LIC MF Factsheet Dec 2019 · December'18-November'19 and DII bought equity worth ₹ 52,108 crores (US$7,364 mn) for the same period. (As on 29th November 2019, Source: SEBI) (November

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Investors understand that their principal will be at Moderately High Risk

RISKOMETER

This product is suitable for investors who are seeking*:

• Long term capital appreciation and current income.

• A fund that invests both in stocks and fixed income instruments.

• Risk - Moderately High *Investors should consult their financial advisors if in

doubt about whether the product is suitable for them.

MARKET REVIEW

Market Review

Ÿ On ground momentum in the economy continues to remain weak as can be seen in the quarter 2 GDP data. India's Industrial Production shrank for the second consecutive month in September with factory output declining by 4.3%.

Ÿ The WPI for October was at 0.16% and the CPI grew at 4.62% mostly due to spike in food inflation. Equity market remained strong during the month with BSE Sensex rising by 2.4% and CNX Nifty rising by 2.3%.

Ÿ Sector-wise indices- Bankex, BSE Realty, BSE Metal and BSE Healthcare gave positive returns of 7.2%, 5.4%, 4.2% and 3.8%% respectively during the month, whereas major drags were seen in BSE FMCG, BSE Auto, BSE Capital Goods and BSE Consumer durables with negative returns of -3.1%, -4.4%, -6.8% and -7.9% respectively during the month. BSE IT, BSE Oil and Gas and BSE Power were also in the negative territory during the month with returns of -0.2%, -1.8% and -2.4% respectively.

Capital flows:

FIIs were net buyers in the equity to the tune of ₹ 22,490 crores

(US$3146 mn) in November 2019. Cumulatively, FIIs bought equity

worth ₹ 95,593 crores (US$13,569 mn) in last twelve months i.e. from

December'18-November'19 and DII bought equity worth ₹ 52,108

crores (US$7,364 mn) for the same period. (As on 29th November

2019, Source: SEBI) (November 2019 Avg. 1 USD = INR 71.4799)

Outlook

Ÿ The equity market continues to be weighed down by the domestic

economy slowdown which does not seem to bottom out. Consistent

with the meltdown in the high frequency indicators, real GDP growth

moderated sharply in 2QFY20 with 1HFY20 GDP growth of 4.8% (vs

7.5% in 1HFY19) which was the lowest since March-13. While

manufacturing sector witnessed decline of 1% in 2QFY20, consistent

with the downtrend witnessed in the IIP data, GVA growth in the

agricultural sector improved marginally to 2.1%.

Ÿ In this midst, there have been some positive news with government

announcing reforms such as privatization of certain PSU's and partial

resolution of certain stressed sectors like telecom. However, looking at

the current economic scenario, the central government and the RBI

may be forced to take further actions to bring the economy back on

track. It is evident that the economy's private consumption expenditure

along with rural consumption must rise to support the overall growth

aspirations of the economy.

Ÿ The silver linings amidst the macro chaos has been that the

government expenditure has grown by 11.6% and the financial

services sector grew by 5.8%. Passenger car sales grew by a marginal

11.4% in October after declining for 11 straight months. As a fund

house, while we remain cautious on the slowing demand scenario in

Mr. Sachin Relekar

CIO - Equity

₹

2

EQUITY

DEBT

the Indian economy, we continue to believe consumer centric players

with strong distribution networks, differentiated products, no regulatory

overhang on manufacturing units, strong urban and rural base and

clear competitive advantage are better placed to tide over any market

volatility.

Market Review

Ÿ The month started on a slight negative note with Moody's downgrading its Outlook on India's Sovereign Credit to negative from Stable. The change in Outlook was led by weakening growth impulses, rising fiscal risks and ongoing NBFC crises. Slowdown in growth is a reflection of weak rural and urban demand.

Ÿ While rural demand has been caused by adverse terms of trade facing agriculture, urban weakness is due to funding crunch facing NBFC's, who have been the key lenders in the consumer durable space. This was reflected in the IIP data for September 2019, that came in at -4.3% YoY vs 4.6% YoY a year ago.

Ÿ GDP growth also moderated to a six year low of 4.5% during Q2FY20 compared to 5% in the previous quarter. Nominal GDP growth also slipped to 6.1%, which was the lowest in 2 decades. On the other hand CPI inflation rate edged higher to 4.62% YoY in October 2019 vs 3.99% YoY in September 2019, driven primarily by a sharp spike in vegetable prices even while core inflation moderated.

Ÿ The rise in food inflation was led by higher food prices on the back of extended monsoon and flooding in parts of the country. Further centre's fiscal deficit for April-October touched 7.2 trillion exceeding full year budgetary target of 7.04 trillion. To achieve the budgetary target of 6.63 trillion GST in the last 5 months, will be a herculean task for the already slowing economy.

Ÿ FOMC minutes confirmed that the central bank is moving to a period of prolonged pause. Members of the FOMC viewed the economic outlook as positive. Weak global growth environment and subdued global inflation were identified as the primary reasons for pushing inflation risks to the downside.

Ÿ A key variable will be the labour markets that will be used by the FOMC to assess whether supply side weakness is passing to the demand side. So far there has been limited signs of that.

Outlook

Ÿ Considering the downward trend seen in the IIP and GDP data, RBI

is expected to revise downward its GDP forecast to around 5.5% from

6.1% revised earlier from 6.9% in previous MPC meeting. Going ahead,

we expect food inflation to continue to rise driven by an adverse base

and fluctuations in perishables.

Ÿ Core is expected to remain benign given the growing economic

slack and widening output gap. RBI in its upcoming MPC needs to

provide guidance on prioritizing growth vs inflation and its tolerance on

the inflation numbers and fiscal breach.

Mr. Marzban Irani

CIO - Fixed Income

₹

RISKOMETER

Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Large Cap Fund

LIC MF Multicap Fund

LIC MF Large & Mid Cap Fund

LIC MF Infrastructure Fund

LIC MF Tax Plan

LIC MF Index Fund-Sensex Plan

LIC MF Index Fund-Nifty Plan

LIC MF Exchange Traded Fund - Nifty 50

LIC MF Exchange Traded Fund - Sensex


3

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large-cap stockŸ Risk - Moderately High

Ÿ Long Term Capital AppreciationŸ Investing in Large, Mid & Small-cap stocksŸ Risk - Moderately High

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large and mid-cap

stocksŸ Risk - Moderately High

Ÿ Capital appreciation over long termŸ Investment predominantly in a portfolio of equity

and equity related securities of companies engaged in banking and financial services.

Ÿ Risk - High

Ÿ Long Term Capital GrowthŸ Investment in equity and equity related instruments

of companies directly or indirectly engaged in infrastructure sector.

Ÿ Risk - High

Ÿ Long Term Capital GrowthŸ Investing in equity and equity related securities.Ÿ Risk - Moderately High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of S&P BSE Sensex

Index stocks subject to tracking error.

Ÿ Risk - Moderately High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of NIFTY 50 Index

stocks subject to tracking errors.


Ÿ Long Term InvestmentŸ Investment in securities covered by NIFTY 50

Index, subject to tracking errors.Ÿ Risk - Moderately High

Ÿ Long Term InvestmentŸ Investment in securities covered by S&P BSE

SENSEX, subject to tracking errors.Ÿ Risk - Moderately High

Ÿ Long Term InvestmentŸ Investment in equity and equity related securities

and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors.


LIC MF Banking & Financial Services Fund

Investors understand that their principal will be at moderately high risk.

RISKOMETER

Investors understand that their principal will be at high risk.

RISKOMETER

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

LIC MF Arbitrage FundŸ Income over a short term investment horizon.

Ÿ Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment of the equity market.

• Risk - Moderately Low

Investors understand that their principal will be at moderately low risk.

RISKOMETER

LIC MF Liquid Fund

LIC MF Overnight Fund

Ÿ Regular income for short termŸ Investment in debt / money market instruments

with maturity of upto 91 days. Ÿ Risk - Low

Ÿ Regular income with high levels of safety and liquidity over short term

Ÿ Investment in debt and money market instruments with overnight maturity.

Ÿ Risk - Low Investors understand that their principal will be at low risk.

RISKOMETER

Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Government SecuritiesFund

LIC MF Debt Hybrid Fund

LIC MF Bond Fund

LIC MF Children’s Gift Fund

LIC MF Banking & PSU Debt Fund

LIC MF Savings Fund

RISKOMETER

LIC MF Equity Hybrid Fund

SchemeLIC MF Unit Linked Insurance

4

Ÿ Long term capital appreciation with current income.Ÿ A fund that invests both in stocks and fixed income

instruments. Ÿ Risk - Moderately High

Ÿ Long term capital appreciation and current income.Ÿ Investment in equity and equity related securiries,

fixed income securities (debt and money market securities).


Ÿ Long term capital appreciation and current incomeŸ Investment in sovereign securities issued by

Central State Government.Ÿ Risk - Moderate

Ÿ Medium term capital appreciation with current income

Ÿ A fund that invests predominantly in debt instruments with marginal equity exposure.

Ÿ Risk - Moderate

Ÿ Income over medium to long termŸ To generate income/capital appreciation through

investments in Debt and Money market instruments.

Ÿ Risk - Moderate

Ÿ Long term capital appreciation and current income

Ÿ A fund that invests both in stocks and fixed income instruments.


Ÿ Regular income for medium term capital appreciation with current income

Ÿ An income fund that invests predominantly in debt and money market instruments issued by Banks, PSU’s, PFIs and Municipal Bonds.

Ÿ Risk - Moderate

Ÿ Regular Income for short termŸ A fund that focuses on low duration securities.Ÿ Risk - Moderate

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Investors understand that their principal will be at moderately high risk.

RISKOMETER

Investors understand that their principal will be at moderate risk.

RISKOMETER

LIC MF G-Sec Long Term Exchange Traded Fund

Ÿ Medium to long term regular incomeŸ Investment in securities in line with Nifty 8-13 yr

G-Sec Index to generate comparable returns subject to tracking errors.

Ÿ Risk - Moderate

LIC MF Short Term Debt Fund

LIC MF Ultra Short Term Fund

Ÿ Generation of reasonable returns over short to medium term.

Ÿ Investment in Debt securities and money market instruments.

Ÿ Risk - Moderate

Ÿ Regular income over short term.

Ÿ Investment in Debt & Money Market Instruments such that the Macaulay Duration of the portfolio is between 3 months - 6 months.

Ÿ Risk - Moderately Low

Investors understand that their principal will be at moderately low risk.

RISKOMETER

To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of

equity and equity related securities of Large Cap companies including derivatives. However there can be no

assurance that the investment objective of the scheme will be achieved.

thAbove returns are as on 29 November, 2019. Past performance may or may not be sustained in the future. # Nifty 100 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested

systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment

internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative

purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for

since inception, hence performance for such period is not available.

SCHEME PERFORMANCE

SIP PERFORMANCE

PORTFOLIO AS ON 30.11.2019

INVESTMENT OBJECTIVESCHEME FEATURES

SECTOR ALLOCATION (% of NAV)

Company % of NAV Company % of NAV

SIP Investments 1 Year 3 Years 7 Years5 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 8,40,0006,00,000 12,00,000 NA

Market Value as on November 29, 2019 ( ) ₹ 1,31,406 4,20,910 12,40,5047,59,574 20,83,961 NA

Returns (CAGR) (%) 18.24 10.45 10.969.38 10.65 NA

Benchmark Returns (CAGR) (%) #

Additional Benchmark Returns (CAGR) (%) ##

13.57

14.21

10.53 12.17

11.62 12.03

11.04

11.40

11.91

11.60

NA

NA

5

Scheme Nifty 100 TRI* Nifty 100 TRI* Nifty 50 TRI** Nifty 50 TRI** Scheme

1 Year 13.97 11.32 12.38 11,393 11,129 11,234

3 Years 12.52 14.45 15.12 14,243 14,984 15,252

5 Years 7.26 8.78 8.39 14,202 15,237 14,967

Since Inception 4.26 NA 10.23 28,687 NA 1,17,052

CAGR (%)Value of lumpsum investment of 10,000/- invested ₹

on inception datePeriod

thAbove returns are as on 29 November, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth

option. Mr. Sachin Relekar is managing the above scheme from 5th March, 2015 and total no. of schemes managed by him is 5. Also, Ms. Ritu Modi is managing the above

scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark. The performance of the scheme

is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Factsheet December, 2019

Scheme Type: An open ended equity scheme predominantly investing in Large Cap stocks.

Date of allotment: September 01, 1994

Fund Size:

AUM as on 30/11/2019: ₹ 308.60 Cr

Average AUM for November 2019: ₹ 306.83 Cr

Benchmark: Nifty 100 TRI

Minimum Investment: ₹ 5,000/-

Fund Manager:Name: Mr. Sachin Relekar;Experience: 13+ years

NAV as on November 29, 2019:NAV Regular Plan Direct Plan

Growth ₹ 28.6867 ₹ 30.5085

Dividend ₹ 17.5688 ₹ 20.4867

Expense Ratio:Regular: 2.54% Direct: 1.62%(for detailed bifurcation on TER, please see page no 33)

Annual Portfolio Turnover Ratio: 0.11 times

Risk Measures:Standard Deviation 3.72Portfolio Beta 0.93Sharpe Ratio 0.0910

Load Structure:Entry Load - NIL

Exit Load

Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.

Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.

Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

Top 10 holdings

27.33%

19.22%

11.48%

9.75%

6.10%

5.33%

3.90%

2.32%

2.05%

1.74%

1.38%

0.49%

0.49%

0.49%

0.49%

Banks

Finance

Software

Consumer Non Durables

Auto

Petroleum Products

Retailing

Consumer Durables

Cement

Construction Project

Non - Ferrous Metals

Ferrous Metals

Telecom - Services

Pharmaceuticals

Auto Ancillaries

Equity Holdings

Auto 6.10%

Maruti Suzuki India Ltd. 3.10%

Mahindra & Mahindra Ltd. 2.26%

Ashok Leyland Ltd. 0.75%

Auto Ancillaries 0.49%

Motherson Sumi Systems Ltd. 0.49%

Banks 27.33%

HDFC Bank Ltd. 9.19%

ICICI Bank Ltd. 8.21%

Kotak Mahindra Bank Ltd. 7.43%

Axis Bank Ltd. 2.51%

Cement 2.05%

Shree Cement Ltd. 2.05%

Construction Project 1.74%

Larsen & Toubro Ltd. 1.74%

Consumer Durables 2.32%

Titan Company Ltd. 2.32%

Consumer Non Durables 9.75%

Hindustan Unilever Ltd. 3.87%

Nestle India Ltd. 2.48%

Asian Paints Ltd. 1.80%

Britannia Industries Ltd. 1.60%

Ferrous Metals 0.49%

Tata Steel Ltd. 0.49%

Finance 19.22%

Bajaj Finserv Ltd. 6.64%

Bajaj Finance Ltd. 6.40%

HDFC Ltd. 4.89%

L&T Finance Holdings Ltd. 1.29%

Non - Ferrous Metals 1.38%

Hindalco Industries Ltd. 1.38%

Petroleum Products 5.33%

Reliance Industries Ltd. 5.33%

Pharmaceuticals 0.49%

Torrent Pharmaceuticals Ltd. 0.49%

Retailing 3.90%

Avenue Supermarts Ltd. 3.90%

Software 11.48%

Tata Consultancy Services Ltd. 5.88%

Infosys Ltd. 5.60%

Telecom - Services 0.49%

Bharti Airtel Ltd. 0.49%

Equity Holdings Total 92.58%

Cash & Other Receivables Total 7.42%

Grand Total 100.00%

Co-Fund Manager:Name: Ms. Ritu Modi;Experience: 9+ years

An open ended pure growth scheme seeking to provide capital growth by investing mainly in mix of equity

instruments. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize

capital growth. However, there is no assurance that the investment objective of the Schemes will be realized.


systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,0008,40,000 NA

Market Value as on November 29, 2019 ( ) ₹ 1,30,159 4,05,910 7,13,905 18,45,90611,27,856 NA

Returns (CAGR) (%) 16.20 7.98 6.90 8.358.29 NA



11.43

14.21

8.09

11.62

9.75

11.40

11.4611.67

11.6012.03

NA

NA

SCHEME FEATURES INVESTMENT OBJECTIVE


SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Scheme

1 Year 12.46 9.11 12.38 11,243 10,908 11,234

3 Years 7.91 12.92 15.12 12,565 14,392 15,252

5 Years 3.88 8.52 8.39 12,101 15,055 14,967


PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date


option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 6. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was

launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark.

The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Nifty 500 TRI* Nifty 500 TRI* Nifty 50 TRI** Nifty 50 TRI**

Scheme Type: An open ended equity scheme investing across Large Cap, Mid Cap, Small Cap stocks

Date of Allotment: April 15, 1993

Fund Size:

AUM as on 30/11/2019: ₹ 298.69 Cr

: 297.45 CrAverage AUM for November 2019 ₹



Fund Manager:Name: Mr. Yogesh PatilExperience: years11+


Growth ₹ . ₹ .50 0843 52 4387

6 3917 20 2077Dividend ₹ 1 . ₹ .




6

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings


29.21%

15.19%

12.79%

5.32%

3.97%

3.84%

3.10%

2.99%

2.86%

2.75%

2.39%

1.88%

1.81%

1.48%

1.46%

0.56%

0.24%

Banks

Software


Finance

Gas

Transportation

Auto

Pharmaceuticals

Fertilisers

Petroleum Products


Auto Ancillaries

Cement

Consumer Durables

Commercial Services


Industrial Products

Equity Holdings

Auto 3.10%

Hero MotoCorp Ltd. 1.08%





Exide Industries Ltd. 0.95%

MRF Ltd. 0.94%

Banks 29.21%





City Union Bank Ltd. 1.64%

The Federal Bank Ltd. 1.47%

State Bank of India 0.93%

Karur Vysya Bank Ltd. 0.73%

Cement 1.81%

Grasim Industries Ltd. 0.99%

Ambuja Cements Ltd. 0.83%

Commercial Services 1.46%

3M India Ltd. 1.46%


Ashoka Buildcon Ltd. 1.70%

Sadbhav Engineering Ltd. 0.69%


Relaxo Footwears Ltd. 1.05%






Marico Ltd. 1.33%


Kansai Nerolac Paints Ltd. 1.20%

Dabur India Ltd. 0.81%

ITC Ltd. 0.62%Emami Ltd. 0.21%Fertilisers 2.86%Coromandel International Ltd. 2.86%Finance 5.32%HDFC Ltd. 3.27%SBI Life Insurance Company Ltd. 1.04%Equitas Holdings Ltd. 0.64%Bajaj Finserv Ltd. 0.37%Gas 3.97%Mahanagar Gas Ltd. 1.46%Gujarat Gas Ltd. 1.22%Indraprastha Gas Ltd. 0.71%Petronet LNG Ltd. 0.59%Industrial Products 0.24%SKF India Ltd. 0.24%Non - Ferrous Metals 0.56%Hindalco Industries Ltd. 0.56%Petroleum Products 2.75%Reliance Industries Ltd. 2.75%Pharmaceuticals 2.99%Sanofi India Ltd. 1.69%Abbott India Ltd. 1.26%Torrent Pharmaceuticals Ltd. 0.04%Software 15.19%Tata Consultancy Services Ltd. 5.50%Infosys Ltd. 5.05%Tech Mahindra Ltd. 1.76%Larsen & Toubro Infotech Ltd. 1.52%HCL Technologies Ltd. 0.84%Oracle Financial Services Software Ltd. 0.52%Transportation 3.84%Container Corporation of India Ltd. 2.46%Transport Corporation of India Ltd. 1.39%Equity Holdings Total 91.86%Cash & Other Receivables Total 8.14%

Grand Total 100.00%

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked

instruments of large cap and midcap companies.

thAbove returns are as on 29 November, 2019. Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 TRI, ## NIFTY 50 TRI. Assuming ₹

10,000/- invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The

performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000 - - - 5,70,000

Market Value as on November 29, 2019 ( ) ₹ 1,31,215 4,11,129 - - - 7,46,089

Returns (CAGR) (%) 17.92 8.84 - - - 11.32



10.14 6.57

14.21 11.62

- -

- -

-

-

9.50

11.74



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty LargeMidcap 250 TRI* Nifty LargeMidcap 250 TRI*SchemeNifty 50 TRI**

Nifty 50 TRI**

1 Year 12.19 6.99 12.38 11,215 10,697 11,234

3 Years 12.58 12.26 15.12 14,263 14,143 15,252

5 Years NA NA NA NA NA NA

Since Inception 10.36 9.05 8.35 15,991 15,107 14,653

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- ₹invested on inception date


option. Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 5. Date of allotment is 25th Feb’2015, hence returns

are available for 1yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance.

NA : Not Available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of

the index.

Scheme Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks

Date of Allotment: February 25, 2015

Fund Size:

AUM as on 30/11/2019: ₹ 585.17 Cr


Benchmark: Nifty LargeMidcap 250 TRI


Fund Manager:Name: Mr. Sachin RelekarExperience: 13+ years


Growth ₹ 15.9907 ₹ 16.9444

Dividend ₹ 14.0719 ₹ 14.7106




7

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings


20.89%

18.74%

9.07%

7.58%

6.07%

5.25%

4.97%

4.18%

2.88%

2.69%

2.57%

2.49%

1.94%

1.43%

0.53%

Banks

Finance

Software

Pharmaceuticals

Retailing

Consumer Durables

Chemicals


Auto Ancillaries

Auto

Petroleum Products

Hotels & OtherRecreational Activities

Construction

Industrial Products

Textile Products

Equity Holdings

Auto 2.69%





Jamna Auto Industries Ltd. 0.55%

Tube Investments of India Ltd. 0.43%

Motherson Sumi Systems Ltd. 0.34%

Banks 20.89%






Chemicals 4.97%

Tata Chemicals Ltd. 3.11%

Vinati Organics Ltd. 1.85%

Construction 1.94%

Brigade Enterprises Ltd. 1.94%


Bata India Ltd. 2.86%

Voltas Ltd. 2.38%



Procter & Gamble Hygiene&HealthCare Ltd.0.75%

Colgate Palmolive (India) Ltd. 0.67%

Finance 18.74%



Cholamandalam Investment & Fin Co Ltd.3.61%

HDFC Ltd. 2.69%


Motilal Oswal Financial Services Ltd. 0.23%

Hotels & Other Recreational Activities 2.49%

The Indian Hotels Company Ltd. 2.49%

Industrial Products 1.43%

Supreme Industries Ltd. 1.43%




Torrent Pharmaceuticals Ltd. 3.54%

Sanofi India Ltd. 2.06%

Alkem Laboratories Ltd. 1.98%

Retailing 6.07%


Aditya Birla Fashion and Retail Ltd. 2.74%

Software 9.07%

Infosys Ltd. 3.49%


Info Edge (India) Ltd. 2.38%

Textile Products 0.53%

K.P.R. Mill Ltd. 0.53%



Grand Total 100.00%

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a

portfolio that in invested substantially in equity and equity related securities of companies engaged in

banking and financial services sector. However there can be no assurance that the investment objective of

the scheme will be achieved.



SCHEME PERFORMANCE

77.12%

21.94%

Banks

Finance

Company % of NAV


SchemeNifty Financial Services TRI*

Nifty Financial Services TRI*

Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 20.39 25.02 12.38 12,033 12,494

19,966

11,234

15,373

3 Years 12,083 19,113 15,252

5 Years NA

6.52

NA

24.13

NA

15.12

NA NA NA

Since Inception 4.15 15.92 9.63 12,094

PeriodCAGR (%)

Value of lumpsum investment of 10,000/-₹invested on inception date


option. Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 6. Date of allotment is 27th March'2015, hence

returns are available only for 1 yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of

performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the

scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme investing in banking & financial companies

Date of Allotment: March 27, 2015

Fund Size:

AUM as on 30/11/2019: ₹ 59.61 Cr


Benchmark: Nifty Financial Services TRI


Fund Manager:Name: Mr. Yogesh PatilExperience: years11+


Growth ₹ . ₹ .12 0937 12 6832

12 0922 12 6498Dividend ₹ . ₹ .




thAbove returns are as on 29 November, 2019. Past performance may or may not be sustained in the future. # Nifty Financial Services TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time.

CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for

illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of

the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000

1,33,778 3,97,078

22.14 6.49

29.13 21.27

14.21 11.62

- -- 5,60,000

Market Value as on November 29, 2019 ( ) ₹ - -- 6,62,808

Returns (CAGR) (%) - -- 7.18



-

-

--

--

20.40

11.89

SIP PERFORMANCE

8

Load Structure:

Entry Load - NIL

Exit Load




Top 10 holdings


Equity Holdings

Banks 77.12%







IndusInd Bank Ltd. 2.37%


DCB Bank Ltd. 1.09%

Finance 21.94%

HDFC Ltd. 8.15%


Cholamandalam Investment & Fin Co Ltd. 2.96%

Equitas Holdings Ltd. 2.49%

ICICI Lombard General Insurance Co. Ltd. 2.36%

SBI Life Insurance Company Ltd. 1.54%




Grand Total 100.00%

thAbove returns are as on 29 November, 2019. Past performance may or may not be sustained in the future. # Nifty Infrastructure TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method

(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is

for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the


The investment objective of the scheme is to generate long-term growth from a portfolio of equity / equity

related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,

there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000

1,30,607

16.93

13.00

14.21

3,60,000 6,00,000 8,40,000 14,00,00012,00,000

Market Value as on November 29, 2019 ( ) ₹ 3,97,720 7,09,343 11,37,259 21,90,42617,76,224

Returns (CAGR) (%) 6.60 6.64 8.53 7.407.62



4.57

11.62

4.87 5.59

11.40 12.03

3.634.28

11.9311.60



SCHEME PERFORMANCE

SIP PERFORMANCE



SchemeNifty Infrastructure

TRI*Nifty Infrastructure

TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 14.44 9.72 12.38 11,439 10,970 11,234

3 Years 9.81 7.86 15.12 13,240 12,546 15,252

5 Years 4.28 2.04 8.39 12,334 11,066 14,967

Since Inception 3.58 -0.42 9.90 15,088 9,524 30,150

PeriodCAGR (%)



option. Mr. Sachin Relekar managing the above scheme from 1st March 2013 and total no. of schemes managed by him is 5. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **

Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme

investing in infrastructure companies.


Fund Size:

AUM as on 30/11/2019: ₹ 55.97 Cr


Benchmark: Nifty Infrastructure TRI


Fund Manager:

Name: Mr. Sachin Relekar

Experience: years13+


Growth ₹ ₹ 15.0883 16.0988

15.0891 15.9336Dividend ₹ ₹




9


Exit Load




Top 10 holdings


34.28%

13.48%

8.58%

7.35%

5.45%

5.33%

4.41%

3.61%

3.23%

2.81%

1.59%

0.44%

Banks

Cement

Petroleum Products

Construction

Industrial Products

Telecom - Services


Finance


Transportation

Minerals/Mining

Software

Equity Holdings

Banks 34.28%






Cement 13.48%

The Ramco Cements Ltd. 6.31%

JK Lakshmi Cement Ltd. 2.56%

Ultratech Cement Ltd. 2.44%

ACC Ltd. 2.18%

Construction 7.35%

KNR Constructions Ltd. 3.80%




Sadbhav Engineering Ltd. 1.67%

Finance 3.61%

HDFC Ltd. 3.61%


SKF India Ltd. 5.45%

Minerals/Mining 1.59%

Coal India Ltd. 1.59%





Indian Oil Corporation Ltd. 0.98%

Software 0.44%




Transportation 2.81%

Container Corporation of India Ltd. 2.81%



Grand Total 100.00%


systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in

the stock markets. However, there is no assurance that the investment objective of the Schemes will be

realized.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA

NA

NA

NA

NA

Market Value as on November 29, 2019 ( ) ₹ 1,31,093 4,21,038 7,76,931 13,09,654 22,42,219

Returns (CAGR) (%) 17.72 10.47 10.29 12.48 12.02



11.43

14.21

8.09

11.62

9.75 11.67

11.40 12.03

11.46

11.60



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty 500 TRI* Nifty 500 TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 12.34 9.11 12.38 11,231

14,680

10,908 11,234

3 Years 13.67 12.92 15.12 14,392 15,252

5 Years 8.59 8.52 8.39 15,103 15,055 14,967

Since Inception 9.09 14.70 13.16 71,945 2,24,133 1,65,167

PeriodCAGR (%)



option. Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 5. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,

**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended equity linked

saving scheme with a statutory lock in of 3 years

and tax benefit.

Date of Allotment: March 31,1997

Fund Size:

AUM as on 30/11/2019: ₹ 255.97 Cr


Load Structure:Entry Load: Nil

Exit Load: Nil (Subject to lock-in period of 3

years)


Minimum Investment: ₹ 500/-

Fund Manager:

Name: Mr. Sachin Relekar

Experience: years13+


Growth ₹ ₹ 71.9445 76.8282

18.1889 19.8474Dividend ₹ ₹




10

Top 10 holdings


24.23%

17.04%

11.65%

6.83%

6.19%

5.11%

4.12%

3.70%

3.70%

2.52%

2.30%

2.24%

1.86%

1.24%

0.77%

0.74%

Banks

Finance

Software


Retailing

Chemicals

Consumer Durables

Auto

Petroleum Products


Construction

Auto Ancillaries

Pharmaceuticals


Textile Products

Industrial Products

Equity Holdings

Auto 3.70%







Tube Investments of India Ltd. 0.54%

Banks 24.23%






Chemicals 5.11%


Vinati Organics Ltd. 2.51%

Construction 2.30%



Bata India Ltd. 2.66%

Voltas Ltd. 1.46%





Procter & Gamble Hygiene&HealthCare Ltd. 0.76%

Finance 17.04%Bajaj Finance Ltd. 5.60%



HDFC Ltd. 1.95%





SKF India Ltd. 0.74%






Alkem Laboratories Ltd. 0.98%


Retailing 6.19%


Aditya Birla Fashion and Retail Ltd. 2.55%

Software 11.65%

Infosys Ltd. 5.17%


Info Edge (India) Ltd. 1.75%





Grand Total 100.00%

Invest in

Less taxing!

Making your journey great

Tax benefit u/s 80c*



1800-258-5678


OR


RISKOMETER


• Long-term capital growth.

• Investment in equity and equity-related securities.



* Subject to ₹ 1.5 lakh under Section 80 C of the Income Tax Act, 1961(As per prevailing tax laws in India).

thAbove returns are as on 29 November, 2019. Past performance may or may not be sustained in the future. # S&P BSE SENSEX TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method





The main investment objective of the fund is to generate returns commensurate with the performance of the

index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking

errors. However, there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 20,30,000

14.15

Market Value as on November 29, 2019 ( ) ₹ 1,29,730 4,32,048 7,90,757 12,43,457 20,64,279 56,08,462

Returns (CAGR) (%) 15.50 12.25 11.00 11.03 10.47 11.03



16.34

14.21

13.62

11.62

12.57 12.73

11.40 12.03

12.13

13.6011.60



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 12.99 14.05 12.38 11,296 11,401 11,234

3 Years 15.06 16.67 15.12 15,227 15,874 15,252

5 Years

Since Inception

7.03 8.70 8.39 14,050 15,183 14,967

13.30 17.86 17.09 83,498 1,63,222 1,46,063

PeriodCAGR (%)



option. Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **

Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended scheme replicating/tracking S&P BSE Sensex Index

Date of Allotment: December 05, 2002

Fund Size:

AUM as on 30/11/2019: ₹ 21.50 Cr


Load Structure:Entry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units

Benchmark: S&P BSE Sensex TRI


Fund Manager:Name: M . s Ritu ModiExperience: years9+


Growth ₹ ₹ 75.7467 78.3409

25.9634 26.2840Dividend ₹ ₹



Risk Measures:Tracking Error 0.27%

11

Top 10 holdings


34.63%

13.85%

11.70%

11.66%

10.20%

5.83%

3.80%

2.20%

1.96%

1.12%

0.96%

0.76%

0.61%

Banks

Software

Finance

Petroleum Products


Auto


Power

Telecom - Services

Pharmaceuticals

Oil

Ferrous Metals


Equity Holdings

Auto 5.83%



Bajaj Auto Ltd. 0.95%


Tata Motors Ltd. 0.66%

Tata Motors Ltd (DVR) 0.07%

Banks 34.63%







Yes Bank Ltd. 0.29%




ITC Ltd. 4.93%





Finance 11.70%

HDFC Ltd. 9.38%



Vedanta Ltd. 0.61%

Oil 0.96%

Oil & Natural Gas Corporation Ltd. 0.96%




Sun Pharmaceutical Industries Ltd. 1.12%

Power 2.20%

NTPC Ltd. 1.13%

Power Grid Corporation of India Ltd. 1.06%

Software 13.85%

Infosys Ltd. 6.20%


HCL Technologies Ltd. 1.42%

Tech Mahindra Ltd. 1.09%





Grand Total 100.00%

thAbove returns are as on 29 November, 2019. Past performance may or may not be sustained in the future. # NIFTY 50 TRI, ## S&P BSE SENSEX TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method





The main investment objective of the fund is to generate returns commensurate with the performance of the

index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However,

there is no assurance that the investment objective of the Schemes will be realized.



14.15


Returns (CAGR) (%) 13.52 10.27 9.91 10.48 10.15 10.47



14.21

16.34

11.62

13.62

11.40 12.03

12.57 12.73

11.60 13.60

12.13



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 11.39 12.38 14.05 11,136 11,234 11,401

3 Years 13.57 15.12 16.67 14,642 15,252 15,874

5 Years 6.90 8.39 8.70 13,968 14,967 15,183

Since Inception 12.45 17.09 17.86 73,415 1,46,063 1,63,222

PeriodCAGR (%)



option. Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,

**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 33.

Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index


Fund Size:

AUM as on 30/11/2019: ₹ 29.11 Cr


Load Structure:Entry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units





Growth ₹ ₹ 66.6280 68.9478

4 5787 5 4059Dividend ₹ 2 . ₹ 2 .




12

Top 10 holdings


30.18%

12.36%

12.18%

11.06%

10.36%

5.59%

3.29%

2.14%

1.91%

1.66%

1.54%

1.18%

1.10%

0.95%

0.81%

0.74%

0.60%

0.56%

0.47%

0.45%

0.35%

Banks

Software

Petroleum Products

Finance


Auto


Pharmaceuticals

Power

Telecom - Services

Cement

Ferrous Metals


Consumer Durables

Oil

Minerals/Mining

Pesticides

Transportation

Gas

Tele-Equipment& Accessories

Media & Entertainment

Equity HoldingsAuto 5.59%Maruti Suzuki India Ltd. 1.92%Mahindra & Mahindra Ltd. 1.03%Bajaj Auto Ltd. 0.79%Eicher Motors Ltd. 0.64%Hero MotoCorp Ltd. 0.63%Tata Motors Ltd. 0.59%Banks 30.18%HDFC Bank Ltd. 11.12%ICICI Bank Ltd. 6.70%Kotak Mahindra Bank Ltd. 4.32%Axis Bank Ltd. 3.28%State Bank of India 2.62%IndusInd Bank Ltd. 1.89%Yes Bank Ltd. 0.25%Cement 1.54%Ultratech Cement Ltd. 0.93%Grasim Industries Ltd. 0.61%Construction Project 3.29%Larsen & Toubro Ltd. 3.29%Consumer Durables 0.95%Titan Company Ltd. 0.95%Consumer Non Durables 10.36%ITC Ltd. 4.23%Hindustan Unilever Ltd. 2.90%Asian Paints Ltd. 1.52%Nestle India Ltd. 1.02%Britannia Industries Ltd. 0.68%Ferrous Metals 1.18%Tata Steel Ltd. 0.65%JSW Steel Ltd. 0.52%Finance 11.06%HDFC Ltd. 8.00%Bajaj Finance Ltd. 1.98%Bajaj Finserv Ltd. 1.07%Gas 0.47%GAIL (India) Ltd. 0.47%

Media & Entertainment 0.35%

Zee Entertainment Enterprises Ltd. 0.35%





Vedanta Ltd. 0.53%

Oil 0.81%


Pesticides 0.60%

UPL Ltd. 0.60%



Bharat Petroleum Corporation Ltd. 0.82%




Dr. Reddy's Laboratories Ltd. 0.69%

Cipla Ltd. 0.47%

Power 1.91%

NTPC Ltd. 1.01%


Software 12.36%

Infosys Ltd. 5.13%




Wipro Ltd. 0.72%

Telecom - Equipment & Accessories 0.45%

Bharti Infratel Ltd. 0.45%




Adani Ports & Special Economic Zone Ltd. 0.56%



Grand Total 100.00%

The investment objective of the scheme is to provide returns that closely correspond to the total returns of

securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 12.33

14.98

12.38

15.12

14.05

16.67

11,229

15,194

11,234

15,252

11,401

15,8743 Years

NA NA NA NA NA NA5 Years

Since Inception 12.47 12.69 13.41 16,053 16,180 16,599

PeriodCAGR (%)



option. Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Date of allotment is 20th Nov'2015, hence returns

are available only for 1 year, 3 years & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of




Date of Allotment: November 20, 2015

Fund Size:

AUM as on 30/11/2019: ₹ 541.51 Cr


Load Structure:Entry Load: Exit Load: Nil Nil

Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).


Minimum Investment: For Subscription / Redemption of units

directly with Mutual Fund : 50,000 units.

For Purchase through Stock Exchange: 1 unit


NAV as on November 29, 2019:NAV Regular Plan

Growth ₹ 126.1211

Expense Ratio: Regular: 0.10%(for detailed bifurcation on TER, please see page no 33)



13

Top 10 holdings


30.19%

12.47%

12.15%

11.08%

10.48%

5.62%

3.31%

2.19%

1.90%

1.66%

1.57%

1.18%

1.13%

1.00%

0.82%

0.71%

0.65%

0.57%

0.48%

0.46%

0.34%

Banks

Software

Petroleum Products

Finance


Auto


Pharmaceuticals

Power

Telecom - Services

Cement

Ferrous Metals


Consumer Durables

Oil

Minerals/Mining

Pesticides

Transportation


Gas


Equity Holdings

Auto 5.62%





Eicher Motors Ltd. 0.64%


Banks 30.19%







Yes Bank Ltd. 0.26%

Cement 1.57%


Grasim Industries Ltd. 0.64%






ITC Ltd. 4.30%







JSW Steel Ltd. 0.53%

Finance 11.08%

HDFC Ltd. 7.98%



Gas 0.46%

GAIL (India) Ltd. 0.46%







Vedanta Ltd. 0.52%

Oil 0.82%


Pesticides 0.65%

UPL Ltd. 0.65%








Cipla Ltd. 0.49%

Power 1.90%

NTPC Ltd. 1.00%


Software 12.47%

Infosys Ltd. 5.14%




Wipro Ltd. 0.72%






Adani Ports & Special Economic Zone Ltd.0.57%



Grand Total 100.00%

The investment objective of the scheme is to provide returns that, closely correspond to the total returns of

the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same

proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be

achieved.



SCHEME PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 14.05 14.05 12.38 11,401

15,857

11,401

15,874

11,234

15,2523 Years 16.63 16.67 15.12


Since Inception 13.16 13.20 12.50 16,397 16,423 16,019

PeriodCAGR (%)



option. Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Date of allotment is 30th Nov'2015, hence returns




Scheme Type: An open ended scheme replicating/tracking Sensex Index


Fund Size:

AUM as on 30/11/2019: ₹ 413.11 Cr




Benchmark: S&P BSE Sensex TRI


directly with Mutual Fund : 2,000 units.




Growth ₹ 428.6983




14

Top 10 holdings


34.83%

13.91%

11.71%

11.68%

10.32%

5.98%

3.85%

2.19%

1.96%

1.17%

0.95%

0.77%

0.65%

Banks

Software

Finance

Petroleum Products


Auto


Power

Telecom - Services

Pharmaceuticals

Oil

Ferrous Metals


Equity Holdings

Auto 5.98%






Tata Motors Ltd (DVR) 0.08%

Banks 34.83%







Yes Bank Ltd. 0.30%




ITC Ltd. 4.98%





Finance 11.71%

HDFC Ltd. 9.40%



Vedanta Ltd. 0.65%

Oil 0.95%






Power 2.19%

NTPC Ltd. 1.14%


Software 13.91%

Infosys Ltd. 6.20%








Grand Total 100.00%


securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 100 TRI* NIFTY 100 TRI*NIFTY 50 TRI** NIFTY 50 TRI**Scheme

1 Year 10.93

14.13

11.32

14.45

12.38

15.12

11,090

14,859

11,129

14,984

11,234

15,2523 Years


Since Inception 14.76 15.16 15.19 16,651 16,869 16,882

PeriodCAGR (%)



option. Ms. Ritu Modi is managing the above scheme from 1st November, 2019 and total no. of schemes managed by her is 6. Date of allotment is 17th Mar'2016, hence returns






Fund Size:

AUM as on 30/11/2019: ₹ 337.26 Cr






directly with Mutual Fund : 2,00,000 units.




Growth ₹ 126.5801




15

Top 10 holdings


26.83%

12.76%

11.68%

10.94%

10.88%

5.16%

3.55%

2.86%

2.30%

1.76%

1.57%

1.15%

1.07%

1.06%

1.03%

0.78%

0.72%

0.70%

0.58%

0.55%

0.42%

0.34%

0.33%

0.30%

0.24%

0.20%

0.20%

Banks

Finance


Petroleum Products

Software

Auto

Pharmaceuticals


Cement

Power

Telecom - Services

Consumer Durables

Ferrous Metals


Transportation

Minerals/Mining

Gas

Oil

Pesticides

Auto Ancillaries


Chemicals

Retailing


Industrial Capital Goods

Textile Products

Construction

Equity Holdings

Auto 5.16%Maruti Suzuki India Ltd. 1.66%Mahindra & Mahindra Ltd. 0.90%Bajaj Auto Ltd. 0.73%Eicher Motors Ltd. 0.57%Hero MotoCorp Ltd. 0.57%Tata Motors Ltd. 0.47%Ashok Leyland Ltd. 0.21%Tata Motors Ltd (DVR) 0.05%

Auto Ancillaries 0.55%Motherson Sumi Systems Ltd. 0.28%Bosch Ltd. 0.27%Banks 26.83%HDFC Bank Ltd. 9.60%ICICI Bank Ltd. 5.76%Kotak Mahindra Bank Ltd. 3.77%Axis Bank Ltd. 2.87%State Bank of India 2.29%IndusInd Bank Ltd. 1.61%Bandhan Bank Ltd. 0.41%Yes Bank Ltd. 0.23%Bank of Baroda 0.21%Punjab National Bank 0.08%Cement 2.30%Ultratech Cement Ltd. 0.80%Grasim Industries Ltd. 0.56%Shree Cement Ltd. 0.43%Ambuja Cements Ltd. 0.28%ACC Ltd. 0.24%Chemicals 0.34%Pidilite Industries Ltd. 0.34%Construction 0.20%DLF Ltd. 0.20%Construction Project 2.86%Larsen & Toubro Ltd. 2.86%Consumer Durables 1.15%Titan Company Ltd. 0.85%Havells India Ltd. 0.29%

Consumer Non Durables 11.68%ITC Ltd. 3.70%Hindustan Unilever Ltd. 2.56%Asian Paints Ltd. 1.32%Nestle India Ltd. 0.87%Britannia Industries Ltd. 0.66%Godrej Consumer Products Ltd. 0.51%Dabur India Ltd. 0.48%Colgate Palmolive (India) Ltd. 0.36%Marico Ltd. 0.34%United Spirits Ltd. 0.30%United Breweries Ltd. 0.23%Berger Paints (I) Ltd. 0.18%Procter & Gamble Hygiene&HealthCare Ltd. 0.16%

Ferrous Metals 1.07%Tata Steel Ltd. 0.58%JSW Steel Ltd. 0.49%

Finance 12.76%HDFC Ltd. 6.89%Bajaj Finance Ltd. 1.72%Bajaj Finserv Ltd. 1.00%SBI Life Insurance Company Ltd. 0.58%HDFC Life Insurance Company Ltd. 0.46%ICICI Lombard General Insurance Co. Ltd. 0.35%Bajaj Holdings & Investment Ltd. 0.31%Shriram Transport Finance Company Ltd. 0.30%ICICI Prudential Life Insurance Co Ltd. 0.28%

HDFC Asset Management Company Ltd. 0.21%

Power Finance Corporation Ltd. 0.17%

Indiabulls Housing Finance Ltd. 0.17%


General Insurance Corporation of India 0.11%

The New India Assurance Company Ltd. 0.05%

Gas 0.72%

GAIL (India) Ltd. 0.39%

Petronet LNG Ltd. 0.33%

Industrial Capital Goods 0.24%

Siemens Ltd. 0.24%





NMDC Ltd. 0.15%



Vedanta Ltd. 0.44%

Hindustan Zinc Ltd. 0.09%

Oil 0.70%


Pesticides 0.58%

UPL Ltd. 0.58%





Hindustan Petroleum Corporation Ltd. 0.39%




Cipla Ltd. 0.44%

Divi's Laboratories Ltd. 0.38%

Lupin Ltd. 0.34%

Piramal Enterprises Ltd. 0.31%

Aurobindo Pharma Ltd. 0.22%

Biocon Ltd. 0.19%

Cadila Healthcare Ltd. 0.12%

Power 1.76%

NTPC Ltd. 0.87%


NHPC Ltd. 0.10%

Retailing 0.33%


Software 10.88%

Infosys Ltd. 4.43%




Wipro Ltd. 0.65%

Oracle Financial Services Software Ltd. 0.12%





Vodafone Idea Ltd. 0.09%


Page Industries Ltd. 0.20%


Adani Ports & Special Economic Zone Ltd. 0.50%


InterGlobe Aviation Ltd. 0.24%



Grand Total 100.00%


securities as represented by Nifty 8-13 yr G-Sec Index, subject to tracking errors. However there is no

assurance that the objective of the scheme will be achieved.

Company Rating % of NAV

97.20%

2.80%

Sovereign

Cash & Other Receivables

97.20%

2.80%

>365 days




SCHEME PERFORMANCE

MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)

Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*

1 Year 12.80 13.21 12.98 11,276 11,317 11,294

3 Years 5.49 5.86 4.96 11,736 11,861 11,563


Since Inception 8.35 8.71 7.95 14,857 15,096 14,584

PeriodCAGR (%)


thAbove returns are as on 29 November, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total

no. of schemes managed by him is 10. Date of allotment is 24th Dec'2014, hence returns are available for 1 yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance.

The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended scheme replicating/tracking Nifty 8-13 Yr G-Sec Index


Fund Size:

AUM as on 30/11/2019: ₹ 89.89 Cr



Benchmark: Nifty 8-13 yr G-Sec Index

Minimum Investment:For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units.

Fund Manager:Name: Mr. Marzban IraniExperience: years17+


Growth ₹ 19.9224


Risk Measures:

Tracking Error: 1.54 %

Portfolio Metrics:Average Maturity 9.30 yearsMacaulay Duration 6.77 yearsYTM 6.74%

16 Factsheet December, 2019

Government Bond And Treasury Bill

Government Bond

7.26% Govt of India Red 14-01-2029 SOV 47.67%





Government Bond Total 97.20%

Government Bond And Treasury Bill Total 97.20%

Cash & Other Receivables 2.80%

Grand Total 100.00%

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according

to the selection of plan by investing in equities and debt. However, there is no assurance that the investment

objective of the Schemes will be realized.

thAbove returns are as on 29 November, 2019. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 -Aggressive Index, ## Nifty 50 TRI. Assuming

₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment


promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of

the Index are not available for since inception, hence performance for such period is not available.

Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹

Regular Dividend

November 28, 2019

November 06, 2019

September 25, 2019

November 28, 2019

November 06, 2019

September 25, 2019

10.0000

10.0000

10.0000

13.9177

13.8898

13.6222

0.2200

0.2200

0.1100

Direct Dividend

10.0000

10.0000

10.0000

15.0088

14.9607

14.6481

0.2200

0.2200

0.1100

24.74%

2.20%

73.06%


Equity Instruments

>365 days



NA

NA

NA

NA


Returns (CAGR) (%) 15.13 8.37 7.38 8.22 8.36



12.85

14.21

9.49

11.62

10.09 11.19

11.40 12.02

10.97

11.60



SCHEME PERFORMANCE

SIP PERFORMANCEMATURITY PROFILE (% of NAV)

DIVIDEND HISTORY



SchemeCRISIL Hybrid 35+65 -

Aggressive Index*CRISIL Hybrid 35+65 -

Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 13.04 11.26 12.38 11,300 11,123 11,234

3 Years 8.14 11.41 15.12 12,644 13,825 15,252

5 Years 4.94 9.09 8.39 12,729 15,459 14,967

Since Inception 8.60 NA 14.33 1,08,830 NA 4,83,379

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested on ₹inception date

thAbove returns as on 29 November, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option.

Mr. Yogesh Patil (Equity Portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,

2016. Total no. of schemes managed by Mr. Yogesh Patil is 6 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into


the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index. For complete detailed, please refer page no 33.

After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.

Scheme Type: An open ended hybrid scheme investing predominantly in equity and equity related instruments.

Date of Allotment: January 01, 1991

Fund Size:

AUM as on 30/11/2019: ₹ 393.59 Cr


Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index


Fund Manager:Name: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & 1 years respectively11+ 7+


Growth ₹ 108.8297 ₹ 115.9571

Dividend ₹ 13.8881 ₹ 14.9720

Expense Ratio: Regular: 2.66%; Direct: 1.56%

(for detailed bifurcation on TER, please see page no 33)


Risk Measures:Standard Deviation 3.14Portfolio Beta 1.09 Sharpe Ratio 0.0914

17


Exit Load




Top 10 holdings


26.56%

11.63%8.55%

5.61%2.95%2.63%2.25%2.22%2.03%1.85%1.49%1.38%1.31%1.28%0.93%

0.20%0.18%

BanksSoftware

Consumer Non DurablesFinance

TransportationGas

AutoFertilisers

PharmaceuticalsCement

Auto AncillariesConsumer Durables

Construction ProjectPetroleum Products

Commercial ServicesNon - Ferrous Metals

Industrial Products

Equity Holdings

Auto 2.25%Ashok Leyland Ltd. 0.72%Maruti Suzuki India Ltd. 0.64%Mahindra & Mahindra Ltd. 0.54%Hero MotoCorp Ltd. 0.33%Auto Ancillaries 1.49%Exide Industries Ltd. 1.04%MRF Ltd. 0.45%Banks 26.56%HDFC Bank Ltd. 8.69%ICICI Bank Ltd. 6.56%Kotak Mahindra Bank Ltd. 3.71%Axis Bank Ltd. 2.87%The Federal Bank Ltd. 1.95%City Union Bank Ltd. 1.35%State Bank of India 1.07%Karur Vysya Bank Ltd. 0.36%Cement 1.85%Grasim Industries Ltd. 1.26%Ultratech Cement Ltd. 0.35%Ambuja Cements Ltd. 0.23%Commercial Services 0.93%3M India Ltd. 0.93%Construction Project 1.31%Ashoka Buildcon Ltd. 1.31%Consumer Durables 1.38%Relaxo Footwears Ltd. 1.01%Titan Company Ltd. 0.37%Consumer Non Durables 8.55%Hindustan Unilever Ltd. 2.53%Nestle India Ltd. 2.09%Asian Paints Ltd. 0.93%Marico Ltd. 0.87%Britannia Industries Ltd. 0.81%Kansai Nerolac Paints Ltd. 0.65%Dabur India Ltd. 0.59%Emami Ltd. 0.08%Fertilisers 2.22%Coromandel International Ltd. 2.22%Finance 5.61%HDFC Ltd. 2.91%SBI Life Insurance Company Ltd. 1.03%Equitas Holdings Ltd. 0.79%ICICI Lombard General Insurance Co. Ltd. 0.71%Bajaj Finserv Ltd. 0.18%Gas 2.63%Mahanagar Gas Ltd. 1.28%Gujarat Gas Ltd. 0.70%

Petronet LNG Ltd. 0.65%Industrial Products 0.18%SKF India Ltd. 0.18%Non - Ferrous Metals 0.20%Hindalco Industries Ltd. 0.20%Petroleum Products 1.28%Reliance Industries Ltd. 1.28%Pharmaceuticals 2.03%Sanofi India Ltd. 1.07%Abbott India Ltd. 0.96%Software 11.63%Tata Consultancy Services Ltd. 4.51%Infosys Ltd. 3.80%Tech Mahindra Ltd. 1.53%Larsen & Toubro Infotech Ltd. 1.36%Oracle Financial Services Software Ltd. 0.43%Transportation 2.95%Container Corporation of India Ltd. 1.99%Transport Corporation of India Ltd. 0.96%Equity Holdings Total 73.06%

Corporate DebtNon-Convertible DebenturesState Bank of India 3.95%L&T Infra Debt Fund Ltd. 3.83%India Infradebt Ltd. 3.83%Export Import Bank of India 1.36%NTPC Ltd. 1.36%Sundaram BNP Paribas Home Finance Ltd. 1.29%Non-Convertible Debentures Total 15.63%Corporate Debt Total 15.63%

Government Bond And Treasury BillGovernment Bond7.32% Govt of India Red 28-01-2024 2.64%6.68% Govt of India Red 17-09-2031 2.45%7.27% Govt of India Red 08-04-2026 1.26%6.79% Govt of India Red 26-12-2029 0.65%7.95% Govt of India Red 28-08-2032 0.59%7.72% Govt of India Red 25-05-2025 0.52%6.45% Govt of India Red 07-10-2029 0.44%7.59% Govt of India Red 11-01-2026 0.23%8.60% Govt of India Red 02-06-2028 0.20%6.97% Govt of India Red 06-09-2026 0.06%7.88% Govt of India Red 19-03-2030 0.04%8.15% Govt of India Red 24-11-2026 0.01%7.17% Govt of India Red 08-01-2028 0.00%Government Bond Total 9.11%Government Bond And Treasury Bill Total 9.11%Cash & Other Receivables Total 2.20%Grand Total 100.00%

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-

term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities

and the secondary objective is to generate consistent returns by investing in debt and money market

securities. However there can be no assurance that the investment objective of the scheme will be achieved.



SCHEME PERFORMANCE

SECTOR ALLOCATION (% of NAV)Scheme CRISIL Hybrid 35+65 -

Aggressive Index*CRISIL Hybrid 35+65 -

Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 13.81 11.26 12.38 11,377 11,123 11,234

3 Years 4.95 11.41 15.12 11,559 13,825 15,252

5 Years 5.04 9.09 8.39 12,792 15,459 14,967


PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹

invested on inception date


option. Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th

August, 2016. Total no. of schemes managed by Mr. Yogesh Patil is 6 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not

taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the

launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The


Scheme Type: An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)


Fund Size:

AUM as on 30/11/2019: ₹ 12.38 Cr


Load Structure:Entry Load: NilExit Load: Nil

Lock-in Period:- Lock-in-period for at least 5

years or till the child attains age of majority

whichever is earlier on every Business Day.





Growth ₹ 18.3367 ₹ 19.5248




Risk Measures (Equity portion):Standard Deviation 2.93

1.12Portfolio Beta Sharpe Ratio 0.- 0445


18

thAbove returns are as on 29 November, 2019. Past performance may or may not be sustained in the future. # CRISIL Hybrid 35+65 Aggressive Index, ## NIFTY 50 TRI.

Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using

XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment


promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The





Returns (CAGR) (%) 15.76 5.74 5.58 7.25 7.27 4.29



12.85 9.49 10.08 11.19 10.97

14.21 11.62 11.40 12.03 11.60

NA

14.34

SIP PERFORMANCE

Top 10 holdings


33.15%

16.00%

13.53%

5.90%

4.81%

3.38%

3.12%

2.53%

2.47%

1.81%

0.90%

0.85%

0.70%

Banks

Software


Finance

Auto

Petroleum Products

Gas

Transportation

Pharmaceuticals

Fertilisers

Power

Auto Ancillaries

Cement

Equity Holdings

Auto 4.81%






Banks 33.15%









Cement 0.70%





Dabur India Ltd. 1.80%



ITC Ltd. 1.15%

Marico Ltd. 0.81%

Fertilisers 1.81%

Coromandel International Ltd. 1.81%

Finance 5.90%

SBI Life Insurance Company Ltd. 3.42%

ICICI Lombard General Insurance Co. Ltd. 2.48%

Gas 3.12%


Indraprastha Gas Ltd. 1.06%






Power 0.90%


Software 16.00%

Infosys Ltd. 4.75%




Larsen & Toubro Infotech Ltd. 2.14%





Grand Total 100.00%

The investment objective of the scheme is to generate income by taking advantage of arbitrage opportunities

that potentially exists between cash and derivative market and within the derivative segment of the equity

market along with investments in debt securities & money market instruments. However, there can be no

assurance that the investment objective of the scheme will be realized.




Scheme Type: An open ended scheme investing in arbitrage opportunities.

Date of Allotment: January 25, 2019

Fund Size:

AUM as on 30/11/2019: ₹ 71.88 Cr


Load Structure:Entry Load: NilExit Load: Ÿ For redemption/switch out of units within 15

days from the date of allotment: 0.50% of applicable NAV.

Ÿ For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil

Benchmark: Nifty 50 Arbitrage Index






19

LIC MF

An open ended scheme investing in arbitrage opportunities

RBITRAGE FUND

NAV as on :November 29, 2019

NAV Regular Plan Direct Plan

Growth ₹ 10.5012 ₹ 10.5590

Weekly Dividend ₹ 10.2165 ₹ 10.1086

Monthly Dividend ₹ 10.3790 ₹ 10.2245

Company Company% of NAV % of NAV% of NAV (hedged)

% of NAV (hedged)


Weekly

Weekly Direct

Monthly

Monthly Direct

October, 2019

August, 2019

July, 2019

October, 2019

August, 2019

July, 2019

27 November, 2019

29 October, 2019

24 September, 2019

27 August, 2019

29 October, 2019

0.0891

0.0066

0.0929

0.0708

0.0376

0.0888

0.0600

0.0600

0.0600

0.0600

0.0300

10.2189

10.2371

10.2162

10.2681

10.3368

10.0000

10.0000

10.0000

10.0000

10.0000

DIVIDEND HISTORY


Top 10 holdings


12.30%

11.94%

11.40%

9.54%

8.06%

5.37%

4.23%

3.87%

2.71%

2.45%

1.76%

0.62%

0.49%

0.12%

Petroleum Products

Auto

ConsumerNon Durables

Cement

Finance

Software

Textile Products

Telecom - Services

Gas

Chemicals

Transportation

Banks

Pharmaceuticals

Paper

Equity Holdings

Auto 11.94% -12.00%

Maruti Suzuki India Ltd. 8.85% -8.89%

Bajaj Auto Ltd. 3.09% -3.11%

Banks 0.62% -0.62%

Axis Bank Ltd. 0.62% -0.62%

Cement 9.54% -9.59%

Grasim Industries Ltd. 6.73% -6.77%

ACC Ltd. 2.37% -2.38%

Shree Cement Ltd. 0.44% -0.44%

Chemicals 2.45% -2.46%

Pidilite Industries Ltd. 2.45% -2.46%

Consumer Non Durables 11.40% -11.44%

Asian Paints Ltd. 6.84% -6.86%

ITC Ltd. 1.73% -1.73%

Hindustan Unilever Ltd. 1.10% -1.11%

Godrej Consumer Products Ltd. 0.97% -0.97%

Britannia Industries Ltd. 0.77% -0.77%

Finance 8.06% -8.10%

Ujjivan Financial Services Ltd. 4.14% -4.16%

Bajaj Finance Ltd. 2.69% -2.71%

Max Financial Services Ltd. 0.76% -0.76%

Shriram Transport Fin Co Ltd. 0.47% -0.47%

Gas 2.71% -2.72%

GAIL (India) Ltd. 2.71% -2.72%

Paper 0.12% -0.12%

Century Textiles & Industries Ltd. 0.12% -0.12%

Petroleum Products 12.30% -12.36%

Reliance Industries Ltd. 5.72% -5.75%

Bharat Petroleum Co Ltd. 5.25% -5.28%

Castrol India Ltd. 1.33% -1.34%

Pharmaceuticals 0.49% -0.49%

Cipla Ltd. 0.26% -0.26%

Cadila Healthcare Ltd. 0.23% -0.23%

Software 5.37% -5.40%

Infosys Ltd. 3.37% -3.39%

Tata Consultancy Services Ltd. 2.00% -2.01%

Telecom - Services 3.87% -3.89%

Bharti Airtel Ltd. 3.87% -3.89%

Textile Products 4.23% -4.25%

SRF Ltd. 4.23% -4.25%

Transportation 1.76% -1.77%

Container Co of India Ltd. 1.76% -1.77%

Equity Holdings Total 74.87% -75.19%

Fixed Deposits

Margin Fixed Deposit


Margin Fixed Deposit Total 16.00%

Fixed Deposits Total 16.00%


Grand Total 100.00%



*Daily SIP is available in select schemes only.

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s

80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

thAbove returns are as on 29 November, 2019. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 - Aggressive Index, ## Nifty 50 TRI.

Assuming ₹ 10,000/- invested systematically on the 15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using

XIRR method (investment internal rate of return) for Regular Plan - Dividend re-investment Option. Load is not taken into consideration for computation of performance.

Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. The above investment


promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of

the Index are not available for since inception, hence performance for such period is not available.

76.40%

3.64%

19.96%Up to 365 days

Equity Instruments




NA

NA

NA

NA


Returns (CAGR) (%) 17.54 9.67 8.94 9.61 9.24



14.15

15.98

9.60

11.73

10.29 11.25

11.70 12.10

11.01

11.66



SCHEME PERFORMANCE

SIP PERFORMANCE

MATURITY PROFILE (% of NAV)



Scheme CRISIL Hybrid 35+65 - Aggressive Index* CRISIL Hybrid 35+65 - Aggressive Index*SchemeNifty 50TRI**

Nifty 50 TRI**

1 Year 11.33 11.26 12.38 11,130 11,123 11,234

3 Years 11.79 11.41 15.12 13,966 13,825 15,252

5 Years 6.60 9.09 8.39 13,772 15,459 14,967

Since Inception 9.55 NA NA 1,60,973 NA NA

PeriodCAGR (%)


thAbove returns are as on 29 November, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Dividend

Re-investment option. Mr. Sachin Relekar (equity portfolio) is managing the above scheme from 5th March 2015 & Mr. Marzban Irani (debt portfolio) is managing the above

scheme from 10th August, 2016. Total no. of schemes managed by Mr. Sachin Relekar is 5 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. Returns for dividend option would assume reinvestment of dividends declared, net of dividend

distribution tax, if any, at the then prevailing NAV. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. NA : Not

Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open-ended insurance linked tax saving scheme

Date of Allotment: June 19, 1989

Fund Size:

AUM as on 30/11/2019: ₹ 302.47 Cr



Liquidity: Repurchase after lock-in period of 3 years from the date of Investment.


Minimum Investment:

₹10,000/- under Single Premium Option,

₹10,000/-under Regular Premium-Yearly Option,

₹3,000/-under Regular Premium-Quarterly

Option

₹1,000/-under Regular Premium-Monthly Option

Fund Manager:Name: Mr. Sachin Relekar (Equity) & Mr. Marzban Irani (Debt)Experience: years & 1 years respectively13+ 7+


Dividend ₹ 19.8905 ₹ 20.9873 Expense Ratio:

Regular: 2.45%; Direct: 1.39%(for detailed bifurcation on TER, please see page no 33)


Risk Measures:Standard Deviation 31 3.Portfolio Beta 1.27Sharpe Ratio 0.1008

20

Top 10 holdings


24.70%

15.86%

6.07%

5.93%

5.65%

3.88%

3.85%

2.14%

2.10%

1.96%

1.45%

1.15%

0.66%

0.61%

0.22%

0.17%

Banks

Finance

Software

Chemicals

Petroleum Products

Auto


Construction

Auto Ancillaries

Retailing



Industrial Products

Consumer Durables

Pharmaceuticals

Textile Products

Equity HoldingsAuto 3.88%




Auto Ancillaries 2.10%Exide Industries Ltd. 1.09%

Balkrishna Industries Ltd. 0.56%


Banks 24.70%HDFC Bank Ltd. 9.52%





Chemicals 5.93%Vinati Organics Ltd. 3.46%


Construction 2.14%Brigade Enterprises Ltd. 2.14%

Consumer Durables 0.61%Bajaj Electricals Ltd. 0.61%

Consumer Non Durables 3.85%Hindustan Unilever Ltd. 1.72%


Procter & Gamble Hygiene&HealthCare Ltd. 1.06%

Finance 15.86%Bajaj Finance Ltd. 5.74%



HDFC Ltd. 2.33%


Motilal Oswal Financial Services Ltd. 0.02%




Supreme Industries Ltd. 0.66%







Retailing 1.96%


Software 6.07%


Infosys Ltd. 2.41%




Corporate Debt

Non-Convertible Debentures


Non-Convertible Debentures Total 2.69%

Corporate Debt Total 2.69%

Government Bond & Treasury Bill

Treasury Bill

182 Days TBill Red 12-03-2020 9.01%

364 Days TBill Red 05-12-2019 8.26%

Treasury Bill Total 17.27%

Government Bond & Treasury Bill Total 17.27%


Grand Total 100.00%

The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors

through investments in sovereign securities issued by the central and /or state Government and/or any

security unconditionally guaranteed by the central/ state government for repayment of Principal and interest

and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that

the investment objective of the Schemes will be realized.



Quarterly (Regular) 10.0000 0.1500

10.0000 0.1500

December 28, 2017

September 29, 2017

June 29, 2017

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.4179

10.8006

10.9665

0.1500

Quarterly (Direct) 10.0000 0.1500

10.0000 0.1500

10.0000 10.9575

10.9013

11.2701

0.1500

Quarterly (PF) December 27, 2012 10.0000 11.1882 0.2500

March 28, 2013 10.0000 10.1606 1.0000

June 26, 2013 10.0000 10.0868 0.3000

95.84%

4.16%

>365 days


95.84%

4.16%

Sovereign




SCHEME PERFORMANCE

DIVIDEND HISTORY


RATING PROFILE (% of NAV)

Scheme I-Sec Composite Index*

Crisil 10 yr Gilt Index**

Crisil 10 yr Gilt Index**

Scheme I-Sec Composite Index*

1 Year 13.30 12.98 11,326 11,294

3 Years 6.07 4.96 11,933 11,563

5 Years 8.32 8.13 14,920 14,786

Since Inception 7.63 NA

9.29

7.02

12.70

NA 43,491 NA

15,602

12,253

11,266

NA

PeriodCAGR (%)



option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 10. Past performance may or may not be

sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the

scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional

Benchmark. NA : Not Available.


Scheme Type: An open ended debt scheme investing in government securities across maturity.


Fund Size:

AUM as on 30/11/2019: ₹ 41.78 Cr



Exit Load: 0.25% if exit within 30 days from date of

allotment of units

Benchmark: I-Sec Composite Index



Expense Ratio:Regular: 1.42%; Direct: 0.51%(for detailed bifurcation on TER, please see page no 33)

Portfolio Metrics:Average Maturity 6.44 yearsMacaulay Duration 5.09 yearsYTM 6.57%


NAV Regular Plan Direct Plan PF

Growth ₹ 43.4912 ₹ 45.9719 ₹ 25.1188

Dividend ₹ 12.5363 ₹ 13.2590 ₹16.2544


Government Bond And Treasury Bill

Government Bond





State Government Bond

8.28% Gujarat Sdl Red 13-02-2029 25.70%

State Government Bond Total 25.70%

Government Bond and Treasury Bill Total 95.84%


Grand Total 100.00%

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of

quality debt securities and money market instruments. It also seeks to generate capital appreciation by

investing some percentage in a mix of equity instruments. However, there is no assurance that the

investment objective of the Schemes will be realized.

The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.


Yearly 10.0000

10.0000

March 26, 2019

March 27, 2018

April 28, 2017

10.0000 10.8612

11.2243

11.3750

0.8400

0.6000

0.6000

Yearly Direct 10.0000

10.0000

0.6000

March 26, 2019

March 27, 2018

April 28, 2017

10.0000 11.3539

11.6343

11.7005

0.8400

0.6000

Monthly 10.0000

10.0000

November 27, 2019

October 29, 2019

September 24, 2019

10.0000 10.9083

10.8719

10.7982

0.0600

0.0600

0.0600

Monthly Direct 10.0000

10.0000

10.0000

November 27, 2019

October 29, 2019

September 24, 2019

10.7835

10.7417

10.6618

0.0600

0.0600

0.0600

Quarterly 10.0000

September 25, 2019

June 26, 2019

June 28, 2018

10.0000

10.0000

10.9671

10.9578

10.3585

0.1800

0.1800

0.1500

Quarterly Direct 10.0000

June 28, 2018

March 27, 2018

Dec 28, 2017

10.0000

10.0000

10.8458

11.0687

11.2582

0.1500

0.1500

0.1500

71.23%

18.36%

7.39%

3.02%

Up to 365 days

>365 days

Equity Instruments




SCHEME PERFORMANCE



DIVIDEND HISTORY


Scheme CRISIL Hybrid 85+15-Conservative Index*

CRISIL Hybrid 85+15-Conservative Index*

CRISIL 10 year Gilt Index**

CRISIL 10 year Gilt Index**Scheme

1 Year 9.62 12.19 12.98 10,959 11,215 11,294

3 Years 5.24 7.75 4.96 11,653 12,506 11,563

5 Years 6.07 8.91 8.13 13,431 15,333 14,786

Since Inception 8.47 NA NA 57,450 NA NA

Period

CAGR (%) Value of lumpsum investment of 10,000/- ₹invested on inception date


option. Mr. Yogesh Patil (equity portfolio) is managing the scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the scheme from 10th August, 2016.

Total no. of schemes managed by Mr. Yogesh Patil is 6 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into


the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The


46.62%

24.40%

18.36%

7.60%

3.02%

AAA/A1+ and Equivalent

Sovereign

Equity Instruments


AA+/AA


Scheme Type: An open ended hybrid scheme investing predominantly In debt instruments


Fund Size:

AUM as on 30/11/2019: ₹ 66.65 Cr


Benchmark: Crisil Hybrid 85 + 15 - Conservative Index


Fund Manager:Name: Mr. Marzban Irani (Debt) & Mr. Yogesh Patil (Equity); Experience: 17+ years & 11+ years respectively


Portfolio Metrics:Average Maturity 4.42 yearsMacaulay Duration 3.61 yearsYTM 6.52 %



Growth ₹ 57.4499 ₹ 60.4299


Quarterly Dividend ₹ 11.2378 ₹ 12.2404

Yearly Dividend ₹ 11.5779 ₹ 12.1488

22


Exit Load




Top 10 holdings


Equity Holdings

Auto 0.86%



Banks 5.72%






Gas 0.81%






Abbott India Ltd. 0.38%

Software 5.64%

Infosys Ltd. 3.13%

Larsen & Toubro Infotech Ltd. 1.36%



Corporate Debt



HDFC Ltd. 7.66%

Sundaram BNP Paribas Home Finance Ltd.7.60%

NTPC Ltd. 1.61%



Money Market Instruments

Certificate of Deposit


Certificate of Deposit Total 7.39%

Money Market Instruments Total 7.39%


Government Bond

7.27% Govt of India Red 08-04-2026 37.51%

7.32% Govt of India Red 28-01-2024 7.81%

8.30% Govt of India Red 02-07-2040 1.01%

7.59% Govt of India Red 11-01-2026 0.19%

8.15% Govt of India Red 24-11-2026 0.10%




Grand Total 100.00%

LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its

investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the

investment objective of the Schemes will be realized.


Daily * 10.0000 0.2000

10.0000 0.2000

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.1018

10.1514

10.4690

0.1700

Daily Direct * June 29, 2016 10.0000 10.5374 0.2000

September 28, 2016 10.0000 10.9559 0.2000

January 3, 2017 10.0000 11.0619 0.2000


96.29%

3.71%

>365 days


73.12%

16.80%

6.37%

3.71%

AAA / A1+ and Equivalent

Sovereign

AA+/AA




SCHEME PERFORMANCE

DIVIDEND HISTORY



SchemeCRISIL Composite Bond Fund Index*

CRISIL 10 year Gilt Index**

CRISIL 10 year Gilt Index**Scheme

CRISIL Composite Bond Fund Index*

1 Year 11.14 12.39 12.98 11,111 11,236 11,294

3 Years 5.12 6.59 4.96 11,614 12,108 11,563

5 Years 7.24 8.76 8.13 14,187 15,226 14,786

Since Inception 8.45 NA NA 52,557 NA NA

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date



sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the

scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional

Benchmark. NA : Not Available.


Scheme Type: An open ended medium term debt scheme investing in instruments with Macaulay Duration of the portfolio is between 4 years and 7 years (please refer page no 30 of SID)

Date of Allotment: June 23,1999

Fund Size:

AUM as on 30/11/2019: ₹ 245.63 Cr



Exit Load: 1% if redeemed or switched out on or

before completion of 1 year from the date of

allotment of units.

Benchmark: Crisil Composite Bond Fund Index







Growth ₹ 52.5574 ₹ 54.4690

Dividend ₹ 11.5203 ₹ 13.1648


Corporate Debt


NTPC Ltd. CRISIL AAA 6.47%

State Bank of India CRISIL AA+ 6.37%

Housing Development Finance Corporation Ltd. CRISIL AAA 6.17%

State Bank of India ICRA AAA 2.10%

Reliance Industries Ltd. CRISIL AAA 2.06%




Government Bond











State Government Bond

8.35% Gujarat Sdl Red 06-03-2029 SOV 10.98%



7.98% Gujarat Sd Red 11-05-2026 SOV 0.23%

State Government Bond Total 28.67%



Grand Total 100.00%

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.


Daily *

November,2019

October,2019

September,2019

0.0290

0.0031

0.1296

Daily Direct *

August,2019

July,2019

January,2019

0.1008

0.3321

0.0351

Weekly *

November,2019

October,2019

September,2019

0.1679

0.0702

0.0437

Weekly Direct *

November,2019

October,2019

September,2019

0.0846

0.0909

0.0296

Monthly

November 27, 2019

October 29, 2019

September 24, 2019

10.0000

10.0000

10.0000

10.3683

10.3444

10.2823

0.0600

0.0600

0.0600

Monthly Direct

November 27, 2019

October 29, 2019

September 24, 2019

10.0000

10.0000

10.0000

10.5061

10.4765

10.4074

0.0600

0.0600

0.0600

69.66%

14.73%

12.40%

3.21%Up to 91 days


> 365 Days

> 91 days up to 365 Days

75.69%

12.40%

6.44%

5.47%

AAA/ A1+ and Equivalent

Sovereign


AA+/AA



SCHEME PERFORMANCE

DIVIDEND HISTORY



SchemeNifty Banking & PSU Debt Index*

Nifty Banking & PSU Debt Index*

CRISIL 1 year T-Bill Index**

CRISIL 1 year T-Bill Index**

Scheme

1 Year 11.08 10.45 8.09 11,104 11,042 10,806

3 Years 7.77 6.86 6.72 12,515 12,199 12,154

5 Years 7.55 7.94 7.24 14,394 14,661 14,189

Since Inception 7.68 8.53 6.55 25,227 27,843 22,123

PeriodCAGR (%)




sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *

Benchmark, ** Additional Benchmark.

* Dividend under Daily and Weekly Plan are cumulative dividend declared during the month. After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.

Scheme Type: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.

Date of Allotment: May 31, 2007

Fund Size:

AUM as on 30/11/2019: ₹ 1,405.56 Cr

: 1,297.51CrAverage AUM for November 2019 ₹


Benchmark: Nifty Banking and PSU Debt Index


Fund Manager:Name: Mr. Marzban Irani Experience: 17+ years





Growth ₹ 25.2270 ₹ 26.4113

Daily Dividend ₹ 10.3942 ₹ 10.8612



24

Company CompanyRating Rating% of NAV % of NAV


Corporate Debt


NABARD CRISIL AAA 8.43%

REC Ltd. CRISIL AAA 8.38%

Power Finance Co Ltd. CRISIL AAA 6.56%

HDFC Ltd. CRISIL AAA 6.13%


Housing & Urban Devl Co Ltd. ICRA AAA 5.08%

Hindustan Petroleum Co Ltd. CRISIL AAA 3.59%


Bharat Petroleum Co Ltd. CRISIL AAA 2.94%

Small Industries Devl Bank of India ICRA AAA 2.94%


Bajaj Finance Ltd. CRISIL AAA 1.82%

Small Industries Devl Bank of IndiaCARE AAA 1.82%

Housing & Urban Devl Corp Ltd. CARE AAA 1.81%

Indian Railway Finance Co Ltd. CRISIL AAA 1.45%

National Housing Bank CARE AAA 1.43%

Power Grid Corporation of India Ltd. CRISIL AAA 1.25%

Export Import Bank of India CRISIL AAA 1.14%





Axis Bank Ltd. CRISIL A1+ 9.36%

Bank of Baroda ICRA A1+ 5.93%




Government Bond






Grand Total 100.00%

The primary investment objective of the scheme is to generate returns commensurate with risk from a

portfolio constituted of Debt securities and/or Money Market instruments. However, there can be no

assurance that the investment objective of the scheme will be achieved.

76.72%

12.20%

11.09%Cash & Other Receivables

> 365 Days

Up to 365 Days






Scheme Type: An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years. (please refer page no 32 of SID)

Date of Allotment: February 1, 2019

Fund Size:

AUM as on 30/11/2019: ₹ 241.71 Cr



Benchmark: CRISIL Short Term Bond Fund Index


Fund Manager:Name: Mr. Marzban Irani Experience: 17+ years





Growth ₹ 10.8276 ₹ 10.9220

Dividend ₹ 10.8276 ₹ 10.9220

25

76.00%

11.09%

8.62

4.29%


Sovereign


AA+/AA


Corporate Debt


Housing & Urban Development Corp Ltd. ICRA AAA 8.46%




Export Import Bank of India CRISIL AAA 4.44%


NABARD CRISIL AAA 4.28%

Small Industries Development Bank of India ICRA AAA 4.27%


Bharat Petroleum Corporation Ltd. CRISIL AAA 4.22%

Power Finance Corporation Ltd. CRISIL AAA 4.19%

L&T Infra Debt Fund Ltd. CRISIL AAA 4.16%

India Infradebt Ltd. ICRA AAA 4.16%

Indian Railway Finance Corporation Ltd. CRISIL AAA 2.11%











Government Bond






Grand Total 100.00%

The investment objective of the scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

85.69%

8.33%

5.98%


> 365 Days

Up to 365 Days






Scheme Type: An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 34)


Fund Size:

AUM as on 30/11/2019: ₹ 422.15 Cr



Benchmark: CRISIL Ultra Short Term Debt Index


Fund Manager:Name: Mr. Rahul Singh Experience: 12+ years


Portfolio Metrics:Average Maturity 123 daysMacaulay Duration 122 daysYTM 5.38 %

26

91.67%

8.33%




An Open Ended Ultra Short Term Debt scheme inves�ng in instruments with Macaulay dura�on between 3 months to 6 months (Please refer page no. 34 of SID)

TERM FUND

LIC MF

ULTRASH RT



Growth ₹ 1001.0981 ₹ 1001.1227

Daily Dividend ₹ 1000.1179 ₹ 1000.1057

Weekly Dividend ₹ 1001.0970 ₹ 1001.1235

Monthly Dividend ₹ 1001.0984 ₹ 1001. 1193


Daily * 0.9931November 2019

Daily Direct * November 2019 1.0168

DIVIDEND HISTORY


Corporate Debt



Power Finance Corporation Ltd. CRISIL AAA 5.98%







Small Industries Development Bank of India CRISIL A1+ 5.86%

IDFC First Bank Ltd. ICRA A1+ 5.85%

ICICI Bank Ltd. ICRA A1+ 5.84%


NABARD CRISIL A1+ 5.75%



Commercial Paper

Axis Finance Ltd. CRISIL A1+ 9.43%

Reliance Industries Ltd. CRISIL A1+ 5.91%

Chennai Petroleum Corporation Ltd. CRISIL A1+ 5.86%

Larsen & Toubro Ltd. CRISIL A1+ 5.85%

Reliance Jio Infocomm Ltd. CRISIL A1+ 5.85%

Commercial Paper Total 32.91%



Grand Total 100.00%

SCHEME PERFORMANCE

SchemeCRISIL Ultra ShortTerm Debt Index*

CRISIL Ultra ShortTerm Debt Index*

CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days

3 Years

15 Days

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA5 Years

1 Month

3 Months

6 Months

Since Inception 20.04 9.25 9.84 12,004 10,925 10,984

PeriodCAGR (%)


thAbove returns are as on 29 November, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 27th November, 2019 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available.

Value of lumpsum investment of 10,000/- ₹

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Schemes will be realized.


Daily *

May,2019

April,2019

March,2019

0.0200

0.0750

0.0519

Daily Direct *

November,2019

October,2019

May,2019

0.0629

0.0083

0.0225

Weekly *

August,2019

May,2019

April,2019

0.0380

0.0565

0.0306

Weekly Direct *

May,2019

April,2019

March,2019

0.0641

0.0731

0.0583

Monthly 10.0000

May 27, 2019

April 30, 2019

March 25, 2019

10.0000

10.0000

10.2162

10.2894

10.2813

0.0600

0.0600

0.0500

Monthly Direct July 24, 2013 10.0000 10.0500 0.0025

August 27, 2013 10.0000 10.1434 0.0913

September 1, 2013 10.0000 10.0631 0.1319

52.65%

25.20%

16.64%

5.50%

Up to 91 days

> 365 Days

> 91 days up to 365 Days




SCHEME PERFORMANCE



DIVIDEND HISTORY89.30%

5.50%

5.20%



AA+/AA

SchemeCRISIL Low

Duration Debt Index*CRISIL Low

Duration Debt Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

6 Months

3 Months

1 Month

15 Days

7 Days

4.03

1.34

7.75

7.77

9.24

9.55

9.00

8.38

7.71

5.92

8.34

8.15

8.09

7.607.49

7.38

7.05

7.63

10,402

10,067

10,193

10,062

10,038

10,021

10,898

10,418

10,192

10,047

10,034

10,018

10,80610,379

10,187

10,059

10,029

10,017

3 Years 5.74 7.65 6.72 11,821 12,472 12,154

5 Years 6.69 8.25 7.24 13,826 14,870 14,189

Since Inception 6.64 7.38 6.09 28,873 32,343 26,492

PeriodCAGR (%)


thAbove returns are as on 29 November, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 7th September, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark, **Additional Benchmark.


Scheme Type: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months (please refer page no 24 of SID)


Fund Size:

AUM as on 30/11/2019: ₹1,044.58 Cr


Load Structure:Entry Load: Nil Exit Load: Nil, w.e.f. 15th October 2019

Benchmark: CRISIL Low Duration Debt Index


Fund Manager:Name: Mr. Rahul Singh

12+ yearsExperience:





Growth ₹ 28.8728 ₹ 30.2772

Daily Dividend ₹ 10.2172 ₹ 10.1000


Monthly Dividend ₹ 10.2964 ₹ 15. 8232

27


Valuation haircut deviation. The details available on AMC Website under the link:https://www.licmf.com/assets/pdf/statuary_disclosure_new/38/1561125176-Update-on-Exposures-in-Dewan-Housing-F inance-Corporat ion-L imi ted-(DHFL)-21.06.2019.pdf

Security Desc

11.55% DEWAN

HSG FIN 12-09-19

P 12-09-17

9.1% DEWAN

HSG FIN NCD

RED 16-08-2019

9.1% DEWAN

HSG FIN NCD

SR I 09-09-2019

Face Value Receivable 2,500.00 2,500.00 500.00

Interest Receivable 128.95 227.50 45.38

Total Receivable 2,628.95 2,727.50 545.38

% of NAV as on 30.11.2019 2.52% 2.61% 0.52%

Securities in default beyond its maturity date:

# Disclaimer

# Disclaimer


Corporate Debt


Reliance Industries Ltd. CRISIL AAA 9.30%Bajaj Finance Ltd. CRISIL AAA 4.94%Power Finance Corporation Ltd. CRISIL AAA 4.84%L&T Infrastructure Finance Co. Ltd. CARE AAA 4.77%L&T Housing Finance Ltd. ICRA AAA 3.34%State Bank of India CRISIL AA+ 2.77%HDFC Bank Ltd. CRISIL AA+ 2.44%REC Ltd. CRISIL AAA 2.43%HDFC Ltd. CRISIL AAA 2.41%National Housing Bank CARE AAA 2.40%National Highways Authority of India CRISIL AAA 0.91%Non-Convertible Debentures Total 40.56%Corporate Debt Total 40.56%Money Market Instruments


Small Industries Development Bank of India CRISIL A1+ 9.41%Axis Bank Ltd. CRISIL A1+ 9.40%NABARD CRISIL A1+ 8.48%HDFC Bank Ltd. CARE A1+ 7.04%Bank of Baroda ICRA A1+ 6.99%IndusInd Bank Ltd. CRISIL A1+ 3.32%Certificate of Deposit Total 44.64%Commercial Paper

Bajaj Housing Finance CRISIL A1+ 4.63%Chennai Petroleum Corporation Ltd. CRISIL A1+ 2.37%HDFC Ltd. CRISIL A1+ 2.30%Commercial Paper Total 9.30%Money Market Instruments Total 53.93%Cash & Other Receivables Total 5.50%Grand Total 100.00%

https://www.licmf.com/assets/pdf/statuary_disclosure_new/38/1561125176-Update-on-Exposures-in-Dewan-Housing-Finance-Corporation-Limited-(DHFL)-21.06.2019.pdf




The investment objective of the Scheme is to provide reasonable returns commensurate with low risk and

providing a high level of liquidity, through investments made primarily in overnight securities having

maturity/residual maturity of 1 business day. However, there can be no assurance that the investment

objective of the scheme will be achieved.

90.88%

90.88%

9.12%

9.12%



Up to 365 Days







Scheme Type: An open-ended debt scheme investing in overnight securities.

Date of Allotment: July 18, 2019

Fund Size:

AUM as on 30/11/2019: ₹ 329.05 Cr



Benchmark: NIFTY 1D Rate Index





Portfolio Metrics:Average Maturity 1.00 dayMacaulay Duration 1.00 dayYTM 4.85 %

28

An open ended debt scheme investing in overnight securities

LIC MF

FUNDVERNIGHT



Growth ₹ 1019.0837 ₹ 1019.5768

Daily Dividend ₹ 1000.0000 ₹ 1000.0000

Weekly Dividend - ₹ 1000.5228

Dividend ₹1019.1812 ₹ 1019.2339


Daily *

Daily Direct *

Weekly Direct *

November, 2019

October, 2019

September, 2019

November, 2019

October, 2019

September, 2019

November, 2019

October, 2019

September, 2019

3.6960

3.2975

4.3536

3.8006

4.6313

4.0198

3.9141

3.8903

4.1483

DIVIDEND HISTORY


SCHEME PERFORMANCE

SchemeNIFTY 1D

Rate Index*NIFTY 1D

Rate Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days 4.73 4.96 8.01 10,009 10,010 10,015

3 Years

15 Days 4.77 10,020

10,039

10,121

NA

NA

NA

NA

4.81

4.87

NA

NA

NA

NA

4.97 10,020

10,041

10,126

NA

NA

NA

NA

4.96

5.04

NA

NA

NA

NA

7.04 10,029

10,060

10,187

NA

NA

NA

NA

7.30

7.49

NA

NA

NA

NA5 Years

1 Month

3 Months

6 Months

Since Inception 5.16 5.19 7.52 10,516 10,519 10,752

PeriodCAGR (%)


thAbove returns are as on 30 November, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 18th July, 2019 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available.



Commercial Paper

Reliance Jio Infocomm Ltd.

Reliance Retail Ltd.

CRISIL A1+

CRISIL A1+

4.56%

4.56%




Grand Total 100.00%


An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through

judicious mix of investment in money market instruments and quality debt instruments. However, there is no

assurance that the investment objective of the Schemes will be realized.


Daily *

November,2019

October,2019

September,2019

4.7641

5.3421

4.9185

Daily Direct *

November,2019

October,2019

September,2019

4.8315

5.4724

5.0448

59.68%

6.20%

34.11%

Up to 60 days

> 60 Days




SCHEME PERFORMANCE

DIVIDEND HISTORY



89.67%

6.20%


Sovereign


4.13%

SchemeCRISIL Liquid Fund Index*

CRISIL Liquid Fund Index*



Scheme

1 Year

7 Days

6.72

5.74

7.04

5.84

8.08

8.01

10,672

10,011

10,704

10,011

10,808

10,015

3 Years

15 Days

6.85

5.50

7.04

5.78

6.72

7.04

12,200

10,023

12,264

10,024

12,155

10,029

5 Years

1 Month

3 Months

6 Months

7.33

5.29

5.53

5.97

7.42

5.57

5.88

6.33

7.24

7.30

7.49

7.59

14,247

10,043

10,138

10,299

14,303

10,046

10,147

10,317

14,185

10,060

10,187

10,381

Since Inception 7.34 NA 6.11 35,086 NA 28,604

PeriodCAGR (%)


thAbove returns are as on 30 November, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 5th October, 2015 and total no. of schemes managed by him is 4. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available.


Scheme Type: An open-ended liquid scheme


Fund Size:

AUM as on 30/11/2019: ₹ 9,639.76 Cr


Load Structure:Entry Load: Nil Exit Load:

Benchmark: Crisil Liquid Fund Index








Growth ₹ 3508.6434 ₹ 3534.2987

Dividend ₹ 1098.0000 ₹ 1098.0000

29

Company CompanyRating Rating% of NAV % of NAV


Investor exit uponSubscription

Exit load as a % ofredemption / switch out

proceeds

Day 1 0.0070%

Day 2 0.0065%

Day 3 0.0060%

Day 4 0.0055%

Day 5 0.0050%

Day 6 0.0045%

Day 7 onwards 0.0000%

w.e.f. 20th October 2019




IndusInd Bank Ltd. CRISIL A1+ 4.66%

IDFC First Bank Ltd. ICRA A1+ 4.36%

Kotak Mahindra Bank Ltd. CRISIL A1+ 3.36%


HDFC Bank Ltd. CARE A1+ 0.77%

Small Industries Devl Bank of India CRISIL A1+ 0.77%


Commercial Paper

Reliance Retail Ltd. CRISIL A1+ 6.05%

Reliance Jio Infocomm Ltd. CRISIL A1+ 6.03%


PNB Housing Finance Ltd. CRISIL A1+ 5.10%

Indian Oil Corporation Ltd. CRISIL A1+ 4.65%

Reliance Industries Ltd. CRISIL A1+ 3.10%

Chennai Petroleum Corporation Ltd. CRISIL A1+ 3.10%

Larsen & Toubro Ltd. CRISIL A1+ 3.09%

Export Import Bank of India CRISIL A1+ 3.08%

NTPC Ltd. CRISIL A1+ 2.59%

REC Ltd. CRISIL A1+ 2.57%

Tata Power Company Ltd. CRISIL A1+ 2.07%

National Housing Bank CRISIL A1+ 2.07%

Cholamandalam Inv & Fin Co Ltd. CRISIL A1+ 2.07%

Hinduja Leyland Finance Ltd. CRISIL A1+ 2.07%

Bharat Petroleum Corporation Ltd. CRISIL A1+ 2.07%

Hero Fincorp Ltd. CRISIL A1+ 2.05%

Bajaj Housing Finance CRISIL A1+ 2.05%

Axis Finance Ltd. CRISIL A1+ 1.65%

Tata Capital Housing Finance Ltd. CRISIL A1+ 1.54%

Nissan Renault Fin Serv Ind Pvt Ltd. ICRA A1+ 1.04%

Sundaram Finance Ltd. CRISIL A1+ 1.04%

Can Fin Homes Ltd. ICRA A1+ 1.03%

HDFC Ltd. CRISIL A1+ 0.78%

Godrej Industries Ltd. CRISIL A1+ 0.72%

Redington (India) Ltd. CRISIL A1+ 0.52%

HDFC Credila Financial Sevices Ltd. CRISIL A1+ 0.51%




Government Bond



Treasury Bill

364 Days TBill Red 30-01-2020 SOV 3.09%

Treasury Bill Total 3.09%



Grand Total 100.00%

Invest in



1800-258-5678


OR


RISKOMETER


• Long-Term Capital appreciation.

• A fund that primarily invests in Large and Mid-cap stocks.



Comparative Performance of Open Ended Schemes th(as on 29 November, 2019)

Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Different

plans shall have a different expense structure. The performance details provided herein are of Regular plan - Dividend Re-investment option for LIC MF ULIS & Regular Plan - Growth option for others schemes . Since

respective schemes have not completed relevant period (1yr, 3yr or 5yr) after allotment or units were not available throughout the respective period, no returns are available. In case, the start/end date of the concerned

period is a nonbusiness date, the NAV of the previous date is considered for computation of returns. The performance of the scheme is benchmarked to the Total Return variant of the index. As the scheme was launched

before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. Since the LIC MF Arbitrage Fund, LIC MF Short Term Debt Fund, LIC MF Overnight Fund and LIC

MF Ultra Short Term Fund are in existence for less than 1 year, as per SEBI regulation performance of the scheme cannot be shown.NA : Not Available. # Benchmark. ## Additional Benchmark. * LIC MF Liquid Fund

returns are as on 30th November 2019.

1 Year 3 Years 5 Years Since Inception

LIC MF Multi Cap Fund 12.46 7.91 6.233.88

Nifty 500 TRI # 9.11 12.92 NA8.52

NIFTY 50 TRI ## 12.38 15.12 12.678.39

LIC MF Banking & Financial Services Fund 20.39 NA6.52 4.15

Nifty Financial Services TRI # 25.02 NA24.13 15.92

NIFTY 50 TRI ## 12.38 NA15.12 9.63

LIC MF Index Fund - Sensex Plan 12.99 15.06 13.307.03

S&P BSE Sensex TRI # 14.05 16.67 17.868.70

NIFTY 50 TRI ## 12.38 15.12 17.098.39

LIC MF Index Fund - Nifty Plan 11.39 13.57 12.456.90

NIFTY 50 TRI # 12.38 15.12 17.098.39

S&P BSE Sensex TRI ## 14.05 16.67 17.868.70

LIC MF Equity Hybrid Fund 13.04 8.14 8.604.94

CRISIL Hybrid 35+65 - Aggressive Index # 11.26 11.41 NA9.09

NIFTY 50 TRI ## 12.38 15.12 14.338.39

LIC MF Debt Hybrid Fund 9.62 5.24 8.476.07

CRISIL Hybrid 85+15 - Conservative Index # 12.19 7.75 NA8.91

CRISIL 10 year Gilt Index ## 12.98 4.96 NA8.13

LIC MF Children's Gift Fund 13.81 4.95 3.415.04


NIFTY 50 TRI ## 12.38 15.12 16.358.39

LIC MF G-Sec Long Term Exchange Traded Fund 12.80 5.49 8.35NA

Nifty 8-13 yr G-Sec Index # 13.21 5.86 8.71NA

CRISIL 10 year Gilt Index ## 12.98 4.96 7.95NA

LIC MF Equity Hybrid Fund 13.04 8.14 8.604.94


NIFTY 50 TRI ## 12.38 15.12 14.338.39

LIC MF Unit Linked Insurance Scheme 11.33 11.79 9.556.60


NIFTY 50 TRI ## 12.38 15.12 NA8.39

LIC MF Government Securities Fund 13.30 6.07 7.638.32

I-Sec Composite Index # 12.70 7.02 NA9.29


LIC MF Debt Hybrid Fund 9.62 5.24 8.476.07

CRISIL Hybrid 85+15 - Conservative Index # 12.19 7.75 NA8.91


LIC MF Bond Fund 11.14 5.12 8.457.24

CRISIL Composite Bond Fund Index # 12.39 6.59 NA8.76


LIC MF Children's Gift Fund 13.81 4.95 3.415.04


NIFTY 50 TRI ## 12.38 15.12 16.358.39

LIC MF Banking & PSU Debt Fund 11.08 7.77 7.687.55

Nifty Banking and PSU Debt Index # 10.45 6.86 8.537.94

CRISIL 1 Year T-Bill Index ## 8.09 6.72 6.557.24

LIC MF Large Cap Fund 13.97 12.52 4.267.26

Nifty 100 TRI # 11.32 14.45 NA8.78

NIFTY 50 TRI ## 12.38 15.12 10.238.39

LIC MF Large & Mid Cap Fund 12.19 12.58 10.36NA

Nifty LargeMidcap 250 TRI # 6.99 12.26 9.05NA

NIFTY 50 TRI ## 12.38 15.12 8.35NA

LIC MF Infrastructure Fund 14.44 9.81 3.584.28

Nifty Infrastructure TRI # 9.72 7.86 -0.422.04

NIFTY 50 TRI ## 12.38 15.12 9.908.39

LIC MF Tax Plan 12.34 13.67 9.098.59

Nifty 500 TRI # 9.11 12.92 14.708.52

NIFTY 50 TRI ## 12.38 15.12 13.168.39

LIC MF Exchange Traded Fund - Nifty 50 12.33 14.98 12.47NA

NIFTY 50 TRI # 12.38 15.12 12.69NA

S&P BSE Sensex TRI ## 14.05 16.67 13.41NA

LIC MF Exchange Traded Fund - Sensex 14.05 16.63 13.16NA

S&P BSE Sensex TRI # 14.05 16.67 13.20NA

NIFTY 50 TRI ## 12.38 15.12 12.50NA

LIC MF Exchange Traded Fund - Nifty 100 10.93 14.13 14.76NA

NIFTY 100 TRI # 11.32 14.45 15.16NA

NIFTY 50 TRI ## 12.38 15.12 15.19NA

LIC MF Unit Linked Insurance Scheme 11.33 11.79 9.556.60

Crisil Hybrid 35 + 65 - Aggressive Index # 11.26 11.41 NA9.09

NIFTY 50 TRI ## 12.38 15.12 NA8.39

LIC MF Savings Fund 4.03 5.74 6.646.69

CRISIL Low Duration Debt Index # 9.00 7.65 7.388.25


LIC MF Liquid Fund * 6.72 6.85 7.347.33

Crisil Liquid Fund Index # 7.04 7.04 NA7.42


October 5, 2015

CAGR (%)

March 5, 2015

March 5, 2015

September 7, 2015

August 10, 2016

August 10, 2016

August 10, 2016

March 5, 2015

March 5, 2015

March 1, 2013

Funds managed by Mr. Sachin Relekar

Funds managed by Mr. Rahul Singh

Funds managed by Ms. Ritu Modi

August 10, 2016

August 10, 2016

August 10, 2016

August 10, 2016

August 10, 2016

November 12, 2001

May 31, 2007

September 1, 1994

February 25, 2015

December 24, 2014

January 1, 1991

June 19, 1989

December 10, 1999

June 9, 2003

March 18, 2002

Scheme managed by the current Fund Manager since

October 4, 2018

October 4, 2018

November 1, 2019

November 1, 2019

November 1, 2019

November 1, 2019

November 1, 2019

October 4, 2018

October 4, 2018

October 4, 2018

Funds managed by Mr. Yogesh Patil

March 24, 2008

March 31, 1997

November 20, 2015

November 30, 2015

March 17, 2016

June 19, 1989

June 23, 1999

Date of Inception

April 15, 1993

June 1, 1998

March 27,2015

December 5, 2002

December 5, 2002

January 1, 1991

June 1, 1998

November 12, 2001

Funds managed by Mr. Marzban Irani


Summary : Key Features of the Schemes th(as on 30 November, 2019)

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to

visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information

Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested

to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance

Scheme.

Scheme Name LIC MF Multi Cap Fund LIC MF Large Cap Fund LIC MF Large & Mid Cap FundLIC MF Banking & Financial ServicesFund

Scheme TypeAn Open Ended Equity Scheme Investing Across Large Cap, Mid Cap, Small Cap Stocks

An Open Ended Equity Scheme Predominantly Investing In Large Cap Stocks

An Open Ended Equity Scheme Investing In Both Large Cap And Mid Cap Stocks

An Open Ended Equity Scheme Investing In Banking & Financial Companies

Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP/DP RP/DP RP/DP RP/DP

Option Available Growth/Dividend Growth/Dividend Growth/Dividend Growth/Dividend

Benchmark Nifty 500 TRI Nifty 100 TRI Nifty LargeMidcap 250 TRI Nifty Financial Services TRI

Min Investment Amt ₹ 5000 ₹ 5000 ₹ 5000 ₹ 5000

Min Additional Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amountthereafter, 2) Monthly - ₹ 1000/- & in

1) Daily - ₹ 300/- & in multiples of ₹ 1/-

multiples of ₹ 1/- thereafter, 3) Quarterly -

₹ 3000/- & in multiples of ₹ 1/- thereafter.

thereafter, 2) Monthly - ₹ 1000/- & in












Fund Manager Mr. Yogesh PatilMr. Sachin RelekarMs. Ritu Modi (Co-Fund Manager)

Mr. Sachin Relekar Mr. Yogesh Patil

Entry Load NIL NIL NIL NIL

Exit Load

1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units

1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units

Riskometer Risk - Moderately High Risk - Moderately High Risk - Moderately High Risk - High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

Scheme Name LIC MF Infrastructure Fund LIC MF Tax Plan LIC MF Index Fund - Nifty Plan LIC MF Index Fund - Sensex Plan

Scheme Type An Open Ended Equity Scheme Investing In Infrastructure Companies

An Open Ended Equity Linked Saving Scheme With A Statutory Lock In Of 3 Years And Tax Benefit

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking S & P Bse Sensex

Allotment Date March 24, 2008 March 31, 1997 December 5, 2002 December 5, 2002

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus


Option Available Growth/Dividend Growth/Dividend Growth/Dividend Growth/Dividend

Benchmark Nifty Infrastructure TRI Nifty 500 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt ₹ 5000 ₹ 500 ₹ 5000 ₹ 5000

Min Additional Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500


SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount

Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Ms. Ritu Modi Ms. Ritu Modi


Exit Load NIL (subject to lock-in period of 3 years)

Riskometer Risk - High Risk - Moderately High Risk - Moderately High Risk - Moderately High

Facility Available SIP/STP/SWP SIP SIP/STP/SWP SIP/STP/SWP

















31

















Summary : Key Features of the Schemes th(as on 30 November, 2019)

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to

visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information

Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested

to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance

Scheme.

Scheme NameLIC MF Exchange Traded Fund - Nifty 100


LIC MF Exchange Traded Fund - Sensex

Scheme TypeAn Open Ended Scheme Replicating/Tracking Nifty 100 Index

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking Sensex Index

Allotment Date March 17, 2016 November 20, 2015 November 30, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP RP RP

Option Available Growth Growth Growth

Benchmark Nifty 100 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt

For Subscription / Redemption of units directly with MF : 2,00,000 units. For purchase through Stock Exchange : 1 unit

For Subscription / Redemption of units directly with MF : 50,000 units. For purchase through Stock Exchange : 1 unit

For Subscription/ Redemption of units directly with MF : 2,000 units. For purchase through Stock Exchange : 1 unit

Min Additional Amt

Min Redemption Amt

SIP dates

SIP Frequency

Min SIP Amount

Fund Manager Ms. Ritu Modi Ms. Ritu Modi Ms. Ritu Modi

Entry Load NIL

- - -

-

-

- - -

- -

- -

-

-

-

-

-

-

NIL NIL

Exit Load NIL NIL NIL

Riskometer Risk - Moderately High Risk - Moderately High Risk - Moderately High

Facility Available

Scheme Name LIC MF Equity Hybrid Fund LIC MF Debt Hybrid FundLIC MF Unit Linked InsuranceScheme

LIC MF Children's Gift Fund

Scheme TypeAn Open Ended Hybrid Scheme Investing Predominantly In Equity And Equity Related Instruments

An Open Ended Hybrid Scheme Investing Predominantly In Debt Instruments

An Open-Ended Insurance Linked Tax Saving Scheme

An Open Ended Fund For Investment For Children Having A Lock-In for at least 5 Years Or Till The Child Attains Age Of Majority (Whichever Is Earlier)

Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001

Ideal Investment Horizon 3 Years Plus 1 Year Plus 3 Years Plus 5 Years Plus


Option Available Growth/Dividend Growth/Dividend Dividend Reinvestment Growth

Benchmark Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive IndexCrisil Hybrid 85 + 15 - Conservative Index

Min Investment Amt ₹ 5000 ₹ 5000

₹ 10,000/- under Single Premium Option, ₹ 10,000/- under Regular Premium - Yearly option, ₹ 1,000/- under Regular Premium - Monthly Option

₹ 5000

Min Additional Amt ₹ 500 ₹ 500 ₹ 500


SIP dates Any day# Any day# 15th Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount1) Monthly - ₹ 1000/- 2) Quarterly - ₹ 3000/-

Fund ManagerMr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt)

Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity)

Mr. Sachin Relekar (Equity), Mr. Marzban Irani (Debt)

Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity)


Exit Load NIL (subject to lock-in period of 3 years) NILLock-in Period:- at least 5 years or till the child attains age of majority whichever is earlier on every Business Day).

Riskometer Risk - Moderately High Risk - Moderate Risk - Moderately High Risk - Moderately High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP













LIC MF Government Securities Fund

An Open Ended Debt Scheme Investing in Government Securities Across Maturity

December 10, 1999

3 Years Plus

RP/DP

Growth/Dividend/PF

I-Sec Composite Index

₹ 10000

₹ 500

₹ 500

Any day#

Monthly / Quarterly

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter

Mr. Marzban Irani

NIL

0.25% if exit within 30 days from the date of allotment of units

Risk - Moderate

SIP/STP

LIC MF G-Sec Long Term Exchange Traded

Fund

An Open Ended Scheme Replicating / Tracking Nifty 8-13 Yr G-Sec Index

December 24, 2014

3 Years Plus

RP

-

-

-

-

-

-

Growth

Nifty 8-13 yr G-Sec Index

For Subscription / Redemption of units directly with MF : 1,00,000 units. For purchase through Stock Exchange : 1 unit

Mr. Marzban Irani

NIL

NIL

Risk - Moderate

32








Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name

Scheme Name

LIC MF Liquid Fund

LIC MF Arbitrage Fund LIC MF Short Term Debt Fund LIC MF Overnight Fund

LIC MF Savings Fund LIC MF Banking & PSU Debt Fund

Scheme Type

Scheme Type

An Open-Ended Liquid Scheme

An open ended scheme investing in arbitrage opportunities

An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Please refer Page No 32 of SID)

An open-ended debt scheme investing in overnight securities.

An Open Ended Low Duration Debt Scheme Investing In Instruments With Macaulay Duration Of The Portfolio Is Between 6 Months And 12 Months

An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds

Allotment Date

Allotment Date

March 18, 2002

January 25, 2019 February 01, 2019 July 18, 2019

June 09, 2003 May 31, 2007

Ideal Investment Horizon

Ideal Investment Horizon

1 Day Plus

1 Day Plus1 Year Plus 3 Years Plus

6 Months Plus 3 Years Plus

Plan Available

Plan Available

RP/DP

RP/DP RP/DP RP/DP

RP/DP RP/DP

Option Available

Option Available

Growth/Dividend

Growth/Dividend Growth/Dividend Growth/Dividend

Growth/Dividend Growth/Dividend

Benchmark

Benchmark

Crisil Liquid Fund Index

Nifty 50 Arbitrage Index Crisil Short Term Bond Fund Index NIFTY 1D Rate Index

CRISIL Low Duration Debt Index Nifty Banking and PSU Debt Index

Min Investment Amt

Min Investment Amt

₹ 5000

₹ 5000 ₹ 5000 ₹ 5000

₹ 5000 ₹ 5000

Min Additional Amt

Min Additional Amt

₹ 500

₹ 500 ₹ 500 ₹ 500

₹ 500 ₹ 500

Min Redemption Amt

Min Redemption Amt

₹ 500

₹ 500 ₹ 500 ₹ 500

₹ 500 ₹ 500

SIP dates

SIP dates

Any day#

Any day# Any day# Any day#

Any day# Any day#

SIP Frequency

SIP Frequency

Monthly / Quarterly

Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Monthly / Quarterly Monthly / Quarterly

Min SIP Amount

Min SIP Amount

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter,2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter, 2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter




Fund Manager

Fund Manager

Mr. Rahul Singh Mr. Rahul Singh Mr. Marzban Irani

Entry Load

Entry Load

NIL

NIL NIL NIL

NIL NIL

NIL

NIL

NIL

Exit Load

Exit Load

See below note* NIL

Riskometer

Riskometer

Risk - Low

Risk - Moderately Low Risk - Moderate Risk - Low

Risk - Moderate Risk - Moderate

Facility Available

*LIC MF Liquid Fund Exit Load :

Facility Available

SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP

LIC MF Bond Fund

An Open Ended Medium Term Debt Scheme Investing in Instruments With Macaulay Duration Of The Portfolio is Between 4 Years And 7 Years

June 23, 1999

3 Years Plus

RP/DP

Growth/Dividend

Crisil Composite Bond Fund Index

₹ 5000

₹ 500

₹ 500

Any day#

Monthly / Quarterly

Mr. Marzban Irani

NIL

Risk - Moderate

SIP/STP/SWP

1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units

33

Mr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt) Mr. Marzban Irani Mr. Rahul Singh

Ÿ For redemption/switch out of units within 15 days from the date of allotment: 0.50% of applicable NAV.

Ÿ For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil

th(as on 30 November, 2019)

Investor exit upon Subscription Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 onwards

Exit load as a % of redemption/switch out proceeds 0.0070% 0.0065% 0.0060% 0.0055% 0.0050% 0.0045% 0.0000%


Total Expense Ratios th(as on 30 November, 2019)

1. Base TER excludes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax (GST) on investment and advisory fees as per

applicable rate. 2. Additional Expenses not exceeding 0.30% in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996. 3. Additional Expenses not exceeding 0.05% in terms of Regulation 52(6A)(c) of

SEBI (Mutual Funds) Regulations, 1996. 4. Present GST rate is 18%. 5. Percentages mentioned above are annualized. 6. Base TER of direct plan shall have a lower expense ratio excluding distribution expenses,

commission, etc., and no commission shall be paid from such plans.

Scheme NameBase TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Base TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Regular Plan Direct Plan

LIC MF Banking & Financial Services Fund 2.25 0.24 0.05

0.16 2.70

1.29 - 0.05 0.15 1.49

LIC MF Equity Hybrid Fund 2.25 0.15

0.05

0.21

2.66

1.30

- 0.05 0.21 1.56

LIC MF Infrastructure Fund 2.25 0.08

0.05

0.18

2.56

1.16

- 0.05 0.15 1.36

LIC MF Large & Mid Cap Fund 2.21

-

-

-

0.05

0.19

2.45

1.05

- 0.05 0.19 1.29

LIC MF Large Cap Fund 2.25

0.05

0.24

2.54

1.33

- 0.05 0.24 1.62

LIC MF Multicap Fund 2.25 0.05

0.05

0.24

2.59

1.30

- 0.05 0.23 1.58

LIC MF Tax Plan 2.25

-

0.22

2.47

1.26

- - 0.21 1.47

LIC MF Index Fund- Sensex Plan 1.00

- 0.05

0.05

1.10

0.49

- 0.040.05 0.58

LIC MF Index Fund-Nifty Plan 1.00

-

- 0.02

1.02

0.45

- - 0.02 0.47

LIC MF Children's Gift Fund 2.25 0.07

-

0.09

2.41

1.31

- - 0.08 1.39

LIC MF Unit Linked Insurance Scheme 2.25 0.10

-

0.10

2.45

1.30

- - 0.09 1.39

LIC MF ETF-Nifty 100 0.25

-

- -

0.25

-

- - - -

LIC MF ETF-Nifty 50 0.10

-

- -

0.10

-

- - - -

LIC MF ETF-Sensex 0.10 - - - 0.10 - - - - -

LIC MF G-Sec Long Term ETF 0.25 - - 0.01 0.26 - - - - -

LIC MF Banking & PSU Debt Fund 0.80 - - 0.03 0.83 0.25 - - 0.03 0.28

LIC MF Bond Fund 1.07 - - - 1.07 0.17 - - - 0.17

LIC MF Debt Hybrid Fund 2.00 - 0.05 0.19 2.24 1.00 - 0.05 0.14 1.19

LIC MF Govt. Securities Fund 1.35 - 0.05 0.02 1.42 0.44 - 0.05 0.02 0.51

LIC MF Liquid Fund 0.24 -

-

-

-

0.01 0.25 0.10 -

-

-

-

0.01 0.11

LIC MF Savings Fund

LIC MF Arbitrage Fund

LIC MF Short Term Debt Fund

LIC MF Overnight Fund

LIC MF Ultra Short Term Fund

0.80

1.00

1.40

0.20

0.50

-

-

-

-

-

-

-

-

-

-

0.03

0.01

0.05

-

0.02

0.83

1.01

1.45

0.20

0.52

0.25

0.35

0.35

0.07

0.20

-

-

-

-

-

-

-

-

-

-

0.03

0.01

0.05

-

0.02

0.28

0.36

0.40

0.07

0.22

34

GLOSSARY OF TERMSApplication Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme

Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc..

Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification.

AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-year Gsec.

Beta: Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.

Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit Load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses.

Disclaimer for Index TRI

As TRI data is not available since inception of LIC MF Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 1-Jan-1991 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

(1) LIC MF Equity Hybrid Fund

(2) LIC MF Multi Cap Fund

(3) LIC MF Large Cap Fund

(4) LIC MF Tax Plan

As TRI data is not available since inception of LIC MF Multicap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 15-Apr-1993 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Large Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 01-Sep-1994 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 31-Mar-1997 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

The benchmark of LIC MF Large Cap Fund, LIC MF Multi Cap Fund, LIC MF Large & Mid Cap Fund, LIC MF Banking and Financial Services Fund, LIC MF

Infrastructure Fund, LIC MF Tax Plan, LIC MF Banking & PSU Debt Fund, LIC MF Savings Fund have been changed w.e.f. 4th June, 2018. For further details, please

visit www.licmf.com


GLOSSARY OF TERMS

BRANCH OFFICES

Ahmedabad: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, Ahmedabad 380006. Tel.: 079-26588301/40380568. Bangalore: No.4, Canara Mutual Building (Opp. Cash

Pharmacy), 2nd Floor, Residency Rd, Bangalore 560025. Tel.: 080-22118478/22295598. Bhubaneswar: Plot no-2B&2C, Ground floor, Behind Ram Mandir, Unit-3, Kharavel Nagar,

Bhubaneswar 751001, Odisha. Tel.: 9439455522. Chandigarh: S.C.O.-20-30, Jeevan Prakash Building, Ground Floor, LIC Divisional Office, Sector-17B, Chandigarh 160017. Tel.: 0172-

4622030. Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai 600002. Tel.: 044-28411984/28555883. Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road,

Coimbatore-641018. Tel.: 0422-4393014 Ernakulam: 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, Kochi 682011. Tel.: 0484-2367643. Ghatkopar: LIC Mutual Fund Asset

Management Limited, Office No. 19, Ground Floor, Zest Business Centre, MG Road, Near Doshi Nursing Home, Ghatkopar East, Mumbai, Maharashtra - 400 077. Goa: Jeevan Vishwas

Building, Edc Complex, Plot No. 2, Patto, Panaji, Goa - 403001. Tel.: 0832-2988100 Guwahati: LIC Mutual Fund Asset Management Limited, Jeevan Prakash Building, Ground Floor, S. S.

Road, Fancy Bazar, Guwahati - 781 001. Hyderabad: House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, Hyderabad 500029. Tel.: 040-23244445/23210572. Indore: U.V.

House, 1st Floor, Snehil 9/1-A South Tukoganj, Indore 452001. Tel.: 0731-2520262. Jaipur: LIC Divisional Office-1 Campus, Ground Floor, Jeevan Nidhi-II (Investment Building), Bhawani

Singh Road, Ambedkar Circle, Jaipur 302005. Tel.: 0141-2743620. Kanpur: Jeevan Vikas, Ground Floor, 16/98, M.G. Road, Kanpur 208001. Tel.: 0512-2360240/3244949. Kolkata: Ground

Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, Kolkata 700072. Tel.: 033-22129455. Lucknow: Jeevan Prakash, Ground Floor, Main & Annexe Building, 30, Hazratganj, Lucknow

226001. Tel.: 0522-2231186. Mangalore: LIC Mutual Fund Asset Management Limited, No. 6, Ground Floor, Popular Building, K S Rao Road, Mangalore - 575 001. Tel. No.: 0824-2411482.

Mumbai: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400020. Tel.: 022-22885971/22817163 / 2nd Floor, Jeevan Chintamani, Near R.T.O., Eastern Express

Highway, Thane - 400 604. Tel.: 022-25804738. Nagpur: Jeevan Seva Bldg., Mount Road, Sadar, Nagpur 440001. Tel.: 0712-2542497. Nashik: Shop No.2, Ground Floor, Rajvee Enclave, New

Pandit Colony, Nashik 422002. Tel.: 0253-2579507. New Delhi: 7th Floor, Jeevan Prakash, 25 K.G. Marg, New Delhi 110001. Tel.: 011-23359190/23314396. Patna: LIC Mutual Fund Asset

Management Limited, Office No. 212, Adison Arcade, Fraser Rod, Near Maurya Hotel, Dist. Patna - 800001. Pune: LIC of India, Pune D.O.-I, 6/7, Shivaji Nagar, University Road, Pune 411005.

Tel.: 020-25537301. Raipur: C-29/A, Sector 1, Besides City Centre Mall, Devendra Nagar, Raipur 492001 C.G. Tel.: 0771-2236780/4051137. Rajkot: LIC of India Bldg., Jeevan Prakash,

Tagore Marg, Rajkot 360002. Tel.: 0281- 2461522. Ranchi: 2nd Floor, Narasaria Tower, Opposite Lalpur Police Station, Ranchi-834001. Tel.: 0651-2206372 Surat: Office No – D- 117,

International Trade Centre (Itc), Majuragate Crossing, Ring Road- Surat- 395002. Tel.: 0261-4862626

Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities.

Holdings: The holdings or the portfolio is a mutual fund’s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.

Macaulay Duration: Macaulay Duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price.

Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.

NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.

Portfolio Yield: Disclosure only required for Debt Funds.

Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA (http://www.fimmda.org) for last day of the month.

Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.

Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years.

SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc.

Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk.

Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

35

Agartala: Bidurkarta Chowmuhani, J N Bari Road, Tripura (West), Agartala, Tripura 799001. Agra: 1st Floor, Deepak Wasan Plaza, Behind Holiday Inn, Opp Megdoot Furnitures, Sanjay Place, Agra, Uttar Pradesh 282002. Ahmedabad: 201/202 Shail Complex, Opp Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad, Gujarat 380006. Ajmer: S.no.1&2, 2nd Floor, Ajmer Tower, Kutchery Road, Ajmer, Rajasthan 305001. Akola: Yamuna Tarang Complex, Shop No 30, Ground Floor, N.H. No 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola, Maharashthra 444004. Aligarh: 1st Floor, Kumar Plaza, Aligarh, Uttar Pradesh 202001. Allahabad: RSA Towers, 2nd Floor, Above Sony TV Showroom, 57, S P Marg, Civil Lines, Allahabad, Uttar Pradesh 211001. Alleppy: X1v 172, JP Towers, Mullackal, KSRTC Bus Stand, Alleppy, Kerala 688011. Alwar: 101,Saurabh Tower, Opp. UIT, Near Bhagat Singh Circle, Road No.2, Alwar, Rajasthan 301001. Amaravathi: Shop No. 21, 2nd Floor, Gulshan Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi, Maharashthra 444601. Ambala: 6349, Nicholson Road, Adjacent KOS HospitalambalaCant, Ambala, Haryana 133001. Amritsar: 72-A, Taylor’s Road, Opp Aga Heritage Club, Amritsar, Punjab 143001. Anand: B-42 Vaibhav Commercial Center, Nr TVS Down Town Shrow Room, Grid Char Rasta, Anand, Gujarat 380001. Ananthapur: #15/149, 1st Floor, S R Towers, Subash Road, Opp. To Lalitha Kala Parishad, Anantapur, Andhra Pradesh 515001. Ankleshwar: L/2 Keval Shopping Center, Old National Highway, Ankleshwar, Ankleshwar, Gujarat 393002. Asansol: 114/71 G T Road, Near Sony Centre, Bhanga Pachil, Asansol, West Bengal 713303. Aurangabad: Ramkunj Niwas, Railway Station Road, Near Osmanpura Circle, Aurangabad, Maharashthra 431005. Azamgarh: 1st Floor, Alkal Building, Opp. Nagaripalika Civil Line, Azamgarh, Uttar Pradesh 276001. Malleshwaram, Bangalore: No.337, GF-3, Karuna Complex, Sampige Road, Opp New Vegetable Market, Malleshwaram, Bangalore 560003; Koramangala, Bangalore: No. 408, Cita Bldg, I Floor, Next To Vodafone Office, Koramangala, Bangalore 560095; Bangalore: 59, Skanda Puttanna Road, Basavanagudi, Bangalore, Karnataka 560004. Balasore: M.S Das Street, Gopalgaon, Balasore, Orissa, Balasore, Orissa 756001. Bankura: Ambika Market Complex (Ground Floor), Nutanganj, Post & Dist Bankura, Bankura, West Bengal 722101. Bareilly: 1st Floor, 165, Civil Lines, Opp.Hotel Bareilly Palace, Near Railway Station, Bareilly, Uttar Pradesh 243001. Barhampore (WB): Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (WB), West Bengal 742101. Baroda: SB-5, Mangaldeep Complex, Opp. Masonic Hall, Productivity Road, Alkapuri, Baroda, Gujarat 390007. Begusarai: Near Hotel Diamond Surbhi Complex, O.C Township Gate, Kapasiya Chowk, Begusarai, Bihar 851117. Belgaum: CTS No 3939/ A2 A1, Above Raymonds Show Room, Beside Harsha Appliances, Club Road, Belgaum, Karnataka 590001. Bellary: No. 1, KHB Colony, Gandhi Nagar, Bellary, Karnataka 583103. Berhampur (OR): Opp Divya Nandan Kalyan Mandap, 3rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (OR), Orissa 760001. Betul: 107, 1st Floor, Hotel Utkarsh, J. H. College Road, Betul,

KARVY OFFICES


Investment Manager:LIC MUTUAL FUND ASSET MANAGEMENT LIMITED

Fax : +91 22 2283 5606 E-mail: [email protected] Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Board : +91 22 6601 6000



Madhya Pradesh 460001. Bhagalpur: 2nd Floor, Chandralok Complex, Ghantaghar, Radha Rani Sinha Road, Bhagalpur, Bihar 812001. Bharuch: Shop No 147-148, Aditya Complex, Near Kasak Circle, Bharuch, Gujarat 392001. Bhatinda: #2047-A, 2nd Floor, The Mall Road, Above Max New York Life Insurance, New Delhi, Punjab 151001. Bhavnagar: Krushna Darshan Complex, Parimal Chowk, Office No. 306-307, 3rd Floor, Above Jed Blue Show Room, Bhavnagar, Gujarat 364002. Bhilai: Shop No-1, First Floor, Plot No-1, Commercial Complex, Nehru Nagar-East, Bhilai, Chatisgarh 490020. Bhilwara: Shop No. 27-28, 1st Floor, Heera Panna Market, Pur Road, Bhilwara, Rajasthan 311001. Bhopal: Kay Kay Business Centre, 133, Zone I, MP Nagar, Above City Bank, Bhopal, Madhya Pradesh 462011. Bhubaneswar: A/181, Back Side Of Shivam Honda Show Room, Saheed Nagar, Bhubaneswar, Orissa 751007. Bikaner: 70-71, 2nd Floor, Dr. Chahar Building, Panchsati Circle, Sadul Ganj, Bikaner, Rajasthan 334001. Bilaspur: Shop No-201 & 202, 1st Floor, V R Plaza, Link Road, Bilaspur, C.G., Bilaspur, Chatisgarh 495001. (Bhishm) Bokaro: B-1, 1st Floor, City Centre, Sector-4, Near Sona Chandi Jwellars, Bokaro, Jharkhand 827004. Burdwan: 63 GT Road, Halder Complex, 1st Floor, Burdwan, West Bengal 713101. Calicut: 2nd Floor, Soubhagya Shopping Complex, Arayidathpalam, Mavoor Road, Calicut, Kerala 673004. Chandigarh: SCO 2423-2424, 1st Floor, Sector 22-C, Chandigarh, Union Territory 160022. Chandrapur: Rauts Raghuvanshi Complex, Shop No-1, Office No-2, 1st Floor, Beside Azad Garden Main Road, Chandrapur, Maharashtra 442402. Chennai: F-11, Akshaya Plaza, 1st Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai, Tamil Nadu 600002. T Nagar, Chennai: G1, Ground Floor, No 22, Vijayaraghava Road, Swathi Court, T Nagar, Chennai 600017; Adayar, Chennai: New No 51, Gandhi Nagar, First Main Road, Adyar, Chennai 600020; Annanagar, Chennai: T 92, Ground Floor, 3rd Avenue Main Road, Annanagar, Chennai 600040; Chinsura: J C Ghosh Saranu, Bhanga Gara, Chinsurah, Hooghly, Chinsurah, West Bengal 712101. Cochin: Ali Arcade, 1st Floor, Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm, Kerala 682036. Coimbatore: 3rd Floor, Jaya Enclave, 1057 Avinashi Road, Coimbatore, Tamil Nadu 641018. Cuttack: PO-Buxi Bazar, Cuttack, Opp Dargha Bazar Police Station, Dargha Bazar, Cuttack, Orissa 753001. Darbhanga: Jaya Complex, 2nd Floor, Above Furniture Planet, Donar Chowk, Darbhanga, Bihar 846003. Davangere: #15/9, 1st Floor, Sobagu Complex, 2nd Main Road (AVK College Road) P J Extension, Davangere, Karnataka 577002. Dehradun: Kaulagarh Road, Near Sirmaur Margabove, Reliance Webworld, Dehradun, Uttaranchal 248001. Deoria: 1st Floor, 1st Floor, Opp. Zila Panchayat, Civil Lines, Deoria, Uttar Pradesh 274001. Dewas: 27 RMO House, Station Road, Above Maa Chamunda Gaes Agency, Dewas, Madhya Pradesh 455001. Dhanbad: 208 New Market, 2nd Floor, Bank More, Dhanbad, Jharkhand 826001. Dharwad: G, 7&8 Banashankari Avenue, Opp NTTF, P B Road, Dharwad, Karnatka 580001. Dhule: Ground Floor, Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot Finance, Opp Bhavasar General Store, Dhule, Maharashthra 424001. Dindigul: No 9 Old No 4/B, New Agraharam, Palani Road, Dindigul, Tamil Nadu 624001. Durgapur: MWAV-16 Bengal Ambuja, 2nd Floor City Centre, 16 Dt Burdwan, Durgapur, West Bengal 713216. Eluru: D.No 23B-5-93/1, Savithri Complex, Edaravari Street, Near Dr. Prabhavathi Hospital, R.R. Pet, Eluru, Andhra Pradesh 534002. Erode: No. 4, Veerappan Traders Complex, KMY Salai, Sathy Road, Opp. Erode Bus Stand, Erode, Tamil Nadu 638003. Faridabad: A-2B, 1st Floor, Nehru Groundnit, Faridabad, Haryana 121001. Ferozpur: The Mall Road, Chawla Bulding, 1st Floor, Opp. Centrail Jail, Near Hanuman Mandir, Ferozepur, Punjab 152002. Gandhidham: 204, 2nd Floor, Bhagwati Chamber, Kutchkala Road, Gandhidham, Gujarat 382007. Gandhinagar: Plot No 945/2, Sector 7/C, Opp Pathika, Gandhinagar, Gujarat 382007. Gaya: 1st Floor, Lal Bhawan, Tower Chowk, Near Kiran Cinema, Gaya, Bihar 823001. Ghaziabad: 1st Floorc-7, Lohia Nagar, Ghaziabad, Uttar Pradesh 201001. Ghazipur: 2nd Floor, Shubhra Hotel Complex, Mahaubagh, Ghazipur, Uttar Pradesh 233001. Gonda: Shri Market, Sahabgunj, Station Road, Gonda, Uttar Pradesh 271001. Gorakhpur: Above V.I.P. House Ajdacent, A.d. Girls College, Bank Road, Gorakpur, Uttar Pradesh 273001. Gulbarga: CTS No 2913, 1st Floor, Asian Towers, Jagath Station, Main Road, Next To Adithya Hotel, Gulbarga, Karnataka 585105. Guntur: D No 6-10-27, Srinilayam, Arundelpet, 10/1, Guntur, Andhra Pradesh 522002. Gurgaon: Shop No.18, Ground Floor, Sector-14, Opp. AKD Tower, Near Huda Office, Gurgaon, Haryana 122001. Guwahati: 54 Sagarika Bhawan, 2nd Floor, R G Barooah Road, Aidc, Near Baskin Robbins, Guwahati, Assam 781024. Gwalior: 2nd Floor, Rajeev Plaza, Jayendra Ganj, Lashkar, Gwalior, Madhya Pradesh 474009. Haldwani: Above Kapilaz, Sweet House, Opp Lic Building, Pilikothi, Haldwani, Uttaranchal 263139. Haridwar: 8, Govind Puri, Opp. LIC-2, Above Vijay Bank, Main Road, Ranipur More, Haridwar, Uttaranchal 249401. Hassan: St Anthony’s Complex, Ground Floor, H.N. Pura Road, Hassan, Karnataka 573201. Hissar: SCO-71, 1st Floor, Red Square Market, Hissar, Haryana 125001. Hoshiarpur: 1st Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab 146001. Hubli: 22nd & 23rd, 3rd Floor, Eureka Junction, Travellers Bunglow, Hubli, Karnataka 580029. Hyderabad: 8-2-596, Avenue 4, Karvy Plaza, Street No 1, Banjara Hills, Hyderabad, Andhra Pradesh 500034. Indore: 2nd Floor, 203-205 Balaji Corporates, Above ICICI Bank, 19/1 New Palasia, Nearcurewell Hospital, Janjeerwala Square Indore, Indore, Madhya Pradesh 452001. Jabalpur: Grover Chamber, 43 Naya Bazar Malviya Chowk, Opp Shyam Market, Jabalpur, Madhya Pradesh 482002. Jaipur: S16/A 3rd Floor, Land Mark Building, Opp Jai Club, Mahaver Marg, C Scheme, Jaipur, Rajasthan 302001. Jalandhar: Arora Prime Tower, Lowe Ground Floor, Office No 3, Plot No 28, Jalandhar, Punjab 144001. Jalgaon: 113, Navi Peth, B/H Mahalaxmi Dairy, Jalgaon, Maharashthra 425001. Jalpaiguri: D B C Road, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri, West Bengal 735101. Jammu: 5 A/D Extension 2, Near Panama Chowk Petrol Pump, Panama Chowk, Jammu, Jammu & Kashmir 180012. Jamnagar: 136-137-138 Madhav Palaza, Opp SBI Bank, Nr Lal Bunglow, Jamnagar, Gujarat 361001. Jamshedpur: 2nd Floor, R R Square, SB Shop Area, Near Reliance Foot Print & Hotel-BS Park Plaza, Main Road, Jamshedpur, Jharkhand 831001. Jaunpur: R N Complex, 1-1-9-G, In Front Of Pathak Honda, Ummarpur, Jaunpur, Uttar Pradesh 222002. Jhansi: 371/01, Narayan Plaza, Gwalior Road, Near Jeevan Shah Chauraha, Jhansi, Uttar Pradesh 284001. Jodhpur: 203, Modi Arcade, Chopasni Road, Jodhpur, Rajasthan 342001. Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat 362001. Kannur: 2nd Floor, Prabhath Complex, Fort Road, Nr. ICICI Bank, Kannur, Kerala 670001. Kanpur: 15/46, B, Ground Floor, Opp Muir Mills, Civil Lines, Kanpur, Uttar Pradesh 208001. Karaikudi: No. 2, Gopi Arcade, 100 Feet Road, Karaikudi, Tamil Nadu 630001. Karimnagar: H.No.4-2-130/131, Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar, Andhra Pradesh 505001. Karnal: 18/369, Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal, Haryana 132001. Karur: No.6, Old No.1304, Thiru-Vika Road, Near G.R. Kalyan Mahal, Karur, Tamil Nadu 639001. Kharagpur: 180 Malancha Road, Beside Axis Bank Ltd, Kharagpur, West Bengal 721304. Kolhapur: 605/1/4 E Ward, Shahupuri, 2nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur, Maharashtra 416001. Kolkata: 166 A Rashbihari Avenue, 2nd Floor, Opp Fortish Hospital, Kolkata, West Bengal 700029. Kollam: Sree Vigneswara Bhavan, Shastri Junction, Kadapakada, Kollam, Kerala 691001. Korba: 1st Floor, City Centre, 97 IRCC, Transport Nagar, Korba, Chatisgarh 495677. Kota: 29, Ist Floor, Near Lala Lajpat Rai Circle, Shopping Centre, Kota, Rajasthan 324007. Kottayam: 1st Floor, Csiascension Square, Railway Station Road, Collectorate P O, Kottayam, Kerala 686002. Kurnool: Shop No.43, 1st Floor, S V Complex, Railway Station Road, Near SBI Main Branch, Kurnool, Andhra Pradesh 518004. Lucknow: 24, Prem Nagar, Ashok Marg, Lucknow, Uttar Pradesh 226001. Ludhiana: SCO-136, 1st Floor, Above Airtel Showroom, Feroze Gandhi Market, Ludhiana, Punjab 141001. Madurai: Rakesh Towers, 30-C, 1st Floor, Bye Pass Road, Opp Nagappa Motors, Madurai, Tamil Nadu 625010. Malappuram: First Floor, Cholakkal Building, Near U P School, UP Hil, Malappuram, Kerala 676505. Malda: Sahis Tuli, Under Ward No.6, No.1 Govt Colony, English Bazar Municipality, Malda, West Bengal 732101. Mandi: 149/11, School Bazaar, Mandi, Uttar Pradesh 175001. Mangalore: Mahendra Arcade, Opp Court Road, Karangal Padi, Mangalore, Karnataka 575003. Margoa: 2nd Floor, Dalal Commercial Complex, Pajifond, Margao, Goa 403601. Mathura: Ambey Crown, 2nd Floor, In Front Of BSA College, Gaushala Road, Mathura, Uttar Pradesh 281001. Meerut: 1st Floor, Medi Centreopp ICICI Bank, Hapur Road, Near Bachha Park, Meerut, Uttar Pradesh 250002. Mehsana: Ul/47, Apollo Enclave, Opp Simandhar Temple, Modhera Cross Road, Mehsana, Gujarat 384002. Mirzapur: Above HDFC Bank, Dankeenganj, UP, Mirzapur, Uttar Pradesh 231001. Moga: 1st Floor, Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab 142001. Moradabad: Om Arcade, Parker Road, Above Syndicate Bank, Chowk Tari Khana, Moradabad, Uttar Pradesh 244001. Morena: Moti Palace, Near Ramjanki Mandir, Near Ramjanki Mandir, Morena, Madhya Pradesh 476001. Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind BSE Bldg, Fort, Maharashtra 400001. Andheri: 6 & 7, Andheri Industrial Estate, Veera Desai Road, Andheri (West), Mumbai 400053. Borivali: Gomati Smuti, Ground Floor, Jambli Gully, Near Railway Station, Borivali (West), Mumbai 400092. Chembur: Shop No 4 , Ground Floor, Shram Saflya Bldg., N G Acharya Marg, Chembur, Mumbai 400071. Muzaffarpur: 1st Floor, Uma Market, Thana Gumtimoti Jheel, Muzaffarpur, Bihar 842001. Mysore: L-350, Silver Tower, Ashoka Road, Opp. Clock Tower, Mysore, Karnataka 570001. Nadiad: 104/105, Near Paras Cinema, City Point Nadiad, Nadiad, Gujarat 387001. Nagerkoil: 3A, South Car Street, Parsans Complex, Nagercoil, Tamil Nadu 629001. Nagpur: Plot No 2/1, House No 102/1, Mata Mandir Road, Mangaldeep Appartment, Opp Khandelwal Jewelers, Dharampeth, Nagpur, Maharashtra 440010. Namakkal: 105/2, Arun Towers, Paramathi Street, Namakkal, Tamil Nadu 637001. Nanded: Shop No.4, Santakripa Market, G G Road, Opp. Bank Of India, Nanded, Maharashtra 431601. Nasik: F-1, Suyojit Sankul, Sharanpur Road, Nasik, Maharashtra 422002. Navsari: 1/1 Chinmay Aracade, Opp Sattapir Rd, Tower Rd, Navsari, Gujarat 396445. Nellore: 16-2-230, Room No 27, 2nd Floor, Keizen Heights, Gandhi Nagar, Pogathota, Nellore, Andhra Pradesh 524001. New Delhi: 305 New Delhi House, 27 Barakhamba Road, New Delhi, New Delhi 110001. Nizamabad: H No 5-6-430, Above Bank Of Baroda, First Floor, Beside HDFC Bank, Hyderabad Road, Nizamabad, Andhra Pradesh 503003. Noida: 307 Jaipuria Plazad, 68 A, 2nd Floor, Opp Delhi Public School, Sector 26, Noida, Uttar Pradesh 201301. Palghat: No 20&21, Metro Complex H.P.O. Road Palakkad, Kerala 678001. Panipat: 1st Floor, Krishna Tower, Above Amertex, G.T. Road, Panipat, Haryana 132103. Panjim: City Business Centre, Coelho Pereira Building, Room No 18, 19 & 20, Dada Vaidya Road, Panjim, Goa 403001. Pathankot: 1st Floor, 9 A, Improvement Trust Building, Patel Chowk, Pathankot, Punjab 145001. Patiala: SCO 27 D, Chotti Baradari, Near Car Bazaar, Patiala, Punjab 147001. Patna: 3A, 3rd Floor Anand Tower, Exhibition Road, Opp ICICI Bank, Patna, Bihar 800001. Pollachi: 146/4, Ramanathan Building, 1st Floor, New Scheme Road, Pollachi, Tamil Nadu 642002. Pondicherry: No 7, Thiayagaraja Street, Pondicherry, Pondicherry 605001. Proddatur: Shop No 4, Araveti Complex, Mydukur Road, Beside Syndicate Bank, Proddatur, Andhra Pradesh 16360. Pudukottai: Sundaram Masilamani Towers, TS No. 5476-5479, PM Road, Old Tirumayam Salai, Near Anna Statue, Jublie Arts, Pudukottai,Tamil Nadu 622001. Pune: Office #16, Ground Floor, Shrinath Plaza, Near Dyaneshwar Paduka Chowk, F C Road, Pune, Maharashtra 411005. Raipur: Shop No. 31, Third Floor, Millenium Plaza, Above Indian House, Behind Indian Coffee House, Raipur, Chatisgarh 492001. Rajahmundry: D.No.6-1-4, Rangachary Street, T. Nagar, Near Axis Bank Street, Rajahmundry, Andhra Pradesh 533101. Rajapalayam: Sri Ganapathy Complex, 14B/5/18, T P Mills Road, Virudhungar Dist, Rajapalayam, Tamil Nadu 626117. Rajkot: 104, Siddhi Vinyak Com., Opp Ramkrishna Ashram, Dr Yagnik Road, Rajkot, Rajkot, Gujarat 360001. Ranchi: Room No 307, 3rd Floor, Commerce Tower, Beside Mahabir Tower, Ranchi, Jharkhand 834001. Ratlam: 1 Nagpal Bhawan, Free Ganj Road, Do Batti, Near Nokia Care, Ratlam, Madhya Pradesh 457001. Renukoot: Shop No. 18, Near Complex Birla Market, Renukoot, Uttar Pradesh 231217. Rewa: 1st Floor, Angoori Building, Besides Allahabad Bank, Trans University Road, Civil Lines, Rewa, Madhya Pradesh 485001. Rohtak: 1st Floor, Ashoka Plaza, Delhi Road, Rohtak, Haryana 124001. Roorkee: Shree Ashadeep Complex, 16, Civil Lines, Near Income Tax Office, Roorkee, Uttaranchal 247667. Rourkela: 1st Floor, Sandhu Complex, Kachery Road, Uditnagar, Rourekla, Orissa 769012. Sagar: Above Poshak Garments, 5 Civil Lines, Infront Of Income Tax Office, Sagar, Madhya Pradesh 470002. Saharanpur: 18 Mission Market, Court Road, Saharanpur, Uttar Pradesh 247001. Salem: No 40, Brindavan Road, Fairlands, Near Perumal Koil, Salem, Tamil Nadu 636016. Sambalpur: Ground Floor, Quality Massion, Infront Of Bazaar Kolkata, Nayapara, Sambalpur, Orissa 768001. Secunderabad: 1st Floor, Thirumala Complex, Paradise Circle, S.D Road, Opp. Hotel Kamat, Secunderabad 500003. Satna: 1st Floor, Gopal Complex, Near Bus Stand, Rewa Road, Satna, Madhya Pradesh 485001. Shaktinagar: 1st/A-375, V V Colony, Dist Sonebhadra, Shaktinagar, Uttar Pradesh 231222. Shillong: Annex Mani Bhawan, Lower Thana Road, Near R K M L P School, Shillong, Meghalaya 793001. Shimla: Triveni Building, By Pas Chowk Khallini, Shimla, Himachal Pradesh 171002. Shimoga: Sri Matra Naika Complex, 1st Floor, Above Shimoga Diagnostic Centre, LLR Road, Durgigudi, Shimoga, Karnataka 577201. Shivpuri: 1st Floor, M.P.R.P. Building, Near Bank Of India, Shivpuri, Madhya Pradesh 473551. Sikar: First Floor, Super Tower, Behind Ram Mandir, Near Taparya Bagichi, Sikar, Rajasthan 332001. Silchar: N.N. Dutta Road, Chowchakra Complex, Premtala, Silchar, Assam 788001. Siliguri: Nanak Complex, Sevoke Road, Siliguri, West Bengal 734001. Sitapur: 12/12-A, Sura Complex, Arya Nagar, Opp Mal Godam, Sitapur, Uttar Pradesh 261001. Sivakasi: 363, Thiruthangal Road, Opp TNEB, Sivakasi, Tamil Nadu 626123. Solan: Sahni Bhawan, Adjacent Anand Cinema Complex, The Mall, Solan, Himachal Pradesh 173212. Solapur: Block No 06, Vaman Nagar, Opp D-Mart, Jule Solapur, Solapur, Maharashtra 413004. Sonepat: 205 R Model Town, Above Central Bank Of India, Sonepat, Haryana 131001. Sri Ganganagar: 35E Block, Opp Sheetla Mata Vaateka, Sri Ganganagar, Rajasthan 335001. Srikakulam: D.No-4-1-28/1, Venkateswara Colony, Near Income Tax Office, Srikakulam, Andhra Pradesh 532001. Sultanpur: Rama Shankar Complex, Civil Lines, Faizabad Road, Sultanpur, Uttar Pradesh 228001. Surat: G-5 Empire State Buliding, Nr Udhna Darwaja, Ring Road, Surat, Gujarat 395002. Thanjavur: No. 70, Nalliah Complex, Srinivasam Pillai Road, Tanjore, Tamil Nadu 613001. Thodupuzha: First Floor, Pulimoottil Pioneer, Pala Road, Thodupuzha, Kerala 685584. Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli, Tamil Nadu 627001. Tirupathi: D No 203, 2nd Floor, Padmavathi Nilayam, Nokia Care Upstairs, Tilak Road, Tirupathi, Andhra Pradesh 517501. Tirupur: First Floor, 244 A, Kamaraj Road, Opp To Cotton Market Complex, Tirupur, Tamil Nadu 641604. Tiruvalla: 2nd Floor, Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla, Kerala 689107. Trichur: 2nd Floor, Brothers Complex, Naikkanal Junction, Shornur Road, Near Dhanalakshmi Bank H O, Thrissur, Kerala 680001. Trichy: 60, Sri Krishna Arcade, Thennur High Road, Trichy, Tamil Nadu 20017. Trivandrum: 2nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum, Kerala 695010. Tuticorin: 4-B, A34-A37, Mangalmal Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin, Tamil Nadu 628003. Udaipur: 201-202, Madhav Chambers, Opp G P O, Chetak Circle, Udaipur, Rajasthan 313001. Ujjain: 101 Aashta Tower, 13/1 Dhanwantri Marg, Freeganj, Ujjain, Madhya Pradesh 456010. Valsad: Shop No 2, Phiroza Corner, Opp Next Show Room, Tithal Road, Valsad, Gujarat 396001. Vapi: Shop No-12, Ground Floor, Sheetal Appatment, Near K P Tower, Vapi, Gujarat 396195. Varanasi: D-64/132, 1st Floor, Anant Complex, Sigra, Varanashi, Uttar Pradesh 221010. Vellore: 1, M N R Arcade, Officers Line, Krishna Nagar, Vellore, Tamil Nadu 632001. Vijayanagaram: Soubhagya, 19-6-1/3, 2nd Floor, Near Fort Branch, Opp Three Temples, Vizianagaram, Andhra Pradesh 535002. Vijayawada: 39-10-7, Opp Municipal Water Tank, Labbipet, Vijayawada, Andhra Pradesh 520010. Visakhapatnam: Door No 48-8-7, Dwaraka Diamond, Ground Floor, Srinagar, Visakhapatnam, Andhra Pradesh 530016. Warangal: 5-6-95, 1st Floor, Opp B.Ed Collage, Lashkar Bazar, Chandra Complex, Hanmakonda, Warangal, Andhra Pradesh 506001. Yamuna Nagar: Jagdhari Road, Above UCO Bank, Near D.A.V. Girls College, Yamuna Nagar, Haryana 135001.

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LIC MF Factsheet Dec 2019 · December'18-November'19 and DII bought equity worth ₹ 52,108 crores (US$7,364 mn) for the same period. (As on 29th November 2019, Source: SEBI) (November