Investment Proposal

Client Report

Investment Charter

o Suitable Investment Charter

o Investment Guidelines

Investment Charter – Purpose & Objective

• Investment Charter is a key component of your investment strategy

• Sets out objectives and goals to be attained through investments

• Defining portfolio’s asset allocation, deviations and investment guidelines

Investment Objective

• Degree of risk you are willing to undertake to achieve investment objectives

• Ability to take risk dependent on factors such as age, wealth, income level, financial goals , family dependence etc.

• Understanding that portfolio returns and portfolio risk are positively correlated

Risk Tolerance

• Defining investment horizon, consistent with risk tolerance and return expectations

• The longer the investment tenure, the greater likelihood of achieving investment objectives

Time Horizon

• Return expectations has to be viewed in conjunction with risk undertaken, and the investment horizon

• Ensuring return maximization, for a given level of risk

• Optimizing returns through tax efficiency & legal mechanisms

Return Expectations

Investment Guidelines to Define Desired Outcome

Investment Objective

Portfolio RiskPortfolio Return

ExpectationsInvestment Time

Horizon

Cash Flows Generated from

Portfolio

Capital Appreciation

High High Long (>5 Years) Minimal

Moderate Growth

Moderate Moderate Medium (>3 Years) Minimal

Capital Preservation

Low LowShort (Upto 3

Years)High

Moderate Growth with Cash Flows

ModerateModerate to

HighLong High

• Any mismatch in the above parameters will not result in desired outcome and could lead to suboptimal performance

Your Requirement

o Investment Proposal

o Investment Proposal Rationale

Investment Proposal

Investment Proposal

Asset Class INR (Cr.) %ge of Portfolio

Equity Strategy 2.50 63%

Debt Strategy 1.50 38%

Grand Total 4.00 100%

Product Allocation INR (Cr.) %ge of Portfolio

Equity-PMS 1.00 25%

Mutual Fund 1.50 38%

Structured Product 1.00 25%

Corporate Fixed Deposit 0.50 13%

Grand Total 4.00 100%

Product Allocation Product Name INR (Cr.)

Equity Strategy 2.50

Multi-Cap PMS MOAMC BOP 0.50

Multi-Cap PMS MOAMC NTDOP 0.50

Large Cap Fund SBI Bluechip Fund 0.50

Multi Cap Fund Kotak Standard Multi Cap Fund 0.50

Multi Cap Fund Axis Focused 25 Fund 0.25

Mid Cap Fund HDFC Mid-Cap Opportunities Fund 0.25

Debt Strategy 1.50

Structured Product Motilal Oswal Home Finance Ltd - 35 Month 1.00

Corporate Fixed Deposit Bajaj Finance Ltd. 0.50

Grand Total 4.00

Insurance Product

Term Plan ICICI Pru Iprotect Smart

Equity Strategy

63%

Debt Strategy

38%

Equity-PMS, 25%

Mutual Fund, 38%

Structured Product,

25%

Corporate Fixed

Deposit, …

Investment Proposal Rationale

Product Name INR (Cr.) Product Allocation

Equity Strategy 2.50

MOAMC BOP 0.50 Multi-Cap PMS =>

The Portfolio will be constructed based on in-depth research leading to bottom-up stock picking with a view of

equities from 3-4 years perspective. It aims to predominantly invest in Small and Midcap stocks with a focus

on identifying potential winners.

MOAMC NTDOP 0.50 Multi-Cap PMS =>

The strategy aims to deliver superior returns by investing in focused themes which are part of the next trillion

dollar GDP growth opportunity. Themes: CONSUMPTION | BANKING & FINANCIAL SERVICES |

INFRASTRUCTURE & RELATED SERVICES.

SBI Bluechip Fund 0.50 Large Cap Fund =>

The scheme seeks to provide investors with opportunities for long-term growth in capital through an active

management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from

time to time).

Kotak Standard Multi Cap Fund 0.50 Multi Cap Fund =>The scheme seeks to generate longterm capital appreciation from a portfolio of equity and equity related

securities, generally focused on a few selected sectors.

Axis Focused 25 Fund 0.25 Multi Cap Fund =>

The scheme seeks to generate long term capital appreciation by investing in concentrated portfolio of equity &

equity related instruments of upto 25 companies, primarily in companies among the top 200 in terms of market

capitalisation.

HDFC Mid-Cap Opportunities Fund 0.25 Mid Cap Fund =>The scheme seeks to provide long-term capital appreciation/income by investing predominantly in Mid-Cap

companies.

Debt Strategy 1.50

Motilal Oswal Home Finance Ltd - 35 Month 1.00 Structured Product =>A product with capital protection at maturity with Crisil : AA- r/stable rated to lock-in at attractive yield of

9.30% CAGR for a period of 35 months.

Bajaj Finance Ltd. 0.50Corporate Fixed

Deposit => Corporate Fixed Deposit CRISIL/AAA rated with 8.10% Interest paid M/Q/H/Y

Grand Total 4.00

Rationale for Allocation

Cash flows (in Lacs.) Total 21-Jan-19 31-Jan-20 31-Jan-21 31-Jan-22 31-Jan-23 31-Jan-24 31-Jan-25 31-Jan-26 ####### #######

Franklin India Equity Hybrid Fund (40.00) - (5.00) - (15.00) (20.00) - - - - -

ICICI Pru Balanced Advantage Fund (40.00) - - (5.00) (15.00) (20.00) - - - - -

India Realty Excellence Fund -IV (300.00) (30.00) (225.00) (45.00) - - - - - - -

MOAMC NTDOP (130.00) - - (50.00) (50.00) (30.00) - - - - -

ASK IEP (130.00) - - (50.00) (50.00) (30.00) - - - - -

SBI Bluechip Fund (40.00) - - - (20.00) (20.00) - - - - -

Kotak Standard Multicap Fund (40.00) - - - (20.00) (20.00) - - - - -

HDFC Ltd. - Regular Deposits (20.00) - - (20.00) - - - - - - -

Corporate FD (20.00) - - - (20.00) - - - - - -

Bajaj Finance (20.00) - - (20.00) - - - - - - -

Corporate FD (25.00) - - - - (25.00) - - - - -

Shriram Unnati Deposit (20.00) - - (20.00) - - - - - - -

Corporate FD (20.00) - - - - (20.00) - - - - -

DHFL - Aashray Deposit (15.00) - - (15.00) - - - - - - -

ASPIRE NIFTY 50 30042021 (40.00) - (40.00) - - - - - - - -

Perpetual Bond (25.00) - - (25.00) - - - - - - -

Perpetual Bond (25.00) - - (25.00) - - - - - - -

Perpetual Bond (25.00) - - - (25.00) - - - - - -

Perpetual Bond (25.00) - - - - (25.00) - - - - -

NCD (20.00) - - (20.00) - - - - - - -

NCD (20.00) - - - (20.00) - - - - - -

NCD (20.00) - - - - (20.00) - - - - -

IDFC Corp Bond Fund (35.00) - - (5.00) (10.00) (20.00) - - - - -

ICICI Pru Credit Risk Fund (20.00) - - - - (20.00) - - - - -

Franklin India Savings Fund (35.00) - - - (20.00) (15.00) - - - - -

Kotak Equity Arbitrage Scheme (30.00) - - (15.00) (15.00) - - - - -

Redemption

MOAMC NTDOP 9.24 - - - 0.38 0.81 1.17 1.36 1.58 1.83 2.12

Redemption

Franklin India Equity Hybrid Fund 85.70 - - - - - - - - - 85.70

ICICI Pru Balanced Advantage Fund 83.94 - - - - - - - - - 83.94

India Realty Excellence Fund -IV 480.62 - - 5.69 32.54 167.65 195.63 74.66 4.45 - -

MOAMC NTDOP 326.14 - - - - - - - - - 326.14

ASK IEP 326.14 - - - - - - - - - 326.14

SBI Bluechip Fund 90.73 - - - - - - - - - 90.73

Kotak Standard Multicap Fund 90.73 - - - - - - - - - 90.73

HDFC Ltd. - Regular Deposits 28.24 - - - 1.65 1.65 1.65 1.65 21.65 - -

Corporate FD 28.24 - - - - 1.65 1.65 1.65 1.65 21.65 -

Bajaj Finance 28.75 - - - 1.75 1.75 1.75 1.75 21.75 - -

Corporate FD 35.94 - - - - - 2.19 2.19 2.19 2.19 27.19

Shriram Unnati Deposit 29.25 - - - 1.85 1.85 1.85 1.85 21.85 - -

Corporate FD 29.25 - - - - - 1.85 1.85 1.85 1.85 21.85

DHFL - Aashray Deposit 21.75 - - - 1.35 1.35 1.35 1.35 16.35 - -

ASPIRE NIFTY 50 30042021 49.82 - - - 49.82 - - - - - -

Perpetual Bond 36.71 - - - 2.34 2.34 2.34 2.34 27.34 - -

Perpetual Bond 37.38 - - - 2.48 2.48 2.48 2.48 27.48 - -

Perpetual Bond 36.71 - - - - 2.34 2.34 2.34 2.34 27.34 -

Perpetual Bond 36.71 - - - - - 2.34 2.34 2.34 2.34 27.34

NCD 29.15 - - - 1.83 1.83 1.83 1.83 21.83 - -

NCD 29.00 - - - - 1.80 1.80 1.80 1.80 21.80 -

NCD 29.15 - - - - - 1.83 1.83 1.83 1.83 21.83

IDFC Corp Bond Fund 55.35 - - - - - - - - - 55.35

ICICI Pru Credit Risk Fund 30.77 - - - - - - - - - 30.77

Franklin India Savings Fund 53.42 - - - - - - - - - 53.42

Kotak Equity Arbitrage Scheme 44.68 - - - - - - - - - 44.68

Investor level Cashflow 983.53 (30.00) (270.00) (294.31) (184.02) (112.50) 224.05 103.26 178.27 80.83 #######

Product XIRR 13.27%

Multiple of Capital (MoC) 1.83

Investment life (Years) 4.83

Cash flow analysis*

* Note:

• All the returns or inflow from investments are purely indicative, it doesn’t give any assurance of future cash flow.

• Above cashflow explains the inflow & outflow of investment in given period as an example.

Assumption : 15% ROI (YoY) – PMS, EQ MF ROI – assumption as per category.

Cash flows (in Crores.) Total 28-Feb-20 28-Feb-21 28-Feb-22 28-Feb-23 29-Feb-24 28-Feb-25 28-Feb-26 28-Feb-27 29-Feb-28 28-Feb-29 28-Feb-30

Outflow

MOAMC BOP (0.50) (0.50) - - - - - - - - - -

MOAMC NTDOP (0.50) (0.50) - - - - - - - - - -

SBI Bluechip Fund (0.50) (0.50) - - - - - - - - - -

Kotak Standard Multi Cap Fund (0.50) (0.50) - - - - - - - - - -

Axis Focused 25 Fund (0.25) (0.25) - - - - - - - - - -

HDFC Mid-Cap Opportunities Fund (0.25) (0.25) - - - - - - - - - -

Moti la l Oswal Home Finance Ltd - 35 Month (1.00) (1.00) - - - - - - - - - -

Ba ja j Finance Ltd. (0.50) (0.50) - - - - - - - - - -

Inflow

Redemption

MOAMC BOP 2.02 - - - - - - - - - - 2.02

MOAMC NTDOP 2.02 - - - - - - - - - - 2.02

SBI Bluechip Fund 1.27 - - - - - - 0.50 - - - 0.77

Kotak Standard Multi Cap Fund 1.38 - - - - - - 0.50 - - - 0.88

Axis Focused 25 Fund 0.69 - - - - - - 0.25 - - - 0.44

HDFC Mid-Cap Opportunities Fund 0.69 - - - - - - 0.25 - - - 0.44

Moti la l Oswal Home Finance Ltd - 35 Month 1.30 - - 1.30 - - - - - - - -

Ba ja j Finance Ltd. 0.66 - 0.04 0.04 0.04 0.54 - - - - - -

Investor level Cashflow 6.04 (4.00) 0.04 1.34 0.04 0.54 - 1.50 - - - 6.58

Product XIRR 13.42%

Multiple of Capital (MoC) 2.51

Investment life (Years) 7.31

Cash flows (in Lacs.) Total 21-Jan-19 31-Jan-20 31-Jan-21 31-Jan-22 31-Jan-23 31-Jan-24 31-Jan-25 31-Jan-26 ####### #######

Franklin India Equity Hybrid Fund (40.00) - (5.00) - (15.00) (20.00) - - - - -

ICICI Pru Balanced Advantage Fund (40.00) - - (5.00) (15.00) (20.00) - - - - -

India Realty Excellence Fund -IV (300.00) (30.00) (225.00) (45.00) - - - - - - -

MOAMC NTDOP (130.00) - - (50.00) (50.00) (30.00) - - - - -

ASK IEP (130.00) - - (50.00) (50.00) (30.00) - - - - -

SBI Bluechip Fund (40.00) - - - (20.00) (20.00) - - - - -

Kotak Standard Multicap Fund (40.00) - - - (20.00) (20.00) - - - - -

HDFC Ltd. - Regular Deposits (20.00) - - (20.00) - - - - - - -

Corporate FD (20.00) - - - (20.00) - - - - - -

Bajaj Finance (20.00) - - (20.00) - - - - - - -

Corporate FD (25.00) - - - - (25.00) - - - - -

Shriram Unnati Deposit (20.00) - - (20.00) - - - - - - -

Corporate FD (20.00) - - - - (20.00) - - - - -

DHFL - Aashray Deposit (15.00) - - (15.00) - - - - - - -

ASPIRE NIFTY 50 30042021 (40.00) - (40.00) - - - - - - - -

Perpetual Bond (25.00) - - (25.00) - - - - - - -

Perpetual Bond (25.00) - - (25.00) - - - - - - -

Perpetual Bond (25.00) - - - (25.00) - - - - - -

Perpetual Bond (25.00) - - - - (25.00) - - - - -

NCD (20.00) - - (20.00) - - - - - - -

NCD (20.00) - - - (20.00) - - - - - -

NCD (20.00) - - - - (20.00) - - - - -

IDFC Corp Bond Fund (35.00) - - (5.00) (10.00) (20.00) - - - - -

ICICI Pru Credit Risk Fund (20.00) - - - - (20.00) - - - - -

Franklin India Savings Fund (35.00) - - - (20.00) (15.00) - - - - -

Kotak Equity Arbitrage Scheme (30.00) - - (15.00) (15.00) - - - - -

Redemption

MOAMC NTDOP 9.24 - - - 0.38 0.81 1.17 1.36 1.58 1.83 2.12

Redemption

Franklin India Equity Hybrid Fund 85.70 - - - - - - - - - 85.70

ICICI Pru Balanced Advantage Fund 83.94 - - - - - - - - - 83.94

India Realty Excellence Fund -IV 480.62 - - 5.69 32.54 167.65 195.63 74.66 4.45 - -

MOAMC NTDOP 326.14 - - - - - - - - - 326.14

ASK IEP 326.14 - - - - - - - - - 326.14

SBI Bluechip Fund 90.73 - - - - - - - - - 90.73

Kotak Standard Multicap Fund 90.73 - - - - - - - - - 90.73

HDFC Ltd. - Regular Deposits 28.24 - - - 1.65 1.65 1.65 1.65 21.65 - -

Corporate FD 28.24 - - - - 1.65 1.65 1.65 1.65 21.65 -

Bajaj Finance 28.75 - - - 1.75 1.75 1.75 1.75 21.75 - -

Corporate FD 35.94 - - - - - 2.19 2.19 2.19 2.19 27.19

Shriram Unnati Deposit 29.25 - - - 1.85 1.85 1.85 1.85 21.85 - -

Corporate FD 29.25 - - - - - 1.85 1.85 1.85 1.85 21.85

DHFL - Aashray Deposit 21.75 - - - 1.35 1.35 1.35 1.35 16.35 - -

ASPIRE NIFTY 50 30042021 49.82 - - - 49.82 - - - - - -

Perpetual Bond 36.71 - - - 2.34 2.34 2.34 2.34 27.34 - -

Perpetual Bond 37.38 - - - 2.48 2.48 2.48 2.48 27.48 - -

Perpetual Bond 36.71 - - - - 2.34 2.34 2.34 2.34 27.34 -

Perpetual Bond 36.71 - - - - - 2.34 2.34 2.34 2.34 27.34

NCD 29.15 - - - 1.83 1.83 1.83 1.83 21.83 - -

NCD 29.00 - - - - 1.80 1.80 1.80 1.80 21.80 -

NCD 29.15 - - - - - 1.83 1.83 1.83 1.83 21.83

IDFC Corp Bond Fund 55.35 - - - - - - - - - 55.35

ICICI Pru Credit Risk Fund 30.77 - - - - - - - - - 30.77

Franklin India Savings Fund 53.42 - - - - - - - - - 53.42

Kotak Equity Arbitrage Scheme 44.68 - - - - - - - - - 44.68

Investor level Cashflow 983.53 (30.00) (270.00) (294.31) (184.02) (112.50) 224.05 103.26 178.27 80.83 #######

Product XIRR 13.27%

Multiple of Capital (MoC) 1.83

Investment life (Years) 4.83

Cash Flow Explanation (Goals)

Daughter’s Education-1 (Required 1.15 Cr) (2022) - We Recommend to invest 1 Cr in Motilal Oswal Home Finance MLD (35 Month) which will mature in Dec 2022. the maturity amount on investment is expected to be 1.30 Cr.

Daughter’s Education-2 (Required 50 Lakhs) (2024) - We Recommend to invest 50 Lakhs in Bajaj Finance Ltd Fixed Deposit (48 Month) ( Interest rate 8.10%) which will mature in 2024.

Daughter’s Marriage-1 (Required 1.5 Cr) (2026) - We Recommend to invest 1.50 Cr in Equity Mutual Funds, hold it till 2026 and redeem 1.5 cr in total in 2026 as shown in cash flow from mutual funds.

Daughter’s Marriage-2 & Retirement (Required 1.5 Cr + 5 Cr) (2031) - We Recommend to invest 1 Cr in 2 PMS as shown, hold it till 2030 and you can redeem the entire corpus in 2031.

Portfolio Management Services

o MOAMC BOP

o MOAMC NTDOP

MOAMC Business Opportunities Portfolio (BOP)

Inception Date Benchmark Fund Manager

16-Jan-18 Nifty 500 Mr. Manish Sonthalia

Portfolio (Top 5 Stocks)

Scrip Name (%) of Market value

HDFC Bank Ltd. 10.54

Hindustan Unilever Ltd. 8.70

Bata India Ltd. 8.56

Kotak Mahindra Bank Ltd. 5.48

Blue Star Ltd. 4.99

Market Cap

Sector Allocation (%) of Assets

Large Cap 62.00

Mid Cap 27.10

Small Cap 10.30

Top 3 sectors

Sector Name (%) of Market value

FMCG 22.51

Banks 20.94

Retail 15.26

Source: MOAMC | Data as on 31st January 2020

• The Portfolio will be constructed based on in-depth research leading

to bottom-up stock picking with a view of equities from 3-4 years

perspective. It aims to predominantly invest in Small and Midcap

stocks with a focus on identifying potential winners.

• Investment Approach: “Buy & Hold” strategy. The Strategy at present

has a concentration in 23 stocks.

• Five basic themes- AFFORDABLE HOUSING | MARKET SHARE GAIN

BY NBFCS & PRIVATE SECTOR BANKS FROM PSU BANKS | RISE IN

CONSUMER DISCRETIONARY | AGRICULTURE & GST BENEFICIARIES.

• Exited Bajaj Finance Ltd and Increased Allocation in HDFC Bank Ltd.

Performance (%) Value of 1 cr. Invested

Period BOP Nifty 500 BOP Nifty 500

1 Month 1.85 -0.11 1.02 1.00

3 Months 0.79 1.77 1.01 1.02

6 Months 19.86 9.03 1.20 1.09

1 Year 22.25 9.52 1.22 1.10

2 Year 8.64 0.84 1.18 1.02

Since Inception 7.10 1.26 1.15 1.03

MOAMC Next Trillion Dollar Opportunity Strategy (NTDOP)

• The strategy aims to deliver superior returns by investing infocused themes which are part of the next trillion dollar GDPgrowth opportunity. Themes: CONSUMPTION | BANKING &FINANCIAL SERVICES | INFRASTRUCTURE & RELATED SERVICES.

• The portfolio consist of 25 stocks.

• In last 8 years, NTDOP PMS has delivered positive return of 23.47%versus 11.65% of Nifty 500.

Inception Date Benchmark Fund Manager

5-Dec-07 NIFTY 500 Mr. Manish Sonthalia

Portfolio (Top 5 Stocks)

Scrip Name (%) of Market value

Kotak Mahindra Bank Ltd. 13.61

Voltas Ltd. 10.45

Page Industries Ltd. 8.61

ICICI Bank Ltd. 6.74

City Union Bank Ltd. 4.97

Market Cap

Sector Allocation (%) of Assets

Large Cap 44.90

Mid Cap 52.30

Small Cap 2.70

Top 3 sectors

Sector Name (%) of Market value

Banks 27.60

FMCG 15.90

Consumer Discretionary 10.45

Source: MOAMC | Data as on 31st January 2020

Performance (%) Value of 1 cr. Invested

Period NTDOP NIFTY 500 NTDOP NIFTY 500

1 Month 0.95 -0.11 1.01 1.00

3 Months 2.15 1.77 1.02 1.02

6 Months 13.93 9.03 1.14 1.09

1 Year 11.68 9.52 1.12 1.10

2 Years 2.46 0.84 1.05 1.02

3 Years 9.82 10.15 1.32 1.34

4 Years 14.63 11.68 1.73 1.56

5 Years 11.80 6.59 1.75 1.38

Since Inception 15.95 5.60 6.05 1.94

Mutual Funds

o Equity Funds

Equity Mutual Funds

Scheme AUM

(Rs. In Cr.)Inception Date

Returns (%ge)

Std dev Beta Alpha

1 yr 3 yrs 5 yrs Since Inception

Large Cap Fund

Motilal Oswal Focused 25 Fund 1,205.28 13-May-13 21.08 11.95 8.31 14.17 12.22 1.31 -4.81

SBI Bluechip Fund 23,641.35 20-Jan-06 14.82 10.09 8.28 10.70 9.74 0.98 -3.47

Mirae Asset Large Cap Fund 16,873.03 04-Apr-08 11.87 13.34 10.20 15.25 11.49 1.19 -0.23

Category Avg -- -- 12.06 10.54 7.01 12.84 9.73 1.09 -4.61

NIFTY 50 TRI -- -- 11.84 13.29 7.67 13.41 8.00 1.00 --

Large & Midcap Fund

Motilal Oswal Large & Midcap Fund

349.16 17-Oct-19 4.14 (1 Month) 7.03 (3 Months) -- 15.06 -- -- --

NIFTY Large & Midcap 250 TRI -- -- 1.95 (1 Month) 3.99 (3 Months) -- 14.60 -- -- --

Source: Ace MF| Data as on 31st January 2020

Equity Mutual Funds

Scheme AUM

(Rs. In Cr.)Inception Date

Returns (%ge) Std dev Beta Alpha

1 yr 3 yrs 5 yrs Since Inception

Multi Cap Fund

Kotak Standard Multicap Fund 29,597.85 11-Sep-09 15.09 12.48 9.80 13.65 11.72 1.06 0.23

Axis Focused 25 Fund 9,109.64 29-Jun-12 24.69 17.59 11.84 16.27 13.22 1.22 1.31

Motilal Oswal Multicap 35 Fund 13,130.85 28-Apr-14 12.23 9.93 10.63 18.99 16.99 1.36 -2.69

Category Avg -- -- 12.79 9.77 7.75 13.18 12.65 1.01 -1.31

NIFTY 500 TRI -- -- 10.83 11.53 7.86 11.34 11.84 1.00 --

Mid Cap Fund

HDFC Mid-Cap Opportunities Fund 22,796.46 25-Jun-07 9.71 7.54 8.56 14.66 17.55 0.88 1.50

Motilal Oswal Midcap 30 Fund 1,811.99 24-Feb-14 22.63 8.00 8.85 19.21 13.01 0.59 -1.02

Kotak Emerging Equity Fund 5,887.95 30-Mar-07 21.13 10.93 11.02 12.07 16.68 0.82 2.86

Category Avg -- -- 12.41 8.73 8.41 14.36 16.04 0.85 2.22

NIFTY Midcap 100 TRI -- -- 7.56 6.46 7.69 20.23 19.83 1.00 --

Small Cap Fund

Invesco India Small Cap Fund 426.06 30-Oct-18 19.13 -- -- 13.87 4.76 1.06 12.67

HDFC Small Cap Fund 9,232.45 03-Apr-08 -3.22 9.98 9.21 12.48 21.91 0.75 8.79

DSP Small Cap Fund 4,918.44 14-Jun-07 11.73 3.02 8.80 14.84 21.59 0.82 -2.23

Franklin India Smaller CompaniesFund

6,928.77 13-Jan-06 1.78 3.32 6.50 12.46 18.97 0.72 0.75

Category Avg -- -- 10.39 6.92 7.65 13.87 18.46 0.75 1.10

NIFTY Smallcap 100 TRI -- -- 2.62 0.92 3.83 13.47 27.07 1.00 --

Source: Ace MF| Data as on 31st January 2020

Structured Product

o Motilal Oswal Home Finance Ltd.

MOHFL 35 Month

Issuer Motilal Oswal Home Finance Ltd ( MOHFL)

Type of Instrument Principal Protected-Market Linked Redeemable Non-convertible Debenture

Listing Yes

ISIN INE658R07349

Series M-7/F.Y.20/F.Y.23

Capital protection Capital is protected at maturity

Rating PP-MLD CRISIL AA-/ Stable

Month 35 Month

Tenor in Days 1065 Days, from the original deemed date of allotment(i.e 29th Jan 2020)

Residual Tenor 1050 Days

Face Value ₹ 10,00,000.00

Premium on issue ₹ 3,661.00

Issue Price ₹ 10,03,661.00

Issue Opening Date 13 February 2020

Issue Closing Date 13 February 2020

Pay in date 13 February 2020

Deemed Date of Allotment 13 February 2020

Reference Index Nifty 50 Index

Initial Fixing Date 29 January 2020

Initial Fixing Level Official Closing Levels of Nifty 50 Index as on Initial Fixing Date ie 12129.50

Final Fixing Date 29 September 2022

Final Fixing Level Official Closing Level of Nifty 50 Index as on Final Fixing Date

Final Redemption Date 29 December 2022

Pay-off conditionIf Final Fixing Level <= 25% of Initial Fixing Level than Only Principal

If Final Fixing Level > 25% of Initial Fixing Level than Coupon + Principal

Maturity 29 December 2022

Coupon on maturity 29.624%

Thank You !

Motilal Oswal Financial Services Limited (MOFSL)* Member of NSE, BSE, MCX, NCDEX CIN No.: L67190MH2005PLC153397.

Registered Office Address: Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai-400025; Tel No.: 022-71934263; Website www.motilaloswal.com. Correspondence Office Address: Palm Spring Centre, 2nd Floor, Palm Court Complex, New Link Road, Malad (West), Mumbai- 400 064. Tel No: 022 7188 1000. Registration Nos.: Motilal Oswal Financial Services Limited (MOFSL)*: INZ000158836. (BSE/NSE/MCX/NCDEX); CDSL and NSDL: IN-DP-16-2015; Research Analyst: INH000000412. AMFI: ARN - 146822; Investment Adviser: INA000007100; Insurance Corporate Agent: CA0579. Motilal Oswal Asset Management Company Ltd. (MOAMC): PMS (Registration No.: INP000000670); PMS and Mutual Funds are offered through MOAMC which is group company of MOFSL. Motilal Oswal Wealth Management Ltd. (MOWML): PMS (Registration No.: INP000004409) is offered through MOWML, which is a group company of MOFSL. • Motilal Oswal Financial Services Limited is a distributor of Mutual Funds, PMS, Fixed Deposit, Bond, NCDs, Insurance Products and IPOs. • Real Estate is offered through Motilal Oswal Real Estate Investment Advisors II Pvt. Ltd. which is a group company of MOFSL. • Private Equity is offered through Motilal Oswal Private Equity Investment Advisors Pvt. Ltd which is a group company of MOFSL. • Research & Advisory services is backed by proper research. Please read the Risk Disclosure Document prescribed by the Stock Exchanges carefully before investing. There is no assurance or guarantee of the returns. PMS is not offered in Commodity Derivatives segment. Details of Compliance Officer: Name: Neeraj Agarwal, Email ID: na@motilaloswal.com, Contact No.:022-71881085. *MOSL has been amalgamated with Motilal Oswal Financial Services Limited (MOFSL) w.e.f August 21, 2018 pursuant to order dated July 30, 2018 issued by Hon'ble National Company Law Tribunal, Mumbai Bench. Customer having any query/feedback/ clarification may write to query@motilaloswal.com. In case of grievances for Securities Broking write to grievances@motilaloswal.com, for DP to dpgrievances@motilaloswal.com

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