Life Advisor BOP

8/13/2019 Life Advisor BOP

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Welcome to Kotak Mahindra Group

o Let me introduce myself.

o Let me tell you what I do.

o I am authorized to appoint

distributors for Kotak Life

Insurance

o Today’s agenda

o A year that will change your life

o Making a life of growth & success

This presentation is not for solicitation of insurance; bu

t forrecruiting insurance professionals.



This corporate go getter embarked on the success

journey in 1985 with Kotak Capital Management Finance

using 30 lac rupees borrowed from friends & family

members who ran a cotton-trading business.

Since then, there have been no ‘Ups & Downs’,

only ‘Ups & Ups’.

The group hasn’t looked back and has always

aimed to move upwards, to move towards success.

Kotak Mahindra GroupThe Entrepreneurial Spirit



Net worth: INR 12,901 crore*.

Market Capitalization: INR 40,394 crore*.

Overseas expansion on cards.

Kotak group is one of the premier 1st

generation entrepreneur success stories of

India.


http://insurance.kotak.com/ & Company reports



Kotak Mahindra Bank Ltd.

Kotak Mahindra Old Mutual Life Insurance Ltd.

Kotak Securities Ltd.

Kotak Mahindra Capital Company

Kotak Mahindra Prime Ltd.

Kotak International Business

Kotak Mahindra Asset Management Company

Kotak Private Equity Group

Kotak Realty Fund






o Established in 1985

o Group net worth of

over INR 12,901 crore

as on 31st March, 2012

o The Group caters to

diverse financial needs

of individuals and

corporate likeCommercial Banking,

Stock Broking, Mutual

Funds, Life Insurance

and Investment

Banking

o Present in upwards of

141 cities with morethan 204 branches as

on 31st march, 2012

o One of the best claims

ratio in the industry

o Good products and

fund performanceo Recognized player in

the Indian Life

Insurance industry

o Originated in South

Africa in 1845o International long-

term savings,

protection and

investment Group

o Listed in UK & South

African exchangeamong others.

About Kotak Life Insurance



About Kotak Life Insurance Profitability and Consistency

Profitable for 4 years in a row.

One amongst the few profitable life insurance organization.

0

50

100

150

200

250

2008-09 2009-10 2010-2011 2011-12

14.44 cr

70.7 cr101.41 cr

211.4 cr

Profit in INRCAGR95.61 %

Source: http://insurance.kotak.com



Kotak life insurance‟s claim settlement ratio isamongst the best in the industry

Source DNA Newspaper Award winning Life

Advisor Portal

Won the Financial Insights

Innovation Award for„Innovation in Sales

Enablement‟ in 2011

About Kotak Life Insurance



An opportunity

to meet yourDreams and Aspirations



DREAMS !DESIRES!!

ASPIRATIONS!!!That make you do what you do…

What are the aspiration in your life?



An opportunity which

allows you to

earn big… Whether it is1 Cr

or it is 25 Lakhs!!

YOU Write your own pay

cheque!!!

YOUDecide your work-life

balance!!

YOU

Be your own Boss!



Lets discuss

the opportunity



About Life Insurance Industry

*Figures as on March 31, 2011 as per IRDA

100 Cr + Indians who do

not have life insurance

Around 26 L life insuranceagent have found

this as the biggest

opportunity of their lives

Growing at a fast pace



Life Insurance Industry

Premium collected in 2001: 34,898 cr

Premium collected in 2011: 2,91,605 cr

Life Insurance Industry – Huge opportunity waiting

34,898 cr

2,91,605 cr

0

50000100000

150000

200000

250000

300000350000

2001 2011

Premium collected in INR

836% Growth

Figures from www.irda.gov.in



o Protection and Long Term Savings:Secures futures and provides for long term goals

o A career opportunity that is also social work

o Safeguards the family’s fortune in case of unforeseen eventuality

Life Insurance

A noble profession



Do you see anything missing in thepicture?



We help families avoid the financial suffering

when an unforeseen tragedy strikes



Rents, Interests

Pension, Dividends

R. Rs 6,000

I. Rs: 3,000

P. Rs: 7,000

D. Rs: 2,000

POVERTY

NEED BASED

LUXURY INCOMEMEN @ WORK MONEY @ WORK

Salary / Profit

Rs: 40,000

Rs: 18,000Rs: 40000

Risk Death (or) Critical Illness

Annual Income x 10 Times Life Cover

Peace of Mind( Pro Active )

CATEGORIES OF LIVING

POM



An ideal opportunity



An ideal career

o Flexible timings

o Spend quality time

with family

o Earn unlimited incomeo Security of income

o Numerous rewards &

recognition programs

o Foreign travels

More than 33,000*Advisors are associated

with Kotak Life InsuranceBe your own Boss!!

*Company reports



Lets talk

aboutMoney



How much income do you think

you need Per Annum?

50 Lakhs ?

25 Lakhs ?

10 Lakhs ?

5 Lakhs ?

2 Lakhs ?



How much money do you think

you can invest?

15 Lakhs ?

10 Lakhs ?

5 Lakhs ?

2 Lakhs ?





This business only requires your Time & Effort

x



Devote 2 hrs a day.

Get an income for a life time

subject to change as per management decisions

Assuming 2 hours a day results in 2 policies sold a month with a business growth rate of 10% P.A.

Year 1 2 3 4 5 10 15

First Year

Commission

@ 20 %

96,000 1,05,600 1,16,160 1,27,776 1,40,554 2,26,363 3,64,560

Renewal

Commission

@ 5 %

N.A. 24,000 50,400 79,440 1,11,384 3,25,907 6,71,400

Total

Commission96,000 1,29,600 1,66,560 2,07,216 2,51,937 5,52,270 10,35,959



Devote 4 hrs a day.

Get a lifestyle & income for a life time


Year 1 2 3 4 5 10 15

First Year

Commission

@ 20 %

1,92,000 2,11,200 2,32,320 2,55,552 2,81,107 4,52,726 7,29,120

Renewal

Commission

@ 5 %

N.A. 48,000 1,00,800 1,58,880 2,22,768 6,51,815 13,42,799

Total

Commission1,92,000 2,59,200 3,33,120 4,14,432 5,03,875 11,04,541 20,71,919





Devote Full time.

Get to be Successful, Wealthy & Rich for life time


Year 1 2 3 4 5 10 15

First Year

Commission

@ 20 %

3,84,000 4,22,400 4,64,640 5,11,104 5,62,214 9,05,452 14,58,239

Renewal

Commission

@ 5 %

N.A. 96,000 2,01,600 3,17,760 4,45,536 13,03,630 26,85,598

Total

Commission3,84,000 5,18,400 6,66,240 8,28,864 10,07,750 22,09,082 41,43,838



Successful advisors earn

at par with

o Chartered Accountantso MBAso Lawyerso Doctorso Engineerso Successful businessmeno Senior corporate executiveso Celebritieso Senior government officialsand others



Growtho Social

o Professionalo Personal

o Wealth

Successo Rewards &

Recognition

o Foreign Travel

Come, start a life of Growth & Success



Your

socialgrowth

o Recognition, trophies andforeign trips

o Visible change in yourlifestyle

o Opportunity to interactwith like mindedsuccessful people from

the industryo Chance to represent India

abroad

o Noble profession – forwhich, the society

respects you



Your professional growth

* Subject to terms & conditions of Kotak Life Insurance

Growth is what fuels a successful business

Beyond - Sr. / Chief AP

CAPSr. AP

APAAP

- Agency Partner3rd Year

1st Year - Life Advisor

2nd Year - Associate Agency Partner

LA



{ }

{ }

Your personal growth

We invest. We train. YOU see the difference in yourself.

PersonalityDevelopment

{ }Financial Services

Industry

LifeInsurance

Training Imparted

O R&R P



Our R&R Programs

Various Levelsunder the

Power Club

A program that gives you many benefits including

foreign travel with family

Qualifying Benefits

Membership kits, Reward Points, Entry

to Conventions, Life Insurance Cover,Foreign Travel

We have dedicated Loyalty site for Reward

Points redemption; RP can be redeemed forhome appliances, gold and a lot more

A program that rewards the

advisor for consistency in

business over a period

of 11 weeks.

Qualifying BenefitsEarn Reward Points,

Certificates,

Entry to Conventions

MDRT- Million Dollar Round Table

a Premier Association of Financial

Professionals from around the world

Qualifying Benefits

Entry to MDRT Annual

Meeting –Greatest gathering

of insurance Professionals



Success

Speaks



“Thanks to Kotak Life

Insurance I feel far moreconfident & powerful, Iam more independent &can work at my own pace.Kotak Life Insurance hasgiven me my identity”

Plabita Priyadarshi, Mumbai.



“Kotak Life Insurance has been a strong supportsystem for me right from

getting the license toqualifying for MDRT.Since joining I have been

a part of the Platinumclub.”

P. Ganeshan, Chennai



“Kotak Life Insurance has

given me life changingexperiences and providedme with a path for greater

achievements.”

Lakshmi Sharma, Chandigarh.



“Kotak Life Insurance has given me

both financial security and mentalsatisfaction and has made it possible forme to enjoy a whole new way of life.” Uma Shankar Chamaria, Kolkata



Why join US?

Faidey Ka Insurance



Why join Us?

Respect & Recognition

Great BrandUnlimited Income

Give back to the societyProfessional environment

Great Career



Savings Protection Wealth Creation Retirement

Why join Us?Comprehensive product basket



Because we will support you till you succeed

oAgency Partner support

o Complete hand holding through your learning phase

o Undertaking joint calls with you so you can learn

o Providing service in case of any customer related queries

o Help you grow from individual performer to a Team Manager

oTraining support

o Our training equips you to meet your clients confidently withoutany inhibitions

o We identify your training needs and arranging trainings for you

o It prepares you with complete knowledge of the industry & our

products

Why join Us?



The year ahead



Preparing for a life of success

Just 7 days to be a Financial Expert!!

Exclusive program which will help you understand

o World of financial planningo The need for saving and insurance

o Ways to invest your money

o Tax planning

o Personality development

o And more … In just 7 days



oGet a license from IRDA post the Trainingand Online examination

oLicense fee of Rs 1000

oKotak Life Insurance’s training on products,

and life skills

You are ready to launchyour new career

The year ahead

Preparing for a life of success



Partnering

for success



Commitment

Ours

Yours

Support &Infrastructure

Time &

Efforts



The biggest income opportunity!

Helps you achieve all your dreams…



With us – Get recognized



With us – Reap thedesired

rewards





Come be a Life Advisor with Kotak Life Insurance.

Invest a year and get a lifeof success & growth.

Documents

Life Advisor BOP