k|f]S;L kmf/fd - Nepal Stock Exchange · t]>f] jflif{s k|ltj]bg cfly{s jif{ @)&!÷)&@ ljifo ;"rL qm=;+= ljj/0f k]h g+= ! t]>f] jflif{s ;fwf/0f ;ef af/] ;"rgf ! @ ;fwf/0f ;ef ;DjGwL

t]>f] jflif{s k|ltj]bg cfly{s jif{ @)&!÷)&@

k|f]S;L kmf/fd

>L ;~rfns ;ldlt,

u|Lg 8]enkd]G6 a}+s ln

xl/z+s/ /f]8, afun'ª .

ljifoM k|ltlglw lgo'Qm u/]sf] jf/] .

dxfzo,

================================ lhNnf ============================================= g=kf=÷uf=lj=;= j8f g+= =========== a:g] d÷xfdL

============================================================== n] To; sDkgLsf] z]o/wgLsf] x}l;otn] ==================== ;fn

================= dlxgf ==========ut] ==================sf lbg x'g] =============== jflif{s ;fwf/0f ;efdf :jo+ pkl:yt eO{ 5nkmn

tyf lg0f{odf ;xefuL x'g g;Sg] ePsf]n] pQm ;efdf efu lng tyf dtbfg ug{sf] nflu ===============================

lhNnf ==================================== g=kf=÷uf=lj=;= j8f g+= ============ a:g] To; sDkgLsf z]o/jfnf >L

===============================================z]o/ k|df0fkq g+= ============ z]o/wgL g+= ==================nfO{ d]/f]÷xfd|f] k|ltlglw

dgf]lgt u/L k7fPsf 5+'÷5f}+ .

lgj]bs

b:tvt M

gfd M

7]ufgf M

z]o/wgL g+= M

z]o/ k|df0fkq g+= M

ls=g+= ================ b]lv ==================

ldlt M

b|i6Jo M of] lgj]bg ;fwf/0f;ef x'g'eGbf sDtLdf $* 306f cufj} a}+ssf] /lhi68{ sfof{nodf k]z u/L ;Sg'kg]{5 .

----------------------------------------------------------------------------------------------------------

k|j]z—kq

z]o/wgLsf] gfd M====================================================== z]o/wgL g+=M================ z]o/ k|df0fkq g+= ====================

z]o/ ;+Vof M ======================= z]o/wgLsf] b:tvt M =================================

u|Lg 8]enkd]G6 a}+s lnld6]8sf] ldlt =========== ;fn ====== dlxgf ====ut] ===========sf lbg x'g] ============== jflif{s ;fwf/0f

;efdf pkl:yt x'g hf/L ul/Psf] k|j]z–kq .

sDkgL ;lrj

b|i6Jo M

!_ z]o/wgL cfkm}n] vfnL sf]i7x? eg'{xf]nf .

@_ ;efsIfdf k|j]z ug{ of] k|j]zkq k|:t't ug'{ clgjfo{ 5 .



ljifo ;"rL

qm=;+= ljj/0f k]h g+=

! t]>f] jflif{s ;fwf/0f ;ef af/] ;"rgf !

@ ;fwf/0f ;ef ;DjGwL cGo hfgsf/L !

# cWoIfsf] dGtJo tyf ;~rfns ;ldltsf] k|ltj]bg @–*

$ cf= j= @)&!÷&@ sf] n]vfkl/Ifssf] k|ltj]bg (

% jf;nft !)

^ gfkmf÷gf]S;fg !!

& gfkmf÷gf]S;fg jfF8kmfF8 lx;fj !@

* gub k|jfx ljj/0f !#

( OSjL6Ldf ePsf] kl/jt{g ;DjlGw ljj/0f !$

!) cg';"rLx? -$=!–$=#!_ !%–$)

!! k|d'v n]vf gLltx? $!–$#

!@ n]vf;DaGwL l6Kk0fLx? $$–$&

!# cg';"rLx? -$=#$–$=#%_ $*–%!

!$ :yug s/ %@

!% g]kfn /fi6« a}+ssf] ljQLo ljj/0f k|sfzg ug]{ :jLs[t kq %#

!^ Joj:yfkgsf] hjfkm %$

!& k|aGwkqdf k|:tfljt ;+zf]wgsf] ljj/0f %%

!* lgodfjnLdf k|:tfljt ;+zf]wgsf] ljj/0f %^



u|Lg 8]enkd]G6 a}+s ln=

sf]

t]>f] jflif{s ;fwf/0f ;efsf] ;"rgf

o; 8]enkd]G6 a}+ssf] ldlt @)&@ d+l;/ @( ut] a;]sf] ;~rfns ;ldltsf] ^& cf}+ a}7ssf] lg0f{o cg';f/ o; 8]enkd]G6 a}+ssf] t]>f]

jflif{s ;fwf/0f ;ef b]xfosf] ldlt, :yfg / ;dodf lgDg ljifox?df 5nkmn tyf lg0f{o ug{ a:g] ePsf] x'Fbf ;a} z]o/wgL dxfg'efjx?sf]

pkl:ytLsf] nflu xflb{s cg'/f]w ub{5' .

;ef x'g] ldlt, :yfg / ;do

ldlt M @)&@ kf}if @% ut] tbg';f/ hgj/L (, @)!^, zlgjf/

:yfg M xf]6]n lk; Kofn];, xl/z+s/ /f]8, nf]stflGqs rf]s, afun'ª

;do M lbgsf] !!=)) jh]

;fwf/0f ;efsf] ljifo ;"rL

!= cWoIfsf] dGtJo tyf ;~rfns ;ldltsf]] k|ltj]bg .

@= n]vfk/LIfssf] k|ltj]bg ;lxt cf=j= @)&!÷)&@ sf] jf;nft, gfkmf gf]S;fg lx;fj tyf gub k|jfx ljj/0f pk/ 5nkmn u/L kfl/t

ug]{ .

#= cf=j= @)&@÷)&# sf] nflu n]vfk/LIf0f ;ldltsf] l;kmfl/; adf]lhd n]vfk/LIfs lgo'Qm ug]{ / lghsf] kfl/>lds lgwf{/0f ug]{ .

$= 8]enkd]G6 a}+ssf] clws[t tyf r'Qmf k'FhL j[l4 ug]{ ljz]if k|:tfj kfl/t ug]{ .

%= 8]enkd]G6 a}+ssf] k|jGwkq tyf lgodfjnL ;+zf]wg ug]{ ljz]if k|:tfj kfl/t ug]{ .

^= k|:tfljt k|aGwkq tyf lgodfjnLsf] ;+zf]wgdf lgodgsf/L lgsfon] km]/abn ug{ ;'emfj jf lgb]{zg lbPdf ;f] cg'?k cfjZos

;dfof]hg ug{ ;~rfns ;ldltnfO{ clVtof/ k|bfg ug]{ ljz]if k|:tfj kfl/t ug]{ .

&= ljljw .

;~rfns ;ldltsf] cf1fn],

k|sfz s'df/ >]i7

sDkgL ;lrj

;fwf/0f ;ef ;DaGwL cGo hfgsf/L

!= ;efdf pkl:yt x'g] z]o/wgL dxfg'efjx?n] k|j]z kqsf ;fy} z]o/ k|df0fkq / cfˆgf] kl/ro v'Ng] -h:t} gful/stfsf] k|df0fkq jf

cGo s'g} kl/rokq_ clgjfo{ ?kdf ;fydf lnO{ cfpg' x'g cg'/f]w 5 . 8]enkd]G6 a}+ssf] jflif{s ;fwf/0f ;efsf] ;"rgf, ;~rfns

;ldltsf] k|ltj]bg, cfly{s ljj/0f, nufot sfuhftx? ;Dk"0f{ z]o/wgL dxfg'efjx?nfO{ oyf;dodf k7fOg]5 . sf/0fj; s;}nfO{ pQm

k|ltj]bgx? k|fKt x'g g;s]df o; 8]enkd]G6 a}+ssf] xl/z+s/ /f]8, nf]stflGqs rf]s, afun'ª l:yt s]Gb|Lo sfof{noaf6 z]o/wgLsf]

k|df0f k|:t't u/L k|fKt ug{ ;Sg' x'g]5 .

@= ;efdf efu lng k|ltlglw -k|f]S;L_ lgo'Qm ug{ rfxg] z]o/wgL dxfg'efjx?n] ;ef z'? x'g] ;do eGbf sDtLdf $* 3G6f cufj}

8]enkd]G6 a}+ssf] s]Gb|Lo sfof{no, xl/z+s/ /f]8, nf]stflGqs rf]s, afun'ªdf btf{ u/fO{ ;Sg' kg]{5 . o;/L k|ltlglw -k|f]S;L_ lgo'Qm

ul/Psf] AolQm ;d]t 8]enkd]G6 a}+ssf] z]o/wgL x'g cfjZos 5 .

#= k|ltlglw -k|f]S;L_ lgo'Qm ul/;Sg' ePsf] z]o/wgL cfkm} ;efdf pkl:yt eO{ xflh/L k'l:tsfdf b:tvt ug'{ ePdf k|f]S;L lbO{ ;s]sf]

ePtfklg :jtM ab/ x'g] 5 . k|ltlglw lgo'Qm ul/;s]kl5 pQm k|ltlglw ab/ u/L of] k|ltlglw kq -k|f]S;L_ nfO{ dfGotf lbOof]; egL

5'6\6} kq ;d]t n]lv k7fpg' ePsf] /x]5 eg] c? ;a} k|ltlglw kq -k|f]S;L_ ab/ eO{ ;f]xL kq ;fy cfPsf] k|ltlglw kq -k|f]S;L_ dfq

dfGo x'g]5 . ;f]sf] lnlvt ;"rgf ;f]xL cjlwleq 8]enkd]G6 a}+ssf] s]Gb|Lo sfof{nodf btf{ ul/;Sg'kg]{5 . ;f] gu/L Ps z]o/wgLn]

Ps eGbf a9L k|f]S;L lgo'Qm u/L To:tf k|ltlglw kq -k|f]S;L_ ;dod}+ 8]enkd]G6 a}+sdf k|fKt ePtfklg ;a} ab/ x'g]5 .

$= z]o/wgL dxfg'efjx?nfO{ 5nkmnsf ljifox? dWo] ljljw zLif{s cGtu{t 8]enkd]G6 a}+s ;DaGwL s]xL lh1f;f eP OR5's z]o/wgL

dxfg'efjx?n] ;ef x'g' eGbf & lbg cufj} ;~rfns ;ldltsf] cWoIfnfO{ lnlvt ?kdf lbg'kg]{5 . t/ o;nfO{ 5nkmn / kfl/t x'g]

k|:tfjsf] ?kdf ;dfj]z ul/g] 5}g .

%= z]o/wgL dxfg'efjx?n] JoQm u/]sf dGtAo jf k|Zgx?sf] ;DaGwdf ;~rfns ;ldltsf] tkm{af6 ;fd'lxs ?kn] jf ;~rfns ;ldltaf6

cfb]z kfPsf AolQmn] pQ/ lbg]5g .

^= ;efdf efu lng] k|To]s z]o/wgL dxfg'efjx?n] ;ef x'g] :yfgdf /x]sf] xflh/L k'l:tsfdf b:tvt ug'{ kg]{5 . z]o/wgL dxfg'efjx?sf]

;'ljwfsf] nflu xflh/L k'l:tsf ljxfg !! jh] b]lv ;ef rfn' /x];Dd v'Nnf /xg]5 .


u|Lg 8]enkd]G6 a}+s ln= sf] t]>f] aflif{s ;fwf/0f ;efdf ;~rfns ;ldltsf] tkm{af6

;ldltsf cWoIf >L u0f]z s'df/ >]i7Ho" n] k|:t't ug'{ePsf] cfly{s jif{{ @)&!.&@ sf] sDkgL

P]g, @)^# sf] bkmf !)( cg';f/sf] ;~rfns ;ldltsf]

k|ltj]bg

cfb/0fLo z]o/wgL dxfg'efjx?,

cfh o; u|Lg 8]enkd]G6 a}+s ln=sf ] ;DkGg x'g uO{/x]sf] t]>f] jflif{s ;fwf/0f ;efdf 8]enkd]G6 a}+ssf] ;~rfns

;ldltsf] tkm{af6 pkl:yt ;Dk"0f{ z]o/wgL dxfg'efjx?nfO{ xflb{s :jfut Pjd\ clejfbg ub{5' .

o;} jif{ @)&@ ;fn a}zfv dlxgfsf] dxfe"sDk tyf To;kl5sf] k/fsDksf] ljgfzsf/L tf08jaf6 ePsf] ck"/0fLo

wghgsf] Iflt, b]zdf ljBdfg /fhg}lts cl:y/tf, phf{ ;+s6 sf] sf/0fn] >[hgfePsf] t/n cfly{s cj:yf, b]zsf]

l;df gfsfx?df ePsf] aGb cj/f]wn] 7Kk k|fo cfly{s ultljlw / k|lts"n cf}Bf]lus jftfj/0fsf] sf/0fn] u'0f:t/Lo

shf{sf] dfudf sdL, a}+s tyf ljQLo ;+:yfx? jLr a9\bf] k|lt:kwf{n] Jofh b/df rfk, df]km;ndf dfq sf/f]jf/ s]lGb|t

/xg' k/]sf]n] ;Lldt cj;/x? tyf bIf hgzlQmsf] cefj cflb k|lts"n ljQLo kl/l:yltsf] jfjh'b klg w}o{tf k"j{s

a}+ssf] ;du| lxtsf] nflu sl6j4 ;j} z]o/wgL dxfg'efjx?sf] cg'kd w}o{tfsf] nflu ;wGojfb Pj+ xflb{s cfef/ JoQm

ub{} cfhsf] o; ;fwf/0f;efdf ;~rfns ;ldltsf] tkm{af6 a}+ssf] jflif{s k|ltj]bg k]z ug{ uO{/x]sf] 5' .

z]o/wgL dxfg'efjx?,

ca d sDkgL P]g, @)^# sf] bkmf !)( n] Aoj:yf u/] cg'?ksf] ;~rfns ;ldltsf] k|ltj]bg ofxfFx?;dIf k|:t't ug{

cg'dlt rfxG5' .

s_ ljut jif{{sf] sf/f]jf/sf] l;+xfjnf]sg

cf=j= @)&!.@)&@ df 8]enkd]G6 a}+ssf] ;DklQ tyf bfloTj / ;f] cjlwsf] sf/f]jf/sf] ljj/0fx? b]xfo adf]lhd /x]sf] 5 .

;DklQ tyf bfloTjsf] t'ngfTds l:yltM

k"FhL tyf bfloTj @)&!÷)&@ @)&)÷)&! @)^(÷)&)

1= z]o/ k"FhL 55,000,000.00 55,000,000.00 55,000,000.00 2= hu]*f tyf sf]ifx? (9,492,962.04) (6,734,647.02) - 3= lgIf]k bfloTj 250,500,252.41 78,165,745.59 -

4= cGo bfloTj 1,998,599.56 1,026,656.15 1,337,395.46

s'n k"FhL tyf bfloTj 298,005,889.93 127,457,754.72 56,337,395.46

;DklQ @)&!÷&@ @)&)÷)&! @)^(÷)&)

1= gub df}Hbft 4,910,494.49 4,850,088.31 439.02

2= g]kfn /fi^« a}+sdf /x]sf] df}Hbft 2,5616.84 25,616.84 23,801,034.50 3= a}s/ljQLo ;+:yfdf /x]sf] df}Hbft 80,030,762.86 37,330,365.21 25,132,683.34 4= shf{ ;fk^ tyf ljn v/Lb 204,272,723.37 76,847,399.71 - 5= l:y/ ;DklQ 6,297,093.37 5,379,278.09 1,589,284.02

6= cGo ;DklQ 2,469,199.01 3,025,006.56 5,813,954.58

s"n ;DklQ 298,005,889.93 127,457,754.72 56,337,395.46


gfkmf gf]S;fgsf] l:ylt

ljj/)f 2071÷072 2070÷071 2069÷070

1= Jofh cfDbfgL 18,268,278.18 5,107,857.11 - 2= Jofh vr{ 11,754,919.76 3,059,068.63 -

v'b Jofh cfDbfgL 6,513,358.42 2,048,788.48 -

3= sldzg tyf l*:sfp)^ 88,848.83 27,836.35 - 4= cGo ;+rfng cfDbfgL 2,143,088.86 1,070,035.85 -

s"n ;~rfng cfDbfgL 8,745,296.11 3,146,660.68 -

5= sd{rf/L vr{ 5,317,632.61 4,490,607.08 - 6= cGo ;~rfng vr{ 4,911,416.50 4,471,518.50 - ;Defljt gf]S;fgL Joj:yf cl#sf] ;~rfng

d'gfkmf

(1,483,753.00) (5,815,464.90) -

7= ;Defljt gf]S;fgL Joj:yfx? 1,271,579.75 776,236.36 -

;~rfng d'gfkmf (2,755,332.75) (6,591,701.26) -

cfos/ Joj:yf 2,982.27 142,945.76 -

● o; aif{sf] :yug s/ vr{÷-cfDbfgL_ 2982.27 142,945.76 -

(2,758,315.02) (6,734,647.02) -

v_ /fli6«o tyf cGt/f{li6«o kl/l:yltaf6 sDkgLsf] sf/f]jf/nfO{ s'g} c;/ k/]sf] eP ;f] c;/ .

cfly{s jif{ @)&!÷&@ df d"No l:ylt, shf{ k|jfx, lgIf]k ;+sng tyf jfXo If]q l:ylt nufotsf kl/;"rsx?sf]

cj:yf ;Gtf]ifhgs g} /x]tfklg @)&@ ;fn j}zfv dlxgfsf] ljgfzsf/L dxfe"sDkaf6 ePsf] Ifltsf sf/0f cf=j=

@)&!.&@ sf] pQ/f4{lt/ sf] cfly{s ultljlwdf cfPsf] ;+s'rgn] d'n'ssf] cfly{s j[l4b/ nlIft :t/eGbf sd /xg

uPsf] 5 . dxfe"sDkaf6 d"ntM pTkfbg tyf ;]jf If]qsf] lj:tf/df ;+s'rg cfPsf] tyf k|lts"n df};dsf sf/0f k|d'v

afnLx?sf] pTkfbgdf sdL cfPsf] 5 t/ ;fy ;fy} k]6«f]lnod kbfy{sf] d"Nodf cfPsf] lu/fj6, l5d]sL d'n'ssf]

d"Nol:yltdf cfPsf] ;'wf/n] d'b|f:kmLlt b/ nlIft :t/d} sfod /xg ;s]sf] b]lvG5 . cGt/fli6«o d'b|f sf]ifsf] k|If]k0f

cg';f/ rfn' jif{df df ljsl;t d'n'sx?sf] cfly{s ultljlwdf ;'wf/ x'g] / pbLodfg Pjd\ ljsf;zLn d'n'sx?sf]

cfly{s ultljlwdf s]xL ;+s'rg cfpg] b]lvPsf] 5 ;fy} k]6«f]lnod kbfy{sf] d"Nodf cfPsf] lu/fj6sf ;fy} cfGtl/s dfu

sdhf]/ /x]sf]n] rfn' jif{df ljsl;t d'n'sx?sf] d'b|f:kmLlt 36\g] b]lvG5 . d'n'ssf] j}b]lzs Jofkf/tk{m eg] pRr cfoft

/ sdhf]/ lgof{tsf sf/0f Jofkf/ 3f6f a9\g] qmd oyfjt} /x]sf] 5 . cf}krfl/s dfWodaf6 ljk]|if0f cfk|jfx a9fpg

ul/Psf k|of; tyf dxfe"sDkkZrft\ ljk|]if0f cfk|jfxdf ePsf] pNn]Vo lj:tf/sf sf/0f zf]wgfGt/ art ck]lIft

:t/eGbf dfly /x]sf] 5 . ut jif{dfem} cf=j= @)&!.&@ df a}+lsË If]qdf pRr t/ntfsf] l:ylt sfod} /Xof] eg] z]o/

ahf/ tyf 3/hUuf sf/f]af/sf] cj:yf ;fdfGo /x]sf] 5 . kl5Nnf] ;dodf g]kfnL ?k}ofFsf] ljlgdo b/ cd]l/sL 8n/

nufot cGo kl/jTo{ ljb]zL d'b|fsf] t'ngfdf s]xL sdhf]/ /xg uPsf] 5 . cl3Nnf] jif{sf] t'ngfdf cfly{s jif{

@)&!÷&@ df cNksfnLg Aofhb/x? s]xL a9]tfklg cem} Go"g :t/d} /x]sf 5g\ . g]kfn /fi6« a}+sn] ljkGg ju{df k|jfx

ug'{ kg]{ shf{sf] cg'kftdf ul/Psf] j[l4sf] cg'kftdf ljkGg ju{df shf{ tyf k|lts"n kl/l:ytLsf] jfjh'b klg

pTkfbgzLn tyf cGo If]qdf shf{ k|jfx lj:tf/ ug{ 8]enkd]G6 a}+ssf] k'FhLsf] cfsf/sf] sf/0fn] shf{ nufgLsf]

l;dfsf] bfo/f lglZrt /x]sf] sf/0fn] tyf ljut s]xL dlxgf b]lv b]zsf] gfsf l;dfgfdf aGb tyf cj/f]wsf] sf/0fn]

;du| cfly{s cj:yf 7Kk k|fo ePsf] cj:yfn] u'0f:t/Lo shf{sf] dfudf sld cflbn] shf{ nufgLdf r'gf}tL ljBdfg

/x]sf] kl/l:ylt tyf t'ngfTds?kdf :yflgo ahf/df cGo a}+s tyf ljQLo ;+:yf eGbf lgIf]k cfslif{t ug{sf] nflu

k|lt:klw{ Jofh b/ sfod} /fVg' kg]{ cflb sf/0fn] 8]enkd]G6 a}+ssf] nfutdf t'ngfTds ?kdf a9L ePsf] cflb

sf/0fx?n] k|ToIf / ck|ToIf ?kaf6 o; 8]enkd]G6 a}+ssf] sf/f]af/df k/]sf] c;/nfO{ ;ts{tfk"j{s ;ldIff ul/Psf] 5 .


u_ k|ltj]bg tof/ ePsf] ldlt;Dd rfn' jif{{sf] pknlAw / eljiodf ug'{kg]{ s'/fsf] ;DjGwdf ;~rfns ;ldltsf] wf/0ff .

cfly{s jif{ @)&@.@)&# sf] sflt{s d;fGt;Ddsf] 8]enkd]G6 a}+ssf] sf/f]jf/sf] l:ylt lgDgfg';f/ /x]sf] 5 .

;DklQ tyf bfloTjsf] l:yltM

k"FhL tyf bfloTj @)&@ sflt{s d;fGt;Dd

1= z]o/ k'+hL 55,000,000.00 2= hu]*f tyf sf]ifx? (9,827,420.14) 3= lgIf]k bfloTj 301,980,922.09 4= cGo bfloTj 446,7006.98

s"n k"FhL tyf bfloTj 351,620,508.93 ;DklQ @)&@ sflt{s d;fGt;Dd

1= gub df}Hbft 6,934,760.81 2= g]kfn /fi^« a}+sdf /x]sf] df}Hbft 142,5616.84 3= a}s/ljQLo ;+:yfdf /x]sf] df}Hbft 108,257,023.40 4= shf{ ;fk^ tyf ljn v/Lb 223,457,995.95 5= l:y/ ;DklQ 7,968,361.51 6= cGo ;DklQ 3,576,750.42

s"n ;DklQ 351,620,508.93

gfkmf gf]S;fgsf] l:ylt

ljj/)f @)&@ sflt{s d;fGt;Dd 1= Jofh cfDbfgL 9,159,122.60 2= Jofh vr{ 7,312,120.15

v'b Jofh cfDbfgL 1847002.45

3= sldzg tyf l*:sfp)^ 21,127.50 4= cGo ;+rfng cfDbfgL 812929.10

s"n ;~rfng cfDbfgL 2681059.05

5= sd{rf/L vr{ 1,952,708.70 6= cGo ;~rfng vr{ 983,664.45

;Defljt gf]S;fgL Joj:yf cl#sf] ;~rfng d'gfkmf (255,314.10)

7= ;Defljt gf]S;fgL Joj:yfx? 149,580.89

;~rfng d'gfkmf (404,894.99)

eljiodf ug'{kg]{ sfo{sf] ;DjGwdf ;~rfns ;ldltsf] wf/0ff .

g]kfn /fi6« a}+ssf] lgb]{zg cg'?k @)&$ ;fn ciff9 d;fGt;Dd a}+ssf] k'FhL ?= %) s/f]8 k'¥ofpgsf] nflu k'FhL of]hgf

dfu eP cg';f/ o; jif{ ?= $=%) s/f]8sf] ;j{;fwf/0f z]o/ lgisfzgsf] qmddf /x]sf] / cfufdL cf=j=df ! j/fj/ $

xsk|b z]o/ lgisfzg u/L k'FhL j[l4 ul/g] of]hgf g]kfn /fi6« a}+sdf k]z ul/P adf]lhd k'FhL j[l4 ug'{ kg]{ 5 .


o; 8]enkd]G6 a}+sn] xfn afun'ª / a]gL sfof{noaf6 sf/f]jf/ ;+rfng ub{} cfO{/x]sf]df :yflgox?sf] o; a}+sdf kx'Fr

j9fpg tyf a}+ssf] sf/f]jf/sf] bfo/fnfO{ a9fpb} nUg gofF zfvf sfof{nox?sf] nflu cGo ;+efljt :yfgx? Klxrfg

u/L sf/f]jf/sf] If]qnfO{ lj:tf/ ub}{ nUg' kg]{ ;~rfns ;ldltsf] wf/0ff /x]sf] 5 .

a}+s tyf ljQLo ;+:yfx?aLr a9bf] k|lt:kwf{ / k|lts"n cfly{s cj:yfsf] sf/0fn] t'ngfTds ?kdf gLlh If]qaf6 shf{

dfudf sld ePsf] cj:yfdf a}+ssf] Joj;fonfO{ gfkmfd"ns tj/af6 clej[l4 ug{] ljBdfg r'gf}ltnfO{ ;fdgf ug{ o;

8]enkd]G6 a}+saf6 k|bfg ul/g] ;du| ;]jfx?nfO{ u|fxs d'lv tyf ahf/ cg's'n agfO{ yk ;]jf tyf ;'lawfx?sf]

la:tf/ ug{' kg]{ ;~rfns ;ldltsf] wf/0ff /x]sf] 5 .

a}+ssf] ;j} tKsf tyf txdf kx'Fr k'¥ofpgsf] nflu 7"nf Joj;flos shf{ nufot ;fgf tyf demf}nf pBld shf{sf ;fy

;fy} n3'ljQ shf{ tyf v'b|f shf{x?sf] Jofkstf Pj+ ljljlws/0f ul/b} nUg' kg{] ;~rfns ;ldltsf] wf/0ff /x]sf] 5 .

kl/jlt{t ;Gbe{nfO{ ;d'lrt?kdf ;fjf]wg u/L u|fxsd'lv ;]jf k|bfg ug{sf] nflu 8]enkd]G6 a}+sdf sfo{/t

sd{rf/Lx?sf] bIftf, l;knfO{ clej[l4sf ;fy} 8]enkd]G6 a}+ssf] ;du| ;+oGqnfO{ ;dofg's'n ub}{ nfg' kg]{ ;~rfns

;ldltsf] wf/0ff /x]sf] 5 .

a}+ssf] Joj;fo cg'?k sd{rf/Lx?sf] bIftf clej[l4 ug{sf] nflu cfGtl/s nufot afXo tflndx? k|bfg ug]{ sfo{nfO{

lg/Gt/tf k|bfg ul/g] / k|ljlwsf] ljsf;nfO{ a}+ssf] Joj;fodf ;dflxt ug{sf] nflu a}+ssf] df}h'bf k|ljlwnfO{

;dofg's'n ul/b} nlug] 5 .

8]enkd]G6 a}+ssf] sf/f]jf/sf] j[l4 ;+u ;+u} ljleGg hf]lvdx?nfO{ Go"g ug{ ;+:yfut ;'zf;g, cfGtl/s lgoGq0fsf

kIfx?nfO{ ;'9[9 ub}{ cGo cfjZos ljleGg gLlt tyf k|s[ofut sfo{ljlwx? th'{df ub}{ nfg' kg]{df ;~rfns ;ldltn]

:ki6 /x]sf] 5 .

3_ sDkgLsf] cf}Bf]lus jf Joj;flos ;DjGw .

o; 8]enkd]G6 a}+ssf u|fxsx?, g]kfn /fi6« a}+s nufot cGo ;Dj4 lgsfox? tyf 8]enkd]G6 a}+ssf sd{rf/Lx? tyf

z]o/wgLx?;+u ;'dw'/ Joj;flos ;DjGw /lx cfPsf] 5 .

ª_ ;~rfns ;ldltdf ePsf] x]/km]/ / ;f] sf] sf/0f .

cf=j= @)&!.&@ df ;~rfns ;ldltdf s'g} x]/km]/ ePsf] 5}g .

r_ sf/f]jf/nfO{ c;/ kfg]{ d'Vo s'/fx? .

lghL If]qsf] shf{ dfudf lzlyntfn] ubf{ shf{ tyf nufgLsf cj;/x?df t'ngfTds?kn] ;+s'rg, a}+s tyf ljQLo

;+:yfx? aLr s8f k|lt:kwf{, a}+ssf] k'FhLsf] cfsf/, k|fs[lts k|sf]k tyf /fhg}lts cl:y/tf, t'ngfTds?kdf ljQLo

ahf/df gofF ;+:yfsf] sf/0fn] k|ltikwf{Tds rfk, bIf hgzlQmsf] sld / pTkfbgd"ns cfly{s ultljlwdf lzlyntf

cflb sf/0fn] 8]enkd]G6 a}+ssf] sf/f]af/nfO{ ;d]t c;/ kg{ ;Sg] b]lvG5 .

5_ n]vfk/LIf0f k|ltj]bgdf s'g} s}lkmot pNn]v ePsf] eP ;f] pk/ ;~rfns ;ldltsf] k|lts[of .

cf=j= @)&!.@)&@ sf] n]vfk/LIf0fdf k|lts[of hGo s}lkmot gePsf] .

h_ nfef+z afF8kmfF8 ug{ l;kmfl/; ul/Psf] /sd .

cf=j= @)&!.@)&@ df nfef+z afF8kmfF8sf] nflu /sd l;kmf/L; ul/Psf] 5}g .


em_ z]o/ hkmt ePsf] eP hkmt ePsf] z]o/ ;+Vof, To:tf] z]o/sf] c+lst d"No, To:tf] z]o/ hkmt x'g' eGbf cufj} ;f]

afkt sDkgLn] k|fKt u/]sf] hDdf /sd / To:tf] z]o/ hkmt eP kl5 ;f] z]o/ ljs|L u/L sDkgLn] k|fKt u/]sf] /sd

tyf hkmt ePsf] z]o/ afkt /sd lkmtf{ u/]sf] eP ;f] sf] ljj/0f .

cf=j= @)&!.@)&@ df 8]enkd]G6 a}+sn] s'g} z]o/ hkmt u/]sf] 5}g .

`_ ljut cfly{s jif{{df sDkgL / o;sf] ;xfos sDkgLsf] sf/f]jf/sf] k|ult / ;f] cfly{s jif{{sf] cGtdf /x]sf] l:yltsf]

k'g/fjnf]sg .

o; 8]enkd]G6 a}+ssf] ;xfos sDkgL g/x]sf]n] o; k|sf/sf] sf/f]jf/ /x]sf] 5}g .

6_ sDkgL tyf To;sf] ;xfos sDkgLn] cfly{s jif{{df ;DkGg u/]sf] k|d'v sf/f]jf/x? / ;f] cjwLdf sDkgLsf]

sf/f]jf/df cfPsf] s'g} dxTjk"0f{ kl/jt{g .

o; 8]enkd]G6 a}+ssf] ;xfos sDkgL /x]sf] 5}g . cfly{s jif{df o; 8]enkd]G6 a}+sn] ;DkGg u/]sf] k|d'v

sf/f]jf/x?sf] ljj/0f o; k|ltj]bgsf] a'+bf g+ -u_ k|ltj]bg tof/ ePsf] ldlt;Dd rfn' jif{{sf] pknlAw cGt{ut ;dfj]z

u/LPsf] 5 .

7_ ljut cfly{s jif{{df sDkgLsf] cfwf/e't z]o/wgLx?n] sDkgLnfO{ pknJw u/fPsf] hfgsf/L .

cf=j= @)&!.@)&@ df 8]enkd]G6 a}+ssf cfwf/e't z]o/wgLx?n] 8]enkd]G6 a}+snfO{ s'g} k|sf/sf] hfgsf/L u/fPsf

5}gg .

8_ ljut cfly{s jif{{df sDkgLsf ;~rfns tyf kbflwsf/Lx?n] lnPsf] z]o/sf] :jfldTjsf] ljj/0f / sDkgLsf] z]o/

sf/f]jf/df lghx? ;+nUg /x]sf] eP ;f] ;DjGwdf lghx?af6 sDkgLn] k|fKt u/]sf] hfgsf/L .

cf=j= @)&!.@)&@ cfiff9 d;fGt ;Dddf o; 8]enkd]G6 a}+ssf xfnsf ;~rfns tyf kbflwsf/Lx?n] lnPsf] z]o/sf]

:jfldTjsf] ljj/0f lgDgfg';f/ /x]sf] 5 . tn pNn]v u/] afx]s sDkgLsf] z]o/ sf/f]jf/df o; 8]enkd]G6 a}+ssf

;~rfns tyf kbflwsf/Lx? ;+nUg /x]sf] hfgsf/L 8]enkd]G6 a}+snfO{ gePsf] / s'g} k|sf/sf] hfgsf/L ;d]t k|fKt

ePsf] 5}g .

s|=;+= ;~rfnsx?sf] gfd z]o/ ;+Vof /sd -?=_

!= >L u0f]z s'df/ >]i7 $(,%)) $(,%),)))

@= >L lzj k|;fb ltldlN;gf @,))) @,)),)))

#= >L g/]Gb| /d0f lqkf7L !,))) !,)),)))

$= >L s[i0f z+s/ >]i7 #&,%)) #&,%),)))

%= >L dgf]lj1fg >]i7 %,))) %,)),)))

9_ ljut cfly{s jif{{df sDkgL;+u ;DjlGwt ;Demf}tfx?df s'g} ;~rfns tyf lghsf] glhssf] gft]bf/sf] JolQmut

:jfy{sf] af/]df pknJw u/fO{Psf] hfgsf/Lsf] Joxf]/f .

;f] ;DjGwL s'g} hfgsf/L k|fKt gePsf] .


0f_ sDkgLn] cfkm\gf] z]o/ cfkm}n] vl/b u/]sf] eP To;/L cfkm\gf] z]o/ vl/b ug'{sf sf/0f, To:tf] z]o/sf] ;+Vof /

c+lst d"No tyf To;/L z]o/ vl/b u/]afkt sDkgLn] e'QmfgL u/]sf] /sd .

cfly{s jif{{ @)&!.@)&@ sf] cfiff9 d;fGt;Dddf 8]enkd]G6 a}+sn] cfkm\gf] z]o/ cfkm} vl/b u/]sf] 5}g .

t_ cfGtl/s lgoGq0f k|0ffln eP jf gePsf] / ePsf] eP ;f]sf] la:t[t ljj/0f .

8]enkd]G6 a}+ssf] sf/f]jf/sf] k|s[lt cg'?k cfGtl/s lgoGq0f k|0fflnsf] Joj:yf u/]sf 5f} . h; cg';f/ km/s km/s

kbflwsf/Lx?nfO{ km/s km/s sfo{ ljefhg, ;f] sf] plrt ;'kl/j]If0f, tf]lsPsf] k|s[of cg'?k sfo{ x'g' kg]{, cfjZostf

cg';f/ clVtof/sf] ljefhg tyf ;f] sf] lgoldt cg'udg ug]{ cflb lgoGq0f k|0fflnx? cjnDjg ul/Psf 5g .

8]enkd]G6 a}+sn] cjnDjg u/]sf] lgoGq0f k|0fflnx? k|efjsf/L eP gePsf], k"0f{?kdf sfof{Gjog ePsf] gePsf], OToflb

kIfx?sf] ;jn ?kdf cg'udg ug{ cfGtl/s n]vfk/LIfssf] Joj:yf ug'{sf ;fy} ;du| sf/f]jf/sf] lg/Gt/ cg'udgsf]

nflu n]vfk/LIf0f ;ldltsf] ;d]t Joj:yf ul/Psf] 5 . ;fy} k|To]s cfly{s jif{sf] cGtdf j}wflgs n]vfk/LIf0fsf] ;d]t

ug]{ ul/Psf] 5 .

y_ ljut cfly{s jif{{sf] s'n Joj:yfkg vr{sf] ljj/0f .

cfly{s jif{{ @)&!.@)&@ df o; 8]enkd]G6 a}+sdf ePsf] s'n Joj:yfkg vr{sf] ljj/0f o; k|ltj]bgsf] j'Fbf g=+ -s_

ljut jif{{sf] sf/f]jf/sf] l;+xfjnf]sg cGtu{t ;dfj]z ul/Psf] 5 .

b_ n]vfk/LIf0f ;ldltsf ;b:ox?sf] gfdfjnL, lghx?n] k|fKt u/]sf] kfl/>lds, eQf tyf ;'ljwf, ;f] ;ldltn] u/]sf]

sfd sf/jfxLsf] ljj/0f / ;f] ;ldltn] s'g} ;'emfj lbPsf] eP ;f] sf] ljj/0f.

o; 8]enkd]G6 a}+ssf] n]vfk/LIf0f ;ldltsf] u7g b]xfo adf]lhd ul/Psf] 5 M

!= ;+of]hs ;~rfns >L lzj k|;fb ltldlN;gf

@= ;b:o ;~rfns >L dgf]lj1fg >]i7

#= ;b:o ;lrj ;xfos ;'>L l:dtf >]i7

n]vfk/LIf0f ;ldltsf sd{rf/L afx]s cGo ;~rfns ;b:ox?nfO{ ?= @,)))=)) k|lt a}7s eQf k|bfg ug]{ ul/Psf] 5 .

cf=j= @)&!.&@ df n]vfk/LIf0f ;ldltsf ;b:ox?nfO{ a}7s eQf afkt ?= !@,)))=)) vr{ ePsf] 5 .

n]vfk/LIf0f ;ldltn] n]vfk/LIfssf] lgo'lQm b]lv n]vfk/LIf0f k|ltj]bg tyf a}+ssf] cfGtl/s lgoGq0f k|0ffln / k|ult

ljj/0fx?df ;do ;fk]If ;ldIff ug]{ ul/Psf] 5 .

w_ ;~rfns, k|aGw ;~rfns, sfo{sf/L k|d'v, sDkgLsf cfwf/e"t z]o/wgL jf lghsf] glhssf gft]bf/ jf lgh

;+nUg /x]sf] kmd{, sDkgL jf ;+ul7t ;+:yfn] sDkgLnfO{ s'g} /sd a'emfpg af+ls eP ;f] s'/f .

cf=j= @)&!.@)&@ df 8]enkd]G6 a}+snfO{ a'emfpg af+ls pk/f]Qm adf]lhdsf] s'g} /sd /x]sf] 5}g .

g_ ;~rfns, k|aGw ;~rfns, sfo{sf/L k|d'v tyf kbflwsf/Lx?nfO{ e'QmfgL u/LPsf] kf/L>lds, eQf tyf ;'ljwfsf]

/sd .

cf=j= @)&!.@)&@ df 8]enkd]G6 a}+ssf ;~rfnsx?sf] a}7s eQf tyf vr{df ?=!$),)))=)) vr{ ePsf] 5 eg]

sfo{sf/L k|d'v tyf cGo kbflwsf/Lx?nfO{ cf=j= @)&!.@)&@ df tnj eQf jfkt ?= %,#!&,^#@=^! vr{ ePsf] 5 .


k_ z]o/wgLx?n] a'lemlng afFls /x]sf] nfef+zsf] /sd .

z]o/wgLx?n] a'lemlng afFls nfef+zsf] /sd /x]sf] 5}g .

km_ bkmf !$! adf]lhd ;DklQ vl/b jf laqmL u/]sf] s'/fsf] ljj/0f .

cf=j= @)&!.&@ df vl/b ePsf] ;DklQsf] ljj/0f M

ljj/0f ?=

sfof{no ;fdfg 1,466,546.22

;ˆ6j]o/, ;e{/ nufot cGo ;DklQx? 547,860.00

nLh xf]N8 ;DklQ 681,083.88

a_ bkmf !&% adf]lhd ;Da4 sDkgL aLr ePsf] sf/f]af/sf] ljj/0f .

cf=j= @)&!.@)&@ df bkmf !&% adf]lhdsf] s'g} klg sf/f]jf/ gePsf] .

e_ o; P]g tyf k|rlnt sfg'g adf]lhd ;~rfns ;ldltsf] k|lta]bgdf v'nfpg'kg]{ cGo s'g} s'/f .

gePsf] .

d_ cGo cfaZos s'/fx? .

@)&@ j}zfv !@ ut]sf] dxfe"sDk / To; kl5sf] k/fsDkn] d'n'sdf >[hgf ePsf] 7"nf] kl/df0fdf hgwgsf] ck"/0fLo

Iflt k|lt xflb{s b'Mv JoQm ub}{ k|wfgdGqL b}jL k|sf]k p4f/ sf]ifdf a}+ssf] tkm{af6 ?= %),))) / a}+ssf sd{rf/Lx?sf]

tkm{af6 ?= @%,))) hDdf u/]sf lyof} .

g]kfn /fi6« a}+saf6 cfufdL @)&$ ;fn ciff9;Dddf o; 8]enkd]G6 a}+ssf] r'Qmf k'FhL ?= %) s/f]8 k'¥ofpg' kg]{

lgb]{zg eP adf]lhd a}+ssf] clws[t / hf/L k'FhL j[l4 u/L ?= %) s/f]8 ug]{, ;j{;fwf/0f z]o/wgLx?af6 k|ltlglwTj x'g]

;~rfnsx?sf] ;+Vof @ af6 # k'¥ofpg], ;~rfnsx? tyf k|d'v sfo{sf/L clws[t nuftf/ @ k6s eGbf a9L lgo'Qm x'g

g;Sg] u/L k"g{lgo'QmL ;DaGwL Joj:yf nufot cGo z+;f]wgx? k|aGw kq tyf lgodfjnLdf ug{ 5'§} ljz]if k|:tfjsf]

?kdf k]z ul/Psf] 5 .

cGtdf, z]o/wgL dxfg'efjx?, g]kfn /fi6« a}+s, sDkgL /lhi6«f/sf] sfof{no, n]vfk/LIfs tyf sd{rf/Lx? nufot

8]enkd]G6 a}+snfO{ ;xof]u ug'{ x'g] ;Dk"0f{ dxfg'efj tyf ;+3 ;+:yfx?nfO{ wGojfb 1fkg ub}{} ;j} kIfaf6 xfn

kfO{/x]sf] ;befj tyf ;dy{g 8]enkd]G6 a}+sn] cfpg] lbgx?df ;d]t lg/Gt/ kfO{/x]g5 eGg] ljZjf; lnPsf] 5' .

wGojfb .



u|Lg 8]enkd]G6 a}+s lnld6]8 afUfn'ª gu/ kflnsf @, afUfn'ª

jf;nft @)&@ ;fn cfiff9 d;fGt ;Ddsf]

k'FhL tyf bfloTj cg';"rL o; jif{ ut jif{

1= z]o/ k'+hL 4.1 55,000,000.00 55,000,000.00 2= hu]*f tyf sf]ifx? 4.2 (9,492,962.04) (6,734,647.02) 3= C)fkq tyf a)* 4.3 - - 4= ltg{ afsL shf{ ;fk^ 4.4 - - 5= lgIf]k bfloTj 4.5 250,500,252.41 78,165,745.59 6= e'QmfgL lbg'kg]{ ljnx? 4.6 - - 7= k|:tfljt tyf e"QmfgL lbg jfsL nfef+z - - 8= cfos/ bfloTj - - 9= cGo bfloTj 4.7 1,998,599.56 1,026,656.15

s'n k' FhL tyf bfloTj 298,005,889.93 127,457,754.72

;DklQ cg';"rL o; jif{ ut jif{

1= gub df}Hbft 4.8 4,910,494.49 4,850,088.31 2= g]kfn /fi^« a}+sdf /x]sf] df}Hbft 4. 9 25,616.84 25,616.84 3= a}s/ljQLo ;+:yfdf /x]sf] df}Hbft 4.10 80,030,762.86 37,330,365.21 4= dfu tyf cNk ;"rgfdf k|fKt x'g] /sd 4.11 - - 5= nufgL 4.12 - - 6= shf{ ;fk^ tyf ljn v/Lb 4.13 204,272,723.37 76,847,399.71 7= l:y/ ;DklQ 4.14 6,297,093.37 5,379,278.09 8= u}/ a}+lsË ;DklQ 4.15 - - 9= cGo ;DklQ 4.16 2,469,199.01 3,025,006.56

s"n ;DklQ 298,005,889.93 127,457,754.72

;Defljt bfloTj cg";'rL 4=17

;~rfnsx?sf] #f]if)ff cg";'rL 4=29

k"+hLsf]if tflnsf cg";'rL 4=30

hf]lvd efl/t ;DklQ ljj/)f tflnsf cg";'rL 4=30-s_

k|d'v ;"rsfª\sx? cg";'rL 4=31

k|d'v n]vf gLltx? cg";'rL 4=32

n]vf ;DaGwL l^Kk)fLx? cg";'rL 4=33

4=1 b]lv 4=17 ;Ddsf cg';"rLx? jf;nftsf cleGg c+u x'g\ .

cfhsf] ldltsf] ;+nUg k|ltj]bgsf] cfwf/df

u0f]z s'df/ >]i7 lzj k|;fb ltldlN;gf dgf]lj1fg >]i7 s[i0f z+s/ >]i7 lgn axfb'/ ;f? du/, Pkm=l;=P

cWoIf ;~rfns ;~rfns ;~rfns kf6{g/

Pg=la=P;=Pd= P08 P;f]l;P6\;

g/]Gb| /d0f lqkf7L k|sfz s'df/ >]i7 lgzf yfkf rf6{8 PsfpG6]G6\;

;~rfns k|d'v sfo{sf/L clWfs[t jl/i7 ;xfos ldltM @)&@.)^.@*

:yfgM sf7df8f}+



ldlt @)&! >fj0f ! Uft] b]lv @)&@ cfiff9 d;fGt ;Dd gfkmf gf]S;fg lx;fa

ljj/)f cg';"rL o; aif{ ?= ut aif{ ?=

1= Jofh cfDbfgL 4.18 18,268,278.18 5,107,857.11 2= Jofh vr{ 4.19 11,754,919.76 3,059,068.63 v'b Jofh cfDbfgL 6,513,358.42 2,048,788.48 3= sldzg tyf l*:sfp)^ 4.20 88,848.83 27,836.35 4= cGo ;+rfng cfDbfgL 4.21 2,143,088.86 1,070,035.85 5= ;^xL #â( cfDbfgL 4.22 - - s"n ;~rfng cfDbfgL 8,745,296.11 3,146,660.68 6= sd{rf/L vr{ 4.23 5,317,632.61 4,490,607.08 7= cGo ;~rfng vr{ 4.24 4,911,416.50 4,471,518.50 8= ;^xL #â( gf]S;fg 4.22 - - ;Defljt gf]S;fgL Joj:yf cl#sf] ;~rfng d'gfkmf (1,483,753.00) (5,815,464.90) 9= ;Defljt gf]S;fgL Joj:yfx? 4.25 1,271,579.75 776,236.36 ;~rfng d'gfkmf (2,755,332.75) (6,591,701.26) 10= u}/ ;+rfng cfDbfgL÷vr{ 4.26 - - 11= ;Defljt gf]S;fgL Joj:yfaf^ lkmtf{ 4.27 - - lgoldt sf/]fjf/af^ ePsf] d'gfkmf (2,755,332.75) (6,591,701.26) 12= c;fdfGo sf/f]jf/jf^ ePsf] vr{ 4.28 - - ;Dk")f{ sf/f]jf/ ;dfj]z kl%sf] v'b d'gfkmf (2,755,332.75) (6,591,701.26)

13= sd{rf/L af]g; Joj:yf - -

cfos/ Joj:yf 2,982.27 142,945.76

● o; aif{sf] s/ Aoa:yf - - ● laut aif{;Ddsf] s/ Aoa:yf - - ● o; aif{sf] :yug s/ vr{÷-cfDbfgL_ 2,982.27 142,945.76 v'b gfkmf÷gf]S;fg (2,758,315.02) (6,734,647.02) $=!* b]lv $=@* ;Ddsf cg';'lrx? Gffkmf gf]S;fg lx;fjsf cleGg c+u x'g .







:yfgM sf7df8f}+


u|Lg 8]enkd]G6 a}+s lnld6]8 afUfn'ª gu/ kflnsf @, afUfn'ª gfkmf gf]S;fg af8kmF8 lx;fa @)&@ ;fn cfiff9 d;fGtsf]

ljj/)f cg';"rL o; aif{ ?= ut aif{ ?=

cfDbfgL - - 1= ut jif{;Ddsf] ;+lrt d"gfkmf - - 2= o; jif{sf] d"gfkmf - - 3= ;^xL #^j( sf]if - -

hDdf - - vr{ 1= ut jif{;Ddsf] ;+lrt gf]S;fg 6,734,647.02 - 2= o; jif{sf] gf]S;fg 2,758,315.02 6,734,647.02 3= ;fwf/)f hu]*fsf]if - - 4= e}k/L cfpg] hu]*f - - 5= ;+:yf ljsf; sf]if - - 6= nfef+; ;dLs/)f sf]if - - 7= sd{rf/L ;DaGwL hu]*fx? - - 8= k|:tfljt nfef+z - - 9= k|:tfljt af]g; z]o/ - - 10= ljz]if hu]*f sf]if - - 11= ;^xL #^j( sf]if - - 12= k'+hL lkmtf{ hu]*f sf]if - - 13= k+'hL ;dfof]hg sf]if - - 14 :yug s/ hu]]*f sf]if -lkmtf{_ - - 15 nufgL ;dfof]hg sf]if - -

hDdf 9,492,962.04 6,734,647.02 15= ;l~rt d'gfkmf÷-gf]S;fg_ (9,492,962.04) (6,734,647.02)







:yfgM sf7df8f}+


u|Lg 8]enkd]G6 a}+s lnld6]8

afUfn'ª gu/ kflnsf @, afUfn'ª

gub k|jfx ljj/0f ldlt @)&! >fj0f ! Uft] b]lv @)&@ cfiff9 d;fGt ;Dd

s|=;+= ljj/)f o; jif{ ?= ut jif{ ?=

-s_ sf/f]jf/ ;~rfngaf^ gub k|jfx 45,105,994.43 (1,748,559.68) 1= gub k|flKt 20,500,215.87 6,205,729.31 1=1 Aofh cfDbfgL 18,268,278.18 5,107,857.11 1=2 sldzg tyf l*isfpG^ cfDbfgL 88,848.83 27,836.35 1=3 ljb]zL ljlgdo sf/f]af/af^ cfDbfgL - - 1=4 ckn]lvt shf{sf] c;'nL - - 1=5 cGo cfDbfgL 2,143,088.86 1,070,035.85 2= gub e'QmfgL (20,109,085.75) (11,607,897.82) 2=1 Jofh vr{ (11,369,340.94) (3,059,068.63) 2=2 sd{rf/L vr{ (5,317,632.61) (4,490,607.08) 2=3 sfof{no ;+rfng vr{ (3,406,546.65) (3,281,985.75) 2=4 cfos/ e'QmfgL (15,565.55) - 2=5 cGo vr{ - (776,236.36) sfo{ut k"+hL ultljlw cl#sf] gub k|jfx 391,130.12 (5,402,168.51) ;~rfng ;DjlGw rfn' ;DklQdf sdL÷-j[l¢_ (128,206,007.10) (74,058,451.69) 1= dfu tyf cNk ;"rgfdf k|fKt x'g] /sddf sdL÷-j[l¢_ - - 2= cGo cNksfnLg nufgLdf sdL÷-j[l¢_ - - 3= shf{ tyf ljN; vl/bdf sdL÷-j[l¢_ (128,696,903.41) (76,847,399.71) 4= cGo ;Dkltdf sdL÷-j[l¢_ 490,896.31 2,788,948.02 ;~rfng ;DjlGw rfn' bfloTjdf -sdL_÷j[l¢ 172,920,871.41 77,712,060.52 1= lgIf]k bfloTjdf -sdL_÷j[l¢ 172,334,506.82 78,165,745.59 2= ;l^{lkms]^ ckm l*kf]lh^df -sdL_÷j[l¢ - - 3= cNksfnLg ;fk^Ldf -sdL_÷j[l¢ - - 4= cGo bfloTjdf -sdL_÷j[l¢ 586,364.59 (453,685.07) 45,105,994.43 (1,748,559.68) -v_ nufgL sf/f]jf/df gub k|jfx (2,345,190.60) (4,979,526.82) 1= bL#{sfnLg nufgLdf sdL÷-j[l¢_ - - 2= :yL/ ;DklQdf sld÷-j[l¢_ (2,345,190.60) (4,979,526.82) 3= bL#{sfnLg nufgLdf Jofh cfDbfgL - - 4= nfef+z cfDbfgL - - 5= cGo - - -u_ ljlQo >f]t sf/f]jf/df gub k|jfx - - 1= bL#{sfnLg C)f -j)*, l*j]~r/ cflb_ df j[l¢÷-sdL_ - - 2= z]o/ k"++hLdf j[l¢÷-sdL_, z]o/ lk|ldod ;d]t - - 3= cGo bfloTjdf j[l¢÷-sdL_ - - 4= g]kfn /fi^« a}+sjf^ k||fKt ;x'lnot÷k"g/shf{df j[l¢÷-sdL_ - - -#_ gub tyf a}+s df}Hbftsf] ljlgdo b/df ePsf] km/sjf^ cfDbfgL÷vr{ - - -ª_ o; jif{sf] ;Dk")f{ ultljlwaf^ gub k|jfx 42,760,803.83 (6,728,086.50) -r_ gub tyf a}+sdf /x]sf] z"? df}}Hbft 42,206,070.36 48,934,156.86 -%_ gub tyf a}+sdf /x]sf] clGtd df}Hbft 84,966,874.19 42,206,070.36 cfhsf] ldltsf] ;+nUg k|ltj]bgsf] cfwf/df

u0f]z s'df/ >]i7 lzj k|;fb ltldlN;gf dgf]lj1fg >]i7 s[i0f z+s/ >]i7 lgn axfb'/ ;f? du/, Pkml;P




;~rfns k|d'v sfo{sf/L clWfs[t jl/i7 ;xfos ldltM @)&@.)^.)%

:yfgM sf7df8f}+



cg';"rL $=!


z]o/ k'FhL tyf :jfldTj @)&@ ;fn cfiff9 d;fGt ;Ddsf]

ljj/)f o; aif{ ut aif{

1=z]o/ k'+hL 320,000,000.00 320,000,000.00 1=1 clws[t k'+hL 320,000,000.00 320,000,000.00 -s_ 32,00,000 ;fwf/)f z]o/ k|lt z]o/ ?=100.00 n] - - -v_ =======gg\l/l*d]jn lk|km/]G; k|lt z]o/ ?=========n] - - -u_ =========l/l*d]jn lk|km/]G; k|lt z]o/ ?=========n] 1=2 hf/L k+"hL 100,000,000.00 100,000,000.00 -s_ 10,00,000 ;fwf/)f z]o/ k|lt z]o/ ?=100.00 n] 100,000,000.00 100,000,000.00 -v_ ========gg\l/l*d]jn lk|km/]G; k|lt z]o/ ?========n] - - -u_ =========l/l*d]jn lk|km/]G; k|lt z]o/ ?=========n] - - 1=3 r"Qmf k"+hL 55,000,000.00 55,000,000.00 -s_ 5,50,000 ;fwf/)f z]o/ k|lt z]o/ ?=100.00 n] 55,000,000.00 55,000,000.00 -v_ ========gg\l/l*d]jn lk|km/]G; k|lt z]o/ ?========n] - - -u_ =========l/l*d]jn lk|km/]G; k|lt z]o/ ?=========n] - - 1=4 k|:tfljt af]g; z]o/ - - 1=5 sN; Og P*efG; - - hDdf /sd (1.3+1.4+1.5) 5,000,000.00 55,000,000.00


z]o/ :jfldTj @)&@ ;fn cfiff9 d;fGt ;Ddsf]

z]o/ :jfldTj ljj/)f o; aif{ ?= ut aif{ ?=

% z]o/ k'+hL z]o/ k'+hL % :jb]zL :jfldTj 100.00 55,000,000.00 55,000,000.00 100%

g]kfn ;/sf/ - - - - æsÆ ju{sf Ohfhtkqk|fKt ;+:yfx¿ - - - - cGo Ohfhtkqk|fKt ;+:yfx¿ - - - - cGo ;+:yfx¿ - - - - ;j{;fwf/)f 100% 55,000,000.00 55,000,000.00 100% cGo - - - - ljb]zL :jfldTj - - - -

100% 55,000,000.00 55,000,000.00 100%


u|Lg 8]enkd]G6 a}+s lnld6]8 afUfn'ª gu/ kflnsf @, afUfn'ª z]o/ k'+hL tyf :jfdLTj laj/0f

@)&@ cfiff9 d;fGtsf] z]o/ k"FhL tyf :jfldTj cGt{ut 0=5Ü jf ;f] eGbf al( :jfldTj ePsf] AolQm÷;d"x÷kmd{÷sDkgLsf] ljj/)f

qm=;+= z]o/wgLx?sf] gfd o; jif{ /sd ? ut jif{ /sd ?

z]o/ k F"hL Ü z]o/ k"hL Ü

1 lbk z+s/ >]i7 15,000,000.00 27.27% 15,000,000.00 27.27% 2 u0f]z s'df/ >]i7 4,950,000.00 9.00% 4,950,000.00 9.00% 3 s[i0f z+s/ >]i7 3,750,000.00 6.82% 3,750,000.00 6.82% 4 k|of; gf/fo0f ef/L 3,000,000.00 5.45% 3,000,000.00 5.45% 5 Zofd k|;fb >]i7 2,800,000.00 5.09% 2,800,000.00 5.09% 6 lj/f6 s'df/ >]i7 1,500,000.00 2.73% 1,500,000.00 2.73% 7 k'isn k|;fb >]i7 1,425,000.00 2.59% 1,425,000.00 2.59% 8 g/]Gb| s'df/ >]i7 1,000,000.00 1.82% 1,000,000.00 1.82% 9 k|sfz s'df/ >]i7 1,000,000.00 1.82% 1,000,000.00 1.82% 10 k|ljg z+s/ >]i7 1,000,000.00 1.82% 1,000,000.00 1.82% 11 dgdf]xg >]i7 1,000,000.00 1.82% 1,000,000.00 1.82% 12 a;Gt s'df/ tfd|fsf/ 1,000,000.00 1.82% 1,000,000.00 1.82% 13 k|lbk l3ld/] zdf{ 1,000,000.00 1.82% 1,000,000.00 1.82% 14 Ogb|lht 5GTofn 1,000,000.00 1.82% 1,000,000.00 1.82% 15 /Tgdfg k|wfg 1,000,000.00 1.82% 1,000,000.00 1.82% 16 t]h s'df/ >]i7 1,000,000.00 1.82% 1,000,000.00 1.82% 17 g]q axfb'/ dxt 500,000.00 0.91% 500,000.00 0.91% 18 hdfg axfb'/ aflgof 500,000.00 0.91% 500,000.00 0.91% 19 ldg axfb'/ sfsL{ >]qL 500,000.00 0.91% 500,000.00 0.91% 20 zfGt s'df/L /fjn 500,000.00 0.91% 500,000.00 0.91% 21 gf/fo0f k|;fb >]i7 500,000.00 0.91% 500,000.00 0.91% 22 dgf]lj1fg >]i7 500,000.00 0.91% 500,000.00 0.91% 23 Ogd/fh >]i7 500,000.00 0.91% 500,000.00 0.91% 24 sNof0f k|;fb jemf 500,000.00 0.91% 500,000.00 0.91% 25 tf/f k|;fb >]i7 500,000.00 0.91% 500,000.00 0.91% 26 kjg s'df/ >]i7 500,000.00 0.91% 500,000.00 0.91% 27 o'u]Zj/ s'df/ cf]emf 500,000.00 0.91% 500,000.00 0.91% 28 /ljGb| s'df/ >]i7 500,000.00 0.91% 500,000.00 0.91% 29 uf]lknfn >]i7 500,000.00 0.91% 500,000.00 0.91% 30 gljg gfkLt 500,000.00 0.91% 500,000.00 0.91% 31 sdn /fh nfld5fg] 500,000.00 0.91% 500,000.00 0.91% 32 ;f]letf cf]emf 500,000.00 0.91% 500,000.00 0.91% 33 c?0f jfb] >]i7 500,000.00 0.91% 500,000.00 0.91% 34 /fdhL k|;fb kf]v/]n 500,000.00 0.91% 500,000.00 0.91% 35 lji0f' k|;fb uf}td 500,000.00 0.91% 500,000.00 0.91% 36 ;l/tf zfSo 500,000.00 0.91% 500,000.00 0.91% 37 an axfb'/ yfkf 500,000.00 0.91% 500,000.00 0.91% 38 efO/Tg zfSo 300,000.00 0.55% 300,000.00 0.55% 39 k|ljg s'df/ >]i7 250,000.00 0.45% 250,000.00 0.45% 40 /fhg s'df/ >]i7 250,000.00 0.45% 250,000.00 0.45% 41 cd/ gfuLnf 250,000.00 0.45% 250,000.00 0.45% 42 t]h s'df/ dNn 250,000.00 0.45% 250,000.00 0.45% 43 df]xg axfb'/ dxt 250,000.00 0.45% 250,000.00 0.45% 44 ;Gtf]if zfSo 200,000.00 0.36% 200,000.00 0.36%


45 lzj k|;fb ltldlN;gf 200,000.00 0.36% 200,000.00 0.36% 46 /fdhL k|;fb ;'j]bL 150,000.00 0.27% 150,000.00 0.27% 47 ;'lzn s'df/ zdf{ 125,000.00 0.23% 125,000.00 0.23% 48 lr/GhLjL zdf{ 100,000.00 0.18% 100,000.00 0.18% 49 wg~ho s'df/ >]i7 100,000.00 0.18% 100,000.00 0.18% 50 ljgf]b s]=;L 100,000.00 0.18% 100,000.00 0.18% 51 wg axfb'/ 5GTofn 100,000.00 0.18% 100,000.00 0.18% 52 k':kgf >]i7 100,000.00 0.18% 100,000.00 0.18% 53 dGh' a/fn 100,000.00 0.18% 100,000.00 0.18% 54 g/]Gb| /d0f lqkf7L 100,000.00 0.18% 100,000.00 0.18% 55 /fd afa' l3ld/] 100,000.00 0.18% 100,000.00 0.18% 56 Zofd rGb| k|wfg 25,000.00 0.05% 25,000.00 0.05% 57 k|lbk ;fksf]6f 25,000.00 0.05% 25,000.00 0.05%

55,000,000.00 100.00% 55,000,000.00 100.00%

cg';"rL $=@



hu]8f tyf sf]ifx?

@)&@ cfiff9 d;fGtsf]

ljj/)f o; jif{ ? = ut jif{ ? =

1= ;fwf/)f/a}wflgs hu]*f sf]if - 2= k'+hLut hu]*f sf]if - - 3= k'+hL lkmtf{ hu]*f sf]if (Capital Redemption Reserve) - - 4= k'+hL ;dfof]hg sf]if - - 5= cGo hu]*f tyf sf]if - - 5=1 e}k/L cfpg] hu]*f - - 5=2 ;:yf ljsf; sf]if - - 5=3 nfef+z ;lds/)f sf]if - - 5=4 ljz]if hu]*f sf]if - - 5=5 ;DklQ k'g{d"Nofªs\g sf]if - - 5=6 :yug s/ hu]*f - - 5=7 cGo :jtGq sf]if - - 5=8 nufgL ;dfof]hg sf]if - -

6= ;l~rt gfkmf÷-gf]S;fg_ (9,492,962.04) (6,734,647.02) 7= ;^xL #â( sf]if - - hDdf (9,492,962.04) (6,734,647.02)


cg';"rL $=#



C0fkq tyf j08



1= ============ k|ltzt a)*÷C)fkq k|lt a)*÷C)fkq==========?=

n]=======ldlt==============df hf/L ePsf] / ldlt============df r'Qmf x'g] -

xfn;Ddsf] Redemption Reserve /sd ?==============_

- -

2= ========== k|ltzt a)*÷C)fkq k|lt a)*÷C)fkq=========?= n]======

ldlt==============df hf/L ePsf] / ldlt========df r'Qmf x'g] -xfn;Ddsf]

Redemption Reserve /sd ?=============_

- -

3================================== - - hDdf 1±2±3 - -

cg';'rL $=$

ltg{ afFsL shf{ -;fk6L_



s= :jb]zL - 1= g]kfn ;/sf/ - - 2= g]kfn /fi «̂ a}+s - - 3= l/kf] bfloTj - - 4= cGt/ a}+s tyf ljQLo ;+:yf - - 5= cGo ;+ul&t ;+:yfx? - - 6= cGo - -

hDdf - - v= ljb]zL - - 1= a}s+x? - - 2 cGo - -

hDdf - - hDdf -s±®v_ - -

cg';"rL $=%

lgIf]k lx;fj



1= Aofh ltg'{ gkg]{ vftfx? - s= rNtL lx;fa 1,199,984.64 896,395.25 1= :jb]zL d"b|fdf 1,199,984.64 896,395.25 1=1= g]kfn ;/sf/ - - 1=2= æsÆ ju{sf Ohfhtkqk|fKt ;+:yfx? - - 1=3= cGo Ohfhtkqk|fKt ljQLo ;+:yfx? - - 1=4= cGo ;+ul&t ;+:yfx? 639,561.57 572,015.93 1=5= JolQmut 560,423.07 324,379.32 1=6= cGo - - 2= ljb]zL d"b|fdf - - 1=1= g]kfn ;/sf/ - - 1=2= æsÆ ju{sf Ohfhtkqk|fKt ;+:yfx? - - 1=3= cGo Ohfhtkqk|fKt ljQLo ;+:yfx? - - 1=4= cGo ;+ul&t ;+:yfx? - -


1=5= JolQmut - - 1=6= cGo v= dflh{g 340,000.00 200,000.00 1 sd{rf/L hdfgt - - 2= hdfgt dflh{g 340,000.00 200,000.00 3= k|lttkq dflh{g - - u= cGo - - 1= :jb]zL d"b|fdf - - 1=1= ljQLo ;+:yfx? - - 1=2= cGo ;+ul&t ;+:yfx? - - 1=3= JolQmut - - 2= ljb]zL d"b|fdf - - 2=1= ljQLo ;+:yfx? - - 2=2= cGo ;+ul&t ;+:yfx? - - 2=3= JolQmut

Jofh ltg'{ gkg]{ vftfx?sf] hDdf 1,539,984.64 1,096,395.25 2. Jofh ltg'{ kg]{ vftfx? -

s= art lx;fa 61,486,843.39 13,613,444.02 1= :jb]zL d"b|fdf 61,486,843.39 13,613,444.02 1=1= ;+# ;+:yfx? - - 1=2= JolQmut 61,486,843.39 13,613,444.02 1=3= cGo - - 2= ljb]zL d"b|fdf - - 2=1= ;+# ;+:yfx? - - 2=2= JolQmut - - 2=3= cGo - - v= d"@tL lx;fa 62,690,245.47 13,290,000.00 1= :jb]zL d"b|fdf 62,690,245.47 13,290,000.00 1=1= ;+# ;+:yfx? 6,756,435.00 2,000,000.00 1=2= JolQmut 55,933,810.47 11,290,000.00 1=3= cGo - - 2= ljb]zL d"b|fdf - - 2=1= ;+# ;+:yfx? - - 2=2= JolQmut - - 2=3= cGo - - u= dfu]sf] avt ltg'{kg]{ lx;fa 124,783,178.91 50,165,906.32 1= :jb]zL d"b|fdf - 50,165,906.32 1=1= s ju{sf O{hfhtkqk|fKt ;+:yfx¿ - - 1=2= cGo O{=k|f=ljlQo ;+:yfx¿ 85,866.09 - 1=3= cGo ;+ul&t ;+:yfx? 124,697,312.82 50,165,906.32 1=3= JolQmut - - 1=5= cGo - - 2= ljb]zL d"b|fdf - - 2=1= s ju{sf O{hfhtkqk|fKt ;+:yfx¿ - - 2=2= cGo O=k|f= ljQLo ;+:yfx? - - 2=3= cGo ;+ul&t ;+:yfx? - - 2=4 JolQmut - - 2=5= cGo - -

#= ;l^{lkms]^ ckm l*kf]lh^ - - 1= ;+ul&t ;+:yfx? - - 2= JolQmut - - 3= cGo - -

Jofh ltg'{kg]{ vftfx?sf] hDdf 248,960,267.77 77,069,350.34 - !±@_ hDdf lgIf]k 250,500,252.41 78,165,745.59


cg';"rL $=^



e"QmfgL lbg"kg]{ ljnx?


ljj/)f o; jif{ ? = ut jif{ ?=

1= :jb]zL d'b|f - - 2= ljb]zL d'b|f - -

hDdf - -

cg';"rL $=&



cGo bfloTj



1= k]G;g÷pkbfg sf]if - -

2= sd{rf/L ;~ro sf]if 57,600.00 117,800.00

3= sd{rf/L sNof)f sf]if - -

4= sd{rf/L jf]g; Joj:yf - -

5= lgIf]kdf e'QmfgL lbg af+sL Aofh 691,168.60 305,589.78

6= ;fk^Ldf e'QmfgL lbg af+sL Aofh - -

7= kf+sL g;s]sf] l*:sfpG^ / sldzg - -

8= ;)*«L qm]l*^;{ 260,162.50 176,647.86

9= zfvf ldnfg lx;fa - -

10= :yug s/ bfloTj 145,928.03 142,945.76

11= e'QmfgL lbg af+sL nfef+z - -

12= cGo 843,740.43 283,672.75

hDdf 1,998,599.56 1,026,656.15

cg';"rL $=*



gub df}Hbft


ljj/)f o; aif{ -?=_ ut aif{ -?=_

!= :jb]zL d'b|f -l;Ssf ;d]t _ 4,910,494.49 4,850,088.31

2. ljb]zL d'b|f - –

hDdf 4,910,494.49 4,850,088.31


cg';"rL $=(



g]kfn /fi6« a+}sdf /x]sf] df}Hbft


ljj/)f :jb]zL

d'b|f

ljb]zL d'b|f ? Dff s'n ?= ut aif{ ?

ef=? = kl/jTo{ lj= d'= hDdf

!= g]kfn /fi6« a}s - - - - 25,616.84 25,616.84 s= rNtL vftf - - - - 25,616.84 25,616.84 v= cGo vftf - - - - - -

cg';"rL $=!)



a+}s÷ljQLo ;+:yfdf /x]sf] df}Hbft


ljj/)f :jb]zL

d'b|f

ljb]zL d'b|f ? Dff

s'n ? ut aif{ ? ef=? =

kl/jTo{

lj= d'= hDdf

!= :jb]zL Ohfht kq k|fKt ;+:yfx? - - - - 80,030,762.86 37,330,365.21 s= rNtL vftf - - - - 12,627,000.00 3,855,000.00 v = cGo vftf - - - - 67,403,762.86 33,475,365.21 @= ljb]zL a}+sx? - - - - - - s= rNtL vftf - - - - - - v= cGo vftf - - - - - - hDdf - - - - 80,030,762.86 37,330,365.21

;DawLt Ohfhtkq k|fKt ;:yfx?sf] ;d{yg kq cg';f/sf] s'n df}Hbft ?= *),030,762.88 sf] le8fg ul/Psf] 5 .

cg';"rL $=!!



dfu tyf cNk;"rgfdf k|fKt x'g] /sdx?


ljj/0f o; aif{ -?=_ ut aif{ -?=_

!= :jb]zL d'b|fdf - -

@= ljb]zL d'b|fdf - -

hDdf - -


cg';"rL $=!@



nufgL


ljj/)f k|of]hg

o; aif{ -?=_ ut aif{ -?=_ Jofkf/Ls cGo

1= g]kfn ;/sf/sf] «̂]h/L ljN; - - - - 2= g]kfn ;/sf/sf] jrt kq - - - - 3= g]kfn ;/sf/sf] cGo C)fkq - - - - 4= g]kfn /fi «̂ a}+s C)fkq - - - - 5= ljb]zL C)fkq - - - - 6= :jb]zL Ohfhtkqk|fKt ;+:yf - - - - 7= ljb]zL a}+s - - - - 8= ;+ul&t ;+:yfx?sf] z]o/ - - - - 9= ;+ul&t ;+:yfx?sf] l*j]Gr/ tyf a)* - - - - 10= cGo nufgL - - - -

s'n nufgL - - - - Joj:yf - - - -

v'b nufgL - - - -

cg';"rL $=!@ -s_



z]o/ l8j]Gr/ tyf j08df nufgL

2071 cfiff9 d;fGt

ljj/)f k/n

d"No ?=

ahf/ d"No

cg';f/ ?=

Joj:yf

/sd ?=

o; jif{

?=

ut jif{

?=

!= z]o/ nufgL] - - - - - !=! ===== sDkgL - k|f=ln=÷ln=_ - - - - - ======= ;fwf/0f z]o/, k|lt z]o/ ===== n] r'Stf - - - - - !=@ ======= sDkgL - k|f=ln=÷ln=_ - - - - - === ;fwf/0f z]o/ -dWo] == af]g; ;d]t _ k|lt z]o/ == n] r'Stf - - - - - !=# ===== sDkgL - k|f=ln=÷ln=_ - - - - - === k|ltzt ======= lk|km/]G; z]o/ k|lt z]o/ ?= ==== n] r'Stf - - - - - 2. l8j]Gr/ tyf a08 nufgL - - - - - 2.! ====== sDkgL - k|f=ln=÷ln=_ - - - - - == k|ltzt l8j]Gr/ ÷a08 k|lt l8j]Gr/ ÷a08 == ?= n] ==== - - - - - @=@ =============== - - - - - @=# =============== - - - - -

s'n nufgL - - - - - #= hf]lvd ;DaGwL Joj:yf - - - - - #=! ut aif{ ;Ddsf] Joj:yf - - - - - #=@ o; aif{sf] yk ÷36 - - - - -

s'n Joj:yf - - - - - v'b nufgL - - - - -






cg';"rL $=!# -s_

u|Lg 8]enkdG]6 a}+s lnld6]8


shf{, ;fk6 / lan vl/bsf] ;'/If0f

@)&@ cfiff9 d;fGt


-s_ ;'/lIft 198,325,561.27 77,623,636.07 != rn÷crn ;DklQsf] ;'/If0fdf 198,325,561.27 77,623,636.07 @= :jb]zL Ohfhtkq k|fKt ;+:yfsf] hdfgt - - #= ;/sf/L hdfgtdf - - $= cGt/fli6«o >]0fLs[t a}+ssf] hdfgtdf - -

%= lgof{t sfuhft - Export Document) sf] ;'/If0fdf - - ^= d'2tL /;Lbsf] ;'/If0fdf 3,695,000.00 - s =;+:yfsf] cfˆg} d'2tL /;Lbsf] ;'/If0f 3,695,000.00 - v= cGo Ohfhtkq k|fKt ;+:yfsf] d'2tL /;Lbsf] ;'/If0f - - &= ;/sf/L C0fkqsf] ;'/If0fdf - - *= sfp06/ hdfgtdf - - (= JolQmut hdfgtdf 4,299,978.21 - !)= cGo ;'/If0fdf - - v= c;'/lIft - - hDdf 206,320,539.48 77,623,636.07



cg';"rL $=!%


afUfn'ª gu/kflnsf @, afUfn'ª

u}/ a}lsÎ ;DklQ

@)&@ cfiff9 d;fGt

C0fL jf kf6L{sf]

gfd 7]ufgf

Uf}/ a}lsÎ ;DklQ

;sf/ u/]sf] ldlt

S'mn u}/ a}lsÎ

;DklQ /sd -?=_

Gff]S;fgL Joj:yf v'b u}/ a}lsÎ

;DklQ -?=_ ut aif{ -?=_

k|fltzt /sd ?=

– – – – – – –

– – – – – – –

– – – – – – –

– – – – – – –

– – – – – – –

s'n hDdf – – – – – –

cg';"rL $=!^



cGo ;DklQ

@)&@ cfiff9 d;fGt

laa/0f o; jif{ ?= ut jif{ ?

!= d;nGb df}Hbft 541,682.65 550,595.94 2. nufgLdf c;"n ug{ afsL Jofh - - #= shf{df c;"n ug{ afsL Jofh 458,152.36 253,120.79 Go"g Jofh d'NtjL /sd (458,152.36) (253,120.79) $= c;"n ug{ afFls sldzg - - %= ;G8«L 8]6;{ - 2,100.00 ^= sd{rf/L ;fk6L / k]ZsL - - &= clu|d e"QfgL 389,813.43 330,929.26 *= dfu{:y gub - - (= dfu{:y cGo -r]s ;d]t_ - - !)=ljgf ;"rgf 8«fˆ6sf] e"QmfgL - - !!= ckn]vg x'g afsL vr{

k"j{ ;~rfng vr{ ckn]vg 357,364.39 476,485.85 ;km|^j]/ 1,114,621.00 1,112,508.00

!@= zfvf ldnfg lx;fj - - !#= :yug s/ ;DktL - - !$= cGo 65,717.54 552,387.51 s_ /]ld6fG; l/l;e]jn 49,534.26 546,446.39 v_ clu|d cfos/ 12,583.28 3,810.11 u_ cGo 3,600.00 2,131.01

hDdf 2,469,199.01 3,025,006.56


cg';'rL $=!^ -s_



cGo ;DklQ – -yk ljj/0f_

@)&@ cfiff9 d;fGt

ljj/)f

o; jif{ ?=

ut jif{ ?= 1 Jfif{ ;Dd

1 Jfif{b]lv dfly

3 jif{;Dd

3 jif{

eGbf dfly hDdf

1= shf{df c;'n ug{ af+sL Aofh 458,152.36 - - 458,152.36 253,120.79 2= ljgf ;'rgf *«fkm\^sf] e'QmfgL - - - - - 3= zfvf ldnfg lx;fj - - - - - 4= :jb]zL ljb]zL Ph]G;L lx;fa - - - - -

cg';"rL $= !&



;Defljt bfloTjx?

@)&@ cfiff9 d;fGt


!= ;+:yfpk/ bfjL k/]sf] t/ ;+:yfn] bfloTj :jLsf/ gu/]sf] - - 2.k|lttkqx? – -k"/f /sd_ - - -s_ ^ dlxgf eGbf sd cjlwsf] - - -v_ ^ dlxgf eGbf a9L cjlwsf] - - #= k"gM l8:sfpG6 ul/Psf ljnx? - - $= Dofb gfl3 g;s]sf] Uof/]G6L÷a08 - - s= la8 a08 - - -v_ k/km/d]G; a08 550,000.00 - -u_ cGo Uof/]G6L÷a08 - 500,000.00 %= r"Qmf jf e"Qmfg x'g afFls z]o/ nufgL - - ^= km/jf8{ PS;r]~h sG6«fS6sf] afFls bfloTjx? - - &= sn]S;gdf /x]sf ljnx? - - *= d~h'/L tyf ;dy{g -Acceptance and Endorsement) - - (= k|Tofe"lt k|lta4tf (Underwriting Commitment) - - !)= ckl/jTo{ shf{ k|lta4tf (Irrevocable Loan Commitment) 3,643,411.00 11,433,668.08 !!=cGt/fli6«o >]l0fs[t a}+ssf] sfpG6/ Uof/]G6Ldf lbPsf] Uof/]G6L - - !@= clu|d e"QmfgL Uof/G6L (Advance Payment Guarantee) - - !#= shf{ k|jfxsf] nflu ljQLo hdfgt (Financial Guarantee) 1,200,000.00 - !$= cfos/ jfkt ;Defljt bfloTj (Contingent Liabilities on Income

Tax) - -

!%= ============================= - - hDdf 5,393,411.00 11,933,668.08


cg';"rL $= !*



Aofh cfDbfgL

ldlt @)&! >fj0f ! b]lv @)&@ cfiff9 d;fGt ;Dd


s=shf{ ;fk6 / clwljsif{df 16,548,952.16 3,808,615.31 != shf{ ;fk6 6,845,693.62 1,900,393.78 @= clwljsif{ 9,703,258.54 1,908,221.53 v= nufgLdf - - !=g]kfn ;/sf/sf] ;'/If0fkq - - -s_ 6]«h/L laN; - - -v_ ljsf; C0fkq - - -u_ /fli6«o artkq - - @= ljb]zL C0fkq - - -s_ - - -v_ - - #= g]kfn /fi6« a}+ssf] C0fkq - - $= l8j]Gr/ tyf a08 - - %= cGt/ a}+s nufgLdf Jofh - - -s_ a}+s ÷ljQLo ;+:yfx? - - -v_ cGo ;+:yfx? - - u= Ph]G;L df}Hbftdf - - != :jb]zL a}+s÷ljQLo ;+:yfx? - - @= ljb]zL a}+sx? - - 3= dfu tyf cNk;"rgfdf k|fKt x'g] df}Hbftdf 1,719,326.02 1,299,241.80 != :jb]zL a}+s÷ljQLo ;+:yfx? 1,719,326.02 1,299,241.80 @= ljb]zL a}+sx? - - ª cGodf - - != ;l6{lkms]6 ckm l8kf]lh6 - - 2. cGt/ a}+s÷ljQLo ;+:yf shf{ - - #= cGo - -

hDdf 18,268,278.18 5,107,857.11


cg';"rL $=!(



Jofh vr{


ljj/0f o; jif{ ? ut jif{ ?

s= lgI]fk bfloTjdf 11,754,919.76 3,059,068.63 != d'2tL lgIf]k 4,107,929.31 362,214.71 !=! :jb]zL d'b|f 4,107,929.31 362,214.71 !=@ ljb]zL d'b|f - - @= art lgIf]k 2,151,749.40 711,124.14 @=! :jb]zL d'b|f 2,151,749.40 711,124.14 @=@ ljb]zL d'b|f - - #= dfu]sf] avt ltg'{kg]{ lgIf]k 5,495,241.05 1,985,729.78 #=! :jb]zL d'b|f 5,495,241.05 1,985,729.78 #=@ ljb]zL d'b|f - - $= ;l6{lkms]6 ckm l8kf]lh6\; - - v= shf{ ;fk6df - - != C0fkq tyf a08 - - @= g]kfn /fi6« a}+saf6 k|fKt shf{ - - #= cGt/ a}+s÷ljQLo ;+:yf shf{ - - $= cGo ;+ul7t ;+:yf - - %= cGo shf{ - - u= cGodf - - != ============== - - @= =============== - -

hDdf 11,754,919.76 3,059,068.63

cg';"rL $=@)



sldzg tyf l8:sfpG6



s= laN; vl/b tyf l8:sfpG6 - - !=:jb]zL - - @=ljb]zL - - v= sldzg 88,848.83 27,836.35 != k|lttkq - - @= hdfgtkq 21,400.00 6,000.00 #= sn]S;g lkm - - $= /]ld6]G; kmL 67,448.83 21,836.35 %= qm]l86 sf8{ - - ^= z]o/ k|Tofe'lt÷lgisfzg - -

&= ;/sf/L sf/]fjf/ jfkt - - *= O=k|f=sldzg afkt - - (= a§f cfDbfgL - - u= cGo - -

hDdf 88,848.83 27,836.35


cg';"rL $=@!



cGo ;+rfng cfDbfgL



!= ;]km l8kf]hL6 eN6sf] ef8f - - @= qm]l86sf8{ lgisfzg tyf gjLs/0f - - #= ATM sf8{ lgisfzg tyf gjLs/0f - - $= 6]n]S;÷l6=l6 - - %= ;]jf z'Ns 1,920,864.33 1,019,092.30 ^= gjLs/0f z'Ns - - &= cGo 222,224.53 50,943.55

hDdf 2,143,088.86 1,070,035.85 cg';"rL $=@@



;6xL 36a9 cfDbfgL ÷gf]S;fg



!= ljlgdo b/df ePsf] km/saf6 - - @= lab]zL d'b|f sf/f]jf/af6 -a§f afx]s_ - -

hDdf cfDbfgL÷-gf]S;fg_ - -

cg';"rL $=@#



sd{rf/L vr{



!= tna 2,281,133.33 2,419,500.00 @= eQf 2,242,574.72 1,487,623.75 #= ;~rosf]ifdf yk 193,850.00 186,300.00 $= tflnd vr{ 42,733.00 5,985.00 %= kf]zfs 193,720.00 151,585.00 ^= cf}ifwf]krf/ 26,833.33 42,233.33 & aLdf - - *= k]G;g tyf pkbfg Joa:yf - - (= cGo 336,788.23 197,380.00

hDdf 5,317,632.61 4,490,607.08


cg';"rL $=@$



cGo ;~rfng vr{



!= 3/ef8f 762,800.00 526,800.00 @= aQL lah'nL / kfgL 189,792.28 161,999.89 #= dd{t tyf ;+ef/ - 7,040.00

-s_ ejg - - -v_ ;jf/L ;fwg - 1,400.00 -u_ cGo - 5,640.00

$= aLdf 306,287.76 251,241.92 %= kf]i6]h, 6]n]S;, 6]lnkmf]g, ôfS; 305,150.59 90,088.48 ^= sfof+{no pks/0f, kml{{gr/ / ;Def/ 33,145.00 35,256.00 &= e|d0f eQf / vr{ 38,860.00 104,050.00 *= d;nGb / 5kfO{ 258,667.29 273,413.75 (= kqklqsf tyf k':ts 14,340.88 63,542.33 !)= lj1fkg 49,120.08 94,327.10 !!= sfg"gL vr{ - - !@= rGbf 50,000.00 - !#= ;~rfns ;ldlt ;DalGw vr{ 143,568.00 196,049.00

-s_ a}7s eQf 110,000.00 180,000.00 -v_ cGo vr{ 33,568.00 16,049.00

!$= ;fwf/0f ;ef ;DalGw vr{ 31,430.00 29,698.20 !%= n]vfkl/If0f ;DalGw 181,885.00 121,359.00

s= n]vfkl/If0f z"Ns 113,000.00 90,400.00 u= cGo vr{ 68,885.00 30,959.00

!^= /sd :yfgfGt/0f sldzg - - !&= :yL/ ;DklQdf x|f; s§L 1,067,778.79 904,420.11 !*= k"j{ ;~rfng vr{ ckn]vg 119,121.46 119,121.46 !(= z]o/ lgisfzg vr{ - - @)= k|flalws ;]jf ;f]wegf{ 82,631.25 4,000.00 @!= dgf]/~hg vr{ 66,322.00 36,810.00 @@= ckn]vg vr{ 707,783.03 563,239.64 -s_ ;km|^j]/ ckn]vg vr{ 348,187.00 278,127.00 -v_ lnhxf]N* ckn]vg vr{ 353,221.03 285,112.64 -u_ l:y/ ;DklQ ckn]vg vr{ 6,375.00

23. ;"/Iff vr{ - -

@$= shf{ ;"/If0f lk|ldod 9,241.29 - @%= sldzg / l8:sfpG6 - - @^= cGo 493,491.80 889,061.62

s= ;b:otf tyf gljs/0f 65,200.00 62,000.00 v= OGwg vr{ 18,666.00 23,597.20 u pk ;ldlt a}7s eQf 30,000.00 24,000.00 3= p6\3f6g ;df/f]x vr{ 69,640.00 400,043.70 ª= Aofkf/ k|j{4g 8,650.00 49,951.53 r= ljljw 301,335.80 329,469.19

hDdf 4,911,416.50 4,471,518.50


cg';"rL $=@%



;Defljt gf]S;fgL Aoa:yf



!= shf{ gf]S;fgL Joj:yfdf ePsf] a[l4 1,271,579.75 776,236.36 2. nufgL gf]S;fgL Joj:yfdf ePsf] a[l4 - - #= u}/ a}lsÎ ;DklQ gf]S;fgL Aoj:yf - - $= cGo ;DklQdf ul/Psf] Joj:yf - -

hDdf 1,271,579.75 776,236.36

cg';"rL $=@^



u}/ ;+rfng cfDbfgL÷gf]S;fg



!= nufgL lalqmaf6 cfDbfgL÷-gf]S;fg_ - - @= ;DklQ lalqmaf6 cfDbfgL ÷-gf]S;fg_ - - #= nfef+z - - $= g]kfn /fi6« a}+saf6 k|fKt ;x'lnot - -

s= tf]lsPsf] zfvfx?sf] gf]S;fg jfkt Ifltk"lt{ - - v= Jofh Ifltk"lt{ - - u= ;6xL sfpG6/ - -

%= cGo - - v'b u}/ ;+rfng cfDbfgL ÷-gf]S;fg_ - -

cg';"rL $=@&



;Defljt gf]S;fgL Joj:yfaf6 lkmtf{



!= shf{ gf]S;fgL Joj:yfaf6 lkmtf{ - - 2. u}/ a}ls+u ;DklQ gf]S;fgL Joj:yfaf6 lkmtf{ - -

#= nufgL Joj:yfaf6 lkmtf{ - - $= cGo ;DklQsf] Joj:yfaf6 lkmtf{ - -

hDdf -


cg';"rL $=@*



c;fdfGo sf/f]jf/x?af6 ePsf] cfDbfgL÷vr{



1 ckn]vg ePsf] shf{sf] c;'nL - -

2 :j]lR5s cjsfz vr{ - - 3 c;'nL x'g g;Sg] shf{sf] ckn]vg -@*s_ - - 4 cGo vr{÷cfDbfgL - -

5 …… - -

hDdf - -

cg';"rL $=@* s



ckn]lvt shf{sf] ljj/0f


qm=

;+ shf{ k|sf/

ckn]vg

ul/Psf] /sd

lwtf]sf] k|sf/

tyf /sd

lwtf] d'NofÍgsf]

cfwf/

shf{ :jLs[t ug]{

clwsf/L ÷tx

shf{ c;'nLsf nflu

eP u/]sf k|of; s}lkmot

!= rfn' k"+hL shf{ - - - - - - @= kl/of]hgf shf{ - - - - - - #= l:y/ k"+hL shf{ - - - - - - $= JolQmut shf{ - - - - - - %= cGo shf{ - - - - - -

s"n shf{ - - - - - -

cg';"rL $= @(



;~rfns, sfo{sf/L k|d'v, ;+:yfks,sd{rf/L, z]o/xf]N8/x?nfO{ uPsf] shf{ ;fk6 ljj/0f

2072 ;fn cfiff9 d;fGt

vl/b tyf l8:sfpG6 ul/Psf lanx? / shf{, ;fk6 tyf clwljsif{df k|jflxt s"n /sddWo] ;~rfns, sfo{sf/L k|d'v, ;+:yfks,

sd{rf/L, z]o/ xf]N8/x? / lghx?sf] kl/jf/sf ;b:o jf To:tf JolQm dflg a;]sf] jf d}g]lhË Ph]G6 ePsf] s'g} ;+:yf jf sDklgnfO{

uPsf] /sdsf] ljj/0f b]xfo adf]lhd 5 .

;+:yfks÷;~rfns ÷sfo{sf/L k|d'vsf]

gfd

ut aif{;Ddsf] afFls o; aif{ c;'nL o;aif{ yk

shf{

cfiff9 d;fGt;Dd afFls

;fFjf Jofh ;fFjf Jofh ;fFjf Jofh

-s_ ;~rfns ;b:osf kl/jf/sf ;b:o - - - - - - -

!= u'Ghg s'df/ >]i7 -u0f]z s'df/

>]i7sf] 5f]/f_

890,000.00 890,000.00 -

@= ls/0f efdf >]i7 -u0f]z s'df/

>]i7sf] >LdtL_

890,000.00 890,000.00 -

#= ;lGbk s'df/ >]i7 -u0f]z s'df/

>]i7sf] 5f]/f_

890,000.00 890,000.00 -


-v_ sfo{sf/L k|d'v - - - - - - - != @=

-u_ ;+:yfks - - - - - - - != @=

-3_ sd{rf/L - - - - - - - != @=

ª z]o/wgLx? - - - - - - - != @=

hDdf - - - - 2,670,000.00 2,670,000.00 -

cg';"rL $=#)



k"hLsf]if tflnsf

@)&@ cfiff9 d;fGt

-? xhf/df _

ljj/0f o; aif{ ut aif{

s= k|fylds k"hL 45,149.67 47,788.87 1= r'Qmf k"hL 55,000.00 55,000.00 2= k|:tfljt af]g; z]o/ - - 3= z]o/ lk|ldod - - 4= lkmtf{ gx'g] cu|flwsf/ z]o/ - - 5= ;fwf/)f hu]*f sf]if - - 6= ;+lrt gfkmf÷-gf]S;fg_ (9,492.96) (6,734.65) 7= jf;nftdf b]vfO{Psf] rfn' cf=j=sf] gfkmf gf]S;fg lx;fjsf] /sd - - 8= k"hL lkmtf{ hu]*f sf]if - - 9= k"hL ;dfof]hg sf]if - - 10= sN; Og P*efG; - - 11= cGo :jtGq sf]ifx? - - #^fpg] M - - — VoftL -Goodwill) afktsf] /sd - - — ;LdfeGbf a(L z]o/ , ;'/If)fkqdf nufgL ul/Psf] /sd - -

— ljQLo :jfy{ /x]sf] sDkgLsf] lwtf]kqdf nufgL u/]sf] /sd - - — cjf:tjLs ;DklQ (fictious Assets) 357.36 476.49 — o; j}ssf] lgb]{zg kfngf gul/ :jk|of]hgsf nfuL #/ hUuf vl/b u/]sf] /sd - - — l;df eGbf jl( cfjf; ejg lgdf{)f tyf hUuf ljsfzdf nufgL u/]sf] /sd - - — tf]lsPsf] ;do leq ljs|L ljt/)f ug{ g;s]sf] z]o/ k|Tofe"lt - - — k|rlnt P]g tyf sfg"gn] k|ltjGw u/]sf JolSt tyf ;d'xnfO k|bfg /]sf] shf{ tyf ;'ljwfx? - -

v= k"/s k"hL 2,047.82 776.24 1= c;n shf{sf] nflu ul/Psf] shf{ gf]S;fgL Joj:yf 2,047.82 776.24 2= cltl/Qm shf{ gf]S;fgL Joj:yf - - 3= xfOla|* k"+hL pks/)fx? - - 4= ;'/If)f g/flvPsf] ;xfos cfjlws C)f - - 5= ;^xL ;lds/)f sf]if - - 6= ;DklQ k"g{d"Nof+sg sf]if - - 9= nufgL ;dfof]hg sf]if - - -u_ hDdf k"+hLsf]if -s +±v_ 47,197.49 48,565.10


(3) hf]lvd efl/t ;DklQsf] cfwf/df sfod ug'{kg]{ Go"gtd k"hLsf]if k"hLsf]if -11 k|ltzt_ 19.09% 43.43% k|fylds k"hL -5=5 k|ltzt_ 18.26% 42.73% k'+hLsf]if clws/-Go"g_ 8.09% 32.43% k|fylds k'+hL clws/-Go"g_ 12.76% 37.23%


hf]lvd efl/t ;DklQ ljj/0f tflnsf

@)&@ cfiff9 d;fGt o; jif{ ut jif{

jf;nft adf]hLdsf] ;DklQ

( On –Balance –sheet Assets) ef/

/sd Hff]lvd efl/t

;DklQ /sd

Hff]lvd efl/t

;DklQ

gub df}Hbft 0 4,910,494.49 - 4,850,088.31 -

;'g -ljlgdoof]Uo_ 0 - - - -

Gf]kfn /fi6« a}sdf /x]sf] df}Hbft 0 25,616.84 - 25,616.84 -

Gf]kfn ;/sf/sf] C0fkqdf ul/Psf] nufgL 0 - - - -

Gf]kfn /fi6« a}s C0fkqdf ul/Psf] nufgL 0 - - - -

cfˆg} d'2tL /;Lbsf] lwtf]df k"0f{ ;'/lIft x'g]

ul/ k|bfg ul/Psf] d'2tL /;Lb lwtf] shf{

0 3,695,000.00

-

-

-

;/sf/L C0fkqsf] lwtf]df k"0f{ ;'/lIft x'g]

ul/ k|bfg ul/Psf] shf{

0 - - - -

art kqsf] kfpg kg{] Jofh /sd

(Accrued Interest)

0 - - - -

lakGg ju{ shf{ cGt{ut u0fgf x'g] o'jf

tyf ;fgf Joj;foL :j/f]huf/ sf]ifdf

ævÆ / æuÆ ju{sf Ohfhtkq k||fKt

;:yfn] hDdf u/]sf] /sd

0 - - - -

- - - -

:jb]zL Ohfhtk|fKt a+}s÷ljQLo ;+:yfx?df

/x]sf] df}Hbft÷d'2tL /;Lbsf] bfla (Claims)

20 80,030,762.86

16,006,152.57

37,330,365.21

7,466,073.04

cGo a}+s tyf ljQLo ;+:yfx?sf] d'2tL

/;Lbsf] lwtf]df k"0f{ ;'/lIft x'g]ul/ k|bfg

ul/Psf] d'2tL /;Lb lwtf] shf{

20 - - - -

ljb]zL a+}sx?df /x]sf] df}Hbft 20 - - - -

Dfu]sf] avt k|fKt x'g] /sd ( Money at call) 20 - - - -

cGt/fli6«o >]0fLs[t (Rated) Ohfhtkq

k|fKt ;+:yfsf] Uof/]G6Ldf uPsf] shf{

20 - - - -

cGt/fli6«o >]0fLs[t (Rated) a}+sdf u/]sf]

cGo nufgL

20 - - - -

cGt/ j}s ;fk6L 20 - - - -

Z]fo/, l8j]Gr/ Pj+ a08df ePsf] nufgL 100 - - - -

cGo nufgLx? 100 - - - -

shf{, ;fk6 tyf ljN; vl/b÷l8:sfpG6

;d]t -s'n /sd_

100 202,625,539.48

202,625,539.48

77,623,636.07

77,623,636.07

l:y/ ;DkQLx? 100 6,297,093.37 6,297,093.37 5,379,278.09 5,379,278.09

kfpg' kg]{ v'b cGo Aofh /sd 100 - - - -


cGo ;a} ;DklQx? -v'b cu|Ld s/

bflvnf jfx]s _

100 2,456,615.22

2,456,615.22

3,021,196.45

3,021,196.45

l;df gf3]sf] l/on :6]6÷cfjfl;o 3/ shf{ 150 - - - -

(s) hDdf 300,041,122.26 227,385,400.64 128,230,180.97 93,490,183.65

jf;nft aflx/sf] sf/f]jf/

(Off –Balance –sheet Assets)

aLN; sn]S;g 0 - - - -

km/jf8{ ljb]zL ljlgdo ;Demf}tf 10 - - - -

^ dlxgf eGbf sd cjlwsf] k|lttkq-k"/} /sd_ 20 - - - -

cGt/fli6«o >]0fLs[t (Rated) lab]zL

Ohfht kq k|fKt ;+:yfsf] sfp06/

Uof/]lG6df hf/L ul/Psf] Uof/]06L

20 - - - -

^ dlxgf eGbf al9 cjlwsf] k|lttkq-k"/} /sd_ 50 - - - -

lj8aG8, k/km/d]G; a08 / k|Tofe'lt

(Underwriting) ;DjGwL k|ltj¢tf

50 550,000.00

275,000.00

-

-

k'gM vl/b ug{] ;t{df ljs|L u/]sf] shf{ 50 - - - -

clu|d e"QmfgL Uof/]lG6 (Advance

Payment Guarantee)

100 - - - -

laQLo tyf cGo hdfgt (Financial and

other Guarantee)

100 1,200,000.00

1,200,000.00

500,000.00

500,000.00

ckl/jTo{ shf{ k|lta4tf (Irrevocable

Loan Commitment)

100 3,643,411.00

3,643,411.00

11,432,000.00

11,432,000.00

cfos/ jfkt ;Defljt bfloTj 100 - - - -

Acceptance ;lxt cGo ;a} k|sf/sf

;Defljt bfloTjx?

100 - - - -

e'StfgLsf nflu bfjL k/]sf] hdfgt

(Unpaid Guarantee Claims )

200 - - - -

;+:yfpk/ bfjL k/]sf] t/ ;+:yfn] bfloTj

:jLsf/ gu/]sf] ;Defljt bfloTjx?

200 - - - -

-v_ hDdf 4,843,411.00 4,843,411.00 11,932,000.00 11,932,000.00

;+rfng hf]lvd jfkt sfod ug'{kg]{ /sd -%%_ 100 15,002,056.11 15,002,056.11 6,411,509.05 6,411,509.05

s'n hf]lvd efl/t ;DklQ

hDdf -s_ + -v_ + -u_

319,886,589.37 247,230,867.75 146,573,690.01 111,833,692.70


cg';"rL $=#!



k|d'v ;"rsfÍ

sDtLdf ljut % aif{sf] kl/;"rsx?

ljj/0f ;"rsfª cf=a=

@)&!÷&@

cf=a=

@)&)÷&!

cf=a=

@)^(÷&)

cf=a=

@)^*÷^(

cf=a=

@)^&÷^

*

!= v'b gfkmf÷s'n cfDbfgL k|ltzt k|ltzt (13.46) (108.52) - - - @= k|lt z]o/ cfDbfgL ?= (5.02) (12.24) - - - #= k|lt z]o/ ahf/ d'No ?= - - - - - $= d"No cfDbfgL cg'kft (PE Ratio) cg'kft - - - - - %= z]o/ k"+hLdf nfef+; -af]g; ;lxt_ k|ltzt - - - - - ^= z]o/ k"+hLdf gub nfef+z e"QmfgL k|ltzt - - - - - &= Jofh cfDbfgL ÷shf{ tyf ;fk6L k|ltzt 8.85 6.58 - - - *= sd{rf/L vr{ ÷s'n ;~rfng vr{ k|ltzt 51.99 50.11 - - - (= s'n lgIf]k tyf ;fk6Ldf Jofh vr{ k|ltzt 4.69 3.94 - - -

!)= ;6xL 36a9 cfDbfgL÷ s'n cfDbfgL k|ltzt - - - - - !!= sd{rf/L af]g;÷s'n sd{rf/L vr{ k|ltzt - - - - - !@= v'b gfkmf÷shf{ ;fk6 k|ltzt (1.34) (8.68) - - - !#= v'b gfkmf÷s'n ;DklQ k|ltzt (0.93) (5.28) - - -

!$= s'n shf{÷lgIf]k -g]= /f= a}+s lgb{]zg

cg';f/_ k|ltzt 69.79% 61.63 - - -

!%= s'n ;~rfng vr{÷s'n ;DklQ k|ltzt 3.43 7.03 - - -

!^= hf]lvd efl/t ;DklQdf k"FhLsf]ifsf]

kof{Kttf - - -

-s_ k|fylds k"+hL k|ltzt 18.26 42.73 - - - -v_ k"/s k"+hL k|ltzt 0.83 0.69 - - - -u_ s'n k"+hL sf]if k|ltzt 19.09 43.43 - - -

!&= t/ntf -CRR) cg'kft 5.50 4.50 - - - !*= lgis[o shf{÷s'n shf{ k|ltzt - - - - - !(= cfwf/ Jofh b/ (Base Rate) k|ltzt 12.95 - - - -

@)= Jofh b/ cGt/ (Weighted Average Interest Rate Spread)

k|ltzt 5.30 5.33 - - -

@!= a's g]6jy{ -k|lt z]o/_ ?= 82.74 87.76 - - - @@= s'n z]o/ ;+Vof 550,000 550,000 - - - @#= s'n sd{rf/L ;+Vof 22 16 - - -

@$= cGo - - - - - -



cg';"rL $=#@

ljQLo ljj/0f;+u ;DalGwt k|d'v n]vf gLltx?

!= ;fdfGo hfgsf/L M

u|Lg 8]enkd]G6 a}+s lnld6]8 g]kfndf :yflkt l;ldt bfloTj ePsf] sDkgL xf] . o;sf] /lhi68{ sfof{no afUfn'ª

gu/ kflnsf, afUfn'ª df /x]sf] 5 . of] sDkgL afUfn'ª lhNnfdf u/L # lhNn] sfo{If]q ePsf] ævÆ ju{sf] ljQLo

;+:yfsf] ?kdf ljQLo sf/f]jf/ ug{ cfjZos :jLs[lt k|fKt u/L efb| )(, @)&) b]lv cfˆgf] sf/f]jf/ ;~rfng

u/]sf] xf] . cfiff9 d;fGt @)&! df sDkgLn] afUfn'ª, lhNnf afUfn'ª cjl:yt /lhi68{ sfof{no tyf DofUbL

lhNnfsf] j]gL zfvfaf6 ;]jf ;~rfng ul//x]sf] 5 .

@= k|d'v n]vf gLltx?sf] ;f/f+z

-s_ ljQLo ljj/0fx? tof/ ubf{ cfwf/ dflgPsf n]vf gLltx? tn pNn]v ul/Psf 5g\ . cGoyf pNn]v ul/Psf]df

afx]s oL gLltx?sf] kfngf lg/Gt/ ?kdf ul/Psf] 5 .

-v_ ljQLo ljj/0fx? cGoyf pNn]v ul/Psf]df afx]s P]ltxfl;s d"No cjwf/0ff cg'?k tof/ ul/Psf 5g\ .

-u_ cGoyf pNn]v ul/Psf]df afx]s ljQLo sf/f]jf/x? k|f]befjL cfwf/ -Accrual Basis_ df n]vfÍg u/L ;f]xL

cg'?k ljQLo ljj/0fx? tof/ ul/Psf] 5 .

#= ljQLo ljj/0fsf] n]vfÍgsf cfwf/ M

ljQLo ljj/0fx? ;fdfGotof :jLs[t n]vf l;¢fGtx?, a}+lsË If]qdf ljBdfg n]vf gLltx?, sDkgL P]g, g]kfn

n]vfdfg tyf g]kfn /fi6« a}+sn] hf/L u/]sf cf=j= @)&)÷)&! nfO{ nfu' x'g] lgb]{zgx? adf]lhd tof/ ul/Psf

5g\ .

$= l:y/ ;DklQ n]vf°g gLlt M

-s_ l:y/ ;DklQx?nfO{ P]ltxfl;s nfut cjwf/0ffsf] (Historical Cost Concept) cfwf/df n]vfÍg ug]{ gLlt

cjnDag ul/Psf] 5 .

-v_ l:y/ ;DklQx?df Xf; s§L cfos/ P]g, @)%* cg';f/ ejg, ;jf/L ;fwg, sfof{no ;fdfg, d]l;g/L tyf cGo

;DkQL u/L kFfr ;d'xdf jlu{s/0f ul/ cfos/ P]gdf tf]lsPsf] b/ tyf k|lqmof jdf]lhd Xf; s§L u/LPsf] 5 .

h'g o; k|sf/ /x]sf] 5 M

;DklQsf] k|s[lt Xf; b/

Efjg %Ü

;jf/L ;fwg @)Ü

sfof{no pks/0fx? @%Ü

kmlg{r/ lkmSr;{ OTofbL @%Ü

cGo ;DklQ !%Ü

u_ cb[Zo ;DklQx? h:t} sDKo"6/ ;km\6j]o/ cfbL nfO{ % aif{df ;dfg'kflts b/df Xf; s§L ug]{ gLlt /x]sf] 5 .

3_ sDkgLn] k§fdf lnO{Psf] ejgdf x'g] l:y/ k|s[ltsf] lgdf{0f -Lease Hold Assets_ sf] ckn]vg !) aif{df

;dfg'kflts b/df Xf; s§L ug]{ gLlt /x]sf] 5 .


^= cfos/ Joj:yf gLlt M

a}+sn] k|rlnt cfos/ P]g tyf lgodfjnL adf]lhd s/ of]Uo cfosf] u0fgf u/L ;f]xL adf]lhd cfos/ Joj:yf

ug]{ gLlt lnPsf] 5 / clGtd s/ lgwf{/0f x'Fbf ;f] Joj:yf /sd leGg ePdf ;f]lx cg'?k ;DaGwLt jif{df

cfjZos ;dfof]hg ul/g] 5 .

cfos/ ljj/0f tyf ljQLo ljj/0f aLr ;DklQ bfloTjdf x'g cfpg] c:yfoL km/ssf] u0fgf u/L eljiodf

;dfof]hg x'g] km/sx¿nfO{ xfn sfod s/sf] b/df :yug s/ Joj:yf ug]{ gLlt /x]sf] 5 . :yug s/ u0fgfsf]

ljj/0f n]vf ;DalGw l6Kk0fLdf v'nfO{Psf] 5 .

&= nufgL n]vf°g gLlt M

sDkgLsf] ;Dk"0f{ nufgL nfO{ “Held for Trading”, “Held to Maturity” tyf “Available for sale” u/L tLg

j6f ju{df juL{s/0f ug]{ gLlt cjnDag ul/Psf] 5 . nufgLnfO{ nfut cyjf ahf/ d"No dWo] sd /sddf

d"NofÍg u/L ;f]xL cg';f/ n]vfÍg ug]{ gLlt /x]sf] 5 . g]kfn lwtf]kq ljlgdo ahf/ ln= df ;'lrs[t gePsf]

z]o/df ul/Psf] nufgLnfO{ nfut d'Nodf d"NofÍg u/L ;f]xL cg';f/ n]vfÍg ug]{ gLlt /x]sf] 5 .

;/sf/L C0fkq, lasf; C0fkq tyf 6«]h/L ljndf ePsf] nufgLnfO{ nfut d"Nodf n]vf+sg ug]{ gLlt /x]sf] 5 .

o; cf= j= sf] cGTodf sDkgLsf] o; lzif{s cGtu{t s'g} sf/f]jf/ g/x]sf] .

*= ;6xL 36a9 ;dfof]hg gLlt M

sDkgLn] ef/tLo d'b|fsf] ;6xL sf/f]jf/sf] Ohfht lnPsf] . cfiff9 d;fGtdf ljb]zL ljlgdodf ;DklQ tyf

bfloTj g/x]sf] .

(= shf{ tyf ;fk6sf] juL{s/0f M

g]kfn /fi6« a}+sn] hf/L u/]sf] lgb]{zg adf]lhd q}dfl;s ?kn] aSof}tf /x]sf] shf{ ;fk6nfO{ juL{s/0f u/L shf{

gf]S;fgL Joj:yf ul/Psf] 5 . a}+sn] c;'n x'g g;Sg] shf{x?sf] ckn]vg ubf{ g]kfn /fi6« a}+sn] hf/L u/]sf]

lgb]{zgsf] clwgdf /lx a}+sn] hf/L u/]sf] shf{ ckn]vg gLlt cg';f/ ul/g]] 5 .

!)= u}/ a}+lsË ;DkQLsf] n]vfÍg gLlt M

g]kfn /fi6« a}+ssf] u}/ a}+lsË ;DklQ ;DaGwL n]vfÍg gLlt cg'?k u}/ a}+lsË ;DklQ sa'n ubf{sf] ;dodf ;Dk"0f{

n]gf /sd cyjf lwtf] /x]sf] ;DklQsf] k|rlnt ahf/ d"No (Fair market price) dWo] h'g sd 5 ;f]xL /sddf

u}/ a}+lsË ;DklQsf] n]vfÍg ug]{ gLlt /x]sf] 5 . u}/ a}+lsª ;DklQ n]vfÍg u/]sf] aif{df g} ;Dk"0f{ /sdsf]

gf]S;fgL Aoj:yf ul/g] gLlt /x]sf] 5 .

v/fa shf{ ckn]vg ;DjGwL sfo{lalw g]kfn /fi6« a}+s4f/f :jLs[lt a}+ssf] shf{ ckn]vg lgodfjlndf pNn]v

eP adf]lhd x'g]5 . a}ssf] v/fa shf{ c;'lnsf] nflu pko'Qm /sd ;Ddsf] Aofh ldgfx lbg ;Sg] lglt lnPsf]

5 . k|To]s v/fa shf{sf] cj:yf x]l/ Gofof]rLt 9+un] shf{sf] km5f}{6 ul/g] 5 .

o; cf=j=;Dddf sDkgLsf] u}/ a}+lsË ;DklQ l;h{gf ePsf] 5}g .

!!= Aofh tyf cGo cfDbfgL u0fgf tl/sfM

s_ shf{ vftfx?df Aofhsf] u0fgf #^% lbg k|lt aif{sf] b/n] ul/Psf] 5 .

v_ Jofh cfDbfgLnfO{ g]kfn /fi6« a}+ssf] PsLs[t lgb{]lzsf adf]lhd gub k|fKtLsf] cfwf/df n]vf+sg ul/Psf] 5 h'g

g]kfn n]vfdfg dfkb08 (NAS 07) cg'?k 5}g .

g]kfn ;/sf/sf] C0fkqdf cflh{t AofhnfO{ cfh{gsf] cfwf/ (Accrual Basis) df n]vf+sg ug]{ gLlt cjnDag

ul/Psf] 5 . o; cf=j=df o; lzif{s cGt/ut s'g} sf/f]jf/ gePsf] b]lvG5 .

u_ sldzg cfDbfgLnfO{ cfh{gsf] cfwf/ (Accrual Basis)n]vf+sg ug]{ gLlt /x]sf] 5 .


!@= vr{ u0fgf n]vf°g gLlt M

s_ lgIf]k vftfx?df Jofhsf] u0fgf #^% lbg k|lt aif{sf] b/n] ul/Psf] 5 .

v_ Aofh tyf cGo vr{x?nfO{ cfh{gsf] cfwf/ (Accrual Basis)df n]vf+sg ul/Psf] 5 .

!#= shf{ gf]S;fgL Joj:yf gLlt

g]kfn /fi6« a}+ssf] Plss[t lgb{]lzsf adf]lhd shf{ vftfx?nfO{ auL{s/0f u/L ;f]xL cg';f/ shf{ gf]S;fgL

Joj:yf u/LPsf] 5 . q}dfl;s ?kdf shf{ gf]S;fgL Aoj:yfdf ;dfof]hg u/L yk36 ug]{ ul/Psf] 5 . shf{,

;fk6 tyf ljn v/LbnfO{ jf;nftdf ;Defljt gf]S;fgL Aoj:yf kl5sf] v'b d"Nodf b]vfO{Psf] 5 .

c;'n x'g g;Sg] shf{ /sd ckn]vg ubf{ g]kfn /fi6« a}+sn] hf/L u/]sf] lgb]{zg, sDkgLsf] shf{ ckn]vg

gLltsf] clwgdf /lx ;~rfns ;ldltsf] :jLs[tLaf6 dfq shf{ ckn]vg ug]{ gLlt lnOPsf] 5 .

o; cf= j= df To; lsl;dsf] s'g} shf{ g/x]sf] .

!$= lnhxf]N8 ;DktL, :yug vr{ tyf k"j{ ;~rfng vr{ M

s_ ef8fdf lnPsf] ejg ljsf;sf nfuL ul/Psf] vr{x?nfO{ lnhxf]N8 ;DklQ cGtu{t kF"hLs[t ul/Psf] 5 . pQm

vr{x?nfO{ 3/ ef8fsf] cjlwdf ckn]vg ug]{ gLlt cjnDag ul/Psf] 5 . lnhxf]N8 ;DklQnfO{ l:y/ ;DklQdf

;dfj]z ul/Psf] 5 .

v_ sDKo'6/ ;km\6j]o/ ;DalGw vr{nfO{ l:y/ ;DkQLdf ;dfj]z ul/Psf] 5 . pQm vr{nfO{ % jif{df ckn]vg ug]{

gLlt cjnDag ul/Psf] 5 .

!%= v"b gfkmf afF8kmfF8 gLlt M

a}+s tyf ljQLo ;+:yf ;DalGw P]g @)^#, cg'?k gfkmf÷gf]S;fg lx;fjaf6 b]lvPsf] v'b gfkmfsf] @) k|ltzt

/sdnfO{ ;fwf/0f hu]8f sf]ifdf afF8kmfF8 ug]{ gLlt cjnDjg ul/Psf] 5 . ;fy} g]kfn /fi6« a}+ssf] lgb]{lzsf

adf]lhd :yug s/ ;DklQ a/fa/sf] /sdnfO{ :yug s/ hu]8f sf]ifdf :yfgfGt/0f ug]{ / o; sf]ifsf] /sdnfO{

:yug s/ bfloTj ;+u dfq ;dfof]hg ug]{ gLlt lnO{Psf] 5 .

!^= sd{rf/L pkbfg tyf cGo ;'ljwf jfkt Joj:yf gLlt M

-s_ o; jif{sf] cGt;Dddf sd{rf/Lsf] pkbfg jfkt s'g} bfloTj >[hgf gePsf] x'Fbf o; jfkt Joj:yf ul/Psf] 5}g .

-v_ sd{rf/L af]g; Joj:yf cGtu{t af]g; P]g adf]lhd ;Dk"0f{ ;~rfng kl5sf] v'b gfkmfaf6 !) k|ltztsf] b/n]

x'g] /sd jf]g; jfkt lx;fj u/L 5'6\ofOg] gLlt cjnDag ul/sf] 5 .

!&= shf{sf] ;fFjf tyf Aofh c;'n ug]{ Aoj:yf M

;DjlGwt C0fLaf6 /sd c;'n pk/ ubf{ To:tf] c;'n /sd dWo]af6 ;j{k|yd c;'n pk/ ug'{kg]{ cGo n]gf

/sd, xhf{gf / Jofh ;Dk"0f{ ?kdf c;'npk/ ePkl5sf] cj:yfdf dfq afFsL /sd ;fFjfdf cfjZos lx;fj

ldnfg ug]{ gLlt lnPsf] 5 .

!*= cGo

s_ sDkgLn] v/Lb u/]sf] ;j} lsl;dsf] :6]zg/L tyf 5kfO{ ;fdu|Lx? dWo] afFsL /x]sf] df}HbftnfO{ FIFO (First in

First Out) Method af6 d"NofÍg u/L cGo ;DklQdf b]vfpg] gLlt /x]sf] 5 .

v_ kl5Nnf] jif{sf] /sdx¿nfO{ k'gM ;+/rgf tyf k'gM jlu{s/0f ul/Psf] 5 .

u_ k/ ;fl/Psf] vr{ lzif{s cGtu{t z]o/ lg:sfifg vr{nfO{ kFfr aif{df ckn]vg ug]{ lglt lnO{Psf] 5 .



cg';"rL $=##

n]vf ;DaGwL l6Kk0fLx?

!= ;fwf/0f hu]8f sf]if M

a}+s tyf ljlQo ;+:yf ;DaGwL P]g, @)^# sf] bkmf $$ df ePsf] Joj:yf cg';f/ a}+sn] cfkm\gf] v'b d'gfkmfsf] @)

k|ltzt /sd ;fwf/0f sf]ifdf ;fg'{ kb{5 . To;} cg';f/ a}+sn] rfn' cf=a=df gf]S;fg ePsf] x'gfn] ;fwf/0f

hu]8fsf]ifdf /sdfGt/ ul/Psf] 5}g .

@= Aofh cfDbfgL tyf Aofh d'NtaL M

g]kfn /fi6« a}+ssf] lgb]{lzsf cg';f/ shf{ tyf ;fk6af6 cflh{t Aofh cfDbfgLnfO{ gubk|flKtsf] cfwf/df dfq

cfDbfgL b]vfpg] k|fjwfg cg'?k shf{ tyf ;fk6df kfpg'kg]{ ;Dk"0f{ Jofh k|fKt eO{;s]s]fn] Aofh d'NtjL vftf

kfpg'kg]{ /sd b]vfO{Psf] 5}g .

#= u}/ a}lsË ;DklQ M

@)&@ cfiff9 d;fGt ;Dd ljlQo ;+:yfn]] shf{ c;"nLsf] l;nl;nfdf lwtf] lnnfd las|L geO{ cfkm}n] ;sf/ ug'{ kg]{

cj:yf gcfPsf]n] ljlQo ;+:yfsf] gfddf u}/ a}lsË ;DklQ /x]sf] 5}g .

$= shf{ tyf ;fk6 k|jfx, c;'nL tyf ;fFjf Jofh ckn]vgsf] ;f/f+z M

sDkgLsf] cf=a= @)&!÷&@df ljt/0f ePsf] shf{ / c;'nLsf] lja/0f o; k|sf/ /x]sf] 5 .

lja/0f /sd -?= xhf/df_

z'?sf] df}Hbft 77,623,636.07

shf{ ljt/0f 159,103,485.48

shf{ c;'nL 30,406,582.07

;Ffjf shf{ ckn]vg -

clGtd df}Hbft 206,320,539.48

Jofh ckn]vg -

^= lgIf]k bfloTjdf ePsf] kl/jt{gsf] ljj/0f M

sDkgLn] cf=a= @)&!÷&@ sf] lgIf]ksf]] lja/0f o; k|sf/ /x]sf] 5 .

ljj/0f cf=j= @)&!÷&@ cf=j= @)&)÷&!

Aofh ltg'{ gkg]{ vftfx? 1,539,984.64 1,096,395.25

rNtL lx;fa 1,199,984.64 896,395.25

hdfgt dflh{g 340,000.00 200,000.00

cGo - -


Aofh ltg'{ kg]{ vftfx? 248,960,267.77 77,069,350.34

d'2tL vftf 62,690,245.47 13,290,000.00

art vftf 61,486,843.39 13,613,444.02

dfu]sf] avt lt'g{ kg]{ lx;fa 124,783,178.91 50,165,906.32

hDdf 250,500,252.41 78,165,745.59

&= efl/t cf}ift Jofh b/ M

sDkgLsf] cf=a= @)&!÷&@ sf] efl/t cf}ift Jofhb/ lgDgadf]lhd /x]sf] 5 .

ljj/0f k|ltzt

shf{ / nufgLsf] cf}ift b/ 13.10

lgIf]k cf};t b/ 7.73

v"b cGt/ 5.37

*= ckn]vg x'g afFsL vr{ M

laj/0f z'? df}Hbft k"FhLs[t /sd

o; jif{sf] ckn]vg /sd

?=

ckn]vg x'g aFfsL

/sdx? ?=

?= ?=

k'j{ ;+rfng vr{{ 476,485.85 - 119,121.46 357,364.39 ;km\6j]o/ 1,112,508.00 350,300.00 348,187.00 1,114,621.00

(= e'QmfgL cjlwsf] cfwf/df ;DklQ bfloTjsf] juL{s/0f M

-?=xhf/df_

gub df}Hbft 4,910.00 – – – – 4,910.00 a}+s tyf ljQLo ;+:yf

df}Hbft 80,056.00 – – – – 80,056.00

ljb]zL a}+sdf ul/Psf] nufgL – – – – – – sn dlg – – – – – – ;/sf/L ;'/If)fkq – – – – – – g]kfn /fi^« a}+ssf] C)f

kq – – – – – –

cGt/ a}+s tyf ljQLo

;+:yfshf{ – – – – – –

shf{ ;fk^ 14,378.00 41,852.00 38,479.00 36,245.00 75,367.00 2,06,321.00 kfpg" kg]{ Jofh 458.00 – – – – 258.00 l/e;{ l/kf] – – – – – – k|lta$tf cGt{ut cGo

;+:yfx?af^ k|fKt x"g] – – – – – –

qm=;=20,21 / 22 sf

;"ljwfx?sf] e"QmfgL – – – – – –

cGo – – – – – –

s'n ;DklQ 99,802.00 41,852.00 38,479.00 36,245.00 75,367.00 2,91,745.00


bfloTj rNtL lgIf]k 1540.00 – – – – 1540.00 art lgIf]k 186,270.00 – – – – 186,270.00 d'$tL lgIf]k 35,804.00 3,033.00 3,490.00 500.00 19,864.00 62,691.00 C)f kqx? – – – – – – ;fk^L – – – – – – dfu tyf cNk ;'rgfdf – – – – – – cGt/ a}s lj=;+:yf – – – – – – k"g/ shf{ – – – – – – cGo – – – – – – cGo bfloTj tyf

Joj:yfx?M 4,060.00 – – – – 4,060.00

;)*«L qm]l*^;{ 1,247.00 – – – – 1,247.00 e"QmfgL lbg"kg]{ lan – – – – – – e"QmfgL lbg"kg]{ Jofh 690.00 – – – – 690.00 Joj:yfx? 2,065.00 – – – – 2,065.00 cGo 58.00 – – – – 58.00 k|lta$tf cGt{ut cGo

;+:yfx?nfO{ lbg"kg]{ – – – – – –

pkef]u e};s]sf] :jLs[t ;"ljwfx? – – – – – – k|ltt kq hdfgt -v"b_ – – – – – – l/kf]^ – – – – – – qm=; 11 cGtu{tsf]

;"lawfsf] e"QmfgL – – – – – –

cGo – – – – – – s"n bfloTj 227,674.00 3,033.00 3,490.00 500.00 19,864.00 2,54,561.00 v"b ;DklQ -127,872.00 38,819.00 34,989.00 35,745.00 55503.00 37,184.00 ;+lrt v"b ;DklQ -127,872.00 -89053.00 -54064.00 -18319.00 37,184.00 –

!)= sDkgLsf] r'Qmf k"+hLdWo] clu|de'QmfgL k|fKt (Paid in Advance),e'QmfgL k|fKt x'g af+sL(Calls in Arrears) / hkmt

ul/Psf t/ k'gMlgisfzg gul/;s]sf (forfeited But Not Issued) z]o/x? g/x]sf] .

!!= lx;fj ldnfgsf] cj:yf M

ljlQo ;+:yfn] a}+s tyf ljQLo ;+:yfx?df /x]sf] vftfsf] lx;faldnfg ! dlxgfsf] cGt/fndf u/]tf klg zfvf /

c? vftfsf] lx;faldnfg eg] x/]slbgsf] cGtdf ug]{ u/]sf] 5 . pQm km/s /sdsf] klxrfg ul/Psf] tyf pQm

/sdx¿ ;dfof]hg eO{;s]sf] 5 .

!@= cfkm\gf] ;DklQ lwtf] /fvL lnPsf] ;fk6L ljj/0f M

ljlQo ;+:yfn]] ;'/If0fsf] ?kdf cfkm\gf] ;DklQ lwtf] /fvL s'g} shf{ lnPsf] 5}g .

!#= lgliqmo shf{ M

;fFjf tyf Jofhn] efvf gf3]sf] lgliqmo shf{ o; ljlQo ;+:yfdf 5}g .

!$= >f]t kl/rfng M

g]kfn /fi6« a+}sn] t/ntf ;DalGw hf]lvdnfO{ Go"lgs/0f ug{] p2]Zon] hf/L u/]sf] ljQLo ;+:yfsf] >f]t kl/rfngsf]

dfkbG8 cg'?k, ljQLo ;+:yfn] :jb]zL lgIf]k tyf k|fylds k"FhLdf s'n shf{ ;fk6sf] c+z 69.78 k|ltzt /xg uPsf] 5 .


!%= Psfu|tfsf] ljj/0f M

ljlQo ;+:yfsf] ;DklQ tyf bfloTj ;Fu ;DalGwt tyf jf;nft jflx/sf] sf/f]jf/ s'g} Ps JolSt, kmd{, ;+3 ;+:yf

tyf s'g} Ps If]qdf clws]lGb|t eO{ g]kfn /fi6« a}+ssf] lgb]{zgsf] l;df eGbf a9LePsf] 5}g .

!^= cfos/ M

s_ o; jif{sf] cfos/ M

ljQLo ;+:yf gf]S;fgdf uPsf]n] o; jif{ s'g} cfos/ Joj:yf ul/Psf] 5}g .

v_ :yug s/ (Deferred Tax) M

cfos/ ljj/0f tyf ljQLo ljj/0f aLr ;DklQ bfloTjdf x'g cfpg] c:yfoL km/ssf] u0fgf u/L eljiodf

;dfof]hg x'g] km/sx¿nfO{ xfn sfod #) k|ltzt s/sf] b/df :yug s/sf] u0fgf lgDgfg';f/ ul/Psf] 5 M

ljj/)f ljQLoljj/)f jdf]lhd s/ jdf]lhd c:yfoL km/s

l:y/ ;DklQdf af FsL /sd(WDV) 3,403,216.75 3,407,998.00 (4,781.25) sDKo"^/ ;km\̂ j]o/ af FsL d"No 1,114,621.00 1,114,621.00 - lnhxf]N* ;DklQ af FsL d"No 2,893,876.62 2,760,033.00 133,843.62 k"j{ ;~rfng vr{ ckn]vg 357,364.39 - 357,364.39 hDdf 7,769,078.76 7,282,652.00 486,426.76 v'b c:yfoL km/s 486,426.76 s/sf] b/ 30% :yug s/ ;DklQ÷-bfloTj_ 145,928.03 ut aif{ ;Ddsf] :yug s/ ;DklQ÷-bfloTj_ 142,945.76 o; aif{sf] :yug s/ cfDbfgL÷-vr{_ 2,982.27

!*= cGo M

-s_ pkbfg Joj:yf M ;+:yfsf] sd{rf/L lgodfjnL @)^* jdf]lhd cfiff9 d;fGt @)&@ df s'g} klg sd{rf/Lsf]

sfo{sfn kfFr jif{ gk'u]sf] x'gfn] pkbfg jfkt Joj:yf ul/Psf] 5}g .

-v_ k'g{;d"xs/0f tyf k'g{jlu{s/0f (Regrouping and Reclassification): utjif{sf] /sdx?nfO{ cfjZostf

cg';f/ k'g{;d"xs/0f tyf k'g{jlu{s/0f ul/Psf] 5 .

-u_ jf;nftsf] ldltkZrft\ a}+ssf] ljQLo ljj/0fx?nfO{ k|efjkfg]{ ul/ s'g} klg dxTjk"0f{ 36gfx? a}+sdf 36]sf]

5}g .

-3_ d"Vo Joj:yfksLo kbflwsf/Lx?sf] tnj eQf tyf ;'ljwf M

ljj/0f ;~rfns ?= k|d'v sfo{sf/L clws[t ?=

kfl/>lds tyf eQf 140,000.00 1,506,920.00 ;Dk"0f{ ;'ljwfx? ;lxt

cjsfz ;'ljwfx? —

hDdf 140,000.00 1,506,920.00

!(= zfvf lj:tf/ M

cf=a= @)&!÷&@ df o; ljlQo ;+:yfn] DofUbL lhNnfsf] j]gLdf @)&! c;f]h @& ut] zfvf la:tf/ u/]sf] 5 .

@)= ut aif{sf /sdx? cfjZostf cg';f/ ;dfof]hg tyf k'g{ alu{s/0f u/LPsf 5g\ .


cg';'rL – $= #$



;+:yfks÷;+:yfks ;d"xsf z]o/ wgLn] cfkm\gf] :jfldTjdf /x]sf] z]o/ cGo a}+s tyf ljQLo ;+:yfdf

lwtf] /fvL shf{ lnPsf] ljj/0f

@)&@ cfiff9 d;fGt

qm= ;=

;+:yfks÷;+:yfks

;d"x

cGtu{t kg]{

z]o/wgLsf] gfd

;+:yfkssf] :jfldTjdf

sfod /x]sf] z]o/ shf{ ljj/0f

s}lkmot s"n

lsQf

;+Vof

s"n r'Qmf

k"FhLsf]

k|ltzt

shf{ lnPsf] cGo

a}+s÷ ljQLo

;+:yfsf] gfd

shf{

/sd

lwtf]df /x]sf]

z]o/ lsQf

;+Vof

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -





Green Development Bank Ltd.

Baglung Nagarpalika-2, Baglung.

Income tax Calculation

For the Year Ended Ashad 31,2072.

Particualars Amount Amount Amount

Operating Profit (2,755,332.75)

Less: 10 % of profit for bonus to employees -

Net Profit (2,755,332.75)

Taxable Income (2,755,332.75)

Taxable Income (2,755,332.75)

Add : Unallowable Expenses 1,944,683.28

Preliminary Exp Written Off 119,121.46

Depreciation as per books 1,769,186.82

Share write off expenses -

Provision for Gratuity -

Fixed Assets Written off Expenses 6,375.00

Provision for Leave -

Donation 50,000.00

Branch Opening Expenses -

Penalty & Fine -

Expenses without Proper Supporting

Prior Period Expenses

1,944,683.28

Less: Allowable Expenses but not Charged - 1,904,624.19

Preliminary Expense - -

Depreciation as per IT 1,904,624.19

Total Allowable Expenses -

Total Taxable Amount - (2,715,273.66)

Carried Forwarded Loss of Previous Years - (7,068,187.00)

Loss Carried Forwarded to Next Year (9,783,460.66)



g]kfn /fi6« a}+s, lasf; a}+s ;'kl/j]If0f ljefusf] ldlt @)&@÷)*÷@* sf] jflif{s ljQLo ljj/0f k|sfzg

ug{ :jLs[lt k|bfg ul/Psf] kq;fy k|fKt lgb]{zgx? pk/ Joj:yfkgsf] hjfkmM

!= lgb]{zg adf]lhd cfjZos gLlt, k|lqmof, k|0ffnL / lgoGq0fsf pkfox? th'{df u/L nfu' ul/g] 5 .

@= lgb]{zg adf]lhdsf r]sx? u|fxssf] e"njz ePsf] ldlt cBfjlws u/L;lsPsf] / cj pk|fGt

To; k|sf/sf r]sx? e'QmfgL ul/g] 5}g .

#= lgb]{zg adf]lhd ul/g] Joj:yf ul/g] 5 .

$= lgb]{zg adf]lhd s}lkmotx? ;'wf/ u/L k'gM gbf]xl/g] Joj:yf ul/g] 5 .


ljz]if k|:tfj ;+u ;DjlGwt

u|Lg 8]enkd]G6 a}+s lnld6]8sf]

k|aGwkqdf ug'{ kg]{ k|:tfljt yk tyf ;+zf]wgx?sf] ljj/0f

qm=;+ ;fljssf] Joj:yf xfn ug'{ kg]{ ;+zf]wg tyf yk ug'{

kg]{ Joj:yf sf/0f / cf}lrTo

! bkmf % sf] pkbkmf -if !_ M k|rlnt

sfg'gsf] clwgdf /xL cfˆgf]

u|fxsx?sf] nflu jLdf clestf{ eO{

sfo{ ug{] .

g]kfn /fi6« a}ssf]

lgb]{zg g+= @@÷)&!

Dff Joj:yf eP

adf]lhd yk ul/Psf] .

@ bkmf ^ sf] pkbkmf -s_M 8]enkd]G6

a}+ssf] clws[t k"FhL

?=#@,)),)),))).– -aQL; s/f]8_

x'g]5 . ;f] k"FhLnfO{ k|lt z]o/

?=!)) b/sf #@,)),))) -aQL;

nfv_ yfg ;fwf/0f z]o/df ljefhg

ul/Psf] 5

bkmf ^ sf] pkbkmf -s_M 8]enkd]G6

a}+ssf] clws[t k"FhL

?=%),)),)),))).– -krf; s/f]8_


?=!)) b/sf %),)),))) -krf;


ul/Psf] 5

g]kfn /fi6« a}+s, a}+s

tyf ljQLo ;+:yf

lgodg ljefusf]

ldlt @)&@.)$.@!sf]

kl/kqfg';f/ k"FhL j[l4

ug{ ;fljssf] Joj:yf

;+zf]wg ul/Psf] .

# bkmf ^ sf] pkbkmf -v_M8]enkd]G6

a}+ssf] tTsfn hf/L ug]{ z]o/ k"FhL

?=!),)),)),))).– -bz s/f]8_


?=!)) b/sf !),)),))) -bz


ul/Psf] 5

bkmf ^ sf] pkbkmf -v_M8]enkd]G6

a}+ssf] tTsfn hf/L ug]{ z]o/ k"FhL

?=%),)),)),))).– -krf; s/f]8_


?=!)) b/sf %),)),))) -krf;


ul/Psf] 5


tyf ljQLo ;+:yf

lgodg ljefusf]

ldlt @)&@.)$.@!sf]

kl/kqfg';f/ k"FhL j[l4

ug{ ;fljssf]

Joj:yf ;+zf]wg

ul/Psf] .


ljz]if k|:tfj ;+u ;DjlGwt

u|Lg 8]enkd]G6 a}+s lnld6]8sf]

lgodfjnLdf ug'{ kg]{ k|:tfljt yk tyf ;+zf]wgx?sf] ljj/0f

qm=;+ ;fljssf] Joj:yf xfn ug'{ kg]{ ;+zf]wg tyf yk ug'{

kg]{ Joj:yf sf/0f / cf}lrTo

! lgod @&= sf] pklgod -@_ o;

8]enkd]G6 a}+sdf & hgfsf]

;~rfns ;ldlt x'g]5 h;df

;+:yfks ;d"xaf6 dgf]lgt÷

lgjf{lrt $ hgf, ;j{;fwf/0f

z]o/wgLx?af6 lgjf{lrt @ hgf /

! hgf :jtGq Joj;flos ljz]if1

;~rfns x'g]5g .

lgod @&= sf] pklgod -@_ o;

8]enkd]G6 a}+sdf * hgfsf]

;~rfns ;ldlt x'g]5 h;df

;+:yfks ;d"xaf6 dgf]lgt÷

lgjf{lrt $ hgf, ;j{;fwf/0f

z]o/wgLx?af6 lgjf{lrt # hgf /

! hgf :jtGq Joj;flos ljz]if1

;~rfns x'g]5g .

g]kfn lwtf]kq af]8{sf]

ldlt @)&@.)*.)*

sf] kq cg';f/

;~rfns ;ldltdf

z]o/ :jfldTj cg'?k

;~rfnsx?sf]

k|ltlglwTj u/fpg

;fljssf] Joj:yf

;+zf]wg ul/Psf] .

@ lgod #)= ;~rfns k'gM lgo'Qm

x'g ;Sg] jf g;Sg] M Ps k6s

;~rfns e};s]sf] JolQm k'gM

;~rfnsdf lgo'Qm x'g ;Sg]5

lgod #)= ;~rfns k'gM lgo'Qm

x'g ;Sg] jf g;Sg] M Ps k6s

;~rfns e};s]sf] JolQm k'gM

;~rfnsdf lgo'Qm x'g ;Sg]5 t/

nuftf/ b'O{ k6s eGbf a9L sf]xL

klg pQm kbdf lgjf{lrt, dgf]lgt

jf lgo'Qm x'g ;Sg] 5}g .


tyf ljQLo ;+:yf

lgodg ljefusf]

ldlt @)&!.!!.)$sf]

kl/kqfg';f/ ;fljssf]

Joj:yf ;+zf]wg

ul/Psf] .

# lgod #! sf] pklgod -v_ ;d"x

ævÆ sf ;j{;fwf/0f z]o/wgLaf6

lgjf{lrt @ hgf .

lgod #! sf] pklgod -v_ ;d"x

ævÆ sf ;j{;fwf/0f z]o/wgLaf6

lgjf{lrt # hgf .

;~rfnssf] ;+Vof

;+zf]wg ul/Psf]n]

;fljssf] Joj:yf

;+zf]wg ul/Psf] .

$ lgod #^ sf] pklgod-#_ sfo{sf/L

k|d'vsf] kbfjlw rf/ aif{sf] x'g]5 /

lghsf] k'glg{o'lQm x'g ;Sg]5

lgod #^ sf] pklgod-#_ sfo{sf/L

k|d'vsf] kbfjlw rf/ aif{sf] x'g]5 /

lghsf] k'glg{o'lQm x'g ;Sg]5 t/

nuftf/ b'O{ k6s eGbf a9L sf]xL

klg pQm kbdf lgjf{lrt, dgf]lgt

jf lgo'Qm x'g ;Sg] 5}g .


tyf ljQLo ;+:yf

lgodg ljefusf]

ldlt @)&!.!!.)$sf]

kl/kqfg';f/ ;fljssf]

Joj:yf ;+zf]wg

ul/Psf] .

Documents

k|f]S;L kmf/fd - Nepal Stock Exchange · t]>f] jflif{s k|ltj]bg cfly{s jif{ @)&!÷)&@ ljifo ;"rL qm=;+= ljj/0f k]h g+= ! t]>f] jflif{s ;fwf/0f ;ef af/] ;"rgf ! @ ;fwf/0f ;ef ;DjGwL