Particulars

P&OPERTY AND A-SSETS

Cash

Cash in hand [including foreign currenciesJ

Balance with Bangladesh Bank & Sonali Bank

Ilncluding loreign currenciesJ

Balance with other banks and financial institutions

In Bangladesh

Oulside Bangladesh

Money at call on short notice

Invcsrments in shares and securitiesGovclnnrcntOthers

InvestmentGenelal invcstrnentBills pLrrchased and discounted

Fixecl assets including premises, furniture and fixtures

0lher assets

Non banking assets

Total assets

LIABILITIES AND CAPITAL

Liabiliries

Borrowings from olher banks, financial institutions

and agents

Deposits and other accounts

MLrdaraba term dePosits

Bills payable

Lease deposits

Bearer cerlificates ol dePosits

Deposils under schemes

0thel liabilitics

Total liabiliries

Capital/shareholders' equitY

Paid-up capital

Share premium account

Statutory reserve

Other reserve

Surplus in proflit & Ioss account

Total shareholders' equitY

total liabilities & shareholders' equity

fi,72e3a13a0 ' 15,239,737,438

L24,059,828

12,986,053,519

205,6L5,663

71.,L98,423,5?0

12,477,697,043

58,297,L-65

450,059,311

L7A0,413,488

4.01

402

5.00

6.00

6.01

6,02

7,00

7.01

7.42

8,00

9.00

13.01

13.06

14.0q

L5.00

16.00

319,8L8,65+10,000,000

309,818,654

77,74Ai763,L1611,7+0,7 63,L16

333,789,563

L44,735,7_97

3,976,235,959

58,321,222

(o all 1)1JQ)JLL,LLL

10,500,465;18510,500,465,185

L50,7Z9,659

32L,261,521

10,758,5L6,77 6

67,383,399

--- t-- -^/J / L,JLJJJ+)

1.,977 ,437 ;7 47

14,810,526,835 13,32L,476,9?0

1,342,838,971

730,852373,925,28254,906,88?

195,4L2,518

1,967,81-4,505

. L,342,B38,971

730,852325,072,L52

54;757,L37

794,861.,396

r,918,260,508

' , ' L6,778,34L,340

_,4-!\re#s15,239J3?,439,

.. Continue.,

,f;&-f Aftnrad Eak,ea & *o,t-tr J cl-i&RTEEED Acccurr'rArJrs

ISLAMIC }'INANCE AND INVESTMENT LIMITEDBalance Sheet

As at December 31,201B

Amount in Takam"lll

3.00

3.013.02

4.00

December 31,Z0lB December 37,2017

232,723,8922,810,688

229,9L3,204

3,976,235,959

205,275,784reI zoq,zgz,or I

4,033i958,426

4,033,958,426

10.00

11.00

11.01

1,L.02

11.05 .

L2.00

.dd*G-=s

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ISLAMIC FINANCE AND INVESTMENT LIMITEDOff-Balance Sheet ItemsAs at December 31".2018

Amount in Taka. Particulars

Decemtrer 31,20L8 December 3L,2077

CONTINGf NT. LIABILITIES

Acceptances and endorsements

Letters ofguaranleeIrrevocable letters of creditBills for collectionOther contingent liabilities

Total contingent Iiabilities :

OTHER COMMITMEI{IS.

Documentary credits and short term trade related transacticins

Forward assets purchased and forward deposits placed

Undrawn note issuance and revolving underwriting facilitiesUndrav,m formal standby facilities, credil lines and other

Total other commitments:

Total off-balance sheet items including contingent liabilities

NetAssets Value Per Share (NAVPS) 31.00 14.65

The accompanying notes and policies [1-40] form an integral part of these financial statements.

WS,Q. Bazlur RashidCompany Secretary

n\'r2\"",

Prof. Dr. Md. |ahangirAlamDirector

This is the Balance Sheet referred

cFO (cc)

to in our separate report ofeven date.

Place: Dhaka;

Dated: March 20 ,2079

,q:H>f-f-v

L4.29

@,t*RezakufllaiderVice Chairman

Ru-

ty Managing Director & anaging Director & CEO

Shibbir MahmudChairman

ahmtsa"zat<er ETo'Chartered Accountants

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ISTAMIC FINANCE AND INVESTMENT LIMITEDProfit and Loss Account

For the year ended December 3L. 2018

Ahued Zlhcn & So'CilF.RTEftEOAC{AUN ANT5

Amount in Taka

2018 2A17Particulars

Profit on investmentLess: Profit paid on deposits, borrowings etc.Net investment income

Income from investment in securitiesCommission, exchange and brokerageOther operating income

Total operating income

Salaries and allowancesRent, taxes, insurances, electricity etc,

Legal & professional expenses

Postage, stamps, teiecomm unication etc.

Stationery, printings, advertisements etc.

Managing director's salary and allowances-

Directors'feesAuditors'feesDepreciation and repalr offixed assets

0ther expenses

Total operating expenses

Profit before provision

Provision for General InvestmentProvision for diminution in value of investments

0ther provlsionTotal provision

Total profit before taxesProvision for taxationCurrent taxDefered taxNet profit after taxationRetained surplus brought forward from previous year

AppropriationsStatutory reserveDividend equallzation fundSpecial reserve fundRetained surplus

Earning Per Share {EPS)

The accompanying notes and

17.01.

18.00

L7.0219.00

20.00

21.0022.0023.0024.40

25.00

27.0726.00

27.40

28.00

29.00

1?.0472.05

72.02

106,533,937!7,964,603

775,533'

7,61,2,357

10,785,920

5,742,59].1,499,000

772,500

22,633,677

44,839,569'

L42A,069,8221.,062,426,475

357,643,3+7

75,796,4817,706,475

757,823229,054,779

586,698,126

7,065,53L,34L744,639,627

320,891,7L4

74,774,430L0,057,74875549,7e8

t60,381,976

481,273,690

93,423,896I0,605,,677

888,685

1,615,521

I,280,41"6

6,000,000

1,384,000

140,000

29,7Ag,I1889,00+,740

241,052,173

240,22L,577

4,797,3L2(s3,354,672)

896,335

t47,661,02s)287,882,602

44,305,85750,987,587

,687243,576,745

205,349,517

38L,349,609

5,41"4,979

40,38L,622

45,71L,601

335,638,009

244,265,64816.00

^n -1.4-^+o,oJJ, LJU

L95,412,57B

___ztass&e_ 41.8130.00

'W*oo^^

Vice Chairman

This is the Profit and Loss Account referred t0 in our separate report of even date.

Place: Dhaka;

Dated: March 20 ,20L9

97,372,360m--:- 2+;ZSl0,,Z+S

48,715,3-49

61.1.9

S.Q. Bazlur RashiComp{y ftcretary

s (1-a0] form an integral part ofthese fi

Deputy ManaggB Director & CFO (CCJ

Zafoie Md. SalehManaging Director & CE0

Ahmed:Zaker & Co.

Chartered Accountants

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ISLAMIC FINANCE AND INVESTMENT LIMITEDCash Flow Statement

For the )tear ended December 31,2018

&krm,rd Enken & Co,cltApTSrqgp pgcoriJ t-itANT.s

Amount in Taka

zOLB 2A17

A.

Particulars

Cash flow from operating activitiesInvestment profit receiptsProfit paid on depositsReceipts from bank depositDividend receiptsFees & commission receiptRecoveries on investments previously written offCash payments to employees

Cash payments to suppliersIncome tax paidReceipts from other operating activitiesPayments for' other operating activiti'esCash generated from operating activities before changes inoperating assets and liabilities

Increasefdecrease in operating assets and liabilitiesInvestment (loans and advances) to customers

Receipts from investment in securities0ther assets

Deposits from other banksDeposits received from customers

Other liabilities

Net cash provided from operat-ing activities :

Cash flows from investing activitiesPurchase/ Proceeds from securitiesProceeds from sale of fixed assets

Payment for advance for impetusPurchases ofproperty, plant & equipments

Net cash used in investing activities :

Cash flows from financing aqtivitiesReceipts from loan/[borrowingJ & debts securitiesDividend paid

Net cash used in flnancing activities :

D. Net increase/[decrease) in cash & cash equivalents (A+B+C)

E. Cash and cash equivalents at the beginning ofthe year

F. Cash and cash.equivalents at the end of the year [D+E)

Net Operating Cash Flow Per Share [NOCFPS)

S.Q. Bazlur Rashid

(295,778,321) 780,698,892

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7,254,37+,663(968,A69,307

!77,445,0776,095,3087,106,475

696,605(111,588,352)

(10,185,920J

(50,262,401)2,720,495

6

246,?,86,55L

350,803,938

1,1-43,939,262. (770,918,642)

45,068,955. L4,7.53,405

L0,057,74828,400

(99,296,9I5)

{7,59t8,786)(17.7,786,797)

8,669,907

61,679,242

2,t59,247,363[1,506,210,313]

58,878,663(36,433,849|

2,546;B5,gg2681,559,989

' Azt,4ra,B}t

il 597,09A,489

(267,497,432)

880,506

L61,395

'2,220,926,601

206,281,4927,757,700

[19,431,385J',908,515

C.

[81,5s5,83sJ189,481,974

151,,243,104)948,092

(z7L,O3V,B09J

30,274,359

4,209,959,851,

t87,L9t,L96). 2,3t4,4343A1- 1,894,525;550

Thqaccompanying notes and -40) form an integral part ofthese fi

mmad uzzaman

_____utwaulp._ :_43qg4gE5l' 16.544,45

puty Managing Director &

&,,RezakukHaiderVice ChairmanDirecto-

Place'. Dhaka;Dated: March 20, 2019

(L,074,602,772)

7,Zoo,52g29,656,596

1,309,999,L95,477,63A,80+

99,080,413

ial statements,

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