July 2011 Good Times

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    GOOD TIMES

    FREE

    JULY 2011

    BOOMER

    MEMORIESTRIVIA

    FINANCIAL ADVICE

    AND MUCH MORE

    OHIOS FAMOUS

    OUTDOOR DRAMASUnique opportunitiesto learn about native

    American history in Ohio

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    2 GOOD TIMES July 2011

    DELPHOS

    TRADING

    POST

    Delphos Trading PostOutdoor Flea Mall and Emporium

    SATURDAYS only JULY 2ND - through SEPTEMBER 24TH - 8am to 4pm

    APPLICATION

    I have read and fully understand the Delphos Trading Post Outdoor Flea Mall and Emporium rules, regula

    ons, and terms of thisapplicaon and will abide by them. Delphos Trading Post Outdoor Flea Mall and Emporium reserves the right to disallow any and all

    applicaons. It is understood there will be no refunds once applicaons have been accepted and fees have been paid. There will be no

    refunds or rain dates for bad weather or natural disasters. Setup must be complete 30 minutes before opening.

    APPLICABLE SPACES ON THE APPLICATION MUST BE COMPLETE OR APPLICATION WILL BE

    RETURNED. ALL VENDORS ARE RESPONSIBLE FOR UPKEEP AND CARE OF THEIR OWN SPACES and

    APPLICABLE SALES TAX..

    NO PETS or ANIMALS of ANY KIND ARE ALLOWED

    on Delphos Trading Post Outdoor Flea Mall and Emporium premises.

    Applicants Signature _______________________________________________________________________________________________

    Applicants Printed Name _ __________________________________________________________________________________________

    Complete Address: Street or P.O. Box:__________________________________________________________________________________City/State/Zip Code ________________________________________________________________________________________________

    Phone Number _______________________________________ Cell Phone _______________________________________________

    Business Name: ___________________________________________________________________________________________________

    FEES: $15.00 for a booth approx. 10x10per day plus refundable $10.00 cleanup fee. (Area will be provided for parking)

    E-mail address_____________________________________________________________________________________________________

    (COMPLETE THE DESCRIPTION OF ITEMS OFFERED.

    ______ REGULAR BOOTH (DESCRIBE ITEMS OFFERED)

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ______ FOOD (FULLYDESCRIBE ITEMS BEING OFFERED) OPEN SAMPLES MUST BE APPROVED BY HEALTH DEPT.

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    ________________________________________________________________________________________________________________

    DATE RECEIVED:_______________ DATE APPROVED:_______________ SPACE RENTAL: $ ________________ x __________.

    APPLICATION DISCOUNT FOR SPOTS IF FULL SEASON PAID

    BOOTH(S): $ ____________________

    CLEAN UP DEPOSIT: $ __________________TOTAL RECEIVED: $ ____________________

    TOTAL REFUNDED: $ ___________________ (CLEANUP DEPOSIT All refuge including cigaree butts must be picked and disposed of

    before refund is given back.)

    Cash: _________________________________ Date Received:___________________________________________

    Received By: _________ Delphos Trading Post retains the right to decline any vendors or items to be sold on premises including

    (pornography, firearms, and/or dangerous materials)

    BOOTH SPACE NUMBERLOCATION (Behind)528 North Washington St.

    Delphos, OHIO 45833

    Old Meat Locker Lot

    OUTDOOR FLEA MARKET & EMPORIUM

    NEW

    528 N.Washington St.

    DelphosRight on the corner of 5th St. and N. Washington St.

    next to Bellmans Party Shopand across the street from the Pizza Hut.

    Tues.-Thurs.8:30-5, Fri. 8:30-6,

    Sat. 9-2

    419-692-0044

    WERE NOT AN ANTIQUE STORE! WE BUY - SELL & TRADE.

    WERE AN ANYTHING YOU NEED STORE!STOP BY & SEE WHAT WE HAVE. STOCK CHANGES DAILY.

    STOCK CHANGES DAY TO DAY!IF YOU WANT IT AND WE DONT HAVE

    IT, WELL TRY TO FIND IT FOR YOU.

    NEWMERCHANDISE

    DAILY

    MORE VALUEFOR YOUR

    BUYING $$

    STOP BYAND

    SEE US

    JUST LIKEAN

    OLD FASHIONEDTRADING

    POST

    We BUY,SELL, and

    TRADEgoods of all

    types.

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    T T

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    4 GOOD TIMES July 2011

    T ose ere T e DaysWARM NIGHTS, COOL CARS

    Its a warm summer Saturday night and wehop in our cars and head to check out the localcruisin scene. Young adults from all over towngather to cruise up and down a strip of streetstretching over several blocks. All are there to

    see and be seen.Sometimes it gets a little rowdy and raucous,

    Rows of cars consume the streets. You mighthear the screech of tires, or the rev of a heavilypowered engine. The sounds rumbling from theradios seem to compete with each other fromcar to car.

    A carload of girls pass by as young menholler out a greeting. A few cars are parkedalong the street and some teens just pace thesidewalk, trying to get the attention of the carspassing by.

    Where did this teenage tradition begin?It is believed the whole cruising scene be-gan with young adults wanting to show off theirhot rods.

    As early as the 1920s, teenagers in southernCalifornia bought the lightest, cheapest carsavailable, the Model T-Ford, and began modi-fying them for speed. This process involved re-moving all unnecessary parts to reduce weightand replacing the engines with faster ones.

    By the early 1940s, Hot Rodding had grown

    into a cultural scene, but growth was brought toan abrupt end with the 1942 bombing of PearlHarbor. Hot rodders were called to serve inWWII.

    The service men who came through south-

    ern California on their way to the Pacic sawthe regions car-culture rst hand. This, com-bined with vocal GIs from the area, peaked thecuriosity of a large number of young men.

    In the 1950s, the booming economy broughttime and money to spare to former GIs notto mention mechanical skills acquired while inthe service. Working on hot rods was a formof self-expression and enabled them to have asocial life. Racing satised a new hunger foradrenaline, and cruising streets or parking atthe drive-in were favorite activities.

    The hot rodding culture faded in the 1960sas muscle cars were introduced from Detroit.These lightweight cars had the tight bodies andstyle racers looked for without all of the workinvolved with building them.

    Today, numerous local street rod clubs pre-serve the history and carry on the street roddinglifestyle. So check out the next local cruise-in and re-live the days of lling your tank for$2.00 and cruising the streets listening to ourfavorite road tunes.

    The Beach Boys--409 (1962);Shut Down (1963); Little DeuceCoupe (1963); Fun, Fun, Fun (1964);Little Honda (1964)

    Bruce and Terry--Custom Machine(1964)

    Dale, Dick, and the Del-tonesMr.Eliminator (1964); Wild, Wild Mus-tang (1964)

    Jan and Dean--Drag City (1963/4);Dead Mans Curve (1964); The Little

    Old Lady From Pasadena (1964)The Rip Chords--Hey Little Cobra

    (1963/4); Three Window Coupe(1964)

    Ronny and the Daytonas--G.T.O.(1964); Bucket T (1964/5)

    Hot Rod Lincoln-JohnnyBond(1960)

    Leader Of The Pack- The Shangri-Las (a no. 1 smash in 1964)

    BicycleMuseuM

    For information and for group arrangements

    call 419-629-9249or visit our web site at bicyclemuseum.com

    email: [email protected]

    Hours: June-Aug.: M-F 11a-7p.Sat. 11a-2p; Sept.-May: M-F 11-5, Sat. 11-2

    The

    7 West Monroe street, neW BreMen, ohio(Cornerof 66 and 274)

    We havemore than

    350 bikes on

    display.

    Remember these cruisin tunes?

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    July 2011 GOOD TIMES 5

    HISTORY OF THE

    HAMBURGER

    In sorting through old recipes for aookbook honoring those Dinner on therounds casseroles of old, I couldnt helput note how many crowd-pleasin dishestarted with your basic hamburger meat.

    Given hamburgers popularity in bothasseroles and patties, I decided to do aittle digging on a staple that most considermerican, but truth be told, was anythingut.

    The original hamburger was nothingore than minced (i.e. shredded) beef with

    ome salts and seasonings to help keep itrom spoiling. Tracing back to 15th centu-y Europe, the rst hamburger dishes wereonsidered a delicacy, and thus served only

    o the rich.Its true the name hamburger traces to

    amburg, Germany, which by the 18th cen-ury was home to some of Europes largestorts. (Burg in German, means fortied set-lement, which is why so many towns todaytill carry add the sufx to their town names.hink Lewisburg, Gatlinburg, Gettysburg!)

    When sailors began raving about thisew dish (then called salt beef) it wasntong before early settlers in the New Worldegan asking for Steaks cooked the Ham-

    urg way (later shortened to hamburgteak!)

    Over time, minced pies were created,combining this minced beef with otherbasic food groups (namely veggies and abread crust) to create what was technicallyour rst casseroles. Flavored with onions,breadcrumbs and salt, the rst hamburgerdishes were not only tasty, they were eco-nomical, making hamburger meat a popularfavorite amongst the lower classes.

    So next time you order up a burger or en- joy a dish of Hamburger Helper, go aheadand say Gesundheit! (Ok. Its the onlyGerman I know, but Im pretty certain itmeans To Your Health!) To give creditwhere credit is due, we must thank our Ger-man cousins for giving us something mostof us think is as American as apple pie.

    SLOPPY JOESYes, its true.Im on deadline for a second cookbook,

    which means my mind is a whir when cer-tain dishes come up for review that Ive longadored, but never quite known the historyof.

    Case in point: the Sloppy Joe!Who among us didnt love Sloppy Joes

    as a kid? (Heck, who doesnt love themtoday?) McClain School in Lebanon, nolonger stands, but in my mind, SloppyJoe days are forever etched in my mind.(Ironically, these were usually Fridays as IrecallMaybe the cooks were just as eager

    to get home and start their weekends as wekids were.)

    So basically, were talking hamburger

    meat with a avorful sauce, and sloppeddown on a hamburger bun and sloppy as allget out!

    But just who was this Joe that gave usthis sloppy, tasty, mess of a meal?

    Well, stories vary as to who the originalJoe was, but each is rather colorful.

    One source claims he worked in a dinerin Sioux City, Iowa. Another traces him to abar in Key West, Florida that is, to this daycalled Sloppy Joes (I like this story best

    because Ernest Hemingway is said to havehelped pick the name, having named it aftera favorite bar of his in Havana, Cuba!)

    Either way, the sandwich (and its name)dates back to the 1930s, which makes per-fect sense when you think about it, as it wasa classic depression era food (i.e. a greatway to stretch your hamburger budget. Tomake meat last longer (and sloppier) justadd more ketchup!) Probably the same rea-son its such a hit with kids, as when it cameto Sloppy Joes well, the more the mer-rier! Stretching the menu to feed a few morewas an easy x thanks to Sloppy Joe.

    937-441-5521

    Duff Rd. (Twp. Rd. 87) & St. Rt. 235, Lakeview, OH

    www.fishersfleamarket.com

    Free Admission Free Parking Concession Stand

    BECOME A VENDOR - WE HAVE MERCHANDISING INFORMATION AVAILABLE!

    Fishers

    Flea Market

    2011 Season - April 16th thru Sept. 25Saturdays: 9am to 5 pm; Sundays: 10am to 4 pm

    AAUW BOOK FAIRSept. 6-10 Lima Center(Former Scrapbook Store - Next to Shoe Carnival)

    NOW ACCEPTING DONATIONS THROUGH AUG. 25.

    Hours: Tues.-Thurs 9am-12p; Tues, 6p-9pHARDBACK BOOKS, PAPERBACKS, CHILDRENS BOOKS, SHEET MUSIC,

    RECORDS, VCR, DVD, SPECIALIZED MAGAZINES, TEXT BOOKS (2005 OR NEWER).NO Encyclopedias accepted. Also no Readers Digest Condensed before 2006 will be accepted.

    Questions can be answered by calling Pat at 419-235-1470.Proceeds provide college scholarships for area young women

    and camperships for middle school girls for math and engineering study.

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    Attending an outdoor drama inummertime comes with built-inoys and drawbacks.

    On the plus side: fresh air,eautiful scenery, sunsets. On theinus side: chance of rainstorms,osquitoes, humidity. But you are

    lways guaranteed a wonderfulerformance.

    TRUMPET IN THE LAND

    Trumpet in the Land, is Ohios

    premier and longest running out-door theatre production. Thisyears cast, one of the larger inmany seasons, has 29 males and19 females, ranging in age from 10to 66.

    The drama brings to life the

    tragic but inspiring story of DavidZeisberger and his Christian In-dian followers as they struggled topreserve their peaceful settlementdespite the growing violence ofthe Revolutionary War. Trumpet isa thrilling and passionate story of apeaceful peoples inuence on thewar and the tragic events that en-circled the founding of Ohios rstsettlement, Schoenbrunn.

    Written by Pulitzer prize-

    winning playwright Paul Green,

    Trumpet in the Land is set in thevery hills once traveled by thoseportrayed in the show. Watch thewarm summer nights come alivewith beautiful horses, brilliantre dances, authentic looking cos-tumes, ery battle pyrotechnics

    and a beautiful natural setting.The outdoor drama runsthrough August 27. Check theirwebsite at www.trumpetintheland.com or call (330) 339-1132,

    The drama is held at: Schoenb-runn Amphitheatre in New Phila-delphia, Ohio.

    TECUMSEHWitness the epic life story of

    the legendary Shawnee leader as

    he struggles to defend his sacredhomelands in the Ohiocountry during the late1700s. Tecumseh!has been labeled as oneof the most mesmerizingdramas in the nation.

    The huge, outdoorstages of the SugarloafMountain Amphitheatreafford the audience aunique viewing experi-

    ence. You will sit beneaththe stars as sheer specta-cle surrounds you with aherd of galloping horses,live military cannon inaction, and the most daz-zling battle sequencesoffered on the Americanstage.

    Often emulated within the out-

    door drama industry, Tecumseh!continues to set the standard forinnovative production techniques.Over 100 people are involved eachsummer in bringing this excit-ing drama to life. The sights andsounds of natural elements serveto heighten this one-of-a-kind the-atrical experience.

    Tecumseh!s reputation forartistic excellence in performance,staging and design has garnered

    international acclaim. Qualityproduction elements such as theplays hauntingly beautiful na-tive American Music Score (re-corded exclusively by The LondonSymphony Orchestra) and itsnarration sequences recorded byNative American Actor GrahamGreene continue to thrill audiencemembers of all ages.

    This professionally producedoutdoor drama is written by sev-

    en-time Pulitzer Prize nominee

    and Emmy recipient, Allan W.Eckert, nationally known for hisbuckskin bestsellersThe Win-ning of America Series. The scripthas been acclaimed as the best ofits kind within the outdoor dramaindustry and continues to fasci-nate thousands each summer asthe story unfolds in the 1,800 seatSugarloaf Mountain Amphitheatrenear Chillicothe, Ohio.

    Show times:June 10 September 3, 2011

    (Monday Saturday)Showtime is 8:00 pm.

    $22.95 per Adult and $15.95 perChild (10 & younger)

    Making a Reservation is Easy!Reservations NOW being ac-

    cepted by phone for the 2011 sea-son at 1-866-775-0700, Monday

    - Friday, 9:00 am - 5:00 pm.

    Enjoying GreatOutdoor

    Drama

    Schoenbrunn Amphitheatre in New Philadelphia, Ohio.

    Trumpet in the Land is set inthe very hills once traveled bythose portrayed in the show.

    Tecumseh is the story of the Legendary Shawnee leaders strug-gle to defend his homeland.

    Tecumseh

    Trumpet in the Land

    6 GOOD TIMES July 2011

    POW WOW

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    7/12July 2011 GOOD TIMES 7

    Pow-Wow time is the Native Americaneoples way of meeting together, to join inancing, singing, and visiting, renewing oldriendships and making new ones.

    There are several different stories of howhe Pow-Wow was started. Some believe

    hat the war dance societies of the Poncand other Southern Plains tribes were therigin of the Pow-Wow. Another belief ishat when the Native Americans were forcednto reservations the government also forcedhem to have dances for the public to comend see. Before each dance they were leadhrough the town in a parade, which is theeginning of the Grand Entry.

    Pow-Wow Singers are very important g-res in the Native American culture. With-ut them there would be no dancing. Theongs are of many varieties, from religiouso war to social. As various tribes gatheredogether, they would share their songs, oftenhanging the songs so signers of differentribes could join.

    With these changes came the use ofvocables to replace the words of the oldongs. Thus, some songs today are sung inocables with no words. Yet they still holdpecial meaning to those who know theong. Many songs are still sung in nativeongue either newly composed or revivals ofld songs. These songs are reminders to the

    ndian people of their ways of rich heritage.Dancers have always been a very impor-

    tant part of the life of the American Indian.Most dancers seen at the Pow-Wows todayare social dances which might have had dif-ferent meanings in earlier days. Althoughdance styles and content have changed, theirmeaning and importance has not. The outtsworn by dancers, like the style of clothingtoday evolve over time; it is not a stagnantculture, but a vibrant and changing way oflife.

    The Pow-Wow begins with the GrandEntry. This is the entry of all the people en-tering the arena. During the Grand Entry,everyone is asked to stand as the ags arebrought into the arena. The ags carriedgenerally include the US ag, tribal ags,POW ag, and eagle staffs of various tribespresent.

    The ags are followed by importantguests, including tribal chiefs, princesses,elders and the Pow-Wow organizers. Nextin line are the men dancers, followed by thewomen dancers. Once everyone is in thearena, the songs and prayers end the danc-

    ing resumes for everyone to enjoy.

    UPCOMINGPOW-WOWS

    27th Annual

    The Great MohicanPow-Wow

    July 8, 9, 10, 2011 &

    September 16, 17, 18, 2011

    ONE OF THE TOP SHOWSIN THE U.S.

    23270 WALLY ROAD SOUTH(COUNTY ROAD 3175)

    LOUDONVILLE, OHIO 44842800.766.CAMP

    www.mohicanreservation.co*RAIN or SHINE

    * Free Parking * No pets

    * No AlcoholDancing, Pottery, Bead Working, Knifemaking, Antler Words and much more, pluwworld champion dancers,, musicians anddancers.

    BuffalogirlPow-Wow

    15124 ROLAND RD.SHERWOOD, OHIO 43556

    JULY 22 24, 2011We invite you to come join us at the 11th

    Annual Buffalogirl Powwow. There will bemany vendors offering items such as hand-made jewelry, clothing, tomahawks, primi-tive re-starting kits, dream catchers, herbsand much, much more. Food vendors will be

    If you would like to learn more and get anup-close and personal look at the lives andcelebrations of some of the Indian tribes of Ohio,

    a POW-WOW offers a perfect opportunity.Check out these Events happening in July.

    ComeJoin

    Our Family!

    Come check out our traditional style

    or our new reminiscent style apartments!

    24 Hour Staf Home Cooked Meals Spacious ApartmentsQuiet, Secure SeingLaundry & Cleaning Available

    visit us atwww.fthavenseniorliving.com

    145 W. Fourth St.Ft. Jennings, OH

    419-233-3430or 419-286-1762

    www.forthavenseniorliving.com

    (See Pow-Wow page 11)

    POW WOW

    Summer Diets Why they fail

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    8/128 GOOD TIMES July 2011

    VANCE STREET APARTMENTS

    Want to live independently and still save money?

    NOWS THE TIME!Our Waiting List Has Never Been Shorter!

    Sign up now and receive:Independent living for Seniors 62 & OlderSpacious Efciency & 1 BR

    HUD Section 8, Rental Assistance

    for Qualied Individuals

    Hot Water and Trash Service Included

    24 Hour Emergency Maintenance

    On Site Managers On Site Laundry

    On Site Elevator

    Off-Street Private Parking for Residents and Guests

    Walking Distance to Downtown

    Contact us at: 137 Vance St., Bluffton, OH 45817

    419-358-7795 TDD 1-800-750-0750

    Professionally

    Managed by Showe

    Management Corp .

    Attention Folks 62 and older:

    Submitted by Sami Kennedy

    Awareness is the key to weight loss andif you know what mistakes to watch outfor, youre already a step ahead. Hereswhat you can do to immediately boost yourchance of long-term success.

    Be Fully CommittedWeight loss is at least 50 percent atti-

    ude. If youre not truly ready to make a full-ime commitment to losing weight, chancesf long-term success are slim. When effortsre half-hearted from the beginning, peopleypically lose interest in their diet soon af-er they start. The sad truth is its not reallyorth starting a weight loss program if youread isnt in it.

    Do some serious soul-searching to iden-ify a signicant and enduring source ofersonal motivation for nally shedding the

    xtra weight. Health conditions or maybeou want to be around for your kids andrandkids or to nally feel more comfort-ble in your own body and boost your en-rgy level.

    Bottom line, motivation has to comerom within you. Then, strengthen youresolve and recharge your motivation every

    single day with positive self talk and dailyor weekly goals. I think long term goalsare terric, but short term goals can be evenmore powerful because they reinforce suc-cess every step of the way.

    Dont Expect MiraclesIndividuals who launch a new diet with

    unreasonable expectations on how muchweight theyre going to lose each weekor who have an unrealistic goal weight inmind, are signing themselves up for fail-ure. If you cant match your desired pace ofweight loss, youll more than likely end upterribly disappointed and quit.

    You usually see a dramatic drop on thescale during the rst few weeks on a newdiet, eventually you average out at a loss ofone to three pounds per week for the dura-tion of their plan.

    If you can accept this fact and settle

    down for the long haul, you will be reward-ed with better health, better shape, and newcondence.

    Dont have a Regime that is to StrictIf youre following an extreme weight

    loss plan that doesnt resemble normaleating, theres a good chance your effortswont last. When you view a diet as a short-

    term deviation fromyour typical eatinghabits, rather than along-term lifestylechange, you will al-most always have ahard time maintain-ing your weight loss.

    A diet shouldbe based on appro-priate amounts ofhealthy foods thatkeep you feeling sat-ised and energizednot deprived. Mostimportantly, a dietshould be viewed asa launching pad fora long-term lifestylechange. Thats be-cause to lose weight

    and keep it off forev-er, you really have topermanently changeyour eating habits. With that in mind, itsimportant to choose an eating plan that youcan easily transition into lifestyle.

    Forgive your slip-ups.This is the common diet pitfall. When

    people give in to temptation and fall of thewagon for one meal or one day, they tellthemselves theyve blown their diet andthrow in the towel for good. To be success-ful, you have to learn to overcome thesetemporary setbacks. You cant let one bingeor one off day turn into a full week, ormonth, of splurging. Unfortunately, it canbe incredibly difcult for some individualsto break this cycle of negative thinking.

    Dont dwell on your mistakes. Instead,shake it off and get right back on track atyour very next meal or the very next day.And always remember, nobody gainsweight from one rich dinner or a single sliceof cake. The real trouble starts when you al-low that one splurge to snowball into anall-out eating frenzy. Take it one meal ata time and learn to forgive yourself; everydieter has slip-ups, but the successful ones

    know how to keep those occasional lapsescontained.

    Good luck and best wishes. For moreinformation, I can be reached at [email protected].

    Summer Diets.......Why they fail

    Saturday, July 16, 20118 a.m. to 3:00 p.m. - Registration 8:00 a.m. To 12:00 noon

    Call Trevor *(419) 303-4811 or Ron (419) 235-7977 for more information

    The Delphos Area Car Club

    invites you to the 30th Annual

    CAR SHOW

    MAIN STREET IN DOWNTOWN DELPHOS!

    CRUISE NIGHT (FREE) - FRI., JULY 15 - DOWNTOWN DELPHOS*18 Car & Truck Classes

    *2 Motorcycle Classes

    *NEW Rat Rod Class

    *Top three places in each class

    *Judged Show

    *$10 Entry Fee

    *DJ both days

    *Dash Plaques

    *Food & Beverages

    *Participation voting for

    BEST of SHOW categories

    Age is a high price to

    pay for maturity...

    Women and Retirement: Myth vs Reality

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    9/12July 2011GOOD TIMES 9

    Are you dreaming of a leisurely retire-ent enjoying a second cup of morning cof-

    ee, or is a sunrise round of golf more yourpeed? Either way, youll need to know theacts so you can guide youretirement dreams with real-sm.

    Historically the road to re-irement hasnt been smoothor many women. In fact, theocial Security Administra-

    ion (SSA) reports that 17ercent of all elderly, singleomen live in poverty. With

    odays longer life spans, thisgure has the potential to rise.y recognizing the followingyths for what they are, you

    an take control of your nan-ial future and help improvehis startling statistic.

    Myth #1 Social Securityill take care of me in retirement.

    The reality is that Social Security incomerobably wont be enough. At the start of011, the average monthly retirement ben-t reported is $1,177. SSA data also showshat womens benets are almost a thirdower than mens. Not only do women earness than men during their working years,hey also take more time away from work

    than their male counterparts (U.S. Depart-ment of Labor). Add the uncertain future ofSocial Security to these statistics, and youcan see why its more important than ever to

    plan for additional incomesources when determiningyour retirement incometarget.

    A benets estimatoris available on the SocialSecurity Administrationswebsite (www.ssa.gov).Use it to get an estimate offuture benets dependingon when you plan to retire.

    Myth #2 I wont neednearly as much to live onwhen I retire.

    The assumption soundsreasonable when you con-sider the costs associated

    with raising children andcommuting to work each day. On the otherhand, if you want to spend your leisure timetraveling, it will come with a cost. Its prob-ably safe to assume that youll have higherhealth care costsand potentially long-termcare costsin your later years, as well.

    A rule of thumb that many nancial pro-fessionals use is that youll need 60 to 80percent of your current income in retirement

    (adjusted for ination) to maintain your cur-rent lifestyle. Of course, it depends on howyou plan to spend your time once you are nolonger working.

    It might be a good idea to test yourplanned budget for a few months before youretire. That way if your income and expens-es seem unrealistic, consider postponingretirement or looking for ways to decreaseyour expenses.

    Myth #3 My 401(k) contributions willfund my retirement without my involve-

    ment.Its true that a 401(k) is a smart way to

    save for retirement with before-tax dollars.Since many employers offer a matching fea-ture, you may have an opportunity for in-stant return on your invested dollars.

    The good news is that many women arecontributing to their employer-sponsoredplans. In fact SSA data suggests that in 2008,51 percent of women employed full-timeparticipated in their plan through work.

    Unfortunately, a common misconcep-

    tion is that you can sit back and the planwill manage itself. Fact is, you might get

    even more benet from your plan by takingan active role in your investment selection.If you have several years until retirement,choosing too conservative investments maycause you to fall short of the dollars youneed. On the other hand, if retirement is ap-proaching, you may need to move aggres-sive investments to the more conservativeside. The most important thing to rememberis to review your choices regularly to makesure your investment selection is still in linewith your goals.

    If decisions like these seem daunting,you dont have to make them alone. By es-tablishing a relationship with professionalswho can help you at critical times, you canface your unique nancial challenges withreality and eager anticipation of your retire-ment dream.

    ###Advisor is licensed/registered to do business with U.S.

    residents only in the states of [Insert the state(s) the advisoris licensed in].

    Brokerage, investment and nancial advisory services aremade available through Ameriprise Financial Services, Inc.

    Member FINRA and SIPC. Some products and services maynot be available in all jurisdictions or to all clients. 2011 Ameriprise Financial, Inc. All rights reserved.

    By JoAn Smith, CFP

    Women and Retirement: Myth vs. Reality

    If You Have Saved Silver Coins

    Over The Years - Call For a Quote!*Paying top dollar for your unused gold & silver!19 Willipie Wapakoneta Corner of Willipie and Main, next to Wapakoneta Theatre

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    *amount may change with the market

    RecordHighs!

    AWAGOLD

    & COINS

    JoAn M. Smith, CFPFinancial AdvisorCERTIFIED FINANCIAL PLANNERTM practitioner227 North Main StreetDelphos, OH 45833(419) [email protected]

    A personal approach tofinancial planning

    Focusing on:

    With a wide range of individually tailored investmentstrategies to meet your specific needs, I can help you planfor your financial future through personal, one-to-onefinancial planning. My approach begins with you and yourdreams. I can help you develop a customized financial planfocused on your unique goals and dreams.

    Life insuranceLong-term care planningMutual funds

    Retirement planningAnnuitiesInvestment planning

    Call 419-695-7010 today.

    Brokerage, investment and financial advisory services are made available through AmeripriseFinancial Services, Inc., Member FINRA and SIPC.Some products and services may not be available in all jurisdictions or to all clients. 2009-2010 Ameriprise Financial, Inc. All rights reserved.

    JoAn M. Smith

    Financial Advisor

    In the Same Boat

  • 8/6/2019 July 2011 Good Times

    10/1210 GOOD TIMES July 2011

    I was working in the backyard withy son the other day, when he noticedy new pedicure. Did he say:a.)Mom, your feet look fantastic!;

    rb.)Mom, you know those pedicure

    pas are brimming with E. Coli; orven

    c.)Mom, I have a tuition paymentoming up and it looks like you spent itll on your toes!?

    No. He said, Mom, do you reallyhink a woman your age should be wear-ng that color of nail polish?

    I shall pause here while you considerhe startling impact that statement had

    n me.(Insert a minimum 30 second pauseere, please).

    I blinked a few times, caught my breathnd was about to answer in an appropriately pithy wayhen he gave me that sheepish grin. You knowthe

    Oops I probably-shouldnt-have-said-that-but-nowhat-I-have-Ill- just-ash-my-sheepish-grin grin. Solet it drop.

    But I didnt forget it.In fact, I began to stew over it. Is he right? AM

    too old to wear Cherries in the Snow nail polish?

    asked my husband for his opinion. His response:Youre wearing nail polish? Huh.

    So I asked my girlfriend: Is there an age whereou have to resort to wearing only boring nail color,nd forego anything brighter than Tempered Taupe?

    Do you still have teenagers at home? she asked.Yes.Are you over 40?Yes. You threw me a party.Then yes, she declared. Until they turn 20,

    ou are relegated to Muted Mauve nail polish. And

    heres some more bad news: You are alsorequired to have un-highlighted hair anddrab clothing, and you can only listen toclassical music. No rock and roll, espe-cially anything that might make you singor even hum along in a public setting.

    But I dont like Muted Mauve, I pro-tested. It reminds me of the rst couchmy husband and I bought together in1987. Plus, if I left my hair un-highlightedfor any length of time, I would look likemy rst grade teacher Sister Marilene.With her habit on. And you know BobSeger and I have a thing going wherebyI must sing the lyrics to Old Time Rockand Roll at the top of my lungs whenever

    I hear it, no matter where I am!Too bad, she retorted. You shouldhave thought of that 18 years ago.

    OK, OK, I relented. Anything else Ishould know?

    Well, your shorts can be no shorter than capris-length, and no ashy colors for your sunglasses, your

    jewelry or your vehicle.What? I was going to trade in my burgundy

    mini-van for a lemon yellow Camaro next week! Iwhined.

    Sorry. Not for at least two more years.

    There is some good news, she said, trying to liftmy spirits. As soon as they leave home, you can goback to being a non-mother-of-teenagers. Hair, cars,music, everything.

    Good. I am looking forward to the day when itsokay for my toes to look younger than the rest of me.

    Mary Beth Weisenburger writes from her home innorthwest Ohio and is still wearing bright nail polish.Check out her book and her

    Age Old Questions

    By Mary BethWeisenburger

    7th Annual Art Affairon the Square

    Saturday, July 16th from 10 a.m.-6pm.In historic downtown, Urbana, Ohio

    Artists Market Art Exhibits and artists at work

    Childrenss art activitiesPerforming arts, archetictural toursand much more!

    ...a cheeseburger cost 19

    Then you deserve...If you rememberwhen...

    And thats one thing that wontchange with First Federal Banks MeritChecking, specially designed for those

    age 50 and better!

    230 E. Second St., Delphos (419) 695-1055

    The aging process could be slowed down if it had towork its way through Congress.

    Unknown

    P W

  • 8/6/2019 July 2011 Good Times

    11/12July 2011 GOOD TIMES 11

    Come In A Customer ... Leave A Friend

    www.raabeford.com

    11260 Elida Rd. DelphosSales: Mon. 8:00am-8pm; Tues.-Fri. 8am-6pm; Sat. 9am-2:30pm

    SERVICEPARTSBODY SHOP

    Mon. 7:30am.-8pm.; Tues. -Fri. 7:30am .- 6pm.; Sat 9-2419-692-0055

    2002, 2005, 2007, 2008

    CERTIFIED PRE-OWNED LEASING Service&Repair Parts&AccessoriesOwnerAdvantageRewards BodyRepair&Painting

    NEW & USED The AreasOnly Dual

    Ford/Lincoln Dealer!

    Proudly Serving

    The Area

    Since 1922!

    offering Native Americanstyle foods including frybread and buffalo burgers.

    Some events being heldthis year will be a Sacredre, tomahawk throwing,candy dances and tons ofother fun things! There willbe a childrens tent for ourlittle pappooses to createtheir very own fun crafts!

    Camping space is avail-able. Please call, in advance,to reserve your spot.

    Vendor space is alsoavailable.

    Please call Judy Keyswith any questions you mayhave.

    1-419-399-0804

    Rocky ForkRecreations

    AnnualTraditional

    Open Pow-WowRocky Fork RecreationJuly 30-July 31, 2011

    Rocky Fork RecreationsAnnual Traditional Open

    PowWow Rocky ForkRecreation

    74978 Rocky Fork RoadKimbolton, Ohio, 43749

    (740) 498-4614www.rockyforkrec.com

    Our annual traditionalopen PowWow will be heldJuly 30-31, 2011 11-5 Satur-day and 11-4 Sunday.

    Join us for an upliftingcultural experience.

    Free Admission: Heldat the Rocky Fork Pavil-ion. Two days of feelingthe energy and spirit of theNative Americans throughtraditional drumming, dem-

    onstrations, dancing andsinging. Experience the arts,crafts & traditional foodsduring this uplifting culturalevent.

    To become a vendor orinquire about participationcontact the Activities Direc-tor: 740-498-461 or checkout the wsebsite at www.rockyforkrec.com

    Pow-Wow(Continued from page 6)

    Early amErican HomE

    Primitive and ReproductionHome Furnishings

    820 Broad Ave., Findlay, OH 45840 419-425-0522Hrs.: Tues., Wed., 10-4, Thurs. 11-5, Fri 10-4, Sat. 10-3; Closed Sunday & Monday

  • 8/6/2019 July 2011 Good Times

    12/1212 GOOD TIMES July 2011

    Available in

    gas, wood, electric,pellet & corn!

    Visit Our Showrooms!

    Over 200 Units

    on Display.Nothing burns like a Quad

    CELINA5217 Tama RoadSR 127, 5 miles Norht of Celina

    1 Mile West on Tama Road

    419-363-2230

    LIMA4147 Elida Road

    419-224-4656

    www.kernsfrplaceandspa.com