FundManager:

The fund will invest primarily in select stocks and equity linked instruments which are a part of Nifty 50 Indexwith a focus on generating long term capital appreciation. The Fund will not replicate the index, but aim to attain performance betterthan the performance of the Index.

Daily


Mr. Vivek Sood

15

Tata AIGTop 50

PERFORMANCE - TATA-AIG TOP 50 (NAV [in Rs.]as on 31-July-09 is 14.2890)

Sector

SECTOR STRATEGY

% to NAVBanking Services 20.01


Cement 0.18

Cigarettes 6.76


Construction 0.60




Finished Steel 1.78



Iron And Steel 0.75

Lpg Storage And Distribution 1.41

Petroleum Oil 5.03

Power T ransmission L ine S ervices 1.39

Prime Movers 3.02

Refinery 9.09

Switchgears 0.83


Utility Vehicles Including Jeeps 1.39

Wind Turbines (WindElectricity Generator) 0.68


Total 100.00

Equity 87.37


Ambuja Cements Ltd Cement 0.18



Bharat Petroleum Corp Ltd Refinery 0.80


Dlf Ltd Construction 0.60

Gail India Ltd LPG Storage And Distribution 1.41

HCL Technologies Ltd Computer Software 0.82


HDFC Bank Banking Services 5.59HDFC Ltd Housing Finance Services 3.01




Jindal Steel & Power Ltd Iron And Steel 0.75

Larsen And Toubro Ltd Industrial Contracts & Turnkey Projects 3.83




Power Grid Corp Of India Ltd Power Transmission Line Services 1.39




Reliance Infrastructure Thermal Electricity 1.64


Steel Authority Of India Ltd Finished Steel 1.78



Suzlon Energy Ltd Wind Turbines (Wind Electricity Generator) 0.68


Wipro Ltd Computer Software 1.25



Net Assets 100.00

InstrumentPORTFOLIO

Industry % of NAV


Equity 87.37


Net Assets 100.00

SECTORWISE BREAK-UP

Asset Allocation

Equity Cash, Bank & Others

9.09% 3.02% 1.39%

5.03%

1.41%0.75%

3.83%

3.01%1.78%

2.39%

2.22%

2.19%

20.01%

8.13%7.14% 0.60%6.76%0.18%

0.83%5.52%

12.63%

0.68%

1.39%

Banking S ervices Cellular M obile P hone S ervice

Cement Cigarettes

Computer Software Construction

Copper& Copper Products Cosmetics/Soaps/Toiletries/Detergents

Drug Formulations Finished Steel

Housing FinanceServices Industr ia lContracts & TurnkeyProjects

Iron And Steel Lpg Storage And Distribution

Petroleum Oil Power Transmission Line Services

Prime Movers Refinery

Switchgears Thermal Electricity

UtilityVehicles Including Jeeps WindTurbines(WindElectricity Generator)

Cash, Bank &Others

12.63%

87.37%

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NAVCalculation:

Tax Benefits:

FundManager:

The fund will invest primarily in select stocks and equity linked instruments which are a part of BSE 200 Indexwith a focus on generating long-term capital appreciation. The Fund will not replicate the index but aim to attain performance betterthan the performance of the Index.

Daily


Mr. Vivek Sood

16

Tata AIGTop 200

PERFORMANCE - TATA AIG TOP 200 (NAV [in Rs.]as on 31-July-09 is 15.1930)


Equity 90.81


Net Assets 100.00

Sector

SECTOR STRATEGY

% to NAVAll India Development Institutions (Dfis) 1.46Banking Services 21.63Cellular Mobile Phone Service 5.23Cigarettes 5.60Civil Engineering 0.44Coal Based Thermal Electricity 0.99Computer Software 5.57Construction O f R oads, B ridges, T unnels E tc. 0.15Copper & Copper Products 1.88Cosmetics/Soaps/Toiletries/Detergents 1.84Diversified 1.13Drug Formulations 2.89Drugs & Pharmaceuticals 1.71Electronics 1.16Ethyl Alcohol (Strength Less Than 80%) 2.06Finished Steel 0.91Housing Finance Services 4.14Industrial Contracts & Turnkey Projects 4.74Iron And Steel 1.32Lpg Storage And Distribution 0.75Media-Broadcasting 0.50Minerals 1.08Motorcycles 0.26Motors & Generators 1.73Paints & Varnishes 1.27Pesticides & Pesticide Intermediates, Nec 0.39Petroleum Oil 2.62Prime Movers 2.01Refinery 7.91Retail Trade 0.69Securities And Stock Traders 0.32Storage Batteries 1.35Switchgears 0.79Thermal Electricity 2.71Transport Services Support Systems 0.45

Utility Vehicles Including Jeeps 1.16Cash, Bank & Others 9.19Total 100.00

Equity 90.81ABB Ltd Switchgears 0.79Asian Paints (India) Ltd Paints & Varnishes 1.27Axis Bank Ltd Banking Services 2.47Bajaj Auto Ltd - New Shs Motorcycles 0.26Bank Of Baroda Ltd Banking Services 1.37Bank Of India Banking Services 0.96Bharat Electronics Ltd Electronics 1.16Bharat Heavy Electricals Ltd Prime Movers 2.01Bharti Airtel Ltd Cellular Mobile Phone Service 4.61Cesc Ltd Coal Based Thermal Electricity 0.99Container Corp Of India Ltd Transport Services Support Systems 0.45Crompton Greaves Ltd Motors & Generators 1.73Exide Industries Ltd Storage Batteries 1.35Gail India Ltd LPG Storage And Distribution 0.75Glenmark Pharmaceuticals Ltd Drug Formulations 0.81

Gmr Infrastructure Ltd Securities And Stock Traders 0.32Hindustan Unilever Ltd Cosmetics/Soaps/Toiletries/Detergents 1.84HDFC Bank Banking Services 5.39HDFC Ltd Housing Finance Services 2.75ICICI Bank Ltd Banking Services 3.16Infosys Technologies Ltd Computer Software 5.57ITC Ltd Cigarettes 5.60Ivrcl Infrastructures & Projects Ltd Construction Of Roads, Bridges, Tunnels Etc. 0.15Jindal Steel & Power Ltd Iron And Steel 1.32Larsen And Toubro Ltd IndustrialContracts & Turnkey Projects 4.74Lic Housing Finance Ltd Housing Finance Services 1.38Lupin Ltd Drugs & Pharmaceuticals 1.71Mahindra And Mahindra Ltd Utility Vehicles Including Jeeps 1.16Ntpc Ltd Thermal Electricity 0.87Oil & Natural Gas Corp Ltd Petroleum Oil 2.62Oriental Bank Of Commerce Banking Services 0.97Pantaloon Retail India Ltd Retail Trade 0.69Piramal Healthcare Limited Drug Formulations 0.49Punj Lloyd Ltd Civil Engineering 0.44Punjab National Bank Banking Services 1.55Reliance Communication Ltd Cellular Mobile Phone Service 0.62

Reliance Industries Ltd Refinery 7.91Reliance Infrastructure Thermal Electricity 0.81Rural Electrification Corporation Ltd All IndiaDevelopment Institutions (Dfis) 1.46Sesa Goa Ltd Minerals 1.08Sintex Industries Ltd Diversified 1.13State Bank Of India Banking Services 4.07Steel Authority Of India Ltd Finished Steel 0.91Sterlite Industries (India) Ltd Copper & Copper Products 1.88Sun Pharmaceutical Industries Ltd Drug Formulations 1.58Tata Power Co Ltd Thermal Electricity 1.02Union Bank Of India Ltd Banking Services 1.68United Phosphorus Ltd Pesticides& Pesticide Intermediates, Nec 0.39United Spirits Ltd EthylAlcohol (Strength LessThan 80%) 2.06Zee Entertainment Enterprises Ltd Media-Broadcasting 0.50Cash, Bank & Others 9.19Cash, Bank & Others 9.19Net Assets 100.00

InstrumentPORTFOLIO

Industry % of NAV

SECTOR-WISE BREAKUP

Asset Allocation

Equity Cash, Bank & Others

9.19%

90.81%

2.71%0.45%

9.19%1.16%

0.69%

1.35%0.32%

0.79%

7.91%2.01%

2.62%

0.99%

5.57%

0.44%0.39%

1.73%1.27%

1.08%0.26%

0.15%

1.88%

1.84%

5.60%

1.46%

5.23%

21.63%

2.89% 1.13%1.71%1.16%

2.06%0.91%

4.74%

4.14%1.32%

0.75%

0.50%

AllIndia DevelopmentInstitutions(Dfis)CellularMobilePhone ServiceCivilEngineeringComputerSoftwareCopper& CopperProductsDiversifiedDrugs& PharmaceuticalsEthylAlcohol(Strength LessThan 80%)HousingFinanceServicesIronAnd SteelMedia-BroadcastingMotorcycles

Paints& VarnishesPetroleumOilRefinerySecuritiesAndStock TradersSwitchgearsTransportServicesSupport Systems

BankingServicesCigarettesCoalBased ThermalElectricityConstructionOfRoads, Bridges,TunnelsEtc.Cosmetics/Soaps/Toiletries/DetergentsDrugFormulationsElectronicsFinishedSteelIndustrialContracts& TurnkeyProjectsLpgStorage AndDistributionMineralsMotors& Generators

Pesticides& PesticideIntermediates,NecPrimeMoversRetailTradeStorageBatteriesThermalElectricityUtilityVehiclesIncluding Jeeps

Cash,Bank& Others

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NAVCalculation:

Tax Benefits:

FundManager:

It is a Equity Oriented Balanced Fund which primarily invests in large cap equity stocks and equity linkedinstruments along with Government Bonds and highly rated Fixed Income Instruments, with an objective to maximize the returns withmedium to high risk. The fund endeavours to offer long term capital appreciation alongwith the stable returns over a long period of time.

Daily


Mr. Vivek Sood

17

Tata AIGAggressive Flexi Fund

PERFORMANCE - TATA AIG AGGRESSIVE FLEXI FUND (NAV [in Rs.]as on 31-July-09 is 10.2420)




Net Assets 100.00






Net Assets 100.00

Rating


% to NAV

Asset Allocation


Rating Profile


MATURITY PROFILE

0.00%

20.00%

40.00%

60.00%

80.00%

100.00%

Less than 1 Year 1-3 Years

76.46%

23.54%

23.54%

76.46%

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NAVCalculation:

Tax Benefits:

FundManager:

It is a Debt Oriented Balanced Fund which primarily invests in Government Bonds and highly rated Fixed IncomeInstruments with some exposure to large cap equity stocks and equity linked instruments, with an objective to maximize the returns withlow to medium risk. The fund endeavours to offer stable returns along with some capital appreciation over a long period of time.

Daily


Mr. Vivek Sood

18

Tata AIGStable Flexi Fund

PERFORMANCE - TATA AIG STABLE FLEXI FUND (NAV [in Rs.]as on 31-July-09 is 10.3270)




Net Assets 100.00






Net Assets 100.00

Rating


% to NAV

Asset Allocation


Rating Profile


MATURITY PROFILE

0.00%

20.00%

40.00%

60.00%

80.00%

100.00%


61.98%

38.02%

38.02%

61.98%

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NAVCalculation:

Tax Benefits:

FundManager:

The objective of the scheme is to invest in Government Bonds and highly rated Fixed Income instruments.The primary objective of the Fund is to conserve capital while generating income by investing in short to medium term debtinstruments of various maturities.

Daily


Mr. Vivek Sood

19

Tata AIGBond Fund

PERFORMANCE - TATA AIG BOND FUND (NAV [in Rs.]as on 31-July-09 is 10.5260)




Net Assets 100.00






Net Assets 100.00

Rating


% to NAV

Asset Allocation


Rating Profile


MATURITY PROFILE

0.00%

20.00%

40.00%

60.00%

80.00%

100.00%


36.36%

63.64%

63.64%

36.36%

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NAVCalculation:

Tax Benefits:

FundManager:

Investment Pattern:

Objective is to provide capital protection with a high level of safety and liquidity through judicious investmentin high quality short-term debt.

Daily


Mr. Vivek Sood

Debt - 0 - 100%

Money Market - u p to 100%

20

Tata AIG ApexInvestment Fund

PERFORMANCE - TATA AIG APEX INVESTMENT FUND (NAV [in Rs.]as on 31-July-09 is 10.0370)

% of NAVASSET ALLOCATION


Net Assets 100.00


RatingCash, Bank & Others 100.00


Net Assets 100.00

Rating

Cash, Bank & Others 100.00Total 100.00

% to NAV

Asset Allocation Rating Profile

MATURITY PROFILE

0.00%

20.00%

40.00%

60.00%

80.00%

100.00%

Lessthan1 Year

100.00%

Cash, Bank & Others

100.00%

Cash, Bank & Others

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InstrumentPORTFOLIO

Industry % of NAVEquity 65.65ABB Ltd Switchgears 0.31ACC Ltd Cement 0.34Ambuja Cements Ltd Cement 0.36Axis Bank Ltd Banking Services 2.10Bajaj Auto Ltd - New Shs Motorcycles 0.38Bharat Heavy Electricals Ltd Prime Movers 2.16Bharat Petroleum Corp Ltd Refinery 0.72Bharti Airtel Ltd Cellular Mobile Phone Service 3.28Cairn India Ltd Petroleum Oil 0.91

Cipla Ltd Drug Formulations 0.39Crompton Greaves Ltd Motors & Generators 0.85DLF Ltd Construction 0.69GAIL India Ltd LPG Storage And Distribution 1.38Grasim Industries Ltd Cement 1.14Hero Honda Motors Ltd Motorcycles 0.56Hindalco Industries Ltd Aluminium, Unwrought 0.37Hindustan Unilever Ltd Cosmetics/Soaps/Toiletries/Detergents 1.66HDFC Bank Banking Services 3.37HDFC Ltd Housing Finance Services 2.93ICICI Bank Ltd Banking Services 3.48Idea Cellular Ltd Cellular Mobile Phone Service 0.64Infosys Technologies Ltd Computer Software 3.84Infrastructure Dev Fin Co Ltd Finance Related Allied Activities 0.61ITC Ltd Cigarettes 4.08Ivrcl Infrastructures& Projects Ltd Construction Of Roads, Bridges, Tunnels Etc. 0.64Jindal Steel & Power Ltd Iron And Steel 1.66Larsen And Toubro Ltd IndustrialContracts & Turnkey Projects 3.09Mahindra And Mahindra Ltd Utility Vehicles Including Jeeps 0.75Maruti Suzuki IndiaLtd PassengerCars & MultiUtilityVehicles 0.87NTPC Ltd Thermal Electricity 1.15Oil & Natural Gas Corp Ltd Petroleum Oil 2.76

Power Finance Corp Ltd Financial Institutions 0.80Power Grid Corp Of India Ltd Power Transmission Line Services 0.65PTC India Ltd Trade In Minerals & Energy Sources 0.34Punjab National Bank Banking Services 0.74Reliance Capital Ltd Securities And Stock Traders 0.61Reliance Communication Ltd Cellular Mobile Phone Service 0.78Reliance Industries Ltd Refinery 5.52Reliance Infrastructure Thermal Electricity 1.34Siemens India Ltd Switching Apparatus 0.32State Bank Of India Banking Services 3.02Steel Authority Of India Ltd Finished Steel 0.69Sterlite Industries (India) Ltd Copper & Copper Products 1.32Sun Pharmaceutical Industries Ltd Drug Formulations 0.90Union Bank Of India Ltd Banking Services 0.37Wipro Ltd Computer Software 0.79Corporate Bonds 31.9910.60% IRFC 2018 AAA 7.2511.25% PFC 2018 AAA 3.729.90% HDFC 2018 AAA 3.45National Hpusing Bank 2018 AAA 8.80Nabard -ZCB - 2019 AAA 8.78Cash, Bank & Others 2.36

Cash, Bank & Others 2.36Net Assets 100.00

SECTOR STRATEGY

% to NAVSectorAluminium, Unwrought 0.37Banking Services 13.07Cellular Mobile Phone Service 4.70Cement 1.84Cigarettes 4.08Computer Software 4.63Construction 0.69Construction Of Roads, Bridges, Tunnels Etc. 0.64Copper & Copper Products 1.32Cosmetics/Soaps/Toiletries/Detergents 1.66Drug Formulations 1.29Finance Related Allied Activities 0.61Financial Institutions 0.80Finished Steel 0.69Housing Finance Services 2.93Industrial Contracts & Turnkey Projects 3.09Iron And Steel 1.66Lpg Storage And Distribution 1.38Motorcycles 0.94

Motors & Generators 0.85Passenger Cars & Multi Utility Vehicles 0.87Petroleum Oil 3.68Power Transmission Line Services 0.65Prime Movers 2.16Refinery 6.24Securities And Stock Traders 0.61Switchgears 0.31Switching Apparatus 0.32Thermal Electricity 2.49Trade In Minerals & Energy Sources 0.34Utility Vehicles Including Jeeps 0.75Corporate Bonds 31.99Cash, Bank & Others 2.36Total 100.00

21

Tata AIG APEXReturn Lock-In Fund

ASSET ALLOCATION



Equity 65.65



Net Assets 100.00


NAVCalculation:

Tax Benefits:

FundManager:

Investment Pattern:

Objective is to use the participation in an actively managed well diversified equity portfolio of large capcompanies to generate capital appreciation and use high credit quality debt instruments to lock-in that capital appreciation.

Daily


Mr. Vivek Sood

Equity 0% - 100%

Debt 0% - 100%Money Market 0% - 100%

PERFORMANCE - TATA AIG APEX RETURN LOCK-IN FUND (NAV [in Rs.]as on 31-July-09 is 10.1380)

E qui ty C or po ra te B onds C as h, Ba nk & O ther s

31.99%

65.65%

2.36%

4.70%

1.84%

4.08%

31.99%

0.64%

1.29%

0.61%

0.80%

0.69%

1.66%1.32%

0.69%

4.63%

13.07%

2.93%

3.09%

1.66%1.38%

0.94%0.85%

0.87%

0.32%

0.31%

0.61%

6.24%

2.16%

0.65%3.68%

2.49%

0.34%

0.75%

2.36%

0.37%

BankingServicesCement

ComputerSoftwareConstructionOfRoads, Bridges,Tunnels Etc.Cosmetics/Soaps/Toiletries/Detergents

FinanceRelated AlliedActivities

FinishedSteelIndustrialContracts& TurnkeyProjects

LpgStorage AndDistributionMotors& GeneratorsPetroleumOilPrimeMovers

SecuritiesAnd StockTradersSwitchingApparatusTradeIn Minerals&EnergySources

CorporateBonds

Aluminium,UnwroughtCellularMobile PhoneService

CigarettesConstruction

Copper& CopperProducts

DrugFormulations

FinancialInstitutionsHousingFinance Services

IronAndSteelMotorcyclesPassengerCars&Multi UtilityVehiclesPowerTransmissionLine Services

RefinerySwitchgearsThermalElectricity

UtilityVehicles IncludingJeepsCash,Bank& Others

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PERFORMANCE - WHOLE LIFE AGGRESSIVE GROWTH FUND (NAV [in Rs.]as on 31-July-09 is 12.2660)


NAV Calculation:

Tax Benefits:

FundManager:

The primary investment objective of the fund is to maximise the returns with medium to high risk.

Daily


Mr. Vivek Sood

InstrumentPORTFOLIO

Industry % of NAV

PERIOD DATE NAV NAV Change INDEX ChangeLast 1 Month 30-Jun-09 11.7550 4.35% 5.27%

Last 3 Months 29-Apr-09 10.0420 22.15% 21.60%

Last 6 Months 30-Jan-09 8.9920 36.41% 40.72%

Last 1 Year 31-Jul-08 10.6660 15.00% 8.61%

Since Inception 8-Jan-07 10.0000 22.66% 18.20%

Equity 59.29Aia Engineering Ltd Castings 0.23Alstom Projects India Ltd IndustrialContracts & Turnkey Projects 0.16Asian Paints (India) Ltd Paints & Varnishes 1.06Axis Bank Ltd Banking Services 1.57Bajaj Auto Ltd - New Shs Motorcycles 0.86Bank Of Baroda Ltd Banking Services 1.17Beml Ltd Material Handling Equipments 0.12

Bharat Electronics Ltd Electronics 0.47Bharat Heavy Electricals Ltd Prime Movers 1.55Bharti Airtel Ltd Cellular Mobile Phone Service 2.64Cesc Ltd Coal Based Thermal Electricity 0.77Colgate-Palmolive (India) Ltd Preparation ForOral Or Dental Hygiene 0.72Crompton Greaves Ltd Motors & Generators 1.20Dishman Pharmaceuticals & Chemicals Ltd Drug Formulations 0.58Elecon Engineering Co Ltd Material Handling Equipments 0.17Emco Ltd Transformers 0.15Exide Industries Ltd Storage Batteries 1.11Glaxosmithkline Consumer Healthcare Ltd Drug Formulations 0.73Glenmark Pharmaceuticals Ltd Drug Formulations 0.94Grasim Industries Ltd Cement 0.59Great Offshore Ltd Shipping 0.17Gujarat State Petronet Ltd Lng Storage And Distribution 0.58Hero Honda Motors Ltd Motorcycles 0.57Hindustan Construction Co Ltd Construction Of Roads, Bridges, Tunnels Etc. 0.15Hindustan UnileverLtd Cosmetics/Soaps/Toiletries/Detergents 0.64HDFC Bank Banking Services 2.57HDFC Ltd Housing Finance Services 1.63ICICI Bank Ltd Banking Services 2.68Infosys Technologies Ltd Computer Software 3.10Infrastructure Dev Fin Co Ltd Finance Related Allied Activities 0.36ITC Ltd Cigarettes 3.20

Ivrcl Infrastructures& Projects Ltd Construction Of Roads, Bridges, Tunnels Etc. 1.26Jaiprakash Associates Ltd Construction Of Roads, Bridges, Tunnels Etc. 1.29Larsen And Toubro Ltd IndustrialContracts & Turnkey Projects 2.50Lic Housing Finance Ltd Housing Finance Services 0.99Mahindra And Mahindra Ltd Utility Vehicles Including Jeeps 0.64Marico Ltd Edible Oils 0.43Ntpc Ltd Thermal Electricity 1.39Oil & Natural Gas Corp Ltd Petroleum Oil 2.12Oriental Bank Of Commerce Banking Services 0.92Piramal Healthcare Limited Drug Formulations 0.46Punj Lloyd Ltd Civil Engineering 1.11Punjab National Bank Banking Services 0.81Reliance Communication Ltd Cellular Mobile Phone Service 0.74Reliance Industries Ltd Refinery 4.61Reliance Petroleum Ltd Refinery 0.23Shree Cement Ltd Cement 0.54Simplex Infrastructures Ltd Construction 0.34Sintex Industries Ltd Diversified 1.28State Bank Of India Banking Services 2.23Sterlite Industries (India) Ltd Copper & Copper Products 1.38Sun Pharmaceutical Industries Ltd Drug Formulations 0.94Tata Chemicals Ltd Other Fertilisers 0.25Union Bank Of India Ltd Banking Services 0.39

Corporate Bonds 26.429.05% IDFC 2010 AAA 2.3211.75% Rural Electric Corp Ltd 2011 AAA 2.379.20% HDFC Ltd 2012 AAA 2.796.98% IRFC 2012 AAA 4.806.90% PFC 2012 AAA 1.069.50%HDFC 2013 AAA 1.4910.90% Rural Electric Corp. 2013 AAA 0.8311.50% Rural Electric Corp. 2013 AAA 5.982.00% Tata Motor 2014 AAA 4.348.95% IDFC 2018 AAA 0.43Cash, Bank & Others 14.29Cash, Bank & Others 14.29Net Assets 100.00

SECTOR STRATEGY

% to NAVSectorBanking Services 12.35Castings 0.23Cellular Mobile Phone Service 3.38Cement 1.13Cigarettes 3.20Civil Engineering 1.11Coal Based Thermal Electricity 0.77Computer Software 3.10Construction 0.34Construction of Roads, Bridges, Tunnels etc. 2.70Copper & Copper Products 1.38Cosmetics/Soaps/Toiletries/Detergents 0.64Diversified 1.28Drug Formulations 3.65Edible Oils 0.43Electronics 0.47Finance Related Allied Activities 0.36

Housing Finance Serv

Documents

Life Report 190809