L34 – Current Account Life-Cycle Process Diagram

L34 – Current Account Life-Cycle

Process Diagram

© 2014 SAP SE or an SAP affiliate company. All rights reserved. ‹#›

Purpose, Benefits, and Key Process Steps

Purpose The purpose of this scenario is to describe and support testing of the complete entire

account life cycle, from contract creation to account closure, including the business partner functionalities that are needed for this scenario.

Benefits To conduct a current account life cycle, there are two mandatory steps: account creation

and account closure. All other steps are optional and mostly independent from each other. Therefore, the

scenario attempts to join all the most common processes that could be activated during the business relationship between a bank and a customer.

Payment engine integration.


Purpose, Benefits, and Key Process Steps

Key Process Steps

Creating or changing business partners Creating or changing current accounts Creating or changing posting locks Changing an account holder Creating and processing payment transaction orders, including automatic and manual error handling

and payment engine integration Changing the product of an existing account Forward Order functionality Standing Order functionality Account closure process with payment engine integration Simulating account settlement Displaying account balance and turnover figures Conducting end-of-day processing including: Changing the product version of an existing account


Required SAP Applications and Company Roles

Required SAP Applications SAP Banking Service 8.0

Company Roles Back office


Detailed Process Description

Current Account Life-Cycle with Payment Engine Entire account life cycle, from contract creation to account closure, including the business

partner functionalities that are needed for this scenario. Account closure process with account closure order with transfer to reference account at an

external bank when the account balance is positive or receive funds when it is negative. Using Payment Engine for SEPA Direct Debit when account balance is negative and

transfer the positive account balance through SWIFT.


Back Office Back Office

Process Flow DiagramCurrent Account Life-Cycle with Payment Engine (1/7)

Banking Services from SAP Banking Services from SAP Bank Analyzer

1

Creating a Business Partner

A

Maintain Business Partner

B

Icon Name

Entire account life cycle

BP

BP

BCA_DATE_POST_SET/BCA_DATE_EOD_SET

BCA_CN_ACCT_01

BCA_CN_ACCT_01

BCA_CN_ACCT_03

PRI_PPL_PROD_DISPLAY

BCA_CN_ACCT_02

BCA_CN_ACCT_02

BCA_DEH_EVENT_CRE_BU

A

B

C

D

E

F

G

1

Checking Posting/System date

C

L85 DM in Bank Analyzer

Creating a Current Account

D

Creating Current Accounts with Product Pricing Lists

E

Displaying Current Accounts

F

Checking the Product Pricing List

G

Managing Conditions

H

Managing Limits

I

next page

H

Setting Locks for a Business Partner

JI

Back Office

SAP Payment Engine

J




Banking Services from SAP SAP Payment Engine

Icon Name

BCA_CN_ACCT_03

BCA_PAYMITEM_CREATE

BCA_DEH_EVENT_CHANGE

BCA_CN_ACCT_03

BCA_OR_CAH

BCA_CN_ACCT_03

BCA_PAYMITEM_CREATE

BCA_CN_KFG

K

L

M

N

O

P

previous page

Displaying an Account

K

Creating a Debit Payment Item

L

Changing a Lock

M


N

Creating and Executing an Order for the Account Holder Change

O


P


next page

Creating a Payment Item for Currency Exchange

Q

Displaying Balances and Key Figures

R

Q

R

Back Office

Banking Services from SAP Bank Analyzer





Icon Name

BCA_PO_CREATE

PCO_WL_ASS_MAINTAIN

PCO02

BCA_PO_CREATE

BAPA_PCO2

BCA_DATE_POST_SET

BAPA_PCO3

BCA_PAYMITEM_MAINTN

S

T

U

V

W

previous page

Creating a Payment Transaction Order for Exception Handling

S

Assigning Users to a Worklist

T

Manual Resubmission

U

next page

Creating a Payment Transaction Order

V

Automatic Resubmission of Posting Control Orders

W

Setting Posting Date for Payment Transaction

X

X

Y

Z

Automatic Final Processing of Posting Control Orders

Y

Checking the Rejected Payment Order

Z

Back Office




Process Flow DiagramLifecycle Current Account with Payment Engine (4/7)


Icon Name

BCA_ACBAL_ACC_S

BCA_OR_COP

BCA_CN_ACCT_03

BCA_PO_FO_CREATE

BCA_PO_FO_CHANGE

BCA_PO_FO_DISPLAY

BCA_PO_FO_DELETE

BCA_PO_FO_POST

BCA_PAYMITEM_MAINTN

previous page

Simulating an Account Settlement

AA

Product Change

AB


AC

next page

Back Office


AB

AC

AD

AE

AF

AG

AH

AA

Create a Forward Order

AD

Check the transactions on the Account after Forward Order execution

AI

Change a forward order

AE

Display a forward order

AF

Delete a forward order

AG

Execution of Forward Order before due date

AH

AI





Icon Name

BCA_SO_CREATE

BCA_SO_CHANGE

BCA_SO_DISP

BCA_SO_DELETE

BCA_OR_TOC

BCA_MANDATE_CRED_01

previous page

next page

Back Office


AK

AL

AM

AN

AJ

Create a Standing Order

AJ

Closing an Account

AN

Change a Standing Order

AK

Display a Standing Order

AL

Delete a Standing Order

AM


Create a Mandate

BI

Choose 400110 in Payment Advice Type

BK


BL

Account Balance is Negative, SDD


BJ

BI

Account Balance is Positive, SCT

Account Balance is Positive, SWIFT





Icon Name

End-of-Day Processing

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

BCA_ACBAL_ACC_M

BCA_CN_KFG

BCA_BAST_MASSRUN

BCA_PO_FO_MULTI

RBCA_SORD_RUN_PP

BCA_PAYMITEM_MAINTN

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

previous page

next page

Back Office


AR

AS

AT

AU

AV

AW

AQ

Executing a Settlement

AQ

Bank Statement

AS

Forward Orders

AT

Standing Orders

AU

AX


AR


Check the transactions on the Account after Standing Order execution

AV


AW

Setting the Posting date for End-of-Day Processing

AX

2


AO

Setting Posting Date for End-of-Day Processing

AP

AO

AP

2





Icon Name

BCA_OR_TOC_PP_BOTC

BCA_CORR_PRINT_PP

SP01

BCA_CN_ACCT_01

FSPRD2_Y

BCA_COP_ACC_BCA_PVCA

BCA_CN_ACCT_03

previous page

next page

Back Office


BA

BB

BC

BD

BE

AZ

Sending Correspondence Requests

AZ

Using the Output Controller

BA

Creating Current Accounts

BB

Creating a Product Version

BC


Mass Product Version Change

BD


BE

Executing Due Account Closures

AY

L81 Using Payment

Engine for SDD

L82 Using Payment

Engine for Credit transfer

(SWIFT & SEPA)

Create a Payment transaction Order for SEPA SDD

BF

Create a Payment transaction Order for Domestic Bank

Transfer/SEPA SCT

BG

Create a Payment transaction Order for

International Bank Transer

BH

AY

Account Balance is Negative, SDD

Account Balance is Positive, SCT

Account Balance is Positive, SWIFT


Detailed Process Description

Current Account Life-Cycle without Payment Engine Entire account life cycle, from contract creation to account closure, including the business

partner functionalities that are needed for this scenario. To conduct a current account life cycle, there are two mandatory steps: account creation

and account closure. All other steps are optional and mostly independent from each other. Therefore, the

scenario attempts to join all the most common processes that could be activated during the business relationship between a bank and a customer.



Process Flow DiagramCurrent Account Life-Cycle without Payment Engine (1/7)

Banking Services from SAP Banking Services from SAP Bank Analyzer

1

Creating a Business Partner

A

Maintain Business Partner

B

Icon Name

Entire account life cycle

BP

BP

BCA_DATE_POST_SET/BCA_DATE_EOD_SET

BCA_CN_ACCT_01

BCA_CN_ACCT_01

BCA_CN_ACCT_03

PRI_PPL_PROD_DISPLAY

BCA_CN_ACCT_02

BCA_CN_ACCT_02

BCA_DEH_EVENT_CRE_BU

A

B

C

D

E

F

G

1

Checking Posting/System date

C


Creating a Current Account

D

Creating Current Accounts with Product Pricing Lists

E

Displaying Current Accounts

F

Checking the Product Pricing List

G

Managing Conditions

H

Managing Limits

I

next page

H

Setting Locks for a Business Partner

JI

Back Office

SAP Payment Engine

J





Icon Name

BCA_CN_ACCT_03

BCA_PAYMITEM_CREATE

BCA_DEH_EVENT_CHANGE

BCA_CN_ACCT_03

BCA_OR_CAH

BCA_CN_ACCT_03

BCA_PAYMITEM_CREATE

BCA_CN_KFG

K

L

M

N

O

P

previous page


K

Creating a Debit Payment Item

L

Changing a Lock

M


N

Creating and Executing an Order for the Account Holder Change

O


P


next page

Creating a Payment Item for Currency Exchange

Q


R

Q

R

Back Office






Icon Name

BCA_PO_CREATE

PCO_WL_ASS_MAINTAIN

PCO02

BCA_PO_CREATE

BAPA_PCO2

BCA_DATE_POST_SET

BAPA_PCO3

BCA_PAYMITEM_MAINTN

S

T

U

V

W

previous page

Creating a Payment Transaction Order for Exception Handling

S

Assigning Users to a Worklist

T

Manual Resubmission

U

next page

Creating a Payment Transaction Order

V

Automatic Resubmission of Posting Control Orders

W


X

X

Y

Z

Automatic Final Processing of Posting Control Orders

Y

Checking the Rejected Payment Order

Z

Back Office






Icon Name

BCA_ACBAL_ACC_S

BCA_OR_COP

BCA_CN_ACCT_03

BCA_PO_FO_CREATE

BCA_PO_FO_CHANGE

BCA_PO_FO_DISPLAY

BCA_PO_FO_DELETE

BCA_PO_FO_POST

BCA_PAYMITEM_MAINTN

previous page

Simulating an Account Settlement

AA

Product Change

AB


AC

next page

Back Office


AB

AC

AD

AE

AF

AG

AH

AA

Create a Forward Order

AD

Check the transactions on the Account after Forward Order execution

AI

Change a forward order

AE

Display a forward order

AF

Delete a forward order

AG

Execution of Forward Order before due date

AH

AI





Icon Name

BCA_SO_CREATE

BCA_SO_CHANGE

BCA_SO_DISP

BCA_SO_DELETE

BCA_OR_TOC

End-of-Day Processing

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

previous page

next page

Back Office


AK

AL

AM

AN

AO

AP

AJ

Create a Standing Order

AJ

Closing an Account

AN

Change a Standing Order

AK

Display a Standing Order

AL

Delete a Standing Order

AM


2


AO

Setting Posting Date for End-of-Day Processing

AP

2





Icon Name

BCA_ACBAL_ACC_M

BCA_CN_KFG

BCA_BAST_MASSRUN

BCA_PO_FO_MULTI

RBCA_SORD_RUN_PP

BCA_PAYMITEM_MAINTN

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

BCA_OR_TOC_PP_BOTC

previous page

next page

Back Office


AR

AS

AT

AU

AV

AW

AQ

Executing a Settlement

AQ

Bank Statement

AS

Forward Orders

AT

Standing Orders

AU

AX


AR


Check the transactions on the Account after Standing Order execution

AV


AW

Setting the Posting date for End-of-Day Processing

AX

Executing Due Account Closures

AY

AY





Icon Name

BCA_CORR_PRINT_PP

SP01

BCA_CN_ACCT_01

FSPRD2_Y

BCA_COP_ACC_BCA_PVCA

BCA_CN_ACCT_03

previous page

next page

Back Office


BA

BB

BC

BD

BE

AZ

Sending Correspondence Requests

AZ

Using the Output Controller

BA

Creating Current Accounts

BB

Creating a Product Version

BC


Mass Product Version Change

BD


BE

Thank you


© 2014 SAP SE or an SAP affiliate company. All rights reserved.

No part of this publication may be reproduced or transmitted in any form or for any purpose without the express permission of SAP SE or an SAP affiliate company.

SAP and other SAP products and services mentioned herein as well as their respective logos are trademarks or registered trademarks of SAP SE (or an SAP affiliate company) in Germany and other countries. Please see http://global12.sap.com/corporate-en/legal/copyright/index.epx for additional trademark information and notices.

Some software products marketed by SAP SE and its distributors contain proprietary software components of other software vendors.

National product specifications may vary.

These materials are provided by SAP SE or an SAP affiliate company for informational purposes only, without representation or warranty of any kind, and SAP SE or its affiliated companies shall not be liable for errors or omissions with respect to the materials. The only warranties for SAP SE or SAP affiliate company products and services are those that are set forth in the express warranty statements accompanying such products and services, if any. Nothing herein should be construed as constituting an additional warranty.

In particular, SAP SE or its affiliated companies have no obligation to pursue any course of business outlined in this document or any related presentation, or to develop or release any functionality mentioned therein. This document, or any related presentation, and SAP SE’s or its affiliated companies’ strategy and possible future developments, products, and/or platform directions and functionality are all subject to change and may be changed by SAP SE or its affiliated companies at any time for any reason without notice. The information in this document is not a commitment, promise, or legal obligation to deliver any material, code, or functionality. All forward-looking statements are subject to various risks and uncertainties that could cause actual results to differ materially from expectations. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of their dates, and they should not be relied upon in making purchasing decisions.

Documents

L34 – Current Account Life-Cycle Process Diagram